TABLE OF CONTENTS                                                            
CITY                                                                                                
                                                                                                    
ALPINE UT                                                                  
AMERICAN FORK UT                                                    
BEAVER UT                                                                  
BLANDING UT                                                              
BLUFFDALE UT                                                            
BOUNTIFUL UT                                                            
BRIGHAM CITY UT                                                      
CEDAR CITY UT                                                          
CEDAR HILLS UT                                                        
CENTERVILLE UT                                                        
CLEARFIELD UT                                                          
CLINTON UT                                                                
COALVILLE UT                                                            
DELTA UT                                                                    
DRAPER UT                                                                  
DUCHESNE UT                                                              
EAGLE MOUNTAIN UT                                                  
EDEN UT                                                                      
EPHRAIM UT                                                                
FAIRVIEW UT                                                              
FARMINGTON UT                                                          
FARR WEST UT                                                            
FILLMORE UT                                                              
FRUIT HEIGHTS UT                                                    
GARLAND UT                                                                
GRANTSVILLE                                                              
HEBER CITY UT                                                          
HELPER UT                                                                  
HERRIMAN UT                                                              
HIGHLAND UT                                                              
HILL AFB UT                                                              
HOLLADAY UT                                                              
HOOPER UT                                                                  
HUNTINGTON UT                                                          
HUNTSVILLE UT                                                          
HURRICANE UT                                                            
HYDE PARK UT                                                            
HYRUM UT                                                                    
IVINS UT                                                                    
KAMAS UT                                                                    
KANAB UT                                                                    
KAYSVILLE UT                                                            
KEARNS UT                                                                  
LAVERKIN UT                                                              
LAYTON UT                                                                  
LEHI UT                                                                      
LINDON UT                                                                  
LOGAN UT                                                                    
MAGNA UT                                                                    
MANTI UT                                                                    
MAPLETON UT                                                              
MIDVALE UT                                                                
MIDWAY UT                                                                  
MOAB UT                                                                      
MONROE UT                                                                  
MONTICELLO UT                                                          
MORGAN UT                                                                  
MOUNT PLEASANT UT                                                  
MURRAY UT                                                                  
NEPHI UT                                                                    
NORTH LOGAN UT                                                        
NORTH OGDEN UT                                                        
NORTH SALT LAKE UT                                                
OGDEN UT                                                                    
OREM UT                                                                      
OTHER TOWNS                                                              
PANGIUTCH UT                                                            
PARK CITY UT                                                            
PAROWAN UT                                                                
PAYSON UT                                                                  
PERRY UT                                                                    
PLAIN CITY UT                                                          
PLEASANT GROVE UT                                                  
PLEASANT VIEW UT                                                    
PRICE UT                                                                    
PROVIDENCE UT                                                          
PROVO UT                                                                    
RICHFIELD UT                                                            
RICHMOND UT                                                              
RIVERDALE UT                                                            
RIVERTON UT                                                              
ROOSEVELT UT                                                            
ROY UT                                                                        
SALEM UT                                                                    
SALINA UT                                                                  
SALT LAKE CITY UT                                                  
SANDY UT                                                                    
SANTA CLARA UT                                                        
SANTAQUIN UT                                                            
SMITHFIELD UT                                                          
SOUTH JORDAN UT                                                      
SOUTH SALT LAKE UT                                                
SOUTH WEBER UT                                                        
SPANISH FORK UT                                                      
SPRINGVILLE UT                                                        
ST GEORGE UT                                                            
STANSBURY PARK UT                                                  
SUNSET UT                                                                  
SYRACUSE UT                                                              
TAYLORSVILLE UT                                                      
TOOELE UT                                                                  
TREMONTON UT                                                            
VERNAL UT                                                                  
WASHINGTON UT                                                          
WELLSVILLE UT                                                          
WENDOVER UT                                                              
WEST BOUNTIFUL UT                                                  
WEST JORDAN UT                                                        
WEST POINT UT                                                          
WEST VALLEY UT                                                        
WILLARD UT                                                                
WOODS CROSS UT                                                        
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   ALPINE UT                                                        
                        _________________________________________________                           
  UNDER $1               28    $-1,444,784            $0      0.00          73                      
  $     1  -  5000      450     $1,158,246       $19,380      1.67          97                      
  $  5001 -  10000      295     $2,150,919      $111,105      5.17         156                      
  $ 10001 -  15000      172     $2,134,730      $106,942      5.01         203                      
  $ 15001 -  20000      136     $2,356,027      $122,830      5.21         224                      
  $ 20001 -  25000      103     $2,303,903      $127,435      5.53         226                      
  $ 25001 -  30000       80     $2,220,561      $123,698      5.57         202                      
  $ 30001 -  35000       63     $2,034,953      $120,702      5.93         152                      
  $ 35001 -  40000       80     $2,997,584      $180,645      6.03         249                      
  $ 40001 -  45000       64     $2,703,271      $158,117      5.85         217                      
  $ 45001 -  50000       69     $3,280,338      $221,793      6.76         225                      
  $ 50001 -  75000      317    $19,770,760    $1,280,163      6.48       1,282                      
  $ 75001 - 100000      239    $20,710,365    $1,734,909      8.38       1,081                      
  $100001 - 250000      403    $59,697,229    $8,627,029     14.45       1,949                      
  OVER $250,000         114   $122,566,447   $35,117,685     28.65         502                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,613    $244,640,549   $48,052,433     19.64        6,838                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -0.6           0.0                    1.1                     
  $     1  -  5000    17.2             0.5           0.0                    1.4                     
  $  5001 -  10000    11.3             0.9           0.2                    2.3                     
  $ 10001 -  15000     6.6             0.9           0.2                    3.0                     
  $ 15001 -  20000     5.2             1.0           0.3                    3.3                     
  $ 20001 -  25000     3.9             0.9           0.3                    3.3                     
  $ 25001 -  30000     3.1             0.9           0.3                    3.0                     
  $ 30001 -  35000     2.4             0.8           0.3                    2.2                     
  $ 35001 -  40000     3.1             1.2           0.4                    3.6                     
  $ 40001 -  45000     2.4             1.1           0.3                    3.2                     
  $ 45001 -  50000     2.6             1.3           0.5                    3.3                     
  $ 50001 -  75000    12.1             8.1           2.7                   18.7                     
  $ 75001 - 100000     9.1             8.5           3.6                   15.8                     
  $100001 - 250000    15.4            24.4          18.0                   28.5                     
  OVER $250,000        4.4            50.1          73.1                    7.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-51,599            $0                   2.61                     
  $     1  -  5000                  $2,574           $43                   0.22                     
  $  5001 -  10000                  $7,291          $377                   0.53                     
  $ 10001 -  15000                 $12,411          $622                   1.18                     
  $ 15001 -  20000                 $17,324          $903                   1.65                     
  $ 20001 -  25000                 $22,368        $1,237                   2.19                     
  $ 25001 -  30000                 $27,757        $1,546                   2.53                     
  $ 30001 -  35000                 $32,301        $1,916                   2.41                     
  $ 35001 -  40000                 $37,470        $2,258                   3.11                     
  $ 40001 -  45000                 $42,239        $2,471                   3.39                     
  $ 45001 -  50000                 $47,541        $3,214                   3.26                     
  $ 50001 -  75000                 $62,368        $4,038                   4.04                     
  $ 75001 - 100000                 $86,654        $7,259                   4.52                     
  $100001 - 250000                $148,132       $21,407                   4.84                     
  OVER $250,000                   $1075144      $308,050                   4.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $93,624       $18,390                   2.62                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   AMERICAN FORK UT                                                 
                        _________________________________________________                           
  UNDER $1               45    $-2,570,150          $872     -0.03          86                      
  $     1  -  5000      953     $2,608,352       $25,602      0.98         363                      
  $  5001 -  10000      821     $6,171,760      $186,556      3.02         733                      
  $ 10001 -  15000      750     $9,318,918      $370,077      3.97       1,099                      
  $ 15001 -  20000      691    $12,090,029      $597,290      4.94       1,206                      
  $ 20001 -  25000      594    $13,327,177      $784,689      5.89       1,187                      
  $ 25001 -  30000      525    $14,396,172      $879,571      6.11       1,250                      
  $ 30001 -  35000      458    $14,905,247      $869,954      5.84       1,307                      
  $ 35001 -  40000      434    $16,251,071      $999,995      6.15       1,334                      
  $ 40001 -  45000      446    $18,949,718    $1,218,297      6.43       1,501                      
  $ 45001 -  50000      380    $18,037,175    $1,201,072      6.66       1,341                      
  $ 50001 -  75000    1,495    $91,356,335    $6,797,369      7.44       5,741                      
  $ 75001 - 100000      630    $53,764,917    $5,349,186      9.95       2,608                      
  $100001 - 250000      423    $55,711,236    $8,257,578     14.82       1,766                      
  OVER $250,000          50    $19,094,520    $4,860,184     25.45         196                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,695    $343,412,477   $32,398,292      9.43       21,718                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.7           0.0                    0.4                     
  $     1  -  5000    11.0             0.8           0.1                    1.7                     
  $  5001 -  10000     9.4             1.8           0.6                    3.4                     
  $ 10001 -  15000     8.6             2.7           1.1                    5.1                     
  $ 15001 -  20000     7.9             3.5           1.8                    5.6                     
  $ 20001 -  25000     6.8             3.9           2.4                    5.5                     
  $ 25001 -  30000     6.0             4.2           2.7                    5.8                     
  $ 30001 -  35000     5.3             4.3           2.7                    6.0                     
  $ 35001 -  40000     5.0             4.7           3.1                    6.1                     
  $ 40001 -  45000     5.1             5.5           3.8                    6.9                     
  $ 45001 -  50000     4.4             5.3           3.7                    6.2                     
  $ 50001 -  75000    17.2            26.6          21.0                   26.4                     
  $ 75001 - 100000     7.2            15.7          16.5                   12.0                     
  $100001 - 250000     4.9            16.2          25.5                    8.1                     
  OVER $250,000        0.6             5.6          15.0                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-57,114           $19                   1.91                     
  $     1  -  5000                  $2,737           $27                   0.38                     
  $  5001 -  10000                  $7,517          $227                   0.89                     
  $ 10001 -  15000                 $12,425          $493                   1.47                     
  $ 15001 -  20000                 $17,496          $864                   1.75                     
  $ 20001 -  25000                 $22,436        $1,321                   2.00                     
  $ 25001 -  30000                 $27,421        $1,675                   2.38                     
  $ 30001 -  35000                 $32,544        $1,899                   2.85                     
  $ 35001 -  40000                 $37,445        $2,304                   3.07                     
  $ 40001 -  45000                 $42,488        $2,732                   3.37                     
  $ 45001 -  50000                 $47,466        $3,161                   3.53                     
  $ 50001 -  75000                 $61,108        $4,547                   3.84                     
  $ 75001 - 100000                 $85,341        $8,491                   4.14                     
  $100001 - 250000                $131,705       $19,521                   4.17                     
  OVER $250,000                   $381,890       $97,204                   3.92                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,495        $3,726                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   BEAVER UT                                                        
                        _________________________________________________                           
  UNDER $1               20      $-995,410           $44     -0.00          44                      
  $     1  -  5000      148       $435,015          $704      0.16          75                      
  $  5001 -  10000      166     $1,259,528       $30,544      2.43         185                      
  $ 10001 -  15000      158     $1,955,875       $72,786      3.72         263                      
  $ 15001 -  20000      119     $2,067,858       $83,175      4.02         235                      
  $ 20001 -  25000      100     $2,256,540      $134,269      5.95         208                      
  $ 25001 -  30000       97     $2,663,796      $116,366      4.37         293                      
  $ 30001 -  35000       78     $2,528,344      $147,307      5.83         230                      
  $ 35001 -  40000       65     $2,427,005      $149,167      6.15         222                      
  $ 40001 -  45000       57     $2,426,155      $167,262      6.89         198                      
  $ 45001 -  50000       48     $2,277,147      $164,490      7.22         166                      
  $ 50001 -  75000      150     $9,169,354      $798,267      8.71         534                      
  $ 75001 - 100000       52     $4,417,254      $515,182     11.66         186                      
  OVER $100,000          20     $3,253,323      $554,636     17.05          66                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,278     $36,141,784    $2,934,199      8.12        2,905                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -2.8           0.0                    1.5                     
  $     1  -  5000    11.6             1.2           0.0                    2.6                     
  $  5001 -  10000    13.0             3.5           1.0                    6.4                     
  $ 10001 -  15000    12.4             5.4           2.5                    9.1                     
  $ 15001 -  20000     9.3             5.7           2.8                    8.1                     
  $ 20001 -  25000     7.8             6.2           4.6                    7.2                     
  $ 25001 -  30000     7.6             7.4           4.0                   10.1                     
  $ 30001 -  35000     6.1             7.0           5.0                    7.9                     
  $ 35001 -  40000     5.1             6.7           5.1                    7.6                     
  $ 40001 -  45000     4.5             6.7           5.7                    6.8                     
  $ 45001 -  50000     3.8             6.3           5.6                    5.7                     
  $ 50001 -  75000    11.7            25.4          27.2                   18.4                     
  $ 75001 - 100000     4.1            12.2          17.6                    6.4                     
  OVER $100,000        1.6             9.0          18.9                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-49,771            $2                   2.20                     
  $     1  -  5000                  $2,939            $5                   0.51                     
  $  5001 -  10000                  $7,588          $184                   1.11                     
  $ 10001 -  15000                 $12,379          $461                   1.66                     
  $ 15001 -  20000                 $17,377          $699                   1.97                     
  $ 20001 -  25000                 $22,565        $1,343                   2.08                     
  $ 25001 -  30000                 $27,462        $1,200                   3.02                     
  $ 30001 -  35000                 $32,415        $1,889                   2.95                     
  $ 35001 -  40000                 $37,339        $2,295                   3.42                     
  $ 40001 -  45000                 $42,564        $2,934                   3.47                     
  $ 45001 -  50000                 $47,441        $3,427                   3.46                     
  $ 50001 -  75000                 $61,129        $5,322                   3.56                     
  $ 75001 - 100000                 $84,947        $9,907                   3.58                     
  OVER $100,000                   $162,666       $27,732                   3.30                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,280        $2,296                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   BLANDING UT                                                      
                        _________________________________________________                           
  UNDER $1               10      $-670,531            $0      0.00          22                      
  $     1  -  5000      208       $527,305        $2,920      0.55         120                      
  $  5001 -  10000      155     $1,147,772       $22,382      1.95         213                      
  $ 10001 -  15000      125     $1,589,502       $43,380      2.73         252                      
  $ 15001 -  20000       91     $1,571,580       $64,452      4.10         209                      
  $ 20001 -  25000       78     $1,741,080       $66,499      3.82         225                      
  $ 25001 -  30000       88     $2,410,097       $79,686      3.31         340                      
  $ 30001 -  35000       66     $2,158,868      $100,920      4.67         240                      
  $ 35001 -  40000       55     $2,055,011      $119,346      5.81         190                      
  $ 40001 -  45000       53     $2,245,963      $138,375      6.16         192                      
  $ 45001 -  50000       48     $2,277,675      $154,854      6.80         180                      
  $ 50001 -  75000      167    $10,102,757      $845,345      8.37         652                      
  $ 75001 - 100000       38     $3,296,790      $365,033     11.07         151                      
  OVER $100,000          35     $6,392,683    $1,345,465     21.05         112                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,217     $36,846,552    $3,348,657      9.09        3,098                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.8           0.0                    0.7                     
  $     1  -  5000    17.1             1.4           0.1                    3.9                     
  $  5001 -  10000    12.7             3.1           0.7                    6.9                     
  $ 10001 -  15000    10.3             4.3           1.3                    8.1                     
  $ 15001 -  20000     7.5             4.3           1.9                    6.7                     
  $ 20001 -  25000     6.4             4.7           2.0                    7.3                     
  $ 25001 -  30000     7.2             6.5           2.4                   11.0                     
  $ 30001 -  35000     5.4             5.9           3.0                    7.7                     
  $ 35001 -  40000     4.5             5.6           3.6                    6.1                     
  $ 40001 -  45000     4.4             6.1           4.1                    6.2                     
  $ 45001 -  50000     3.9             6.2           4.6                    5.8                     
  $ 50001 -  75000    13.7            27.4          25.2                   21.0                     
  $ 75001 - 100000     3.1             8.9          10.9                    4.9                     
  OVER $100,000        2.9            17.3          40.2                    3.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-67,053            $0                   2.20                     
  $     1  -  5000                  $2,535           $14                   0.58                     
  $  5001 -  10000                  $7,405          $144                   1.37                     
  $ 10001 -  15000                 $12,716          $347                   2.02                     
  $ 15001 -  20000                 $17,270          $708                   2.30                     
  $ 20001 -  25000                 $22,322          $853                   2.88                     
  $ 25001 -  30000                 $27,387          $906                   3.86                     
  $ 30001 -  35000                 $32,710        $1,529                   3.64                     
  $ 35001 -  40000                 $37,364        $2,170                   3.45                     
  $ 40001 -  45000                 $42,377        $2,611                   3.62                     
  $ 45001 -  50000                 $47,452        $3,226                   3.75                     
  $ 50001 -  75000                 $60,496        $5,062                   3.90                     
  $ 75001 - 100000                 $86,758        $9,606                   3.97                     
  OVER $100,000                   $182,648       $38,442                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,277        $2,752                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   BLUFFDALE UT                                                     
                        _________________________________________________                           
  UNDER $1               13      $-235,738            $0      0.00          37                      
  $     1  -  5000      239       $661,176        $5,041      0.76          84                      
  $  5001 -  10000      160     $1,209,189       $48,353      4.00         106                      
  $ 10001 -  15000      113     $1,411,593       $64,230      4.55         142                      
  $ 15001 -  20000       89     $1,541,432       $89,183      5.79         149                      
  $ 20001 -  25000       90     $1,987,295      $129,424      6.51         187                      
  $ 25001 -  30000       51     $1,404,695       $98,342      7.00         114                      
  $ 30001 -  35000       55     $1,802,544       $84,441      4.68         181                      
  $ 35001 -  40000       50     $1,888,734      $111,780      5.92         159                      
  $ 40001 -  45000       47     $1,990,880      $122,535      6.15         151                      
  $ 45001 -  50000       61     $2,925,866      $142,518      4.87         264                      
  $ 50001 -  75000      257    $16,050,645    $1,138,071      7.09       1,015                      
  $ 75001 - 100000      162    $13,979,398    $1,323,339      9.47         662                      
  $100001 - 250000      137    $18,438,772    $2,740,615     14.86         554                      
  OVER $250,000          17    $10,947,326    $2,481,106     22.66          65                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,541     $76,003,807    $8,578,978     11.29        3,870                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.3           0.0                    1.0                     
  $     1  -  5000    15.5             0.9           0.1                    2.2                     
  $  5001 -  10000    10.4             1.6           0.6                    2.7                     
  $ 10001 -  15000     7.3             1.9           0.7                    3.7                     
  $ 15001 -  20000     5.8             2.0           1.0                    3.9                     
  $ 20001 -  25000     5.8             2.6           1.5                    4.8                     
  $ 25001 -  30000     3.3             1.8           1.1                    2.9                     
  $ 30001 -  35000     3.6             2.4           1.0                    4.7                     
  $ 35001 -  40000     3.2             2.5           1.3                    4.1                     
  $ 40001 -  45000     3.0             2.6           1.4                    3.9                     
  $ 45001 -  50000     4.0             3.8           1.7                    6.8                     
  $ 50001 -  75000    16.7            21.1          13.3                   26.2                     
  $ 75001 - 100000    10.5            18.4          15.4                   17.1                     
  $100001 - 250000     8.9            24.3          31.9                   14.3                     
  OVER $250,000        1.1            14.4          28.9                    1.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,134            $0                   2.85                     
  $     1  -  5000                  $2,766           $21                   0.35                     
  $  5001 -  10000                  $7,557          $302                   0.66                     
  $ 10001 -  15000                 $12,492          $568                   1.26                     
  $ 15001 -  20000                 $17,319        $1,002                   1.67                     
  $ 20001 -  25000                 $22,081        $1,438                   2.08                     
  $ 25001 -  30000                 $27,543        $1,928                   2.24                     
  $ 30001 -  35000                 $32,774        $1,535                   3.29                     
  $ 35001 -  40000                 $37,775        $2,236                   3.18                     
  $ 40001 -  45000                 $42,359        $2,607                   3.21                     
  $ 45001 -  50000                 $47,965        $2,336                   4.33                     
  $ 50001 -  75000                 $62,454        $4,428                   3.95                     
  $ 75001 - 100000                 $86,293        $8,169                   4.09                     
  $100001 - 250000                $134,590       $20,004                   4.04                     
  OVER $250,000                   $643,960      $145,947                   3.82                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,321        $5,567                   2.51                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   BOUNTIFUL UT                                                     
                        _________________________________________________                           
  UNDER $1               82    $-4,233,305        $4,422     -0.10         173                      
  $     1  -  5000    2,246     $5,734,831       $62,632      1.09         714                      
  $  5001 -  10000    1,758    $12,998,171      $416,036      3.20       1,400                      
  $ 10001 -  15000    1,426    $17,717,810      $820,198      4.63       1,795                      
  $ 15001 -  20000    1,355    $23,710,876    $1,286,517      5.43       2,103                      
  $ 20001 -  25000    1,254    $28,103,388    $1,847,184      6.57       2,187                      
  $ 25001 -  30000    1,080    $29,642,677    $2,101,215      7.09       2,131                      
  $ 30001 -  35000    1,005    $32,698,520    $2,348,941      7.18       2,221                      
  $ 35001 -  40000      907    $33,931,804    $2,579,552      7.60       2,165                      
  $ 40001 -  45000      806    $34,194,247    $2,917,015      8.53       1,970                      
  $ 45001 -  50000      696    $33,045,897    $2,790,828      8.45       1,904                      
  $ 50001 -  75000    2,716   $167,041,351   $15,405,006      9.22       8,245                      
  $ 75001 - 100000    1,533   $131,841,965   $15,053,319     11.42       5,134                      
  $100001 - 250000    1,472   $206,619,105   $33,498,903     16.21       4,972                      
  OVER $250,000         301   $174,012,370   $45,551,444     26.18       1,003                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             18,637    $927,059,707  $126,683,212     13.67       38,117                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.5           0.0                    0.5                     
  $     1  -  5000    12.1             0.6           0.0                    1.9                     
  $  5001 -  10000     9.4             1.4           0.3                    3.7                     
  $ 10001 -  15000     7.7             1.9           0.6                    4.7                     
  $ 15001 -  20000     7.3             2.6           1.0                    5.5                     
  $ 20001 -  25000     6.7             3.0           1.5                    5.7                     
  $ 25001 -  30000     5.8             3.2           1.7                    5.6                     
  $ 30001 -  35000     5.4             3.5           1.9                    5.8                     
  $ 35001 -  40000     4.9             3.7           2.0                    5.7                     
  $ 40001 -  45000     4.3             3.7           2.3                    5.2                     
  $ 45001 -  50000     3.7             3.6           2.2                    5.0                     
  $ 50001 -  75000    14.6            18.0          12.2                   21.6                     
  $ 75001 - 100000     8.2            14.2          11.9                   13.5                     
  $100001 - 250000     7.9            22.3          26.4                   13.0                     
  OVER $250,000        1.6            18.8          36.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-51,626           $54                   2.11                     
  $     1  -  5000                  $2,553           $28                   0.32                     
  $  5001 -  10000                  $7,394          $237                   0.80                     
  $ 10001 -  15000                 $12,425          $575                   1.26                     
  $ 15001 -  20000                 $17,499          $949                   1.55                     
  $ 20001 -  25000                 $22,411        $1,473                   1.74                     
  $ 25001 -  30000                 $27,447        $1,946                   1.97                     
  $ 30001 -  35000                 $32,536        $2,337                   2.21                     
  $ 35001 -  40000                 $37,411        $2,844                   2.39                     
  $ 40001 -  45000                 $42,425        $3,619                   2.44                     
  $ 45001 -  50000                 $47,480        $4,010                   2.74                     
  $ 50001 -  75000                 $61,503        $5,672                   3.04                     
  $ 75001 - 100000                 $86,003        $9,820                   3.35                     
  $100001 - 250000                $140,366       $22,757                   3.38                     
  OVER $250,000                   $578,114      $151,334                   3.33                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,743        $6,797                   2.05                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   BRIGHAM CITY UT                                                  
                        _________________________________________________                           
  UNDER $1               29      $-755,030          $618     -0.08          56                      
  $     1  -  5000      946     $2,579,121       $14,420      0.56         390                      
  $  5001 -  10000      724     $5,350,613      $141,254      2.64         656                      
  $ 10001 -  15000      625     $7,779,811      $306,227      3.94         953                      
  $ 15001 -  20000      580    $10,093,713      $501,812      4.97       1,029                      
  $ 20001 -  25000      569    $12,749,571      $728,144      5.71       1,214                      
  $ 25001 -  30000      513    $14,110,040      $949,117      6.73       1,117                      
  $ 30001 -  35000      522    $16,889,076    $1,176,777      6.97       1,282                      
  $ 35001 -  40000      431    $16,197,838    $1,191,710      7.36       1,205                      
  $ 40001 -  45000      350    $14,894,830    $1,085,497      7.29       1,127                      
  $ 45001 -  50000      318    $15,087,808    $1,140,045      7.56       1,068                      
  $ 50001 -  75000    1,302    $79,638,113    $6,981,381      8.77       4,629                      
  $ 75001 - 100000      487    $41,267,928    $4,720,856     11.44       1,835                      
  $100001 - 250000      228    $30,647,585    $5,099,361     16.64         728                      
  OVER $250,000          25    $13,576,082    $3,843,407     28.31          68                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,649    $280,107,099   $27,880,626      9.95       17,357                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.3                     
  $     1  -  5000    12.4             0.9           0.1                    2.2                     
  $  5001 -  10000     9.5             1.9           0.5                    3.8                     
  $ 10001 -  15000     8.2             2.8           1.1                    5.5                     
  $ 15001 -  20000     7.6             3.6           1.8                    5.9                     
  $ 20001 -  25000     7.4             4.6           2.6                    7.0                     
  $ 25001 -  30000     6.7             5.0           3.4                    6.4                     
  $ 30001 -  35000     6.8             6.0           4.2                    7.4                     
  $ 35001 -  40000     5.6             5.8           4.3                    6.9                     
  $ 40001 -  45000     4.6             5.3           3.9                    6.5                     
  $ 45001 -  50000     4.2             5.4           4.1                    6.2                     
  $ 50001 -  75000    17.0            28.4          25.0                   26.7                     
  $ 75001 - 100000     6.4            14.7          16.9                   10.6                     
  $100001 - 250000     3.0            10.9          18.3                    4.2                     
  OVER $250,000        0.3             4.8          13.8                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,036           $21                   1.93                     
  $     1  -  5000                  $2,726           $15                   0.41                     
  $  5001 -  10000                  $7,390          $195                   0.91                     
  $ 10001 -  15000                 $12,448          $490                   1.52                     
  $ 15001 -  20000                 $17,403          $865                   1.77                     
  $ 20001 -  25000                 $22,407        $1,280                   2.13                     
  $ 25001 -  30000                 $27,505        $1,850                   2.18                     
  $ 30001 -  35000                 $32,355        $2,254                   2.46                     
  $ 35001 -  40000                 $37,582        $2,765                   2.80                     
  $ 40001 -  45000                 $42,557        $3,101                   3.22                     
  $ 45001 -  50000                 $47,446        $3,585                   3.36                     
  $ 50001 -  75000                 $61,166        $5,362                   3.56                     
  $ 75001 - 100000                 $84,739        $9,694                   3.77                     
  $100001 - 250000                $134,419       $22,366                   3.19                     
  OVER $250,000                   $543,043      $153,736                   2.72                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,620        $3,645                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   CEDAR CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               63    $-1,868,032          $666     -0.04         147                      
  $     1  -  5000    1,289     $3,500,008       $20,614      0.59         686                      
  $  5001 -  10000    1,369    $10,171,874      $231,684      2.28       1,689                      
  $ 10001 -  15000    1,089    $13,604,382      $452,696      3.33       1,915                      
  $ 15001 -  20000      949    $16,571,066      $695,282      4.20       1,981                      
  $ 20001 -  25000      764    $17,120,137      $817,318      4.77       1,799                      
  $ 25001 -  30000      614    $16,818,697      $866,966      5.15       1,661                      
  $ 30001 -  35000      518    $16,768,475      $987,970      5.89       1,505                      
  $ 35001 -  40000      485    $18,145,105    $1,139,459      6.28       1,492                      
  $ 40001 -  45000      399    $16,962,458    $1,240,973      7.32       1,221                      
  $ 45001 -  50000      348    $16,471,716    $1,210,791      7.35       1,178                      
  $ 50001 -  75000    1,153    $70,438,580    $6,168,664      8.76       3,869                      
  $ 75001 - 100000      432    $36,693,039    $4,326,729     11.79       1,434                      
  $100001 - 250000      231    $31,601,016    $5,252,695     16.62         837                      
  OVER $250,000          42    $18,528,674    $5,088,480     27.46         141                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,745    $301,527,195   $28,500,987      9.45       21,555                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.6           0.0                    0.7                     
  $     1  -  5000    13.2             1.2           0.1                    3.2                     
  $  5001 -  10000    14.0             3.4           0.8                    7.8                     
  $ 10001 -  15000    11.2             4.5           1.6                    8.9                     
  $ 15001 -  20000     9.7             5.5           2.4                    9.2                     
  $ 20001 -  25000     7.8             5.7           2.9                    8.3                     
  $ 25001 -  30000     6.3             5.6           3.0                    7.7                     
  $ 30001 -  35000     5.3             5.6           3.5                    7.0                     
  $ 35001 -  40000     5.0             6.0           4.0                    6.9                     
  $ 40001 -  45000     4.1             5.6           4.4                    5.7                     
  $ 45001 -  50000     3.6             5.5           4.2                    5.5                     
  $ 50001 -  75000    11.8            23.4          21.6                   17.9                     
  $ 75001 - 100000     4.4            12.2          15.2                    6.7                     
  $100001 - 250000     2.4            10.5          18.4                    3.9                     
  OVER $250,000        0.4             6.1          17.9                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,651           $11                   2.33                     
  $     1  -  5000                  $2,715           $16                   0.53                     
  $  5001 -  10000                  $7,430          $169                   1.23                     
  $ 10001 -  15000                 $12,493          $416                   1.76                     
  $ 15001 -  20000                 $17,462          $733                   2.09                     
  $ 20001 -  25000                 $22,409        $1,070                   2.35                     
  $ 25001 -  30000                 $27,392        $1,412                   2.71                     
  $ 30001 -  35000                 $32,372        $1,907                   2.91                     
  $ 35001 -  40000                 $37,413        $2,349                   3.08                     
  $ 40001 -  45000                 $42,512        $3,110                   3.06                     
  $ 45001 -  50000                 $47,333        $3,479                   3.39                     
  $ 50001 -  75000                 $61,092        $5,350                   3.36                     
  $ 75001 - 100000                 $84,938       $10,016                   3.32                     
  $100001 - 250000                $136,801       $22,739                   3.62                     
  OVER $250,000                   $441,159      $121,154                   3.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,942        $2,925                   2.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   CEDAR HILLS UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         142       $313,286        $2,543      0.81          50                      
  $  5001 -  10000       90       $664,476       $27,845      4.19          53                      
  $ 10001 -  15000       61       $745,099       $29,934      4.02         100                      
  $ 15001 -  20000       29       $507,096       $28,744      5.67          50                      
  $ 20001 -  25000       37       $820,434       $44,486      5.42          81                      
  $ 25001 -  30000       34       $942,967       $55,092      5.84          77                      
  $ 30001 -  35000       33     $1,070,928       $54,779      5.12          95                      
  $ 35001 -  40000       34     $1,286,382       $40,284      3.13         145                      
  $ 40001 -  45000       44     $1,855,102       $84,570      4.56         176                      
  $ 45001 -  50000       38     $1,808,636       $59,665      3.30         176                      
  $ 50001 -  75000      250    $15,433,271      $945,961      6.13       1,072                      
  $ 75001 - 100000      182    $15,680,753    $1,319,960      8.42         815                      
  $100001 - 250000      128    $16,779,876    $2,311,914     13.78         570                      
  OVER $250,000          14     $8,780,232    $2,207,827     25.15          57                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,116     $66,688,538    $7,213,604     10.82        3,517                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.7             0.5           0.0                    1.4                     
  $  5001 -  10000     8.1             1.0           0.4                    1.5                     
  $ 10001 -  15000     5.5             1.1           0.4                    2.8                     
  $ 15001 -  20000     2.6             0.8           0.4                    1.4                     
  $ 20001 -  25000     3.3             1.2           0.6                    2.3                     
  $ 25001 -  30000     3.0             1.4           0.8                    2.2                     
  $ 30001 -  35000     3.0             1.6           0.8                    2.7                     
  $ 35001 -  40000     3.0             1.9           0.6                    4.1                     
  $ 40001 -  45000     3.9             2.8           1.2                    5.0                     
  $ 45001 -  50000     3.4             2.7           0.8                    5.0                     
  $ 50001 -  75000    22.4            23.1          13.1                   30.5                     
  $ 75001 - 100000    16.3            23.5          18.3                   23.2                     
  $100001 - 250000    11.5            25.2          32.0                   16.2                     
  OVER $250,000        1.3            13.2          30.6                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,206           $18                   0.35                     
  $  5001 -  10000                  $7,383          $309                   0.59                     
  $ 10001 -  15000                 $12,215          $491                   1.64                     
  $ 15001 -  20000                 $17,486          $991                   1.72                     
  $ 20001 -  25000                 $22,174        $1,202                   2.19                     
  $ 25001 -  30000                 $27,734        $1,620                   2.26                     
  $ 30001 -  35000                 $32,452        $1,660                   2.88                     
  $ 35001 -  40000                 $37,835        $1,185                   4.26                     
  $ 40001 -  45000                 $42,161        $1,922                   4.00                     
  $ 45001 -  50000                 $47,596        $1,570                   4.63                     
  $ 50001 -  75000                 $61,733        $3,784                   4.29                     
  $ 75001 - 100000                 $86,158        $7,253                   4.48                     
  $100001 - 250000                $131,093       $18,062                   4.45                     
  OVER $250,000                   $627,159      $157,702                   4.07                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $59,757        $6,464                   3.15                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   CENTERVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               37      $-598,388       $11,086     -1.85          77                      
  $     1  -  5000    1,013     $2,648,364       $32,816      1.24         158                      
  $  5001 -  10000      619     $4,516,201      $171,903      3.81         345                      
  $ 10001 -  15000      480     $5,847,147      $302,313      5.17         513                      
  $ 15001 -  20000      369     $6,461,407      $395,861      6.13         501                      
  $ 20001 -  25000      323     $7,227,140      $487,604      6.75         552                      
  $ 25001 -  30000      307     $8,413,218      $579,676      6.89         580                      
  $ 30001 -  35000      231     $7,512,111      $531,861      7.08         524                      
  $ 35001 -  40000      227     $8,533,303      $600,354      7.04         582                      
  $ 40001 -  45000      202     $8,593,411      $640,430      7.45         538                      
  $ 45001 -  50000      224    $10,643,218      $829,736      7.80         655                      
  $ 50001 -  75000      965    $59,955,703    $4,800,105      8.01       3,462                      
  $ 75001 - 100000      721    $61,898,063    $6,357,920     10.27       2,809                      
  $100001 - 250000      598    $80,493,191   $12,530,251     15.57       2,406                      
  OVER $250,000          63    $31,962,482    $8,562,120     26.79         272                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,379    $304,106,571   $36,834,036     12.11       13,974                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.2           0.0                    0.6                     
  $     1  -  5000    15.9             0.9           0.1                    1.1                     
  $  5001 -  10000     9.7             1.5           0.5                    2.5                     
  $ 10001 -  15000     7.5             1.9           0.8                    3.7                     
  $ 15001 -  20000     5.8             2.1           1.1                    3.6                     
  $ 20001 -  25000     5.1             2.4           1.3                    4.0                     
  $ 25001 -  30000     4.8             2.8           1.6                    4.2                     
  $ 30001 -  35000     3.6             2.5           1.4                    3.7                     
  $ 35001 -  40000     3.6             2.8           1.6                    4.2                     
  $ 40001 -  45000     3.2             2.8           1.7                    3.9                     
  $ 45001 -  50000     3.5             3.5           2.3                    4.7                     
  $ 50001 -  75000    15.1            19.7          13.0                   24.8                     
  $ 75001 - 100000    11.3            20.4          17.3                   20.1                     
  $100001 - 250000     9.4            26.5          34.0                   17.2                     
  OVER $250,000        1.0            10.5          23.2                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,173          $300                   2.08                     
  $     1  -  5000                  $2,614           $32                   0.16                     
  $  5001 -  10000                  $7,296          $278                   0.56                     
  $ 10001 -  15000                 $12,182          $630                   1.07                     
  $ 15001 -  20000                 $17,511        $1,073                   1.36                     
  $ 20001 -  25000                 $22,375        $1,510                   1.71                     
  $ 25001 -  30000                 $27,405        $1,888                   1.89                     
  $ 30001 -  35000                 $32,520        $2,302                   2.27                     
  $ 35001 -  40000                 $37,592        $2,645                   2.56                     
  $ 40001 -  45000                 $42,542        $3,170                   2.66                     
  $ 45001 -  50000                 $47,514        $3,704                   2.92                     
  $ 50001 -  75000                 $62,130        $4,974                   3.59                     
  $ 75001 - 100000                 $85,850        $8,818                   3.90                     
  $100001 - 250000                $134,604       $20,954                   4.02                     
  OVER $250,000                   $507,341      $135,907                   4.32                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,673        $5,774                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   CLEARFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               27      $-928,709          $339     -0.04          43                      
  $     1  -  5000      968     $2,699,145        $8,152      0.30         693                      
  $  5001 -  10000      935     $7,038,776      $135,947      1.93       1,202                      
  $ 10001 -  15000      953    $11,877,065      $452,945      3.81       1,536                      
  $ 15001 -  20000      971    $16,987,910      $856,285      5.04       1,756                      
  $ 20001 -  25000      900    $20,243,535    $1,159,809      5.73       1,862                      
  $ 25001 -  30000      808    $22,197,021    $1,433,507      6.46       1,829                      
  $ 30001 -  35000      681    $22,125,235    $1,565,112      7.07       1,632                      
  $ 35001 -  40000      676    $25,359,701    $1,809,685      7.14       1,873                      
  $ 40001 -  45000      628    $26,670,716    $2,129,343      7.98       1,751                      
  $ 45001 -  50000      505    $24,045,032    $1,928,041      8.02       1,576                      
  $ 50001 -  75000    1,562    $94,216,698    $8,867,078      9.41       4,999                      
  $ 75001 - 100000      425    $36,050,416    $4,484,751     12.44       1,404                      
  OVER $100,000         147    $20,393,788    $3,583,374     17.57         430                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,186    $328,976,329   $28,414,368      8.64       22,586                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.3           0.0                    0.2                     
  $     1  -  5000     9.5             0.8           0.0                    3.1                     
  $  5001 -  10000     9.2             2.1           0.5                    5.3                     
  $ 10001 -  15000     9.4             3.6           1.6                    6.8                     
  $ 15001 -  20000     9.5             5.2           3.0                    7.8                     
  $ 20001 -  25000     8.8             6.2           4.1                    8.2                     
  $ 25001 -  30000     7.9             6.7           5.0                    8.1                     
  $ 30001 -  35000     6.7             6.7           5.5                    7.2                     
  $ 35001 -  40000     6.6             7.7           6.4                    8.3                     
  $ 40001 -  45000     6.2             8.1           7.5                    7.8                     
  $ 45001 -  50000     5.0             7.3           6.8                    7.0                     
  $ 50001 -  75000    15.3            28.6          31.2                   22.1                     
  $ 75001 - 100000     4.2            11.0          15.8                    6.2                     
  OVER $100,000        1.4             6.2          12.6                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-34,397           $13                   1.59                     
  $     1  -  5000                  $2,788            $8                   0.72                     
  $  5001 -  10000                  $7,528          $145                   1.29                     
  $ 10001 -  15000                 $12,463          $475                   1.61                     
  $ 15001 -  20000                 $17,495          $882                   1.81                     
  $ 20001 -  25000                 $22,493        $1,289                   2.07                     
  $ 25001 -  30000                 $27,472        $1,774                   2.26                     
  $ 30001 -  35000                 $32,489        $2,298                   2.40                     
  $ 35001 -  40000                 $37,514        $2,677                   2.77                     
  $ 40001 -  45000                 $42,469        $3,391                   2.79                     
  $ 45001 -  50000                 $47,614        $3,818                   3.12                     
  $ 50001 -  75000                 $60,318        $5,677                   3.20                     
  $ 75001 - 100000                 $84,825       $10,552                   3.30                     
  OVER $100,000                   $138,733       $24,377                   2.93                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,297        $2,790                   2.22                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   CLINTON UT                                                       
                        _________________________________________________                           
  UNDER $1               14      $-480,097            $0      0.00          25                      
  $     1  -  5000      455     $1,185,482        $6,548      0.55         150                      
  $  5001 -  10000      425     $3,175,104      $116,955      3.68         293                      
  $ 10001 -  15000      307     $3,795,833      $195,490      5.15         350                      
  $ 15001 -  20000      286     $5,007,784      $294,042      5.87         469                      
  $ 20001 -  25000      235     $5,274,004      $324,088      6.15         450                      
  $ 25001 -  30000      269     $7,415,141      $435,625      5.87         634                      
  $ 30001 -  35000      275     $8,966,856      $532,575      5.94         747                      
  $ 35001 -  40000      278    $10,450,525      $652,212      6.24         813                      
  $ 40001 -  45000      309    $13,154,285      $837,558      6.37       1,048                      
  $ 45001 -  50000      285    $13,549,148      $970,403      7.16         924                      
  $ 50001 -  75000    1,106    $67,051,857    $5,552,906      8.28       3,884                      
  $ 75001 - 100000      370    $31,449,840    $3,662,489     11.65       1,318                      
  OVER $100,000         107    $14,491,501    $2,362,246     16.30         371                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,721    $184,487,263   $15,943,137      8.64       11,476                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.3           0.0                    0.2                     
  $     1  -  5000     9.6             0.6           0.0                    1.3                     
  $  5001 -  10000     9.0             1.7           0.7                    2.6                     
  $ 10001 -  15000     6.5             2.1           1.2                    3.0                     
  $ 15001 -  20000     6.1             2.7           1.8                    4.1                     
  $ 20001 -  25000     5.0             2.9           2.0                    3.9                     
  $ 25001 -  30000     5.7             4.0           2.7                    5.5                     
  $ 30001 -  35000     5.8             4.9           3.3                    6.5                     
  $ 35001 -  40000     5.9             5.7           4.1                    7.1                     
  $ 40001 -  45000     6.5             7.1           5.3                    9.1                     
  $ 45001 -  50000     6.0             7.3           6.1                    8.1                     
  $ 50001 -  75000    23.4            36.3          34.8                   33.8                     
  $ 75001 - 100000     7.8            17.0          23.0                   11.5                     
  OVER $100,000        2.3             7.9          14.8                    3.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-34,293            $0                   1.79                     
  $     1  -  5000                  $2,605           $14                   0.33                     
  $  5001 -  10000                  $7,471          $275                   0.69                     
  $ 10001 -  15000                 $12,364          $637                   1.14                     
  $ 15001 -  20000                 $17,510        $1,028                   1.64                     
  $ 20001 -  25000                 $22,443        $1,379                   1.91                     
  $ 25001 -  30000                 $27,566        $1,619                   2.36                     
  $ 30001 -  35000                 $32,607        $1,937                   2.72                     
  $ 35001 -  40000                 $37,592        $2,346                   2.92                     
  $ 40001 -  45000                 $42,571        $2,711                   3.39                     
  $ 45001 -  50000                 $47,541        $3,405                   3.24                     
  $ 50001 -  75000                 $60,626        $5,021                   3.51                     
  $ 75001 - 100000                 $85,000        $9,899                   3.56                     
  OVER $100,000                   $135,435       $22,077                   3.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,078        $3,377                   2.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   COALVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               16      $-508,090            $0      0.00          40                      
  $     1  -  5000      108       $316,117        $3,061      0.97          22                      
  $  5001 -  10000      107       $825,965       $24,777      3.00         100                      
  $ 10001 -  15000       80       $987,087       $45,036      4.56         101                      
  $ 15001 -  20000       72     $1,273,525       $62,389      4.90         138                      
  $ 20001 -  25000       83     $1,871,057      $108,176      5.78         173                      
  $ 25001 -  30000       57     $1,558,608      $106,094      6.81         115                      
  $ 30001 -  35000       63     $2,059,073      $130,017      6.31         164                      
  $ 35001 -  40000       65     $2,430,829      $184,762      7.60         170                      
  $ 40001 -  45000       68     $2,866,568      $186,624      6.51         211                      
  $ 45001 -  50000       43     $2,056,549      $143,904      7.00         144                      
  $ 50001 -  75000      162    $10,046,112      $892,630      8.89         581                      
  $ 75001 - 100000       74     $6,297,750      $707,122     11.23         258                      
  OVER $100,000          46     $9,508,345    $2,248,175     23.64         140                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,044     $41,589,495    $4,842,767     11.64        2,357                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.5            -1.2           0.0                    1.7                     
  $     1  -  5000    10.3             0.8           0.1                    0.9                     
  $  5001 -  10000    10.2             2.0           0.5                    4.2                     
  $ 10001 -  15000     7.7             2.4           0.9                    4.3                     
  $ 15001 -  20000     6.9             3.1           1.3                    5.9                     
  $ 20001 -  25000     8.0             4.5           2.2                    7.3                     
  $ 25001 -  30000     5.5             3.7           2.2                    4.9                     
  $ 30001 -  35000     6.0             5.0           2.7                    7.0                     
  $ 35001 -  40000     6.2             5.8           3.8                    7.2                     
  $ 40001 -  45000     6.5             6.9           3.9                    9.0                     
  $ 45001 -  50000     4.1             4.9           3.0                    6.1                     
  $ 50001 -  75000    15.5            24.2          18.4                   24.6                     
  $ 75001 - 100000     7.1            15.1          14.6                   10.9                     
  OVER $100,000        4.4            22.9          46.4                    5.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,756            $0                   2.50                     
  $     1  -  5000                  $2,927           $28                   0.20                     
  $  5001 -  10000                  $7,719          $232                   0.93                     
  $ 10001 -  15000                 $12,339          $563                   1.26                     
  $ 15001 -  20000                 $17,688          $867                   1.92                     
  $ 20001 -  25000                 $22,543        $1,303                   2.08                     
  $ 25001 -  30000                 $27,344        $1,861                   2.02                     
  $ 30001 -  35000                 $32,684        $2,064                   2.60                     
  $ 35001 -  40000                 $37,397        $2,842                   2.62                     
  $ 40001 -  45000                 $42,155        $2,744                   3.10                     
  $ 45001 -  50000                 $47,827        $3,347                   3.35                     
  $ 50001 -  75000                 $62,013        $5,510                   3.59                     
  $ 75001 - 100000                 $85,105        $9,556                   3.49                     
  OVER $100,000                   $206,703       $48,873                   3.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,837        $4,639                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   DELTA UT                                                         
                        _________________________________________________                           
  UNDER $1               43    $-5,214,213            $0      0.00         117                      
  $     1  -  5000      281       $811,998        $5,532      0.68         119                      
  $  5001 -  10000      215     $1,585,852       $46,592      2.94         246                      
  $ 10001 -  15000      192     $2,379,868       $77,972      3.28         350                      
  $ 15001 -  20000      142     $2,458,290      $103,010      4.19         353                      
  $ 20001 -  25000      117     $2,622,975      $107,825      4.11         317                      
  $ 25001 -  30000      115     $3,161,407      $150,965      4.78         332                      
  $ 30001 -  35000       93     $3,000,345      $156,821      5.23         305                      
  $ 35001 -  40000       77     $2,887,149      $166,987      5.78         267                      
  $ 40001 -  45000       74     $3,153,032      $227,325      7.21         249                      
  $ 45001 -  50000       63     $2,990,967      $188,389      6.30         263                      
  $ 50001 -  75000      311    $19,233,836    $1,574,387      8.19       1,265                      
  $ 75001 - 100000      116     $9,750,515    $1,130,451     11.59         461                      
  OVER $100,000          38     $7,799,787    $1,389,149     17.81         148                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,877     $56,621,808    $5,325,405      9.41        4,792                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.3            -9.2           0.0                    2.4                     
  $     1  -  5000    15.0             1.4           0.1                    2.5                     
  $  5001 -  10000    11.5             2.8           0.9                    5.1                     
  $ 10001 -  15000    10.2             4.2           1.5                    7.3                     
  $ 15001 -  20000     7.6             4.3           1.9                    7.4                     
  $ 20001 -  25000     6.2             4.6           2.0                    6.6                     
  $ 25001 -  30000     6.1             5.6           2.8                    6.9                     
  $ 30001 -  35000     5.0             5.3           2.9                    6.4                     
  $ 35001 -  40000     4.1             5.1           3.1                    5.6                     
  $ 40001 -  45000     3.9             5.6           4.3                    5.2                     
  $ 45001 -  50000     3.4             5.3           3.5                    5.5                     
  $ 50001 -  75000    16.6            34.0          29.6                   26.4                     
  $ 75001 - 100000     6.2            17.2          21.2                    9.6                     
  OVER $100,000        2.0            13.8          26.1                    3.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-121261            $0                   2.72                     
  $     1  -  5000                  $2,890           $20                   0.42                     
  $  5001 -  10000                  $7,376          $217                   1.14                     
  $ 10001 -  15000                 $12,395          $406                   1.82                     
  $ 15001 -  20000                 $17,312          $725                   2.49                     
  $ 20001 -  25000                 $22,419          $922                   2.71                     
  $ 25001 -  30000                 $27,490        $1,313                   2.89                     
  $ 30001 -  35000                 $32,262        $1,686                   3.28                     
  $ 35001 -  40000                 $37,495        $2,169                   3.47                     
  $ 40001 -  45000                 $42,609        $3,072                   3.36                     
  $ 45001 -  50000                 $47,476        $2,990                   4.17                     
  $ 50001 -  75000                 $61,845        $5,062                   4.07                     
  $ 75001 - 100000                 $84,056        $9,745                   3.97                     
  OVER $100,000                   $205,258       $36,557                   3.89                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,166        $2,837                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   DRAPER UT                                                        
                        _________________________________________________                           
  UNDER $1               78    $-3,342,152          $974     -0.03         188                      
  $     1  -  5000      916     $2,276,151       $35,249      1.55         237                      
  $  5001 -  10000      693     $5,138,577      $185,936      3.62         554                      
  $ 10001 -  15000      491     $6,091,531      $300,748      4.94         593                      
  $ 15001 -  20000      442     $7,682,526      $432,596      5.63         699                      
  $ 20001 -  25000      366     $8,200,592      $514,837      6.28         654                      
  $ 25001 -  30000      373    $10,249,986      $686,573      6.70         749                      
  $ 30001 -  35000      314    $10,198,998      $690,903      6.77         663                      
  $ 35001 -  40000      348    $13,065,734      $915,460      7.01         854                      
  $ 40001 -  45000      322    $13,632,642    $1,004,484      7.37         794                      
  $ 45001 -  50000      272    $12,925,016    $1,003,983      7.77         743                      
  $ 50001 -  75000    1,435    $88,778,239    $7,035,203      7.92       4,641                      
  $ 75001 - 100000    1,008    $87,294,312    $8,814,591     10.10       3,544                      
  $100001 - 250000    1,256   $175,529,329   $27,286,281     15.55       4,606                      
  OVER $250,000         200   $124,443,843   $33,241,329     26.71         743                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,514    $562,165,324   $82,149,147     14.61       20,262                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.6           0.0                    0.9                     
  $     1  -  5000    10.8             0.4           0.0                    1.2                     
  $  5001 -  10000     8.1             0.9           0.2                    2.7                     
  $ 10001 -  15000     5.8             1.1           0.4                    2.9                     
  $ 15001 -  20000     5.2             1.4           0.5                    3.4                     
  $ 20001 -  25000     4.3             1.5           0.6                    3.2                     
  $ 25001 -  30000     4.4             1.8           0.8                    3.7                     
  $ 30001 -  35000     3.7             1.8           0.8                    3.3                     
  $ 35001 -  40000     4.1             2.3           1.1                    4.2                     
  $ 40001 -  45000     3.8             2.4           1.2                    3.9                     
  $ 45001 -  50000     3.2             2.3           1.2                    3.7                     
  $ 50001 -  75000    16.9            15.8           8.6                   22.9                     
  $ 75001 - 100000    11.8            15.5          10.7                   17.5                     
  $100001 - 250000    14.8            31.2          33.2                   22.7                     
  OVER $250,000        2.3            22.1          40.5                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-42,848           $12                   2.41                     
  $     1  -  5000                  $2,485           $38                   0.26                     
  $  5001 -  10000                  $7,415          $268                   0.80                     
  $ 10001 -  15000                 $12,406          $613                   1.21                     
  $ 15001 -  20000                 $17,381          $979                   1.58                     
  $ 20001 -  25000                 $22,406        $1,407                   1.79                     
  $ 25001 -  30000                 $27,480        $1,841                   2.01                     
  $ 30001 -  35000                 $32,481        $2,200                   2.11                     
  $ 35001 -  40000                 $37,545        $2,631                   2.45                     
  $ 40001 -  45000                 $42,337        $3,120                   2.47                     
  $ 45001 -  50000                 $47,518        $3,691                   2.73                     
  $ 50001 -  75000                 $61,866        $4,903                   3.23                     
  $ 75001 - 100000                 $86,602        $8,745                   3.52                     
  $100001 - 250000                $139,753       $21,725                   3.67                     
  OVER $250,000                   $622,219      $166,207                   3.72                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $66,028        $9,649                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   DUCHESNE UT                                                      
                        _________________________________________________                           
  UNDER $1               13      $-692,194          $200     -0.03          30                      
  $     1  -  5000      112       $289,519          $108      0.04          92                      
  $  5001 -  10000       93       $684,677        $9,412      1.37         138                      
  $ 10001 -  15000       80     $1,017,016       $27,310      2.69         160                      
  $ 15001 -  20000       71     $1,230,956       $45,816      3.72         159                      
  $ 20001 -  25000       63     $1,395,166       $52,239      3.74         182                      
  $ 25001 -  30000       69     $1,903,231       $95,351      5.01         210                      
  $ 30001 -  35000       59     $1,891,674      $105,303      5.57         184                      
  $ 35001 -  40000       47     $1,748,558      $112,210      6.42         150                      
  $ 40001 -  45000       45     $1,906,878      $109,133      5.72         178                      
  $ 45001 -  50000       45     $2,126,497      $154,735      7.28         162                      
  $ 50001 -  75000       94     $5,582,066      $531,059      9.51         311                      
  $ 75001 - 100000       20     $1,705,432      $225,249     13.21          63                      
  OVER $100,000          13     $2,077,580      $378,264     18.21          37                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                824     $22,867,056    $1,846,389      8.07        2,056                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -3.0           0.0                    1.5                     
  $     1  -  5000    13.6             1.3           0.0                    4.5                     
  $  5001 -  10000    11.3             3.0           0.5                    6.7                     
  $ 10001 -  15000     9.7             4.4           1.5                    7.8                     
  $ 15001 -  20000     8.6             5.4           2.5                    7.7                     
  $ 20001 -  25000     7.6             6.1           2.8                    8.9                     
  $ 25001 -  30000     8.4             8.3           5.2                   10.2                     
  $ 30001 -  35000     7.2             8.3           5.7                    8.9                     
  $ 35001 -  40000     5.7             7.6           6.1                    7.3                     
  $ 40001 -  45000     5.5             8.3           5.9                    8.7                     
  $ 45001 -  50000     5.5             9.3           8.4                    7.9                     
  $ 50001 -  75000    11.4            24.4          28.8                   15.1                     
  $ 75001 - 100000     2.4             7.5          12.2                    3.1                     
  OVER $100,000        1.6             9.1          20.5                    1.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-53,246           $15                   2.31                     
  $     1  -  5000                  $2,585            $1                   0.82                     
  $  5001 -  10000                  $7,362          $101                   1.48                     
  $ 10001 -  15000                 $12,713          $341                   2.00                     
  $ 15001 -  20000                 $17,337          $645                   2.24                     
  $ 20001 -  25000                 $22,145          $829                   2.89                     
  $ 25001 -  30000                 $27,583        $1,382                   3.04                     
  $ 30001 -  35000                 $32,062        $1,785                   3.12                     
  $ 35001 -  40000                 $37,203        $2,387                   3.19                     
  $ 40001 -  45000                 $42,375        $2,425                   3.96                     
  $ 45001 -  50000                 $47,255        $3,439                   3.60                     
  $ 50001 -  75000                 $59,384        $5,650                   3.31                     
  $ 75001 - 100000                 $85,272       $11,262                   3.15                     
  OVER $100,000                   $159,814       $29,097                   2.85                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,751        $2,241                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   EAGLE MOUNTAIN UT                                                
                        _________________________________________________                           
  UNDER $ 5,000          66       $105,740          $373      0.35          43                      
  $  5001 -  10000       51       $375,287       $11,249      3.00          47                      
  $ 10001 -  15000       52       $642,566       $15,835      2.46         110                      
  $ 15001 -  20000       55       $962,238       $33,141      3.44         136                      
  $ 20001 -  25000       45       $999,541       $40,306      4.03         116                      
  $ 25001 -  30000       80     $2,207,380       $89,145      4.04         232                      
  $ 30001 -  35000       92     $3,026,831      $142,421      4.71         284                      
  $ 35001 -  40000       95     $3,571,892      $144,707      4.05         348                      
  $ 40001 -  45000       99     $4,191,105      $208,419      4.97         366                      
  $ 45001 -  50000      104     $4,955,983      $300,468      6.06         399                      
  $ 50001 -  75000      297    $17,759,595    $1,238,239      6.97       1,117                      
  $ 75001 - 100000       83     $7,190,712      $721,442     10.03         331                      
  $100001 - 250000       55     $7,220,756    $1,000,165     13.85         234                      
  OVER $250,000          10     $4,670,874    $1,116,525     23.90          41                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,184     $57,880,500    $5,062,435      8.75        3,804                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.6             0.2           0.0                    1.1                     
  $  5001 -  10000     4.3             0.6           0.2                    1.2                     
  $ 10001 -  15000     4.4             1.1           0.3                    2.9                     
  $ 15001 -  20000     4.6             1.7           0.7                    3.6                     
  $ 20001 -  25000     3.8             1.7           0.8                    3.0                     
  $ 25001 -  30000     6.8             3.8           1.8                    6.1                     
  $ 30001 -  35000     7.8             5.2           2.8                    7.5                     
  $ 35001 -  40000     8.0             6.2           2.9                    9.1                     
  $ 40001 -  45000     8.4             7.2           4.1                    9.6                     
  $ 45001 -  50000     8.8             8.6           5.9                   10.5                     
  $ 50001 -  75000    25.1            30.7          24.5                   29.4                     
  $ 75001 - 100000     7.0            12.4          14.3                    8.7                     
  $100001 - 250000     4.6            12.5          19.8                    6.2                     
  OVER $250,000        0.8             8.1          22.1                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,602            $6                   0.65                     
  $  5001 -  10000                  $7,359          $221                   0.92                     
  $ 10001 -  15000                 $12,357          $305                   2.12                     
  $ 15001 -  20000                 $17,495          $603                   2.47                     
  $ 20001 -  25000                 $22,212          $896                   2.58                     
  $ 25001 -  30000                 $27,592        $1,114                   2.90                     
  $ 30001 -  35000                 $32,900        $1,548                   3.09                     
  $ 35001 -  40000                 $37,599        $1,523                   3.66                     
  $ 40001 -  45000                 $42,334        $2,105                   3.70                     
  $ 45001 -  50000                 $47,654        $2,889                   3.84                     
  $ 50001 -  75000                 $59,797        $4,169                   3.76                     
  $ 75001 - 100000                 $86,635        $8,692                   3.99                     
  $100001 - 250000                $131,286       $18,185                   4.25                     
  OVER $250,000                   $467,087      $111,653                   4.10                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,886        $4,276                   3.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   EDEN UT                                                          
                        _________________________________________________                           
  UNDER $ 5,000         129        $56,606        $3,204      5.66          67                      
  $  5001 -  10000       95       $693,050       $22,264      3.21          67                      
  $ 10001 -  15000       65       $826,422       $45,767      5.54          80                      
  $ 15001 -  20000       53       $922,999       $57,957      6.28          77                      
  $ 20001 -  25000       50     $1,120,726       $70,407      6.28          91                      
  $ 25001 -  30000       39     $1,066,318       $70,959      6.65          88                      
  $ 30001 -  35000       40     $1,300,541       $89,527      6.88          91                      
  $ 35001 -  40000       49     $1,849,804      $131,258      7.10         131                      
  $ 40001 -  45000       46     $1,948,048      $141,974      7.29         125                      
  $ 45001 -  50000       37     $1,735,860      $135,218      7.79         103                      
  $ 50001 -  75000      170    $10,514,520      $889,345      8.46         545                      
  $ 75001 - 100000      126    $10,931,682    $1,260,099     11.53         413                      
  $100001 - 250000      121    $15,712,360    $2,591,104     16.49         353                      
  OVER $250,000          10     $3,047,284      $756,656     24.83          34                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,030     $51,726,220    $6,265,739     12.11        2,265                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.5             0.1           0.1                    3.0                     
  $  5001 -  10000     9.2             1.3           0.4                    3.0                     
  $ 10001 -  15000     6.3             1.6           0.7                    3.5                     
  $ 15001 -  20000     5.1             1.8           0.9                    3.4                     
  $ 20001 -  25000     4.9             2.2           1.1                    4.0                     
  $ 25001 -  30000     3.8             2.1           1.1                    3.9                     
  $ 30001 -  35000     3.9             2.5           1.4                    4.0                     
  $ 35001 -  40000     4.8             3.6           2.1                    5.8                     
  $ 40001 -  45000     4.5             3.8           2.3                    5.5                     
  $ 45001 -  50000     3.6             3.4           2.2                    4.5                     
  $ 50001 -  75000    16.5            20.3          14.2                   24.1                     
  $ 75001 - 100000    12.2            21.1          20.1                   18.2                     
  $100001 - 250000    11.7            30.4          41.4                   15.6                     
  OVER $250,000        1.0             5.9          12.1                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                       $439           $25                   0.52                     
  $  5001 -  10000                  $7,295          $234                   0.71                     
  $ 10001 -  15000                 $12,714          $704                   1.23                     
  $ 15001 -  20000                 $17,415        $1,094                   1.45                     
  $ 20001 -  25000                 $22,415        $1,408                   1.82                     
  $ 25001 -  30000                 $27,341        $1,819                   2.26                     
  $ 30001 -  35000                 $32,514        $2,238                   2.28                     
  $ 35001 -  40000                 $37,751        $2,679                   2.67                     
  $ 40001 -  45000                 $42,349        $3,086                   2.72                     
  $ 45001 -  50000                 $46,915        $3,655                   2.78                     
  $ 50001 -  75000                 $61,850        $5,231                   3.21                     
  $ 75001 - 100000                 $86,759       $10,001                   3.28                     
  $100001 - 250000                $129,854       $21,414                   2.92                     
  OVER $250,000                   $304,728       $75,666                   3.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,220        $6,083                   2.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   EPHRAIM UT                                                       
                        _________________________________________________                           
  UNDER $1               14      $-283,606            $0      0.00          33                      
  $     1  -  5000      224       $611,397        $2,259      0.37          96                      
  $  5001 -  10000      162     $1,204,932       $22,900      1.90         226                      
  $ 10001 -  15000      116     $1,436,184       $36,500      2.54         229                      
  $ 15001 -  20000       96     $1,661,725       $60,655      3.65         212                      
  $ 20001 -  25000       74     $1,669,984       $67,760      4.06         198                      
  $ 25001 -  30000       80     $2,186,576       $94,669      4.33         247                      
  $ 30001 -  35000       59     $1,911,967      $126,800      6.63         167                      
  $ 35001 -  40000       53     $1,982,669      $107,492      5.42         196                      
  $ 40001 -  45000       43     $1,826,977      $112,510      6.16         167                      
  $ 45001 -  50000       38     $1,812,517      $101,879      5.62         153                      
  $ 50001 -  75000      152     $9,227,483      $715,350      7.75         625                      
  $ 75001 - 100000       50     $4,209,250      $474,551     11.27         186                      
  OVER $100,000          40     $9,616,580    $1,975,861     20.55         145                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,201     $39,074,635    $3,899,186      9.98        2,880                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -0.7           0.0                    1.1                     
  $     1  -  5000    18.7             1.6           0.1                    3.3                     
  $  5001 -  10000    13.5             3.1           0.6                    7.8                     
  $ 10001 -  15000     9.7             3.7           0.9                    8.0                     
  $ 15001 -  20000     8.0             4.3           1.6                    7.4                     
  $ 20001 -  25000     6.2             4.3           1.7                    6.9                     
  $ 25001 -  30000     6.7             5.6           2.4                    8.6                     
  $ 30001 -  35000     4.9             4.9           3.3                    5.8                     
  $ 35001 -  40000     4.4             5.1           2.8                    6.8                     
  $ 40001 -  45000     3.6             4.7           2.9                    5.8                     
  $ 45001 -  50000     3.2             4.6           2.6                    5.3                     
  $ 50001 -  75000    12.7            23.6          18.3                   21.7                     
  $ 75001 - 100000     4.2            10.8          12.2                    6.5                     
  OVER $100,000        3.3            24.6          50.7                    5.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,258            $0                   2.36                     
  $     1  -  5000                  $2,729           $10                   0.43                     
  $  5001 -  10000                  $7,438          $141                   1.40                     
  $ 10001 -  15000                 $12,381          $315                   1.97                     
  $ 15001 -  20000                 $17,310          $632                   2.21                     
  $ 20001 -  25000                 $22,567          $916                   2.68                     
  $ 25001 -  30000                 $27,332        $1,183                   3.09                     
  $ 30001 -  35000                 $32,406        $2,149                   2.83                     
  $ 35001 -  40000                 $37,409        $2,028                   3.70                     
  $ 40001 -  45000                 $42,488        $2,617                   3.88                     
  $ 45001 -  50000                 $47,698        $2,681                   4.03                     
  $ 50001 -  75000                 $60,707        $4,706                   4.11                     
  $ 75001 - 100000                 $84,185        $9,491                   3.72                     
  OVER $100,000                   $240,415       $49,397                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,535        $3,247                   2.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   FAIRVIEW UT                                                      
                        _________________________________________________                           
  UNDER $1               14      $-426,332          $816     -0.19          27                      
  $     1  -  5000       95       $266,993        $1,779      0.67          68                      
  $  5001 -  10000       85       $648,161       $14,679      2.26         115                      
  $ 10001 -  15000       77       $937,796       $30,091      3.21         139                      
  $ 15001 -  20000       74     $1,295,918       $49,993      3.86         156                      
  $ 20001 -  25000       59     $1,311,919       $57,272      4.37         155                      
  $ 25001 -  30000       47     $1,292,646       $63,750      4.93         137                      
  $ 30001 -  35000       43     $1,400,045       $78,403      5.60         133                      
  $ 35001 -  40000       61     $2,288,746      $137,121      5.99         197                      
  $ 40001 -  45000       40     $1,697,922      $113,535      6.69         146                      
  $ 45001 -  50000       43     $2,043,776      $152,156      7.44         145                      
  $ 50001 -  75000      126     $7,622,659      $624,955      8.20         486                      
  $ 75001 - 100000       36     $3,044,802      $381,357     12.52         112                      
  $100001 - 250000       13     $1,877,144      $295,579     15.75          49                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                813     $25,302,195    $2,001,486      7.91        2,065                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -1.7           0.0                    1.3                     
  $     1  -  5000    11.7             1.1           0.1                    3.3                     
  $  5001 -  10000    10.5             2.6           0.7                    5.6                     
  $ 10001 -  15000     9.5             3.7           1.5                    6.7                     
  $ 15001 -  20000     9.1             5.1           2.5                    7.6                     
  $ 20001 -  25000     7.3             5.2           2.9                    7.5                     
  $ 25001 -  30000     5.8             5.1           3.2                    6.6                     
  $ 30001 -  35000     5.3             5.5           3.9                    6.4                     
  $ 35001 -  40000     7.5             9.0           6.9                    9.5                     
  $ 40001 -  45000     4.9             6.7           5.7                    7.1                     
  $ 45001 -  50000     5.3             8.1           7.6                    7.0                     
  $ 50001 -  75000    15.5            30.1          31.2                   23.5                     
  $ 75001 - 100000     4.4            12.0          19.1                    5.4                     
  $100001 - 250000     1.6             7.4          14.8                    2.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-30,452           $58                   1.93                     
  $     1  -  5000                  $2,810           $19                   0.72                     
  $  5001 -  10000                  $7,625          $173                   1.35                     
  $ 10001 -  15000                 $12,179          $391                   1.81                     
  $ 15001 -  20000                 $17,512          $676                   2.11                     
  $ 20001 -  25000                 $22,236          $971                   2.63                     
  $ 25001 -  30000                 $27,503        $1,356                   2.91                     
  $ 30001 -  35000                 $32,559        $1,823                   3.09                     
  $ 35001 -  40000                 $37,520        $2,248                   3.23                     
  $ 40001 -  45000                 $42,448        $2,838                   3.65                     
  $ 45001 -  50000                 $47,530        $3,539                   3.37                     
  $ 50001 -  75000                 $60,497        $4,960                   3.86                     
  $ 75001 - 100000                 $84,578       $10,593                   3.11                     
  $100001 - 250000                $144,396       $22,737                   3.77                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,122        $2,462                   2.54                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   FARMINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               28   $-11,227,431      $103,892     -0.93          77                      
  $     1  -  5000      671     $1,682,168       $16,454      0.98         130                      
  $  5001 -  10000      480     $3,453,295      $142,179      4.12         260                      
  $ 10001 -  15000      306     $3,772,311      $209,272      5.55         303                      
  $ 15001 -  20000      242     $4,236,774      $251,463      5.94         352                      
  $ 20001 -  25000      233     $5,217,896      $316,101      6.06         437                      
  $ 25001 -  30000      190     $5,245,211      $354,672      6.76         400                      
  $ 30001 -  35000      191     $6,197,725      $449,305      7.25         410                      
  $ 35001 -  40000      189     $7,099,088      $456,861      6.44         540                      
  $ 40001 -  45000      158     $6,708,004      $438,329      6.53         472                      
  $ 45001 -  50000      162     $7,694,667      $494,567      6.43         543                      
  $ 50001 -  75000      737    $45,651,941    $3,541,900      7.76       2,680                      
  $ 75001 - 100000      518    $44,471,278    $4,551,950     10.24       1,996                      
  $100001 - 250000      507    $70,861,278   $11,107,479     15.67       1,975                      
  OVER $250,000          98    $65,351,321   $16,754,054     25.64         452                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,710    $266,415,526   $39,188,478     14.71       11,027                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -4.2           0.3                    0.7                     
  $     1  -  5000    14.2             0.6           0.0                    1.2                     
  $  5001 -  10000    10.2             1.3           0.4                    2.4                     
  $ 10001 -  15000     6.5             1.4           0.5                    2.7                     
  $ 15001 -  20000     5.1             1.6           0.6                    3.2                     
  $ 20001 -  25000     4.9             2.0           0.8                    4.0                     
  $ 25001 -  30000     4.0             2.0           0.9                    3.6                     
  $ 30001 -  35000     4.1             2.3           1.1                    3.7                     
  $ 35001 -  40000     4.0             2.7           1.2                    4.9                     
  $ 40001 -  45000     3.4             2.5           1.1                    4.3                     
  $ 45001 -  50000     3.4             2.9           1.3                    4.9                     
  $ 50001 -  75000    15.6            17.1           9.0                   24.3                     
  $ 75001 - 100000    11.0            16.7          11.6                   18.1                     
  $100001 - 250000    10.8            26.6          28.3                   17.9                     
  OVER $250,000        2.1            24.5          42.8                    4.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-400980        $3,710                   2.75                     
  $     1  -  5000                  $2,507           $25                   0.19                     
  $  5001 -  10000                  $7,194          $296                   0.54                     
  $ 10001 -  15000                 $12,328          $684                   0.99                     
  $ 15001 -  20000                 $17,507        $1,039                   1.45                     
  $ 20001 -  25000                 $22,394        $1,357                   1.88                     
  $ 25001 -  30000                 $27,606        $1,867                   2.11                     
  $ 30001 -  35000                 $32,449        $2,352                   2.15                     
  $ 35001 -  40000                 $37,561        $2,417                   2.86                     
  $ 40001 -  45000                 $42,456        $2,774                   2.99                     
  $ 45001 -  50000                 $47,498        $3,053                   3.35                     
  $ 50001 -  75000                 $61,943        $4,806                   3.64                     
  $ 75001 - 100000                 $85,852        $8,788                   3.85                     
  $100001 - 250000                $139,766       $21,908                   3.90                     
  OVER $250,000                   $666,850      $170,960                   4.61                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $56,564        $8,320                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   FARR WEST UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000          98       $269,439        $1,646      0.61          27                      
  $  5001 -  10000       68       $494,038       $14,349      2.90          49                      
  $ 10001 -  15000       58       $726,363       $34,648      4.77          64                      
  $ 15001 -  20000       57     $1,023,812       $57,563      5.62          93                      
  $ 20001 -  25000       47     $1,053,808       $76,938      7.30          68                      
  $ 25001 -  30000       40     $1,118,129       $68,509      6.13         100                      
  $ 30001 -  35000       49     $1,567,484      $101,283      6.46         118                      
  $ 35001 -  40000       42     $1,566,892      $101,504      6.48         125                      
  $ 40001 -  45000       33     $1,403,984      $105,832      7.54          94                      
  $ 45001 -  50000       30     $1,429,113      $103,416      7.24         106                      
  $ 50001 -  75000      157     $9,729,907      $806,327      8.29         568                      
  $ 75001 - 100000       65     $5,590,271      $605,003     10.82         231                      
  OVER $100,000          26     $5,278,187    $1,188,339     22.51         100                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                770     $31,251,427    $3,265,357     10.45        1,743                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.7             0.9           0.1                    1.5                     
  $  5001 -  10000     8.8             1.6           0.4                    2.8                     
  $ 10001 -  15000     7.5             2.3           1.1                    3.7                     
  $ 15001 -  20000     7.4             3.3           1.8                    5.3                     
  $ 20001 -  25000     6.1             3.4           2.4                    3.9                     
  $ 25001 -  30000     5.2             3.6           2.1                    5.7                     
  $ 30001 -  35000     6.4             5.0           3.1                    6.8                     
  $ 35001 -  40000     5.5             5.0           3.1                    7.2                     
  $ 40001 -  45000     4.3             4.5           3.2                    5.4                     
  $ 45001 -  50000     3.9             4.6           3.2                    6.1                     
  $ 50001 -  75000    20.4            31.1          24.7                   32.6                     
  $ 75001 - 100000     8.4            17.9          18.5                   13.3                     
  OVER $100,000        3.4            16.9          36.4                    5.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,749           $17                   0.28                     
  $  5001 -  10000                  $7,265          $211                   0.72                     
  $ 10001 -  15000                 $12,524          $597                   1.10                     
  $ 15001 -  20000                 $17,962        $1,010                   1.63                     
  $ 20001 -  25000                 $22,421        $1,637                   1.45                     
  $ 25001 -  30000                 $27,953        $1,713                   2.50                     
  $ 30001 -  35000                 $31,989        $2,067                   2.41                     
  $ 35001 -  40000                 $37,307        $2,417                   2.98                     
  $ 40001 -  45000                 $42,545        $3,207                   2.85                     
  $ 45001 -  50000                 $47,637        $3,447                   3.53                     
  $ 50001 -  75000                 $61,974        $5,136                   3.62                     
  $ 75001 - 100000                 $86,004        $9,308                   3.55                     
  OVER $100,000                   $203,007       $45,705                   3.85                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,586        $4,241                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   FILLMORE UT                                                      
                        _________________________________________________                           
  UNDER $1               19    $-1,852,675            $0      0.00          54                      
  $     1  -  5000      137       $381,735          $953      0.25          85                      
  $  5001 -  10000      110       $822,871       $20,186      2.45         127                      
  $ 10001 -  15000       84     $1,054,476       $30,586      2.90         182                      
  $ 15001 -  20000       82     $1,411,195       $63,047      4.47         183                      
  $ 20001 -  25000       73     $1,625,952       $67,391      4.14         206                      
  $ 25001 -  30000       57     $1,558,792       $79,289      5.09         170                      
  $ 30001 -  35000       47     $1,529,725       $78,329      5.12         161                      
  $ 35001 -  40000       55     $2,073,656      $122,252      5.90         187                      
  $ 40001 -  45000       47     $2,027,535      $151,187      7.46         155                      
  $ 45001 -  50000       45     $2,135,190      $140,822      6.60         169                      
  $ 50001 -  75000      133     $8,029,710      $684,945      8.53         490                      
  $ 75001 - 100000       32     $2,703,227      $331,533     12.26         115                      
  OVER $100,000          23     $3,417,502      $626,436     18.33          66                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                944     $26,918,891    $2,396,956      8.90        2,350                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.0            -6.9           0.0                    2.3                     
  $     1  -  5000    14.5             1.4           0.0                    3.6                     
  $  5001 -  10000    11.7             3.1           0.8                    5.4                     
  $ 10001 -  15000     8.9             3.9           1.3                    7.7                     
  $ 15001 -  20000     8.7             5.2           2.6                    7.8                     
  $ 20001 -  25000     7.7             6.0           2.8                    8.8                     
  $ 25001 -  30000     6.0             5.8           3.3                    7.2                     
  $ 30001 -  35000     5.0             5.7           3.3                    6.9                     
  $ 35001 -  40000     5.8             7.7           5.1                    8.0                     
  $ 40001 -  45000     5.0             7.5           6.3                    6.6                     
  $ 45001 -  50000     4.8             7.9           5.9                    7.2                     
  $ 50001 -  75000    14.1            29.8          28.6                   20.9                     
  $ 75001 - 100000     3.4            10.0          13.8                    4.9                     
  OVER $100,000        2.4            12.7          26.1                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-97,509            $0                   2.84                     
  $     1  -  5000                  $2,786            $7                   0.62                     
  $  5001 -  10000                  $7,481          $184                   1.15                     
  $ 10001 -  15000                 $12,553          $364                   2.17                     
  $ 15001 -  20000                 $17,210          $769                   2.23                     
  $ 20001 -  25000                 $22,273          $923                   2.82                     
  $ 25001 -  30000                 $27,347        $1,391                   2.98                     
  $ 30001 -  35000                 $32,547        $1,667                   3.43                     
  $ 35001 -  40000                 $37,703        $2,223                   3.40                     
  $ 40001 -  45000                 $43,139        $3,217                   3.30                     
  $ 45001 -  50000                 $47,449        $3,129                   3.76                     
  $ 50001 -  75000                 $60,374        $5,150                   3.68                     
  $ 75001 - 100000                 $84,476       $10,360                   3.59                     
  OVER $100,000                   $148,587       $27,236                   2.87                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,516        $2,539                   2.49                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   FRUIT HEIGHTS UT                                                 
                        _________________________________________________                           
  UNDER $1               10      $-132,559       $21,049     -15.9          21                      
  $     1  -  5000      325       $830,097        $8,598      1.04          55                      
  $  5001 -  10000      183     $1,306,118       $53,187      4.07          85                      
  $ 10001 -  15000      109     $1,354,929       $81,529      6.02          89                      
  $ 15001 -  20000       98     $1,696,634      $114,093      6.72         125                      
  $ 20001 -  25000       85     $1,902,699      $123,526      6.49         145                      
  $ 25001 -  30000       71     $1,946,033      $147,115      7.56         121                      
  $ 30001 -  35000       57     $1,853,730      $145,868      7.87         109                      
  $ 35001 -  40000       46     $1,713,231      $128,540      7.50         111                      
  $ 40001 -  45000       43     $1,815,933      $113,625      6.26         127                      
  $ 45001 -  50000       56     $2,659,198      $215,987      8.12         151                      
  $ 50001 -  75000      243    $15,271,225    $1,166,811      7.64         895                      
  $ 75001 - 100000      193    $16,763,729    $1,690,285     10.08         775                      
  $100001 - 250000      232    $32,628,083    $4,993,520     15.30         949                      
  OVER $250,000          38    $18,244,240    $4,812,620     26.38         150                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,789     $99,853,320   $13,816,353     13.84        3,908                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.1           0.2                    0.5                     
  $     1  -  5000    18.2             0.8           0.1                    1.4                     
  $  5001 -  10000    10.2             1.3           0.4                    2.2                     
  $ 10001 -  15000     6.1             1.4           0.6                    2.3                     
  $ 15001 -  20000     5.5             1.7           0.8                    3.2                     
  $ 20001 -  25000     4.8             1.9           0.9                    3.7                     
  $ 25001 -  30000     4.0             1.9           1.1                    3.1                     
  $ 30001 -  35000     3.2             1.9           1.1                    2.8                     
  $ 35001 -  40000     2.6             1.7           0.9                    2.8                     
  $ 40001 -  45000     2.4             1.8           0.8                    3.2                     
  $ 45001 -  50000     3.1             2.7           1.6                    3.9                     
  $ 50001 -  75000    13.6            15.3           8.4                   22.9                     
  $ 75001 - 100000    10.8            16.8          12.2                   19.8                     
  $100001 - 250000    13.0            32.7          36.1                   24.3                     
  OVER $250,000        2.1            18.3          34.8                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-13,256        $2,105                   2.10                     
  $     1  -  5000                  $2,554           $26                   0.17                     
  $  5001 -  10000                  $7,137          $291                   0.46                     
  $ 10001 -  15000                 $12,431          $748                   0.82                     
  $ 15001 -  20000                 $17,313        $1,164                   1.28                     
  $ 20001 -  25000                 $22,385        $1,453                   1.71                     
  $ 25001 -  30000                 $27,409        $2,072                   1.70                     
  $ 30001 -  35000                 $32,522        $2,559                   1.91                     
  $ 35001 -  40000                 $37,244        $2,794                   2.41                     
  $ 40001 -  45000                 $42,231        $2,642                   2.95                     
  $ 45001 -  50000                 $47,486        $3,857                   2.70                     
  $ 50001 -  75000                 $62,845        $4,802                   3.68                     
  $ 75001 - 100000                 $86,859        $8,758                   4.02                     
  $100001 - 250000                $140,638       $21,524                   4.09                     
  OVER $250,000                   $480,112      $126,648                   3.95                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $55,815        $7,723                   2.18                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   GARLAND UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000         165      $-114,327        $4,063     -3.55          96                      
  $  5001 -  10000      103       $761,298       $22,125      2.91          88                      
  $ 10001 -  15000       88     $1,102,770       $42,648      3.87         133                      
  $ 15001 -  20000       83     $1,462,852       $79,099      5.41         158                      
  $ 20001 -  25000       81     $1,839,070       $92,168      5.01         205                      
  $ 25001 -  30000       86     $2,373,278      $125,965      5.31         242                      
  $ 30001 -  35000       72     $2,324,291      $134,229      5.78         222                      
  $ 35001 -  40000       86     $3,202,942      $215,241      6.72         250                      
  $ 40001 -  45000       66     $2,813,373      $181,020      6.43         240                      
  $ 45001 -  50000       73     $3,477,635      $247,592      7.12         278                      
  $ 50001 -  75000      217    $12,904,254    $1,021,861      7.92         852                      
  $ 75001 - 100000       70     $5,954,421      $712,096     11.96         271                      
  $100001 - 250000       17     $2,068,727      $302,033     14.60          65                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,207     $40,170,584    $3,180,140      7.92        3,100                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       13.7            -0.3           0.1                    3.1                     
  $  5001 -  10000     8.5             1.9           0.7                    2.8                     
  $ 10001 -  15000     7.3             2.7           1.3                    4.3                     
  $ 15001 -  20000     6.9             3.6           2.5                    5.1                     
  $ 20001 -  25000     6.7             4.6           2.9                    6.6                     
  $ 25001 -  30000     7.1             5.9           4.0                    7.8                     
  $ 30001 -  35000     6.0             5.8           4.2                    7.2                     
  $ 35001 -  40000     7.1             8.0           6.8                    8.1                     
  $ 40001 -  45000     5.5             7.0           5.7                    7.7                     
  $ 45001 -  50000     6.0             8.7           7.8                    9.0                     
  $ 50001 -  75000    18.0            32.1          32.1                   27.5                     
  $ 75001 - 100000     5.8            14.8          22.4                    8.7                     
  $100001 - 250000     1.4             5.1           9.5                    2.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                      $-693           $25                   0.58                     
  $  5001 -  10000                  $7,391          $215                   0.85                     
  $ 10001 -  15000                 $12,531          $485                   1.51                     
  $ 15001 -  20000                 $17,625          $953                   1.90                     
  $ 20001 -  25000                 $22,705        $1,138                   2.53                     
  $ 25001 -  30000                 $27,596        $1,465                   2.81                     
  $ 30001 -  35000                 $32,282        $1,864                   3.08                     
  $ 35001 -  40000                 $37,244        $2,503                   2.91                     
  $ 40001 -  45000                 $42,627        $2,743                   3.64                     
  $ 45001 -  50000                 $47,639        $3,392                   3.81                     
  $ 50001 -  75000                 $59,467        $4,709                   3.93                     
  $ 75001 - 100000                 $85,063       $10,173                   3.87                     
  $100001 - 250000                $121,690       $17,767                   3.82                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,281        $2,635                   2.57                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   GRANTSVILLE                                                      
                        _________________________________________________                           
  UNDER $ 5,000         325       $726,493        $3,069      0.42         180                      
  $  5001 -  10000      223     $1,656,397       $43,337      2.62         233                      
  $ 10001 -  15000      172     $2,119,454       $81,434      3.84         256                      
  $ 15001 -  20000      195     $3,446,481      $163,437      4.74         342                      
  $ 20001 -  25000      181     $4,062,899      $235,588      5.80         385                      
  $ 25001 -  30000      148     $4,033,286      $257,305      6.38         331                      
  $ 30001 -  35000      154     $5,000,485      $345,315      6.91         401                      
  $ 35001 -  40000      163     $6,133,140      $430,630      7.02         473                      
  $ 40001 -  45000      159     $6,761,226      $515,681      7.63         463                      
  $ 45001 -  50000      147     $6,981,198      $550,224      7.88         473                      
  $ 50001 -  75000      462    $28,330,495    $2,358,828      8.33       1,664                      
  $ 75001 - 100000      193    $16,387,921    $1,861,728     11.36         718                      
  OVER $100,000          74     $9,696,105    $1,500,701     15.48         265                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,596     $95,335,580    $8,347,277      8.76        6,184                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.5             0.8           0.0                    2.9                     
  $  5001 -  10000     8.6             1.7           0.5                    3.8                     
  $ 10001 -  15000     6.6             2.2           1.0                    4.1                     
  $ 15001 -  20000     7.5             3.6           2.0                    5.5                     
  $ 20001 -  25000     7.0             4.3           2.8                    6.2                     
  $ 25001 -  30000     5.7             4.2           3.1                    5.4                     
  $ 30001 -  35000     5.9             5.2           4.1                    6.5                     
  $ 35001 -  40000     6.3             6.4           5.2                    7.6                     
  $ 40001 -  45000     6.1             7.1           6.2                    7.5                     
  $ 45001 -  50000     5.7             7.3           6.6                    7.6                     
  $ 50001 -  75000    17.8            29.7          28.3                   26.9                     
  $ 75001 - 100000     7.4            17.2          22.3                   11.6                     
  OVER $100,000        2.9            10.2          18.0                    4.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,235            $9                   0.55                     
  $  5001 -  10000                  $7,428          $194                   1.04                     
  $ 10001 -  15000                 $12,322          $473                   1.49                     
  $ 15001 -  20000                 $17,674          $838                   1.75                     
  $ 20001 -  25000                 $22,447        $1,302                   2.13                     
  $ 25001 -  30000                 $27,252        $1,739                   2.24                     
  $ 30001 -  35000                 $32,471        $2,242                   2.60                     
  $ 35001 -  40000                 $37,627        $2,642                   2.90                     
  $ 40001 -  45000                 $42,523        $3,243                   2.91                     
  $ 45001 -  50000                 $47,491        $3,743                   3.22                     
  $ 50001 -  75000                 $61,321        $5,106                   3.60                     
  $ 75001 - 100000                 $84,912        $9,646                   3.72                     
  OVER $100,000                   $131,028       $20,280                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,724        $3,215                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HEBER CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               31    $-1,392,929        $1,524     -0.11          78                      
  $     1  -  5000      547     $1,488,690       $11,581      0.78         218                      
  $  5001 -  10000      433     $3,175,780       $89,383      2.81         402                      
  $ 10001 -  15000      394     $4,921,580      $225,816      4.59         580                      
  $ 15001 -  20000      339     $5,977,846      $291,028      4.87         628                      
  $ 20001 -  25000      311     $6,985,449      $413,309      5.92         637                      
  $ 25001 -  30000      291     $7,991,772      $521,536      6.53         644                      
  $ 30001 -  35000      269     $8,772,848      $556,810      6.35         707                      
  $ 35001 -  40000      227     $8,522,835      $542,978      6.37         672                      
  $ 40001 -  45000      243    $10,300,253      $679,555      6.60         764                      
  $ 45001 -  50000      212    $10,059,570      $718,022      7.14         690                      
  $ 50001 -  75000      709    $43,343,125    $3,587,205      8.28       2,407                      
  $ 75001 - 100000      247    $21,167,668    $2,184,663     10.32         890                      
  $100001 - 250000      193    $27,437,721    $4,343,905     15.83         687                      
  OVER $250,000          45    $22,619,472    $5,802,820     25.65         157                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,491    $181,371,680   $19,970,135     11.01       10,161                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.8           0.0                    0.8                     
  $     1  -  5000    12.2             0.8           0.1                    2.1                     
  $  5001 -  10000     9.6             1.8           0.4                    4.0                     
  $ 10001 -  15000     8.8             2.7           1.1                    5.7                     
  $ 15001 -  20000     7.5             3.3           1.5                    6.2                     
  $ 20001 -  25000     6.9             3.9           2.1                    6.3                     
  $ 25001 -  30000     6.5             4.4           2.6                    6.3                     
  $ 30001 -  35000     6.0             4.8           2.8                    7.0                     
  $ 35001 -  40000     5.1             4.7           2.7                    6.6                     
  $ 40001 -  45000     5.4             5.7           3.4                    7.5                     
  $ 45001 -  50000     4.7             5.5           3.6                    6.8                     
  $ 50001 -  75000    15.8            23.9          18.0                   23.7                     
  $ 75001 - 100000     5.5            11.7          10.9                    8.8                     
  $100001 - 250000     4.3            15.1          21.8                    6.8                     
  OVER $250,000        1.0            12.5          29.1                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,933           $49                   2.52                     
  $     1  -  5000                  $2,722           $21                   0.40                     
  $  5001 -  10000                  $7,334          $206                   0.93                     
  $ 10001 -  15000                 $12,491          $573                   1.47                     
  $ 15001 -  20000                 $17,634          $858                   1.85                     
  $ 20001 -  25000                 $22,461        $1,329                   2.05                     
  $ 25001 -  30000                 $27,463        $1,792                   2.21                     
  $ 30001 -  35000                 $32,613        $2,070                   2.63                     
  $ 35001 -  40000                 $37,546        $2,392                   2.96                     
  $ 40001 -  45000                 $42,388        $2,797                   3.14                     
  $ 45001 -  50000                 $47,451        $3,387                   3.25                     
  $ 50001 -  75000                 $61,133        $5,060                   3.39                     
  $ 75001 - 100000                 $85,699        $8,845                   3.60                     
  $100001 - 250000                $142,164       $22,507                   3.56                     
  OVER $250,000                   $502,655      $128,952                   3.49                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,386        $4,447                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HELPER UT                                                        
                        _________________________________________________                           
  UNDER $1               12      $-246,714            $0      0.00          13                      
  $     1  -  5000      180       $470,851        $6,640      1.41         144                      
  $  5001 -  10000      161     $1,167,102       $25,489      2.18         182                      
  $ 10001 -  15000      152     $1,877,464       $72,524      3.86         231                      
  $ 15001 -  20000      135     $2,342,221      $101,732      4.34         256                      
  $ 20001 -  25000       92     $2,043,261      $120,286      5.89         187                      
  $ 25001 -  30000      100     $2,747,862      $173,805      6.33         241                      
  $ 30001 -  35000       90     $2,918,610      $216,054      7.40         223                      
  $ 35001 -  40000       67     $2,496,764      $201,694      8.08         172                      
  $ 40001 -  45000       85     $3,595,875      $331,188      9.21         205                      
  $ 45001 -  50000       65     $3,089,593      $290,698      9.41         188                      
  $ 50001 -  75000      271    $16,788,721    $1,787,405     10.65         826                      
  $ 75001 - 100000      108     $9,264,930    $1,300,357     14.04         338                      
  OVER $100,000          45     $5,886,540    $1,051,480     17.86         137                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,563     $54,443,080    $5,679,352     10.43        3,343                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.5           0.0                    0.4                     
  $     1  -  5000    11.5             0.9           0.1                    4.3                     
  $  5001 -  10000    10.3             2.1           0.4                    5.4                     
  $ 10001 -  15000     9.7             3.4           1.3                    6.9                     
  $ 15001 -  20000     8.6             4.3           1.8                    7.7                     
  $ 20001 -  25000     5.9             3.8           2.1                    5.6                     
  $ 25001 -  30000     6.4             5.0           3.1                    7.2                     
  $ 30001 -  35000     5.8             5.4           3.8                    6.7                     
  $ 35001 -  40000     4.3             4.6           3.6                    5.1                     
  $ 40001 -  45000     5.4             6.6           5.8                    6.1                     
  $ 45001 -  50000     4.2             5.7           5.1                    5.6                     
  $ 50001 -  75000    17.3            30.8          31.5                   24.7                     
  $ 75001 - 100000     6.9            17.0          22.9                   10.1                     
  OVER $100,000        2.9            10.8          18.5                    4.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,560            $0                   1.08                     
  $     1  -  5000                  $2,616           $37                   0.80                     
  $  5001 -  10000                  $7,249          $158                   1.13                     
  $ 10001 -  15000                 $12,352          $477                   1.52                     
  $ 15001 -  20000                 $17,350          $754                   1.90                     
  $ 20001 -  25000                 $22,209        $1,307                   2.03                     
  $ 25001 -  30000                 $27,479        $1,738                   2.41                     
  $ 30001 -  35000                 $32,429        $2,401                   2.48                     
  $ 35001 -  40000                 $37,265        $3,010                   2.57                     
  $ 40001 -  45000                 $42,304        $3,896                   2.41                     
  $ 45001 -  50000                 $47,532        $4,472                   2.89                     
  $ 50001 -  75000                 $61,951        $6,596                   3.05                     
  $ 75001 - 100000                 $85,786       $12,040                   3.13                     
  OVER $100,000                   $130,812       $23,366                   3.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,832        $3,634                   2.14                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HERRIMAN UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000         119       $231,685        $9,667      4.17          55                      
  $  5001 -  10000       91       $672,722       $18,504      2.75          90                      
  $ 10001 -  15000       81       $977,959       $46,404      4.74         119                      
  $ 15001 -  20000       73     $1,287,634       $74,510      5.79         119                      
  $ 20001 -  25000       68     $1,528,117       $87,146      5.70         139                      
  $ 25001 -  30000       49     $1,368,612       $82,756      6.05         114                      
  $ 30001 -  35000       66     $2,151,185      $115,305      5.36         192                      
  $ 35001 -  40000       50     $1,858,938      $101,327      5.45         156                      
  $ 40001 -  45000       77     $3,279,385      $169,611      5.17         264                      
  $ 45001 -  50000       64     $3,040,329      $175,919      5.79         224                      
  $ 50001 -  75000      348    $21,539,135    $1,731,296      8.04       1,164                      
  $ 75001 - 100000      125    $10,538,040    $1,149,979     10.91         416                      
  OVER $100,000          75    $10,429,085    $1,653,899     15.86         284                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,286     $58,902,826    $5,416,323      9.20        3,336                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.3             0.4           0.2                    1.6                     
  $  5001 -  10000     7.1             1.1           0.3                    2.7                     
  $ 10001 -  15000     6.3             1.7           0.9                    3.6                     
  $ 15001 -  20000     5.7             2.2           1.4                    3.6                     
  $ 20001 -  25000     5.3             2.6           1.6                    4.2                     
  $ 25001 -  30000     3.8             2.3           1.5                    3.4                     
  $ 30001 -  35000     5.1             3.7           2.1                    5.8                     
  $ 35001 -  40000     3.9             3.2           1.9                    4.7                     
  $ 40001 -  45000     6.0             5.6           3.1                    7.9                     
  $ 45001 -  50000     5.0             5.2           3.2                    6.7                     
  $ 50001 -  75000    27.1            36.6          32.0                   34.9                     
  $ 75001 - 100000     9.7            17.9          21.2                   12.5                     
  OVER $100,000        5.8            17.7          30.5                    8.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,947           $81                   0.46                     
  $  5001 -  10000                  $7,393          $203                   0.99                     
  $ 10001 -  15000                 $12,074          $573                   1.47                     
  $ 15001 -  20000                 $17,639        $1,021                   1.63                     
  $ 20001 -  25000                 $22,472        $1,282                   2.04                     
  $ 25001 -  30000                 $27,931        $1,689                   2.33                     
  $ 30001 -  35000                 $32,594        $1,747                   2.91                     
  $ 35001 -  40000                 $37,179        $2,027                   3.12                     
  $ 40001 -  45000                 $42,589        $2,203                   3.43                     
  $ 45001 -  50000                 $47,505        $2,749                   3.50                     
  $ 50001 -  75000                 $61,894        $4,975                   3.34                     
  $ 75001 - 100000                 $84,304        $9,200                   3.33                     
  OVER $100,000                   $139,054       $22,052                   3.79                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,803        $4,212                   2.59                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HIGHLAND UT                                                      
                        _________________________________________________                           
  UNDER $1               18    $-1,175,692           $34     -0.00          59                      
  $     1  -  5000      501     $1,248,557       $12,287      0.98         101                      
  $  5001 -  10000      341     $2,515,424      $112,054      4.45         225                      
  $ 10001 -  15000      181     $2,242,075      $117,187      5.23         202                      
  $ 15001 -  20000      148     $2,608,588      $151,632      5.81         212                      
  $ 20001 -  25000      127     $2,837,377      $146,941      5.18         300                      
  $ 25001 -  30000       84     $2,310,875      $160,859      6.96         175                      
  $ 30001 -  35000       77     $2,474,370      $145,204      5.87         215                      
  $ 35001 -  40000       78     $2,915,105      $147,703      5.07         243                      
  $ 40001 -  45000       63     $2,679,577      $148,591      5.55         227                      
  $ 45001 -  50000       76     $3,613,789      $206,922      5.73         277                      
  $ 50001 -  75000      412    $25,855,031    $1,674,813      6.48       1,711                      
  $ 75001 - 100000      273    $23,622,495    $1,998,354      8.46       1,247                      
  $100001 - 250000      408    $57,244,996    $8,217,412     14.35       1,944                      
  OVER $250,000          61    $27,415,585    $6,898,329     25.16         290                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,848    $158,408,152   $20,138,322     12.71        7,428                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.7           0.0                    0.8                     
  $     1  -  5000    17.6             0.8           0.1                    1.4                     
  $  5001 -  10000    12.0             1.6           0.6                    3.0                     
  $ 10001 -  15000     6.4             1.4           0.6                    2.7                     
  $ 15001 -  20000     5.2             1.6           0.8                    2.9                     
  $ 20001 -  25000     4.5             1.8           0.7                    4.0                     
  $ 25001 -  30000     2.9             1.5           0.8                    2.4                     
  $ 30001 -  35000     2.7             1.6           0.7                    2.9                     
  $ 35001 -  40000     2.7             1.8           0.7                    3.3                     
  $ 40001 -  45000     2.2             1.7           0.7                    3.1                     
  $ 45001 -  50000     2.7             2.3           1.0                    3.7                     
  $ 50001 -  75000    14.5            16.3           8.3                   23.0                     
  $ 75001 - 100000     9.6            14.9           9.9                   16.8                     
  $100001 - 250000    14.3            36.1          40.8                   26.2                     
  OVER $250,000        2.1            17.3          34.3                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-65,316            $2                   3.28                     
  $     1  -  5000                  $2,492           $25                   0.20                     
  $  5001 -  10000                  $7,377          $329                   0.66                     
  $ 10001 -  15000                 $12,387          $647                   1.12                     
  $ 15001 -  20000                 $17,626        $1,025                   1.43                     
  $ 20001 -  25000                 $22,342        $1,157                   2.36                     
  $ 25001 -  30000                 $27,510        $1,915                   2.08                     
  $ 30001 -  35000                 $32,135        $1,886                   2.79                     
  $ 35001 -  40000                 $37,373        $1,894                   3.12                     
  $ 40001 -  45000                 $42,533        $2,359                   3.60                     
  $ 45001 -  50000                 $47,550        $2,723                   3.64                     
  $ 50001 -  75000                 $62,755        $4,065                   4.15                     
  $ 75001 - 100000                 $86,529        $7,320                   4.57                     
  $100001 - 250000                $140,306       $20,141                   4.76                     
  OVER $250,000                   $449,436      $113,087                   4.75                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $55,621        $7,071                   2.61                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HILL AFB UT                                                      
                        _________________________________________________                           
  $     1  -  5000       83       $231,986        $3,892      1.68          17                      
  $  5001 -  10000      138     $1,048,845       $32,439      3.09          91                      
  $ 10001 -  15000      303     $3,907,500      $221,418      5.67         390                      
  $ 15001 -  20000      302     $5,334,021      $280,462      5.26         600                      
  $ 20001 -  25000      215     $4,823,658      $149,215      3.09         641                      
  $ 25001 -  30000      196     $5,382,480      $191,691      3.56         651                      
  $ 30001 -  35000      167     $5,412,177      $239,543      4.43         596                      
  $ 35001 -  40000      129     $4,816,084      $255,046      5.30         458                      
  $ 40001 -  45000      101     $4,300,549      $280,458      6.52         355                      
  $ 45001 -  50000       54     $2,567,430      $171,057      6.66         207                      
  $ 50001 -  75000      141     $8,329,844      $765,477      9.19         497                      
  $ 75001 - 100000       31     $2,699,167      $369,926     13.71         113                      
  $100001 - 250000       16     $2,242,251      $416,118     18.56          51                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,876     $51,095,992    $3,376,742      6.61        4,667                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  $     1  -  5000     4.4             0.5           0.1                    0.4                     
  $  5001 -  10000     7.4             2.1           1.0                    1.9                     
  $ 10001 -  15000    16.2             7.6           6.6                    8.4                     
  $ 15001 -  20000    16.1            10.4           8.3                   12.9                     
  $ 20001 -  25000    11.5             9.4           4.4                   13.7                     
  $ 25001 -  30000    10.4            10.5           5.7                   13.9                     
  $ 30001 -  35000     8.9            10.6           7.1                   12.8                     
  $ 35001 -  40000     6.9             9.4           7.6                    9.8                     
  $ 40001 -  45000     5.4             8.4           8.3                    7.6                     
  $ 45001 -  50000     2.9             5.0           5.1                    4.4                     
  $ 50001 -  75000     7.5            16.3          22.7                   10.6                     
  $ 75001 - 100000     1.7             5.3          11.0                    2.4                     
  $100001 - 250000     0.9             4.4          12.3                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  $     1  -  5000                  $2,795           $47                   0.20                     
  $  5001 -  10000                  $7,600          $235                   0.66                     
  $ 10001 -  15000                 $12,896          $731                   1.29                     
  $ 15001 -  20000                 $17,662          $929                   1.99                     
  $ 20001 -  25000                 $22,436          $694                   2.98                     
  $ 25001 -  30000                 $27,462          $978                   3.32                     
  $ 30001 -  35000                 $32,408        $1,434                   3.57                     
  $ 35001 -  40000                 $37,334        $1,977                   3.55                     
  $ 40001 -  45000                 $42,580        $2,777                   3.51                     
  $ 45001 -  50000                 $47,545        $3,168                   3.83                     
  $ 50001 -  75000                 $59,077        $5,429                   3.52                     
  $ 75001 - 100000                 $87,070       $11,933                   3.65                     
  $100001 - 250000                $140,141       $26,007                   3.19                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,237        $1,800                   2.49                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HOLLADAY UT                                                      
                        _________________________________________________                           
  UNDER $1               12      $-389,435          $444     -0.11          25                      
  $     1  -  5000      202       $560,603        $6,655      1.19         113                      
  $  5001 -  10000      189     $1,408,434       $34,864      2.48         186                      
  $ 10001 -  15000      178     $2,235,917       $96,792      4.33         230                      
  $ 15001 -  20000      183     $3,232,116      $195,055      6.03         256                      
  $ 20001 -  25000      179     $4,002,996      $277,329      6.93         298                      
  $ 25001 -  30000      145     $3,941,239      $322,410      8.18         223                      
  $ 30001 -  35000      118     $3,837,708      $318,631      8.30         217                      
  $ 35001 -  40000      102     $3,843,073      $303,499      7.90         220                      
  $ 40001 -  45000       91     $3,869,041      $361,404      9.34         207                      
  $ 45001 -  50000       73     $3,450,170      $329,776      9.56         174                      
  $ 50001 -  75000      225    $13,741,387    $1,389,140     10.11         602                      
  $ 75001 - 100000      116     $9,952,219    $1,230,884     12.37         327                      
  $100001 - 250000      121    $17,519,827    $3,002,745     17.14         400                      
  OVER $250,000          36    $35,082,931    $7,463,291     21.27         122                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,970    $106,288,226   $15,332,919     14.43        3,600                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.4           0.0                    0.7                     
  $     1  -  5000    10.3             0.5           0.0                    3.1                     
  $  5001 -  10000     9.6             1.3           0.2                    5.2                     
  $ 10001 -  15000     9.0             2.1           0.6                    6.4                     
  $ 15001 -  20000     9.3             3.0           1.3                    7.1                     
  $ 20001 -  25000     9.1             3.8           1.8                    8.3                     
  $ 25001 -  30000     7.4             3.7           2.1                    6.2                     
  $ 30001 -  35000     6.0             3.6           2.1                    6.0                     
  $ 35001 -  40000     5.2             3.6           2.0                    6.1                     
  $ 40001 -  45000     4.6             3.6           2.4                    5.8                     
  $ 45001 -  50000     3.7             3.2           2.2                    4.8                     
  $ 50001 -  75000    11.4            12.9           9.1                   16.7                     
  $ 75001 - 100000     5.9             9.4           8.0                    9.1                     
  $100001 - 250000     6.1            16.5          19.6                   11.1                     
  OVER $250,000        1.8            33.0          48.7                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-32,453           $37                   2.08                     
  $     1  -  5000                  $2,775           $33                   0.56                     
  $  5001 -  10000                  $7,452          $184                   0.98                     
  $ 10001 -  15000                 $12,561          $544                   1.29                     
  $ 15001 -  20000                 $17,662        $1,066                   1.40                     
  $ 20001 -  25000                 $22,363        $1,549                   1.66                     
  $ 25001 -  30000                 $27,181        $2,224                   1.54                     
  $ 30001 -  35000                 $32,523        $2,700                   1.84                     
  $ 35001 -  40000                 $37,677        $2,975                   2.16                     
  $ 40001 -  45000                 $42,517        $3,971                   2.27                     
  $ 45001 -  50000                 $47,263        $4,517                   2.38                     
  $ 50001 -  75000                 $61,073        $6,174                   2.68                     
  $ 75001 - 100000                 $85,795       $10,611                   2.82                     
  $100001 - 250000                $144,792       $24,816                   3.31                     
  OVER $250,000                   $974,526      $207,314                   3.39                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,953        $7,783                   1.83                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HOOPER UT                                                        
                        _________________________________________________                           
  UNDER $1               24      $-431,891            $0      0.00          63                      
  $     1  -  5000      319       $754,262        $5,412      0.72          94                      
  $  5001 -  10000      242     $1,801,377       $63,173      3.51         188                      
  $ 10001 -  15000      191     $2,347,921      $123,840      5.27         226                      
  $ 15001 -  20000      165     $2,920,158      $179,781      6.16         245                      
  $ 20001 -  25000      151     $3,369,099      $224,724      6.67         255                      
  $ 25001 -  30000      135     $3,723,287      $242,422      6.51         285                      
  $ 30001 -  35000      110     $3,557,616      $235,637      6.62         278                      
  $ 35001 -  40000      124     $4,620,959      $323,868      7.01         324                      
  $ 40001 -  45000      139     $5,884,422      $428,131      7.28         402                      
  $ 45001 -  50000      122     $5,801,611      $402,961      6.95         394                      
  $ 50001 -  75000      646    $40,128,721    $3,359,764      8.37       2,243                      
  $ 75001 - 100000      321    $27,360,358    $2,958,578     10.81       1,212                      
  OVER $100,000         160    $23,144,548    $3,847,102     16.62         593                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,849    $124,982,448   $12,395,393      9.92        6,802                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.3           0.0                    0.9                     
  $     1  -  5000    11.2             0.6           0.0                    1.4                     
  $  5001 -  10000     8.5             1.4           0.5                    2.8                     
  $ 10001 -  15000     6.7             1.9           1.0                    3.3                     
  $ 15001 -  20000     5.8             2.3           1.5                    3.6                     
  $ 20001 -  25000     5.3             2.7           1.8                    3.7                     
  $ 25001 -  30000     4.7             3.0           2.0                    4.2                     
  $ 30001 -  35000     3.9             2.8           1.9                    4.1                     
  $ 35001 -  40000     4.4             3.7           2.6                    4.8                     
  $ 40001 -  45000     4.9             4.7           3.5                    5.9                     
  $ 45001 -  50000     4.3             4.6           3.3                    5.8                     
  $ 50001 -  75000    22.7            32.1          27.1                   33.0                     
  $ 75001 - 100000    11.3            21.9          23.9                   17.8                     
  OVER $100,000        5.6            18.5          31.0                    8.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,995            $0                   2.63                     
  $     1  -  5000                  $2,364           $17                   0.29                     
  $  5001 -  10000                  $7,444          $261                   0.78                     
  $ 10001 -  15000                 $12,293          $648                   1.18                     
  $ 15001 -  20000                 $17,698        $1,090                   1.48                     
  $ 20001 -  25000                 $22,312        $1,488                   1.69                     
  $ 25001 -  30000                 $27,580        $1,796                   2.11                     
  $ 30001 -  35000                 $32,342        $2,142                   2.53                     
  $ 35001 -  40000                 $37,266        $2,612                   2.61                     
  $ 40001 -  45000                 $42,334        $3,080                   2.89                     
  $ 45001 -  50000                 $47,554        $3,303                   3.23                     
  $ 50001 -  75000                 $62,119        $5,201                   3.47                     
  $ 75001 - 100000                 $85,235        $9,217                   3.78                     
  OVER $100,000                   $144,653       $24,044                   3.71                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,869        $4,351                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HUNTINGTON UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000         130       $254,768        $1,591      0.62          78                      
  $  5001 -  10000      111       $803,282       $16,618      2.07         171                      
  $ 10001 -  15000       72       $895,833       $32,478      3.63         108                      
  $ 15001 -  20000       82     $1,425,010       $59,514      4.18         190                      
  $ 20001 -  25000       60     $1,346,424       $63,724      4.73         169                      
  $ 25001 -  30000       66     $1,808,342       $75,127      4.15         225                      
  $ 30001 -  35000       52     $1,683,685       $84,538      5.02         173                      
  $ 35001 -  40000       48     $1,796,289      $119,753      6.67         156                      
  $ 40001 -  45000       44     $1,883,973      $131,012      6.95         150                      
  $ 45001 -  50000       46     $2,194,690      $158,855      7.24         171                      
  $ 50001 -  75000      159     $9,680,977      $882,765      9.12         557                      
  $ 75001 - 100000       61     $5,191,471      $692,340     13.34         211                      
  OVER $100,000          20     $3,348,347      $711,398     21.25          69                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                951     $32,313,091    $3,029,713      9.38        2,428                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       13.7             0.8           0.1                    3.2                     
  $  5001 -  10000    11.7             2.5           0.5                    7.0                     
  $ 10001 -  15000     7.6             2.8           1.1                    4.4                     
  $ 15001 -  20000     8.6             4.4           2.0                    7.8                     
  $ 20001 -  25000     6.3             4.2           2.1                    7.0                     
  $ 25001 -  30000     6.9             5.6           2.5                    9.3                     
  $ 30001 -  35000     5.5             5.2           2.8                    7.1                     
  $ 35001 -  40000     5.0             5.6           4.0                    6.4                     
  $ 40001 -  45000     4.6             5.8           4.3                    6.2                     
  $ 45001 -  50000     4.8             6.8           5.2                    7.0                     
  $ 50001 -  75000    16.7            30.0          29.1                   22.9                     
  $ 75001 - 100000     6.4            16.1          22.9                    8.7                     
  OVER $100,000        2.1            10.4          23.5                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,960           $12                   0.60                     
  $  5001 -  10000                  $7,237          $150                   1.54                     
  $ 10001 -  15000                 $12,442          $451                   1.50                     
  $ 15001 -  20000                 $17,378          $726                   2.32                     
  $ 20001 -  25000                 $22,440        $1,062                   2.82                     
  $ 25001 -  30000                 $27,399        $1,138                   3.41                     
  $ 30001 -  35000                 $32,379        $1,626                   3.33                     
  $ 35001 -  40000                 $37,423        $2,495                   3.25                     
  $ 40001 -  45000                 $42,818        $2,978                   3.41                     
  $ 45001 -  50000                 $47,711        $3,453                   3.72                     
  $ 50001 -  75000                 $60,887        $5,552                   3.50                     
  $ 75001 - 100000                 $85,106       $11,350                   3.46                     
  OVER $100,000                   $167,417       $35,570                   3.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,978        $3,186                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HUNTSVILLE UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000         127       $-74,995        $3,005     -4.01          47                      
  $  5001 -  10000       74       $517,529       $14,192      2.74          50                      
  $ 10001 -  15000       73       $889,682       $39,134      4.40         108                      
  $ 15001 -  20000       54       $942,117       $38,051      4.04          86                      
  $ 20001 -  25000       48     $1,067,924       $73,712      6.90          88                      
  $ 25001 -  30000       37     $1,014,511       $68,763      6.78          74                      
  $ 30001 -  35000       32     $1,025,798       $74,864      7.30          68                      
  $ 35001 -  40000       32     $1,195,827       $80,264      6.71          82                      
  $ 40001 -  45000       46     $1,943,229      $161,019      8.29         116                      
  $ 45001 -  50000       24     $1,146,690       $86,894      7.58          77                      
  $ 50001 -  75000      140     $8,465,867      $731,780      8.64         463                      
  $ 75001 - 100000       74     $6,346,611      $655,195     10.32         294                      
  $100001 - 250000       71    $10,150,026    $1,637,082     16.13         256                      
  OVER $250,000          14     $9,593,900    $2,510,664     26.17          52                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                846     $44,224,716    $6,174,619     13.96        1,861                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       15.0            -0.2           0.0                    2.5                     
  $  5001 -  10000     8.7             1.2           0.2                    2.7                     
  $ 10001 -  15000     8.6             2.0           0.6                    5.8                     
  $ 15001 -  20000     6.4             2.1           0.6                    4.6                     
  $ 20001 -  25000     5.7             2.4           1.2                    4.7                     
  $ 25001 -  30000     4.4             2.3           1.1                    4.0                     
  $ 30001 -  35000     3.8             2.3           1.2                    3.7                     
  $ 35001 -  40000     3.8             2.7           1.3                    4.4                     
  $ 40001 -  45000     5.4             4.4           2.6                    6.2                     
  $ 45001 -  50000     2.8             2.6           1.4                    4.1                     
  $ 50001 -  75000    16.5            19.1          11.9                   24.9                     
  $ 75001 - 100000     8.7            14.4          10.6                   15.8                     
  $100001 - 250000     8.4            23.0          26.5                   13.8                     
  OVER $250,000        1.7            21.7          40.7                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                      $-591           $24                   0.37                     
  $  5001 -  10000                  $6,994          $192                   0.68                     
  $ 10001 -  15000                 $12,187          $536                   1.48                     
  $ 15001 -  20000                 $17,447          $705                   1.59                     
  $ 20001 -  25000                 $22,248        $1,536                   1.83                     
  $ 25001 -  30000                 $27,419        $1,858                   2.00                     
  $ 30001 -  35000                 $32,056        $2,340                   2.13                     
  $ 35001 -  40000                 $37,370        $2,508                   2.56                     
  $ 40001 -  45000                 $42,244        $3,500                   2.52                     
  $ 45001 -  50000                 $47,779        $3,621                   3.21                     
  $ 50001 -  75000                 $60,470        $5,227                   3.31                     
  $ 75001 - 100000                 $85,765        $8,854                   3.97                     
  $100001 - 250000                $142,958       $23,057                   3.61                     
  OVER $250,000                   $685,279      $179,333                   3.71                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,275        $7,299                   2.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HURRICANE UT                                                     
                        _________________________________________________                           
  UNDER $1               39    $-1,211,796        $1,224     -0.10          85                      
  $     1  -  5000      404     $1,132,179        $5,075      0.45         263                      
  $  5001 -  10000      353     $2,633,222       $42,505      1.61         493                      
  $ 10001 -  15000      348     $4,358,193      $134,535      3.09         657                      
  $ 15001 -  20000      328     $5,700,122      $217,180      3.81         693                      
  $ 20001 -  25000      270     $6,043,381      $263,710      4.36         664                      
  $ 25001 -  30000      223     $6,130,666      $310,953      5.07         599                      
  $ 30001 -  35000      199     $6,445,341      $358,778      5.57         570                      
  $ 35001 -  40000      179     $6,701,836      $389,700      5.81         582                      
  $ 40001 -  45000      171     $7,242,525      $466,684      6.44         573                      
  $ 45001 -  50000      128     $6,079,280      $354,498      5.83         472                      
  $ 50001 -  75000      410    $24,657,193    $2,110,170      8.56       1,344                      
  $ 75001 - 100000      124    $10,550,463    $1,173,343     11.12         391                      
  $100001 - 250000       90    $12,322,322    $2,007,474     16.29         283                      
  OVER $250,000          11     $5,713,289    $1,143,730     20.02          25                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,277    $104,498,216    $8,979,559      8.59        7,694                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.2           0.0                    1.1                     
  $     1  -  5000    12.3             1.1           0.1                    3.4                     
  $  5001 -  10000    10.8             2.5           0.5                    6.4                     
  $ 10001 -  15000    10.6             4.2           1.5                    8.5                     
  $ 15001 -  20000    10.0             5.5           2.4                    9.0                     
  $ 20001 -  25000     8.2             5.8           2.9                    8.6                     
  $ 25001 -  30000     6.8             5.9           3.5                    7.8                     
  $ 30001 -  35000     6.1             6.2           4.0                    7.4                     
  $ 35001 -  40000     5.5             6.4           4.3                    7.6                     
  $ 40001 -  45000     5.2             6.9           5.2                    7.4                     
  $ 45001 -  50000     3.9             5.8           3.9                    6.1                     
  $ 50001 -  75000    12.5            23.6          23.5                   17.5                     
  $ 75001 - 100000     3.8            10.1          13.1                    5.1                     
  $100001 - 250000     2.7            11.8          22.4                    3.7                     
  OVER $250,000        0.3             5.5          12.7                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,072           $31                   2.18                     
  $     1  -  5000                  $2,802           $13                   0.65                     
  $  5001 -  10000                  $7,460          $120                   1.40                     
  $ 10001 -  15000                 $12,524          $387                   1.89                     
  $ 15001 -  20000                 $17,378          $662                   2.11                     
  $ 20001 -  25000                 $22,383          $977                   2.46                     
  $ 25001 -  30000                 $27,492        $1,394                   2.69                     
  $ 30001 -  35000                 $32,389        $1,803                   2.86                     
  $ 35001 -  40000                 $37,440        $2,177                   3.25                     
  $ 40001 -  45000                 $42,354        $2,729                   3.35                     
  $ 45001 -  50000                 $47,494        $2,770                   3.69                     
  $ 50001 -  75000                 $60,139        $5,147                   3.28                     
  $ 75001 - 100000                 $85,084        $9,462                   3.15                     
  $100001 - 250000                $136,915       $22,305                   3.14                     
  OVER $250,000                   $519,390      $103,975                   2.27                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,888        $2,740                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HYDE PARK UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         181       $426,567        $1,935      0.45          40                      
  $  5001 -  10000      152     $1,113,691       $36,318      3.26         109                      
  $ 10001 -  15000       82     $1,039,077       $45,756      4.40         115                      
  $ 15001 -  20000       77     $1,340,727       $77,886      5.81         123                      
  $ 20001 -  25000       60     $1,327,030       $68,617      5.17         141                      
  $ 25001 -  30000       43     $1,192,414       $67,116      5.63         107                      
  $ 30001 -  35000       68     $2,233,512      $131,687      5.90         194                      
  $ 35001 -  40000       52     $1,942,415      $127,805      6.58         152                      
  $ 40001 -  45000       62     $2,638,389      $131,396      4.98         243                      
  $ 45001 -  50000       52     $2,490,895      $140,354      5.63         203                      
  $ 50001 -  75000      204    $12,486,428      $953,619      7.64         793                      
  $ 75001 - 100000      106     $8,950,177      $868,346      9.70         442                      
  OVER $100,000          78    $13,256,504    $2,348,024     17.71         311                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,217     $50,437,826    $4,998,859      9.91        2,973                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.9             0.8           0.0                    1.3                     
  $  5001 -  10000    12.5             2.2           0.7                    3.7                     
  $ 10001 -  15000     6.7             2.1           0.9                    3.9                     
  $ 15001 -  20000     6.3             2.7           1.6                    4.1                     
  $ 20001 -  25000     4.9             2.6           1.4                    4.7                     
  $ 25001 -  30000     3.5             2.4           1.3                    3.6                     
  $ 30001 -  35000     5.6             4.4           2.6                    6.5                     
  $ 35001 -  40000     4.3             3.9           2.6                    5.1                     
  $ 40001 -  45000     5.1             5.2           2.6                    8.2                     
  $ 45001 -  50000     4.3             4.9           2.8                    6.8                     
  $ 50001 -  75000    16.8            24.8          19.1                   26.7                     
  $ 75001 - 100000     8.7            17.7          17.4                   14.9                     
  OVER $100,000        6.4            26.3          47.0                   10.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,357           $11                   0.22                     
  $  5001 -  10000                  $7,327          $239                   0.72                     
  $ 10001 -  15000                 $12,672          $558                   1.40                     
  $ 15001 -  20000                 $17,412        $1,012                   1.60                     
  $ 20001 -  25000                 $22,117        $1,144                   2.35                     
  $ 25001 -  30000                 $27,731        $1,561                   2.49                     
  $ 30001 -  35000                 $32,846        $1,937                   2.85                     
  $ 35001 -  40000                 $37,354        $2,458                   2.92                     
  $ 40001 -  45000                 $42,555        $2,119                   3.92                     
  $ 45001 -  50000                 $47,902        $2,699                   3.90                     
  $ 50001 -  75000                 $61,208        $4,675                   3.89                     
  $ 75001 - 100000                 $84,436        $8,192                   4.17                     
  OVER $100,000                   $169,955       $30,103                   3.99                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,444        $4,108                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   HYRUM UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000         267        $68,583        $3,850      5.61         125                      
  $  5001 -  10000      248     $1,818,783       $51,361      2.82         235                      
  $ 10001 -  15000      195     $2,448,488       $91,617      3.74         315                      
  $ 15001 -  20000      177     $3,097,517      $124,552      4.02         376                      
  $ 20001 -  25000      167     $3,733,891      $157,878      4.23         462                      
  $ 25001 -  30000      146     $4,020,914      $167,634      4.17         472                      
  $ 30001 -  35000      173     $5,605,143      $259,930      4.64         574                      
  $ 35001 -  40000      142     $5,304,258      $268,670      5.07         526                      
  $ 40001 -  45000      161     $6,859,063      $374,121      5.45         617                      
  $ 45001 -  50000      134     $6,329,183      $432,072      6.83         481                      
  $ 50001 -  75000      407    $24,247,301    $1,907,057      7.87       1,587                      
  $ 75001 - 100000       94     $7,933,229      $870,207     10.97         365                      
  OVER $100,000          59    $10,027,341    $1,734,833     17.30         209                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,370     $81,493,694    $6,443,782      7.91        6,344                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.3             0.1           0.1                    2.0                     
  $  5001 -  10000    10.5             2.2           0.8                    3.7                     
  $ 10001 -  15000     8.2             3.0           1.4                    5.0                     
  $ 15001 -  20000     7.5             3.8           1.9                    5.9                     
  $ 20001 -  25000     7.0             4.6           2.5                    7.3                     
  $ 25001 -  30000     6.2             4.9           2.6                    7.4                     
  $ 30001 -  35000     7.3             6.9           4.0                    9.0                     
  $ 35001 -  40000     6.0             6.5           4.2                    8.3                     
  $ 40001 -  45000     6.8             8.4           5.8                    9.7                     
  $ 45001 -  50000     5.7             7.8           6.7                    7.6                     
  $ 50001 -  75000    17.2            29.8          29.6                   25.0                     
  $ 75001 - 100000     4.0             9.7          13.5                    5.8                     
  OVER $100,000        2.5            12.3          26.9                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                       $257           $14                   0.47                     
  $  5001 -  10000                  $7,334          $207                   0.95                     
  $ 10001 -  15000                 $12,556          $470                   1.62                     
  $ 15001 -  20000                 $17,500          $704                   2.12                     
  $ 20001 -  25000                 $22,359          $945                   2.77                     
  $ 25001 -  30000                 $27,541        $1,148                   3.23                     
  $ 30001 -  35000                 $32,400        $1,502                   3.32                     
  $ 35001 -  40000                 $37,354        $1,892                   3.70                     
  $ 40001 -  45000                 $42,603        $2,324                   3.83                     
  $ 45001 -  50000                 $47,233        $3,224                   3.59                     
  $ 50001 -  75000                 $59,576        $4,686                   3.90                     
  $ 75001 - 100000                 $84,396        $9,258                   3.88                     
  OVER $100,000                   $169,955       $29,404                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,386        $2,719                   2.68                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   IVINS UT                                                         
                        _________________________________________________                           
  UNDER $1               11       $-65,248            $0      0.00          15                      
  $     1  -  5000      159       $460,292        $1,519      0.33          95                      
  $  5001 -  10000      155     $1,171,307       $20,628      1.76         208                      
  $ 10001 -  15000      141     $1,738,844       $51,670      2.97         233                      
  $ 15001 -  20000      154     $2,708,385      $105,746      3.90         323                      
  $ 20001 -  25000      152     $3,413,802      $158,187      4.63         360                      
  $ 25001 -  30000      117     $3,208,281      $169,166      5.27         303                      
  $ 30001 -  35000      124     $4,015,852      $223,796      5.57         374                      
  $ 35001 -  40000      131     $4,917,096      $318,245      6.47         380                      
  $ 40001 -  45000      117     $4,959,270      $301,742      6.08         389                      
  $ 45001 -  50000       97     $4,603,080      $342,520      7.44         297                      
  $ 50001 -  75000      258    $15,486,882    $1,333,773      8.61         810                      
  $ 75001 - 100000       96     $8,166,864      $934,462     11.44         299                      
  $100001 - 250000       54     $7,417,673    $1,301,254     17.54         140                      
  OVER $250,000          15     $9,398,266    $2,677,327     28.49          38                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,781     $71,600,646    $7,940,035     11.09        4,264                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.1           0.0                    0.4                     
  $     1  -  5000     8.9             0.6           0.0                    2.2                     
  $  5001 -  10000     8.7             1.6           0.3                    4.9                     
  $ 10001 -  15000     7.9             2.4           0.7                    5.5                     
  $ 15001 -  20000     8.6             3.8           1.3                    7.6                     
  $ 20001 -  25000     8.5             4.8           2.0                    8.4                     
  $ 25001 -  30000     6.6             4.5           2.1                    7.1                     
  $ 30001 -  35000     7.0             5.6           2.8                    8.8                     
  $ 35001 -  40000     7.4             6.9           4.0                    8.9                     
  $ 40001 -  45000     6.6             6.9           3.8                    9.1                     
  $ 45001 -  50000     5.4             6.4           4.3                    7.0                     
  $ 50001 -  75000    14.5            21.6          16.8                   19.0                     
  $ 75001 - 100000     5.4            11.4          11.8                    7.0                     
  $100001 - 250000     3.0            10.4          16.4                    3.3                     
  OVER $250,000        0.8            13.1          33.7                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                         $-5,932            $0                   1.36                     
  $     1  -  5000                  $2,895           $10                   0.60                     
  $  5001 -  10000                  $7,557          $133                   1.34                     
  $ 10001 -  15000                 $12,332          $366                   1.65                     
  $ 15001 -  20000                 $17,587          $687                   2.10                     
  $ 20001 -  25000                 $22,459        $1,041                   2.37                     
  $ 25001 -  30000                 $27,421        $1,446                   2.59                     
  $ 30001 -  35000                 $32,386        $1,805                   3.02                     
  $ 35001 -  40000                 $37,535        $2,429                   2.90                     
  $ 40001 -  45000                 $42,387        $2,579                   3.32                     
  $ 45001 -  50000                 $47,454        $3,531                   3.06                     
  $ 50001 -  75000                 $60,027        $5,170                   3.14                     
  $ 75001 - 100000                 $85,072        $9,734                   3.11                     
  $100001 - 250000                $137,364       $24,097                   2.59                     
  OVER $250,000                   $626,551      $178,488                   2.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,202        $4,458                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   KAMAS UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000         191       $354,040        $3,796      1.07          93                      
  $  5001 -  10000      152     $1,138,943       $33,134      2.91         149                      
  $ 10001 -  15000      129     $1,634,986       $68,494      4.19         194                      
  $ 15001 -  20000      124     $2,174,166      $103,664      4.77         240                      
  $ 20001 -  25000      107     $2,429,051      $135,729      5.59         227                      
  $ 25001 -  30000       88     $2,427,200      $160,870      6.63         187                      
  $ 30001 -  35000       79     $2,545,199      $165,724      6.51         200                      
  $ 35001 -  40000       80     $3,006,349      $191,001      6.35         236                      
  $ 40001 -  45000       78     $3,309,074      $233,664      7.06         244                      
  $ 45001 -  50000       64     $3,052,481      $220,905      7.24         209                      
  $ 50001 -  75000      257    $15,460,659    $1,300,504      8.41         850                      
  $ 75001 - 100000       87     $7,337,219      $748,339     10.20         309                      
  OVER $100,000          64    $12,820,488    $2,133,140     16.64         205                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,500     $57,689,855    $5,498,964      9.53        3,343                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.7             0.6           0.1                    2.8                     
  $  5001 -  10000    10.1             2.0           0.6                    4.5                     
  $ 10001 -  15000     8.6             2.8           1.2                    5.8                     
  $ 15001 -  20000     8.3             3.8           1.9                    7.2                     
  $ 20001 -  25000     7.1             4.2           2.5                    6.8                     
  $ 25001 -  30000     5.9             4.2           2.9                    5.6                     
  $ 30001 -  35000     5.3             4.4           3.0                    6.0                     
  $ 35001 -  40000     5.3             5.2           3.5                    7.1                     
  $ 40001 -  45000     5.2             5.7           4.2                    7.3                     
  $ 45001 -  50000     4.3             5.3           4.0                    6.3                     
  $ 50001 -  75000    17.1            26.8          23.6                   25.4                     
  $ 75001 - 100000     5.8            12.7          13.6                    9.2                     
  OVER $100,000        4.3            22.2          38.8                    6.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,854           $20                   0.49                     
  $  5001 -  10000                  $7,493          $218                   0.98                     
  $ 10001 -  15000                 $12,674          $531                   1.50                     
  $ 15001 -  20000                 $17,534          $836                   1.94                     
  $ 20001 -  25000                 $22,701        $1,268                   2.12                     
  $ 25001 -  30000                 $27,582        $1,828                   2.13                     
  $ 30001 -  35000                 $32,218        $2,098                   2.53                     
  $ 35001 -  40000                 $37,579        $2,388                   2.95                     
  $ 40001 -  45000                 $42,424        $2,996                   3.13                     
  $ 45001 -  50000                 $47,695        $3,452                   3.27                     
  $ 50001 -  75000                 $60,158        $5,060                   3.31                     
  $ 75001 - 100000                 $84,336        $8,602                   3.55                     
  OVER $100,000                   $200,320       $33,330                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,460        $3,666                   2.23                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   KANAB UT                                                         
                        _________________________________________________                           
  UNDER $1               25      $-823,490            $0      0.00          46                      
  $     1  -  5000      224       $613,584        $2,765      0.45         110                      
  $  5001 -  10000      174     $1,321,131       $30,362      2.30         215                      
  $ 10001 -  15000      165     $2,071,709       $67,708      3.27         285                      
  $ 15001 -  20000      173     $3,014,565      $121,297      4.02         363                      
  $ 20001 -  25000      146     $3,265,816      $175,706      5.38         305                      
  $ 25001 -  30000      115     $3,162,189      $192,354      6.08         271                      
  $ 30001 -  35000       93     $3,024,927      $192,890      6.38         232                      
  $ 35001 -  40000       92     $3,433,729      $224,321      6.53         268                      
  $ 40001 -  45000       74     $3,127,063      $235,855      7.54         208                      
  $ 45001 -  50000       56     $2,655,308      $231,818      8.73         170                      
  $ 50001 -  75000      218    $13,367,712    $1,247,556      9.33         703                      
  $ 75001 - 100000       68     $5,800,586      $733,516     12.65         208                      
  OVER $100,000          47     $9,723,632    $2,040,189     20.98         134                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,670     $53,758,461    $5,496,337     10.22        3,518                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.5            -1.5           0.0                    1.3                     
  $     1  -  5000    13.4             1.1           0.1                    3.1                     
  $  5001 -  10000    10.4             2.5           0.6                    6.1                     
  $ 10001 -  15000     9.9             3.9           1.2                    8.1                     
  $ 15001 -  20000    10.4             5.6           2.2                   10.3                     
  $ 20001 -  25000     8.7             6.1           3.2                    8.7                     
  $ 25001 -  30000     6.9             5.9           3.5                    7.7                     
  $ 30001 -  35000     5.6             5.6           3.5                    6.6                     
  $ 35001 -  40000     5.5             6.4           4.1                    7.6                     
  $ 40001 -  45000     4.4             5.8           4.3                    5.9                     
  $ 45001 -  50000     3.4             4.9           4.2                    4.8                     
  $ 50001 -  75000    13.1            24.9          22.7                   20.0                     
  $ 75001 - 100000     4.1            10.8          13.3                    5.9                     
  OVER $100,000        2.8            18.1          37.1                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-32,940            $0                   1.84                     
  $     1  -  5000                  $2,739           $12                   0.49                     
  $  5001 -  10000                  $7,593          $174                   1.24                     
  $ 10001 -  15000                 $12,556          $410                   1.73                     
  $ 15001 -  20000                 $17,425          $701                   2.10                     
  $ 20001 -  25000                 $22,369        $1,203                   2.09                     
  $ 25001 -  30000                 $27,497        $1,673                   2.36                     
  $ 30001 -  35000                 $32,526        $2,074                   2.49                     
  $ 35001 -  40000                 $37,323        $2,438                   2.91                     
  $ 40001 -  45000                 $42,258        $3,187                   2.81                     
  $ 45001 -  50000                 $47,416        $4,140                   3.04                     
  $ 50001 -  75000                 $61,320        $5,723                   3.22                     
  $ 75001 - 100000                 $85,303       $10,787                   3.06                     
  OVER $100,000                   $206,886       $43,408                   2.85                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,191        $3,291                   2.11                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   KAYSVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               38    $-1,946,903           $73     -0.00          98                      
  $     1  -  5000    1,161     $3,015,262       $26,552      0.88         281                      
  $  5001 -  10000      814     $5,974,829      $207,356      3.47         545                      
  $ 10001 -  15000      606     $7,571,436      $385,118      5.09         710                      
  $ 15001 -  20000      446     $7,762,937      $443,002      5.71         674                      
  $ 20001 -  25000      411     $9,232,745      $579,249      6.27         746                      
  $ 25001 -  30000      397    $10,927,727      $699,744      6.40         863                      
  $ 30001 -  35000      341    $11,105,661      $745,268      6.71         837                      
  $ 35001 -  40000      333    $12,433,948      $860,219      6.92         895                      
  $ 40001 -  45000      289    $12,282,595      $878,822      7.16         829                      
  $ 45001 -  50000      348    $16,532,719    $1,125,385      6.81       1,175                      
  $ 50001 -  75000    1,589    $98,569,158    $7,285,247      7.39       6,154                      
  $ 75001 - 100000      875    $75,444,301    $7,505,014      9.95       3,577                      
  $100001 - 250000      702    $94,163,388   $14,119,450     14.99       2,878                      
  OVER $250,000          85    $41,589,874   $10,471,877     25.18         343                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,435    $404,659,677   $45,332,376     11.20       20,605                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.5           0.0                    0.5                     
  $     1  -  5000    13.8             0.7           0.1                    1.4                     
  $  5001 -  10000     9.7             1.5           0.5                    2.6                     
  $ 10001 -  15000     7.2             1.9           0.8                    3.4                     
  $ 15001 -  20000     5.3             1.9           1.0                    3.3                     
  $ 20001 -  25000     4.9             2.3           1.3                    3.6                     
  $ 25001 -  30000     4.7             2.7           1.5                    4.2                     
  $ 30001 -  35000     4.0             2.7           1.6                    4.1                     
  $ 35001 -  40000     3.9             3.1           1.9                    4.3                     
  $ 40001 -  45000     3.4             3.0           1.9                    4.0                     
  $ 45001 -  50000     4.1             4.1           2.5                    5.7                     
  $ 50001 -  75000    18.8            24.4          16.1                   29.9                     
  $ 75001 - 100000    10.4            18.6          16.6                   17.4                     
  $100001 - 250000     8.3            23.3          31.1                   14.0                     
  OVER $250,000        1.0            10.3          23.1                    1.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-51,234            $2                   2.58                     
  $     1  -  5000                  $2,597           $23                   0.24                     
  $  5001 -  10000                  $7,340          $255                   0.67                     
  $ 10001 -  15000                 $12,494          $636                   1.17                     
  $ 15001 -  20000                 $17,406          $993                   1.51                     
  $ 20001 -  25000                 $22,464        $1,409                   1.82                     
  $ 25001 -  30000                 $27,526        $1,763                   2.17                     
  $ 30001 -  35000                 $32,568        $2,186                   2.45                     
  $ 35001 -  40000                 $37,339        $2,583                   2.69                     
  $ 40001 -  45000                 $42,500        $3,041                   2.87                     
  $ 45001 -  50000                 $47,508        $3,234                   3.38                     
  $ 50001 -  75000                 $62,032        $4,585                   3.87                     
  $ 75001 - 100000                 $86,222        $8,577                   4.09                     
  $100001 - 250000                $134,136       $20,113                   4.10                     
  OVER $250,000                   $489,293      $123,199                   4.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,974        $5,374                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   KEARNS UT                                                        
                        _________________________________________________                           
  UNDER $1               25      $-262,659        $3,026     -1.15          48                      
  $     1  -  5000      999     $2,732,164        $6,228      0.23         653                      
  $  5001 -  10000    1,120     $8,457,367      $182,014      2.15       1,444                      
  $ 10001 -  15000    1,192    $14,902,863      $507,995      3.41       2,087                      
  $ 15001 -  20000    1,327    $23,319,274    $1,058,457      4.54       2,691                      
  $ 20001 -  25000    1,185    $26,505,444    $1,381,818      5.21       2,728                      
  $ 25001 -  30000      967    $26,453,186    $1,528,914      5.78       2,472                      
  $ 30001 -  35000      847    $27,477,268    $1,633,492      5.94       2,376                      
  $ 35001 -  40000      788    $29,557,660    $1,938,510      6.56       2,412                      
  $ 40001 -  45000      646    $27,377,389    $1,908,981      6.97       2,073                      
  $ 45001 -  50000      619    $29,334,798    $2,078,237      7.08       2,159                      
  $ 50001 -  75000    1,694   $101,493,346    $8,528,043      8.40       5,949                      
  $ 75001 - 100000      353    $29,660,895    $3,575,119     12.05       1,194                      
  OVER $100,000          94    $11,958,043    $2,010,327     16.81         329                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,856    $358,967,038   $26,341,161      7.34       28,615                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     8.4             0.8           0.0                    2.3                     
  $  5001 -  10000     9.4             2.4           0.7                    5.0                     
  $ 10001 -  15000    10.1             4.2           1.9                    7.3                     
  $ 15001 -  20000    11.2             6.5           4.0                    9.4                     
  $ 20001 -  25000    10.0             7.4           5.2                    9.5                     
  $ 25001 -  30000     8.2             7.4           5.8                    8.6                     
  $ 30001 -  35000     7.1             7.7           6.2                    8.3                     
  $ 35001 -  40000     6.6             8.2           7.4                    8.4                     
  $ 40001 -  45000     5.4             7.6           7.2                    7.2                     
  $ 45001 -  50000     5.2             8.2           7.9                    7.5                     
  $ 50001 -  75000    14.3            28.3          32.4                   20.8                     
  $ 75001 - 100000     3.0             8.3          13.6                    4.2                     
  OVER $100,000        0.8             3.3           7.6                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-10,506          $121                   1.92                     
  $     1  -  5000                  $2,735            $6                   0.65                     
  $  5001 -  10000                  $7,551          $163                   1.29                     
  $ 10001 -  15000                 $12,502          $426                   1.75                     
  $ 15001 -  20000                 $17,573          $798                   2.03                     
  $ 20001 -  25000                 $22,367        $1,166                   2.30                     
  $ 25001 -  30000                 $27,356        $1,581                   2.56                     
  $ 30001 -  35000                 $32,441        $1,929                   2.81                     
  $ 35001 -  40000                 $37,510        $2,460                   3.06                     
  $ 40001 -  45000                 $42,380        $2,955                   3.21                     
  $ 45001 -  50000                 $47,391        $3,357                   3.49                     
  $ 50001 -  75000                 $59,913        $5,034                   3.51                     
  $ 75001 - 100000                 $84,025       $10,128                   3.38                     
  OVER $100,000                   $127,213       $21,386                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,277        $2,222                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   LAVERKIN UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000         155       $318,234          $532      0.17         114                      
  $  5001 -  10000      175     $1,343,151       $27,109      2.02         253                      
  $ 10001 -  15000      131     $1,640,315       $47,047      2.87         266                      
  $ 15001 -  20000      122     $2,135,425       $79,031      3.70         290                      
  $ 20001 -  25000      107     $2,389,029       $97,105      4.06         288                      
  $ 25001 -  30000       81     $2,214,949       $95,084      4.29         240                      
  $ 30001 -  35000       69     $2,250,707      $128,404      5.71         201                      
  $ 35001 -  40000       71     $2,661,012      $153,619      5.77         231                      
  $ 40001 -  45000       74     $3,157,401      $191,838      6.08         261                      
  $ 45001 -  50000       49     $2,316,512      $153,853      6.64         179                      
  $ 50001 -  75000      116     $6,863,679      $575,039      8.38         406                      
  $ 75001 - 100000       30     $2,623,294      $313,832     11.96          93                      
  OVER $100,000          12     $1,894,027      $290,099     15.32          37                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,192     $31,807,735    $2,152,592      6.77        2,859                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       13.0             1.0           0.0                    4.0                     
  $  5001 -  10000    14.7             4.2           1.3                    8.8                     
  $ 10001 -  15000    11.0             5.2           2.2                    9.3                     
  $ 15001 -  20000    10.2             6.7           3.7                   10.1                     
  $ 20001 -  25000     9.0             7.5           4.5                   10.1                     
  $ 25001 -  30000     6.8             7.0           4.4                    8.4                     
  $ 30001 -  35000     5.8             7.1           6.0                    7.0                     
  $ 35001 -  40000     6.0             8.4           7.1                    8.1                     
  $ 40001 -  45000     6.2             9.9           8.9                    9.1                     
  $ 45001 -  50000     4.1             7.3           7.1                    6.3                     
  $ 50001 -  75000     9.7            21.6          26.7                   14.2                     
  $ 75001 - 100000     2.5             8.2          14.6                    3.3                     
  OVER $100,000        1.0             6.0          13.5                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,053            $3                   0.74                     
  $  5001 -  10000                  $7,675          $155                   1.45                     
  $ 10001 -  15000                 $12,521          $359                   2.03                     
  $ 15001 -  20000                 $17,503          $648                   2.38                     
  $ 20001 -  25000                 $22,327          $908                   2.69                     
  $ 25001 -  30000                 $27,345        $1,174                   2.96                     
  $ 30001 -  35000                 $32,619        $1,861                   2.91                     
  $ 35001 -  40000                 $37,479        $2,164                   3.25                     
  $ 40001 -  45000                 $42,668        $2,592                   3.53                     
  $ 45001 -  50000                 $47,276        $3,140                   3.65                     
  $ 50001 -  75000                 $59,170        $4,957                   3.50                     
  $ 75001 - 100000                 $87,443       $10,461                   3.10                     
  OVER $100,000                   $157,836       $24,175                   3.08                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,684        $1,806                   2.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   LAYTON UT                                                        
                        _________________________________________________                           
  UNDER $1               87    $-2,492,162        $6,555     -0.26         156                      
  $     1  -  5000    2,610     $6,791,132       $46,180      0.68       1,018                      
  $  5001 -  10000    2,075    $15,313,028      $480,748      3.14       1,772                      
  $ 10001 -  15000    1,858    $23,134,236    $1,031,989      4.46       2,544                      
  $ 15001 -  20000    1,790    $31,252,931    $1,751,197      5.60       2,916                      
  $ 20001 -  25000    1,633    $36,665,602    $2,339,663      6.38       3,073                      
  $ 25001 -  30000    1,389    $38,220,377    $2,583,204      6.76       2,944                      
  $ 30001 -  35000    1,241    $40,311,308    $2,785,215      6.91       2,990                      
  $ 35001 -  40000    1,188    $44,552,823    $3,250,657      7.30       3,096                      
  $ 40001 -  45000    1,190    $50,589,834    $3,783,208      7.48       3,420                      
  $ 45001 -  50000    1,112    $52,819,712    $4,115,651      7.79       3,420                      
  $ 50001 -  75000    4,330   $266,015,637   $23,119,561      8.69      14,457                      
  $ 75001 - 100000    2,062   $176,254,162   $19,927,977     11.31       7,257                      
  $100001 - 250000    1,433   $188,618,803   $29,876,936     15.84       5,171                      
  OVER $250,000         118    $64,105,154   $16,241,908     25.34         427                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             24,116  $1,032,152,577  $111,340,649     10.79       54,661                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000    10.8             0.7           0.0                    1.9                     
  $  5001 -  10000     8.6             1.5           0.4                    3.2                     
  $ 10001 -  15000     7.7             2.2           0.9                    4.7                     
  $ 15001 -  20000     7.4             3.0           1.6                    5.3                     
  $ 20001 -  25000     6.8             3.6           2.1                    5.6                     
  $ 25001 -  30000     5.8             3.7           2.3                    5.4                     
  $ 30001 -  35000     5.1             3.9           2.5                    5.5                     
  $ 35001 -  40000     4.9             4.3           2.9                    5.7                     
  $ 40001 -  45000     4.9             4.9           3.4                    6.3                     
  $ 45001 -  50000     4.6             5.1           3.7                    6.3                     
  $ 50001 -  75000    18.0            25.8          20.8                   26.4                     
  $ 75001 - 100000     8.6            17.1          17.9                   13.3                     
  $100001 - 250000     5.9            18.3          26.8                    9.5                     
  OVER $250,000        0.5             6.2          14.6                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-28,646           $75                   1.79                     
  $     1  -  5000                  $2,602           $18                   0.39                     
  $  5001 -  10000                  $7,380          $232                   0.85                     
  $ 10001 -  15000                 $12,451          $555                   1.37                     
  $ 15001 -  20000                 $17,460          $978                   1.63                     
  $ 20001 -  25000                 $22,453        $1,433                   1.88                     
  $ 25001 -  30000                 $27,516        $1,860                   2.12                     
  $ 30001 -  35000                 $32,483        $2,244                   2.41                     
  $ 35001 -  40000                 $37,502        $2,736                   2.61                     
  $ 40001 -  45000                 $42,512        $3,179                   2.87                     
  $ 45001 -  50000                 $47,500        $3,701                   3.08                     
  $ 50001 -  75000                 $61,435        $5,339                   3.34                     
  $ 75001 - 100000                 $85,477        $9,664                   3.52                     
  $100001 - 250000                $131,625       $20,849                   3.61                     
  OVER $250,000                   $543,264      $137,643                   3.62                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,799        $4,617                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   LEHI UT                                                          
                        _________________________________________________                           
  UNDER $1               46      $-819,183        $3,330     -0.41          95                      
  $     1  -  5000      721     $2,045,083       $15,860      0.78         247                      
  $  5001 -  10000      610     $4,529,314      $131,600      2.91         626                      
  $ 10001 -  15000      558     $6,962,468      $273,448      3.93         880                      
  $ 15001 -  20000      518     $9,091,544      $456,404      5.02         973                      
  $ 20001 -  25000      459    $10,296,347      $580,230      5.64         980                      
  $ 25001 -  30000      436    $12,014,624      $673,185      5.60       1,133                      
  $ 30001 -  35000      426    $13,844,583      $764,013      5.52       1,202                      
  $ 35001 -  40000      459    $17,209,476    $1,001,475      5.82       1,456                      
  $ 40001 -  45000      492    $20,907,812    $1,273,852      6.09       1,646                      
  $ 45001 -  50000      430    $20,452,252    $1,350,574      6.60       1,460                      
  $ 50001 -  75000    1,600    $97,649,840    $7,290,512      7.47       5,945                      
  $ 75001 - 100000      593    $50,426,680    $5,013,932      9.94       2,366                      
  $100001 - 250000      354    $46,520,415    $6,887,172     14.80       1,419                      
  OVER $250,000          43    $24,045,523    $6,337,006     26.35         165                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,745    $335,176,778   $32,052,593      9.56       20,593                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.2           0.0                    0.5                     
  $     1  -  5000     9.3             0.6           0.0                    1.2                     
  $  5001 -  10000     7.9             1.4           0.4                    3.0                     
  $ 10001 -  15000     7.2             2.1           0.9                    4.3                     
  $ 15001 -  20000     6.7             2.7           1.4                    4.7                     
  $ 20001 -  25000     5.9             3.1           1.8                    4.8                     
  $ 25001 -  30000     5.6             3.6           2.1                    5.5                     
  $ 30001 -  35000     5.5             4.1           2.4                    5.8                     
  $ 35001 -  40000     5.9             5.1           3.1                    7.1                     
  $ 40001 -  45000     6.4             6.2           4.0                    8.0                     
  $ 45001 -  50000     5.6             6.1           4.2                    7.1                     
  $ 50001 -  75000    20.7            29.1          22.7                   28.9                     
  $ 75001 - 100000     7.7            15.0          15.6                   11.5                     
  $100001 - 250000     4.6            13.9          21.5                    6.9                     
  OVER $250,000        0.6             7.2          19.8                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,808           $72                   2.07                     
  $     1  -  5000                  $2,836           $22                   0.34                     
  $  5001 -  10000                  $7,425          $216                   1.03                     
  $ 10001 -  15000                 $12,478          $490                   1.58                     
  $ 15001 -  20000                 $17,551          $881                   1.88                     
  $ 20001 -  25000                 $22,432        $1,264                   2.14                     
  $ 25001 -  30000                 $27,556        $1,544                   2.60                     
  $ 30001 -  35000                 $32,499        $1,793                   2.82                     
  $ 35001 -  40000                 $37,493        $2,182                   3.17                     
  $ 40001 -  45000                 $42,496        $2,589                   3.35                     
  $ 45001 -  50000                 $47,563        $3,141                   3.40                     
  $ 50001 -  75000                 $61,031        $4,557                   3.72                     
  $ 75001 - 100000                 $85,037        $8,455                   3.99                     
  $100001 - 250000                $131,414       $19,455                   4.01                     
  OVER $250,000                   $559,198      $147,372                   3.84                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,277        $4,138                   2.66                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   LINDON UT                                                        
                        _________________________________________________                           
  UNDER $1               27    $-2,647,993       $21,556     -0.81          74                      
  $     1  -  5000      439     $1,120,549       $13,353      1.19         118                      
  $  5001 -  10000      322     $2,348,354       $80,584      3.43         212                      
  $ 10001 -  15000      259     $3,202,092      $166,237      5.19         351                      
  $ 15001 -  20000      195     $3,408,809      $181,485      5.32         330                      
  $ 20001 -  25000      144     $3,248,442      $191,530      5.90         275                      
  $ 25001 -  30000      112     $3,087,824      $153,361      4.97         310                      
  $ 30001 -  35000      123     $3,967,449      $224,385      5.66         345                      
  $ 35001 -  40000      109     $4,099,070      $246,938      6.02         336                      
  $ 40001 -  45000      101     $4,279,925      $261,405      6.11         327                      
  $ 45001 -  50000       87     $4,152,850      $230,284      5.55         333                      
  $ 50001 -  75000      419    $25,878,376    $1,703,455      6.58       1,688                      
  $ 75001 - 100000      277    $24,032,463    $2,067,567      8.60       1,221                      
  $100001 - 250000      296    $41,741,573    $6,017,699     14.42       1,380                      
  OVER $250,000          60    $34,337,379    $8,984,240     26.16         269                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,970    $156,257,162   $20,544,079     13.15        7,569                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.7           0.1                    1.0                     
  $     1  -  5000    14.8             0.7           0.1                    1.6                     
  $  5001 -  10000    10.8             1.5           0.4                    2.8                     
  $ 10001 -  15000     8.7             2.0           0.8                    4.6                     
  $ 15001 -  20000     6.6             2.2           0.9                    4.4                     
  $ 20001 -  25000     4.8             2.1           0.9                    3.6                     
  $ 25001 -  30000     3.8             2.0           0.7                    4.1                     
  $ 30001 -  35000     4.1             2.5           1.1                    4.6                     
  $ 35001 -  40000     3.7             2.6           1.2                    4.4                     
  $ 40001 -  45000     3.4             2.7           1.3                    4.3                     
  $ 45001 -  50000     2.9             2.7           1.1                    4.4                     
  $ 50001 -  75000    14.1            16.6           8.3                   22.3                     
  $ 75001 - 100000     9.3            15.4          10.1                   16.1                     
  $100001 - 250000    10.0            26.7          29.3                   18.2                     
  OVER $250,000        2.0            22.0          43.7                    3.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-98,074          $798                   2.74                     
  $     1  -  5000                  $2,553           $30                   0.27                     
  $  5001 -  10000                  $7,293          $250                   0.66                     
  $ 10001 -  15000                 $12,363          $642                   1.36                     
  $ 15001 -  20000                 $17,481          $931                   1.69                     
  $ 20001 -  25000                 $22,559        $1,330                   1.91                     
  $ 25001 -  30000                 $27,570        $1,369                   2.77                     
  $ 30001 -  35000                 $32,256        $1,824                   2.80                     
  $ 35001 -  40000                 $37,606        $2,265                   3.08                     
  $ 40001 -  45000                 $42,375        $2,588                   3.24                     
  $ 45001 -  50000                 $47,734        $2,647                   3.83                     
  $ 50001 -  75000                 $61,762        $4,066                   4.03                     
  $ 75001 - 100000                 $86,760        $7,464                   4.41                     
  $100001 - 250000                $141,019       $20,330                   4.66                     
  OVER $250,000                   $572,290      $149,737                   4.48                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,612        $6,917                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   LOGAN UT                                                         
                        _________________________________________________                           
  UNDER $1               99    $-1,682,058          $632     -0.04         173                      
  $     1  -  5000    1,922     $5,404,301       $44,291      0.82       1,088                      
  $  5001 -  10000    2,268    $16,815,484      $406,179      2.42       2,285                      
  $ 10001 -  15000    1,966    $24,479,175      $910,926      3.72       2,910                      
  $ 15001 -  20000    1,735    $30,348,439    $1,352,096      4.46       3,213                      
  $ 20001 -  25000    1,507    $33,880,978    $1,776,372      5.24       3,244                      
  $ 25001 -  30000    1,110    $30,426,139    $1,840,408      6.05       2,539                      
  $ 30001 -  35000      924    $30,011,252    $1,982,029      6.60       2,319                      
  $ 35001 -  40000      721    $27,063,084    $1,932,245      7.14       1,953                      
  $ 40001 -  45000      627    $26,560,478    $2,000,048      7.53       1,814                      
  $ 45001 -  50000      506    $24,005,707    $1,929,195      8.04       1,574                      
  $ 50001 -  75000    1,671   $102,143,197    $9,419,703      9.22       5,403                      
  $ 75001 - 100000      674    $57,713,808    $6,983,290     12.10       2,211                      
  $100001 - 250000      594    $84,573,820   $14,249,543     16.85       1,926                      
  OVER $250,000          94    $44,403,016   $10,200,955     22.97         301                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             16,418    $536,146,820   $55,027,912     10.26       32,953                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000    11.7             1.0           0.1                    3.3                     
  $  5001 -  10000    13.8             3.1           0.7                    6.9                     
  $ 10001 -  15000    12.0             4.6           1.7                    8.8                     
  $ 15001 -  20000    10.6             5.7           2.5                    9.8                     
  $ 20001 -  25000     9.2             6.3           3.2                    9.8                     
  $ 25001 -  30000     6.8             5.7           3.3                    7.7                     
  $ 30001 -  35000     5.6             5.6           3.6                    7.0                     
  $ 35001 -  40000     4.4             5.0           3.5                    5.9                     
  $ 40001 -  45000     3.8             5.0           3.6                    5.5                     
  $ 45001 -  50000     3.1             4.5           3.5                    4.8                     
  $ 50001 -  75000    10.2            19.1          17.1                   16.4                     
  $ 75001 - 100000     4.1            10.8          12.7                    6.7                     
  $100001 - 250000     3.6            15.8          25.9                    5.8                     
  OVER $250,000        0.6             8.3          18.5                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,990            $6                   1.75                     
  $     1  -  5000                  $2,812           $23                   0.57                     
  $  5001 -  10000                  $7,414          $179                   1.01                     
  $ 10001 -  15000                 $12,451          $463                   1.48                     
  $ 15001 -  20000                 $17,492          $779                   1.85                     
  $ 20001 -  25000                 $22,482        $1,179                   2.15                     
  $ 25001 -  30000                 $27,411        $1,658                   2.29                     
  $ 30001 -  35000                 $32,480        $2,145                   2.51                     
  $ 35001 -  40000                 $37,535        $2,680                   2.71                     
  $ 40001 -  45000                 $42,361        $3,190                   2.89                     
  $ 45001 -  50000                 $47,442        $3,813                   3.11                     
  $ 50001 -  75000                 $61,127        $5,637                   3.23                     
  $ 75001 - 100000                 $85,629       $10,361                   3.28                     
  $100001 - 250000                $142,380       $23,989                   3.24                     
  OVER $250,000                   $472,373      $108,521                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,656        $3,352                   2.01                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MAGNA UT                                                         
                        _________________________________________________                           
  UNDER $1               19      $-402,378        $4,443     -1.10          34                      
  $     1  -  5000      830     $2,237,287        $5,586      0.25         502                      
  $  5001 -  10000      862     $6,398,074      $144,552      2.26         983                      
  $ 10001 -  15000      842    $10,613,251      $399,538      3.76       1,381                      
  $ 15001 -  20000      954    $16,720,978      $804,075      4.81       1,866                      
  $ 20001 -  25000      860    $19,281,092    $1,135,056      5.89       1,775                      
  $ 25001 -  30000      697    $19,219,348    $1,174,890      6.11       1,709                      
  $ 30001 -  35000      664    $21,546,486    $1,330,720      6.18       1,835                      
  $ 35001 -  40000      662    $24,860,882    $1,589,232      6.39       2,034                      
  $ 40001 -  45000      555    $23,501,529    $1,568,148      6.67       1,841                      
  $ 45001 -  50000      476    $22,577,347    $1,737,215      7.69       1,524                      
  $ 50001 -  75000    1,451    $87,643,405    $7,640,873      8.72       4,888                      
  $ 75001 - 100000      305    $25,705,162    $3,089,248     12.02       1,005                      
  OVER $100,000          80    $10,219,755    $1,616,078     15.81         253                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,257    $290,122,218   $22,239,654      7.67       21,630                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     9.0             0.8           0.0                    2.3                     
  $  5001 -  10000     9.3             2.2           0.6                    4.5                     
  $ 10001 -  15000     9.1             3.7           1.8                    6.4                     
  $ 15001 -  20000    10.3             5.8           3.6                    8.6                     
  $ 20001 -  25000     9.3             6.6           5.1                    8.2                     
  $ 25001 -  30000     7.5             6.6           5.3                    7.9                     
  $ 30001 -  35000     7.2             7.4           6.0                    8.5                     
  $ 35001 -  40000     7.2             8.6           7.1                    9.4                     
  $ 40001 -  45000     6.0             8.1           7.1                    8.5                     
  $ 45001 -  50000     5.1             7.8           7.8                    7.0                     
  $ 50001 -  75000    15.7            30.2          34.4                   22.6                     
  $ 75001 - 100000     3.3             8.9          13.9                    4.6                     
  OVER $100,000        0.9             3.5           7.3                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,178          $234                   1.79                     
  $     1  -  5000                  $2,696            $7                   0.60                     
  $  5001 -  10000                  $7,422          $168                   1.14                     
  $ 10001 -  15000                 $12,605          $475                   1.64                     
  $ 15001 -  20000                 $17,527          $843                   1.96                     
  $ 20001 -  25000                 $22,420        $1,320                   2.06                     
  $ 25001 -  30000                 $27,574        $1,686                   2.45                     
  $ 30001 -  35000                 $32,450        $2,004                   2.76                     
  $ 35001 -  40000                 $37,554        $2,401                   3.07                     
  $ 40001 -  45000                 $42,345        $2,825                   3.32                     
  $ 45001 -  50000                 $47,431        $3,650                   3.20                     
  $ 50001 -  75000                 $60,402        $5,266                   3.37                     
  $ 75001 - 100000                 $84,279       $10,129                   3.30                     
  OVER $100,000                   $127,747       $20,201                   3.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,341        $2,402                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MANTI UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000         150       $173,602        $1,374      0.79          95                      
  $  5001 -  10000      114       $814,738       $20,094      2.47         121                      
  $ 10001 -  15000      131     $1,636,238       $39,420      2.41         289                      
  $ 15001 -  20000       90     $1,578,812       $50,298      3.19         232                      
  $ 20001 -  25000       65     $1,459,600       $58,560      4.01         184                      
  $ 25001 -  30000       63     $1,726,786       $67,204      3.89         217                      
  $ 30001 -  35000       57     $1,845,936       $87,052      4.72         194                      
  $ 35001 -  40000       59     $2,210,868      $125,874      5.69         198                      
  $ 40001 -  45000       50     $2,127,538      $118,669      5.58         198                      
  $ 45001 -  50000       45     $2,126,874      $140,686      6.61         167                      
  $ 50001 -  75000      126     $7,604,473      $591,927      7.78         485                      
  $ 75001 - 100000       28     $2,316,463      $243,408     10.51         106                      
  OVER $100,000          28     $6,625,334      $890,974     13.45          96                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,006     $32,247,262    $2,435,540      7.55        2,582                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.9             0.5           0.1                    3.7                     
  $  5001 -  10000    11.3             2.5           0.8                    4.7                     
  $ 10001 -  15000    13.0             5.1           1.6                   11.2                     
  $ 15001 -  20000     8.9             4.9           2.1                    9.0                     
  $ 20001 -  25000     6.5             4.5           2.4                    7.1                     
  $ 25001 -  30000     6.3             5.4           2.8                    8.4                     
  $ 30001 -  35000     5.7             5.7           3.6                    7.5                     
  $ 35001 -  40000     5.9             6.9           5.2                    7.7                     
  $ 40001 -  45000     5.0             6.6           4.9                    7.7                     
  $ 45001 -  50000     4.5             6.6           5.8                    6.5                     
  $ 50001 -  75000    12.5            23.6          24.3                   18.8                     
  $ 75001 - 100000     2.8             7.2          10.0                    4.1                     
  OVER $100,000        2.8            20.5          36.6                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,157            $9                   0.63                     
  $  5001 -  10000                  $7,147          $176                   1.06                     
  $ 10001 -  15000                 $12,490          $301                   2.21                     
  $ 15001 -  20000                 $17,542          $559                   2.58                     
  $ 20001 -  25000                 $22,455          $901                   2.83                     
  $ 25001 -  30000                 $27,409        $1,067                   3.44                     
  $ 30001 -  35000                 $32,385        $1,527                   3.40                     
  $ 35001 -  40000                 $37,472        $2,133                   3.36                     
  $ 40001 -  45000                 $42,551        $2,373                   3.96                     
  $ 45001 -  50000                 $47,264        $3,126                   3.71                     
  $ 50001 -  75000                 $60,353        $4,698                   3.85                     
  $ 75001 - 100000                 $82,731        $8,693                   3.79                     
  OVER $100,000                   $236,619       $31,821                   3.43                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,055        $2,421                   2.57                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MAPLETON UT                                                      
                        _________________________________________________                           
  UNDER $1               21      $-699,109          $550     -0.08          64                      
  $     1  -  5000      333       $920,763       $22,284      2.42         110                      
  $  5001 -  10000      252     $1,859,753       $61,751      3.32         205                      
  $ 10001 -  15000      146     $1,811,908       $78,469      4.33         203                      
  $ 15001 -  20000      139     $2,401,408      $106,375      4.43         275                      
  $ 20001 -  25000      118     $2,658,684      $130,341      4.90         259                      
  $ 25001 -  30000      107     $2,910,143      $176,348      6.06         233                      
  $ 30001 -  35000       91     $2,969,839      $161,065      5.42         261                      
  $ 35001 -  40000       95     $3,575,346      $241,058      6.74         270                      
  $ 40001 -  45000       76     $3,226,785      $197,309      6.11         251                      
  $ 45001 -  50000       81     $3,849,468      $222,727      5.79         300                      
  $ 50001 -  75000      350    $21,686,210    $1,546,248      7.13       1,366                      
  $ 75001 - 100000      185    $15,807,949    $1,520,272      9.62         740                      
  $100001 - 250000      177    $24,654,817    $3,622,597     14.69         744                      
  OVER $250,000          50    $21,713,996    $5,700,647     26.25         212                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,221    $109,347,960   $13,788,041     12.61        5,493                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.6           0.0                    1.2                     
  $     1  -  5000    15.0             0.8           0.2                    2.0                     
  $  5001 -  10000    11.3             1.7           0.4                    3.7                     
  $ 10001 -  15000     6.6             1.7           0.6                    3.7                     
  $ 15001 -  20000     6.3             2.2           0.8                    5.0                     
  $ 20001 -  25000     5.3             2.4           0.9                    4.7                     
  $ 25001 -  30000     4.8             2.7           1.3                    4.2                     
  $ 30001 -  35000     4.1             2.7           1.2                    4.8                     
  $ 35001 -  40000     4.3             3.3           1.7                    4.9                     
  $ 40001 -  45000     3.4             3.0           1.4                    4.6                     
  $ 45001 -  50000     3.6             3.5           1.6                    5.5                     
  $ 50001 -  75000    15.8            19.8          11.2                   24.9                     
  $ 75001 - 100000     8.3            14.5          11.0                   13.5                     
  $100001 - 250000     8.0            22.5          26.3                   13.5                     
  OVER $250,000        2.3            19.9          41.3                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-33,291           $26                   3.05                     
  $     1  -  5000                  $2,765           $67                   0.33                     
  $  5001 -  10000                  $7,380          $245                   0.81                     
  $ 10001 -  15000                 $12,410          $537                   1.39                     
  $ 15001 -  20000                 $17,276          $765                   1.98                     
  $ 20001 -  25000                 $22,531        $1,105                   2.19                     
  $ 25001 -  30000                 $27,198        $1,648                   2.18                     
  $ 30001 -  35000                 $32,636        $1,770                   2.87                     
  $ 35001 -  40000                 $37,635        $2,537                   2.84                     
  $ 40001 -  45000                 $42,458        $2,596                   3.30                     
  $ 45001 -  50000                 $47,524        $2,750                   3.70                     
  $ 50001 -  75000                 $61,961        $4,418                   3.90                     
  $ 75001 - 100000                 $85,448        $8,218                   4.00                     
  $100001 - 250000                $139,293       $20,467                   4.20                     
  OVER $250,000                   $434,280      $114,013                   4.24                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,234        $6,208                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MIDVALE UT                                                       
                        _________________________________________________                           
  UNDER $1               43      $-832,829       $37,461     -4.50          80                      
  $     1  -  5000      816     $2,321,862        $9,543      0.41         612                      
  $  5001 -  10000    1,109     $8,337,384      $143,196      1.72       1,423                      
  $ 10001 -  15000    1,218    $15,178,403      $551,851      3.64       1,941                      
  $ 15001 -  20000    1,274    $22,235,012    $1,147,580      5.16       2,293                      
  $ 20001 -  25000    1,197    $26,866,917    $1,758,072      6.54       2,211                      
  $ 25001 -  30000      979    $26,853,929    $2,035,178      7.58       1,840                      
  $ 30001 -  35000      822    $26,614,995    $2,133,403      8.02       1,661                      
  $ 35001 -  40000      724    $27,130,080    $2,318,088      8.54       1,564                      
  $ 40001 -  45000      646    $27,375,343    $2,515,606      9.19       1,434                      
  $ 45001 -  50000      523    $24,778,145    $2,380,539      9.61       1,237                      
  $ 50001 -  75000    1,569    $94,597,311   $10,184,563     10.77       3,967                      
  $ 75001 - 100000      505    $42,867,637    $5,664,173     13.21       1,339                      
  $100001 - 250000      332    $43,107,191    $7,477,134     17.35         870                      
  OVER $250,000          23     $9,934,263    $2,484,761     25.01          57                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,780    $397,365,643   $40,841,148     10.28       22,529                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.1                    0.4                     
  $     1  -  5000     6.9             0.6           0.0                    2.7                     
  $  5001 -  10000     9.4             2.1           0.4                    6.3                     
  $ 10001 -  15000    10.3             3.8           1.4                    8.6                     
  $ 15001 -  20000    10.8             5.6           2.8                   10.2                     
  $ 20001 -  25000    10.2             6.8           4.3                    9.8                     
  $ 25001 -  30000     8.3             6.8           5.0                    8.2                     
  $ 30001 -  35000     7.0             6.7           5.2                    7.4                     
  $ 35001 -  40000     6.1             6.8           5.7                    6.9                     
  $ 40001 -  45000     5.5             6.9           6.2                    6.4                     
  $ 45001 -  50000     4.4             6.2           5.8                    5.5                     
  $ 50001 -  75000    13.3            23.8          24.9                   17.6                     
  $ 75001 - 100000     4.3            10.8          13.9                    5.9                     
  $100001 - 250000     2.8            10.8          18.3                    3.9                     
  OVER $250,000        0.2             2.5           6.1                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,368          $871                   1.86                     
  $     1  -  5000                  $2,845           $12                   0.75                     
  $  5001 -  10000                  $7,518          $129                   1.28                     
  $ 10001 -  15000                 $12,462          $453                   1.59                     
  $ 15001 -  20000                 $17,453          $901                   1.80                     
  $ 20001 -  25000                 $22,445        $1,469                   1.85                     
  $ 25001 -  30000                 $27,430        $2,079                   1.88                     
  $ 30001 -  35000                 $32,378        $2,595                   2.02                     
  $ 35001 -  40000                 $37,472        $3,202                   2.16                     
  $ 40001 -  45000                 $42,377        $3,894                   2.22                     
  $ 45001 -  50000                 $47,377        $4,552                   2.37                     
  $ 50001 -  75000                 $60,291        $6,491                   2.53                     
  $ 75001 - 100000                 $84,886       $11,216                   2.65                     
  $100001 - 250000                $129,841       $22,521                   2.62                     
  OVER $250,000                   $431,924      $108,033                   2.48                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,732        $3,467                   1.91                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MIDWAY UT                                                        
                        _________________________________________________                           
  UNDER $1               14    $-1,301,316          $315     -0.02          30                      
  $     1  -  5000      155       $447,469        $3,024      0.68          70                      
  $  5001 -  10000      116       $854,259       $29,712      3.48         114                      
  $ 10001 -  15000       92     $1,131,761       $50,440      4.46         116                      
  $ 15001 -  20000       95     $1,648,873       $85,066      5.16         157                      
  $ 20001 -  25000       63     $1,415,860       $79,336      5.60         126                      
  $ 25001 -  30000       59     $1,610,361      $105,235      6.53         133                      
  $ 30001 -  35000       60     $1,936,963      $131,838      6.81         148                      
  $ 35001 -  40000       60     $2,262,611      $151,894      6.71         151                      
  $ 40001 -  45000       54     $2,281,076      $167,477      7.34         148                      
  $ 45001 -  50000       50     $2,376,369      $174,894      7.36         151                      
  $ 50001 -  75000      169    $10,403,633      $854,318      8.21         572                      
  $ 75001 - 100000       68     $5,799,128      $607,067     10.47         233                      
  $100001 - 250000       85    $11,898,963    $1,812,184     15.23         277                      
  OVER $250,000          23    $10,371,017    $2,293,907     22.12          79                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,163     $53,137,027    $6,546,707     12.32        2,505                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -2.4           0.0                    1.2                     
  $     1  -  5000    13.3             0.8           0.0                    2.8                     
  $  5001 -  10000    10.0             1.6           0.5                    4.6                     
  $ 10001 -  15000     7.9             2.1           0.8                    4.6                     
  $ 15001 -  20000     8.2             3.1           1.3                    6.3                     
  $ 20001 -  25000     5.4             2.7           1.2                    5.0                     
  $ 25001 -  30000     5.1             3.0           1.6                    5.3                     
  $ 30001 -  35000     5.2             3.6           2.0                    5.9                     
  $ 35001 -  40000     5.2             4.3           2.3                    6.0                     
  $ 40001 -  45000     4.6             4.3           2.6                    5.9                     
  $ 45001 -  50000     4.3             4.5           2.7                    6.0                     
  $ 50001 -  75000    14.5            19.6          13.0                   22.8                     
  $ 75001 - 100000     5.8            10.9           9.3                    9.3                     
  $100001 - 250000     7.3            22.4          27.7                   11.1                     
  OVER $250,000        2.0            19.5          35.0                    3.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-92,951           $23                   2.14                     
  $     1  -  5000                  $2,887           $20                   0.45                     
  $  5001 -  10000                  $7,364          $256                   0.98                     
  $ 10001 -  15000                 $12,302          $548                   1.26                     
  $ 15001 -  20000                 $17,357          $895                   1.65                     
  $ 20001 -  25000                 $22,474        $1,259                   2.00                     
  $ 25001 -  30000                 $27,294        $1,784                   2.25                     
  $ 30001 -  35000                 $32,283        $2,197                   2.47                     
  $ 35001 -  40000                 $37,710        $2,532                   2.52                     
  $ 40001 -  45000                 $42,242        $3,101                   2.74                     
  $ 45001 -  50000                 $47,527        $3,498                   3.02                     
  $ 50001 -  75000                 $61,560        $5,055                   3.38                     
  $ 75001 - 100000                 $85,281        $8,927                   3.43                     
  $100001 - 250000                $139,988       $21,320                   3.26                     
  OVER $250,000                   $450,914       $99,735                   3.43                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,690        $5,629                   2.15                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MOAB UT                                                          
                        _________________________________________________                           
  UNDER $1               36      $-684,988          $147     -0.02          57                      
  $     1  -  5000      422     $1,163,291        $3,646      0.31         284                      
  $  5001 -  10000      466     $3,509,038       $59,544      1.70         581                      
  $ 10001 -  15000      462     $5,733,116      $206,706      3.61         751                      
  $ 15001 -  20000      359     $6,241,385      $338,451      5.42         614                      
  $ 20001 -  25000      305     $6,822,153      $428,609      6.28         585                      
  $ 25001 -  30000      225     $6,124,410      $417,923      6.82         480                      
  $ 30001 -  35000      186     $6,004,780      $441,164      7.35         427                      
  $ 35001 -  40000      171     $6,386,192      $545,564      8.54         388                      
  $ 40001 -  45000      130     $5,498,323      $485,460      8.83         344                      
  $ 45001 -  50000      119     $5,660,085      $540,801      9.55         315                      
  $ 50001 -  75000      337    $20,393,141    $2,100,430     10.30         988                      
  $ 75001 - 100000       95     $8,069,781    $1,085,131     13.45         271                      
  $100001 - 250000       82    $11,039,403    $1,947,650     17.64         228                      
  OVER $250,000          19     $8,067,031    $1,968,076     24.40          42                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,414    $100,027,141   $10,569,302     10.57        6,355                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -0.7           0.0                    0.9                     
  $     1  -  5000    12.4             1.2           0.0                    4.5                     
  $  5001 -  10000    13.6             3.5           0.6                    9.1                     
  $ 10001 -  15000    13.5             5.7           2.0                   11.8                     
  $ 15001 -  20000    10.5             6.2           3.2                    9.7                     
  $ 20001 -  25000     8.9             6.8           4.1                    9.2                     
  $ 25001 -  30000     6.6             6.1           4.0                    7.6                     
  $ 30001 -  35000     5.4             6.0           4.2                    6.7                     
  $ 35001 -  40000     5.0             6.4           5.2                    6.1                     
  $ 40001 -  45000     3.8             5.5           4.6                    5.4                     
  $ 45001 -  50000     3.5             5.7           5.1                    5.0                     
  $ 50001 -  75000     9.9            20.4          19.9                   15.5                     
  $ 75001 - 100000     2.8             8.1          10.3                    4.3                     
  $100001 - 250000     2.4            11.0          18.4                    3.6                     
  OVER $250,000        0.6             8.1          18.6                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,027            $4                   1.58                     
  $     1  -  5000                  $2,757            $9                   0.67                     
  $  5001 -  10000                  $7,530          $128                   1.25                     
  $ 10001 -  15000                 $12,409          $447                   1.63                     
  $ 15001 -  20000                 $17,385          $943                   1.71                     
  $ 20001 -  25000                 $22,368        $1,405                   1.92                     
  $ 25001 -  30000                 $27,220        $1,857                   2.13                     
  $ 30001 -  35000                 $32,284        $2,372                   2.30                     
  $ 35001 -  40000                 $37,346        $3,190                   2.27                     
  $ 40001 -  45000                 $42,295        $3,734                   2.65                     
  $ 45001 -  50000                 $47,564        $4,545                   2.65                     
  $ 50001 -  75000                 $60,514        $6,233                   2.93                     
  $ 75001 - 100000                 $84,945       $11,422                   2.85                     
  $100001 - 250000                $134,627       $23,752                   2.78                     
  OVER $250,000                   $424,581      $103,583                   2.21                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,299        $3,096                   1.86                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MONROE UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000         138       $-43,046          $854     -1.98          96                      
  $  5001 -  10000      111       $818,979       $12,822      1.57         157                      
  $ 10001 -  15000      107     $1,325,956       $42,850      3.23         183                      
  $ 15001 -  20000       93     $1,615,371       $52,475      3.25         222                      
  $ 20001 -  25000       74     $1,651,936       $68,608      4.15         199                      
  $ 25001 -  30000       62     $1,682,232       $95,161      5.66         160                      
  $ 30001 -  35000       60     $1,955,637      $106,791      5.46         181                      
  $ 35001 -  40000       59     $2,217,638      $119,007      5.37         200                      
  $ 40001 -  45000       45     $1,907,588      $145,672      7.64         139                      
  $ 45001 -  50000       43     $2,031,336      $140,876      6.94         161                      
  $ 50001 -  75000      130     $7,839,855      $700,056      8.93         434                      
  $ 75001 - 100000       41     $3,446,465      $388,978     11.29         151                      
  OVER $100,000          18     $2,596,773      $454,353     17.50          63                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                981     $29,046,720    $2,328,503      8.02        2,346                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.1            -0.1           0.0                    4.1                     
  $  5001 -  10000    11.3             2.8           0.6                    6.7                     
  $ 10001 -  15000    10.9             4.6           1.8                    7.8                     
  $ 15001 -  20000     9.5             5.6           2.3                    9.5                     
  $ 20001 -  25000     7.5             5.7           2.9                    8.5                     
  $ 25001 -  30000     6.3             5.8           4.1                    6.8                     
  $ 30001 -  35000     6.1             6.7           4.6                    7.7                     
  $ 35001 -  40000     6.0             7.6           5.1                    8.5                     
  $ 40001 -  45000     4.6             6.6           6.3                    5.9                     
  $ 45001 -  50000     4.4             7.0           6.1                    6.9                     
  $ 50001 -  75000    13.3            27.0          30.1                   18.5                     
  $ 75001 - 100000     4.2            11.9          16.7                    6.4                     
  OVER $100,000        1.8             8.9          19.5                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                      $-312            $6                   0.70                     
  $  5001 -  10000                  $7,378          $116                   1.41                     
  $ 10001 -  15000                 $12,392          $400                   1.71                     
  $ 15001 -  20000                 $17,370          $564                   2.39                     
  $ 20001 -  25000                 $22,323          $927                   2.69                     
  $ 25001 -  30000                 $27,133        $1,535                   2.58                     
  $ 30001 -  35000                 $32,594        $1,780                   3.02                     
  $ 35001 -  40000                 $37,587        $2,017                   3.39                     
  $ 40001 -  45000                 $42,391        $3,237                   3.09                     
  $ 45001 -  50000                 $47,240        $3,276                   3.74                     
  $ 50001 -  75000                 $60,307        $5,385                   3.34                     
  $ 75001 - 100000                 $84,060        $9,487                   3.68                     
  OVER $100,000                   $144,265       $25,242                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,609        $2,374                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MONTICELLO UT                                                    
                        _________________________________________________                           
  UNDER $1               17    $-1,151,600          $173     -0.02          38                      
  $     1  -  5000      116       $304,382          $782      0.26          50                      
  $  5001 -  10000      102       $762,085       $12,477      1.64         127                      
  $ 10001 -  15000       84     $1,047,571       $30,696      2.93         145                      
  $ 15001 -  20000       62     $1,089,241       $44,536      4.09         131                      
  $ 20001 -  25000       55     $1,218,640       $64,926      5.33         128                      
  $ 25001 -  30000       48     $1,297,105       $58,371      4.50         155                      
  $ 30001 -  35000       48     $1,548,621       $93,011      6.01         146                      
  $ 35001 -  40000       30     $1,130,450       $57,354      5.07         103                      
  $ 40001 -  45000       49     $2,084,869      $158,442      7.60         150                      
  $ 45001 -  50000       37     $1,751,843      $132,241      7.55         128                      
  $ 50001 -  75000      113     $6,861,624      $620,967      9.05         384                      
  $ 75001 - 100000       39     $3,324,950      $382,412     11.50         140                      
  OVER $100,000          24     $3,628,404      $567,838     15.65          93                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                824     $24,898,185    $2,224,226      8.93        1,918                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.1            -4.6           0.0                    2.0                     
  $     1  -  5000    14.1             1.2           0.0                    2.6                     
  $  5001 -  10000    12.4             3.1           0.6                    6.6                     
  $ 10001 -  15000    10.2             4.2           1.4                    7.6                     
  $ 15001 -  20000     7.5             4.4           2.0                    6.8                     
  $ 20001 -  25000     6.7             4.9           2.9                    6.7                     
  $ 25001 -  30000     5.8             5.2           2.6                    8.1                     
  $ 30001 -  35000     5.8             6.2           4.2                    7.6                     
  $ 35001 -  40000     3.6             4.5           2.6                    5.4                     
  $ 40001 -  45000     5.9             8.4           7.1                    7.8                     
  $ 45001 -  50000     4.5             7.0           5.9                    6.7                     
  $ 50001 -  75000    13.7            27.6          27.9                   20.0                     
  $ 75001 - 100000     4.7            13.4          17.2                    7.3                     
  OVER $100,000        2.9            14.6          25.5                    4.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-67,741           $10                   2.24                     
  $     1  -  5000                  $2,624            $7                   0.43                     
  $  5001 -  10000                  $7,471          $122                   1.25                     
  $ 10001 -  15000                 $12,471          $365                   1.73                     
  $ 15001 -  20000                 $17,568          $718                   2.11                     
  $ 20001 -  25000                 $22,157        $1,180                   2.33                     
  $ 25001 -  30000                 $27,023        $1,216                   3.23                     
  $ 30001 -  35000                 $32,263        $1,938                   3.04                     
  $ 35001 -  40000                 $37,682        $1,912                   3.43                     
  $ 40001 -  45000                 $42,548        $3,234                   3.06                     
  $ 45001 -  50000                 $47,347        $3,574                   3.46                     
  $ 50001 -  75000                 $60,722        $5,495                   3.40                     
  $ 75001 - 100000                 $85,255        $9,805                   3.59                     
  OVER $100,000                   $151,184       $23,660                   3.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,216        $2,699                   2.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MORGAN UT                                                        
                        _________________________________________________                           
  UNDER $1               19    $-2,258,057            $0      0.00          45                      
  $     1  -  5000      342       $914,720        $7,989      0.87          75                      
  $  5001 -  10000      208     $1,497,400       $57,145      3.82         100                      
  $ 10001 -  15000      167     $2,056,366       $90,454      4.40         208                      
  $ 15001 -  20000      174     $3,047,754      $159,926      5.25         286                      
  $ 20001 -  25000      142     $3,167,378      $209,104      6.60         255                      
  $ 25001 -  30000      115     $3,151,514      $218,455      6.93         242                      
  $ 30001 -  35000      132     $4,271,085      $270,335      6.33         337                      
  $ 35001 -  40000      133     $5,000,747      $336,866      6.74         379                      
  $ 40001 -  45000      131     $5,559,641      $415,322      7.47         377                      
  $ 45001 -  50000      105     $4,977,361      $381,239      7.66         333                      
  $ 50001 -  75000      454    $27,877,266    $2,232,910      8.01       1,756                      
  $ 75001 - 100000      182    $15,615,358    $1,726,603     11.06         673                      
  $100001 - 250000      142    $19,375,081    $3,139,800     16.21         541                      
  OVER $250,000          10     $6,396,437    $1,799,591     28.13          49                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,456    $100,650,051   $11,045,739     10.97        5,656                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -2.2           0.0                    0.8                     
  $     1  -  5000    13.9             0.9           0.1                    1.3                     
  $  5001 -  10000     8.5             1.5           0.5                    1.8                     
  $ 10001 -  15000     6.8             2.0           0.8                    3.7                     
  $ 15001 -  20000     7.1             3.0           1.4                    5.1                     
  $ 20001 -  25000     5.8             3.1           1.9                    4.5                     
  $ 25001 -  30000     4.7             3.1           2.0                    4.3                     
  $ 30001 -  35000     5.4             4.2           2.4                    6.0                     
  $ 35001 -  40000     5.4             5.0           3.0                    6.7                     
  $ 40001 -  45000     5.3             5.5           3.8                    6.7                     
  $ 45001 -  50000     4.3             4.9           3.5                    5.9                     
  $ 50001 -  75000    18.5            27.7          20.2                   31.0                     
  $ 75001 - 100000     7.4            15.5          15.6                   11.9                     
  $100001 - 250000     5.8            19.2          28.4                    9.6                     
  OVER $250,000        0.4             6.4          16.3                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-118845            $0                   2.37                     
  $     1  -  5000                  $2,675           $23                   0.22                     
  $  5001 -  10000                  $7,199          $275                   0.48                     
  $ 10001 -  15000                 $12,314          $542                   1.25                     
  $ 15001 -  20000                 $17,516          $919                   1.64                     
  $ 20001 -  25000                 $22,305        $1,473                   1.80                     
  $ 25001 -  30000                 $27,404        $1,900                   2.10                     
  $ 30001 -  35000                 $32,357        $2,048                   2.55                     
  $ 35001 -  40000                 $37,600        $2,533                   2.85                     
  $ 40001 -  45000                 $42,440        $3,170                   2.88                     
  $ 45001 -  50000                 $47,403        $3,631                   3.17                     
  $ 50001 -  75000                 $61,404        $4,918                   3.87                     
  $ 75001 - 100000                 $85,799        $9,487                   3.70                     
  $100001 - 250000                $136,444       $22,111                   3.81                     
  OVER $250,000                   $639,644      $179,959                   4.90                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,981        $4,497                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MOUNT PLEASANT UT                                                
                        _________________________________________________                           
  UNDER $1               20      $-890,085            $1     -0.00          47                      
  $     1  -  5000      147       $420,591        $1,712      0.41         114                      
  $  5001 -  10000      136     $1,036,425       $19,469      1.88         210                      
  $ 10001 -  15000      142     $1,763,350       $53,145      3.01         295                      
  $ 15001 -  20000      100     $1,712,481       $71,738      4.19         225                      
  $ 20001 -  25000       86     $1,937,502       $90,331      4.66         223                      
  $ 25001 -  30000       77     $2,118,004      $130,954      6.18         182                      
  $ 30001 -  35000       78     $2,532,234      $114,117      4.51         265                      
  $ 35001 -  40000       60     $2,243,069      $119,494      5.33         206                      
  $ 40001 -  45000       50     $2,117,465      $135,308      6.39         184                      
  $ 45001 -  50000       46     $2,198,928      $159,821      7.27         156                      
  $ 50001 -  75000      139     $8,406,918      $687,707      8.18         532                      
  $ 75001 - 100000       33     $2,825,404      $321,215     11.37         124                      
  OVER $100,000          24     $4,696,058      $921,456     19.62          83                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,138     $33,118,344    $2,826,468      8.53        2,846                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -2.7           0.0                    1.7                     
  $     1  -  5000    12.9             1.3           0.1                    4.0                     
  $  5001 -  10000    12.0             3.1           0.7                    7.4                     
  $ 10001 -  15000    12.5             5.3           1.9                   10.4                     
  $ 15001 -  20000     8.8             5.2           2.5                    7.9                     
  $ 20001 -  25000     7.6             5.9           3.2                    7.8                     
  $ 25001 -  30000     6.8             6.4           4.6                    6.4                     
  $ 30001 -  35000     6.9             7.6           4.0                    9.3                     
  $ 35001 -  40000     5.3             6.8           4.2                    7.2                     
  $ 40001 -  45000     4.4             6.4           4.8                    6.5                     
  $ 45001 -  50000     4.0             6.6           5.7                    5.5                     
  $ 50001 -  75000    12.2            25.4          24.3                   18.7                     
  $ 75001 - 100000     2.9             8.5          11.4                    4.4                     
  OVER $100,000        2.1            14.2          32.6                    2.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,504            $0                   2.35                     
  $     1  -  5000                  $2,861           $12                   0.78                     
  $  5001 -  10000                  $7,621          $143                   1.54                     
  $ 10001 -  15000                 $12,418          $374                   2.08                     
  $ 15001 -  20000                 $17,125          $717                   2.25                     
  $ 20001 -  25000                 $22,529        $1,050                   2.59                     
  $ 25001 -  30000                 $27,507        $1,701                   2.36                     
  $ 30001 -  35000                 $32,465        $1,463                   3.40                     
  $ 35001 -  40000                 $37,384        $1,992                   3.43                     
  $ 40001 -  45000                 $42,349        $2,706                   3.68                     
  $ 45001 -  50000                 $47,803        $3,474                   3.39                     
  $ 50001 -  75000                 $60,481        $4,948                   3.83                     
  $ 75001 - 100000                 $85,618        $9,734                   3.76                     
  OVER $100,000                   $195,669       $38,394                   3.46                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,102        $2,484                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   MURRAY UT                                                        
                        _________________________________________________                           
  UNDER $1               89    $-3,838,324        $5,111     -0.13         133                      
  $     1  -  5000    1,604     $4,362,662       $41,941      0.96         772                      
  $  5001 -  10000    1,511    $11,386,676      $293,629      2.58       1,472                      
  $ 10001 -  15000    1,467    $18,287,028      $751,108      4.11       2,044                      
  $ 15001 -  20000    1,639    $28,560,943    $1,591,975      5.57       2,559                      
  $ 20001 -  25000    1,494    $33,457,905    $2,246,949      6.72       2,522                      
  $ 25001 -  30000    1,229    $33,766,631    $2,590,903      7.67       2,217                      
  $ 30001 -  35000    1,097    $35,489,338    $2,875,736      8.10       2,120                      
  $ 35001 -  40000      950    $35,612,989    $3,008,975      8.45       2,037                      
  $ 40001 -  45000      783    $33,170,901    $2,959,138      8.92       1,805                      
  $ 45001 -  50000      700    $33,178,300    $3,098,439      9.34       1,699                      
  $ 50001 -  75000    2,169   $132,236,621   $13,221,300     10.00       6,128                      
  $ 75001 - 100000    1,023    $87,476,064   $10,602,639     12.12       3,392                      
  $100001 - 250000      775   $104,654,073   $17,424,172     16.65       2,535                      
  OVER $250,000         115    $57,484,214   $14,664,487     25.51         402                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             16,645    $645,286,021   $75,376,502     11.68       31,837                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.6           0.0                    0.4                     
  $     1  -  5000     9.6             0.7           0.1                    2.4                     
  $  5001 -  10000     9.1             1.8           0.4                    4.6                     
  $ 10001 -  15000     8.8             2.8           1.0                    6.4                     
  $ 15001 -  20000     9.8             4.4           2.1                    8.0                     
  $ 20001 -  25000     9.0             5.2           3.0                    7.9                     
  $ 25001 -  30000     7.4             5.2           3.4                    7.0                     
  $ 30001 -  35000     6.6             5.5           3.8                    6.7                     
  $ 35001 -  40000     5.7             5.5           4.0                    6.4                     
  $ 40001 -  45000     4.7             5.1           3.9                    5.7                     
  $ 45001 -  50000     4.2             5.1           4.1                    5.3                     
  $ 50001 -  75000    13.0            20.5          17.5                   19.2                     
  $ 75001 - 100000     6.1            13.6          14.1                   10.7                     
  $100001 - 250000     4.7            16.2          23.1                    8.0                     
  OVER $250,000        0.7             8.9          19.5                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,127           $57                   1.49                     
  $     1  -  5000                  $2,720           $26                   0.48                     
  $  5001 -  10000                  $7,536          $194                   0.97                     
  $ 10001 -  15000                 $12,466          $512                   1.39                     
  $ 15001 -  20000                 $17,426          $971                   1.56                     
  $ 20001 -  25000                 $22,395        $1,504                   1.69                     
  $ 25001 -  30000                 $27,475        $2,108                   1.80                     
  $ 30001 -  35000                 $32,351        $2,621                   1.93                     
  $ 35001 -  40000                 $37,487        $3,167                   2.14                     
  $ 40001 -  45000                 $42,364        $3,779                   2.31                     
  $ 45001 -  50000                 $47,398        $4,426                   2.43                     
  $ 50001 -  75000                 $60,967        $6,096                   2.83                     
  $ 75001 - 100000                 $85,509       $10,364                   3.32                     
  $100001 - 250000                $135,038       $22,483                   3.27                     
  OVER $250,000                   $499,863      $127,517                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,768        $4,528                   1.91                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   NEPHI UT                                                         
                        _________________________________________________                           
  UNDER $1               12      $-674,679            $0      0.00          27                      
  $     1  -  5000      269       $743,258        $5,888      0.79         114                      
  $  5001 -  10000      222     $1,648,403       $42,304      2.57         217                      
  $ 10001 -  15000      154     $1,947,710       $70,709      3.63         243                      
  $ 15001 -  20000      142     $2,489,702      $113,779      4.57         285                      
  $ 20001 -  25000      143     $3,192,415      $172,885      5.42         315                      
  $ 25001 -  30000      103     $2,837,642      $137,984      4.86         324                      
  $ 30001 -  35000      127     $4,110,684      $223,360      5.43         379                      
  $ 35001 -  40000      104     $3,906,561      $214,067      5.48         351                      
  $ 40001 -  45000       93     $3,971,134      $239,215      6.02         346                      
  $ 45001 -  50000       94     $4,466,176      $287,918      6.45         359                      
  $ 50001 -  75000      301    $18,133,765    $1,471,452      8.11       1,109                      
  $ 75001 - 100000       70     $5,820,775      $586,654     10.08         277                      
  OVER $100,000          43     $7,573,184    $1,503,509     19.85         179                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,877     $60,166,730    $5,069,724      8.43        4,525                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -1.1           0.0                    0.6                     
  $     1  -  5000    14.3             1.2           0.1                    2.5                     
  $  5001 -  10000    11.8             2.7           0.8                    4.8                     
  $ 10001 -  15000     8.2             3.2           1.4                    5.4                     
  $ 15001 -  20000     7.6             4.1           2.2                    6.3                     
  $ 20001 -  25000     7.6             5.3           3.4                    7.0                     
  $ 25001 -  30000     5.5             4.7           2.7                    7.2                     
  $ 30001 -  35000     6.8             6.8           4.4                    8.4                     
  $ 35001 -  40000     5.5             6.5           4.2                    7.8                     
  $ 40001 -  45000     5.0             6.6           4.7                    7.6                     
  $ 45001 -  50000     5.0             7.4           5.7                    7.9                     
  $ 50001 -  75000    16.0            30.1          29.0                   24.5                     
  $ 75001 - 100000     3.7             9.7          11.6                    6.1                     
  OVER $100,000        2.3            12.6          29.7                    4.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-56,223            $0                   2.25                     
  $     1  -  5000                  $2,763           $22                   0.42                     
  $  5001 -  10000                  $7,425          $191                   0.98                     
  $ 10001 -  15000                 $12,647          $459                   1.58                     
  $ 15001 -  20000                 $17,533          $801                   2.01                     
  $ 20001 -  25000                 $22,325        $1,209                   2.20                     
  $ 25001 -  30000                 $27,550        $1,340                   3.15                     
  $ 30001 -  35000                 $32,368        $1,759                   2.98                     
  $ 35001 -  40000                 $37,563        $2,058                   3.38                     
  $ 40001 -  45000                 $42,700        $2,572                   3.72                     
  $ 45001 -  50000                 $47,513        $3,063                   3.82                     
  $ 50001 -  75000                 $60,245        $4,889                   3.68                     
  $ 75001 - 100000                 $83,154        $8,381                   3.96                     
  OVER $100,000                   $176,121       $34,965                   4.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,055        $2,701                   2.41                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   NORTH LOGAN UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         244       $291,748        $6,513      2.23          79                      
  $  5001 -  10000      205     $1,529,958       $55,165      3.61         150                      
  $ 10001 -  15000      133     $1,679,272       $78,245      4.66         173                      
  $ 15001 -  20000       97     $1,696,371       $86,389      5.09         156                      
  $ 20001 -  25000       84     $1,874,268       $95,651      5.10         169                      
  $ 25001 -  30000       85     $2,353,462      $123,022      5.23         215                      
  $ 30001 -  35000       63     $2,059,803      $115,576      5.61         176                      
  $ 35001 -  40000       61     $2,288,323      $105,160      4.60         226                      
  $ 40001 -  45000       73     $3,109,861      $162,993      5.24         276                      
  $ 45001 -  50000       74     $3,510,029      $220,415      6.28         273                      
  $ 50001 -  75000      278    $17,379,075    $1,276,960      7.35       1,115                      
  $ 75001 - 100000      142    $12,144,932    $1,271,517     10.47         554                      
  $100001 - 250000      127    $17,088,123    $2,740,703     16.04         479                      
  OVER $250,000          11     $6,466,757    $1,619,533     25.04          55                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,677     $73,471,982    $7,957,842     10.83        4,096                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.5             0.4           0.1                    1.9                     
  $  5001 -  10000    12.2             2.1           0.7                    3.7                     
  $ 10001 -  15000     7.9             2.3           1.0                    4.2                     
  $ 15001 -  20000     5.8             2.3           1.1                    3.8                     
  $ 20001 -  25000     5.0             2.6           1.2                    4.1                     
  $ 25001 -  30000     5.1             3.2           1.5                    5.2                     
  $ 30001 -  35000     3.8             2.8           1.5                    4.3                     
  $ 35001 -  40000     3.6             3.1           1.3                    5.5                     
  $ 40001 -  45000     4.4             4.2           2.0                    6.7                     
  $ 45001 -  50000     4.4             4.8           2.8                    6.7                     
  $ 50001 -  75000    16.6            23.7          16.0                   27.2                     
  $ 75001 - 100000     8.5            16.5          16.0                   13.5                     
  $100001 - 250000     7.6            23.3          34.4                   11.7                     
  OVER $250,000        0.7             8.8          20.4                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,196           $27                   0.32                     
  $  5001 -  10000                  $7,463          $269                   0.73                     
  $ 10001 -  15000                 $12,626          $588                   1.30                     
  $ 15001 -  20000                 $17,488          $891                   1.61                     
  $ 20001 -  25000                 $22,313        $1,139                   2.01                     
  $ 25001 -  30000                 $27,688        $1,447                   2.53                     
  $ 30001 -  35000                 $32,695        $1,835                   2.79                     
  $ 35001 -  40000                 $37,513        $1,724                   3.70                     
  $ 40001 -  45000                 $42,601        $2,233                   3.78                     
  $ 45001 -  50000                 $47,433        $2,979                   3.69                     
  $ 50001 -  75000                 $62,515        $4,593                   4.01                     
  $ 75001 - 100000                 $85,528        $8,954                   3.90                     
  $100001 - 250000                $134,552       $21,580                   3.77                     
  OVER $250,000                   $587,887      $147,230                   5.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,812        $4,745                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   NORTH OGDEN UT                                                   
                        _________________________________________________                           
  UNDER $1               13      $-143,983           $22     -0.02          31                      
  $     1  -  5000      299       $758,190        $7,097      0.94          60                      
  $  5001 -  10000      162     $1,189,691       $36,121      3.04         141                      
  $ 10001 -  15000       97     $1,236,827       $62,258      5.03         133                      
  $ 15001 -  20000      109     $1,909,932       $94,300      4.94         183                      
  $ 20001 -  25000       91     $2,049,201      $112,338      5.48         193                      
  $ 25001 -  30000       95     $2,612,910      $164,181      6.28         224                      
  $ 30001 -  35000       60     $1,972,362      $125,182      6.35         151                      
  $ 35001 -  40000       67     $2,512,980      $166,795      6.64         185                      
  $ 40001 -  45000       86     $3,672,070      $243,659      6.64         264                      
  $ 45001 -  50000       67     $3,167,147      $234,078      7.39         211                      
  $ 50001 -  75000      371    $22,862,405    $1,755,686      7.68       1,402                      
  $ 75001 - 100000      195    $16,679,790    $1,793,007     10.75         747                      
  OVER $100,000         104    $15,306,064    $2,509,502     16.40         411                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,816     $75,785,586    $7,304,226      9.64        4,336                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.2           0.0                    0.7                     
  $     1  -  5000    16.5             1.0           0.1                    1.4                     
  $  5001 -  10000     8.9             1.6           0.5                    3.3                     
  $ 10001 -  15000     5.3             1.6           0.9                    3.1                     
  $ 15001 -  20000     6.0             2.5           1.3                    4.2                     
  $ 20001 -  25000     5.0             2.7           1.5                    4.5                     
  $ 25001 -  30000     5.2             3.4           2.2                    5.2                     
  $ 30001 -  35000     3.3             2.6           1.7                    3.5                     
  $ 35001 -  40000     3.7             3.3           2.3                    4.3                     
  $ 40001 -  45000     4.7             4.8           3.3                    6.1                     
  $ 45001 -  50000     3.7             4.2           3.2                    4.9                     
  $ 50001 -  75000    20.4            30.2          24.0                   32.3                     
  $ 75001 - 100000    10.7            22.0          24.5                   17.2                     
  OVER $100,000        5.7            20.2          34.4                    9.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-11,076            $2                   2.38                     
  $     1  -  5000                  $2,536           $24                   0.20                     
  $  5001 -  10000                  $7,344          $223                   0.87                     
  $ 10001 -  15000                 $12,751          $642                   1.37                     
  $ 15001 -  20000                 $17,522          $865                   1.68                     
  $ 20001 -  25000                 $22,519        $1,234                   2.12                     
  $ 25001 -  30000                 $27,504        $1,728                   2.36                     
  $ 30001 -  35000                 $32,873        $2,086                   2.52                     
  $ 35001 -  40000                 $37,507        $2,489                   2.76                     
  $ 40001 -  45000                 $42,698        $2,833                   3.07                     
  $ 45001 -  50000                 $47,271        $3,494                   3.15                     
  $ 50001 -  75000                 $61,624        $4,732                   3.78                     
  $ 75001 - 100000                 $85,537        $9,195                   3.83                     
  OVER $100,000                   $147,174       $24,130                   3.95                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,732        $4,022                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   NORTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $1               28      $-534,783           $15     -0.00          50                      
  $     1  -  5000      430     $1,118,825       $13,346      1.19         149                      
  $  5001 -  10000      353     $2,603,693       $77,324      2.97         299                      
  $ 10001 -  15000      294     $3,694,840      $166,469      4.51         410                      
  $ 15001 -  20000      289     $5,058,475      $271,347      5.36         472                      
  $ 20001 -  25000      286     $6,452,599      $437,506      6.78         515                      
  $ 25001 -  30000      242     $6,674,938      $504,032      7.55         463                      
  $ 30001 -  35000      212     $6,898,771      $534,460      7.75         452                      
  $ 35001 -  40000      166     $6,207,847      $545,318      8.78         343                      
  $ 40001 -  45000      140     $5,953,169      $521,585      8.76         341                      
  $ 45001 -  50000      145     $6,888,608      $604,339      8.77         397                      
  $ 50001 -  75000      453    $27,907,692    $2,543,914      9.12       1,464                      
  $ 75001 - 100000      285    $24,519,695    $2,704,101     11.03         978                      
  $100001 - 250000      314    $45,613,192    $7,225,332     15.84       1,157                      
  OVER $250,000          73    $44,636,022   $12,505,192     28.02         247                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,710    $193,693,583   $28,654,280     14.79        7,737                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.3           0.0                    0.6                     
  $     1  -  5000    11.6             0.6           0.0                    1.9                     
  $  5001 -  10000     9.5             1.3           0.3                    3.9                     
  $ 10001 -  15000     7.9             1.9           0.6                    5.3                     
  $ 15001 -  20000     7.8             2.6           0.9                    6.1                     
  $ 20001 -  25000     7.7             3.3           1.5                    6.7                     
  $ 25001 -  30000     6.5             3.4           1.8                    6.0                     
  $ 30001 -  35000     5.7             3.6           1.9                    5.8                     
  $ 35001 -  40000     4.5             3.2           1.9                    4.4                     
  $ 40001 -  45000     3.8             3.1           1.8                    4.4                     
  $ 45001 -  50000     3.9             3.6           2.1                    5.1                     
  $ 50001 -  75000    12.2            14.4           8.9                   18.9                     
  $ 75001 - 100000     7.7            12.7           9.4                   12.6                     
  $100001 - 250000     8.5            23.5          25.2                   15.0                     
  OVER $250,000        2.0            23.0          43.6                    3.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,099            $1                   1.79                     
  $     1  -  5000                  $2,602           $31                   0.35                     
  $  5001 -  10000                  $7,376          $219                   0.85                     
  $ 10001 -  15000                 $12,567          $566                   1.39                     
  $ 15001 -  20000                 $17,503          $939                   1.63                     
  $ 20001 -  25000                 $22,562        $1,530                   1.80                     
  $ 25001 -  30000                 $27,582        $2,083                   1.91                     
  $ 30001 -  35000                 $32,541        $2,521                   2.13                     
  $ 35001 -  40000                 $37,397        $3,285                   2.07                     
  $ 40001 -  45000                 $42,523        $3,726                   2.44                     
  $ 45001 -  50000                 $47,508        $4,168                   2.74                     
  $ 50001 -  75000                 $61,606        $5,616                   3.23                     
  $ 75001 - 100000                 $86,034        $9,488                   3.43                     
  $100001 - 250000                $145,265       $23,011                   3.68                     
  OVER $250,000                   $611,452      $171,304                   3.38                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,209        $7,724                   2.09                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   OGDEN UT                                                         
                        _________________________________________________                           
  UNDER $1              277    $-5,073,621       $30,794     -0.61         467                      
  $     1  -  5000    5,338    $14,370,566       $91,657      0.64       3,667                      
  $  5001 -  10000    5,593    $41,853,090      $945,102      2.26       6,496                      
  $ 10001 -  15000    5,403    $67,510,554    $2,537,344      3.76       8,407                      
  $ 15001 -  20000    5,147    $90,046,133    $4,486,306      4.98       9,249                      
  $ 20001 -  25000    4,404    $98,606,783    $5,761,741      5.84       8,903                      
  $ 25001 -  30000    3,856   $105,912,485    $7,203,559      6.80       8,166                      
  $ 30001 -  35000    3,259   $105,795,078    $7,666,185      7.25       7,500                      
  $ 35001 -  40000    2,797   $104,745,543    $8,268,912      7.89       6,786                      
  $ 40001 -  45000    2,491   $105,750,720    $8,869,677      8.39       6,565                      
  $ 45001 -  50000    2,129   $101,035,025    $9,057,982      8.97       5,717                      
  $ 50001 -  75000    7,089   $432,563,844   $41,732,711      9.65      21,376                      
  $ 75001 - 100000    3,145   $268,805,363   $33,306,492     12.39       9,848                      
  $100001 - 250000    2,226   $301,286,476   $50,337,142     16.71       6,837                      
  OVER $250,000         354   $223,935,298   $60,658,466     27.09       1,082                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             53,508  $2,057,143,337  $240,954,070     11.71      111,066                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.2           0.0                    0.4                     
  $     1  -  5000    10.0             0.7           0.0                    3.3                     
  $  5001 -  10000    10.5             2.0           0.4                    5.8                     
  $ 10001 -  15000    10.1             3.3           1.1                    7.6                     
  $ 15001 -  20000     9.6             4.4           1.9                    8.3                     
  $ 20001 -  25000     8.2             4.8           2.4                    8.0                     
  $ 25001 -  30000     7.2             5.1           3.0                    7.4                     
  $ 30001 -  35000     6.1             5.1           3.2                    6.8                     
  $ 35001 -  40000     5.2             5.1           3.4                    6.1                     
  $ 40001 -  45000     4.7             5.1           3.7                    5.9                     
  $ 45001 -  50000     4.0             4.9           3.8                    5.1                     
  $ 50001 -  75000    13.2            21.0          17.3                   19.2                     
  $ 75001 - 100000     5.9            13.1          13.8                    8.9                     
  $100001 - 250000     4.2            14.6          20.9                    6.2                     
  OVER $250,000        0.7            10.9          25.2                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,316          $111                   1.69                     
  $     1  -  5000                  $2,692           $17                   0.69                     
  $  5001 -  10000                  $7,483          $169                   1.16                     
  $ 10001 -  15000                 $12,495          $470                   1.56                     
  $ 15001 -  20000                 $17,495          $872                   1.80                     
  $ 20001 -  25000                 $22,390        $1,308                   2.02                     
  $ 25001 -  30000                 $27,467        $1,868                   2.12                     
  $ 30001 -  35000                 $32,462        $2,352                   2.30                     
  $ 35001 -  40000                 $37,449        $2,956                   2.43                     
  $ 40001 -  45000                 $42,453        $3,561                   2.64                     
  $ 45001 -  50000                 $47,457        $4,255                   2.69                     
  $ 50001 -  75000                 $61,019        $5,887                   3.02                     
  $ 75001 - 100000                 $85,471       $10,590                   3.13                     
  $100001 - 250000                $135,349       $22,613                   3.07                     
  OVER $250,000                   $632,586      $171,352                   3.06                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,446        $4,503                   2.08                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   OREM UT                                                          
                        _________________________________________________                           
  UNDER $1              185    $-9,677,975       $20,587     -0.21         386                      
  $     1  -  5000    4,289    $11,301,164       $94,487      0.84       1,784                      
  $  5001 -  10000    3,823    $28,279,216      $760,133      2.69       3,695                      
  $ 10001 -  15000    3,226    $40,196,284    $1,549,468      3.85       4,953                      
  $ 15001 -  20000    2,728    $47,743,139    $2,233,497      4.68       5,159                      
  $ 20001 -  25000    2,285    $51,245,868    $2,670,084      5.21       5,034                      
  $ 25001 -  30000    1,954    $53,629,709    $3,074,862      5.73       4,744                      
  $ 30001 -  35000    1,719    $55,762,760    $3,424,162      6.14       4,511                      
  $ 35001 -  40000    1,539    $57,635,678    $3,597,665      6.24       4,571                      
  $ 40001 -  45000    1,360    $57,723,206    $4,024,580      6.97       4,101                      
  $ 45001 -  50000    1,131    $53,705,811    $3,920,319      7.30       3,672                      
  $ 50001 -  75000    3,946   $241,026,334   $19,069,918      7.91      14,443                      
  $ 75001 - 100000    1,870   $160,496,512   $16,554,528     10.31       7,326                      
  $100001 - 250000    1,590   $219,406,454   $33,090,963     15.08       6,692                      
  OVER $250,000         250   $139,818,118   $36,352,064     26.00       1,131                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             31,895  $1,208,292,278  $130,437,317     10.80       72,202                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.8           0.0                    0.5                     
  $     1  -  5000    13.4             0.9           0.1                    2.5                     
  $  5001 -  10000    12.0             2.3           0.6                    5.1                     
  $ 10001 -  15000    10.1             3.3           1.2                    6.9                     
  $ 15001 -  20000     8.6             4.0           1.7                    7.1                     
  $ 20001 -  25000     7.2             4.2           2.0                    7.0                     
  $ 25001 -  30000     6.1             4.4           2.4                    6.6                     
  $ 30001 -  35000     5.4             4.6           2.6                    6.2                     
  $ 35001 -  40000     4.8             4.8           2.8                    6.3                     
  $ 40001 -  45000     4.3             4.8           3.1                    5.7                     
  $ 45001 -  50000     3.5             4.4           3.0                    5.1                     
  $ 50001 -  75000    12.4            19.9          14.6                   20.0                     
  $ 75001 - 100000     5.9            13.3          12.7                   10.1                     
  $100001 - 250000     5.0            18.2          25.4                    9.3                     
  OVER $250,000        0.8            11.6          27.9                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-52,313          $111                   2.09                     
  $     1  -  5000                  $2,635           $22                   0.42                     
  $  5001 -  10000                  $7,397          $199                   0.97                     
  $ 10001 -  15000                 $12,460          $480                   1.54                     
  $ 15001 -  20000                 $17,501          $819                   1.89                     
  $ 20001 -  25000                 $22,427        $1,169                   2.20                     
  $ 25001 -  30000                 $27,446        $1,574                   2.43                     
  $ 30001 -  35000                 $32,439        $1,992                   2.62                     
  $ 35001 -  40000                 $37,450        $2,338                   2.97                     
  $ 40001 -  45000                 $42,444        $2,959                   3.02                     
  $ 45001 -  50000                 $47,485        $3,466                   3.25                     
  $ 50001 -  75000                 $61,081        $4,833                   3.66                     
  $ 75001 - 100000                 $85,827        $8,853                   3.92                     
  $100001 - 250000                $137,991       $20,812                   4.21                     
  OVER $250,000                   $559,272      $145,408                   4.52                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,883        $4,090                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   OTHER TOWNS                                                      
                        _________________________________________________                           
  UNDER $1              612   $-21,457,390       $18,552     -0.09       1,373                      
  $     1  -  5000    5,782    $15,629,610       $89,060      0.57       3,287                      
  $  5001 -  10000    5,140    $38,223,312      $859,929      2.25       6,176                      
  $ 10001 -  15000    4,465    $55,431,736    $1,862,960      3.36       8,149                      
  $ 15001 -  20000    3,892    $67,702,479    $2,950,786      4.36       8,235                      
  $ 20001 -  25000    3,297    $74,056,359    $3,767,356      5.09       7,926                      
  $ 25001 -  30000    2,923    $80,249,807    $4,383,520      5.46       8,160                      
  $ 30001 -  35000    2,619    $85,094,683    $5,016,503      5.90       7,916                      
  $ 35001 -  40000    2,414    $90,452,902    $5,733,573      6.34       7,686                      
  $ 40001 -  45000    2,191    $93,020,402    $6,210,695      6.68       7,456                      
  $ 45001 -  50000    1,930    $91,527,828    $6,599,153      7.21       6,597                      
  $ 50001 -  75000    6,641   $402,205,189   $34,284,814      8.52      23,966                      
  $ 75001 - 100000    2,338   $199,159,037   $22,981,529     11.54       8,435                      
  $100001 - 250000    1,316   $175,887,360   $28,628,614     16.28       4,470                      
  OVER $250,000         163   $125,901,097   $33,855,987     26.89         596                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             45,723  $1,573,084,411  $157,243,031     10.00      110,428                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.4           0.0                    1.2                     
  $     1  -  5000    12.6             1.0           0.1                    3.0                     
  $  5001 -  10000    11.2             2.4           0.5                    5.6                     
  $ 10001 -  15000     9.8             3.5           1.2                    7.4                     
  $ 15001 -  20000     8.5             4.3           1.9                    7.5                     
  $ 20001 -  25000     7.2             4.7           2.4                    7.2                     
  $ 25001 -  30000     6.4             5.1           2.8                    7.4                     
  $ 30001 -  35000     5.7             5.4           3.2                    7.2                     
  $ 35001 -  40000     5.3             5.8           3.6                    7.0                     
  $ 40001 -  45000     4.8             5.9           3.9                    6.8                     
  $ 45001 -  50000     4.2             5.8           4.2                    6.0                     
  $ 50001 -  75000    14.5            25.6          21.8                   21.7                     
  $ 75001 - 100000     5.1            12.7          14.6                    7.6                     
  $100001 - 250000     2.9            11.2          18.2                    4.0                     
  OVER $250,000        0.4             8.0          21.5                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-35,061           $30                   2.24                     
  $     1  -  5000                  $2,703           $15                   0.57                     
  $  5001 -  10000                  $7,436          $167                   1.20                     
  $ 10001 -  15000                 $12,415          $417                   1.83                     
  $ 15001 -  20000                 $17,395          $758                   2.12                     
  $ 20001 -  25000                 $22,462        $1,143                   2.40                     
  $ 25001 -  30000                 $27,455        $1,500                   2.79                     
  $ 30001 -  35000                 $32,491        $1,915                   3.02                     
  $ 35001 -  40000                 $37,470        $2,375                   3.18                     
  $ 40001 -  45000                 $42,456        $2,835                   3.40                     
  $ 45001 -  50000                 $47,424        $3,419                   3.42                     
  $ 50001 -  75000                 $60,564        $5,163                   3.61                     
  $ 75001 - 100000                 $85,184        $9,830                   3.61                     
  $100001 - 250000                $133,653       $21,754                   3.40                     
  OVER $250,000                   $772,399      $207,705                   3.66                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,405        $3,439                   2.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PANGIUTCH UT                                                     
                        _________________________________________________                           
  UNDER $1               11      $-204,641           $12     -0.01          16                      
  $     1  -  5000      135       $361,515          $948      0.26          56                      
  $  5001 -  10000      116       $871,705       $18,349      2.10         148                      
  $ 10001 -  15000       97     $1,204,393       $35,118      2.92         172                      
  $ 15001 -  20000       87     $1,513,104       $64,413      4.26         180                      
  $ 20001 -  25000       58     $1,278,784       $64,390      5.04         134                      
  $ 25001 -  30000       47     $1,277,812       $63,884      5.00         131                      
  $ 30001 -  35000       48     $1,570,716       $95,159      6.06         142                      
  $ 35001 -  40000       44     $1,630,178       $98,558      6.05         141                      
  $ 40001 -  45000       40     $1,690,197      $114,938      6.80         133                      
  $ 45001 -  50000       23     $1,094,607       $90,949      8.31          70                      
  $ 50001 -  75000       78     $4,761,990      $405,956      8.52         272                      
  $ 75001 - 100000       22     $1,875,123      $204,187     10.89          90                      
  $100001 - 250000       12     $1,613,798      $256,283     15.88          48                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                818     $20,539,281    $1,513,144      7.37        1,733                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    0.9                     
  $     1  -  5000    16.5             1.8           0.1                    3.2                     
  $  5001 -  10000    14.2             4.2           1.2                    8.5                     
  $ 10001 -  15000    11.9             5.9           2.3                    9.9                     
  $ 15001 -  20000    10.6             7.4           4.3                   10.4                     
  $ 20001 -  25000     7.1             6.2           4.3                    7.7                     
  $ 25001 -  30000     5.7             6.2           4.2                    7.6                     
  $ 30001 -  35000     5.9             7.6           6.3                    8.2                     
  $ 35001 -  40000     5.4             7.9           6.5                    8.1                     
  $ 40001 -  45000     4.9             8.2           7.6                    7.7                     
  $ 45001 -  50000     2.8             5.3           6.0                    4.0                     
  $ 50001 -  75000     9.5            23.2          26.8                   15.7                     
  $ 75001 - 100000     2.7             9.1          13.5                    5.2                     
  $100001 - 250000     1.5             7.9          16.9                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-18,604            $1                   1.45                     
  $     1  -  5000                  $2,678            $7                   0.41                     
  $  5001 -  10000                  $7,515          $158                   1.28                     
  $ 10001 -  15000                 $12,416          $362                   1.77                     
  $ 15001 -  20000                 $17,392          $740                   2.07                     
  $ 20001 -  25000                 $22,048        $1,110                   2.31                     
  $ 25001 -  30000                 $27,187        $1,359                   2.79                     
  $ 30001 -  35000                 $32,723        $1,982                   2.96                     
  $ 35001 -  40000                 $37,050        $2,240                   3.20                     
  $ 40001 -  45000                 $42,255        $2,873                   3.33                     
  $ 45001 -  50000                 $47,592        $3,954                   3.04                     
  $ 50001 -  75000                 $61,051        $5,205                   3.49                     
  $ 75001 - 100000                 $85,233        $9,281                   4.09                     
  $100001 - 250000                $134,483       $21,357                   4.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,109        $1,850                   2.12                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PARK CITY UT                                                     
                        _________________________________________________                           
  UNDER $1              121    $-8,174,411        $7,268     -0.09         158                      
  $     1  -  5000    1,048     $2,604,867       $71,427      2.74         361                      
  $  5001 -  10000      776     $5,681,284      $233,050      4.10         640                      
  $ 10001 -  15000      666     $8,331,012      $434,846      5.22         787                      
  $ 15001 -  20000      580    $10,160,645      $643,447      6.33         825                      
  $ 20001 -  25000      591    $13,336,671    $1,008,856      7.56         880                      
  $ 25001 -  30000      482    $13,238,112    $1,104,514      8.34         744                      
  $ 30001 -  35000      382    $12,388,634    $1,088,277      8.78         595                      
  $ 35001 -  40000      321    $11,997,235    $1,120,176      9.34         575                      
  $ 40001 -  45000      289    $12,262,559    $1,152,868      9.40         549                      
  $ 45001 -  50000      245    $11,614,474    $1,116,034      9.61         496                      
  $ 50001 -  75000      966    $59,543,624    $6,156,603     10.34       2,255                      
  $ 75001 - 100000      832    $72,015,669    $8,773,986     12.18       2,261                      
  $100001 - 250000    1,609   $246,362,888   $41,993,809     17.05       4,828                      
  OVER $250,000         472   $404,259,230  $125,978,174     31.16       1,361                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,380    $875,622,493  $190,883,335     21.80       17,315                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -0.9           0.0                    0.9                     
  $     1  -  5000    11.2             0.3           0.0                    2.1                     
  $  5001 -  10000     8.3             0.6           0.1                    3.7                     
  $ 10001 -  15000     7.1             1.0           0.2                    4.5                     
  $ 15001 -  20000     6.2             1.2           0.3                    4.8                     
  $ 20001 -  25000     6.3             1.5           0.5                    5.1                     
  $ 25001 -  30000     5.1             1.5           0.6                    4.3                     
  $ 30001 -  35000     4.1             1.4           0.6                    3.4                     
  $ 35001 -  40000     3.4             1.4           0.6                    3.3                     
  $ 40001 -  45000     3.1             1.4           0.6                    3.2                     
  $ 45001 -  50000     2.6             1.3           0.6                    2.9                     
  $ 50001 -  75000    10.3             6.8           3.2                   13.0                     
  $ 75001 - 100000     8.9             8.2           4.6                   13.1                     
  $100001 - 250000    17.2            28.1          22.0                   27.9                     
  OVER $250,000        5.0            46.2          66.0                    7.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-67,557           $60                   1.31                     
  $     1  -  5000                  $2,486           $68                   0.34                     
  $  5001 -  10000                  $7,321          $300                   0.82                     
  $ 10001 -  15000                 $12,509          $653                   1.18                     
  $ 15001 -  20000                 $17,518        $1,109                   1.42                     
  $ 20001 -  25000                 $22,566        $1,707                   1.49                     
  $ 25001 -  30000                 $27,465        $2,292                   1.54                     
  $ 30001 -  35000                 $32,431        $2,849                   1.56                     
  $ 35001 -  40000                 $37,375        $3,490                   1.79                     
  $ 40001 -  45000                 $42,431        $3,989                   1.90                     
  $ 45001 -  50000                 $47,406        $4,555                   2.02                     
  $ 50001 -  75000                 $61,639        $6,373                   2.33                     
  $ 75001 - 100000                 $86,557       $10,546                   2.72                     
  $100001 - 250000                $153,116       $26,099                   3.00                     
  OVER $250,000                   $856,481      $266,903                   2.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $93,350       $20,350                   1.85                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PAROWAN UT                                                       
                        _________________________________________________                           
  UNDER $1               17      $-383,757        $7,462     -1.94          42                      
  $     1  -  5000      118       $330,130        $2,334      0.71          84                      
  $  5001 -  10000      130       $978,575       $19,609      2.00         166                      
  $ 10001 -  15000      142     $1,782,300       $58,182      3.26         259                      
  $ 15001 -  20000      109     $1,883,593       $76,042      4.04         234                      
  $ 20001 -  25000       89     $1,968,220       $93,341      4.74         229                      
  $ 25001 -  30000       71     $1,929,568      $110,050      5.70         210                      
  $ 30001 -  35000       59     $1,905,345      $121,536      6.38         172                      
  $ 35001 -  40000       73     $2,753,127      $169,412      6.15         240                      
  $ 40001 -  45000       50     $2,106,570      $142,011      6.74         163                      
  $ 45001 -  50000       35     $1,654,873      $116,242      7.02         128                      
  $ 50001 -  75000      100     $6,026,416      $530,056      8.80         353                      
  $ 75001 - 100000       29     $2,395,563      $279,898     11.68          92                      
  OVER $100,000          21     $3,548,574      $722,127     20.35          64                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,043     $28,879,097    $2,448,302      8.48        2,436                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -1.3           0.3                    1.7                     
  $     1  -  5000    11.3             1.1           0.1                    3.4                     
  $  5001 -  10000    12.5             3.4           0.8                    6.8                     
  $ 10001 -  15000    13.6             6.2           2.4                   10.6                     
  $ 15001 -  20000    10.5             6.5           3.1                    9.6                     
  $ 20001 -  25000     8.5             6.8           3.8                    9.4                     
  $ 25001 -  30000     6.8             6.7           4.5                    8.6                     
  $ 30001 -  35000     5.7             6.6           5.0                    7.1                     
  $ 35001 -  40000     7.0             9.5           6.9                    9.9                     
  $ 40001 -  45000     4.8             7.3           5.8                    6.7                     
  $ 45001 -  50000     3.4             5.7           4.7                    5.3                     
  $ 50001 -  75000     9.6            20.9          21.6                   14.5                     
  $ 75001 - 100000     2.8             8.3          11.4                    3.8                     
  OVER $100,000        2.0            12.3          29.5                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-22,574          $439                   2.47                     
  $     1  -  5000                  $2,798           $20                   0.71                     
  $  5001 -  10000                  $7,528          $151                   1.28                     
  $ 10001 -  15000                 $12,551          $410                   1.82                     
  $ 15001 -  20000                 $17,281          $698                   2.15                     
  $ 20001 -  25000                 $22,115        $1,049                   2.57                     
  $ 25001 -  30000                 $27,177        $1,550                   2.96                     
  $ 30001 -  35000                 $32,294        $2,060                   2.92                     
  $ 35001 -  40000                 $37,714        $2,321                   3.29                     
  $ 40001 -  45000                 $42,131        $2,840                   3.26                     
  $ 45001 -  50000                 $47,282        $3,321                   3.66                     
  $ 50001 -  75000                 $60,264        $5,301                   3.53                     
  $ 75001 - 100000                 $82,606        $9,652                   3.17                     
  OVER $100,000                   $168,980       $34,387                   3.05                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,688        $2,347                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PAYSON UT                                                        
                        _________________________________________________                           
  UNDER $1               43   $-54,660,535          $282     -0.00         111                      
  $     1  -  5000      681     $1,873,303        $9,622      0.51         294                      
  $  5001 -  10000      555     $4,175,033      $125,359      3.00         538                      
  $ 10001 -  15000      476     $5,909,583      $246,920      4.18         752                      
  $ 15001 -  20000      491     $8,510,944      $365,277      4.29       1,014                      
  $ 20001 -  25000      445     $9,990,790      $555,348      5.56         987                      
  $ 25001 -  30000      409    $11,228,880      $620,035      5.52       1,100                      
  $ 30001 -  35000      359    $11,673,703      $627,616      5.38       1,101                      
  $ 35001 -  40000      351    $13,187,679      $699,529      5.30       1,211                      
  $ 40001 -  45000      345    $14,651,030      $886,999      6.05       1,240                      
  $ 45001 -  50000      335    $15,956,088    $1,036,406      6.50       1,259                      
  $ 50001 -  75000      961    $57,925,814    $4,496,697      7.76       3,664                      
  $ 75001 - 100000      276    $23,510,683    $2,511,384     10.68       1,079                      
  $100001 - 250000      146    $19,566,034    $3,098,285     15.84         582                      
  OVER $250,000          24    $10,355,784    $2,914,367     28.14          84                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,897    $153,854,813   $18,194,126     11.83       15,016                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7           -35.5           0.0                    0.7                     
  $     1  -  5000    11.5             1.2           0.1                    2.0                     
  $  5001 -  10000     9.4             2.7           0.7                    3.6                     
  $ 10001 -  15000     8.1             3.8           1.4                    5.0                     
  $ 15001 -  20000     8.3             5.5           2.0                    6.8                     
  $ 20001 -  25000     7.5             6.5           3.1                    6.6                     
  $ 25001 -  30000     6.9             7.3           3.4                    7.3                     
  $ 30001 -  35000     6.1             7.6           3.4                    7.3                     
  $ 35001 -  40000     6.0             8.6           3.8                    8.1                     
  $ 40001 -  45000     5.9             9.5           4.9                    8.3                     
  $ 45001 -  50000     5.7            10.4           5.7                    8.4                     
  $ 50001 -  75000    16.3            37.6          24.7                   24.4                     
  $ 75001 - 100000     4.7            15.3          13.8                    7.2                     
  $100001 - 250000     2.5            12.7          17.0                    3.9                     
  OVER $250,000        0.4             6.7          16.0                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        -1271175            $7                   2.58                     
  $     1  -  5000                  $2,751           $14                   0.43                     
  $  5001 -  10000                  $7,523          $226                   0.97                     
  $ 10001 -  15000                 $12,415          $519                   1.58                     
  $ 15001 -  20000                 $17,334          $744                   2.07                     
  $ 20001 -  25000                 $22,451        $1,248                   2.22                     
  $ 25001 -  30000                 $27,454        $1,516                   2.69                     
  $ 30001 -  35000                 $32,517        $1,748                   3.07                     
  $ 35001 -  40000                 $37,572        $1,993                   3.45                     
  $ 40001 -  45000                 $42,467        $2,571                   3.59                     
  $ 45001 -  50000                 $47,630        $3,094                   3.76                     
  $ 50001 -  75000                 $60,277        $4,679                   3.81                     
  $ 75001 - 100000                 $85,184        $9,099                   3.91                     
  $100001 - 250000                $134,014       $21,221                   3.99                     
  OVER $250,000                   $431,491      $121,432                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,090        $3,085                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PERRY UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000         103      $-182,532        $1,611     -0.88          44                      
  $  5001 -  10000       85       $612,838       $21,641      3.53          48                      
  $ 10001 -  15000       43       $532,236       $22,704      4.27          55                      
  $ 15001 -  20000       51       $885,317       $46,684      5.27          85                      
  $ 20001 -  25000       36       $820,225       $46,005      5.61          70                      
  $ 25001 -  30000       47     $1,280,846       $74,670      5.83         112                      
  $ 30001 -  35000       40     $1,314,119       $72,861      5.54         114                      
  $ 35001 -  40000       50     $1,879,179      $137,225      7.30         131                      
  $ 40001 -  45000       54     $2,308,807      $131,553      5.70         186                      
  $ 45001 -  50000       60     $2,843,622      $171,725      6.04         221                      
  $ 50001 -  75000      183    $11,277,167      $915,731      8.12         647                      
  $ 75001 - 100000       96     $8,185,567      $961,418     11.75         303                      
  OVER $100,000          57    $10,782,930    $2,268,265     21.04         186                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                905     $42,540,321    $4,872,093     11.45        2,202                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.4            -0.4           0.0                    2.0                     
  $  5001 -  10000     9.4             1.4           0.4                    2.2                     
  $ 10001 -  15000     4.8             1.3           0.5                    2.5                     
  $ 15001 -  20000     5.6             2.1           1.0                    3.9                     
  $ 20001 -  25000     4.0             1.9           0.9                    3.2                     
  $ 25001 -  30000     5.2             3.0           1.5                    5.1                     
  $ 30001 -  35000     4.4             3.1           1.5                    5.2                     
  $ 35001 -  40000     5.5             4.4           2.8                    5.9                     
  $ 40001 -  45000     6.0             5.4           2.7                    8.4                     
  $ 45001 -  50000     6.6             6.7           3.5                   10.0                     
  $ 50001 -  75000    20.2            26.5          18.8                   29.4                     
  $ 75001 - 100000    10.6            19.2          19.7                   13.8                     
  OVER $100,000        6.3            25.3          46.6                    8.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-1,772           $16                   0.43                     
  $  5001 -  10000                  $7,210          $255                   0.56                     
  $ 10001 -  15000                 $12,378          $528                   1.28                     
  $ 15001 -  20000                 $17,359          $915                   1.67                     
  $ 20001 -  25000                 $22,784        $1,278                   1.94                     
  $ 25001 -  30000                 $27,252        $1,589                   2.38                     
  $ 30001 -  35000                 $32,853        $1,822                   2.85                     
  $ 35001 -  40000                 $37,584        $2,745                   2.62                     
  $ 40001 -  45000                 $42,756        $2,436                   3.44                     
  $ 45001 -  50000                 $47,394        $2,862                   3.68                     
  $ 50001 -  75000                 $61,624        $5,004                   3.54                     
  $ 75001 - 100000                 $85,266       $10,015                   3.16                     
  OVER $100,000                   $189,174       $39,794                   3.26                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,006        $5,384                   2.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PLAIN CITY UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000         150       $351,531          $829      0.24          31                      
  $  5001 -  10000       80       $586,696       $21,551      3.67          42                      
  $ 10001 -  15000       60       $757,494       $39,232      5.18          83                      
  $ 15001 -  20000       42       $732,055       $39,974      5.46          58                      
  $ 20001 -  25000       40       $903,730       $61,289      6.78          71                      
  $ 25001 -  30000       48     $1,313,126       $78,492      5.98         113                      
  $ 30001 -  35000       32     $1,029,978       $64,769      6.29          75                      
  $ 35001 -  40000       55     $2,070,948      $126,946      6.13         154                      
  $ 40001 -  45000       40     $1,705,128      $113,589      6.66         122                      
  $ 45001 -  50000       45     $2,135,683      $144,814      6.78         142                      
  $ 50001 -  75000      199    $12,100,031      $919,031      7.60         751                      
  $ 75001 - 100000      103     $8,628,403      $895,396     10.38         386                      
  OVER $100,000          43     $5,766,245      $953,358     16.53         184                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                937     $38,081,048    $3,459,270      9.08        2,212                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       16.0             0.9           0.0                    1.4                     
  $  5001 -  10000     8.5             1.5           0.6                    1.9                     
  $ 10001 -  15000     6.4             2.0           1.1                    3.8                     
  $ 15001 -  20000     4.5             1.9           1.2                    2.6                     
  $ 20001 -  25000     4.3             2.4           1.8                    3.2                     
  $ 25001 -  30000     5.1             3.4           2.3                    5.1                     
  $ 30001 -  35000     3.4             2.7           1.9                    3.4                     
  $ 35001 -  40000     5.9             5.4           3.7                    7.0                     
  $ 40001 -  45000     4.3             4.5           3.3                    5.5                     
  $ 45001 -  50000     4.8             5.6           4.2                    6.4                     
  $ 50001 -  75000    21.2            31.8          26.6                   34.0                     
  $ 75001 - 100000    11.0            22.7          25.9                   17.5                     
  OVER $100,000        4.6            15.1          27.6                    8.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,344            $6                   0.21                     
  $  5001 -  10000                  $7,334          $269                   0.53                     
  $ 10001 -  15000                 $12,625          $654                   1.38                     
  $ 15001 -  20000                 $17,430          $952                   1.38                     
  $ 20001 -  25000                 $22,593        $1,532                   1.78                     
  $ 25001 -  30000                 $27,357        $1,635                   2.35                     
  $ 30001 -  35000                 $32,187        $2,024                   2.34                     
  $ 35001 -  40000                 $37,654        $2,308                   2.80                     
  $ 40001 -  45000                 $42,628        $2,840                   3.05                     
  $ 45001 -  50000                 $47,460        $3,218                   3.16                     
  $ 50001 -  75000                 $60,804        $4,618                   3.77                     
  $ 75001 - 100000                 $83,771        $8,693                   3.75                     
  OVER $100,000                   $134,099       $22,171                   4.28                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,641        $3,692                   2.36                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PLEASANT GROVE UT                                                
                        _________________________________________________                           
  UNDER $1               49    $-1,046,580          $615     -0.06         120                      
  $     1  -  5000      914     $2,417,458       $14,020      0.58         347                      
  $  5001 -  10000      866     $6,411,909      $181,084      2.82         751                      
  $ 10001 -  15000      725     $9,033,648      $362,021      4.01       1,086                      
  $ 15001 -  20000      631    $11,039,170      $522,957      4.74       1,227                      
  $ 20001 -  25000      557    $12,515,429      $685,707      5.48       1,215                      
  $ 25001 -  30000      475    $13,046,572      $700,755      5.37       1,240                      
  $ 30001 -  35000      421    $13,676,429      $788,132      5.76       1,178                      
  $ 35001 -  40000      422    $15,838,578      $942,875      5.95       1,360                      
  $ 40001 -  45000      428    $18,135,810    $1,029,244      5.68       1,545                      
  $ 45001 -  50000      400    $19,029,059    $1,132,121      5.95       1,487                      
  $ 50001 -  75000    1,474    $89,923,880    $6,461,587      7.19       5,711                      
  $ 75001 - 100000      661    $56,195,570    $5,362,473      9.54       2,735                      
  $100001 - 250000      458    $60,980,613    $9,147,217     15.00       1,885                      
  OVER $250,000          56    $32,671,280    $7,795,017     23.86         219                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,537    $359,868,825   $35,125,825      9.76       22,106                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000    10.7             0.7           0.0                    1.6                     
  $  5001 -  10000    10.1             1.8           0.5                    3.4                     
  $ 10001 -  15000     8.5             2.5           1.0                    4.9                     
  $ 15001 -  20000     7.4             3.1           1.5                    5.6                     
  $ 20001 -  25000     6.5             3.5           2.0                    5.5                     
  $ 25001 -  30000     5.6             3.6           2.0                    5.6                     
  $ 30001 -  35000     4.9             3.8           2.2                    5.3                     
  $ 35001 -  40000     4.9             4.4           2.7                    6.2                     
  $ 40001 -  45000     5.0             5.0           2.9                    7.0                     
  $ 45001 -  50000     4.7             5.3           3.2                    6.7                     
  $ 50001 -  75000    17.3            25.0          18.4                   25.8                     
  $ 75001 - 100000     7.7            15.6          15.3                   12.4                     
  $100001 - 250000     5.4            16.9          26.0                    8.5                     
  OVER $250,000        0.7             9.1          22.2                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-21,359           $13                   2.45                     
  $     1  -  5000                  $2,645           $15                   0.38                     
  $  5001 -  10000                  $7,404          $209                   0.87                     
  $ 10001 -  15000                 $12,460          $499                   1.50                     
  $ 15001 -  20000                 $17,495          $829                   1.94                     
  $ 20001 -  25000                 $22,469        $1,231                   2.18                     
  $ 25001 -  30000                 $27,466        $1,475                   2.61                     
  $ 30001 -  35000                 $32,486        $1,872                   2.80                     
  $ 35001 -  40000                 $37,532        $2,234                   3.22                     
  $ 40001 -  45000                 $42,373        $2,405                   3.61                     
  $ 45001 -  50000                 $47,573        $2,830                   3.72                     
  $ 50001 -  75000                 $61,007        $4,384                   3.87                     
  $ 75001 - 100000                 $85,016        $8,113                   4.14                     
  $100001 - 250000                $133,145       $19,972                   4.12                     
  OVER $250,000                   $583,416      $139,197                   3.91                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,154        $4,115                   2.59                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PLEASANT VIEW UT                                                 
                        _________________________________________________                           
  UNDER $ 5,000         151       $350,842        $5,050      1.44          34                      
  $  5001 -  10000       84       $618,314       $26,620      4.31          54                      
  $ 10001 -  15000       52       $631,335       $38,748      6.14          49                      
  $ 15001 -  20000       37       $633,545       $37,357      5.90          61                      
  $ 20001 -  25000       41       $903,956       $57,354      6.34          69                      
  $ 25001 -  30000       35       $950,947       $62,212      6.54          74                      
  $ 30001 -  35000       36     $1,169,483       $80,726      6.90          93                      
  $ 35001 -  40000       31     $1,163,352       $74,859      6.43          75                      
  $ 40001 -  45000       28     $1,189,841       $82,276      6.91          79                      
  $ 45001 -  50000       28     $1,322,261       $75,168      5.68         102                      
  $ 50001 -  75000      111     $7,085,007      $541,093      7.64         428                      
  $ 75001 - 100000       99     $8,488,607      $845,167      9.96         407                      
  OVER $100,000         104    $16,174,720    $2,534,412     15.67         399                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                837     $40,682,210    $4,461,042     10.97        1,924                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       18.0             0.9           0.1                    1.8                     
  $  5001 -  10000    10.0             1.5           0.6                    2.8                     
  $ 10001 -  15000     6.2             1.6           0.9                    2.5                     
  $ 15001 -  20000     4.4             1.6           0.8                    3.2                     
  $ 20001 -  25000     4.9             2.2           1.3                    3.6                     
  $ 25001 -  30000     4.2             2.3           1.4                    3.8                     
  $ 30001 -  35000     4.3             2.9           1.8                    4.8                     
  $ 35001 -  40000     3.7             2.9           1.7                    3.9                     
  $ 40001 -  45000     3.3             2.9           1.8                    4.1                     
  $ 45001 -  50000     3.3             3.3           1.7                    5.3                     
  $ 50001 -  75000    13.3            17.4          12.1                   22.2                     
  $ 75001 - 100000    11.8            20.9          18.9                   21.2                     
  OVER $100,000       12.4            39.8          56.8                   20.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,323           $33                   0.23                     
  $  5001 -  10000                  $7,361          $317                   0.64                     
  $ 10001 -  15000                 $12,141          $745                   0.94                     
  $ 15001 -  20000                 $17,123        $1,010                   1.65                     
  $ 20001 -  25000                 $22,048        $1,399                   1.68                     
  $ 25001 -  30000                 $27,170        $1,777                   2.11                     
  $ 30001 -  35000                 $32,486        $2,242                   2.58                     
  $ 35001 -  40000                 $37,527        $2,415                   2.42                     
  $ 40001 -  45000                 $42,494        $2,938                   2.82                     
  $ 45001 -  50000                 $47,224        $2,685                   3.64                     
  $ 50001 -  75000                 $63,829        $4,875                   3.86                     
  $ 75001 - 100000                 $85,744        $8,537                   4.11                     
  OVER $100,000                   $155,526       $24,369                   3.84                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,605        $5,330                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PRICE UT                                                         
                        _________________________________________________                           
  UNDER $1               39      $-351,369           $46     -0.01          78                      
  $     1  -  5000      697     $1,940,540       $10,730      0.55         463                      
  $  5001 -  10000      630     $4,702,736      $104,017      2.21         767                      
  $ 10001 -  15000      458     $5,682,082      $205,714      3.62         757                      
  $ 15001 -  20000      375     $6,492,872      $300,498      4.63         704                      
  $ 20001 -  25000      333     $7,477,008      $436,062      5.83         686                      
  $ 25001 -  30000      264     $7,258,936      $448,085      6.17         619                      
  $ 30001 -  35000      265     $8,596,942      $573,952      6.68         703                      
  $ 35001 -  40000      231     $8,668,036      $667,836      7.70         616                      
  $ 40001 -  45000      216     $9,184,421      $747,537      8.14         614                      
  $ 45001 -  50000      193     $9,165,901      $823,887      8.99         539                      
  $ 50001 -  75000      776    $47,495,174    $4,627,165      9.74       2,561                      
  $ 75001 - 100000      326    $27,772,903    $3,494,038     12.58       1,127                      
  $100001 - 250000      182    $23,286,910    $4,136,665     17.76         567                      
  OVER $250,000          20     $8,164,424    $2,280,595     27.93          69                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,005    $175,537,516   $18,856,827     10.74       10,870                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.2           0.0                    0.7                     
  $     1  -  5000    13.9             1.1           0.1                    4.3                     
  $  5001 -  10000    12.6             2.7           0.6                    7.1                     
  $ 10001 -  15000     9.2             3.2           1.1                    7.0                     
  $ 15001 -  20000     7.5             3.7           1.6                    6.5                     
  $ 20001 -  25000     6.7             4.3           2.3                    6.3                     
  $ 25001 -  30000     5.3             4.1           2.4                    5.7                     
  $ 30001 -  35000     5.3             4.9           3.0                    6.5                     
  $ 35001 -  40000     4.6             4.9           3.5                    5.7                     
  $ 40001 -  45000     4.3             5.2           4.0                    5.6                     
  $ 45001 -  50000     3.9             5.2           4.4                    5.0                     
  $ 50001 -  75000    15.5            27.1          24.5                   23.6                     
  $ 75001 - 100000     6.5            15.8          18.5                   10.4                     
  $100001 - 250000     3.6            13.3          21.9                    5.2                     
  OVER $250,000        0.4             4.7          12.1                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                         $-9,009            $1                   2.00                     
  $     1  -  5000                  $2,784           $15                   0.66                     
  $  5001 -  10000                  $7,465          $165                   1.22                     
  $ 10001 -  15000                 $12,406          $449                   1.65                     
  $ 15001 -  20000                 $17,314          $801                   1.88                     
  $ 20001 -  25000                 $22,453        $1,309                   2.06                     
  $ 25001 -  30000                 $27,496        $1,697                   2.34                     
  $ 30001 -  35000                 $32,441        $2,166                   2.65                     
  $ 35001 -  40000                 $37,524        $2,891                   2.67                     
  $ 40001 -  45000                 $42,520        $3,461                   2.84                     
  $ 45001 -  50000                 $47,492        $4,269                   2.79                     
  $ 50001 -  75000                 $61,205        $5,963                   3.30                     
  $ 75001 - 100000                 $85,193       $10,718                   3.46                     
  $100001 - 250000                $127,950       $22,729                   3.12                     
  OVER $250,000                   $408,221      $114,030                   3.45                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,072        $3,768                   2.17                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PROVIDENCE UT                                                    
                        _________________________________________________                           
  UNDER $1               13      $-363,526          $431     -0.12          30                      
  $     1  -  5000      260       $669,818       $10,168      1.52          72                      
  $  5001 -  10000      196     $1,447,976       $51,661      3.57         140                      
  $ 10001 -  15000      107     $1,306,555       $60,060      4.60         131                      
  $ 15001 -  20000       99     $1,709,553       $72,107      4.22         184                      
  $ 20001 -  25000       95     $2,135,674      $120,540      5.64         202                      
  $ 25001 -  30000       87     $2,385,106      $152,823      6.41         189                      
  $ 30001 -  35000       63     $2,061,223      $132,354      6.42         166                      
  $ 35001 -  40000       73     $2,736,004      $164,514      6.01         218                      
  $ 40001 -  45000       87     $3,690,463      $234,877      6.36         277                      
  $ 45001 -  50000       70     $3,314,879      $248,706      7.50         218                      
  $ 50001 -  75000      321    $19,822,602    $1,635,648      8.25       1,191                      
  $ 75001 - 100000      126    $10,850,408    $1,136,552     10.47         502                      
  $100001 - 250000      151    $20,551,134    $3,193,691     15.54         574                      
  OVER $250,000          26    $14,032,915    $3,725,562     26.55         104                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,774     $86,350,784   $10,939,694     12.67        4,198                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.4           0.0                    0.7                     
  $     1  -  5000    14.7             0.8           0.1                    1.7                     
  $  5001 -  10000    11.0             1.7           0.5                    3.3                     
  $ 10001 -  15000     6.0             1.5           0.5                    3.1                     
  $ 15001 -  20000     5.6             2.0           0.7                    4.4                     
  $ 20001 -  25000     5.4             2.5           1.1                    4.8                     
  $ 25001 -  30000     4.9             2.8           1.4                    4.5                     
  $ 30001 -  35000     3.6             2.4           1.2                    4.0                     
  $ 35001 -  40000     4.1             3.2           1.5                    5.2                     
  $ 40001 -  45000     4.9             4.3           2.1                    6.6                     
  $ 45001 -  50000     3.9             3.8           2.3                    5.2                     
  $ 50001 -  75000    18.1            23.0          15.0                   28.4                     
  $ 75001 - 100000     7.1            12.6          10.4                   12.0                     
  $100001 - 250000     8.5            23.8          29.2                   13.7                     
  OVER $250,000        1.5            16.3          34.1                    2.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-27,964           $33                   2.31                     
  $     1  -  5000                  $2,576           $39                   0.28                     
  $  5001 -  10000                  $7,388          $264                   0.71                     
  $ 10001 -  15000                 $12,211          $561                   1.22                     
  $ 15001 -  20000                 $17,268          $728                   1.86                     
  $ 20001 -  25000                 $22,481        $1,269                   2.13                     
  $ 25001 -  30000                 $27,415        $1,757                   2.17                     
  $ 30001 -  35000                 $32,718        $2,101                   2.63                     
  $ 35001 -  40000                 $37,480        $2,254                   2.99                     
  $ 40001 -  45000                 $42,419        $2,700                   3.18                     
  $ 45001 -  50000                 $47,355        $3,553                   3.11                     
  $ 50001 -  75000                 $61,753        $5,095                   3.71                     
  $ 75001 - 100000                 $86,114        $9,020                   3.98                     
  $100001 - 250000                $136,100       $21,150                   3.80                     
  OVER $250,000                   $539,728      $143,291                   4.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,676        $6,167                   2.37                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   PROVO UT                                                         
                        _________________________________________________                           
  UNDER $1              256   $-10,154,911       $25,002     -0.25         469                      
  $     1  -  5000    4,565    $12,705,500       $71,735      0.56       2,588                      
  $  5001 -  10000    5,408    $40,139,959      $941,604      2.35       5,499                      
  $ 10001 -  15000    4,309    $53,472,612    $1,853,307      3.47       6,638                      
  $ 15001 -  20000    3,532    $61,564,817    $2,606,989      4.23       6,684                      
  $ 20001 -  25000    2,726    $60,989,356    $3,101,939      5.09       5,814                      
  $ 25001 -  30000    2,111    $57,842,170    $3,343,903      5.78       5,056                      
  $ 30001 -  35000    1,713    $55,485,643    $3,603,379      6.49       4,264                      
  $ 35001 -  40000    1,311    $49,126,036    $3,275,086      6.67       3,678                      
  $ 40001 -  45000    1,170    $49,625,425    $3,672,800      7.40       3,366                      
  $ 45001 -  50000      965    $45,707,134    $3,471,086      7.59       2,964                      
  $ 50001 -  75000    2,819   $170,969,899   $14,377,013      8.41       9,535                      
  $ 75001 - 100000    1,238   $106,420,599   $11,636,450     10.93       4,358                      
  $100001 - 250000    1,185   $164,428,615   $25,573,606     15.55       4,194                      
  OVER $250,000         234   $217,004,406   $57,607,292     26.55         838                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             33,542  $1,135,327,260  $135,161,191     11.91       65,945                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.9           0.0                    0.7                     
  $     1  -  5000    13.6             1.1           0.1                    3.9                     
  $  5001 -  10000    16.1             3.5           0.7                    8.3                     
  $ 10001 -  15000    12.8             4.7           1.4                   10.1                     
  $ 15001 -  20000    10.5             5.4           1.9                   10.1                     
  $ 20001 -  25000     8.1             5.4           2.3                    8.8                     
  $ 25001 -  30000     6.3             5.1           2.5                    7.7                     
  $ 30001 -  35000     5.1             4.9           2.7                    6.5                     
  $ 35001 -  40000     3.9             4.3           2.4                    5.6                     
  $ 40001 -  45000     3.5             4.4           2.7                    5.1                     
  $ 45001 -  50000     2.9             4.0           2.6                    4.5                     
  $ 50001 -  75000     8.4            15.1          10.6                   14.5                     
  $ 75001 - 100000     3.7             9.4           8.6                    6.6                     
  $100001 - 250000     3.5            14.5          18.9                    6.4                     
  OVER $250,000        0.7            19.1          42.6                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-39,668           $98                   1.83                     
  $     1  -  5000                  $2,783           $16                   0.57                     
  $  5001 -  10000                  $7,422          $174                   1.02                     
  $ 10001 -  15000                 $12,410          $430                   1.54                     
  $ 15001 -  20000                 $17,431          $738                   1.89                     
  $ 20001 -  25000                 $22,373        $1,138                   2.13                     
  $ 25001 -  30000                 $27,400        $1,584                   2.40                     
  $ 30001 -  35000                 $32,391        $2,104                   2.49                     
  $ 35001 -  40000                 $37,472        $2,498                   2.81                     
  $ 40001 -  45000                 $42,415        $3,139                   2.88                     
  $ 45001 -  50000                 $47,365        $3,597                   3.07                     
  $ 50001 -  75000                 $60,649        $5,100                   3.38                     
  $ 75001 - 100000                 $85,962        $9,399                   3.52                     
  $100001 - 250000                $138,758       $21,581                   3.54                     
  OVER $250,000                   $927,369      $246,185                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,848        $4,030                   1.97                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   RICHFIELD UT                                                     
                        _________________________________________________                           
  UNDER $1               19      $-454,950            $0      0.00          58                      
  $     1  -  5000      396     $1,037,567        $5,351      0.52         181                      
  $  5001 -  10000      355     $2,650,096       $67,683      2.55         425                      
  $ 10001 -  15000      299     $3,740,025      $132,704      3.55         538                      
  $ 15001 -  20000      209     $3,649,497      $154,616      4.24         424                      
  $ 20001 -  25000      163     $3,678,571      $158,430      4.31         415                      
  $ 25001 -  30000      195     $5,361,721      $298,901      5.57         503                      
  $ 30001 -  35000      167     $5,440,521      $299,098      5.50         497                      
  $ 35001 -  40000      103     $3,859,462      $221,127      5.73         365                      
  $ 40001 -  45000      123     $5,226,623      $374,516      7.17         386                      
  $ 45001 -  50000      106     $5,035,341      $379,114      7.53         371                      
  $ 50001 -  75000      358    $21,690,646    $1,918,893      8.85       1,234                      
  $ 75001 - 100000      133    $11,470,879    $1,365,240     11.90         475                      
  OVER $100,000          94    $14,446,855    $2,440,930     16.90         386                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,720     $86,832,854    $7,816,603      9.00        6,258                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.5           0.0                    0.9                     
  $     1  -  5000    14.6             1.2           0.1                    2.9                     
  $  5001 -  10000    13.1             3.1           0.9                    6.8                     
  $ 10001 -  15000    11.0             4.3           1.7                    8.6                     
  $ 15001 -  20000     7.7             4.2           2.0                    6.8                     
  $ 20001 -  25000     6.0             4.2           2.0                    6.6                     
  $ 25001 -  30000     7.2             6.2           3.8                    8.0                     
  $ 30001 -  35000     6.1             6.3           3.8                    7.9                     
  $ 35001 -  40000     3.8             4.4           2.8                    5.8                     
  $ 40001 -  45000     4.5             6.0           4.8                    6.2                     
  $ 45001 -  50000     3.9             5.8           4.9                    5.9                     
  $ 50001 -  75000    13.2            25.0          24.5                   19.7                     
  $ 75001 - 100000     4.9            13.2          17.5                    7.6                     
  OVER $100,000        3.5            16.6          31.2                    6.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-23,945            $0                   3.05                     
  $     1  -  5000                  $2,620           $14                   0.46                     
  $  5001 -  10000                  $7,465          $191                   1.20                     
  $ 10001 -  15000                 $12,508          $444                   1.80                     
  $ 15001 -  20000                 $17,462          $740                   2.03                     
  $ 20001 -  25000                 $22,568          $972                   2.55                     
  $ 25001 -  30000                 $27,496        $1,533                   2.58                     
  $ 30001 -  35000                 $32,578        $1,791                   2.98                     
  $ 35001 -  40000                 $37,471        $2,147                   3.54                     
  $ 40001 -  45000                 $42,493        $3,045                   3.14                     
  $ 45001 -  50000                 $47,503        $3,577                   3.50                     
  $ 50001 -  75000                 $60,588        $5,360                   3.45                     
  $ 75001 - 100000                 $86,247       $10,265                   3.57                     
  OVER $100,000                   $153,690       $25,967                   4.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,924        $2,874                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   RICHMOND UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000         110       $251,396          $805      0.32          49                      
  $  5001 -  10000       81       $623,469       $17,621      2.83          69                      
  $ 10001 -  15000       69       $869,874       $34,363      3.95         100                      
  $ 15001 -  20000       71     $1,248,045       $56,698      4.54         150                      
  $ 20001 -  25000       55     $1,235,180       $68,569      5.55         129                      
  $ 25001 -  30000       68     $1,853,438       $95,056      5.13         188                      
  $ 30001 -  35000       65     $2,112,178      $122,186      5.78         208                      
  $ 35001 -  40000       59     $2,195,769      $145,113      6.61         187                      
  $ 40001 -  45000       41     $1,747,950      $128,844      7.37         133                      
  $ 45001 -  50000       38     $1,779,885      $100,916      5.67         157                      
  $ 50001 -  75000      162     $9,724,987      $790,737      8.13         594                      
  $ 75001 - 100000       37     $3,103,106      $377,765     12.17         122                      
  OVER $100,000          21     $2,787,789      $459,961     16.50          72                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                877     $29,533,066    $2,398,634      8.12        2,158                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.5             0.9           0.0                    2.3                     
  $  5001 -  10000     9.2             2.1           0.7                    3.2                     
  $ 10001 -  15000     7.9             2.9           1.4                    4.6                     
  $ 15001 -  20000     8.1             4.2           2.4                    7.0                     
  $ 20001 -  25000     6.3             4.2           2.9                    6.0                     
  $ 25001 -  30000     7.8             6.3           4.0                    8.7                     
  $ 30001 -  35000     7.4             7.2           5.1                    9.6                     
  $ 35001 -  40000     6.7             7.4           6.0                    8.7                     
  $ 40001 -  45000     4.7             5.9           5.4                    6.2                     
  $ 45001 -  50000     4.3             6.0           4.2                    7.3                     
  $ 50001 -  75000    18.5            32.9          33.0                   27.5                     
  $ 75001 - 100000     4.2            10.5          15.7                    5.7                     
  OVER $100,000        2.4             9.4          19.2                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,285            $7                   0.45                     
  $  5001 -  10000                  $7,697          $218                   0.85                     
  $ 10001 -  15000                 $12,607          $498                   1.45                     
  $ 15001 -  20000                 $17,578          $799                   2.11                     
  $ 20001 -  25000                 $22,458        $1,247                   2.35                     
  $ 25001 -  30000                 $27,256        $1,398                   2.76                     
  $ 30001 -  35000                 $32,495        $1,880                   3.20                     
  $ 35001 -  40000                 $37,216        $2,460                   3.17                     
  $ 40001 -  45000                 $42,633        $3,143                   3.24                     
  $ 45001 -  50000                 $46,839        $2,656                   4.13                     
  $ 50001 -  75000                 $60,031        $4,881                   3.67                     
  $ 75001 - 100000                 $83,868       $10,210                   3.30                     
  OVER $100,000                   $132,752       $21,903                   3.43                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,675        $2,735                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   RIVERDALE UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000         200       $374,838        $1,319      0.35         101                      
  $  5001 -  10000      212     $1,591,975       $42,522      2.67         203                      
  $ 10001 -  15000      159     $1,987,740       $82,592      4.16         235                      
  $ 15001 -  20000      192     $3,394,195      $172,383      5.08         338                      
  $ 20001 -  25000      142     $3,186,478      $208,457      6.54         253                      
  $ 25001 -  30000      147     $4,030,411      $270,467      6.71         306                      
  $ 30001 -  35000      147     $4,726,562      $350,838      7.42         348                      
  $ 35001 -  40000      102     $3,828,967      $307,523      8.03         243                      
  $ 40001 -  45000      109     $4,636,281      $405,056      8.74         261                      
  $ 45001 -  50000       96     $4,556,862      $398,952      8.75         267                      
  $ 50001 -  75000      341    $20,851,378    $1,952,669      9.36       1,085                      
  $ 75001 - 100000      156    $13,385,942    $1,627,738     12.16         483                      
  OVER $100,000          64     $8,860,073    $1,455,707     16.43         215                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,067     $75,411,702    $7,276,223      9.65        4,338                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.7             0.5           0.0                    2.3                     
  $  5001 -  10000    10.3             2.1           0.6                    4.7                     
  $ 10001 -  15000     7.7             2.6           1.1                    5.4                     
  $ 15001 -  20000     9.3             4.5           2.4                    7.8                     
  $ 20001 -  25000     6.9             4.2           2.9                    5.8                     
  $ 25001 -  30000     7.1             5.3           3.7                    7.1                     
  $ 30001 -  35000     7.1             6.3           4.8                    8.0                     
  $ 35001 -  40000     4.9             5.1           4.2                    5.6                     
  $ 40001 -  45000     5.3             6.1           5.6                    6.0                     
  $ 45001 -  50000     4.6             6.0           5.5                    6.2                     
  $ 50001 -  75000    16.5            27.7          26.8                   25.0                     
  $ 75001 - 100000     7.5            17.8          22.4                   11.1                     
  OVER $100,000        3.1            11.7          20.0                    5.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,874            $7                   0.51                     
  $  5001 -  10000                  $7,509          $201                   0.96                     
  $ 10001 -  15000                 $12,502          $519                   1.48                     
  $ 15001 -  20000                 $17,678          $898                   1.76                     
  $ 20001 -  25000                 $22,440        $1,468                   1.78                     
  $ 25001 -  30000                 $27,418        $1,840                   2.08                     
  $ 30001 -  35000                 $32,153        $2,387                   2.37                     
  $ 35001 -  40000                 $37,539        $3,015                   2.38                     
  $ 40001 -  45000                 $42,535        $3,716                   2.39                     
  $ 45001 -  50000                 $47,467        $4,156                   2.78                     
  $ 50001 -  75000                 $61,148        $5,726                   3.18                     
  $ 75001 - 100000                 $85,807       $10,434                   3.10                     
  OVER $100,000                   $138,439       $22,745                   3.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,484        $3,520                   2.10                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   RIVERTON UT                                                      
                        _________________________________________________                           
  UNDER $1               48      $-766,721          $111     -0.01         107                      
  $     1  -  5000    1,145     $2,954,582       $24,472      0.83         272                      
  $  5001 -  10000      856     $6,283,852      $215,603      3.43         621                      
  $ 10001 -  15000      668     $8,306,416      $391,718      4.72         885                      
  $ 15001 -  20000      597    $10,417,705      $590,947      5.67         951                      
  $ 20001 -  25000      491    $11,020,064      $670,392      6.08         959                      
  $ 25001 -  30000      448    $12,299,505      $751,970      6.11       1,049                      
  $ 30001 -  35000      371    $12,090,300      $665,827      5.51       1,060                      
  $ 35001 -  40000      447    $16,774,545      $967,410      5.77       1,341                      
  $ 40001 -  45000      456    $19,384,130    $1,056,465      5.45       1,616                      
  $ 45001 -  50000      483    $22,942,138    $1,411,211      6.15       1,686                      
  $ 50001 -  75000    2,318   $143,606,018   $10,421,370      7.26       8,840                      
  $ 75001 - 100000    1,124    $95,998,705    $9,694,287     10.10       4,352                      
  $100001 - 250000      659    $85,149,681   $13,069,447     15.35       2,506                      
  OVER $250,000          35    $18,583,792    $4,767,415     25.65         120                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,146    $465,044,712   $44,698,645      9.61       26,365                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.2           0.0                    0.4                     
  $     1  -  5000    11.3             0.6           0.1                    1.0                     
  $  5001 -  10000     8.4             1.4           0.5                    2.4                     
  $ 10001 -  15000     6.6             1.8           0.9                    3.4                     
  $ 15001 -  20000     5.9             2.2           1.3                    3.6                     
  $ 20001 -  25000     4.8             2.4           1.5                    3.6                     
  $ 25001 -  30000     4.4             2.6           1.7                    4.0                     
  $ 30001 -  35000     3.7             2.6           1.5                    4.0                     
  $ 35001 -  40000     4.4             3.6           2.2                    5.1                     
  $ 40001 -  45000     4.5             4.2           2.4                    6.1                     
  $ 45001 -  50000     4.8             4.9           3.2                    6.4                     
  $ 50001 -  75000    22.8            30.9          23.3                   33.5                     
  $ 75001 - 100000    11.1            20.6          21.7                   16.5                     
  $100001 - 250000     6.5            18.3          29.2                    9.5                     
  OVER $250,000        0.3             4.0          10.7                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-15,973            $2                   2.23                     
  $     1  -  5000                  $2,580           $21                   0.24                     
  $  5001 -  10000                  $7,341          $252                   0.73                     
  $ 10001 -  15000                 $12,435          $586                   1.32                     
  $ 15001 -  20000                 $17,450          $990                   1.59                     
  $ 20001 -  25000                 $22,444        $1,365                   1.95                     
  $ 25001 -  30000                 $27,454        $1,679                   2.34                     
  $ 30001 -  35000                 $32,588        $1,795                   2.86                     
  $ 35001 -  40000                 $37,527        $2,164                   3.00                     
  $ 40001 -  45000                 $42,509        $2,317                   3.54                     
  $ 45001 -  50000                 $47,499        $2,922                   3.49                     
  $ 50001 -  75000                 $61,953        $4,496                   3.81                     
  $ 75001 - 100000                 $85,408        $8,625                   3.87                     
  $100001 - 250000                $129,210       $19,832                   3.80                     
  OVER $250,000                   $530,965      $136,212                   3.43                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,835        $4,406                   2.60                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   ROOSEVELT UT                                                     
                        _________________________________________________                           
  UNDER $1               41      $-790,627          $175     -0.02          88                      
  $     1  -  5000      404     $1,121,997        $8,152      0.73         358                      
  $  5001 -  10000      392     $2,890,753       $47,934      1.66         595                      
  $ 10001 -  15000      316     $3,943,092      $126,670      3.21         605                      
  $ 15001 -  20000      246     $4,298,171      $162,485      3.78         566                      
  $ 20001 -  25000      210     $4,715,174      $230,567      4.89         517                      
  $ 25001 -  30000      194     $5,332,375      $288,752      5.42         558                      
  $ 30001 -  35000      160     $5,168,055      $267,087      5.17         535                      
  $ 35001 -  40000      181     $6,796,941      $412,445      6.07         602                      
  $ 40001 -  45000      163     $6,929,864      $485,541      7.01         561                      
  $ 45001 -  50000      132     $6,276,862      $489,499      7.80         450                      
  $ 50001 -  75000      385    $23,288,715    $2,015,619      8.65       1,424                      
  $ 75001 - 100000      104     $8,791,697    $1,028,852     11.70         360                      
  OVER $100,000          78    $12,101,550    $2,277,111     18.82         283                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,006     $90,864,619    $7,840,889      8.63        7,502                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -0.9           0.0                    1.2                     
  $     1  -  5000    13.4             1.2           0.1                    4.8                     
  $  5001 -  10000    13.0             3.2           0.6                    7.9                     
  $ 10001 -  15000    10.5             4.3           1.6                    8.1                     
  $ 15001 -  20000     8.2             4.7           2.1                    7.5                     
  $ 20001 -  25000     7.0             5.2           2.9                    6.9                     
  $ 25001 -  30000     6.5             5.9           3.7                    7.4                     
  $ 30001 -  35000     5.3             5.7           3.4                    7.1                     
  $ 35001 -  40000     6.0             7.5           5.3                    8.0                     
  $ 40001 -  45000     5.4             7.6           6.2                    7.5                     
  $ 45001 -  50000     4.4             6.9           6.2                    6.0                     
  $ 50001 -  75000    12.8            25.6          25.7                   19.0                     
  $ 75001 - 100000     3.5             9.7          13.1                    4.8                     
  OVER $100,000        2.6            13.3          29.0                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-19,284            $4                   2.15                     
  $     1  -  5000                  $2,777           $20                   0.89                     
  $  5001 -  10000                  $7,374          $122                   1.52                     
  $ 10001 -  15000                 $12,478          $401                   1.91                     
  $ 15001 -  20000                 $17,472          $661                   2.30                     
  $ 20001 -  25000                 $22,453        $1,098                   2.46                     
  $ 25001 -  30000                 $27,486        $1,488                   2.88                     
  $ 30001 -  35000                 $32,300        $1,669                   3.34                     
  $ 35001 -  40000                 $37,552        $2,279                   3.33                     
  $ 40001 -  45000                 $42,515        $2,979                   3.44                     
  $ 45001 -  50000                 $47,552        $3,708                   3.41                     
  $ 50001 -  75000                 $60,490        $5,235                   3.70                     
  $ 75001 - 100000                 $84,536        $9,893                   3.46                     
  OVER $100,000                   $155,148       $29,194                   3.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,228        $2,608                   2.50                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                               
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   ROY UT                                                           
                        _________________________________________________                           
  UNDER $1               49      $-734,593        $1,720     -0.23         103                      
  $     1  -  5000    1,283     $3,421,837       $18,574      0.54         524                      
  $  5001 -  10000    1,194     $8,928,679      $261,174      2.93       1,072                      
  $ 10001 -  15000    1,153    $14,366,374      $613,248      4.27       1,581                      
  $ 15001 -  20000    1,115    $19,493,386    $1,032,551      5.30       1,823                      
  $ 20001 -  25000    1,106    $24,826,128    $1,480,283      5.96       2,139                      
  $ 25001 -  30000    1,048    $28,786,382    $1,887,263      6.56       2,263                      
  $ 30001 -  35000    1,014    $32,959,629    $2,331,723      7.07       2,346                      
  $ 35001 -  40000      951    $35,657,189    $2,577,983      7.23       2,476                      
  $ 40001 -  45000      923    $39,238,845    $3,105,311      7.91       2,535                      
  $ 45001 -  50000      816    $38,781,643    $3,063,142      7.90       2,440                      
  $ 50001 -  75000    2,960   $180,353,301   $16,310,710      9.04       9,580                      
  $ 75001 - 100000    1,019    $86,394,864   $10,476,430     12.13       3,402                      
  $100001 - 250000      374    $47,371,826    $7,932,477     16.75       1,152                      
  OVER $250,000          18     $9,303,068    $2,137,585     22.98          56                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             15,023    $569,148,558   $53,230,174      9.35       33,492                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.3                     
  $     1  -  5000     8.5             0.6           0.0                    1.6                     
  $  5001 -  10000     7.9             1.6           0.5                    3.2                     
  $ 10001 -  15000     7.7             2.5           1.2                    4.7                     
  $ 15001 -  20000     7.4             3.4           1.9                    5.4                     
  $ 20001 -  25000     7.4             4.4           2.8                    6.4                     
  $ 25001 -  30000     7.0             5.1           3.5                    6.8                     
  $ 30001 -  35000     6.7             5.8           4.4                    7.0                     
  $ 35001 -  40000     6.3             6.3           4.8                    7.4                     
  $ 40001 -  45000     6.1             6.9           5.8                    7.6                     
  $ 45001 -  50000     5.4             6.8           5.8                    7.3                     
  $ 50001 -  75000    19.7            31.7          30.6                   28.6                     
  $ 75001 - 100000     6.8            15.2          19.7                   10.2                     
  $100001 - 250000     2.5             8.3          14.9                    3.4                     
  OVER $250,000        0.1             1.6           4.0                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-14,992           $35                   2.10                     
  $     1  -  5000                  $2,667           $14                   0.41                     
  $  5001 -  10000                  $7,478          $219                   0.90                     
  $ 10001 -  15000                 $12,460          $532                   1.37                     
  $ 15001 -  20000                 $17,483          $926                   1.63                     
  $ 20001 -  25000                 $22,447        $1,338                   1.93                     
  $ 25001 -  30000                 $27,468        $1,801                   2.16                     
  $ 30001 -  35000                 $32,505        $2,300                   2.31                     
  $ 35001 -  40000                 $37,494        $2,711                   2.60                     
  $ 40001 -  45000                 $42,512        $3,364                   2.75                     
  $ 45001 -  50000                 $47,527        $3,754                   2.99                     
  $ 50001 -  75000                 $60,930        $5,510                   3.24                     
  $ 75001 - 100000                 $84,784       $10,281                   3.34                     
  $100001 - 250000                $126,663       $21,210                   3.08                     
  OVER $250,000                   $516,837      $118,755                   3.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,885        $3,543                   2.23                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SALEM UT                                                         
                        _________________________________________________                           
  UNDER $1               17      $-715,873          $293     -0.04          53                      
  $     1  -  5000      264       $692,365        $6,296      0.91          74                      
  $  5001 -  10000      226     $1,651,354       $57,627      3.49         153                      
  $ 10001 -  15000      157     $1,970,624       $89,916      4.56         212                      
  $ 15001 -  20000      115     $1,992,042       $93,228      4.68         226                      
  $ 20001 -  25000      124     $2,786,060      $166,666      5.98         269                      
  $ 25001 -  30000      103     $2,832,112      $168,628      5.95         256                      
  $ 30001 -  35000       72     $2,360,116      $131,126      5.56         227                      
  $ 35001 -  40000       77     $2,903,649      $189,753      6.53         227                      
  $ 40001 -  45000       69     $2,935,710      $186,442      6.35         244                      
  $ 45001 -  50000       94     $4,484,209      $307,893      6.87         342                      
  $ 50001 -  75000      323    $19,576,018    $1,424,429      7.28       1,303                      
  $ 75001 - 100000      140    $12,001,289    $1,232,995     10.27         568                      
  $100001 - 250000       95    $13,039,851    $1,903,997     14.60         426                      
  OVER $250,000          27    $12,646,680    $3,508,884     27.75         141                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,903     $81,156,206    $9,468,173     11.67        4,721                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.9           0.0                    1.1                     
  $     1  -  5000    13.9             0.9           0.1                    1.6                     
  $  5001 -  10000    11.9             2.0           0.6                    3.2                     
  $ 10001 -  15000     8.3             2.4           0.9                    4.5                     
  $ 15001 -  20000     6.0             2.5           1.0                    4.8                     
  $ 20001 -  25000     6.5             3.4           1.8                    5.7                     
  $ 25001 -  30000     5.4             3.5           1.8                    5.4                     
  $ 30001 -  35000     3.8             2.9           1.4                    4.8                     
  $ 35001 -  40000     4.0             3.6           2.0                    4.8                     
  $ 40001 -  45000     3.6             3.6           2.0                    5.2                     
  $ 45001 -  50000     4.9             5.5           3.3                    7.2                     
  $ 50001 -  75000    17.0            24.1          15.0                   27.6                     
  $ 75001 - 100000     7.4            14.8          13.0                   12.0                     
  $100001 - 250000     5.0            16.1          20.1                    9.0                     
  OVER $250,000        1.4            15.6          37.1                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-42,110           $17                   3.12                     
  $     1  -  5000                  $2,623           $24                   0.28                     
  $  5001 -  10000                  $7,307          $255                   0.68                     
  $ 10001 -  15000                 $12,552          $573                   1.35                     
  $ 15001 -  20000                 $17,322          $811                   1.97                     
  $ 20001 -  25000                 $22,468        $1,344                   2.17                     
  $ 25001 -  30000                 $27,496        $1,637                   2.49                     
  $ 30001 -  35000                 $32,779        $1,821                   3.15                     
  $ 35001 -  40000                 $37,710        $2,464                   2.95                     
  $ 40001 -  45000                 $42,547        $2,702                   3.54                     
  $ 45001 -  50000                 $47,704        $3,275                   3.64                     
  $ 50001 -  75000                 $60,607        $4,410                   4.03                     
  $ 75001 - 100000                 $85,723        $8,807                   4.06                     
  $100001 - 250000                $137,262       $20,042                   4.48                     
  OVER $250,000                   $468,396      $129,959                   5.22                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,646        $4,975                   2.48                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SALINA UT                                                        
                        _________________________________________________                           
  UNDER $1               15    $-1,599,204        $3,000     -0.19          40                      
  $     1  -  5000      141       $387,126          $809      0.21          84                      
  $  5001 -  10000      125       $945,875       $16,838      1.78         175                      
  $ 10001 -  15000      105     $1,285,633       $40,433      3.14         183                      
  $ 15001 -  20000       86     $1,505,021       $61,598      4.09         186                      
  $ 20001 -  25000       63     $1,406,049       $66,015      4.70         155                      
  $ 25001 -  30000       75     $2,045,949       $99,160      4.85         217                      
  $ 30001 -  35000       51     $1,644,979      $100,441      6.11         150                      
  $ 35001 -  40000       34     $1,272,894       $71,935      5.65         117                      
  $ 40001 -  45000       56     $2,359,957      $151,288      6.41         207                      
  $ 45001 -  50000       47     $2,240,459      $176,484      7.88         153                      
  $ 50001 -  75000      128     $7,661,940      $674,169      8.80         449                      
  $ 75001 - 100000       15     $1,268,345      $165,548     13.05          48                      
  OVER $100,000          20     $7,794,460    $2,367,654     30.38          60                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                961     $30,219,483    $3,995,372     13.22        2,224                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -5.3           0.1                    1.8                     
  $     1  -  5000    14.7             1.3           0.0                    3.8                     
  $  5001 -  10000    13.0             3.1           0.4                    7.9                     
  $ 10001 -  15000    10.9             4.3           1.0                    8.2                     
  $ 15001 -  20000     8.9             5.0           1.5                    8.4                     
  $ 20001 -  25000     6.6             4.7           1.7                    7.0                     
  $ 25001 -  30000     7.8             6.8           2.5                    9.8                     
  $ 30001 -  35000     5.3             5.4           2.5                    6.7                     
  $ 35001 -  40000     3.5             4.2           1.8                    5.3                     
  $ 40001 -  45000     5.8             7.8           3.8                    9.3                     
  $ 45001 -  50000     4.9             7.4           4.4                    6.9                     
  $ 50001 -  75000    13.3            25.4          16.9                   20.2                     
  $ 75001 - 100000     1.6             4.2           4.1                    2.2                     
  OVER $100,000        2.1            25.8          59.3                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-106614          $200                   2.67                     
  $     1  -  5000                  $2,746            $6                   0.60                     
  $  5001 -  10000                  $7,567          $135                   1.40                     
  $ 10001 -  15000                 $12,244          $385                   1.74                     
  $ 15001 -  20000                 $17,500          $716                   2.16                     
  $ 20001 -  25000                 $22,318        $1,048                   2.46                     
  $ 25001 -  30000                 $27,279        $1,322                   2.89                     
  $ 30001 -  35000                 $32,254        $1,969                   2.94                     
  $ 35001 -  40000                 $37,438        $2,116                   3.44                     
  $ 40001 -  45000                 $42,142        $2,702                   3.70                     
  $ 45001 -  50000                 $47,669        $3,755                   3.26                     
  $ 50001 -  75000                 $59,859        $5,267                   3.51                     
  $ 75001 - 100000                 $84,556       $11,037                   3.20                     
  OVER $100,000                   $389,723      $118,383                   3.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,446        $4,158                   2.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SALT LAKE CITY UT                                                
                        _________________________________________________                           
  UNDER $1            1,156   $-36,258,007      $363,544     -1.00       1,624                      
  $     1  -  5000   14,475    $39,421,753      $523,600      1.33       8,603                      
  $  5001 -  10000   15,893   $119,527,721    $2,961,776      2.48      17,348                      
  $ 10001 -  15000   15,761   $197,093,638    $8,060,051      4.09      22,838                      
  $ 15001 -  20000   16,266   $284,314,556   $15,176,330      5.34      27,465                      
  $ 20001 -  25000   14,190   $318,201,108   $21,147,554      6.65      25,188                      
  $ 25001 -  30000   11,652   $319,305,224   $24,062,231      7.54      21,754                      
  $ 30001 -  35000    9,821   $318,682,425   $25,752,417      8.08      19,218                      
  $ 35001 -  40000    8,238   $308,544,219   $27,011,952      8.75      17,249                      
  $ 40001 -  45000    6,988   $296,371,753   $27,627,950      9.32      15,446                      
  $ 45001 -  50000    6,024   $285,804,424   $27,627,993      9.67      13,920                      
  $ 50001 -  75000   19,526 $1,190,429,472  $126,852,538     10.66      50,108                      
  $ 75001 - 100000    9,224   $791,972,160  $102,205,343     12.91      26,124                      
  $100001 - 250000   10,223 $1,460,197,550  $255,223,843     17.48      30,148                      
  OVER $250,000       2,442 $1,551,528,337  $420,105,388     27.08       7,228                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            161,879  $7,445,136,333$1,084,702,510     14.57      304,261                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.5           0.0                    0.5                     
  $     1  -  5000     8.9             0.5           0.0                    2.8                     
  $  5001 -  10000     9.8             1.6           0.3                    5.7                     
  $ 10001 -  15000     9.7             2.6           0.7                    7.5                     
  $ 15001 -  20000    10.0             3.8           1.4                    9.0                     
  $ 20001 -  25000     8.8             4.3           1.9                    8.3                     
  $ 25001 -  30000     7.2             4.3           2.2                    7.1                     
  $ 30001 -  35000     6.1             4.3           2.4                    6.3                     
  $ 35001 -  40000     5.1             4.1           2.5                    5.7                     
  $ 40001 -  45000     4.3             4.0           2.5                    5.1                     
  $ 45001 -  50000     3.7             3.8           2.5                    4.6                     
  $ 50001 -  75000    12.1            16.0          11.7                   16.5                     
  $ 75001 - 100000     5.7            10.6           9.4                    8.6                     
  $100001 - 250000     6.3            19.6          23.5                    9.9                     
  OVER $250,000        1.5            20.8          38.7                    2.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,365          $314                   1.40                     
  $     1  -  5000                  $2,723           $36                   0.59                     
  $  5001 -  10000                  $7,521          $186                   1.09                     
  $ 10001 -  15000                 $12,505          $511                   1.45                     
  $ 15001 -  20000                 $17,479          $933                   1.69                     
  $ 20001 -  25000                 $22,424        $1,490                   1.78                     
  $ 25001 -  30000                 $27,403        $2,065                   1.87                     
  $ 30001 -  35000                 $32,449        $2,622                   1.96                     
  $ 35001 -  40000                 $37,454        $3,279                   2.09                     
  $ 40001 -  45000                 $42,412        $3,954                   2.21                     
  $ 45001 -  50000                 $47,444        $4,586                   2.31                     
  $ 50001 -  75000                 $60,966        $6,497                   2.57                     
  $ 75001 - 100000                 $85,860       $11,080                   2.83                     
  $100001 - 250000                $142,835       $24,966                   2.95                     
  OVER $250,000                   $635,351      $172,033                   2.96                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,992        $6,701                   1.88                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SANDY UT                                                         
                        _________________________________________________                           
  UNDER $1              274   $-25,898,922       $13,280     -0.05         544                      
  $     1  -  5000    5,654    $14,716,037      $188,256      1.28       1,477                      
  $  5001 -  10000    4,415    $32,598,519    $1,153,576      3.54       3,004                      
  $ 10001 -  15000    3,253    $40,552,153    $2,026,725      5.00       3,809                      
  $ 15001 -  20000    3,117    $54,513,267    $3,178,715      5.83       4,654                      
  $ 20001 -  25000    2,696    $60,519,880    $4,112,346      6.80       4,488                      
  $ 25001 -  30000    2,160    $59,229,142    $4,160,575      7.02       4,227                      
  $ 30001 -  35000    1,929    $62,608,730    $4,499,576      7.19       4,209                      
  $ 35001 -  40000    1,711    $64,034,377    $4,744,392      7.41       4,145                      
  $ 40001 -  45000    1,629    $69,178,603    $5,381,159      7.78       4,309                      
  $ 45001 -  50000    1,560    $74,040,050    $5,914,996      7.99       4,479                      
  $ 50001 -  75000    6,677   $413,487,368   $36,572,569      8.84      21,275                      
  $ 75001 - 100000    4,130   $356,322,818   $40,489,108     11.36      14,129                      
  $100001 - 250000    4,454   $619,479,655  $100,786,716     16.27      16,014                      
  OVER $250,000         712   $449,814,065  $122,413,728     27.21       2,565                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             44,371  $2,345,195,742  $335,635,717     14.31       93,328                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -1.1           0.0                    0.6                     
  $     1  -  5000    12.7             0.6           0.1                    1.6                     
  $  5001 -  10000    10.0             1.4           0.3                    3.2                     
  $ 10001 -  15000     7.3             1.7           0.6                    4.1                     
  $ 15001 -  20000     7.0             2.3           0.9                    5.0                     
  $ 20001 -  25000     6.1             2.6           1.2                    4.8                     
  $ 25001 -  30000     4.9             2.5           1.2                    4.5                     
  $ 30001 -  35000     4.3             2.7           1.3                    4.5                     
  $ 35001 -  40000     3.9             2.7           1.4                    4.4                     
  $ 40001 -  45000     3.7             2.9           1.6                    4.6                     
  $ 45001 -  50000     3.5             3.2           1.8                    4.8                     
  $ 50001 -  75000    15.0            17.6          10.9                   22.8                     
  $ 75001 - 100000     9.3            15.2          12.1                   15.1                     
  $100001 - 250000    10.0            26.4          30.0                   17.2                     
  OVER $250,000        1.6            19.2          36.5                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-94,522           $48                   1.99                     
  $     1  -  5000                  $2,603           $33                   0.26                     
  $  5001 -  10000                  $7,384          $261                   0.68                     
  $ 10001 -  15000                 $12,466          $623                   1.17                     
  $ 15001 -  20000                 $17,489        $1,020                   1.49                     
  $ 20001 -  25000                 $22,448        $1,525                   1.66                     
  $ 25001 -  30000                 $27,421        $1,926                   1.96                     
  $ 30001 -  35000                 $32,457        $2,333                   2.18                     
  $ 35001 -  40000                 $37,425        $2,773                   2.42                     
  $ 40001 -  45000                 $42,467        $3,303                   2.65                     
  $ 45001 -  50000                 $47,462        $3,792                   2.87                     
  $ 50001 -  75000                 $61,927        $5,477                   3.19                     
  $ 75001 - 100000                 $86,277        $9,804                   3.42                     
  $100001 - 250000                $139,084       $22,628                   3.60                     
  OVER $250,000                   $631,761      $171,929                   3.60                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,854        $7,564                   2.10                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SANTA CLARA UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         262       $380,415       $10,681      2.81          93                      
  $  5001 -  10000      220     $1,579,815       $71,670      4.54         149                      
  $ 10001 -  15000      147     $1,815,973       $76,990      4.24         225                      
  $ 15001 -  20000      117     $2,026,788       $87,326      4.31         233                      
  $ 20001 -  25000       90     $2,026,914      $102,895      5.08         203                      
  $ 25001 -  30000       85     $2,339,293      $100,761      4.31         249                      
  $ 30001 -  35000       64     $2,058,526      $104,601      5.08         198                      
  $ 35001 -  40000       62     $2,332,557      $124,131      5.32         199                      
  $ 40001 -  45000       69     $2,917,231      $174,218      5.97         233                      
  $ 45001 -  50000       75     $3,552,892      $172,936      4.87         297                      
  $ 50001 -  75000      314    $19,191,062    $1,385,573      7.22       1,198                      
  $ 75001 - 100000      119    $10,244,322    $1,022,446      9.98         470                      
  $100001 - 250000       87    $11,357,035    $1,710,119     15.06         373                      
  OVER $250,000          15    $10,630,701    $3,089,167     29.06          65                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,726     $72,453,524    $8,233,514     11.36        4,185                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       15.2             0.5           0.1                    2.2                     
  $  5001 -  10000    12.7             2.2           0.9                    3.6                     
  $ 10001 -  15000     8.5             2.5           0.9                    5.4                     
  $ 15001 -  20000     6.8             2.8           1.1                    5.6                     
  $ 20001 -  25000     5.2             2.8           1.2                    4.9                     
  $ 25001 -  30000     4.9             3.2           1.2                    5.9                     
  $ 30001 -  35000     3.7             2.8           1.3                    4.7                     
  $ 35001 -  40000     3.6             3.2           1.5                    4.8                     
  $ 40001 -  45000     4.0             4.0           2.1                    5.6                     
  $ 45001 -  50000     4.3             4.9           2.1                    7.1                     
  $ 50001 -  75000    18.2            26.5          16.8                   28.6                     
  $ 75001 - 100000     6.9            14.1          12.4                   11.2                     
  $100001 - 250000     5.0            15.7          20.8                    8.9                     
  OVER $250,000        0.9            14.7          37.5                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,452           $41                   0.35                     
  $  5001 -  10000                  $7,181          $326                   0.68                     
  $ 10001 -  15000                 $12,354          $524                   1.53                     
  $ 15001 -  20000                 $17,323          $746                   1.99                     
  $ 20001 -  25000                 $22,521        $1,143                   2.26                     
  $ 25001 -  30000                 $27,521        $1,185                   2.93                     
  $ 30001 -  35000                 $32,164        $1,634                   3.09                     
  $ 35001 -  40000                 $37,622        $2,002                   3.21                     
  $ 40001 -  45000                 $42,279        $2,525                   3.38                     
  $ 45001 -  50000                 $47,372        $2,306                   3.96                     
  $ 50001 -  75000                 $61,118        $4,413                   3.82                     
  $ 75001 - 100000                 $86,087        $8,592                   3.95                     
  $100001 - 250000                $130,541       $19,657                   4.29                     
  OVER $250,000                   $708,713      $205,944                   4.33                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,978        $4,770                   2.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SANTAQUIN UT                                                     
                        _________________________________________________                           
  UNDER $1               15      $-411,973            $0      0.00          32                      
  $     1  -  5000      155       $435,229        $2,403      0.55          81                      
  $  5001 -  10000      176     $1,306,654       $31,329      2.40         188                      
  $ 10001 -  15000      134     $1,650,546       $49,071      2.97         268                      
  $ 15001 -  20000      147     $2,561,147      $110,828      4.33         326                      
  $ 20001 -  25000      138     $3,129,210      $157,921      5.05         316                      
  $ 25001 -  30000      112     $3,093,054      $130,459      4.22         340                      
  $ 30001 -  35000      130     $4,242,652      $209,444      4.94         437                      
  $ 35001 -  40000      143     $5,369,724      $262,412      4.89         528                      
  $ 40001 -  45000      134     $5,693,234      $299,653      5.26         506                      
  $ 45001 -  50000      115     $5,459,268      $344,480      6.31         407                      
  $ 50001 -  75000      343    $20,493,898    $1,535,618      7.49       1,324                      
  $ 75001 - 100000       87     $7,342,721      $789,951     10.76         356                      
  OVER $100,000          29     $4,335,709      $796,497     18.37         115                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,858     $64,701,073    $4,720,066      7.30        5,224                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.6           0.0                    0.6                     
  $     1  -  5000     8.3             0.7           0.1                    1.6                     
  $  5001 -  10000     9.5             2.0           0.7                    3.6                     
  $ 10001 -  15000     7.2             2.6           1.0                    5.1                     
  $ 15001 -  20000     7.9             4.0           2.3                    6.2                     
  $ 20001 -  25000     7.4             4.8           3.3                    6.0                     
  $ 25001 -  30000     6.0             4.8           2.8                    6.5                     
  $ 30001 -  35000     7.0             6.6           4.4                    8.4                     
  $ 35001 -  40000     7.7             8.3           5.6                   10.1                     
  $ 40001 -  45000     7.2             8.8           6.3                    9.7                     
  $ 45001 -  50000     6.2             8.4           7.3                    7.8                     
  $ 50001 -  75000    18.5            31.7          32.5                   25.3                     
  $ 75001 - 100000     4.7            11.3          16.7                    6.8                     
  OVER $100,000        1.6             6.7          16.9                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-27,465            $0                   2.13                     
  $     1  -  5000                  $2,808           $16                   0.52                     
  $  5001 -  10000                  $7,424          $178                   1.07                     
  $ 10001 -  15000                 $12,318          $366                   2.00                     
  $ 15001 -  20000                 $17,423          $754                   2.22                     
  $ 20001 -  25000                 $22,675        $1,144                   2.29                     
  $ 25001 -  30000                 $27,617        $1,165                   3.04                     
  $ 30001 -  35000                 $32,636        $1,611                   3.36                     
  $ 35001 -  40000                 $37,551        $1,835                   3.69                     
  $ 40001 -  45000                 $42,487        $2,236                   3.78                     
  $ 45001 -  50000                 $47,472        $2,995                   3.54                     
  $ 50001 -  75000                 $59,749        $4,477                   3.86                     
  $ 75001 - 100000                 $84,399        $9,080                   4.09                     
  OVER $100,000                   $149,507       $27,465                   3.97                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,823        $2,540                   2.81                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SMITHFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               22      $-387,457           $47     -0.01          52                      
  $     1  -  5000      382     $1,019,045        $6,425      0.63         118                      
  $  5001 -  10000      328     $2,386,307       $75,707      3.17         231                      
  $ 10001 -  15000      228     $2,825,362      $116,672      4.13         324                      
  $ 15001 -  20000      217     $3,781,260      $169,457      4.48         404                      
  $ 20001 -  25000      176     $3,973,275      $209,068      5.26         404                      
  $ 25001 -  30000      192     $5,292,609      $317,589      6.00         495                      
  $ 30001 -  35000      165     $5,372,611      $284,786      5.30         494                      
  $ 35001 -  40000      172     $6,423,315      $382,656      5.96         556                      
  $ 40001 -  45000      178     $7,598,989      $436,097      5.74         664                      
  $ 45001 -  50000      152     $7,226,430      $451,810      6.25         597                      
  $ 50001 -  75000      572    $34,691,492    $2,719,941      7.84       2,149                      
  $ 75001 - 100000      160    $13,605,528    $1,474,442     10.84         616                      
  $100001 - 250000      105    $13,851,090    $2,181,348     15.75         393                      
  OVER $250,000          13     $4,491,773    $1,061,908     23.64          49                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,062    $112,151,629    $9,887,953      8.82        7,546                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.3           0.0                    0.7                     
  $     1  -  5000    12.5             0.9           0.1                    1.6                     
  $  5001 -  10000    10.7             2.1           0.8                    3.1                     
  $ 10001 -  15000     7.4             2.5           1.2                    4.3                     
  $ 15001 -  20000     7.1             3.4           1.7                    5.4                     
  $ 20001 -  25000     5.7             3.5           2.1                    5.4                     
  $ 25001 -  30000     6.3             4.7           3.2                    6.6                     
  $ 30001 -  35000     5.4             4.8           2.9                    6.5                     
  $ 35001 -  40000     5.6             5.7           3.9                    7.4                     
  $ 40001 -  45000     5.8             6.8           4.4                    8.8                     
  $ 45001 -  50000     5.0             6.4           4.6                    7.9                     
  $ 50001 -  75000    18.7            30.9          27.5                   28.5                     
  $ 75001 - 100000     5.2            12.1          14.9                    8.2                     
  $100001 - 250000     3.4            12.4          22.1                    5.2                     
  OVER $250,000        0.4             4.0          10.7                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,612            $2                   2.36                     
  $     1  -  5000                  $2,668           $17                   0.31                     
  $  5001 -  10000                  $7,275          $231                   0.70                     
  $ 10001 -  15000                 $12,392          $512                   1.42                     
  $ 15001 -  20000                 $17,425          $781                   1.86                     
  $ 20001 -  25000                 $22,575        $1,188                   2.30                     
  $ 25001 -  30000                 $27,566        $1,654                   2.58                     
  $ 30001 -  35000                 $32,561        $1,726                   2.99                     
  $ 35001 -  40000                 $37,345        $2,225                   3.23                     
  $ 40001 -  45000                 $42,691        $2,450                   3.73                     
  $ 45001 -  50000                 $47,542        $2,972                   3.93                     
  $ 50001 -  75000                 $60,649        $4,755                   3.76                     
  $ 75001 - 100000                 $85,035        $9,215                   3.85                     
  $100001 - 250000                $131,915       $20,775                   3.74                     
  OVER $250,000                   $345,521       $81,685                   3.77                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,627        $3,229                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SOUTH JORDAN UT                                                  
                        _________________________________________________                           
  UNDER $1               71    $-3,178,041        $7,311     -0.23         153                      
  $     1  -  5000    1,786     $4,560,935       $37,444      0.82         310                      
  $  5001 -  10000    1,153     $8,417,768      $315,691      3.75         648                      
  $ 10001 -  15000      840    $10,406,540      $562,842      5.41         884                      
  $ 15001 -  20000      727    $12,641,325      $794,548      6.29         990                      
  $ 20001 -  25000      552    $12,476,325      $882,456      7.07         909                      
  $ 25001 -  30000      449    $12,283,620      $915,812      7.46         835                      
  $ 30001 -  35000      414    $13,402,272      $936,070      6.98         940                      
  $ 35001 -  40000      360    $13,476,542      $908,625      6.74         979                      
  $ 40001 -  45000      399    $16,972,199    $1,085,471      6.40       1,226                      
  $ 45001 -  50000      384    $18,238,826    $1,174,410      6.44       1,278                      
  $ 50001 -  75000    1,967   $123,346,560    $9,342,084      7.57       7,257                      
  $ 75001 - 100000    1,558   $134,243,667   $13,086,430      9.75       6,220                      
  $100001 - 250000    1,308   $176,245,709   $26,968,740     15.30       5,249                      
  OVER $250,000         104    $41,210,342   $10,252,525     24.88         385                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             12,072    $594,744,589   $67,270,459     11.31       28,263                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.5           0.0                    0.5                     
  $     1  -  5000    14.8             0.8           0.1                    1.1                     
  $  5001 -  10000     9.6             1.4           0.5                    2.3                     
  $ 10001 -  15000     7.0             1.7           0.8                    3.1                     
  $ 15001 -  20000     6.0             2.1           1.2                    3.5                     
  $ 20001 -  25000     4.6             2.1           1.3                    3.2                     
  $ 25001 -  30000     3.7             2.1           1.4                    3.0                     
  $ 30001 -  35000     3.4             2.3           1.4                    3.3                     
  $ 35001 -  40000     3.0             2.3           1.4                    3.5                     
  $ 40001 -  45000     3.3             2.9           1.6                    4.3                     
  $ 45001 -  50000     3.2             3.1           1.7                    4.5                     
  $ 50001 -  75000    16.3            20.7          13.9                   25.7                     
  $ 75001 - 100000    12.9            22.6          19.5                   22.0                     
  $100001 - 250000    10.8            29.6          40.1                   18.6                     
  OVER $250,000        0.9             6.9          15.2                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,761          $103                   2.15                     
  $     1  -  5000                  $2,554           $21                   0.17                     
  $  5001 -  10000                  $7,301          $274                   0.56                     
  $ 10001 -  15000                 $12,389          $670                   1.05                     
  $ 15001 -  20000                 $17,388        $1,093                   1.36                     
  $ 20001 -  25000                 $22,602        $1,599                   1.65                     
  $ 25001 -  30000                 $27,358        $2,040                   1.86                     
  $ 30001 -  35000                 $32,373        $2,261                   2.27                     
  $ 35001 -  40000                 $37,435        $2,524                   2.72                     
  $ 40001 -  45000                 $42,537        $2,720                   3.07                     
  $ 45001 -  50000                 $47,497        $3,058                   3.33                     
  $ 50001 -  75000                 $62,708        $4,749                   3.69                     
  $ 75001 - 100000                 $86,164        $8,400                   3.99                     
  $100001 - 250000                $134,744       $20,618                   4.01                     
  OVER $250,000                   $396,253       $98,582                   3.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,266        $5,572                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SOUTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $ 5,000         106       $294,886        $1,230      0.42         132                      
  $  5001 -  10000      143     $1,121,383       $15,786      1.41         233                      
  $ 10001 -  15000      187     $2,347,200       $79,091      3.37         360                      
  $ 15001 -  20000      173     $3,045,941      $143,356      4.71         330                      
  $ 20001 -  25000      166     $3,727,678      $231,312      6.21         340                      
  $ 25001 -  30000      129     $3,539,316      $261,515      7.39         246                      
  $ 30001 -  35000      111     $3,600,498      $276,774      7.69         234                      
  $ 35001 -  40000       84     $3,149,898      $256,643      8.15         196                      
  $ 40001 -  45000       55     $2,341,976      $191,956      8.20         148                      
  $ 45001 -  50000       40     $1,890,450      $186,364      9.86          93                      
  $ 50001 -  75000       93     $5,478,420      $595,051     10.86         224                      
  OVER $ 75,000          19     $1,942,524      $332,526     17.12          37                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,306     $32,480,170    $2,571,604      7.92        2,573                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.1             0.9           0.0                    5.1                     
  $  5001 -  10000    10.9             3.5           0.6                    9.1                     
  $ 10001 -  15000    14.3             7.2           3.1                   14.0                     
  $ 15001 -  20000    13.2             9.4           5.6                   12.8                     
  $ 20001 -  25000    12.7            11.5           9.0                   13.2                     
  $ 25001 -  30000     9.9            10.9          10.2                    9.6                     
  $ 30001 -  35000     8.5            11.1          10.8                    9.1                     
  $ 35001 -  40000     6.4             9.7          10.0                    7.6                     
  $ 40001 -  45000     4.2             7.2           7.5                    5.8                     
  $ 45001 -  50000     3.1             5.8           7.2                    3.6                     
  $ 50001 -  75000     7.1            16.9          23.1                    8.7                     
  OVER $ 75,000        1.5             6.0          12.9                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,782           $12                   1.25                     
  $  5001 -  10000                  $7,842          $110                   1.63                     
  $ 10001 -  15000                 $12,552          $423                   1.93                     
  $ 15001 -  20000                 $17,607          $829                   1.91                     
  $ 20001 -  25000                 $22,456        $1,393                   2.05                     
  $ 25001 -  30000                 $27,437        $2,027                   1.91                     
  $ 30001 -  35000                 $32,437        $2,493                   2.11                     
  $ 35001 -  40000                 $37,499        $3,055                   2.33                     
  $ 40001 -  45000                 $42,581        $3,490                   2.69                     
  $ 45001 -  50000                 $47,261        $4,659                   2.33                     
  $ 50001 -  75000                 $58,908        $6,398                   2.41                     
  OVER $ 75,000                   $102,238       $17,501                   1.95                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $24,870        $1,969                   1.97                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SOUTH WEBER UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         193       $-26,588        $5,130     -19.3          36                      
  $  5001 -  10000      128       $906,309       $35,669      3.94          64                      
  $ 10001 -  15000       88     $1,097,718       $59,195      5.39          93                      
  $ 15001 -  20000       60     $1,052,450       $61,237      5.82          94                      
  $ 20001 -  25000       50     $1,108,513       $78,058      7.04          79                      
  $ 25001 -  30000       49     $1,351,221       $92,512      6.85         104                      
  $ 30001 -  35000       54     $1,756,550      $112,438      6.40         137                      
  $ 35001 -  40000       61     $2,276,128      $156,074      6.86         169                      
  $ 40001 -  45000       54     $2,302,523      $136,261      5.92         168                      
  $ 45001 -  50000       49     $2,323,062      $156,507      6.74         162                      
  $ 50001 -  75000      305    $18,954,750    $1,469,257      7.75       1,131                      
  $ 75001 - 100000      191    $16,250,360    $1,654,709     10.18         769                      
  OVER $100,000          96    $12,434,067    $1,956,086     15.73         386                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,378     $61,787,063    $5,973,133      9.67        3,392                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.0            -0.0           0.1                    1.1                     
  $  5001 -  10000     9.3             1.5           0.6                    1.9                     
  $ 10001 -  15000     6.4             1.8           1.0                    2.7                     
  $ 15001 -  20000     4.4             1.7           1.0                    2.8                     
  $ 20001 -  25000     3.6             1.8           1.3                    2.3                     
  $ 25001 -  30000     3.6             2.2           1.5                    3.1                     
  $ 30001 -  35000     3.9             2.8           1.9                    4.0                     
  $ 35001 -  40000     4.4             3.7           2.6                    5.0                     
  $ 40001 -  45000     3.9             3.7           2.3                    5.0                     
  $ 45001 -  50000     3.6             3.8           2.6                    4.8                     
  $ 50001 -  75000    22.1            30.7          24.6                   33.3                     
  $ 75001 - 100000    13.9            26.3          27.7                   22.7                     
  OVER $100,000        7.0            20.1          32.7                   11.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                      $-138           $27                   0.19                     
  $  5001 -  10000                  $7,081          $279                   0.50                     
  $ 10001 -  15000                 $12,474          $673                   1.06                     
  $ 15001 -  20000                 $17,541        $1,021                   1.57                     
  $ 20001 -  25000                 $22,170        $1,561                   1.58                     
  $ 25001 -  30000                 $27,576        $1,888                   2.12                     
  $ 30001 -  35000                 $32,529        $2,082                   2.54                     
  $ 35001 -  40000                 $37,314        $2,559                   2.77                     
  $ 40001 -  45000                 $42,639        $2,523                   3.11                     
  $ 45001 -  50000                 $47,409        $3,194                   3.31                     
  $ 50001 -  75000                 $62,147        $4,817                   3.71                     
  $ 75001 - 100000                 $85,080        $8,663                   4.03                     
  OVER $100,000                   $129,522       $20,376                   4.02                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $44,838        $4,335                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SPANISH FORK UT                                                  
                        _________________________________________________                           
  UNDER $1               48    $-2,921,329            $0      0.00         115                      
  $     1  -  5000      941     $2,623,581       $15,271      0.58         339                      
  $  5001 -  10000      798     $5,910,455      $176,438      2.99         684                      
  $ 10001 -  15000      631     $7,865,734      $328,570      4.18         964                      
  $ 15001 -  20000      571     $9,886,893      $456,779      4.62       1,038                      
  $ 20001 -  25000      586    $13,153,315      $713,305      5.42       1,297                      
  $ 25001 -  30000      498    $13,636,437      $818,794      6.00       1,210                      
  $ 30001 -  35000      512    $16,639,774      $890,106      5.35       1,535                      
  $ 35001 -  40000      518    $19,377,758    $1,092,691      5.64       1,710                      
  $ 40001 -  45000      524    $22,282,191    $1,459,776      6.55       1,709                      
  $ 45001 -  50000      467    $22,179,775    $1,424,095      6.42       1,636                      
  $ 50001 -  75000    1,622    $98,333,289    $7,366,934      7.49       6,304                      
  $ 75001 - 100000      551    $46,918,876    $4,823,982     10.28       2,227                      
  $100001 - 250000      287    $38,881,366    $6,122,659     15.75       1,130                      
  OVER $250,000          27     $9,788,165    $2,332,234     23.83         103                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,581    $324,556,280   $28,021,634      8.63       22,001                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.9           0.0                    0.5                     
  $     1  -  5000    11.0             0.8           0.1                    1.5                     
  $  5001 -  10000     9.3             1.8           0.6                    3.1                     
  $ 10001 -  15000     7.4             2.4           1.2                    4.4                     
  $ 15001 -  20000     6.7             3.0           1.6                    4.7                     
  $ 20001 -  25000     6.8             4.1           2.5                    5.9                     
  $ 25001 -  30000     5.8             4.2           2.9                    5.5                     
  $ 30001 -  35000     6.0             5.1           3.2                    7.0                     
  $ 35001 -  40000     6.0             6.0           3.9                    7.8                     
  $ 40001 -  45000     6.1             6.9           5.2                    7.8                     
  $ 45001 -  50000     5.4             6.8           5.1                    7.4                     
  $ 50001 -  75000    18.9            30.3          26.3                   28.7                     
  $ 75001 - 100000     6.4            14.5          17.2                   10.1                     
  $100001 - 250000     3.3            12.0          21.8                    5.1                     
  OVER $250,000        0.3             3.0           8.3                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-60,861            $0                   2.40                     
  $     1  -  5000                  $2,788           $16                   0.36                     
  $  5001 -  10000                  $7,407          $221                   0.86                     
  $ 10001 -  15000                 $12,466          $521                   1.53                     
  $ 15001 -  20000                 $17,315          $800                   1.82                     
  $ 20001 -  25000                 $22,446        $1,217                   2.21                     
  $ 25001 -  30000                 $27,382        $1,644                   2.43                     
  $ 30001 -  35000                 $32,500        $1,738                   3.00                     
  $ 35001 -  40000                 $37,409        $2,109                   3.30                     
  $ 40001 -  45000                 $42,523        $2,786                   3.26                     
  $ 45001 -  50000                 $47,494        $3,049                   3.50                     
  $ 50001 -  75000                 $60,625        $4,542                   3.89                     
  $ 75001 - 100000                 $85,152        $8,755                   4.04                     
  $100001 - 250000                $135,475       $21,333                   3.94                     
  OVER $250,000                   $362,525       $86,379                   3.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,823        $3,266                   2.56                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SPRINGVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               42    $-2,457,074            $4     -0.00         127                      
  $     1  -  5000      798     $2,141,229       $19,113      0.89         371                      
  $  5001 -  10000      741     $5,485,950      $162,722      2.97         731                      
  $ 10001 -  15000      709     $8,792,594      $335,954      3.82       1,132                      
  $ 15001 -  20000      622    $10,869,393      $496,758      4.57       1,178                      
  $ 20001 -  25000      562    $12,593,995      $649,181      5.15       1,262                      
  $ 25001 -  30000      496    $13,606,991      $707,760      5.20       1,304                      
  $ 30001 -  35000      459    $14,898,157      $864,443      5.80       1,277                      
  $ 35001 -  40000      428    $16,050,155    $1,019,975      6.35       1,299                      
  $ 40001 -  45000      412    $17,477,709    $1,114,969      6.38       1,351                      
  $ 45001 -  50000      361    $17,125,915    $1,161,804      6.78       1,240                      
  $ 50001 -  75000    1,210    $73,819,047    $5,958,215      8.07       4,359                      
  $ 75001 - 100000      495    $42,149,661    $4,382,036     10.40       1,905                      
  $100001 - 250000      321    $43,086,159    $6,339,279     14.71       1,320                      
  OVER $250,000          46    $25,208,947    $6,552,306     25.99         168                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,702    $300,848,828   $29,764,519      9.89       19,024                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.8           0.0                    0.7                     
  $     1  -  5000    10.4             0.7           0.1                    2.0                     
  $  5001 -  10000     9.6             1.8           0.5                    3.8                     
  $ 10001 -  15000     9.2             2.9           1.1                    6.0                     
  $ 15001 -  20000     8.1             3.6           1.7                    6.2                     
  $ 20001 -  25000     7.3             4.2           2.2                    6.6                     
  $ 25001 -  30000     6.4             4.5           2.4                    6.9                     
  $ 30001 -  35000     6.0             5.0           2.9                    6.7                     
  $ 35001 -  40000     5.6             5.3           3.4                    6.8                     
  $ 40001 -  45000     5.3             5.8           3.7                    7.1                     
  $ 45001 -  50000     4.7             5.7           3.9                    6.5                     
  $ 50001 -  75000    15.7            24.5          20.0                   22.9                     
  $ 75001 - 100000     6.4            14.0          14.7                   10.0                     
  $100001 - 250000     4.2            14.3          21.3                    6.9                     
  OVER $250,000        0.6             8.4          22.0                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-58,502            $0                   3.02                     
  $     1  -  5000                  $2,683           $24                   0.46                     
  $  5001 -  10000                  $7,403          $220                   0.99                     
  $ 10001 -  15000                 $12,401          $474                   1.60                     
  $ 15001 -  20000                 $17,475          $799                   1.89                     
  $ 20001 -  25000                 $22,409        $1,155                   2.25                     
  $ 25001 -  30000                 $27,433        $1,427                   2.63                     
  $ 30001 -  35000                 $32,458        $1,883                   2.78                     
  $ 35001 -  40000                 $37,500        $2,383                   3.04                     
  $ 40001 -  45000                 $42,422        $2,706                   3.28                     
  $ 45001 -  50000                 $47,440        $3,218                   3.43                     
  $ 50001 -  75000                 $61,007        $4,924                   3.60                     
  $ 75001 - 100000                 $85,151        $8,853                   3.85                     
  $100001 - 250000                $134,225       $19,749                   4.11                     
  OVER $250,000                   $548,021      $142,441                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,061        $3,865                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   ST GEORGE UT                                                     
                        _________________________________________________                           
  UNDER $1              172    $-6,835,086       $19,453     -0.28         350                      
  $     1  -  5000    2,048     $5,601,447       $43,557      0.78       1,223                      
  $  5001 -  10000    2,140    $16,017,222      $342,395      2.14       2,565                      
  $ 10001 -  15000    2,017    $25,117,656      $901,749      3.59       3,337                      
  $ 15001 -  20000    1,839    $32,029,900    $1,418,979      4.43       3,580                      
  $ 20001 -  25000    1,473    $32,932,506    $1,740,768      5.29       3,103                      
  $ 25001 -  30000    1,288    $35,311,706    $2,073,350      5.87       3,061                      
  $ 30001 -  35000    1,056    $34,261,819    $2,144,065      6.26       2,691                      
  $ 35001 -  40000      970    $36,304,281    $2,413,896      6.65       2,680                      
  $ 40001 -  45000      812    $34,403,218    $2,504,713      7.28       2,313                      
  $ 45001 -  50000      704    $33,445,645    $2,583,777      7.73       2,053                      
  $ 50001 -  75000    2,412   $147,654,405   $12,991,398      8.80       7,532                      
  $ 75001 - 100000      968    $82,506,244    $9,432,994     11.43       3,074                      
  $100001 - 250000      836   $117,203,738   $19,033,731     16.24       2,652                      
  OVER $250,000         161    $88,532,450   $20,670,026     23.35         549                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             18,896    $714,487,151   $78,314,851     10.96       40,763                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.0           0.0                    0.9                     
  $     1  -  5000    10.8             0.8           0.1                    3.0                     
  $  5001 -  10000    11.3             2.2           0.4                    6.3                     
  $ 10001 -  15000    10.7             3.5           1.2                    8.2                     
  $ 15001 -  20000     9.7             4.5           1.8                    8.8                     
  $ 20001 -  25000     7.8             4.6           2.2                    7.6                     
  $ 25001 -  30000     6.8             4.9           2.6                    7.5                     
  $ 30001 -  35000     5.6             4.8           2.7                    6.6                     
  $ 35001 -  40000     5.1             5.1           3.1                    6.6                     
  $ 40001 -  45000     4.3             4.8           3.2                    5.7                     
  $ 45001 -  50000     3.7             4.7           3.3                    5.0                     
  $ 50001 -  75000    12.8            20.7          16.6                   18.5                     
  $ 75001 - 100000     5.1            11.5          12.0                    7.5                     
  $100001 - 250000     4.4            16.4          24.3                    6.5                     
  OVER $250,000        0.9            12.4          26.4                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-39,739          $113                   2.03                     
  $     1  -  5000                  $2,735           $21                   0.60                     
  $  5001 -  10000                  $7,485          $160                   1.20                     
  $ 10001 -  15000                 $12,453          $447                   1.65                     
  $ 15001 -  20000                 $17,417          $772                   1.95                     
  $ 20001 -  25000                 $22,357        $1,182                   2.11                     
  $ 25001 -  30000                 $27,416        $1,610                   2.38                     
  $ 30001 -  35000                 $32,445        $2,030                   2.55                     
  $ 35001 -  40000                 $37,427        $2,489                   2.76                     
  $ 40001 -  45000                 $42,368        $3,085                   2.85                     
  $ 45001 -  50000                 $47,508        $3,670                   2.92                     
  $ 50001 -  75000                 $61,217        $5,386                   3.12                     
  $ 75001 - 100000                 $85,234        $9,745                   3.18                     
  $100001 - 250000                $140,196       $22,768                   3.17                     
  OVER $250,000                   $549,891      $128,385                   3.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,812        $4,145                   2.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   STANSBURY PARK UT                                                
                        _________________________________________________                           
  UNDER $ 5,000         124       $240,525        $2,444      1.02          31                      
  $  5001 -  10000       71       $524,582       $19,915      3.80          50                      
  $ 10001 -  15000       72       $896,991       $48,954      5.46          77                      
  $ 15001 -  20000       47       $838,254       $54,257      6.47          62                      
  $ 20001 -  25000       52     $1,158,929       $64,536      5.57         115                      
  $ 25001 -  30000       40     $1,094,334       $72,670      6.64          77                      
  $ 30001 -  35000       39     $1,265,928       $81,896      6.47          97                      
  $ 35001 -  40000       45     $1,680,564      $119,666      7.12         110                      
  $ 40001 -  45000       60     $2,539,152      $197,028      7.76         157                      
  $ 45001 -  50000       50     $2,357,063      $151,028      6.41         167                      
  $ 50001 -  75000      299    $18,654,282    $1,482,331      7.95       1,083                      
  $ 75001 - 100000      194    $16,637,038    $1,877,273     11.28         667                      
  OVER $100,000         105    $13,810,880    $2,242,937     16.24         331                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,198     $61,698,522    $6,414,935     10.40        3,024                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.4             0.4           0.0                    1.0                     
  $  5001 -  10000     5.9             0.9           0.3                    1.7                     
  $ 10001 -  15000     6.0             1.5           0.8                    2.5                     
  $ 15001 -  20000     3.9             1.4           0.8                    2.1                     
  $ 20001 -  25000     4.3             1.9           1.0                    3.8                     
  $ 25001 -  30000     3.3             1.8           1.1                    2.5                     
  $ 30001 -  35000     3.3             2.1           1.3                    3.2                     
  $ 35001 -  40000     3.8             2.7           1.9                    3.6                     
  $ 40001 -  45000     5.0             4.1           3.1                    5.2                     
  $ 45001 -  50000     4.2             3.8           2.4                    5.5                     
  $ 50001 -  75000    25.0            30.2          23.1                   35.8                     
  $ 75001 - 100000    16.2            27.0          29.3                   22.1                     
  OVER $100,000        8.8            22.4          35.0                   10.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $1,940           $20                   0.25                     
  $  5001 -  10000                  $7,388          $280                   0.70                     
  $ 10001 -  15000                 $12,458          $680                   1.07                     
  $ 15001 -  20000                 $17,835        $1,154                   1.32                     
  $ 20001 -  25000                 $22,287        $1,241                   2.21                     
  $ 25001 -  30000                 $27,358        $1,817                   1.92                     
  $ 30001 -  35000                 $32,460        $2,100                   2.49                     
  $ 35001 -  40000                 $37,346        $2,659                   2.44                     
  $ 40001 -  45000                 $42,319        $3,284                   2.62                     
  $ 45001 -  50000                 $47,141        $3,021                   3.34                     
  $ 50001 -  75000                 $62,389        $4,958                   3.62                     
  $ 75001 - 100000                 $85,758        $9,677                   3.44                     
  OVER $100,000                   $131,532       $21,361                   3.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $51,501        $5,355                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SUNSET UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000         170       $411,677        $2,290      0.56         118                      
  $  5001 -  10000      172     $1,289,995       $27,696      2.15         184                      
  $ 10001 -  15000      167     $2,115,439       $83,500      3.95         269                      
  $ 15001 -  20000      186     $3,251,395      $164,430      5.06         330                      
  $ 20001 -  25000      155     $3,484,142      $196,838      5.65         317                      
  $ 25001 -  30000      184     $5,078,292      $363,243      7.15         380                      
  $ 30001 -  35000      162     $5,237,294      $377,223      7.20         382                      
  $ 35001 -  40000      139     $5,204,901      $406,961      7.82         357                      
  $ 40001 -  45000      127     $5,403,924      $476,748      8.82         328                      
  $ 45001 -  50000      110     $5,233,586      $436,603      8.34         331                      
  $ 50001 -  75000      271    $16,270,551    $1,647,995     10.13         794                      
  $ 75001 - 100000       72     $6,121,575      $848,628     13.86         198                      
  $100001 - 250000       19     $2,424,402      $440,727     18.18          52                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,934     $61,527,173    $5,472,882      8.90        4,040                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.8             0.7           0.0                    2.9                     
  $  5001 -  10000     8.9             2.1           0.5                    4.6                     
  $ 10001 -  15000     8.6             3.4           1.5                    6.7                     
  $ 15001 -  20000     9.6             5.3           3.0                    8.2                     
  $ 20001 -  25000     8.0             5.7           3.6                    7.8                     
  $ 25001 -  30000     9.5             8.3           6.6                    9.4                     
  $ 30001 -  35000     8.4             8.5           6.9                    9.5                     
  $ 35001 -  40000     7.2             8.5           7.4                    8.8                     
  $ 40001 -  45000     6.6             8.8           8.7                    8.1                     
  $ 45001 -  50000     5.7             8.5           8.0                    8.2                     
  $ 50001 -  75000    14.0            26.4          30.1                   19.7                     
  $ 75001 - 100000     3.7             9.9          15.5                    4.9                     
  $100001 - 250000     1.0             3.9           8.1                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,422           $13                   0.69                     
  $  5001 -  10000                  $7,500          $161                   1.07                     
  $ 10001 -  15000                 $12,667          $500                   1.61                     
  $ 15001 -  20000                 $17,481          $884                   1.77                     
  $ 20001 -  25000                 $22,478        $1,270                   2.05                     
  $ 25001 -  30000                 $27,599        $1,974                   2.07                     
  $ 30001 -  35000                 $32,329        $2,329                   2.36                     
  $ 35001 -  40000                 $37,445        $2,928                   2.57                     
  $ 40001 -  45000                 $42,551        $3,754                   2.58                     
  $ 45001 -  50000                 $47,578        $3,969                   3.01                     
  $ 50001 -  75000                 $60,039        $6,081                   2.93                     
  $ 75001 - 100000                 $85,022       $11,787                   2.75                     
  $100001 - 250000                $127,600       $23,196                   2.74                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,813        $2,830                   2.09                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   SYRACUSE UT                                                      
                        _________________________________________________                           
  UNDER $1               17    $-1,834,194            $0      0.00          45                      
  $     1  -  5000      451     $1,178,727        $8,023      0.68         122                      
  $  5001 -  10000      328     $2,416,117       $91,868      3.80         201                      
  $ 10001 -  15000      250     $3,093,160      $144,117      4.66         325                      
  $ 15001 -  20000      190     $3,313,938      $182,746      5.51         335                      
  $ 20001 -  25000      195     $4,365,392      $268,112      6.14         385                      
  $ 25001 -  30000      199     $5,481,865      $331,466      6.05         439                      
  $ 30001 -  35000      193     $6,322,523      $350,763      5.55         533                      
  $ 35001 -  40000      219     $8,238,777      $463,812      5.63         678                      
  $ 40001 -  45000      186     $7,898,803      $466,362      5.90         611                      
  $ 45001 -  50000      226    $10,715,275      $687,892      6.42         790                      
  $ 50001 -  75000      973    $59,840,134    $4,579,797      7.65       3,580                      
  $ 75001 - 100000      442    $37,484,273    $3,834,949     10.23       1,674                      
  $100001 - 250000      198    $25,432,910    $3,819,378     15.02         729                      
  OVER $250,000          15    $11,085,920    $3,286,717     29.65          50                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,082    $185,033,620   $18,516,002     10.01       10,497                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -1.0           0.0                    0.4                     
  $     1  -  5000    11.0             0.6           0.0                    1.2                     
  $  5001 -  10000     8.0             1.3           0.5                    1.9                     
  $ 10001 -  15000     6.1             1.7           0.8                    3.1                     
  $ 15001 -  20000     4.7             1.8           1.0                    3.2                     
  $ 20001 -  25000     4.8             2.4           1.4                    3.7                     
  $ 25001 -  30000     4.9             3.0           1.8                    4.2                     
  $ 30001 -  35000     4.7             3.4           1.9                    5.1                     
  $ 35001 -  40000     5.4             4.5           2.5                    6.5                     
  $ 40001 -  45000     4.6             4.3           2.5                    5.8                     
  $ 45001 -  50000     5.5             5.8           3.7                    7.5                     
  $ 50001 -  75000    23.8            32.3          24.7                   34.1                     
  $ 75001 - 100000    10.8            20.3          20.7                   15.9                     
  $100001 - 250000     4.9            13.7          20.6                    6.9                     
  OVER $250,000        0.4             6.0          17.8                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-107894            $0                   2.65                     
  $     1  -  5000                  $2,614           $18                   0.27                     
  $  5001 -  10000                  $7,366          $280                   0.61                     
  $ 10001 -  15000                 $12,373          $576                   1.30                     
  $ 15001 -  20000                 $17,442          $962                   1.76                     
  $ 20001 -  25000                 $22,387        $1,375                   1.97                     
  $ 25001 -  30000                 $27,547        $1,666                   2.21                     
  $ 30001 -  35000                 $32,759        $1,817                   2.76                     
  $ 35001 -  40000                 $37,620        $2,118                   3.10                     
  $ 40001 -  45000                 $42,467        $2,507                   3.28                     
  $ 45001 -  50000                 $47,413        $3,044                   3.50                     
  $ 50001 -  75000                 $61,501        $4,707                   3.68                     
  $ 75001 - 100000                 $84,806        $8,676                   3.79                     
  $100001 - 250000                $128,449       $19,290                   3.68                     
  OVER $250,000                   $739,061      $219,114                   3.33                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,329        $4,536                   2.57                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   TAYLORSVILLE UT                                                  
                        _________________________________________________                           
  UNDER $1               33      $-445,242        $1,661     -0.37          51                      
  $     1  -  5000    1,329     $3,562,001       $14,174      0.40         551                      
  $  5001 -  10000    1,118     $8,265,822      $233,978      2.83         980                      
  $ 10001 -  15000    1,006    $12,633,087      $581,171      4.60       1,366                      
  $ 15001 -  20000    1,012    $17,702,389      $962,308      5.44       1,707                      
  $ 20001 -  25000      906    $20,294,768    $1,227,564      6.05       1,794                      
  $ 25001 -  30000      747    $20,465,165    $1,363,086      6.66       1,616                      
  $ 30001 -  35000      679    $22,088,532    $1,523,161      6.90       1,612                      
  $ 35001 -  40000      634    $23,757,508    $1,767,918      7.44       1,614                      
  $ 40001 -  45000      554    $23,509,277    $1,867,792      7.94       1,492                      
  $ 45001 -  50000      434    $20,578,700    $1,690,988      8.22       1,209                      
  $ 50001 -  75000    1,460    $88,873,039    $7,760,951      8.73       4,781                      
  $ 75001 - 100000      552    $46,930,496    $5,443,341     11.60       1,865                      
  $100001 - 250000      224    $28,543,122    $4,621,732     16.19         746                      
  OVER $250,000          13     $5,974,465    $1,706,963     28.57          54                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,701    $342,733,129   $30,766,788      8.98       21,438                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.2                     
  $     1  -  5000    12.4             1.0           0.0                    2.6                     
  $  5001 -  10000    10.4             2.4           0.8                    4.6                     
  $ 10001 -  15000     9.4             3.7           1.9                    6.4                     
  $ 15001 -  20000     9.5             5.2           3.1                    8.0                     
  $ 20001 -  25000     8.5             5.9           4.0                    8.4                     
  $ 25001 -  30000     7.0             6.0           4.4                    7.5                     
  $ 30001 -  35000     6.3             6.4           5.0                    7.5                     
  $ 35001 -  40000     5.9             6.9           5.7                    7.5                     
  $ 40001 -  45000     5.2             6.9           6.1                    7.0                     
  $ 45001 -  50000     4.1             6.0           5.5                    5.6                     
  $ 50001 -  75000    13.6            25.9          25.2                   22.3                     
  $ 75001 - 100000     5.2            13.7          17.7                    8.7                     
  $100001 - 250000     2.1             8.3          15.0                    3.5                     
  OVER $250,000        0.1             1.7           5.5                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-13,492           $50                   1.55                     
  $     1  -  5000                  $2,680           $11                   0.41                     
  $  5001 -  10000                  $7,393          $209                   0.88                     
  $ 10001 -  15000                 $12,558          $578                   1.36                     
  $ 15001 -  20000                 $17,492          $951                   1.69                     
  $ 20001 -  25000                 $22,400        $1,355                   1.98                     
  $ 25001 -  30000                 $27,396        $1,825                   2.16                     
  $ 30001 -  35000                 $32,531        $2,243                   2.37                     
  $ 35001 -  40000                 $37,472        $2,789                   2.55                     
  $ 40001 -  45000                 $42,436        $3,371                   2.69                     
  $ 45001 -  50000                 $47,416        $3,896                   2.79                     
  $ 50001 -  75000                 $60,872        $5,316                   3.27                     
  $ 75001 - 100000                 $85,019        $9,861                   3.38                     
  $100001 - 250000                $127,425       $20,633                   3.33                     
  OVER $250,000                   $459,574      $131,305                   4.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,028        $2,875                   2.00                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   TOOELE UT                                                        
                        _________________________________________________                           
  UNDER $1               32      $-435,687            $0      0.00          48                      
  $     1  -  5000      816     $2,174,937       $10,235      0.47         500                      
  $  5001 -  10000      793     $5,946,717      $122,729      2.06         902                      
  $ 10001 -  15000      799     $9,993,228      $364,682      3.65       1,267                      
  $ 15001 -  20000      755    $13,211,671      $684,278      5.18       1,316                      
  $ 20001 -  25000      809    $18,213,721    $1,091,241      5.99       1,637                      
  $ 25001 -  30000      708    $19,504,544    $1,212,842      6.22       1,626                      
  $ 30001 -  35000      696    $22,677,898    $1,563,226      6.89       1,665                      
  $ 35001 -  40000      706    $26,419,967    $1,840,853      6.97       1,960                      
  $ 40001 -  45000      690    $29,357,542    $2,136,273      7.28       2,039                      
  $ 45001 -  50000      582    $27,608,640    $2,114,064      7.66       1,826                      
  $ 50001 -  75000    1,899   $114,793,149   $10,371,487      9.03       6,138                      
  $ 75001 - 100000      656    $55,720,990    $6,816,110     12.23       2,152                      
  $100001 - 250000      239    $30,563,527    $5,026,950     16.45         769                      
  OVER $250,000          13     $4,559,934    $1,155,171     25.33          35                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             10,193    $380,310,778   $34,510,141      9.07       23,880                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.2                     
  $     1  -  5000     8.0             0.6           0.0                    2.1                     
  $  5001 -  10000     7.8             1.6           0.4                    3.8                     
  $ 10001 -  15000     7.8             2.6           1.1                    5.3                     
  $ 15001 -  20000     7.4             3.5           2.0                    5.5                     
  $ 20001 -  25000     7.9             4.8           3.2                    6.9                     
  $ 25001 -  30000     6.9             5.1           3.5                    6.8                     
  $ 30001 -  35000     6.8             6.0           4.5                    7.0                     
  $ 35001 -  40000     6.9             6.9           5.3                    8.2                     
  $ 40001 -  45000     6.8             7.7           6.2                    8.5                     
  $ 45001 -  50000     5.7             7.3           6.1                    7.6                     
  $ 50001 -  75000    18.6            30.2          30.1                   25.7                     
  $ 75001 - 100000     6.4            14.7          19.8                    9.0                     
  $100001 - 250000     2.3             8.0          14.6                    3.2                     
  OVER $250,000        0.1             1.2           3.3                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-13,615            $0                   1.50                     
  $     1  -  5000                  $2,665           $13                   0.61                     
  $  5001 -  10000                  $7,499          $155                   1.14                     
  $ 10001 -  15000                 $12,507          $456                   1.59                     
  $ 15001 -  20000                 $17,499          $906                   1.74                     
  $ 20001 -  25000                 $22,514        $1,349                   2.02                     
  $ 25001 -  30000                 $27,549        $1,713                   2.30                     
  $ 30001 -  35000                 $32,583        $2,246                   2.39                     
  $ 35001 -  40000                 $37,422        $2,607                   2.78                     
  $ 40001 -  45000                 $42,547        $3,096                   2.96                     
  $ 45001 -  50000                 $47,438        $3,632                   3.14                     
  $ 50001 -  75000                 $60,449        $5,462                   3.23                     
  $ 75001 - 100000                 $84,941       $10,390                   3.28                     
  $100001 - 250000                $127,881       $21,033                   3.22                     
  OVER $250,000                   $350,764       $88,859                   2.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,311        $3,386                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   TREMONTON UT                                                     
                        _________________________________________________                           
  UNDER $1               19    $-1,008,350        $5,072     -0.50          61                      
  $     1  -  5000      404     $1,158,477       $10,891      0.94         134                      
  $  5001 -  10000      325     $2,386,119       $78,865      3.31         261                      
  $ 10001 -  15000      269     $3,361,148      $129,129      3.84         426                      
  $ 15001 -  20000      207     $3,651,098      $158,526      4.34         414                      
  $ 20001 -  25000      236     $5,328,122      $283,240      5.32         547                      
  $ 25001 -  30000      228     $6,265,645      $364,597      5.82         596                      
  $ 30001 -  35000      199     $6,440,768      $381,028      5.92         592                      
  $ 35001 -  40000      210     $7,902,069      $502,167      6.35         648                      
  $ 40001 -  45000      150     $6,378,822      $415,004      6.51         525                      
  $ 45001 -  50000      166     $7,897,771      $513,085      6.50         626                      
  $ 50001 -  75000      600    $36,450,188    $2,997,214      8.22       2,273                      
  $ 75001 - 100000      201    $17,106,336    $2,028,666     11.86         701                      
  OVER $100,000          86    $12,690,439    $2,212,919     17.44         314                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,300    $116,008,652   $10,080,403      8.69        8,118                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.9           0.1                    0.8                     
  $     1  -  5000    12.2             1.0           0.1                    1.7                     
  $  5001 -  10000     9.8             2.1           0.8                    3.2                     
  $ 10001 -  15000     8.2             2.9           1.3                    5.2                     
  $ 15001 -  20000     6.3             3.1           1.6                    5.1                     
  $ 20001 -  25000     7.2             4.6           2.8                    6.7                     
  $ 25001 -  30000     6.9             5.4           3.6                    7.3                     
  $ 30001 -  35000     6.0             5.6           3.8                    7.3                     
  $ 35001 -  40000     6.4             6.8           5.0                    8.0                     
  $ 40001 -  45000     4.5             5.5           4.1                    6.5                     
  $ 45001 -  50000     5.0             6.8           5.1                    7.7                     
  $ 50001 -  75000    18.2            31.4          29.7                   28.0                     
  $ 75001 - 100000     6.1            14.7          20.1                    8.6                     
  OVER $100,000        2.6            10.9          22.0                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-53,071          $267                   3.21                     
  $     1  -  5000                  $2,868           $27                   0.33                     
  $  5001 -  10000                  $7,342          $243                   0.80                     
  $ 10001 -  15000                 $12,495          $480                   1.58                     
  $ 15001 -  20000                 $17,638          $766                   2.00                     
  $ 20001 -  25000                 $22,577        $1,200                   2.32                     
  $ 25001 -  30000                 $27,481        $1,599                   2.61                     
  $ 30001 -  35000                 $32,366        $1,915                   2.97                     
  $ 35001 -  40000                 $37,629        $2,391                   3.09                     
  $ 40001 -  45000                 $42,525        $2,767                   3.50                     
  $ 45001 -  50000                 $47,577        $3,091                   3.77                     
  $ 50001 -  75000                 $60,750        $4,995                   3.79                     
  $ 75001 - 100000                 $85,106       $10,093                   3.49                     
  OVER $100,000                   $147,563       $25,732                   3.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,154        $3,055                   2.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   VERNAL UT                                                        
                        _________________________________________________                           
  UNDER $1               61    $-4,479,293           $36     -0.00         141                      
  $     1  -  5000      945     $2,569,793       $12,831      0.50         532                      
  $  5001 -  10000      916     $6,728,070      $148,203      2.20       1,086                      
  $ 10001 -  15000      716     $8,915,318      $317,528      3.56       1,207                      
  $ 15001 -  20000      550     $9,622,630      $422,329      4.39       1,165                      
  $ 20001 -  25000      501    $11,257,812      $588,223      5.23       1,114                      
  $ 25001 -  30000      448    $12,290,886      $734,767      5.98       1,146                      
  $ 30001 -  35000      395    $12,803,906      $832,004      6.50       1,072                      
  $ 35001 -  40000      391    $14,682,389      $960,904      6.54       1,255                      
  $ 40001 -  45000      391    $16,630,322    $1,325,463      7.97       1,194                      
  $ 45001 -  50000      329    $15,588,128    $1,227,552      7.87       1,076                      
  $ 50001 -  75000    1,105    $66,736,622    $6,174,852      9.25       3,864                      
  $ 75001 - 100000      380    $32,310,113    $4,137,843     12.81       1,288                      
  $100001 - 250000      211    $28,310,702    $5,006,199     17.68         686                      
  OVER $250,000          32    $13,968,520    $4,060,334     29.07          86                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,371    $247,935,918   $25,949,068     10.47       16,912                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.8           0.0                    0.8                     
  $     1  -  5000    12.8             1.0           0.0                    3.1                     
  $  5001 -  10000    12.4             2.7           0.6                    6.4                     
  $ 10001 -  15000     9.7             3.6           1.2                    7.1                     
  $ 15001 -  20000     7.5             3.9           1.6                    6.9                     
  $ 20001 -  25000     6.8             4.5           2.3                    6.6                     
  $ 25001 -  30000     6.1             5.0           2.8                    6.8                     
  $ 30001 -  35000     5.4             5.2           3.2                    6.3                     
  $ 35001 -  40000     5.3             5.9           3.7                    7.4                     
  $ 40001 -  45000     5.3             6.7           5.1                    7.1                     
  $ 45001 -  50000     4.5             6.3           4.7                    6.4                     
  $ 50001 -  75000    15.0            26.9          23.8                   22.8                     
  $ 75001 - 100000     5.2            13.0          15.9                    7.6                     
  $100001 - 250000     2.9            11.4          19.3                    4.1                     
  OVER $250,000        0.4             5.6          15.6                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-73,431            $1                   2.31                     
  $     1  -  5000                  $2,719           $14                   0.56                     
  $  5001 -  10000                  $7,345          $162                   1.19                     
  $ 10001 -  15000                 $12,452          $443                   1.69                     
  $ 15001 -  20000                 $17,496          $768                   2.12                     
  $ 20001 -  25000                 $22,471        $1,174                   2.22                     
  $ 25001 -  30000                 $27,435        $1,640                   2.56                     
  $ 30001 -  35000                 $32,415        $2,106                   2.71                     
  $ 35001 -  40000                 $37,551        $2,458                   3.21                     
  $ 40001 -  45000                 $42,533        $3,390                   3.05                     
  $ 45001 -  50000                 $47,380        $3,731                   3.27                     
  $ 50001 -  75000                 $60,395        $5,588                   3.50                     
  $ 75001 - 100000                 $85,027       $10,889                   3.39                     
  $100001 - 250000                $134,174       $23,726                   3.25                     
  OVER $250,000                   $436,516      $126,885                   2.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,637        $3,520                   2.29                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WASHINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               25    $-2,426,917          $217     -0.01          53                      
  $     1  -  5000      308       $836,771        $1,884      0.23         189                      
  $  5001 -  10000      332     $2,457,694       $52,486      2.14         387                      
  $ 10001 -  15000      329     $4,093,658      $149,680      3.66         549                      
  $ 15001 -  20000      315     $5,496,385      $246,406      4.48         615                      
  $ 20001 -  25000      238     $5,289,646      $263,327      4.98         560                      
  $ 25001 -  30000      208     $5,738,324      $285,890      4.98         566                      
  $ 30001 -  35000      170     $5,474,469      $293,432      5.36         517                      
  $ 35001 -  40000      183     $6,847,351      $416,421      6.08         560                      
  $ 40001 -  45000      144     $6,125,312      $383,278      6.26         497                      
  $ 45001 -  50000      107     $5,102,637      $362,091      7.10         382                      
  $ 50001 -  75000      342    $20,675,071    $1,714,946      8.29       1,167                      
  $ 75001 - 100000      114     $9,844,102    $1,103,691     11.21         388                      
  $100001 - 250000       63     $8,068,841    $1,246,574     15.45         207                      
  OVER $250,000          11     $4,178,200      $868,148     20.78          48                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,889     $87,801,544    $7,388,471      8.41        6,685                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -2.8           0.0                    0.8                     
  $     1  -  5000    10.7             1.0           0.0                    2.8                     
  $  5001 -  10000    11.5             2.8           0.7                    5.8                     
  $ 10001 -  15000    11.4             4.7           2.0                    8.2                     
  $ 15001 -  20000    10.9             6.3           3.3                    9.2                     
  $ 20001 -  25000     8.2             6.0           3.6                    8.4                     
  $ 25001 -  30000     7.2             6.5           3.9                    8.5                     
  $ 30001 -  35000     5.9             6.2           4.0                    7.7                     
  $ 35001 -  40000     6.3             7.8           5.6                    8.4                     
  $ 40001 -  45000     5.0             7.0           5.2                    7.4                     
  $ 45001 -  50000     3.7             5.8           4.9                    5.7                     
  $ 50001 -  75000    11.8            23.5          23.2                   17.5                     
  $ 75001 - 100000     3.9            11.2          14.9                    5.8                     
  $100001 - 250000     2.2             9.2          16.9                    3.1                     
  OVER $250,000        0.4             4.8          11.8                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-97,077            $9                   2.12                     
  $     1  -  5000                  $2,717            $6                   0.61                     
  $  5001 -  10000                  $7,403          $158                   1.17                     
  $ 10001 -  15000                 $12,443          $455                   1.67                     
  $ 15001 -  20000                 $17,449          $782                   1.95                     
  $ 20001 -  25000                 $22,225        $1,106                   2.35                     
  $ 25001 -  30000                 $27,588        $1,374                   2.72                     
  $ 30001 -  35000                 $32,203        $1,726                   3.04                     
  $ 35001 -  40000                 $37,417        $2,276                   3.06                     
  $ 40001 -  45000                 $42,537        $2,662                   3.45                     
  $ 45001 -  50000                 $47,688        $3,384                   3.57                     
  $ 50001 -  75000                 $60,453        $5,014                   3.41                     
  $ 75001 - 100000                 $86,352        $9,682                   3.40                     
  $100001 - 250000                $128,077       $19,787                   3.29                     
  OVER $250,000                   $379,836       $78,923                   4.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,392        $2,557                   2.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WELLSVILLE UT                                                    
                        _________________________________________________                           
  UNDER $1               10      $-139,450        $1,849     -1.33          23                      
  $     1  -  5000      177       $431,585        $3,636      0.84          48                      
  $  5001 -  10000      149     $1,110,706       $26,156      2.35         143                      
  $ 10001 -  15000      119     $1,507,120       $60,351      4.00         188                      
  $ 15001 -  20000      118     $2,076,921      $101,202      4.87         234                      
  $ 20001 -  25000      114     $2,554,286      $132,933      5.20         241                      
  $ 25001 -  30000       95     $2,620,288      $132,540      5.06         270                      
  $ 30001 -  35000       72     $2,334,896      $142,822      6.12         205                      
  $ 35001 -  40000      101     $3,774,506      $205,799      5.45         364                      
  $ 40001 -  45000       90     $3,830,030      $223,405      5.83         331                      
  $ 45001 -  50000       88     $4,185,085      $291,782      6.97         309                      
  $ 50001 -  75000      288    $17,508,769    $1,407,242      8.04       1,084                      
  $ 75001 - 100000       88     $7,438,877      $816,376     10.97         315                      
  OVER $100,000          45     $8,810,622    $1,561,103     17.72         159                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,554     $58,044,241    $5,107,196      8.80        3,914                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.2           0.0                    0.6                     
  $     1  -  5000    11.4             0.7           0.1                    1.2                     
  $  5001 -  10000     9.6             1.9           0.5                    3.7                     
  $ 10001 -  15000     7.7             2.6           1.2                    4.8                     
  $ 15001 -  20000     7.6             3.6           2.0                    6.0                     
  $ 20001 -  25000     7.3             4.4           2.6                    6.2                     
  $ 25001 -  30000     6.1             4.5           2.6                    6.9                     
  $ 30001 -  35000     4.6             4.0           2.8                    5.2                     
  $ 35001 -  40000     6.5             6.5           4.0                    9.3                     
  $ 40001 -  45000     5.8             6.6           4.4                    8.5                     
  $ 45001 -  50000     5.7             7.2           5.7                    7.9                     
  $ 50001 -  75000    18.5            30.2          27.6                   27.7                     
  $ 75001 - 100000     5.7            12.8          16.0                    8.0                     
  OVER $100,000        2.9            15.2          30.6                    4.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-13,945          $185                   2.30                     
  $     1  -  5000                  $2,438           $21                   0.27                     
  $  5001 -  10000                  $7,454          $176                   0.96                     
  $ 10001 -  15000                 $12,665          $507                   1.58                     
  $ 15001 -  20000                 $17,601          $858                   1.98                     
  $ 20001 -  25000                 $22,406        $1,166                   2.11                     
  $ 25001 -  30000                 $27,582        $1,395                   2.84                     
  $ 30001 -  35000                 $32,429        $1,984                   2.85                     
  $ 35001 -  40000                 $37,371        $2,038                   3.60                     
  $ 40001 -  45000                 $42,556        $2,482                   3.68                     
  $ 45001 -  50000                 $47,558        $3,316                   3.51                     
  $ 50001 -  75000                 $60,794        $4,886                   3.76                     
  $ 75001 - 100000                 $84,533        $9,277                   3.58                     
  OVER $100,000                   $195,792       $34,691                   3.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,352        $3,286                   2.52                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WENDOVER UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          81       $170,583          $120      0.07          74                      
  $  5001 -  10000       94       $703,640       $12,641      1.80         147                      
  $ 10001 -  15000      108     $1,389,978       $37,414      2.69         234                      
  $ 15001 -  20000      133     $2,314,595       $84,131      3.63         344                      
  $ 20001 -  25000       71     $1,572,515       $66,804      4.25         187                      
  $ 25001 -  30000       70     $1,920,516      $108,130      5.63         194                      
  $ 30001 -  35000       40     $1,291,317       $71,921      5.57         129                      
  $ 35001 -  40000       43     $1,614,530      $113,411      7.02         142                      
  $ 40001 -  45000       32     $1,340,776       $96,834      7.22         113                      
  $ 45001 -  50000       27     $1,273,678       $97,998      7.69          98                      
  $ 50001 -  75000       53     $3,118,359      $305,294      9.79         184                      
  OVER $ 75,000          22     $2,286,730      $370,276     16.19          70                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                774     $18,997,217    $1,364,974      7.19        1,916                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.5             0.9           0.0                    3.9                     
  $  5001 -  10000    12.1             3.7           0.9                    7.7                     
  $ 10001 -  15000    14.0             7.3           2.7                   12.2                     
  $ 15001 -  20000    17.2            12.2           6.2                   18.0                     
  $ 20001 -  25000     9.2             8.3           4.9                    9.8                     
  $ 25001 -  30000     9.0            10.1           7.9                   10.1                     
  $ 30001 -  35000     5.2             6.8           5.3                    6.7                     
  $ 35001 -  40000     5.6             8.5           8.3                    7.4                     
  $ 40001 -  45000     4.1             7.1           7.1                    5.9                     
  $ 45001 -  50000     3.5             6.7           7.2                    5.1                     
  $ 50001 -  75000     6.8            16.4          22.4                    9.6                     
  OVER $ 75,000        2.8            12.0          27.1                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,106            $1                   0.91                     
  $  5001 -  10000                  $7,486          $134                   1.56                     
  $ 10001 -  15000                 $12,870          $346                   2.17                     
  $ 15001 -  20000                 $17,403          $633                   2.59                     
  $ 20001 -  25000                 $22,148          $941                   2.63                     
  $ 25001 -  30000                 $27,436        $1,545                   2.77                     
  $ 30001 -  35000                 $32,283        $1,798                   3.23                     
  $ 35001 -  40000                 $37,547        $2,637                   3.30                     
  $ 40001 -  45000                 $41,899        $3,026                   3.53                     
  $ 45001 -  50000                 $47,173        $3,630                   3.63                     
  $ 50001 -  75000                 $58,837        $5,760                   3.47                     
  OVER $ 75,000                   $103,942       $16,831                   3.18                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $24,544        $1,764                   2.48                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WEST BOUNTIFUL UT                                                
                        _________________________________________________                           
  UNDER $ 5,000         248       $593,001        $2,334      0.39          59                      
  $  5001 -  10000      173     $1,284,580       $49,204      3.83         104                      
  $ 10001 -  15000      125     $1,591,226       $90,163      5.67         138                      
  $ 15001 -  20000      124     $2,151,044      $133,793      6.22         161                      
  $ 20001 -  25000       84     $1,850,416      $128,902      6.97         139                      
  $ 25001 -  30000       77     $2,124,273      $151,904      7.15         150                      
  $ 30001 -  35000       82     $2,667,166      $196,341      7.36         180                      
  $ 35001 -  40000       80     $2,985,329      $171,539      5.75         236                      
  $ 40001 -  45000       76     $3,227,704      $198,028      6.14         241                      
  $ 45001 -  50000       74     $3,515,427      $239,123      6.80         246                      
  $ 50001 -  75000      340    $21,058,769    $1,671,570      7.94       1,233                      
  $ 75001 - 100000      172    $14,657,002    $1,625,620     11.09         633                      
  OVER $100,000          74    $10,734,302    $1,916,417     17.85         290                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,729     $68,440,239    $6,574,938      9.61        3,810                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       14.3             0.9           0.0                    1.5                     
  $  5001 -  10000    10.0             1.9           0.7                    2.7                     
  $ 10001 -  15000     7.2             2.3           1.4                    3.6                     
  $ 15001 -  20000     7.2             3.1           2.0                    4.2                     
  $ 20001 -  25000     4.9             2.7           2.0                    3.6                     
  $ 25001 -  30000     4.5             3.1           2.3                    3.9                     
  $ 30001 -  35000     4.7             3.9           3.0                    4.7                     
  $ 35001 -  40000     4.6             4.4           2.6                    6.2                     
  $ 40001 -  45000     4.4             4.7           3.0                    6.3                     
  $ 45001 -  50000     4.3             5.1           3.6                    6.5                     
  $ 50001 -  75000    19.7            30.8          25.4                   32.4                     
  $ 75001 - 100000     9.9            21.4          24.7                   16.6                     
  OVER $100,000        4.3            15.7          29.1                    7.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,391            $9                   0.24                     
  $  5001 -  10000                  $7,425          $284                   0.60                     
  $ 10001 -  15000                 $12,730          $721                   1.10                     
  $ 15001 -  20000                 $17,347        $1,079                   1.30                     
  $ 20001 -  25000                 $22,029        $1,535                   1.65                     
  $ 25001 -  30000                 $27,588        $1,973                   1.95                     
  $ 30001 -  35000                 $32,526        $2,394                   2.20                     
  $ 35001 -  40000                 $37,317        $2,144                   2.95                     
  $ 40001 -  45000                 $42,470        $2,606                   3.17                     
  $ 45001 -  50000                 $47,506        $3,231                   3.32                     
  $ 50001 -  75000                 $61,938        $4,916                   3.63                     
  $ 75001 - 100000                 $85,215        $9,451                   3.68                     
  OVER $100,000                   $145,058       $25,898                   3.92                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,584        $3,803                   2.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WEST JORDAN UT                                                   
                        _________________________________________________                           
  UNDER $1               94    $-5,677,965        $3,960     -0.07         221                      
  $     1  -  5000    3,249     $8,598,909       $40,708      0.47       1,299                      
  $  5001 -  10000    2,847    $21,159,470      $627,437      2.97       2,605                      
  $ 10001 -  15000    2,451    $30,591,960    $1,397,637      4.57       3,486                      
  $ 15001 -  20000    2,526    $44,224,431    $2,441,059      5.52       4,346                      
  $ 20001 -  25000    2,352    $52,791,590    $3,056,595      5.79       4,808                      
  $ 25001 -  30000    1,991    $54,676,034    $3,415,441      6.25       4,556                      
  $ 30001 -  35000    1,829    $59,350,109    $3,835,944      6.46       4,646                      
  $ 35001 -  40000    1,770    $66,381,380    $4,317,157      6.50       5,032                      
  $ 40001 -  45000    1,767    $75,002,763    $5,013,593      6.68       5,498                      
  $ 45001 -  50000    1,741    $82,732,230    $5,591,046      6.76       5,837                      
  $ 50001 -  75000    6,740   $413,412,047   $32,888,916      7.96      24,013                      
  $ 75001 - 100000    2,741   $233,203,333   $25,629,722     10.99       9,907                      
  $100001 - 250000    1,167   $147,861,877   $23,105,517     15.63       4,139                      
  OVER $250,000          62    $30,928,911    $8,134,109     26.30         207                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             33,327  $1,315,237,079  $119,498,841      9.09       80,600                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.4           0.0                    0.3                     
  $     1  -  5000     9.7             0.7           0.0                    1.6                     
  $  5001 -  10000     8.5             1.6           0.5                    3.2                     
  $ 10001 -  15000     7.4             2.3           1.2                    4.3                     
  $ 15001 -  20000     7.6             3.4           2.0                    5.4                     
  $ 20001 -  25000     7.1             4.0           2.6                    6.0                     
  $ 25001 -  30000     6.0             4.2           2.9                    5.7                     
  $ 30001 -  35000     5.5             4.5           3.2                    5.8                     
  $ 35001 -  40000     5.3             5.0           3.6                    6.2                     
  $ 40001 -  45000     5.3             5.7           4.2                    6.8                     
  $ 45001 -  50000     5.2             6.3           4.7                    7.2                     
  $ 50001 -  75000    20.2            31.4          27.5                   29.8                     
  $ 75001 - 100000     8.2            17.7          21.4                   12.3                     
  $100001 - 250000     3.5            11.2          19.3                    5.1                     
  OVER $250,000        0.2             2.4           6.8                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-60,404           $42                   2.35                     
  $     1  -  5000                  $2,647           $13                   0.40                     
  $  5001 -  10000                  $7,432          $220                   0.91                     
  $ 10001 -  15000                 $12,481          $570                   1.42                     
  $ 15001 -  20000                 $17,508          $966                   1.72                     
  $ 20001 -  25000                 $22,445        $1,300                   2.04                     
  $ 25001 -  30000                 $27,462        $1,715                   2.29                     
  $ 30001 -  35000                 $32,449        $2,097                   2.54                     
  $ 35001 -  40000                 $37,504        $2,439                   2.84                     
  $ 40001 -  45000                 $42,446        $2,837                   3.11                     
  $ 45001 -  50000                 $47,520        $3,211                   3.35                     
  $ 50001 -  75000                 $61,337        $4,880                   3.56                     
  $ 75001 - 100000                 $85,080        $9,351                   3.61                     
  $100001 - 250000                $126,703       $19,799                   3.55                     
  OVER $250,000                   $498,853      $131,195                   3.34                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,465        $3,586                   2.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WEST POINT UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000         282       $621,072        $4,675      0.75          77                      
  $  5001 -  10000      188     $1,387,791       $48,498      3.49         119                      
  $ 10001 -  15000      163     $2,013,784       $97,042      4.82         178                      
  $ 15001 -  20000      118     $2,078,606      $127,279      6.12         179                      
  $ 20001 -  25000       98     $2,216,684      $155,384      7.01         163                      
  $ 25001 -  30000       90     $2,452,535      $166,881      6.80         187                      
  $ 30001 -  35000       96     $3,095,162      $212,392      6.86         226                      
  $ 35001 -  40000      101     $3,780,024      $216,101      5.72         306                      
  $ 40001 -  45000      100     $4,258,111      $282,966      6.65         314                      
  $ 45001 -  50000      123     $5,826,827      $427,471      7.34         402                      
  $ 50001 -  75000      472    $29,002,519    $2,256,256      7.78       1,784                      
  $ 75001 - 100000      254    $21,733,879    $2,436,884     11.21         919                      
  OVER $100,000         106    $16,169,994    $2,993,995     18.52         381                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,191     $94,636,988    $9,425,824      9.96        5,235                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       12.9             0.7           0.0                    1.5                     
  $  5001 -  10000     8.6             1.5           0.5                    2.3                     
  $ 10001 -  15000     7.4             2.1           1.0                    3.4                     
  $ 15001 -  20000     5.4             2.2           1.4                    3.4                     
  $ 20001 -  25000     4.5             2.3           1.6                    3.1                     
  $ 25001 -  30000     4.1             2.6           1.8                    3.6                     
  $ 30001 -  35000     4.4             3.3           2.3                    4.3                     
  $ 35001 -  40000     4.6             4.0           2.3                    5.8                     
  $ 40001 -  45000     4.6             4.5           3.0                    6.0                     
  $ 45001 -  50000     5.6             6.2           4.5                    7.7                     
  $ 50001 -  75000    21.5            30.6          23.9                   34.1                     
  $ 75001 - 100000    11.6            23.0          25.9                   17.6                     
  OVER $100,000        4.8            17.1          31.8                    7.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,202           $17                   0.27                     
  $  5001 -  10000                  $7,382          $258                   0.63                     
  $ 10001 -  15000                 $12,355          $595                   1.09                     
  $ 15001 -  20000                 $17,615        $1,079                   1.52                     
  $ 20001 -  25000                 $22,619        $1,586                   1.66                     
  $ 25001 -  30000                 $27,250        $1,854                   2.08                     
  $ 30001 -  35000                 $32,241        $2,212                   2.35                     
  $ 35001 -  40000                 $37,426        $2,140                   3.03                     
  $ 40001 -  45000                 $42,581        $2,830                   3.14                     
  $ 45001 -  50000                 $47,373        $3,475                   3.27                     
  $ 50001 -  75000                 $61,446        $4,780                   3.78                     
  $ 75001 - 100000                 $85,566        $9,594                   3.62                     
  OVER $100,000                   $152,547       $28,245                   3.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,194        $4,302                   2.39                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WEST VALLEY UT                                                   
                        _________________________________________________                           
  UNDER $1               93    $-2,109,752       $77,780     -3.69         167                      
  $     1  -  5000    3,339     $9,166,444       $31,754      0.35       2,022                      
  $  5001 -  10000    3,343    $24,993,907      $563,885      2.26       4,004                      
  $ 10001 -  15000    3,432    $43,096,260    $1,606,851      3.73       5,804                      
  $ 15001 -  20000    3,748    $65,666,192    $3,148,688      4.79       7,311                      
  $ 20001 -  25000    3,564    $79,957,094    $4,579,342      5.73       7,622                      
  $ 25001 -  30000    2,873    $78,754,289    $4,989,916      6.34       6,741                      
  $ 30001 -  35000    2,345    $76,012,535    $5,110,594      6.72       5,880                      
  $ 35001 -  40000    2,097    $78,527,525    $5,487,865      6.99       5,885                      
  $ 40001 -  45000    1,889    $80,183,605    $5,819,960      7.26       5,763                      
  $ 45001 -  50000    1,684    $79,875,082    $6,052,665      7.58       5,429                      
  $ 50001 -  75000    5,326   $322,725,646   $27,907,399      8.65      18,167                      
  $ 75001 - 100000    1,422   $120,189,382   $14,213,415     11.83       4,929                      
  $100001 - 250000      469    $59,535,772    $9,827,581     16.51       1,569                      
  OVER $250,000          24    $17,082,045    $4,451,996     26.06          61                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             35,648  $1,133,656,026   $93,869,691      8.28       81,354                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.2           0.1                    0.2                     
  $     1  -  5000     9.4             0.8           0.0                    2.5                     
  $  5001 -  10000     9.4             2.2           0.6                    4.9                     
  $ 10001 -  15000     9.6             3.8           1.7                    7.1                     
  $ 15001 -  20000    10.5             5.8           3.4                    9.0                     
  $ 20001 -  25000    10.0             7.1           4.9                    9.4                     
  $ 25001 -  30000     8.1             6.9           5.3                    8.3                     
  $ 30001 -  35000     6.6             6.7           5.4                    7.2                     
  $ 35001 -  40000     5.9             6.9           5.8                    7.2                     
  $ 40001 -  45000     5.3             7.1           6.2                    7.1                     
  $ 45001 -  50000     4.7             7.0           6.4                    6.7                     
  $ 50001 -  75000    14.9            28.5          29.7                   22.3                     
  $ 75001 - 100000     4.0            10.6          15.1                    6.1                     
  $100001 - 250000     1.3             5.3          10.5                    1.9                     
  OVER $250,000        0.1             1.5           4.7                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-22,686          $836                   1.80                     
  $     1  -  5000                  $2,745           $10                   0.61                     
  $  5001 -  10000                  $7,476          $169                   1.20                     
  $ 10001 -  15000                 $12,557          $468                   1.69                     
  $ 15001 -  20000                 $17,520          $840                   1.95                     
  $ 20001 -  25000                 $22,435        $1,285                   2.14                     
  $ 25001 -  30000                 $27,412        $1,737                   2.35                     
  $ 30001 -  35000                 $32,415        $2,179                   2.51                     
  $ 35001 -  40000                 $37,448        $2,617                   2.81                     
  $ 40001 -  45000                 $42,448        $3,081                   3.05                     
  $ 45001 -  50000                 $47,432        $3,594                   3.22                     
  $ 50001 -  75000                 $60,594        $5,240                   3.41                     
  $ 75001 - 100000                 $84,521        $9,995                   3.47                     
  $100001 - 250000                $126,942       $20,954                   3.35                     
  OVER $250,000                   $711,752      $185,500                   2.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,801        $2,633                   2.28                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WILLARD UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000         109      $-149,191          $656     -0.44          62                      
  $  5001 -  10000      105       $777,859       $18,665      2.40          95                      
  $ 10001 -  15000       82     $1,005,078       $36,938      3.68         121                      
  $ 15001 -  20000       79     $1,364,083       $70,794      5.19         140                      
  $ 20001 -  25000       72     $1,625,485       $88,942      5.47         150                      
  $ 25001 -  30000       62     $1,695,717      $122,562      7.23         130                      
  $ 30001 -  35000       60     $1,953,248      $131,831      6.75         148                      
  $ 35001 -  40000       51     $1,915,413      $151,196      7.89         140                      
  $ 40001 -  45000       40     $1,698,809      $128,077      7.54         116                      
  $ 45001 -  50000       47     $2,236,051      $167,143      7.47         144                      
  $ 50001 -  75000      170    $10,435,783      $944,333      9.05         579                      
  $ 75001 - 100000       58     $4,883,037      $590,682     12.10         196                      
  OVER $100,000          29     $4,569,098      $831,414     18.20          93                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                964     $34,010,470    $3,283,233      9.65        2,114                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.3            -0.4           0.0                    2.9                     
  $  5001 -  10000    10.9             2.3           0.6                    4.5                     
  $ 10001 -  15000     8.5             3.0           1.1                    5.7                     
  $ 15001 -  20000     8.2             4.0           2.2                    6.6                     
  $ 20001 -  25000     7.5             4.8           2.7                    7.1                     
  $ 25001 -  30000     6.4             5.0           3.7                    6.1                     
  $ 30001 -  35000     6.2             5.7           4.0                    7.0                     
  $ 35001 -  40000     5.3             5.6           4.6                    6.6                     
  $ 40001 -  45000     4.1             5.0           3.9                    5.5                     
  $ 45001 -  50000     4.9             6.6           5.1                    6.8                     
  $ 50001 -  75000    17.6            30.7          28.8                   27.4                     
  $ 75001 - 100000     6.0            14.4          18.0                    9.3                     
  OVER $100,000        3.0            13.4          25.3                    4.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-1,369            $6                   0.57                     
  $  5001 -  10000                  $7,408          $178                   0.90                     
  $ 10001 -  15000                 $12,257          $450                   1.48                     
  $ 15001 -  20000                 $17,267          $896                   1.77                     
  $ 20001 -  25000                 $22,576        $1,235                   2.08                     
  $ 25001 -  30000                 $27,350        $1,977                   2.10                     
  $ 30001 -  35000                 $32,554        $2,197                   2.47                     
  $ 35001 -  40000                 $37,557        $2,965                   2.75                     
  $ 40001 -  45000                 $42,470        $3,202                   2.90                     
  $ 45001 -  50000                 $47,576        $3,556                   3.06                     
  $ 50001 -  75000                 $61,387        $5,555                   3.41                     
  $ 75001 - 100000                 $84,190       $10,184                   3.38                     
  OVER $100,000                   $157,555       $28,669                   3.21                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,281        $3,406                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2000 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TABLE OF CONTENTS                                                                       
                                   WOODS CROSS UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000         276       $641,764        $3,502      0.55         123                      
  $  5001 -  10000      230     $1,714,097       $49,295      2.88         215                      
  $ 10001 -  15000      188     $2,342,553      $105,617      4.51         256                      
  $ 15001 -  20000      177     $3,084,275      $168,712      5.47         286                      
  $ 20001 -  25000      162     $3,659,992      $237,088      6.48         301                      
  $ 25001 -  30000      152     $4,159,163      $283,816      6.82         313                      
  $ 30001 -  35000      155     $5,043,016      $340,529      6.75         381                      
  $ 35001 -  40000      142     $5,320,409      $351,221      6.60         412                      
  $ 40001 -  45000      164     $6,986,985      $486,099      6.96         492                      
  $ 45001 -  50000      148     $7,030,674      $528,692      7.52         463                      
  $ 50001 -  75000      586    $35,974,372    $3,045,571      8.47       1,994                      
  $ 75001 - 100000      168    $14,207,130    $1,684,532     11.86         571                      
  OVER $100,000          85    $15,563,170    $3,090,367     19.86         309                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,633    $105,727,600   $10,375,041      9.81        6,116                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       10.5             0.6           0.0                    2.0                     
  $  5001 -  10000     8.7             1.6           0.5                    3.5                     
  $ 10001 -  15000     7.1             2.2           1.0                    4.2                     
  $ 15001 -  20000     6.7             2.9           1.6                    4.7                     
  $ 20001 -  25000     6.2             3.5           2.3                    4.9                     
  $ 25001 -  30000     5.8             3.9           2.7                    5.1                     
  $ 30001 -  35000     5.9             4.8           3.3                    6.2                     
  $ 35001 -  40000     5.4             5.0           3.4                    6.7                     
  $ 40001 -  45000     6.2             6.6           4.7                    8.0                     
  $ 45001 -  50000     5.6             6.6           5.1                    7.6                     
  $ 50001 -  75000    22.3            34.0          29.4                   32.6                     
  $ 75001 - 100000     6.4            13.4          16.2                    9.3                     
  OVER $100,000        3.2            14.7          29.8                    5.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                     $2,325           $13                   0.45                     
  $  5001 -  10000                  $7,453          $214                   0.93                     
  $ 10001 -  15000                 $12,460          $562                   1.36                     
  $ 15001 -  20000                 $17,425          $953                   1.62                     
  $ 20001 -  25000                 $22,593        $1,464                   1.86                     
  $ 25001 -  30000                 $27,363        $1,867                   2.06                     
  $ 30001 -  35000                 $32,536        $2,197                   2.46                     
  $ 35001 -  40000                 $37,468        $2,473                   2.90                     
  $ 40001 -  45000                 $42,604        $2,964                   3.00                     
  $ 45001 -  50000                 $47,505        $3,572                   3.13                     
  $ 50001 -  75000                 $61,390        $5,197                   3.40                     
  $ 75001 - 100000                 $84,566       $10,027                   3.40                     
  OVER $100,000                   $183,096       $36,357                   3.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,155        $3,940                   2.32                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS