****************************SUMMARY OF 2003 STATE        INCOME TAX RETURNS************                                                               
*                  CALENDAR YEAR FULL YEAR    RESIDENTS ONLY                          *                                                               
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS     STATE #    EFFECTIVE    NO. OF NET##  *                                                               
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  STATE TAX RATE EXEMPTIONS    *                                                               
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                                   STATE OF UTAH                                                                                                      
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 UNDER $1          10,446      $-615,267,546           $-12    0.00      19,607                                                                       
 $     1  -  5000  82,472       $223,648,254       $198,808    0.09      50,181                                                                       
 $  5001 -  10000  84,506       $629,716,254     $3,126,537    0.50      94,962                                                                       
 $ 10001 -  15000  79,640       $994,102,346    $11,397,161    1.15     133,024                                                                       
 $ 15001 -  20000  76,159     $1,330,636,295    $21,571,117    1.62     148,347                                                                       
 $ 20001 -  25000  68,106     $1,528,034,521    $31,558,761    2.07     147,883                                                                       
 $ 25001 -  30000  58,882     $1,616,286,018    $39,851,635    2.47     138,126                                                                       
 $ 30001 -  35000  51,027     $1,655,383,843    $46,142,451    2.79     127,980                                                                       
 $ 35001 -  40000  46,191     $1,730,703,111    $52,910,023    3.06     124,762                                                                       
 $ 40001 -  45000  41,722     $1,771,557,271    $58,635,232    3.31     119,431                                                                       
 $ 45001 -  50000  37,990     $1,803,356,220    $63,623,680    3.53     114,361                                                                       
 $ 50001 -  75000 134,432     $8,225,447,121   $325,348,709    3.96     438,790                                                                       
 $ 75001 - 100000  65,186     $5,588,526,159   $246,189,578    4.41     223,331                                                                       
 $100001 - 250000  52,610     $7,215,122,128   $344,923,015    4.78     182,303                                                                       
 OVER $250,000      8,429     $5,593,495,215   $300,015,542    5.36      29,351                                                                       
                                                                                                                                                      
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 TOTAL            897,798   $39,290,747,210  $1,545,492,238    3.93   2,092,439                                                                       
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                                   B. PERCENTAGE DISTRIBUTION                                                                                         
 UNDER $1              1.2            -1.6          -0.0                    0.9                                                                       
 $     1  -  5000      9.2             0.6           0.0                    2.4                                                                       
 $  5001 -  10000      9.4             1.6           0.2                    4.5                                                                       
 $ 10001 -  15000      8.9             2.5           0.7                    6.4                                                                       
 $ 15001 -  20000      8.5             3.4           1.4                    7.1                                                                       
 $ 20001 -  25000      7.6             3.9           2.0                    7.1                                                                       
 $ 25001 -  30000      6.6             4.1           2.6                    6.6                                                                       
 $ 30001 -  35000      5.7             4.2           3.0                    6.1                                                                       
 $ 35001 -  40000      5.1             4.4           3.4                    6.0                                                                       
 $ 40001 -  45000      4.6             4.5           3.8                    5.7                                                                       
 $ 45001 -  50000      4.2             4.6           4.1                    5.5                                                                       
 $ 50001 -  75000     15.0            20.9          21.1                   21.0                                                                       
 $ 75001 - 100000      7.3            14.2          15.9                   10.7                                                                       
 $100001 - 250000      5.9            18.4          22.3                    8.7                                                                       
 OVER $250,000         0.9            14.2          19.4                    1.4                                                                       
                                                                                                                                                      
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  TOTAL              100.0           100.0         100.0                  100.0                                                                       
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                                   C. AVERAGE PER RETURN                                                                                              
  UNDER $1                        $-58,900           $-0                   1.88                                                                       
  $     1  -  5000                  $2,712            $2                   0.61                                                                       
  $  5001 -  10000                  $7,452           $37                   1.12                                                                       
  $ 10001 -  15000                 $12,482          $143                   1.67                                                                       
  $ 15001 -  20000                 $17,472          $283                   1.95                                                                       
  $ 20001 -  25000                 $22,436          $463                   2.17                                                                       
  $ 25001 -  30000                 $27,450          $677                   2.35                                                                       
  $ 30001 -  35000                 $32,441          $904                   2.51                                                                       
  $ 35001 -  40000                 $37,468        $1,145                   2.70                                                                       
  $ 40001 -  45000                 $42,461        $1,405                   2.86                                                                       
  $ 45001 -  50000                 $47,469        $1,675                   3.01                                                                       
  $ 50001 -  75000                 $61,187        $2,420                   3.26                                                                       
  $ 75001 - 100000                 $85,732        $3,777                   3.43                                                                       
  $100001 - 250000                $137,144        $6,556                   3.47                                                                       
  OVER $250,000                   $663,601       $35,593                   3.48                                                                       
                                                                                                                                                      
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  TOTAL                            $43,763        $1,721                   2.33                                                                       
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          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS