TABLE OF CONTENTS                                                  
COUNTY                                                                                              
                                                                                                    
STATE OF UTAH                                                                     
BEAVER    COUNTY                                                                  
BOX ELDER COUNTY                                                                  
CACHE     COUNTY                                                                  
CARBON    COUNTY                                                                  
DAGGETT   COUNTY                                                                  
DAVIS     COUNTY                                                                  
DUCHESNE  COUNTY                                                                  
EMERY     COUNTY                                                                  
GARFIELD  COUNTY                                                                  
GRAND     COUNTY                                                                  
IRON      COUNTY                                                                  
JUAB      COUNTY                                                                  
KANE      COUNTY                                                                  
MILLARD   COUNTY                                                                  
MORGAN    COUNTY                                                                  
PIUTE     COUNTY                                                                  
RICH      COUNTY                                                                  
SALT LAKE COUNTY                                                                  
SAN JUAN  COUNTY                                                                  
SANPETE   COUNTY                                                                  
SEVIER    COUNTY                                                                  
SUMMIT    COUNTY                                                                  
TOOELE    COUNTY                                                                  
UINTAH    COUNTY                                                                  
UTAH      COUNTY                                                                  
WASATCH   COUNTY                                                                  
WASHINGTON COUNTY                                                                 
WAYNE     COUNTY                                                                  
WEBER     COUNTY                                                                  
PRIOR YEAR                                                                        
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BEAVER    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               38    $-2,102,303        $4,949     -0.24          98                      
  $     1  -  5000      210       $602,434          $970      0.16         114                      
  $  5001 -  10000      255     $1,900,872       $22,449      1.18         306                      
  $ 10001 -  15000      218     $2,684,843       $46,462      1.73         392                      
  $ 15001 -  20000      203     $3,559,905      $111,233      3.12         409                      
  $ 20001 -  25000      174     $3,900,415      $144,692      3.71         421                      
  $ 25001 -  30000      185     $5,065,934      $175,756      3.47         504                      
  $ 30001 -  35000      148     $4,828,121      $168,174      3.48         495                      
  $ 35001 -  40000      114     $4,278,342      $175,094      4.09         378                      
  $ 40001 -  45000      121     $5,147,285      $239,645      4.66         427                      
  $ 45001 -  50000       86     $4,065,134      $205,898      5.06         321                      
  $ 50001 -  75000      274    $16,696,269    $1,200,956      7.19         982                      
  $ 75001 - 100000      103     $8,664,887      $916,472     10.58         347                      
  OVER $100,000          48     $6,613,912    $1,022,514     15.46         187                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,177     $65,906,050    $4,435,264      6.73        5,381                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -3.2           0.1                    1.8                     
  $     1  -  5000     9.6             0.9           0.0                    2.1                     
  $  5001 -  10000    11.7             2.9           0.5                    5.7                     
  $ 10001 -  15000    10.0             4.1           1.0                    7.3                     
  $ 15001 -  20000     9.3             5.4           2.5                    7.6                     
  $ 20001 -  25000     8.0             5.9           3.3                    7.8                     
  $ 25001 -  30000     8.5             7.7           4.0                    9.4                     
  $ 30001 -  35000     6.8             7.3           3.8                    9.2                     
  $ 35001 -  40000     5.2             6.5           3.9                    7.0                     
  $ 40001 -  45000     5.6             7.8           5.4                    7.9                     
  $ 45001 -  50000     4.0             6.2           4.6                    6.0                     
  $ 50001 -  75000    12.6            25.3          27.1                   18.2                     
  $ 75001 - 100000     4.7            13.1          20.7                    6.4                     
  OVER $100,000        2.2            10.0          23.1                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-55,324          $130                   2.58                     
  $     1  -  5000                  $2,869            $5                   0.54                     
  $  5001 -  10000                  $7,454           $88                   1.20                     
  $ 10001 -  15000                 $12,316          $213                   1.80                     
  $ 15001 -  20000                 $17,536          $548                   2.01                     
  $ 20001 -  25000                 $22,416          $832                   2.42                     
  $ 25001 -  30000                 $27,383          $950                   2.72                     
  $ 30001 -  35000                 $32,622        $1,136                   3.34                     
  $ 35001 -  40000                 $37,529        $1,536                   3.32                     
  $ 40001 -  45000                 $42,540        $1,981                   3.53                     
  $ 45001 -  50000                 $47,269        $2,394                   3.73                     
  $ 50001 -  75000                 $60,935        $4,383                   3.58                     
  $ 75001 - 100000                 $84,125        $8,898                   3.37                     
  OVER $100,000                   $137,790       $21,302                   3.90                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,274        $2,037                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BOX ELDER COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              151    $-5,208,961       $12,860     -0.25         329                      
  $     1  -  5000    1,832     $5,053,291       $14,397      0.28         833                      
  $  5001 -  10000    1,760    $12,948,226      $197,223      1.52       1,709                      
  $ 10001 -  15000    1,460    $18,144,078      $437,591      2.41       2,302                      
  $ 15001 -  20000    1,279    $22,298,100      $708,777      3.18       2,434                      
  $ 20001 -  25000    1,231    $27,714,062    $1,152,484      4.16       2,625                      
  $ 25001 -  30000    1,214    $33,360,075    $1,504,593      4.51       2,932                      
  $ 30001 -  35000    1,032    $33,368,846    $1,624,761      4.87       2,718                      
  $ 35001 -  40000    1,004    $37,587,902    $1,964,346      5.23       2,826                      
  $ 40001 -  45000      868    $36,824,722    $1,912,818      5.19       2,829                      
  $ 45001 -  50000      823    $39,111,268    $2,191,446      5.60       2,800                      
  $ 50001 -  75000    3,065   $187,834,690   $13,323,053      7.09      10,879                      
  $ 75001 - 100000    1,235   $105,331,770   $10,599,731     10.06       4,472                      
  $100001 - 250000      520    $66,379,339    $9,843,119     14.83       1,795                      
  OVER $250,000          40    $14,935,874    $3,627,724     24.29         136                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             17,514    $635,683,282   $49,114,923      7.73       41,619                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.8           0.0                    0.8                     
  $     1  -  5000    10.5             0.8           0.0                    2.0                     
  $  5001 -  10000    10.0             2.0           0.4                    4.1                     
  $ 10001 -  15000     8.3             2.9           0.9                    5.5                     
  $ 15001 -  20000     7.3             3.5           1.4                    5.8                     
  $ 20001 -  25000     7.0             4.4           2.3                    6.3                     
  $ 25001 -  30000     6.9             5.2           3.1                    7.0                     
  $ 30001 -  35000     5.9             5.2           3.3                    6.5                     
  $ 35001 -  40000     5.7             5.9           4.0                    6.8                     
  $ 40001 -  45000     5.0             5.8           3.9                    6.8                     
  $ 45001 -  50000     4.7             6.2           4.5                    6.7                     
  $ 50001 -  75000    17.5            29.5          27.1                   26.1                     
  $ 75001 - 100000     7.1            16.6          21.6                   10.7                     
  $100001 - 250000     3.0            10.4          20.0                    4.3                     
  OVER $250,000        0.2             2.3           7.4                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-34,496           $85                   2.18                     
  $     1  -  5000                  $2,758            $8                   0.45                     
  $  5001 -  10000                  $7,357          $112                   0.97                     
  $ 10001 -  15000                 $12,427          $300                   1.58                     
  $ 15001 -  20000                 $17,434          $554                   1.90                     
  $ 20001 -  25000                 $22,513          $936                   2.13                     
  $ 25001 -  30000                 $27,479        $1,239                   2.42                     
  $ 30001 -  35000                 $32,334        $1,574                   2.63                     
  $ 35001 -  40000                 $37,438        $1,957                   2.81                     
  $ 40001 -  45000                 $42,425        $2,204                   3.26                     
  $ 45001 -  50000                 $47,523        $2,663                   3.40                     
  $ 50001 -  75000                 $61,284        $4,347                   3.55                     
  $ 75001 - 100000                 $85,289        $8,583                   3.62                     
  $100001 - 250000                $127,653       $18,929                   3.45                     
  OVER $250,000                   $373,397       $90,693                   3.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,296        $2,804                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CACHE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              322    $-7,556,695       $16,954     -0.22         624                      
  $     1  -  5000    3,935    $10,648,405       $31,008      0.29       2,281                      
  $  5001 -  10000    4,180    $30,937,446      $475,147      1.54       4,034                      
  $ 10001 -  15000    3,656    $45,465,760    $1,044,986      2.30       5,660                      
  $ 15001 -  20000    3,151    $54,940,079    $1,629,842      2.97       6,138                      
  $ 20001 -  25000    2,700    $60,482,354    $2,171,526      3.59       5,979                      
  $ 25001 -  30000    2,188    $60,138,913    $2,385,900      3.97       5,491                      
  $ 30001 -  35000    1,920    $62,331,726    $2,685,029      4.31       5,377                      
  $ 35001 -  40000    1,746    $65,300,626    $2,993,900      4.58       5,322                      
  $ 40001 -  45000    1,515    $64,352,515    $3,269,079      5.08       4,825                      
  $ 45001 -  50000    1,376    $65,399,037    $3,421,524      5.23       4,803                      
  $ 50001 -  75000    4,970   $303,232,759   $20,731,990      6.84      17,681                      
  $ 75001 - 100000    1,959   $167,346,210   $16,296,262      9.74       7,122                      
  $100001 - 250000    1,356   $186,676,190   $27,936,337     14.97       4,783                      
  OVER $250,000         198   $105,391,081   $23,803,278     22.59         727                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             35,172  $1,275,086,406  $108,892,762      8.54       80,847                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.6           0.0                    0.8                     
  $     1  -  5000    11.2             0.8           0.0                    2.8                     
  $  5001 -  10000    11.9             2.4           0.4                    5.0                     
  $ 10001 -  15000    10.4             3.6           1.0                    7.0                     
  $ 15001 -  20000     9.0             4.3           1.5                    7.6                     
  $ 20001 -  25000     7.7             4.7           2.0                    7.4                     
  $ 25001 -  30000     6.2             4.7           2.2                    6.8                     
  $ 30001 -  35000     5.5             4.9           2.5                    6.7                     
  $ 35001 -  40000     5.0             5.1           2.7                    6.6                     
  $ 40001 -  45000     4.3             5.0           3.0                    6.0                     
  $ 45001 -  50000     3.9             5.1           3.1                    5.9                     
  $ 50001 -  75000    14.1            23.8          19.0                   21.9                     
  $ 75001 - 100000     5.6            13.1          15.0                    8.8                     
  $100001 - 250000     3.9            14.6          25.7                    5.9                     
  OVER $250,000        0.6             8.3          21.9                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,468           $53                   1.94                     
  $     1  -  5000                  $2,706            $8                   0.58                     
  $  5001 -  10000                  $7,401          $114                   0.97                     
  $ 10001 -  15000                 $12,436          $286                   1.55                     
  $ 15001 -  20000                 $17,436          $517                   1.95                     
  $ 20001 -  25000                 $22,401          $804                   2.21                     
  $ 25001 -  30000                 $27,486        $1,090                   2.51                     
  $ 30001 -  35000                 $32,464        $1,398                   2.80                     
  $ 35001 -  40000                 $37,400        $1,715                   3.05                     
  $ 40001 -  45000                 $42,477        $2,158                   3.18                     
  $ 45001 -  50000                 $47,528        $2,487                   3.49                     
  $ 50001 -  75000                 $61,013        $4,171                   3.56                     
  $ 75001 - 100000                 $85,424        $8,319                   3.64                     
  $100001 - 250000                $137,667       $20,602                   3.53                     
  OVER $250,000                   $532,278      $120,219                   3.67                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,253        $3,096                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CARBON    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               76    $-1,066,387          $706     -0.07         134                      
  $     1  -  5000      969     $2,643,755       $13,576      0.51         756                      
  $  5001 -  10000      968     $7,172,706       $78,505      1.09       1,173                      
  $ 10001 -  15000      835    $10,335,614      $215,207      2.08       1,409                      
  $ 15001 -  20000      647    $11,203,112      $351,954      3.14       1,233                      
  $ 20001 -  25000      453    $10,178,851      $400,310      3.93         972                      
  $ 25001 -  30000      468    $12,862,209      $626,715      4.87       1,021                      
  $ 30001 -  35000      422    $13,733,132      $748,587      5.45       1,047                      
  $ 35001 -  40000      407    $15,214,341      $914,548      6.01       1,095                      
  $ 40001 -  45000      339    $14,415,680    $1,004,957      6.97         916                      
  $ 45001 -  50000      330    $15,671,247    $1,127,573      7.20         958                      
  $ 50001 -  75000    1,253    $76,566,398    $6,488,274      8.47       3,981                      
  $ 75001 - 100000      563    $48,025,929    $5,632,028     11.73       1,747                      
  $100001 - 250000      260    $32,991,184    $5,202,685     15.77         805                      
  OVER $250,000          23     $8,653,694    $2,211,664     25.56          75                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,013    $278,601,465   $25,017,289      8.98       17,322                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.4           0.0                    0.8                     
  $     1  -  5000    12.1             0.9           0.1                    4.4                     
  $  5001 -  10000    12.1             2.6           0.3                    6.8                     
  $ 10001 -  15000    10.4             3.7           0.9                    8.1                     
  $ 15001 -  20000     8.1             4.0           1.4                    7.1                     
  $ 20001 -  25000     5.7             3.7           1.6                    5.6                     
  $ 25001 -  30000     5.8             4.6           2.5                    5.9                     
  $ 30001 -  35000     5.3             4.9           3.0                    6.0                     
  $ 35001 -  40000     5.1             5.5           3.7                    6.3                     
  $ 40001 -  45000     4.2             5.2           4.0                    5.3                     
  $ 45001 -  50000     4.1             5.6           4.5                    5.5                     
  $ 50001 -  75000    15.6            27.5          25.9                   23.0                     
  $ 75001 - 100000     7.0            17.2          22.5                   10.1                     
  $100001 - 250000     3.2            11.8          20.8                    4.6                     
  OVER $250,000        0.3             3.1           8.8                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-14,031            $9                   1.76                     
  $     1  -  5000                  $2,728           $14                   0.78                     
  $  5001 -  10000                  $7,410           $81                   1.21                     
  $ 10001 -  15000                 $12,378          $258                   1.69                     
  $ 15001 -  20000                 $17,315          $544                   1.91                     
  $ 20001 -  25000                 $22,470          $884                   2.15                     
  $ 25001 -  30000                 $27,483        $1,339                   2.18                     
  $ 30001 -  35000                 $32,543        $1,774                   2.48                     
  $ 35001 -  40000                 $37,382        $2,247                   2.69                     
  $ 40001 -  45000                 $42,524        $2,964                   2.70                     
  $ 45001 -  50000                 $47,489        $3,417                   2.90                     
  $ 50001 -  75000                 $61,106        $5,178                   3.18                     
  $ 75001 - 100000                 $85,304       $10,004                   3.10                     
  $100001 - 250000                $126,889       $20,010                   3.10                     
  OVER $250,000                   $376,248       $96,159                   3.26                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,769        $3,122                   2.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DAGGETT   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               10      $-273,894             .       .            18                      
  $     1  -  5000       31        $91,167          $331      0.36          21                      
  $  5001 -  10000       35       $264,108        $3,438      1.30          43                      
  $ 10001 -  15000       38       $474,378       $11,529      2.43          55                      
  $ 15001 -  20000       21       $381,065       $10,338      2.71          38                      
  $ 20001 -  25000       27       $595,706       $19,787      3.32          57                      
  $ 25001 -  30000       28       $771,238       $36,510      4.73          67                      
  $ 30001 -  35000       18       $578,159       $30,730      5.32          44                      
  $ 35001 -  40000       21       $795,191       $52,062      6.55          56                      
  $ 40001 -  50000       21       $908,190       $68,860      7.58          56                      
  $ 50001 -  75000       48     $2,877,504      $251,299      8.73         142                      
  $ 75001 - 100000       21     $1,764,311      $205,932     11.67          68                      
  OVER $100,000          10     $2,023,209      $468,052     23.13          30                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                329     $11,250,332    $1,158,868     10.30          695                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             3.0            -2.4            .                     2.6                     
  $     1  -  5000     9.4             0.8           0.0                    3.0                     
  $  5001 -  10000    10.6             2.3           0.3                    6.2                     
  $ 10001 -  15000    11.6             4.2           1.0                    7.9                     
  $ 15001 -  20000     6.4             3.4           0.9                    5.5                     
  $ 20001 -  25000     8.2             5.3           1.7                    8.2                     
  $ 25001 -  30000     8.5             6.9           3.2                    9.6                     
  $ 30001 -  35000     5.5             5.1           2.7                    6.3                     
  $ 35001 -  40000     6.4             7.1           4.5                    8.1                     
  $ 40001 -  50000     6.4             8.1           5.9                    8.1                     
  $ 50001 -  75000    14.6            25.6          21.7                   20.4                     
  $ 75001 - 100000     6.4            15.7          17.8                    9.8                     
  OVER $100,000        3.0            18.0          40.4                    4.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-27,389             .                   1.80                     
  $     1  -  5000                  $2,941           $11                   0.68                     
  $  5001 -  10000                  $7,546           $98                   1.23                     
  $ 10001 -  15000                 $12,484          $303                   1.45                     
  $ 15001 -  20000                 $18,146          $492                   1.81                     
  $ 20001 -  25000                 $22,063          $733                   2.11                     
  $ 25001 -  30000                 $27,544        $1,304                   2.39                     
  $ 30001 -  35000                 $32,120        $1,707                   2.44                     
  $ 35001 -  40000                 $37,866        $2,479                   2.67                     
  $ 40001 -  50000                 $43,247        $3,279                   2.67                     
  $ 50001 -  75000                 $59,948        $5,235                   2.96                     
  $ 75001 - 100000                 $84,015        $9,806                   3.24                     
  OVER $100,000                   $202,321       $46,805                   3.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,196        $3,522                   2.11                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DAVIS     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              685   $-29,726,584       $61,340     -0.21       1,233                      
  $     1  -  5000   10,366    $27,282,545       $89,164      0.33       4,484                      
  $  5001 -  10000    8,785    $64,999,073    $1,131,386      1.74       7,488                      
  $ 10001 -  15000    7,482    $93,453,099    $2,611,490      2.79      10,293                      
  $ 15001 -  20000    7,169   $125,139,637    $4,751,144      3.80      11,847                      
  $ 20001 -  25000    6,595   $148,037,242    $6,624,953      4.48      12,760                      
  $ 25001 -  30000    5,858   $160,893,323    $7,871,192      4.89      12,912                      
  $ 30001 -  35000    5,215   $169,375,071    $8,814,350      5.20      12,398                      
  $ 35001 -  40000    5,010   $187,670,794   $10,078,240      5.37      13,188                      
  $ 40001 -  45000    4,681   $198,745,759   $11,415,033      5.74      13,254                      
  $ 45001 -  50000    4,462   $211,978,514   $13,055,482      6.16      13,228                      
  $ 50001 -  75000   16,970 $1,043,299,152   $73,610,326      7.06      56,780                      
  $ 75001 - 100000    9,048   $776,078,834   $73,821,601      9.51      32,219                      
  $100001 - 250000    6,739   $901,882,087  $129,097,090     14.31      24,646                      
  OVER $250,000         740   $420,120,818  $107,976,840     25.70       2,822                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             99,805  $4,499,229,364  $451,009,631     10.02      229,552                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.7           0.0                    0.5                     
  $     1  -  5000    10.4             0.6           0.0                    2.0                     
  $  5001 -  10000     8.8             1.4           0.3                    3.3                     
  $ 10001 -  15000     7.5             2.1           0.6                    4.5                     
  $ 15001 -  20000     7.2             2.8           1.1                    5.2                     
  $ 20001 -  25000     6.6             3.3           1.5                    5.6                     
  $ 25001 -  30000     5.9             3.6           1.7                    5.6                     
  $ 30001 -  35000     5.2             3.8           2.0                    5.4                     
  $ 35001 -  40000     5.0             4.2           2.2                    5.7                     
  $ 40001 -  45000     4.7             4.4           2.5                    5.8                     
  $ 45001 -  50000     4.5             4.7           2.9                    5.8                     
  $ 50001 -  75000    17.0            23.2          16.3                   24.7                     
  $ 75001 - 100000     9.1            17.2          16.4                   14.0                     
  $100001 - 250000     6.8            20.0          28.6                   10.7                     
  OVER $250,000        0.7             9.3          23.9                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,396           $90                   1.80                     
  $     1  -  5000                  $2,632            $9                   0.43                     
  $  5001 -  10000                  $7,399          $129                   0.85                     
  $ 10001 -  15000                 $12,490          $349                   1.38                     
  $ 15001 -  20000                 $17,456          $663                   1.65                     
  $ 20001 -  25000                 $22,447        $1,005                   1.93                     
  $ 25001 -  30000                 $27,466        $1,344                   2.20                     
  $ 30001 -  35000                 $32,478        $1,690                   2.38                     
  $ 35001 -  40000                 $37,459        $2,012                   2.63                     
  $ 40001 -  45000                 $42,458        $2,439                   2.83                     
  $ 45001 -  50000                 $47,508        $2,926                   2.96                     
  $ 50001 -  75000                 $61,479        $4,338                   3.35                     
  $ 75001 - 100000                 $85,774        $8,159                   3.56                     
  $100001 - 250000                $133,830       $19,157                   3.66                     
  OVER $250,000                   $567,731      $145,915                   3.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,080        $4,519                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DUCHESNE  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              105    $-2,723,413        $1,024     -0.04         224                      
  $     1  -  5000      734     $2,045,625        $4,383      0.21         619                      
  $  5001 -  10000      627     $4,657,537       $51,213      1.10         927                      
  $ 10001 -  15000      576     $7,189,599      $138,639      1.93       1,075                      
  $ 15001 -  20000      503     $8,727,595      $218,459      2.50       1,129                      
  $ 20001 -  25000      401     $8,985,378      $287,032      3.19         971                      
  $ 25001 -  30000      404    $11,079,657      $428,381      3.87       1,081                      
  $ 30001 -  35000      332    $10,780,257      $428,687      3.98       1,018                      
  $ 35001 -  40000      319    $11,913,618      $562,783      4.72       1,024                      
  $ 40001 -  45000      311    $13,218,891      $688,442      5.21       1,025                      
  $ 45001 -  50000      248    $11,731,294      $663,246      5.65         897                      
  $ 50001 -  75000      742    $44,017,143    $3,058,894      6.95       2,713                      
  $ 75001 - 100000      243    $20,684,627    $2,160,993     10.45         853                      
  OVER $100,000         122    $18,845,836    $3,248,043     17.23         445                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,667    $171,153,644   $11,940,219      6.98       14,001                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.9            -1.6           0.0                    1.6                     
  $     1  -  5000    13.0             1.2           0.0                    4.4                     
  $  5001 -  10000    11.1             2.7           0.4                    6.6                     
  $ 10001 -  15000    10.2             4.2           1.2                    7.7                     
  $ 15001 -  20000     8.9             5.1           1.8                    8.1                     
  $ 20001 -  25000     7.1             5.2           2.4                    6.9                     
  $ 25001 -  30000     7.1             6.5           3.6                    7.7                     
  $ 30001 -  35000     5.9             6.3           3.6                    7.3                     
  $ 35001 -  40000     5.6             7.0           4.7                    7.3                     
  $ 40001 -  45000     5.5             7.7           5.8                    7.3                     
  $ 45001 -  50000     4.4             6.9           5.6                    6.4                     
  $ 50001 -  75000    13.1            25.7          25.6                   19.4                     
  $ 75001 - 100000     4.3            12.1          18.1                    6.1                     
  OVER $100,000        2.2            11.0          27.2                    3.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,937           $10                   2.13                     
  $     1  -  5000                  $2,787            $6                   0.84                     
  $  5001 -  10000                  $7,428           $82                   1.48                     
  $ 10001 -  15000                 $12,482          $241                   1.87                     
  $ 15001 -  20000                 $17,351          $434                   2.24                     
  $ 20001 -  25000                 $22,407          $716                   2.42                     
  $ 25001 -  30000                 $27,425        $1,060                   2.68                     
  $ 30001 -  35000                 $32,471        $1,291                   3.07                     
  $ 35001 -  40000                 $37,347        $1,764                   3.21                     
  $ 40001 -  45000                 $42,504        $2,214                   3.30                     
  $ 45001 -  50000                 $47,304        $2,674                   3.62                     
  $ 50001 -  75000                 $59,322        $4,122                   3.66                     
  $ 75001 - 100000                 $85,122        $8,893                   3.51                     
  OVER $100,000                   $154,474       $26,623                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,202        $2,107                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EMERY     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               52    $-1,370,068          $187     -0.01         108                      
  $     1  -  5000      445     $1,140,228        $3,515      0.31         266                      
  $  5001 -  10000      427     $3,157,974       $41,172      1.30         491                      
  $ 10001 -  15000      357     $4,451,110       $88,767      1.99         648                      
  $ 15001 -  20000      302     $5,274,408      $140,696      2.67         650                      
  $ 20001 -  25000      252     $5,620,827      $178,414      3.17         651                      
  $ 25001 -  30000      223     $6,119,486      $256,090      4.18         615                      
  $ 30001 -  35000      201     $6,498,525      $302,258      4.65         563                      
  $ 35001 -  40000      208     $7,779,703      $338,172      4.35         688                      
  $ 40001 -  45000      168     $7,129,015      $360,422      5.06         577                      
  $ 45001 -  50000      199     $9,453,772      $532,424      5.63         699                      
  $ 50001 -  75000      663    $40,271,032    $3,147,315      7.82       2,281                      
  $ 75001 - 100000      269    $22,908,495    $2,479,893     10.83         921                      
  OVER $100,000         117    $16,618,365    $2,945,482     17.72         403                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,883    $135,052,872   $10,814,807      8.01        9,561                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    1.1                     
  $     1  -  5000    11.5             0.8           0.0                    2.8                     
  $  5001 -  10000    11.0             2.3           0.4                    5.1                     
  $ 10001 -  15000     9.2             3.3           0.8                    6.8                     
  $ 15001 -  20000     7.8             3.9           1.3                    6.8                     
  $ 20001 -  25000     6.5             4.2           1.6                    6.8                     
  $ 25001 -  30000     5.7             4.5           2.4                    6.4                     
  $ 30001 -  35000     5.2             4.8           2.8                    5.9                     
  $ 35001 -  40000     5.4             5.8           3.1                    7.2                     
  $ 40001 -  45000     4.3             5.3           3.3                    6.0                     
  $ 45001 -  50000     5.1             7.0           4.9                    7.3                     
  $ 50001 -  75000    17.1            29.8          29.1                   23.9                     
  $ 75001 - 100000     6.9            17.0          22.9                    9.6                     
  OVER $100,000        3.0            12.3          27.2                    4.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,347            $4                   2.08                     
  $     1  -  5000                  $2,562            $8                   0.60                     
  $  5001 -  10000                  $7,396           $96                   1.15                     
  $ 10001 -  15000                 $12,468          $249                   1.82                     
  $ 15001 -  20000                 $17,465          $466                   2.15                     
  $ 20001 -  25000                 $22,305          $708                   2.58                     
  $ 25001 -  30000                 $27,442        $1,148                   2.76                     
  $ 30001 -  35000                 $32,331        $1,504                   2.80                     
  $ 35001 -  40000                 $37,402        $1,626                   3.31                     
  $ 40001 -  45000                 $42,435        $2,145                   3.43                     
  $ 45001 -  50000                 $47,506        $2,675                   3.51                     
  $ 50001 -  75000                 $60,741        $4,747                   3.44                     
  $ 75001 - 100000                 $85,162        $9,219                   3.42                     
  OVER $100,000                   $142,037       $25,175                   3.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,781        $2,785                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   GARFIELD  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               30      $-639,693        $1,929     -0.30          57                      
  $     1  -  5000      270       $710,655          $702      0.10         147                      
  $  5001 -  10000      239     $1,738,514       $18,428      1.06         270                      
  $ 10001 -  15000      236     $2,962,811       $58,390      1.97         438                      
  $ 15001 -  20000      160     $2,793,619       $94,017      3.37         302                      
  $ 20001 -  25000      137     $3,077,525      $109,732      3.57         326                      
  $ 25001 -  30000      123     $3,374,167      $126,938      3.76         323                      
  $ 30001 -  35000       91     $2,965,851      $142,727      4.81         246                      
  $ 35001 -  40000      109     $4,058,906      $185,705      4.58         337                      
  $ 40001 -  45000       71     $3,023,650      $169,393      5.60         223                      
  $ 45001 -  50000       66     $3,126,694      $240,700      7.70         179                      
  $ 50001 -  75000      199    $12,055,327      $854,163      7.09         714                      
  $ 75001 - 100000       62     $5,291,043      $574,298     10.85         223                      
  OVER $100,000          32     $4,297,598      $622,014     14.47         115                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,825     $48,836,667    $3,199,136      6.55        3,900                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -1.3           0.1                    1.5                     
  $     1  -  5000    14.8             1.5           0.0                    3.8                     
  $  5001 -  10000    13.1             3.6           0.6                    6.9                     
  $ 10001 -  15000    12.9             6.1           1.8                   11.2                     
  $ 15001 -  20000     8.8             5.7           2.9                    7.7                     
  $ 20001 -  25000     7.5             6.3           3.4                    8.4                     
  $ 25001 -  30000     6.7             6.9           4.0                    8.3                     
  $ 30001 -  35000     5.0             6.1           4.5                    6.3                     
  $ 35001 -  40000     6.0             8.3           5.8                    8.6                     
  $ 40001 -  45000     3.9             6.2           5.3                    5.7                     
  $ 45001 -  50000     3.6             6.4           7.5                    4.6                     
  $ 50001 -  75000    10.9            24.7          26.7                   18.3                     
  $ 75001 - 100000     3.4            10.8          18.0                    5.7                     
  OVER $100,000        1.8             8.8          19.4                    2.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,323           $64                   1.90                     
  $     1  -  5000                  $2,632            $3                   0.54                     
  $  5001 -  10000                  $7,274           $77                   1.13                     
  $ 10001 -  15000                 $12,554          $247                   1.86                     
  $ 15001 -  20000                 $17,460          $588                   1.89                     
  $ 20001 -  25000                 $22,464          $801                   2.38                     
  $ 25001 -  30000                 $27,432        $1,032                   2.63                     
  $ 30001 -  35000                 $32,592        $1,568                   2.70                     
  $ 35001 -  40000                 $37,238        $1,704                   3.09                     
  $ 40001 -  45000                 $42,587        $2,386                   3.14                     
  $ 45001 -  50000                 $47,374        $3,647                   2.71                     
  $ 50001 -  75000                 $60,580        $4,292                   3.59                     
  $ 75001 - 100000                 $85,339        $9,263                   3.60                     
  OVER $100,000                   $134,300       $19,438                   3.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,760        $1,753                   2.14                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   GRAND     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               62    $-1,613,633          $158     -0.01         103                      
  $     1  -  5000      398     $1,123,545       $42,529      3.79         313                      
  $  5001 -  10000      527     $3,965,275       $45,730      1.15         655                      
  $ 10001 -  15000      493     $6,158,459      $141,212      2.29         770                      
  $ 15001 -  20000      365     $6,355,317      $227,545      3.58         632                      
  $ 20001 -  25000      333     $7,467,257      $350,561      4.69         632                      
  $ 25001 -  30000      270     $7,366,627      $383,728      5.21         547                      
  $ 30001 -  35000      189     $6,130,303      $371,112      6.05         418                      
  $ 35001 -  40000      181     $6,799,844      $462,894      6.81         426                      
  $ 40001 -  45000      156     $6,612,805      $475,188      7.19         396                      
  $ 45001 -  50000      106     $5,032,527      $380,973      7.57         281                      
  $ 50001 -  75000      382    $23,279,857    $2,020,262      8.68       1,112                      
  $ 75001 - 100000      132    $11,139,513    $1,364,205     12.25         351                      
  $100001 - 250000       83    $11,321,757    $1,939,764     17.13         221                      
  OVER $250,000          10     $4,229,584    $1,189,513     28.12          18                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,687    $105,369,037    $9,395,374      8.92        6,875                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -1.5           0.0                    1.5                     
  $     1  -  5000    10.8             1.1           0.5                    4.6                     
  $  5001 -  10000    14.3             3.8           0.5                    9.5                     
  $ 10001 -  15000    13.4             5.8           1.5                   11.2                     
  $ 15001 -  20000     9.9             6.0           2.4                    9.2                     
  $ 20001 -  25000     9.0             7.1           3.7                    9.2                     
  $ 25001 -  30000     7.3             7.0           4.1                    8.0                     
  $ 30001 -  35000     5.1             5.8           3.9                    6.1                     
  $ 35001 -  40000     4.9             6.5           4.9                    6.2                     
  $ 40001 -  45000     4.2             6.3           5.1                    5.8                     
  $ 45001 -  50000     2.9             4.8           4.1                    4.1                     
  $ 50001 -  75000    10.4            22.1          21.5                   16.2                     
  $ 75001 - 100000     3.6            10.6          14.5                    5.1                     
  $100001 - 250000     2.3            10.7          20.6                    3.2                     
  OVER $250,000        0.3             4.0          12.7                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,026            $3                   1.66                     
  $     1  -  5000                  $2,823          $107                   0.79                     
  $  5001 -  10000                  $7,524           $87                   1.24                     
  $ 10001 -  15000                 $12,492          $286                   1.56                     
  $ 15001 -  20000                 $17,412          $623                   1.73                     
  $ 20001 -  25000                 $22,424        $1,053                   1.90                     
  $ 25001 -  30000                 $27,284        $1,421                   2.03                     
  $ 30001 -  35000                 $32,435        $1,964                   2.21                     
  $ 35001 -  40000                 $37,568        $2,557                   2.35                     
  $ 40001 -  45000                 $42,390        $3,046                   2.54                     
  $ 45001 -  50000                 $47,477        $3,594                   2.65                     
  $ 50001 -  75000                 $60,942        $5,289                   2.91                     
  $ 75001 - 100000                 $84,390       $10,335                   2.66                     
  $100001 - 250000                $136,407       $23,371                   2.66                     
  OVER $250,000                   $422,958      $118,951                   1.80                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,579        $2,548                   1.86                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   IRON      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              125    $-2,742,765        $1,811     -0.07         257                      
  $     1  -  5000    1,514     $4,126,555        $4,847      0.12       1,111                      
  $  5001 -  10000    1,595    $11,850,279      $138,929      1.17       1,984                      
  $ 10001 -  15000    1,425    $17,672,597      $342,902      1.94       2,591                      
  $ 15001 -  20000    1,238    $21,618,450      $577,999      2.67       2,678                      
  $ 20001 -  25000      990    $22,175,748      $733,058      3.31       2,382                      
  $ 25001 -  30000      789    $21,682,194      $865,431      3.99       1,992                      
  $ 30001 -  35000      707    $22,915,051      $983,745      4.29       2,026                      
  $ 35001 -  40000      647    $24,265,674    $1,148,141      4.73       1,987                      
  $ 40001 -  45000      548    $23,270,779    $1,266,299      5.44       1,687                      
  $ 45001 -  50000      505    $23,969,899    $1,390,521      5.80       1,647                      
  $ 50001 -  75000    1,562    $95,307,215    $6,689,408      7.02       5,405                      
  $ 75001 - 100000      614    $52,317,178    $5,408,944     10.34       1,997                      
  $100001 - 250000      328    $43,295,203    $6,271,475     14.49       1,141                      
  OVER $250,000          39    $16,881,086    $4,024,021     23.84         136                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             12,626    $398,605,143   $29,847,531      7.49       29,021                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -0.7           0.0                    0.9                     
  $     1  -  5000    12.0             1.0           0.0                    3.8                     
  $  5001 -  10000    12.6             3.0           0.5                    6.8                     
  $ 10001 -  15000    11.3             4.4           1.1                    8.9                     
  $ 15001 -  20000     9.8             5.4           1.9                    9.2                     
  $ 20001 -  25000     7.8             5.6           2.5                    8.2                     
  $ 25001 -  30000     6.2             5.4           2.9                    6.9                     
  $ 30001 -  35000     5.6             5.7           3.3                    7.0                     
  $ 35001 -  40000     5.1             6.1           3.8                    6.8                     
  $ 40001 -  45000     4.3             5.8           4.2                    5.8                     
  $ 45001 -  50000     4.0             6.0           4.7                    5.7                     
  $ 50001 -  75000    12.4            23.9          22.4                   18.6                     
  $ 75001 - 100000     4.9            13.1          18.1                    6.9                     
  $100001 - 250000     2.6            10.9          21.0                    3.9                     
  OVER $250,000        0.3             4.2          13.5                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,942           $14                   2.06                     
  $     1  -  5000                  $2,726            $3                   0.73                     
  $  5001 -  10000                  $7,430           $87                   1.24                     
  $ 10001 -  15000                 $12,402          $241                   1.82                     
  $ 15001 -  20000                 $17,462          $467                   2.16                     
  $ 20001 -  25000                 $22,400          $740                   2.41                     
  $ 25001 -  30000                 $27,481        $1,097                   2.52                     
  $ 30001 -  35000                 $32,412        $1,391                   2.87                     
  $ 35001 -  40000                 $37,505        $1,775                   3.07                     
  $ 40001 -  45000                 $42,465        $2,311                   3.08                     
  $ 45001 -  50000                 $47,465        $2,754                   3.26                     
  $ 50001 -  75000                 $61,016        $4,283                   3.46                     
  $ 75001 - 100000                 $85,207        $8,809                   3.25                     
  $100001 - 250000                $131,998       $19,120                   3.48                     
  OVER $250,000                   $432,848      $103,180                   3.49                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,570        $2,364                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   JUAB      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               33    $-1,468,510        $1,821     -0.12          67                      
  $     1  -  5000      354       $971,118        $5,854      0.60         190                      
  $  5001 -  10000      307     $2,249,080       $26,944      1.20         355                      
  $ 10001 -  15000      284     $3,568,469       $70,271      1.97         506                      
  $ 15001 -  20000      238     $4,151,976      $132,686      3.20         469                      
  $ 20001 -  25000      226     $5,080,639      $177,208      3.49         546                      
  $ 25001 -  30000      176     $4,845,834      $204,884      4.23         461                      
  $ 30001 -  35000      197     $6,412,085      $264,408      4.12         585                      
  $ 35001 -  40000      177     $6,618,572      $271,201      4.10         610                      
  $ 40001 -  45000      145     $6,136,650      $275,107      4.48         481                      
  $ 45001 -  50000      153     $7,268,058      $364,986      5.02         561                      
  $ 50001 -  75000      490    $29,585,488    $1,860,837      6.29       1,852                      
  $ 75001 - 100000      119    $10,133,808      $886,025      8.74         485                      
  OVER $100,000          67    $10,154,671    $1,586,285     15.62         257                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,966     $95,707,938    $6,128,517      6.40        7,425                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.5           0.0                    0.9                     
  $     1  -  5000    11.9             1.0           0.1                    2.6                     
  $  5001 -  10000    10.4             2.3           0.4                    4.8                     
  $ 10001 -  15000     9.6             3.7           1.1                    6.8                     
  $ 15001 -  20000     8.0             4.3           2.2                    6.3                     
  $ 20001 -  25000     7.6             5.3           2.9                    7.4                     
  $ 25001 -  30000     5.9             5.1           3.3                    6.2                     
  $ 30001 -  35000     6.6             6.7           4.3                    7.9                     
  $ 35001 -  40000     6.0             6.9           4.4                    8.2                     
  $ 40001 -  45000     4.9             6.4           4.5                    6.5                     
  $ 45001 -  50000     5.2             7.6           6.0                    7.6                     
  $ 50001 -  75000    16.5            30.9          30.4                   24.9                     
  $ 75001 - 100000     4.0            10.6          14.5                    6.5                     
  OVER $100,000        2.3            10.6          25.9                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,500           $55                   2.03                     
  $     1  -  5000                  $2,743           $17                   0.54                     
  $  5001 -  10000                  $7,326           $88                   1.16                     
  $ 10001 -  15000                 $12,565          $247                   1.78                     
  $ 15001 -  20000                 $17,445          $558                   1.97                     
  $ 20001 -  25000                 $22,481          $784                   2.42                     
  $ 25001 -  30000                 $27,533        $1,164                   2.62                     
  $ 30001 -  35000                 $32,549        $1,342                   2.97                     
  $ 35001 -  40000                 $37,393        $1,532                   3.45                     
  $ 40001 -  45000                 $42,322        $1,897                   3.32                     
  $ 45001 -  50000                 $47,504        $2,386                   3.67                     
  $ 50001 -  75000                 $60,379        $3,798                   3.78                     
  $ 75001 - 100000                 $85,158        $7,446                   4.08                     
  OVER $100,000                   $151,562       $23,676                   3.84                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,268        $2,066                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   KANE      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               44    $-1,315,294           $11     -0.00          77                      
  $     1  -  5000      317       $812,565        $1,225      0.15         185                      
  $  5001 -  10000      240     $1,820,273       $19,578      1.08         289                      
  $ 10001 -  15000      264     $3,287,295       $64,912      1.97         456                      
  $ 15001 -  20000      256     $4,469,001      $144,834      3.24         483                      
  $ 20001 -  25000      201     $4,523,424      $185,897      4.11         431                      
  $ 25001 -  30000      157     $4,305,248      $199,227      4.63         373                      
  $ 30001 -  35000      157     $5,117,770      $256,255      5.01         403                      
  $ 35001 -  40000      133     $4,975,053      $295,300      5.94         347                      
  $ 40001 -  45000      113     $4,786,645      $279,210      5.83         353                      
  $ 45001 -  50000       87     $4,106,154      $256,231      6.24         277                      
  $ 50001 -  75000      301    $18,371,626    $1,433,088      7.80         952                      
  $ 75001 - 100000       87     $7,321,134      $843,264     11.52         255                      
  OVER $100,000          53     $9,747,849    $1,764,571     18.10         155                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,410     $72,328,743    $5,743,603      7.94        5,036                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -1.8           0.0                    1.5                     
  $     1  -  5000    13.2             1.1           0.0                    3.7                     
  $  5001 -  10000    10.0             2.5           0.3                    5.7                     
  $ 10001 -  15000    11.0             4.5           1.1                    9.1                     
  $ 15001 -  20000    10.6             6.2           2.5                    9.6                     
  $ 20001 -  25000     8.3             6.3           3.2                    8.6                     
  $ 25001 -  30000     6.5             6.0           3.5                    7.4                     
  $ 30001 -  35000     6.5             7.1           4.5                    8.0                     
  $ 35001 -  40000     5.5             6.9           5.1                    6.9                     
  $ 40001 -  45000     4.7             6.6           4.9                    7.0                     
  $ 45001 -  50000     3.6             5.7           4.5                    5.5                     
  $ 50001 -  75000    12.5            25.4          25.0                   18.9                     
  $ 75001 - 100000     3.6            10.1          14.7                    5.1                     
  OVER $100,000        2.2            13.5          30.7                    3.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,893            $0                   1.75                     
  $     1  -  5000                  $2,563            $4                   0.58                     
  $  5001 -  10000                  $7,584           $82                   1.20                     
  $ 10001 -  15000                 $12,452          $246                   1.73                     
  $ 15001 -  20000                 $17,457          $566                   1.89                     
  $ 20001 -  25000                 $22,505          $925                   2.14                     
  $ 25001 -  30000                 $27,422        $1,269                   2.38                     
  $ 30001 -  35000                 $32,597        $1,632                   2.57                     
  $ 35001 -  40000                 $37,406        $2,220                   2.61                     
  $ 40001 -  45000                 $42,360        $2,471                   3.12                     
  $ 45001 -  50000                 $47,197        $2,945                   3.18                     
  $ 50001 -  75000                 $61,035        $4,761                   3.16                     
  $ 75001 - 100000                 $84,151        $9,693                   2.93                     
  OVER $100,000                   $183,922       $33,294                   2.92                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,012        $2,383                   2.09                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MILLARD   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               85    $-9,353,654          $527     -0.01         198                      
  $     1  -  5000      522     $1,444,184        $3,694      0.26         328                      
  $  5001 -  10000      521     $3,904,426       $67,312      1.72         603                      
  $ 10001 -  15000      440     $5,493,808      $104,559      1.90         811                      
  $ 15001 -  20000      354     $6,183,485      $167,501      2.71         761                      
  $ 20001 -  25000      307     $6,905,944      $228,126      3.30         804                      
  $ 25001 -  30000      258     $7,078,089      $255,748      3.61         771                      
  $ 30001 -  35000      234     $7,586,549      $281,565      3.71         719                      
  $ 35001 -  40000      193     $7,227,391      $296,323      4.10         646                      
  $ 40001 -  45000      161     $6,845,404      $324,397      4.74         591                      
  $ 45001 -  50000      174     $8,272,089      $441,172      5.33         650                      
  $ 50001 -  75000      619    $38,397,466    $2,692,122      7.01       2,358                      
  $ 75001 - 100000      273    $23,356,000    $2,321,002      9.94       1,078                      
  OVER $100,000         105    $13,769,140    $2,082,679     15.13         374                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,246    $127,110,321    $9,266,727      7.29       10,692                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.0            -7.4           0.0                    1.9                     
  $     1  -  5000    12.3             1.1           0.0                    3.1                     
  $  5001 -  10000    12.3             3.1           0.7                    5.6                     
  $ 10001 -  15000    10.4             4.3           1.1                    7.6                     
  $ 15001 -  20000     8.3             4.9           1.8                    7.1                     
  $ 20001 -  25000     7.2             5.4           2.5                    7.5                     
  $ 25001 -  30000     6.1             5.6           2.8                    7.2                     
  $ 30001 -  35000     5.5             6.0           3.0                    6.7                     
  $ 35001 -  40000     4.5             5.7           3.2                    6.0                     
  $ 40001 -  45000     3.8             5.4           3.5                    5.5                     
  $ 45001 -  50000     4.1             6.5           4.8                    6.1                     
  $ 50001 -  75000    14.6            30.2          29.1                   22.1                     
  $ 75001 - 100000     6.4            18.4          25.0                   10.1                     
  OVER $100,000        2.5            10.8          22.5                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-110043            $6                   2.33                     
  $     1  -  5000                  $2,767            $7                   0.63                     
  $  5001 -  10000                  $7,494          $129                   1.16                     
  $ 10001 -  15000                 $12,486          $238                   1.84                     
  $ 15001 -  20000                 $17,467          $473                   2.15                     
  $ 20001 -  25000                 $22,495          $743                   2.62                     
  $ 25001 -  30000                 $27,434          $991                   2.99                     
  $ 30001 -  35000                 $32,421        $1,203                   3.07                     
  $ 35001 -  40000                 $37,448        $1,535                   3.35                     
  $ 40001 -  45000                 $42,518        $2,015                   3.67                     
  $ 45001 -  50000                 $47,541        $2,535                   3.74                     
  $ 50001 -  75000                 $62,031        $4,349                   3.81                     
  $ 75001 - 100000                 $85,553        $8,502                   3.95                     
  OVER $100,000                   $131,135       $19,835                   3.56                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,936        $2,182                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   MORGAN    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               33    $-1,595,214           $23     -0.00          61                      
  $     1  -  5000      355       $953,181        $2,536      0.27         104                      
  $  5001 -  10000      276     $2,011,851       $40,924      2.03         190                      
  $ 10001 -  15000      249     $3,114,203      $100,256      3.22         311                      
  $ 15001 -  20000      202     $3,537,395      $138,061      3.90         338                      
  $ 20001 -  25000      154     $3,474,271      $148,598      4.28         289                      
  $ 25001 -  30000      152     $4,170,327      $228,926      5.49         317                      
  $ 30001 -  35000      135     $4,391,215      $256,894      5.85         295                      
  $ 35001 -  40000      154     $5,755,362      $297,846      5.18         424                      
  $ 40001 -  45000      149     $6,313,763      $357,292      5.66         448                      
  $ 45001 -  50000      128     $6,084,341      $344,390      5.66         416                      
  $ 50001 -  75000      525    $32,329,574    $2,151,772      6.66       1,903                      
  $ 75001 - 100000      305    $26,408,396    $2,530,291      9.58       1,114                      
  $100001 - 250000      222    $29,382,523    $4,028,751     13.71         799                      
  OVER $250,000          20     $8,194,236    $1,997,814     24.38          76                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,059    $134,525,424   $12,624,374      9.38        7,085                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.2           0.0                    0.9                     
  $     1  -  5000    11.6             0.7           0.0                    1.5                     
  $  5001 -  10000     9.0             1.5           0.3                    2.7                     
  $ 10001 -  15000     8.1             2.3           0.8                    4.4                     
  $ 15001 -  20000     6.6             2.6           1.1                    4.8                     
  $ 20001 -  25000     5.0             2.6           1.2                    4.1                     
  $ 25001 -  30000     5.0             3.1           1.8                    4.5                     
  $ 30001 -  35000     4.4             3.3           2.0                    4.2                     
  $ 35001 -  40000     5.0             4.3           2.4                    6.0                     
  $ 40001 -  45000     4.9             4.7           2.8                    6.3                     
  $ 45001 -  50000     4.2             4.5           2.7                    5.9                     
  $ 50001 -  75000    17.2            24.0          17.0                   26.9                     
  $ 75001 - 100000    10.0            19.6          20.0                   15.7                     
  $100001 - 250000     7.3            21.8          31.9                   11.3                     
  OVER $250,000        0.7             6.1          15.8                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-48,340            $1                   1.85                     
  $     1  -  5000                  $2,685            $7                   0.29                     
  $  5001 -  10000                  $7,289          $148                   0.69                     
  $ 10001 -  15000                 $12,507          $403                   1.25                     
  $ 15001 -  20000                 $17,512          $683                   1.67                     
  $ 20001 -  25000                 $22,560          $965                   1.88                     
  $ 25001 -  30000                 $27,436        $1,506                   2.09                     
  $ 30001 -  35000                 $32,528        $1,903                   2.19                     
  $ 35001 -  40000                 $37,372        $1,934                   2.75                     
  $ 40001 -  45000                 $42,374        $2,398                   3.01                     
  $ 45001 -  50000                 $47,534        $2,691                   3.25                     
  $ 50001 -  75000                 $61,580        $4,099                   3.62                     
  $ 75001 - 100000                 $86,585        $8,296                   3.65                     
  $100001 - 250000                $132,354       $18,148                   3.60                     
  OVER $250,000                   $409,712       $99,891                   3.80                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,977        $4,127                   2.32                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PIUTE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               15      $-345,989             .       .            32                      
  $     1  -  5000       53       $142,037          $174      0.12          64                      
  $  5001 -  10000       55       $398,673        $3,435      0.86          62                      
  $ 10001 -  15000       61       $759,425       $11,535      1.52         126                      
  $ 15001 -  20000       52       $884,336       $27,361      3.09         104                      
  $ 20001 -  25000       38       $854,645       $30,988      3.63          82                      
  $ 25001 -  30000       35       $954,910       $35,063      3.67          92                      
  $ 30001 -  35000       37     $1,204,505       $61,409      5.10         109                      
  $ 35001 -  40000       24       $899,717       $51,782      5.76          62                      
  $ 40001 -  45000       15       $636,454       $44,889      7.05          37                      
  $ 45001 -  50000       18       $860,699       $48,931      5.69          59                      
  $ 50001 -  75000       36     $2,192,074      $148,167      6.76         131                      
  $ 75001 - 250000       20     $2,047,863      $259,033     12.65          74                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                459     $11,489,349      $722,767      6.29        1,034                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             3.3            -3.0            .                     3.1                     
  $     1  -  5000    11.5             1.2           0.0                    6.2                     
  $  5001 -  10000    12.0             3.5           0.5                    6.0                     
  $ 10001 -  15000    13.3             6.6           1.6                   12.2                     
  $ 15001 -  20000    11.3             7.7           3.8                   10.1                     
  $ 20001 -  25000     8.3             7.4           4.3                    7.9                     
  $ 25001 -  30000     7.6             8.3           4.9                    8.9                     
  $ 30001 -  35000     8.1            10.5           8.5                   10.5                     
  $ 35001 -  40000     5.2             7.8           7.2                    6.0                     
  $ 40001 -  45000     3.3             5.5           6.2                    3.6                     
  $ 45001 -  50000     3.9             7.5           6.8                    5.7                     
  $ 50001 -  75000     7.8            19.1          20.5                   12.7                     
  $ 75001 - 250000     4.4            17.8          35.8                    7.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,066             .                   2.13                     
  $     1  -  5000                  $2,680            $3                   1.21                     
  $  5001 -  10000                  $7,249           $62                   1.13                     
  $ 10001 -  15000                 $12,450          $189                   2.07                     
  $ 15001 -  20000                 $17,006          $526                   2.00                     
  $ 20001 -  25000                 $22,491          $815                   2.16                     
  $ 25001 -  30000                 $27,283        $1,002                   2.63                     
  $ 30001 -  35000                 $32,554        $1,660                   2.95                     
  $ 35001 -  40000                 $37,488        $2,158                   2.58                     
  $ 40001 -  45000                 $42,430        $2,993                   2.47                     
  $ 45001 -  50000                 $47,817        $2,718                   3.28                     
  $ 50001 -  75000                 $60,891        $4,116                   3.64                     
  $ 75001 - 250000                $102,393       $12,952                   3.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,031        $1,575                   2.25                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   RICH      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               18      $-336,876             .       .            30                      
  $     1  -  5000      118       $296,660          $461      0.16          60                      
  $  5001 -  10000       74       $547,191        $9,948      1.82          71                      
  $ 10001 -  15000       63       $781,843       $16,783      2.15          99                      
  $ 15001 -  20000       46       $809,468       $20,498      2.53          90                      
  $ 20001 -  25000       54     $1,224,974       $45,691      3.73         123                      
  $ 25001 -  30000       51     $1,409,435       $39,839      2.83         176                      
  $ 30001 -  35000       36     $1,170,775       $42,867      3.66         110                      
  $ 35001 -  40000       35     $1,313,297       $56,183      4.28         116                      
  $ 40001 -  45000       26     $1,096,680       $46,160      4.21          92                      
  $ 45001 -  50000       33     $1,579,651       $86,968      5.51         111                      
  $ 50001 -  75000      112     $6,867,279      $477,283      6.95         388                      
  $ 75001 - 100000       38     $3,224,961      $332,268     10.30         130                      
  OVER $100,000          30     $5,269,930      $869,092     16.49          94                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                734     $25,255,268    $2,044,041      8.09        1,690                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5            -1.3            .                     1.8                     
  $     1  -  5000    16.1             1.2           0.0                    3.6                     
  $  5001 -  10000    10.1             2.2           0.5                    4.2                     
  $ 10001 -  15000     8.6             3.1           0.8                    5.9                     
  $ 15001 -  20000     6.3             3.2           1.0                    5.3                     
  $ 20001 -  25000     7.4             4.9           2.2                    7.3                     
  $ 25001 -  30000     6.9             5.6           1.9                   10.4                     
  $ 30001 -  35000     4.9             4.6           2.1                    6.5                     
  $ 35001 -  40000     4.8             5.2           2.7                    6.9                     
  $ 40001 -  45000     3.5             4.3           2.3                    5.4                     
  $ 45001 -  50000     4.5             6.3           4.3                    6.6                     
  $ 50001 -  75000    15.3            27.2          23.3                   23.0                     
  $ 75001 - 100000     5.2            12.8          16.3                    7.7                     
  OVER $100,000        4.1            20.9          42.5                    5.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,715             .                   1.67                     
  $     1  -  5000                  $2,514            $4                   0.51                     
  $  5001 -  10000                  $7,394          $134                   0.96                     
  $ 10001 -  15000                 $12,410          $266                   1.57                     
  $ 15001 -  20000                 $17,597          $446                   1.96                     
  $ 20001 -  25000                 $22,685          $846                   2.28                     
  $ 25001 -  30000                 $27,636          $781                   3.45                     
  $ 30001 -  35000                 $32,522        $1,191                   3.06                     
  $ 35001 -  40000                 $37,523        $1,605                   3.31                     
  $ 40001 -  45000                 $42,180        $1,775                   3.54                     
  $ 45001 -  50000                 $47,868        $2,635                   3.36                     
  $ 50001 -  75000                 $61,315        $4,261                   3.46                     
  $ 75001 - 100000                 $84,867        $8,744                   3.42                     
  OVER $100,000                   $175,664       $28,970                   3.13                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,408        $2,785                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SALT LAKE COUNTY                                                 
                        _________________________________________________                           
  UNDER $1            3,415  $-266,741,337      $291,526     -0.11       4,951                      
  $     1  -  5000   33,775    $90,212,084      $410,757      0.46      20,439                      
  $  5001 -  10000   34,652   $258,483,628    $3,551,053      1.37      37,512                      
  $ 10001 -  15000   33,429   $417,757,799   $10,299,205      2.47      52,220                      
  $ 15001 -  20000   33,532   $586,597,307   $21,407,020      3.65      60,858                      
  $ 20001 -  25000   30,817   $690,974,984   $30,673,818      4.44      61,646                      
  $ 25001 -  30000   25,678   $704,234,367   $36,673,173      5.21      54,179                      
  $ 30001 -  35000   21,391   $693,877,579   $39,670,710      5.72      48,012                      
  $ 35001 -  40000   19,166   $717,842,008   $43,681,738      6.09      46,165                      
  $ 40001 -  45000   17,114   $726,697,766   $47,118,562      6.48      44,225                      
  $ 45001 -  50000   15,462   $733,822,365   $50,030,082      6.82      42,365                      
  $ 50001 -  75000   53,523 $3,277,594,973  $255,449,307      7.79     162,052                      
  $ 75001 - 100000   25,815 $2,214,159,052  $226,156,550     10.21      83,596                      
  $100001 - 250000   21,912 $3,010,195,565  $457,354,892     15.19      72,543                      
  OVER $250,000       3,117 $1,714,571,462  $448,676,387     26.17      10,050                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            372,798 $15,570,279,602$1,671,444,780     10.73      800,813                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.7           0.0                    0.6                     
  $     1  -  5000     9.1             0.6           0.0                    2.6                     
  $  5001 -  10000     9.3             1.7           0.2                    4.7                     
  $ 10001 -  15000     9.0             2.7           0.6                    6.5                     
  $ 15001 -  20000     9.0             3.8           1.3                    7.6                     
  $ 20001 -  25000     8.3             4.4           1.8                    7.7                     
  $ 25001 -  30000     6.9             4.5           2.2                    6.8                     
  $ 30001 -  35000     5.7             4.5           2.4                    6.0                     
  $ 35001 -  40000     5.1             4.6           2.6                    5.8                     
  $ 40001 -  45000     4.6             4.7           2.8                    5.5                     
  $ 45001 -  50000     4.1             4.7           3.0                    5.3                     
  $ 50001 -  75000    14.4            21.1          15.3                   20.2                     
  $ 75001 - 100000     6.9            14.2          13.5                   10.4                     
  $100001 - 250000     5.9            19.3          27.4                    9.1                     
  OVER $250,000        0.8            11.0          26.8                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-78,109           $85                   1.45                     
  $     1  -  5000                  $2,671           $12                   0.61                     
  $  5001 -  10000                  $7,459          $102                   1.08                     
  $ 10001 -  15000                 $12,497          $308                   1.56                     
  $ 15001 -  20000                 $17,494          $638                   1.81                     
  $ 20001 -  25000                 $22,422          $995                   2.00                     
  $ 25001 -  30000                 $27,426        $1,428                   2.11                     
  $ 30001 -  35000                 $32,438        $1,855                   2.24                     
  $ 35001 -  40000                 $37,454        $2,279                   2.41                     
  $ 40001 -  45000                 $42,462        $2,753                   2.58                     
  $ 45001 -  50000                 $47,460        $3,236                   2.74                     
  $ 50001 -  75000                 $61,237        $4,773                   3.03                     
  $ 75001 - 100000                 $85,770        $8,761                   3.24                     
  $100001 - 250000                $137,377       $20,872                   3.31                     
  OVER $250,000                   $550,071      $143,945                   3.22                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,766        $4,484                   2.15                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SAN JUAN  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               49    $-3,599,432          $995     -0.03          95                      
  $     1  -  5000      461     $1,231,483        $4,292      0.35         363                      
  $  5001 -  10000      389     $2,892,765       $21,716      0.75         635                      
  $ 10001 -  15000      315     $3,936,603       $63,013      1.60         682                      
  $ 15001 -  20000      281     $4,920,131      $118,781      2.41         698                      
  $ 20001 -  25000      222     $4,984,634      $158,006      3.17         589                      
  $ 25001 -  30000      193     $5,282,708      $177,631      3.36         590                      
  $ 30001 -  35000      158     $5,146,454      $197,293      3.83         511                      
  $ 35001 -  40000      137     $5,137,509      $225,226      4.38         475                      
  $ 40001 -  45000      157     $6,693,435      $372,223      5.56         525                      
  $ 45001 -  50000      119     $5,638,750      $384,539      6.82         385                      
  $ 50001 -  75000      365    $22,178,598    $1,494,004      6.74       1,421                      
  $ 75001 - 100000      140    $11,978,221    $1,321,245     11.03         499                      
  OVER $100,000          55     $7,603,051    $1,195,765     15.73         204                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,041     $84,024,910    $5,734,729      6.83        7,672                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -4.3           0.0                    1.2                     
  $     1  -  5000    15.2             1.5           0.1                    4.7                     
  $  5001 -  10000    12.8             3.4           0.4                    8.3                     
  $ 10001 -  15000    10.4             4.7           1.1                    8.9                     
  $ 15001 -  20000     9.2             5.9           2.1                    9.1                     
  $ 20001 -  25000     7.3             5.9           2.8                    7.7                     
  $ 25001 -  30000     6.3             6.3           3.1                    7.7                     
  $ 30001 -  35000     5.2             6.1           3.4                    6.7                     
  $ 35001 -  40000     4.5             6.1           3.9                    6.2                     
  $ 40001 -  45000     5.2             8.0           6.5                    6.8                     
  $ 45001 -  50000     3.9             6.7           6.7                    5.0                     
  $ 50001 -  75000    12.0            26.4          26.1                   18.5                     
  $ 75001 - 100000     4.6            14.3          23.0                    6.5                     
  OVER $100,000        1.8             9.0          20.9                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-73,458           $20                   1.94                     
  $     1  -  5000                  $2,671            $9                   0.79                     
  $  5001 -  10000                  $7,436           $56                   1.63                     
  $ 10001 -  15000                 $12,497          $200                   2.17                     
  $ 15001 -  20000                 $17,509          $423                   2.48                     
  $ 20001 -  25000                 $22,453          $712                   2.65                     
  $ 25001 -  30000                 $27,372          $920                   3.06                     
  $ 30001 -  35000                 $32,572        $1,249                   3.23                     
  $ 35001 -  40000                 $37,500        $1,644                   3.47                     
  $ 40001 -  45000                 $42,633        $2,371                   3.34                     
  $ 45001 -  50000                 $47,384        $3,231                   3.24                     
  $ 50001 -  75000                 $60,763        $4,093                   3.89                     
  $ 75001 - 100000                 $85,559        $9,437                   3.56                     
  OVER $100,000                   $138,237       $21,741                   3.71                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,631        $1,886                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SANPETE   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              106    $-4,016,504        $1,062     -0.03         256                      
  $     1  -  5000      931     $2,542,805        $8,008      0.31         640                      
  $  5001 -  10000      815     $6,013,831       $65,487      1.09       1,100                      
  $ 10001 -  15000      778     $9,709,006      $166,108      1.71       1,592                      
  $ 15001 -  20000      733    $12,761,253      $309,568      2.43       1,765                      
  $ 20001 -  25000      570    $12,778,939      $379,559      2.97       1,529                      
  $ 25001 -  30000      488    $13,422,331      $465,094      3.47       1,402                      
  $ 30001 -  35000      433    $13,962,021      $489,103      3.50       1,431                      
  $ 35001 -  40000      394    $14,839,751      $627,997      4.23       1,331                      
  $ 40001 -  45000      335    $14,231,054      $627,661      4.41       1,230                      
  $ 45001 -  50000      302    $14,356,930      $724,008      5.04       1,121                      
  $ 50001 -  75000      983    $59,539,195    $3,962,622      6.66       3,629                      
  $ 75001 - 100000      299    $25,341,164    $2,344,580      9.25       1,142                      
  $100001 - 250000      150    $20,235,730    $3,032,798     14.99         531                      
  OVER $250,000          23     $8,577,736    $2,073,554     24.17          81                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,340    $224,295,242   $15,277,209      6.81       18,780                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -1.8           0.0                    1.4                     
  $     1  -  5000    12.7             1.1           0.1                    3.4                     
  $  5001 -  10000    11.1             2.7           0.4                    5.9                     
  $ 10001 -  15000    10.6             4.3           1.1                    8.5                     
  $ 15001 -  20000    10.0             5.7           2.0                    9.4                     
  $ 20001 -  25000     7.8             5.7           2.5                    8.1                     
  $ 25001 -  30000     6.6             6.0           3.0                    7.5                     
  $ 30001 -  35000     5.9             6.2           3.2                    7.6                     
  $ 35001 -  40000     5.4             6.6           4.1                    7.1                     
  $ 40001 -  45000     4.6             6.3           4.1                    6.5                     
  $ 45001 -  50000     4.1             6.4           4.7                    6.0                     
  $ 50001 -  75000    13.4            26.5          25.9                   19.3                     
  $ 75001 - 100000     4.1            11.3          15.3                    6.1                     
  $100001 - 250000     2.0             9.0          19.9                    2.8                     
  OVER $250,000        0.3             3.8          13.6                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-37,892           $10                   2.42                     
  $     1  -  5000                  $2,731            $9                   0.69                     
  $  5001 -  10000                  $7,379           $80                   1.35                     
  $ 10001 -  15000                 $12,479          $214                   2.05                     
  $ 15001 -  20000                 $17,410          $422                   2.41                     
  $ 20001 -  25000                 $22,419          $666                   2.68                     
  $ 25001 -  30000                 $27,505          $953                   2.87                     
  $ 30001 -  35000                 $32,245        $1,130                   3.30                     
  $ 35001 -  40000                 $37,664        $1,594                   3.38                     
  $ 40001 -  45000                 $42,481        $1,874                   3.67                     
  $ 45001 -  50000                 $47,540        $2,397                   3.71                     
  $ 50001 -  75000                 $60,569        $4,031                   3.69                     
  $ 75001 - 100000                 $84,753        $7,841                   3.82                     
  $100001 - 250000                $134,905       $20,219                   3.54                     
  OVER $250,000                   $372,945       $90,155                   3.52                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,558        $2,081                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SEVIER    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              124    $-3,139,854           $69     -0.00         264                      
  $     1  -  5000      904     $2,549,435        $6,975      0.27         634                      
  $  5001 -  10000      826     $6,064,199       $79,611      1.31       1,004                      
  $ 10001 -  15000      647     $8,105,658      $150,078      1.85       1,185                      
  $ 15001 -  20000      565     $9,871,210      $282,396      2.86       1,187                      
  $ 20001 -  25000      474    $10,648,227      $353,252      3.32       1,164                      
  $ 25001 -  30000      433    $11,895,324      $452,158      3.80       1,151                      
  $ 30001 -  35000      379    $12,263,121      $462,484      3.77       1,186                      
  $ 35001 -  40000      390    $14,619,104      $672,706      4.60       1,203                      
  $ 40001 -  45000      374    $15,926,559      $745,677      4.68       1,283                      
  $ 45001 -  50000      307    $14,522,614      $788,171      5.43       1,056                      
  $ 50001 -  75000      936    $56,639,206    $4,029,165      7.11       3,262                      
  $ 75001 - 100000      308    $26,310,563    $2,551,825      9.70       1,086                      
  $100001 - 250000      164    $22,118,842    $3,275,538     14.81         577                      
  OVER $250,000          23    $10,241,131    $2,580,299     25.20          84                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,854    $218,635,339   $16,430,404      7.51       16,326                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -1.4           0.0                    1.6                     
  $     1  -  5000    13.2             1.2           0.0                    3.9                     
  $  5001 -  10000    12.1             2.8           0.5                    6.1                     
  $ 10001 -  15000     9.4             3.7           0.9                    7.3                     
  $ 15001 -  20000     8.2             4.5           1.7                    7.3                     
  $ 20001 -  25000     6.9             4.9           2.1                    7.1                     
  $ 25001 -  30000     6.3             5.4           2.8                    7.1                     
  $ 30001 -  35000     5.5             5.6           2.8                    7.3                     
  $ 35001 -  40000     5.7             6.7           4.1                    7.4                     
  $ 40001 -  45000     5.5             7.3           4.5                    7.9                     
  $ 45001 -  50000     4.5             6.6           4.8                    6.5                     
  $ 50001 -  75000    13.7            25.9          24.5                   20.0                     
  $ 75001 - 100000     4.5            12.0          15.5                    6.7                     
  $100001 - 250000     2.4            10.1          19.9                    3.5                     
  OVER $250,000        0.3             4.7          15.7                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,321            $1                   2.13                     
  $     1  -  5000                  $2,820            $8                   0.70                     
  $  5001 -  10000                  $7,342           $96                   1.22                     
  $ 10001 -  15000                 $12,528          $232                   1.83                     
  $ 15001 -  20000                 $17,471          $500                   2.10                     
  $ 20001 -  25000                 $22,465          $745                   2.46                     
  $ 25001 -  30000                 $27,472        $1,044                   2.66                     
  $ 30001 -  35000                 $32,357        $1,220                   3.13                     
  $ 35001 -  40000                 $37,485        $1,725                   3.08                     
  $ 40001 -  45000                 $42,584        $1,994                   3.43                     
  $ 45001 -  50000                 $47,305        $2,567                   3.44                     
  $ 50001 -  75000                 $60,512        $4,305                   3.49                     
  $ 75001 - 100000                 $85,424        $8,285                   3.53                     
  $100001 - 250000                $134,871       $19,973                   3.52                     
  OVER $250,000                   $445,267      $112,187                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,899        $2,397                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   SUMMIT    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              346   $-71,938,173       $17,313     -0.02         422                      
  $     1  -  5000    1,388     $3,561,766       $31,524      0.89         586                      
  $  5001 -  10000    1,188     $8,840,771      $142,652      1.61       1,180                      
  $ 10001 -  15000      969    $12,104,108      $325,120      2.69       1,422                      
  $ 15001 -  20000      982    $17,203,835      $712,159      4.14       1,654                      
  $ 20001 -  25000      815    $18,318,181      $950,629      5.19       1,466                      
  $ 25001 -  30000      746    $20,448,377    $1,160,979      5.68       1,401                      
  $ 30001 -  35000      626    $20,375,981    $1,232,883      6.05       1,329                      
  $ 35001 -  40000      586    $21,955,695    $1,498,292      6.82       1,194                      
  $ 40001 -  45000      465    $19,780,009    $1,376,599      6.96       1,090                      
  $ 45001 -  50000      441    $20,899,575    $1,479,670      7.08       1,088                      
  $ 50001 -  75000    1,706   $104,942,212    $8,588,387      8.18       4,656                      
  $ 75001 - 100000    1,115    $96,343,532    $9,958,300     10.34       3,247                      
  $100001 - 250000    1,901   $288,254,073   $45,819,890     15.90       5,648                      
  OVER $250,000         439   $225,715,386   $57,400,082     25.43       1,348                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             13,713    $806,805,328  $130,694,479     16.20       27,731                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5            -8.9           0.0                    1.5                     
  $     1  -  5000    10.1             0.4           0.0                    2.1                     
  $  5001 -  10000     8.7             1.1           0.1                    4.3                     
  $ 10001 -  15000     7.1             1.5           0.2                    5.1                     
  $ 15001 -  20000     7.2             2.1           0.5                    6.0                     
  $ 20001 -  25000     5.9             2.3           0.7                    5.3                     
  $ 25001 -  30000     5.4             2.5           0.9                    5.1                     
  $ 30001 -  35000     4.6             2.5           0.9                    4.8                     
  $ 35001 -  40000     4.3             2.7           1.1                    4.3                     
  $ 40001 -  45000     3.4             2.5           1.1                    3.9                     
  $ 45001 -  50000     3.2             2.6           1.1                    3.9                     
  $ 50001 -  75000    12.4            13.0           6.6                   16.8                     
  $ 75001 - 100000     8.1            11.9           7.6                   11.7                     
  $100001 - 250000    13.9            35.7          35.1                   20.4                     
  OVER $250,000        3.2            28.0          43.9                    4.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-207914           $50                   1.22                     
  $     1  -  5000                  $2,566           $23                   0.42                     
  $  5001 -  10000                  $7,442          $120                   0.99                     
  $ 10001 -  15000                 $12,491          $336                   1.47                     
  $ 15001 -  20000                 $17,519          $725                   1.68                     
  $ 20001 -  25000                 $22,476        $1,166                   1.80                     
  $ 25001 -  30000                 $27,411        $1,556                   1.88                     
  $ 30001 -  35000                 $32,549        $1,969                   2.12                     
  $ 35001 -  40000                 $37,467        $2,557                   2.04                     
  $ 40001 -  45000                 $42,538        $2,960                   2.34                     
  $ 45001 -  50000                 $47,391        $3,355                   2.47                     
  $ 50001 -  75000                 $61,514        $5,034                   2.73                     
  $ 75001 - 100000                 $86,407        $8,931                   2.91                     
  $100001 - 250000                $151,633       $24,103                   2.97                     
  OVER $250,000                   $514,158      $130,752                   3.07                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $58,835        $9,531                   2.02                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   TOOELE    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               89    $-2,100,232       $11,738     -0.56         168                      
  $     1  -  5000    1,358     $3,644,818        $6,026      0.17         833                      
  $  5001 -  10000    1,264     $9,477,481      $107,926      1.14       1,481                      
  $ 10001 -  15000    1,307    $16,488,212      $373,509      2.27       2,122                      
  $ 15001 -  20000    1,271    $22,284,378      $776,705      3.49       2,280                      
  $ 20001 -  25000    1,240    $27,871,703    $1,122,377      4.03       2,600                      
  $ 25001 -  30000    1,144    $31,357,135    $1,354,996      4.32       2,742                      
  $ 30001 -  35000    1,142    $37,113,188    $1,848,020      4.98       2,906                      
  $ 35001 -  40000    1,081    $40,490,241    $2,086,021      5.15       3,044                      
  $ 40001 -  45000    1,047    $44,428,008    $2,570,971      5.79       3,053                      
  $ 45001 -  50000      997    $47,360,483    $2,760,586      5.83       3,192                      
  $ 50001 -  75000    3,393   $207,026,118   $15,000,269      7.25      11,342                      
  $ 75001 - 100000    1,394   $119,019,018   $12,331,512     10.36       4,629                      
  $100001 - 250000      606    $75,825,775   $11,115,318     14.66       2,029                      
  OVER $250,000          25     $8,112,262    $1,868,427     23.03          92                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             17,358    $688,398,588   $53,334,401      7.75       42,513                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.3           0.0                    0.4                     
  $     1  -  5000     7.8             0.5           0.0                    2.0                     
  $  5001 -  10000     7.3             1.4           0.2                    3.5                     
  $ 10001 -  15000     7.5             2.4           0.7                    5.0                     
  $ 15001 -  20000     7.3             3.2           1.5                    5.4                     
  $ 20001 -  25000     7.1             4.0           2.1                    6.1                     
  $ 25001 -  30000     6.6             4.6           2.5                    6.4                     
  $ 30001 -  35000     6.6             5.4           3.5                    6.8                     
  $ 35001 -  40000     6.2             5.9           3.9                    7.2                     
  $ 40001 -  45000     6.0             6.5           4.8                    7.2                     
  $ 45001 -  50000     5.7             6.9           5.2                    7.5                     
  $ 50001 -  75000    19.5            30.1          28.1                   26.7                     
  $ 75001 - 100000     8.0            17.3          23.1                   10.9                     
  $100001 - 250000     3.5            11.0          20.8                    4.8                     
  OVER $250,000        0.1             1.2           3.5                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,598          $132                   1.89                     
  $     1  -  5000                  $2,684            $4                   0.61                     
  $  5001 -  10000                  $7,498           $85                   1.17                     
  $ 10001 -  15000                 $12,615          $286                   1.62                     
  $ 15001 -  20000                 $17,533          $611                   1.79                     
  $ 20001 -  25000                 $22,477          $905                   2.10                     
  $ 25001 -  30000                 $27,410        $1,184                   2.40                     
  $ 30001 -  35000                 $32,498        $1,618                   2.54                     
  $ 35001 -  40000                 $37,456        $1,930                   2.82                     
  $ 40001 -  45000                 $42,434        $2,456                   2.92                     
  $ 45001 -  50000                 $47,503        $2,769                   3.20                     
  $ 50001 -  75000                 $61,016        $4,421                   3.34                     
  $ 75001 - 100000                 $85,379        $8,846                   3.32                     
  $100001 - 250000                $125,125       $18,342                   3.35                     
  OVER $250,000                   $324,490       $74,737                   3.68                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,659        $3,073                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   UINTAH    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               93    $-3,296,360             .       .           175                      
  $     1  -  5000    1,101     $2,966,869        $5,357      0.18         952                      
  $  5001 -  10000    1,054     $7,806,454       $79,105      1.01       1,405                      
  $ 10001 -  15000      891    $11,137,298      $220,516      1.98       1,619                      
  $ 15001 -  20000      741    $12,895,244      $382,077      2.96       1,535                      
  $ 20001 -  25000      609    $13,673,879      $442,684      3.24       1,502                      
  $ 25001 -  30000      558    $15,286,241      $645,457      4.22       1,419                      
  $ 30001 -  35000      471    $15,300,693      $735,065      4.80       1,276                      
  $ 35001 -  40000      446    $16,731,007      $854,154      5.11       1,351                      
  $ 40001 -  45000      459    $19,487,221    $1,081,441      5.55       1,496                      
  $ 45001 -  50000      395    $18,696,961    $1,206,602      6.45       1,244                      
  $ 50001 -  75000    1,394    $84,492,351    $6,737,550      7.97       4,711                      
  $ 75001 - 100000      530    $45,096,947    $4,953,934     10.99       1,798                      
  $100001 - 250000      241    $31,707,668    $5,069,004     15.99         791                      
  OVER $250,000          20    $12,625,045    $3,756,092     29.75          49                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,003    $304,607,518   $26,169,038      8.59       21,323                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -1.1            .                     0.8                     
  $     1  -  5000    12.2             1.0           0.0                    4.5                     
  $  5001 -  10000    11.7             2.6           0.3                    6.6                     
  $ 10001 -  15000     9.9             3.7           0.8                    7.6                     
  $ 15001 -  20000     8.2             4.2           1.5                    7.2                     
  $ 20001 -  25000     6.8             4.5           1.7                    7.0                     
  $ 25001 -  30000     6.2             5.0           2.5                    6.7                     
  $ 30001 -  35000     5.2             5.0           2.8                    6.0                     
  $ 35001 -  40000     5.0             5.5           3.3                    6.3                     
  $ 40001 -  45000     5.1             6.4           4.1                    7.0                     
  $ 45001 -  50000     4.4             6.1           4.6                    5.8                     
  $ 50001 -  75000    15.5            27.7          25.7                   22.1                     
  $ 75001 - 100000     5.9            14.8          18.9                    8.4                     
  $100001 - 250000     2.7            10.4          19.4                    3.7                     
  OVER $250,000        0.2             4.1          14.4                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,445             .                   1.88                     
  $     1  -  5000                  $2,695            $5                   0.86                     
  $  5001 -  10000                  $7,407           $75                   1.33                     
  $ 10001 -  15000                 $12,500          $247                   1.82                     
  $ 15001 -  20000                 $17,402          $516                   2.07                     
  $ 20001 -  25000                 $22,453          $727                   2.47                     
  $ 25001 -  30000                 $27,395        $1,157                   2.54                     
  $ 30001 -  35000                 $32,486        $1,561                   2.71                     
  $ 35001 -  40000                 $37,513        $1,915                   3.03                     
  $ 40001 -  45000                 $42,456        $2,356                   3.26                     
  $ 45001 -  50000                 $47,334        $3,055                   3.15                     
  $ 50001 -  75000                 $60,611        $4,833                   3.38                     
  $ 75001 - 100000                 $85,089        $9,347                   3.39                     
  $100001 - 250000                $131,567       $21,033                   3.28                     
  OVER $250,000                   $631,252      $187,805                   2.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,834        $2,907                   2.37                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   UTAH      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1            1,454  $-155,724,369       $82,279     -0.05       2,960                      
  $     1  -  5000   16,122    $43,817,459      $181,189      0.41       9,102                      
  $  5001 -  10000   15,436   $114,088,749    $1,681,020      1.47      15,999                      
  $ 10001 -  15000   13,257   $164,792,595    $3,623,135      2.20      22,350                      
  $ 15001 -  20000   11,625   $202,934,821    $5,834,269      2.87      23,751                      
  $ 20001 -  25000    9,782   $219,053,327    $7,596,924      3.47      22,688                      
  $ 25001 -  30000    8,406   $230,741,163    $8,809,516      3.82      21,786                      
  $ 30001 -  35000    7,110   $230,652,198    $9,632,611      4.18      19,925                      
  $ 35001 -  40000    6,686   $250,607,071   $11,099,564      4.43      20,174                      
  $ 40001 -  45000    5,901   $250,627,992   $11,745,763      4.69      19,190                      
  $ 45001 -  50000    5,632   $267,487,342   $13,316,236      4.98      19,245                      
  $ 50001 -  75000   19,246 $1,175,680,235   $70,618,690      6.01      71,726                      
  $ 75001 - 100000    8,805   $756,245,481   $62,829,503      8.31      35,157                      
  $100001 - 250000    6,717   $909,515,860  $122,196,267     13.44      27,520                      
  OVER $250,000         845   $443,213,251  $113,879,728     25.69       3,546                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            137,024  $5,103,733,175  $443,126,694      8.68      335,119                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -3.1           0.0                    0.9                     
  $     1  -  5000    11.8             0.9           0.0                    2.7                     
  $  5001 -  10000    11.3             2.2           0.4                    4.8                     
  $ 10001 -  15000     9.7             3.2           0.8                    6.7                     
  $ 15001 -  20000     8.5             4.0           1.3                    7.1                     
  $ 20001 -  25000     7.1             4.3           1.7                    6.8                     
  $ 25001 -  30000     6.1             4.5           2.0                    6.5                     
  $ 30001 -  35000     5.2             4.5           2.2                    5.9                     
  $ 35001 -  40000     4.9             4.9           2.5                    6.0                     
  $ 40001 -  45000     4.3             4.9           2.7                    5.7                     
  $ 45001 -  50000     4.1             5.2           3.0                    5.7                     
  $ 50001 -  75000    14.0            23.0          15.9                   21.4                     
  $ 75001 - 100000     6.4            14.8          14.2                   10.5                     
  $100001 - 250000     4.9            17.8          27.6                    8.2                     
  OVER $250,000        0.6             8.7          25.7                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-107101           $57                   2.04                     
  $     1  -  5000                  $2,718           $11                   0.56                     
  $  5001 -  10000                  $7,391          $109                   1.04                     
  $ 10001 -  15000                 $12,431          $273                   1.69                     
  $ 15001 -  20000                 $17,457          $502                   2.04                     
  $ 20001 -  25000                 $22,394          $777                   2.32                     
  $ 25001 -  30000                 $27,450        $1,048                   2.59                     
  $ 30001 -  35000                 $32,441        $1,355                   2.80                     
  $ 35001 -  40000                 $37,482        $1,660                   3.02                     
  $ 40001 -  45000                 $42,472        $1,990                   3.25                     
  $ 45001 -  50000                 $47,494        $2,364                   3.42                     
  $ 50001 -  75000                 $61,087        $3,669                   3.73                     
  $ 75001 - 100000                 $85,888        $7,136                   3.99                     
  $100001 - 250000                $135,405       $18,192                   4.10                     
  OVER $250,000                   $524,513      $134,769                   4.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,247        $3,234                   2.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WASATCH   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               80    $-3,157,752        $2,162     -0.07         181                      
  $     1  -  5000      687     $1,888,441        $6,774      0.36         345                      
  $  5001 -  10000      635     $4,641,858       $84,862      1.83         685                      
  $ 10001 -  15000      539     $6,704,877      $161,465      2.41         825                      
  $ 15001 -  20000      483     $8,448,354      $269,177      3.19         990                      
  $ 20001 -  25000      452    $10,092,805      $386,102      3.83       1,004                      
  $ 25001 -  30000      364     $9,988,211      $425,594      4.26         910                      
  $ 30001 -  35000      350    $11,386,196      $489,611      4.30         940                      
  $ 35001 -  40000      348    $13,038,770      $622,533      4.77         979                      
  $ 40001 -  45000      309    $13,135,230      $715,806      5.45         901                      
  $ 45001 -  50000      286    $13,603,882      $734,733      5.40         943                      
  $ 50001 -  75000    1,014    $61,814,815    $4,106,151      6.64       3,402                      
  $ 75001 - 100000      404    $34,634,606    $3,136,434      9.06       1,412                      
  $100001 - 250000      333    $45,913,491    $6,515,957     14.19       1,170                      
  OVER $250,000          64    $37,438,947    $9,549,673     25.51         237                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,348    $269,572,731   $27,207,034     10.09       14,924                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.2           0.0                    1.2                     
  $     1  -  5000    10.8             0.7           0.0                    2.3                     
  $  5001 -  10000    10.0             1.7           0.3                    4.6                     
  $ 10001 -  15000     8.5             2.5           0.6                    5.5                     
  $ 15001 -  20000     7.6             3.1           1.0                    6.6                     
  $ 20001 -  25000     7.1             3.7           1.4                    6.7                     
  $ 25001 -  30000     5.7             3.7           1.6                    6.1                     
  $ 30001 -  35000     5.5             4.2           1.8                    6.3                     
  $ 35001 -  40000     5.5             4.8           2.3                    6.6                     
  $ 40001 -  45000     4.9             4.9           2.6                    6.0                     
  $ 45001 -  50000     4.5             5.0           2.7                    6.3                     
  $ 50001 -  75000    16.0            22.9          15.1                   22.8                     
  $ 75001 - 100000     6.4            12.8          11.5                    9.5                     
  $100001 - 250000     5.2            17.0          23.9                    7.8                     
  OVER $250,000        1.0            13.9          35.1                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-39,472           $27                   2.26                     
  $     1  -  5000                  $2,749           $10                   0.50                     
  $  5001 -  10000                  $7,310          $134                   1.08                     
  $ 10001 -  15000                 $12,439          $300                   1.53                     
  $ 15001 -  20000                 $17,491          $557                   2.05                     
  $ 20001 -  25000                 $22,329          $854                   2.22                     
  $ 25001 -  30000                 $27,440        $1,169                   2.50                     
  $ 30001 -  35000                 $32,532        $1,399                   2.69                     
  $ 35001 -  40000                 $37,468        $1,789                   2.81                     
  $ 40001 -  45000                 $42,509        $2,317                   2.92                     
  $ 45001 -  50000                 $47,566        $2,569                   3.30                     
  $ 50001 -  75000                 $60,961        $4,049                   3.36                     
  $ 75001 - 100000                 $85,729        $7,763                   3.50                     
  $100001 - 250000                $137,878       $19,567                   3.51                     
  OVER $250,000                   $584,984      $149,214                   3.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,466        $4,286                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WASHINGTON COUNTY                                                
                        _________________________________________________                           
  UNDER $1              462   $-21,817,026       $18,300     -0.08         947                      
  $     1  -  5000    3,545     $9,940,616       $28,892      0.29       2,311                      
  $  5001 -  10000    3,847    $28,827,980      $344,833      1.20       4,801                      
  $ 10001 -  15000    4,019    $49,952,117      $980,157      1.96       7,434                      
  $ 15001 -  20000    3,572    $62,255,514    $1,751,827      2.81       7,262                      
  $ 20001 -  25000    2,958    $66,432,282    $2,380,686      3.58       6,714                      
  $ 25001 -  30000    2,459    $67,476,472    $2,673,712      3.96       6,211                      
  $ 30001 -  35000    2,121    $68,710,459    $2,986,973      4.35       5,775                      
  $ 35001 -  40000    1,761    $65,948,452    $3,007,397      4.56       5,185                      
  $ 40001 -  45000    1,666    $70,731,573    $3,628,526      5.13       5,071                      
  $ 45001 -  50000    1,443    $68,487,859    $3,942,443      5.76       4,501                      
  $ 50001 -  75000    4,788   $291,444,650   $20,728,716      7.11      15,347                      
  $ 75001 - 100000    1,962   $167,401,190   $16,204,186      9.68       6,322                      
  $100001 - 250000    1,322   $181,900,577   $26,674,127     14.66       4,305                      
  OVER $250,000         205    $97,598,961   $22,342,897     22.89         747                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             36,130  $1,275,291,676  $107,693,672      8.44       82,933                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.7           0.0                    1.1                     
  $     1  -  5000     9.8             0.8           0.0                    2.8                     
  $  5001 -  10000    10.6             2.3           0.3                    5.8                     
  $ 10001 -  15000    11.1             3.9           0.9                    9.0                     
  $ 15001 -  20000     9.9             4.9           1.6                    8.8                     
  $ 20001 -  25000     8.2             5.2           2.2                    8.1                     
  $ 25001 -  30000     6.8             5.3           2.5                    7.5                     
  $ 30001 -  35000     5.9             5.4           2.8                    7.0                     
  $ 35001 -  40000     4.9             5.2           2.8                    6.3                     
  $ 40001 -  45000     4.6             5.5           3.4                    6.1                     
  $ 45001 -  50000     4.0             5.4           3.7                    5.4                     
  $ 50001 -  75000    13.3            22.9          19.2                   18.5                     
  $ 75001 - 100000     5.4            13.1          15.0                    7.6                     
  $100001 - 250000     3.7            14.3          24.8                    5.2                     
  OVER $250,000        0.6             7.7          20.7                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-47,223           $40                   2.05                     
  $     1  -  5000                  $2,804            $8                   0.65                     
  $  5001 -  10000                  $7,494           $90                   1.25                     
  $ 10001 -  15000                 $12,429          $244                   1.85                     
  $ 15001 -  20000                 $17,429          $490                   2.03                     
  $ 20001 -  25000                 $22,459          $805                   2.27                     
  $ 25001 -  30000                 $27,441        $1,087                   2.53                     
  $ 30001 -  35000                 $32,395        $1,408                   2.72                     
  $ 35001 -  40000                 $37,449        $1,708                   2.94                     
  $ 40001 -  45000                 $42,456        $2,178                   3.04                     
  $ 45001 -  50000                 $47,462        $2,732                   3.12                     
  $ 50001 -  75000                 $60,870        $4,329                   3.21                     
  $ 75001 - 100000                 $85,322        $8,259                   3.22                     
  $100001 - 250000                $137,595       $20,177                   3.26                     
  OVER $250,000                   $476,092      $108,990                   3.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,297        $2,981                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WAYNE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               22      $-650,089          $208     -0.03          45                      
  $     1  -  5000      103       $297,338        $5,046      1.70          85                      
  $  5001 -  10000      126       $933,794        $8,518      0.91         151                      
  $ 10001 -  15000      127     $1,590,625       $30,009      1.89         270                      
  $ 15001 -  20000       91     $1,553,355       $43,969      2.83         216                      
  $ 20001 -  25000       78     $1,728,491       $53,977      3.12         195                      
  $ 25001 -  30000       61     $1,674,423       $72,778      4.35         161                      
  $ 30001 -  35000       59     $1,918,301       $93,378      4.87         156                      
  $ 35001 -  40000       42     $1,574,017       $58,720      3.73         140                      
  $ 40001 -  45000       43     $1,846,146       $84,537      4.58         147                      
  $ 45001 -  50000       37     $1,759,617       $96,404      5.48         133                      
  $ 50001 -  75000       99     $5,968,727      $472,215      7.91         312                      
  OVER $ 75,000          34     $3,402,052      $430,552     12.66          94                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                922     $23,596,797    $1,450,311      6.15        2,105                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.4            -2.8           0.0                    2.1                     
  $     1  -  5000    11.2             1.3           0.3                    4.0                     
  $  5001 -  10000    13.7             4.0           0.6                    7.2                     
  $ 10001 -  15000    13.8             6.7           2.1                   12.8                     
  $ 15001 -  20000     9.9             6.6           3.0                   10.3                     
  $ 20001 -  25000     8.5             7.3           3.7                    9.3                     
  $ 25001 -  30000     6.6             7.1           5.0                    7.6                     
  $ 30001 -  35000     6.4             8.1           6.4                    7.4                     
  $ 35001 -  40000     4.6             6.7           4.0                    6.7                     
  $ 40001 -  45000     4.7             7.8           5.8                    7.0                     
  $ 45001 -  50000     4.0             7.5           6.6                    6.3                     
  $ 50001 -  75000    10.7            25.3          32.6                   14.8                     
  OVER $ 75,000        3.7            14.4          29.7                    4.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,550            $9                   2.05                     
  $     1  -  5000                  $2,887           $49                   0.83                     
  $  5001 -  10000                  $7,411           $68                   1.20                     
  $ 10001 -  15000                 $12,525          $236                   2.13                     
  $ 15001 -  20000                 $17,070          $483                   2.37                     
  $ 20001 -  25000                 $22,160          $692                   2.50                     
  $ 25001 -  30000                 $27,450        $1,193                   2.64                     
  $ 30001 -  35000                 $32,514        $1,583                   2.64                     
  $ 35001 -  40000                 $37,477        $1,398                   3.33                     
  $ 40001 -  45000                 $42,934        $1,966                   3.42                     
  $ 45001 -  50000                 $47,557        $2,606                   3.59                     
  $ 50001 -  75000                 $60,290        $4,770                   3.15                     
  OVER $ 75,000                   $100,060       $12,663                   2.76                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,593        $1,573                   2.28                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   WEBER     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              549   $-14,472,500       $30,056     -0.21         888                      
  $     1  -  5000    7,745    $20,753,189       $57,415      0.28       4,878                      
  $  5001 -  10000    7,756    $57,634,738      $797,869      1.38       8,480                      
  $ 10001 -  15000    7,489    $93,782,156    $2,269,929      2.42      11,670                      
  $ 15001 -  20000    7,469   $130,488,564    $4,541,994      3.48      13,325                      
  $ 20001 -  25000    6,700   $150,398,029    $6,403,432      4.26      13,465                      
  $ 25001 -  30000    5,959   $163,549,248    $8,132,298      4.97      12,884                      
  $ 30001 -  35000    5,019   $162,668,540    $9,074,596      5.58      11,437                      
  $ 35001 -  40000    4,669   $175,012,322   $10,388,374      5.94      11,642                      
  $ 40001 -  45000    4,171   $176,982,810   $11,317,694      6.39      11,107                      
  $ 45001 -  50000    3,762   $178,414,024   $12,085,870      6.77      10,605                      
  $ 50001 -  75000   13,439   $823,935,969   $64,955,646      7.88      41,505                      
  $ 75001 - 100000    6,320   $540,473,627   $56,174,223     10.39      20,605                      
  $100001 - 250000    3,929   $516,276,210   $77,474,197     15.01      12,851                      
  OVER $250,000         366   $192,938,984   $50,901,356     26.38       1,212                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             85,342  $3,368,835,910  $314,604,949      9.34      186,554                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.4           0.0                    0.5                     
  $     1  -  5000     9.1             0.6           0.0                    2.6                     
  $  5001 -  10000     9.1             1.7           0.3                    4.5                     
  $ 10001 -  15000     8.8             2.8           0.7                    6.3                     
  $ 15001 -  20000     8.8             3.9           1.4                    7.1                     
  $ 20001 -  25000     7.9             4.5           2.0                    7.2                     
  $ 25001 -  30000     7.0             4.9           2.6                    6.9                     
  $ 30001 -  35000     5.9             4.8           2.9                    6.1                     
  $ 35001 -  40000     5.5             5.2           3.3                    6.2                     
  $ 40001 -  45000     4.9             5.3           3.6                    6.0                     
  $ 45001 -  50000     4.4             5.3           3.8                    5.7                     
  $ 50001 -  75000    15.7            24.5          20.6                   22.2                     
  $ 75001 - 100000     7.4            16.0          17.9                   11.0                     
  $100001 - 250000     4.6            15.3          24.6                    6.9                     
  OVER $250,000        0.4             5.7          16.2                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,362           $55                   1.62                     
  $     1  -  5000                  $2,680            $7                   0.63                     
  $  5001 -  10000                  $7,431          $103                   1.09                     
  $ 10001 -  15000                 $12,523          $303                   1.56                     
  $ 15001 -  20000                 $17,471          $608                   1.78                     
  $ 20001 -  25000                 $22,447          $956                   2.01                     
  $ 25001 -  30000                 $27,446        $1,365                   2.16                     
  $ 30001 -  35000                 $32,411        $1,808                   2.28                     
  $ 35001 -  40000                 $37,484        $2,225                   2.49                     
  $ 40001 -  45000                 $42,432        $2,713                   2.66                     
  $ 45001 -  50000                 $47,425        $3,213                   2.82                     
  $ 50001 -  75000                 $61,309        $4,833                   3.09                     
  $ 75001 - 100000                 $85,518        $8,888                   3.26                     
  $100001 - 250000                $131,401       $19,719                   3.27                     
  OVER $250,000                   $527,156      $139,075                   3.31                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,475        $3,686                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   PRIOR YEAR                                                       
                        _________________________________________________                           
  UNDER $1            2,716  $-271,505,226      $568,932     -0.21       6,336                      
  $     1  -  5000    5,060    $12,477,500      $144,585      1.16       4,850                      
  $  5001 -  10000    4,367    $32,524,596      $503,407      1.55       6,884                      
  $ 10001 -  15000    4,010    $50,022,090    $1,168,717      2.34       8,881                      
  $ 15001 -  20000    3,526    $61,529,168    $1,936,209      3.15       8,783                      
  $ 20001 -  25000    3,096    $69,278,230    $2,740,134      3.96       8,023                      
  $ 25001 -  30000    2,489    $68,374,242    $3,231,333      4.73       6,765                      
  $ 30001 -  35000    2,176    $70,565,452    $3,614,889      5.12       5,930                      
  $ 35001 -  40000    1,981    $74,161,495    $4,242,686      5.72       5,726                      
  $ 40001 -  45000    1,827    $77,386,087    $4,678,492      6.05       5,516                      
  $ 45001 -  50000    1,558    $73,971,627    $4,913,680      6.64       4,879                      
  $ 50001 -  75000    5,901   $363,036,963   $27,405,685      7.55      20,087                      
  $ 75001 - 100000    3,413   $294,582,363   $29,056,090      9.86      12,064                      
  $100001 - 250000    4,889   $726,288,834  $110,298,634     15.19      18,327                      
  OVER $250,000       1,782 $1,581,099,265  $379,116,040     23.98       6,471                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             48,791  $3,283,792,686  $573,619,513     17.47      129,522                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             5.6            -8.3           0.1                    4.9                     
  $     1  -  5000    10.4             0.4           0.0                    3.7                     
  $  5001 -  10000     9.0             1.0           0.1                    5.3                     
  $ 10001 -  15000     8.2             1.5           0.2                    6.9                     
  $ 15001 -  20000     7.2             1.9           0.3                    6.8                     
  $ 20001 -  25000     6.3             2.1           0.5                    6.2                     
  $ 25001 -  30000     5.1             2.1           0.6                    5.2                     
  $ 30001 -  35000     4.5             2.1           0.6                    4.6                     
  $ 35001 -  40000     4.1             2.3           0.7                    4.4                     
  $ 40001 -  45000     3.7             2.4           0.8                    4.3                     
  $ 45001 -  50000     3.2             2.3           0.9                    3.8                     
  $ 50001 -  75000    12.1            11.1           4.8                   15.5                     
  $ 75001 - 100000     7.0             9.0           5.1                    9.3                     
  $100001 - 250000    10.0            22.1          19.2                   14.1                     
  OVER $250,000        3.7            48.1          66.1                    5.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-99,965          $209                   2.33                     
  $     1  -  5000                  $2,466           $29                   0.96                     
  $  5001 -  10000                  $7,448          $115                   1.58                     
  $ 10001 -  15000                 $12,474          $291                   2.21                     
  $ 15001 -  20000                 $17,450          $549                   2.49                     
  $ 20001 -  25000                 $22,377          $885                   2.59                     
  $ 25001 -  30000                 $27,471        $1,298                   2.72                     
  $ 30001 -  35000                 $32,429        $1,661                   2.73                     
  $ 35001 -  40000                 $37,436        $2,142                   2.89                     
  $ 40001 -  45000                 $42,357        $2,561                   3.02                     
  $ 45001 -  50000                 $47,479        $3,154                   3.13                     
  $ 50001 -  75000                 $61,521        $4,644                   3.40                     
  $ 75001 - 100000                 $86,312        $8,513                   3.53                     
  $100001 - 250000                $148,556       $22,561                   3.75                     
  OVER $250,000                   $887,261      $212,747                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $67,303       $11,757                   2.65                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                   
                                                                                                    
****************************SUMMARY OF 2002 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   STATE OF UTAH                                                    
                        _________________________________________________                           
  UNDER $1           11,392  $-891,749,435    $1,128,940     -0.13      21,343                      
  $     1  -  5000   95,615   $256,004,334    $1,116,660      0.44      57,899                      
  $  5001 -  10000   93,229   $692,775,417    $9,840,344      1.42     101,968                      
  $ 10001 -  15000   85,926 $1,072,232,171   $25,339,116      2.36     140,230                      
  $ 15001 -  20000   81,062 $1,416,159,242   $47,820,343      3.38     154,050                      
  $ 20001 -  25000   72,095 $1,616,734,704   $66,635,807      4.12     152,659                      
  $ 25001 -  30000   61,560 $1,689,293,604   $79,901,688      4.73     141,287                      
  $ 30001 -  35000   52,512 $1,703,528,145   $88,002,127      5.17     129,397                      
  $ 35001 -  40000   48,176 $1,804,678,642   $99,226,602      5.50     128,152                      
  $ 40001 -  45000   43,275 $1,837,348,736  $108,252,279      5.89     123,048                      
  $ 45001 -  50000   39,541 $1,877,021,461  $117,235,085      6.25     118,666                      
  $ 50001 -  75000  139,007 $8,508,034,016  $623,737,962      7.33     453,726                      
  $ 75001 - 100000   65,624 $5,625,655,813  $553,801,067      9.84     225,090                      
  $100001 - 250000   52,282 $7,178,675,090   $1064890068     14.83     182,608                      
  OVER $250,000       8,026 $4,929,529,299   $1241477055     25.18      28,090                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            949,322 $39,315,921,239$4,128,405,143     10.50    2,158,213                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -2.3           0.0                    1.0                     
  $     1  -  5000    10.1             0.7           0.0                    2.7                     
  $  5001 -  10000     9.8             1.8           0.2                    4.7                     
  $ 10001 -  15000     9.1             2.7           0.6                    6.5                     
  $ 15001 -  20000     8.5             3.6           1.2                    7.1                     
  $ 20001 -  25000     7.6             4.1           1.6                    7.1                     
  $ 25001 -  30000     6.5             4.3           1.9                    6.5                     
  $ 30001 -  35000     5.5             4.3           2.1                    6.0                     
  $ 35001 -  40000     5.1             4.6           2.4                    5.9                     
  $ 40001 -  45000     4.6             4.7           2.6                    5.7                     
  $ 45001 -  50000     4.2             4.8           2.8                    5.5                     
  $ 50001 -  75000    14.6            21.6          15.1                   21.0                     
  $ 75001 - 100000     6.9            14.3          13.4                   10.4                     
  $100001 - 250000     5.5            18.3          25.8                    8.5                     
  OVER $250,000        0.8            12.5          30.1                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-78,279           $99                   1.87                     
  $     1  -  5000                  $2,677           $12                   0.61                     
  $  5001 -  10000                  $7,431          $106                   1.09                     
  $ 10001 -  15000                 $12,479          $295                   1.63                     
  $ 15001 -  20000                 $17,470          $590                   1.90                     
  $ 20001 -  25000                 $22,425          $924                   2.12                     
  $ 25001 -  30000                 $27,441        $1,298                   2.30                     
  $ 30001 -  35000                 $32,441        $1,676                   2.46                     
  $ 35001 -  40000                 $37,460        $2,060                   2.66                     
  $ 40001 -  45000                 $42,458        $2,501                   2.84                     
  $ 45001 -  50000                 $47,470        $2,965                   3.00                     
  $ 50001 -  75000                 $61,206        $4,487                   3.26                     
  $ 75001 - 100000                 $85,726        $8,439                   3.43                     
  $100001 - 250000                $137,307       $20,368                   3.49                     
  OVER $250,000                   $614,195      $154,682                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,415        $4,349                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS