TABLE OF CONTENTS (TOC)                                                         
COUNTY                                                                                              
                                                                                                    
BEAVER                                                                           
BOX ELDER                                                                        
CACHE                                                                            
CARBON                                                                           
DAGGETT                                                                          
DAVIS                                                                            
DUCHESNE                                                                         
EMERY                                                                            
GARFIELD                                                                         
GRAND                                                                            
IRON                                                                             
JUAB                                                                             
KANE                                                                             
MILLARD                                                                          
MORGAN                                                                           
PIUTE                                                                            
RICH                                                                             
SALT LAKE                                                                        
SAN JUAN                                                                         
SANPETE                                                                          
SEVIER                                                                           
SUMMIT                                                                           
TOOELE                                                                           
UINTAH                                                                           
UTAH                                                                             
WASATCH                                                                          
WASHINGTON                                                                       
WAYNE                                                                            
WEBER                                                                            
PRIOR YEAR                                                                       
STATE OF UTAH                                                                    
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BEAVER    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               44    $-2,731,170       $14,023     -0.51         109                      
  $     1  -  5000      296       $843,227        $6,611      0.78         140                      
  $  5001 -  10000      268     $1,998,742       $45,392      2.27         316                      
  $ 10001 -  15000      240     $2,966,798       $86,090      2.90         478                      
  $ 15001 -  20000      209     $3,669,539      $158,764      4.33         439                      
  $ 20001 -  25000      179     $4,015,751      $207,860      5.18         462                      
  $ 25001 -  30000      152     $4,168,220      $193,417      4.64         496                      
  $ 30001 -  35000      138     $4,493,195      $239,289      5.33         483                      
  $ 35001 -  40000      123     $4,596,664      $295,101      6.42         417                      
  $ 40001 -  45000       92     $3,910,833      $260,609      6.66         342                      
  $ 45001 -  50000       67     $3,176,120      $224,744      7.08         268                      
  $ 50001 -  75000      231    $14,035,570    $1,296,370      9.24         866                      
  $ 75001 - 100000       89     $7,480,290      $921,985     12.33         327                      
  OVER $100,000          27     $3,908,498      $666,711     17.06         100                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,155     $56,532,277    $4,616,966      8.17        5,243                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.0            -4.8           0.3                    2.1                     
  $     1  -  5000    13.7             1.5           0.1                    2.7                     
  $  5001 -  10000    12.4             3.5           1.0                    6.0                     
  $ 10001 -  15000    11.1             5.2           1.9                    9.1                     
  $ 15001 -  20000     9.7             6.5           3.4                    8.4                     
  $ 20001 -  25000     8.3             7.1           4.5                    8.8                     
  $ 25001 -  30000     7.1             7.4           4.2                    9.5                     
  $ 30001 -  35000     6.4             7.9           5.2                    9.2                     
  $ 35001 -  40000     5.7             8.1           6.4                    8.0                     
  $ 40001 -  45000     4.3             6.9           5.6                    6.5                     
  $ 45001 -  50000     3.1             5.6           4.9                    5.1                     
  $ 50001 -  75000    10.7            24.8          28.1                   16.5                     
  $ 75001 - 100000     4.1            13.2          20.0                    6.2                     
  OVER $100,000        1.3             6.9          14.4                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-62,072          $319                   2.48                     
  $     1  -  5000                  $2,849           $22                   0.47                     
  $  5001 -  10000                  $7,458          $169                   1.18                     
  $ 10001 -  15000                 $12,362          $359                   1.99                     
  $ 15001 -  20000                 $17,558          $760                   2.10                     
  $ 20001 -  25000                 $22,434        $1,161                   2.58                     
  $ 25001 -  30000                 $27,423        $1,272                   3.26                     
  $ 30001 -  35000                 $32,559        $1,734                   3.50                     
  $ 35001 -  40000                 $37,371        $2,399                   3.39                     
  $ 40001 -  45000                 $42,509        $2,833                   3.72                     
  $ 45001 -  50000                 $47,405        $3,354                   4.00                     
  $ 50001 -  75000                 $60,760        $5,612                   3.75                     
  $ 75001 - 100000                 $84,048       $10,359                   3.67                     
  OVER $100,000                   $144,759       $24,693                   3.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,233        $2,142                   2.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BOX ELDER COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              107    $-4,699,958        $2,239     -0.05         263                      
  $     1  -  5000    2,169     $5,840,123       $39,927      0.68         884                      
  $  5001 -  10000    1,688    $12,436,861      $357,747      2.88       1,628                      
  $ 10001 -  15000    1,371    $17,043,512      $685,954      4.02       2,132                      
  $ 15001 -  20000    1,360    $23,890,550    $1,190,640      4.98       2,636                      
  $ 20001 -  25000    1,249    $27,970,676    $1,636,090      5.85       2,822                      
  $ 25001 -  30000    1,028    $28,188,639    $1,778,017      6.31       2,634                      
  $ 30001 -  35000      969    $31,474,867    $2,092,724      6.65       2,758                      
  $ 35001 -  40000      990    $37,097,209    $2,621,330      7.07       3,107                      
  $ 40001 -  45000      880    $37,391,172    $2,708,026      7.24       3,047                      
  $ 45001 -  50000      741    $35,148,224    $2,640,321      7.51       2,681                      
  $ 50001 -  75000    2,743   $166,438,696   $14,951,784      8.98      10,296                      
  $ 75001 - 100000      877    $74,502,184    $8,966,070     12.03       3,402                      
  $100001 - 250000      387    $52,714,765    $8,825,011     16.74       1,369                      
  OVER $250,000          35    $15,241,923    $4,112,249     26.98         110                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             16,594    $560,679,443   $52,608,129      9.38       39,769                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.8           0.0                    0.7                     
  $     1  -  5000    13.1             1.0           0.1                    2.2                     
  $  5001 -  10000    10.2             2.2           0.7                    4.1                     
  $ 10001 -  15000     8.3             3.0           1.3                    5.4                     
  $ 15001 -  20000     8.2             4.3           2.3                    6.6                     
  $ 20001 -  25000     7.5             5.0           3.1                    7.1                     
  $ 25001 -  30000     6.2             5.0           3.4                    6.6                     
  $ 30001 -  35000     5.8             5.6           4.0                    6.9                     
  $ 35001 -  40000     6.0             6.6           5.0                    7.8                     
  $ 40001 -  45000     5.3             6.7           5.1                    7.7                     
  $ 45001 -  50000     4.5             6.3           5.0                    6.7                     
  $ 50001 -  75000    16.5            29.7          28.4                   25.9                     
  $ 75001 - 100000     5.3            13.3          17.0                    8.6                     
  $100001 - 250000     2.3             9.4          16.8                    3.4                     
  OVER $250,000        0.2             2.7           7.8                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-43,925           $21                   2.46                     
  $     1  -  5000                  $2,693           $18                   0.41                     
  $  5001 -  10000                  $7,368          $212                   0.96                     
  $ 10001 -  15000                 $12,431          $500                   1.56                     
  $ 15001 -  20000                 $17,567          $875                   1.94                     
  $ 20001 -  25000                 $22,394        $1,310                   2.26                     
  $ 25001 -  30000                 $27,421        $1,730                   2.56                     
  $ 30001 -  35000                 $32,482        $2,160                   2.85                     
  $ 35001 -  40000                 $37,472        $2,648                   3.14                     
  $ 40001 -  45000                 $42,490        $3,077                   3.46                     
  $ 45001 -  50000                 $47,434        $3,563                   3.62                     
  $ 50001 -  75000                 $60,678        $5,451                   3.75                     
  $ 75001 - 100000                 $84,951       $10,224                   3.88                     
  $100001 - 250000                $136,214       $22,804                   3.54                     
  OVER $250,000                   $435,484      $117,493                   3.14                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,788        $3,170                   2.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CACHE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              201    $-4,153,120       $13,391     -0.32         429                      
  $     1  -  5000    4,618    $12,453,532      $111,279      0.89       2,032                      
  $  5001 -  10000    4,071    $30,137,482      $834,905      2.77       3,903                      
  $ 10001 -  15000    3,432    $42,841,076    $1,718,135      4.01       5,341                      
  $ 15001 -  20000    3,069    $53,714,620    $2,593,172      4.83       6,134                      
  $ 20001 -  25000    2,589    $57,892,945    $3,226,276      5.57       5,843                      
  $ 25001 -  30000    2,078    $56,877,076    $3,256,636      5.73       5,629                      
  $ 30001 -  35000    1,786    $57,970,134    $3,648,065      6.29       5,206                      
  $ 35001 -  40000    1,655    $62,007,854    $4,020,846      6.48       5,429                      
  $ 40001 -  45000    1,474    $62,592,743    $4,348,950      6.95       5,180                      
  $ 45001 -  50000    1,319    $62,532,623    $4,499,183      7.19       4,825                      
  $ 50001 -  75000    4,007   $242,749,115   $20,948,715      8.63      14,952                      
  $ 75001 - 100000    1,353   $115,019,950   $13,617,277     11.84       4,966                      
  $100001 - 250000    1,059   $145,538,847   $23,959,823     16.46       3,847                      
  OVER $250,000         162    $84,238,729   $18,820,777     22.34         589                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             32,873  $1,082,413,606  $105,617,430      9.76       74,305                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.4           0.0                    0.6                     
  $     1  -  5000    14.0             1.2           0.1                    2.7                     
  $  5001 -  10000    12.4             2.8           0.8                    5.3                     
  $ 10001 -  15000    10.4             4.0           1.6                    7.2                     
  $ 15001 -  20000     9.3             5.0           2.5                    8.3                     
  $ 20001 -  25000     7.9             5.3           3.1                    7.9                     
  $ 25001 -  30000     6.3             5.3           3.1                    7.6                     
  $ 30001 -  35000     5.4             5.4           3.5                    7.0                     
  $ 35001 -  40000     5.0             5.7           3.8                    7.3                     
  $ 40001 -  45000     4.5             5.8           4.1                    7.0                     
  $ 45001 -  50000     4.0             5.8           4.3                    6.5                     
  $ 50001 -  75000    12.2            22.4          19.8                   20.1                     
  $ 75001 - 100000     4.1            10.6          12.9                    6.7                     
  $100001 - 250000     3.2            13.4          22.7                    5.2                     
  OVER $250,000        0.5             7.8          17.8                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,662           $67                   2.13                     
  $     1  -  5000                  $2,697           $24                   0.44                     
  $  5001 -  10000                  $7,403          $205                   0.96                     
  $ 10001 -  15000                 $12,483          $501                   1.56                     
  $ 15001 -  20000                 $17,502          $845                   2.00                     
  $ 20001 -  25000                 $22,361        $1,246                   2.26                     
  $ 25001 -  30000                 $27,371        $1,567                   2.71                     
  $ 30001 -  35000                 $32,458        $2,043                   2.91                     
  $ 35001 -  40000                 $37,467        $2,430                   3.28                     
  $ 40001 -  45000                 $42,465        $2,950                   3.51                     
  $ 45001 -  50000                 $47,409        $3,411                   3.66                     
  $ 50001 -  75000                 $60,581        $5,228                   3.73                     
  $ 75001 - 100000                 $85,011       $10,065                   3.67                     
  $100001 - 250000                $137,430       $22,625                   3.63                     
  OVER $250,000                   $519,992      $116,178                   3.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,927        $3,213                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CARBON    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               57    $-1,173,409          $376     -0.03          95                      
  $     1  -  5000    1,192     $3,157,531       $25,278      0.80         838                      
  $  5001 -  10000    1,078     $8,010,771      $159,784      1.99       1,371                      
  $ 10001 -  15000      838    $10,485,782      $365,213      3.48       1,482                      
  $ 15001 -  20000      650    $11,233,465      $538,600      4.79       1,263                      
  $ 20001 -  25000      541    $12,184,687      $705,951      5.79       1,207                      
  $ 25001 -  30000      474    $13,021,428      $907,355      6.97       1,134                      
  $ 30001 -  35000      404    $13,123,300      $945,687      7.21       1,085                      
  $ 35001 -  40000      391    $14,632,474    $1,173,710      8.02       1,095                      
  $ 40001 -  45000      341    $14,474,476    $1,256,219      8.68       1,047                      
  $ 45001 -  50000      340    $16,109,764    $1,481,965      9.20       1,039                      
  $ 50001 -  75000    1,251    $76,444,366    $7,780,495     10.18       4,250                      
  $ 75001 - 100000      439    $37,264,496    $5,000,308     13.42       1,516                      
  $100001 - 250000      179    $23,870,572    $4,355,061     18.24         567                      
  OVER $250,000          18     $8,612,984    $2,211,141     25.67          69                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,193    $261,452,687   $26,907,143     10.29       18,058                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.4           0.0                    0.5                     
  $     1  -  5000    14.5             1.2           0.1                    4.6                     
  $  5001 -  10000    13.2             3.1           0.6                    7.6                     
  $ 10001 -  15000    10.2             4.0           1.4                    8.2                     
  $ 15001 -  20000     7.9             4.3           2.0                    7.0                     
  $ 20001 -  25000     6.6             4.7           2.6                    6.7                     
  $ 25001 -  30000     5.8             5.0           3.4                    6.3                     
  $ 30001 -  35000     4.9             5.0           3.5                    6.0                     
  $ 35001 -  40000     4.8             5.6           4.4                    6.1                     
  $ 40001 -  45000     4.2             5.5           4.7                    5.8                     
  $ 45001 -  50000     4.1             6.2           5.5                    5.8                     
  $ 50001 -  75000    15.3            29.2          28.9                   23.5                     
  $ 75001 - 100000     5.4            14.3          18.6                    8.4                     
  $100001 - 250000     2.2             9.1          16.2                    3.1                     
  OVER $250,000        0.2             3.3           8.2                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-20,586            $7                   1.67                     
  $     1  -  5000                  $2,649           $21                   0.70                     
  $  5001 -  10000                  $7,431          $148                   1.27                     
  $ 10001 -  15000                 $12,513          $436                   1.77                     
  $ 15001 -  20000                 $17,282          $829                   1.94                     
  $ 20001 -  25000                 $22,523        $1,305                   2.23                     
  $ 25001 -  30000                 $27,471        $1,914                   2.39                     
  $ 30001 -  35000                 $32,483        $2,341                   2.69                     
  $ 35001 -  40000                 $37,423        $3,002                   2.80                     
  $ 40001 -  45000                 $42,447        $3,684                   3.07                     
  $ 45001 -  50000                 $47,382        $4,359                   3.06                     
  $ 50001 -  75000                 $61,107        $6,219                   3.40                     
  $ 75001 - 100000                 $84,885       $11,390                   3.45                     
  $100001 - 250000                $133,355       $24,330                   3.17                     
  OVER $250,000                   $478,499      $122,841                   3.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,912        $3,284                   2.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DAGGETT   COUNTY                                                 
                        _________________________________________________                           
  UNDER $ 5,000          60      $-502,139          $596     -0.12          53                      
  $  5001 -  10000       25       $187,431        $4,528      2.42          32                      
  $ 10001 -  15000       19       $250,027        $8,709      3.48          32                      
  $ 15001 -  20000       21       $369,032       $20,301      5.50          38                      
  $ 20001 -  25000       27       $582,651       $38,191      6.55          52                      
  $ 25001 -  30000       23       $615,803       $41,363      6.72          52                      
  $ 30001 -  35000       20       $643,697       $46,279      7.19          55                      
  $ 35001 -  40000       18       $672,713       $52,264      7.77          54                      
  $ 40001 -  45000       14       $583,761       $61,806     10.59          33                      
  $ 45001 -  50000       10       $480,703       $40,921      8.51          35                      
  $ 50001 -  75000       52     $3,079,701      $307,778      9.99         179                      
  $ 75001 - 250000       19     $1,967,362      $328,913     16.72          58                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                308      $8,930,742      $951,649     10.66          673                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       19.5            -5.6           0.1                    7.9                     
  $  5001 -  10000     8.1             2.1           0.5                    4.8                     
  $ 10001 -  15000     6.2             2.8           0.9                    4.8                     
  $ 15001 -  20000     6.8             4.1           2.1                    5.6                     
  $ 20001 -  25000     8.8             6.5           4.0                    7.7                     
  $ 25001 -  30000     7.5             6.9           4.3                    7.7                     
  $ 30001 -  35000     6.5             7.2           4.9                    8.2                     
  $ 35001 -  40000     5.8             7.5           5.5                    8.0                     
  $ 40001 -  45000     4.5             6.5           6.5                    4.9                     
  $ 45001 -  50000     3.2             5.4           4.3                    5.2                     
  $ 50001 -  75000    16.9            34.5          32.3                   26.6                     
  $ 75001 - 250000     6.2            22.0          34.6                    8.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $ 5,000                    $-8,369           $10                   0.88                     
  $  5001 -  10000                  $7,497          $181                   1.28                     
  $ 10001 -  15000                 $13,159          $458                   1.68                     
  $ 15001 -  20000                 $17,573          $967                   1.81                     
  $ 20001 -  25000                 $21,580        $1,414                   1.93                     
  $ 25001 -  30000                 $26,774        $1,798                   2.26                     
  $ 30001 -  35000                 $32,185        $2,314                   2.75                     
  $ 35001 -  40000                 $37,373        $2,904                   3.00                     
  $ 40001 -  45000                 $41,697        $4,415                   2.36                     
  $ 45001 -  50000                 $48,070        $4,092                   3.50                     
  $ 50001 -  75000                 $59,225        $5,919                   3.44                     
  $ 75001 - 250000                $103,545       $17,311                   3.05                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,996        $3,090                   2.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DAVIS     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              320   $-11,622,818       $32,047     -0.28         578                      
  $     1  -  5000   12,484    $32,496,910      $249,071      0.77       4,177                      
  $  5001 -  10000    8,990    $66,327,330    $2,237,671      3.37       7,209                      
  $ 10001 -  15000    7,819    $97,553,114    $4,614,003      4.73      10,626                      
  $ 15001 -  20000    6,765   $118,096,792    $6,679,341      5.66      11,580                      
  $ 20001 -  25000    6,129   $137,525,968    $8,719,130      6.34      12,158                      
  $ 25001 -  30000    5,321   $146,071,850    $9,824,080      6.73      12,072                      
  $ 30001 -  35000    5,010   $162,574,559   $11,412,611      7.02      12,714                      
  $ 35001 -  40000    4,739   $177,590,478   $12,971,301      7.30      13,395                      
  $ 40001 -  45000    4,459   $189,330,778   $14,513,555      7.67      13,502                      
  $ 45001 -  50000    4,061   $192,668,801   $15,061,581      7.82      13,255                      
  $ 50001 -  75000   15,140   $927,924,603   $80,685,416      8.70      54,227                      
  $ 75001 - 100000    6,544   $558,776,572   $63,047,837     11.28      24,632                      
  $100001 - 250000    4,508   $611,913,238   $97,440,156     15.92      17,363                      
  OVER $250,000         638   $331,183,864   $84,972,292     25.66       2,427                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             92,927  $3,738,412,039  $412,460,092     11.03      209,915                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.3           0.0                    0.3                     
  $     1  -  5000    13.4             0.9           0.1                    2.0                     
  $  5001 -  10000     9.7             1.8           0.5                    3.4                     
  $ 10001 -  15000     8.4             2.6           1.1                    5.1                     
  $ 15001 -  20000     7.3             3.2           1.6                    5.5                     
  $ 20001 -  25000     6.6             3.7           2.1                    5.8                     
  $ 25001 -  30000     5.7             3.9           2.4                    5.8                     
  $ 30001 -  35000     5.4             4.3           2.8                    6.1                     
  $ 35001 -  40000     5.1             4.8           3.1                    6.4                     
  $ 40001 -  45000     4.8             5.1           3.5                    6.4                     
  $ 45001 -  50000     4.4             5.2           3.7                    6.3                     
  $ 50001 -  75000    16.3            24.8          19.6                   25.8                     
  $ 75001 - 100000     7.0            14.9          15.3                   11.7                     
  $100001 - 250000     4.9            16.4          23.6                    8.3                     
  OVER $250,000        0.7             8.9          20.6                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-36,321          $100                   1.81                     
  $     1  -  5000                  $2,603           $20                   0.33                     
  $  5001 -  10000                  $7,378          $249                   0.80                     
  $ 10001 -  15000                 $12,476          $590                   1.36                     
  $ 15001 -  20000                 $17,457          $987                   1.71                     
  $ 20001 -  25000                 $22,439        $1,423                   1.98                     
  $ 25001 -  30000                 $27,452        $1,846                   2.27                     
  $ 30001 -  35000                 $32,450        $2,278                   2.54                     
  $ 35001 -  40000                 $37,474        $2,737                   2.83                     
  $ 40001 -  45000                 $42,460        $3,255                   3.03                     
  $ 45001 -  50000                 $47,444        $3,709                   3.26                     
  $ 50001 -  75000                 $61,290        $5,329                   3.58                     
  $ 75001 - 100000                 $85,388        $9,634                   3.76                     
  $100001 - 250000                $135,739       $21,615                   3.85                     
  OVER $250,000                   $519,097      $133,185                   3.80                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,230        $4,439                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DUCHESNE  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               97    $-2,939,320          $372     -0.01         203                      
  $     1  -  5000      807     $2,074,317        $8,245      0.40         629                      
  $  5001 -  10000      702     $5,209,801       $86,600      1.66       1,019                      
  $ 10001 -  15000      533     $6,646,143      $194,349      2.92       1,151                      
  $ 15001 -  20000      486     $8,484,422      $338,394      3.99       1,153                      
  $ 20001 -  25000      448    $10,105,784      $463,159      4.58       1,259                      
  $ 25001 -  30000      398    $10,921,402      $554,927      5.08       1,283                      
  $ 30001 -  35000      336    $10,894,466      $637,774      5.85       1,131                      
  $ 35001 -  40000      339    $12,652,798      $819,098      6.47       1,188                      
  $ 40001 -  45000      257    $10,827,833      $774,524      7.15         911                      
  $ 45001 -  50000      216    $10,228,319      $775,047      7.58         790                      
  $ 50001 -  75000      491    $29,342,448    $2,641,240      9.00       1,856                      
  $ 75001 - 100000      116     $9,741,826    $1,196,347     12.28         428                      
  $100001 - 250000       74    $10,253,698    $1,783,674     17.40         280                      
  OVER $250,000          13     $4,591,742    $1,017,241     22.15          35                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,313    $139,035,679   $11,290,991      8.12       13,316                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -2.1           0.0                    1.5                     
  $     1  -  5000    15.2             1.5           0.1                    4.7                     
  $  5001 -  10000    13.2             3.7           0.8                    7.7                     
  $ 10001 -  15000    10.0             4.8           1.7                    8.6                     
  $ 15001 -  20000     9.1             6.1           3.0                    8.7                     
  $ 20001 -  25000     8.4             7.3           4.1                    9.5                     
  $ 25001 -  30000     7.5             7.9           4.9                    9.6                     
  $ 30001 -  35000     6.3             7.8           5.6                    8.5                     
  $ 35001 -  40000     6.4             9.1           7.3                    8.9                     
  $ 40001 -  45000     4.8             7.8           6.9                    6.8                     
  $ 45001 -  50000     4.1             7.4           6.9                    5.9                     
  $ 50001 -  75000     9.2            21.1          23.4                   13.9                     
  $ 75001 - 100000     2.2             7.0          10.6                    3.2                     
  $100001 - 250000     1.4             7.4          15.8                    2.1                     
  OVER $250,000        0.2             3.3           9.0                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-30,302            $4                   2.09                     
  $     1  -  5000                  $2,570           $10                   0.78                     
  $  5001 -  10000                  $7,421          $123                   1.45                     
  $ 10001 -  15000                 $12,469          $365                   2.16                     
  $ 15001 -  20000                 $17,458          $696                   2.37                     
  $ 20001 -  25000                 $22,558        $1,034                   2.81                     
  $ 25001 -  30000                 $27,441        $1,394                   3.22                     
  $ 30001 -  35000                 $32,424        $1,898                   3.37                     
  $ 35001 -  40000                 $37,324        $2,416                   3.50                     
  $ 40001 -  45000                 $42,132        $3,014                   3.54                     
  $ 45001 -  50000                 $47,353        $3,588                   3.66                     
  $ 50001 -  75000                 $59,761        $5,379                   3.78                     
  $ 75001 - 100000                 $83,981       $10,313                   3.69                     
  $100001 - 250000                $138,563       $24,104                   3.78                     
  OVER $250,000                   $353,211       $78,249                   2.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,169        $2,125                   2.51                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   EMERY     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               46    $-1,238,696             .       .            94                      
  $     1  -  5000      620     $1,581,037        $8,298      0.52         317                      
  $  5001 -  10000      468     $3,484,048       $74,244      2.13         605                      
  $ 10001 -  15000      366     $4,503,012      $147,680      3.28         678                      
  $ 15001 -  20000      288     $5,008,141      $203,917      4.07         684                      
  $ 20001 -  25000      223     $4,998,945      $238,945      4.78         599                      
  $ 25001 -  30000      264     $7,238,803      $377,693      5.22         802                      
  $ 30001 -  35000      210     $6,827,277      $414,608      6.07         690                      
  $ 35001 -  40000      187     $6,991,044      $464,302      6.64         628                      
  $ 40001 -  45000      192     $8,172,737      $610,774      7.47         680                      
  $ 45001 -  50000      196     $9,328,535      $713,270      7.65         742                      
  $ 50001 -  75000      648    $39,255,223    $3,676,513      9.37       2,491                      
  $ 75001 - 100000      212    $17,961,088    $2,302,879     12.82         801                      
  OVER $100,000          62     $8,448,711    $1,477,540     17.49         260                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,982    $122,559,905   $10,710,663      8.74       10,071                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.0            .                     0.9                     
  $     1  -  5000    15.6             1.3           0.1                    3.1                     
  $  5001 -  10000    11.8             2.8           0.7                    6.0                     
  $ 10001 -  15000     9.2             3.7           1.4                    6.7                     
  $ 15001 -  20000     7.2             4.1           1.9                    6.8                     
  $ 20001 -  25000     5.6             4.1           2.2                    5.9                     
  $ 25001 -  30000     6.6             5.9           3.5                    8.0                     
  $ 30001 -  35000     5.3             5.6           3.9                    6.9                     
  $ 35001 -  40000     4.7             5.7           4.3                    6.2                     
  $ 40001 -  45000     4.8             6.7           5.7                    6.8                     
  $ 45001 -  50000     4.9             7.6           6.7                    7.4                     
  $ 50001 -  75000    16.3            32.0          34.3                   24.7                     
  $ 75001 - 100000     5.3            14.7          21.5                    8.0                     
  OVER $100,000        1.6             6.9          13.8                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,928             .                   2.04                     
  $     1  -  5000                  $2,550           $13                   0.51                     
  $  5001 -  10000                  $7,445          $159                   1.29                     
  $ 10001 -  15000                 $12,303          $403                   1.85                     
  $ 15001 -  20000                 $17,389          $708                   2.38                     
  $ 20001 -  25000                 $22,417        $1,072                   2.69                     
  $ 25001 -  30000                 $27,420        $1,431                   3.04                     
  $ 30001 -  35000                 $32,511        $1,974                   3.29                     
  $ 35001 -  40000                 $37,385        $2,483                   3.36                     
  $ 40001 -  45000                 $42,566        $3,181                   3.54                     
  $ 45001 -  50000                 $47,595        $3,639                   3.79                     
  $ 50001 -  75000                 $60,579        $5,674                   3.84                     
  $ 75001 - 100000                 $84,722       $10,863                   3.78                     
  OVER $100,000                   $136,270       $23,831                   4.19                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $30,778        $2,690                   2.53                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   GARFIELD  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               29      $-907,433        $4,447     -0.49          66                      
  $     1  -  5000      344       $982,802        $2,761      0.28         140                      
  $  5001 -  10000      277     $2,095,573       $50,867      2.43         318                      
  $ 10001 -  15000      208     $2,602,853       $70,922      2.72         434                      
  $ 15001 -  20000      192     $3,319,313      $144,629      4.36         448                      
  $ 20001 -  25000      146     $3,279,159      $175,555      5.35         367                      
  $ 25001 -  30000      116     $3,160,040      $174,878      5.53         337                      
  $ 30001 -  35000      101     $3,286,560      $214,509      6.53         305                      
  $ 35001 -  40000       82     $3,044,385      $210,517      6.91         283                      
  $ 40001 -  45000       97     $4,106,999      $287,358      7.00         329                      
  $ 45001 -  50000       68     $3,231,656      $258,580      8.00         235                      
  $ 50001 -  75000      148     $9,011,575      $802,608      8.91         578                      
  $ 75001 - 100000       34     $2,787,749      $357,841     12.84         119                      
  OVER $100,000          26     $3,848,437      $747,457     19.42          85                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,868     $43,849,668    $3,502,929      7.99        4,044                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -2.1           0.1                    1.6                     
  $     1  -  5000    18.4             2.2           0.1                    3.5                     
  $  5001 -  10000    14.8             4.8           1.5                    7.9                     
  $ 10001 -  15000    11.1             5.9           2.0                   10.7                     
  $ 15001 -  20000    10.3             7.6           4.1                   11.1                     
  $ 20001 -  25000     7.8             7.5           5.0                    9.1                     
  $ 25001 -  30000     6.2             7.2           5.0                    8.3                     
  $ 30001 -  35000     5.4             7.5           6.1                    7.5                     
  $ 35001 -  40000     4.4             6.9           6.0                    7.0                     
  $ 40001 -  45000     5.2             9.4           8.2                    8.1                     
  $ 45001 -  50000     3.6             7.4           7.4                    5.8                     
  $ 50001 -  75000     7.9            20.6          22.9                   14.3                     
  $ 75001 - 100000     1.8             6.4          10.2                    2.9                     
  OVER $100,000        1.4             8.8          21.3                    2.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-31,291          $153                   2.28                     
  $     1  -  5000                  $2,857            $8                   0.41                     
  $  5001 -  10000                  $7,565          $184                   1.15                     
  $ 10001 -  15000                 $12,514          $341                   2.09                     
  $ 15001 -  20000                 $17,288          $753                   2.33                     
  $ 20001 -  25000                 $22,460        $1,202                   2.51                     
  $ 25001 -  30000                 $27,242        $1,508                   2.91                     
  $ 30001 -  35000                 $32,540        $2,124                   3.02                     
  $ 35001 -  40000                 $37,127        $2,567                   3.45                     
  $ 40001 -  45000                 $42,340        $2,962                   3.39                     
  $ 45001 -  50000                 $47,524        $3,803                   3.46                     
  $ 50001 -  75000                 $60,889        $5,423                   3.91                     
  $ 75001 - 100000                 $81,993       $10,525                   3.50                     
  OVER $100,000                   $148,017       $28,748                   3.27                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $23,474        $1,875                   2.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   GRAND     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               25      $-743,718             .       .            41                      
  $     1  -  5000      513     $1,422,798        $5,625      0.40         352                      
  $  5001 -  10000      496     $3,725,738       $70,741      1.90         688                      
  $ 10001 -  15000      509     $6,400,557      $249,186      3.89         871                      
  $ 15001 -  20000      364     $6,327,018      $355,342      5.62         646                      
  $ 20001 -  25000      288     $6,420,601      $416,031      6.48         561                      
  $ 25001 -  30000      225     $6,166,487      $427,132      6.93         512                      
  $ 30001 -  35000      171     $5,533,679      $434,878      7.86         420                      
  $ 35001 -  40000      158     $5,907,023      $485,865      8.23         412                      
  $ 40001 -  45000      119     $5,042,845      $432,637      8.58         337                      
  $ 45001 -  50000      108     $5,136,565      $507,786      9.89         283                      
  $ 50001 -  75000      302    $18,070,544    $1,869,030     10.34         908                      
  $ 75001 - 100000       82     $7,071,184    $1,012,687     14.32         225                      
  OVER $100,000          69    $16,110,981    $3,960,618     24.58         192                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,429     $92,592,302   $10,227,558     11.05        6,448                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.8            .                     0.6                     
  $     1  -  5000    15.0             1.5           0.1                    5.5                     
  $  5001 -  10000    14.5             4.0           0.7                   10.7                     
  $ 10001 -  15000    14.8             6.9           2.4                   13.5                     
  $ 15001 -  20000    10.6             6.8           3.5                   10.0                     
  $ 20001 -  25000     8.4             6.9           4.1                    8.7                     
  $ 25001 -  30000     6.6             6.7           4.2                    7.9                     
  $ 30001 -  35000     5.0             6.0           4.3                    6.5                     
  $ 35001 -  40000     4.6             6.4           4.8                    6.4                     
  $ 40001 -  45000     3.5             5.4           4.2                    5.2                     
  $ 45001 -  50000     3.1             5.5           5.0                    4.4                     
  $ 50001 -  75000     8.8            19.5          18.3                   14.1                     
  $ 75001 - 100000     2.4             7.6           9.9                    3.5                     
  OVER $100,000        2.0            17.4          38.7                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,749             .                   1.64                     
  $     1  -  5000                  $2,773           $11                   0.69                     
  $  5001 -  10000                  $7,512          $143                   1.39                     
  $ 10001 -  15000                 $12,575          $490                   1.71                     
  $ 15001 -  20000                 $17,382          $976                   1.77                     
  $ 20001 -  25000                 $22,294        $1,445                   1.95                     
  $ 25001 -  30000                 $27,407        $1,898                   2.28                     
  $ 30001 -  35000                 $32,361        $2,543                   2.46                     
  $ 35001 -  40000                 $37,386        $3,075                   2.61                     
  $ 40001 -  45000                 $42,377        $3,636                   2.83                     
  $ 45001 -  50000                 $47,561        $4,702                   2.62                     
  $ 50001 -  75000                 $59,836        $6,189                   3.01                     
  $ 75001 - 100000                 $86,234       $12,350                   2.74                     
  OVER $100,000                   $233,492       $57,400                   2.78                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,003        $2,983                   1.88                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   IRON      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               89    $-3,389,840       $15,250     -0.45         200                      
  $     1  -  5000    1,608     $4,321,392       $20,283      0.47       1,042                      
  $  5001 -  10000    1,586    $11,755,633      $261,443      2.22       2,091                      
  $ 10001 -  15000    1,336    $16,683,883      $579,124      3.47       2,550                      
  $ 15001 -  20000    1,182    $20,608,014      $864,304      4.19       2,674                      
  $ 20001 -  25000      920    $20,693,554    $1,085,548      5.25       2,239                      
  $ 25001 -  30000      746    $20,492,255    $1,180,669      5.76       2,068                      
  $ 30001 -  35000      606    $19,643,597    $1,198,468      6.10       1,849                      
  $ 35001 -  40000      582    $21,750,675    $1,427,238      6.56       1,898                      
  $ 40001 -  45000      493    $20,933,032    $1,562,085      7.46       1,595                      
  $ 45001 -  50000      407    $19,291,212    $1,472,858      7.63       1,425                      
  $ 50001 -  75000    1,225    $74,230,791    $6,697,709      9.02       4,246                      
  $ 75001 - 100000      393    $33,489,038    $4,036,604     12.05       1,376                      
  $100001 - 250000      210    $29,396,813    $5,013,657     17.06         751                      
  OVER $250,000          28    $10,558,873    $2,678,783     25.37         109                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,411    $320,458,922   $28,094,023      8.77       26,113                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.1           0.1                    0.8                     
  $     1  -  5000    14.1             1.3           0.1                    4.0                     
  $  5001 -  10000    13.9             3.7           0.9                    8.0                     
  $ 10001 -  15000    11.7             5.2           2.1                    9.8                     
  $ 15001 -  20000    10.4             6.4           3.1                   10.2                     
  $ 20001 -  25000     8.1             6.5           3.9                    8.6                     
  $ 25001 -  30000     6.5             6.4           4.2                    7.9                     
  $ 30001 -  35000     5.3             6.1           4.3                    7.1                     
  $ 35001 -  40000     5.1             6.8           5.1                    7.3                     
  $ 40001 -  45000     4.3             6.5           5.6                    6.1                     
  $ 45001 -  50000     3.6             6.0           5.2                    5.5                     
  $ 50001 -  75000    10.7            23.2          23.8                   16.3                     
  $ 75001 - 100000     3.4            10.5          14.4                    5.3                     
  $100001 - 250000     1.8             9.2          17.8                    2.9                     
  OVER $250,000        0.2             3.3           9.5                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-38,088          $171                   2.25                     
  $     1  -  5000                  $2,687           $13                   0.65                     
  $  5001 -  10000                  $7,412          $165                   1.32                     
  $ 10001 -  15000                 $12,488          $433                   1.91                     
  $ 15001 -  20000                 $17,435          $731                   2.26                     
  $ 20001 -  25000                 $22,493        $1,180                   2.43                     
  $ 25001 -  30000                 $27,470        $1,583                   2.77                     
  $ 30001 -  35000                 $32,415        $1,978                   3.05                     
  $ 35001 -  40000                 $37,372        $2,452                   3.26                     
  $ 40001 -  45000                 $42,461        $3,169                   3.24                     
  $ 45001 -  50000                 $47,399        $3,619                   3.50                     
  $ 50001 -  75000                 $60,597        $5,468                   3.47                     
  $ 75001 - 100000                 $85,214       $10,271                   3.50                     
  $100001 - 250000                $139,985       $23,875                   3.58                     
  OVER $250,000                   $377,103       $95,671                   3.89                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,083        $2,462                   2.29                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   JUAB      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               34      $-860,641             .       .            64                      
  $     1  -  5000      415     $1,116,791        $5,802      0.52         200                      
  $  5001 -  10000      350     $2,571,383       $62,340      2.42         415                      
  $ 10001 -  15000      262     $3,263,692      $111,472      3.42         487                      
  $ 15001 -  20000      238     $4,161,013      $193,781      4.66         486                      
  $ 20001 -  25000      219     $4,878,884      $248,237      5.09         578                      
  $ 25001 -  30000      176     $4,844,936      $277,967      5.74         502                      
  $ 30001 -  35000      169     $5,453,647      $301,621      5.53         559                      
  $ 35001 -  40000      205     $7,674,107      $516,725      6.73         652                      
  $ 40001 -  45000      165     $7,031,976      $445,750      6.34         654                      
  $ 45001 -  50000      136     $6,461,946      $481,848      7.46         504                      
  $ 50001 -  75000      380    $22,546,698    $1,930,084      8.56       1,484                      
  $ 75001 - 100000       66     $5,522,653      $616,485     11.16         270                      
  OVER $100,000          43     $6,676,606    $1,197,542     17.94         196                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,858     $81,343,691    $6,389,654      7.86        7,051                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -1.1            .                     0.9                     
  $     1  -  5000    14.5             1.4           0.1                    2.8                     
  $  5001 -  10000    12.2             3.2           1.0                    5.9                     
  $ 10001 -  15000     9.2             4.0           1.7                    6.9                     
  $ 15001 -  20000     8.3             5.1           3.0                    6.9                     
  $ 20001 -  25000     7.7             6.0           3.9                    8.2                     
  $ 25001 -  30000     6.2             6.0           4.4                    7.1                     
  $ 30001 -  35000     5.9             6.7           4.7                    7.9                     
  $ 35001 -  40000     7.2             9.4           8.1                    9.2                     
  $ 40001 -  45000     5.8             8.6           7.0                    9.3                     
  $ 45001 -  50000     4.8             7.9           7.5                    7.1                     
  $ 50001 -  75000    13.3            27.7          30.2                   21.0                     
  $ 75001 - 100000     2.3             6.8           9.6                    3.8                     
  OVER $100,000        1.5             8.2          18.7                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-25,313             .                   1.88                     
  $     1  -  5000                  $2,691           $14                   0.48                     
  $  5001 -  10000                  $7,347          $178                   1.19                     
  $ 10001 -  15000                 $12,457          $425                   1.86                     
  $ 15001 -  20000                 $17,483          $814                   2.04                     
  $ 20001 -  25000                 $22,278        $1,134                   2.64                     
  $ 25001 -  30000                 $27,528        $1,579                   2.85                     
  $ 30001 -  35000                 $32,270        $1,785                   3.31                     
  $ 35001 -  40000                 $37,435        $2,521                   3.18                     
  $ 40001 -  45000                 $42,618        $2,702                   3.96                     
  $ 45001 -  50000                 $47,514        $3,543                   3.71                     
  $ 50001 -  75000                 $59,333        $5,079                   3.91                     
  $ 75001 - 100000                 $83,677        $9,341                   4.09                     
  OVER $100,000                   $155,270       $27,850                   4.56                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,462        $2,236                   2.47                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   KANE      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               52    $-1,375,615        $3,968     -0.29         103                      
  $     1  -  5000      459     $1,264,809        $6,153      0.49         334                      
  $  5001 -  10000      374     $2,814,237       $58,944      2.09         562                      
  $ 10001 -  15000      368     $4,618,879      $147,868      3.20         829                      
  $ 15001 -  20000      321     $5,559,960      $242,955      4.37         761                      
  $ 20001 -  25000      214     $4,780,144      $192,328      4.02         678                      
  $ 25001 -  30000      183     $5,056,750      $269,819      5.34         623                      
  $ 30001 -  35000      163     $5,267,760      $338,643      6.43         473                      
  $ 35001 -  40000      123     $4,572,450      $312,716      6.84         413                      
  $ 40001 -  45000      105     $4,455,999      $328,233      7.37         350                      
  $ 45001 -  50000       89     $4,216,714      $306,440      7.27         328                      
  $ 50001 -  75000      218    $13,156,039    $1,283,726      9.76         727                      
  $ 75001 - 100000       78     $6,560,393      $817,867     12.47         287                      
  OVER $100,000          35     $6,178,120    $1,314,412     21.28         143                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,782     $67,126,639    $5,624,072      8.38        6,611                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.9            -2.0           0.1                    1.6                     
  $     1  -  5000    16.5             1.9           0.1                    5.1                     
  $  5001 -  10000    13.4             4.2           1.0                    8.5                     
  $ 10001 -  15000    13.2             6.9           2.6                   12.5                     
  $ 15001 -  20000    11.5             8.3           4.3                   11.5                     
  $ 20001 -  25000     7.7             7.1           3.4                   10.3                     
  $ 25001 -  30000     6.6             7.5           4.8                    9.4                     
  $ 30001 -  35000     5.9             7.8           6.0                    7.2                     
  $ 35001 -  40000     4.4             6.8           5.6                    6.2                     
  $ 40001 -  45000     3.8             6.6           5.8                    5.3                     
  $ 45001 -  50000     3.2             6.3           5.4                    5.0                     
  $ 50001 -  75000     7.8            19.6          22.8                   11.0                     
  $ 75001 - 100000     2.8             9.8          14.5                    4.3                     
  OVER $100,000        1.3             9.2          23.4                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,454           $76                   1.98                     
  $     1  -  5000                  $2,756           $13                   0.73                     
  $  5001 -  10000                  $7,525          $158                   1.50                     
  $ 10001 -  15000                 $12,551          $402                   2.25                     
  $ 15001 -  20000                 $17,321          $757                   2.37                     
  $ 20001 -  25000                 $22,337          $899                   3.17                     
  $ 25001 -  30000                 $27,633        $1,474                   3.40                     
  $ 30001 -  35000                 $32,318        $2,078                   2.90                     
  $ 35001 -  40000                 $37,174        $2,542                   3.36                     
  $ 40001 -  45000                 $42,438        $3,126                   3.33                     
  $ 45001 -  50000                 $47,379        $3,443                   3.69                     
  $ 50001 -  75000                 $60,349        $5,889                   3.33                     
  $ 75001 - 100000                 $84,108       $10,485                   3.68                     
  OVER $100,000                   $176,518       $37,555                   4.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $24,129        $2,022                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MILLARD   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               95   $-12,527,174        $5,784     -0.05         255                      
  $     1  -  5000      670     $1,784,102        $9,320      0.52         383                      
  $  5001 -  10000      546     $3,940,228       $97,725      2.48         665                      
  $ 10001 -  15000      412     $5,144,194      $176,587      3.43         772                      
  $ 15001 -  20000      350     $6,079,461      $252,146      4.15         800                      
  $ 20001 -  25000      279     $6,259,640      $286,450      4.58         813                      
  $ 25001 -  30000      232     $6,357,756      $329,504      5.18         702                      
  $ 30001 -  35000      213     $6,911,178      $353,744      5.12         754                      
  $ 35001 -  40000      224     $8,408,421      $487,646      5.80         882                      
  $ 40001 -  45000      178     $7,546,532      $502,889      6.66         686                      
  $ 45001 -  50000      161     $7,643,235      $551,211      7.21         629                      
  $ 50001 -  75000      620    $37,568,394    $3,132,859      8.34       2,617                      
  $ 75001 - 100000      154    $12,933,181    $1,514,236     11.71         645                      
  OVER $100,000          58     $8,394,536    $1,405,336     16.74         204                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,192    $106,443,684    $9,105,437      8.55       10,807                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.3           -11.8           0.1                    2.4                     
  $     1  -  5000    16.0             1.7           0.1                    3.5                     
  $  5001 -  10000    13.0             3.7           1.1                    6.2                     
  $ 10001 -  15000     9.8             4.8           1.9                    7.1                     
  $ 15001 -  20000     8.3             5.7           2.8                    7.4                     
  $ 20001 -  25000     6.7             5.9           3.1                    7.5                     
  $ 25001 -  30000     5.5             6.0           3.6                    6.5                     
  $ 30001 -  35000     5.1             6.5           3.9                    7.0                     
  $ 35001 -  40000     5.3             7.9           5.4                    8.2                     
  $ 40001 -  45000     4.2             7.1           5.5                    6.3                     
  $ 45001 -  50000     3.8             7.2           6.1                    5.8                     
  $ 50001 -  75000    14.8            35.3          34.4                   24.2                     
  $ 75001 - 100000     3.7            12.2          16.6                    6.0                     
  OVER $100,000        1.4             7.9          15.4                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-131865           $61                   2.68                     
  $     1  -  5000                  $2,663           $14                   0.57                     
  $  5001 -  10000                  $7,217          $179                   1.22                     
  $ 10001 -  15000                 $12,486          $429                   1.87                     
  $ 15001 -  20000                 $17,370          $720                   2.29                     
  $ 20001 -  25000                 $22,436        $1,027                   2.91                     
  $ 25001 -  30000                 $27,404        $1,420                   3.03                     
  $ 30001 -  35000                 $32,447        $1,661                   3.54                     
  $ 35001 -  40000                 $37,538        $2,177                   3.94                     
  $ 40001 -  45000                 $42,396        $2,825                   3.85                     
  $ 45001 -  50000                 $47,474        $3,424                   3.91                     
  $ 50001 -  75000                 $60,594        $5,053                   4.22                     
  $ 75001 - 100000                 $83,982        $9,833                   4.19                     
  OVER $100,000                   $144,733       $24,230                   3.52                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,392        $2,172                   2.58                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MORGAN    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               23    $-1,589,070       $17,050     -1.07          61                      
  $     1  -  5000      413     $1,040,939        $7,711      0.74          94                      
  $  5001 -  10000      258     $1,917,911       $76,057      3.97         153                      
  $ 10001 -  15000      196     $2,452,089      $120,426      4.91         257                      
  $ 15001 -  20000      180     $3,141,993      $161,053      5.13         331                      
  $ 20001 -  25000      173     $3,833,873      $233,462      6.09         360                      
  $ 25001 -  30000      159     $4,355,680      $303,670      6.97         361                      
  $ 30001 -  35000      142     $4,618,488      $307,941      6.67         396                      
  $ 35001 -  40000      142     $5,326,959      $384,494      7.22         419                      
  $ 40001 -  45000      150     $6,362,784      $478,725      7.52         489                      
  $ 45001 -  50000      124     $5,884,888      $437,671      7.44         438                      
  $ 50001 -  75000      481    $29,371,522    $2,402,934      8.18       1,872                      
  $ 75001 - 100000      213    $18,122,564    $2,064,835     11.39         853                      
  $100001 - 250000      126    $17,462,983    $2,888,587     16.54         483                      
  OVER $250,000          11     $3,919,051      $808,590     20.63          41                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,791    $106,222,654   $10,693,206     10.07        6,608                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.5           0.2                    0.9                     
  $     1  -  5000    14.8             1.0           0.1                    1.4                     
  $  5001 -  10000     9.2             1.8           0.7                    2.3                     
  $ 10001 -  15000     7.0             2.3           1.1                    3.9                     
  $ 15001 -  20000     6.4             3.0           1.5                    5.0                     
  $ 20001 -  25000     6.2             3.6           2.2                    5.4                     
  $ 25001 -  30000     5.7             4.1           2.8                    5.5                     
  $ 30001 -  35000     5.1             4.3           2.9                    6.0                     
  $ 35001 -  40000     5.1             5.0           3.6                    6.3                     
  $ 40001 -  45000     5.4             6.0           4.5                    7.4                     
  $ 45001 -  50000     4.4             5.5           4.1                    6.6                     
  $ 50001 -  75000    17.2            27.7          22.5                   28.3                     
  $ 75001 - 100000     7.6            17.1          19.3                   12.9                     
  $100001 - 250000     4.5            16.4          27.0                    7.3                     
  OVER $250,000        0.4             3.7           7.6                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-69,090          $741                   2.65                     
  $     1  -  5000                  $2,520           $19                   0.23                     
  $  5001 -  10000                  $7,434          $295                   0.59                     
  $ 10001 -  15000                 $12,511          $614                   1.31                     
  $ 15001 -  20000                 $17,456          $895                   1.84                     
  $ 20001 -  25000                 $22,161        $1,349                   2.08                     
  $ 25001 -  30000                 $27,394        $1,910                   2.27                     
  $ 30001 -  35000                 $32,525        $2,169                   2.79                     
  $ 35001 -  40000                 $37,514        $2,708                   2.95                     
  $ 40001 -  45000                 $42,419        $3,192                   3.26                     
  $ 45001 -  50000                 $47,459        $3,530                   3.53                     
  $ 50001 -  75000                 $61,063        $4,996                   3.89                     
  $ 75001 - 100000                 $85,082        $9,694                   4.00                     
  $100001 - 250000                $138,595       $22,925                   3.83                     
  OVER $250,000                   $356,277       $73,508                   3.73                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,059        $3,831                   2.37                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PIUTE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               12      $-195,265          $585     -0.30          30                      
  $     1  -  5000       79       $220,187          $548      0.25          70                      
  $  5001 -  10000       65       $479,481        $8,702      1.81         108                      
  $ 10001 -  15000       65       $809,884       $21,134      2.61         128                      
  $ 15001 -  20000       41       $709,507       $35,243      4.97          73                      
  $ 20001 -  25000       51     $1,138,363       $45,561      4.00         149                      
  $ 25001 -  30000       32       $872,771       $50,068      5.74          93                      
  $ 30001 -  35000       37     $1,199,193       $60,112      5.01         137                      
  $ 35001 -  40000       23       $852,403       $63,302      7.43          67                      
  $ 40001 -  45000       17       $723,638       $61,019      8.43          52                      
  $ 45001 - 100000       55     $3,954,712      $481,541     12.18         213                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                477     $10,764,874      $827,815      7.69        1,120                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5            -1.8           0.1                    2.7                     
  $     1  -  5000    16.6             2.0           0.1                    6.3                     
  $  5001 -  10000    13.6             4.5           1.1                    9.6                     
  $ 10001 -  15000    13.6             7.5           2.6                   11.4                     
  $ 15001 -  20000     8.6             6.6           4.3                    6.5                     
  $ 20001 -  25000    10.7            10.6           5.5                   13.3                     
  $ 25001 -  30000     6.7             8.1           6.0                    8.3                     
  $ 30001 -  35000     7.8            11.1           7.3                   12.2                     
  $ 35001 -  40000     4.8             7.9           7.6                    6.0                     
  $ 40001 -  45000     3.6             6.7           7.4                    4.6                     
  $ 45001 - 100000    11.5            36.7          58.2                   19.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,272           $49                   2.50                     
  $     1  -  5000                  $2,787            $7                   0.89                     
  $  5001 -  10000                  $7,377          $134                   1.66                     
  $ 10001 -  15000                 $12,460          $325                   1.97                     
  $ 15001 -  20000                 $17,305          $860                   1.78                     
  $ 20001 -  25000                 $22,321          $893                   2.92                     
  $ 25001 -  30000                 $27,274        $1,565                   2.91                     
  $ 30001 -  35000                 $32,411        $1,625                   3.70                     
  $ 35001 -  40000                 $37,061        $2,752                   2.91                     
  $ 40001 -  45000                 $42,567        $3,589                   3.06                     
  $ 45001 - 100000                 $71,904        $8,755                   3.87                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $22,568        $1,735                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   RICH      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               20      $-580,093          $-18      0.00          40                      
  $     1  -  5000      117       $305,828        $1,881      0.62          45                      
  $  5001 -  10000       79       $586,132       $15,993      2.73          98                      
  $ 10001 -  15000       60       $763,134       $22,190      2.91         122                      
  $ 15001 -  20000       53       $922,271       $31,427      3.41         132                      
  $ 20001 -  25000       45     $1,016,426       $41,472      4.08         125                      
  $ 25001 -  30000       45     $1,240,372       $60,797      4.90         143                      
  $ 30001 -  35000       33     $1,064,323       $55,607      5.22         113                      
  $ 35001 -  40000       38     $1,438,855       $85,627      5.95         141                      
  $ 40001 -  45000       34     $1,441,278       $95,847      6.65         125                      
  $ 45001 -  50000       23     $1,095,476       $91,327      8.34          76                      
  $ 50001 -  75000       96     $5,679,130      $472,767      8.32         379                      
  OVER $ 75,000          29     $3,397,212      $457,216     13.46         104                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                672     $18,370,344    $1,432,133      7.80        1,643                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             3.0            -3.2          -0.0                    2.4                     
  $     1  -  5000    17.4             1.7           0.1                    2.7                     
  $  5001 -  10000    11.8             3.2           1.1                    6.0                     
  $ 10001 -  15000     8.9             4.2           1.5                    7.4                     
  $ 15001 -  20000     7.9             5.0           2.2                    8.0                     
  $ 20001 -  25000     6.7             5.5           2.9                    7.6                     
  $ 25001 -  30000     6.7             6.8           4.2                    8.7                     
  $ 30001 -  35000     4.9             5.8           3.9                    6.9                     
  $ 35001 -  40000     5.7             7.8           6.0                    8.6                     
  $ 40001 -  45000     5.1             7.8           6.7                    7.6                     
  $ 45001 -  50000     3.4             6.0           6.4                    4.6                     
  $ 50001 -  75000    14.3            30.9          33.0                   23.1                     
  OVER $ 75,000        4.3            18.5          31.9                    6.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-29,005           $-1                   2.00                     
  $     1  -  5000                  $2,614           $16                   0.38                     
  $  5001 -  10000                  $7,419          $202                   1.24                     
  $ 10001 -  15000                 $12,719          $370                   2.03                     
  $ 15001 -  20000                 $17,401          $593                   2.49                     
  $ 20001 -  25000                 $22,587          $922                   2.78                     
  $ 25001 -  30000                 $27,564        $1,351                   3.18                     
  $ 30001 -  35000                 $32,252        $1,685                   3.42                     
  $ 35001 -  40000                 $37,865        $2,253                   3.71                     
  $ 40001 -  45000                 $42,391        $2,819                   3.68                     
  $ 45001 -  50000                 $47,629        $3,971                   3.30                     
  $ 50001 -  75000                 $59,158        $4,925                   3.95                     
  OVER $ 75,000                   $117,145       $15,766                   3.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $27,337        $2,131                   2.44                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SALT LAKE COUNTY                                                 
                        _________________________________________________                           
  UNDER $1            1,661   $-90,099,416      $277,545     -0.31       2,681                      
  $     1  -  5000   40,805   $107,434,254    $1,066,243      0.99      19,356                      
  $  5001 -  10000   36,837   $274,434,524    $7,848,047      2.86      37,092                      
  $ 10001 -  15000   34,449   $430,647,340   $19,398,357      4.50      49,821                      
  $ 15001 -  20000   34,146   $596,403,012   $34,429,305      5.77      57,502                      
  $ 20001 -  25000   28,755   $644,913,666   $43,715,619      6.78      54,098                      
  $ 25001 -  30000   24,037   $659,166,641   $48,721,811      7.39      49,447                      
  $ 30001 -  35000   20,545   $666,868,450   $51,508,641      7.72      46,920                      
  $ 35001 -  40000   18,786   $703,660,096   $56,877,887      8.08      47,636                      
  $ 40001 -  45000   16,808   $713,194,249   $60,391,562      8.47      46,024                      
  $ 45001 -  50000   14,844   $704,061,789   $61,007,708      8.67      43,478                      
  $ 50001 -  75000   50,001 $3,048,931,267  $292,704,402      9.60     159,307                      
  $ 75001 - 100000   20,531 $1,757,110,177  $214,231,742     12.19      69,227                      
  $100001 - 250000   16,705 $2,326,091,896  $396,409,712     17.04      56,194                      
  OVER $250,000       3,078 $1,944,509,763  $497,384,484     25.58      10,037                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            361,988 $14,487,327,708$1,785,973,065     12.33      748,820                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.6           0.0                    0.4                     
  $     1  -  5000    11.3             0.7           0.1                    2.6                     
  $  5001 -  10000    10.2             1.9           0.4                    5.0                     
  $ 10001 -  15000     9.5             3.0           1.1                    6.7                     
  $ 15001 -  20000     9.4             4.1           1.9                    7.7                     
  $ 20001 -  25000     7.9             4.5           2.4                    7.2                     
  $ 25001 -  30000     6.6             4.5           2.7                    6.6                     
  $ 30001 -  35000     5.7             4.6           2.9                    6.3                     
  $ 35001 -  40000     5.2             4.9           3.2                    6.4                     
  $ 40001 -  45000     4.6             4.9           3.4                    6.1                     
  $ 45001 -  50000     4.1             4.9           3.4                    5.8                     
  $ 50001 -  75000    13.8            21.0          16.4                   21.3                     
  $ 75001 - 100000     5.7            12.1          12.0                    9.2                     
  $100001 - 250000     4.6            16.1          22.2                    7.5                     
  OVER $250,000        0.9            13.4          27.8                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-54,244          $167                   1.61                     
  $     1  -  5000                  $2,633           $26                   0.47                     
  $  5001 -  10000                  $7,450          $213                   1.01                     
  $ 10001 -  15000                 $12,501          $563                   1.45                     
  $ 15001 -  20000                 $17,466        $1,008                   1.68                     
  $ 20001 -  25000                 $22,428        $1,520                   1.88                     
  $ 25001 -  30000                 $27,423        $2,027                   2.06                     
  $ 30001 -  35000                 $32,459        $2,507                   2.28                     
  $ 35001 -  40000                 $37,457        $3,028                   2.54                     
  $ 40001 -  45000                 $42,432        $3,593                   2.74                     
  $ 45001 -  50000                 $47,431        $4,110                   2.93                     
  $ 50001 -  75000                 $60,977        $5,854                   3.19                     
  $ 75001 - 100000                 $85,583       $10,435                   3.37                     
  $100001 - 250000                $139,245       $23,730                   3.36                     
  OVER $250,000                   $631,745      $161,593                   3.26                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,022        $4,934                   2.07                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SAN JUAN  COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               40      $-880,336          $663     -0.08          85                      
  $     1  -  5000      602     $1,558,893        $3,772      0.24         521                      
  $  5001 -  10000      429     $3,196,869       $54,822      1.71         644                      
  $ 10001 -  15000      332     $4,108,158      $109,467      2.66         736                      
  $ 15001 -  20000      280     $4,894,522      $160,964      3.29         761                      
  $ 20001 -  25000      208     $4,674,493      $191,929      4.11         648                      
  $ 25001 -  30000      221     $6,095,909      $299,469      4.91         751                      
  $ 30001 -  35000      179     $5,816,598      $352,112      6.05         599                      
  $ 35001 -  40000      161     $5,978,945      $380,634      6.37         573                      
  $ 40001 -  45000      156     $6,607,853      $490,582      7.42         573                      
  $ 45001 -  50000       96     $4,585,545      $343,769      7.50         392                      
  $ 50001 -  75000      358    $21,393,431    $2,000,515      9.35       1,348                      
  $ 75001 - 100000       96     $8,207,205      $984,732     12.00         377                      
  OVER $100,000          37     $8,367,093    $1,912,055     22.85         131                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,195     $84,605,178    $7,285,485      8.61        8,139                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.0           0.0                    1.0                     
  $     1  -  5000    18.8             1.8           0.1                    6.4                     
  $  5001 -  10000    13.4             3.8           0.8                    7.9                     
  $ 10001 -  15000    10.4             4.9           1.5                    9.0                     
  $ 15001 -  20000     8.8             5.8           2.2                    9.4                     
  $ 20001 -  25000     6.5             5.5           2.6                    8.0                     
  $ 25001 -  30000     6.9             7.2           4.1                    9.2                     
  $ 30001 -  35000     5.6             6.9           4.8                    7.4                     
  $ 35001 -  40000     5.0             7.1           5.2                    7.0                     
  $ 40001 -  45000     4.9             7.8           6.7                    7.0                     
  $ 45001 -  50000     3.0             5.4           4.7                    4.8                     
  $ 50001 -  75000    11.2            25.3          27.5                   16.6                     
  $ 75001 - 100000     3.0             9.7          13.5                    4.6                     
  OVER $100,000        1.2             9.9          26.2                    1.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-22,008           $17                   2.13                     
  $     1  -  5000                  $2,590            $6                   0.87                     
  $  5001 -  10000                  $7,452          $128                   1.50                     
  $ 10001 -  15000                 $12,374          $330                   2.22                     
  $ 15001 -  20000                 $17,480          $575                   2.72                     
  $ 20001 -  25000                 $22,474          $923                   3.12                     
  $ 25001 -  30000                 $27,583        $1,355                   3.40                     
  $ 30001 -  35000                 $32,495        $1,967                   3.35                     
  $ 35001 -  40000                 $37,136        $2,364                   3.56                     
  $ 40001 -  45000                 $42,358        $3,145                   3.67                     
  $ 45001 -  50000                 $47,766        $3,581                   4.08                     
  $ 50001 -  75000                 $59,758        $5,588                   3.77                     
  $ 75001 - 100000                 $85,492       $10,258                   3.93                     
  OVER $100,000                   $226,138       $51,677                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,480        $2,280                   2.55                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SANPETE   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               95    $-4,252,338        $1,691     -0.04         209                      
  $     1  -  5000    1,093     $2,904,383       $17,727      0.61         639                      
  $  5001 -  10000      910     $6,734,003      $133,962      1.99       1,383                      
  $ 10001 -  15000      793     $9,843,139      $263,180      2.67       1,744                      
  $ 15001 -  20000      656    $11,510,350      $468,303      4.07       1,557                      
  $ 20001 -  25000      502    $11,246,862      $543,278      4.83       1,401                      
  $ 25001 -  30000      444    $12,169,788      $593,875      4.88       1,428                      
  $ 30001 -  35000      414    $13,433,013      $755,122      5.62       1,397                      
  $ 35001 -  40000      363    $13,615,257      $844,885      6.21       1,332                      
  $ 40001 -  45000      275    $11,648,922      $768,002      6.59       1,005                      
  $ 45001 -  50000      265    $12,632,559      $832,618      6.59       1,102                      
  $ 50001 -  75000      777    $46,454,697    $3,885,415      8.36       3,094                      
  $ 75001 - 100000      199    $16,898,010    $2,003,382     11.86         797                      
  $100001 - 250000      100    $13,720,381    $2,230,377     16.26         397                      
  OVER $250,000          14     $6,534,201    $1,608,290     24.61          54                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,900    $185,093,227   $14,950,107      8.08       17,539                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -2.3           0.0                    1.2                     
  $     1  -  5000    15.8             1.6           0.1                    3.6                     
  $  5001 -  10000    13.2             3.6           0.9                    7.9                     
  $ 10001 -  15000    11.5             5.3           1.8                    9.9                     
  $ 15001 -  20000     9.5             6.2           3.1                    8.9                     
  $ 20001 -  25000     7.3             6.1           3.6                    8.0                     
  $ 25001 -  30000     6.4             6.6           4.0                    8.1                     
  $ 30001 -  35000     6.0             7.3           5.1                    8.0                     
  $ 35001 -  40000     5.3             7.4           5.7                    7.6                     
  $ 40001 -  45000     4.0             6.3           5.1                    5.7                     
  $ 45001 -  50000     3.8             6.8           5.6                    6.3                     
  $ 50001 -  75000    11.3            25.1          26.0                   17.6                     
  $ 75001 - 100000     2.9             9.1          13.4                    4.5                     
  $100001 - 250000     1.4             7.4          14.9                    2.3                     
  OVER $250,000        0.2             3.5          10.8                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-44,761           $18                   2.20                     
  $     1  -  5000                  $2,657           $16                   0.58                     
  $  5001 -  10000                  $7,400          $147                   1.52                     
  $ 10001 -  15000                 $12,413          $332                   2.20                     
  $ 15001 -  20000                 $17,546          $714                   2.37                     
  $ 20001 -  25000                 $22,404        $1,082                   2.79                     
  $ 25001 -  30000                 $27,409        $1,338                   3.22                     
  $ 30001 -  35000                 $32,447        $1,824                   3.37                     
  $ 35001 -  40000                 $37,508        $2,328                   3.67                     
  $ 40001 -  45000                 $42,360        $2,793                   3.65                     
  $ 45001 -  50000                 $47,670        $3,142                   4.16                     
  $ 50001 -  75000                 $59,787        $5,001                   3.98                     
  $ 75001 - 100000                 $84,915       $10,067                   4.01                     
  $100001 - 250000                $137,204       $22,304                   3.97                     
  OVER $250,000                   $466,729      $114,878                   3.86                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $26,825        $2,167                   2.54                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SEVIER    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               75    $-4,448,427        $2,625     -0.06         183                      
  $     1  -  5000    1,046     $2,829,634       $29,002      1.02         559                      
  $  5001 -  10000      869     $6,414,960      $139,024      2.17       1,121                      
  $ 10001 -  15000      662     $8,244,535      $271,941      3.30       1,267                      
  $ 15001 -  20000      556     $9,694,942      $435,262      4.49       1,205                      
  $ 20001 -  25000      506    $11,372,151      $510,716      4.49       1,373                      
  $ 25001 -  30000      432    $11,900,718      $651,982      5.48       1,252                      
  $ 30001 -  35000      419    $13,591,577      $761,588      5.60       1,383                      
  $ 35001 -  40000      309    $11,556,444      $780,842      6.76       1,034                      
  $ 40001 -  45000      300    $12,765,036      $962,011      7.54       1,023                      
  $ 45001 -  50000      267    $12,686,853    $1,004,882      7.92         917                      
  $ 50001 -  75000      805    $48,426,747    $4,286,401      8.85       3,002                      
  $ 75001 - 100000      208    $17,566,939    $2,159,529     12.29         783                      
  $100001 - 250000      121    $17,365,952    $2,940,608     16.93         492                      
  OVER $250,000          17    $10,995,548    $3,487,137     31.71          61                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,592    $190,963,609   $18,423,550      9.65       15,655                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -2.3           0.0                    1.2                     
  $     1  -  5000    15.9             1.5           0.2                    3.6                     
  $  5001 -  10000    13.2             3.4           0.8                    7.2                     
  $ 10001 -  15000    10.0             4.3           1.5                    8.1                     
  $ 15001 -  20000     8.4             5.1           2.4                    7.7                     
  $ 20001 -  25000     7.7             6.0           2.8                    8.8                     
  $ 25001 -  30000     6.6             6.2           3.5                    8.0                     
  $ 30001 -  35000     6.4             7.1           4.1                    8.8                     
  $ 35001 -  40000     4.7             6.1           4.2                    6.6                     
  $ 40001 -  45000     4.6             6.7           5.2                    6.5                     
  $ 45001 -  50000     4.1             6.6           5.5                    5.9                     
  $ 50001 -  75000    12.2            25.4          23.3                   19.2                     
  $ 75001 - 100000     3.2             9.2          11.7                    5.0                     
  $100001 - 250000     1.8             9.1          16.0                    3.1                     
  OVER $250,000        0.3             5.8          18.9                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-59,312           $35                   2.44                     
  $     1  -  5000                  $2,705           $28                   0.53                     
  $  5001 -  10000                  $7,382          $160                   1.29                     
  $ 10001 -  15000                 $12,454          $411                   1.91                     
  $ 15001 -  20000                 $17,437          $783                   2.17                     
  $ 20001 -  25000                 $22,475        $1,009                   2.71                     
  $ 25001 -  30000                 $27,548        $1,509                   2.90                     
  $ 30001 -  35000                 $32,438        $1,818                   3.30                     
  $ 35001 -  40000                 $37,399        $2,527                   3.35                     
  $ 40001 -  45000                 $42,550        $3,207                   3.41                     
  $ 45001 -  50000                 $47,516        $3,764                   3.43                     
  $ 50001 -  75000                 $60,157        $5,325                   3.73                     
  $ 75001 - 100000                 $84,456       $10,382                   3.76                     
  $100001 - 250000                $143,520       $24,303                   4.07                     
  OVER $250,000                   $646,797      $205,126                   3.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,969        $2,795                   2.37                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SUMMIT    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              127    $-8,439,489        $4,001     -0.05         210                      
  $     1  -  5000    1,457     $3,761,715       $79,980      2.13         466                      
  $  5001 -  10000    1,052     $7,870,219      $259,529      3.30         906                      
  $ 10001 -  15000      961    $12,062,588      $644,635      5.34       1,202                      
  $ 15001 -  20000      947    $16,524,087    $1,059,301      6.41       1,454                      
  $ 20001 -  25000      842    $18,902,119    $1,479,969      7.83       1,329                      
  $ 25001 -  30000      610    $16,777,927    $1,370,128      8.17       1,105                      
  $ 30001 -  35000      524    $16,972,444    $1,371,211      8.08       1,068                      
  $ 35001 -  40000      496    $18,610,436    $1,581,582      8.50       1,131                      
  $ 40001 -  45000      427    $18,121,929    $1,642,854      9.07         999                      
  $ 45001 -  50000      414    $19,593,722    $1,773,374      9.05       1,080                      
  $ 50001 -  75000    1,504    $92,784,268    $8,908,717      9.60       4,376                      
  $ 75001 - 100000      869    $74,962,613    $9,119,593     12.17       2,589                      
  $100001 - 250000    1,516   $226,593,463   $38,599,821     17.03       4,725                      
  OVER $250,000         315   $203,325,362   $52,685,074     25.91         946                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             12,061    $738,423,403  $120,579,769     16.33       23,586                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.1           0.0                    0.9                     
  $     1  -  5000    12.1             0.5           0.1                    2.0                     
  $  5001 -  10000     8.7             1.1           0.2                    3.8                     
  $ 10001 -  15000     8.0             1.6           0.5                    5.1                     
  $ 15001 -  20000     7.9             2.2           0.9                    6.2                     
  $ 20001 -  25000     7.0             2.6           1.2                    5.6                     
  $ 25001 -  30000     5.1             2.3           1.1                    4.7                     
  $ 30001 -  35000     4.3             2.3           1.1                    4.5                     
  $ 35001 -  40000     4.1             2.5           1.3                    4.8                     
  $ 40001 -  45000     3.5             2.5           1.4                    4.2                     
  $ 45001 -  50000     3.4             2.7           1.5                    4.6                     
  $ 50001 -  75000    12.5            12.6           7.4                   18.6                     
  $ 75001 - 100000     7.2            10.2           7.6                   11.0                     
  $100001 - 250000    12.6            30.7          32.0                   20.0                     
  OVER $250,000        2.6            27.5          43.7                    4.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-66,453           $32                   1.65                     
  $     1  -  5000                  $2,582           $55                   0.32                     
  $  5001 -  10000                  $7,481          $247                   0.86                     
  $ 10001 -  15000                 $12,552          $671                   1.25                     
  $ 15001 -  20000                 $17,449        $1,119                   1.54                     
  $ 20001 -  25000                 $22,449        $1,758                   1.58                     
  $ 25001 -  30000                 $27,505        $2,246                   1.81                     
  $ 30001 -  35000                 $32,390        $2,617                   2.04                     
  $ 35001 -  40000                 $37,521        $3,189                   2.28                     
  $ 40001 -  45000                 $42,440        $3,847                   2.34                     
  $ 45001 -  50000                 $47,328        $4,284                   2.61                     
  $ 50001 -  75000                 $61,692        $5,923                   2.91                     
  $ 75001 - 100000                 $86,263       $10,494                   2.98                     
  $100001 - 250000                $149,468       $25,462                   3.12                     
  OVER $250,000                   $645,477      $167,254                   3.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $61,224        $9,997                   1.96                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   TOOELE    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               57      $-956,045          $498     -0.05          84                      
  $     1  -  5000    1,615     $4,220,367       $22,611      0.54         702                      
  $  5001 -  10000    1,245     $9,196,654      $216,222      2.35       1,407                      
  $ 10001 -  15000    1,212    $15,179,353      $617,307      4.07       1,891                      
  $ 15001 -  20000    1,263    $22,078,004    $1,165,089      5.28       2,336                      
  $ 20001 -  25000    1,128    $25,335,933    $1,547,583      6.11       2,396                      
  $ 25001 -  30000      965    $26,471,863    $1,794,358      6.78       2,267                      
  $ 30001 -  35000    1,016    $32,972,719    $2,424,022      7.35       2,576                      
  $ 35001 -  40000      967    $36,265,089    $2,700,845      7.45       2,815                      
  $ 40001 -  45000      863    $36,636,712    $2,934,950      8.01       2,636                      
  $ 45001 -  50000      804    $38,179,605    $3,164,649      8.29       2,569                      
  $ 50001 -  75000    2,513   $152,603,116   $14,761,638      9.67       8,439                      
  $ 75001 - 100000      802    $67,843,198    $8,408,126     12.39       2,798                      
  $100001 - 250000      344    $45,177,454    $7,692,065     17.03       1,186                      
  OVER $250,000          21     $7,493,144    $1,686,511     22.51          42                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,815    $518,697,166   $49,136,474      9.47       34,144                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.2                     
  $     1  -  5000    10.9             0.8           0.0                    2.1                     
  $  5001 -  10000     8.4             1.8           0.4                    4.1                     
  $ 10001 -  15000     8.2             2.9           1.3                    5.5                     
  $ 15001 -  20000     8.5             4.3           2.4                    6.8                     
  $ 20001 -  25000     7.6             4.9           3.1                    7.0                     
  $ 25001 -  30000     6.5             5.1           3.7                    6.6                     
  $ 30001 -  35000     6.9             6.4           4.9                    7.5                     
  $ 35001 -  40000     6.5             7.0           5.5                    8.2                     
  $ 40001 -  45000     5.8             7.1           6.0                    7.7                     
  $ 45001 -  50000     5.4             7.4           6.4                    7.5                     
  $ 50001 -  75000    17.0            29.4          30.0                   24.7                     
  $ 75001 - 100000     5.4            13.1          17.1                    8.2                     
  $100001 - 250000     2.3             8.7          15.7                    3.5                     
  OVER $250,000        0.1             1.4           3.4                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-16,773            $9                   1.47                     
  $     1  -  5000                  $2,613           $14                   0.43                     
  $  5001 -  10000                  $7,387          $174                   1.13                     
  $ 10001 -  15000                 $12,524          $509                   1.56                     
  $ 15001 -  20000                 $17,481          $922                   1.85                     
  $ 20001 -  25000                 $22,461        $1,372                   2.12                     
  $ 25001 -  30000                 $27,432        $1,859                   2.35                     
  $ 30001 -  35000                 $32,453        $2,386                   2.54                     
  $ 35001 -  40000                 $37,503        $2,793                   2.91                     
  $ 40001 -  45000                 $42,453        $3,401                   3.05                     
  $ 45001 -  50000                 $47,487        $3,936                   3.20                     
  $ 50001 -  75000                 $60,725        $5,874                   3.36                     
  $ 75001 - 100000                 $84,593       $10,484                   3.49                     
  $100001 - 250000                $131,330       $22,361                   3.45                     
  OVER $250,000                   $356,816       $80,310                   2.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,012        $3,317                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   UINTAH    COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               87    $-3,488,413             .       .           204                      
  $     1  -  5000    1,379     $3,566,265       $31,768      0.89         987                      
  $  5001 -  10000    1,033     $7,632,285      $144,609      1.89       1,498                      
  $ 10001 -  15000      870    $10,851,908      $357,416      3.29       1,698                      
  $ 15001 -  20000      707    $12,355,698      $514,227      4.16       1,634                      
  $ 20001 -  25000      628    $14,110,736      $686,336      4.86       1,668                      
  $ 25001 -  30000      520    $14,266,397      $812,254      5.69       1,506                      
  $ 30001 -  35000      483    $15,653,187      $960,328      6.14       1,527                      
  $ 35001 -  40000      445    $16,685,927    $1,148,588      6.88       1,476                      
  $ 40001 -  45000      408    $17,311,583    $1,334,422      7.71       1,365                      
  $ 45001 -  50000      349    $16,571,786    $1,366,411      8.25       1,228                      
  $ 50001 -  75000    1,023    $61,719,992    $6,029,342      9.77       3,605                      
  $ 75001 - 100000      296    $24,899,067    $3,240,496     13.01       1,038                      
  $100001 - 250000      154    $20,777,280    $3,789,410     18.24         531                      
  OVER $250,000          22     $8,488,474    $2,436,990     28.71          73                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,404    $241,402,172   $22,852,597      9.47       20,038                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -1.4            .                     1.0                     
  $     1  -  5000    16.4             1.5           0.1                    4.9                     
  $  5001 -  10000    12.3             3.2           0.6                    7.5                     
  $ 10001 -  15000    10.4             4.5           1.6                    8.5                     
  $ 15001 -  20000     8.4             5.1           2.3                    8.2                     
  $ 20001 -  25000     7.5             5.8           3.0                    8.3                     
  $ 25001 -  30000     6.2             5.9           3.6                    7.5                     
  $ 30001 -  35000     5.7             6.5           4.2                    7.6                     
  $ 35001 -  40000     5.3             6.9           5.0                    7.4                     
  $ 40001 -  45000     4.9             7.2           5.8                    6.8                     
  $ 45001 -  50000     4.2             6.9           6.0                    6.1                     
  $ 50001 -  75000    12.2            25.6          26.4                   18.0                     
  $ 75001 - 100000     3.5            10.3          14.2                    5.2                     
  $100001 - 250000     1.8             8.6          16.6                    2.6                     
  OVER $250,000        0.3             3.5          10.7                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-40,097             .                   2.34                     
  $     1  -  5000                  $2,586           $23                   0.72                     
  $  5001 -  10000                  $7,388          $140                   1.45                     
  $ 10001 -  15000                 $12,473          $411                   1.95                     
  $ 15001 -  20000                 $17,476          $727                   2.31                     
  $ 20001 -  25000                 $22,469        $1,093                   2.66                     
  $ 25001 -  30000                 $27,435        $1,562                   2.90                     
  $ 30001 -  35000                 $32,408        $1,988                   3.16                     
  $ 35001 -  40000                 $37,496        $2,581                   3.32                     
  $ 40001 -  45000                 $42,430        $3,271                   3.35                     
  $ 45001 -  50000                 $47,484        $3,915                   3.52                     
  $ 50001 -  75000                 $60,332        $5,894                   3.52                     
  $ 75001 - 100000                 $84,118       $10,948                   3.51                     
  $100001 - 250000                $134,917       $24,607                   3.45                     
  OVER $250,000                   $385,840      $110,772                   3.32                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $28,725        $2,719                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   UTAH      COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              785   $-26,358,647       $50,980     -0.19       1,738                      
  $     1  -  5000   18,187    $48,662,835      $374,999      0.77       7,691                      
  $  5001 -  10000   15,624   $115,405,820    $3,256,079      2.82      15,728                      
  $ 10001 -  15000   12,402   $154,403,890    $6,162,469      3.99      19,858                      
  $ 15001 -  20000   10,404   $181,271,342    $8,736,827      4.82      20,342                      
  $ 20001 -  25000    8,405   $188,419,872   $10,315,774      5.47      19,161                      
  $ 25001 -  30000    7,139   $195,803,103   $11,546,310      5.90      18,629                      
  $ 30001 -  35000    6,387   $207,364,254   $12,737,002      6.14      18,736                      
  $ 35001 -  40000    5,951   $223,119,180   $14,657,024      6.57      19,000                      
  $ 40001 -  45000    5,445   $231,244,853   $15,626,500      6.76      18,701                      
  $ 45001 -  50000    4,883   $231,735,335   $16,189,240      6.99      17,695                      
  $ 50001 -  75000   15,875   $964,221,419   $76,471,293      7.93      62,150                      
  $ 75001 - 100000    6,065   $517,794,578   $54,260,164     10.48      24,902                      
  $100001 - 250000    4,647   $641,575,447   $99,062,049     15.44      19,893                      
  OVER $250,000         770   $430,571,134  $109,695,851     25.48       3,108                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            122,969  $4,305,234,415  $439,142,561     10.20      287,332                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.6           0.0                    0.6                     
  $     1  -  5000    14.8             1.1           0.1                    2.7                     
  $  5001 -  10000    12.7             2.7           0.7                    5.5                     
  $ 10001 -  15000    10.1             3.6           1.4                    6.9                     
  $ 15001 -  20000     8.5             4.2           2.0                    7.1                     
  $ 20001 -  25000     6.8             4.4           2.3                    6.7                     
  $ 25001 -  30000     5.8             4.5           2.6                    6.5                     
  $ 30001 -  35000     5.2             4.8           2.9                    6.5                     
  $ 35001 -  40000     4.8             5.2           3.3                    6.6                     
  $ 40001 -  45000     4.4             5.4           3.6                    6.5                     
  $ 45001 -  50000     4.0             5.4           3.7                    6.2                     
  $ 50001 -  75000    12.9            22.4          17.4                   21.6                     
  $ 75001 - 100000     4.9            12.0          12.4                    8.7                     
  $100001 - 250000     3.8            14.9          22.6                    6.9                     
  OVER $250,000        0.6            10.0          25.0                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-33,578           $65                   2.21                     
  $     1  -  5000                  $2,676           $21                   0.42                     
  $  5001 -  10000                  $7,386          $208                   1.01                     
  $ 10001 -  15000                 $12,450          $497                   1.60                     
  $ 15001 -  20000                 $17,423          $840                   1.96                     
  $ 20001 -  25000                 $22,418        $1,227                   2.28                     
  $ 25001 -  30000                 $27,427        $1,617                   2.61                     
  $ 30001 -  35000                 $32,467        $1,994                   2.93                     
  $ 35001 -  40000                 $37,493        $2,463                   3.19                     
  $ 40001 -  45000                 $42,469        $2,870                   3.43                     
  $ 45001 -  50000                 $47,458        $3,315                   3.62                     
  $ 50001 -  75000                 $60,738        $4,817                   3.91                     
  $ 75001 - 100000                 $85,374        $8,946                   4.11                     
  $100001 - 250000                $138,062       $21,317                   4.28                     
  OVER $250,000                   $559,183      $142,462                   4.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,011        $3,571                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WASATCH   COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               42    $-1,092,363        $2,719     -0.25         123                      
  $     1  -  5000      805     $2,163,410       $17,108      0.79         290                      
  $  5001 -  10000      572     $4,149,533      $136,677      3.29         467                      
  $ 10001 -  15000      453     $5,694,434      $227,759      4.00         724                      
  $ 15001 -  20000      440     $7,675,782      $406,943      5.30         796                      
  $ 20001 -  25000      368     $8,249,248      $523,996      6.35         775                      
  $ 25001 -  30000      324     $8,899,762      $544,701      6.12         813                      
  $ 30001 -  35000      275     $8,942,691      $578,921      6.47         772                      
  $ 35001 -  40000      303    $11,371,179      $778,028      6.84         909                      
  $ 40001 -  45000      250    $10,593,618      $773,461      7.30         790                      
  $ 45001 -  50000      239    $11,353,851      $774,387      6.82         874                      
  $ 50001 -  75000      806    $48,437,534    $4,095,274      8.45       2,892                      
  $ 75001 - 100000      247    $20,971,861    $2,239,812     10.68         937                      
  $100001 - 250000      209    $29,781,925    $4,723,503     15.86         749                      
  OVER $250,000          48    $25,044,866    $6,625,737     26.46         165                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,381    $202,237,331   $22,449,026     11.10       12,076                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.5           0.0                    1.0                     
  $     1  -  5000    15.0             1.1           0.1                    2.4                     
  $  5001 -  10000    10.6             2.1           0.6                    3.9                     
  $ 10001 -  15000     8.4             2.8           1.0                    6.0                     
  $ 15001 -  20000     8.2             3.8           1.8                    6.6                     
  $ 20001 -  25000     6.8             4.1           2.3                    6.4                     
  $ 25001 -  30000     6.0             4.4           2.4                    6.7                     
  $ 30001 -  35000     5.1             4.4           2.6                    6.4                     
  $ 35001 -  40000     5.6             5.6           3.5                    7.5                     
  $ 40001 -  45000     4.6             5.2           3.4                    6.5                     
  $ 45001 -  50000     4.4             5.6           3.4                    7.2                     
  $ 50001 -  75000    15.0            24.0          18.2                   23.9                     
  $ 75001 - 100000     4.6            10.4          10.0                    7.8                     
  $100001 - 250000     3.9            14.7          21.0                    6.2                     
  OVER $250,000        0.9            12.4          29.5                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-26,009           $65                   2.93                     
  $     1  -  5000                  $2,687           $21                   0.36                     
  $  5001 -  10000                  $7,254          $239                   0.82                     
  $ 10001 -  15000                 $12,570          $503                   1.60                     
  $ 15001 -  20000                 $17,445          $925                   1.81                     
  $ 20001 -  25000                 $22,416        $1,424                   2.11                     
  $ 25001 -  30000                 $27,468        $1,681                   2.51                     
  $ 30001 -  35000                 $32,519        $2,105                   2.81                     
  $ 35001 -  40000                 $37,529        $2,568                   3.00                     
  $ 40001 -  45000                 $42,374        $3,094                   3.16                     
  $ 45001 -  50000                 $47,506        $3,240                   3.66                     
  $ 50001 -  75000                 $60,096        $5,081                   3.59                     
  $ 75001 - 100000                 $84,906        $9,068                   3.79                     
  $100001 - 250000                $142,497       $22,600                   3.58                     
  OVER $250,000                   $521,768      $138,036                   3.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,584        $4,172                   2.24                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WASHINGTON COUNTY                                                
                        _________________________________________________                           
  UNDER $1              267   $-12,375,186        $7,301     -0.06         646                      
  $     1  -  5000    3,760    $10,148,456       $80,605      0.79       2,244                      
  $  5001 -  10000    3,456    $25,730,343      $583,158      2.27       4,384                      
  $ 10001 -  15000    3,110    $38,793,617    $1,353,178      3.49       5,494                      
  $ 15001 -  20000    2,780    $48,436,703    $2,107,588      4.35       5,708                      
  $ 20001 -  25000    2,407    $54,071,132    $2,848,969      5.27       5,556                      
  $ 25001 -  30000    1,964    $53,812,548    $3,030,635      5.63       5,222                      
  $ 30001 -  35000    1,780    $57,807,390    $3,574,434      6.18       5,140                      
  $ 35001 -  40000    1,599    $59,831,023    $4,028,744      6.73       4,846                      
  $ 40001 -  45000    1,387    $58,917,584    $4,166,453      7.07       4,447                      
  $ 45001 -  50000    1,090    $51,708,477    $3,920,692      7.58       3,598                      
  $ 50001 -  75000    3,477   $210,562,149   $18,492,862      8.78      11,685                      
  $ 75001 - 100000    1,175    $99,580,203   $11,438,203     11.49       3,965                      
  $100001 - 250000      889   $124,004,143   $20,536,011     16.56       2,885                      
  OVER $250,000         179    $97,030,156   $23,449,090     24.17         604                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             29,320    $978,058,738   $99,617,923     10.19       66,424                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.3           0.0                    1.0                     
  $     1  -  5000    12.8             1.0           0.1                    3.4                     
  $  5001 -  10000    11.8             2.6           0.6                    6.6                     
  $ 10001 -  15000    10.6             4.0           1.4                    8.3                     
  $ 15001 -  20000     9.5             5.0           2.1                    8.6                     
  $ 20001 -  25000     8.2             5.5           2.9                    8.4                     
  $ 25001 -  30000     6.7             5.5           3.0                    7.9                     
  $ 30001 -  35000     6.1             5.9           3.6                    7.7                     
  $ 35001 -  40000     5.5             6.1           4.0                    7.3                     
  $ 40001 -  45000     4.7             6.0           4.2                    6.7                     
  $ 45001 -  50000     3.7             5.3           3.9                    5.4                     
  $ 50001 -  75000    11.9            21.5          18.6                   17.6                     
  $ 75001 - 100000     4.0            10.2          11.5                    6.0                     
  $100001 - 250000     3.0            12.7          20.6                    4.3                     
  OVER $250,000        0.6             9.9          23.5                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-46,349           $27                   2.42                     
  $     1  -  5000                  $2,699           $21                   0.60                     
  $  5001 -  10000                  $7,445          $169                   1.27                     
  $ 10001 -  15000                 $12,474          $435                   1.77                     
  $ 15001 -  20000                 $17,423          $758                   2.05                     
  $ 20001 -  25000                 $22,464        $1,184                   2.31                     
  $ 25001 -  30000                 $27,399        $1,543                   2.66                     
  $ 30001 -  35000                 $32,476        $2,008                   2.89                     
  $ 35001 -  40000                 $37,418        $2,520                   3.03                     
  $ 40001 -  45000                 $42,478        $3,004                   3.21                     
  $ 45001 -  50000                 $47,439        $3,597                   3.30                     
  $ 50001 -  75000                 $60,559        $5,319                   3.36                     
  $ 75001 - 100000                 $84,749        $9,735                   3.37                     
  $100001 - 250000                $139,487       $23,100                   3.25                     
  OVER $250,000                   $542,068      $131,001                   3.37                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,358        $3,398                   2.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WAYNE     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1               22      $-280,982        $1,169     -0.42          44                      
  $     1  -  5000      129       $387,997        $1,478      0.38          87                      
  $  5001 -  10000      134     $1,053,796       $17,516      1.66         236                      
  $ 10001 -  15000       99     $1,208,192       $40,394      3.34         183                      
  $ 15001 -  20000      115     $2,007,332       $79,669      3.97         283                      
  $ 20001 -  25000       77     $1,729,413       $76,090      4.40         217                      
  $ 25001 -  30000       45     $1,217,910       $66,280      5.44         124                      
  $ 30001 -  35000       52     $1,690,300      $117,831      6.97         143                      
  $ 35001 -  40000       48     $1,790,575      $105,254      5.88         183                      
  $ 40001 -  45000       41     $1,744,067      $132,401      7.59         134                      
  $ 45001 -  50000       28     $1,328,001       $98,058      7.38         100                      
  $ 50001 -  75000       65     $3,810,587      $331,511      8.70         249                      
  $ 75001 - 100000       21     $1,724,307      $221,993     12.87          65                      
  OVER $100,000          11     $1,984,609      $341,318     17.20          28                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                887     $21,396,104    $1,630,962      7.62        2,076                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5            -1.3           0.1                    2.1                     
  $     1  -  5000    14.5             1.8           0.1                    4.2                     
  $  5001 -  10000    15.1             4.9           1.1                   11.4                     
  $ 10001 -  15000    11.2             5.6           2.5                    8.8                     
  $ 15001 -  20000    13.0             9.4           4.9                   13.6                     
  $ 20001 -  25000     8.7             8.1           4.7                   10.5                     
  $ 25001 -  30000     5.1             5.7           4.1                    6.0                     
  $ 30001 -  35000     5.9             7.9           7.2                    6.9                     
  $ 35001 -  40000     5.4             8.4           6.5                    8.8                     
  $ 40001 -  45000     4.6             8.2           8.1                    6.5                     
  $ 45001 -  50000     3.2             6.2           6.0                    4.8                     
  $ 50001 -  75000     7.3            17.8          20.3                   12.0                     
  $ 75001 - 100000     2.4             8.1          13.6                    3.1                     
  OVER $100,000        1.2             9.3          20.9                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-12,772           $53                   2.00                     
  $     1  -  5000                  $3,008           $11                   0.67                     
  $  5001 -  10000                  $7,864          $131                   1.76                     
  $ 10001 -  15000                 $12,204          $408                   1.85                     
  $ 15001 -  20000                 $17,455          $693                   2.46                     
  $ 20001 -  25000                 $22,460          $988                   2.82                     
  $ 25001 -  30000                 $27,065        $1,473                   2.76                     
  $ 30001 -  35000                 $32,506        $2,266                   2.75                     
  $ 35001 -  40000                 $37,304        $2,193                   3.81                     
  $ 40001 -  45000                 $42,538        $3,229                   3.27                     
  $ 45001 -  50000                 $47,429        $3,502                   3.57                     
  $ 50001 -  75000                 $58,624        $5,100                   3.83                     
  $ 75001 - 100000                 $82,110       $10,571                   3.10                     
  OVER $100,000                   $180,419       $31,029                   2.55                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $24,122        $1,839                   2.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WEBER     COUNTY                                                 
                        _________________________________________________                           
  UNDER $1              312    $-5,489,746       $64,645     -1.18         581                      
  $     1  -  5000    9,378    $24,475,413      $168,726      0.69       5,390                      
  $  5001 -  10000    8,294    $61,474,499    $1,611,568      2.62       9,076                      
  $ 10001 -  15000    7,585    $94,610,344    $3,957,146      4.18      11,599                      
  $ 15001 -  20000    7,209   $125,774,615    $6,769,505      5.38      12,883                      
  $ 20001 -  25000    6,285   $140,960,728    $8,927,764      6.33      12,722                      
  $ 25001 -  30000    5,548   $152,224,644   $10,688,624      7.02      12,198                      
  $ 30001 -  35000    4,935   $160,169,167   $11,931,317      7.45      11,901                      
  $ 35001 -  40000    4,331   $162,368,774   $13,043,990      8.03      11,287                      
  $ 40001 -  45000    3,959   $168,014,681   $13,984,585      8.32      11,103                      
  $ 45001 -  50000    3,462   $164,435,692   $13,961,323      8.49      10,556                      
  $ 50001 -  75000   12,075   $735,719,956   $69,606,108      9.46      39,966                      
  $ 75001 - 100000    4,400   $373,694,382   $45,867,934     12.27      14,935                      
  $100001 - 250000    2,633   $352,589,838   $59,547,176     16.89       8,539                      
  OVER $250,000         356   $196,368,149   $53,897,275     27.45       1,146                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             80,762  $2,907,391,136  $314,027,686     10.80      173,882                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000    11.6             0.8           0.1                    3.1                     
  $  5001 -  10000    10.3             2.1           0.5                    5.2                     
  $ 10001 -  15000     9.4             3.3           1.3                    6.7                     
  $ 15001 -  20000     8.9             4.3           2.2                    7.4                     
  $ 20001 -  25000     7.8             4.8           2.8                    7.3                     
  $ 25001 -  30000     6.9             5.2           3.4                    7.0                     
  $ 30001 -  35000     6.1             5.5           3.8                    6.8                     
  $ 35001 -  40000     5.4             5.6           4.2                    6.5                     
  $ 40001 -  45000     4.9             5.8           4.5                    6.4                     
  $ 45001 -  50000     4.3             5.7           4.4                    6.1                     
  $ 50001 -  75000    15.0            25.3          22.2                   23.0                     
  $ 75001 - 100000     5.4            12.9          14.6                    8.6                     
  $100001 - 250000     3.3            12.1          19.0                    4.9                     
  OVER $250,000        0.4             6.8          17.2                    0.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-17,595          $207                   1.86                     
  $     1  -  5000                  $2,610           $18                   0.57                     
  $  5001 -  10000                  $7,412          $194                   1.09                     
  $ 10001 -  15000                 $12,473          $522                   1.53                     
  $ 15001 -  20000                 $17,447          $939                   1.79                     
  $ 20001 -  25000                 $22,428        $1,420                   2.02                     
  $ 25001 -  30000                 $27,438        $1,927                   2.20                     
  $ 30001 -  35000                 $32,456        $2,418                   2.41                     
  $ 35001 -  40000                 $37,490        $3,012                   2.61                     
  $ 40001 -  45000                 $42,439        $3,532                   2.80                     
  $ 45001 -  50000                 $47,497        $4,033                   3.05                     
  $ 50001 -  75000                 $60,929        $5,764                   3.31                     
  $ 75001 - 100000                 $84,931       $10,425                   3.39                     
  $100001 - 250000                $133,912       $22,616                   3.24                     
  OVER $250,000                   $551,596      $151,397                   3.22                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,999        $3,888                   2.15                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PRIOR YEAR                                                       
                        _________________________________________________                           
  UNDER $1            1,677  $-142,970,153      $410,810     -0.29       4,146                      
  $     1  -  5000    4,960    $11,812,125      $274,766      2.33       4,399                      
  $  5001 -  10000    3,835    $28,536,070      $838,441      2.94       5,992                      
  $ 10001 -  15000    3,187    $39,728,917    $1,500,581      3.78       6,820                      
  $ 15001 -  20000    2,878    $50,196,094    $2,379,464      4.74       7,396                      
  $ 20001 -  25000    2,622    $58,933,347    $3,358,057      5.70       7,116                      
  $ 25001 -  30000    2,265    $62,195,459    $3,826,238      6.15       6,762                      
  $ 30001 -  35000    2,038    $66,146,107    $4,494,608      6.79       6,513                      
  $ 35001 -  40000    1,849    $69,212,556    $5,265,780      7.61       6,093                      
  $ 40001 -  45000    1,688    $71,662,973    $5,764,833      8.04       5,872                      
  $ 45001 -  50000    1,504    $71,366,937    $5,918,113      8.29       5,432                      
  $ 50001 -  75000    5,217   $318,760,830   $30,159,676      9.46      19,358                      
  $ 75001 - 100000    2,666   $229,634,112   $27,303,775     11.89      10,322                      
  $100001 - 250000    3,687   $549,107,504   $92,129,668     16.78      14,568                      
  OVER $250,000       1,417 $1,452,522,860  $367,553,049     25.30       5,433                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             41,490  $2,936,845,738  $551,177,859     18.77      116,222                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             4.0            -4.9           0.1                    3.6                     
  $     1  -  5000    12.0             0.4           0.0                    3.8                     
  $  5001 -  10000     9.2             1.0           0.2                    5.2                     
  $ 10001 -  15000     7.7             1.4           0.3                    5.9                     
  $ 15001 -  20000     6.9             1.7           0.4                    6.4                     
  $ 20001 -  25000     6.3             2.0           0.6                    6.1                     
  $ 25001 -  30000     5.5             2.1           0.7                    5.8                     
  $ 30001 -  35000     4.9             2.3           0.8                    5.6                     
  $ 35001 -  40000     4.5             2.4           1.0                    5.2                     
  $ 40001 -  45000     4.1             2.4           1.0                    5.1                     
  $ 45001 -  50000     3.6             2.4           1.1                    4.7                     
  $ 50001 -  75000    12.6            10.9           5.5                   16.7                     
  $ 75001 - 100000     6.4             7.8           5.0                    8.9                     
  $100001 - 250000     8.9            18.7          16.7                   12.5                     
  OVER $250,000        3.4            49.5          66.7                    4.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-85,254          $245                   2.47                     
  $     1  -  5000                  $2,381           $55                   0.89                     
  $  5001 -  10000                  $7,441          $219                   1.56                     
  $ 10001 -  15000                 $12,466          $471                   2.14                     
  $ 15001 -  20000                 $17,441          $827                   2.57                     
  $ 20001 -  25000                 $22,476        $1,281                   2.71                     
  $ 25001 -  30000                 $27,459        $1,689                   2.99                     
  $ 30001 -  35000                 $32,456        $2,205                   3.20                     
  $ 35001 -  40000                 $37,432        $2,848                   3.30                     
  $ 40001 -  45000                 $42,454        $3,415                   3.48                     
  $ 45001 -  50000                 $47,451        $3,935                   3.61                     
  $ 50001 -  75000                 $61,100        $5,781                   3.71                     
  $ 75001 - 100000                 $86,134       $10,241                   3.87                     
  $100001 - 250000                $148,931       $24,988                   3.95                     
  OVER $250,000                   $1025069      $259,388                   3.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $70,784       $13,285                   2.80                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                                  
                                                                                                    
****************************SUMMARY OF 1998 INDIVIDUAL INCOME TAX RETURNS**************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   STATE OF UTAH                                                    
                        _________________________________________________                           
  UNDER $1            6,512  $-352,611,436      $934,162     -0.26      13,603                      
  $     1  -  5000  112,087   $294,992,954    $2,678,202      0.91      55,049                      
  $  5001 -  10000   95,621   $709,578,992   $19,745,385      2.78     101,123                      
  $ 10001 -  15000   84,159 $1,050,515,926   $44,228,358      4.21     131,417                      
  $ 15001 -  20000   78,155 $1,364,203,096   $72,721,198      5.33     144,144                      
  $ 20001 -  25000   66,465 $1,490,769,023   $92,703,544      6.22     138,757                      
  $ 25001 -  30000   56,168 $1,540,706,930  $103,959,569      6.75     130,949                      
  $ 30001 -  35000   49,555 $1,608,407,817  $114,269,697      7.10     127,803                      
  $ 35001 -  40000   45,631 $1,709,431,277  $128,595,203      7.52     128,805                      
  $ 40001 -  45000   41,077 $1,743,521,425  $137,707,428      7.90     124,040                      
  $ 45001 -  50000   36,325 $1,723,540,800  $139,943,507      8.12     116,628                      
  $ 50001 -  75000  122,567 $7,464,993,067  $682,805,794      9.15     421,539                      
  $ 75001 - 100000   48,270 $4,121,873,248  $487,425,648     11.83     172,727                      
  $100001 - 250000   37,902 $5,286,271,541  $880,186,618     16.65     136,142                      
  OVER $250,000       7,177 $4,860,799,314   $1240655550     25.52      25,147                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            887,671 $34,616,993,974$4,148,559,863     11.98    1,967,873                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -1.0           0.0                    0.7                     
  $     1  -  5000    12.6             0.9           0.1                    2.8                     
  $  5001 -  10000    10.8             2.0           0.5                    5.1                     
  $ 10001 -  15000     9.5             3.0           1.1                    6.7                     
  $ 15001 -  20000     8.8             3.9           1.8                    7.3                     
  $ 20001 -  25000     7.5             4.3           2.2                    7.1                     
  $ 25001 -  30000     6.3             4.5           2.5                    6.7                     
  $ 30001 -  35000     5.6             4.6           2.8                    6.5                     
  $ 35001 -  40000     5.1             4.9           3.1                    6.5                     
  $ 40001 -  45000     4.6             5.0           3.3                    6.3                     
  $ 45001 -  50000     4.1             5.0           3.4                    5.9                     
  $ 50001 -  75000    13.8            21.6          16.5                   21.4                     
  $ 75001 - 100000     5.4            11.9          11.7                    8.8                     
  $100001 - 250000     4.3            15.3          21.2                    6.9                     
  OVER $250,000        0.8            14.0          29.9                    1.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER RETURN                                            
  UNDER $1                        $-54,148          $143                   2.09                     
  $     1  -  5000                  $2,632           $24                   0.49                     
  $  5001 -  10000                  $7,421          $206                   1.06                     
  $ 10001 -  15000                 $12,483          $526                   1.56                     
  $ 15001 -  20000                 $17,455          $930                   1.84                     
  $ 20001 -  25000                 $22,429        $1,395                   2.09                     
  $ 25001 -  30000                 $27,430        $1,851                   2.33                     
  $ 30001 -  35000                 $32,457        $2,306                   2.58                     
  $ 35001 -  40000                 $37,462        $2,818                   2.82                     
  $ 40001 -  45000                 $42,445        $3,352                   3.02                     
  $ 45001 -  50000                 $47,448        $3,853                   3.21                     
  $ 50001 -  75000                 $60,905        $5,571                   3.44                     
  $ 75001 - 100000                 $85,392       $10,098                   3.58                     
  $100001 - 250000                $139,472       $23,223                   3.59                     
  OVER $250,000                   $677,275      $172,865                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,998        $4,674                   2.22                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS