TABLE OF CONTENTS                                                   
CITY                                                                                                
                                                                                                    
ALPINE UT                                                                  
AMERICAN FORK UT                                                    
BEAVER UT                                                                  
BLANDING UT                                                              
BLUFFDALE UT                                                            
BOUNTIFUL UT                                                            
BRIGHAM CITY UT                                                      
CEDAR CITY UT                                                          
CEDAR HILLS UT                                                        
CENTERVILLE UT                                                        
CLEARFIELD UT                                                          
CLINTON UT                                                                
COALVILLE UT                                                            
DELTA UT                                                                    
DRAPER UT                                                                  
DUCHESNE UT                                                              
EAGLE MOUNTAIN UT                                                  
EDEN UT                                                                      
ENOCH UT                                                                    
EPHRAIM UT                                                                
FAIRVIEW UT                                                              
FARMINGTON UT                                                          
FARR WEST UT                                                            
FILLMORE UT                                                              
FRUIT HEIGHTS UT                                                    
GARLAND UT                                                                
GRANTSVILLE                                                              
HARRISVILLE UT                                                        
HEBER CITY UT                                                          
HELPER UT                                                                  
HERRIMAN UT                                                              
HIGHLAND UT                                                              
HILL AFB UT                                                              
HOLLADAY UT                                                              
HOOPER UT                                                                  
HUNTINGTON UT                                                          
HUNTSVILLE UT                                                          
HURRICANE UT                                                            
HYDE PARK UT                                                            
HYRUM UT                                                                    
IVINS UT                                                                    
KAMAS UT                                                                    
KANAB UT                                                                    
KAYSVILLE UT                                                            
KEARNS UT                                                                  
LAVERKIN UT                                                              
LAYTON UT                                                                  
LEHI UT                                                                      
LEWISTON UT                                                              
LINDON UT                                                                  
LOGAN UT                                                                    
MAGNA UT                                                                    
MANTI UT                                                                    
MAPLETON UT                                                              
MIDVALE UT                                                                
MIDWAY UT                                                                  
MOAB UT                                                                      
MONROE UT                                                                  
MONTICELLO UT                                                          
MORGAN UT                                                                  
MOUNT PLEASANT UT                                                  
MURRAY UT                                                                  
NEPHI UT                                                                    
NORTH LOGAN UT                                                        
NORTH OGDEN UT                                                        
NORTH SALT LAKE UT                                                
OGDEN UT                                                                    
OREM UT                                                                      
OTHER TOWNS                                                              
PANGIUTCH UT                                                            
PARK CITY UT                                                            
PAROWAN UT                                                                
PAYSON UT                                                                  
PERRY UT                                                                    
PLAIN CITY UT                                                          
PLEASANT GROVE UT                                                  
PLEASANT VIEW UT                                                    
PRICE UT                                                                    
PROVIDENCE UT                                                          
PROVO UT                                                                    
RICHFIELD UT                                                            
RICHMOND UT                                                              
RIVERDALE UT                                                            
RIVERTON UT                                                              
ROOSEVELT UT                                                            
ROY UT                                                                        
SALEM UT                                                                    
SALINA UT                                                                  
SALT LAKE CITY UT                                                  
SANDY UT                                                                    
SANTA CLARA UT                                                        
SANTAQUIN UT                                                            
SARATOGA SPRINGS UT                                              
SMITHFIELD UT                                                          
SOUTH JORDAN UT                                                      
SOUTH OGDEN UT                                                        
SOUTH SALT LAKE UT                                                
SOUTH WEBER UT                                                        
SPANISH FORK UT                                                      
SPRINGVILLE UT                                                        
ST GEORGE UT                                                            
STANSBURY PARK UT                                                  
SUNSET UT                                                                  
SYRACUSE UT                                                              
TAYLORSVILLE UT                                                      
TOOELE UT                                                                  
TREMONTON UT                                                            
VERNAL UT                                                                  
WASHINGTON TERRACE UT                                          
WASHINGTON UT                                                          
WELLSVILLE UT                                                          
WEST BOUNTIFUL UT                                                  
WEST HAVEN UT                                                          
WEST JORDAN UT                                                        
WEST POINT UT                                                          
WEST VALLEY UT                                                        
WILLARD UT                                                                
WOODS CROSS UT                                                        
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ALPINE UT                                                        
                        _________________________________________________                           
  UNDER $1               59    $-4,081,474        $3,524     -0.09         129                      
  $     1  -  5000      424     $1,063,276        $8,046      0.76         150                      
  $  5001 -  10000      286     $2,120,995       $50,003      2.36         230                      
  $ 10001 -  15000      205     $2,539,715       $76,877      3.03         295                      
  $ 15001 -  20000      160     $2,771,836       $96,270      3.47         278                      
  $ 20001 -  25000       99     $2,192,185       $75,939      3.46         220                      
  $ 25001 -  30000       91     $2,508,910       $88,810      3.54         224                      
  $ 30001 -  35000       74     $2,384,250       $76,435      3.21         194                      
  $ 35001 -  40000       64     $2,380,588       $92,918      3.90         180                      
  $ 40001 -  45000       66     $2,793,555       $98,833      3.54         185                      
  $ 45001 -  50000       56     $2,654,461      $105,673      3.98         198                      
  $ 50001 -  75000      327    $20,313,016      $964,718      4.75       1,213                      
  $ 75001 - 100000      267    $23,118,164    $1,228,029      5.31       1,184                      
  $100001 - 250000      511    $76,202,978    $8,580,066     11.26       2,330                      
  OVER $250,000         136    $79,296,259   $18,190,530     22.94         628                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,825    $218,258,714   $29,736,671     13.62        7,638                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.1            -1.9           0.0                    1.7                     
  $     1  -  5000    15.0             0.5           0.0                    2.0                     
  $  5001 -  10000    10.1             1.0           0.2                    3.0                     
  $ 10001 -  15000     7.3             1.2           0.3                    3.9                     
  $ 15001 -  20000     5.7             1.3           0.3                    3.6                     
  $ 20001 -  25000     3.5             1.0           0.3                    2.9                     
  $ 25001 -  30000     3.2             1.1           0.3                    2.9                     
  $ 30001 -  35000     2.6             1.1           0.3                    2.5                     
  $ 35001 -  40000     2.3             1.1           0.3                    2.4                     
  $ 40001 -  45000     2.3             1.3           0.3                    2.4                     
  $ 45001 -  50000     2.0             1.2           0.4                    2.6                     
  $ 50001 -  75000    11.6             9.3           3.2                   15.9                     
  $ 75001 - 100000     9.5            10.6           4.1                   15.5                     
  $100001 - 250000    18.1            34.9          28.9                   30.5                     
  OVER $250,000        4.8            36.3          61.2                    8.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-69,178           $60                   2.19                     
  $     1  -  5000                  $2,508           $19                   0.35                     
  $  5001 -  10000                  $7,416          $175                   0.80                     
  $ 10001 -  15000                 $12,389          $375                   1.44                     
  $ 15001 -  20000                 $17,324          $602                   1.74                     
  $ 20001 -  25000                 $22,143          $767                   2.22                     
  $ 25001 -  30000                 $27,570          $976                   2.46                     
  $ 30001 -  35000                 $32,220        $1,033                   2.62                     
  $ 35001 -  40000                 $37,197        $1,452                   2.81                     
  $ 40001 -  45000                 $42,327        $1,497                   2.80                     
  $ 45001 -  50000                 $47,401        $1,887                   3.54                     
  $ 50001 -  75000                 $62,119        $2,950                   3.71                     
  $ 75001 - 100000                 $86,585        $4,599                   4.43                     
  $100001 - 250000                $149,125       $16,791                   4.56                     
  OVER $250,000                   $583,061      $133,754                   4.62                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $77,260       $10,526                   2.70                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   AMERICAN FORK UT                                                 
                        _________________________________________________                           
  UNDER $1               74    $-1,728,950        $2,876     -0.17         164                      
  $     1  -  5000      862     $2,328,090       $10,246      0.44         446                      
  $  5001 -  10000      850     $6,270,698       $86,664      1.38         894                      
  $ 10001 -  15000      803     $9,999,946      $208,399      2.08       1,398                      
  $ 15001 -  20000      725    $12,689,467      $347,475      2.74       1,456                      
  $ 20001 -  25000      657    $14,728,050      $480,235      3.26       1,511                      
  $ 25001 -  30000      556    $15,278,458      $508,236      3.33       1,419                      
  $ 30001 -  35000      463    $15,076,897      $586,140      3.89       1,224                      
  $ 35001 -  40000      454    $17,071,496      $632,004      3.70       1,369                      
  $ 40001 -  45000      390    $16,525,564      $608,973      3.69       1,289                      
  $ 45001 -  50000      370    $17,567,729      $737,271      4.20       1,214                      
  $ 50001 -  75000    1,486    $91,367,356    $4,507,228      4.93       5,494                      
  $ 75001 - 100000      725    $61,921,077    $4,135,871      6.68       2,903                      
  $100001 - 250000      495    $65,148,815    $7,335,531     11.26       2,024                      
  OVER $250,000          38    $21,485,699    $4,621,821     21.51          99                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,948    $365,730,392   $24,808,970      6.78       22,904                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.5           0.0                    0.7                     
  $     1  -  5000     9.6             0.6           0.0                    1.9                     
  $  5001 -  10000     9.5             1.7           0.3                    3.9                     
  $ 10001 -  15000     9.0             2.7           0.8                    6.1                     
  $ 15001 -  20000     8.1             3.5           1.4                    6.4                     
  $ 20001 -  25000     7.3             4.0           1.9                    6.6                     
  $ 25001 -  30000     6.2             4.2           2.0                    6.2                     
  $ 30001 -  35000     5.2             4.1           2.4                    5.3                     
  $ 35001 -  40000     5.1             4.7           2.5                    6.0                     
  $ 40001 -  45000     4.4             4.5           2.5                    5.6                     
  $ 45001 -  50000     4.1             4.8           3.0                    5.3                     
  $ 50001 -  75000    16.6            25.0          18.2                   24.0                     
  $ 75001 - 100000     8.1            16.9          16.7                   12.7                     
  $100001 - 250000     5.5            17.8          29.6                    8.8                     
  OVER $250,000        0.4             5.9          18.6                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,364           $39                   2.22                     
  $     1  -  5000                  $2,701           $12                   0.52                     
  $  5001 -  10000                  $7,377          $102                   1.05                     
  $ 10001 -  15000                 $12,453          $260                   1.74                     
  $ 15001 -  20000                 $17,503          $479                   2.01                     
  $ 20001 -  25000                 $22,417          $731                   2.30                     
  $ 25001 -  30000                 $27,479          $914                   2.55                     
  $ 30001 -  35000                 $32,563        $1,266                   2.64                     
  $ 35001 -  40000                 $37,602        $1,392                   3.02                     
  $ 40001 -  45000                 $42,373        $1,561                   3.31                     
  $ 45001 -  50000                 $47,480        $1,993                   3.28                     
  $ 50001 -  75000                 $61,485        $3,033                   3.70                     
  $ 75001 - 100000                 $85,408        $5,705                   4.00                     
  $100001 - 250000                $131,614       $14,819                   4.09                     
  OVER $250,000                   $565,413      $121,627                   2.61                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,873        $2,773                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BEAVER UT                                                        
                        _________________________________________________                           
  UNDER $1               23      $-860,502          $274     -0.03          43                      
  $     1  -  5000      137       $397,784          $208      0.05          75                      
  $  5001 -  10000      146     $1,070,499       $11,118      1.04         151                      
  $ 10001 -  15000      124     $1,545,207       $30,654      1.98         226                      
  $ 15001 -  20000      140     $2,425,920       $51,205      2.11         277                      
  $ 20001 -  25000       93     $2,080,389       $64,763      3.11         198                      
  $ 25001 -  30000       78     $2,179,292       $62,784      2.88         220                      
  $ 30001 -  35000       78     $2,546,486       $81,187      3.19         230                      
  $ 35001 -  40000       77     $2,901,427      $116,737      4.02         226                      
  $ 40001 -  45000       76     $3,230,671      $123,045      3.81         249                      
  $ 45001 -  50000       55     $2,605,418      $127,011      4.87         185                      
  $ 50001 -  75000      161     $9,771,260      $560,079      5.73         576                      
  $ 75001 - 100000       74     $6,161,195      $503,598      8.17         254                      
  $100001 - 250000       29     $3,602,801      $444,255     12.33          86                      
  OVER $250,000          10     $3,718,240      $772,351     20.77          44                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,301     $43,376,087    $2,949,269      6.80        3,040                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -2.0           0.0                    1.4                     
  $     1  -  5000    10.5             0.9           0.0                    2.5                     
  $  5001 -  10000    11.2             2.5           0.4                    5.0                     
  $ 10001 -  15000     9.5             3.6           1.0                    7.4                     
  $ 15001 -  20000    10.8             5.6           1.7                    9.1                     
  $ 20001 -  25000     7.1             4.8           2.2                    6.5                     
  $ 25001 -  30000     6.0             5.0           2.1                    7.2                     
  $ 30001 -  35000     6.0             5.9           2.8                    7.6                     
  $ 35001 -  40000     5.9             6.7           4.0                    7.4                     
  $ 40001 -  45000     5.8             7.4           4.2                    8.2                     
  $ 45001 -  50000     4.2             6.0           4.3                    6.1                     
  $ 50001 -  75000    12.4            22.5          19.0                   18.9                     
  $ 75001 - 100000     5.7            14.2          17.1                    8.4                     
  $100001 - 250000     2.2             8.3          15.1                    2.8                     
  OVER $250,000        0.8             8.6          26.2                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-37,413           $12                   1.87                     
  $     1  -  5000                  $2,904            $2                   0.55                     
  $  5001 -  10000                  $7,332           $76                   1.03                     
  $ 10001 -  15000                 $12,461          $247                   1.82                     
  $ 15001 -  20000                 $17,328          $366                   1.98                     
  $ 20001 -  25000                 $22,370          $696                   2.13                     
  $ 25001 -  30000                 $27,940          $805                   2.82                     
  $ 30001 -  35000                 $32,647        $1,041                   2.95                     
  $ 35001 -  40000                 $37,681        $1,516                   2.94                     
  $ 40001 -  45000                 $42,509        $1,619                   3.28                     
  $ 45001 -  50000                 $47,371        $2,309                   3.36                     
  $ 50001 -  75000                 $60,691        $3,479                   3.58                     
  $ 75001 - 100000                 $83,259        $6,805                   3.43                     
  $100001 - 250000                $124,235       $15,319                   2.97                     
  OVER $250,000                   $371,824       $77,235                   4.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,341        $2,267                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BLANDING UT                                                      
                        _________________________________________________                           
  UNDER $1               14    $-1,419,164            $0      0.00          22                      
  $     1  -  5000      170       $470,231          $948      0.20         136                      
  $  5001 -  10000      133       $983,699       $12,234      1.24         171                      
  $ 10001 -  15000      101     $1,274,674       $19,755      1.55         200                      
  $ 15001 -  20000      113     $1,964,847       $41,440      2.11         281                      
  $ 20001 -  25000       69     $1,550,600       $34,386      2.22         199                      
  $ 25001 -  30000       84     $2,313,131       $60,315      2.61         268                      
  $ 30001 -  35000       70     $2,260,026       $53,396      2.36         259                      
  $ 35001 -  40000       55     $2,045,055       $63,551      3.11         189                      
  $ 40001 -  45000       55     $2,334,883       $87,478      3.75         195                      
  $ 45001 -  50000       58     $2,763,450      $119,660      4.33         215                      
  $ 50001 -  75000      159     $9,732,661      $546,502      5.62         590                      
  $ 75001 - 100000       82     $6,983,727      $545,336      7.81         317                      
  OVER $100,000          36     $5,922,479      $955,346     16.13         123                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,199     $39,180,299    $2,540,347      6.48        3,165                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -3.6           0.0                    0.7                     
  $     1  -  5000    14.2             1.2           0.0                    4.3                     
  $  5001 -  10000    11.1             2.5           0.5                    5.4                     
  $ 10001 -  15000     8.4             3.3           0.8                    6.3                     
  $ 15001 -  20000     9.4             5.0           1.6                    8.9                     
  $ 20001 -  25000     5.8             4.0           1.4                    6.3                     
  $ 25001 -  30000     7.0             5.9           2.4                    8.5                     
  $ 30001 -  35000     5.8             5.8           2.1                    8.2                     
  $ 35001 -  40000     4.6             5.2           2.5                    6.0                     
  $ 40001 -  45000     4.6             6.0           3.4                    6.2                     
  $ 45001 -  50000     4.8             7.1           4.7                    6.8                     
  $ 50001 -  75000    13.3            24.8          21.5                   18.6                     
  $ 75001 - 100000     6.8            17.8          21.5                   10.0                     
  OVER $100,000        3.0            15.1          37.6                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-101369            $0                   1.57                     
  $     1  -  5000                  $2,766            $6                   0.80                     
  $  5001 -  10000                  $7,396           $92                   1.29                     
  $ 10001 -  15000                 $12,621          $196                   1.98                     
  $ 15001 -  20000                 $17,388          $367                   2.49                     
  $ 20001 -  25000                 $22,472          $498                   2.88                     
  $ 25001 -  30000                 $27,537          $718                   3.19                     
  $ 30001 -  35000                 $32,286          $763                   3.70                     
  $ 35001 -  40000                 $37,183        $1,155                   3.44                     
  $ 40001 -  45000                 $42,452        $1,591                   3.55                     
  $ 45001 -  50000                 $47,646        $2,063                   3.71                     
  $ 50001 -  75000                 $61,212        $3,437                   3.71                     
  $ 75001 - 100000                 $85,167        $6,650                   3.87                     
  OVER $100,000                   $164,513       $26,537                   3.42                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,677        $2,119                   2.64                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BLUFFDALE UT                                                     
                        _________________________________________________                           
  UNDER $1               23      $-424,557          $284     -0.07          60                      
  $     1  -  5000      208       $561,872        $2,780      0.49          64                      
  $  5001 -  10000      186     $1,397,599       $22,881      1.64         180                      
  $ 10001 -  15000      148     $1,839,904       $50,472      2.74         216                      
  $ 15001 -  20000      127     $2,190,443       $83,252      3.80         183                      
  $ 20001 -  25000       99     $2,231,842       $90,934      4.07         201                      
  $ 25001 -  30000       80     $2,201,386       $89,153      4.05         179                      
  $ 30001 -  35000       94     $3,036,317      $103,396      3.41         272                      
  $ 35001 -  40000       66     $2,470,343       $91,656      3.71         191                      
  $ 40001 -  45000       74     $3,136,197      $108,471      3.46         236                      
  $ 45001 -  50000       66     $3,127,309      $169,159      5.41         195                      
  $ 50001 -  75000      259    $15,956,194      $865,764      5.43         909                      
  $ 75001 - 100000      193    $16,541,821    $1,123,560      6.79         744                      
  $100001 - 250000      190    $25,697,000    $3,022,944     11.76         768                      
  OVER $250,000          21     $9,145,096    $2,109,771     23.07          78                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,834     $89,108,766    $7,934,477      8.90        4,476                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -0.5           0.0                    1.3                     
  $     1  -  5000    11.3             0.6           0.0                    1.4                     
  $  5001 -  10000    10.1             1.6           0.3                    4.0                     
  $ 10001 -  15000     8.1             2.1           0.6                    4.8                     
  $ 15001 -  20000     6.9             2.5           1.0                    4.1                     
  $ 20001 -  25000     5.4             2.5           1.1                    4.5                     
  $ 25001 -  30000     4.4             2.5           1.1                    4.0                     
  $ 30001 -  35000     5.1             3.4           1.3                    6.1                     
  $ 35001 -  40000     3.6             2.8           1.2                    4.3                     
  $ 40001 -  45000     4.0             3.5           1.4                    5.3                     
  $ 45001 -  50000     3.6             3.5           2.1                    4.4                     
  $ 50001 -  75000    14.1            17.9          10.9                   20.3                     
  $ 75001 - 100000    10.5            18.6          14.2                   16.6                     
  $100001 - 250000    10.4            28.8          38.1                   17.2                     
  OVER $250,000        1.1            10.3          26.6                    1.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,459           $12                   2.61                     
  $     1  -  5000                  $2,701           $13                   0.31                     
  $  5001 -  10000                  $7,514          $123                   0.97                     
  $ 10001 -  15000                 $12,432          $341                   1.46                     
  $ 15001 -  20000                 $17,248          $656                   1.44                     
  $ 20001 -  25000                 $22,544          $919                   2.03                     
  $ 25001 -  30000                 $27,517        $1,114                   2.24                     
  $ 30001 -  35000                 $32,301        $1,100                   2.89                     
  $ 35001 -  40000                 $37,429        $1,389                   2.89                     
  $ 40001 -  45000                 $42,381        $1,466                   3.19                     
  $ 45001 -  50000                 $47,383        $2,563                   2.95                     
  $ 50001 -  75000                 $61,607        $3,343                   3.51                     
  $ 75001 - 100000                 $85,709        $5,822                   3.85                     
  $100001 - 250000                $135,247       $15,910                   4.04                     
  OVER $250,000                   $435,481      $100,465                   3.71                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,587        $4,326                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BOUNTIFUL UT                                                     
                        _________________________________________________                           
  UNDER $1              190    $-9,579,749       $19,118     -0.20         296                      
  $     1  -  5000    1,698     $4,587,700       $17,481      0.38         852                      
  $  5001 -  10000    1,598    $11,807,082      $172,446      1.46       1,441                      
  $ 10001 -  15000    1,433    $17,814,813      $417,762      2.35       1,961                      
  $ 15001 -  20000    1,306    $22,824,307      $702,784      3.08       2,137                      
  $ 20001 -  25000    1,257    $28,270,057    $1,050,533      3.72       2,364                      
  $ 25001 -  30000    1,057    $28,993,608    $1,273,091      4.39       2,157                      
  $ 30001 -  35000    1,000    $32,419,686    $1,587,250      4.90       2,201                      
  $ 35001 -  40000      874    $32,716,847    $1,709,811      5.23       2,007                      
  $ 40001 -  45000      785    $33,342,287    $1,881,643      5.64       1,904                      
  $ 45001 -  50000      715    $33,933,937    $2,049,456      6.04       1,879                      
  $ 50001 -  75000    2,532   $155,692,624   $10,712,486      6.88       7,383                      
  $ 75001 - 100000    1,473   $127,066,260   $10,381,361      8.17       4,892                      
  $100001 - 250000    1,654   $231,112,049   $29,705,590     12.85       5,538                      
  OVER $250,000         274   $158,035,658   $36,423,704     23.05         923                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             17,846    $909,037,166   $98,104,516     10.79       37,935                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.1           0.0                    0.8                     
  $     1  -  5000     9.5             0.5           0.0                    2.2                     
  $  5001 -  10000     9.0             1.3           0.2                    3.8                     
  $ 10001 -  15000     8.0             2.0           0.4                    5.2                     
  $ 15001 -  20000     7.3             2.5           0.7                    5.6                     
  $ 20001 -  25000     7.0             3.1           1.1                    6.2                     
  $ 25001 -  30000     5.9             3.2           1.3                    5.7                     
  $ 30001 -  35000     5.6             3.6           1.6                    5.8                     
  $ 35001 -  40000     4.9             3.6           1.7                    5.3                     
  $ 40001 -  45000     4.4             3.7           1.9                    5.0                     
  $ 45001 -  50000     4.0             3.7           2.1                    5.0                     
  $ 50001 -  75000    14.2            17.1          10.9                   19.5                     
  $ 75001 - 100000     8.3            14.0          10.6                   12.9                     
  $100001 - 250000     9.3            25.4          30.3                   14.6                     
  OVER $250,000        1.5            17.4          37.1                    2.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-50,420          $101                   1.56                     
  $     1  -  5000                  $2,702           $10                   0.50                     
  $  5001 -  10000                  $7,389          $108                   0.90                     
  $ 10001 -  15000                 $12,432          $292                   1.37                     
  $ 15001 -  20000                 $17,476          $538                   1.64                     
  $ 20001 -  25000                 $22,490          $836                   1.88                     
  $ 25001 -  30000                 $27,430        $1,204                   2.04                     
  $ 30001 -  35000                 $32,420        $1,587                   2.20                     
  $ 35001 -  40000                 $37,433        $1,956                   2.30                     
  $ 40001 -  45000                 $42,474        $2,397                   2.43                     
  $ 45001 -  50000                 $47,460        $2,866                   2.63                     
  $ 50001 -  75000                 $61,490        $4,231                   2.92                     
  $ 75001 - 100000                 $86,264        $7,048                   3.32                     
  $100001 - 250000                $139,729       $17,960                   3.35                     
  OVER $250,000                   $576,772      $132,933                   3.37                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,938        $5,497                   2.13                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BRIGHAM CITY UT                                                  
                        _________________________________________________                           
  UNDER $1               59    $-1,503,269           $12     -0.00         109                      
  $     1  -  5000      773     $2,143,350        $2,874      0.13         394                      
  $  5001 -  10000      707     $5,266,958       $75,516      1.43         689                      
  $ 10001 -  15000      668     $8,369,951      $191,919      2.29         996                      
  $ 15001 -  20000      625    $10,855,789      $297,755      2.74       1,203                      
  $ 20001 -  25000      582    $13,033,895      $440,990      3.38       1,249                      
  $ 25001 -  30000      515    $14,185,873      $580,488      4.09       1,224                      
  $ 30001 -  35000      444    $14,435,023      $669,200      4.64       1,076                      
  $ 35001 -  40000      369    $13,855,692      $661,428      4.77         973                      
  $ 40001 -  45000      384    $16,316,186      $786,102      4.82       1,150                      
  $ 45001 -  50000      327    $15,561,205      $823,967      5.30       1,025                      
  $ 50001 -  75000    1,210    $73,899,893    $4,723,109      6.39       4,083                      
  $ 75001 - 100000      625    $53,226,541    $4,442,873      8.35       2,169                      
  $100001 - 250000      307    $39,221,031    $4,936,418     12.59       1,025                      
  OVER $250,000          25     $8,887,168    $1,911,066     21.50          73                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,620    $287,755,286   $20,543,717      7.14       17,438                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.5           0.0                    0.6                     
  $     1  -  5000    10.1             0.7           0.0                    2.3                     
  $  5001 -  10000     9.3             1.8           0.4                    4.0                     
  $ 10001 -  15000     8.8             2.9           0.9                    5.7                     
  $ 15001 -  20000     8.2             3.8           1.4                    6.9                     
  $ 20001 -  25000     7.6             4.5           2.1                    7.2                     
  $ 25001 -  30000     6.8             4.9           2.8                    7.0                     
  $ 30001 -  35000     5.8             5.0           3.3                    6.2                     
  $ 35001 -  40000     4.8             4.8           3.2                    5.6                     
  $ 40001 -  45000     5.0             5.7           3.8                    6.6                     
  $ 45001 -  50000     4.3             5.4           4.0                    5.9                     
  $ 50001 -  75000    15.9            25.7          23.0                   23.4                     
  $ 75001 - 100000     8.2            18.5          21.6                   12.4                     
  $100001 - 250000     4.0            13.6          24.0                    5.9                     
  OVER $250,000        0.3             3.1           9.3                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,479            $0                   1.85                     
  $     1  -  5000                  $2,773            $4                   0.51                     
  $  5001 -  10000                  $7,450          $107                   0.97                     
  $ 10001 -  15000                 $12,530          $287                   1.49                     
  $ 15001 -  20000                 $17,369          $476                   1.92                     
  $ 20001 -  25000                 $22,395          $758                   2.15                     
  $ 25001 -  30000                 $27,545        $1,127                   2.38                     
  $ 30001 -  35000                 $32,511        $1,507                   2.42                     
  $ 35001 -  40000                 $37,549        $1,792                   2.64                     
  $ 40001 -  45000                 $42,490        $2,047                   2.99                     
  $ 45001 -  50000                 $47,588        $2,520                   3.13                     
  $ 50001 -  75000                 $61,074        $3,903                   3.37                     
  $ 75001 - 100000                 $85,162        $7,109                   3.47                     
  $100001 - 250000                $127,756       $16,080                   3.34                     
  OVER $250,000                   $355,487       $76,443                   2.92                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,763        $2,696                   2.29                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CEDAR CITY UT                                                    
                        _________________________________________________                           
  UNDER $1              123    $-3,014,735       $16,489     -0.55         244                      
  $     1  -  5000    1,152     $3,156,580        $3,527      0.11         883                      
  $  5001 -  10000    1,315     $9,789,739      $133,563      1.36       1,558                      
  $ 10001 -  15000    1,179    $14,644,939      $260,239      1.78       2,097                      
  $ 15001 -  20000      947    $16,364,415      $403,539      2.47       1,910                      
  $ 20001 -  25000      848    $19,035,023      $548,774      2.88       1,979                      
  $ 25001 -  30000      669    $18,393,901      $657,113      3.57       1,721                      
  $ 30001 -  35000      561    $18,200,580      $680,192      3.74       1,514                      
  $ 35001 -  40000      512    $19,141,040      $804,326      4.20       1,482                      
  $ 40001 -  45000      446    $18,965,274      $849,291      4.48       1,339                      
  $ 45001 -  50000      393    $18,672,272      $910,093      4.87       1,246                      
  $ 50001 -  75000    1,392    $85,025,411    $5,217,035      6.14       4,647                      
  $ 75001 - 100000      611    $52,265,921    $4,421,031      8.46       1,932                      
  $100001 - 250000      413    $54,843,588    $7,011,395     12.78       1,322                      
  OVER $250,000          64    $36,927,967    $9,631,238     26.08         218                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,625    $382,411,915   $31,547,845      8.25       24,092                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.8           0.1                    1.0                     
  $     1  -  5000    10.8             0.8           0.0                    3.7                     
  $  5001 -  10000    12.4             2.6           0.4                    6.5                     
  $ 10001 -  15000    11.1             3.8           0.8                    8.7                     
  $ 15001 -  20000     8.9             4.3           1.3                    7.9                     
  $ 20001 -  25000     8.0             5.0           1.7                    8.2                     
  $ 25001 -  30000     6.3             4.8           2.1                    7.1                     
  $ 30001 -  35000     5.3             4.8           2.2                    6.3                     
  $ 35001 -  40000     4.8             5.0           2.5                    6.2                     
  $ 40001 -  45000     4.2             5.0           2.7                    5.6                     
  $ 45001 -  50000     3.7             4.9           2.9                    5.2                     
  $ 50001 -  75000    13.1            22.2          16.5                   19.3                     
  $ 75001 - 100000     5.8            13.7          14.0                    8.0                     
  $100001 - 250000     3.9            14.3          22.2                    5.5                     
  OVER $250,000        0.6             9.7          30.5                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-24,510          $134                   1.98                     
  $     1  -  5000                  $2,740            $3                   0.77                     
  $  5001 -  10000                  $7,445          $102                   1.18                     
  $ 10001 -  15000                 $12,421          $221                   1.78                     
  $ 15001 -  20000                 $17,280          $426                   2.02                     
  $ 20001 -  25000                 $22,447          $647                   2.33                     
  $ 25001 -  30000                 $27,495          $982                   2.57                     
  $ 30001 -  35000                 $32,443        $1,212                   2.70                     
  $ 35001 -  40000                 $37,385        $1,571                   2.89                     
  $ 40001 -  45000                 $42,523        $1,904                   3.00                     
  $ 45001 -  50000                 $47,512        $2,316                   3.17                     
  $ 50001 -  75000                 $61,081        $3,748                   3.34                     
  $ 75001 - 100000                 $85,542        $7,236                   3.16                     
  $100001 - 250000                $132,793       $16,977                   3.20                     
  OVER $250,000                   $576,999      $150,488                   3.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,992        $2,969                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CEDAR HILLS UT                                                   
                        _________________________________________________                           
  UNDER $1               19      $-786,961           $30     -0.00          65                      
  $     1  -  5000      196       $517,342        $3,601      0.70          64                      
  $  5001 -  10000      149     $1,079,384       $19,721      1.83         127                      
  $ 10001 -  15000      112     $1,382,502       $30,627      2.22         200                      
  $ 15001 -  20000       77     $1,323,994       $46,889      3.54         120                      
  $ 20001 -  25000       60     $1,357,469       $55,431      4.08         129                      
  $ 25001 -  30000       62     $1,697,372       $38,537      2.27         193                      
  $ 30001 -  35000       60     $1,939,801       $58,435      3.01         165                      
  $ 35001 -  40000       58     $2,173,517       $98,582      4.54         168                      
  $ 40001 -  45000       66     $2,809,913      $110,402      3.93         230                      
  $ 45001 -  50000       67     $3,171,386      $114,122      3.60         241                      
  $ 50001 -  75000      370    $23,333,328      $879,830      3.77       1,546                      
  $ 75001 - 100000      275    $23,809,052    $1,306,281      5.49       1,179                      
  $100001 - 250000      282    $37,296,642    $3,717,165      9.97       1,300                      
  OVER $250,000          25    $10,583,367    $2,177,755     20.58         110                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,878    $111,688,108    $8,657,408      7.75        5,837                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -0.7           0.0                    1.1                     
  $     1  -  5000    10.4             0.5           0.0                    1.1                     
  $  5001 -  10000     7.9             1.0           0.2                    2.2                     
  $ 10001 -  15000     6.0             1.2           0.4                    3.4                     
  $ 15001 -  20000     4.1             1.2           0.5                    2.1                     
  $ 20001 -  25000     3.2             1.2           0.6                    2.2                     
  $ 25001 -  30000     3.3             1.5           0.4                    3.3                     
  $ 30001 -  35000     3.2             1.7           0.7                    2.8                     
  $ 35001 -  40000     3.1             1.9           1.1                    2.9                     
  $ 40001 -  45000     3.5             2.5           1.3                    3.9                     
  $ 45001 -  50000     3.6             2.8           1.3                    4.1                     
  $ 50001 -  75000    19.7            20.9          10.2                   26.5                     
  $ 75001 - 100000    14.6            21.3          15.1                   20.2                     
  $100001 - 250000    15.0            33.4          42.9                   22.3                     
  OVER $250,000        1.3             9.5          25.2                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-41,419            $2                   3.42                     
  $     1  -  5000                  $2,640           $18                   0.33                     
  $  5001 -  10000                  $7,244          $132                   0.85                     
  $ 10001 -  15000                 $12,344          $273                   1.79                     
  $ 15001 -  20000                 $17,195          $609                   1.56                     
  $ 20001 -  25000                 $22,624          $924                   2.15                     
  $ 25001 -  30000                 $27,377          $622                   3.11                     
  $ 30001 -  35000                 $32,330          $974                   2.75                     
  $ 35001 -  40000                 $37,474        $1,700                   2.90                     
  $ 40001 -  45000                 $42,574        $1,673                   3.48                     
  $ 45001 -  50000                 $47,334        $1,703                   3.60                     
  $ 50001 -  75000                 $63,063        $2,378                   4.18                     
  $ 75001 - 100000                 $86,578        $4,750                   4.29                     
  $100001 - 250000                $132,258       $13,181                   4.61                     
  OVER $250,000                   $423,335       $87,110                   4.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $59,472        $4,610                   3.11                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CENTERVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               38    $-1,361,568            $0      0.00          75                      
  $     1  -  5000      801     $2,072,263       $12,120      0.58         266                      
  $  5001 -  10000      596     $4,433,329       $79,284      1.79         402                      
  $ 10001 -  15000      432     $5,397,233      $163,397      3.03         472                      
  $ 15001 -  20000      378     $6,618,900      $240,120      3.63         578                      
  $ 20001 -  25000      334     $7,517,816      $304,641      4.05         598                      
  $ 25001 -  30000      272     $7,511,710      $372,451      4.96         542                      
  $ 30001 -  35000      253     $8,218,444      $403,951      4.92         533                      
  $ 35001 -  40000      239     $8,964,805      $501,104      5.59         535                      
  $ 40001 -  45000      198     $8,406,677      $498,335      5.93         485                      
  $ 45001 -  50000      213    $10,113,127      $558,720      5.52         605                      
  $ 50001 -  75000      908    $56,842,105    $3,549,382      6.24       2,950                      
  $ 75001 - 100000      716    $61,777,311    $4,631,614      7.50       2,619                      
  $100001 - 250000      736    $97,941,990   $11,898,121     12.15       2,728                      
  OVER $250,000          75    $34,902,219    $8,144,925     23.34         323                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,189    $319,356,361   $31,358,165      9.82       13,711                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.4           0.0                    0.5                     
  $     1  -  5000    12.9             0.6           0.0                    1.9                     
  $  5001 -  10000     9.6             1.4           0.3                    2.9                     
  $ 10001 -  15000     7.0             1.7           0.5                    3.4                     
  $ 15001 -  20000     6.1             2.1           0.8                    4.2                     
  $ 20001 -  25000     5.4             2.4           1.0                    4.4                     
  $ 25001 -  30000     4.4             2.4           1.2                    4.0                     
  $ 30001 -  35000     4.1             2.6           1.3                    3.9                     
  $ 35001 -  40000     3.9             2.8           1.6                    3.9                     
  $ 40001 -  45000     3.2             2.6           1.6                    3.5                     
  $ 45001 -  50000     3.4             3.2           1.8                    4.4                     
  $ 50001 -  75000    14.7            17.8          11.3                   21.5                     
  $ 75001 - 100000    11.6            19.3          14.8                   19.1                     
  $100001 - 250000    11.9            30.7          37.9                   19.9                     
  OVER $250,000        1.2            10.9          26.0                    2.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,831            $0                   1.97                     
  $     1  -  5000                  $2,587           $15                   0.33                     
  $  5001 -  10000                  $7,438          $133                   0.67                     
  $ 10001 -  15000                 $12,494          $378                   1.09                     
  $ 15001 -  20000                 $17,510          $635                   1.53                     
  $ 20001 -  25000                 $22,508          $912                   1.79                     
  $ 25001 -  30000                 $27,617        $1,369                   1.99                     
  $ 30001 -  35000                 $32,484        $1,597                   2.11                     
  $ 35001 -  40000                 $37,510        $2,097                   2.24                     
  $ 40001 -  45000                 $42,458        $2,517                   2.45                     
  $ 45001 -  50000                 $47,479        $2,623                   2.84                     
  $ 50001 -  75000                 $62,601        $3,909                   3.25                     
  $ 75001 - 100000                 $86,281        $6,469                   3.66                     
  $100001 - 250000                $133,073       $16,166                   3.71                     
  OVER $250,000                   $465,363      $108,599                   4.31                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $51,601        $5,067                   2.22                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CLEARFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               32      $-492,976        $5,677     -1.15          61                      
  $     1  -  5000      865     $2,376,518        $2,625      0.11         866                      
  $  5001 -  10000      894     $6,733,428       $59,702      0.89       1,212                      
  $ 10001 -  15000      991    $12,339,973      $250,600      2.03       1,704                      
  $ 15001 -  20000      963    $16,808,508      $534,082      3.18       1,841                      
  $ 20001 -  25000      944    $21,090,980      $786,482      3.73       1,986                      
  $ 25001 -  30000      925    $25,349,313    $1,092,924      4.31       2,026                      
  $ 30001 -  35000      746    $24,257,669    $1,132,866      4.67       1,786                      
  $ 35001 -  40000      684    $25,611,977    $1,285,015      5.02       1,785                      
  $ 40001 -  45000      608    $25,769,251    $1,306,723      5.07       1,724                      
  $ 45001 -  50000      552    $26,234,318    $1,501,628      5.72       1,576                      
  $ 50001 -  75000    1,783   $108,793,084    $7,517,481      6.91       5,550                      
  $ 75001 - 100000      653    $55,630,222    $4,999,576      8.99       2,078                      
  OVER $100,000         265    $32,608,821    $4,232,723     12.98         764                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,905    $383,111,086   $24,708,104      6.45       24,959                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.2                     
  $     1  -  5000     7.9             0.6           0.0                    3.5                     
  $  5001 -  10000     8.2             1.8           0.2                    4.9                     
  $ 10001 -  15000     9.1             3.2           1.0                    6.8                     
  $ 15001 -  20000     8.8             4.4           2.2                    7.4                     
  $ 20001 -  25000     8.7             5.5           3.2                    8.0                     
  $ 25001 -  30000     8.5             6.6           4.4                    8.1                     
  $ 30001 -  35000     6.8             6.3           4.6                    7.2                     
  $ 35001 -  40000     6.3             6.7           5.2                    7.2                     
  $ 40001 -  45000     5.6             6.7           5.3                    6.9                     
  $ 45001 -  50000     5.1             6.8           6.1                    6.3                     
  $ 50001 -  75000    16.4            28.4          30.4                   22.2                     
  $ 75001 - 100000     6.0            14.5          20.2                    8.3                     
  OVER $100,000        2.4             8.5          17.1                    3.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-15,406          $177                   1.91                     
  $     1  -  5000                  $2,747            $3                   1.00                     
  $  5001 -  10000                  $7,532           $67                   1.36                     
  $ 10001 -  15000                 $12,452          $253                   1.72                     
  $ 15001 -  20000                 $17,454          $555                   1.91                     
  $ 20001 -  25000                 $22,342          $833                   2.10                     
  $ 25001 -  30000                 $27,405        $1,182                   2.19                     
  $ 30001 -  35000                 $32,517        $1,519                   2.39                     
  $ 35001 -  40000                 $37,444        $1,879                   2.61                     
  $ 40001 -  45000                 $42,384        $2,149                   2.84                     
  $ 45001 -  50000                 $47,526        $2,720                   2.86                     
  $ 50001 -  75000                 $61,017        $4,216                   3.11                     
  $ 75001 - 100000                 $85,192        $7,656                   3.18                     
  OVER $100,000                   $123,052       $15,973                   2.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,132        $2,266                   2.29                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CLINTON UT                                                       
                        _________________________________________________                           
  UNDER $1               18      $-354,369        $1,640     -0.46          41                      
  $     1  -  5000      436     $1,141,971        $1,881      0.16         191                      
  $  5001 -  10000      410     $2,984,830       $46,793      1.57         361                      
  $ 10001 -  15000      373     $4,677,125      $129,044      2.76         485                      
  $ 15001 -  20000      369     $6,459,725      $229,646      3.56         599                      
  $ 20001 -  25000      341     $7,659,664      $284,210      3.71         697                      
  $ 25001 -  30000      366    $10,056,012      $439,878      4.37         809                      
  $ 30001 -  35000      331    $10,768,096      $449,784      4.18         875                      
  $ 35001 -  40000      372    $13,941,724      $544,644      3.91       1,082                      
  $ 40001 -  45000      360    $15,267,741      $629,315      4.12       1,086                      
  $ 45001 -  50000      343    $16,278,488      $765,189      4.70       1,076                      
  $ 50001 -  75000    1,395    $85,120,322    $4,833,412      5.68       4,870                      
  $ 75001 - 100000      626    $53,607,630    $4,453,765      8.31       2,163                      
  OVER $100,000         303    $38,058,128    $4,909,409     12.90         974                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,043    $265,667,087   $17,718,610      6.67       15,309                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.3                     
  $     1  -  5000     7.2             0.4           0.0                    1.2                     
  $  5001 -  10000     6.8             1.1           0.3                    2.4                     
  $ 10001 -  15000     6.2             1.8           0.7                    3.2                     
  $ 15001 -  20000     6.1             2.4           1.3                    3.9                     
  $ 20001 -  25000     5.6             2.9           1.6                    4.6                     
  $ 25001 -  30000     6.1             3.8           2.5                    5.3                     
  $ 30001 -  35000     5.5             4.1           2.5                    5.7                     
  $ 35001 -  40000     6.2             5.2           3.1                    7.1                     
  $ 40001 -  45000     6.0             5.7           3.6                    7.1                     
  $ 45001 -  50000     5.7             6.1           4.3                    7.0                     
  $ 50001 -  75000    23.1            32.0          27.3                   31.8                     
  $ 75001 - 100000    10.4            20.2          25.1                   14.1                     
  OVER $100,000        5.0            14.3          27.7                    6.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,687           $91                   2.28                     
  $     1  -  5000                  $2,619            $4                   0.44                     
  $  5001 -  10000                  $7,280          $114                   0.88                     
  $ 10001 -  15000                 $12,539          $346                   1.30                     
  $ 15001 -  20000                 $17,506          $622                   1.62                     
  $ 20001 -  25000                 $22,462          $833                   2.04                     
  $ 25001 -  30000                 $27,475        $1,202                   2.21                     
  $ 30001 -  35000                 $32,532        $1,359                   2.64                     
  $ 35001 -  40000                 $37,478        $1,464                   2.91                     
  $ 40001 -  45000                 $42,410        $1,748                   3.02                     
  $ 45001 -  50000                 $47,459        $2,231                   3.14                     
  $ 50001 -  75000                 $61,018        $3,465                   3.49                     
  $ 75001 - 100000                 $85,635        $7,115                   3.46                     
  OVER $100,000                   $125,604       $16,203                   3.21                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,963        $2,932                   2.53                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   COALVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               20      $-776,178            $0      0.00          39                      
  $     1  -  5000      105       $287,501          $372      0.13          42                      
  $  5001 -  10000       91       $672,714       $11,089      1.65          70                      
  $ 10001 -  15000       83     $1,020,206       $18,883      1.85         139                      
  $ 15001 -  20000       70     $1,249,791       $34,450      2.76         130                      
  $ 20001 -  25000       74     $1,679,477       $69,593      4.14         152                      
  $ 25001 -  30000       68     $1,873,786       $84,940      4.53         151                      
  $ 30001 -  35000       66     $2,130,594       $84,592      3.97         178                      
  $ 35001 -  40000       58     $2,179,116      $103,162      4.73         151                      
  $ 40001 -  45000       53     $2,235,017      $115,333      5.16         155                      
  $ 45001 -  50000       52     $2,465,001       $89,454      3.63         174                      
  $ 50001 -  75000      199    $12,253,132      $747,079      6.10         661                      
  $ 75001 - 100000       88     $7,423,210      $606,784      8.17         301                      
  OVER $100,000          72    $11,806,533    $1,734,235     14.69         241                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,099     $46,499,900    $3,699,966      7.96        2,584                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -1.7           0.0                    1.5                     
  $     1  -  5000     9.6             0.6           0.0                    1.6                     
  $  5001 -  10000     8.3             1.4           0.3                    2.7                     
  $ 10001 -  15000     7.6             2.2           0.5                    5.4                     
  $ 15001 -  20000     6.4             2.7           0.9                    5.0                     
  $ 20001 -  25000     6.7             3.6           1.9                    5.9                     
  $ 25001 -  30000     6.2             4.0           2.3                    5.8                     
  $ 30001 -  35000     6.0             4.6           2.3                    6.9                     
  $ 35001 -  40000     5.3             4.7           2.8                    5.8                     
  $ 40001 -  45000     4.8             4.8           3.1                    6.0                     
  $ 45001 -  50000     4.7             5.3           2.4                    6.7                     
  $ 50001 -  75000    18.1            26.4          20.2                   25.6                     
  $ 75001 - 100000     8.0            16.0          16.4                   11.6                     
  OVER $100,000        6.6            25.4          46.9                    9.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-38,809            $0                   1.95                     
  $     1  -  5000                  $2,738            $4                   0.40                     
  $  5001 -  10000                  $7,392          $122                   0.77                     
  $ 10001 -  15000                 $12,292          $228                   1.67                     
  $ 15001 -  20000                 $17,854          $492                   1.86                     
  $ 20001 -  25000                 $22,696          $940                   2.05                     
  $ 25001 -  30000                 $27,556        $1,249                   2.22                     
  $ 30001 -  35000                 $32,282        $1,282                   2.70                     
  $ 35001 -  40000                 $37,571        $1,779                   2.60                     
  $ 40001 -  45000                 $42,170        $2,176                   2.92                     
  $ 45001 -  50000                 $47,404        $1,720                   3.35                     
  $ 50001 -  75000                 $61,574        $3,754                   3.32                     
  $ 75001 - 100000                 $84,355        $6,895                   3.42                     
  OVER $100,000                   $163,980       $24,087                   3.35                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,311        $3,367                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DELTA UT                                                         
                        _________________________________________________                           
  UNDER $1               48    $-8,149,031            $0      0.00         105                      
  $     1  -  5000      198       $550,663        $2,416      0.44         111                      
  $  5001 -  10000      203     $1,507,277       $19,694      1.31         234                      
  $ 10001 -  15000      192     $2,375,895       $43,500      1.83         385                      
  $ 15001 -  20000      139     $2,400,253       $52,997      2.21         317                      
  $ 20001 -  25000      124     $2,800,155       $71,832      2.57         350                      
  $ 25001 -  30000      126     $3,466,314      $101,500      2.93         365                      
  $ 30001 -  35000      101     $3,281,783      $105,743      3.22         314                      
  $ 35001 -  40000       77     $2,885,571       $85,816      2.97         259                      
  $ 40001 -  45000       73     $3,106,523      $135,212      4.35         236                      
  $ 45001 -  50000       69     $3,275,960      $162,838      4.97         225                      
  $ 50001 -  75000      284    $17,702,805    $1,049,202      5.93       1,068                      
  $ 75001 - 100000      167    $14,268,605    $1,200,450      8.41         602                      
  OVER $100,000          68     $8,730,914    $1,075,264     12.32         249                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,869     $58,203,687    $4,106,464      7.06        4,820                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.6           -14.0           0.0                    2.2                     
  $     1  -  5000    10.6             0.9           0.1                    2.3                     
  $  5001 -  10000    10.9             2.6           0.5                    4.9                     
  $ 10001 -  15000    10.3             4.1           1.1                    8.0                     
  $ 15001 -  20000     7.4             4.1           1.3                    6.6                     
  $ 20001 -  25000     6.6             4.8           1.7                    7.3                     
  $ 25001 -  30000     6.7             6.0           2.5                    7.6                     
  $ 30001 -  35000     5.4             5.6           2.6                    6.5                     
  $ 35001 -  40000     4.1             5.0           2.1                    5.4                     
  $ 40001 -  45000     3.9             5.3           3.3                    4.9                     
  $ 45001 -  50000     3.7             5.6           4.0                    4.7                     
  $ 50001 -  75000    15.2            30.4          25.6                   22.2                     
  $ 75001 - 100000     8.9            24.5          29.2                   12.5                     
  OVER $100,000        3.6            15.0          26.2                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-169771            $0                   2.19                     
  $     1  -  5000                  $2,781           $12                   0.56                     
  $  5001 -  10000                  $7,425           $97                   1.15                     
  $ 10001 -  15000                 $12,374          $227                   2.01                     
  $ 15001 -  20000                 $17,268          $381                   2.28                     
  $ 20001 -  25000                 $22,582          $579                   2.82                     
  $ 25001 -  30000                 $27,510          $806                   2.90                     
  $ 30001 -  35000                 $32,493        $1,047                   3.11                     
  $ 35001 -  40000                 $37,475        $1,114                   3.36                     
  $ 40001 -  45000                 $42,555        $1,852                   3.23                     
  $ 45001 -  50000                 $47,478        $2,360                   3.26                     
  $ 50001 -  75000                 $62,334        $3,694                   3.76                     
  $ 75001 - 100000                 $85,441        $7,188                   3.60                     
  OVER $100,000                   $128,396       $15,813                   3.66                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,142        $2,197                   2.58                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DRAPER UT                                                        
                        _________________________________________________                           
  UNDER $1              142    $-7,140,975        $7,957     -0.11         273                      
  $     1  -  5000      921     $2,340,571       $14,911      0.64         360                      
  $  5001 -  10000      721     $5,311,164       $98,092      1.85         603                      
  $ 10001 -  15000      586     $7,275,784      $198,462      2.73         810                      
  $ 15001 -  20000      529     $9,211,522      $337,589      3.66         839                      
  $ 20001 -  25000      517    $11,656,306      $500,798      4.30         935                      
  $ 25001 -  30000      462    $12,706,810      $655,062      5.16         846                      
  $ 30001 -  35000      436    $14,136,039      $662,774      4.69         940                      
  $ 35001 -  40000      422    $15,820,684      $830,998      5.25         964                      
  $ 40001 -  45000      393    $16,651,237      $845,613      5.08       1,004                      
  $ 45001 -  50000      378    $17,943,847      $979,429      5.46       1,016                      
  $ 50001 -  75000    1,597    $99,572,814    $6,066,486      6.09       4,872                      
  $ 75001 - 100000    1,300   $113,159,829    $8,222,868      7.27       4,549                      
  $100001 - 250000    1,983   $281,674,556   $35,068,822     12.45       7,283                      
  OVER $250,000         279   $131,878,184   $31,150,186     23.62       1,005                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,666    $732,198,372   $85,640,047     11.70       26,299                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    1.0                     
  $     1  -  5000     8.6             0.3           0.0                    1.4                     
  $  5001 -  10000     6.8             0.7           0.1                    2.3                     
  $ 10001 -  15000     5.5             1.0           0.2                    3.1                     
  $ 15001 -  20000     5.0             1.3           0.4                    3.2                     
  $ 20001 -  25000     4.8             1.6           0.6                    3.6                     
  $ 25001 -  30000     4.3             1.7           0.8                    3.2                     
  $ 30001 -  35000     4.1             1.9           0.8                    3.6                     
  $ 35001 -  40000     4.0             2.2           1.0                    3.7                     
  $ 40001 -  45000     3.7             2.3           1.0                    3.8                     
  $ 45001 -  50000     3.5             2.5           1.1                    3.9                     
  $ 50001 -  75000    15.0            13.6           7.1                   18.5                     
  $ 75001 - 100000    12.2            15.5           9.6                   17.3                     
  $100001 - 250000    18.6            38.5          40.9                   27.7                     
  OVER $250,000        2.6            18.0          36.4                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-50,289           $56                   1.92                     
  $     1  -  5000                  $2,541           $16                   0.39                     
  $  5001 -  10000                  $7,366          $136                   0.84                     
  $ 10001 -  15000                 $12,416          $339                   1.38                     
  $ 15001 -  20000                 $17,413          $638                   1.59                     
  $ 20001 -  25000                 $22,546          $969                   1.81                     
  $ 25001 -  30000                 $27,504        $1,418                   1.83                     
  $ 30001 -  35000                 $32,422        $1,520                   2.16                     
  $ 35001 -  40000                 $37,490        $1,969                   2.28                     
  $ 40001 -  45000                 $42,370        $2,152                   2.55                     
  $ 45001 -  50000                 $47,470        $2,591                   2.69                     
  $ 50001 -  75000                 $62,350        $3,799                   3.05                     
  $ 75001 - 100000                 $87,046        $6,325                   3.50                     
  $100001 - 250000                $142,045       $17,685                   3.67                     
  OVER $250,000                   $472,682      $111,649                   3.60                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $68,648        $8,029                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DUCHESNE UT                                                      
                        _________________________________________________                           
  UNDER $1               22      $-790,472            $0      0.00          46                      
  $     1  -  5000       97       $254,379          $588      0.23          99                      
  $  5001 -  10000       80       $596,790        $4,866      0.82         116                      
  $ 10001 -  15000       87     $1,099,753       $18,511      1.68         160                      
  $ 15001 -  20000       64     $1,132,671       $20,528      1.81         150                      
  $ 20001 -  25000       80     $1,778,142       $52,456      2.95         190                      
  $ 25001 -  30000       56     $1,534,172       $59,573      3.88         145                      
  $ 30001 -  35000       51     $1,655,935       $73,968      4.47         134                      
  $ 35001 -  40000       62     $2,314,454      $112,874      4.88         174                      
  $ 40001 -  45000       51     $2,153,356       $95,656      4.44         162                      
  $ 45001 -  50000       47     $2,239,305      $113,883      5.09         156                      
  $ 50001 -  75000      130     $7,972,772      $467,523      5.86         480                      
  $ 75001 - 100000       37     $3,163,142      $292,102      9.23         112                      
  OVER $100,000          17     $2,297,891      $367,360     15.99          62                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                881     $27,402,290    $1,679,888      6.13        2,186                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5            -2.9           0.0                    2.1                     
  $     1  -  5000    11.0             0.9           0.0                    4.5                     
  $  5001 -  10000     9.1             2.2           0.3                    5.3                     
  $ 10001 -  15000     9.9             4.0           1.1                    7.3                     
  $ 15001 -  20000     7.3             4.1           1.2                    6.9                     
  $ 20001 -  25000     9.1             6.5           3.1                    8.7                     
  $ 25001 -  30000     6.4             5.6           3.5                    6.6                     
  $ 30001 -  35000     5.8             6.0           4.4                    6.1                     
  $ 35001 -  40000     7.0             8.4           6.7                    8.0                     
  $ 40001 -  45000     5.8             7.9           5.7                    7.4                     
  $ 45001 -  50000     5.3             8.2           6.8                    7.1                     
  $ 50001 -  75000    14.8            29.1          27.8                   22.0                     
  $ 75001 - 100000     4.2            11.5          17.4                    5.1                     
  OVER $100,000        1.9             8.4          21.9                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,931            $0                   2.09                     
  $     1  -  5000                  $2,622            $6                   1.02                     
  $  5001 -  10000                  $7,460           $61                   1.45                     
  $ 10001 -  15000                 $12,641          $213                   1.84                     
  $ 15001 -  20000                 $17,698          $321                   2.34                     
  $ 20001 -  25000                 $22,227          $656                   2.38                     
  $ 25001 -  30000                 $27,396        $1,064                   2.59                     
  $ 30001 -  35000                 $32,469        $1,450                   2.63                     
  $ 35001 -  40000                 $37,330        $1,821                   2.81                     
  $ 40001 -  45000                 $42,223        $1,876                   3.18                     
  $ 45001 -  50000                 $47,645        $2,423                   3.32                     
  $ 50001 -  75000                 $61,329        $3,596                   3.69                     
  $ 75001 - 100000                 $85,490        $7,895                   3.03                     
  OVER $100,000                   $135,170       $21,609                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,104        $1,907                   2.48                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EAGLE MOUNTAIN UT                                                
                        _________________________________________________                           
  UNDER $1               10      $-175,595          $185     -0.11          36                      
  $     1  -  5000      122       $342,817        $1,017      0.30          87                      
  $  5001 -  10000      136     $1,024,238       $11,319      1.11         181                      
  $ 10001 -  15000      125     $1,563,043       $30,148      1.93         287                      
  $ 15001 -  20000      125     $2,187,655       $39,926      1.83         335                      
  $ 20001 -  25000      134     $3,022,260       $52,538      1.74         415                      
  $ 25001 -  30000      175     $4,823,224       $87,531      1.81         576                      
  $ 30001 -  35000      184     $5,983,693      $126,085      2.11         608                      
  $ 35001 -  40000      211     $7,890,867      $161,466      2.05         773                      
  $ 40001 -  45000      210     $8,896,356      $242,823      2.73         762                      
  $ 45001 -  50000      224    $10,606,827      $309,095      2.91         839                      
  $ 50001 -  75000      602    $36,254,940    $1,462,259      4.03       2,359                      
  $ 75001 - 100000      189    $16,165,194    $1,010,697      6.25         758                      
  OVER $100,000         108    $14,765,497    $1,686,131     11.42         485                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,555    $113,351,016    $5,221,220      4.61        8,501                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.4                     
  $     1  -  5000     4.8             0.3           0.0                    1.0                     
  $  5001 -  10000     5.3             0.9           0.2                    2.1                     
  $ 10001 -  15000     4.9             1.4           0.6                    3.4                     
  $ 15001 -  20000     4.9             1.9           0.8                    3.9                     
  $ 20001 -  25000     5.2             2.7           1.0                    4.9                     
  $ 25001 -  30000     6.8             4.3           1.7                    6.8                     
  $ 30001 -  35000     7.2             5.3           2.4                    7.2                     
  $ 35001 -  40000     8.3             7.0           3.1                    9.1                     
  $ 40001 -  45000     8.2             7.8           4.7                    9.0                     
  $ 45001 -  50000     8.8             9.4           5.9                    9.9                     
  $ 50001 -  75000    23.6            32.0          28.0                   27.7                     
  $ 75001 - 100000     7.4            14.3          19.4                    8.9                     
  OVER $100,000        4.2            13.0          32.3                    5.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,560           $19                   3.60                     
  $     1  -  5000                  $2,810            $8                   0.71                     
  $  5001 -  10000                  $7,531           $83                   1.33                     
  $ 10001 -  15000                 $12,504          $241                   2.30                     
  $ 15001 -  20000                 $17,501          $319                   2.68                     
  $ 20001 -  25000                 $22,554          $392                   3.10                     
  $ 25001 -  30000                 $27,561          $500                   3.29                     
  $ 30001 -  35000                 $32,520          $685                   3.30                     
  $ 35001 -  40000                 $37,397          $765                   3.66                     
  $ 40001 -  45000                 $42,364        $1,156                   3.63                     
  $ 45001 -  50000                 $47,352        $1,380                   3.75                     
  $ 50001 -  75000                 $60,224        $2,429                   3.92                     
  $ 75001 - 100000                 $85,530        $5,348                   4.01                     
  OVER $100,000                   $136,718       $15,612                   4.49                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $44,364        $2,044                   3.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EDEN UT                                                          
                        _________________________________________________                           
  UNDER $1               16      $-272,148          $406     -0.15          36                      
  $     1  -  5000      107       $314,941        $1,110      0.35          47                      
  $  5001 -  10000      109       $805,000       $13,320      1.65          85                      
  $ 10001 -  15000       94     $1,153,280       $29,510      2.56         127                      
  $ 15001 -  20000       86     $1,486,289       $51,211      3.45         127                      
  $ 20001 -  25000       58     $1,292,407       $88,441      6.84          94                      
  $ 25001 -  30000       55     $1,503,949       $77,410      5.15          92                      
  $ 30001 -  35000       50     $1,635,853       $77,867      4.76         112                      
  $ 35001 -  40000       61     $2,299,906      $109,866      4.78         159                      
  $ 40001 -  45000       38     $1,611,868       $92,570      5.74          86                      
  $ 45001 -  50000       48     $2,267,016      $117,466      5.18         140                      
  $ 50001 -  75000      237    $14,618,517      $938,958      6.42         701                      
  $ 75001 - 100000      173    $15,023,327    $1,333,939      8.88         517                      
  $100001 - 250000      206    $28,243,489    $3,831,647     13.57         640                      
  OVER $250,000          30    $12,984,266    $2,810,578     21.65         104                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,368     $84,967,960    $9,574,299     11.27        3,067                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.3           0.0                    1.2                     
  $     1  -  5000     7.8             0.4           0.0                    1.5                     
  $  5001 -  10000     8.0             0.9           0.1                    2.8                     
  $ 10001 -  15000     6.9             1.4           0.3                    4.1                     
  $ 15001 -  20000     6.3             1.7           0.5                    4.1                     
  $ 20001 -  25000     4.2             1.5           0.9                    3.1                     
  $ 25001 -  30000     4.0             1.8           0.8                    3.0                     
  $ 30001 -  35000     3.7             1.9           0.8                    3.7                     
  $ 35001 -  40000     4.5             2.7           1.1                    5.2                     
  $ 40001 -  45000     2.8             1.9           1.0                    2.8                     
  $ 45001 -  50000     3.5             2.7           1.2                    4.6                     
  $ 50001 -  75000    17.3            17.2           9.8                   22.9                     
  $ 75001 - 100000    12.6            17.7          13.9                   16.9                     
  $100001 - 250000    15.1            33.2          40.0                   20.9                     
  OVER $250,000        2.2            15.3          29.4                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,009           $25                   2.25                     
  $     1  -  5000                  $2,943           $10                   0.44                     
  $  5001 -  10000                  $7,385          $122                   0.78                     
  $ 10001 -  15000                 $12,269          $314                   1.35                     
  $ 15001 -  20000                 $17,282          $595                   1.48                     
  $ 20001 -  25000                 $22,283        $1,525                   1.62                     
  $ 25001 -  30000                 $27,345        $1,407                   1.67                     
  $ 30001 -  35000                 $32,717        $1,557                   2.24                     
  $ 35001 -  40000                 $37,703        $1,801                   2.61                     
  $ 40001 -  45000                 $42,418        $2,436                   2.26                     
  $ 45001 -  50000                 $47,230        $2,447                   2.92                     
  $ 50001 -  75000                 $61,682        $3,962                   2.96                     
  $ 75001 - 100000                 $86,840        $7,711                   2.99                     
  $100001 - 250000                $137,104       $18,600                   3.11                     
  OVER $250,000                   $432,809       $93,686                   3.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $62,111        $6,999                   2.24                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ENOCH UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000          84       $208,451          $506      0.24          55                      
  $  5001 -  10000       78       $590,357        $7,462      1.26          95                      
  $ 10001 -  15000       61       $742,580       $11,563      1.56         142                      
  $ 15001 -  20000       51       $887,824       $15,860      1.79         140                      
  $ 20001 -  25000       61     $1,378,158       $37,843      2.75         179                      
  $ 25001 -  30000       60     $1,644,618       $43,335      2.63         179                      
  $ 30001 -  35000       72     $2,360,050       $68,144      2.89         231                      
  $ 35001 -  40000       64     $2,411,778       $53,872      2.23         242                      
  $ 40001 -  45000       54     $2,297,818       $63,936      2.78         223                      
  $ 45001 -  50000       53     $2,531,238       $87,398      3.45         205                      
  $ 50001 -  75000      143     $8,555,031      $410,495      4.80         565                      
  $ 75001 - 250000       58     $5,143,769      $397,425      7.73         223                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                839     $28,751,672    $1,197,839      4.17        2,479                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.0             0.7           0.0                    2.2                     
  $  5001 -  10000     9.3             2.1           0.6                    3.8                     
  $ 10001 -  15000     7.3             2.6           1.0                    5.7                     
  $ 15001 -  20000     6.1             3.1           1.3                    5.6                     
  $ 20001 -  25000     7.3             4.8           3.2                    7.2                     
  $ 25001 -  30000     7.2             5.7           3.6                    7.2                     
  $ 30001 -  35000     8.6             8.2           5.7                    9.3                     
  $ 35001 -  40000     7.6             8.4           4.5                    9.8                     
  $ 40001 -  45000     6.4             8.0           5.3                    9.0                     
  $ 45001 -  50000     6.3             8.8           7.3                    8.3                     
  $ 50001 -  75000    17.0            29.8          34.3                   22.8                     
  $ 75001 - 250000     6.9            17.9          33.2                    9.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,482            $6                   0.65                     
  $  5001 -  10000                  $7,569           $96                   1.22                     
  $ 10001 -  15000                 $12,173          $190                   2.33                     
  $ 15001 -  20000                 $17,408          $311                   2.75                     
  $ 20001 -  25000                 $22,593          $620                   2.93                     
  $ 25001 -  30000                 $27,410          $722                   2.98                     
  $ 30001 -  35000                 $32,778          $946                   3.21                     
  $ 35001 -  40000                 $37,684          $842                   3.78                     
  $ 40001 -  45000                 $42,552        $1,184                   4.13                     
  $ 45001 -  50000                 $47,759        $1,649                   3.87                     
  $ 50001 -  75000                 $59,825        $2,871                   3.95                     
  $ 75001 - 250000                 $88,686        $6,852                   3.84                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,269        $1,428                   2.95                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EPHRAIM UT                                                       
                        _________________________________________________                           
  UNDER $1               16      $-411,601            $0      0.00          54                      
  $     1  -  5000      173       $494,960          $133      0.03         118                      
  $  5001 -  10000      170     $1,244,725        $9,280      0.75         230                      
  $ 10001 -  15000      133     $1,647,688       $20,361      1.24         292                      
  $ 15001 -  20000       96     $1,684,326       $32,970      1.96         238                      
  $ 20001 -  25000       86     $1,921,239       $38,795      2.02         240                      
  $ 25001 -  30000       74     $2,042,748       $53,559      2.62         219                      
  $ 30001 -  35000       89     $2,883,261       $81,743      2.84         295                      
  $ 35001 -  40000       61     $2,308,776       $76,296      3.30         203                      
  $ 40001 -  45000       49     $2,078,440       $76,742      3.69         177                      
  $ 45001 -  50000       45     $2,135,863       $80,251      3.76         167                      
  $ 50001 -  75000      147     $9,001,761      $478,512      5.32         566                      
  $ 75001 - 100000       69     $5,968,923      $421,659      7.06         274                      
  OVER $100,000          38     $6,402,556    $1,000,109     15.62         118                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,246     $39,403,665    $2,370,410      6.02        3,191                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    1.7                     
  $     1  -  5000    13.9             1.3           0.0                    3.7                     
  $  5001 -  10000    13.6             3.2           0.4                    7.2                     
  $ 10001 -  15000    10.7             4.2           0.9                    9.2                     
  $ 15001 -  20000     7.7             4.3           1.4                    7.5                     
  $ 20001 -  25000     6.9             4.9           1.6                    7.5                     
  $ 25001 -  30000     5.9             5.2           2.3                    6.9                     
  $ 30001 -  35000     7.1             7.3           3.4                    9.2                     
  $ 35001 -  40000     4.9             5.9           3.2                    6.4                     
  $ 40001 -  45000     3.9             5.3           3.2                    5.5                     
  $ 45001 -  50000     3.6             5.4           3.4                    5.2                     
  $ 50001 -  75000    11.8            22.8          20.2                   17.7                     
  $ 75001 - 100000     5.5            15.1          17.8                    8.6                     
  OVER $100,000        3.0            16.2          42.2                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,725            $0                   3.38                     
  $     1  -  5000                  $2,861            $1                   0.68                     
  $  5001 -  10000                  $7,322           $55                   1.35                     
  $ 10001 -  15000                 $12,389          $153                   2.20                     
  $ 15001 -  20000                 $17,545          $343                   2.48                     
  $ 20001 -  25000                 $22,340          $451                   2.79                     
  $ 25001 -  30000                 $27,605          $724                   2.96                     
  $ 30001 -  35000                 $32,396          $918                   3.31                     
  $ 35001 -  40000                 $37,849        $1,251                   3.33                     
  $ 40001 -  45000                 $42,417        $1,566                   3.61                     
  $ 45001 -  50000                 $47,464        $1,783                   3.71                     
  $ 50001 -  75000                 $61,236        $3,255                   3.85                     
  $ 75001 - 100000                 $86,506        $6,111                   3.97                     
  OVER $100,000                   $168,488       $26,319                   3.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,624        $1,902                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   FAIRVIEW UT                                                      
                        _________________________________________________                           
  UNDER $1               20      $-917,185            $0      0.00          44                      
  $     1  -  5000       87       $247,645          $147      0.06          57                      
  $  5001 -  10000       87       $614,054        $7,740      1.26         120                      
  $ 10001 -  15000       70       $878,034       $16,891      1.92         128                      
  $ 15001 -  20000       68     $1,197,922       $21,806      1.82         169                      
  $ 20001 -  25000       65     $1,445,613       $44,936      3.11         156                      
  $ 25001 -  30000       39     $1,072,307       $35,086      3.27         110                      
  $ 30001 -  35000       41     $1,326,606       $45,065      3.40         122                      
  $ 35001 -  40000       51     $1,917,548       $78,765      4.11         152                      
  $ 40001 -  45000       58     $2,466,477      $123,341      5.00         185                      
  $ 45001 -  50000       21       $989,320       $50,936      5.15          64                      
  $ 50001 -  75000      129     $7,937,145      $437,139      5.51         504                      
  $ 75001 - 100000       55     $4,695,523      $375,549      8.00         188                      
  OVER $100,000          26     $4,949,074      $840,658     16.99         109                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                817     $28,820,083    $2,078,059      7.21        2,108                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.4            -3.2           0.0                    2.1                     
  $     1  -  5000    10.6             0.9           0.0                    2.7                     
  $  5001 -  10000    10.6             2.1           0.4                    5.7                     
  $ 10001 -  15000     8.6             3.0           0.8                    6.1                     
  $ 15001 -  20000     8.3             4.2           1.0                    8.0                     
  $ 20001 -  25000     8.0             5.0           2.2                    7.4                     
  $ 25001 -  30000     4.8             3.7           1.7                    5.2                     
  $ 30001 -  35000     5.0             4.6           2.2                    5.8                     
  $ 35001 -  40000     6.2             6.7           3.8                    7.2                     
  $ 40001 -  45000     7.1             8.6           5.9                    8.8                     
  $ 45001 -  50000     2.6             3.4           2.5                    3.0                     
  $ 50001 -  75000    15.8            27.5          21.0                   23.9                     
  $ 75001 - 100000     6.7            16.3          18.1                    8.9                     
  OVER $100,000        3.2            17.2          40.5                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-45,859            $0                   2.20                     
  $     1  -  5000                  $2,846            $2                   0.66                     
  $  5001 -  10000                  $7,058           $89                   1.38                     
  $ 10001 -  15000                 $12,543          $241                   1.83                     
  $ 15001 -  20000                 $17,617          $321                   2.49                     
  $ 20001 -  25000                 $22,240          $691                   2.40                     
  $ 25001 -  30000                 $27,495          $900                   2.82                     
  $ 30001 -  35000                 $32,356        $1,099                   2.98                     
  $ 35001 -  40000                 $37,599        $1,544                   2.98                     
  $ 40001 -  45000                 $42,525        $2,127                   3.19                     
  $ 45001 -  50000                 $47,110        $2,426                   3.05                     
  $ 50001 -  75000                 $61,528        $3,389                   3.91                     
  $ 75001 - 100000                 $85,373        $6,828                   3.42                     
  OVER $100,000                   $190,349       $32,333                   4.19                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,275        $2,544                   2.58                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   FARMINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               55    $-1,623,431        $2,368     -0.15         120                      
  $     1  -  5000      589     $1,517,184        $3,303      0.22         209                      
  $  5001 -  10000      435     $3,160,489       $63,435      2.01         270                      
  $ 10001 -  15000      332     $4,104,583      $108,494      2.64         379                      
  $ 15001 -  20000      288     $5,049,516      $189,675      3.76         431                      
  $ 20001 -  25000      249     $5,572,415      $226,684      4.07         471                      
  $ 25001 -  30000      202     $5,510,883      $230,938      4.19         416                      
  $ 30001 -  35000      205     $6,642,362      $299,970      4.52         481                      
  $ 35001 -  40000      219     $8,185,851      $424,240      5.18         527                      
  $ 40001 -  45000      214     $9,105,208      $434,109      4.77         622                      
  $ 45001 -  50000      190     $9,007,705      $442,245      4.91         548                      
  $ 50001 -  75000      805    $50,292,572    $2,823,325      5.61       2,759                      
  $ 75001 - 100000      583    $50,497,027    $3,662,164      7.25       2,153                      
  $100001 - 250000      661    $93,617,856   $11,723,522     12.52       2,504                      
  OVER $250,000         112    $56,378,702   $12,576,485     22.31         420                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,139    $307,018,922   $33,210,957     10.82       12,310                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -0.5           0.0                    1.0                     
  $     1  -  5000    11.5             0.5           0.0                    1.7                     
  $  5001 -  10000     8.5             1.0           0.2                    2.2                     
  $ 10001 -  15000     6.5             1.3           0.3                    3.1                     
  $ 15001 -  20000     5.6             1.6           0.6                    3.5                     
  $ 20001 -  25000     4.8             1.8           0.7                    3.8                     
  $ 25001 -  30000     3.9             1.8           0.7                    3.4                     
  $ 30001 -  35000     4.0             2.2           0.9                    3.9                     
  $ 35001 -  40000     4.3             2.7           1.3                    4.3                     
  $ 40001 -  45000     4.2             3.0           1.3                    5.1                     
  $ 45001 -  50000     3.7             2.9           1.3                    4.5                     
  $ 50001 -  75000    15.7            16.4           8.5                   22.4                     
  $ 75001 - 100000    11.3            16.4          11.0                   17.5                     
  $100001 - 250000    12.9            30.5          35.3                   20.3                     
  OVER $250,000        2.2            18.4          37.9                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,517           $43                   2.18                     
  $     1  -  5000                  $2,576            $6                   0.35                     
  $  5001 -  10000                  $7,265          $146                   0.62                     
  $ 10001 -  15000                 $12,363          $327                   1.14                     
  $ 15001 -  20000                 $17,533          $659                   1.50                     
  $ 20001 -  25000                 $22,379          $910                   1.89                     
  $ 25001 -  30000                 $27,282        $1,143                   2.06                     
  $ 30001 -  35000                 $32,402        $1,463                   2.35                     
  $ 35001 -  40000                 $37,378        $1,937                   2.41                     
  $ 40001 -  45000                 $42,548        $2,029                   2.91                     
  $ 45001 -  50000                 $47,409        $2,328                   2.88                     
  $ 50001 -  75000                 $62,475        $3,507                   3.43                     
  $ 75001 - 100000                 $86,616        $6,282                   3.69                     
  $100001 - 250000                $141,631       $17,736                   3.79                     
  OVER $250,000                   $503,381      $112,290                   3.75                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $59,743        $6,463                   2.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   FARR WEST UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         123       $267,547          $480      0.18          41                      
  $  5001 -  10000      105       $767,724       $11,958      1.56          77                      
  $ 10001 -  15000       96     $1,178,709       $34,358      2.91         113                      
  $ 15001 -  20000       84     $1,475,720       $60,225      4.08         129                      
  $ 20001 -  25000       70     $1,580,352       $69,414      4.39         116                      
  $ 25001 -  30000       44     $1,221,350       $57,557      4.71          89                      
  $ 30001 -  35000       61     $1,975,166       $81,672      4.13         156                      
  $ 35001 -  40000       65     $2,438,574      $102,844      4.22         172                      
  $ 40001 -  45000       57     $2,420,400      $108,506      4.48         166                      
  $ 45001 -  50000       53     $2,522,751      $127,783      5.07         150                      
  $ 50001 -  75000      287    $18,022,920    $1,032,340      5.73         974                      
  $ 75001 - 100000      164    $14,138,613    $1,090,823      7.72         574                      
  OVER $100,000          93    $17,255,574    $3,207,078     18.59         304                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,302     $65,265,400    $5,985,038      9.17        3,061                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.4             0.4           0.0                    1.3                     
  $  5001 -  10000     8.1             1.2           0.2                    2.5                     
  $ 10001 -  15000     7.4             1.8           0.6                    3.7                     
  $ 15001 -  20000     6.5             2.3           1.0                    4.2                     
  $ 20001 -  25000     5.4             2.4           1.2                    3.8                     
  $ 25001 -  30000     3.4             1.9           1.0                    2.9                     
  $ 30001 -  35000     4.7             3.0           1.4                    5.1                     
  $ 35001 -  40000     5.0             3.7           1.7                    5.6                     
  $ 40001 -  45000     4.4             3.7           1.8                    5.4                     
  $ 45001 -  50000     4.1             3.9           2.1                    4.9                     
  $ 50001 -  75000    22.0            27.6          17.2                   31.8                     
  $ 75001 - 100000    12.6            21.7          18.2                   18.8                     
  OVER $100,000        7.1            26.4          53.6                    9.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,175            $4                   0.33                     
  $  5001 -  10000                  $7,312          $114                   0.73                     
  $ 10001 -  15000                 $12,278          $358                   1.18                     
  $ 15001 -  20000                 $17,568          $717                   1.54                     
  $ 20001 -  25000                 $22,576          $992                   1.66                     
  $ 25001 -  30000                 $27,758        $1,308                   2.02                     
  $ 30001 -  35000                 $32,380        $1,339                   2.56                     
  $ 35001 -  40000                 $37,517        $1,582                   2.65                     
  $ 40001 -  45000                 $42,463        $1,904                   2.91                     
  $ 45001 -  50000                 $47,599        $2,411                   2.83                     
  $ 50001 -  75000                 $62,798        $3,597                   3.39                     
  $ 75001 - 100000                 $86,211        $6,651                   3.50                     
  OVER $100,000                   $185,544       $34,485                   3.27                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,127        $4,597                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   FILLMORE UT                                                      
                        _________________________________________________                           
  UNDER $1               15      $-650,126            $0      0.00          37                      
  $     1  -  5000      111       $325,834          $631      0.19          89                      
  $  5001 -  10000      101       $739,842        $8,040      1.09         103                      
  $ 10001 -  15000       99     $1,213,860       $23,515      1.94         166                      
  $ 15001 -  20000       81     $1,424,557       $32,058      2.25         183                      
  $ 20001 -  25000       61     $1,373,592       $37,539      2.73         164                      
  $ 25001 -  30000       80     $2,199,108       $82,180      3.74         195                      
  $ 30001 -  35000       61     $1,993,501       $64,450      3.23         198                      
  $ 35001 -  40000       48     $1,793,867       $83,949      4.68         134                      
  $ 40001 -  45000       43     $1,833,894       $61,892      3.37         145                      
  $ 45001 -  50000       46     $2,178,700      $107,427      4.93         149                      
  $ 50001 -  75000      152     $9,376,932      $544,903      5.81         568                      
  $ 75001 - 100000       52     $4,443,452      $367,187      8.26         182                      
  OVER $100,000          30     $4,683,426      $713,929     15.24          85                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                980     $32,930,439    $2,127,700      6.46        2,398                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.5            -2.0           0.0                    1.5                     
  $     1  -  5000    11.3             1.0           0.0                    3.7                     
  $  5001 -  10000    10.3             2.2           0.4                    4.3                     
  $ 10001 -  15000    10.1             3.7           1.1                    6.9                     
  $ 15001 -  20000     8.3             4.3           1.5                    7.6                     
  $ 20001 -  25000     6.2             4.2           1.8                    6.8                     
  $ 25001 -  30000     8.2             6.7           3.9                    8.1                     
  $ 30001 -  35000     6.2             6.1           3.0                    8.3                     
  $ 35001 -  40000     4.9             5.4           3.9                    5.6                     
  $ 40001 -  45000     4.4             5.6           2.9                    6.0                     
  $ 45001 -  50000     4.7             6.6           5.0                    6.2                     
  $ 50001 -  75000    15.5            28.5          25.6                   23.7                     
  $ 75001 - 100000     5.3            13.5          17.3                    7.6                     
  OVER $100,000        3.1            14.2          33.6                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,342            $0                   2.47                     
  $     1  -  5000                  $2,935            $6                   0.80                     
  $  5001 -  10000                  $7,325           $80                   1.02                     
  $ 10001 -  15000                 $12,261          $238                   1.68                     
  $ 15001 -  20000                 $17,587          $396                   2.26                     
  $ 20001 -  25000                 $22,518          $615                   2.69                     
  $ 25001 -  30000                 $27,489        $1,027                   2.44                     
  $ 30001 -  35000                 $32,680        $1,057                   3.25                     
  $ 35001 -  40000                 $37,372        $1,749                   2.79                     
  $ 40001 -  45000                 $42,649        $1,439                   3.37                     
  $ 45001 -  50000                 $47,363        $2,335                   3.24                     
  $ 50001 -  75000                 $61,690        $3,585                   3.74                     
  $ 75001 - 100000                 $85,451        $7,061                   3.50                     
  OVER $100,000                   $156,114       $23,798                   2.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,602        $2,171                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   FRUIT HEIGHTS UT                                                 
                        _________________________________________________                           
  UNDER $1               26    $-1,577,562          $853     -0.05          37                      
  $     1  -  5000      247       $653,459        $2,954      0.45          55                      
  $  5001 -  10000      163     $1,184,165       $21,355      1.80         106                      
  $ 10001 -  15000      118     $1,461,389       $43,931      3.01         134                      
  $ 15001 -  20000      108     $1,889,987       $68,145      3.61         164                      
  $ 20001 -  25000       71     $1,600,385       $76,297      4.77         112                      
  $ 25001 -  30000       63     $1,730,884       $76,192      4.40         133                      
  $ 30001 -  35000       57     $1,852,235      $113,606      6.13         111                      
  $ 35001 -  40000       52     $1,947,684      $108,574      5.57         110                      
  $ 40001 -  45000       49     $2,066,176      $122,168      5.91         115                      
  $ 45001 -  50000       42     $1,994,578      $118,145      5.92         105                      
  $ 50001 -  75000      233    $14,713,515      $868,595      5.90         792                      
  $ 75001 - 100000      191    $16,470,052    $1,235,869      7.50         685                      
  $100001 - 250000      258    $35,858,627    $4,442,061     12.39         994                      
  OVER $250,000          38    $22,667,116    $4,844,328     21.37         131                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,716    $104,512,690   $12,143,073     11.62        3,784                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.5            -1.5           0.0                    1.0                     
  $     1  -  5000    14.4             0.6           0.0                    1.5                     
  $  5001 -  10000     9.5             1.1           0.2                    2.8                     
  $ 10001 -  15000     6.9             1.4           0.4                    3.5                     
  $ 15001 -  20000     6.3             1.8           0.6                    4.3                     
  $ 20001 -  25000     4.1             1.5           0.6                    3.0                     
  $ 25001 -  30000     3.7             1.7           0.6                    3.5                     
  $ 30001 -  35000     3.3             1.8           0.9                    2.9                     
  $ 35001 -  40000     3.0             1.9           0.9                    2.9                     
  $ 40001 -  45000     2.9             2.0           1.0                    3.0                     
  $ 45001 -  50000     2.4             1.9           1.0                    2.8                     
  $ 50001 -  75000    13.6            14.1           7.2                   20.9                     
  $ 75001 - 100000    11.1            15.8          10.2                   18.1                     
  $100001 - 250000    15.0            34.3          36.6                   26.3                     
  OVER $250,000        2.2            21.7          39.9                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-60,675           $33                   1.42                     
  $     1  -  5000                  $2,646           $12                   0.22                     
  $  5001 -  10000                  $7,265          $131                   0.65                     
  $ 10001 -  15000                 $12,385          $372                   1.14                     
  $ 15001 -  20000                 $17,500          $631                   1.52                     
  $ 20001 -  25000                 $22,541        $1,075                   1.58                     
  $ 25001 -  30000                 $27,474        $1,209                   2.11                     
  $ 30001 -  35000                 $32,495        $1,993                   1.95                     
  $ 35001 -  40000                 $37,455        $2,088                   2.12                     
  $ 40001 -  45000                 $42,167        $2,493                   2.35                     
  $ 45001 -  50000                 $47,490        $2,813                   2.50                     
  $ 50001 -  75000                 $63,148        $3,728                   3.40                     
  $ 75001 - 100000                 $86,231        $6,471                   3.59                     
  $100001 - 250000                $138,987       $17,217                   3.85                     
  OVER $250,000                   $596,503      $127,482                   3.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,905        $7,076                   2.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   GARLAND UT                                                       
                        _________________________________________________                           
  UNDER $1               15      $-511,180        $1,563     -0.31          29                      
  $     1  -  5000      129       $366,624          $972      0.27          53                      
  $  5001 -  10000       98       $735,620       $10,237      1.39         103                      
  $ 10001 -  15000       88     $1,081,857       $19,565      1.81         161                      
  $ 15001 -  20000       88     $1,528,685       $42,758      2.80         163                      
  $ 20001 -  25000       88     $1,989,070       $72,330      3.64         185                      
  $ 25001 -  30000       82     $2,273,919       $86,676      3.81         212                      
  $ 30001 -  35000      104     $3,387,525      $139,476      4.12         288                      
  $ 35001 -  40000       80     $2,989,410      $115,380      3.86         256                      
  $ 40001 -  45000       78     $3,309,324      $145,739      4.40         259                      
  $ 45001 -  50000       57     $2,717,208      $103,893      3.82         219                      
  $ 50001 -  75000      235    $14,353,051      $843,580      5.88         842                      
  $ 75001 - 100000       96     $8,097,336      $653,120      8.07         357                      
  $100001 - 250000       32     $3,948,516      $440,120     11.15         122                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,270     $46,266,965    $2,675,409      5.78        3,249                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.1           0.1                    0.9                     
  $     1  -  5000    10.2             0.8           0.0                    1.6                     
  $  5001 -  10000     7.7             1.6           0.4                    3.2                     
  $ 10001 -  15000     6.9             2.3           0.7                    5.0                     
  $ 15001 -  20000     6.9             3.3           1.6                    5.0                     
  $ 20001 -  25000     6.9             4.3           2.7                    5.7                     
  $ 25001 -  30000     6.5             4.9           3.2                    6.5                     
  $ 30001 -  35000     8.2             7.3           5.2                    8.9                     
  $ 35001 -  40000     6.3             6.5           4.3                    7.9                     
  $ 40001 -  45000     6.1             7.2           5.4                    8.0                     
  $ 45001 -  50000     4.5             5.9           3.9                    6.7                     
  $ 50001 -  75000    18.5            31.0          31.5                   25.9                     
  $ 75001 - 100000     7.6            17.5          24.4                   11.0                     
  $100001 - 250000     2.5             8.5          16.5                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-34,079          $104                   1.93                     
  $     1  -  5000                  $2,842            $8                   0.41                     
  $  5001 -  10000                  $7,506          $104                   1.05                     
  $ 10001 -  15000                 $12,294          $222                   1.83                     
  $ 15001 -  20000                 $17,371          $486                   1.85                     
  $ 20001 -  25000                 $22,603          $822                   2.10                     
  $ 25001 -  30000                 $27,731        $1,057                   2.59                     
  $ 30001 -  35000                 $32,572        $1,341                   2.77                     
  $ 35001 -  40000                 $37,368        $1,442                   3.20                     
  $ 40001 -  45000                 $42,427        $1,868                   3.32                     
  $ 45001 -  50000                 $47,670        $1,823                   3.84                     
  $ 50001 -  75000                 $61,077        $3,590                   3.58                     
  $ 75001 - 100000                 $84,347        $6,803                   3.72                     
  $100001 - 250000                $123,391       $13,754                   3.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,431        $2,107                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   GRANTSVILLE                                                      
                        _________________________________________________                           
  UNDER $1               12      $-365,845            $0      0.00          22                      
  $     1  -  5000      213       $559,614          $664      0.12         136                      
  $  5001 -  10000      229     $1,680,363       $18,274      1.09         266                      
  $ 10001 -  15000      203     $2,527,486       $46,386      1.84         341                      
  $ 15001 -  20000      201     $3,517,234       $94,077      2.67         372                      
  $ 20001 -  25000      168     $3,777,696      $132,912      3.52         334                      
  $ 25001 -  30000      168     $4,601,731      $184,571      4.01         395                      
  $ 30001 -  35000      153     $4,944,776      $236,426      4.78         371                      
  $ 35001 -  40000      144     $5,414,972      $238,276      4.40         403                      
  $ 40001 -  45000      149     $6,332,157      $309,503      4.89         429                      
  $ 45001 -  50000      134     $6,350,763      $332,575      5.24         427                      
  $ 50001 -  75000      554    $34,106,119    $2,107,146      6.18       1,861                      
  $ 75001 - 100000      256    $21,908,346    $1,848,335      8.44         873                      
  OVER $100,000         135    $16,885,777    $2,069,174     12.25         466                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,719    $112,241,189    $7,618,319      6.79        6,696                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.3                     
  $     1  -  5000     7.8             0.5           0.0                    2.0                     
  $  5001 -  10000     8.4             1.5           0.2                    4.0                     
  $ 10001 -  15000     7.5             2.3           0.6                    5.1                     
  $ 15001 -  20000     7.4             3.1           1.2                    5.6                     
  $ 20001 -  25000     6.2             3.4           1.7                    5.0                     
  $ 25001 -  30000     6.2             4.1           2.4                    5.9                     
  $ 30001 -  35000     5.6             4.4           3.1                    5.5                     
  $ 35001 -  40000     5.3             4.8           3.1                    6.0                     
  $ 40001 -  45000     5.5             5.6           4.1                    6.4                     
  $ 45001 -  50000     4.9             5.7           4.4                    6.4                     
  $ 50001 -  75000    20.4            30.4          27.7                   27.8                     
  $ 75001 - 100000     9.4            19.5          24.3                   13.0                     
  OVER $100,000        5.0            15.0          27.2                    7.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-30,487            $0                   1.83                     
  $     1  -  5000                  $2,627            $3                   0.64                     
  $  5001 -  10000                  $7,338           $80                   1.16                     
  $ 10001 -  15000                 $12,451          $229                   1.68                     
  $ 15001 -  20000                 $17,499          $468                   1.85                     
  $ 20001 -  25000                 $22,486          $791                   1.99                     
  $ 25001 -  30000                 $27,391        $1,099                   2.35                     
  $ 30001 -  35000                 $32,319        $1,545                   2.42                     
  $ 35001 -  40000                 $37,604        $1,655                   2.80                     
  $ 40001 -  45000                 $42,498        $2,077                   2.88                     
  $ 45001 -  50000                 $47,394        $2,482                   3.19                     
  $ 50001 -  75000                 $61,563        $3,804                   3.36                     
  $ 75001 - 100000                 $85,579        $7,220                   3.41                     
  OVER $100,000                   $125,080       $15,327                   3.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,280        $2,802                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HARRISVILLE UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         111       $247,673        $4,335      1.75          58                      
  $  5001 -  10000      101       $756,698       $15,213      2.01          69                      
  $ 10001 -  15000       50       $621,515       $19,234      3.09          58                      
  $ 15001 -  20000       71     $1,254,626       $30,566      2.44         135                      
  $ 20001 -  25000       45     $1,025,661       $50,828      4.96          70                      
  $ 25001 -  30000       61     $1,666,992       $60,197      3.61         142                      
  $ 30001 -  35000       59     $1,910,531       $83,248      4.36         133                      
  $ 35001 -  40000       60     $2,251,705       $73,038      3.24         181                      
  $ 40001 -  45000       55     $2,329,124      $107,547      4.62         153                      
  $ 45001 -  50000       67     $3,175,271      $174,465      5.49         198                      
  $ 50001 -  75000      252    $15,752,281      $879,726      5.58         913                      
  $ 75001 - 100000      108     $9,175,066      $712,408      7.76         389                      
  OVER $100,000          37     $4,734,332      $617,421     13.04         133                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,077     $44,901,475    $2,828,226      6.30        2,632                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.3             0.6           0.2                    2.2                     
  $  5001 -  10000     9.4             1.7           0.5                    2.6                     
  $ 10001 -  15000     4.6             1.4           0.7                    2.2                     
  $ 15001 -  20000     6.6             2.8           1.1                    5.1                     
  $ 20001 -  25000     4.2             2.3           1.8                    2.7                     
  $ 25001 -  30000     5.7             3.7           2.1                    5.4                     
  $ 30001 -  35000     5.5             4.3           2.9                    5.1                     
  $ 35001 -  40000     5.6             5.0           2.6                    6.9                     
  $ 40001 -  45000     5.1             5.2           3.8                    5.8                     
  $ 45001 -  50000     6.2             7.1           6.2                    7.5                     
  $ 50001 -  75000    23.4            35.1          31.1                   34.7                     
  $ 75001 - 100000    10.0            20.4          25.2                   14.8                     
  OVER $100,000        3.4            10.5          21.8                    5.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,231           $39                   0.52                     
  $  5001 -  10000                  $7,492          $151                   0.68                     
  $ 10001 -  15000                 $12,430          $385                   1.16                     
  $ 15001 -  20000                 $17,671          $431                   1.90                     
  $ 20001 -  25000                 $22,792        $1,130                   1.56                     
  $ 25001 -  30000                 $27,328          $987                   2.33                     
  $ 30001 -  35000                 $32,382        $1,411                   2.25                     
  $ 35001 -  40000                 $37,528        $1,217                   3.02                     
  $ 40001 -  45000                 $42,348        $1,955                   2.78                     
  $ 45001 -  50000                 $47,392        $2,604                   2.96                     
  $ 50001 -  75000                 $62,509        $3,491                   3.62                     
  $ 75001 - 100000                 $84,954        $6,596                   3.60                     
  OVER $100,000                   $127,955       $16,687                   3.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,691        $2,626                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HEBER CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               50      $-876,660       $14,788     -1.69         115                      
  $     1  -  5000      511     $1,438,088        $3,229      0.22         294                      
  $  5001 -  10000      459     $3,425,733       $43,335      1.26         499                      
  $ 10001 -  15000      380     $4,758,208       $91,053      1.91         680                      
  $ 15001 -  20000      414     $7,242,279      $190,314      2.63         873                      
  $ 20001 -  25000      354     $7,886,801      $267,819      3.40         777                      
  $ 25001 -  30000      318     $8,735,281      $320,097      3.66         813                      
  $ 30001 -  35000      270     $8,769,803      $357,381      4.08         730                      
  $ 35001 -  40000      285    $10,641,503      $460,270      4.33         796                      
  $ 40001 -  45000      241    $10,229,529      $437,958      4.28         729                      
  $ 45001 -  50000      243    $11,554,200      $587,277      5.08         761                      
  $ 50001 -  75000      834    $50,849,246    $2,813,015      5.53       2,892                      
  $ 75001 - 100000      385    $32,787,548    $2,403,074      7.33       1,364                      
  $100001 - 250000      291    $40,181,676    $4,835,742     12.03       1,034                      
  OVER $250,000          47    $43,751,466    $8,764,059     20.03         168                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,082    $241,374,701   $21,589,411      8.94       12,525                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -0.4           0.1                    0.9                     
  $     1  -  5000    10.1             0.6           0.0                    2.3                     
  $  5001 -  10000     9.0             1.4           0.2                    4.0                     
  $ 10001 -  15000     7.5             2.0           0.4                    5.4                     
  $ 15001 -  20000     8.1             3.0           0.9                    7.0                     
  $ 20001 -  25000     7.0             3.3           1.2                    6.2                     
  $ 25001 -  30000     6.3             3.6           1.5                    6.5                     
  $ 30001 -  35000     5.3             3.6           1.7                    5.8                     
  $ 35001 -  40000     5.6             4.4           2.1                    6.4                     
  $ 40001 -  45000     4.7             4.2           2.0                    5.8                     
  $ 45001 -  50000     4.8             4.8           2.7                    6.1                     
  $ 50001 -  75000    16.4            21.1          13.0                   23.1                     
  $ 75001 - 100000     7.6            13.6          11.1                   10.9                     
  $100001 - 250000     5.7            16.6          22.4                    8.3                     
  OVER $250,000        0.9            18.1          40.6                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,533          $296                   2.30                     
  $     1  -  5000                  $2,814            $6                   0.58                     
  $  5001 -  10000                  $7,463           $94                   1.09                     
  $ 10001 -  15000                 $12,522          $240                   1.79                     
  $ 15001 -  20000                 $17,493          $460                   2.11                     
  $ 20001 -  25000                 $22,279          $757                   2.19                     
  $ 25001 -  30000                 $27,469        $1,007                   2.56                     
  $ 30001 -  35000                 $32,481        $1,324                   2.70                     
  $ 35001 -  40000                 $37,339        $1,615                   2.79                     
  $ 40001 -  45000                 $42,446        $1,817                   3.02                     
  $ 45001 -  50000                 $47,548        $2,417                   3.13                     
  $ 50001 -  75000                 $60,970        $3,373                   3.47                     
  $ 75001 - 100000                 $85,162        $6,242                   3.54                     
  $100001 - 250000                $138,081       $16,618                   3.55                     
  OVER $250,000                   $930,882      $186,469                   3.57                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,496        $4,248                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HELPER UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000         135           $738        $4,807     651.4         106                      
  $  5001 -  10000      151     $1,123,804       $13,469      1.20         166                      
  $ 10001 -  15000      148     $1,853,797       $37,728      2.04         212                      
  $ 15001 -  20000      126     $2,193,429       $73,431      3.35         221                      
  $ 20001 -  25000       85     $1,904,863       $64,616      3.39         190                      
  $ 25001 -  30000       83     $2,278,767       $80,915      3.55         190                      
  $ 30001 -  35000       76     $2,472,572      $128,502      5.20         173                      
  $ 35001 -  40000       82     $3,086,239      $179,823      5.83         192                      
  $ 40001 -  45000       71     $3,011,489      $177,735      5.90         183                      
  $ 45001 -  50000       69     $3,300,295      $244,369      7.40         173                      
  $ 50001 -  75000      246    $15,311,346    $1,214,761      7.93         727                      
  $ 75001 - 100000      133    $11,195,240    $1,117,249      9.98         412                      
  OVER $100,000          62     $9,423,671    $1,486,402     15.77         174                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,467     $57,156,250    $4,823,807      8.44        3,119                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.2             0.0           0.1                    3.4                     
  $  5001 -  10000    10.3             2.0           0.3                    5.3                     
  $ 10001 -  15000    10.1             3.2           0.8                    6.8                     
  $ 15001 -  20000     8.6             3.8           1.5                    7.1                     
  $ 20001 -  25000     5.8             3.3           1.3                    6.1                     
  $ 25001 -  30000     5.7             4.0           1.7                    6.1                     
  $ 30001 -  35000     5.2             4.3           2.7                    5.5                     
  $ 35001 -  40000     5.6             5.4           3.7                    6.2                     
  $ 40001 -  45000     4.8             5.3           3.7                    5.9                     
  $ 45001 -  50000     4.7             5.8           5.1                    5.5                     
  $ 50001 -  75000    16.8            26.8          25.2                   23.3                     
  $ 75001 - 100000     9.1            19.6          23.2                   13.2                     
  OVER $100,000        4.2            16.5          30.8                    5.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                         $5           $36                   0.79                     
  $  5001 -  10000                  $7,442           $89                   1.10                     
  $ 10001 -  15000                 $12,526          $255                   1.43                     
  $ 15001 -  20000                 $17,408          $583                   1.75                     
  $ 20001 -  25000                 $22,410          $760                   2.24                     
  $ 25001 -  30000                 $27,455          $975                   2.29                     
  $ 30001 -  35000                 $32,534        $1,691                   2.28                     
  $ 35001 -  40000                 $37,637        $2,193                   2.34                     
  $ 40001 -  45000                 $42,415        $2,503                   2.58                     
  $ 45001 -  50000                 $47,830        $3,542                   2.51                     
  $ 50001 -  75000                 $62,241        $4,938                   2.96                     
  $ 75001 - 100000                 $84,175        $8,400                   3.10                     
  OVER $100,000                   $151,995       $23,974                   2.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,961        $3,288                   2.13                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HERRIMAN UT                                                      
                        _________________________________________________                           
  UNDER $1               19      $-536,307           $60     -0.01          44                      
  $     1  -  5000      196       $484,596          $906      0.19          69                      
  $  5001 -  10000      169     $1,241,223       $19,947      1.61         175                      
  $ 10001 -  15000      160     $1,994,286       $52,353      2.63         229                      
  $ 15001 -  20000      138     $2,403,700       $69,154      2.88         261                      
  $ 20001 -  25000      139     $3,136,908      $113,376      3.61         308                      
  $ 25001 -  30000      143     $3,958,442      $150,736      3.81         329                      
  $ 30001 -  35000      156     $5,093,344      $177,944      3.49         442                      
  $ 35001 -  40000      171     $6,439,372      $213,658      3.32         489                      
  $ 40001 -  45000      222     $9,419,964      $306,158      3.25         705                      
  $ 45001 -  50000      231    $10,961,372      $362,977      3.31         767                      
  $ 50001 -  75000    1,049    $64,828,740    $2,951,435      4.55       3,774                      
  $ 75001 - 100000      505    $43,066,730    $2,979,845      6.92       1,866                      
  $100001 - 250000      240    $30,296,111    $3,567,872     11.78         859                      
  OVER $250,000          10     $3,403,637      $658,843     19.36          29                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,548    $186,192,118   $11,625,264      6.24       10,346                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.3           0.0                    0.4                     
  $     1  -  5000     5.5             0.3           0.0                    0.7                     
  $  5001 -  10000     4.8             0.7           0.2                    1.7                     
  $ 10001 -  15000     4.5             1.1           0.5                    2.2                     
  $ 15001 -  20000     3.9             1.3           0.6                    2.5                     
  $ 20001 -  25000     3.9             1.7           1.0                    3.0                     
  $ 25001 -  30000     4.0             2.1           1.3                    3.2                     
  $ 30001 -  35000     4.4             2.7           1.5                    4.3                     
  $ 35001 -  40000     4.8             3.5           1.8                    4.7                     
  $ 40001 -  45000     6.3             5.1           2.6                    6.8                     
  $ 45001 -  50000     6.5             5.9           3.1                    7.4                     
  $ 50001 -  75000    29.6            34.8          25.4                   36.5                     
  $ 75001 - 100000    14.2            23.1          25.6                   18.0                     
  $100001 - 250000     6.8            16.3          30.7                    8.3                     
  OVER $250,000        0.3             1.8           5.7                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-28,227            $3                   2.32                     
  $     1  -  5000                  $2,472            $5                   0.35                     
  $  5001 -  10000                  $7,345          $118                   1.04                     
  $ 10001 -  15000                 $12,464          $327                   1.43                     
  $ 15001 -  20000                 $17,418          $501                   1.89                     
  $ 20001 -  25000                 $22,568          $816                   2.22                     
  $ 25001 -  30000                 $27,681        $1,054                   2.30                     
  $ 30001 -  35000                 $32,650        $1,141                   2.83                     
  $ 35001 -  40000                 $37,657        $1,249                   2.86                     
  $ 40001 -  45000                 $42,432        $1,379                   3.18                     
  $ 45001 -  50000                 $47,452        $1,571                   3.32                     
  $ 50001 -  75000                 $61,801        $2,814                   3.60                     
  $ 75001 - 100000                 $85,281        $5,901                   3.70                     
  $100001 - 250000                $126,234       $14,866                   3.58                     
  OVER $250,000                   $340,364       $65,884                   2.90                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,478        $3,277                   2.92                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HIGHLAND UT                                                      
                        _________________________________________________                           
  UNDER $1               51    $-2,168,255        $5,765     -0.27         122                      
  $     1  -  5000      489     $1,277,442       $10,648      0.83         123                      
  $  5001 -  10000      374     $2,773,567       $69,804      2.52         234                      
  $ 10001 -  15000      235     $2,892,965       $91,696      3.17         287                      
  $ 15001 -  20000      173     $2,991,776       $81,314      2.72         304                      
  $ 20001 -  25000      152     $3,405,007      $111,915      3.29         333                      
  $ 25001 -  30000      104     $2,845,809       $95,631      3.36         275                      
  $ 30001 -  35000      100     $3,242,163       $95,931      2.96         305                      
  $ 35001 -  40000       86     $3,228,665      $104,033      3.22         255                      
  $ 40001 -  45000       91     $3,834,085      $157,678      4.11         267                      
  $ 45001 -  50000       97     $4,596,719      $182,514      3.97         319                      
  $ 50001 -  75000      549    $34,509,213    $1,334,370      3.87       2,266                      
  $ 75001 - 100000      475    $41,185,564    $2,129,537      5.17       2,119                      
  $100001 - 250000      673    $95,994,475   $10,493,468     10.93       3,068                      
  OVER $250,000          95    $44,545,126    $9,515,089     21.36         422                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,744    $245,154,321   $24,479,393      9.99       10,699                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -0.9           0.0                    1.1                     
  $     1  -  5000    13.1             0.5           0.0                    1.1                     
  $  5001 -  10000    10.0             1.1           0.3                    2.2                     
  $ 10001 -  15000     6.3             1.2           0.4                    2.7                     
  $ 15001 -  20000     4.6             1.2           0.3                    2.8                     
  $ 20001 -  25000     4.1             1.4           0.5                    3.1                     
  $ 25001 -  30000     2.8             1.2           0.4                    2.6                     
  $ 30001 -  35000     2.7             1.3           0.4                    2.9                     
  $ 35001 -  40000     2.3             1.3           0.4                    2.4                     
  $ 40001 -  45000     2.4             1.6           0.6                    2.5                     
  $ 45001 -  50000     2.6             1.9           0.7                    3.0                     
  $ 50001 -  75000    14.7            14.1           5.5                   21.2                     
  $ 75001 - 100000    12.7            16.8           8.7                   19.8                     
  $100001 - 250000    18.0            39.2          42.9                   28.7                     
  OVER $250,000        2.5            18.2          38.9                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-42,515          $113                   2.39                     
  $     1  -  5000                  $2,612           $22                   0.25                     
  $  5001 -  10000                  $7,416          $187                   0.63                     
  $ 10001 -  15000                 $12,310          $390                   1.22                     
  $ 15001 -  20000                 $17,294          $470                   1.76                     
  $ 20001 -  25000                 $22,401          $736                   2.19                     
  $ 25001 -  30000                 $27,364          $920                   2.64                     
  $ 30001 -  35000                 $32,422          $959                   3.05                     
  $ 35001 -  40000                 $37,543        $1,210                   2.97                     
  $ 40001 -  45000                 $42,133        $1,733                   2.93                     
  $ 45001 -  50000                 $47,389        $1,882                   3.29                     
  $ 50001 -  75000                 $62,858        $2,431                   4.13                     
  $ 75001 - 100000                 $86,706        $4,483                   4.46                     
  $100001 - 250000                $142,637       $15,592                   4.56                     
  OVER $250,000                   $468,896      $100,159                   4.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,479        $6,538                   2.86                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HILL AFB UT                                                      
                        _________________________________________________                           
  $     1  -  5000       32        $98,726          $311      0.32          26                      
  $  5001 -  10000      114       $920,529        $8,725      0.95         122                      
  $ 10001 -  15000      215     $2,757,880       $77,894      2.82         323                      
  $ 15001 -  20000      369     $6,379,358      $250,170      3.92         632                      
  $ 20001 -  25000      224     $4,946,392      $117,004      2.37         605                      
  $ 25001 -  30000      177     $4,875,157       $74,719      1.53         584                      
  $ 30001 -  35000      132     $4,277,029       $59,258      1.39         445                      
  $ 35001 -  40000       88     $3,278,739       $72,635      2.22         300                      
  $ 40001 -  45000       80     $3,369,949      $106,199      3.15         263                      
  $ 45001 -  50000       60     $2,847,333      $103,077      3.62         211                      
  $ 50001 -  75000      132     $8,043,167      $467,957      5.82         470                      
  $ 75001 - 100000       32     $2,695,776      $234,368      8.69         117                      
  $100001 - 250000       16     $2,219,495      $349,454     15.74          58                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,671     $46,709,530    $1,921,771      4.11        4,156                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  $     1  -  5000     1.9             0.2           0.0                    0.6                     
  $  5001 -  10000     6.8             2.0           0.5                    2.9                     
  $ 10001 -  15000    12.9             5.9           4.1                    7.8                     
  $ 15001 -  20000    22.1            13.7          13.0                   15.2                     
  $ 20001 -  25000    13.4            10.6           6.1                   14.6                     
  $ 25001 -  30000    10.6            10.4           3.9                   14.1                     
  $ 30001 -  35000     7.9             9.2           3.1                   10.7                     
  $ 35001 -  40000     5.3             7.0           3.8                    7.2                     
  $ 40001 -  45000     4.8             7.2           5.5                    6.3                     
  $ 45001 -  50000     3.6             6.1           5.4                    5.1                     
  $ 50001 -  75000     7.9            17.2          24.4                   11.3                     
  $ 75001 - 100000     1.9             5.8          12.2                    2.8                     
  $100001 - 250000     1.0             4.8          18.2                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  $     1  -  5000                  $3,085           $10                   0.81                     
  $  5001 -  10000                  $8,075           $77                   1.07                     
  $ 10001 -  15000                 $12,827          $362                   1.50                     
  $ 15001 -  20000                 $17,288          $678                   1.71                     
  $ 20001 -  25000                 $22,082          $522                   2.70                     
  $ 25001 -  30000                 $27,543          $422                   3.30                     
  $ 30001 -  35000                 $32,402          $449                   3.37                     
  $ 35001 -  40000                 $37,258          $825                   3.41                     
  $ 40001 -  45000                 $42,124        $1,327                   3.29                     
  $ 45001 -  50000                 $47,456        $1,718                   3.52                     
  $ 50001 -  75000                 $60,933        $3,545                   3.56                     
  $ 75001 - 100000                 $84,243        $7,324                   3.66                     
  $100001 - 250000                $138,718       $21,841                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,953        $1,150                   2.49                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HOLLADAY UT                                                      
                        _________________________________________________                           
  UNDER $1               29   $-18,633,714            $0      0.00          46                      
  $     1  -  5000      286       $759,653        $3,565      0.47         151                      
  $  5001 -  10000      251     $1,898,057       $22,987      1.21         261                      
  $ 10001 -  15000      219     $2,718,661       $71,804      2.64         278                      
  $ 15001 -  20000      234     $4,108,606      $158,408      3.86         375                      
  $ 20001 -  25000      236     $5,311,446      $224,500      4.23         419                      
  $ 25001 -  30000      194     $5,358,176      $285,206      5.32         342                      
  $ 30001 -  35000      148     $4,807,046      $243,126      5.06         302                      
  $ 35001 -  40000      140     $5,246,866      $317,216      6.05         281                      
  $ 40001 -  45000      110     $4,682,937      $287,437      6.14         260                      
  $ 45001 -  50000      102     $4,842,485      $341,776      7.06         228                      
  $ 50001 -  75000      322    $19,696,956    $1,549,719      7.87         812                      
  $ 75001 - 100000      185    $15,958,560    $1,395,489      8.74         563                      
  $100001 - 250000      258    $37,076,986    $4,852,659     13.09         896                      
  OVER $250,000          53    $42,353,424    $9,267,384     21.88         189                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,767    $136,186,145   $19,021,276     13.97        5,403                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0           -13.7           0.0                    0.9                     
  $     1  -  5000    10.3             0.6           0.0                    2.8                     
  $  5001 -  10000     9.1             1.4           0.1                    4.8                     
  $ 10001 -  15000     7.9             2.0           0.4                    5.1                     
  $ 15001 -  20000     8.5             3.0           0.8                    6.9                     
  $ 20001 -  25000     8.5             3.9           1.2                    7.8                     
  $ 25001 -  30000     7.0             3.9           1.5                    6.3                     
  $ 30001 -  35000     5.3             3.5           1.3                    5.6                     
  $ 35001 -  40000     5.1             3.9           1.7                    5.2                     
  $ 40001 -  45000     4.0             3.4           1.5                    4.8                     
  $ 45001 -  50000     3.7             3.6           1.8                    4.2                     
  $ 50001 -  75000    11.6            14.5           8.1                   15.0                     
  $ 75001 - 100000     6.7            11.7           7.3                   10.4                     
  $100001 - 250000     9.3            27.2          25.5                   16.6                     
  OVER $250,000        1.9            31.1          48.7                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-642542            $0                   1.59                     
  $     1  -  5000                  $2,656           $12                   0.53                     
  $  5001 -  10000                  $7,562           $92                   1.04                     
  $ 10001 -  15000                 $12,414          $328                   1.27                     
  $ 15001 -  20000                 $17,558          $677                   1.60                     
  $ 20001 -  25000                 $22,506          $951                   1.78                     
  $ 25001 -  30000                 $27,619        $1,470                   1.76                     
  $ 30001 -  35000                 $32,480        $1,643                   2.04                     
  $ 35001 -  40000                 $37,478        $2,266                   2.01                     
  $ 40001 -  45000                 $42,572        $2,613                   2.36                     
  $ 45001 -  50000                 $47,475        $3,351                   2.24                     
  $ 50001 -  75000                 $61,171        $4,813                   2.52                     
  $ 75001 - 100000                 $86,262        $7,543                   3.04                     
  $100001 - 250000                $143,709       $18,809                   3.47                     
  OVER $250,000                   $799,121      $174,856                   3.57                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,218        $6,874                   1.95                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HOOPER UT                                                        
                        _________________________________________________                           
  UNDER $1               26      $-684,712            $0      0.00          47                      
  $     1  -  5000      212       $574,467        $1,672      0.29          81                      
  $  5001 -  10000      173     $1,289,847       $24,673      1.91         113                      
  $ 10001 -  15000      158     $1,985,842       $56,430      2.84         201                      
  $ 15001 -  20000      142     $2,471,910       $92,204      3.73         225                      
  $ 20001 -  25000      127     $2,856,270      $133,143      4.66         217                      
  $ 25001 -  30000      108     $2,953,621      $151,951      5.14         206                      
  $ 30001 -  35000       97     $3,162,781      $154,428      4.88         217                      
  $ 35001 -  40000       98     $3,712,202      $192,895      5.20         250                      
  $ 40001 -  45000      120     $5,078,144      $268,245      5.28         311                      
  $ 45001 -  50000       91     $4,317,271      $243,730      5.65         256                      
  $ 50001 -  75000      454    $28,139,470    $1,720,879      6.12       1,513                      
  $ 75001 - 100000      249    $21,470,021    $1,848,186      8.61         830                      
  OVER $100,000         182    $24,927,582    $3,314,241     13.30         606                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,237    $102,254,716    $8,202,677      8.02        5,073                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.7           0.0                    0.9                     
  $     1  -  5000     9.5             0.6           0.0                    1.6                     
  $  5001 -  10000     7.7             1.3           0.3                    2.2                     
  $ 10001 -  15000     7.1             1.9           0.7                    4.0                     
  $ 15001 -  20000     6.3             2.4           1.1                    4.4                     
  $ 20001 -  25000     5.7             2.8           1.6                    4.3                     
  $ 25001 -  30000     4.8             2.9           1.9                    4.1                     
  $ 30001 -  35000     4.3             3.1           1.9                    4.3                     
  $ 35001 -  40000     4.4             3.6           2.4                    4.9                     
  $ 40001 -  45000     5.4             5.0           3.3                    6.1                     
  $ 45001 -  50000     4.1             4.2           3.0                    5.0                     
  $ 50001 -  75000    20.3            27.5          21.0                   29.8                     
  $ 75001 - 100000    11.1            21.0          22.5                   16.4                     
  OVER $100,000        8.1            24.4          40.4                   11.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,335            $0                   1.81                     
  $     1  -  5000                  $2,710            $8                   0.38                     
  $  5001 -  10000                  $7,456          $143                   0.65                     
  $ 10001 -  15000                 $12,569          $357                   1.27                     
  $ 15001 -  20000                 $17,408          $649                   1.58                     
  $ 20001 -  25000                 $22,490        $1,048                   1.71                     
  $ 25001 -  30000                 $27,348        $1,407                   1.91                     
  $ 30001 -  35000                 $32,606        $1,592                   2.24                     
  $ 35001 -  40000                 $37,880        $1,968                   2.55                     
  $ 40001 -  45000                 $42,318        $2,235                   2.59                     
  $ 45001 -  50000                 $47,443        $2,678                   2.81                     
  $ 50001 -  75000                 $61,981        $3,790                   3.33                     
  $ 75001 - 100000                 $86,225        $7,422                   3.33                     
  OVER $100,000                   $136,965       $18,210                   3.33                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,711        $3,667                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HUNTINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               15      $-321,037            $0      0.00          24                      
  $     1  -  5000       91       $232,792          $107      0.05          61                      
  $  5001 -  10000       87       $657,081        $8,055      1.23         117                      
  $ 10001 -  15000       88     $1,090,870       $22,247      2.04         163                      
  $ 15001 -  20000       80     $1,395,440       $30,436      2.18         173                      
  $ 20001 -  25000       53     $1,193,339       $36,314      3.04         127                      
  $ 25001 -  30000       55     $1,516,472       $48,843      3.22         159                      
  $ 30001 -  35000       54     $1,760,317       $61,532      3.50         174                      
  $ 35001 -  40000       54     $2,021,118       $77,034      3.81         186                      
  $ 40001 -  45000       37     $1,574,600       $74,621      4.74         121                      
  $ 45001 -  50000       50     $2,379,088      $128,500      5.40         155                      
  $ 50001 -  75000      158     $9,675,740      $677,880      7.01         522                      
  $ 75001 - 100000       78     $6,603,505      $567,917      8.60         285                      
  OVER $100,000          32     $4,505,432      $702,513     15.59          98                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                932     $34,284,757    $2,435,999      7.11        2,365                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -0.9           0.0                    1.0                     
  $     1  -  5000     9.8             0.7           0.0                    2.6                     
  $  5001 -  10000     9.3             1.9           0.3                    4.9                     
  $ 10001 -  15000     9.4             3.2           0.9                    6.9                     
  $ 15001 -  20000     8.6             4.1           1.2                    7.3                     
  $ 20001 -  25000     5.7             3.5           1.5                    5.4                     
  $ 25001 -  30000     5.9             4.4           2.0                    6.7                     
  $ 30001 -  35000     5.8             5.1           2.5                    7.4                     
  $ 35001 -  40000     5.8             5.9           3.2                    7.9                     
  $ 40001 -  45000     4.0             4.6           3.1                    5.1                     
  $ 45001 -  50000     5.4             6.9           5.3                    6.6                     
  $ 50001 -  75000    17.0            28.2          27.8                   22.1                     
  $ 75001 - 100000     8.4            19.3          23.3                   12.1                     
  OVER $100,000        3.4            13.1          28.8                    4.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,402            $0                   1.60                     
  $     1  -  5000                  $2,558            $1                   0.67                     
  $  5001 -  10000                  $7,553           $93                   1.34                     
  $ 10001 -  15000                 $12,396          $253                   1.85                     
  $ 15001 -  20000                 $17,443          $380                   2.16                     
  $ 20001 -  25000                 $22,516          $685                   2.40                     
  $ 25001 -  30000                 $27,572          $888                   2.89                     
  $ 30001 -  35000                 $32,598        $1,139                   3.22                     
  $ 35001 -  40000                 $37,428        $1,427                   3.44                     
  $ 40001 -  45000                 $42,557        $2,017                   3.27                     
  $ 45001 -  50000                 $47,582        $2,570                   3.10                     
  $ 50001 -  75000                 $61,239        $4,290                   3.30                     
  $ 75001 - 100000                 $84,660        $7,281                   3.65                     
  OVER $100,000                   $140,795       $21,954                   3.06                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,786        $2,614                   2.54                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HUNTSVILLE UT                                                    
                        _________________________________________________                           
  UNDER $1               11      $-440,405        $2,395     -0.54          22                      
  $     1  -  5000       97       $265,736        $1,075      0.40          43                      
  $  5001 -  10000       85       $602,020        $9,117      1.51          70                      
  $ 10001 -  15000       66       $820,327       $24,053      2.93          82                      
  $ 15001 -  20000       59     $1,016,321       $39,989      3.93          88                      
  $ 20001 -  25000       51     $1,129,539       $44,743      3.96         105                      
  $ 25001 -  30000       45     $1,233,406       $52,829      4.28          89                      
  $ 30001 -  35000       42     $1,355,659       $69,331      5.11          85                      
  $ 35001 -  40000       40     $1,505,977       $70,241      4.66         103                      
  $ 40001 -  45000       37     $1,569,670      $105,750      6.74          69                      
  $ 45001 -  50000       37     $1,760,645      $116,082      6.59          98                      
  $ 50001 -  75000      132     $8,143,316      $544,004      6.68         409                      
  $ 75001 - 100000       88     $7,571,740      $623,779      8.24         291                      
  $100001 - 250000      102    $13,879,365    $1,763,456     12.71         357                      
  OVER $250,000          19     $8,940,746    $1,684,504     18.84          69                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                911     $49,354,062    $5,151,348     10.44        1,980                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.9           0.0                    1.1                     
  $     1  -  5000    10.6             0.5           0.0                    2.2                     
  $  5001 -  10000     9.3             1.2           0.2                    3.5                     
  $ 10001 -  15000     7.2             1.7           0.5                    4.1                     
  $ 15001 -  20000     6.5             2.1           0.8                    4.4                     
  $ 20001 -  25000     5.6             2.3           0.9                    5.3                     
  $ 25001 -  30000     4.9             2.5           1.0                    4.5                     
  $ 30001 -  35000     4.6             2.7           1.3                    4.3                     
  $ 35001 -  40000     4.4             3.1           1.4                    5.2                     
  $ 40001 -  45000     4.1             3.2           2.1                    3.5                     
  $ 45001 -  50000     4.1             3.6           2.3                    4.9                     
  $ 50001 -  75000    14.5            16.5          10.6                   20.7                     
  $ 75001 - 100000     9.7            15.3          12.1                   14.7                     
  $100001 - 250000    11.2            28.1          34.2                   18.0                     
  OVER $250,000        2.1            18.1          32.7                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-40,037          $218                   2.00                     
  $     1  -  5000                  $2,740           $11                   0.44                     
  $  5001 -  10000                  $7,083          $107                   0.82                     
  $ 10001 -  15000                 $12,429          $364                   1.24                     
  $ 15001 -  20000                 $17,226          $678                   1.49                     
  $ 20001 -  25000                 $22,148          $877                   2.06                     
  $ 25001 -  30000                 $27,409        $1,174                   1.98                     
  $ 30001 -  35000                 $32,278        $1,651                   2.02                     
  $ 35001 -  40000                 $37,649        $1,756                   2.58                     
  $ 40001 -  45000                 $42,424        $2,858                   1.86                     
  $ 45001 -  50000                 $47,585        $3,137                   2.65                     
  $ 50001 -  75000                 $61,692        $4,121                   3.10                     
  $ 75001 - 100000                 $86,043        $7,088                   3.31                     
  $100001 - 250000                $136,072       $17,289                   3.50                     
  OVER $250,000                   $470,566       $88,658                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $54,176        $5,655                   2.17                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HURRICANE UT                                                     
                        _________________________________________________                           
  UNDER $1               46    $-4,687,447            $0      0.00          95                      
  $     1  -  5000      353       $969,106        $1,386      0.14         262                      
  $  5001 -  10000      386     $2,931,194       $32,275      1.10         498                      
  $ 10001 -  15000      400     $4,970,495       $80,892      1.63         732                      
  $ 15001 -  20000      414     $7,218,476      $168,843      2.34         849                      
  $ 20001 -  25000      324     $7,202,696      $223,394      3.10         739                      
  $ 25001 -  30000      317     $8,717,362      $291,975      3.35         803                      
  $ 30001 -  35000      264     $8,617,597      $298,231      3.46         719                      
  $ 35001 -  40000      206     $7,729,592      $296,448      3.84         621                      
  $ 40001 -  45000      193     $8,194,831      $366,831      4.48         566                      
  $ 45001 -  50000      196     $9,316,302      $463,187      4.97         610                      
  $ 50001 -  75000      567    $34,622,922    $2,170,776      6.27       1,819                      
  $ 75001 - 100000      212    $18,065,286    $1,465,397      8.11         672                      
  $100001 - 250000      139    $18,328,710    $2,253,654     12.30         415                      
  OVER $250,000          23    $13,768,085    $3,006,679     21.84          73                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,040    $145,965,207   $11,119,968      7.62        9,473                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -3.2           0.0                    1.0                     
  $     1  -  5000     8.7             0.7           0.0                    2.8                     
  $  5001 -  10000     9.6             2.0           0.3                    5.3                     
  $ 10001 -  15000     9.9             3.4           0.7                    7.7                     
  $ 15001 -  20000    10.2             4.9           1.5                    9.0                     
  $ 20001 -  25000     8.0             4.9           2.0                    7.8                     
  $ 25001 -  30000     7.8             6.0           2.6                    8.5                     
  $ 30001 -  35000     6.5             5.9           2.7                    7.6                     
  $ 35001 -  40000     5.1             5.3           2.7                    6.6                     
  $ 40001 -  45000     4.8             5.6           3.3                    6.0                     
  $ 45001 -  50000     4.9             6.4           4.2                    6.4                     
  $ 50001 -  75000    14.0            23.7          19.5                   19.2                     
  $ 75001 - 100000     5.2            12.4          13.2                    7.1                     
  $100001 - 250000     3.4            12.6          20.3                    4.4                     
  OVER $250,000        0.6             9.4          27.0                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-101901            $0                   2.07                     
  $     1  -  5000                  $2,745            $4                   0.74                     
  $  5001 -  10000                  $7,594           $84                   1.29                     
  $ 10001 -  15000                 $12,426          $202                   1.83                     
  $ 15001 -  20000                 $17,436          $408                   2.05                     
  $ 20001 -  25000                 $22,231          $689                   2.28                     
  $ 25001 -  30000                 $27,500          $921                   2.53                     
  $ 30001 -  35000                 $32,642        $1,130                   2.72                     
  $ 35001 -  40000                 $37,522        $1,439                   3.01                     
  $ 40001 -  45000                 $42,460        $1,901                   2.93                     
  $ 45001 -  50000                 $47,532        $2,363                   3.11                     
  $ 50001 -  75000                 $61,063        $3,829                   3.21                     
  $ 75001 - 100000                 $85,214        $6,912                   3.17                     
  $100001 - 250000                $131,861       $16,213                   2.99                     
  OVER $250,000                   $598,612      $130,725                   3.17                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,130        $2,752                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HYDE PARK UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         150      $-799,108       $13,103     -1.64          63                      
  $  5001 -  10000      156     $1,206,281       $19,901      1.65         114                      
  $ 10001 -  15000       90     $1,139,081       $34,219      3.00          99                      
  $ 15001 -  20000       69     $1,196,500       $37,759      3.16         118                      
  $ 20001 -  25000       62     $1,385,145       $44,142      3.19         139                      
  $ 25001 -  30000       53     $1,463,828       $44,954      3.07         149                      
  $ 30001 -  35000       46     $1,488,531       $56,439      3.79         126                      
  $ 35001 -  40000       64     $2,397,248       $80,310      3.35         204                      
  $ 40001 -  45000       52     $2,201,746       $86,464      3.93         175                      
  $ 45001 -  50000       54     $2,584,322       $91,568      3.54         212                      
  $ 50001 -  75000      224    $13,952,694      $698,040      5.00         869                      
  $ 75001 - 100000      123    $10,396,078      $733,230      7.05         474                      
  OVER $100,000         105    $15,154,024    $1,975,187     13.03         397                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,248     $53,766,370    $3,915,316      7.28        3,139                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.0            -1.5           0.3                    2.0                     
  $  5001 -  10000    12.5             2.2           0.5                    3.6                     
  $ 10001 -  15000     7.2             2.1           0.9                    3.2                     
  $ 15001 -  20000     5.5             2.2           1.0                    3.8                     
  $ 20001 -  25000     5.0             2.6           1.1                    4.4                     
  $ 25001 -  30000     4.2             2.7           1.1                    4.7                     
  $ 30001 -  35000     3.7             2.8           1.4                    4.0                     
  $ 35001 -  40000     5.1             4.5           2.1                    6.5                     
  $ 40001 -  45000     4.2             4.1           2.2                    5.6                     
  $ 45001 -  50000     4.3             4.8           2.3                    6.8                     
  $ 50001 -  75000    17.9            26.0          17.8                   27.7                     
  $ 75001 - 100000     9.9            19.3          18.7                   15.1                     
  OVER $100,000        8.4            28.2          50.4                   12.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-5,327           $87                   0.42                     
  $  5001 -  10000                  $7,733          $128                   0.73                     
  $ 10001 -  15000                 $12,656          $380                   1.10                     
  $ 15001 -  20000                 $17,341          $547                   1.71                     
  $ 20001 -  25000                 $22,341          $712                   2.24                     
  $ 25001 -  30000                 $27,619          $848                   2.81                     
  $ 30001 -  35000                 $32,359        $1,227                   2.74                     
  $ 35001 -  40000                 $37,457        $1,255                   3.19                     
  $ 40001 -  45000                 $42,341        $1,663                   3.37                     
  $ 45001 -  50000                 $47,858        $1,696                   3.93                     
  $ 50001 -  75000                 $62,289        $3,116                   3.88                     
  $ 75001 - 100000                 $84,521        $5,961                   3.85                     
  OVER $100,000                   $144,324       $18,811                   3.78                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,082        $3,137                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   HYRUM UT                                                         
                        _________________________________________________                           
  UNDER $1               22      $-696,300           $19     -0.00          56                      
  $     1  -  5000      244       $679,260        $1,316      0.19         139                      
  $  5001 -  10000      218     $1,683,513       $19,920      1.18         238                      
  $ 10001 -  15000      221     $2,800,549       $59,371      2.12         389                      
  $ 15001 -  20000      212     $3,724,287       $98,006      2.63         451                      
  $ 20001 -  25000      195     $4,319,998      $124,544      2.88         474                      
  $ 25001 -  30000      186     $5,115,251      $136,147      2.66         572                      
  $ 30001 -  35000      148     $4,805,209      $147,420      3.07         464                      
  $ 35001 -  40000      151     $5,650,153      $163,338      2.89         572                      
  $ 40001 -  45000      128     $5,443,333      $164,341      3.02         486                      
  $ 45001 -  50000      152     $7,219,580      $217,116      3.01         627                      
  $ 50001 -  75000      477    $28,848,495    $1,515,997      5.26       1,828                      
  $ 75001 - 100000      140    $11,822,360      $950,530      8.04         496                      
  OVER $100,000          63    $10,656,401    $1,481,810     13.91         215                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,557     $92,072,089    $5,079,875      5.52        7,007                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.8           0.0                    0.8                     
  $     1  -  5000     9.5             0.7           0.0                    2.0                     
  $  5001 -  10000     8.5             1.8           0.4                    3.4                     
  $ 10001 -  15000     8.6             3.0           1.2                    5.6                     
  $ 15001 -  20000     8.3             4.0           1.9                    6.4                     
  $ 20001 -  25000     7.6             4.7           2.5                    6.8                     
  $ 25001 -  30000     7.3             5.6           2.7                    8.2                     
  $ 30001 -  35000     5.8             5.2           2.9                    6.6                     
  $ 35001 -  40000     5.9             6.1           3.2                    8.2                     
  $ 40001 -  45000     5.0             5.9           3.2                    6.9                     
  $ 45001 -  50000     5.9             7.8           4.3                    8.9                     
  $ 50001 -  75000    18.7            31.3          29.8                   26.1                     
  $ 75001 - 100000     5.5            12.8          18.7                    7.1                     
  OVER $100,000        2.5            11.6          29.2                    3.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,650            $1                   2.55                     
  $     1  -  5000                  $2,784            $5                   0.57                     
  $  5001 -  10000                  $7,723           $91                   1.09                     
  $ 10001 -  15000                 $12,672          $269                   1.76                     
  $ 15001 -  20000                 $17,567          $462                   2.13                     
  $ 20001 -  25000                 $22,154          $639                   2.43                     
  $ 25001 -  30000                 $27,501          $732                   3.08                     
  $ 30001 -  35000                 $32,468          $996                   3.14                     
  $ 35001 -  40000                 $37,418        $1,082                   3.79                     
  $ 40001 -  45000                 $42,526        $1,284                   3.80                     
  $ 45001 -  50000                 $47,497        $1,428                   4.13                     
  $ 50001 -  75000                 $60,479        $3,178                   3.83                     
  $ 75001 - 100000                 $84,445        $6,790                   3.54                     
  OVER $100,000                   $169,149       $23,521                   3.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,008        $1,987                   2.74                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   IVINS UT                                                         
                        _________________________________________________                           
  UNDER $1               25      $-812,405            $0      0.00          44                      
  $     1  -  5000      140       $401,803          $653      0.16          90                      
  $  5001 -  10000      177     $1,356,196       $17,223      1.27         210                      
  $ 10001 -  15000      154     $1,945,498       $36,596      1.88         272                      
  $ 15001 -  20000      169     $2,939,192       $75,201      2.56         295                      
  $ 20001 -  25000      130     $2,939,825       $76,987      2.62         333                      
  $ 25001 -  30000      135     $3,718,002      $115,372      3.10         359                      
  $ 30001 -  35000      137     $4,471,170      $156,386      3.50         365                      
  $ 35001 -  40000      126     $4,713,695      $202,489      4.30         348                      
  $ 40001 -  45000      111     $4,712,504      $214,960      4.56         314                      
  $ 45001 -  50000      112     $5,319,764      $244,980      4.61         346                      
  $ 50001 -  75000      376    $22,862,322    $1,472,872      6.44       1,122                      
  $ 75001 - 100000      155    $13,292,347    $1,102,632      8.30         455                      
  $100001 - 250000      111    $15,306,657    $1,973,846     12.90         307                      
  OVER $250,000          22    $10,658,924    $2,239,366     21.01          54                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,080     $93,825,494    $7,929,563      8.45        4,914                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.9           0.0                    0.9                     
  $     1  -  5000     6.7             0.4           0.0                    1.8                     
  $  5001 -  10000     8.5             1.4           0.2                    4.3                     
  $ 10001 -  15000     7.4             2.1           0.5                    5.5                     
  $ 15001 -  20000     8.1             3.1           0.9                    6.0                     
  $ 20001 -  25000     6.3             3.1           1.0                    6.8                     
  $ 25001 -  30000     6.5             4.0           1.5                    7.3                     
  $ 30001 -  35000     6.6             4.8           2.0                    7.4                     
  $ 35001 -  40000     6.1             5.0           2.6                    7.1                     
  $ 40001 -  45000     5.3             5.0           2.7                    6.4                     
  $ 45001 -  50000     5.4             5.7           3.1                    7.0                     
  $ 50001 -  75000    18.1            24.4          18.6                   22.8                     
  $ 75001 - 100000     7.5            14.2          13.9                    9.3                     
  $100001 - 250000     5.3            16.3          24.9                    6.2                     
  OVER $250,000        1.1            11.4          28.2                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-32,496            $0                   1.76                     
  $     1  -  5000                  $2,870            $5                   0.64                     
  $  5001 -  10000                  $7,662           $97                   1.19                     
  $ 10001 -  15000                 $12,633          $238                   1.77                     
  $ 15001 -  20000                 $17,392          $445                   1.75                     
  $ 20001 -  25000                 $22,614          $592                   2.56                     
  $ 25001 -  30000                 $27,541          $855                   2.66                     
  $ 30001 -  35000                 $32,636        $1,142                   2.66                     
  $ 35001 -  40000                 $37,410        $1,607                   2.76                     
  $ 40001 -  45000                 $42,455        $1,937                   2.83                     
  $ 45001 -  50000                 $47,498        $2,187                   3.09                     
  $ 50001 -  75000                 $60,804        $3,917                   2.98                     
  $ 75001 - 100000                 $85,757        $7,114                   2.94                     
  $100001 - 250000                $137,898       $17,782                   2.77                     
  OVER $250,000                   $484,497      $101,789                   2.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,108        $3,812                   2.36                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   KAMAS UT                                                         
                        _________________________________________________                           
  UNDER $1               25      $-424,217          $334     -0.08          49                      
  $     1  -  5000      143       $421,703          $656      0.16          69                      
  $  5001 -  10000      119       $883,215       $11,485      1.30         123                      
  $ 10001 -  15000      148     $1,882,996       $39,382      2.09         269                      
  $ 15001 -  20000      142     $2,477,935       $60,611      2.45         276                      
  $ 20001 -  25000      122     $2,740,590       $97,291      3.55         282                      
  $ 25001 -  30000      102     $2,802,817      $132,142      4.71         220                      
  $ 30001 -  35000       99     $3,195,718      $133,012      4.16         249                      
  $ 35001 -  40000       89     $3,355,451      $145,641      4.34         251                      
  $ 40001 -  45000       77     $3,269,282      $145,956      4.46         233                      
  $ 45001 -  50000       85     $4,046,041      $191,821      4.74         267                      
  $ 50001 -  75000      241    $14,714,668      $913,228      6.21         742                      
  $ 75001 - 100000      107     $9,040,450      $633,386      7.01         388                      
  OVER $100,000          77    $11,791,697    $1,564,402     13.27         258                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,576     $60,198,346    $4,069,347      6.76        3,676                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -0.7           0.0                    1.3                     
  $     1  -  5000     9.1             0.7           0.0                    1.9                     
  $  5001 -  10000     7.6             1.5           0.3                    3.3                     
  $ 10001 -  15000     9.4             3.1           1.0                    7.3                     
  $ 15001 -  20000     9.0             4.1           1.5                    7.5                     
  $ 20001 -  25000     7.7             4.6           2.4                    7.7                     
  $ 25001 -  30000     6.5             4.7           3.2                    6.0                     
  $ 30001 -  35000     6.3             5.3           3.3                    6.8                     
  $ 35001 -  40000     5.6             5.6           3.6                    6.8                     
  $ 40001 -  45000     4.9             5.4           3.6                    6.3                     
  $ 45001 -  50000     5.4             6.7           4.7                    7.3                     
  $ 50001 -  75000    15.3            24.4          22.4                   20.2                     
  $ 75001 - 100000     6.8            15.0          15.6                   10.6                     
  OVER $100,000        4.9            19.6          38.4                    7.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,969           $13                   1.96                     
  $     1  -  5000                  $2,949            $5                   0.48                     
  $  5001 -  10000                  $7,422           $97                   1.03                     
  $ 10001 -  15000                 $12,723          $266                   1.82                     
  $ 15001 -  20000                 $17,450          $427                   1.94                     
  $ 20001 -  25000                 $22,464          $797                   2.31                     
  $ 25001 -  30000                 $27,479        $1,296                   2.16                     
  $ 30001 -  35000                 $32,280        $1,344                   2.52                     
  $ 35001 -  40000                 $37,702        $1,636                   2.82                     
  $ 40001 -  45000                 $42,458        $1,896                   3.03                     
  $ 45001 -  50000                 $47,600        $2,257                   3.14                     
  $ 50001 -  75000                 $61,057        $3,789                   3.08                     
  $ 75001 - 100000                 $84,490        $5,919                   3.63                     
  OVER $100,000                   $153,139       $20,317                   3.35                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,197        $2,582                   2.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   KANAB UT                                                         
                        _________________________________________________                           
  UNDER $1               36      $-858,618          $800     -0.09          58                      
  $     1  -  5000      175       $515,058          $369      0.07         111                      
  $  5001 -  10000      168     $1,287,431       $11,851      0.92         201                      
  $ 10001 -  15000      151     $1,861,204       $34,399      1.85         254                      
  $ 15001 -  20000      164     $2,906,831       $82,099      2.82         289                      
  $ 20001 -  25000      140     $3,137,746      $116,975      3.73         295                      
  $ 25001 -  30000      119     $3,273,933      $137,617      4.20         256                      
  $ 30001 -  35000      105     $3,430,476      $183,949      5.36         237                      
  $ 35001 -  40000       93     $3,496,638      $188,797      5.40         222                      
  $ 40001 -  45000       91     $3,853,450      $199,450      5.18         243                      
  $ 45001 -  50000       78     $3,694,860      $205,231      5.55         230                      
  $ 50001 -  75000      217    $13,240,171      $882,304      6.66         669                      
  $ 75001 - 100000       93     $8,023,207      $726,070      9.05         284                      
  OVER $100,000          70    $10,781,703    $1,543,850     14.32         199                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,700     $58,644,090    $4,313,761      7.36        3,548                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.1            -1.5           0.0                    1.6                     
  $     1  -  5000    10.3             0.9           0.0                    3.1                     
  $  5001 -  10000     9.9             2.2           0.3                    5.7                     
  $ 10001 -  15000     8.9             3.2           0.8                    7.2                     
  $ 15001 -  20000     9.6             5.0           1.9                    8.1                     
  $ 20001 -  25000     8.2             5.4           2.7                    8.3                     
  $ 25001 -  30000     7.0             5.6           3.2                    7.2                     
  $ 30001 -  35000     6.2             5.8           4.3                    6.7                     
  $ 35001 -  40000     5.5             6.0           4.4                    6.3                     
  $ 40001 -  45000     5.4             6.6           4.6                    6.8                     
  $ 45001 -  50000     4.6             6.3           4.8                    6.5                     
  $ 50001 -  75000    12.8            22.6          20.5                   18.9                     
  $ 75001 - 100000     5.5            13.7          16.8                    8.0                     
  OVER $100,000        4.1            18.4          35.8                    5.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,851           $22                   1.61                     
  $     1  -  5000                  $2,943            $2                   0.63                     
  $  5001 -  10000                  $7,663           $71                   1.20                     
  $ 10001 -  15000                 $12,326          $228                   1.68                     
  $ 15001 -  20000                 $17,725          $501                   1.76                     
  $ 20001 -  25000                 $22,412          $836                   2.11                     
  $ 25001 -  30000                 $27,512        $1,156                   2.15                     
  $ 30001 -  35000                 $32,671        $1,752                   2.26                     
  $ 35001 -  40000                 $37,598        $2,030                   2.39                     
  $ 40001 -  45000                 $42,346        $2,192                   2.67                     
  $ 45001 -  50000                 $47,370        $2,631                   2.95                     
  $ 50001 -  75000                 $61,015        $4,066                   3.08                     
  $ 75001 - 100000                 $86,271        $7,807                   3.05                     
  OVER $100,000                   $154,024       $22,055                   2.84                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,497        $2,538                   2.09                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   KAYSVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               77    $-2,217,846       $11,595     -0.52         129                      
  $     1  -  5000    1,061     $2,851,266        $6,312      0.22         393                      
  $  5001 -  10000      822     $5,986,123      $116,798      1.95         593                      
  $ 10001 -  15000      604     $7,539,876      $228,656      3.03         705                      
  $ 15001 -  20000      470     $8,151,552      $281,318      3.45         744                      
  $ 20001 -  25000      444     $9,984,161      $395,537      3.96         884                      
  $ 25001 -  30000      419    $11,488,372      $523,305      4.56         893                      
  $ 30001 -  35000      353    $11,458,835      $520,853      4.55         837                      
  $ 35001 -  40000      338    $12,681,097      $536,955      4.23         923                      
  $ 40001 -  45000      356    $15,131,195      $681,934      4.51       1,036                      
  $ 45001 -  50000      324    $15,411,956      $746,472      4.84       1,023                      
  $ 50001 -  75000    1,485    $92,731,938    $4,754,475      5.13       5,450                      
  $ 75001 - 100000    1,092    $94,331,424    $6,236,077      6.61       4,418                      
  $100001 - 250000    1,017   $134,510,467   $15,343,489     11.41       4,099                      
  OVER $250,000         101    $58,007,896   $13,193,503     22.74         426                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,963    $478,048,312   $43,577,279      9.12       22,553                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.5           0.0                    0.6                     
  $     1  -  5000    11.8             0.6           0.0                    1.7                     
  $  5001 -  10000     9.2             1.3           0.3                    2.6                     
  $ 10001 -  15000     6.7             1.6           0.5                    3.1                     
  $ 15001 -  20000     5.2             1.7           0.6                    3.3                     
  $ 20001 -  25000     5.0             2.1           0.9                    3.9                     
  $ 25001 -  30000     4.7             2.4           1.2                    4.0                     
  $ 30001 -  35000     3.9             2.4           1.2                    3.7                     
  $ 35001 -  40000     3.8             2.7           1.2                    4.1                     
  $ 40001 -  45000     4.0             3.2           1.6                    4.6                     
  $ 45001 -  50000     3.6             3.2           1.7                    4.5                     
  $ 50001 -  75000    16.6            19.4          10.9                   24.2                     
  $ 75001 - 100000    12.2            19.7          14.3                   19.6                     
  $100001 - 250000    11.3            28.1          35.2                   18.2                     
  OVER $250,000        1.1            12.1          30.3                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-28,803          $151                   1.68                     
  $     1  -  5000                  $2,687            $6                   0.37                     
  $  5001 -  10000                  $7,282          $142                   0.72                     
  $ 10001 -  15000                 $12,483          $379                   1.17                     
  $ 15001 -  20000                 $17,344          $599                   1.58                     
  $ 20001 -  25000                 $22,487          $891                   1.99                     
  $ 25001 -  30000                 $27,419        $1,249                   2.13                     
  $ 30001 -  35000                 $32,461        $1,476                   2.37                     
  $ 35001 -  40000                 $37,518        $1,589                   2.73                     
  $ 40001 -  45000                 $42,503        $1,916                   2.91                     
  $ 45001 -  50000                 $47,568        $2,304                   3.16                     
  $ 50001 -  75000                 $62,446        $3,202                   3.67                     
  $ 75001 - 100000                 $86,384        $5,711                   4.05                     
  $100001 - 250000                $132,262       $15,087                   4.03                     
  OVER $250,000                   $574,336      $130,629                   4.22                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,336        $4,862                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   KEARNS UT                                                        
                        _________________________________________________                           
  UNDER $1               23      $-408,115            $0      0.00          39                      
  $     1  -  5000      861     $2,360,591        $1,380      0.06         705                      
  $  5001 -  10000      963     $7,212,451       $54,242      0.75       1,374                      
  $ 10001 -  15000    1,106    $13,861,273      $235,274      1.70       2,204                      
  $ 15001 -  20000    1,172    $20,486,738      $494,190      2.41       2,664                      
  $ 20001 -  25000    1,186    $26,666,940      $853,178      3.20       2,792                      
  $ 25001 -  30000      953    $26,170,937      $923,606      3.53       2,557                      
  $ 30001 -  35000      850    $27,519,485      $995,825      3.62       2,533                      
  $ 35001 -  40000      694    $25,975,382    $1,019,065      3.92       2,186                      
  $ 40001 -  45000      610    $25,860,403    $1,135,951      4.39       1,924                      
  $ 45001 -  50000      549    $26,016,800    $1,185,861      4.56       1,909                      
  $ 50001 -  75000    1,632    $98,648,091    $6,092,166      6.18       5,524                      
  $ 75001 - 100000      446    $37,480,010    $3,212,542      8.57       1,504                      
  OVER $100,000          89    $11,654,353    $1,629,255     13.98         292                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,134    $349,505,339   $17,832,535      5.10       28,207                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.1                     
  $     1  -  5000     7.7             0.7           0.0                    2.5                     
  $  5001 -  10000     8.6             2.1           0.3                    4.9                     
  $ 10001 -  15000     9.9             4.0           1.3                    7.8                     
  $ 15001 -  20000    10.5             5.9           2.8                    9.4                     
  $ 20001 -  25000    10.7             7.6           4.8                    9.9                     
  $ 25001 -  30000     8.6             7.5           5.2                    9.1                     
  $ 30001 -  35000     7.6             7.9           5.6                    9.0                     
  $ 35001 -  40000     6.2             7.4           5.7                    7.7                     
  $ 40001 -  45000     5.5             7.4           6.4                    6.8                     
  $ 45001 -  50000     4.9             7.4           6.6                    6.8                     
  $ 50001 -  75000    14.7            28.2          34.2                   19.6                     
  $ 75001 - 100000     4.0            10.7          18.0                    5.3                     
  OVER $100,000        0.8             3.3           9.1                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,744            $0                   1.70                     
  $     1  -  5000                  $2,742            $2                   0.82                     
  $  5001 -  10000                  $7,490           $56                   1.43                     
  $ 10001 -  15000                 $12,533          $213                   1.99                     
  $ 15001 -  20000                 $17,480          $422                   2.27                     
  $ 20001 -  25000                 $22,485          $719                   2.35                     
  $ 25001 -  30000                 $27,462          $969                   2.68                     
  $ 30001 -  35000                 $32,376        $1,172                   2.98                     
  $ 35001 -  40000                 $37,429        $1,468                   3.15                     
  $ 40001 -  45000                 $42,394        $1,862                   3.15                     
  $ 45001 -  50000                 $47,389        $2,160                   3.48                     
  $ 50001 -  75000                 $60,446        $3,733                   3.38                     
  $ 75001 - 100000                 $84,036        $7,203                   3.37                     
  OVER $100,000                   $130,948       $18,306                   3.28                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,391        $1,602                   2.53                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LAVERKIN UT                                                      
                        _________________________________________________                           
  UNDER $1               11      $-225,093            $0      0.00          19                      
  $     1  -  5000      128       $367,114          $369      0.10         107                      
  $  5001 -  10000      125       $944,417        $8,229      0.87         171                      
  $ 10001 -  15000      159     $1,973,571       $36,021      1.83         307                      
  $ 15001 -  20000      119     $2,073,248       $51,601      2.49         252                      
  $ 20001 -  25000      130     $2,918,766      $101,787      3.49         292                      
  $ 25001 -  30000       86     $2,348,501       $77,872      3.32         222                      
  $ 30001 -  35000      102     $3,328,089      $113,760      3.42         298                      
  $ 35001 -  40000       67     $2,534,092       $82,071      3.24         210                      
  $ 40001 -  45000       72     $3,081,868      $115,385      3.74         249                      
  $ 45001 -  50000       60     $2,848,662       $84,585      2.97         242                      
  $ 50001 -  75000      178    $10,565,059      $592,260      5.61         612                      
  $ 75001 - 100000       53     $4,498,236      $369,298      8.21         175                      
  OVER $100,000          19     $2,939,016      $403,170     13.72          52                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,309     $40,195,546    $2,036,408      5.07        3,208                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.6           0.0                    0.6                     
  $     1  -  5000     9.8             0.9           0.0                    3.3                     
  $  5001 -  10000     9.5             2.3           0.4                    5.3                     
  $ 10001 -  15000    12.1             4.9           1.8                    9.6                     
  $ 15001 -  20000     9.1             5.2           2.5                    7.9                     
  $ 20001 -  25000     9.9             7.3           5.0                    9.1                     
  $ 25001 -  30000     6.6             5.8           3.8                    6.9                     
  $ 30001 -  35000     7.8             8.3           5.6                    9.3                     
  $ 35001 -  40000     5.1             6.3           4.0                    6.5                     
  $ 40001 -  45000     5.5             7.7           5.7                    7.8                     
  $ 45001 -  50000     4.6             7.1           4.2                    7.5                     
  $ 50001 -  75000    13.6            26.3          29.1                   19.1                     
  $ 75001 - 100000     4.0            11.2          18.1                    5.5                     
  OVER $100,000        1.5             7.3          19.8                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,463            $0                   1.73                     
  $     1  -  5000                  $2,868            $3                   0.84                     
  $  5001 -  10000                  $7,555           $66                   1.37                     
  $ 10001 -  15000                 $12,412          $227                   1.93                     
  $ 15001 -  20000                 $17,422          $434                   2.12                     
  $ 20001 -  25000                 $22,452          $783                   2.25                     
  $ 25001 -  30000                 $27,308          $905                   2.58                     
  $ 30001 -  35000                 $32,628        $1,115                   2.92                     
  $ 35001 -  40000                 $37,822        $1,225                   3.13                     
  $ 40001 -  45000                 $42,804        $1,603                   3.46                     
  $ 45001 -  50000                 $47,478        $1,410                   4.03                     
  $ 50001 -  75000                 $59,354        $3,327                   3.44                     
  $ 75001 - 100000                 $84,872        $6,968                   3.30                     
  OVER $100,000                   $154,685       $21,219                   2.74                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,707        $1,556                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LAYTON UT                                                        
                        _________________________________________________                           
  UNDER $1              138    $-3,511,761        $8,117     -0.23         265                      
  $     1  -  5000    2,228     $6,004,556       $10,347      0.17       1,248                      
  $  5001 -  10000    1,991    $14,762,661      $206,813      1.40       1,935                      
  $ 10001 -  15000    1,819    $22,696,401      $607,809      2.68       2,499                      
  $ 15001 -  20000    1,784    $31,110,099    $1,098,444      3.53       3,009                      
  $ 20001 -  25000    1,675    $37,480,849    $1,505,019      4.02       3,236                      
  $ 25001 -  30000    1,407    $38,713,113    $1,660,149      4.29       3,079                      
  $ 30001 -  35000    1,228    $39,913,535    $1,888,748      4.73       2,884                      
  $ 35001 -  40000    1,122    $42,122,323    $2,014,522      4.78       2,921                      
  $ 40001 -  45000    1,134    $48,130,099    $2,561,522      5.32       3,048                      
  $ 45001 -  50000    1,071    $50,813,680    $2,861,499      5.63       3,098                      
  $ 50001 -  75000    4,302   $264,293,524   $16,990,556      6.43      13,812                      
  $ 75001 - 100000    2,408   $207,289,673   $16,945,479      8.17       8,310                      
  $100001 - 250000    2,013   $265,998,599   $34,170,787     12.85       6,859                      
  OVER $250,000         162    $77,777,933   $17,434,758     22.42         573                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             24,482  $1,143,595,284   $99,964,569      8.74       56,776                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000     9.1             0.5           0.0                    2.2                     
  $  5001 -  10000     8.1             1.3           0.2                    3.4                     
  $ 10001 -  15000     7.4             2.0           0.6                    4.4                     
  $ 15001 -  20000     7.3             2.7           1.1                    5.3                     
  $ 20001 -  25000     6.8             3.3           1.5                    5.7                     
  $ 25001 -  30000     5.7             3.4           1.7                    5.4                     
  $ 30001 -  35000     5.0             3.5           1.9                    5.1                     
  $ 35001 -  40000     4.6             3.7           2.0                    5.1                     
  $ 40001 -  45000     4.6             4.2           2.6                    5.4                     
  $ 45001 -  50000     4.4             4.4           2.9                    5.5                     
  $ 50001 -  75000    17.6            23.1          17.0                   24.3                     
  $ 75001 - 100000     9.8            18.1          17.0                   14.6                     
  $100001 - 250000     8.2            23.3          34.2                   12.1                     
  OVER $250,000        0.7             6.8          17.4                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,448           $59                   1.92                     
  $     1  -  5000                  $2,695            $5                   0.56                     
  $  5001 -  10000                  $7,415          $104                   0.97                     
  $ 10001 -  15000                 $12,477          $334                   1.37                     
  $ 15001 -  20000                 $17,438          $616                   1.69                     
  $ 20001 -  25000                 $22,377          $899                   1.93                     
  $ 25001 -  30000                 $27,515        $1,180                   2.19                     
  $ 30001 -  35000                 $32,503        $1,538                   2.35                     
  $ 35001 -  40000                 $37,542        $1,795                   2.60                     
  $ 40001 -  45000                 $42,443        $2,259                   2.69                     
  $ 45001 -  50000                 $47,445        $2,672                   2.89                     
  $ 50001 -  75000                 $61,435        $3,949                   3.21                     
  $ 75001 - 100000                 $86,084        $7,037                   3.45                     
  $100001 - 250000                $132,140       $16,975                   3.41                     
  OVER $250,000                   $480,111      $107,622                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,712        $4,083                   2.32                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LEHI UT                                                          
                        _________________________________________________                           
  UNDER $1               83    $-2,546,594        $3,033     -0.12         186                      
  $     1  -  5000      743     $2,032,614       $13,099      0.64         400                      
  $  5001 -  10000      714     $5,333,020       $68,335      1.28         778                      
  $ 10001 -  15000      675     $8,315,231      $172,910      2.08       1,188                      
  $ 15001 -  20000      653    $11,360,661      $312,238      2.75       1,308                      
  $ 20001 -  25000      611    $13,730,653      $460,336      3.35       1,354                      
  $ 25001 -  30000      547    $14,970,889      $507,395      3.39       1,423                      
  $ 30001 -  35000      559    $18,141,581      $601,935      3.32       1,609                      
  $ 35001 -  40000      593    $22,253,969      $753,660      3.39       1,819                      
  $ 40001 -  45000      628    $26,703,145    $1,007,533      3.77       2,009                      
  $ 45001 -  50000      641    $30,426,981    $1,132,557      3.72       2,201                      
  $ 50001 -  75000    2,222   $135,733,589    $6,511,118      4.80       8,130                      
  $ 75001 - 100000    1,004    $85,821,078    $5,455,387      6.36       3,967                      
  $100001 - 250000      634    $83,783,950    $9,342,001     11.15       2,547                      
  OVER $250,000          39    $22,881,301    $5,243,353     22.92         162                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,346    $478,942,068   $31,584,890      6.59       29,081                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.5           0.0                    0.6                     
  $     1  -  5000     7.2             0.4           0.0                    1.4                     
  $  5001 -  10000     6.9             1.1           0.2                    2.7                     
  $ 10001 -  15000     6.5             1.7           0.5                    4.1                     
  $ 15001 -  20000     6.3             2.4           1.0                    4.5                     
  $ 20001 -  25000     5.9             2.9           1.5                    4.7                     
  $ 25001 -  30000     5.3             3.1           1.6                    4.9                     
  $ 30001 -  35000     5.4             3.8           1.9                    5.5                     
  $ 35001 -  40000     5.7             4.6           2.4                    6.3                     
  $ 40001 -  45000     6.1             5.6           3.2                    6.9                     
  $ 45001 -  50000     6.2             6.4           3.6                    7.6                     
  $ 50001 -  75000    21.5            28.3          20.6                   28.0                     
  $ 75001 - 100000     9.7            17.9          17.3                   13.6                     
  $100001 - 250000     6.1            17.5          29.6                    8.8                     
  OVER $250,000        0.4             4.8          16.6                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-30,682           $37                   2.24                     
  $     1  -  5000                  $2,736           $18                   0.54                     
  $  5001 -  10000                  $7,469           $96                   1.09                     
  $ 10001 -  15000                 $12,319          $256                   1.76                     
  $ 15001 -  20000                 $17,398          $478                   2.00                     
  $ 20001 -  25000                 $22,472          $753                   2.22                     
  $ 25001 -  30000                 $27,369          $928                   2.60                     
  $ 30001 -  35000                 $32,454        $1,077                   2.88                     
  $ 35001 -  40000                 $37,528        $1,271                   3.07                     
  $ 40001 -  45000                 $42,521        $1,604                   3.20                     
  $ 45001 -  50000                 $47,468        $1,767                   3.43                     
  $ 50001 -  75000                 $61,086        $2,930                   3.66                     
  $ 75001 - 100000                 $85,479        $5,434                   3.95                     
  $100001 - 250000                $132,151       $14,735                   4.02                     
  OVER $250,000                   $586,700      $134,445                   4.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,292        $3,053                   2.81                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LEWISTON UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          90      $-276,423          $275     -0.10          80                      
  $  5001 -  10000       83       $605,573        $8,187      1.35          74                      
  $ 10001 -  15000       78       $979,817       $20,014      2.04         155                      
  $ 15001 -  20000       70     $1,222,840       $37,368      3.06         139                      
  $ 20001 -  25000       54     $1,187,082       $31,502      2.65         135                      
  $ 25001 -  30000       55     $1,511,390       $48,764      3.23         135                      
  $ 30001 -  35000       55     $1,776,423       $54,667      3.08         180                      
  $ 35001 -  40000       48     $1,790,535       $52,884      2.95         170                      
  $ 40001 -  45000       46     $1,961,526       $55,335      2.82         172                      
  $ 45001 -  50000       38     $1,797,724       $70,095      3.90         131                      
  $ 50001 -  75000      112     $6,888,730      $346,231      5.03         432                      
  $ 75001 - 100000       29     $2,440,107      $167,359      6.86         111                      
  OVER $100,000          23     $4,086,823      $652,262     15.96          88                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                781     $25,972,147    $1,544,943      5.95        2,002                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.5            -1.1           0.0                    4.0                     
  $  5001 -  10000    10.6             2.3           0.5                    3.7                     
  $ 10001 -  15000    10.0             3.8           1.3                    7.7                     
  $ 15001 -  20000     9.0             4.7           2.4                    6.9                     
  $ 20001 -  25000     6.9             4.6           2.0                    6.7                     
  $ 25001 -  30000     7.0             5.8           3.2                    6.7                     
  $ 30001 -  35000     7.0             6.8           3.5                    9.0                     
  $ 35001 -  40000     6.1             6.9           3.4                    8.5                     
  $ 40001 -  45000     5.9             7.6           3.6                    8.6                     
  $ 45001 -  50000     4.9             6.9           4.5                    6.5                     
  $ 50001 -  75000    14.3            26.5          22.4                   21.6                     
  $ 75001 - 100000     3.7             9.4          10.8                    5.5                     
  OVER $100,000        2.9            15.7          42.2                    4.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-3,071            $3                   0.89                     
  $  5001 -  10000                  $7,296           $99                   0.89                     
  $ 10001 -  15000                 $12,562          $257                   1.99                     
  $ 15001 -  20000                 $17,469          $534                   1.99                     
  $ 20001 -  25000                 $21,983          $583                   2.50                     
  $ 25001 -  30000                 $27,480          $887                   2.45                     
  $ 30001 -  35000                 $32,299          $994                   3.27                     
  $ 35001 -  40000                 $37,303        $1,102                   3.54                     
  $ 40001 -  45000                 $42,642        $1,203                   3.74                     
  $ 45001 -  50000                 $47,309        $1,845                   3.45                     
  $ 50001 -  75000                 $61,507        $3,091                   3.86                     
  $ 75001 - 100000                 $84,142        $5,771                   3.83                     
  OVER $100,000                   $177,688       $28,359                   3.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,255        $1,978                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LINDON UT                                                        
                        _________________________________________________                           
  UNDER $1               51    $-2,776,712        $2,000     -0.07         122                      
  $     1  -  5000      395     $1,079,333        $8,099      0.75         178                      
  $  5001 -  10000      319     $2,327,474       $57,081      2.45         259                      
  $ 10001 -  15000      258     $3,181,615       $90,686      2.85         395                      
  $ 15001 -  20000      211     $3,691,879      $117,496      3.18         386                      
  $ 20001 -  25000      164     $3,704,236      $114,000      3.08         388                      
  $ 25001 -  30000      137     $3,748,688      $122,604      3.27         351                      
  $ 30001 -  35000      111     $3,630,137      $173,417      4.78         294                      
  $ 35001 -  40000      114     $4,271,379      $165,949      3.89         349                      
  $ 40001 -  45000      104     $4,427,255      $165,831      3.75         338                      
  $ 45001 -  50000       80     $3,793,829      $126,237      3.33         284                      
  $ 50001 -  75000      430    $26,798,772    $1,198,692      4.47       1,717                      
  $ 75001 - 100000      285    $24,821,585    $1,539,716      6.20       1,178                      
  $100001 - 250000      330    $46,751,930    $5,163,476     11.04       1,513                      
  OVER $250,000          63    $37,710,585    $7,688,177     20.39         295                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,052    $167,161,985   $16,733,461     10.01        8,047                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -1.7           0.0                    1.5                     
  $     1  -  5000    12.9             0.6           0.0                    2.2                     
  $  5001 -  10000    10.5             1.4           0.3                    3.2                     
  $ 10001 -  15000     8.5             1.9           0.5                    4.9                     
  $ 15001 -  20000     6.9             2.2           0.7                    4.8                     
  $ 20001 -  25000     5.4             2.2           0.7                    4.8                     
  $ 25001 -  30000     4.5             2.2           0.7                    4.4                     
  $ 30001 -  35000     3.6             2.2           1.0                    3.7                     
  $ 35001 -  40000     3.7             2.6           1.0                    4.3                     
  $ 40001 -  45000     3.4             2.6           1.0                    4.2                     
  $ 45001 -  50000     2.6             2.3           0.8                    3.5                     
  $ 50001 -  75000    14.1            16.0           7.2                   21.3                     
  $ 75001 - 100000     9.3            14.8           9.2                   14.6                     
  $100001 - 250000    10.8            28.0          30.9                   18.8                     
  OVER $250,000        2.1            22.6          45.9                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-54,445           $39                   2.39                     
  $     1  -  5000                  $2,732           $21                   0.45                     
  $  5001 -  10000                  $7,296          $179                   0.81                     
  $ 10001 -  15000                 $12,332          $351                   1.53                     
  $ 15001 -  20000                 $17,497          $557                   1.83                     
  $ 20001 -  25000                 $22,587          $695                   2.37                     
  $ 25001 -  30000                 $27,363          $895                   2.56                     
  $ 30001 -  35000                 $32,704        $1,562                   2.65                     
  $ 35001 -  40000                 $37,468        $1,456                   3.06                     
  $ 40001 -  45000                 $42,570        $1,595                   3.25                     
  $ 45001 -  50000                 $47,423        $1,578                   3.55                     
  $ 50001 -  75000                 $62,323        $2,788                   3.99                     
  $ 75001 - 100000                 $87,093        $5,403                   4.13                     
  $100001 - 250000                $141,673       $15,647                   4.58                     
  OVER $250,000                   $598,581      $122,035                   4.68                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $54,771        $5,483                   2.64                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   LOGAN UT                                                         
                        _________________________________________________                           
  UNDER $1              160    $-1,936,911        $2,131     -0.11         247                      
  $     1  -  5000    1,827     $5,048,930        $8,383      0.17       1,315                      
  $  5001 -  10000    2,247    $16,756,542      $201,754      1.20       2,575                      
  $ 10001 -  15000    2,204    $27,651,011      $562,161      2.03       3,607                      
  $ 15001 -  20000    2,011    $34,968,767      $906,156      2.59       3,905                      
  $ 20001 -  25000    1,697    $38,040,162    $1,192,678      3.14       3,742                      
  $ 25001 -  30000    1,298    $35,658,542    $1,298,719      3.64       3,068                      
  $ 30001 -  35000    1,064    $34,457,581    $1,322,504      3.84       2,692                      
  $ 35001 -  40000      790    $29,519,007    $1,300,472      4.41       2,174                      
  $ 40001 -  45000      706    $29,952,461    $1,339,553      4.47       2,112                      
  $ 45001 -  50000      585    $27,745,470    $1,415,035      5.10       1,829                      
  $ 50001 -  75000    1,869   $113,819,653    $7,197,222      6.32       6,086                      
  $ 75001 - 100000      802    $68,645,998    $5,827,457      8.49       2,688                      
  $100001 - 250000      683    $93,990,832   $12,108,104     12.88       2,160                      
  OVER $250,000         102    $55,940,926   $11,283,179     20.17         354                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             18,045    $610,258,971   $45,965,508      7.53       38,554                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.3           0.0                    0.6                     
  $     1  -  5000    10.1             0.8           0.0                    3.4                     
  $  5001 -  10000    12.5             2.7           0.4                    6.7                     
  $ 10001 -  15000    12.2             4.5           1.2                    9.4                     
  $ 15001 -  20000    11.1             5.7           2.0                   10.1                     
  $ 20001 -  25000     9.4             6.2           2.6                    9.7                     
  $ 25001 -  30000     7.2             5.8           2.8                    8.0                     
  $ 30001 -  35000     5.9             5.6           2.9                    7.0                     
  $ 35001 -  40000     4.4             4.8           2.8                    5.6                     
  $ 40001 -  45000     3.9             4.9           2.9                    5.5                     
  $ 45001 -  50000     3.2             4.5           3.1                    4.7                     
  $ 50001 -  75000    10.4            18.7          15.7                   15.8                     
  $ 75001 - 100000     4.4            11.2          12.7                    7.0                     
  $100001 - 250000     3.8            15.4          26.3                    5.6                     
  OVER $250,000        0.6             9.2          24.5                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-12,106           $13                   1.54                     
  $     1  -  5000                  $2,764            $5                   0.72                     
  $  5001 -  10000                  $7,457           $90                   1.15                     
  $ 10001 -  15000                 $12,546          $255                   1.64                     
  $ 15001 -  20000                 $17,389          $451                   1.94                     
  $ 20001 -  25000                 $22,416          $703                   2.21                     
  $ 25001 -  30000                 $27,472        $1,001                   2.36                     
  $ 30001 -  35000                 $32,385        $1,243                   2.53                     
  $ 35001 -  40000                 $37,366        $1,646                   2.75                     
  $ 40001 -  45000                 $42,426        $1,897                   2.99                     
  $ 45001 -  50000                 $47,428        $2,419                   3.13                     
  $ 50001 -  75000                 $60,899        $3,851                   3.26                     
  $ 75001 - 100000                 $85,594        $7,266                   3.35                     
  $100001 - 250000                $137,615       $17,728                   3.16                     
  OVER $250,000                   $548,440      $110,619                   3.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,819        $2,547                   2.14                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MAGNA UT                                                         
                        _________________________________________________                           
  UNDER $1               44    $-1,052,212        $1,170     -0.11          87                      
  $     1  -  5000      691     $1,869,409        $5,433      0.29         598                      
  $  5001 -  10000      797     $5,977,034       $54,851      0.92       1,084                      
  $ 10001 -  15000      809    $10,130,806      $202,437      2.00       1,441                      
  $ 15001 -  20000      887    $15,536,982      $449,712      2.89       1,798                      
  $ 20001 -  25000      844    $18,954,342      $651,290      3.44       1,939                      
  $ 25001 -  30000      764    $20,977,161      $746,782      3.56       1,983                      
  $ 30001 -  35000      679    $22,017,809      $881,371      4.00       1,946                      
  $ 35001 -  40000      573    $21,502,803      $942,949      4.39       1,651                      
  $ 40001 -  45000      549    $23,307,215    $1,039,216      4.46       1,701                      
  $ 45001 -  50000      482    $22,876,444    $1,155,649      5.05       1,518                      
  $ 50001 -  75000    1,545    $93,801,916    $5,771,358      6.15       5,140                      
  $ 75001 - 100000      454    $38,251,406    $3,300,745      8.63       1,456                      
  OVER $100,000         138    $16,926,097    $2,139,574     12.64         446                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,256    $311,077,212   $17,342,537      5.57       22,788                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.3           0.0                    0.4                     
  $     1  -  5000     7.5             0.6           0.0                    2.6                     
  $  5001 -  10000     8.6             1.9           0.3                    4.8                     
  $ 10001 -  15000     8.7             3.3           1.2                    6.3                     
  $ 15001 -  20000     9.6             5.0           2.6                    7.9                     
  $ 20001 -  25000     9.1             6.1           3.8                    8.5                     
  $ 25001 -  30000     8.3             6.7           4.3                    8.7                     
  $ 30001 -  35000     7.3             7.1           5.1                    8.5                     
  $ 35001 -  40000     6.2             6.9           5.4                    7.2                     
  $ 40001 -  45000     5.9             7.5           6.0                    7.5                     
  $ 45001 -  50000     5.2             7.4           6.7                    6.7                     
  $ 50001 -  75000    16.7            30.2          33.3                   22.6                     
  $ 75001 - 100000     4.9            12.3          19.0                    6.4                     
  OVER $100,000        1.5             5.4          12.3                    2.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,914           $27                   1.98                     
  $     1  -  5000                  $2,705            $8                   0.87                     
  $  5001 -  10000                  $7,499           $69                   1.36                     
  $ 10001 -  15000                 $12,523          $250                   1.78                     
  $ 15001 -  20000                 $17,516          $507                   2.03                     
  $ 20001 -  25000                 $22,458          $772                   2.30                     
  $ 25001 -  30000                 $27,457          $977                   2.60                     
  $ 30001 -  35000                 $32,427        $1,298                   2.87                     
  $ 35001 -  40000                 $37,527        $1,646                   2.88                     
  $ 40001 -  45000                 $42,454        $1,893                   3.10                     
  $ 45001 -  50000                 $47,462        $2,398                   3.15                     
  $ 50001 -  75000                 $60,713        $3,736                   3.33                     
  $ 75001 - 100000                 $84,254        $7,270                   3.21                     
  OVER $100,000                   $122,653       $15,504                   3.23                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,608        $1,874                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MANTI UT                                                         
                        _________________________________________________                           
  UNDER $1               14      $-469,383            $0      0.00          27                      
  $     1  -  5000      152       $423,891          $350      0.08          99                      
  $  5001 -  10000      121       $874,131        $7,288      0.83         169                      
  $ 10001 -  15000      108     $1,364,595       $20,127      1.47         243                      
  $ 15001 -  20000       94     $1,631,693       $33,710      2.07         231                      
  $ 20001 -  25000       78     $1,755,315       $35,740      2.04         214                      
  $ 25001 -  30000       51     $1,406,527       $28,892      2.05         175                      
  $ 30001 -  35000       71     $2,308,324       $65,958      2.86         226                      
  $ 35001 -  40000       44     $1,652,601       $51,256      3.10         155                      
  $ 40001 -  45000       42     $1,778,160       $64,806      3.64         154                      
  $ 45001 -  50000       51     $2,419,311      $102,101      4.22         203                      
  $ 50001 -  75000      143     $8,681,097      $453,931      5.23         556                      
  $ 75001 - 100000       54     $4,627,356      $331,742      7.17         215                      
  OVER $100,000          25     $5,526,149      $764,387     13.83          72                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,048     $33,979,767    $1,960,288      5.77        2,739                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.4           0.0                    1.0                     
  $     1  -  5000    14.5             1.2           0.0                    3.6                     
  $  5001 -  10000    11.5             2.6           0.4                    6.2                     
  $ 10001 -  15000    10.3             4.0           1.0                    8.9                     
  $ 15001 -  20000     9.0             4.8           1.7                    8.4                     
  $ 20001 -  25000     7.4             5.2           1.8                    7.8                     
  $ 25001 -  30000     4.9             4.1           1.5                    6.4                     
  $ 30001 -  35000     6.8             6.8           3.4                    8.3                     
  $ 35001 -  40000     4.2             4.9           2.6                    5.7                     
  $ 40001 -  45000     4.0             5.2           3.3                    5.6                     
  $ 45001 -  50000     4.9             7.1           5.2                    7.4                     
  $ 50001 -  75000    13.6            25.5          23.2                   20.3                     
  $ 75001 - 100000     5.2            13.6          16.9                    7.8                     
  OVER $100,000        2.4            16.3          39.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-33,527            $0                   1.93                     
  $     1  -  5000                  $2,789            $2                   0.65                     
  $  5001 -  10000                  $7,224           $60                   1.40                     
  $ 10001 -  15000                 $12,635          $186                   2.25                     
  $ 15001 -  20000                 $17,358          $359                   2.46                     
  $ 20001 -  25000                 $22,504          $458                   2.74                     
  $ 25001 -  30000                 $27,579          $567                   3.43                     
  $ 30001 -  35000                 $32,512          $929                   3.18                     
  $ 35001 -  40000                 $37,559        $1,165                   3.52                     
  $ 40001 -  45000                 $42,337        $1,543                   3.67                     
  $ 45001 -  50000                 $47,437        $2,002                   3.98                     
  $ 50001 -  75000                 $60,707        $3,174                   3.89                     
  $ 75001 - 100000                 $85,692        $6,143                   3.98                     
  OVER $100,000                   $221,046       $30,575                   2.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,423        $1,871                   2.61                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MAPLETON UT                                                      
                        _________________________________________________                           
  UNDER $1               40    $-2,727,304            $0      0.00          85                      
  $     1  -  5000      254       $696,459        $5,327      0.76         113                      
  $  5001 -  10000      252     $1,874,612       $35,067      1.87         197                      
  $ 10001 -  15000      178     $2,192,648       $59,256      2.70         269                      
  $ 15001 -  20000      158     $2,761,569       $77,230      2.80         298                      
  $ 20001 -  25000      117     $2,583,026       $94,755      3.67         219                      
  $ 25001 -  30000      103     $2,833,181       $85,466      3.02         275                      
  $ 30001 -  35000       77     $2,500,541       $98,425      3.94         224                      
  $ 35001 -  40000       71     $2,665,842      $100,410      3.77         205                      
  $ 40001 -  45000       75     $3,168,426      $168,377      5.31         217                      
  $ 45001 -  50000       80     $3,833,287      $158,356      4.13         284                      
  $ 50001 -  75000      341    $21,188,904    $1,105,396      5.22       1,251                      
  $ 75001 - 100000      270    $23,318,714    $1,366,535      5.86       1,182                      
  $100001 - 250000      236    $32,211,706    $3,589,853     11.14         965                      
  OVER $250,000          48    $33,750,095    $8,573,416     25.40         203                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,300    $132,851,706   $15,517,869     11.68        5,987                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -2.1           0.0                    1.4                     
  $     1  -  5000    11.0             0.5           0.0                    1.9                     
  $  5001 -  10000    11.0             1.4           0.2                    3.3                     
  $ 10001 -  15000     7.7             1.7           0.4                    4.5                     
  $ 15001 -  20000     6.9             2.1           0.5                    5.0                     
  $ 20001 -  25000     5.1             1.9           0.6                    3.7                     
  $ 25001 -  30000     4.5             2.1           0.6                    4.6                     
  $ 30001 -  35000     3.3             1.9           0.6                    3.7                     
  $ 35001 -  40000     3.1             2.0           0.6                    3.4                     
  $ 40001 -  45000     3.3             2.4           1.1                    3.6                     
  $ 45001 -  50000     3.5             2.9           1.0                    4.7                     
  $ 50001 -  75000    14.8            15.9           7.1                   20.9                     
  $ 75001 - 100000    11.7            17.6           8.8                   19.7                     
  $100001 - 250000    10.3            24.2          23.1                   16.1                     
  OVER $250,000        2.1            25.4          55.2                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-68,183            $0                   2.13                     
  $     1  -  5000                  $2,742           $21                   0.44                     
  $  5001 -  10000                  $7,439          $139                   0.78                     
  $ 10001 -  15000                 $12,318          $333                   1.51                     
  $ 15001 -  20000                 $17,478          $489                   1.89                     
  $ 20001 -  25000                 $22,077          $810                   1.87                     
  $ 25001 -  30000                 $27,507          $830                   2.67                     
  $ 30001 -  35000                 $32,475        $1,278                   2.91                     
  $ 35001 -  40000                 $37,547        $1,414                   2.89                     
  $ 40001 -  45000                 $42,246        $2,245                   2.89                     
  $ 45001 -  50000                 $47,916        $1,979                   3.55                     
  $ 50001 -  75000                 $62,138        $3,242                   3.67                     
  $ 75001 - 100000                 $86,366        $5,061                   4.38                     
  $100001 - 250000                $136,490       $15,211                   4.09                     
  OVER $250,000                   $703,127      $178,613                   4.23                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $57,762        $6,747                   2.60                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MIDVALE UT                                                       
                        _________________________________________________                           
  UNDER $1               80    $-1,878,268        $5,767     -0.31         107                      
  $     1  -  5000      768     $2,032,425        $2,009      0.10         775                      
  $  5001 -  10000    1,051     $7,948,980       $53,562      0.67       1,502                      
  $ 10001 -  15000    1,219    $15,306,995      $268,158      1.75       2,360                      
  $ 15001 -  20000    1,281    $22,392,796      $590,918      2.64       2,670                      
  $ 20001 -  25000    1,142    $25,655,831      $943,648      3.68       2,553                      
  $ 25001 -  30000    1,056    $28,963,011    $1,298,624      4.48       2,434                      
  $ 30001 -  35000      887    $28,807,435    $1,556,036      5.40       1,937                      
  $ 35001 -  40000      771    $28,842,056    $1,774,460      6.15       1,723                      
  $ 40001 -  45000      598    $25,405,906    $1,730,031      6.81       1,309                      
  $ 45001 -  50000      492    $23,297,551    $1,638,946      7.03       1,156                      
  $ 50001 -  75000    1,439    $87,099,379    $7,185,707      8.25       3,573                      
  $ 75001 - 100000      566    $48,364,420    $4,996,306     10.33       1,473                      
  $100001 - 250000      341    $43,424,081    $5,982,179     13.78         902                      
  OVER $250,000          23    $11,245,294    $2,717,328     24.16          54                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,714    $396,907,892   $30,743,679      7.75       24,528                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.5           0.0                    0.4                     
  $     1  -  5000     6.6             0.5           0.0                    3.2                     
  $  5001 -  10000     9.0             2.0           0.2                    6.1                     
  $ 10001 -  15000    10.4             3.9           0.9                    9.6                     
  $ 15001 -  20000    10.9             5.6           1.9                   10.9                     
  $ 20001 -  25000     9.7             6.5           3.1                   10.4                     
  $ 25001 -  30000     9.0             7.3           4.2                    9.9                     
  $ 30001 -  35000     7.6             7.3           5.1                    7.9                     
  $ 35001 -  40000     6.6             7.3           5.8                    7.0                     
  $ 40001 -  45000     5.1             6.4           5.6                    5.3                     
  $ 45001 -  50000     4.2             5.9           5.3                    4.7                     
  $ 50001 -  75000    12.3            21.9          23.4                   14.6                     
  $ 75001 - 100000     4.8            12.2          16.3                    6.0                     
  $100001 - 250000     2.9            10.9          19.5                    3.7                     
  OVER $250,000        0.2             2.8           8.8                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,478           $72                   1.34                     
  $     1  -  5000                  $2,646            $3                   1.01                     
  $  5001 -  10000                  $7,563           $51                   1.43                     
  $ 10001 -  15000                 $12,557          $220                   1.94                     
  $ 15001 -  20000                 $17,481          $461                   2.08                     
  $ 20001 -  25000                 $22,466          $826                   2.24                     
  $ 25001 -  30000                 $27,427        $1,230                   2.30                     
  $ 30001 -  35000                 $32,477        $1,754                   2.18                     
  $ 35001 -  40000                 $37,409        $2,302                   2.23                     
  $ 40001 -  45000                 $42,485        $2,893                   2.19                     
  $ 45001 -  50000                 $47,353        $3,331                   2.35                     
  $ 50001 -  75000                 $60,528        $4,994                   2.48                     
  $ 75001 - 100000                 $85,450        $8,827                   2.60                     
  $100001 - 250000                $127,343       $17,543                   2.65                     
  OVER $250,000                   $488,926      $118,145                   2.35                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,883        $2,625                   2.09                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MIDWAY UT                                                        
                        _________________________________________________                           
  UNDER $1               29    $-3,358,673            $0      0.00          57                      
  $     1  -  5000      133       $364,479        $1,023      0.28          68                      
  $  5001 -  10000      118       $834,920        $9,078      1.09         121                      
  $ 10001 -  15000       99     $1,241,362       $24,451      1.97         141                      
  $ 15001 -  20000       81     $1,422,220       $47,748      3.36         143                      
  $ 20001 -  25000       62     $1,391,588       $37,953      2.73         143                      
  $ 25001 -  30000       67     $1,847,650       $67,172      3.64         172                      
  $ 30001 -  35000       71     $2,309,116       $95,805      4.15         170                      
  $ 35001 -  40000       74     $2,758,212      $129,095      4.68         185                      
  $ 40001 -  45000       51     $2,156,007      $114,419      5.31         133                      
  $ 45001 -  50000       43     $2,037,808      $109,205      5.36         123                      
  $ 50001 -  75000      194    $12,037,943      $696,120      5.78         620                      
  $ 75001 - 100000       91     $7,736,222      $640,982      8.29         286                      
  $100001 - 250000      111    $15,347,252    $1,741,943     11.35         391                      
  OVER $250,000          19    $10,187,692    $1,989,176     19.53          61                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,243     $58,313,798    $5,704,170      9.78        2,814                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.3            -5.8           0.0                    2.0                     
  $     1  -  5000    10.7             0.6           0.0                    2.4                     
  $  5001 -  10000     9.5             1.4           0.2                    4.3                     
  $ 10001 -  15000     8.0             2.1           0.4                    5.0                     
  $ 15001 -  20000     6.5             2.4           0.8                    5.1                     
  $ 20001 -  25000     5.0             2.4           0.7                    5.1                     
  $ 25001 -  30000     5.4             3.2           1.2                    6.1                     
  $ 30001 -  35000     5.7             4.0           1.7                    6.0                     
  $ 35001 -  40000     6.0             4.7           2.3                    6.6                     
  $ 40001 -  45000     4.1             3.7           2.0                    4.7                     
  $ 45001 -  50000     3.5             3.5           1.9                    4.4                     
  $ 50001 -  75000    15.6            20.6          12.2                   22.0                     
  $ 75001 - 100000     7.3            13.3          11.2                   10.2                     
  $100001 - 250000     8.9            26.3          30.5                   13.9                     
  OVER $250,000        1.5            17.5          34.9                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-115816            $0                   1.97                     
  $     1  -  5000                  $2,740            $8                   0.51                     
  $  5001 -  10000                  $7,076           $77                   1.03                     
  $ 10001 -  15000                 $12,539          $247                   1.42                     
  $ 15001 -  20000                 $17,558          $589                   1.77                     
  $ 20001 -  25000                 $22,445          $612                   2.31                     
  $ 25001 -  30000                 $27,577        $1,003                   2.57                     
  $ 30001 -  35000                 $32,523        $1,349                   2.39                     
  $ 35001 -  40000                 $37,273        $1,745                   2.50                     
  $ 40001 -  45000                 $42,275        $2,244                   2.61                     
  $ 45001 -  50000                 $47,391        $2,540                   2.86                     
  $ 50001 -  75000                 $62,051        $3,588                   3.20                     
  $ 75001 - 100000                 $85,013        $7,044                   3.14                     
  $100001 - 250000                $138,264       $15,693                   3.52                     
  OVER $250,000                   $536,194      $104,693                   3.21                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,914        $4,589                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MOAB UT                                                          
                        _________________________________________________                           
  UNDER $1               45    $-1,069,087            $0      0.00          70                      
  $     1  -  5000      368     $1,075,991        $1,715      0.16         260                      
  $  5001 -  10000      455     $3,389,865       $25,323      0.75         553                      
  $ 10001 -  15000      441     $5,496,636      $112,171      2.04         689                      
  $ 15001 -  20000      401     $7,035,246      $231,002      3.28         689                      
  $ 20001 -  25000      304     $6,831,428      $305,790      4.48         531                      
  $ 25001 -  30000      251     $6,910,552      $294,679      4.26         549                      
  $ 30001 -  35000      194     $6,275,855      $338,862      5.40         422                      
  $ 35001 -  40000      187     $7,002,012      $406,282      5.80         432                      
  $ 40001 -  45000      157     $6,638,572      $418,979      6.31         387                      
  $ 45001 -  50000      114     $5,439,414      $341,041      6.27         308                      
  $ 50001 -  75000      381    $23,462,442    $1,833,026      7.81       1,053                      
  $ 75001 - 100000      178    $15,214,466    $1,581,011     10.39         464                      
  $100001 - 250000      117    $15,792,687    $2,202,773     13.95         309                      
  OVER $250,000          18     $9,057,918    $2,113,870     23.34          39                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,611    $118,553,997   $10,206,524      8.61        6,755                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.9           0.0                    1.0                     
  $     1  -  5000    10.2             0.9           0.0                    3.8                     
  $  5001 -  10000    12.6             2.9           0.2                    8.2                     
  $ 10001 -  15000    12.2             4.6           1.1                   10.2                     
  $ 15001 -  20000    11.1             5.9           2.3                   10.2                     
  $ 20001 -  25000     8.4             5.8           3.0                    7.9                     
  $ 25001 -  30000     7.0             5.8           2.9                    8.1                     
  $ 30001 -  35000     5.4             5.3           3.3                    6.2                     
  $ 35001 -  40000     5.2             5.9           4.0                    6.4                     
  $ 40001 -  45000     4.3             5.6           4.1                    5.7                     
  $ 45001 -  50000     3.2             4.6           3.3                    4.6                     
  $ 50001 -  75000    10.6            19.8          18.0                   15.6                     
  $ 75001 - 100000     4.9            12.8          15.5                    6.9                     
  $100001 - 250000     3.2            13.3          21.6                    4.6                     
  OVER $250,000        0.5             7.6          20.7                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,757            $0                   1.56                     
  $     1  -  5000                  $2,924            $5                   0.71                     
  $  5001 -  10000                  $7,450           $56                   1.22                     
  $ 10001 -  15000                 $12,464          $254                   1.56                     
  $ 15001 -  20000                 $17,544          $576                   1.72                     
  $ 20001 -  25000                 $22,472        $1,006                   1.75                     
  $ 25001 -  30000                 $27,532        $1,174                   2.19                     
  $ 30001 -  35000                 $32,350        $1,747                   2.18                     
  $ 35001 -  40000                 $37,444        $2,173                   2.31                     
  $ 40001 -  45000                 $42,284        $2,669                   2.46                     
  $ 45001 -  50000                 $47,714        $2,992                   2.70                     
  $ 50001 -  75000                 $61,581        $4,811                   2.76                     
  $ 75001 - 100000                 $85,475        $8,882                   2.61                     
  $100001 - 250000                $134,980       $18,827                   2.64                     
  OVER $250,000                   $503,218      $117,437                   2.17                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,831        $2,827                   1.87                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MONROE UT                                                        
                        _________________________________________________                           
  UNDER $1               22      $-725,557          $142     -0.02          44                      
  $     1  -  5000      122       $317,585        $1,074      0.34          66                      
  $  5001 -  10000      101       $750,077        $8,624      1.15         109                      
  $ 10001 -  15000       85     $1,070,933       $15,304      1.43         154                      
  $ 15001 -  20000       83     $1,459,301       $37,192      2.55         154                      
  $ 20001 -  25000       65     $1,447,620       $48,244      3.33         144                      
  $ 25001 -  30000       52     $1,427,881       $42,386      2.97         143                      
  $ 30001 -  35000       58     $1,883,835       $44,234      2.35         181                      
  $ 35001 -  40000       54     $2,005,854       $77,953      3.89         158                      
  $ 40001 -  45000       45     $1,910,604       $72,395      3.79         148                      
  $ 45001 -  50000       39     $1,848,445       $73,155      3.96         129                      
  $ 50001 -  75000      127     $7,620,657      $457,915      6.01         447                      
  $ 75001 - 100000       55     $4,643,403      $361,568      7.79         195                      
  OVER $100,000          25     $3,541,174      $514,198     14.52          79                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                933     $29,201,812    $1,754,384      6.01        2,151                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.4            -2.5           0.0                    2.0                     
  $     1  -  5000    13.1             1.1           0.1                    3.1                     
  $  5001 -  10000    10.8             2.6           0.5                    5.1                     
  $ 10001 -  15000     9.1             3.7           0.9                    7.2                     
  $ 15001 -  20000     8.9             5.0           2.1                    7.2                     
  $ 20001 -  25000     7.0             5.0           2.7                    6.7                     
  $ 25001 -  30000     5.6             4.9           2.4                    6.6                     
  $ 30001 -  35000     6.2             6.5           2.5                    8.4                     
  $ 35001 -  40000     5.8             6.9           4.4                    7.3                     
  $ 40001 -  45000     4.8             6.5           4.1                    6.9                     
  $ 45001 -  50000     4.2             6.3           4.2                    6.0                     
  $ 50001 -  75000    13.6            26.1          26.1                   20.8                     
  $ 75001 - 100000     5.9            15.9          20.6                    9.1                     
  OVER $100,000        2.7            12.1          29.3                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-32,980            $6                   2.00                     
  $     1  -  5000                  $2,603            $9                   0.54                     
  $  5001 -  10000                  $7,427           $85                   1.08                     
  $ 10001 -  15000                 $12,599          $180                   1.81                     
  $ 15001 -  20000                 $17,582          $448                   1.86                     
  $ 20001 -  25000                 $22,271          $742                   2.22                     
  $ 25001 -  30000                 $27,459          $815                   2.75                     
  $ 30001 -  35000                 $32,480          $763                   3.12                     
  $ 35001 -  40000                 $37,145        $1,444                   2.93                     
  $ 40001 -  45000                 $42,458        $1,609                   3.29                     
  $ 45001 -  50000                 $47,396        $1,876                   3.31                     
  $ 50001 -  75000                 $60,005        $3,606                   3.52                     
  $ 75001 - 100000                 $84,426        $6,574                   3.55                     
  OVER $100,000                   $141,647       $20,568                   3.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,299        $1,880                   2.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MONTICELLO UT                                                    
                        _________________________________________________                           
  UNDER $1               25    $-1,570,953            $0      0.00          45                      
  $     1  -  5000      117       $302,500        $1,423      0.47          79                      
  $  5001 -  10000       72       $522,750        $3,606      0.69          88                      
  $ 10001 -  15000       74       $916,148       $24,409      2.66         141                      
  $ 15001 -  20000       64     $1,107,230       $27,519      2.49         140                      
  $ 20001 -  25000       72     $1,630,838       $41,500      2.54         182                      
  $ 25001 -  30000       44     $1,215,245       $48,858      4.02         113                      
  $ 30001 -  35000       43     $1,391,987       $49,522      3.56         133                      
  $ 35001 -  40000       45     $1,680,848       $75,515      4.49         120                      
  $ 40001 -  45000       37     $1,575,373       $66,322      4.21         127                      
  $ 45001 -  50000       37     $1,753,911       $88,563      5.05         122                      
  $ 50001 -  75000      118     $7,112,792      $450,745      6.34         390                      
  $ 75001 - 100000       45     $3,782,297      $291,012      7.69         164                      
  OVER $100,000          35     $5,187,329      $697,898     13.45         157                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                828     $26,608,295    $1,866,892      7.02        2,001                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             3.0            -5.9           0.0                    2.2                     
  $     1  -  5000    14.1             1.1           0.1                    3.9                     
  $  5001 -  10000     8.7             2.0           0.2                    4.4                     
  $ 10001 -  15000     8.9             3.4           1.3                    7.0                     
  $ 15001 -  20000     7.7             4.2           1.5                    7.0                     
  $ 20001 -  25000     8.7             6.1           2.2                    9.1                     
  $ 25001 -  30000     5.3             4.6           2.6                    5.6                     
  $ 30001 -  35000     5.2             5.2           2.7                    6.6                     
  $ 35001 -  40000     5.4             6.3           4.0                    6.0                     
  $ 40001 -  45000     4.5             5.9           3.6                    6.3                     
  $ 45001 -  50000     4.5             6.6           4.7                    6.1                     
  $ 50001 -  75000    14.3            26.7          24.1                   19.5                     
  $ 75001 - 100000     5.4            14.2          15.6                    8.2                     
  OVER $100,000        4.2            19.5          37.4                    7.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-62,838            $0                   1.80                     
  $     1  -  5000                  $2,585           $12                   0.68                     
  $  5001 -  10000                  $7,260           $50                   1.22                     
  $ 10001 -  15000                 $12,380          $330                   1.91                     
  $ 15001 -  20000                 $17,300          $430                   2.19                     
  $ 20001 -  25000                 $22,651          $576                   2.53                     
  $ 25001 -  30000                 $27,619        $1,110                   2.57                     
  $ 30001 -  35000                 $32,372        $1,152                   3.09                     
  $ 35001 -  40000                 $37,352        $1,678                   2.67                     
  $ 40001 -  45000                 $42,578        $1,792                   3.43                     
  $ 45001 -  50000                 $47,403        $2,394                   3.30                     
  $ 50001 -  75000                 $60,278        $3,820                   3.31                     
  $ 75001 - 100000                 $84,051        $6,467                   3.64                     
  OVER $100,000                   $148,209       $19,940                   4.49                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,136        $2,255                   2.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MORGAN UT                                                        
                        _________________________________________________                           
  UNDER $1               25      $-882,417            $0      0.00          45                      
  $     1  -  5000      235       $619,661        $1,849      0.30          91                      
  $  5001 -  10000      226     $1,681,042       $31,038      1.85         166                      
  $ 10001 -  15000      208     $2,562,770       $79,522      3.10         228                      
  $ 15001 -  20000      182     $3,207,564      $107,857      3.36         279                      
  $ 20001 -  25000      157     $3,497,845      $157,090      4.49         273                      
  $ 25001 -  30000      132     $3,632,691      $162,222      4.47         299                      
  $ 30001 -  35000      138     $4,469,273      $212,053      4.74         323                      
  $ 35001 -  40000      120     $4,480,111      $238,289      5.32         288                      
  $ 40001 -  45000      126     $5,327,250      $296,541      5.57         327                      
  $ 45001 -  50000      117     $5,573,924      $305,911      5.49         346                      
  $ 50001 -  75000      489    $30,129,804    $1,734,226      5.76       1,717                      
  $ 75001 - 100000      288    $24,754,239    $1,903,724      7.69       1,039                      
  $100001 - 250000      209    $27,469,846    $3,279,548     11.94         732                      
  OVER $250,000          22     $8,696,658    $1,689,621     19.43          96                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,674    $125,220,261   $10,199,491      8.15        6,249                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.7           0.0                    0.7                     
  $     1  -  5000     8.8             0.5           0.0                    1.5                     
  $  5001 -  10000     8.5             1.3           0.3                    2.7                     
  $ 10001 -  15000     7.8             2.0           0.8                    3.6                     
  $ 15001 -  20000     6.8             2.6           1.1                    4.5                     
  $ 20001 -  25000     5.9             2.8           1.5                    4.4                     
  $ 25001 -  30000     4.9             2.9           1.6                    4.8                     
  $ 30001 -  35000     5.2             3.6           2.1                    5.2                     
  $ 35001 -  40000     4.5             3.6           2.3                    4.6                     
  $ 40001 -  45000     4.7             4.3           2.9                    5.2                     
  $ 45001 -  50000     4.4             4.5           3.0                    5.5                     
  $ 50001 -  75000    18.3            24.1          17.0                   27.5                     
  $ 75001 - 100000    10.8            19.8          18.7                   16.6                     
  $100001 - 250000     7.8            21.9          32.2                   11.7                     
  OVER $250,000        0.8             6.9          16.6                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,297            $0                   1.80                     
  $     1  -  5000                  $2,637            $8                   0.39                     
  $  5001 -  10000                  $7,438          $137                   0.73                     
  $ 10001 -  15000                 $12,321          $382                   1.10                     
  $ 15001 -  20000                 $17,624          $593                   1.53                     
  $ 20001 -  25000                 $22,279        $1,001                   1.74                     
  $ 25001 -  30000                 $27,520        $1,229                   2.27                     
  $ 30001 -  35000                 $32,386        $1,537                   2.34                     
  $ 35001 -  40000                 $37,334        $1,986                   2.40                     
  $ 40001 -  45000                 $42,280        $2,354                   2.60                     
  $ 45001 -  50000                 $47,640        $2,615                   2.96                     
  $ 50001 -  75000                 $61,615        $3,546                   3.51                     
  $ 75001 - 100000                 $85,952        $6,610                   3.61                     
  $100001 - 250000                $131,435       $15,692                   3.50                     
  OVER $250,000                   $395,303       $76,801                   4.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,829        $3,814                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MOUNT PLEASANT UT                                                
                        _________________________________________________                           
  UNDER $1               21      $-412,257            $0      0.00          33                      
  $     1  -  5000      138       $392,104          $526      0.13         103                      
  $  5001 -  10000      152     $1,143,972        $8,707      0.76         232                      
  $ 10001 -  15000      146     $1,819,207       $24,561      1.35         330                      
  $ 15001 -  20000       90     $1,555,934       $26,532      1.71         217                      
  $ 20001 -  25000      100     $2,243,582       $53,870      2.40         249                      
  $ 25001 -  30000       76     $2,087,615       $80,828      3.87         188                      
  $ 30001 -  35000       63     $2,045,117       $58,048      2.84         218                      
  $ 35001 -  40000       59     $2,210,260       $96,955      4.39         178                      
  $ 40001 -  45000       52     $2,206,609       $95,107      4.31         162                      
  $ 45001 -  50000       41     $1,953,744       $93,895      4.81         131                      
  $ 50001 -  75000      157     $9,482,408      $522,950      5.51         561                      
  $ 75001 - 100000       55     $4,606,182      $376,091      8.16         185                      
  OVER $100,000          32     $5,420,025      $833,535     15.38         109                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,182     $36,754,502    $2,271,605      6.18        2,896                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -1.1           0.0                    1.1                     
  $     1  -  5000    11.7             1.1           0.0                    3.6                     
  $  5001 -  10000    12.9             3.1           0.4                    8.0                     
  $ 10001 -  15000    12.4             4.9           1.1                   11.4                     
  $ 15001 -  20000     7.6             4.2           1.2                    7.5                     
  $ 20001 -  25000     8.5             6.1           2.4                    8.6                     
  $ 25001 -  30000     6.4             5.7           3.6                    6.5                     
  $ 30001 -  35000     5.3             5.6           2.6                    7.5                     
  $ 35001 -  40000     5.0             6.0           4.3                    6.1                     
  $ 40001 -  45000     4.4             6.0           4.2                    5.6                     
  $ 45001 -  50000     3.5             5.3           4.1                    4.5                     
  $ 50001 -  75000    13.3            25.8          23.0                   19.4                     
  $ 75001 - 100000     4.7            12.5          16.6                    6.4                     
  OVER $100,000        2.7            14.7          36.7                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,631            $0                   1.57                     
  $     1  -  5000                  $2,841            $4                   0.75                     
  $  5001 -  10000                  $7,526           $57                   1.53                     
  $ 10001 -  15000                 $12,460          $168                   2.26                     
  $ 15001 -  20000                 $17,288          $295                   2.41                     
  $ 20001 -  25000                 $22,436          $539                   2.49                     
  $ 25001 -  30000                 $27,469        $1,064                   2.47                     
  $ 30001 -  35000                 $32,462          $921                   3.46                     
  $ 35001 -  40000                 $37,462        $1,643                   3.02                     
  $ 40001 -  45000                 $42,435        $1,829                   3.12                     
  $ 45001 -  50000                 $47,652        $2,290                   3.20                     
  $ 50001 -  75000                 $60,398        $3,331                   3.57                     
  $ 75001 - 100000                 $83,749        $6,838                   3.36                     
  OVER $100,000                   $169,376       $26,048                   3.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,095        $1,922                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MURRAY UT                                                        
                        _________________________________________________                           
  UNDER $1              121    $-2,719,861        $4,733     -0.17         193                      
  $     1  -  5000    1,305     $3,519,993        $8,641      0.25         952                      
  $  5001 -  10000    1,505    $11,369,939      $139,206      1.22       1,637                      
  $ 10001 -  15000    1,471    $18,414,948      $412,584      2.24       2,199                      
  $ 15001 -  20000    1,532    $26,802,790      $888,082      3.31       2,525                      
  $ 20001 -  25000    1,455    $32,660,100    $1,326,662      4.06       2,711                      
  $ 25001 -  30000    1,220    $33,525,451    $1,694,535      5.05       2,294                      
  $ 30001 -  35000    1,077    $34,865,057    $1,940,644      5.57       2,132                      
  $ 35001 -  40000      906    $33,933,028    $2,006,030      5.91       1,922                      
  $ 40001 -  45000      756    $32,086,055    $2,127,718      6.63       1,662                      
  $ 45001 -  50000      654    $31,071,176    $2,068,405      6.66       1,604                      
  $ 50001 -  75000    2,114   $129,015,793    $9,958,565      7.72       5,689                      
  $ 75001 - 100000    1,050    $90,538,389    $8,143,646      8.99       3,293                      
  $100001 - 250000      873   $116,362,103   $15,189,256     13.05       2,771                      
  OVER $250,000         119    $57,340,157   $12,378,192     21.59         375                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             16,158    $648,785,118   $58,286,899      8.98       31,959                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.4           0.0                    0.6                     
  $     1  -  5000     8.1             0.5           0.0                    3.0                     
  $  5001 -  10000     9.3             1.8           0.2                    5.1                     
  $ 10001 -  15000     9.1             2.8           0.7                    6.9                     
  $ 15001 -  20000     9.5             4.1           1.5                    7.9                     
  $ 20001 -  25000     9.0             5.0           2.3                    8.5                     
  $ 25001 -  30000     7.6             5.2           2.9                    7.2                     
  $ 30001 -  35000     6.7             5.4           3.3                    6.7                     
  $ 35001 -  40000     5.6             5.2           3.4                    6.0                     
  $ 40001 -  45000     4.7             4.9           3.7                    5.2                     
  $ 45001 -  50000     4.0             4.8           3.5                    5.0                     
  $ 50001 -  75000    13.1            19.9          17.1                   17.8                     
  $ 75001 - 100000     6.5            14.0          14.0                   10.3                     
  $100001 - 250000     5.4            17.9          26.1                    8.7                     
  OVER $250,000        0.7             8.8          21.2                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-22,478           $39                   1.60                     
  $     1  -  5000                  $2,697            $7                   0.73                     
  $  5001 -  10000                  $7,555           $92                   1.09                     
  $ 10001 -  15000                 $12,519          $280                   1.49                     
  $ 15001 -  20000                 $17,495          $580                   1.65                     
  $ 20001 -  25000                 $22,447          $912                   1.86                     
  $ 25001 -  30000                 $27,480        $1,389                   1.88                     
  $ 30001 -  35000                 $32,372        $1,802                   1.98                     
  $ 35001 -  40000                 $37,454        $2,214                   2.12                     
  $ 40001 -  45000                 $42,442        $2,814                   2.20                     
  $ 45001 -  50000                 $47,509        $3,163                   2.45                     
  $ 50001 -  75000                 $61,029        $4,711                   2.69                     
  $ 75001 - 100000                 $86,227        $7,756                   3.14                     
  $100001 - 250000                $133,290       $17,399                   3.17                     
  OVER $250,000                   $481,850      $104,018                   3.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,153        $3,607                   1.98                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   NEPHI UT                                                         
                        _________________________________________________                           
  UNDER $1               31    $-1,785,539          $133     -0.01          85                      
  $     1  -  5000      225       $600,737        $3,217      0.54         122                      
  $  5001 -  10000      188     $1,417,930       $15,140      1.07         229                      
  $ 10001 -  15000      137     $1,669,878       $40,787      2.44         220                      
  $ 15001 -  20000      132     $2,314,542       $70,056      3.03         242                      
  $ 20001 -  25000      135     $3,022,247       $83,562      2.76         329                      
  $ 25001 -  30000      122     $3,344,638      $140,146      4.19         300                      
  $ 30001 -  35000      133     $4,299,596      $131,881      3.07         402                      
  $ 35001 -  40000      109     $4,080,584      $148,982      3.65         325                      
  $ 40001 -  45000       81     $3,443,579      $171,994      4.99         256                      
  $ 45001 -  50000       97     $4,617,185      $190,930      4.14         365                      
  $ 50001 -  75000      310    $18,916,477      $987,327      5.22       1,182                      
  $ 75001 - 100000       99     $8,348,347      $582,301      6.98         377                      
  OVER $100,000          68    $10,982,893    $1,710,099     15.57         240                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,867     $65,273,094    $4,276,555      6.55        4,674                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -2.7           0.0                    1.8                     
  $     1  -  5000    12.1             0.9           0.1                    2.6                     
  $  5001 -  10000    10.1             2.2           0.4                    4.9                     
  $ 10001 -  15000     7.3             2.6           1.0                    4.7                     
  $ 15001 -  20000     7.1             3.5           1.6                    5.2                     
  $ 20001 -  25000     7.2             4.6           2.0                    7.0                     
  $ 25001 -  30000     6.5             5.1           3.3                    6.4                     
  $ 30001 -  35000     7.1             6.6           3.1                    8.6                     
  $ 35001 -  40000     5.8             6.3           3.5                    7.0                     
  $ 40001 -  45000     4.3             5.3           4.0                    5.5                     
  $ 45001 -  50000     5.2             7.1           4.5                    7.8                     
  $ 50001 -  75000    16.6            29.0          23.1                   25.3                     
  $ 75001 - 100000     5.3            12.8          13.6                    8.1                     
  OVER $100,000        3.6            16.8          40.0                    5.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-57,598            $4                   2.74                     
  $     1  -  5000                  $2,670           $14                   0.54                     
  $  5001 -  10000                  $7,542           $81                   1.22                     
  $ 10001 -  15000                 $12,189          $298                   1.61                     
  $ 15001 -  20000                 $17,534          $531                   1.83                     
  $ 20001 -  25000                 $22,387          $619                   2.44                     
  $ 25001 -  30000                 $27,415        $1,149                   2.46                     
  $ 30001 -  35000                 $32,328          $992                   3.02                     
  $ 35001 -  40000                 $37,437        $1,367                   2.98                     
  $ 40001 -  45000                 $42,513        $2,123                   3.16                     
  $ 45001 -  50000                 $47,600        $1,968                   3.76                     
  $ 50001 -  75000                 $61,021        $3,185                   3.81                     
  $ 75001 - 100000                 $84,327        $5,882                   3.81                     
  OVER $100,000                   $161,513       $25,149                   3.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,961        $2,291                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   NORTH LOGAN UT                                                   
                        _________________________________________________                           
  UNDER $1               27    $-1,188,088       $19,467     -1.64          58                      
  $     1  -  5000      260       $690,584        $1,976      0.29         102                      
  $  5001 -  10000      251     $1,848,044       $25,461      1.38         217                      
  $ 10001 -  15000      182     $2,247,338       $57,450      2.56         276                      
  $ 15001 -  20000      139     $2,417,979       $72,674      3.01         264                      
  $ 20001 -  25000      134     $3,010,992      $101,975      3.39         276                      
  $ 25001 -  30000      104     $2,861,353       $96,593      3.38         261                      
  $ 30001 -  35000       77     $2,511,942       $74,001      2.95         229                      
  $ 35001 -  40000       85     $3,192,228      $121,041      3.79         259                      
  $ 40001 -  45000       66     $2,810,358      $106,881      3.80         205                      
  $ 45001 -  50000       76     $3,591,631      $160,432      4.47         259                      
  $ 50001 -  75000      280    $17,446,470      $883,816      5.07       1,063                      
  $ 75001 - 100000      208    $17,964,970    $1,345,584      7.49         773                      
  $100001 - 250000      178    $25,007,660    $3,218,898     12.87         667                      
  OVER $250,000          26    $12,658,649    $2,617,429     20.68         113                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,093     $97,072,110    $8,903,678      9.17        5,022                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.2           0.2                    1.2                     
  $     1  -  5000    12.4             0.7           0.0                    2.0                     
  $  5001 -  10000    12.0             1.9           0.3                    4.3                     
  $ 10001 -  15000     8.7             2.3           0.6                    5.5                     
  $ 15001 -  20000     6.6             2.5           0.8                    5.3                     
  $ 20001 -  25000     6.4             3.1           1.1                    5.5                     
  $ 25001 -  30000     5.0             2.9           1.1                    5.2                     
  $ 30001 -  35000     3.7             2.6           0.8                    4.6                     
  $ 35001 -  40000     4.1             3.3           1.4                    5.2                     
  $ 40001 -  45000     3.2             2.9           1.2                    4.1                     
  $ 45001 -  50000     3.6             3.7           1.8                    5.2                     
  $ 50001 -  75000    13.4            18.0           9.9                   21.2                     
  $ 75001 - 100000     9.9            18.5          15.1                   15.4                     
  $100001 - 250000     8.5            25.8          36.2                   13.3                     
  OVER $250,000        1.2            13.0          29.4                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,003          $721                   2.15                     
  $     1  -  5000                  $2,656            $8                   0.39                     
  $  5001 -  10000                  $7,363          $101                   0.86                     
  $ 10001 -  15000                 $12,348          $316                   1.52                     
  $ 15001 -  20000                 $17,396          $523                   1.90                     
  $ 20001 -  25000                 $22,470          $761                   2.06                     
  $ 25001 -  30000                 $27,513          $929                   2.51                     
  $ 30001 -  35000                 $32,623          $961                   2.97                     
  $ 35001 -  40000                 $37,556        $1,424                   3.05                     
  $ 40001 -  45000                 $42,581        $1,619                   3.11                     
  $ 45001 -  50000                 $47,258        $2,111                   3.41                     
  $ 50001 -  75000                 $62,309        $3,156                   3.80                     
  $ 75001 - 100000                 $86,370        $6,469                   3.72                     
  $100001 - 250000                $140,492       $18,084                   3.75                     
  OVER $250,000                   $486,871      $100,670                   4.35                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,379        $4,254                   2.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   NORTH OGDEN UT                                                   
                        _________________________________________________                           
  UNDER $1               29    $-1,741,934        $3,600     -0.21          63                      
  $     1  -  5000      468     $1,243,427        $7,628      0.61         131                      
  $  5001 -  10000      380     $2,737,990       $48,640      1.78         270                      
  $ 10001 -  15000      279     $3,493,464      $104,513      2.99         317                      
  $ 15001 -  20000      243     $4,217,390      $159,252      3.78         352                      
  $ 20001 -  25000      213     $4,785,166      $187,792      3.92         394                      
  $ 25001 -  30000      198     $5,441,783      $249,093      4.58         403                      
  $ 30001 -  35000      201     $6,551,864      $293,729      4.48         461                      
  $ 35001 -  40000      189     $7,063,841      $309,766      4.39         514                      
  $ 40001 -  45000      174     $7,385,597      $342,085      4.63         552                      
  $ 45001 -  50000      174     $8,310,836      $374,930      4.51         553                      
  $ 50001 -  75000      767    $47,899,664    $2,885,114      6.02       2,575                      
  $ 75001 - 100000      461    $39,517,818    $3,063,608      7.75       1,663                      
  $100001 - 250000      328    $42,766,707    $5,244,581     12.26       1,212                      
  OVER $250,000          23     $9,761,124    $2,357,528     24.15          99                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,127    $189,434,737   $15,631,859      8.25        9,559                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.9           0.0                    0.7                     
  $     1  -  5000    11.3             0.7           0.0                    1.4                     
  $  5001 -  10000     9.2             1.4           0.3                    2.8                     
  $ 10001 -  15000     6.8             1.8           0.7                    3.3                     
  $ 15001 -  20000     5.9             2.2           1.0                    3.7                     
  $ 20001 -  25000     5.2             2.5           1.2                    4.1                     
  $ 25001 -  30000     4.8             2.9           1.6                    4.2                     
  $ 30001 -  35000     4.9             3.5           1.9                    4.8                     
  $ 35001 -  40000     4.6             3.7           2.0                    5.4                     
  $ 40001 -  45000     4.2             3.9           2.2                    5.8                     
  $ 45001 -  50000     4.2             4.4           2.4                    5.8                     
  $ 50001 -  75000    18.6            25.3          18.5                   26.9                     
  $ 75001 - 100000    11.2            20.9          19.6                   17.4                     
  $100001 - 250000     7.9            22.6          33.6                   12.7                     
  OVER $250,000        0.6             5.2          15.1                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-60,067          $124                   2.17                     
  $     1  -  5000                  $2,657           $16                   0.28                     
  $  5001 -  10000                  $7,205          $128                   0.71                     
  $ 10001 -  15000                 $12,521          $375                   1.14                     
  $ 15001 -  20000                 $17,356          $655                   1.45                     
  $ 20001 -  25000                 $22,466          $882                   1.85                     
  $ 25001 -  30000                 $27,484        $1,258                   2.04                     
  $ 30001 -  35000                 $32,596        $1,461                   2.29                     
  $ 35001 -  40000                 $37,375        $1,639                   2.72                     
  $ 40001 -  45000                 $42,446        $1,966                   3.17                     
  $ 45001 -  50000                 $47,763        $2,155                   3.18                     
  $ 50001 -  75000                 $62,451        $3,762                   3.36                     
  $ 75001 - 100000                 $85,722        $6,646                   3.61                     
  $100001 - 250000                $130,386       $15,990                   3.70                     
  OVER $250,000                   $424,397      $102,501                   4.30                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,901        $3,788                   2.32                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   NORTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $1               49    $-1,163,898          $224     -0.02          67                      
  $     1  -  5000      385     $1,016,360        $2,614      0.26         209                      
  $  5001 -  10000      305     $2,288,280       $31,543      1.38         333                      
  $ 10001 -  15000      317     $3,956,752       $92,567      2.34         474                      
  $ 15001 -  20000      270     $4,719,366      $154,402      3.27         460                      
  $ 20001 -  25000      249     $5,565,110      $221,501      3.98         498                      
  $ 25001 -  30000      232     $6,356,009      $283,398      4.46         476                      
  $ 30001 -  35000      191     $6,206,897      $304,537      4.91         427                      
  $ 35001 -  40000      192     $7,219,700      $367,164      5.09         480                      
  $ 40001 -  45000      182     $7,723,520      $470,277      6.09         415                      
  $ 45001 -  50000      166     $7,863,041      $503,160      6.40         415                      
  $ 50001 -  75000      517    $31,642,095    $2,255,142      7.13       1,472                      
  $ 75001 - 100000      324    $27,815,783    $2,234,916      8.03       1,062                      
  $100001 - 250000      483    $67,554,866    $8,511,670     12.60       1,673                      
  OVER $250,000          97    $56,974,331   $14,070,658     24.70         384                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,959    $235,738,212   $29,503,773     12.52        8,845                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.5           0.0                    0.8                     
  $     1  -  5000     9.7             0.4           0.0                    2.4                     
  $  5001 -  10000     7.7             1.0           0.1                    3.8                     
  $ 10001 -  15000     8.0             1.7           0.3                    5.4                     
  $ 15001 -  20000     6.8             2.0           0.5                    5.2                     
  $ 20001 -  25000     6.3             2.4           0.8                    5.6                     
  $ 25001 -  30000     5.9             2.7           1.0                    5.4                     
  $ 30001 -  35000     4.8             2.6           1.0                    4.8                     
  $ 35001 -  40000     4.8             3.1           1.2                    5.4                     
  $ 40001 -  45000     4.6             3.3           1.6                    4.7                     
  $ 45001 -  50000     4.2             3.3           1.7                    4.7                     
  $ 50001 -  75000    13.1            13.4           7.6                   16.6                     
  $ 75001 - 100000     8.2            11.8           7.6                   12.0                     
  $100001 - 250000    12.2            28.7          28.8                   18.9                     
  OVER $250,000        2.5            24.2          47.7                    4.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,753            $5                   1.37                     
  $     1  -  5000                  $2,640            $7                   0.54                     
  $  5001 -  10000                  $7,503          $103                   1.09                     
  $ 10001 -  15000                 $12,482          $292                   1.50                     
  $ 15001 -  20000                 $17,479          $572                   1.70                     
  $ 20001 -  25000                 $22,350          $890                   2.00                     
  $ 25001 -  30000                 $27,397        $1,222                   2.05                     
  $ 30001 -  35000                 $32,497        $1,594                   2.24                     
  $ 35001 -  40000                 $37,603        $1,912                   2.50                     
  $ 40001 -  45000                 $42,437        $2,584                   2.28                     
  $ 45001 -  50000                 $47,368        $3,031                   2.50                     
  $ 50001 -  75000                 $61,203        $4,362                   2.85                     
  $ 75001 - 100000                 $85,851        $6,898                   3.28                     
  $100001 - 250000                $139,865       $17,623                   3.46                     
  OVER $250,000                   $587,364      $145,058                   3.96                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $59,545        $7,452                   2.23                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   OGDEN UT                                                         
                        _________________________________________________                           
  UNDER $1              320    $-7,767,954       $15,932     -0.21         515                      
  $     1  -  5000    4,037    $10,994,698       $26,840      0.24       3,476                      
  $  5001 -  10000    4,613    $34,519,277      $331,265      0.96       5,906                      
  $ 10001 -  15000    4,945    $62,105,042    $1,278,892      2.06       8,029                      
  $ 15001 -  20000    4,773    $83,566,399    $2,371,132      2.84       9,215                      
  $ 20001 -  25000    4,243    $95,177,171    $3,329,544      3.50       9,133                      
  $ 25001 -  30000    3,731   $102,365,350    $4,387,186      4.29       8,370                      
  $ 30001 -  35000    3,220   $104,377,549    $5,157,787      4.94       7,391                      
  $ 35001 -  40000    2,649    $99,061,939    $5,356,809      5.41       6,377                      
  $ 40001 -  45000    2,303    $97,825,791    $5,739,948      5.87       5,920                      
  $ 45001 -  50000    2,011    $95,591,385    $6,283,945      6.57       5,218                      
  $ 50001 -  75000    6,578   $400,527,083   $30,638,809      7.65      18,310                      
  $ 75001 - 100000    3,157   $270,471,231   $25,323,910      9.36       9,452                      
  $100001 - 250000    2,478   $333,729,886   $45,000,970     13.48       7,412                      
  OVER $250,000         313   $187,801,639   $42,432,403     22.59         983                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             49,371  $1,970,346,486  $177,675,372      9.02      105,707                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.4           0.0                    0.5                     
  $     1  -  5000     8.2             0.6           0.0                    3.3                     
  $  5001 -  10000     9.3             1.8           0.2                    5.6                     
  $ 10001 -  15000    10.0             3.2           0.7                    7.6                     
  $ 15001 -  20000     9.7             4.2           1.3                    8.7                     
  $ 20001 -  25000     8.6             4.8           1.9                    8.6                     
  $ 25001 -  30000     7.6             5.2           2.5                    7.9                     
  $ 30001 -  35000     6.5             5.3           2.9                    7.0                     
  $ 35001 -  40000     5.4             5.0           3.0                    6.0                     
  $ 40001 -  45000     4.7             5.0           3.2                    5.6                     
  $ 45001 -  50000     4.1             4.9           3.5                    4.9                     
  $ 50001 -  75000    13.3            20.3          17.2                   17.3                     
  $ 75001 - 100000     6.4            13.7          14.3                    8.9                     
  $100001 - 250000     5.0            16.9          25.3                    7.0                     
  OVER $250,000        0.6             9.5          23.9                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-24,275           $50                   1.61                     
  $     1  -  5000                  $2,723            $7                   0.86                     
  $  5001 -  10000                  $7,483           $72                   1.28                     
  $ 10001 -  15000                 $12,559          $259                   1.62                     
  $ 15001 -  20000                 $17,508          $497                   1.93                     
  $ 20001 -  25000                 $22,432          $785                   2.15                     
  $ 25001 -  30000                 $27,436        $1,176                   2.24                     
  $ 30001 -  35000                 $32,415        $1,602                   2.30                     
  $ 35001 -  40000                 $37,396        $2,022                   2.41                     
  $ 40001 -  45000                 $42,478        $2,492                   2.57                     
  $ 45001 -  50000                 $47,534        $3,125                   2.59                     
  $ 50001 -  75000                 $60,889        $4,658                   2.78                     
  $ 75001 - 100000                 $85,673        $8,022                   2.99                     
  $100001 - 250000                $134,677       $18,160                   2.99                     
  OVER $250,000                   $600,005      $135,567                   3.14                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,909        $3,599                   2.14                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   OREM UT                                                          
                        _________________________________________________                           
  UNDER $1              341   $-15,977,146       $16,269     -0.10         619                      
  $     1  -  5000    3,436     $9,373,521       $25,544      0.27       2,052                      
  $  5001 -  10000    3,608    $26,942,550      $330,653      1.23       3,959                      
  $ 10001 -  15000    3,293    $41,012,037      $852,449      2.08       5,542                      
  $ 15001 -  20000    2,995    $52,251,054    $1,356,089      2.60       6,164                      
  $ 20001 -  25000    2,586    $57,981,114    $1,839,176      3.17       6,093                      
  $ 25001 -  30000    2,083    $57,087,693    $1,982,846      3.47       5,400                      
  $ 30001 -  35000    1,720    $55,833,841    $2,067,977      3.70       4,813                      
  $ 35001 -  40000    1,450    $54,201,572    $2,209,999      4.08       4,155                      
  $ 40001 -  45000    1,290    $54,708,122    $2,394,021      4.38       3,973                      
  $ 45001 -  50000    1,042    $49,476,460    $2,360,006      4.77       3,350                      
  $ 50001 -  75000    3,725   $227,526,706   $13,199,205      5.80      12,789                      
  $ 75001 - 100000    1,922   $165,158,418   $12,160,407      7.36       7,104                      
  $100001 - 250000    1,600   $217,762,199   $26,067,083     11.97       6,217                      
  OVER $250,000         201   $110,665,815   $25,148,377     22.72         799                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             31,292  $1,164,003,956   $92,010,101      7.90       73,029                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.4           0.0                    0.8                     
  $     1  -  5000    11.0             0.8           0.0                    2.8                     
  $  5001 -  10000    11.5             2.3           0.4                    5.4                     
  $ 10001 -  15000    10.5             3.5           0.9                    7.6                     
  $ 15001 -  20000     9.6             4.5           1.5                    8.4                     
  $ 20001 -  25000     8.3             5.0           2.0                    8.3                     
  $ 25001 -  30000     6.7             4.9           2.2                    7.4                     
  $ 30001 -  35000     5.5             4.8           2.2                    6.6                     
  $ 35001 -  40000     4.6             4.7           2.4                    5.7                     
  $ 40001 -  45000     4.1             4.7           2.6                    5.4                     
  $ 45001 -  50000     3.3             4.3           2.6                    4.6                     
  $ 50001 -  75000    11.9            19.5          14.3                   17.5                     
  $ 75001 - 100000     6.1            14.2          13.2                    9.7                     
  $100001 - 250000     5.1            18.7          28.3                    8.5                     
  OVER $250,000        0.6             9.5          27.3                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-46,854           $48                   1.82                     
  $     1  -  5000                  $2,728            $7                   0.60                     
  $  5001 -  10000                  $7,467           $92                   1.10                     
  $ 10001 -  15000                 $12,454          $259                   1.68                     
  $ 15001 -  20000                 $17,446          $453                   2.06                     
  $ 20001 -  25000                 $22,421          $711                   2.36                     
  $ 25001 -  30000                 $27,406          $952                   2.59                     
  $ 30001 -  35000                 $32,462        $1,202                   2.80                     
  $ 35001 -  40000                 $37,380        $1,524                   2.87                     
  $ 40001 -  45000                 $42,409        $1,856                   3.08                     
  $ 45001 -  50000                 $47,482        $2,265                   3.21                     
  $ 50001 -  75000                 $61,081        $3,543                   3.43                     
  $ 75001 - 100000                 $85,930        $6,327                   3.70                     
  $100001 - 250000                $136,101       $16,292                   3.89                     
  OVER $250,000                   $550,576      $125,116                   3.98                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,198        $2,940                   2.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   OTHER TOWNS                                                      
                        _________________________________________________                           
  UNDER $1              701   $-27,409,280       $13,558     -0.05       1,465                      
  $     1  -  5000    4,336    $11,874,030       $29,425      0.25       3,067                      
  $  5001 -  10000    4,322    $32,169,871      $360,960      1.12       5,288                      
  $ 10001 -  15000    4,031    $50,227,124      $990,049      1.97       7,359                      
  $ 15001 -  20000    3,696    $64,311,717    $1,585,829      2.47       7,929                      
  $ 20001 -  25000    2,986    $66,903,207    $2,149,294      3.21       7,083                      
  $ 25001 -  30000    2,688    $73,803,724    $2,683,548      3.64       7,043                      
  $ 30001 -  35000    2,360    $76,581,223    $2,984,024      3.90       6,707                      
  $ 35001 -  40000    2,238    $83,903,504    $3,419,242      4.08       6,849                      
  $ 40001 -  45000    1,919    $81,423,634    $3,479,042      4.27       6,176                      
  $ 45001 -  50000    1,773    $84,226,111    $4,035,670      4.79       5,952                      
  $ 50001 -  75000    6,567   $401,156,563   $24,806,512      6.18      22,590                      
  $ 75001 - 100000    2,728   $232,482,757   $19,185,713      8.25       9,299                      
  $100001 - 250000    1,676   $221,092,659   $27,796,692     12.57       5,662                      
  OVER $250,000         188    $86,501,657   $17,941,951     20.74         584                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             42,209  $1,539,248,501  $111,461,509      7.24      103,053                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -1.8           0.0                    1.4                     
  $     1  -  5000    10.3             0.8           0.0                    3.0                     
  $  5001 -  10000    10.2             2.1           0.3                    5.1                     
  $ 10001 -  15000     9.6             3.3           0.9                    7.1                     
  $ 15001 -  20000     8.8             4.2           1.4                    7.7                     
  $ 20001 -  25000     7.1             4.3           1.9                    6.9                     
  $ 25001 -  30000     6.4             4.8           2.4                    6.8                     
  $ 30001 -  35000     5.6             5.0           2.7                    6.5                     
  $ 35001 -  40000     5.3             5.5           3.1                    6.6                     
  $ 40001 -  45000     4.5             5.3           3.1                    6.0                     
  $ 45001 -  50000     4.2             5.5           3.6                    5.8                     
  $ 50001 -  75000    15.6            26.1          22.3                   21.9                     
  $ 75001 - 100000     6.5            15.1          17.2                    9.0                     
  $100001 - 250000     4.0            14.4          24.9                    5.5                     
  OVER $250,000        0.4             5.6          16.1                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-39,100           $19                   2.09                     
  $     1  -  5000                  $2,738            $7                   0.71                     
  $  5001 -  10000                  $7,443           $84                   1.22                     
  $ 10001 -  15000                 $12,460          $246                   1.83                     
  $ 15001 -  20000                 $17,400          $429                   2.15                     
  $ 20001 -  25000                 $22,406          $720                   2.37                     
  $ 25001 -  30000                 $27,457          $998                   2.62                     
  $ 30001 -  35000                 $32,450        $1,264                   2.84                     
  $ 35001 -  40000                 $37,490        $1,528                   3.06                     
  $ 40001 -  45000                 $42,430        $1,813                   3.22                     
  $ 45001 -  50000                 $47,505        $2,276                   3.36                     
  $ 50001 -  75000                 $61,087        $3,777                   3.44                     
  $ 75001 - 100000                 $85,221        $7,033                   3.41                     
  $100001 - 250000                $131,917       $16,585                   3.38                     
  OVER $250,000                   $460,115       $95,436                   3.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,467        $2,641                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PANGIUTCH UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         113      $-586,472        $2,572     -0.44          57                      
  $  5001 -  10000      102       $725,486        $8,590      1.18         115                      
  $ 10001 -  15000       81     $1,003,408       $18,587      1.85         145                      
  $ 15001 -  20000       81     $1,426,521       $38,189      2.68         162                      
  $ 20001 -  25000       54     $1,197,462       $38,750      3.24         118                      
  $ 25001 -  30000       28       $762,223       $16,733      2.20          86                      
  $ 30001 -  35000       50     $1,617,884       $62,804      3.88         134                      
  $ 35001 -  40000       48     $1,813,953       $91,678      5.05         129                      
  $ 40001 -  45000       40     $1,709,894       $81,537      4.77         121                      
  $ 45001 -  50000       28     $1,331,076       $80,379      6.04          74                      
  $ 50001 -  75000       86     $5,328,697      $321,643      6.04         293                      
  $ 75001 - 100000       34     $2,923,872      $263,435      9.01         107                      
  $100001 - 250000       17     $2,035,782      $209,635     10.30          71                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                762     $21,289,786    $1,234,532      5.80        1,612                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.8            -2.8           0.2                    3.5                     
  $  5001 -  10000    13.4             3.4           0.7                    7.1                     
  $ 10001 -  15000    10.6             4.7           1.5                    9.0                     
  $ 15001 -  20000    10.6             6.7           3.1                   10.0                     
  $ 20001 -  25000     7.1             5.6           3.1                    7.3                     
  $ 25001 -  30000     3.7             3.6           1.4                    5.3                     
  $ 30001 -  35000     6.6             7.6           5.1                    8.3                     
  $ 35001 -  40000     6.3             8.5           7.4                    8.0                     
  $ 40001 -  45000     5.2             8.0           6.6                    7.5                     
  $ 45001 -  50000     3.7             6.3           6.5                    4.6                     
  $ 50001 -  75000    11.3            25.0          26.1                   18.2                     
  $ 75001 - 100000     4.5            13.7          21.3                    6.6                     
  $100001 - 250000     2.2             9.6          17.0                    4.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-5,190           $23                   0.50                     
  $  5001 -  10000                  $7,113           $84                   1.13                     
  $ 10001 -  15000                 $12,388          $229                   1.79                     
  $ 15001 -  20000                 $17,611          $471                   2.00                     
  $ 20001 -  25000                 $22,175          $718                   2.19                     
  $ 25001 -  30000                 $27,222          $598                   3.07                     
  $ 30001 -  35000                 $32,358        $1,256                   2.68                     
  $ 35001 -  40000                 $37,791        $1,910                   2.69                     
  $ 40001 -  45000                 $42,747        $2,038                   3.03                     
  $ 45001 -  50000                 $47,538        $2,871                   2.64                     
  $ 50001 -  75000                 $61,962        $3,740                   3.41                     
  $ 75001 - 100000                 $85,996        $7,748                   3.15                     
  $100001 - 250000                $119,752       $12,331                   4.18                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,939        $1,620                   2.12                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PARK CITY UT                                                     
                        _________________________________________________                           
  UNDER $1              246   $-15,439,799        $6,977     -0.05         282                      
  $     1  -  5000      919     $2,388,737       $22,404      0.94         454                      
  $  5001 -  10000      840     $6,193,897       $92,862      1.50         811                      
  $ 10001 -  15000      722     $8,994,633      $224,171      2.49       1,068                      
  $ 15001 -  20000      723    $12,640,329      $439,091      3.47       1,299                      
  $ 20001 -  25000      643    $14,419,080      $663,189      4.60       1,269                      
  $ 25001 -  30000      506    $13,860,076      $751,573      5.42         980                      
  $ 30001 -  35000      458    $14,857,367      $903,132      6.08         905                      
  $ 35001 -  40000      371    $13,902,491      $961,339      6.91         687                      
  $ 40001 -  45000      315    $13,361,230      $905,194      6.77         658                      
  $ 45001 -  50000      311    $14,754,934    $1,165,284      7.90         607                      
  $ 50001 -  75000    1,059    $65,598,067    $5,383,157      8.21       2,416                      
  $ 75001 - 100000      824    $71,691,008    $6,467,828      9.02       2,227                      
  $100001 - 250000    1,786   $270,418,152   $38,887,660     14.38       5,273                      
  OVER $250,000         594   $365,351,539   $85,165,388     23.31       1,786                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,317    $872,991,741  $142,039,249     16.27       20,722                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.4            -1.8           0.0                    1.4                     
  $     1  -  5000     8.9             0.3           0.0                    2.2                     
  $  5001 -  10000     8.1             0.7           0.1                    3.9                     
  $ 10001 -  15000     7.0             1.0           0.2                    5.2                     
  $ 15001 -  20000     7.0             1.4           0.3                    6.3                     
  $ 20001 -  25000     6.2             1.7           0.5                    6.1                     
  $ 25001 -  30000     4.9             1.6           0.5                    4.7                     
  $ 30001 -  35000     4.4             1.7           0.6                    4.4                     
  $ 35001 -  40000     3.6             1.6           0.7                    3.3                     
  $ 40001 -  45000     3.1             1.5           0.6                    3.2                     
  $ 45001 -  50000     3.0             1.7           0.8                    2.9                     
  $ 50001 -  75000    10.3             7.5           3.8                   11.7                     
  $ 75001 - 100000     8.0             8.2           4.6                   10.7                     
  $100001 - 250000    17.3            31.0          27.4                   25.4                     
  OVER $250,000        5.8            41.9          60.0                    8.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-62,763           $28                   1.15                     
  $     1  -  5000                  $2,599           $24                   0.49                     
  $  5001 -  10000                  $7,374          $111                   0.97                     
  $ 10001 -  15000                 $12,458          $310                   1.48                     
  $ 15001 -  20000                 $17,483          $607                   1.80                     
  $ 20001 -  25000                 $22,425        $1,031                   1.97                     
  $ 25001 -  30000                 $27,391        $1,485                   1.94                     
  $ 30001 -  35000                 $32,440        $1,972                   1.98                     
  $ 35001 -  40000                 $37,473        $2,591                   1.85                     
  $ 40001 -  45000                 $42,417        $2,874                   2.09                     
  $ 45001 -  50000                 $47,444        $3,747                   1.95                     
  $ 50001 -  75000                 $61,943        $5,083                   2.28                     
  $ 75001 - 100000                 $87,004        $7,849                   2.70                     
  $100001 - 250000                $151,410       $21,774                   2.95                     
  OVER $250,000                   $615,070      $143,376                   3.01                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $84,617       $13,767                   2.01                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PAROWAN UT                                                       
                        _________________________________________________                           
  UNDER $1               21    $-1,891,005            $0      0.00          46                      
  $     1  -  5000       88       $250,423           $47      0.02          70                      
  $  5001 -  10000      126       $968,063        $9,548      0.99         165                      
  $ 10001 -  15000      112     $1,383,631       $26,954      1.95         183                      
  $ 15001 -  20000      112     $1,935,071       $42,488      2.20         238                      
  $ 20001 -  25000       75     $1,669,195       $50,145      3.00         187                      
  $ 25001 -  30000       83     $2,247,746       $93,920      4.18         186                      
  $ 30001 -  35000       62     $2,023,554       $65,037      3.21         175                      
  $ 35001 -  40000       56     $2,087,788       $69,813      3.34         185                      
  $ 40001 -  45000       49     $2,069,666      $101,115      4.89         140                      
  $ 45001 -  50000       41     $1,939,416       $94,942      4.90         121                      
  $ 50001 -  75000      130     $7,915,487      $472,915      5.97         476                      
  $ 75001 - 100000       52     $4,347,482      $379,305      8.72         161                      
  OVER $100,000          33     $5,092,504      $781,218     15.34          89                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,040     $32,039,021    $2,187,447      6.83        2,422                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.0            -5.9           0.0                    1.9                     
  $     1  -  5000     8.5             0.8           0.0                    2.9                     
  $  5001 -  10000    12.1             3.0           0.4                    6.8                     
  $ 10001 -  15000    10.8             4.3           1.2                    7.6                     
  $ 15001 -  20000    10.8             6.0           1.9                    9.8                     
  $ 20001 -  25000     7.2             5.2           2.3                    7.7                     
  $ 25001 -  30000     8.0             7.0           4.3                    7.7                     
  $ 30001 -  35000     6.0             6.3           3.0                    7.2                     
  $ 35001 -  40000     5.4             6.5           3.2                    7.6                     
  $ 40001 -  45000     4.7             6.5           4.6                    5.8                     
  $ 45001 -  50000     3.9             6.1           4.3                    5.0                     
  $ 50001 -  75000    12.5            24.7          21.6                   19.7                     
  $ 75001 - 100000     5.0            13.6          17.3                    6.6                     
  OVER $100,000        3.2            15.9          35.7                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-90,048            $0                   2.19                     
  $     1  -  5000                  $2,846            $1                   0.80                     
  $  5001 -  10000                  $7,683           $76                   1.31                     
  $ 10001 -  15000                 $12,354          $241                   1.63                     
  $ 15001 -  20000                 $17,277          $379                   2.13                     
  $ 20001 -  25000                 $22,256          $669                   2.49                     
  $ 25001 -  30000                 $27,081        $1,132                   2.24                     
  $ 30001 -  35000                 $32,638        $1,049                   2.82                     
  $ 35001 -  40000                 $37,282        $1,247                   3.30                     
  $ 40001 -  45000                 $42,238        $2,064                   2.86                     
  $ 45001 -  50000                 $47,303        $2,316                   2.95                     
  $ 50001 -  75000                 $60,888        $3,638                   3.66                     
  $ 75001 - 100000                 $83,605        $7,294                   3.10                     
  OVER $100,000                   $154,318       $23,673                   2.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,807        $2,103                   2.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PAYSON UT                                                        
                        _________________________________________________                           
  UNDER $1               49    $-2,961,455        $5,987     -0.20         120                      
  $     1  -  5000      580     $1,591,055        $1,550      0.10         348                      
  $  5001 -  10000      556     $4,119,223       $46,474      1.13         638                      
  $ 10001 -  15000      542     $6,762,993      $141,156      2.09         944                      
  $ 15001 -  20000      561     $9,758,830      $230,427      2.36       1,211                      
  $ 20001 -  25000      472    $10,524,291      $296,649      2.82       1,174                      
  $ 25001 -  30000      433    $11,897,681      $386,377      3.25       1,171                      
  $ 30001 -  35000      384    $12,468,311      $421,333      3.38       1,170                      
  $ 35001 -  40000      392    $14,704,838      $453,430      3.08       1,331                      
  $ 40001 -  45000      347    $14,720,773      $469,605      3.19       1,214                      
  $ 45001 -  50000      354    $16,827,092      $632,222      3.76       1,298                      
  $ 50001 -  75000    1,182    $71,990,703    $3,652,519      5.07       4,400                      
  $ 75001 - 100000      426    $36,177,395    $2,515,897      6.95       1,630                      
  $100001 - 250000      212    $27,278,859    $3,124,800     11.46         814                      
  OVER $250,000          18    $11,346,389    $2,787,965     24.57          67                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,508    $247,206,978   $15,166,391      6.14       17,530                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.2           0.0                    0.7                     
  $     1  -  5000     8.9             0.6           0.0                    2.0                     
  $  5001 -  10000     8.5             1.7           0.3                    3.6                     
  $ 10001 -  15000     8.3             2.7           0.9                    5.4                     
  $ 15001 -  20000     8.6             3.9           1.5                    6.9                     
  $ 20001 -  25000     7.3             4.3           2.0                    6.7                     
  $ 25001 -  30000     6.7             4.8           2.5                    6.7                     
  $ 30001 -  35000     5.9             5.0           2.8                    6.7                     
  $ 35001 -  40000     6.0             5.9           3.0                    7.6                     
  $ 40001 -  45000     5.3             6.0           3.1                    6.9                     
  $ 45001 -  50000     5.4             6.8           4.2                    7.4                     
  $ 50001 -  75000    18.2            29.1          24.1                   25.1                     
  $ 75001 - 100000     6.5            14.6          16.6                    9.3                     
  $100001 - 250000     3.3            11.0          20.6                    4.6                     
  OVER $250,000        0.3             4.6          18.4                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-60,438          $122                   2.45                     
  $     1  -  5000                  $2,743            $3                   0.60                     
  $  5001 -  10000                  $7,409           $84                   1.15                     
  $ 10001 -  15000                 $12,478          $260                   1.74                     
  $ 15001 -  20000                 $17,395          $411                   2.16                     
  $ 20001 -  25000                 $22,297          $628                   2.49                     
  $ 25001 -  30000                 $27,477          $892                   2.70                     
  $ 30001 -  35000                 $32,470        $1,097                   3.05                     
  $ 35001 -  40000                 $37,512        $1,157                   3.40                     
  $ 40001 -  45000                 $42,423        $1,353                   3.50                     
  $ 45001 -  50000                 $47,534        $1,786                   3.67                     
  $ 50001 -  75000                 $60,906        $3,090                   3.72                     
  $ 75001 - 100000                 $84,923        $5,906                   3.83                     
  $100001 - 250000                $128,674       $14,740                   3.84                     
  OVER $250,000                   $630,355      $154,887                   3.72                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,985        $2,330                   2.69                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PERRY UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000         120    $-4,281,186        $1,193     -0.03          45                      
  $  5001 -  10000       69       $506,291        $8,633      1.71          62                      
  $ 10001 -  15000       59       $721,929       $18,605      2.58          68                      
  $ 15001 -  20000       65     $1,123,215       $33,159      2.95          97                      
  $ 20001 -  25000       74     $1,658,327       $62,424      3.76         139                      
  $ 25001 -  30000       50     $1,365,114       $50,028      3.66         104                      
  $ 30001 -  35000       52     $1,676,610       $62,735      3.74         132                      
  $ 35001 -  40000       65     $2,431,001       $96,098      3.95         187                      
  $ 40001 -  45000       58     $2,461,415       $98,184      3.99         179                      
  $ 45001 -  50000       44     $2,090,317      $102,032      4.88         132                      
  $ 50001 -  75000      264    $16,281,451      $856,592      5.26         971                      
  $ 75001 - 100000      140    $12,054,525      $909,645      7.55         511                      
  OVER $100,000          88    $14,302,662    $2,274,394     15.90         305                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,148     $52,391,671    $4,573,722      8.73        2,932                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.5            -8.2           0.0                    1.5                     
  $  5001 -  10000     6.0             1.0           0.2                    2.1                     
  $ 10001 -  15000     5.1             1.4           0.4                    2.3                     
  $ 15001 -  20000     5.7             2.1           0.7                    3.3                     
  $ 20001 -  25000     6.4             3.2           1.4                    4.7                     
  $ 25001 -  30000     4.4             2.6           1.1                    3.5                     
  $ 30001 -  35000     4.5             3.2           1.4                    4.5                     
  $ 35001 -  40000     5.7             4.6           2.1                    6.4                     
  $ 40001 -  45000     5.1             4.7           2.1                    6.1                     
  $ 45001 -  50000     3.8             4.0           2.2                    4.5                     
  $ 50001 -  75000    23.0            31.1          18.7                   33.1                     
  $ 75001 - 100000    12.2            23.0          19.9                   17.4                     
  OVER $100,000        7.7            27.3          49.7                   10.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                   $-35,677           $10                   0.38                     
  $  5001 -  10000                  $7,338          $125                   0.90                     
  $ 10001 -  15000                 $12,236          $315                   1.15                     
  $ 15001 -  20000                 $17,280          $510                   1.49                     
  $ 20001 -  25000                 $22,410          $844                   1.88                     
  $ 25001 -  30000                 $27,302        $1,001                   2.08                     
  $ 30001 -  35000                 $32,243        $1,206                   2.54                     
  $ 35001 -  40000                 $37,400        $1,478                   2.88                     
  $ 40001 -  45000                 $42,438        $1,693                   3.09                     
  $ 45001 -  50000                 $47,507        $2,319                   3.00                     
  $ 50001 -  75000                 $61,672        $3,245                   3.68                     
  $ 75001 - 100000                 $86,104        $6,497                   3.65                     
  OVER $100,000                   $162,530       $25,845                   3.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,637        $3,984                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PLAIN CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               10      $-212,163          $220     -0.10          16                      
  $     1  -  5000      150       $374,749          $861      0.23          33                      
  $  5001 -  10000       87       $615,965       $11,048      1.79          48                      
  $ 10001 -  15000       74       $928,052       $27,204      2.93          73                      
  $ 15001 -  20000       66     $1,151,078       $38,072      3.31         117                      
  $ 20001 -  25000       49     $1,110,691       $51,572      4.64          79                      
  $ 25001 -  30000       47     $1,308,159       $51,374      3.93         105                      
  $ 30001 -  35000       54     $1,752,746       $51,187      2.92         168                      
  $ 35001 -  40000       51     $1,915,020       $98,963      5.17         133                      
  $ 40001 -  45000       63     $2,678,265      $101,741      3.80         198                      
  $ 45001 -  50000       60     $2,859,690      $113,957      3.98         191                      
  $ 50001 -  75000      255    $15,942,267      $883,690      5.54         899                      
  $ 75001 - 100000      162    $13,839,690    $1,102,669      7.97         568                      
  OVER $100,000          89    $11,254,042    $1,427,084     12.68         304                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,217     $55,518,251    $3,959,642      7.13        2,932                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.4           0.0                    0.5                     
  $     1  -  5000    12.3             0.7           0.0                    1.1                     
  $  5001 -  10000     7.1             1.1           0.3                    1.6                     
  $ 10001 -  15000     6.1             1.7           0.7                    2.5                     
  $ 15001 -  20000     5.4             2.1           1.0                    4.0                     
  $ 20001 -  25000     4.0             2.0           1.3                    2.7                     
  $ 25001 -  30000     3.9             2.4           1.3                    3.6                     
  $ 30001 -  35000     4.4             3.2           1.3                    5.7                     
  $ 35001 -  40000     4.2             3.4           2.5                    4.5                     
  $ 40001 -  45000     5.2             4.8           2.6                    6.8                     
  $ 45001 -  50000     4.9             5.2           2.9                    6.5                     
  $ 50001 -  75000    21.0            28.7          22.3                   30.7                     
  $ 75001 - 100000    13.3            24.9          27.8                   19.4                     
  OVER $100,000        7.3            20.3          36.0                   10.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,216           $22                   1.60                     
  $     1  -  5000                  $2,498            $6                   0.22                     
  $  5001 -  10000                  $7,080          $127                   0.55                     
  $ 10001 -  15000                 $12,541          $368                   0.99                     
  $ 15001 -  20000                 $17,441          $577                   1.77                     
  $ 20001 -  25000                 $22,667        $1,052                   1.61                     
  $ 25001 -  30000                 $27,833        $1,093                   2.23                     
  $ 30001 -  35000                 $32,458          $948                   3.11                     
  $ 35001 -  40000                 $37,549        $1,940                   2.61                     
  $ 40001 -  45000                 $42,512        $1,615                   3.14                     
  $ 45001 -  50000                 $47,662        $1,899                   3.18                     
  $ 50001 -  75000                 $62,519        $3,465                   3.53                     
  $ 75001 - 100000                 $85,430        $6,807                   3.51                     
  OVER $100,000                   $126,450       $16,035                   3.42                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,619        $3,254                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PLEASANT GROVE UT                                                
                        _________________________________________________                           
  UNDER $1               67    $-2,258,601            $0      0.00         170                      
  $     1  -  5000      865     $2,311,163        $5,270      0.23         454                      
  $  5001 -  10000      858     $6,335,450       $88,980      1.40         864                      
  $ 10001 -  15000      789     $9,851,388      $214,828      2.18       1,343                      
  $ 15001 -  20000      700    $12,219,858      $316,530      2.59       1,477                      
  $ 20001 -  25000      598    $13,464,267      $408,483      3.03       1,419                      
  $ 25001 -  30000      531    $14,602,482      $495,499      3.39       1,359                      
  $ 30001 -  35000      487    $15,760,457      $600,109      3.81       1,299                      
  $ 35001 -  40000      435    $16,303,051      $628,764      3.86       1,297                      
  $ 40001 -  45000      434    $18,467,051      $640,753      3.47       1,496                      
  $ 45001 -  50000      422    $19,991,785      $749,979      3.75       1,458                      
  $ 50001 -  75000    1,574    $96,317,437    $4,682,506      4.86       5,966                      
  $ 75001 - 100000      829    $71,383,544    $4,660,606      6.53       3,322                      
  $100001 - 250000      619    $81,085,961    $8,741,636     10.78       2,602                      
  OVER $250,000          65    $35,678,965    $7,795,125     21.85         248                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,273    $411,514,258   $30,029,068      7.30       24,774                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.5           0.0                    0.7                     
  $     1  -  5000     9.3             0.6           0.0                    1.8                     
  $  5001 -  10000     9.3             1.5           0.3                    3.5                     
  $ 10001 -  15000     8.5             2.4           0.7                    5.4                     
  $ 15001 -  20000     7.5             3.0           1.1                    6.0                     
  $ 20001 -  25000     6.4             3.3           1.4                    5.7                     
  $ 25001 -  30000     5.7             3.5           1.7                    5.5                     
  $ 30001 -  35000     5.3             3.8           2.0                    5.2                     
  $ 35001 -  40000     4.7             4.0           2.1                    5.2                     
  $ 40001 -  45000     4.7             4.5           2.1                    6.0                     
  $ 45001 -  50000     4.6             4.9           2.5                    5.9                     
  $ 50001 -  75000    17.0            23.4          15.6                   24.1                     
  $ 75001 - 100000     8.9            17.3          15.5                   13.4                     
  $100001 - 250000     6.7            19.7          29.1                   10.5                     
  OVER $250,000        0.7             8.7          26.0                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-33,710            $0                   2.54                     
  $     1  -  5000                  $2,672            $6                   0.52                     
  $  5001 -  10000                  $7,384          $104                   1.01                     
  $ 10001 -  15000                 $12,486          $272                   1.70                     
  $ 15001 -  20000                 $17,457          $452                   2.11                     
  $ 20001 -  25000                 $22,515          $683                   2.37                     
  $ 25001 -  30000                 $27,500          $933                   2.56                     
  $ 30001 -  35000                 $32,362        $1,232                   2.67                     
  $ 35001 -  40000                 $37,478        $1,445                   2.98                     
  $ 40001 -  45000                 $42,551        $1,476                   3.45                     
  $ 45001 -  50000                 $47,374        $1,777                   3.45                     
  $ 50001 -  75000                 $61,193        $2,975                   3.79                     
  $ 75001 - 100000                 $86,108        $5,622                   4.01                     
  $100001 - 250000                $130,995       $14,122                   4.20                     
  OVER $250,000                   $548,907      $119,925                   3.82                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $44,378        $3,238                   2.67                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PLEASANT VIEW UT                                                 
                        _________________________________________________                           
  UNDER $1               18      $-557,063            $0      0.00          32                      
  $     1  -  5000      179       $488,980        $1,698      0.35          60                      
  $  5001 -  10000      129       $929,504       $18,924      2.04          85                      
  $ 10001 -  15000       84     $1,038,789       $30,659      2.95          90                      
  $ 15001 -  20000       72     $1,247,068       $34,666      2.78         118                      
  $ 20001 -  25000       66     $1,470,095       $60,106      4.09         129                      
  $ 25001 -  30000       58     $1,578,183       $65,826      4.17         132                      
  $ 30001 -  35000       44     $1,435,317       $58,492      4.08         108                      
  $ 35001 -  40000       34     $1,269,250       $64,572      5.09          93                      
  $ 40001 -  45000       49     $2,075,637      $101,634      4.90         144                      
  $ 45001 -  50000       38     $1,807,284       $87,364      4.83         122                      
  $ 50001 -  75000      196    $12,348,617      $730,551      5.92         656                      
  $ 75001 - 100000      185    $15,976,700    $1,097,720      6.87         728                      
  $100001 - 250000      190    $26,077,992    $3,147,858     12.07         708                      
  OVER $250,000          17     $5,894,412    $1,241,976     21.07          66                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,359     $73,080,765    $6,742,046      9.23        3,271                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -0.8           0.0                    1.0                     
  $     1  -  5000    13.2             0.7           0.0                    1.8                     
  $  5001 -  10000     9.5             1.3           0.3                    2.6                     
  $ 10001 -  15000     6.2             1.4           0.5                    2.8                     
  $ 15001 -  20000     5.3             1.7           0.5                    3.6                     
  $ 20001 -  25000     4.9             2.0           0.9                    3.9                     
  $ 25001 -  30000     4.3             2.2           1.0                    4.0                     
  $ 30001 -  35000     3.2             2.0           0.9                    3.3                     
  $ 35001 -  40000     2.5             1.7           1.0                    2.8                     
  $ 40001 -  45000     3.6             2.8           1.5                    4.4                     
  $ 45001 -  50000     2.8             2.5           1.3                    3.7                     
  $ 50001 -  75000    14.4            16.9          10.8                   20.1                     
  $ 75001 - 100000    13.6            21.9          16.3                   22.3                     
  $100001 - 250000    14.0            35.7          46.7                   21.6                     
  OVER $250,000        1.3             8.1          18.4                    2.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-30,948            $0                   1.78                     
  $     1  -  5000                  $2,732            $9                   0.34                     
  $  5001 -  10000                  $7,205          $147                   0.66                     
  $ 10001 -  15000                 $12,367          $365                   1.07                     
  $ 15001 -  20000                 $17,320          $481                   1.64                     
  $ 20001 -  25000                 $22,274          $911                   1.95                     
  $ 25001 -  30000                 $27,210        $1,135                   2.28                     
  $ 30001 -  35000                 $32,621        $1,329                   2.45                     
  $ 35001 -  40000                 $37,331        $1,899                   2.74                     
  $ 40001 -  45000                 $42,360        $2,074                   2.94                     
  $ 45001 -  50000                 $47,560        $2,299                   3.21                     
  $ 50001 -  75000                 $63,003        $3,727                   3.35                     
  $ 75001 - 100000                 $86,361        $5,934                   3.94                     
  $100001 - 250000                $137,253       $16,568                   3.73                     
  OVER $250,000                   $346,730       $73,057                   3.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,775        $4,961                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PRICE UT                                                         
                        _________________________________________________                           
  UNDER $1               34      $-273,709            $0      0.00          57                      
  $     1  -  5000      540     $1,445,895        $3,276      0.23         420                      
  $  5001 -  10000      579     $4,295,428       $43,575      1.01         701                      
  $ 10001 -  15000      444     $5,502,524      $104,489      1.90         765                      
  $ 15001 -  20000      356     $6,163,448      $164,831      2.67         694                      
  $ 20001 -  25000      292     $6,532,269      $227,783      3.49         602                      
  $ 25001 -  30000      295     $8,105,793      $343,842      4.24         633                      
  $ 30001 -  35000      245     $7,946,378      $386,780      4.87         559                      
  $ 35001 -  40000      207     $7,753,596      $393,964      5.08         538                      
  $ 40001 -  45000      199     $8,460,889      $474,040      5.60         547                      
  $ 45001 -  50000      188     $8,941,626      $536,073      6.00         541                      
  $ 50001 -  75000      787    $48,636,181    $3,590,461      7.38       2,425                      
  $ 75001 - 100000      400    $34,251,680    $3,326,799      9.71       1,245                      
  $100001 - 250000      272    $35,414,034    $4,960,968     14.01         831                      
  OVER $250,000          22     $8,539,224    $1,862,397     21.81          64                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,860    $191,715,256   $16,419,278      8.56       10,622                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.1           0.0                    0.5                     
  $     1  -  5000    11.1             0.8           0.0                    4.0                     
  $  5001 -  10000    11.9             2.2           0.3                    6.6                     
  $ 10001 -  15000     9.1             2.9           0.6                    7.2                     
  $ 15001 -  20000     7.3             3.2           1.0                    6.5                     
  $ 20001 -  25000     6.0             3.4           1.4                    5.7                     
  $ 25001 -  30000     6.1             4.2           2.1                    6.0                     
  $ 30001 -  35000     5.0             4.1           2.4                    5.3                     
  $ 35001 -  40000     4.3             4.0           2.4                    5.1                     
  $ 40001 -  45000     4.1             4.4           2.9                    5.1                     
  $ 45001 -  50000     3.9             4.7           3.3                    5.1                     
  $ 50001 -  75000    16.2            25.4          21.9                   22.8                     
  $ 75001 - 100000     8.2            17.9          20.3                   11.7                     
  $100001 - 250000     5.6            18.5          30.2                    7.8                     
  OVER $250,000        0.5             4.5          11.3                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                         $-8,050            $0                   1.68                     
  $     1  -  5000                  $2,678            $6                   0.78                     
  $  5001 -  10000                  $7,419           $75                   1.21                     
  $ 10001 -  15000                 $12,393          $235                   1.72                     
  $ 15001 -  20000                 $17,313          $463                   1.95                     
  $ 20001 -  25000                 $22,371          $780                   2.06                     
  $ 25001 -  30000                 $27,477        $1,166                   2.15                     
  $ 30001 -  35000                 $32,434        $1,579                   2.28                     
  $ 35001 -  40000                 $37,457        $1,903                   2.60                     
  $ 40001 -  45000                 $42,517        $2,382                   2.75                     
  $ 45001 -  50000                 $47,562        $2,851                   2.88                     
  $ 50001 -  75000                 $61,799        $4,562                   3.08                     
  $ 75001 - 100000                 $85,629        $8,317                   3.11                     
  $100001 - 250000                $130,199       $18,239                   3.06                     
  OVER $250,000                   $388,147       $84,654                   2.91                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,448        $3,378                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PROVIDENCE UT                                                    
                        _________________________________________________                           
  UNDER $1               23      $-514,199            $1     -0.00          42                      
  $     1  -  5000      224       $599,785        $1,984      0.33          95                      
  $  5001 -  10000      218     $1,609,391       $25,362      1.58         165                      
  $ 10001 -  15000      155     $1,896,818       $43,206      2.28         205                      
  $ 15001 -  20000      131     $2,266,501       $58,583      2.58         235                      
  $ 20001 -  25000      122     $2,756,642       $82,064      2.98         262                      
  $ 25001 -  30000       98     $2,694,406       $86,431      3.21         228                      
  $ 30001 -  35000      119     $3,885,623      $129,371      3.33         338                      
  $ 35001 -  40000      109     $4,071,328      $163,620      4.02         298                      
  $ 40001 -  45000      114     $4,830,024      $176,273      3.65         377                      
  $ 45001 -  50000      102     $4,842,808      $230,518      4.76         323                      
  $ 50001 -  75000      399    $24,674,965    $1,438,365      5.83       1,348                      
  $ 75001 - 100000      196    $16,742,703    $1,227,188      7.33         723                      
  $100001 - 250000      194    $26,398,073    $3,289,057     12.46         701                      
  OVER $250,000          37    $14,130,839    $3,055,726     21.62         119                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,241    $110,885,707   $10,007,749      9.03        5,459                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -0.5           0.0                    0.8                     
  $     1  -  5000    10.0             0.5           0.0                    1.7                     
  $  5001 -  10000     9.7             1.5           0.3                    3.0                     
  $ 10001 -  15000     6.9             1.7           0.4                    3.8                     
  $ 15001 -  20000     5.8             2.0           0.6                    4.3                     
  $ 20001 -  25000     5.4             2.5           0.8                    4.8                     
  $ 25001 -  30000     4.4             2.4           0.9                    4.2                     
  $ 30001 -  35000     5.3             3.5           1.3                    6.2                     
  $ 35001 -  40000     4.9             3.7           1.6                    5.5                     
  $ 40001 -  45000     5.1             4.4           1.8                    6.9                     
  $ 45001 -  50000     4.6             4.4           2.3                    5.9                     
  $ 50001 -  75000    17.8            22.3          14.4                   24.7                     
  $ 75001 - 100000     8.7            15.1          12.3                   13.2                     
  $100001 - 250000     8.7            23.8          32.9                   12.8                     
  OVER $250,000        1.7            12.7          30.5                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-22,356            $0                   1.83                     
  $     1  -  5000                  $2,678            $9                   0.42                     
  $  5001 -  10000                  $7,383          $116                   0.76                     
  $ 10001 -  15000                 $12,238          $279                   1.32                     
  $ 15001 -  20000                 $17,302          $447                   1.79                     
  $ 20001 -  25000                 $22,595          $673                   2.15                     
  $ 25001 -  30000                 $27,494          $882                   2.33                     
  $ 30001 -  35000                 $32,652        $1,087                   2.84                     
  $ 35001 -  40000                 $37,352        $1,501                   2.73                     
  $ 40001 -  45000                 $42,369        $1,546                   3.31                     
  $ 45001 -  50000                 $47,479        $2,260                   3.17                     
  $ 50001 -  75000                 $61,842        $3,605                   3.38                     
  $ 75001 - 100000                 $85,422        $6,261                   3.69                     
  $100001 - 250000                $136,073       $16,954                   3.61                     
  OVER $250,000                   $381,915       $82,587                   3.22                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,480        $4,466                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PROVO UT                                                         
                        _________________________________________________                           
  UNDER $1              419   $-11,046,409       $32,390     -0.29         739                      
  $     1  -  5000    4,592    $12,796,255       $27,012      0.21       3,328                      
  $  5001 -  10000    5,463    $40,473,501      $469,900      1.16       6,069                      
  $ 10001 -  15000    4,458    $55,464,644      $964,679      1.74       7,655                      
  $ 15001 -  20000    3,587    $62,390,179    $1,403,751      2.25       7,547                      
  $ 20001 -  25000    2,832    $63,431,802    $1,730,905      2.73       6,683                      
  $ 25001 -  30000    2,241    $61,430,805    $2,063,229      3.36       5,690                      
  $ 30001 -  35000    1,721    $55,830,371    $2,185,346      3.91       4,514                      
  $ 35001 -  40000    1,390    $52,081,901    $2,256,589      4.33       3,778                      
  $ 40001 -  45000    1,100    $46,649,046    $2,080,732      4.46       3,233                      
  $ 45001 -  50000      922    $43,775,440    $2,240,068      5.12       2,768                      
  $ 50001 -  75000    2,760   $167,972,672    $9,941,146      5.92       9,127                      
  $ 75001 - 100000    1,292   $110,896,045    $8,373,680      7.55       4,461                      
  $100001 - 250000    1,218   $169,069,874   $20,805,396     12.31       4,162                      
  OVER $250,000         249   $199,842,550   $44,950,752     22.49         910                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             34,244  $1,131,058,676   $99,525,575      8.80       70,664                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.0           0.0                    1.0                     
  $     1  -  5000    13.4             1.1           0.0                    4.7                     
  $  5001 -  10000    16.0             3.6           0.5                    8.6                     
  $ 10001 -  15000    13.0             4.9           1.0                   10.8                     
  $ 15001 -  20000    10.5             5.5           1.4                   10.7                     
  $ 20001 -  25000     8.3             5.6           1.7                    9.5                     
  $ 25001 -  30000     6.5             5.4           2.1                    8.1                     
  $ 30001 -  35000     5.0             4.9           2.2                    6.4                     
  $ 35001 -  40000     4.1             4.6           2.3                    5.3                     
  $ 40001 -  45000     3.2             4.1           2.1                    4.6                     
  $ 45001 -  50000     2.7             3.9           2.3                    3.9                     
  $ 50001 -  75000     8.1            14.9          10.0                   12.9                     
  $ 75001 - 100000     3.8             9.8           8.4                    6.3                     
  $100001 - 250000     3.6            14.9          20.9                    5.9                     
  OVER $250,000        0.7            17.7          45.2                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,364           $77                   1.76                     
  $     1  -  5000                  $2,787            $6                   0.72                     
  $  5001 -  10000                  $7,409           $86                   1.11                     
  $ 10001 -  15000                 $12,442          $216                   1.72                     
  $ 15001 -  20000                 $17,393          $391                   2.10                     
  $ 20001 -  25000                 $22,398          $611                   2.36                     
  $ 25001 -  30000                 $27,412          $921                   2.54                     
  $ 30001 -  35000                 $32,441        $1,270                   2.62                     
  $ 35001 -  40000                 $37,469        $1,623                   2.72                     
  $ 40001 -  45000                 $42,408        $1,892                   2.94                     
  $ 45001 -  50000                 $47,479        $2,430                   3.00                     
  $ 50001 -  75000                 $60,860        $3,602                   3.31                     
  $ 75001 - 100000                 $85,833        $6,481                   3.45                     
  $100001 - 250000                $138,809       $17,082                   3.42                     
  OVER $250,000                   $802,581      $180,525                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,029        $2,906                   2.06                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   RICHFIELD UT                                                     
                        _________________________________________________                           
  UNDER $1               48      $-752,073       $15,543     -2.07          94                      
  $     1  -  5000      311       $856,246        $1,473      0.17         236                      
  $  5001 -  10000      268     $1,981,663       $21,101      1.06         353                      
  $ 10001 -  15000      278     $3,421,538       $62,301      1.82         507                      
  $ 15001 -  20000      222     $3,821,762      $103,425      2.71         446                      
  $ 20001 -  25000      181     $4,066,897      $116,891      2.87         452                      
  $ 25001 -  30000      156     $4,306,795      $153,136      3.56         404                      
  $ 30001 -  35000      155     $5,016,168      $179,377      3.58         441                      
  $ 35001 -  40000      145     $5,442,948      $197,988      3.64         447                      
  $ 40001 -  45000      123     $5,210,251      $240,509      4.62         383                      
  $ 45001 -  50000      110     $5,227,170      $247,305      4.73         356                      
  $ 50001 -  75000      377    $22,964,005    $1,379,332      6.01       1,329                      
  $ 75001 - 100000      162    $13,790,085    $1,108,599      8.04         556                      
  $100001 - 250000      109    $14,903,450    $1,921,770     12.89         369                      
  OVER $250,000          11     $4,923,964      $986,645     20.04          43                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,656     $95,180,869    $6,735,395      7.08        6,416                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -0.8           0.2                    1.5                     
  $     1  -  5000    11.7             0.9           0.0                    3.7                     
  $  5001 -  10000    10.1             2.1           0.3                    5.5                     
  $ 10001 -  15000    10.5             3.6           0.9                    7.9                     
  $ 15001 -  20000     8.4             4.0           1.5                    7.0                     
  $ 20001 -  25000     6.8             4.3           1.7                    7.0                     
  $ 25001 -  30000     5.9             4.5           2.3                    6.3                     
  $ 30001 -  35000     5.8             5.3           2.7                    6.9                     
  $ 35001 -  40000     5.5             5.7           2.9                    7.0                     
  $ 40001 -  45000     4.6             5.5           3.6                    6.0                     
  $ 45001 -  50000     4.1             5.5           3.7                    5.5                     
  $ 50001 -  75000    14.2            24.1          20.5                   20.7                     
  $ 75001 - 100000     6.1            14.5          16.5                    8.7                     
  $100001 - 250000     4.1            15.7          28.5                    5.8                     
  OVER $250,000        0.4             5.2          14.6                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-15,668          $324                   1.96                     
  $     1  -  5000                  $2,753            $5                   0.76                     
  $  5001 -  10000                  $7,394           $79                   1.32                     
  $ 10001 -  15000                 $12,308          $224                   1.82                     
  $ 15001 -  20000                 $17,215          $466                   2.01                     
  $ 20001 -  25000                 $22,469          $646                   2.50                     
  $ 25001 -  30000                 $27,608          $982                   2.59                     
  $ 30001 -  35000                 $32,362        $1,157                   2.85                     
  $ 35001 -  40000                 $37,538        $1,365                   3.08                     
  $ 40001 -  45000                 $42,360        $1,955                   3.11                     
  $ 45001 -  50000                 $47,520        $2,248                   3.24                     
  $ 50001 -  75000                 $60,912        $3,659                   3.53                     
  $ 75001 - 100000                 $85,124        $6,843                   3.43                     
  $100001 - 250000                $136,729       $17,631                   3.39                     
  OVER $250,000                   $447,633       $89,695                   3.91                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,836        $2,536                   2.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   RICHMOND UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          85       $190,580           $44      0.02          53                      
  $  5001 -  10000       83       $592,004        $7,046      1.19          81                      
  $ 10001 -  15000       74       $887,589       $25,427      2.86         110                      
  $ 15001 -  20000       73     $1,294,763       $32,787      2.53         148                      
  $ 20001 -  25000       72     $1,615,413       $59,830      3.70         144                      
  $ 25001 -  30000       63     $1,733,080       $77,267      4.46         155                      
  $ 30001 -  35000       53     $1,720,545       $71,237      4.14         152                      
  $ 35001 -  40000       54     $2,050,727       $82,529      4.02         171                      
  $ 40001 -  45000       53     $2,271,601       $96,691      4.26         175                      
  $ 45001 -  50000       47     $2,211,038       $85,012      3.84         160                      
  $ 50001 -  75000      166    $10,048,378      $562,934      5.60         602                      
  $ 75001 - 100000       52     $4,462,557      $368,608      8.26         174                      
  OVER $100,000          32     $4,236,281      $541,130     12.77         108                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                907     $33,314,556    $2,010,542      6.04        2,233                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.4             0.6           0.0                    2.4                     
  $  5001 -  10000     9.2             1.8           0.4                    3.6                     
  $ 10001 -  15000     8.2             2.7           1.3                    4.9                     
  $ 15001 -  20000     8.0             3.9           1.6                    6.6                     
  $ 20001 -  25000     7.9             4.8           3.0                    6.4                     
  $ 25001 -  30000     6.9             5.2           3.8                    6.9                     
  $ 30001 -  35000     5.8             5.2           3.5                    6.8                     
  $ 35001 -  40000     6.0             6.2           4.1                    7.7                     
  $ 40001 -  45000     5.8             6.8           4.8                    7.8                     
  $ 45001 -  50000     5.2             6.6           4.2                    7.2                     
  $ 50001 -  75000    18.3            30.2          28.0                   27.0                     
  $ 75001 - 100000     5.7            13.4          18.3                    7.8                     
  OVER $100,000        3.5            12.7          26.9                    4.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,242            $1                   0.62                     
  $  5001 -  10000                  $7,133           $85                   0.98                     
  $ 10001 -  15000                 $11,994          $344                   1.49                     
  $ 15001 -  20000                 $17,736          $449                   2.03                     
  $ 20001 -  25000                 $22,436          $831                   2.00                     
  $ 25001 -  30000                 $27,509        $1,226                   2.46                     
  $ 30001 -  35000                 $32,463        $1,344                   2.87                     
  $ 35001 -  40000                 $37,976        $1,528                   3.17                     
  $ 40001 -  45000                 $42,860        $1,824                   3.30                     
  $ 45001 -  50000                 $47,043        $1,809                   3.40                     
  $ 50001 -  75000                 $60,532        $3,391                   3.63                     
  $ 75001 - 100000                 $85,818        $7,089                   3.35                     
  OVER $100,000                   $132,384       $16,910                   3.38                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,730        $2,217                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   RIVERDALE UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         185       $422,068        $1,971      0.47         122                      
  $  5001 -  10000      194     $1,458,031       $18,873      1.29         205                      
  $ 10001 -  15000      162     $2,026,960       $50,731      2.50         239                      
  $ 15001 -  20000      180     $3,155,793      $103,122      3.27         306                      
  $ 20001 -  25000      181     $4,065,451      $146,402      3.60         355                      
  $ 25001 -  30000      155     $4,266,268      $204,043      4.78         337                      
  $ 30001 -  35000      151     $4,890,117      $241,378      4.94         347                      
  $ 35001 -  40000      114     $4,276,533      $236,619      5.53         262                      
  $ 40001 -  45000      110     $4,678,104      $237,198      5.07         304                      
  $ 45001 -  50000      121     $5,720,934      $319,653      5.59         330                      
  $ 50001 -  75000      364    $22,545,908    $1,610,973      7.15       1,087                      
  $ 75001 - 100000      203    $17,534,837    $1,635,530      9.33         625                      
  OVER $100,000         127    $16,388,633    $2,115,237     12.91         408                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,247     $91,429,637    $6,921,730      7.57        4,927                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.2             0.5           0.0                    2.5                     
  $  5001 -  10000     8.6             1.6           0.3                    4.2                     
  $ 10001 -  15000     7.2             2.2           0.7                    4.9                     
  $ 15001 -  20000     8.0             3.5           1.5                    6.2                     
  $ 20001 -  25000     8.1             4.4           2.1                    7.2                     
  $ 25001 -  30000     6.9             4.7           2.9                    6.8                     
  $ 30001 -  35000     6.7             5.3           3.5                    7.0                     
  $ 35001 -  40000     5.1             4.7           3.4                    5.3                     
  $ 40001 -  45000     4.9             5.1           3.4                    6.2                     
  $ 45001 -  50000     5.4             6.3           4.6                    6.7                     
  $ 50001 -  75000    16.2            24.7          23.3                   22.1                     
  $ 75001 - 100000     9.0            19.2          23.6                   12.7                     
  OVER $100,000        5.7            17.9          30.6                    8.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,281           $11                   0.66                     
  $  5001 -  10000                  $7,516           $97                   1.06                     
  $ 10001 -  15000                 $12,512          $313                   1.48                     
  $ 15001 -  20000                 $17,532          $573                   1.70                     
  $ 20001 -  25000                 $22,461          $809                   1.96                     
  $ 25001 -  30000                 $27,524        $1,316                   2.17                     
  $ 30001 -  35000                 $32,385        $1,599                   2.30                     
  $ 35001 -  40000                 $37,513        $2,076                   2.30                     
  $ 40001 -  45000                 $42,528        $2,156                   2.76                     
  $ 45001 -  50000                 $47,280        $2,642                   2.73                     
  $ 50001 -  75000                 $61,939        $4,426                   2.99                     
  $ 75001 - 100000                 $86,379        $8,057                   3.08                     
  OVER $100,000                   $129,044       $16,655                   3.21                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,690        $3,080                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   RIVERTON UT                                                      
                        _________________________________________________                           
  UNDER $1               78    $-4,625,400          $520     -0.01         163                      
  $     1  -  5000    1,048     $2,675,786        $3,788      0.14         362                      
  $  5001 -  10000      969     $7,143,908      $120,021      1.68         773                      
  $ 10001 -  15000      830    $10,360,404      $273,009      2.64       1,129                      
  $ 15001 -  20000      751    $13,116,099      $459,473      3.50       1,236                      
  $ 20001 -  25000      656    $14,618,081      $615,833      4.21       1,247                      
  $ 25001 -  30000      532    $14,590,644      $601,365      4.12       1,184                      
  $ 30001 -  35000      476    $15,439,813      $634,702      4.11       1,208                      
  $ 35001 -  40000      515    $19,335,471      $729,351      3.77       1,509                      
  $ 40001 -  45000      534    $22,672,484      $890,017      3.93       1,657                      
  $ 45001 -  50000      500    $23,718,224      $919,066      3.87       1,671                      
  $ 50001 -  75000    2,565   $159,465,786    $8,015,789      5.03       9,355                      
  $ 75001 - 100000    1,553   $133,486,308    $9,245,934      6.93       5,958                      
  $100001 - 250000    1,002   $129,606,775   $15,117,159     11.66       3,802                      
  OVER $250,000          47    $21,088,714    $4,385,552     20.80         171                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             12,056    $582,693,097   $42,011,579      7.21       31,425                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.8           0.0                    0.5                     
  $     1  -  5000     8.7             0.5           0.0                    1.2                     
  $  5001 -  10000     8.0             1.2           0.3                    2.5                     
  $ 10001 -  15000     6.9             1.8           0.6                    3.6                     
  $ 15001 -  20000     6.2             2.3           1.1                    3.9                     
  $ 20001 -  25000     5.4             2.5           1.5                    4.0                     
  $ 25001 -  30000     4.4             2.5           1.4                    3.8                     
  $ 30001 -  35000     3.9             2.6           1.5                    3.8                     
  $ 35001 -  40000     4.3             3.3           1.7                    4.8                     
  $ 40001 -  45000     4.4             3.9           2.1                    5.3                     
  $ 45001 -  50000     4.1             4.1           2.2                    5.3                     
  $ 50001 -  75000    21.3            27.4          19.1                   29.8                     
  $ 75001 - 100000    12.9            22.9          22.0                   19.0                     
  $100001 - 250000     8.3            22.2          36.0                   12.1                     
  OVER $250,000        0.4             3.6          10.4                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-59,300            $7                   2.09                     
  $     1  -  5000                  $2,553            $4                   0.35                     
  $  5001 -  10000                  $7,372          $124                   0.80                     
  $ 10001 -  15000                 $12,482          $329                   1.36                     
  $ 15001 -  20000                 $17,465          $612                   1.65                     
  $ 20001 -  25000                 $22,284          $939                   1.90                     
  $ 25001 -  30000                 $27,426        $1,130                   2.23                     
  $ 30001 -  35000                 $32,437        $1,333                   2.54                     
  $ 35001 -  40000                 $37,545        $1,416                   2.93                     
  $ 40001 -  45000                 $42,458        $1,667                   3.10                     
  $ 45001 -  50000                 $47,436        $1,838                   3.34                     
  $ 50001 -  75000                 $62,170        $3,125                   3.65                     
  $ 75001 - 100000                 $85,954        $5,954                   3.84                     
  $100001 - 250000                $129,348       $15,087                   3.79                     
  OVER $250,000                   $448,696       $93,310                   3.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,332        $3,485                   2.61                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ROOSEVELT UT                                                     
                        _________________________________________________                           
  UNDER $1               41    $-1,172,794            $0      0.00          75                      
  $     1  -  5000      323       $903,479        $3,009      0.33         250                      
  $  5001 -  10000      376     $2,782,209       $24,451      0.88         513                      
  $ 10001 -  15000      264     $3,323,851       $70,856      2.13         465                      
  $ 15001 -  20000      269     $4,672,304      $123,146      2.64         550                      
  $ 20001 -  25000      222     $4,986,190      $176,705      3.54         473                      
  $ 25001 -  30000      187     $5,126,658      $206,659      4.03         468                      
  $ 30001 -  35000      214     $6,922,428      $314,431      4.54         555                      
  $ 35001 -  40000      167     $6,305,302      $222,262      3.53         549                      
  $ 40001 -  45000      168     $7,142,277      $338,966      4.75         531                      
  $ 45001 -  50000      154     $7,339,470      $364,153      4.96         508                      
  $ 50001 -  75000      564    $34,257,393    $2,192,021      6.40       1,931                      
  $ 75001 - 100000      209    $17,912,332    $1,542,446      8.61         720                      
  $100001 - 250000       98    $13,116,958    $1,653,890     12.61         359                      
  OVER $250,000          20     $9,561,011    $2,372,876     24.82          64                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,276    $123,179,068    $9,605,871      7.80        8,011                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    0.9                     
  $     1  -  5000     9.9             0.7           0.0                    3.1                     
  $  5001 -  10000    11.5             2.3           0.3                    6.4                     
  $ 10001 -  15000     8.1             2.7           0.7                    5.8                     
  $ 15001 -  20000     8.2             3.8           1.3                    6.9                     
  $ 20001 -  25000     6.8             4.0           1.8                    5.9                     
  $ 25001 -  30000     5.7             4.2           2.2                    5.8                     
  $ 30001 -  35000     6.5             5.6           3.3                    6.9                     
  $ 35001 -  40000     5.1             5.1           2.3                    6.9                     
  $ 40001 -  45000     5.1             5.8           3.5                    6.6                     
  $ 45001 -  50000     4.7             6.0           3.8                    6.3                     
  $ 50001 -  75000    17.2            27.8          22.8                   24.1                     
  $ 75001 - 100000     6.4            14.5          16.1                    9.0                     
  $100001 - 250000     3.0            10.6          17.2                    4.5                     
  OVER $250,000        0.6             7.8          24.7                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-28,605            $0                   1.83                     
  $     1  -  5000                  $2,797            $9                   0.77                     
  $  5001 -  10000                  $7,399           $65                   1.36                     
  $ 10001 -  15000                 $12,590          $268                   1.76                     
  $ 15001 -  20000                 $17,369          $458                   2.04                     
  $ 20001 -  25000                 $22,460          $796                   2.13                     
  $ 25001 -  30000                 $27,415        $1,105                   2.50                     
  $ 30001 -  35000                 $32,348        $1,469                   2.59                     
  $ 35001 -  40000                 $37,756        $1,331                   3.29                     
  $ 40001 -  45000                 $42,514        $2,018                   3.16                     
  $ 45001 -  50000                 $47,659        $2,365                   3.30                     
  $ 50001 -  75000                 $60,740        $3,887                   3.42                     
  $ 75001 - 100000                 $85,705        $7,380                   3.44                     
  $100001 - 250000                $133,847       $16,876                   3.66                     
  OVER $250,000                   $478,051      $118,644                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,600        $2,932                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                               
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ROY UT                                                           
                        _________________________________________________                           
  UNDER $1               54      $-889,345        $2,679     -0.30          75                      
  $     1  -  5000    1,060     $2,896,292        $3,445      0.12         662                      
  $  5001 -  10000    1,151     $8,637,131      $113,446      1.31       1,171                      
  $ 10001 -  15000    1,072    $13,334,896      $312,394      2.34       1,570                      
  $ 15001 -  20000    1,153    $20,181,210      $679,052      3.36       1,919                      
  $ 20001 -  25000    1,113    $25,013,168      $985,987      3.94       2,126                      
  $ 25001 -  30000    1,114    $30,555,610    $1,366,815      4.47       2,297                      
  $ 30001 -  35000      995    $32,319,627    $1,450,740      4.49       2,435                      
  $ 35001 -  40000      885    $33,198,721    $1,597,331      4.81       2,289                      
  $ 40001 -  45000      869    $36,929,728    $1,933,194      5.23       2,342                      
  $ 45001 -  50000      860    $40,812,020    $2,328,197      5.70       2,462                      
  $ 50001 -  75000    2,943   $179,740,351   $12,385,988      6.89       9,050                      
  $ 75001 - 100000    1,332   $113,754,708   $10,125,171      8.90       4,292                      
  $100001 - 250000      580    $71,172,080    $9,242,719     12.99       1,783                      
  OVER $250,000          10     $6,063,396    $1,309,229     21.59          29                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             15,191    $613,719,593   $43,836,387      7.14       34,502                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.1           0.0                    0.2                     
  $     1  -  5000     7.0             0.5           0.0                    1.9                     
  $  5001 -  10000     7.6             1.4           0.3                    3.4                     
  $ 10001 -  15000     7.1             2.2           0.7                    4.6                     
  $ 15001 -  20000     7.6             3.3           1.5                    5.6                     
  $ 20001 -  25000     7.3             4.1           2.2                    6.2                     
  $ 25001 -  30000     7.3             5.0           3.1                    6.7                     
  $ 30001 -  35000     6.5             5.3           3.3                    7.1                     
  $ 35001 -  40000     5.8             5.4           3.6                    6.6                     
  $ 40001 -  45000     5.7             6.0           4.4                    6.8                     
  $ 45001 -  50000     5.7             6.6           5.3                    7.1                     
  $ 50001 -  75000    19.4            29.3          28.3                   26.2                     
  $ 75001 - 100000     8.8            18.5          23.1                   12.4                     
  $100001 - 250000     3.8            11.6          21.1                    5.2                     
  OVER $250,000        0.1             1.0           3.0                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,469           $50                   1.39                     
  $     1  -  5000                  $2,732            $3                   0.62                     
  $  5001 -  10000                  $7,504           $99                   1.02                     
  $ 10001 -  15000                 $12,439          $291                   1.46                     
  $ 15001 -  20000                 $17,503          $589                   1.66                     
  $ 20001 -  25000                 $22,474          $886                   1.91                     
  $ 25001 -  30000                 $27,429        $1,227                   2.06                     
  $ 30001 -  35000                 $32,482        $1,458                   2.45                     
  $ 35001 -  40000                 $37,513        $1,805                   2.59                     
  $ 40001 -  45000                 $42,497        $2,225                   2.70                     
  $ 45001 -  50000                 $47,456        $2,707                   2.86                     
  $ 50001 -  75000                 $61,074        $4,209                   3.08                     
  $ 75001 - 100000                 $85,401        $7,601                   3.22                     
  $100001 - 250000                $122,710       $15,936                   3.07                     
  OVER $250,000                   $606,340      $130,923                   2.90                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,400        $2,886                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SALEM UT                                                         
                        _________________________________________________                           
  UNDER $1               31    $-1,702,313            $0      0.00          64                      
  $     1  -  5000      218       $592,551        $5,088      0.86          84                      
  $  5001 -  10000      202     $1,479,970       $29,833      2.02         174                      
  $ 10001 -  15000      160     $1,983,678       $46,044      2.32         247                      
  $ 15001 -  20000      139     $2,403,314       $71,967      2.99         258                      
  $ 20001 -  25000      113     $2,495,246       $76,442      3.06         268                      
  $ 25001 -  30000      104     $2,857,774      $108,349      3.79         262                      
  $ 30001 -  35000       78     $2,528,997       $80,007      3.16         226                      
  $ 35001 -  40000       84     $3,158,587      $115,435      3.65         275                      
  $ 40001 -  45000       88     $3,750,898      $129,047      3.44         299                      
  $ 45001 -  50000       79     $3,744,709      $176,586      4.72         270                      
  $ 50001 -  75000      333    $20,466,588      $955,806      4.67       1,308                      
  $ 75001 - 100000      191    $16,198,351    $1,080,455      6.67         770                      
  $100001 - 250000      138    $18,609,907    $2,101,070     11.29         593                      
  OVER $250,000          18     $7,467,739    $1,655,660     22.17          80                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,976     $86,035,996    $6,631,789      7.71        5,178                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -2.0           0.0                    1.2                     
  $     1  -  5000    11.0             0.7           0.1                    1.6                     
  $  5001 -  10000    10.2             1.7           0.4                    3.4                     
  $ 10001 -  15000     8.1             2.3           0.7                    4.8                     
  $ 15001 -  20000     7.0             2.8           1.1                    5.0                     
  $ 20001 -  25000     5.7             2.9           1.2                    5.2                     
  $ 25001 -  30000     5.3             3.3           1.6                    5.1                     
  $ 30001 -  35000     3.9             2.9           1.2                    4.4                     
  $ 35001 -  40000     4.3             3.7           1.7                    5.3                     
  $ 40001 -  45000     4.5             4.4           1.9                    5.8                     
  $ 45001 -  50000     4.0             4.4           2.7                    5.2                     
  $ 50001 -  75000    16.9            23.8          14.4                   25.3                     
  $ 75001 - 100000     9.7            18.8          16.3                   14.9                     
  $100001 - 250000     7.0            21.6          31.7                   11.5                     
  OVER $250,000        0.9             8.7          25.0                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-54,913            $0                   2.06                     
  $     1  -  5000                  $2,718           $23                   0.39                     
  $  5001 -  10000                  $7,327          $148                   0.86                     
  $ 10001 -  15000                 $12,398          $288                   1.54                     
  $ 15001 -  20000                 $17,290          $518                   1.86                     
  $ 20001 -  25000                 $22,082          $676                   2.37                     
  $ 25001 -  30000                 $27,479        $1,042                   2.52                     
  $ 30001 -  35000                 $32,423        $1,026                   2.90                     
  $ 35001 -  40000                 $37,602        $1,374                   3.27                     
  $ 40001 -  45000                 $42,624        $1,466                   3.40                     
  $ 45001 -  50000                 $47,401        $2,235                   3.42                     
  $ 50001 -  75000                 $61,461        $2,870                   3.93                     
  $ 75001 - 100000                 $84,808        $5,657                   4.03                     
  $100001 - 250000                $134,854       $15,225                   4.30                     
  OVER $250,000                   $414,874       $91,981                   4.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,540        $3,356                   2.62                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SALINA UT                                                        
                        _________________________________________________                           
  UNDER $1               15      $-437,691           $13     -0.00          26                      
  $     1  -  5000       83       $233,331           $24      0.01          61                      
  $  5001 -  10000      108       $795,024        $9,119      1.15         131                      
  $ 10001 -  15000      105     $1,293,420       $28,021      2.17         186                      
  $ 15001 -  20000       79     $1,364,067       $31,926      2.34         160                      
  $ 20001 -  25000       61     $1,367,359       $38,430      2.81         136                      
  $ 25001 -  30000       51     $1,407,373       $49,670      3.53         130                      
  $ 30001 -  35000       62     $2,017,972       $77,009      3.82         174                      
  $ 35001 -  40000       56     $2,091,195       $67,380      3.22         178                      
  $ 40001 -  45000       60     $2,550,264       $99,870      3.92         188                      
  $ 45001 -  50000       39     $1,850,976       $96,219      5.20         130                      
  $ 50001 -  75000      148     $8,961,859      $571,094      6.37         489                      
  $ 75001 - 100000       27     $2,292,765      $204,166      8.90          87                      
  $100001 - 250000       14     $2,005,868      $282,926     14.10          43                      
  OVER $250,000          11     $7,473,633    $1,969,704     26.36          28                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                919     $35,267,415    $3,525,571     10.00        2,147                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -1.2           0.0                    1.2                     
  $     1  -  5000     9.0             0.7           0.0                    2.8                     
  $  5001 -  10000    11.8             2.3           0.3                    6.1                     
  $ 10001 -  15000    11.4             3.7           0.8                    8.7                     
  $ 15001 -  20000     8.6             3.9           0.9                    7.5                     
  $ 20001 -  25000     6.6             3.9           1.1                    6.3                     
  $ 25001 -  30000     5.5             4.0           1.4                    6.1                     
  $ 30001 -  35000     6.7             5.7           2.2                    8.1                     
  $ 35001 -  40000     6.1             5.9           1.9                    8.3                     
  $ 40001 -  45000     6.5             7.2           2.8                    8.8                     
  $ 45001 -  50000     4.2             5.2           2.7                    6.1                     
  $ 50001 -  75000    16.1            25.4          16.2                   22.8                     
  $ 75001 - 100000     2.9             6.5           5.8                    4.1                     
  $100001 - 250000     1.5             5.7           8.0                    2.0                     
  OVER $250,000        1.2            21.2          55.9                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,179            $1                   1.73                     
  $     1  -  5000                  $2,811            $0                   0.73                     
  $  5001 -  10000                  $7,361           $84                   1.21                     
  $ 10001 -  15000                 $12,318          $267                   1.77                     
  $ 15001 -  20000                 $17,267          $404                   2.03                     
  $ 20001 -  25000                 $22,416          $630                   2.23                     
  $ 25001 -  30000                 $27,596          $974                   2.55                     
  $ 30001 -  35000                 $32,548        $1,242                   2.81                     
  $ 35001 -  40000                 $37,343        $1,203                   3.18                     
  $ 40001 -  45000                 $42,504        $1,665                   3.13                     
  $ 45001 -  50000                 $47,461        $2,467                   3.33                     
  $ 50001 -  75000                 $60,553        $3,859                   3.30                     
  $ 75001 - 100000                 $84,917        $7,562                   3.22                     
  $100001 - 250000                $143,276       $20,209                   3.07                     
  OVER $250,000                   $679,421      $179,064                   2.55                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,376        $3,836                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SALT LAKE CITY UT                                                
                        _________________________________________________                           
  UNDER $1            1,861   $-47,610,018      $147,951     -0.31       2,357                      
  $     1  -  5000   12,721    $34,114,888      $173,971      0.51      10,306                      
  $  5001 -  10000   14,597   $109,595,351    $1,178,944      1.08      17,371                      
  $ 10001 -  15000   14,604   $182,931,887    $3,811,258      2.08      23,241                      
  $ 15001 -  20000   14,711   $257,477,867    $7,761,986      3.01      26,983                      
  $ 20001 -  25000   13,546   $303,774,649   $12,243,084      4.03      26,887                      
  $ 25001 -  30000   11,261   $309,007,319   $15,028,373      4.86      23,157                      
  $ 30001 -  35000    9,307   $301,658,888   $16,687,334      5.53      19,335                      
  $ 35001 -  40000    7,956   $297,966,379   $17,952,434      6.02      17,266                      
  $ 40001 -  45000    6,807   $288,781,022   $19,265,219      6.67      15,146                      
  $ 45001 -  50000    5,864   $278,365,058   $20,013,556      7.19      13,407                      
  $ 50001 -  75000   18,765 $1,144,392,205   $94,570,650      8.26      46,650                      
  $ 75001 - 100000    9,355   $804,228,419   $78,048,167      9.70      25,397                      
  $100001 - 250000   10,200 $1,451,165,034  $204,676,039     14.10      29,694                      
  OVER $250,000       2,340 $1,359,247,149  $310,212,293     22.82       7,142                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            153,895  $7,075,096,097  $801,771,259     11.33      304,339                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.7           0.0                    0.8                     
  $     1  -  5000     8.3             0.5           0.0                    3.4                     
  $  5001 -  10000     9.5             1.5           0.1                    5.7                     
  $ 10001 -  15000     9.5             2.6           0.5                    7.6                     
  $ 15001 -  20000     9.6             3.6           1.0                    8.9                     
  $ 20001 -  25000     8.8             4.3           1.5                    8.8                     
  $ 25001 -  30000     7.3             4.4           1.9                    7.6                     
  $ 30001 -  35000     6.0             4.3           2.1                    6.4                     
  $ 35001 -  40000     5.2             4.2           2.2                    5.7                     
  $ 40001 -  45000     4.4             4.1           2.4                    5.0                     
  $ 45001 -  50000     3.8             3.9           2.5                    4.4                     
  $ 50001 -  75000    12.2            16.2          11.8                   15.3                     
  $ 75001 - 100000     6.1            11.4           9.7                    8.3                     
  $100001 - 250000     6.6            20.5          25.5                    9.8                     
  OVER $250,000        1.5            19.2          38.7                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,583           $80                   1.27                     
  $     1  -  5000                  $2,682           $14                   0.81                     
  $  5001 -  10000                  $7,508           $81                   1.19                     
  $ 10001 -  15000                 $12,526          $261                   1.59                     
  $ 15001 -  20000                 $17,502          $528                   1.83                     
  $ 20001 -  25000                 $22,425          $904                   1.98                     
  $ 25001 -  30000                 $27,440        $1,335                   2.06                     
  $ 30001 -  35000                 $32,412        $1,793                   2.08                     
  $ 35001 -  40000                 $37,452        $2,256                   2.17                     
  $ 40001 -  45000                 $42,424        $2,830                   2.23                     
  $ 45001 -  50000                 $47,470        $3,413                   2.29                     
  $ 50001 -  75000                 $60,985        $5,040                   2.49                     
  $ 75001 - 100000                 $85,968        $8,343                   2.71                     
  $100001 - 250000                $142,271       $20,066                   2.91                     
  OVER $250,000                   $580,875      $132,569                   3.05                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,974        $5,210                   1.98                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SANDY UT                                                         
                        _________________________________________________                           
  UNDER $1              484   $-32,774,300      $152,700     -0.47         763                      
  $     1  -  5000    4,291    $11,324,313       $33,565      0.30       1,799                      
  $  5001 -  10000    3,836    $28,427,954      $490,685      1.73       3,132                      
  $ 10001 -  15000    3,243    $40,353,600    $1,093,097      2.71       4,260                      
  $ 15001 -  20000    2,984    $52,116,676    $1,811,600      3.48       4,680                      
  $ 20001 -  25000    2,690    $60,356,540    $2,573,619      4.26       4,841                      
  $ 25001 -  30000    2,234    $61,332,333    $2,836,914      4.63       4,430                      
  $ 30001 -  35000    2,050    $66,518,771    $3,368,336      5.06       4,481                      
  $ 35001 -  40000    1,794    $67,290,232    $3,575,886      5.31       4,069                      
  $ 40001 -  45000    1,689    $71,671,103    $4,037,594      5.63       4,210                      
  $ 45001 -  50000    1,553    $73,742,691    $4,407,415      5.98       4,042                      
  $ 50001 -  75000    6,181   $381,890,641   $25,536,245      6.69      18,281                      
  $ 75001 - 100000    4,147   $358,462,970   $30,119,806      8.40      13,506                      
  $100001 - 250000    4,812   $673,593,847   $89,577,525     13.30      16,196                      
  OVER $250,000         714   $389,327,644   $91,328,817     23.46       2,361                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             42,702  $2,303,635,015  $260,943,804     11.33       91,051                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.4           0.1                    0.8                     
  $     1  -  5000    10.0             0.5           0.0                    2.0                     
  $  5001 -  10000     9.0             1.2           0.2                    3.4                     
  $ 10001 -  15000     7.6             1.8           0.4                    4.7                     
  $ 15001 -  20000     7.0             2.3           0.7                    5.1                     
  $ 20001 -  25000     6.3             2.6           1.0                    5.3                     
  $ 25001 -  30000     5.2             2.7           1.1                    4.9                     
  $ 30001 -  35000     4.8             2.9           1.3                    4.9                     
  $ 35001 -  40000     4.2             2.9           1.4                    4.5                     
  $ 40001 -  45000     4.0             3.1           1.5                    4.6                     
  $ 45001 -  50000     3.6             3.2           1.7                    4.4                     
  $ 50001 -  75000    14.5            16.6           9.8                   20.1                     
  $ 75001 - 100000     9.7            15.6          11.5                   14.8                     
  $100001 - 250000    11.3            29.2          34.3                   17.8                     
  OVER $250,000        1.7            16.9          35.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-67,715          $315                   1.58                     
  $     1  -  5000                  $2,639            $8                   0.42                     
  $  5001 -  10000                  $7,411          $128                   0.82                     
  $ 10001 -  15000                 $12,443          $337                   1.31                     
  $ 15001 -  20000                 $17,465          $607                   1.57                     
  $ 20001 -  25000                 $22,437          $957                   1.80                     
  $ 25001 -  30000                 $27,454        $1,270                   1.98                     
  $ 30001 -  35000                 $32,448        $1,643                   2.19                     
  $ 35001 -  40000                 $37,508        $1,993                   2.27                     
  $ 40001 -  45000                 $42,434        $2,391                   2.49                     
  $ 45001 -  50000                 $47,484        $2,838                   2.60                     
  $ 50001 -  75000                 $61,785        $4,131                   2.96                     
  $ 75001 - 100000                 $86,439        $7,263                   3.26                     
  $100001 - 250000                $139,982       $18,615                   3.37                     
  OVER $250,000                   $545,277      $127,912                   3.31                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,947        $6,111                   2.13                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SANTA CLARA UT                                                   
                        _________________________________________________                           
  UNDER $1               28      $-772,238          $945     -0.12          49                      
  $     1  -  5000      218       $593,356        $3,739      0.63          80                      
  $  5001 -  10000      207     $1,503,584       $31,570      2.10         146                      
  $ 10001 -  15000      170     $2,100,393       $57,805      2.75         248                      
  $ 15001 -  20000      173     $3,011,415       $95,460      3.17         288                      
  $ 20001 -  25000       98     $2,195,822       $69,978      3.19         209                      
  $ 25001 -  30000       79     $2,161,949       $76,063      3.52         184                      
  $ 30001 -  35000       97     $3,151,950       $96,974      3.08         300                      
  $ 35001 -  40000       68     $2,547,783       $79,128      3.11         220                      
  $ 40001 -  45000       90     $3,863,375      $158,056      4.09         257                      
  $ 45001 -  50000       70     $3,314,738      $150,696      4.55         205                      
  $ 50001 -  75000      330    $20,516,732    $1,081,622      5.27       1,197                      
  $ 75001 - 100000      196    $17,027,336    $1,173,461      6.89         708                      
  $100001 - 250000      168    $23,305,690    $2,709,814     11.63         638                      
  OVER $250,000          30    $12,579,301    $2,524,439     20.07         137                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,022     $97,101,186    $8,309,750      8.56        4,866                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -0.8           0.0                    1.0                     
  $     1  -  5000    10.8             0.6           0.0                    1.6                     
  $  5001 -  10000    10.2             1.5           0.4                    3.0                     
  $ 10001 -  15000     8.4             2.2           0.7                    5.1                     
  $ 15001 -  20000     8.6             3.1           1.1                    5.9                     
  $ 20001 -  25000     4.8             2.3           0.8                    4.3                     
  $ 25001 -  30000     3.9             2.2           0.9                    3.8                     
  $ 30001 -  35000     4.8             3.2           1.2                    6.2                     
  $ 35001 -  40000     3.4             2.6           1.0                    4.5                     
  $ 40001 -  45000     4.5             4.0           1.9                    5.3                     
  $ 45001 -  50000     3.5             3.4           1.8                    4.2                     
  $ 50001 -  75000    16.3            21.1          13.0                   24.6                     
  $ 75001 - 100000     9.7            17.5          14.1                   14.5                     
  $100001 - 250000     8.3            24.0          32.6                   13.1                     
  OVER $250,000        1.5            13.0          30.4                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-27,580           $34                   1.75                     
  $     1  -  5000                  $2,722           $17                   0.37                     
  $  5001 -  10000                  $7,264          $153                   0.71                     
  $ 10001 -  15000                 $12,355          $340                   1.46                     
  $ 15001 -  20000                 $17,407          $552                   1.66                     
  $ 20001 -  25000                 $22,406          $714                   2.13                     
  $ 25001 -  30000                 $27,366          $963                   2.33                     
  $ 30001 -  35000                 $32,494        $1,000                   3.09                     
  $ 35001 -  40000                 $37,467        $1,164                   3.24                     
  $ 40001 -  45000                 $42,926        $1,756                   2.86                     
  $ 45001 -  50000                 $47,353        $2,153                   2.93                     
  $ 50001 -  75000                 $62,172        $3,278                   3.63                     
  $ 75001 - 100000                 $86,874        $5,987                   3.61                     
  $100001 - 250000                $138,724       $16,130                   3.80                     
  OVER $250,000                   $419,310       $84,148                   4.57                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,022        $4,110                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SANTAQUIN UT                                                     
                        _________________________________________________                           
  UNDER $1               18      $-774,598            $0      0.00          38                      
  $     1  -  5000      165       $491,587          $788      0.16          92                      
  $  5001 -  10000      170     $1,287,601       $14,752      1.15         223                      
  $ 10001 -  15000      171     $2,099,947       $39,506      1.88         328                      
  $ 15001 -  20000      198     $3,478,193       $75,110      2.16         492                      
  $ 20001 -  25000      132     $2,953,390       $70,270      2.38         374                      
  $ 25001 -  30000      134     $3,694,757      $106,214      2.87         396                      
  $ 30001 -  35000      147     $4,797,307      $104,671      2.18         510                      
  $ 35001 -  40000      123     $4,643,792      $129,970      2.80         463                      
  $ 40001 -  45000      144     $6,109,584      $183,336      3.00         516                      
  $ 45001 -  50000      138     $6,551,086      $206,851      3.16         538                      
  $ 50001 -  75000      462    $28,393,425    $1,315,109      4.63       1,833                      
  $ 75001 - 100000      137    $11,567,175      $763,821      6.60         572                      
  OVER $100,000          50     $7,556,580    $1,027,499     13.60         213                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,189     $82,849,826    $4,037,897      4.87        6,588                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.9           0.0                    0.6                     
  $     1  -  5000     7.5             0.6           0.0                    1.4                     
  $  5001 -  10000     7.8             1.6           0.4                    3.4                     
  $ 10001 -  15000     7.8             2.5           1.0                    5.0                     
  $ 15001 -  20000     9.0             4.2           1.9                    7.5                     
  $ 20001 -  25000     6.0             3.6           1.7                    5.7                     
  $ 25001 -  30000     6.1             4.5           2.6                    6.0                     
  $ 30001 -  35000     6.7             5.8           2.6                    7.7                     
  $ 35001 -  40000     5.6             5.6           3.2                    7.0                     
  $ 40001 -  45000     6.6             7.4           4.5                    7.8                     
  $ 45001 -  50000     6.3             7.9           5.1                    8.2                     
  $ 50001 -  75000    21.1            34.3          32.6                   27.8                     
  $ 75001 - 100000     6.3            14.0          18.9                    8.7                     
  OVER $100,000        2.3             9.1          25.4                    3.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,033            $0                   2.11                     
  $     1  -  5000                  $2,979            $5                   0.56                     
  $  5001 -  10000                  $7,574           $87                   1.31                     
  $ 10001 -  15000                 $12,280          $231                   1.92                     
  $ 15001 -  20000                 $17,567          $379                   2.48                     
  $ 20001 -  25000                 $22,374          $532                   2.83                     
  $ 25001 -  30000                 $27,573          $793                   2.96                     
  $ 30001 -  35000                 $32,635          $712                   3.47                     
  $ 35001 -  40000                 $37,754        $1,057                   3.76                     
  $ 40001 -  45000                 $42,428        $1,273                   3.58                     
  $ 45001 -  50000                 $47,472        $1,499                   3.90                     
  $ 50001 -  75000                 $61,458        $2,847                   3.97                     
  $ 75001 - 100000                 $84,432        $5,575                   4.18                     
  OVER $100,000                   $151,132       $20,550                   4.26                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,848        $1,845                   3.01                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                  
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SARATOGA SPRINGS                                                 
                        _________________________________________________                           
  UNDER $1               17      $-741,564            $0      0.00          46                      
  $     1  -  5000      107       $291,467          $817      0.28          77                      
  $  5001 -  10000       78       $557,121        $6,668      1.20          81                      
  $ 10001 -  15000       75       $947,561       $13,240      1.40         157                      
  $ 15001 -  20000       86     $1,519,621       $34,631      2.28         201                      
  $ 20001 -  25000       64     $1,433,739       $39,431      2.75         158                      
  $ 25001 -  30000       98     $2,681,718       $61,369      2.29         282                      
  $ 30001 -  35000      100     $3,268,966       $64,895      1.99         329                      
  $ 35001 -  40000      142     $5,330,894      $130,475      2.45         481                      
  $ 40001 -  45000      135     $5,727,180      $140,088      2.45         478                      
  $ 45001 -  50000      145     $6,879,378      $173,429      2.52         536                      
  $ 50001 -  75000      518    $31,417,477    $1,325,163      4.22       1,895                      
  $ 75001 - 100000      203    $17,119,148    $1,137,244      6.64         754                      
  OVER $100,000         137    $19,925,564    $2,718,536     13.64         491                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,905     $96,358,270    $5,845,986      6.07        5,966                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.8           0.0                    0.8                     
  $     1  -  5000     5.6             0.3           0.0                    1.3                     
  $  5001 -  10000     4.1             0.6           0.1                    1.4                     
  $ 10001 -  15000     3.9             1.0           0.2                    2.6                     
  $ 15001 -  20000     4.5             1.6           0.6                    3.4                     
  $ 20001 -  25000     3.4             1.5           0.7                    2.6                     
  $ 25001 -  30000     5.1             2.8           1.0                    4.7                     
  $ 30001 -  35000     5.2             3.4           1.1                    5.5                     
  $ 35001 -  40000     7.5             5.5           2.2                    8.1                     
  $ 40001 -  45000     7.1             5.9           2.4                    8.0                     
  $ 45001 -  50000     7.6             7.1           3.0                    9.0                     
  $ 50001 -  75000    27.2            32.6          22.7                   31.8                     
  $ 75001 - 100000    10.7            17.8          19.5                   12.6                     
  OVER $100,000        7.2            20.7          46.5                    8.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,621            $0                   2.71                     
  $     1  -  5000                  $2,724            $8                   0.72                     
  $  5001 -  10000                  $7,143           $85                   1.04                     
  $ 10001 -  15000                 $12,634          $177                   2.09                     
  $ 15001 -  20000                 $17,670          $403                   2.34                     
  $ 20001 -  25000                 $22,402          $616                   2.47                     
  $ 25001 -  30000                 $27,364          $626                   2.88                     
  $ 30001 -  35000                 $32,690          $649                   3.29                     
  $ 35001 -  40000                 $37,542          $919                   3.39                     
  $ 40001 -  45000                 $42,424        $1,038                   3.54                     
  $ 45001 -  50000                 $47,444        $1,196                   3.70                     
  $ 50001 -  75000                 $60,652        $2,558                   3.66                     
  $ 75001 - 100000                 $84,331        $5,602                   3.71                     
  OVER $100,000                   $145,442       $19,843                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,582        $3,069                   3.13                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SMITHFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               21      $-773,694            $0      0.00          41                      
  $     1  -  5000      347       $941,845          $684      0.07         146                      
  $  5001 -  10000      311     $2,294,022       $35,162      1.53         265                      
  $ 10001 -  15000      298     $3,697,993       $92,147      2.49         413                      
  $ 15001 -  20000      266     $4,637,870      $132,711      2.86         520                      
  $ 20001 -  25000      236     $5,282,733      $156,995      2.97         526                      
  $ 25001 -  30000      185     $5,087,833      $177,456      3.49         447                      
  $ 30001 -  35000      203     $6,588,795      $224,985      3.41         574                      
  $ 35001 -  40000      188     $7,004,447      $237,859      3.40         599                      
  $ 40001 -  45000      167     $7,088,382      $304,313      4.29         515                      
  $ 45001 -  50000      188     $8,906,436      $347,601      3.90         650                      
  $ 50001 -  75000      644    $39,044,423    $2,123,186      5.44       2,322                      
  $ 75001 - 100000      262    $22,271,682    $1,665,689      7.48         977                      
  $100001 - 250000      158    $22,464,377    $2,852,079     12.70         619                      
  OVER $250,000          17     $6,302,200    $1,347,405     21.38          51                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,491    $140,839,344    $9,698,272      6.89        8,665                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.5           0.0                    0.5                     
  $     1  -  5000     9.9             0.7           0.0                    1.7                     
  $  5001 -  10000     8.9             1.6           0.4                    3.1                     
  $ 10001 -  15000     8.5             2.6           1.0                    4.8                     
  $ 15001 -  20000     7.6             3.3           1.4                    6.0                     
  $ 20001 -  25000     6.8             3.8           1.6                    6.1                     
  $ 25001 -  30000     5.3             3.6           1.8                    5.2                     
  $ 30001 -  35000     5.8             4.7           2.3                    6.6                     
  $ 35001 -  40000     5.4             5.0           2.5                    6.9                     
  $ 40001 -  45000     4.8             5.0           3.1                    5.9                     
  $ 45001 -  50000     5.4             6.3           3.6                    7.5                     
  $ 50001 -  75000    18.4            27.7          21.9                   26.8                     
  $ 75001 - 100000     7.5            15.8          17.2                   11.3                     
  $100001 - 250000     4.5            16.0          29.4                    7.1                     
  OVER $250,000        0.5             4.5          13.9                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-36,843            $0                   1.95                     
  $     1  -  5000                  $2,714            $2                   0.42                     
  $  5001 -  10000                  $7,376          $113                   0.85                     
  $ 10001 -  15000                 $12,409          $309                   1.39                     
  $ 15001 -  20000                 $17,436          $499                   1.95                     
  $ 20001 -  25000                 $22,384          $665                   2.23                     
  $ 25001 -  30000                 $27,502          $959                   2.42                     
  $ 30001 -  35000                 $32,457        $1,108                   2.83                     
  $ 35001 -  40000                 $37,258        $1,265                   3.19                     
  $ 40001 -  45000                 $42,445        $1,822                   3.08                     
  $ 45001 -  50000                 $47,375        $1,849                   3.46                     
  $ 50001 -  75000                 $60,628        $3,297                   3.61                     
  $ 75001 - 100000                 $85,006        $6,358                   3.73                     
  $100001 - 250000                $142,180       $18,051                   3.92                     
  OVER $250,000                   $370,718       $79,259                   3.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,344        $2,778                   2.48                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SOUTH JORDAN UT                                                  
                        _________________________________________________                           
  UNDER $1              122    $-4,385,282        $7,466     -0.17         255                      
  $     1  -  5000    1,533     $4,000,827       $13,297      0.33         491                      
  $  5001 -  10000    1,246     $9,243,866      $183,066      1.98         891                      
  $ 10001 -  15000      956    $11,890,786      $359,348      3.02       1,078                      
  $ 15001 -  20000      819    $14,259,756      $513,842      3.60       1,254                      
  $ 20001 -  25000      655    $14,642,519      $675,911      4.62       1,105                      
  $ 25001 -  30000      600    $16,502,784      $790,592      4.79       1,170                      
  $ 30001 -  35000      486    $15,782,812      $732,374      4.64       1,065                      
  $ 35001 -  40000      444    $16,661,763      $816,552      4.90       1,090                      
  $ 40001 -  45000      448    $19,011,606      $960,728      5.05       1,183                      
  $ 45001 -  50000      447    $21,257,095      $938,837      4.42       1,381                      
  $ 50001 -  75000    2,315   $144,272,940    $7,838,183      5.43       8,029                      
  $ 75001 - 100000    1,878   $162,101,834   $11,289,750      6.96       6,985                      
  $100001 - 250000    1,964   $265,181,801   $31,979,828     12.06       7,399                      
  OVER $250,000         152    $71,072,276   $15,533,675     21.86         538                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,065    $781,497,383   $72,633,449      9.29       33,914                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.6           0.0                    0.8                     
  $     1  -  5000    10.9             0.5           0.0                    1.4                     
  $  5001 -  10000     8.9             1.2           0.3                    2.6                     
  $ 10001 -  15000     6.8             1.5           0.5                    3.2                     
  $ 15001 -  20000     5.8             1.8           0.7                    3.7                     
  $ 20001 -  25000     4.7             1.9           0.9                    3.3                     
  $ 25001 -  30000     4.3             2.1           1.1                    3.4                     
  $ 30001 -  35000     3.5             2.0           1.0                    3.1                     
  $ 35001 -  40000     3.2             2.1           1.1                    3.2                     
  $ 40001 -  45000     3.2             2.4           1.3                    3.5                     
  $ 45001 -  50000     3.2             2.7           1.3                    4.1                     
  $ 50001 -  75000    16.5            18.5          10.8                   23.7                     
  $ 75001 - 100000    13.4            20.7          15.5                   20.6                     
  $100001 - 250000    14.0            33.9          44.0                   21.8                     
  OVER $250,000        1.1             9.1          21.4                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,945           $61                   2.09                     
  $     1  -  5000                  $2,610            $9                   0.32                     
  $  5001 -  10000                  $7,419          $147                   0.72                     
  $ 10001 -  15000                 $12,438          $376                   1.13                     
  $ 15001 -  20000                 $17,411          $627                   1.53                     
  $ 20001 -  25000                 $22,355        $1,032                   1.69                     
  $ 25001 -  30000                 $27,505        $1,318                   1.95                     
  $ 30001 -  35000                 $32,475        $1,507                   2.19                     
  $ 35001 -  40000                 $37,526        $1,839                   2.45                     
  $ 40001 -  45000                 $42,437        $2,144                   2.64                     
  $ 45001 -  50000                 $47,555        $2,100                   3.09                     
  $ 50001 -  75000                 $62,321        $3,386                   3.47                     
  $ 75001 - 100000                 $86,316        $6,012                   3.72                     
  $100001 - 250000                $135,021       $16,283                   3.77                     
  OVER $250,000                   $467,581      $102,195                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $55,563        $5,164                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SOUTH OGDEN UT                                                   
                        _________________________________________________                           
  UNDER $1               12      $-283,855          $219     -0.08          20                      
  $     1  -  5000      123       $335,439        $1,574      0.47          72                      
  $  5001 -  10000      117       $876,574       $10,577      1.21         122                      
  $ 10001 -  15000      137     $1,677,657       $35,808      2.13         220                      
  $ 15001 -  20000      131     $2,273,650       $74,961      3.30         203                      
  $ 20001 -  25000      111     $2,506,778       $95,639      3.82         218                      
  $ 25001 -  30000      127     $3,472,601      $145,542      4.19         277                      
  $ 30001 -  35000       97     $3,150,071      $146,083      4.64         213                      
  $ 35001 -  40000       90     $3,383,434      $179,891      5.32         213                      
  $ 40001 -  45000       91     $3,866,987      $218,786      5.66         223                      
  $ 45001 -  50000       72     $3,415,741      $194,816      5.70         208                      
  $ 50001 -  75000      234    $14,206,884      $952,616      6.71         696                      
  $ 75001 - 100000      121    $10,438,141      $887,623      8.50         381                      
  OVER $100,000         131    $19,176,540    $2,789,743     14.55         419                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,594     $68,496,642    $5,733,878      8.37        3,485                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.4           0.0                    0.6                     
  $     1  -  5000     7.7             0.5           0.0                    2.1                     
  $  5001 -  10000     7.3             1.3           0.2                    3.5                     
  $ 10001 -  15000     8.6             2.4           0.6                    6.3                     
  $ 15001 -  20000     8.2             3.3           1.3                    5.8                     
  $ 20001 -  25000     7.0             3.7           1.7                    6.3                     
  $ 25001 -  30000     8.0             5.1           2.5                    7.9                     
  $ 30001 -  35000     6.1             4.6           2.5                    6.1                     
  $ 35001 -  40000     5.6             4.9           3.1                    6.1                     
  $ 40001 -  45000     5.7             5.6           3.8                    6.4                     
  $ 45001 -  50000     4.5             5.0           3.4                    6.0                     
  $ 50001 -  75000    14.7            20.7          16.6                   20.0                     
  $ 75001 - 100000     7.6            15.2          15.5                   10.9                     
  OVER $100,000        8.2            28.0          48.7                   12.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,655           $18                   1.67                     
  $     1  -  5000                  $2,727           $13                   0.59                     
  $  5001 -  10000                  $7,492           $90                   1.04                     
  $ 10001 -  15000                 $12,246          $261                   1.61                     
  $ 15001 -  20000                 $17,356          $572                   1.55                     
  $ 20001 -  25000                 $22,584          $862                   1.96                     
  $ 25001 -  30000                 $27,343        $1,146                   2.18                     
  $ 30001 -  35000                 $32,475        $1,506                   2.20                     
  $ 35001 -  40000                 $37,594        $1,999                   2.37                     
  $ 40001 -  45000                 $42,494        $2,404                   2.45                     
  $ 45001 -  50000                 $47,441        $2,706                   2.89                     
  $ 50001 -  75000                 $60,713        $4,071                   2.97                     
  $ 75001 - 100000                 $86,266        $7,336                   3.15                     
  OVER $100,000                   $146,386       $21,296                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,972        $3,597                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SOUTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $ 5,000          89       $254,235          $203      0.08         121                      
  $  5001 -  10000      117       $885,666        $3,125      0.35         200                      
  $ 10001 -  15000      165     $2,063,655       $29,123      1.41         347                      
  $ 15001 -  20000      160     $2,817,547       $84,184      2.99         290                      
  $ 20001 -  25000      133     $2,989,491      $126,754      4.24         272                      
  $ 25001 -  30000      113     $3,114,488      $136,803      4.39         253                      
  $ 30001 -  35000       81     $2,632,449      $125,951      4.78         190                      
  $ 35001 -  40000       71     $2,664,421      $163,066      6.12         152                      
  $ 40001 -  45000       48     $2,042,894      $127,095      6.22         130                      
  $ 45001 -  50000       30     $1,416,739       $96,851      6.84          80                      
  $ 50001 -  75000       77     $4,621,378      $361,056      7.81         202                      
  OVER $ 75,000          26     $2,554,000      $353,554     13.84          60                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,110     $28,056,963    $1,607,765      5.73        2,297                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.0             0.9           0.0                    5.3                     
  $  5001 -  10000    10.5             3.2           0.2                    8.7                     
  $ 10001 -  15000    14.9             7.4           1.8                   15.1                     
  $ 15001 -  20000    14.4            10.0           5.2                   12.6                     
  $ 20001 -  25000    12.0            10.7           7.9                   11.8                     
  $ 25001 -  30000    10.2            11.1           8.5                   11.0                     
  $ 30001 -  35000     7.3             9.4           7.8                    8.3                     
  $ 35001 -  40000     6.4             9.5          10.1                    6.6                     
  $ 40001 -  45000     4.3             7.3           7.9                    5.7                     
  $ 45001 -  50000     2.7             5.0           6.0                    3.5                     
  $ 50001 -  75000     6.9            16.5          22.5                    8.8                     
  OVER $ 75,000        2.3             9.1          22.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,857            $2                   1.36                     
  $  5001 -  10000                  $7,570           $27                   1.71                     
  $ 10001 -  15000                 $12,507          $177                   2.10                     
  $ 15001 -  20000                 $17,610          $526                   1.81                     
  $ 20001 -  25000                 $22,477          $953                   2.05                     
  $ 25001 -  30000                 $27,562        $1,211                   2.24                     
  $ 30001 -  35000                 $32,499        $1,555                   2.35                     
  $ 35001 -  40000                 $37,527        $2,297                   2.14                     
  $ 40001 -  45000                 $42,560        $2,648                   2.71                     
  $ 45001 -  50000                 $47,225        $3,228                   2.67                     
  $ 50001 -  75000                 $60,018        $4,689                   2.62                     
  OVER $ 75,000                    $98,231       $13,598                   2.31                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,277        $1,448                   2.07                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SOUTH WEBER UT                                                   
                        _________________________________________________                           
  UNDER $1               14      $-306,266          $593     -0.19          25                      
  $     1  -  5000      127       $322,881          $845      0.26          42                      
  $  5001 -  10000      100       $756,203       $14,606      1.93          71                      
  $ 10001 -  15000       88     $1,101,705       $27,688      2.51         110                      
  $ 15001 -  20000       74     $1,303,640       $46,219      3.55         115                      
  $ 20001 -  25000       54     $1,216,576       $50,650      4.16         101                      
  $ 25001 -  30000       54     $1,478,399       $58,529      3.96         121                      
  $ 30001 -  35000       70     $2,259,808       $80,117      3.55         174                      
  $ 35001 -  40000       62     $2,315,406      $111,870      4.83         161                      
  $ 40001 -  45000       66     $2,795,327      $109,429      3.91         220                      
  $ 45001 -  50000       56     $2,648,461      $106,097      4.01         170                      
  $ 50001 -  75000      334    $20,673,783    $1,144,600      5.54       1,161                      
  $ 75001 - 100000      228    $19,964,003    $1,549,830      7.76         826                      
  OVER $100,000         183    $24,197,658    $3,061,199     12.65         672                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,510     $80,727,584    $6,362,272      7.88        3,969                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.4           0.0                    0.6                     
  $     1  -  5000     8.4             0.4           0.0                    1.1                     
  $  5001 -  10000     6.6             0.9           0.2                    1.8                     
  $ 10001 -  15000     5.8             1.4           0.4                    2.8                     
  $ 15001 -  20000     4.9             1.6           0.7                    2.9                     
  $ 20001 -  25000     3.6             1.5           0.8                    2.5                     
  $ 25001 -  30000     3.6             1.8           0.9                    3.0                     
  $ 30001 -  35000     4.6             2.8           1.3                    4.4                     
  $ 35001 -  40000     4.1             2.9           1.8                    4.1                     
  $ 40001 -  45000     4.4             3.5           1.7                    5.5                     
  $ 45001 -  50000     3.7             3.3           1.7                    4.3                     
  $ 50001 -  75000    22.1            25.6          18.0                   29.3                     
  $ 75001 - 100000    15.1            24.7          24.4                   20.8                     
  OVER $100,000       12.1            30.0          48.1                   16.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,876           $42                   1.79                     
  $     1  -  5000                  $2,542            $7                   0.33                     
  $  5001 -  10000                  $7,562          $146                   0.71                     
  $ 10001 -  15000                 $12,519          $315                   1.25                     
  $ 15001 -  20000                 $17,617          $625                   1.55                     
  $ 20001 -  25000                 $22,529          $938                   1.87                     
  $ 25001 -  30000                 $27,378        $1,084                   2.24                     
  $ 30001 -  35000                 $32,283        $1,145                   2.49                     
  $ 35001 -  40000                 $37,345        $1,804                   2.60                     
  $ 40001 -  45000                 $42,353        $1,658                   3.33                     
  $ 45001 -  50000                 $47,294        $1,895                   3.04                     
  $ 50001 -  75000                 $61,898        $3,427                   3.48                     
  $ 75001 - 100000                 $87,561        $6,798                   3.62                     
  OVER $100,000                   $132,228       $16,728                   3.67                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,462        $4,213                   2.63                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SPANISH FORK UT                                                  
                        _________________________________________________                           
  UNDER $1               96    $-4,944,462        $2,380     -0.05         204                      
  $     1  -  5000      832     $2,297,373        $5,588      0.24         505                      
  $  5001 -  10000      853     $6,381,644       $86,847      1.36         928                      
  $ 10001 -  15000      737     $9,255,347      $192,603      2.08       1,207                      
  $ 15001 -  20000      714    $12,449,134      $311,357      2.50       1,551                      
  $ 20001 -  25000      633    $14,170,207      $427,609      3.02       1,519                      
  $ 25001 -  30000      563    $15,434,884      $504,702      3.27       1,504                      
  $ 30001 -  35000      562    $18,319,313      $629,089      3.43       1,604                      
  $ 35001 -  40000      542    $20,309,815      $698,857      3.44       1,667                      
  $ 40001 -  45000      516    $21,938,785      $777,100      3.54       1,720                      
  $ 45001 -  50000      508    $24,102,884      $898,174      3.73       1,814                      
  $ 50001 -  75000    1,836   $111,789,505    $5,291,147      4.73       7,044                      
  $ 75001 - 100000      766    $65,323,804    $4,388,928      6.72       3,023                      
  $100001 - 250000      442    $58,792,382    $7,000,527     11.91       1,743                      
  OVER $250,000          34    $17,512,978    $4,162,697     23.77         129                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,634    $393,133,593   $25,377,605      6.46       26,162                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -1.3           0.0                    0.8                     
  $     1  -  5000     8.6             0.6           0.0                    1.9                     
  $  5001 -  10000     8.9             1.6           0.3                    3.5                     
  $ 10001 -  15000     7.6             2.4           0.8                    4.6                     
  $ 15001 -  20000     7.4             3.2           1.2                    5.9                     
  $ 20001 -  25000     6.6             3.6           1.7                    5.8                     
  $ 25001 -  30000     5.8             3.9           2.0                    5.7                     
  $ 30001 -  35000     5.8             4.7           2.5                    6.1                     
  $ 35001 -  40000     5.6             5.2           2.8                    6.4                     
  $ 40001 -  45000     5.4             5.6           3.1                    6.6                     
  $ 45001 -  50000     5.3             6.1           3.5                    6.9                     
  $ 50001 -  75000    19.1            28.4          20.8                   26.9                     
  $ 75001 - 100000     8.0            16.6          17.3                   11.6                     
  $100001 - 250000     4.6            15.0          27.6                    6.7                     
  OVER $250,000        0.4             4.5          16.4                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-51,505           $25                   2.13                     
  $     1  -  5000                  $2,761            $7                   0.61                     
  $  5001 -  10000                  $7,481          $102                   1.09                     
  $ 10001 -  15000                 $12,558          $261                   1.64                     
  $ 15001 -  20000                 $17,436          $436                   2.17                     
  $ 20001 -  25000                 $22,386          $676                   2.40                     
  $ 25001 -  30000                 $27,415          $896                   2.67                     
  $ 30001 -  35000                 $32,597        $1,119                   2.85                     
  $ 35001 -  40000                 $37,472        $1,289                   3.08                     
  $ 40001 -  45000                 $42,517        $1,506                   3.33                     
  $ 45001 -  50000                 $47,447        $1,768                   3.57                     
  $ 50001 -  75000                 $60,888        $2,882                   3.84                     
  $ 75001 - 100000                 $85,279        $5,730                   3.95                     
  $100001 - 250000                $133,014       $15,838                   3.94                     
  OVER $250,000                   $515,088      $122,432                   3.79                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,807        $2,634                   2.72                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SPRINGVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               57      $-768,225           $72     -0.01         148                      
  $     1  -  5000      711     $1,957,617        $4,254      0.22         445                      
  $  5001 -  10000      808     $6,036,591       $78,149      1.29       1,014                      
  $ 10001 -  15000      710     $8,843,793      $184,372      2.08       1,211                      
  $ 15001 -  20000      736    $12,857,237      $328,752      2.56       1,529                      
  $ 20001 -  25000      584    $13,141,518      $363,140      2.76       1,429                      
  $ 25001 -  30000      581    $15,945,499      $513,383      3.22       1,549                      
  $ 30001 -  35000      524    $16,998,740      $602,000      3.54       1,450                      
  $ 35001 -  40000      494    $18,491,183      $673,510      3.64       1,512                      
  $ 40001 -  45000      479    $20,319,135      $762,633      3.75       1,572                      
  $ 45001 -  50000      378    $17,903,751      $775,308      4.33       1,246                      
  $ 50001 -  75000    1,384    $84,908,037    $4,242,500      5.00       5,128                      
  $ 75001 - 100000      567    $48,490,039    $3,426,181      7.07       2,140                      
  $100001 - 250000      468    $62,527,520    $7,134,054     11.41       1,810                      
  OVER $250,000          57    $35,025,061    $8,524,605     24.34         207                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,538    $362,677,496   $27,612,913      7.61       22,390                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.2           0.0                    0.7                     
  $     1  -  5000     8.3             0.5           0.0                    2.0                     
  $  5001 -  10000     9.5             1.7           0.3                    4.5                     
  $ 10001 -  15000     8.3             2.4           0.7                    5.4                     
  $ 15001 -  20000     8.6             3.5           1.2                    6.8                     
  $ 20001 -  25000     6.8             3.6           1.3                    6.4                     
  $ 25001 -  30000     6.8             4.4           1.9                    6.9                     
  $ 30001 -  35000     6.1             4.7           2.2                    6.5                     
  $ 35001 -  40000     5.8             5.1           2.4                    6.8                     
  $ 40001 -  45000     5.6             5.6           2.8                    7.0                     
  $ 45001 -  50000     4.4             4.9           2.8                    5.6                     
  $ 50001 -  75000    16.2            23.4          15.4                   22.9                     
  $ 75001 - 100000     6.6            13.4          12.4                    9.6                     
  $100001 - 250000     5.5            17.2          25.8                    8.1                     
  OVER $250,000        0.7             9.7          30.9                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-13,478            $1                   2.60                     
  $     1  -  5000                  $2,753            $6                   0.63                     
  $  5001 -  10000                  $7,471           $97                   1.25                     
  $ 10001 -  15000                 $12,456          $260                   1.71                     
  $ 15001 -  20000                 $17,469          $447                   2.08                     
  $ 20001 -  25000                 $22,503          $622                   2.45                     
  $ 25001 -  30000                 $27,445          $884                   2.67                     
  $ 30001 -  35000                 $32,440        $1,149                   2.77                     
  $ 35001 -  40000                 $37,432        $1,363                   3.06                     
  $ 40001 -  45000                 $42,420        $1,592                   3.28                     
  $ 45001 -  50000                 $47,364        $2,051                   3.30                     
  $ 50001 -  75000                 $61,350        $3,065                   3.71                     
  $ 75001 - 100000                 $85,520        $6,043                   3.77                     
  $100001 - 250000                $133,606       $15,244                   3.87                     
  OVER $250,000                   $614,475      $149,554                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,478        $3,234                   2.62                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ST GEORGE UT                                                     
                        _________________________________________________                           
  UNDER $1              273   $-10,003,234        $8,880     -0.09         458                      
  $     1  -  5000    2,048     $5,604,232       $16,816      0.30       1,541                      
  $  5001 -  10000    2,431    $18,291,638      $194,867      1.07       2,834                      
  $ 10001 -  15000    2,453    $30,619,285      $601,676      1.97       4,012                      
  $ 15001 -  20000    2,258    $39,373,880    $1,062,154      2.70       4,225                      
  $ 20001 -  25000    1,914    $42,950,515    $1,410,136      3.28       4,019                      
  $ 25001 -  30000    1,550    $42,530,551    $1,588,214      3.73       3,589                      
  $ 30001 -  35000    1,347    $43,748,701    $1,712,974      3.92       3,394                      
  $ 35001 -  40000    1,257    $47,067,240    $2,079,946      4.42       3,290                      
  $ 40001 -  45000    1,062    $45,059,506    $2,094,167      4.65       3,060                      
  $ 45001 -  50000      916    $43,491,572    $2,166,167      4.98       2,710                      
  $ 50001 -  75000    3,200   $196,222,131   $12,571,776      6.41       9,593                      
  $ 75001 - 100000    1,494   $128,364,199   $10,604,724      8.26       4,476                      
  $100001 - 250000    1,269   $175,718,393   $22,314,263     12.70       3,945                      
  OVER $250,000         245   $118,396,393   $25,423,287     21.47         837                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             23,717    $967,435,002   $83,850,047      8.67       51,983                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.0           0.0                    0.9                     
  $     1  -  5000     8.6             0.6           0.0                    3.0                     
  $  5001 -  10000    10.3             1.9           0.2                    5.5                     
  $ 10001 -  15000    10.3             3.2           0.7                    7.7                     
  $ 15001 -  20000     9.5             4.1           1.3                    8.1                     
  $ 20001 -  25000     8.1             4.4           1.7                    7.7                     
  $ 25001 -  30000     6.5             4.4           1.9                    6.9                     
  $ 30001 -  35000     5.7             4.5           2.0                    6.5                     
  $ 35001 -  40000     5.3             4.9           2.5                    6.3                     
  $ 40001 -  45000     4.5             4.7           2.5                    5.9                     
  $ 45001 -  50000     3.9             4.5           2.6                    5.2                     
  $ 50001 -  75000    13.5            20.3          15.0                   18.5                     
  $ 75001 - 100000     6.3            13.3          12.6                    8.6                     
  $100001 - 250000     5.4            18.2          26.6                    7.6                     
  OVER $250,000        1.0            12.2          30.3                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-36,642           $33                   1.68                     
  $     1  -  5000                  $2,736            $8                   0.75                     
  $  5001 -  10000                  $7,524           $80                   1.17                     
  $ 10001 -  15000                 $12,482          $245                   1.64                     
  $ 15001 -  20000                 $17,438          $470                   1.87                     
  $ 20001 -  25000                 $22,440          $737                   2.10                     
  $ 25001 -  30000                 $27,439        $1,025                   2.32                     
  $ 30001 -  35000                 $32,479        $1,272                   2.52                     
  $ 35001 -  40000                 $37,444        $1,655                   2.62                     
  $ 40001 -  45000                 $42,429        $1,972                   2.88                     
  $ 45001 -  50000                 $47,480        $2,365                   2.96                     
  $ 50001 -  75000                 $61,319        $3,929                   3.00                     
  $ 75001 - 100000                 $85,920        $7,098                   3.00                     
  $100001 - 250000                $138,470       $17,584                   3.11                     
  OVER $250,000                   $483,251      $103,769                   3.42                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,791        $3,535                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   STANSBURY PARK UT                                                
                        _________________________________________________                           
  UNDER $1               12      $-152,352            $0      0.00          27                      
  $     1  -  5000      115       $314,060          $272      0.09          38                      
  $  5001 -  10000       90       $666,015        $7,860      1.18          86                      
  $ 10001 -  15000       75       $926,928       $21,816      2.35         119                      
  $ 15001 -  20000       69     $1,213,076       $36,000      2.97         124                      
  $ 20001 -  25000       75     $1,678,167       $64,326      3.83         143                      
  $ 25001 -  30000       77     $2,134,529       $63,338      2.97         203                      
  $ 30001 -  35000       71     $2,306,702       $82,870      3.59         194                      
  $ 35001 -  40000       91     $3,409,131      $133,253      3.91         261                      
  $ 40001 -  45000       89     $3,789,050      $156,869      4.14         271                      
  $ 45001 -  50000      101     $4,784,835      $192,379      4.02         322                      
  $ 50001 -  75000      400    $24,866,025    $1,436,797      5.78       1,329                      
  $ 75001 - 100000      254    $21,845,457    $1,726,336      7.90         898                      
  OVER $100,000         181    $24,585,763    $3,274,684     13.32         612                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,700     $92,367,386    $7,196,800      7.79        4,627                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.2           0.0                    0.6                     
  $     1  -  5000     6.8             0.3           0.0                    0.8                     
  $  5001 -  10000     5.3             0.7           0.1                    1.9                     
  $ 10001 -  15000     4.4             1.0           0.3                    2.6                     
  $ 15001 -  20000     4.1             1.3           0.5                    2.7                     
  $ 20001 -  25000     4.4             1.8           0.9                    3.1                     
  $ 25001 -  30000     4.5             2.3           0.9                    4.4                     
  $ 30001 -  35000     4.2             2.5           1.2                    4.2                     
  $ 35001 -  40000     5.4             3.7           1.9                    5.6                     
  $ 40001 -  45000     5.2             4.1           2.2                    5.9                     
  $ 45001 -  50000     5.9             5.2           2.7                    7.0                     
  $ 50001 -  75000    23.5            26.9          20.0                   28.7                     
  $ 75001 - 100000    14.9            23.7          24.0                   19.4                     
  OVER $100,000       10.6            26.6          45.5                   13.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-12,696            $0                   2.25                     
  $     1  -  5000                  $2,731            $2                   0.33                     
  $  5001 -  10000                  $7,400           $87                   0.96                     
  $ 10001 -  15000                 $12,359          $291                   1.59                     
  $ 15001 -  20000                 $17,581          $522                   1.80                     
  $ 20001 -  25000                 $22,376          $858                   1.91                     
  $ 25001 -  30000                 $27,721          $823                   2.64                     
  $ 30001 -  35000                 $32,489        $1,167                   2.73                     
  $ 35001 -  40000                 $37,463        $1,464                   2.87                     
  $ 40001 -  45000                 $42,574        $1,763                   3.04                     
  $ 45001 -  50000                 $47,375        $1,905                   3.19                     
  $ 50001 -  75000                 $62,165        $3,592                   3.32                     
  $ 75001 - 100000                 $86,006        $6,797                   3.54                     
  OVER $100,000                   $135,833       $18,092                   3.38                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $54,334        $4,233                   2.72                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SUNSET UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000         127       $304,348          $831      0.27         117                      
  $  5001 -  10000      140     $1,066,250        $9,138      0.86         186                      
  $ 10001 -  15000      184     $2,338,309       $48,428      2.07         310                      
  $ 15001 -  20000      185     $3,232,380      $100,244      3.10         366                      
  $ 20001 -  25000      162     $3,665,431      $145,661      3.97         308                      
  $ 25001 -  30000      158     $4,345,221      $188,045      4.33         359                      
  $ 30001 -  35000      172     $5,629,195      $270,591      4.81         429                      
  $ 35001 -  40000      131     $4,889,425      $251,119      5.14         314                      
  $ 40001 -  45000      102     $4,331,474      $250,174      5.78         267                      
  $ 45001 -  50000      104     $4,899,347      $299,361      6.11         279                      
  $ 50001 -  75000      271    $16,344,266    $1,318,774      8.07         759                      
  $ 75001 - 100000       93     $7,763,325      $738,098      9.51         289                      
  $100001 - 250000       25     $2,986,529      $410,193     13.73          62                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,854     $61,795,500    $4,030,657      6.52        4,045                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        6.9             0.5           0.0                    2.9                     
  $  5001 -  10000     7.6             1.7           0.2                    4.6                     
  $ 10001 -  15000     9.9             3.8           1.2                    7.7                     
  $ 15001 -  20000    10.0             5.2           2.5                    9.0                     
  $ 20001 -  25000     8.7             5.9           3.6                    7.6                     
  $ 25001 -  30000     8.5             7.0           4.7                    8.9                     
  $ 30001 -  35000     9.3             9.1           6.7                   10.6                     
  $ 35001 -  40000     7.1             7.9           6.2                    7.8                     
  $ 40001 -  45000     5.5             7.0           6.2                    6.6                     
  $ 45001 -  50000     5.6             7.9           7.4                    6.9                     
  $ 50001 -  75000    14.6            26.4          32.7                   18.8                     
  $ 75001 - 100000     5.0            12.6          18.3                    7.1                     
  $100001 - 250000     1.3             4.8          10.2                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,396            $7                   0.92                     
  $  5001 -  10000                  $7,616           $65                   1.33                     
  $ 10001 -  15000                 $12,708          $263                   1.68                     
  $ 15001 -  20000                 $17,472          $542                   1.98                     
  $ 20001 -  25000                 $22,626          $899                   1.90                     
  $ 25001 -  30000                 $27,501        $1,190                   2.27                     
  $ 30001 -  35000                 $32,728        $1,573                   2.49                     
  $ 35001 -  40000                 $37,324        $1,917                   2.40                     
  $ 40001 -  45000                 $42,465        $2,453                   2.62                     
  $ 45001 -  50000                 $47,109        $2,878                   2.68                     
  $ 50001 -  75000                 $60,311        $4,866                   2.80                     
  $ 75001 - 100000                 $83,477        $7,937                   3.11                     
  $100001 - 250000                $119,461       $16,408                   2.48                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,331        $2,174                   2.18                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SYRACUSE UT                                                      
                        _________________________________________________                           
  UNDER $1               27      $-496,776           $19     -0.00          63                      
  $     1  -  5000      473     $1,196,659        $5,704      0.48         165                      
  $  5001 -  10000      374     $2,717,193       $46,879      1.73         283                      
  $ 10001 -  15000      308     $3,816,127      $111,517      2.92         382                      
  $ 15001 -  20000      287     $5,037,236      $180,403      3.58         483                      
  $ 20001 -  25000      263     $5,966,410      $228,181      3.82         538                      
  $ 25001 -  30000      289     $7,982,617      $301,844      3.78         713                      
  $ 30001 -  35000      267     $8,677,254      $375,554      4.33         686                      
  $ 35001 -  40000      301    $11,308,487      $415,099      3.67         899                      
  $ 40001 -  45000      341    $14,541,982      $481,529      3.31       1,142                      
  $ 45001 -  50000      354    $16,849,660      $669,610      3.97       1,173                      
  $ 50001 -  75000    1,494    $92,400,775    $4,900,009      5.30       5,264                      
  $ 75001 - 100000      837    $72,098,665    $5,216,005      7.23       3,093                      
  $100001 - 250000      514    $65,736,658    $7,728,462     11.76       1,878                      
  OVER $250,000          31    $12,169,901    $2,504,691     20.58         113                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,160    $320,002,848   $23,165,506      7.24       16,875                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.4                     
  $     1  -  5000     7.7             0.4           0.0                    1.0                     
  $  5001 -  10000     6.1             0.8           0.2                    1.7                     
  $ 10001 -  15000     5.0             1.2           0.5                    2.3                     
  $ 15001 -  20000     4.7             1.6           0.8                    2.9                     
  $ 20001 -  25000     4.3             1.9           1.0                    3.2                     
  $ 25001 -  30000     4.7             2.5           1.3                    4.2                     
  $ 30001 -  35000     4.3             2.7           1.6                    4.1                     
  $ 35001 -  40000     4.9             3.5           1.8                    5.3                     
  $ 40001 -  45000     5.5             4.5           2.1                    6.8                     
  $ 45001 -  50000     5.7             5.3           2.9                    7.0                     
  $ 50001 -  75000    24.3            28.9          21.2                   31.2                     
  $ 75001 - 100000    13.6            22.5          22.5                   18.3                     
  $100001 - 250000     8.3            20.5          33.4                   11.1                     
  OVER $250,000        0.5             3.8          10.8                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,399            $1                   2.33                     
  $     1  -  5000                  $2,530           $12                   0.35                     
  $  5001 -  10000                  $7,265          $125                   0.76                     
  $ 10001 -  15000                 $12,390          $362                   1.24                     
  $ 15001 -  20000                 $17,551          $629                   1.68                     
  $ 20001 -  25000                 $22,686          $868                   2.05                     
  $ 25001 -  30000                 $27,622        $1,044                   2.47                     
  $ 30001 -  35000                 $32,499        $1,407                   2.57                     
  $ 35001 -  40000                 $37,570        $1,379                   2.99                     
  $ 40001 -  45000                 $42,645        $1,412                   3.35                     
  $ 45001 -  50000                 $47,598        $1,892                   3.31                     
  $ 50001 -  75000                 $61,848        $3,280                   3.52                     
  $ 75001 - 100000                 $86,139        $6,232                   3.70                     
  $100001 - 250000                $127,892       $15,036                   3.65                     
  OVER $250,000                   $392,577       $80,796                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $51,949        $3,761                   2.74                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   TAYLORSVILLE UT                                                  
                        _________________________________________________                           
  UNDER $1               60      $-711,110        $4,970     -0.70          96                      
  $     1  -  5000    1,117     $2,954,009        $3,102      0.11         685                      
  $  5001 -  10000    1,209     $9,055,827      $112,923      1.25       1,294                      
  $ 10001 -  15000    1,173    $14,715,340      $335,331      2.28       1,832                      
  $ 15001 -  20000    1,212    $21,269,901      $658,649      3.10       2,229                      
  $ 20001 -  25000    1,164    $26,077,148      $980,891      3.76       2,388                      
  $ 25001 -  30000      964    $26,503,811    $1,154,002      4.35       2,093                      
  $ 30001 -  35000      859    $27,937,737    $1,207,920      4.32       2,190                      
  $ 35001 -  40000      733    $27,498,015    $1,345,456      4.89       1,926                      
  $ 40001 -  45000      611    $25,907,604    $1,375,387      5.31       1,637                      
  $ 45001 -  50000      532    $25,248,859    $1,421,214      5.63       1,517                      
  $ 50001 -  75000    1,800   $109,834,863    $7,326,361      6.67       5,583                      
  $ 75001 - 100000      794    $67,569,765    $5,841,352      8.64       2,527                      
  $100001 - 250000      417    $52,708,250    $6,751,433     12.81       1,344                      
  OVER $250,000          13     $4,456,396      $979,522     21.98          46                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             12,658    $441,026,415   $29,498,513      6.69       27,387                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.2           0.0                    0.4                     
  $     1  -  5000     8.8             0.7           0.0                    2.5                     
  $  5001 -  10000     9.6             2.1           0.4                    4.7                     
  $ 10001 -  15000     9.3             3.3           1.1                    6.7                     
  $ 15001 -  20000     9.6             4.8           2.2                    8.1                     
  $ 20001 -  25000     9.2             5.9           3.3                    8.7                     
  $ 25001 -  30000     7.6             6.0           3.9                    7.6                     
  $ 30001 -  35000     6.8             6.3           4.1                    8.0                     
  $ 35001 -  40000     5.8             6.2           4.6                    7.0                     
  $ 40001 -  45000     4.8             5.9           4.7                    6.0                     
  $ 45001 -  50000     4.2             5.7           4.8                    5.5                     
  $ 50001 -  75000    14.2            24.9          24.8                   20.4                     
  $ 75001 - 100000     6.3            15.3          19.8                    9.2                     
  $100001 - 250000     3.3            12.0          22.9                    4.9                     
  OVER $250,000        0.1             1.0           3.3                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-11,852           $83                   1.60                     
  $     1  -  5000                  $2,645            $3                   0.61                     
  $  5001 -  10000                  $7,490           $93                   1.07                     
  $ 10001 -  15000                 $12,545          $286                   1.56                     
  $ 15001 -  20000                 $17,549          $543                   1.84                     
  $ 20001 -  25000                 $22,403          $843                   2.05                     
  $ 25001 -  30000                 $27,494        $1,197                   2.17                     
  $ 30001 -  35000                 $32,524        $1,406                   2.55                     
  $ 35001 -  40000                 $37,514        $1,836                   2.63                     
  $ 40001 -  45000                 $42,402        $2,251                   2.68                     
  $ 45001 -  50000                 $47,460        $2,671                   2.85                     
  $ 50001 -  75000                 $61,019        $4,070                   3.10                     
  $ 75001 - 100000                 $85,100        $7,357                   3.18                     
  $100001 - 250000                $126,399       $16,190                   3.22                     
  OVER $250,000                   $342,800       $75,348                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,842        $2,330                   2.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   TOOELE UT                                                        
                        _________________________________________________                           
  UNDER $1               39    $-1,241,619        $1,548     -0.12          81                      
  $     1  -  5000      730     $2,004,774        $6,520      0.33         586                      
  $  5001 -  10000      799     $5,964,304       $52,457      0.88       1,010                      
  $ 10001 -  15000      812    $10,207,245      $209,253      2.05       1,354                      
  $ 15001 -  20000      758    $13,269,283      $387,292      2.92       1,410                      
  $ 20001 -  25000      742    $16,708,089      $613,293      3.67       1,515                      
  $ 25001 -  30000      758    $20,903,121      $872,514      4.17       1,744                      
  $ 30001 -  35000      736    $23,908,785    $1,055,181      4.41       1,860                      
  $ 35001 -  40000      716    $26,876,675    $1,213,578      4.52       1,962                      
  $ 40001 -  45000      739    $31,344,846    $1,547,921      4.94       2,131                      
  $ 45001 -  50000      619    $29,402,130    $1,630,514      5.55       1,839                      
  $ 50001 -  75000    2,178   $132,701,567    $8,123,923      6.12       7,370                      
  $ 75001 - 100000      914    $78,288,353    $6,751,034      8.62       3,048                      
  $100001 - 250000      421    $53,259,442    $6,843,217     12.85       1,393                      
  OVER $250,000          16     $8,683,577    $1,731,236     19.94          59                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,977    $452,280,572   $31,039,481      6.86       27,362                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.3                     
  $     1  -  5000     6.7             0.4           0.0                    2.1                     
  $  5001 -  10000     7.3             1.3           0.2                    3.7                     
  $ 10001 -  15000     7.4             2.3           0.7                    4.9                     
  $ 15001 -  20000     6.9             2.9           1.2                    5.2                     
  $ 20001 -  25000     6.8             3.7           2.0                    5.5                     
  $ 25001 -  30000     6.9             4.6           2.8                    6.4                     
  $ 30001 -  35000     6.7             5.3           3.4                    6.8                     
  $ 35001 -  40000     6.5             5.9           3.9                    7.2                     
  $ 40001 -  45000     6.7             6.9           5.0                    7.8                     
  $ 45001 -  50000     5.6             6.5           5.3                    6.7                     
  $ 50001 -  75000    19.8            29.3          26.2                   26.9                     
  $ 75001 - 100000     8.3            17.3          21.7                   11.1                     
  $100001 - 250000     3.8            11.8          22.0                    5.1                     
  OVER $250,000        0.1             1.9           5.6                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,836           $40                   2.08                     
  $     1  -  5000                  $2,746            $9                   0.80                     
  $  5001 -  10000                  $7,465           $66                   1.26                     
  $ 10001 -  15000                 $12,570          $258                   1.67                     
  $ 15001 -  20000                 $17,506          $511                   1.86                     
  $ 20001 -  25000                 $22,518          $827                   2.04                     
  $ 25001 -  30000                 $27,577        $1,151                   2.30                     
  $ 30001 -  35000                 $32,485        $1,434                   2.53                     
  $ 35001 -  40000                 $37,537        $1,695                   2.74                     
  $ 40001 -  45000                 $42,415        $2,095                   2.88                     
  $ 45001 -  50000                 $47,499        $2,634                   2.97                     
  $ 50001 -  75000                 $60,928        $3,730                   3.38                     
  $ 75001 - 100000                 $85,655        $7,386                   3.33                     
  $100001 - 250000                $126,507       $16,255                   3.31                     
  OVER $250,000                   $542,724      $108,202                   3.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,203        $2,828                   2.49                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   TREMONTON UT                                                     
                        _________________________________________________                           
  UNDER $1               27    $-2,366,050          $473     -0.02          60                      
  $     1  -  5000      348       $990,742          $910      0.09         219                      
  $  5001 -  10000      328     $2,377,741       $37,858      1.59         296                      
  $ 10001 -  15000      258     $3,223,213       $65,669      2.04         398                      
  $ 15001 -  20000      245     $4,262,597      $103,137      2.42         503                      
  $ 20001 -  25000      239     $5,357,587      $180,355      3.37         552                      
  $ 25001 -  30000      231     $6,352,195      $236,316      3.72         574                      
  $ 30001 -  35000      254     $8,220,693      $301,257      3.66         706                      
  $ 35001 -  40000      190     $7,099,751      $289,489      4.08         560                      
  $ 40001 -  45000      173     $7,336,561      $308,622      4.21         543                      
  $ 45001 -  50000      191     $9,051,799      $386,812      4.27         645                      
  $ 50001 -  75000      626    $38,475,955    $2,266,166      5.89       2,250                      
  $ 75001 - 100000      273    $23,245,319    $1,987,977      8.55         923                      
  OVER $100,000         146    $20,143,064    $2,756,954     13.69         482                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,529    $133,771,167    $8,921,995      6.67        8,711                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.8           0.0                    0.7                     
  $     1  -  5000     9.9             0.7           0.0                    2.5                     
  $  5001 -  10000     9.3             1.8           0.4                    3.4                     
  $ 10001 -  15000     7.3             2.4           0.7                    4.6                     
  $ 15001 -  20000     6.9             3.2           1.2                    5.8                     
  $ 20001 -  25000     6.8             4.0           2.0                    6.3                     
  $ 25001 -  30000     6.5             4.7           2.6                    6.6                     
  $ 30001 -  35000     7.2             6.1           3.4                    8.1                     
  $ 35001 -  40000     5.4             5.3           3.2                    6.4                     
  $ 40001 -  45000     4.9             5.5           3.5                    6.2                     
  $ 45001 -  50000     5.4             6.8           4.3                    7.4                     
  $ 50001 -  75000    17.7            28.8          25.4                   25.8                     
  $ 75001 - 100000     7.7            17.4          22.3                   10.6                     
  OVER $100,000        4.1            15.1          30.9                    5.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-87,631           $18                   2.22                     
  $     1  -  5000                  $2,847            $3                   0.63                     
  $  5001 -  10000                  $7,249          $115                   0.90                     
  $ 10001 -  15000                 $12,493          $255                   1.54                     
  $ 15001 -  20000                 $17,398          $421                   2.05                     
  $ 20001 -  25000                 $22,417          $755                   2.31                     
  $ 25001 -  30000                 $27,499        $1,023                   2.48                     
  $ 30001 -  35000                 $32,365        $1,186                   2.78                     
  $ 35001 -  40000                 $37,367        $1,524                   2.95                     
  $ 40001 -  45000                 $42,408        $1,784                   3.14                     
  $ 45001 -  50000                 $47,392        $2,025                   3.38                     
  $ 50001 -  75000                 $61,463        $3,620                   3.59                     
  $ 75001 - 100000                 $85,148        $7,282                   3.38                     
  OVER $100,000                   $137,966       $18,883                   3.30                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,906        $2,528                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   VERNAL UT                                                        
                        _________________________________________________                           
  UNDER $1               65    $-1,086,467        $4,141     -0.38         120                      
  $     1  -  5000      768     $2,090,632        $4,315      0.21         489                      
  $  5001 -  10000      742     $5,508,604       $68,756      1.25         900                      
  $ 10001 -  15000      653     $8,159,858      $167,728      2.06       1,050                      
  $ 15001 -  20000      562     $9,807,524      $288,835      2.95       1,068                      
  $ 20001 -  25000      419     $9,443,065      $330,043      3.50         891                      
  $ 25001 -  30000      426    $11,746,326      $496,033      4.22         959                      
  $ 30001 -  35000      380    $12,353,671      $592,597      4.80         937                      
  $ 35001 -  40000      368    $13,834,223      $624,946      4.52       1,050                      
  $ 40001 -  45000      359    $15,236,851      $764,440      5.02       1,082                      
  $ 45001 -  50000      356    $16,876,421      $882,689      5.23       1,124                      
  $ 50001 -  75000    1,348    $82,756,537    $5,608,993      6.78       4,509                      
  $ 75001 - 100000      660    $56,544,793    $5,133,494      9.08       2,203                      
  $100001 - 250000      369    $48,090,907    $6,723,675     13.98       1,183                      
  OVER $250,000          44    $23,271,075    $5,988,626     25.73         124                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,519    $314,634,020   $27,679,311      8.80       17,689                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.3           0.0                    0.7                     
  $     1  -  5000    10.2             0.7           0.0                    2.8                     
  $  5001 -  10000     9.9             1.8           0.2                    5.1                     
  $ 10001 -  15000     8.7             2.6           0.6                    5.9                     
  $ 15001 -  20000     7.5             3.1           1.0                    6.0                     
  $ 20001 -  25000     5.6             3.0           1.2                    5.0                     
  $ 25001 -  30000     5.7             3.7           1.8                    5.4                     
  $ 30001 -  35000     5.1             3.9           2.1                    5.3                     
  $ 35001 -  40000     4.9             4.4           2.3                    5.9                     
  $ 40001 -  45000     4.8             4.8           2.8                    6.1                     
  $ 45001 -  50000     4.7             5.4           3.2                    6.4                     
  $ 50001 -  75000    17.9            26.3          20.3                   25.5                     
  $ 75001 - 100000     8.8            18.0          18.5                   12.5                     
  $100001 - 250000     4.9            15.3          24.3                    6.7                     
  OVER $250,000        0.6             7.4          21.6                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,715           $64                   1.85                     
  $     1  -  5000                  $2,722            $6                   0.64                     
  $  5001 -  10000                  $7,424           $93                   1.21                     
  $ 10001 -  15000                 $12,496          $257                   1.61                     
  $ 15001 -  20000                 $17,451          $514                   1.90                     
  $ 20001 -  25000                 $22,537          $788                   2.13                     
  $ 25001 -  30000                 $27,574        $1,164                   2.25                     
  $ 30001 -  35000                 $32,510        $1,559                   2.47                     
  $ 35001 -  40000                 $37,593        $1,698                   2.85                     
  $ 40001 -  45000                 $42,442        $2,129                   3.01                     
  $ 45001 -  50000                 $47,406        $2,479                   3.16                     
  $ 50001 -  75000                 $61,392        $4,161                   3.34                     
  $ 75001 - 100000                 $85,674        $7,778                   3.34                     
  $100001 - 250000                $130,328       $18,221                   3.21                     
  OVER $250,000                   $528,888      $136,105                   2.82                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,845        $3,681                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WASHINGTON TERRAC                                                
                        _________________________________________________                           
  UNDER $ 5,000          50       $126,385           $20      0.02          54                      
  $  5001 -  10000       62       $457,540        $3,944      0.86          88                      
  $ 10001 -  15000       73       $907,744       $13,599      1.50         136                      
  $ 15001 -  20000       56       $965,118       $30,593      3.17         101                      
  $ 20001 -  25000       85     $1,915,390       $64,737      3.38         183                      
  $ 25001 -  30000       54     $1,501,465       $57,591      3.84         126                      
  $ 30001 -  35000       49     $1,600,254       $55,515      3.47         131                      
  $ 35001 -  40000       49     $1,847,030       $79,587      4.31         142                      
  $ 40001 -  45000       49     $2,077,247      $114,849      5.53         131                      
  $ 45001 -  50000       36     $1,722,522       $78,475      4.56         116                      
  $ 50001 -  75000      126     $7,604,656      $577,934      7.60         348                      
  $ 75001 - 100000       41     $3,522,849      $311,360      8.84         130                      
  $100001 - 250000       34     $4,316,352      $628,676     14.56          94                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                764     $28,564,552    $2,016,880      7.06        1,780                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        6.5             0.4           0.0                    3.0                     
  $  5001 -  10000     8.1             1.6           0.2                    4.9                     
  $ 10001 -  15000     9.6             3.2           0.7                    7.6                     
  $ 15001 -  20000     7.3             3.4           1.5                    5.7                     
  $ 20001 -  25000    11.1             6.7           3.2                   10.3                     
  $ 25001 -  30000     7.1             5.3           2.9                    7.1                     
  $ 30001 -  35000     6.4             5.6           2.8                    7.4                     
  $ 35001 -  40000     6.4             6.5           3.9                    8.0                     
  $ 40001 -  45000     6.4             7.3           5.7                    7.4                     
  $ 45001 -  50000     4.7             6.0           3.9                    6.5                     
  $ 50001 -  75000    16.5            26.6          28.7                   19.6                     
  $ 75001 - 100000     5.4            12.3          15.4                    7.3                     
  $100001 - 250000     4.5            15.1          31.2                    5.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,528            $0                   1.08                     
  $  5001 -  10000                  $7,380           $64                   1.42                     
  $ 10001 -  15000                 $12,435          $186                   1.86                     
  $ 15001 -  20000                 $17,234          $546                   1.80                     
  $ 20001 -  25000                 $22,534          $762                   2.15                     
  $ 25001 -  30000                 $27,805        $1,067                   2.33                     
  $ 30001 -  35000                 $32,658        $1,133                   2.67                     
  $ 35001 -  40000                 $37,694        $1,624                   2.90                     
  $ 40001 -  45000                 $42,393        $2,344                   2.67                     
  $ 45001 -  50000                 $47,848        $2,180                   3.22                     
  $ 50001 -  75000                 $60,354        $4,587                   2.76                     
  $ 75001 - 100000                 $85,923        $7,594                   3.17                     
  $100001 - 250000                $126,952       $18,490                   2.76                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,388        $2,640                   2.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WASHINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               50    $-4,411,566           $39     -0.00         104                      
  $     1  -  5000      372     $1,031,278        $2,181      0.21         274                      
  $  5001 -  10000      437     $3,261,188       $37,566      1.15         478                      
  $ 10001 -  15000      442     $5,552,622      $111,713      2.01         734                      
  $ 15001 -  20000      454     $7,979,338      $183,698      2.30         958                      
  $ 20001 -  25000      392     $8,795,636      $265,077      3.01         897                      
  $ 25001 -  30000      314     $8,624,371      $303,091      3.51         821                      
  $ 30001 -  35000      253     $8,175,835      $322,081      3.94         640                      
  $ 35001 -  40000      259     $9,679,099      $384,999      3.98         731                      
  $ 40001 -  45000      217     $9,198,751      $404,095      4.39         628                      
  $ 45001 -  50000      187     $8,880,331      $398,678      4.49         593                      
  $ 50001 -  75000      621    $37,844,937    $2,252,433      5.95       1,992                      
  $ 75001 - 100000      301    $25,749,068    $2,055,871      7.98         985                      
  $100001 - 250000      223    $30,050,506    $3,745,701     12.46         705                      
  OVER $250,000          33    $17,539,315    $3,570,649     20.36         118                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,555    $177,950,709   $14,037,872      7.89       10,658                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -2.5           0.0                    1.0                     
  $     1  -  5000     8.2             0.6           0.0                    2.6                     
  $  5001 -  10000     9.6             1.8           0.3                    4.5                     
  $ 10001 -  15000     9.7             3.1           0.8                    6.9                     
  $ 15001 -  20000    10.0             4.5           1.3                    9.0                     
  $ 20001 -  25000     8.6             4.9           1.9                    8.4                     
  $ 25001 -  30000     6.9             4.8           2.2                    7.7                     
  $ 30001 -  35000     5.6             4.6           2.3                    6.0                     
  $ 35001 -  40000     5.7             5.4           2.7                    6.9                     
  $ 40001 -  45000     4.8             5.2           2.9                    5.9                     
  $ 45001 -  50000     4.1             5.0           2.8                    5.6                     
  $ 50001 -  75000    13.6            21.3          16.0                   18.7                     
  $ 75001 - 100000     6.6            14.5          14.6                    9.2                     
  $100001 - 250000     4.9            16.9          26.7                    6.6                     
  OVER $250,000        0.7             9.9          25.4                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-88,231            $1                   2.08                     
  $     1  -  5000                  $2,772            $6                   0.74                     
  $  5001 -  10000                  $7,463           $86                   1.09                     
  $ 10001 -  15000                 $12,562          $253                   1.66                     
  $ 15001 -  20000                 $17,576          $405                   2.11                     
  $ 20001 -  25000                 $22,438          $676                   2.29                     
  $ 25001 -  30000                 $27,466          $965                   2.61                     
  $ 30001 -  35000                 $32,316        $1,273                   2.53                     
  $ 35001 -  40000                 $37,371        $1,486                   2.82                     
  $ 40001 -  45000                 $42,391        $1,862                   2.89                     
  $ 45001 -  50000                 $47,488        $2,132                   3.17                     
  $ 50001 -  75000                 $60,942        $3,627                   3.21                     
  $ 75001 - 100000                 $85,545        $6,830                   3.27                     
  $100001 - 250000                $134,756       $16,797                   3.16                     
  OVER $250,000                   $531,494      $108,201                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,067        $3,082                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WELLSVILLE UT                                                    
                        _________________________________________________                           
  UNDER $1               16      $-765,701          $319     -0.04          34                      
  $     1  -  5000      140       $385,262          $478      0.12          54                      
  $  5001 -  10000      143     $1,035,420       $15,145      1.46         113                      
  $ 10001 -  15000      109     $1,351,291       $32,303      2.39         159                      
  $ 15001 -  20000      118     $2,067,339       $57,049      2.76         231                      
  $ 20001 -  25000      121     $2,742,373       $83,081      3.03         286                      
  $ 25001 -  30000       81     $2,242,216       $89,022      3.97         179                      
  $ 30001 -  35000       79     $2,564,431      $107,940      4.21         209                      
  $ 35001 -  40000       87     $3,286,752      $120,438      3.66         282                      
  $ 40001 -  45000       79     $3,370,791      $136,682      4.05         265                      
  $ 45001 -  50000       77     $3,662,326      $165,448      4.52         263                      
  $ 50001 -  75000      294    $17,734,712      $943,465      5.32       1,075                      
  $ 75001 - 100000      122    $10,328,548      $796,208      7.71         433                      
  OVER $100,000          98    $15,651,896    $2,236,221     14.29         364                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,564     $65,657,656    $4,783,799      7.29        3,947                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -1.2           0.0                    0.9                     
  $     1  -  5000     9.0             0.6           0.0                    1.4                     
  $  5001 -  10000     9.1             1.6           0.3                    2.9                     
  $ 10001 -  15000     7.0             2.1           0.7                    4.0                     
  $ 15001 -  20000     7.5             3.1           1.2                    5.9                     
  $ 20001 -  25000     7.7             4.2           1.7                    7.2                     
  $ 25001 -  30000     5.2             3.4           1.9                    4.5                     
  $ 30001 -  35000     5.1             3.9           2.3                    5.3                     
  $ 35001 -  40000     5.6             5.0           2.5                    7.1                     
  $ 40001 -  45000     5.1             5.1           2.9                    6.7                     
  $ 45001 -  50000     4.9             5.6           3.5                    6.7                     
  $ 50001 -  75000    18.8            27.0          19.7                   27.2                     
  $ 75001 - 100000     7.8            15.7          16.6                   11.0                     
  OVER $100,000        6.3            23.8          46.7                    9.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-47,856           $20                   2.13                     
  $     1  -  5000                  $2,752            $3                   0.39                     
  $  5001 -  10000                  $7,241          $106                   0.79                     
  $ 10001 -  15000                 $12,397          $296                   1.46                     
  $ 15001 -  20000                 $17,520          $483                   1.96                     
  $ 20001 -  25000                 $22,664          $687                   2.36                     
  $ 25001 -  30000                 $27,682        $1,099                   2.21                     
  $ 30001 -  35000                 $32,461        $1,366                   2.65                     
  $ 35001 -  40000                 $37,779        $1,384                   3.24                     
  $ 40001 -  45000                 $42,668        $1,730                   3.35                     
  $ 45001 -  50000                 $47,563        $2,149                   3.42                     
  $ 50001 -  75000                 $60,322        $3,209                   3.66                     
  $ 75001 - 100000                 $84,660        $6,526                   3.55                     
  OVER $100,000                   $159,713       $22,819                   3.71                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,981        $3,059                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEST BOUNTIFUL UT                                                
                        _________________________________________________                           
  UNDER $1               14      $-228,496        $5,904     -2.58          16                      
  $     1  -  5000      212       $573,916          $777      0.14          89                      
  $  5001 -  10000      167     $1,224,267       $21,224      1.73         121                      
  $ 10001 -  15000      123     $1,578,100       $52,971      3.36         134                      
  $ 15001 -  20000      107     $1,854,926       $77,510      4.18         148                      
  $ 20001 -  25000       99     $2,241,665      $117,798      5.25         146                      
  $ 25001 -  30000       92     $2,520,521      $105,032      4.17         191                      
  $ 30001 -  35000       63     $2,025,326      $101,011      4.99         135                      
  $ 35001 -  40000       76     $2,832,571      $135,237      4.77         181                      
  $ 40001 -  45000       67     $2,840,038      $113,080      3.98         212                      
  $ 45001 -  50000       72     $3,416,474      $148,274      4.34         227                      
  $ 50001 -  75000      339    $21,166,279    $1,214,776      5.74       1,181                      
  $ 75001 - 100000      208    $17,889,164    $1,490,583      8.33         716                      
  OVER $100,000         140    $19,885,630    $2,785,978     14.01         487                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,779     $79,820,381    $6,370,155      7.98        3,984                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.3           0.1                    0.4                     
  $     1  -  5000    11.9             0.7           0.0                    2.2                     
  $  5001 -  10000     9.4             1.5           0.3                    3.0                     
  $ 10001 -  15000     6.9             2.0           0.8                    3.4                     
  $ 15001 -  20000     6.0             2.3           1.2                    3.7                     
  $ 20001 -  25000     5.6             2.8           1.8                    3.7                     
  $ 25001 -  30000     5.2             3.2           1.6                    4.8                     
  $ 30001 -  35000     3.5             2.5           1.6                    3.4                     
  $ 35001 -  40000     4.3             3.5           2.1                    4.5                     
  $ 40001 -  45000     3.8             3.6           1.8                    5.3                     
  $ 45001 -  50000     4.0             4.3           2.3                    5.7                     
  $ 50001 -  75000    19.1            26.5          19.1                   29.6                     
  $ 75001 - 100000    11.7            22.4          23.4                   18.0                     
  OVER $100,000        7.9            24.9          43.7                   12.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,321          $422                   1.14                     
  $     1  -  5000                  $2,707            $4                   0.42                     
  $  5001 -  10000                  $7,331          $127                   0.72                     
  $ 10001 -  15000                 $12,830          $431                   1.09                     
  $ 15001 -  20000                 $17,336          $724                   1.38                     
  $ 20001 -  25000                 $22,643        $1,190                   1.47                     
  $ 25001 -  30000                 $27,397        $1,142                   2.08                     
  $ 30001 -  35000                 $32,148        $1,603                   2.14                     
  $ 35001 -  40000                 $37,271        $1,779                   2.38                     
  $ 40001 -  45000                 $42,389        $1,688                   3.16                     
  $ 45001 -  50000                 $47,451        $2,059                   3.15                     
  $ 50001 -  75000                 $62,437        $3,583                   3.48                     
  $ 75001 - 100000                 $86,006        $7,166                   3.44                     
  OVER $100,000                   $142,040       $19,900                   3.48                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $44,868        $3,581                   2.24                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEST HAVEN UT                                                    
                        _________________________________________________                           
  UNDER $1               15      $-756,039          $297     -0.04          32                      
  $     1  -  5000      128       $350,570          $364      0.10          45                      
  $  5001 -  10000      132       $990,549       $15,888      1.60         103                      
  $ 10001 -  15000      103     $1,292,992       $38,518      2.98         118                      
  $ 15001 -  20000       95     $1,675,445       $56,091      3.35         158                      
  $ 20001 -  25000       91     $2,047,555       $97,632      4.77         153                      
  $ 25001 -  30000       68     $1,876,395       $99,800      5.32         131                      
  $ 30001 -  35000       65     $2,102,825       $92,967      4.42         163                      
  $ 35001 -  40000       69     $2,602,240      $108,828      4.18         176                      
  $ 40001 -  45000       63     $2,689,037      $105,436      3.92         195                      
  $ 45001 -  50000       59     $2,795,570      $148,083      5.30         163                      
  $ 50001 -  75000      285    $17,676,197      $949,480      5.37       1,005                      
  $ 75001 - 100000      252    $21,705,760    $1,660,009      7.65         925                      
  OVER $100,000         162    $21,515,941    $2,636,298     12.25         587                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,587     $78,565,037    $6,009,691      7.65        3,954                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.0           0.0                    0.8                     
  $     1  -  5000     8.1             0.4           0.0                    1.1                     
  $  5001 -  10000     8.3             1.3           0.3                    2.6                     
  $ 10001 -  15000     6.5             1.6           0.6                    3.0                     
  $ 15001 -  20000     6.0             2.1           0.9                    4.0                     
  $ 20001 -  25000     5.7             2.6           1.6                    3.9                     
  $ 25001 -  30000     4.3             2.4           1.7                    3.3                     
  $ 30001 -  35000     4.1             2.7           1.5                    4.1                     
  $ 35001 -  40000     4.3             3.3           1.8                    4.5                     
  $ 40001 -  45000     4.0             3.4           1.8                    4.9                     
  $ 45001 -  50000     3.7             3.6           2.5                    4.1                     
  $ 50001 -  75000    18.0            22.5          15.8                   25.4                     
  $ 75001 - 100000    15.9            27.6          27.6                   23.4                     
  OVER $100,000       10.2            27.4          43.9                   14.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-50,403           $20                   2.13                     
  $     1  -  5000                  $2,739            $3                   0.35                     
  $  5001 -  10000                  $7,504          $120                   0.78                     
  $ 10001 -  15000                 $12,553          $374                   1.15                     
  $ 15001 -  20000                 $17,636          $590                   1.66                     
  $ 20001 -  25000                 $22,501        $1,073                   1.68                     
  $ 25001 -  30000                 $27,594        $1,468                   1.93                     
  $ 30001 -  35000                 $32,351        $1,430                   2.51                     
  $ 35001 -  40000                 $37,714        $1,577                   2.55                     
  $ 40001 -  45000                 $42,683        $1,674                   3.10                     
  $ 45001 -  50000                 $47,383        $2,510                   2.76                     
  $ 50001 -  75000                 $62,022        $3,332                   3.53                     
  $ 75001 - 100000                 $86,134        $6,587                   3.67                     
  OVER $100,000                   $132,814       $16,273                   3.62                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,505        $3,787                   2.49                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEST JORDAN UT                                                   
                        _________________________________________________                           
  UNDER $1              172    $-6,694,280       $57,216     -0.85         333                      
  $     1  -  5000    2,970     $8,049,992       $10,314      0.13       1,641                      
  $  5001 -  10000    3,043    $22,683,250      $308,051      1.36       3,232                      
  $ 10001 -  15000    2,805    $35,074,417      $812,272      2.32       4,509                      
  $ 15001 -  20000    2,885    $50,458,880    $1,539,137      3.05       5,484                      
  $ 20001 -  25000    2,830    $63,444,720    $2,231,276      3.52       6,107                      
  $ 25001 -  30000    2,425    $66,607,114    $2,697,413      4.05       5,633                      
  $ 30001 -  35000    2,244    $72,816,159    $3,161,630      4.34       5,627                      
  $ 35001 -  40000    2,043    $76,567,889    $3,221,898      4.21       5,651                      
  $ 40001 -  45000    1,946    $82,672,056    $3,738,574      4.52       5,762                      
  $ 45001 -  50000    1,814    $86,159,009    $4,095,608      4.75       5,574                      
  $ 50001 -  75000    7,238   $445,462,177   $25,879,089      5.81      24,345                      
  $ 75001 - 100000    3,709   $317,314,710   $24,658,263      7.77      13,081                      
  $100001 - 250000    1,866   $234,682,979   $28,523,874     12.15       6,499                      
  OVER $250,000          55    $20,949,248    $4,074,259     19.45         195                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             38,045  $1,576,248,320  $105,008,874      6.66       93,673                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.4           0.1                    0.4                     
  $     1  -  5000     7.8             0.5           0.0                    1.8                     
  $  5001 -  10000     8.0             1.4           0.3                    3.5                     
  $ 10001 -  15000     7.4             2.2           0.8                    4.8                     
  $ 15001 -  20000     7.6             3.2           1.5                    5.9                     
  $ 20001 -  25000     7.4             4.0           2.1                    6.5                     
  $ 25001 -  30000     6.4             4.2           2.6                    6.0                     
  $ 30001 -  35000     5.9             4.6           3.0                    6.0                     
  $ 35001 -  40000     5.4             4.9           3.1                    6.0                     
  $ 40001 -  45000     5.1             5.2           3.6                    6.2                     
  $ 45001 -  50000     4.8             5.5           3.9                    6.0                     
  $ 50001 -  75000    19.0            28.3          24.6                   26.0                     
  $ 75001 - 100000     9.7            20.1          23.5                   14.0                     
  $100001 - 250000     4.9            14.9          27.2                    6.9                     
  OVER $250,000        0.1             1.3           3.9                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-38,920          $333                   1.94                     
  $     1  -  5000                  $2,710            $3                   0.55                     
  $  5001 -  10000                  $7,454          $101                   1.06                     
  $ 10001 -  15000                 $12,504          $290                   1.61                     
  $ 15001 -  20000                 $17,490          $533                   1.90                     
  $ 20001 -  25000                 $22,419          $788                   2.16                     
  $ 25001 -  30000                 $27,467        $1,112                   2.32                     
  $ 30001 -  35000                 $32,449        $1,409                   2.51                     
  $ 35001 -  40000                 $37,478        $1,577                   2.77                     
  $ 40001 -  45000                 $42,483        $1,921                   2.96                     
  $ 45001 -  50000                 $47,497        $2,258                   3.07                     
  $ 50001 -  75000                 $61,545        $3,575                   3.36                     
  $ 75001 - 100000                 $85,553        $6,648                   3.53                     
  $100001 - 250000                $125,768       $15,286                   3.48                     
  OVER $250,000                   $380,895       $74,077                   3.55                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,431        $2,760                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEST POINT UT                                                    
                        _________________________________________________                           
  UNDER $1               13      $-528,627            $0      0.00          36                      
  $     1  -  5000      266       $694,821        $1,977      0.28          79                      
  $  5001 -  10000      203     $1,505,303       $29,970      1.99         122                      
  $ 10001 -  15000      162     $2,026,255       $64,400      3.18         186                      
  $ 15001 -  20000      144     $2,526,778       $94,156      3.73         217                      
  $ 20001 -  25000      137     $3,082,855      $126,145      4.09         241                      
  $ 25001 -  30000      130     $3,583,064      $170,470      4.76         273                      
  $ 30001 -  35000      113     $3,654,579      $151,730      4.15         284                      
  $ 35001 -  40000      111     $4,164,475      $161,362      3.87         322                      
  $ 40001 -  45000      146     $6,203,651      $296,398      4.78         426                      
  $ 45001 -  50000      120     $5,721,721      $238,174      4.16         398                      
  $ 50001 -  75000      558    $34,721,590    $2,130,609      6.14       1,907                      
  $ 75001 - 100000      327    $27,899,232    $2,192,417      7.86       1,165                      
  OVER $100,000         211    $28,446,261    $3,847,387     13.53         707                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,641    $123,701,958    $9,505,195      7.68        6,363                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.4           0.0                    0.6                     
  $     1  -  5000    10.1             0.6           0.0                    1.2                     
  $  5001 -  10000     7.7             1.2           0.3                    1.9                     
  $ 10001 -  15000     6.1             1.6           0.7                    2.9                     
  $ 15001 -  20000     5.5             2.0           1.0                    3.4                     
  $ 20001 -  25000     5.2             2.5           1.3                    3.8                     
  $ 25001 -  30000     4.9             2.9           1.8                    4.3                     
  $ 30001 -  35000     4.3             3.0           1.6                    4.5                     
  $ 35001 -  40000     4.2             3.4           1.7                    5.1                     
  $ 40001 -  45000     5.5             5.0           3.1                    6.7                     
  $ 45001 -  50000     4.5             4.6           2.5                    6.3                     
  $ 50001 -  75000    21.1            28.1          22.4                   30.0                     
  $ 75001 - 100000    12.4            22.6          23.1                   18.3                     
  OVER $100,000        8.0            23.0          40.5                   11.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-40,664            $0                   2.77                     
  $     1  -  5000                  $2,612            $7                   0.30                     
  $  5001 -  10000                  $7,415          $148                   0.60                     
  $ 10001 -  15000                 $12,508          $398                   1.15                     
  $ 15001 -  20000                 $17,547          $654                   1.51                     
  $ 20001 -  25000                 $22,503          $921                   1.76                     
  $ 25001 -  30000                 $27,562        $1,311                   2.10                     
  $ 30001 -  35000                 $32,341        $1,343                   2.51                     
  $ 35001 -  40000                 $37,518        $1,454                   2.90                     
  $ 40001 -  45000                 $42,491        $2,030                   2.92                     
  $ 45001 -  50000                 $47,681        $1,985                   3.32                     
  $ 50001 -  75000                 $62,225        $3,818                   3.42                     
  $ 75001 - 100000                 $85,319        $6,705                   3.56                     
  OVER $100,000                   $134,816       $18,234                   3.35                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,839        $3,599                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEST VALLEY UT                                                   
                        _________________________________________________                           
  UNDER $1              176    $-3,520,405        $8,517     -0.24         333                      
  $     1  -  5000    2,805     $7,536,433        $9,520      0.13       2,325                      
  $  5001 -  10000    3,293    $24,625,438      $235,504      0.96       4,428                      
  $ 10001 -  15000    3,486    $43,570,824      $780,420      1.79       6,772                      
  $ 15001 -  20000    3,758    $66,051,534    $1,613,736      2.44       8,204                      
  $ 20001 -  25000    3,609    $80,995,618    $2,626,636      3.24       8,405                      
  $ 25001 -  30000    3,101    $85,226,639    $3,064,305      3.60       8,082                      
  $ 30001 -  35000    2,501    $81,091,541    $3,284,969      4.05       6,766                      
  $ 35001 -  40000    2,191    $82,106,994    $3,773,320      4.60       6,250                      
  $ 40001 -  45000    1,905    $80,793,319    $3,871,239      4.79       5,715                      
  $ 45001 -  50000    1,586    $75,301,431    $3,869,435      5.14       4,935                      
  $ 50001 -  75000    5,380   $326,141,089   $20,565,218      6.31      17,811                      
  $ 75001 - 100000    1,854   $157,263,893   $13,548,063      8.61       6,126                      
  $100001 - 250000      653    $80,261,445   $10,171,211     12.67       2,101                      
  OVER $250,000          18    $11,448,627    $2,762,427     24.13          47                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             36,316  $1,198,894,420   $70,184,520      5.85       88,300                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.3           0.0                    0.4                     
  $     1  -  5000     7.7             0.6           0.0                    2.6                     
  $  5001 -  10000     9.1             2.1           0.3                    5.0                     
  $ 10001 -  15000     9.6             3.6           1.1                    7.7                     
  $ 15001 -  20000    10.3             5.5           2.3                    9.3                     
  $ 20001 -  25000     9.9             6.8           3.7                    9.5                     
  $ 25001 -  30000     8.5             7.1           4.4                    9.2                     
  $ 30001 -  35000     6.9             6.8           4.7                    7.7                     
  $ 35001 -  40000     6.0             6.8           5.4                    7.1                     
  $ 40001 -  45000     5.2             6.7           5.5                    6.5                     
  $ 45001 -  50000     4.4             6.3           5.5                    5.6                     
  $ 50001 -  75000    14.8            27.2          29.3                   20.2                     
  $ 75001 - 100000     5.1            13.1          19.3                    6.9                     
  $100001 - 250000     1.8             6.7          14.5                    2.4                     
  OVER $250,000        0.0             1.0           3.9                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,002           $48                   1.89                     
  $     1  -  5000                  $2,687            $3                   0.83                     
  $  5001 -  10000                  $7,478           $72                   1.34                     
  $ 10001 -  15000                 $12,499          $224                   1.94                     
  $ 15001 -  20000                 $17,576          $429                   2.18                     
  $ 20001 -  25000                 $22,443          $728                   2.33                     
  $ 25001 -  30000                 $27,484          $988                   2.61                     
  $ 30001 -  35000                 $32,424        $1,313                   2.71                     
  $ 35001 -  40000                 $37,475        $1,722                   2.85                     
  $ 40001 -  45000                 $42,411        $2,032                   3.00                     
  $ 45001 -  50000                 $47,479        $2,440                   3.11                     
  $ 50001 -  75000                 $60,621        $3,823                   3.31                     
  $ 75001 - 100000                 $84,824        $7,307                   3.30                     
  $100001 - 250000                $122,912       $15,576                   3.22                     
  OVER $250,000                   $636,035      $153,468                   2.61                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,013        $1,933                   2.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WILLARD UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000          95       $157,447        $4,493      2.85          78                      
  $  5001 -  10000       79       $566,603        $7,323      1.29          76                      
  $ 10001 -  15000       74       $921,743       $22,951      2.49          99                      
  $ 15001 -  20000       73     $1,285,351       $34,232      2.66         152                      
  $ 20001 -  25000       75     $1,680,089       $70,103      4.17         137                      
  $ 25001 -  30000       62     $1,706,814       $56,819      3.33         148                      
  $ 30001 -  35000       64     $2,072,090      $108,910      5.26         136                      
  $ 35001 -  40000       53     $1,985,168      $119,642      6.03         123                      
  $ 40001 -  45000       37     $1,578,724       $94,893      6.01         106                      
  $ 45001 -  50000       48     $2,291,765      $148,574      6.48         133                      
  $ 50001 -  75000      217    $13,425,777      $821,345      6.12         726                      
  $ 75001 - 100000       99     $8,471,461      $700,157      8.26         341                      
  OVER $100,000          71     $9,848,676    $1,394,381     14.16         219                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,047     $45,991,708    $3,583,823      7.79        2,474                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.1             0.3           0.1                    3.2                     
  $  5001 -  10000     7.5             1.2           0.2                    3.1                     
  $ 10001 -  15000     7.1             2.0           0.6                    4.0                     
  $ 15001 -  20000     7.0             2.8           1.0                    6.1                     
  $ 20001 -  25000     7.2             3.7           2.0                    5.5                     
  $ 25001 -  30000     5.9             3.7           1.6                    6.0                     
  $ 30001 -  35000     6.1             4.5           3.0                    5.5                     
  $ 35001 -  40000     5.1             4.3           3.3                    5.0                     
  $ 40001 -  45000     3.5             3.4           2.6                    4.3                     
  $ 45001 -  50000     4.6             5.0           4.1                    5.4                     
  $ 50001 -  75000    20.7            29.2          22.9                   29.3                     
  $ 75001 - 100000     9.5            18.4          19.5                   13.8                     
  OVER $100,000        6.8            21.4          38.9                    8.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,657           $47                   0.82                     
  $  5001 -  10000                  $7,172           $93                   0.96                     
  $ 10001 -  15000                 $12,456          $310                   1.34                     
  $ 15001 -  20000                 $17,608          $469                   2.08                     
  $ 20001 -  25000                 $22,401          $935                   1.83                     
  $ 25001 -  30000                 $27,529          $916                   2.39                     
  $ 30001 -  35000                 $32,376        $1,702                   2.13                     
  $ 35001 -  40000                 $37,456        $2,257                   2.32                     
  $ 40001 -  45000                 $42,668        $2,565                   2.86                     
  $ 45001 -  50000                 $47,745        $3,095                   2.77                     
  $ 50001 -  75000                 $61,870        $3,785                   3.35                     
  $ 75001 - 100000                 $85,570        $7,072                   3.44                     
  OVER $100,000                   $138,714       $19,639                   3.08                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,927        $3,423                   2.36                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2004 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WOODS CROSS UT                                                   
                        _________________________________________________                           
  UNDER $1               19       $-86,471            $0      0.00          33                      
  $     1  -  5000      261       $695,074          $483      0.07         112                      
  $  5001 -  10000      227     $1,735,996       $23,866      1.37         228                      
  $ 10001 -  15000      206     $2,576,283       $59,019      2.29         302                      
  $ 15001 -  20000      220     $3,840,271      $131,076      3.41         357                      
  $ 20001 -  25000      200     $4,493,837      $182,482      4.06         404                      
  $ 25001 -  30000      178     $4,898,330      $210,919      4.31         382                      
  $ 30001 -  35000      165     $5,348,327      $215,933      4.04         436                      
  $ 35001 -  40000      206     $7,726,282      $364,354      4.72         515                      
  $ 40001 -  45000      186     $7,870,156      $331,920      4.22         529                      
  $ 45001 -  50000      194     $9,233,755      $413,333      4.48         618                      
  $ 50001 -  75000      715    $44,027,990    $2,663,297      6.05       2,295                      
  $ 75001 - 100000      287    $24,398,194    $1,994,769      8.18         954                      
  OVER $100,000         134    $17,687,117    $2,374,563     13.43         491                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,198    $134,445,141    $8,966,014      6.67        7,656                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.1           0.0                    0.4                     
  $     1  -  5000     8.2             0.5           0.0                    1.5                     
  $  5001 -  10000     7.1             1.3           0.3                    3.0                     
  $ 10001 -  15000     6.4             1.9           0.7                    3.9                     
  $ 15001 -  20000     6.9             2.9           1.5                    4.7                     
  $ 20001 -  25000     6.3             3.3           2.0                    5.3                     
  $ 25001 -  30000     5.6             3.6           2.4                    5.0                     
  $ 30001 -  35000     5.2             4.0           2.4                    5.7                     
  $ 35001 -  40000     6.4             5.7           4.1                    6.7                     
  $ 40001 -  45000     5.8             5.9           3.7                    6.9                     
  $ 45001 -  50000     6.1             6.9           4.6                    8.1                     
  $ 50001 -  75000    22.4            32.7          29.7                   30.0                     
  $ 75001 - 100000     9.0            18.1          22.2                   12.5                     
  OVER $100,000        4.2            13.2          26.5                    6.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                         $-4,551            $0                   1.74                     
  $     1  -  5000                  $2,663            $2                   0.43                     
  $  5001 -  10000                  $7,648          $105                   1.00                     
  $ 10001 -  15000                 $12,506          $287                   1.47                     
  $ 15001 -  20000                 $17,456          $596                   1.62                     
  $ 20001 -  25000                 $22,469          $912                   2.02                     
  $ 25001 -  30000                 $27,519        $1,185                   2.15                     
  $ 30001 -  35000                 $32,414        $1,309                   2.64                     
  $ 35001 -  40000                 $37,506        $1,769                   2.50                     
  $ 40001 -  45000                 $42,313        $1,785                   2.84                     
  $ 45001 -  50000                 $47,597        $2,131                   3.19                     
  $ 50001 -  75000                 $61,578        $3,725                   3.21                     
  $ 75001 - 100000                 $85,011        $6,950                   3.32                     
  OVER $100,000                   $131,993       $17,721                   3.66                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,040        $2,804                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS