TABLE OF CONTENTS (TOC)
CITY
ALPINE UT                                                                 
AMERICAN FORK UT                                                   
BEAVER UT                                                                 
BLANDING UT                                                             
BLUFFDALE UT                                                           
BOUNTIFUL UT                                                           
BRIGHAM CITY UT                                                     
CEDAR CITY UT                                                         
CENTERVILLE UT                                                       
CLEARFIELD UT                                                         
CLINTON UT                                                               
COALVILLE UT                                                           
DELTA UT                                                                   
DRAPER UT                                                                 
EDEN UT                                                                     
EPHRAIM UT                                                               
FARMINGTON UT                                                         
FILLMORE UT                                                             
FRUIT HEIGHTS UT                                                   
GARLAND UT                                                               
GRANTSVILLE                                                             
HEBER CITY UT                                                         
HELPER UT                                                                 
HIGHLAND UT                                                             
HILL AFB UT                                                             
HOLLADAY UT                                                             
HOOPER UT                                                                 
HUNTINGTON UT                                                         
HURRICANE UT                                                           
HYDE PARK UT                                                           
HYRUM UT                                                                   
IVINS UT                                                                   
KAMAS UT                                                                   
KANAB UT                                                                   
KAYSVILLE UT                                                           
KEARNS UT                                                                 
LAVERKIN UT                                                             
LAYTON UT                                                                 
LEHI UT                                                                     
LINDON UT                                                                 
LOGAN UT                                                                   
MAGNA UT                                                                   
MANTI UT                                                                   
MAPLETON UT                                                             
MIDVALE UT                                                               
MIDWAY UT                                                                 
MOAB UT                                                                     
MONROE UT                                                                 
MORGAN UT                                                                 
MOUNT PLEASANT UT                                                 
MURRAY UT                                                                 
NEPHI UT                                                                   
NORTH LOGAN UT                                                       
NORTH SALT LAKE UT                                               
OGDEN UT                                                                   
OREM UT                                                                     
OTHER TOWNS                                                             
PARK CITY UT                                                           
PAROWAN UT                                                               
PAYSON UT                                                                 
PLEASANT GROVE UT                                                 
PRICE UT                                                                   
PROVIDENCE UT                                                         
PROVO UT                                                                   
RICHFIELD UT                                                           
RIVERTON UT                                                             
ROOSEVELT UT                                                           
ROY UT                                                                       
SALEM UT                                                                   
SALT LAKE CITY UT                                                 
SANDY UT                                                                   
SANTA CLARA UT                                                       
SANTAQUIN UT                                                           
SMITHFIELD UT                                                         
SOUTH JORDAN UT                                                     
SOUTH SALT LAKE UT                                               
SOUTH WEBER UT                                                       
SPANISH FORK UT                                                     
SPRINGVILLE UT                                                       
ST GEORGE UT                                                           
STANSBURY PARK UT                                                 
SUNSET UT                                                                 
SYRACUSE UT                                                             
TAYLORSVILLE UT                                                     
TOOELE UT                                                                 
TREMONTON UT                                                           
VERNAL UT                                                                 
WASHINGTON UT                                                         
WELLSVILLE UT                                                         
WEST BOUNTIFUL UT                                                 
WEST JORDAN UT                                                       
WEST POINT UT                                                         
WEST VALLEY UT                                                       
WOODS CROSS UT                                                       
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   ALPINE UT                                                        
                        _________________________________________________                           
  UNDER $1               11      $-818,765        $4,907     -0.60          31                      
  $     1  -  5000       73       $203,229        $7,269      3.58          31                      
  $  5001 -  10000       61       $455,486       $10,944      2.40          56                      
  $ 10001 -  15000       76       $936,412       $17,367      1.85         181                      
  $ 15001 -  20000       64     $1,110,710       $37,469      3.37         162                      
  $ 20001 -  25000       48     $1,070,636       $45,361      4.24         118                      
  $ 25001 -  30000       53     $1,449,818       $82,279      5.68         140                      
  $ 30001 -  35000       48     $1,572,044       $90,311      5.74         147                      
  $ 35001 -  40000       48     $1,794,884       $94,905      5.29         180                      
  $ 40001 -  45000       52     $2,206,920      $128,899      5.84         210                      
  $ 45001 -  50000       66     $3,141,755      $207,450      6.60         226                      
  $ 50001 -  75000      269    $16,923,352    $1,178,914      6.97       1,171                      
  $ 75001 - 100000      198    $17,066,967    $1,412,335      8.28         952                      
  $100001 - 250000      325    $46,291,933    $6,218,523     13.43       1,679                      
  OVER $250,000          78    $52,489,866   $13,840,216     26.37         397                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,470    $145,895,247   $23,377,149     16.02        5,681                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.6           0.0                    0.5                     
  $     1  -  5000     5.0             0.1           0.0                    0.5                     
  $  5001 -  10000     4.1             0.3           0.0                    1.0                     
  $ 10001 -  15000     5.2             0.6           0.1                    3.2                     
  $ 15001 -  20000     4.4             0.8           0.2                    2.9                     
  $ 20001 -  25000     3.3             0.7           0.2                    2.1                     
  $ 25001 -  30000     3.6             1.0           0.4                    2.5                     
  $ 30001 -  35000     3.3             1.1           0.4                    2.6                     
  $ 35001 -  40000     3.3             1.2           0.4                    3.2                     
  $ 40001 -  45000     3.5             1.5           0.6                    3.7                     
  $ 45001 -  50000     4.5             2.2           0.9                    4.0                     
  $ 50001 -  75000    18.3            11.6           5.0                   20.6                     
  $ 75001 - 100000    13.5            11.7           6.0                   16.8                     
  $100001 - 250000    22.1            31.7          26.6                   29.6                     
  OVER $250,000        5.3            36.0          59.2                    7.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-74,433          $446                   2.82                     
  $     1  -  5000                  $2,784          $100                   0.42                     
  $  5001 -  10000                  $7,467          $179                   0.92                     
  $ 10001 -  15000                 $12,321          $229                   2.38                     
  $ 15001 -  20000                 $17,355          $585                   2.53                     
  $ 20001 -  25000                 $22,305          $945                   2.46                     
  $ 25001 -  30000                 $27,355        $1,552                   2.64                     
  $ 30001 -  35000                 $32,751        $1,881                   3.06                     
  $ 35001 -  40000                 $37,393        $1,977                   3.75                     
  $ 40001 -  45000                 $42,441        $2,479                   4.04                     
  $ 45001 -  50000                 $47,602        $3,143                   3.42                     
  $ 50001 -  75000                 $62,912        $4,383                   4.35                     
  $ 75001 - 100000                 $86,197        $7,133                   4.81                     
  $100001 - 250000                $142,437       $19,134                   5.17                     
  OVER $250,000                   $672,947      $177,439                   5.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $99,248       $15,903                   3.86                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   AMERICAN FORK UT                                                 
                        _________________________________________________                           
  UNDER $1               23      $-569,803          $784     -0.14          66                      
  $     1  -  5000      243       $682,919        $4,033      0.59         216                      
  $  5001 -  10000      358     $2,718,331       $40,695      1.50         575                      
  $ 10001 -  15000      404     $5,120,429      $139,855      2.73         756                      
  $ 15001 -  20000      467     $8,147,967      $320,659      3.94       1,036                      
  $ 20001 -  25000      417     $9,398,135      $472,543      5.03       1,021                      
  $ 25001 -  30000      418    $11,542,475      $586,303      5.08       1,252                      
  $ 30001 -  35000      385    $12,505,098      $698,650      5.59       1,226                      
  $ 35001 -  40000      369    $13,869,179      $828,760      5.98       1,281                      
  $ 40001 -  45000      365    $15,455,733      $925,354      5.99       1,382                      
  $ 45001 -  50000      359    $17,107,125    $1,076,049      6.29       1,380                      
  $ 50001 -  75000    1,346    $82,067,670    $6,148,214      7.49       5,626                      
  $ 75001 - 100000      596    $50,872,416    $4,753,232      9.34       2,771                      
  $100001 - 250000      395    $51,757,102    $7,176,192     13.87       1,890                      
  OVER $250,000          44    $17,789,295    $3,981,324     22.38         204                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,189    $298,464,071   $27,152,647      9.10       20,682                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000     3.9             0.2           0.0                    1.0                     
  $  5001 -  10000     5.8             0.9           0.1                    2.8                     
  $ 10001 -  15000     6.5             1.7           0.5                    3.7                     
  $ 15001 -  20000     7.5             2.7           1.2                    5.0                     
  $ 20001 -  25000     6.7             3.1           1.7                    4.9                     
  $ 25001 -  30000     6.8             3.9           2.2                    6.1                     
  $ 30001 -  35000     6.2             4.2           2.6                    5.9                     
  $ 35001 -  40000     6.0             4.6           3.1                    6.2                     
  $ 40001 -  45000     5.9             5.2           3.4                    6.7                     
  $ 45001 -  50000     5.8             5.7           4.0                    6.7                     
  $ 50001 -  75000    21.7            27.5          22.6                   27.2                     
  $ 75001 - 100000     9.6            17.0          17.5                   13.4                     
  $100001 - 250000     6.4            17.3          26.4                    9.1                     
  OVER $250,000        0.7             6.0          14.7                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-24,774           $34                   2.87                     
  $     1  -  5000                  $2,810           $17                   0.89                     
  $  5001 -  10000                  $7,593          $114                   1.61                     
  $ 10001 -  15000                 $12,674          $346                   1.87                     
  $ 15001 -  20000                 $17,447          $687                   2.22                     
  $ 20001 -  25000                 $22,537        $1,133                   2.45                     
  $ 25001 -  30000                 $27,614        $1,403                   3.00                     
  $ 30001 -  35000                 $32,481        $1,815                   3.18                     
  $ 35001 -  40000                 $37,586        $2,246                   3.47                     
  $ 40001 -  45000                 $42,344        $2,535                   3.79                     
  $ 45001 -  50000                 $47,652        $2,997                   3.84                     
  $ 50001 -  75000                 $60,972        $4,568                   4.18                     
  $ 75001 - 100000                 $85,356        $7,975                   4.65                     
  $100001 - 250000                $131,031       $18,168                   4.78                     
  OVER $250,000                   $404,302       $90,485                   4.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,225        $4,387                   3.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BEAVER UT                                                        
                        _________________________________________________                           
  UNDER $1               20    $-1,345,741        $2,716     -0.20          47                      
  $     1  -  5000       91       $250,695        $4,523      1.80          68                      
  $  5001 -  10000      101       $758,987       $12,160      1.60         146                      
  $ 10001 -  15000      115     $1,426,987       $33,923      2.38         214                      
  $ 15001 -  20000      110     $1,933,368       $76,901      3.98         235                      
  $ 20001 -  25000       98     $2,186,360      $110,088      5.04         257                      
  $ 25001 -  30000       85     $2,341,308      $113,552      4.85         268                      
  $ 30001 -  35000       72     $2,354,754      $136,144      5.78         242                      
  $ 35001 -  40000       74     $2,762,203      $176,793      6.40         247                      
  $ 40001 -  45000       48     $2,043,408      $134,939      6.60         170                      
  $ 45001 -  50000       35     $1,661,531      $113,450      6.83         139                      
  $ 50001 -  75000      130     $7,864,186      $670,222      8.52         521                      
  $ 75001 - 100000       42     $3,590,997      $398,669     11.10         177                      
  OVER $100,000          20     $2,867,414      $428,952     14.96          93                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,041     $30,696,457    $2,413,032      7.86        2,824                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.9            -4.4           0.1                    1.7                     
  $     1  -  5000     8.7             0.8           0.2                    2.4                     
  $  5001 -  10000     9.7             2.5           0.5                    5.2                     
  $ 10001 -  15000    11.0             4.6           1.4                    7.6                     
  $ 15001 -  20000    10.6             6.3           3.2                    8.3                     
  $ 20001 -  25000     9.4             7.1           4.6                    9.1                     
  $ 25001 -  30000     8.2             7.6           4.7                    9.5                     
  $ 30001 -  35000     6.9             7.7           5.6                    8.6                     
  $ 35001 -  40000     7.1             9.0           7.3                    8.7                     
  $ 40001 -  45000     4.6             6.7           5.6                    6.0                     
  $ 45001 -  50000     3.4             5.4           4.7                    4.9                     
  $ 50001 -  75000    12.5            25.6          27.8                   18.4                     
  $ 75001 - 100000     4.0            11.7          16.5                    6.3                     
  OVER $100,000        1.9             9.3          17.8                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-67,287          $136                   2.35                     
  $     1  -  5000                  $2,755           $50                   0.75                     
  $  5001 -  10000                  $7,515          $120                   1.45                     
  $ 10001 -  15000                 $12,409          $295                   1.86                     
  $ 15001 -  20000                 $17,576          $699                   2.14                     
  $ 20001 -  25000                 $22,310        $1,123                   2.62                     
  $ 25001 -  30000                 $27,545        $1,336                   3.15                     
  $ 30001 -  35000                 $32,705        $1,891                   3.36                     
  $ 35001 -  40000                 $37,327        $2,389                   3.34                     
  $ 40001 -  45000                 $42,571        $2,811                   3.54                     
  $ 45001 -  50000                 $47,472        $3,241                   3.97                     
  $ 50001 -  75000                 $60,494        $5,156                   4.01                     
  $ 75001 - 100000                 $85,500        $9,492                   4.21                     
  OVER $100,000                   $143,371       $21,448                   4.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,487        $2,318                   2.71                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BLANDING UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000         114       $120,374          $133      0.11         131                      
  $  5001 -  10000       95       $724,812       $11,086      1.53         175                      
  $ 10001 -  15000       90     $1,112,528       $21,840      1.96         216                      
  $ 15001 -  20000       74     $1,284,378       $30,031      2.34         234                      
  $ 20001 -  25000       71     $1,591,087       $52,885      3.32         229                      
  $ 25001 -  30000       96     $2,635,472      $111,620      4.24         354                      
  $ 30001 -  35000       68     $2,214,444      $122,652      5.54         246                      
  $ 35001 -  40000       60     $2,230,807      $115,303      5.17         234                      
  $ 40001 -  45000       65     $2,748,138      $158,492      5.77         257                      
  $ 45001 -  50000       36     $1,712,204      $118,791      6.94         164                      
  $ 50001 -  75000      168    $10,057,108      $845,448      8.41         683                      
  $ 75001 - 100000       46     $3,947,544      $444,496     11.26         193                      
  OVER $100,000          21     $5,751,650    $1,384,603     24.07         105                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,004     $36,130,546    $3,417,380      9.46        3,221                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.4             0.3           0.0                    4.1                     
  $  5001 -  10000     9.5             2.0           0.3                    5.4                     
  $ 10001 -  15000     9.0             3.1           0.6                    6.7                     
  $ 15001 -  20000     7.4             3.6           0.9                    7.3                     
  $ 20001 -  25000     7.1             4.4           1.5                    7.1                     
  $ 25001 -  30000     9.6             7.3           3.3                   11.0                     
  $ 30001 -  35000     6.8             6.1           3.6                    7.6                     
  $ 35001 -  40000     6.0             6.2           3.4                    7.3                     
  $ 40001 -  45000     6.5             7.6           4.6                    8.0                     
  $ 45001 -  50000     3.6             4.7           3.5                    5.1                     
  $ 50001 -  75000    16.7            27.8          24.7                   21.2                     
  $ 75001 - 100000     4.6            10.9          13.0                    6.0                     
  OVER $100,000        2.1            15.9          40.5                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,056            $1                   1.15                     
  $  5001 -  10000                  $7,630          $117                   1.84                     
  $ 10001 -  15000                 $12,361          $243                   2.40                     
  $ 15001 -  20000                 $17,356          $406                   3.16                     
  $ 20001 -  25000                 $22,410          $745                   3.23                     
  $ 25001 -  30000                 $27,453        $1,163                   3.69                     
  $ 30001 -  35000                 $32,565        $1,804                   3.62                     
  $ 35001 -  40000                 $37,180        $1,922                   3.90                     
  $ 40001 -  45000                 $42,279        $2,438                   3.95                     
  $ 45001 -  50000                 $47,561        $3,300                   4.56                     
  $ 50001 -  75000                 $59,864        $5,032                   4.07                     
  $ 75001 - 100000                 $85,816        $9,663                   4.20                     
  OVER $100,000                   $273,888       $65,933                   5.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,987        $3,404                   3.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BLUFFDALE UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000          52       $-19,177          $396     -2.06          53                      
  $  5001 -  10000       61       $444,476        $8,973      2.02          79                      
  $ 10001 -  15000       50       $597,792       $20,412      3.41          95                      
  $ 15001 -  20000       34       $591,422       $24,586      4.16          83                      
  $ 20001 -  25000       48     $1,070,935       $40,770      3.81         156                      
  $ 25001 -  30000       32       $885,874       $41,267      4.66          88                      
  $ 30001 -  35000       38     $1,241,585       $57,672      4.65         146                      
  $ 35001 -  40000       38     $1,429,749       $86,424      6.04         143                      
  $ 40001 -  45000       32     $1,366,183       $63,754      4.67         140                      
  $ 45001 -  50000       49     $2,332,119      $149,244      6.40         186                      
  $ 50001 -  75000      245    $15,253,084      $986,837      6.47       1,101                      
  $ 75001 - 100000      152    $13,004,403    $1,206,245      9.28         702                      
  $100001 - 250000      125    $16,551,399    $2,219,708     13.41         625                      
  OVER $250,000          12     $8,986,374    $1,884,634     20.97          43                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                968     $63,736,218    $6,790,922     10.65        3,640                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.4            -0.0           0.0                    1.5                     
  $  5001 -  10000     6.3             0.7           0.1                    2.2                     
  $ 10001 -  15000     5.2             0.9           0.3                    2.6                     
  $ 15001 -  20000     3.5             0.9           0.4                    2.3                     
  $ 20001 -  25000     5.0             1.7           0.6                    4.3                     
  $ 25001 -  30000     3.3             1.4           0.6                    2.4                     
  $ 30001 -  35000     3.9             1.9           0.8                    4.0                     
  $ 35001 -  40000     3.9             2.2           1.3                    3.9                     
  $ 40001 -  45000     3.3             2.1           0.9                    3.8                     
  $ 45001 -  50000     5.1             3.7           2.2                    5.1                     
  $ 50001 -  75000    25.3            23.9          14.5                   30.2                     
  $ 75001 - 100000    15.7            20.4          17.8                   19.3                     
  $100001 - 250000    12.9            26.0          32.7                   17.2                     
  OVER $250,000        1.2            14.1          27.8                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                      $-369            $8                   1.02                     
  $  5001 -  10000                  $7,286          $147                   1.30                     
  $ 10001 -  15000                 $11,956          $408                   1.90                     
  $ 15001 -  20000                 $17,395          $723                   2.44                     
  $ 20001 -  25000                 $22,311          $849                   3.25                     
  $ 25001 -  30000                 $27,684        $1,290                   2.75                     
  $ 30001 -  35000                 $32,673        $1,518                   3.84                     
  $ 35001 -  40000                 $37,625        $2,274                   3.76                     
  $ 40001 -  45000                 $42,693        $1,992                   4.38                     
  $ 45001 -  50000                 $47,594        $3,046                   3.80                     
  $ 50001 -  75000                 $62,257        $4,028                   4.49                     
  $ 75001 - 100000                 $85,555        $7,936                   4.62                     
  $100001 - 250000                $132,411       $17,758                   5.00                     
  OVER $250,000                   $748,865      $157,053                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,843        $7,015                   3.76                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BOUNTIFUL UT                                                     
                        _________________________________________________                           
  UNDER $1               54    $-5,034,106      $100,755     -2.00         136                      
  $     1  -  5000      574     $1,576,294        $8,867      0.56         463                      
  $  5001 -  10000      674     $5,086,905       $83,809      1.65         848                      
  $ 10001 -  15000      845    $10,690,297      $362,564      3.39       1,379                      
  $ 15001 -  20000      934    $16,324,908      $755,413      4.63       1,784                      
  $ 20001 -  25000      916    $20,527,342    $1,206,210      5.88       1,857                      
  $ 25001 -  30000      857    $23,537,929    $1,519,159      6.45       1,974                      
  $ 30001 -  35000      847    $27,457,697    $1,987,665      7.24       2,016                      
  $ 35001 -  40000      821    $30,735,063    $2,376,952      7.73       2,108                      
  $ 40001 -  45000      720    $30,528,953    $2,374,361      7.78       2,048                      
  $ 45001 -  50000      614    $29,143,991    $2,366,555      8.12       1,922                      
  $ 50001 -  75000    2,560   $157,264,778   $14,121,114      8.98       8,586                      
  $ 75001 - 100000    1,512   $130,331,982   $13,838,888     10.62       5,823                      
  $100001 - 250000    1,574   $218,896,263   $32,438,616     14.82       6,619                      
  OVER $250,000         255   $130,345,885   $32,967,048     25.29       1,021                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             13,757    $827,414,181  $106,507,976     12.87       38,584                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.6           0.1                    0.4                     
  $     1  -  5000     4.2             0.2           0.0                    1.2                     
  $  5001 -  10000     4.9             0.6           0.1                    2.2                     
  $ 10001 -  15000     6.1             1.3           0.3                    3.6                     
  $ 15001 -  20000     6.8             2.0           0.7                    4.6                     
  $ 20001 -  25000     6.7             2.5           1.1                    4.8                     
  $ 25001 -  30000     6.2             2.8           1.4                    5.1                     
  $ 30001 -  35000     6.2             3.3           1.9                    5.2                     
  $ 35001 -  40000     6.0             3.7           2.2                    5.5                     
  $ 40001 -  45000     5.2             3.7           2.2                    5.3                     
  $ 45001 -  50000     4.5             3.5           2.2                    5.0                     
  $ 50001 -  75000    18.6            19.0          13.3                   22.3                     
  $ 75001 - 100000    11.0            15.8          13.0                   15.1                     
  $100001 - 250000    11.4            26.5          30.5                   17.2                     
  OVER $250,000        1.9            15.8          31.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-93,224        $1,866                   2.52                     
  $     1  -  5000                  $2,746           $15                   0.81                     
  $  5001 -  10000                  $7,547          $124                   1.26                     
  $ 10001 -  15000                 $12,651          $429                   1.63                     
  $ 15001 -  20000                 $17,478          $809                   1.91                     
  $ 20001 -  25000                 $22,410        $1,317                   2.03                     
  $ 25001 -  30000                 $27,465        $1,773                   2.30                     
  $ 30001 -  35000                 $32,418        $2,347                   2.38                     
  $ 35001 -  40000                 $37,436        $2,895                   2.57                     
  $ 40001 -  45000                 $42,401        $3,298                   2.84                     
  $ 45001 -  50000                 $47,466        $3,854                   3.13                     
  $ 50001 -  75000                 $61,432        $5,516                   3.35                     
  $ 75001 - 100000                 $86,198        $9,153                   3.85                     
  $100001 - 250000                $139,070       $20,609                   4.21                     
  OVER $250,000                   $511,160      $129,283                   4.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,145        $7,742                   2.80                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BRIGHAM CITY UT                                                  
                        _________________________________________________                           
  UNDER $1               15      $-304,133        $2,395     -0.79          52                      
  $     1  -  5000      256       $724,041        $1,190      0.16         262                      
  $  5001 -  10000      357     $2,688,692       $38,025      1.41         511                      
  $ 10001 -  15000      384     $4,819,664      $151,550      3.14         694                      
  $ 15001 -  20000      458     $8,051,424      $335,857      4.17         961                      
  $ 20001 -  25000      443     $9,952,510      $544,483      5.47       1,045                      
  $ 25001 -  30000      403    $11,076,384      $665,971      6.01       1,046                      
  $ 30001 -  35000      402    $13,040,268      $880,688      6.75       1,093                      
  $ 35001 -  40000      406    $15,175,890    $1,087,627      7.17       1,234                      
  $ 40001 -  45000      347    $14,713,598    $1,022,670      6.95       1,229                      
  $ 45001 -  50000      321    $15,280,538    $1,120,472      7.33       1,178                      
  $ 50001 -  75000    1,224    $74,929,353    $6,612,767      8.83       4,670                      
  $ 75001 - 100000      489    $41,646,670    $4,496,809     10.80       2,083                      
  $100001 - 250000      294    $39,119,238    $5,693,295     14.55       1,303                      
  OVER $250,000          25    $11,344,018    $2,688,051     23.70          89                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,824    $262,258,155   $25,341,850      9.66       17,450                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.3                     
  $     1  -  5000     4.4             0.3           0.0                    1.5                     
  $  5001 -  10000     6.1             1.0           0.2                    2.9                     
  $ 10001 -  15000     6.6             1.8           0.6                    4.0                     
  $ 15001 -  20000     7.9             3.1           1.3                    5.5                     
  $ 20001 -  25000     7.6             3.8           2.1                    6.0                     
  $ 25001 -  30000     6.9             4.2           2.6                    6.0                     
  $ 30001 -  35000     6.9             5.0           3.5                    6.3                     
  $ 35001 -  40000     7.0             5.8           4.3                    7.1                     
  $ 40001 -  45000     6.0             5.6           4.0                    7.0                     
  $ 45001 -  50000     5.5             5.8           4.4                    6.8                     
  $ 50001 -  75000    21.0            28.6          26.1                   26.8                     
  $ 75001 - 100000     8.4            15.9          17.7                   11.9                     
  $100001 - 250000     5.0            14.9          22.5                    7.5                     
  OVER $250,000        0.4             4.3          10.6                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-20,276          $160                   3.47                     
  $     1  -  5000                  $2,828            $5                   1.02                     
  $  5001 -  10000                  $7,531          $107                   1.43                     
  $ 10001 -  15000                 $12,551          $395                   1.81                     
  $ 15001 -  20000                 $17,580          $733                   2.10                     
  $ 20001 -  25000                 $22,466        $1,229                   2.36                     
  $ 25001 -  30000                 $27,485        $1,653                   2.60                     
  $ 30001 -  35000                 $32,438        $2,191                   2.72                     
  $ 35001 -  40000                 $37,379        $2,679                   3.04                     
  $ 40001 -  45000                 $42,402        $2,947                   3.54                     
  $ 45001 -  50000                 $47,603        $3,491                   3.67                     
  $ 50001 -  75000                 $61,217        $5,403                   3.82                     
  $ 75001 - 100000                 $85,167        $9,196                   4.26                     
  $100001 - 250000                $133,059       $19,365                   4.43                     
  OVER $250,000                   $453,761      $107,522                   3.56                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,031        $4,351                   3.00                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CEDAR CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               46    $-2,427,605       $19,917     -0.82         119                      
  $     1  -  5000      629     $1,794,468        $4,665      0.26         652                      
  $  5001 -  10000      808     $6,104,629       $83,221      1.36       1,354                      
  $ 10001 -  15000      815    $10,219,889      $310,406      3.04       1,723                      
  $ 15001 -  20000      783    $13,638,412      $501,147      3.67       1,900                      
  $ 20001 -  25000      647    $14,515,620      $694,667      4.79       1,659                      
  $ 25001 -  30000      533    $14,639,038      $790,760      5.40       1,576                      
  $ 30001 -  35000      433    $14,037,997      $840,131      5.98       1,339                      
  $ 35001 -  40000      452    $16,916,109    $1,102,403      6.52       1,458                      
  $ 40001 -  45000      372    $15,791,812    $1,147,190      7.26       1,231                      
  $ 45001 -  50000      291    $13,835,430    $1,050,837      7.60       1,017                      
  $ 50001 -  75000    1,055    $64,434,529    $5,660,005      8.78       3,824                      
  $ 75001 - 100000      397    $33,899,070    $3,681,629     10.86       1,571                      
  $100001 - 250000      248    $33,521,947    $5,137,494     15.33       1,059                      
  OVER $250,000          22     $9,074,041    $2,352,725     25.93          97                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,531    $259,995,386   $23,377,197      8.99       20,579                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.9           0.1                    0.6                     
  $     1  -  5000     8.4             0.7           0.0                    3.2                     
  $  5001 -  10000    10.7             2.3           0.4                    6.6                     
  $ 10001 -  15000    10.8             3.9           1.3                    8.4                     
  $ 15001 -  20000    10.4             5.2           2.1                    9.2                     
  $ 20001 -  25000     8.6             5.6           3.0                    8.1                     
  $ 25001 -  30000     7.1             5.6           3.4                    7.7                     
  $ 30001 -  35000     5.7             5.4           3.6                    6.5                     
  $ 35001 -  40000     6.0             6.5           4.7                    7.1                     
  $ 40001 -  45000     4.9             6.1           4.9                    6.0                     
  $ 45001 -  50000     3.9             5.3           4.5                    4.9                     
  $ 50001 -  75000    14.0            24.8          24.2                   18.6                     
  $ 75001 - 100000     5.3            13.0          15.7                    7.6                     
  $100001 - 250000     3.3            12.9          22.0                    5.1                     
  OVER $250,000        0.3             3.5          10.1                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-52,774          $433                   2.59                     
  $     1  -  5000                  $2,853            $7                   1.04                     
  $  5001 -  10000                  $7,555          $103                   1.68                     
  $ 10001 -  15000                 $12,540          $381                   2.11                     
  $ 15001 -  20000                 $17,418          $640                   2.43                     
  $ 20001 -  25000                 $22,435        $1,074                   2.56                     
  $ 25001 -  30000                 $27,465        $1,484                   2.96                     
  $ 30001 -  35000                 $32,420        $1,940                   3.09                     
  $ 35001 -  40000                 $37,425        $2,439                   3.23                     
  $ 40001 -  45000                 $42,451        $3,084                   3.31                     
  $ 45001 -  50000                 $47,544        $3,611                   3.49                     
  $ 50001 -  75000                 $61,075        $5,365                   3.62                     
  $ 75001 - 100000                 $85,388        $9,274                   3.96                     
  $100001 - 250000                $135,169       $20,716                   4.27                     
  OVER $250,000                   $412,456      $106,942                   4.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,523        $3,104                   2.73                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CENTERVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               11      $-123,996        $2,911     -2.35          25                      
  $     1  -  5000      163       $453,876        $3,803      0.84          88                      
  $  5001 -  10000      188     $1,416,577       $27,878      1.97         207                      
  $ 10001 -  15000      192     $2,411,677       $86,586      3.59         310                      
  $ 15001 -  20000      213     $3,748,324      $182,691      4.87         368                      
  $ 20001 -  25000      209     $4,714,845      $258,585      5.48         416                      
  $ 25001 -  30000      171     $4,729,162      $294,895      6.24         381                      
  $ 30001 -  35000      229     $7,433,403      $491,622      6.61         584                      
  $ 35001 -  40000      184     $6,901,665      $470,359      6.82         502                      
  $ 40001 -  45000      196     $8,346,557      $623,745      7.47         581                      
  $ 45001 -  50000      193     $9,169,280      $678,087      7.40         642                      
  $ 50001 -  75000      909    $56,558,872    $4,574,360      8.09       3,438                      
  $ 75001 - 100000      667    $57,537,700    $5,644,197      9.81       2,830                      
  $100001 - 250000      648    $86,226,008   $12,127,767     14.07       3,026                      
  OVER $250,000          59    $26,842,654    $6,641,373     24.74         300                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,232    $276,366,604   $32,108,859     11.62       13,698                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.0           0.0                    0.2                     
  $     1  -  5000     3.9             0.2           0.0                    0.6                     
  $  5001 -  10000     4.4             0.5           0.1                    1.5                     
  $ 10001 -  15000     4.5             0.9           0.3                    2.3                     
  $ 15001 -  20000     5.0             1.4           0.6                    2.7                     
  $ 20001 -  25000     4.9             1.7           0.8                    3.0                     
  $ 25001 -  30000     4.0             1.7           0.9                    2.8                     
  $ 30001 -  35000     5.4             2.7           1.5                    4.3                     
  $ 35001 -  40000     4.3             2.5           1.5                    3.7                     
  $ 40001 -  45000     4.6             3.0           1.9                    4.2                     
  $ 45001 -  50000     4.6             3.3           2.1                    4.7                     
  $ 50001 -  75000    21.5            20.5          14.2                   25.1                     
  $ 75001 - 100000    15.8            20.8          17.6                   20.7                     
  $100001 - 250000    15.3            31.2          37.8                   22.1                     
  OVER $250,000        1.4             9.7          20.7                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-11,272          $265                   2.27                     
  $     1  -  5000                  $2,785           $23                   0.54                     
  $  5001 -  10000                  $7,535          $148                   1.10                     
  $ 10001 -  15000                 $12,561          $451                   1.61                     
  $ 15001 -  20000                 $17,598          $858                   1.73                     
  $ 20001 -  25000                 $22,559        $1,237                   1.99                     
  $ 25001 -  30000                 $27,656        $1,725                   2.23                     
  $ 30001 -  35000                 $32,460        $2,147                   2.55                     
  $ 35001 -  40000                 $37,509        $2,556                   2.73                     
  $ 40001 -  45000                 $42,584        $3,182                   2.96                     
  $ 45001 -  50000                 $47,509        $3,513                   3.33                     
  $ 50001 -  75000                 $62,221        $5,032                   3.78                     
  $ 75001 - 100000                 $86,263        $8,462                   4.24                     
  $100001 - 250000                $133,065       $18,716                   4.67                     
  OVER $250,000                   $454,960      $112,566                   5.08                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,304        $7,587                   3.24                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CLEARFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               17      $-397,779          $814     -0.20          36                      
  $     1  -  5000      432     $1,192,185          $673      0.06         575                      
  $  5001 -  10000      594     $4,483,337       $52,451      1.17       1,040                      
  $ 10001 -  15000      657     $8,231,829      $270,782      3.29       1,256                      
  $ 15001 -  20000      660    $11,524,578      $533,130      4.63       1,361                      
  $ 20001 -  25000      703    $15,841,750      $870,572      5.50       1,611                      
  $ 25001 -  30000      658    $18,033,496    $1,071,498      5.94       1,697                      
  $ 30001 -  35000      645    $20,954,077    $1,397,528      6.67       1,758                      
  $ 35001 -  40000      613    $23,009,313    $1,612,406      7.01       1,867                      
  $ 40001 -  45000      531    $22,562,165    $1,749,700      7.76       1,661                      
  $ 45001 -  50000      452    $21,461,245    $1,728,771      8.06       1,471                      
  $ 50001 -  75000    1,368    $82,530,283    $7,345,192      8.90       4,917                      
  $ 75001 - 100000      400    $33,991,064    $3,976,734     11.70       1,490                      
  OVER $100,000         159    $20,976,396    $3,013,644     14.37         650                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,889    $284,393,939   $23,623,895      8.31       21,390                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     5.5             0.4           0.0                    2.7                     
  $  5001 -  10000     7.5             1.6           0.2                    4.9                     
  $ 10001 -  15000     8.3             2.9           1.1                    5.9                     
  $ 15001 -  20000     8.4             4.1           2.3                    6.4                     
  $ 20001 -  25000     8.9             5.6           3.7                    7.5                     
  $ 25001 -  30000     8.3             6.3           4.5                    7.9                     
  $ 30001 -  35000     8.2             7.4           5.9                    8.2                     
  $ 35001 -  40000     7.8             8.1           6.8                    8.7                     
  $ 40001 -  45000     6.7             7.9           7.4                    7.8                     
  $ 45001 -  50000     5.7             7.5           7.3                    6.9                     
  $ 50001 -  75000    17.3            29.0          31.1                   23.0                     
  $ 75001 - 100000     5.1            12.0          16.8                    7.0                     
  OVER $100,000        2.0             7.4          12.8                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-23,399           $48                   2.12                     
  $     1  -  5000                  $2,760            $2                   1.33                     
  $  5001 -  10000                  $7,548           $88                   1.75                     
  $ 10001 -  15000                 $12,529          $412                   1.91                     
  $ 15001 -  20000                 $17,461          $808                   2.06                     
  $ 20001 -  25000                 $22,534        $1,238                   2.29                     
  $ 25001 -  30000                 $27,407        $1,628                   2.58                     
  $ 30001 -  35000                 $32,487        $2,167                   2.73                     
  $ 35001 -  40000                 $37,536        $2,630                   3.05                     
  $ 40001 -  45000                 $42,490        $3,295                   3.13                     
  $ 45001 -  50000                 $47,481        $3,825                   3.25                     
  $ 50001 -  75000                 $60,329        $5,369                   3.59                     
  $ 75001 - 100000                 $84,978        $9,942                   3.73                     
  OVER $100,000                   $131,927       $18,954                   4.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,049        $2,995                   2.71                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CLINTON UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000         114       $184,929        $1,186      0.64         100                      
  $  5001 -  10000      106       $795,379       $18,562      2.33         136                      
  $ 10001 -  15000      154     $1,942,414       $64,398      3.32         279                      
  $ 15001 -  20000      134     $2,344,385      $116,302      4.96         248                      
  $ 20001 -  25000      153     $3,447,625      $186,350      5.41         334                      
  $ 25001 -  30000      175     $4,838,858      $259,883      5.37         501                      
  $ 30001 -  35000      242     $7,837,846      $474,402      6.05         700                      
  $ 35001 -  40000      249     $9,328,769      $584,353      6.26         793                      
  $ 40001 -  45000      267    $11,361,310      $745,548      6.56         928                      
  $ 45001 -  50000      268    $12,686,521      $895,565      7.06         970                      
  $ 50001 -  75000      807    $49,239,171    $4,099,594      8.33       3,107                      
  $ 75001 - 100000      318    $26,949,245    $2,854,284     10.59       1,316                      
  OVER $100,000         107    $14,580,174    $2,071,331     14.21         515                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,094    $145,536,626   $12,371,758      8.50        9,927                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.7             0.1           0.0                    1.0                     
  $  5001 -  10000     3.4             0.5           0.2                    1.4                     
  $ 10001 -  15000     5.0             1.3           0.5                    2.8                     
  $ 15001 -  20000     4.3             1.6           0.9                    2.5                     
  $ 20001 -  25000     4.9             2.4           1.5                    3.4                     
  $ 25001 -  30000     5.7             3.3           2.1                    5.0                     
  $ 30001 -  35000     7.8             5.4           3.8                    7.1                     
  $ 35001 -  40000     8.0             6.4           4.7                    8.0                     
  $ 40001 -  45000     8.6             7.8           6.0                    9.3                     
  $ 45001 -  50000     8.7             8.7           7.2                    9.8                     
  $ 50001 -  75000    26.1            33.8          33.1                   31.3                     
  $ 75001 - 100000    10.3            18.5          23.1                   13.3                     
  OVER $100,000        3.5            10.0          16.7                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,622           $10                   0.88                     
  $  5001 -  10000                  $7,504          $175                   1.28                     
  $ 10001 -  15000                 $12,613          $418                   1.81                     
  $ 15001 -  20000                 $17,495          $868                   1.85                     
  $ 20001 -  25000                 $22,533        $1,218                   2.18                     
  $ 25001 -  30000                 $27,651        $1,485                   2.86                     
  $ 30001 -  35000                 $32,388        $1,960                   2.89                     
  $ 35001 -  40000                 $37,465        $2,347                   3.18                     
  $ 40001 -  45000                 $42,552        $2,792                   3.48                     
  $ 45001 -  50000                 $47,338        $3,342                   3.62                     
  $ 50001 -  75000                 $61,015        $5,080                   3.85                     
  $ 75001 - 100000                 $84,746        $8,976                   4.14                     
  OVER $100,000                   $136,263       $19,358                   4.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,038        $3,999                   3.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   COALVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               10      $-995,264            $0      0.00          22                      
  $     1  -  5000       44       $130,738          $638      0.49          26                      
  $  5001 -  10000       56       $421,352        $7,288      1.73          69                      
  $ 10001 -  15000       52       $639,393       $21,042      3.29          83                      
  $ 15001 -  20000       63     $1,097,371       $43,273      3.94         127                      
  $ 20001 -  25000       59     $1,331,041       $67,353      5.06         148                      
  $ 25001 -  30000       59     $1,637,937      $104,858      6.40         149                      
  $ 30001 -  35000       49     $1,591,358       $99,415      6.25         139                      
  $ 35001 -  40000       52     $1,949,006      $135,460      6.95         160                      
  $ 40001 -  45000       49     $2,090,285      $162,902      7.79         153                      
  $ 45001 -  50000       42     $1,981,501      $147,145      7.43         142                      
  $ 50001 -  75000      186    $11,422,682      $948,928      8.31         720                      
  $ 75001 - 100000       64     $5,426,157      $594,519     10.96         251                      
  OVER $100,000          40     $9,315,102    $2,024,233     21.73         153                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                825     $38,038,659    $4,357,054     11.45        2,342                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -2.6           0.0                    0.9                     
  $     1  -  5000     5.3             0.3           0.0                    1.1                     
  $  5001 -  10000     6.8             1.1           0.2                    2.9                     
  $ 10001 -  15000     6.3             1.7           0.5                    3.5                     
  $ 15001 -  20000     7.6             2.9           1.0                    5.4                     
  $ 20001 -  25000     7.2             3.5           1.5                    6.3                     
  $ 25001 -  30000     7.2             4.3           2.4                    6.4                     
  $ 30001 -  35000     5.9             4.2           2.3                    5.9                     
  $ 35001 -  40000     6.3             5.1           3.1                    6.8                     
  $ 40001 -  45000     5.9             5.5           3.7                    6.5                     
  $ 45001 -  50000     5.1             5.2           3.4                    6.1                     
  $ 50001 -  75000    22.5            30.0          21.8                   30.7                     
  $ 75001 - 100000     7.8            14.3          13.6                   10.7                     
  OVER $100,000        4.8            24.5          46.5                    6.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-99,526            $0                   2.20                     
  $     1  -  5000                  $2,971           $15                   0.59                     
  $  5001 -  10000                  $7,524          $130                   1.23                     
  $ 10001 -  15000                 $12,296          $405                   1.60                     
  $ 15001 -  20000                 $17,419          $687                   2.02                     
  $ 20001 -  25000                 $22,560        $1,142                   2.51                     
  $ 25001 -  30000                 $27,762        $1,777                   2.53                     
  $ 30001 -  35000                 $32,477        $2,029                   2.84                     
  $ 35001 -  40000                 $37,481        $2,605                   3.08                     
  $ 40001 -  45000                 $42,659        $3,325                   3.12                     
  $ 45001 -  50000                 $47,179        $3,503                   3.38                     
  $ 50001 -  75000                 $61,412        $5,102                   3.87                     
  $ 75001 - 100000                 $84,784        $9,289                   3.92                     
  OVER $100,000                   $232,878       $50,606                   3.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,107        $5,281                   2.84                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DELTA UT                                                         
                        _________________________________________________                           
  UNDER $1               38   $-10,321,930        $9,106     -0.09         113                      
  $     1  -  5000      100       $277,637          $554      0.20         126                      
  $  5001 -  10000      117       $836,111       $10,854      1.30         193                      
  $ 10001 -  15000      131     $1,662,465       $48,248      2.90         291                      
  $ 15001 -  20000      113     $1,968,477       $54,081      2.75         309                      
  $ 20001 -  25000       84     $1,881,671       $78,077      4.15         246                      
  $ 25001 -  30000      103     $2,825,694      $141,076      4.99         332                      
  $ 30001 -  35000       74     $2,413,415      $121,036      5.02         264                      
  $ 35001 -  40000       81     $3,024,151      $180,865      5.98         312                      
  $ 40001 -  45000       77     $3,265,290      $223,666      6.85         287                      
  $ 45001 -  50000       68     $3,240,346      $254,892      7.87         248                      
  $ 50001 -  75000      305    $18,900,826    $1,492,330      7.90       1,383                      
  $ 75001 - 100000      101     $8,441,417      $862,880     10.22         462                      
  OVER $100,000          42     $6,152,530      $945,637     15.37         183                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,434     $44,568,100    $4,423,302      9.92        4,749                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.6           -23.2           0.2                    2.4                     
  $     1  -  5000     7.0             0.6           0.0                    2.7                     
  $  5001 -  10000     8.2             1.9           0.2                    4.1                     
  $ 10001 -  15000     9.1             3.7           1.1                    6.1                     
  $ 15001 -  20000     7.9             4.4           1.2                    6.5                     
  $ 20001 -  25000     5.9             4.2           1.8                    5.2                     
  $ 25001 -  30000     7.2             6.3           3.2                    7.0                     
  $ 30001 -  35000     5.2             5.4           2.7                    5.6                     
  $ 35001 -  40000     5.6             6.8           4.1                    6.6                     
  $ 40001 -  45000     5.4             7.3           5.1                    6.0                     
  $ 45001 -  50000     4.7             7.3           5.8                    5.2                     
  $ 50001 -  75000    21.3            42.4          33.7                   29.1                     
  $ 75001 - 100000     7.0            18.9          19.5                    9.7                     
  OVER $100,000        2.9            13.8          21.4                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-271630          $240                   2.97                     
  $     1  -  5000                  $2,776            $6                   1.26                     
  $  5001 -  10000                  $7,146           $93                   1.65                     
  $ 10001 -  15000                 $12,691          $368                   2.22                     
  $ 15001 -  20000                 $17,420          $479                   2.73                     
  $ 20001 -  25000                 $22,401          $929                   2.93                     
  $ 25001 -  30000                 $27,434        $1,370                   3.22                     
  $ 30001 -  35000                 $32,614        $1,636                   3.57                     
  $ 35001 -  40000                 $37,335        $2,233                   3.85                     
  $ 40001 -  45000                 $42,406        $2,905                   3.73                     
  $ 45001 -  50000                 $47,652        $3,748                   3.65                     
  $ 50001 -  75000                 $61,970        $4,893                   4.53                     
  $ 75001 - 100000                 $83,578        $8,543                   4.57                     
  OVER $100,000                   $146,489       $22,515                   4.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,080        $3,085                   3.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DRAPER UT                                                        
                        _________________________________________________                           
  UNDER $1               36    $-1,054,686        $1,715     -0.16          86                      
  $     1  -  5000      264       $720,026        $2,599      0.36         187                      
  $  5001 -  10000      267     $2,009,771       $40,895      2.03         326                      
  $ 10001 -  15000      226     $2,841,361      $105,068      3.70         362                      
  $ 15001 -  20000      262     $4,554,105      $227,463      4.99         473                      
  $ 20001 -  25000      238     $5,365,883      $280,632      5.23         522                      
  $ 25001 -  30000      237     $6,513,483      $437,247      6.71         507                      
  $ 30001 -  35000      239     $7,801,756      $554,409      7.11         573                      
  $ 35001 -  40000      243     $9,091,664      $637,011      7.01         662                      
  $ 40001 -  45000      263    $11,180,797      $831,711      7.44         732                      
  $ 45001 -  50000      265    $12,563,683      $883,841      7.03         866                      
  $ 50001 -  75000    1,221    $76,057,502    $6,385,445      8.40       4,118                      
  $ 75001 - 100000      860    $74,093,919    $7,612,707     10.27       3,293                      
  $100001 - 250000      895   $122,573,855   $18,471,370     15.07       3,528                      
  OVER $250,000         121    $69,554,134   $17,165,982     24.68         503                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,637    $403,867,253   $53,638,095     13.28       16,738                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000     4.7             0.2           0.0                    1.1                     
  $  5001 -  10000     4.7             0.5           0.1                    1.9                     
  $ 10001 -  15000     4.0             0.7           0.2                    2.2                     
  $ 15001 -  20000     4.6             1.1           0.4                    2.8                     
  $ 20001 -  25000     4.2             1.3           0.5                    3.1                     
  $ 25001 -  30000     4.2             1.6           0.8                    3.0                     
  $ 30001 -  35000     4.2             1.9           1.0                    3.4                     
  $ 35001 -  40000     4.3             2.3           1.2                    4.0                     
  $ 40001 -  45000     4.7             2.8           1.6                    4.4                     
  $ 45001 -  50000     4.7             3.1           1.6                    5.2                     
  $ 50001 -  75000    21.7            18.8          11.9                   24.6                     
  $ 75001 - 100000    15.3            18.3          14.2                   19.7                     
  $100001 - 250000    15.9            30.4          34.4                   21.1                     
  OVER $250,000        2.1            17.2          32.0                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-29,297           $48                   2.39                     
  $     1  -  5000                  $2,727           $10                   0.71                     
  $  5001 -  10000                  $7,527          $153                   1.22                     
  $ 10001 -  15000                 $12,572          $465                   1.60                     
  $ 15001 -  20000                 $17,382          $868                   1.81                     
  $ 20001 -  25000                 $22,546        $1,179                   2.19                     
  $ 25001 -  30000                 $27,483        $1,845                   2.14                     
  $ 30001 -  35000                 $32,643        $2,320                   2.40                     
  $ 35001 -  40000                 $37,414        $2,621                   2.72                     
  $ 40001 -  45000                 $42,513        $3,162                   2.78                     
  $ 45001 -  50000                 $47,410        $3,335                   3.27                     
  $ 50001 -  75000                 $62,291        $5,230                   3.37                     
  $ 75001 - 100000                 $86,156        $8,852                   3.83                     
  $100001 - 250000                $136,954       $20,638                   3.94                     
  OVER $250,000                   $574,828      $141,868                   4.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $71,646        $9,515                   2.97                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   EDEN UT                                                          
                        _________________________________________________                           
  UNDER $ 5,000          43       $-63,468        $1,123     -1.77          25                      
  $  5001 -  10000       37       $259,499        $6,192      2.39          38                      
  $ 10001 -  15000       34       $415,195       $13,298      3.20          63                      
  $ 15001 -  20000       30       $524,860       $28,025      5.34          52                      
  $ 20001 -  25000       43       $950,540       $53,803      5.66          94                      
  $ 25001 -  30000       39     $1,076,547       $72,664      6.75          81                      
  $ 30001 -  35000       39     $1,278,135       $71,331      5.58         115                      
  $ 35001 -  40000       40     $1,500,107      $112,118      7.47         113                      
  $ 40001 -  45000       31     $1,324,666       $83,742      6.32         109                      
  $ 45001 -  50000       38     $1,803,932      $134,252      7.44         129                      
  $ 50001 -  75000      167    $10,421,548      $950,527      9.12         553                      
  $ 75001 - 100000      105     $9,104,532    $1,011,512     11.11         375                      
  OVER $100,000         119    $17,965,467    $3,308,321     18.41         398                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                765     $46,561,560    $5,846,908     12.56        2,145                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.6            -0.1           0.0                    1.2                     
  $  5001 -  10000     4.8             0.6           0.1                    1.8                     
  $ 10001 -  15000     4.4             0.9           0.2                    2.9                     
  $ 15001 -  20000     3.9             1.1           0.5                    2.4                     
  $ 20001 -  25000     5.6             2.0           0.9                    4.4                     
  $ 25001 -  30000     5.1             2.3           1.2                    3.8                     
  $ 30001 -  35000     5.1             2.7           1.2                    5.4                     
  $ 35001 -  40000     5.2             3.2           1.9                    5.3                     
  $ 40001 -  45000     4.1             2.8           1.4                    5.1                     
  $ 45001 -  50000     5.0             3.9           2.3                    6.0                     
  $ 50001 -  75000    21.8            22.4          16.3                   25.8                     
  $ 75001 - 100000    13.7            19.6          17.3                   17.5                     
  OVER $100,000       15.6            38.6          56.6                   18.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-1,476           $26                   0.58                     
  $  5001 -  10000                  $7,013          $167                   1.03                     
  $ 10001 -  15000                 $12,212          $391                   1.85                     
  $ 15001 -  20000                 $17,495          $934                   1.73                     
  $ 20001 -  25000                 $22,106        $1,251                   2.19                     
  $ 25001 -  30000                 $27,604        $1,863                   2.08                     
  $ 30001 -  35000                 $32,773        $1,829                   2.95                     
  $ 35001 -  40000                 $37,503        $2,803                   2.83                     
  $ 40001 -  45000                 $42,731        $2,701                   3.52                     
  $ 45001 -  50000                 $47,472        $3,533                   3.39                     
  $ 50001 -  75000                 $62,404        $5,692                   3.31                     
  $ 75001 - 100000                 $86,710        $9,633                   3.57                     
  OVER $100,000                   $150,970       $27,801                   3.34                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,865        $7,643                   2.80                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   EPHRAIM UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000          77        $43,488        $1,326      3.05          70                      
  $  5001 -  10000      106       $770,391        $8,746      1.14         180                      
  $ 10001 -  15000       75       $907,408       $18,356      2.02         188                      
  $ 15001 -  20000       86     $1,516,017       $47,725      3.15         223                      
  $ 20001 -  25000       79     $1,754,745       $70,736      4.03         238                      
  $ 25001 -  30000       58     $1,584,911       $71,933      4.54         199                      
  $ 30001 -  35000       52     $1,704,049       $98,603      5.79         172                      
  $ 35001 -  40000       43     $1,619,246      $105,362      6.51         149                      
  $ 40001 -  45000       35     $1,484,150       $84,931      5.72         144                      
  $ 45001 -  50000       42     $2,020,148      $111,192      5.50         195                      
  $ 50001 -  75000      136     $8,335,822      $633,112      7.60         640                      
  $ 75001 - 100000       43     $3,698,638      $374,365     10.12         196                      
  OVER $100,000          38     $6,484,851    $1,240,307     19.13         171                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                870     $31,923,864    $2,866,694      8.98        2,765                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.9             0.1           0.0                    2.5                     
  $  5001 -  10000    12.2             2.4           0.3                    6.5                     
  $ 10001 -  15000     8.6             2.8           0.6                    6.8                     
  $ 15001 -  20000     9.9             4.7           1.7                    8.1                     
  $ 20001 -  25000     9.1             5.5           2.5                    8.6                     
  $ 25001 -  30000     6.7             5.0           2.5                    7.2                     
  $ 30001 -  35000     6.0             5.3           3.4                    6.2                     
  $ 35001 -  40000     4.9             5.1           3.7                    5.4                     
  $ 40001 -  45000     4.0             4.6           3.0                    5.2                     
  $ 45001 -  50000     4.8             6.3           3.9                    7.1                     
  $ 50001 -  75000    15.6            26.1          22.1                   23.1                     
  $ 75001 - 100000     4.9            11.6          13.1                    7.1                     
  OVER $100,000        4.4            20.3          43.3                    6.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                       $565           $17                   0.91                     
  $  5001 -  10000                  $7,268           $83                   1.70                     
  $ 10001 -  15000                 $12,099          $245                   2.51                     
  $ 15001 -  20000                 $17,628          $555                   2.59                     
  $ 20001 -  25000                 $22,212          $895                   3.01                     
  $ 25001 -  30000                 $27,326        $1,240                   3.43                     
  $ 30001 -  35000                 $32,770        $1,896                   3.31                     
  $ 35001 -  40000                 $37,657        $2,450                   3.47                     
  $ 40001 -  45000                 $42,404        $2,427                   4.11                     
  $ 45001 -  50000                 $48,099        $2,647                   4.64                     
  $ 50001 -  75000                 $61,293        $4,655                   4.71                     
  $ 75001 - 100000                 $86,015        $8,706                   4.56                     
  OVER $100,000                   $170,654       $32,640                   4.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,694        $3,295                   3.18                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   FARMINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               13      $-367,799        $1,258     -0.34          40                      
  $     1  -  5000      128       $363,802        $2,228      0.61          67                      
  $  5001 -  10000      133       $985,280       $22,722      2.31         178                      
  $ 10001 -  15000      133     $1,670,882       $51,305      3.07         234                      
  $ 15001 -  20000      140     $2,464,638      $104,615      4.24         271                      
  $ 20001 -  25000      161     $3,619,376      $217,124      6.00         333                      
  $ 25001 -  30000      151     $4,138,674      $258,024      6.23         343                      
  $ 30001 -  35000      142     $4,618,530      $276,328      5.98         398                      
  $ 35001 -  40000      123     $4,607,816      $280,347      6.08         389                      
  $ 40001 -  45000      128     $5,429,518      $352,005      6.48         439                      
  $ 45001 -  50000      128     $6,073,490      $402,834      6.63         448                      
  $ 50001 -  75000      734    $45,858,724    $3,601,166      7.85       2,924                      
  $ 75001 - 100000      440    $38,289,056    $3,779,829      9.87       1,866                      
  $100001 - 250000      479    $66,883,330    $9,750,216     14.58       2,165                      
  OVER $250,000          95    $49,129,109   $11,480,709     23.37         479                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,128    $233,764,426   $30,580,710     13.08       10,574                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.4                     
  $     1  -  5000     4.1             0.2           0.0                    0.6                     
  $  5001 -  10000     4.3             0.4           0.1                    1.7                     
  $ 10001 -  15000     4.3             0.7           0.2                    2.2                     
  $ 15001 -  20000     4.5             1.1           0.3                    2.6                     
  $ 20001 -  25000     5.1             1.5           0.7                    3.1                     
  $ 25001 -  30000     4.8             1.8           0.8                    3.2                     
  $ 30001 -  35000     4.5             2.0           0.9                    3.8                     
  $ 35001 -  40000     3.9             2.0           0.9                    3.7                     
  $ 40001 -  45000     4.1             2.3           1.2                    4.2                     
  $ 45001 -  50000     4.1             2.6           1.3                    4.2                     
  $ 50001 -  75000    23.5            19.6          11.8                   27.7                     
  $ 75001 - 100000    14.1            16.4          12.4                   17.6                     
  $100001 - 250000    15.3            28.6          31.9                   20.5                     
  OVER $250,000        3.0            21.0          37.5                    4.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-28,292           $97                   3.08                     
  $     1  -  5000                  $2,842           $17                   0.52                     
  $  5001 -  10000                  $7,408          $171                   1.34                     
  $ 10001 -  15000                 $12,563          $386                   1.76                     
  $ 15001 -  20000                 $17,605          $747                   1.94                     
  $ 20001 -  25000                 $22,481        $1,349                   2.07                     
  $ 25001 -  30000                 $27,408        $1,709                   2.27                     
  $ 30001 -  35000                 $32,525        $1,946                   2.80                     
  $ 35001 -  40000                 $37,462        $2,279                   3.16                     
  $ 40001 -  45000                 $42,418        $2,750                   3.43                     
  $ 45001 -  50000                 $47,449        $3,147                   3.50                     
  $ 50001 -  75000                 $62,478        $4,906                   3.98                     
  $ 75001 - 100000                 $87,021        $8,591                   4.24                     
  $100001 - 250000                $139,631       $20,355                   4.52                     
  OVER $250,000                   $517,149      $120,850                   5.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $74,733        $9,776                   3.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   FILLMORE UT                                                      
                        _________________________________________________                           
  UNDER $1               17      $-368,393        $5,506     -1.49          47                      
  $     1  -  5000       65       $169,718          $180      0.11          85                      
  $  5001 -  10000       86       $638,503        $8,731      1.37         158                      
  $ 10001 -  15000       73       $936,250       $23,995      2.56         155                      
  $ 15001 -  20000       63     $1,095,137       $37,714      3.44         162                      
  $ 20001 -  25000       69     $1,542,463       $61,270      3.97         218                      
  $ 25001 -  30000       58     $1,585,714       $78,244      4.93         181                      
  $ 30001 -  35000       50     $1,629,660       $80,416      4.93         183                      
  $ 35001 -  40000       54     $2,031,628      $113,713      5.60         208                      
  $ 40001 -  45000       48     $2,052,631      $134,429      6.55         194                      
  $ 45001 -  50000       32     $1,510,684      $106,673      7.06         125                      
  $ 50001 -  75000      118     $7,086,398      $587,592      8.29         470                      
  $ 75001 - 100000       37     $3,112,179      $348,918     11.21         149                      
  OVER $100,000          16     $2,289,919      $365,630     15.97          55                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                786     $25,312,491    $1,953,011      7.72        2,390                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.2            -1.5           0.3                    2.0                     
  $     1  -  5000     8.3             0.7           0.0                    3.6                     
  $  5001 -  10000    10.9             2.5           0.4                    6.6                     
  $ 10001 -  15000     9.3             3.7           1.2                    6.5                     
  $ 15001 -  20000     8.0             4.3           1.9                    6.8                     
  $ 20001 -  25000     8.8             6.1           3.1                    9.1                     
  $ 25001 -  30000     7.4             6.3           4.0                    7.6                     
  $ 30001 -  35000     6.4             6.4           4.1                    7.7                     
  $ 35001 -  40000     6.9             8.0           5.8                    8.7                     
  $ 40001 -  45000     6.1             8.1           6.9                    8.1                     
  $ 45001 -  50000     4.1             6.0           5.5                    5.2                     
  $ 50001 -  75000    15.0            28.0          30.1                   19.7                     
  $ 75001 - 100000     4.7            12.3          17.9                    6.2                     
  OVER $100,000        2.0             9.0          18.7                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-21,670          $324                   2.76                     
  $     1  -  5000                  $2,611            $3                   1.31                     
  $  5001 -  10000                  $7,424          $102                   1.84                     
  $ 10001 -  15000                 $12,825          $329                   2.12                     
  $ 15001 -  20000                 $17,383          $599                   2.57                     
  $ 20001 -  25000                 $22,355          $888                   3.16                     
  $ 25001 -  30000                 $27,340        $1,349                   3.12                     
  $ 30001 -  35000                 $32,593        $1,608                   3.66                     
  $ 35001 -  40000                 $37,623        $2,106                   3.85                     
  $ 40001 -  45000                 $42,763        $2,801                   4.04                     
  $ 45001 -  50000                 $47,209        $3,334                   3.91                     
  $ 50001 -  75000                 $60,054        $4,980                   3.98                     
  $ 75001 - 100000                 $84,113        $9,430                   4.03                     
  OVER $100,000                   $143,120       $22,852                   3.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,204        $2,485                   3.04                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   FRUIT HEIGHTS UT                                                 
                        _________________________________________________                           
  UNDER $ 5,000          47        $88,102          $958      1.09          29                      
  $  5001 -  10000       37       $264,312        $6,070      2.30          45                      
  $ 10001 -  15000       44       $536,667       $18,714      3.49          64                      
  $ 15001 -  20000       35       $615,255       $28,135      4.57          63                      
  $ 20001 -  25000       38       $846,443       $39,592      4.68          81                      
  $ 25001 -  30000       39     $1,072,463       $70,436      6.57          96                      
  $ 30001 -  35000       37     $1,216,731       $77,427      6.36          87                      
  $ 35001 -  40000       39     $1,462,835       $92,339      6.31         118                      
  $ 40001 -  45000       45     $1,902,677      $130,542      6.86         127                      
  $ 45001 -  50000       38     $1,806,452      $138,568      7.67         122                      
  $ 50001 -  75000      241    $14,999,882    $1,096,525      7.31         964                      
  $ 75001 - 100000      191    $16,579,508    $1,511,826      9.12         858                      
  $100001 - 250000      241    $32,514,879    $4,484,986     13.79       1,146                      
  OVER $250,000          29    $15,832,653    $3,978,199     25.13         150                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,101     $89,738,859   $11,674,317     13.01        3,950                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        4.3             0.1           0.0                    0.7                     
  $  5001 -  10000     3.4             0.3           0.1                    1.1                     
  $ 10001 -  15000     4.0             0.6           0.2                    1.6                     
  $ 15001 -  20000     3.2             0.7           0.2                    1.6                     
  $ 20001 -  25000     3.5             0.9           0.3                    2.1                     
  $ 25001 -  30000     3.5             1.2           0.6                    2.4                     
  $ 30001 -  35000     3.4             1.4           0.7                    2.2                     
  $ 35001 -  40000     3.5             1.6           0.8                    3.0                     
  $ 40001 -  45000     4.1             2.1           1.1                    3.2                     
  $ 45001 -  50000     3.5             2.0           1.2                    3.1                     
  $ 50001 -  75000    21.9            16.7           9.4                   24.4                     
  $ 75001 - 100000    17.3            18.5          13.0                   21.7                     
  $100001 - 250000    21.9            36.2          38.4                   29.0                     
  OVER $250,000        2.6            17.6          34.1                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,875           $20                   0.62                     
  $  5001 -  10000                  $7,144          $164                   1.22                     
  $ 10001 -  15000                 $12,197          $425                   1.45                     
  $ 15001 -  20000                 $17,579          $804                   1.80                     
  $ 20001 -  25000                 $22,275        $1,042                   2.13                     
  $ 25001 -  30000                 $27,499        $1,806                   2.46                     
  $ 30001 -  35000                 $32,885        $2,093                   2.35                     
  $ 35001 -  40000                 $37,509        $2,368                   3.03                     
  $ 40001 -  45000                 $42,282        $2,901                   2.82                     
  $ 45001 -  50000                 $47,538        $3,647                   3.21                     
  $ 50001 -  75000                 $62,240        $4,550                   4.00                     
  $ 75001 - 100000                 $86,804        $7,915                   4.49                     
  $100001 - 250000                $134,917       $18,610                   4.76                     
  OVER $250,000                   $545,954      $137,179                   5.17                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $81,507       $10,603                   3.59                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   GARLAND UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000          47      $-473,913          $373     -0.08          73                      
  $  5001 -  10000       56       $409,693        $6,241      1.52          89                      
  $ 10001 -  15000       75       $934,011       $22,281      2.39         162                      
  $ 15001 -  20000       53       $932,660       $35,202      3.77         130                      
  $ 20001 -  25000       86     $1,928,174       $96,043      4.98         236                      
  $ 25001 -  30000       75     $2,058,690      $101,542      4.93         226                      
  $ 30001 -  35000       70     $2,264,847      $115,426      5.10         238                      
  $ 35001 -  40000       73     $2,745,324      $194,433      7.08         229                      
  $ 40001 -  45000       62     $2,636,808      $199,143      7.55         209                      
  $ 45001 -  50000       61     $2,874,687      $188,653      6.56         247                      
  $ 50001 -  75000      188    $11,395,550      $949,190      8.33         785                      
  $ 75001 - 100000       79     $6,702,382      $707,521     10.56         365                      
  OVER $100,000          19     $2,850,388      $405,679     14.23          97                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                944     $37,259,301    $3,021,727      8.11        3,086                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.0            -1.3           0.0                    2.4                     
  $  5001 -  10000     5.9             1.1           0.2                    2.9                     
  $ 10001 -  15000     7.9             2.5           0.7                    5.2                     
  $ 15001 -  20000     5.6             2.5           1.2                    4.2                     
  $ 20001 -  25000     9.1             5.2           3.2                    7.6                     
  $ 25001 -  30000     7.9             5.5           3.4                    7.3                     
  $ 30001 -  35000     7.4             6.1           3.8                    7.7                     
  $ 35001 -  40000     7.7             7.4           6.4                    7.4                     
  $ 40001 -  45000     6.6             7.1           6.6                    6.8                     
  $ 45001 -  50000     6.5             7.7           6.2                    8.0                     
  $ 50001 -  75000    19.9            30.6          31.4                   25.4                     
  $ 75001 - 100000     8.4            18.0          23.4                   11.8                     
  OVER $100,000        2.0             7.7          13.4                    3.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                   $-10,083            $8                   1.55                     
  $  5001 -  10000                  $7,316          $111                   1.59                     
  $ 10001 -  15000                 $12,453          $297                   2.16                     
  $ 15001 -  20000                 $17,597          $664                   2.45                     
  $ 20001 -  25000                 $22,421        $1,117                   2.74                     
  $ 25001 -  30000                 $27,449        $1,354                   3.01                     
  $ 30001 -  35000                 $32,355        $1,649                   3.40                     
  $ 35001 -  40000                 $37,607        $2,663                   3.14                     
  $ 40001 -  45000                 $42,529        $3,212                   3.37                     
  $ 45001 -  50000                 $47,126        $3,093                   4.05                     
  $ 50001 -  75000                 $60,615        $5,049                   4.18                     
  $ 75001 - 100000                 $84,840        $8,956                   4.62                     
  OVER $100,000                   $150,020       $21,352                   5.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,470        $3,201                   3.27                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   GRANTSVILLE                                                      
                        _________________________________________________                           
  UNDER $ 5,000         130       $143,668        $1,678      1.17         114                      
  $  5001 -  10000      121       $887,466       $14,912      1.68         179                      
  $ 10001 -  15000      153     $1,918,678       $61,667      3.21         284                      
  $ 15001 -  20000      149     $2,604,383      $119,431      4.59         312                      
  $ 20001 -  25000      161     $3,632,605      $200,210      5.51         373                      
  $ 25001 -  30000      117     $3,200,251      $191,655      5.99         291                      
  $ 30001 -  35000      156     $5,053,780      $332,240      6.57         451                      
  $ 35001 -  40000      147     $5,526,746      $386,246      6.99         456                      
  $ 40001 -  45000      131     $5,542,493      $418,700      7.55         434                      
  $ 45001 -  50000      140     $6,657,370      $531,336      7.98         470                      
  $ 50001 -  75000      398    $24,371,244    $2,148,666      8.82       1,499                      
  $ 75001 - 100000      145    $12,339,142    $1,383,325     11.21         587                      
  OVER $100,000          59     $8,063,533    $1,261,376     15.64         255                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,007     $79,941,359    $7,051,442      8.82        5,705                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        6.5             0.2           0.0                    2.0                     
  $  5001 -  10000     6.0             1.1           0.2                    3.1                     
  $ 10001 -  15000     7.6             2.4           0.9                    5.0                     
  $ 15001 -  20000     7.4             3.3           1.7                    5.5                     
  $ 20001 -  25000     8.0             4.5           2.8                    6.5                     
  $ 25001 -  30000     5.8             4.0           2.7                    5.1                     
  $ 30001 -  35000     7.8             6.3           4.7                    7.9                     
  $ 35001 -  40000     7.3             6.9           5.5                    8.0                     
  $ 40001 -  45000     6.5             6.9           5.9                    7.6                     
  $ 45001 -  50000     7.0             8.3           7.5                    8.2                     
  $ 50001 -  75000    19.8            30.5          30.5                   26.3                     
  $ 75001 - 100000     7.2            15.4          19.6                   10.3                     
  OVER $100,000        2.9            10.1          17.9                    4.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,105           $13                   0.88                     
  $  5001 -  10000                  $7,334          $123                   1.48                     
  $ 10001 -  15000                 $12,540          $403                   1.86                     
  $ 15001 -  20000                 $17,479          $802                   2.09                     
  $ 20001 -  25000                 $22,563        $1,244                   2.32                     
  $ 25001 -  30000                 $27,353        $1,638                   2.49                     
  $ 30001 -  35000                 $32,396        $2,130                   2.89                     
  $ 35001 -  40000                 $37,597        $2,628                   3.10                     
  $ 40001 -  45000                 $42,309        $3,196                   3.31                     
  $ 45001 -  50000                 $47,553        $3,795                   3.36                     
  $ 50001 -  75000                 $61,234        $5,399                   3.77                     
  $ 75001 - 100000                 $85,098        $9,540                   4.05                     
  OVER $100,000                   $136,670       $21,379                   4.32                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,831        $3,513                   2.84                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HEBER CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               22      $-378,608        $1,823     -0.48          74                      
  $     1  -  5000      162       $436,645          $839      0.19         129                      
  $  5001 -  10000      189     $1,432,141       $24,486      1.71         256                      
  $ 10001 -  15000      220     $2,776,476       $88,951      3.20         390                      
  $ 15001 -  20000      241     $4,216,055      $190,069      4.51         495                      
  $ 20001 -  25000      198     $4,446,096      $257,268      5.79         452                      
  $ 25001 -  30000      213     $5,843,133      $322,845      5.53         589                      
  $ 30001 -  35000      182     $5,922,629      $348,742      5.89         557                      
  $ 35001 -  40000      189     $7,080,886      $471,785      6.66         589                      
  $ 40001 -  45000      180     $7,616,508      $569,188      7.47         536                      
  $ 45001 -  50000      189     $8,956,938      $621,996      6.94         687                      
  $ 50001 -  75000      635    $38,514,948    $3,114,760      8.09       2,415                      
  $ 75001 - 100000      229    $19,569,486    $1,937,520      9.90         955                      
  $100001 - 250000      167    $23,575,539    $3,515,092     14.91         680                      
  OVER $250,000          30    $12,541,357    $3,164,181     25.23         111                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,046    $142,550,229   $14,629,545     10.26        8,915                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.3           0.0                    0.8                     
  $     1  -  5000     5.3             0.3           0.0                    1.4                     
  $  5001 -  10000     6.2             1.0           0.2                    2.9                     
  $ 10001 -  15000     7.2             1.9           0.6                    4.4                     
  $ 15001 -  20000     7.9             3.0           1.3                    5.6                     
  $ 20001 -  25000     6.5             3.1           1.8                    5.1                     
  $ 25001 -  30000     7.0             4.1           2.2                    6.6                     
  $ 30001 -  35000     6.0             4.2           2.4                    6.2                     
  $ 35001 -  40000     6.2             5.0           3.2                    6.6                     
  $ 40001 -  45000     5.9             5.3           3.9                    6.0                     
  $ 45001 -  50000     6.2             6.3           4.3                    7.7                     
  $ 50001 -  75000    20.8            27.0          21.3                   27.1                     
  $ 75001 - 100000     7.5            13.7          13.2                   10.7                     
  $100001 - 250000     5.5            16.5          24.0                    7.6                     
  OVER $250,000        1.0             8.8          21.6                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-17,209           $83                   3.36                     
  $     1  -  5000                  $2,695            $5                   0.80                     
  $  5001 -  10000                  $7,577          $130                   1.35                     
  $ 10001 -  15000                 $12,620          $404                   1.77                     
  $ 15001 -  20000                 $17,494          $789                   2.05                     
  $ 20001 -  25000                 $22,455        $1,299                   2.28                     
  $ 25001 -  30000                 $27,433        $1,516                   2.77                     
  $ 30001 -  35000                 $32,542        $1,916                   3.06                     
  $ 35001 -  40000                 $37,465        $2,496                   3.12                     
  $ 40001 -  45000                 $42,314        $3,162                   2.98                     
  $ 45001 -  50000                 $47,391        $3,291                   3.63                     
  $ 50001 -  75000                 $60,653        $4,905                   3.80                     
  $ 75001 - 100000                 $85,456        $8,461                   4.17                     
  $100001 - 250000                $141,171       $21,048                   4.07                     
  OVER $250,000                   $418,045      $105,473                   3.70                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,799        $4,803                   2.93                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HELPER UT                                                        
                        _________________________________________________                           
  UNDER $1               10      $-372,135            $0      0.00          11                      
  $     1  -  5000       84       $218,942          $472      0.22         106                      
  $  5001 -  10000      115       $866,977       $12,049      1.39         183                      
  $ 10001 -  15000      121     $1,494,606       $53,902      3.61         201                      
  $ 15001 -  20000      118     $2,048,405       $88,260      4.31         250                      
  $ 20001 -  25000       94     $2,119,154      $102,546      4.84         242                      
  $ 25001 -  30000       76     $2,068,764      $120,585      5.83         202                      
  $ 30001 -  35000       70     $2,262,738      $167,536      7.40         183                      
  $ 35001 -  40000       77     $2,892,282      $237,433      8.21         205                      
  $ 40001 -  45000       75     $3,197,574      $269,621      8.43         228                      
  $ 45001 -  50000       65     $3,078,101      $288,562      9.37         184                      
  $ 50001 -  75000      253    $15,598,780    $1,615,125     10.35         869                      
  $ 75001 - 100000      112     $9,506,495    $1,242,221     13.07         388                      
  $100001 - 250000       43     $5,514,267      $904,165     16.40         173                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,313     $50,494,950    $5,102,477     10.10        3,425                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.7           0.0                    0.3                     
  $     1  -  5000     6.4             0.4           0.0                    3.1                     
  $  5001 -  10000     8.8             1.7           0.2                    5.3                     
  $ 10001 -  15000     9.2             3.0           1.1                    5.9                     
  $ 15001 -  20000     9.0             4.1           1.7                    7.3                     
  $ 20001 -  25000     7.2             4.2           2.0                    7.1                     
  $ 25001 -  30000     5.8             4.1           2.4                    5.9                     
  $ 30001 -  35000     5.3             4.5           3.3                    5.3                     
  $ 35001 -  40000     5.9             5.7           4.7                    6.0                     
  $ 40001 -  45000     5.7             6.3           5.3                    6.7                     
  $ 45001 -  50000     5.0             6.1           5.7                    5.4                     
  $ 50001 -  75000    19.3            30.9          31.7                   25.4                     
  $ 75001 - 100000     8.5            18.8          24.3                   11.3                     
  $100001 - 250000     3.3            10.9          17.7                    5.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-37,214            $0                   1.10                     
  $     1  -  5000                  $2,606            $6                   1.26                     
  $  5001 -  10000                  $7,539          $105                   1.59                     
  $ 10001 -  15000                 $12,352          $445                   1.66                     
  $ 15001 -  20000                 $17,359          $748                   2.12                     
  $ 20001 -  25000                 $22,544        $1,091                   2.57                     
  $ 25001 -  30000                 $27,221        $1,587                   2.66                     
  $ 30001 -  35000                 $32,325        $2,393                   2.61                     
  $ 35001 -  40000                 $37,562        $3,084                   2.66                     
  $ 40001 -  45000                 $42,634        $3,595                   3.04                     
  $ 45001 -  50000                 $47,355        $4,439                   2.83                     
  $ 50001 -  75000                 $61,655        $6,384                   3.43                     
  $ 75001 - 100000                 $84,879       $11,091                   3.46                     
  $100001 - 250000                $128,239       $21,027                   4.02                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,458        $3,886                   2.61                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HIGHLAND UT                                                      
                        _________________________________________________                           
  UNDER $1               11      $-359,524            $0      0.00          35                      
  $     1  -  5000       96       $268,116        $1,714      0.64          34                      
  $  5001 -  10000       67       $498,489        $8,949      1.80          92                      
  $ 10001 -  15000       63       $796,322       $22,891      2.87         116                      
  $ 15001 -  20000       58     $1,018,553       $39,145      3.84         119                      
  $ 20001 -  25000       53     $1,195,088       $49,591      4.15         152                      
  $ 25001 -  30000       43     $1,186,400       $45,840      3.86         131                      
  $ 30001 -  35000       57     $1,862,170       $80,306      4.31         206                      
  $ 35001 -  40000       63     $2,363,180      $127,464      5.39         238                      
  $ 40001 -  45000       70     $2,981,879      $150,900      5.06         271                      
  $ 45001 -  50000       61     $2,893,219      $168,218      5.81         249                      
  $ 50001 -  75000      343    $21,465,786    $1,283,751      5.98       1,621                      
  $ 75001 - 100000      287    $24,862,850    $2,107,677      8.48       1,466                      
  $100001 - 250000      304    $41,838,489    $5,667,480     13.55       1,588                      
  OVER $250,000          34    $14,120,720    $3,376,472     23.91         171                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,610    $116,991,737   $13,130,398     11.22        6,489                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.3           0.0                    0.5                     
  $     1  -  5000     6.0             0.2           0.0                    0.5                     
  $  5001 -  10000     4.2             0.4           0.1                    1.4                     
  $ 10001 -  15000     3.9             0.7           0.2                    1.8                     
  $ 15001 -  20000     3.6             0.9           0.3                    1.8                     
  $ 20001 -  25000     3.3             1.0           0.4                    2.3                     
  $ 25001 -  30000     2.7             1.0           0.3                    2.0                     
  $ 30001 -  35000     3.5             1.6           0.6                    3.2                     
  $ 35001 -  40000     3.9             2.0           1.0                    3.7                     
  $ 40001 -  45000     4.3             2.5           1.1                    4.2                     
  $ 45001 -  50000     3.8             2.5           1.3                    3.8                     
  $ 50001 -  75000    21.3            18.3           9.8                   25.0                     
  $ 75001 - 100000    17.8            21.3          16.1                   22.6                     
  $100001 - 250000    18.9            35.8          43.2                   24.5                     
  OVER $250,000        2.1            12.1          25.7                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-32,684            $0                   3.18                     
  $     1  -  5000                  $2,793           $18                   0.35                     
  $  5001 -  10000                  $7,440          $134                   1.37                     
  $ 10001 -  15000                 $12,640          $363                   1.84                     
  $ 15001 -  20000                 $17,561          $675                   2.05                     
  $ 20001 -  25000                 $22,549          $936                   2.87                     
  $ 25001 -  30000                 $27,591        $1,066                   3.05                     
  $ 30001 -  35000                 $32,670        $1,409                   3.61                     
  $ 35001 -  40000                 $37,511        $2,023                   3.78                     
  $ 40001 -  45000                 $42,598        $2,156                   3.87                     
  $ 45001 -  50000                 $47,430        $2,758                   4.08                     
  $ 50001 -  75000                 $62,582        $3,743                   4.73                     
  $ 75001 - 100000                 $86,630        $7,344                   5.11                     
  $100001 - 250000                $137,627       $18,643                   5.22                     
  OVER $250,000                   $415,315       $99,308                   5.03                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $72,666        $8,156                   4.03                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HILL AFB UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          52       $146,281          $946      0.65          33                      
  $  5001 -  10000      138     $1,109,673       $30,026      2.71         139                      
  $ 10001 -  15000      349     $4,300,163      $218,197      5.07         512                      
  $ 15001 -  20000      203     $3,576,604      $106,369      2.97         546                      
  $ 20001 -  25000      234     $5,216,241      $158,546      3.04         757                      
  $ 25001 -  30000      182     $4,984,909      $175,755      3.53         646                      
  $ 30001 -  35000      125     $4,052,092      $193,638      4.78         449                      
  $ 35001 -  40000      107     $4,001,250      $240,587      6.01         385                      
  $ 40001 -  45000       89     $3,752,687      $248,568      6.62         341                      
  $ 45001 -  50000       51     $2,431,779      $185,876      7.64         185                      
  $ 50001 -  75000       96     $5,702,508      $522,902      9.17         378                      
  $ 75001 - 250000       28     $2,636,752      $395,044     14.98          99                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,654     $41,910,939    $2,476,454      5.91        4,470                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.1             0.3           0.0                    0.7                     
  $  5001 -  10000     8.3             2.6           1.2                    3.1                     
  $ 10001 -  15000    21.1            10.3           8.8                   11.5                     
  $ 15001 -  20000    12.3             8.5           4.3                   12.2                     
  $ 20001 -  25000    14.1            12.4           6.4                   16.9                     
  $ 25001 -  30000    11.0            11.9           7.1                   14.5                     
  $ 30001 -  35000     7.6             9.7           7.8                   10.0                     
  $ 35001 -  40000     6.5             9.5           9.7                    8.6                     
  $ 40001 -  45000     5.4             9.0          10.0                    7.6                     
  $ 45001 -  50000     3.1             5.8           7.5                    4.1                     
  $ 50001 -  75000     5.8            13.6          21.1                    8.5                     
  $ 75001 - 250000     1.7             6.3          16.0                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $2,813           $18                   0.63                     
  $  5001 -  10000                  $8,041          $218                   1.01                     
  $ 10001 -  15000                 $12,321          $625                   1.47                     
  $ 15001 -  20000                 $17,619          $524                   2.69                     
  $ 20001 -  25000                 $22,292          $678                   3.24                     
  $ 25001 -  30000                 $27,390          $966                   3.55                     
  $ 30001 -  35000                 $32,417        $1,549                   3.59                     
  $ 35001 -  40000                 $37,395        $2,248                   3.60                     
  $ 40001 -  45000                 $42,165        $2,793                   3.83                     
  $ 45001 -  50000                 $47,682        $3,645                   3.63                     
  $ 50001 -  75000                 $59,401        $5,447                   3.94                     
  $ 75001 - 250000                 $94,170       $14,109                   3.54                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $25,339        $1,497                   2.70                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HOLLADAY UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          62      $-144,145        $2,796     -1.94          66                      
  $  5001 -  10000      104       $789,708       $11,622      1.47         141                      
  $ 10001 -  15000      133     $1,659,519       $77,547      4.67         190                      
  $ 15001 -  20000      136     $2,408,222      $145,014      6.02         225                      
  $ 20001 -  25000      148     $3,329,250      $258,845      7.77         236                      
  $ 25001 -  30000      107     $2,926,679      $220,358      7.53         207                      
  $ 30001 -  35000       94     $3,062,002      $269,529      8.80         188                      
  $ 35001 -  40000       79     $2,944,100      $250,213      8.50         190                      
  $ 40001 -  45000       78     $3,286,531      $316,747      9.64         183                      
  $ 45001 -  50000       55     $2,613,586      $257,826      9.86         143                      
  $ 50001 -  75000      171    $10,475,040    $1,071,695     10.23         486                      
  $ 75001 - 100000       62     $5,335,253      $631,123     11.83         205                      
  $100001 - 250000       85    $11,684,163    $1,863,607     15.95         315                      
  OVER $250,000          15    $10,093,179    $3,070,369     30.42          53                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,329     $60,463,087    $8,447,291     13.97        2,828                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        4.7            -0.2           0.0                    2.3                     
  $  5001 -  10000     7.8             1.3           0.1                    5.0                     
  $ 10001 -  15000    10.0             2.7           0.9                    6.7                     
  $ 15001 -  20000    10.2             4.0           1.7                    8.0                     
  $ 20001 -  25000    11.1             5.5           3.1                    8.3                     
  $ 25001 -  30000     8.1             4.8           2.6                    7.3                     
  $ 30001 -  35000     7.1             5.1           3.2                    6.6                     
  $ 35001 -  40000     5.9             4.9           3.0                    6.7                     
  $ 40001 -  45000     5.9             5.4           3.7                    6.5                     
  $ 45001 -  50000     4.1             4.3           3.1                    5.1                     
  $ 50001 -  75000    12.9            17.3          12.7                   17.2                     
  $ 75001 - 100000     4.7             8.8           7.5                    7.2                     
  $100001 - 250000     6.4            19.3          22.1                   11.1                     
  OVER $250,000        1.1            16.7          36.3                    1.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-2,325           $45                   1.06                     
  $  5001 -  10000                  $7,593          $112                   1.36                     
  $ 10001 -  15000                 $12,478          $583                   1.43                     
  $ 15001 -  20000                 $17,708        $1,066                   1.65                     
  $ 20001 -  25000                 $22,495        $1,749                   1.59                     
  $ 25001 -  30000                 $27,352        $2,059                   1.93                     
  $ 30001 -  35000                 $32,574        $2,867                   2.00                     
  $ 35001 -  40000                 $37,267        $3,167                   2.41                     
  $ 40001 -  45000                 $42,135        $4,061                   2.35                     
  $ 45001 -  50000                 $47,520        $4,688                   2.60                     
  $ 50001 -  75000                 $61,258        $6,267                   2.84                     
  $ 75001 - 100000                 $86,052       $10,179                   3.31                     
  $100001 - 250000                $137,461       $21,925                   3.71                     
  OVER $250,000                   $672,879      $204,691                   3.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,495        $6,356                   2.13                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HOOPER UT                                                        
                        _________________________________________________                           
  UNDER $1               13      $-228,672        $5,757     -2.52          35                      
  $     1  -  5000       68       $200,994          $830      0.41          44                      
  $  5001 -  10000       87       $660,347       $12,286      1.86         127                      
  $ 10001 -  15000       94     $1,184,946       $40,399      3.41         164                      
  $ 15001 -  20000       86     $1,470,675       $64,670      4.40         177                      
  $ 20001 -  25000      100     $2,263,076      $138,012      6.10         215                      
  $ 25001 -  30000       98     $2,724,659      $165,367      6.07         251                      
  $ 30001 -  35000      105     $3,426,565      $225,885      6.59         280                      
  $ 35001 -  40000      115     $4,336,232      $294,699      6.80         333                      
  $ 40001 -  45000      101     $4,298,940      $280,286      6.52         351                      
  $ 45001 -  50000      118     $5,623,423      $395,318      7.03         429                      
  $ 50001 -  75000      550    $33,916,961    $2,833,011      8.35       2,023                      
  $ 75001 - 100000      253    $21,505,683    $2,264,011     10.53       1,055                      
  OVER $100,000         144    $20,417,065    $3,265,740     16.00         623                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,932    $101,800,894    $9,986,271      9.81        6,107                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.2           0.1                    0.6                     
  $     1  -  5000     3.5             0.2           0.0                    0.7                     
  $  5001 -  10000     4.5             0.6           0.1                    2.1                     
  $ 10001 -  15000     4.9             1.2           0.4                    2.7                     
  $ 15001 -  20000     4.5             1.4           0.6                    2.9                     
  $ 20001 -  25000     5.2             2.2           1.4                    3.5                     
  $ 25001 -  30000     5.1             2.7           1.7                    4.1                     
  $ 30001 -  35000     5.4             3.4           2.3                    4.6                     
  $ 35001 -  40000     6.0             4.3           3.0                    5.5                     
  $ 40001 -  45000     5.2             4.2           2.8                    5.7                     
  $ 45001 -  50000     6.1             5.5           4.0                    7.0                     
  $ 50001 -  75000    28.5            33.3          28.4                   33.1                     
  $ 75001 - 100000    13.1            21.1          22.7                   17.3                     
  OVER $100,000        7.5            20.1          32.7                   10.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-17,590          $443                   2.69                     
  $     1  -  5000                  $2,956           $12                   0.65                     
  $  5001 -  10000                  $7,590          $141                   1.46                     
  $ 10001 -  15000                 $12,606          $430                   1.74                     
  $ 15001 -  20000                 $17,101          $752                   2.06                     
  $ 20001 -  25000                 $22,631        $1,380                   2.15                     
  $ 25001 -  30000                 $27,803        $1,687                   2.56                     
  $ 30001 -  35000                 $32,634        $2,151                   2.67                     
  $ 35001 -  40000                 $37,706        $2,563                   2.90                     
  $ 40001 -  45000                 $42,564        $2,775                   3.48                     
  $ 45001 -  50000                 $47,656        $3,350                   3.64                     
  $ 50001 -  75000                 $61,667        $5,151                   3.68                     
  $ 75001 - 100000                 $85,003        $8,949                   4.17                     
  OVER $100,000                   $141,785       $22,679                   4.33                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,692        $5,169                   3.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HUNTINGTON UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000          76       $156,811          $176      0.11          79                      
  $  5001 -  10000       82       $625,432        $6,246      1.00         157                      
  $ 10001 -  15000       86     $1,051,831       $30,732      2.92         172                      
  $ 15001 -  20000       71     $1,239,575       $38,332      3.09         197                      
  $ 20001 -  25000       56     $1,268,631       $54,502      4.30         158                      
  $ 25001 -  30000       59     $1,621,360       $72,776      4.49         206                      
  $ 30001 -  35000       48     $1,566,500       $93,899      5.99         162                      
  $ 35001 -  40000       36     $1,338,440      $100,243      7.49         107                      
  $ 40001 -  45000       56     $2,373,635      $161,413      6.80         214                      
  $ 45001 -  50000       39     $1,848,295      $146,896      7.95         139                      
  $ 50001 -  75000      155     $9,369,302      $867,097      9.25         615                      
  $ 75001 - 100000       56     $4,768,998      $615,302     12.90         210                      
  OVER $100,000          19     $2,764,921      $502,732     18.18          71                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                839     $29,993,731    $2,690,346      8.97        2,487                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        9.1             0.5           0.0                    3.2                     
  $  5001 -  10000     9.8             2.1           0.2                    6.3                     
  $ 10001 -  15000    10.3             3.5           1.1                    6.9                     
  $ 15001 -  20000     8.5             4.1           1.4                    7.9                     
  $ 20001 -  25000     6.7             4.2           2.0                    6.4                     
  $ 25001 -  30000     7.0             5.4           2.7                    8.3                     
  $ 30001 -  35000     5.7             5.2           3.5                    6.5                     
  $ 35001 -  40000     4.3             4.5           3.7                    4.3                     
  $ 40001 -  45000     6.7             7.9           6.0                    8.6                     
  $ 45001 -  50000     4.6             6.2           5.5                    5.6                     
  $ 50001 -  75000    18.5            31.2          32.2                   24.7                     
  $ 75001 - 100000     6.7            15.9          22.9                    8.4                     
  OVER $100,000        2.3             9.2          18.7                    2.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $2,063            $2                   1.04                     
  $  5001 -  10000                  $7,627           $76                   1.91                     
  $ 10001 -  15000                 $12,231          $357                   2.00                     
  $ 15001 -  20000                 $17,459          $540                   2.77                     
  $ 20001 -  25000                 $22,654          $973                   2.82                     
  $ 25001 -  30000                 $27,481        $1,233                   3.49                     
  $ 30001 -  35000                 $32,635        $1,956                   3.38                     
  $ 35001 -  40000                 $37,179        $2,785                   2.97                     
  $ 40001 -  45000                 $42,386        $2,882                   3.82                     
  $ 45001 -  50000                 $47,392        $3,767                   3.56                     
  $ 50001 -  75000                 $60,447        $5,594                   3.97                     
  $ 75001 - 100000                 $85,161       $10,988                   3.75                     
  OVER $100,000                   $145,522       $26,460                   3.74                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,749        $3,207                   2.96                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HURRICANE UT                                                     
                        _________________________________________________                           
  UNDER $1               24    $-1,135,541            $0      0.00          54                      
  $     1  -  5000      163       $492,887          $574      0.12         209                      
  $  5001 -  10000      231     $1,763,257       $17,054      0.97         446                      
  $ 10001 -  15000      228     $2,854,380       $76,255      2.67         538                      
  $ 15001 -  20000      210     $3,678,838      $109,364      2.97         516                      
  $ 20001 -  25000      212     $4,755,072      $203,296      4.28         554                      
  $ 25001 -  30000      194     $5,339,889      $265,482      4.97         598                      
  $ 30001 -  35000      166     $5,401,816      $307,803      5.70         508                      
  $ 35001 -  40000      172     $6,435,575      $354,298      5.51         629                      
  $ 40001 -  45000      145     $6,152,174      $396,133      6.44         513                      
  $ 45001 -  50000      106     $5,007,238      $334,047      6.67         396                      
  $ 50001 -  75000      327    $19,561,350    $1,577,208      8.06       1,239                      
  $ 75001 - 100000      118    $10,041,922    $1,010,517     10.06         490                      
  OVER $100,000          64    $11,703,806    $2,072,063     17.70         254                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,360     $82,052,663    $6,724,094      8.19        6,944                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -1.4           0.0                    0.8                     
  $     1  -  5000     6.9             0.6           0.0                    3.0                     
  $  5001 -  10000     9.8             2.1           0.3                    6.4                     
  $ 10001 -  15000     9.7             3.5           1.1                    7.7                     
  $ 15001 -  20000     8.9             4.5           1.6                    7.4                     
  $ 20001 -  25000     9.0             5.8           3.0                    8.0                     
  $ 25001 -  30000     8.2             6.5           3.9                    8.6                     
  $ 30001 -  35000     7.0             6.6           4.6                    7.3                     
  $ 35001 -  40000     7.3             7.8           5.3                    9.1                     
  $ 40001 -  45000     6.1             7.5           5.9                    7.4                     
  $ 45001 -  50000     4.5             6.1           5.0                    5.7                     
  $ 50001 -  75000    13.9            23.8          23.5                   17.8                     
  $ 75001 - 100000     5.0            12.2          15.0                    7.1                     
  OVER $100,000        2.7            14.3          30.8                    3.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-47,314            $0                   2.25                     
  $     1  -  5000                  $3,024            $4                   1.28                     
  $  5001 -  10000                  $7,633           $74                   1.93                     
  $ 10001 -  15000                 $12,519          $334                   2.36                     
  $ 15001 -  20000                 $17,518          $521                   2.46                     
  $ 20001 -  25000                 $22,430          $959                   2.61                     
  $ 25001 -  30000                 $27,525        $1,368                   3.08                     
  $ 30001 -  35000                 $32,541        $1,854                   3.06                     
  $ 35001 -  40000                 $37,416        $2,060                   3.66                     
  $ 40001 -  45000                 $42,429        $2,732                   3.54                     
  $ 45001 -  50000                 $47,238        $3,151                   3.74                     
  $ 50001 -  75000                 $59,821        $4,823                   3.79                     
  $ 75001 - 100000                 $85,101        $8,564                   4.15                     
  OVER $100,000                   $182,872       $32,376                   3.97                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,768        $2,849                   2.94                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HYDE PARK UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000          39      $-391,857          $828     -0.21          34                      
  $  5001 -  10000       54       $408,835        $9,366      2.29          51                      
  $ 10001 -  15000       59       $742,559       $27,775      3.74         102                      
  $ 15001 -  20000       41       $723,232       $32,254      4.46          86                      
  $ 20001 -  25000       40       $894,150       $39,008      4.36         110                      
  $ 25001 -  30000       46     $1,276,931       $68,783      5.39         124                      
  $ 30001 -  35000       43     $1,411,063       $80,352      5.69         143                      
  $ 35001 -  40000       54     $2,029,454      $118,184      5.82         199                      
  $ 40001 -  45000       49     $2,068,605      $121,830      5.89         194                      
  $ 45001 -  50000       64     $3,047,356      $192,002      6.30         251                      
  $ 50001 -  75000      177    $10,744,260      $753,817      7.02         782                      
  $ 75001 - 100000       97     $8,280,086      $764,952      9.24         475                      
  OVER $100,000          57     $8,930,685    $1,460,227     16.35         264                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                820     $40,165,359    $3,669,378      9.14        2,815                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        4.8            -1.0           0.0                    1.2                     
  $  5001 -  10000     6.6             1.0           0.3                    1.8                     
  $ 10001 -  15000     7.2             1.8           0.8                    3.6                     
  $ 15001 -  20000     5.0             1.8           0.9                    3.1                     
  $ 20001 -  25000     4.9             2.2           1.1                    3.9                     
  $ 25001 -  30000     5.6             3.2           1.9                    4.4                     
  $ 30001 -  35000     5.2             3.5           2.2                    5.1                     
  $ 35001 -  40000     6.6             5.1           3.2                    7.1                     
  $ 40001 -  45000     6.0             5.2           3.3                    6.9                     
  $ 45001 -  50000     7.8             7.6           5.2                    8.9                     
  $ 50001 -  75000    21.6            26.8          20.5                   27.8                     
  $ 75001 - 100000    11.8            20.6          20.8                   16.9                     
  OVER $100,000        7.0            22.2          39.8                    9.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                   $-10,048           $21                   0.87                     
  $  5001 -  10000                  $7,571          $173                   0.94                     
  $ 10001 -  15000                 $12,586          $471                   1.73                     
  $ 15001 -  20000                 $17,640          $787                   2.10                     
  $ 20001 -  25000                 $22,354          $975                   2.75                     
  $ 25001 -  30000                 $27,759        $1,495                   2.70                     
  $ 30001 -  35000                 $32,815        $1,869                   3.33                     
  $ 35001 -  40000                 $37,582        $2,189                   3.69                     
  $ 40001 -  45000                 $42,216        $2,486                   3.96                     
  $ 45001 -  50000                 $47,615        $3,000                   3.92                     
  $ 50001 -  75000                 $60,702        $4,259                   4.42                     
  $ 75001 - 100000                 $85,362        $7,886                   4.90                     
  OVER $100,000                   $156,679       $25,618                   4.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,982        $4,475                   3.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   HYRUM UT                                                         
                        _________________________________________________                           
  UNDER $1               11      $-248,194        $3,889     -1.57          40                      
  $     1  -  5000       70       $222,423          $948      0.43          70                      
  $  5001 -  10000       96       $739,109        $9,625      1.30         164                      
  $ 10001 -  15000      113     $1,418,339       $26,997      1.90         263                      
  $ 15001 -  20000      142     $2,494,731       $87,121      3.49         356                      
  $ 20001 -  25000      126     $2,828,296      $112,097      3.96         370                      
  $ 25001 -  30000      124     $3,378,041      $140,974      4.17         404                      
  $ 30001 -  35000      157     $5,112,661      $272,729      5.33         554                      
  $ 35001 -  40000      140     $5,265,156      $279,792      5.31         545                      
  $ 40001 -  45000      121     $5,142,442      $309,637      6.02         490                      
  $ 45001 -  50000      104     $4,922,701      $297,578      6.05         442                      
  $ 50001 -  75000      302    $18,238,066    $1,465,371      8.03       1,246                      
  $ 75001 - 100000      110     $9,275,987      $961,114     10.36         472                      
  OVER $100,000          67    $17,340,219    $2,765,502     15.95         307                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,683     $76,129,977    $6,733,374      8.84        5,723                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.3           0.1                    0.7                     
  $     1  -  5000     4.2             0.3           0.0                    1.2                     
  $  5001 -  10000     5.7             1.0           0.1                    2.9                     
  $ 10001 -  15000     6.7             1.9           0.4                    4.6                     
  $ 15001 -  20000     8.4             3.3           1.3                    6.2                     
  $ 20001 -  25000     7.5             3.7           1.7                    6.5                     
  $ 25001 -  30000     7.4             4.4           2.1                    7.1                     
  $ 30001 -  35000     9.3             6.7           4.1                    9.7                     
  $ 35001 -  40000     8.3             6.9           4.2                    9.5                     
  $ 40001 -  45000     7.2             6.8           4.6                    8.6                     
  $ 45001 -  50000     6.2             6.5           4.4                    7.7                     
  $ 50001 -  75000    17.9            24.0          21.8                   21.8                     
  $ 75001 - 100000     6.5            12.2          14.3                    8.2                     
  OVER $100,000        4.0            22.8          41.1                    5.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-22,563          $354                   3.64                     
  $     1  -  5000                  $3,177           $14                   1.00                     
  $  5001 -  10000                  $7,699          $100                   1.71                     
  $ 10001 -  15000                 $12,552          $239                   2.33                     
  $ 15001 -  20000                 $17,569          $614                   2.51                     
  $ 20001 -  25000                 $22,447          $890                   2.94                     
  $ 25001 -  30000                 $27,242        $1,137                   3.26                     
  $ 30001 -  35000                 $32,565        $1,737                   3.53                     
  $ 35001 -  40000                 $37,608        $1,999                   3.89                     
  $ 40001 -  45000                 $42,500        $2,559                   4.05                     
  $ 45001 -  50000                 $47,334        $2,861                   4.25                     
  $ 50001 -  75000                 $60,391        $4,852                   4.13                     
  $ 75001 - 100000                 $84,327        $8,737                   4.29                     
  OVER $100,000                   $258,809       $41,276                   4.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,235        $4,001                   3.40                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   IVINS UT                                                         
                        _________________________________________________                           
  UNDER $ 5,000          68      $-155,517        $1,095     -0.70          75                      
  $  5001 -  10000       91       $674,545        $8,198      1.22         167                      
  $ 10001 -  15000      103     $1,282,370       $34,942      2.72         205                      
  $ 15001 -  20000      117     $2,067,394       $69,924      3.38         267                      
  $ 20001 -  25000       99     $2,212,743       $90,326      4.08         265                      
  $ 25001 -  30000      110     $2,990,651      $148,508      4.97         300                      
  $ 30001 -  35000      121     $3,926,386      $217,579      5.54         375                      
  $ 35001 -  40000      107     $3,978,493      $252,735      6.35         335                      
  $ 40001 -  45000       91     $3,860,183      $246,159      6.38         316                      
  $ 45001 -  50000       75     $3,559,199      $240,593      6.76         262                      
  $ 50001 -  75000      191    $11,362,351    $1,022,275      9.00         625                      
  $ 75001 - 100000       60     $5,010,433      $564,954     11.28         219                      
  OVER $100,000          44     $7,053,277    $1,345,582     19.08         124                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,277     $47,822,508    $4,242,870      8.87        3,535                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.3            -0.3           0.0                    2.1                     
  $  5001 -  10000     7.1             1.4           0.2                    4.7                     
  $ 10001 -  15000     8.1             2.7           0.8                    5.8                     
  $ 15001 -  20000     9.2             4.3           1.6                    7.6                     
  $ 20001 -  25000     7.8             4.6           2.1                    7.5                     
  $ 25001 -  30000     8.6             6.3           3.5                    8.5                     
  $ 30001 -  35000     9.5             8.2           5.1                   10.6                     
  $ 35001 -  40000     8.4             8.3           6.0                    9.5                     
  $ 40001 -  45000     7.1             8.1           5.8                    8.9                     
  $ 45001 -  50000     5.9             7.4           5.7                    7.4                     
  $ 50001 -  75000    15.0            23.8          24.1                   17.7                     
  $ 75001 - 100000     4.7            10.5          13.3                    6.2                     
  OVER $100,000        3.4            14.7          31.7                    3.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-2,287           $16                   1.10                     
  $  5001 -  10000                  $7,413           $90                   1.84                     
  $ 10001 -  15000                 $12,450          $339                   1.99                     
  $ 15001 -  20000                 $17,670          $598                   2.28                     
  $ 20001 -  25000                 $22,351          $912                   2.68                     
  $ 25001 -  30000                 $27,188        $1,350                   2.73                     
  $ 30001 -  35000                 $32,449        $1,798                   3.10                     
  $ 35001 -  40000                 $37,182        $2,362                   3.13                     
  $ 40001 -  45000                 $42,420        $2,705                   3.47                     
  $ 45001 -  50000                 $47,456        $3,208                   3.49                     
  $ 50001 -  75000                 $59,489        $5,352                   3.27                     
  $ 75001 - 100000                 $83,507        $9,416                   3.65                     
  OVER $100,000                   $160,302       $30,581                   2.82                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,449        $3,323                   2.77                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   KAMAS UT                                                         
                        _________________________________________________                           
  UNDER $1               10      $-285,562          $441     -0.15          23                      
  $     1  -  5000       56       $149,938          $158      0.11          57                      
  $  5001 -  10000       67       $521,173        $6,982      1.34          99                      
  $ 10001 -  15000       66       $853,578       $26,880      3.15         120                      
  $ 15001 -  20000       98     $1,702,832       $74,035      4.35         201                      
  $ 20001 -  25000       65     $1,466,550       $93,162      6.35         125                      
  $ 25001 -  30000       74     $2,026,502      $121,071      5.97         200                      
  $ 30001 -  35000       64     $2,080,904      $139,279      6.69         184                      
  $ 35001 -  40000       59     $2,223,514      $152,405      6.85         185                      
  $ 40001 -  45000       64     $2,706,373      $197,554      7.30         200                      
  $ 45001 -  50000       49     $2,320,871      $157,730      6.80         182                      
  $ 50001 -  75000      157     $9,545,984      $821,552      8.61         570                      
  $ 75001 - 100000       56     $4,791,493      $484,853     10.12         234                      
  OVER $100,000          36     $4,980,738      $671,067     13.47         170                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                921     $35,084,888    $2,947,169      8.40        2,550                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -0.8           0.0                    0.9                     
  $     1  -  5000     6.1             0.4           0.0                    2.2                     
  $  5001 -  10000     7.3             1.5           0.2                    3.9                     
  $ 10001 -  15000     7.2             2.4           0.9                    4.7                     
  $ 15001 -  20000    10.6             4.9           2.5                    7.9                     
  $ 20001 -  25000     7.1             4.2           3.2                    4.9                     
  $ 25001 -  30000     8.0             5.8           4.1                    7.8                     
  $ 30001 -  35000     6.9             5.9           4.7                    7.2                     
  $ 35001 -  40000     6.4             6.3           5.2                    7.3                     
  $ 40001 -  45000     6.9             7.7           6.7                    7.8                     
  $ 45001 -  50000     5.3             6.6           5.4                    7.1                     
  $ 50001 -  75000    17.0            27.2          27.9                   22.4                     
  $ 75001 - 100000     6.1            13.7          16.5                    9.2                     
  OVER $100,000        3.9            14.2          22.8                    6.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-28,556           $44                   2.30                     
  $     1  -  5000                  $2,677            $3                   1.02                     
  $  5001 -  10000                  $7,779          $104                   1.48                     
  $ 10001 -  15000                 $12,933          $407                   1.82                     
  $ 15001 -  20000                 $17,376          $755                   2.05                     
  $ 20001 -  25000                 $22,562        $1,433                   1.92                     
  $ 25001 -  30000                 $27,385        $1,636                   2.70                     
  $ 30001 -  35000                 $32,514        $2,176                   2.88                     
  $ 35001 -  40000                 $37,687        $2,583                   3.14                     
  $ 40001 -  45000                 $42,287        $3,087                   3.13                     
  $ 45001 -  50000                 $47,365        $3,219                   3.71                     
  $ 50001 -  75000                 $60,802        $5,233                   3.63                     
  $ 75001 - 100000                 $85,562        $8,658                   4.18                     
  OVER $100,000                   $138,354       $18,641                   4.72                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,094        $3,200                   2.77                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   KANAB UT                                                         
                        _________________________________________________                           
  UNDER $1               31    $-1,033,646        $4,654     -0.45          61                      
  $     1  -  5000      111       $292,409          $601      0.21         138                      
  $  5001 -  10000      105       $808,948       $12,006      1.48         163                      
  $ 10001 -  15000      140     $1,779,611       $53,455      3.00         279                      
  $ 15001 -  20000      153     $2,659,115      $120,151      4.52         307                      
  $ 20001 -  25000      121     $2,690,954      $122,198      4.54         315                      
  $ 25001 -  30000       91     $2,517,086      $139,673      5.55         250                      
  $ 30001 -  35000       89     $2,882,874      $182,071      6.32         233                      
  $ 35001 -  40000       80     $2,982,414      $180,458      6.05         269                      
  $ 40001 -  45000       61     $2,587,002      $181,620      7.02         205                      
  $ 45001 -  50000       66     $3,133,406      $224,025      7.15         242                      
  $ 50001 -  75000      181    $11,011,609      $994,425      9.03         660                      
  $ 75001 - 100000       61     $5,143,204      $608,358     11.83         222                      
  OVER $100,000          36     $6,375,260    $1,278,659     20.06         136                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,326     $43,830,246    $4,102,354      9.36        3,480                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.3            -2.4           0.1                    1.8                     
  $     1  -  5000     8.4             0.7           0.0                    4.0                     
  $  5001 -  10000     7.9             1.8           0.3                    4.7                     
  $ 10001 -  15000    10.6             4.1           1.3                    8.0                     
  $ 15001 -  20000    11.5             6.1           2.9                    8.8                     
  $ 20001 -  25000     9.1             6.1           3.0                    9.1                     
  $ 25001 -  30000     6.9             5.7           3.4                    7.2                     
  $ 30001 -  35000     6.7             6.6           4.4                    6.7                     
  $ 35001 -  40000     6.0             6.8           4.4                    7.7                     
  $ 40001 -  45000     4.6             5.9           4.4                    5.9                     
  $ 45001 -  50000     5.0             7.1           5.5                    7.0                     
  $ 50001 -  75000    13.7            25.1          24.2                   19.0                     
  $ 75001 - 100000     4.6            11.7          14.8                    6.4                     
  OVER $100,000        2.7            14.5          31.2                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-33,343          $150                   1.97                     
  $     1  -  5000                  $2,634            $5                   1.24                     
  $  5001 -  10000                  $7,704          $114                   1.55                     
  $ 10001 -  15000                 $12,712          $382                   1.99                     
  $ 15001 -  20000                 $17,380          $785                   2.01                     
  $ 20001 -  25000                 $22,239        $1,010                   2.60                     
  $ 25001 -  30000                 $27,660        $1,535                   2.75                     
  $ 30001 -  35000                 $32,392        $2,046                   2.62                     
  $ 35001 -  40000                 $37,280        $2,256                   3.36                     
  $ 40001 -  45000                 $42,410        $2,977                   3.36                     
  $ 45001 -  50000                 $47,476        $3,394                   3.67                     
  $ 50001 -  75000                 $60,838        $5,494                   3.65                     
  $ 75001 - 100000                 $84,315        $9,973                   3.64                     
  OVER $100,000                   $177,091       $35,518                   3.78                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,054        $3,094                   2.62                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   KAYSVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               23    $-2,254,511          $374     -0.02          73                      
  $     1  -  5000      208       $543,065        $3,618      0.67         156                      
  $  5001 -  10000      228     $1,754,411       $34,488      1.97         303                      
  $ 10001 -  15000      280     $3,539,616      $123,769      3.50         464                      
  $ 15001 -  20000      275     $4,824,506      $226,065      4.69         547                      
  $ 20001 -  25000      263     $5,916,899      $297,704      5.03         635                      
  $ 25001 -  30000      267     $7,373,269      $430,930      5.84         684                      
  $ 30001 -  35000      251     $8,143,234      $492,733      6.05         713                      
  $ 35001 -  40000      289    $10,827,349      $726,410      6.71         861                      
  $ 40001 -  45000      318    $13,517,665      $875,665      6.48       1,062                      
  $ 45001 -  50000      323    $15,331,335    $1,031,159      6.73       1,194                      
  $ 50001 -  75000    1,550    $95,925,920    $7,140,956      7.44       6,358                      
  $ 75001 - 100000      819    $70,221,682    $6,653,997      9.48       3,678                      
  $100001 - 250000      665    $88,723,733   $12,425,154     14.00       3,125                      
  OVER $250,000          60    $31,272,293    $7,802,633     24.95         290                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,819    $355,660,466   $38,265,655     10.76       20,143                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.6           0.0                    0.4                     
  $     1  -  5000     3.6             0.2           0.0                    0.8                     
  $  5001 -  10000     3.9             0.5           0.1                    1.5                     
  $ 10001 -  15000     4.8             1.0           0.3                    2.3                     
  $ 15001 -  20000     4.7             1.4           0.6                    2.7                     
  $ 20001 -  25000     4.5             1.7           0.8                    3.2                     
  $ 25001 -  30000     4.6             2.1           1.1                    3.4                     
  $ 30001 -  35000     4.3             2.3           1.3                    3.5                     
  $ 35001 -  40000     5.0             3.0           1.9                    4.3                     
  $ 40001 -  45000     5.5             3.8           2.3                    5.3                     
  $ 45001 -  50000     5.6             4.3           2.7                    5.9                     
  $ 50001 -  75000    26.6            27.0          18.7                   31.6                     
  $ 75001 - 100000    14.1            19.7          17.4                   18.3                     
  $100001 - 250000    11.4            24.9          32.5                   15.5                     
  OVER $250,000        1.0             8.8          20.4                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-98,022           $16                   3.17                     
  $     1  -  5000                  $2,611           $17                   0.75                     
  $  5001 -  10000                  $7,695          $151                   1.33                     
  $ 10001 -  15000                 $12,641          $442                   1.66                     
  $ 15001 -  20000                 $17,544          $822                   1.99                     
  $ 20001 -  25000                 $22,498        $1,132                   2.41                     
  $ 25001 -  30000                 $27,615        $1,614                   2.56                     
  $ 30001 -  35000                 $32,443        $1,963                   2.84                     
  $ 35001 -  40000                 $37,465        $2,514                   2.98                     
  $ 40001 -  45000                 $42,508        $2,754                   3.34                     
  $ 45001 -  50000                 $47,465        $3,192                   3.70                     
  $ 50001 -  75000                 $61,888        $4,607                   4.10                     
  $ 75001 - 100000                 $85,741        $8,125                   4.49                     
  $100001 - 250000                $133,419       $18,684                   4.70                     
  OVER $250,000                   $521,205      $130,044                   4.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $61,121        $6,576                   3.46                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   KEARNS UT                                                        
                        _________________________________________________                           
  UNDER $1               26      $-317,385        $1,487     -0.47          48                      
  $     1  -  5000      451     $1,296,784        $3,716      0.29         597                      
  $  5001 -  10000      616     $4,691,586       $60,565      1.29       1,052                      
  $ 10001 -  15000      754     $9,507,428      $283,020      2.98       1,528                      
  $ 15001 -  20000      852    $14,946,241      $629,225      4.21       1,893                      
  $ 20001 -  25000      834    $18,751,542      $937,981      5.00       2,063                      
  $ 25001 -  30000      768    $21,066,934    $1,108,037      5.26       2,273                      
  $ 30001 -  35000      731    $23,759,024    $1,396,071      5.88       2,321                      
  $ 35001 -  40000      795    $29,832,919    $1,896,471      6.36       2,647                      
  $ 40001 -  45000      659    $27,977,386    $1,853,381      6.62       2,318                      
  $ 45001 -  50000      569    $26,957,551    $1,927,742      7.15       2,107                      
  $ 50001 -  75000    1,690   $101,752,355    $8,505,881      8.36       6,637                      
  $ 75001 - 100000      446    $37,950,902    $3,992,959     10.52       1,991                      
  OVER $100,000         135    $16,597,849    $2,182,838     13.15         661                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,326    $334,771,116   $24,779,374      7.40       28,136                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.2                     
  $     1  -  5000     4.8             0.4           0.0                    2.1                     
  $  5001 -  10000     6.6             1.4           0.2                    3.7                     
  $ 10001 -  15000     8.1             2.8           1.1                    5.4                     
  $ 15001 -  20000     9.1             4.5           2.5                    6.7                     
  $ 20001 -  25000     8.9             5.6           3.8                    7.3                     
  $ 25001 -  30000     8.2             6.3           4.5                    8.1                     
  $ 30001 -  35000     7.8             7.1           5.6                    8.2                     
  $ 35001 -  40000     8.5             8.9           7.7                    9.4                     
  $ 40001 -  45000     7.1             8.4           7.5                    8.2                     
  $ 45001 -  50000     6.1             8.1           7.8                    7.5                     
  $ 50001 -  75000    18.1            30.4          34.3                   23.6                     
  $ 75001 - 100000     4.8            11.3          16.1                    7.1                     
  OVER $100,000        1.4             5.0           8.8                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-12,207           $57                   1.85                     
  $     1  -  5000                  $2,875            $8                   1.32                     
  $  5001 -  10000                  $7,616           $98                   1.71                     
  $ 10001 -  15000                 $12,609          $375                   2.03                     
  $ 15001 -  20000                 $17,543          $739                   2.22                     
  $ 20001 -  25000                 $22,484        $1,125                   2.47                     
  $ 25001 -  30000                 $27,431        $1,443                   2.96                     
  $ 30001 -  35000                 $32,502        $1,910                   3.18                     
  $ 35001 -  40000                 $37,526        $2,385                   3.33                     
  $ 40001 -  45000                 $42,454        $2,812                   3.52                     
  $ 45001 -  50000                 $47,377        $3,388                   3.70                     
  $ 50001 -  75000                 $60,208        $5,033                   3.93                     
  $ 75001 - 100000                 $85,092        $8,953                   4.46                     
  OVER $100,000                   $122,947       $16,169                   4.90                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,897        $2,657                   3.02                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   LAVERKIN UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          74       $127,811          $171      0.13         120                      
  $  5001 -  10000       88       $682,756        $9,053      1.33         162                      
  $ 10001 -  15000      121     $1,499,868       $41,421      2.76         257                      
  $ 15001 -  20000       84     $1,462,821       $45,002      3.08         215                      
  $ 20001 -  25000      104     $2,332,549      $111,997      4.80         286                      
  $ 25001 -  30000       77     $2,108,737       $96,159      4.56         245                      
  $ 30001 -  35000       80     $2,592,687      $148,630      5.73         253                      
  $ 35001 -  40000       61     $2,291,147      $112,604      4.91         236                      
  $ 40001 -  45000       63     $2,679,813      $172,111      6.42         220                      
  $ 45001 -  50000       38     $1,807,894      $115,964      6.41         146                      
  $ 50001 -  75000       95     $5,619,259      $464,885      8.27         362                      
  $ 75001 - 100000       31     $2,693,528      $276,640     10.27         125                      
  OVER $100,000          17     $4,245,180      $920,767     21.69          76                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                933     $30,144,050    $2,515,404      8.34        2,703                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        7.9             0.4           0.0                    4.4                     
  $  5001 -  10000     9.4             2.3           0.4                    6.0                     
  $ 10001 -  15000    13.0             5.0           1.6                    9.5                     
  $ 15001 -  20000     9.0             4.9           1.8                    8.0                     
  $ 20001 -  25000    11.1             7.7           4.5                   10.6                     
  $ 25001 -  30000     8.3             7.0           3.8                    9.1                     
  $ 30001 -  35000     8.6             8.6           5.9                    9.4                     
  $ 35001 -  40000     6.5             7.6           4.5                    8.7                     
  $ 40001 -  45000     6.8             8.9           6.8                    8.1                     
  $ 45001 -  50000     4.1             6.0           4.6                    5.4                     
  $ 50001 -  75000    10.2            18.6          18.5                   13.4                     
  $ 75001 - 100000     3.3             8.9          11.0                    4.6                     
  OVER $100,000        1.8            14.1          36.6                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,727            $2                   1.62                     
  $  5001 -  10000                  $7,759          $103                   1.84                     
  $ 10001 -  15000                 $12,396          $342                   2.12                     
  $ 15001 -  20000                 $17,415          $536                   2.56                     
  $ 20001 -  25000                 $22,428        $1,077                   2.75                     
  $ 25001 -  30000                 $27,386        $1,249                   3.18                     
  $ 30001 -  35000                 $32,409        $1,858                   3.16                     
  $ 35001 -  40000                 $37,560        $1,846                   3.87                     
  $ 40001 -  45000                 $42,537        $2,732                   3.49                     
  $ 45001 -  50000                 $47,576        $3,052                   3.84                     
  $ 50001 -  75000                 $59,150        $4,894                   3.81                     
  $ 75001 - 100000                 $86,888        $8,924                   4.03                     
  OVER $100,000                   $249,716       $54,163                   4.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $32,309        $2,696                   2.90                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   LAYTON UT                                                        
                        _________________________________________________                           
  UNDER $1               46    $-1,646,678       $13,924     -0.85         125                      
  $     1  -  5000      796     $2,098,532        $7,754      0.37         770                      
  $  5001 -  10000      862     $6,558,234      $112,526      1.72       1,203                      
  $ 10001 -  15000    1,138    $14,255,173      $498,791      3.50       2,016                      
  $ 15001 -  20000    1,199    $20,959,354    $1,000,268      4.77       2,349                      
  $ 20001 -  25000    1,231    $27,681,159    $1,616,879      5.84       2,620                      
  $ 25001 -  30000    1,127    $31,057,549    $1,977,054      6.37       2,715                      
  $ 30001 -  35000    1,167    $37,900,842    $2,535,674      6.69       3,152                      
  $ 35001 -  40000    1,190    $44,609,805    $3,102,588      6.95       3,511                      
  $ 40001 -  45000    1,155    $48,984,461    $3,680,125      7.51       3,551                      
  $ 45001 -  50000    1,021    $48,416,811    $3,741,650      7.73       3,367                      
  $ 50001 -  75000    3,835   $235,427,357   $20,203,273      8.58      13,948                      
  $ 75001 - 100000    1,898   $162,325,395   $17,440,179     10.74       7,519                      
  $100001 - 250000    1,272   $166,343,345   $24,208,427     14.55       5,418                      
  OVER $250,000         101    $59,361,901   $15,185,791     25.58         430                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             18,038    $904,333,240   $95,324,903     10.54       52,694                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.2           0.0                    0.2                     
  $     1  -  5000     4.4             0.2           0.0                    1.5                     
  $  5001 -  10000     4.8             0.7           0.1                    2.3                     
  $ 10001 -  15000     6.3             1.6           0.5                    3.8                     
  $ 15001 -  20000     6.6             2.3           1.0                    4.5                     
  $ 20001 -  25000     6.8             3.1           1.7                    5.0                     
  $ 25001 -  30000     6.2             3.4           2.1                    5.2                     
  $ 30001 -  35000     6.5             4.2           2.7                    6.0                     
  $ 35001 -  40000     6.6             4.9           3.3                    6.7                     
  $ 40001 -  45000     6.4             5.4           3.9                    6.7                     
  $ 45001 -  50000     5.7             5.4           3.9                    6.4                     
  $ 50001 -  75000    21.3            26.0          21.2                   26.5                     
  $ 75001 - 100000    10.5            17.9          18.3                   14.3                     
  $100001 - 250000     7.1            18.4          25.4                   10.3                     
  OVER $250,000        0.6             6.6          15.9                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-35,797          $303                   2.72                     
  $     1  -  5000                  $2,636           $10                   0.97                     
  $  5001 -  10000                  $7,608          $131                   1.40                     
  $ 10001 -  15000                 $12,527          $438                   1.77                     
  $ 15001 -  20000                 $17,481          $834                   1.96                     
  $ 20001 -  25000                 $22,487        $1,313                   2.13                     
  $ 25001 -  30000                 $27,558        $1,754                   2.41                     
  $ 30001 -  35000                 $32,477        $2,173                   2.70                     
  $ 35001 -  40000                 $37,487        $2,607                   2.95                     
  $ 40001 -  45000                 $42,411        $3,186                   3.07                     
  $ 45001 -  50000                 $47,421        $3,665                   3.30                     
  $ 50001 -  75000                 $61,389        $5,268                   3.64                     
  $ 75001 - 100000                 $85,524        $9,189                   3.96                     
  $100001 - 250000                $130,773       $19,032                   4.26                     
  OVER $250,000                   $587,742      $150,354                   4.26                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,135        $5,285                   2.92                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   LEHI UT                                                          
                        _________________________________________________                           
  UNDER $1               19      $-722,084            $0      0.00          40                      
  $     1  -  5000      193       $520,195        $4,161      0.80         182                      
  $  5001 -  10000      245     $1,877,478       $36,180      1.93         361                      
  $ 10001 -  15000      253     $3,203,962       $78,072      2.44         526                      
  $ 15001 -  20000      290     $5,082,181      $198,499      3.91         664                      
  $ 20001 -  25000      305     $6,866,971      $323,574      4.71         787                      
  $ 25001 -  30000      287     $7,879,810      $386,399      4.90         894                      
  $ 30001 -  35000      309    $10,025,891      $531,389      5.30         988                      
  $ 35001 -  40000      330    $12,392,695      $681,808      5.50       1,181                      
  $ 40001 -  45000      328    $13,975,792      $861,327      6.16       1,198                      
  $ 45001 -  50000      323    $15,343,464    $1,002,211      6.53       1,231                      
  $ 50001 -  75000    1,183    $72,134,659    $5,418,034      7.51       4,820                      
  $ 75001 - 100000      434    $37,105,165    $3,547,107      9.56       1,985                      
  $100001 - 250000      265    $34,282,330    $4,799,229     14.00       1,223                      
  OVER $250,000          30    $15,827,614    $4,125,656     26.07         146                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,794    $235,796,123   $21,993,646      9.33       16,226                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.2                     
  $     1  -  5000     4.0             0.2           0.0                    1.1                     
  $  5001 -  10000     5.1             0.8           0.2                    2.2                     
  $ 10001 -  15000     5.3             1.4           0.4                    3.2                     
  $ 15001 -  20000     6.0             2.2           0.9                    4.1                     
  $ 20001 -  25000     6.4             2.9           1.5                    4.9                     
  $ 25001 -  30000     6.0             3.3           1.8                    5.5                     
  $ 30001 -  35000     6.4             4.3           2.4                    6.1                     
  $ 35001 -  40000     6.9             5.3           3.1                    7.3                     
  $ 40001 -  45000     6.8             5.9           3.9                    7.4                     
  $ 45001 -  50000     6.7             6.5           4.6                    7.6                     
  $ 50001 -  75000    24.7            30.6          24.6                   29.7                     
  $ 75001 - 100000     9.1            15.7          16.1                   12.2                     
  $100001 - 250000     5.5            14.5          21.8                    7.5                     
  OVER $250,000        0.6             6.7          18.8                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-38,004            $0                   2.11                     
  $     1  -  5000                  $2,695           $22                   0.94                     
  $  5001 -  10000                  $7,663          $148                   1.47                     
  $ 10001 -  15000                 $12,664          $309                   2.08                     
  $ 15001 -  20000                 $17,525          $684                   2.29                     
  $ 20001 -  25000                 $22,515        $1,061                   2.58                     
  $ 25001 -  30000                 $27,456        $1,346                   3.11                     
  $ 30001 -  35000                 $32,446        $1,720                   3.20                     
  $ 35001 -  40000                 $37,554        $2,066                   3.58                     
  $ 40001 -  45000                 $42,609        $2,626                   3.65                     
  $ 45001 -  50000                 $47,503        $3,103                   3.81                     
  $ 50001 -  75000                 $60,976        $4,580                   4.07                     
  $ 75001 - 100000                 $85,496        $8,173                   4.57                     
  $100001 - 250000                $129,367       $18,110                   4.62                     
  OVER $250,000                   $527,587      $137,522                   4.87                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,186        $4,588                   3.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   LINDON UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000          76       $-43,422        $1,278     -2.94          79                      
  $  5001 -  10000       77       $562,316        $7,809      1.39         124                      
  $ 10001 -  15000      103     $1,281,848       $36,051      2.81         206                      
  $ 15001 -  20000       97     $1,682,507       $60,670      3.61         234                      
  $ 20001 -  25000       91     $2,046,457       $98,932      4.83         245                      
  $ 25001 -  30000       80     $2,181,764      $111,003      5.09         231                      
  $ 30001 -  35000       91     $2,968,520      $152,025      5.12         291                      
  $ 35001 -  40000       83     $3,099,721      $181,698      5.86         281                      
  $ 40001 -  45000      100     $4,251,767      $253,271      5.96         375                      
  $ 45001 -  50000       96     $4,551,153      $266,518      5.86         367                      
  $ 50001 -  75000      372    $23,037,972    $1,432,409      6.22       1,688                      
  $ 75001 - 100000      258    $22,287,055    $1,959,057      8.79       1,223                      
  $100001 - 250000      269    $37,136,372    $5,064,420     13.64       1,386                      
  OVER $250,000          44    $21,284,652    $6,013,692     28.25         228                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,837    $126,328,682   $15,638,833     12.38        6,958                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        4.1            -0.0           0.0                    1.1                     
  $  5001 -  10000     4.2             0.4           0.0                    1.8                     
  $ 10001 -  15000     5.6             1.0           0.2                    3.0                     
  $ 15001 -  20000     5.3             1.3           0.4                    3.4                     
  $ 20001 -  25000     5.0             1.6           0.6                    3.5                     
  $ 25001 -  30000     4.4             1.7           0.7                    3.3                     
  $ 30001 -  35000     5.0             2.3           1.0                    4.2                     
  $ 35001 -  40000     4.5             2.5           1.2                    4.0                     
  $ 40001 -  45000     5.4             3.4           1.6                    5.4                     
  $ 45001 -  50000     5.2             3.6           1.7                    5.3                     
  $ 50001 -  75000    20.3            18.2           9.2                   24.3                     
  $ 75001 - 100000    14.0            17.6          12.5                   17.6                     
  $100001 - 250000    14.6            29.4          32.4                   19.9                     
  OVER $250,000        2.4            16.8          38.5                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                      $-571           $17                   1.04                     
  $  5001 -  10000                  $7,303          $101                   1.61                     
  $ 10001 -  15000                 $12,445          $350                   2.00                     
  $ 15001 -  20000                 $17,345          $625                   2.41                     
  $ 20001 -  25000                 $22,489        $1,087                   2.69                     
  $ 25001 -  30000                 $27,272        $1,388                   2.89                     
  $ 30001 -  35000                 $32,621        $1,671                   3.20                     
  $ 35001 -  40000                 $37,346        $2,189                   3.39                     
  $ 40001 -  45000                 $42,518        $2,533                   3.75                     
  $ 45001 -  50000                 $47,408        $2,776                   3.82                     
  $ 50001 -  75000                 $61,930        $3,851                   4.54                     
  $ 75001 - 100000                 $86,384        $7,593                   4.74                     
  $100001 - 250000                $138,053       $18,827                   5.15                     
  OVER $250,000                   $483,742      $136,675                   5.18                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $68,769        $8,513                   3.79                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   LOGAN UT                                                         
                        _________________________________________________                           
  UNDER $1               85    $-1,500,147       $12,822     -0.85         154                      
  $     1  -  5000    1,248     $3,536,480       $20,109      0.57       1,070                      
  $  5001 -  10000    1,619    $12,239,286      $235,013      1.92       2,021                      
  $ 10001 -  15000    1,712    $21,448,403      $728,653      3.40       2,907                      
  $ 15001 -  20000    1,600    $28,031,645    $1,266,491      4.52       3,249                      
  $ 20001 -  25000    1,327    $29,692,103    $1,599,425      5.39       2,993                      
  $ 25001 -  30000    1,040    $28,407,358    $1,690,603      5.95       2,660                      
  $ 30001 -  35000      855    $27,726,273    $1,822,357      6.57       2,366                      
  $ 35001 -  40000      714    $26,756,048    $1,945,830      7.27       2,058                      
  $ 40001 -  45000      590    $25,042,180    $1,962,727      7.84       1,832                      
  $ 45001 -  50000      508    $24,083,934    $1,944,838      8.08       1,684                      
  $ 50001 -  75000    1,529    $93,629,286    $8,386,938      8.96       5,474                      
  $ 75001 - 100000      637    $54,667,549    $6,416,401     11.74       2,299                      
  $100001 - 250000      625    $85,470,455   $13,377,514     15.65       2,446                      
  OVER $250,000         100    $46,398,673   $10,166,189     21.91         387                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,189    $505,629,526   $51,575,910     10.20       33,600                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000     8.8             0.7           0.0                    3.2                     
  $  5001 -  10000    11.4             2.4           0.5                    6.0                     
  $ 10001 -  15000    12.1             4.2           1.4                    8.7                     
  $ 15001 -  20000    11.3             5.5           2.5                    9.7                     
  $ 20001 -  25000     9.4             5.9           3.1                    8.9                     
  $ 25001 -  30000     7.3             5.6           3.3                    7.9                     
  $ 30001 -  35000     6.0             5.5           3.5                    7.0                     
  $ 35001 -  40000     5.0             5.3           3.8                    6.1                     
  $ 40001 -  45000     4.2             5.0           3.8                    5.5                     
  $ 45001 -  50000     3.6             4.8           3.8                    5.0                     
  $ 50001 -  75000    10.8            18.5          16.3                   16.3                     
  $ 75001 - 100000     4.5            10.8          12.4                    6.8                     
  $100001 - 250000     4.4            16.9          25.9                    7.3                     
  OVER $250,000        0.7             9.2          19.7                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-17,649          $151                   1.81                     
  $     1  -  5000                  $2,834           $16                   0.86                     
  $  5001 -  10000                  $7,560          $145                   1.25                     
  $ 10001 -  15000                 $12,528          $426                   1.70                     
  $ 15001 -  20000                 $17,520          $792                   2.03                     
  $ 20001 -  25000                 $22,375        $1,205                   2.26                     
  $ 25001 -  30000                 $27,315        $1,626                   2.56                     
  $ 30001 -  35000                 $32,428        $2,131                   2.77                     
  $ 35001 -  40000                 $37,473        $2,725                   2.88                     
  $ 40001 -  45000                 $42,444        $3,327                   3.11                     
  $ 45001 -  50000                 $47,409        $3,828                   3.31                     
  $ 50001 -  75000                 $61,236        $5,485                   3.58                     
  $ 75001 - 100000                 $85,820       $10,073                   3.61                     
  $100001 - 250000                $136,753       $21,404                   3.91                     
  OVER $250,000                   $463,987      $101,662                   3.87                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,635        $3,635                   2.37                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MAGNA UT                                                         
                        _________________________________________________                           
  UNDER $1               11      $-406,422        $1,228     -0.30          21                      
  $     1  -  5000      336       $965,718        $1,232      0.13         385                      
  $  5001 -  10000      405     $3,056,466       $41,018      1.34         659                      
  $ 10001 -  15000      485     $6,120,475      $164,504      2.69       1,003                      
  $ 15001 -  20000      568     $9,975,715      $422,039      4.23       1,215                      
  $ 20001 -  25000      580    $13,077,423      $655,960      5.02       1,462                      
  $ 25001 -  30000      599    $16,469,864      $961,109      5.84       1,635                      
  $ 30001 -  35000      540    $17,542,968    $1,049,863      5.98       1,644                      
  $ 35001 -  40000      562    $21,078,667    $1,427,610      6.77       1,748                      
  $ 40001 -  45000      499    $21,155,333    $1,492,989      7.06       1,718                      
  $ 45001 -  50000      473    $22,414,284    $1,650,004      7.36       1,711                      
  $ 50001 -  75000    1,265    $75,681,036    $6,593,698      8.71       4,631                      
  $ 75001 - 100000      353    $29,793,587    $3,091,783     10.38       1,562                      
  OVER $100,000         126    $15,425,512    $2,014,056     13.06         596                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,802    $252,350,626   $19,567,093      7.75       19,990                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.2           0.0                    0.1                     
  $     1  -  5000     4.9             0.4           0.0                    1.9                     
  $  5001 -  10000     6.0             1.2           0.2                    3.3                     
  $ 10001 -  15000     7.1             2.4           0.8                    5.0                     
  $ 15001 -  20000     8.4             4.0           2.2                    6.1                     
  $ 20001 -  25000     8.5             5.2           3.4                    7.3                     
  $ 25001 -  30000     8.8             6.5           4.9                    8.2                     
  $ 30001 -  35000     7.9             7.0           5.4                    8.2                     
  $ 35001 -  40000     8.3             8.4           7.3                    8.7                     
  $ 40001 -  45000     7.3             8.4           7.6                    8.6                     
  $ 45001 -  50000     7.0             8.9           8.4                    8.6                     
  $ 50001 -  75000    18.6            30.0          33.7                   23.2                     
  $ 75001 - 100000     5.2            11.8          15.8                    7.8                     
  OVER $100,000        1.9             6.1          10.3                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-36,947          $112                   1.91                     
  $     1  -  5000                  $2,874            $4                   1.15                     
  $  5001 -  10000                  $7,547          $101                   1.63                     
  $ 10001 -  15000                 $12,620          $339                   2.07                     
  $ 15001 -  20000                 $17,563          $743                   2.14                     
  $ 20001 -  25000                 $22,547        $1,131                   2.52                     
  $ 25001 -  30000                 $27,496        $1,605                   2.73                     
  $ 30001 -  35000                 $32,487        $1,944                   3.04                     
  $ 35001 -  40000                 $37,507        $2,540                   3.11                     
  $ 40001 -  45000                 $42,395        $2,992                   3.44                     
  $ 45001 -  50000                 $47,387        $3,488                   3.62                     
  $ 50001 -  75000                 $59,827        $5,212                   3.66                     
  $ 75001 - 100000                 $84,401        $8,759                   4.42                     
  OVER $100,000                   $122,425       $15,985                   4.73                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,099        $2,877                   2.94                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MANTI UT                                                         
                        _________________________________________________                           
  UNDER $1               15    $-1,075,849            $0      0.00          40                      
  $     1  -  5000       60       $169,433          $113      0.07          79                      
  $  5001 -  10000       77       $596,907        $6,034      1.01         164                      
  $ 10001 -  15000       71       $894,742       $15,713      1.76         183                      
  $ 15001 -  20000       70     $1,221,049       $41,227      3.38         161                      
  $ 20001 -  25000       68     $1,514,378       $52,362      3.46         228                      
  $ 25001 -  30000       64     $1,747,231       $72,910      4.17         216                      
  $ 30001 -  35000       66     $2,147,659      $103,648      4.83         244                      
  $ 35001 -  40000       54     $2,035,984      $113,960      5.60         200                      
  $ 40001 -  45000       37     $1,568,276       $93,242      5.95         141                      
  $ 45001 -  50000       27     $1,283,872       $69,190      5.39         133                      
  $ 50001 -  75000      112     $6,563,347      $523,971      7.98         438                      
  $ 75001 - 100000       28     $2,346,916      $221,332      9.43         137                      
  OVER $100,000          25     $4,974,698      $740,009     14.88         113                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                774     $25,988,643    $2,053,711      7.90        2,477                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.9            -4.1           0.0                    1.6                     
  $     1  -  5000     7.8             0.7           0.0                    3.2                     
  $  5001 -  10000     9.9             2.3           0.3                    6.6                     
  $ 10001 -  15000     9.2             3.4           0.8                    7.4                     
  $ 15001 -  20000     9.0             4.7           2.0                    6.5                     
  $ 20001 -  25000     8.8             5.8           2.5                    9.2                     
  $ 25001 -  30000     8.3             6.7           3.6                    8.7                     
  $ 30001 -  35000     8.5             8.3           5.0                    9.9                     
  $ 35001 -  40000     7.0             7.8           5.5                    8.1                     
  $ 40001 -  45000     4.8             6.0           4.5                    5.7                     
  $ 45001 -  50000     3.5             4.9           3.4                    5.4                     
  $ 50001 -  75000    14.5            25.3          25.5                   17.7                     
  $ 75001 - 100000     3.6             9.0          10.8                    5.5                     
  OVER $100,000        3.2            19.1          36.0                    4.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-71,723            $0                   2.67                     
  $     1  -  5000                  $2,824            $2                   1.32                     
  $  5001 -  10000                  $7,752           $78                   2.13                     
  $ 10001 -  15000                 $12,602          $221                   2.58                     
  $ 15001 -  20000                 $17,444          $589                   2.30                     
  $ 20001 -  25000                 $22,270          $770                   3.35                     
  $ 25001 -  30000                 $27,300        $1,139                   3.38                     
  $ 30001 -  35000                 $32,540        $1,570                   3.70                     
  $ 35001 -  40000                 $37,703        $2,110                   3.70                     
  $ 40001 -  45000                 $42,386        $2,520                   3.81                     
  $ 45001 -  50000                 $47,551        $2,563                   4.93                     
  $ 50001 -  75000                 $58,601        $4,678                   3.91                     
  $ 75001 - 100000                 $83,818        $7,905                   4.89                     
  OVER $100,000                   $198,988       $29,600                   4.52                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,577        $2,653                   3.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MAPLETON UT                                                      
                        _________________________________________________                           
  UNDER $1               11      $-718,215            $0      0.00          33                      
  $     1  -  5000       65       $179,445          $430      0.24          58                      
  $  5001 -  10000       73       $546,177       $10,179      1.86         107                      
  $ 10001 -  15000       74       $936,449       $26,034      2.78         145                      
  $ 15001 -  20000       85     $1,509,414       $46,558      3.08         240                      
  $ 20001 -  25000       71     $1,610,617       $74,890      4.65         180                      
  $ 25001 -  30000       75     $2,054,811       $97,858      4.76         203                      
  $ 30001 -  35000       66     $2,136,895      $112,645      5.27         226                      
  $ 35001 -  40000       82     $3,081,628      $178,976      5.81         273                      
  $ 40001 -  45000       87     $3,699,584      $220,532      5.96         332                      
  $ 45001 -  50000       68     $3,240,842      $216,616      6.68         246                      
  $ 50001 -  75000      313    $19,472,267    $1,303,523      6.69       1,425                      
  $ 75001 - 100000      169    $14,530,747    $1,368,761      9.42         764                      
  $100001 - 250000      131    $18,965,874    $2,720,331     14.34         662                      
  OVER $250,000          32    $15,448,854    $3,791,849     24.54         150                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,402     $86,695,389   $10,169,182     11.73        5,044                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.8           0.0                    0.7                     
  $     1  -  5000     4.6             0.2           0.0                    1.1                     
  $  5001 -  10000     5.2             0.6           0.1                    2.1                     
  $ 10001 -  15000     5.3             1.1           0.3                    2.9                     
  $ 15001 -  20000     6.1             1.7           0.5                    4.8                     
  $ 20001 -  25000     5.1             1.9           0.7                    3.6                     
  $ 25001 -  30000     5.3             2.4           1.0                    4.0                     
  $ 30001 -  35000     4.7             2.5           1.1                    4.5                     
  $ 35001 -  40000     5.8             3.6           1.8                    5.4                     
  $ 40001 -  45000     6.2             4.3           2.2                    6.6                     
  $ 45001 -  50000     4.9             3.7           2.1                    4.9                     
  $ 50001 -  75000    22.3            22.5          12.8                   28.3                     
  $ 75001 - 100000    12.1            16.8          13.5                   15.1                     
  $100001 - 250000     9.3            21.9          26.8                   13.1                     
  OVER $250,000        2.3            17.8          37.3                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-65,292            $0                   3.00                     
  $     1  -  5000                  $2,761            $7                   0.89                     
  $  5001 -  10000                  $7,482          $139                   1.47                     
  $ 10001 -  15000                 $12,655          $352                   1.96                     
  $ 15001 -  20000                 $17,758          $548                   2.82                     
  $ 20001 -  25000                 $22,685        $1,055                   2.54                     
  $ 25001 -  30000                 $27,397        $1,305                   2.71                     
  $ 30001 -  35000                 $32,377        $1,707                   3.42                     
  $ 35001 -  40000                 $37,581        $2,183                   3.33                     
  $ 40001 -  45000                 $42,524        $2,535                   3.82                     
  $ 45001 -  50000                 $47,659        $3,186                   3.62                     
  $ 50001 -  75000                 $62,212        $4,165                   4.55                     
  $ 75001 - 100000                 $85,981        $8,099                   4.52                     
  $100001 - 250000                $144,778       $20,766                   5.05                     
  OVER $250,000                   $482,777      $118,495                   4.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $61,837        $7,253                   3.60                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MIDVALE UT                                                       
                        _________________________________________________                           
  UNDER $1               37      $-903,146        $2,527     -0.28          71                      
  $     1  -  5000      462     $1,311,490        $6,117      0.47         612                      
  $  5001 -  10000      757     $5,769,745       $90,979      1.58       1,143                      
  $ 10001 -  15000      952    $11,977,260      $399,972      3.34       1,716                      
  $ 15001 -  20000      980    $17,157,950      $858,840      5.01       1,876                      
  $ 20001 -  25000      962    $21,633,440    $1,363,866      6.30       1,944                      
  $ 25001 -  30000      862    $23,658,582    $1,785,781      7.55       1,742                      
  $ 30001 -  35000      761    $24,744,656    $1,996,227      8.07       1,641                      
  $ 35001 -  40000      714    $26,768,937    $2,337,888      8.73       1,653                      
  $ 40001 -  45000      560    $23,763,088    $2,226,186      9.37       1,367                      
  $ 45001 -  50000      480    $22,748,741    $2,268,073      9.97       1,203                      
  $ 50001 -  75000    1,450    $87,514,047    $9,137,540     10.44       4,173                      
  $ 75001 - 100000      575    $49,081,212    $6,215,829     12.66       1,845                      
  $100001 - 250000      358    $46,409,454    $7,317,370     15.77       1,262                      
  OVER $250,000          33    $16,087,621    $4,312,210     26.80         107                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,943    $377,723,077   $40,319,405     10.67       22,355                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000     4.6             0.3           0.0                    2.7                     
  $  5001 -  10000     7.6             1.5           0.2                    5.1                     
  $ 10001 -  15000     9.6             3.2           1.0                    7.7                     
  $ 15001 -  20000     9.9             4.5           2.1                    8.4                     
  $ 20001 -  25000     9.7             5.7           3.4                    8.7                     
  $ 25001 -  30000     8.7             6.3           4.4                    7.8                     
  $ 30001 -  35000     7.7             6.6           5.0                    7.3                     
  $ 35001 -  40000     7.2             7.1           5.8                    7.4                     
  $ 40001 -  45000     5.6             6.3           5.5                    6.1                     
  $ 45001 -  50000     4.8             6.0           5.6                    5.4                     
  $ 50001 -  75000    14.6            23.2          22.7                   18.7                     
  $ 75001 - 100000     5.8            13.0          15.4                    8.3                     
  $100001 - 250000     3.6            12.3          18.1                    5.6                     
  OVER $250,000        0.3             4.3          10.7                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-24,409           $68                   1.92                     
  $     1  -  5000                  $2,839           $13                   1.32                     
  $  5001 -  10000                  $7,622          $120                   1.51                     
  $ 10001 -  15000                 $12,581          $420                   1.80                     
  $ 15001 -  20000                 $17,508          $876                   1.91                     
  $ 20001 -  25000                 $22,488        $1,418                   2.02                     
  $ 25001 -  30000                 $27,446        $2,072                   2.02                     
  $ 30001 -  35000                 $32,516        $2,623                   2.16                     
  $ 35001 -  40000                 $37,492        $3,274                   2.32                     
  $ 40001 -  45000                 $42,434        $3,975                   2.44                     
  $ 45001 -  50000                 $47,393        $4,725                   2.51                     
  $ 50001 -  75000                 $60,355        $6,302                   2.88                     
  $ 75001 - 100000                 $85,359       $10,810                   3.21                     
  $100001 - 250000                $129,635       $20,440                   3.53                     
  OVER $250,000                   $487,504      $130,673                   3.24                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,989        $4,055                   2.25                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MIDWAY UT                                                        
                        _________________________________________________                           
  UNDER $1               12      $-603,872        $2,613     -0.43          43                      
  $     1  -  5000       59       $150,397          $639      0.42          37                      
  $  5001 -  10000       73       $528,171        $9,006      1.71          83                      
  $ 10001 -  15000       66       $811,253       $31,038      3.83         109                      
  $ 15001 -  20000       68     $1,196,779       $53,944      4.51         126                      
  $ 20001 -  25000       52     $1,159,822       $55,166      4.76         130                      
  $ 25001 -  30000       54     $1,480,239       $88,286      5.96         131                      
  $ 30001 -  35000       54     $1,749,328      $118,871      6.80         150                      
  $ 35001 -  40000       59     $2,224,858      $157,541      7.08         152                      
  $ 40001 -  45000       42     $1,786,765      $130,365      7.30         142                      
  $ 45001 -  50000       39     $1,857,749      $124,617      6.71         138                      
  $ 50001 -  75000      154     $9,399,824      $722,965      7.69         579                      
  $ 75001 - 100000       72     $6,126,665      $601,819      9.82         305                      
  $100001 - 250000       67     $9,351,613    $1,463,917     15.65         252                      
  OVER $250,000          19    $12,164,966    $3,159,234     25.97          65                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                890     $49,384,557    $6,720,021     13.61        2,442                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.2           0.0                    1.8                     
  $     1  -  5000     6.6             0.3           0.0                    1.5                     
  $  5001 -  10000     8.2             1.1           0.1                    3.4                     
  $ 10001 -  15000     7.4             1.6           0.5                    4.5                     
  $ 15001 -  20000     7.6             2.4           0.8                    5.2                     
  $ 20001 -  25000     5.8             2.3           0.8                    5.3                     
  $ 25001 -  30000     6.1             3.0           1.3                    5.4                     
  $ 30001 -  35000     6.1             3.5           1.8                    6.1                     
  $ 35001 -  40000     6.6             4.5           2.3                    6.2                     
  $ 40001 -  45000     4.7             3.6           1.9                    5.8                     
  $ 45001 -  50000     4.4             3.8           1.9                    5.7                     
  $ 50001 -  75000    17.3            19.0          10.8                   23.7                     
  $ 75001 - 100000     8.1            12.4           9.0                   12.5                     
  $100001 - 250000     7.5            18.9          21.8                   10.3                     
  OVER $250,000        2.1            24.6          47.0                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-50,323          $218                   3.58                     
  $     1  -  5000                  $2,549           $11                   0.63                     
  $  5001 -  10000                  $7,235          $123                   1.14                     
  $ 10001 -  15000                 $12,292          $470                   1.65                     
  $ 15001 -  20000                 $17,600          $793                   1.85                     
  $ 20001 -  25000                 $22,304        $1,061                   2.50                     
  $ 25001 -  30000                 $27,412        $1,635                   2.43                     
  $ 30001 -  35000                 $32,395        $2,201                   2.78                     
  $ 35001 -  40000                 $37,709        $2,670                   2.58                     
  $ 40001 -  45000                 $42,542        $3,104                   3.38                     
  $ 45001 -  50000                 $47,635        $3,195                   3.54                     
  $ 50001 -  75000                 $61,038        $4,695                   3.76                     
  $ 75001 - 100000                 $85,093        $8,359                   4.24                     
  $100001 - 250000                $139,576       $21,850                   3.76                     
  OVER $250,000                   $640,261      $166,275                   3.42                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $55,488        $7,551                   2.74                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MOAB UT                                                          
                        _________________________________________________                           
  UNDER $1               19      $-715,263          $489     -0.07          33                      
  $     1  -  5000      250       $743,811        $1,490      0.20         279                      
  $  5001 -  10000      348     $2,645,651       $42,026      1.59         536                      
  $ 10001 -  15000      403     $5,060,869      $185,673      3.67         722                      
  $ 15001 -  20000      311     $5,411,697      $282,191      5.21         580                      
  $ 20001 -  25000      251     $5,612,407      $353,946      6.31         511                      
  $ 25001 -  30000      194     $5,339,500      $360,341      6.75         453                      
  $ 30001 -  35000      161     $5,215,402      $398,722      7.65         422                      
  $ 35001 -  40000      155     $5,810,930      $453,391      7.80         428                      
  $ 40001 -  45000      105     $4,439,898      $364,875      8.22         305                      
  $ 45001 -  50000      104     $4,948,778      $466,254      9.42         300                      
  $ 50001 -  75000      305    $18,160,853    $1,773,827      9.77         987                      
  $ 75001 - 100000      108     $9,195,222    $1,132,603     12.32         378                      
  OVER $100,000          76    $16,892,436    $3,969,240     23.50         255                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,790     $88,762,191    $9,785,068     11.02        6,189                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.8           0.0                    0.5                     
  $     1  -  5000     9.0             0.8           0.0                    4.5                     
  $  5001 -  10000    12.5             3.0           0.4                    8.7                     
  $ 10001 -  15000    14.4             5.7           1.9                   11.7                     
  $ 15001 -  20000    11.1             6.1           2.9                    9.4                     
  $ 20001 -  25000     9.0             6.3           3.6                    8.3                     
  $ 25001 -  30000     7.0             6.0           3.7                    7.3                     
  $ 30001 -  35000     5.8             5.9           4.1                    6.8                     
  $ 35001 -  40000     5.6             6.5           4.6                    6.9                     
  $ 40001 -  45000     3.8             5.0           3.7                    4.9                     
  $ 45001 -  50000     3.7             5.6           4.8                    4.8                     
  $ 50001 -  75000    10.9            20.5          18.1                   15.9                     
  $ 75001 - 100000     3.9            10.4          11.6                    6.1                     
  OVER $100,000        2.7            19.0          40.6                    4.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-37,645           $26                   1.74                     
  $     1  -  5000                  $2,975            $6                   1.12                     
  $  5001 -  10000                  $7,602          $121                   1.54                     
  $ 10001 -  15000                 $12,558          $461                   1.79                     
  $ 15001 -  20000                 $17,401          $907                   1.86                     
  $ 20001 -  25000                 $22,360        $1,410                   2.04                     
  $ 25001 -  30000                 $27,523        $1,857                   2.34                     
  $ 30001 -  35000                 $32,394        $2,477                   2.62                     
  $ 35001 -  40000                 $37,490        $2,925                   2.76                     
  $ 40001 -  45000                 $42,285        $3,475                   2.90                     
  $ 45001 -  50000                 $47,584        $4,483                   2.88                     
  $ 50001 -  75000                 $59,544        $5,816                   3.24                     
  $ 75001 - 100000                 $85,141       $10,487                   3.50                     
  OVER $100,000                   $222,269       $52,227                   3.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,814        $3,507                   2.22                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MONROE UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000          66      $-285,397        $1,995     -0.70          83                      
  $  5001 -  10000       77       $569,411        $6,332      1.11         135                      
  $ 10001 -  15000       74       $926,358       $23,590      2.55         154                      
  $ 15001 -  20000       89     $1,543,152       $54,066      3.50         198                      
  $ 20001 -  25000       71     $1,578,101       $52,974      3.36         217                      
  $ 25001 -  30000       55     $1,531,027       $86,407      5.64         170                      
  $ 30001 -  35000       58     $1,892,473      $115,598      6.11         168                      
  $ 35001 -  40000       41     $1,530,016       $98,035      6.41         139                      
  $ 40001 -  45000       48     $2,040,575      $130,282      6.38         193                      
  $ 45001 -  50000       27     $1,283,080       $91,794      7.15          98                      
  $ 50001 -  75000      120     $7,309,206      $607,193      8.31         477                      
  $ 75001 - 100000       34     $2,838,915      $305,162     10.75         143                      
  OVER $100,000          12     $1,857,145      $294,315     15.85          59                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                772     $24,614,062    $1,867,743      7.59        2,234                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.5            -1.2           0.1                    3.7                     
  $  5001 -  10000    10.0             2.3           0.3                    6.0                     
  $ 10001 -  15000     9.6             3.8           1.3                    6.9                     
  $ 15001 -  20000    11.5             6.3           2.9                    8.9                     
  $ 20001 -  25000     9.2             6.4           2.8                    9.7                     
  $ 25001 -  30000     7.1             6.2           4.6                    7.6                     
  $ 30001 -  35000     7.5             7.7           6.2                    7.5                     
  $ 35001 -  40000     5.3             6.2           5.2                    6.2                     
  $ 40001 -  45000     6.2             8.3           7.0                    8.6                     
  $ 45001 -  50000     3.5             5.2           4.9                    4.4                     
  $ 50001 -  75000    15.5            29.7          32.5                   21.4                     
  $ 75001 - 100000     4.4            11.5          16.3                    6.4                     
  OVER $100,000        1.6             7.5          15.8                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-4,324           $30                   1.26                     
  $  5001 -  10000                  $7,395           $82                   1.75                     
  $ 10001 -  15000                 $12,518          $319                   2.08                     
  $ 15001 -  20000                 $17,339          $607                   2.22                     
  $ 20001 -  25000                 $22,227          $746                   3.06                     
  $ 25001 -  30000                 $27,837        $1,571                   3.09                     
  $ 30001 -  35000                 $32,629        $1,993                   2.90                     
  $ 35001 -  40000                 $37,317        $2,391                   3.39                     
  $ 40001 -  45000                 $42,512        $2,714                   4.02                     
  $ 45001 -  50000                 $47,521        $3,400                   3.63                     
  $ 50001 -  75000                 $60,910        $5,060                   3.98                     
  $ 75001 - 100000                 $83,498        $8,975                   4.21                     
  OVER $100,000                   $154,762       $24,526                   4.92                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,884        $2,419                   2.89                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MORGAN UT                                                        
                        _________________________________________________                           
  UNDER $1               15      $-996,891       $21,644     -2.17          41                      
  $     1  -  5000       90       $251,985        $1,152      0.46          51                      
  $  5001 -  10000       79       $585,709       $12,842      2.19          75                      
  $ 10001 -  15000       96     $1,210,982       $42,392      3.50         160                      
  $ 15001 -  20000      110     $1,914,389       $78,106      4.08         234                      
  $ 20001 -  25000      111     $2,451,071      $130,084      5.31         245                      
  $ 25001 -  30000       99     $2,716,399      $174,252      6.41         242                      
  $ 30001 -  35000      105     $3,423,555      $214,424      6.26         311                      
  $ 35001 -  40000      110     $4,133,536      $283,177      6.85         339                      
  $ 40001 -  45000      116     $4,922,894      $361,375      7.34         389                      
  $ 45001 -  50000      109     $5,167,772      $363,068      7.03         413                      
  $ 50001 -  75000      390    $23,833,019    $1,879,319      7.89       1,540                      
  $ 75001 - 100000      192    $16,431,399    $1,745,221     10.62         827                      
  OVER $100,000         139    $20,071,727    $3,100,652     15.45         620                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,761     $86,117,546    $8,407,708      9.76        5,487                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.2           0.3                    0.7                     
  $     1  -  5000     5.1             0.3           0.0                    0.9                     
  $  5001 -  10000     4.5             0.7           0.2                    1.4                     
  $ 10001 -  15000     5.5             1.4           0.5                    2.9                     
  $ 15001 -  20000     6.2             2.2           0.9                    4.3                     
  $ 20001 -  25000     6.3             2.8           1.5                    4.5                     
  $ 25001 -  30000     5.6             3.2           2.1                    4.4                     
  $ 30001 -  35000     6.0             4.0           2.6                    5.7                     
  $ 35001 -  40000     6.2             4.8           3.4                    6.2                     
  $ 40001 -  45000     6.6             5.7           4.3                    7.1                     
  $ 45001 -  50000     6.2             6.0           4.3                    7.5                     
  $ 50001 -  75000    22.1            27.7          22.4                   28.1                     
  $ 75001 - 100000    10.9            19.1          20.8                   15.1                     
  OVER $100,000        7.9            23.3          36.9                   11.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-66,459        $1,443                   2.73                     
  $     1  -  5000                  $2,800           $13                   0.57                     
  $  5001 -  10000                  $7,414          $163                   0.95                     
  $ 10001 -  15000                 $12,614          $442                   1.67                     
  $ 15001 -  20000                 $17,404          $710                   2.13                     
  $ 20001 -  25000                 $22,082        $1,172                   2.21                     
  $ 25001 -  30000                 $27,438        $1,760                   2.44                     
  $ 30001 -  35000                 $32,605        $2,042                   2.96                     
  $ 35001 -  40000                 $37,578        $2,574                   3.08                     
  $ 40001 -  45000                 $42,439        $3,115                   3.35                     
  $ 45001 -  50000                 $47,411        $3,331                   3.79                     
  $ 50001 -  75000                 $61,110        $4,819                   3.95                     
  $ 75001 - 100000                 $85,580        $9,090                   4.31                     
  OVER $100,000                   $144,401       $22,307                   4.46                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,903        $4,774                   3.12                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MOUNT PLEASANT UT                                                
                        _________________________________________________                           
  UNDER $ 5,000          76       $-89,431           $59     -0.07         103                      
  $  5001 -  10000       85       $655,147        $5,765      0.88         178                      
  $ 10001 -  15000      110     $1,356,868       $29,832      2.20         277                      
  $ 15001 -  20000       89     $1,563,922       $64,715      4.14         222                      
  $ 20001 -  25000       69     $1,545,045       $73,314      4.75         195                      
  $ 25001 -  30000       61     $1,668,047       $78,079      4.68         194                      
  $ 30001 -  35000       65     $2,135,156      $119,359      5.59         228                      
  $ 35001 -  40000       49     $1,831,517      $126,281      6.89         178                      
  $ 40001 -  45000       43     $1,832,886      $127,818      6.97         147                      
  $ 45001 -  50000       39     $1,857,359      $138,094      7.43         158                      
  $ 50001 -  75000      122     $7,356,205      $604,315      8.22         500                      
  $ 75001 - 100000       38     $3,247,682      $322,964      9.94         174                      
  OVER $100,000          28     $5,014,978      $963,389     19.21         121                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                874     $29,975,381    $2,653,984      8.85        2,675                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.7            -0.3           0.0                    3.9                     
  $  5001 -  10000     9.7             2.2           0.2                    6.7                     
  $ 10001 -  15000    12.6             4.5           1.1                   10.4                     
  $ 15001 -  20000    10.2             5.2           2.4                    8.3                     
  $ 20001 -  25000     7.9             5.2           2.8                    7.3                     
  $ 25001 -  30000     7.0             5.6           2.9                    7.3                     
  $ 30001 -  35000     7.4             7.1           4.5                    8.5                     
  $ 35001 -  40000     5.6             6.1           4.8                    6.7                     
  $ 40001 -  45000     4.9             6.1           4.8                    5.5                     
  $ 45001 -  50000     4.5             6.2           5.2                    5.9                     
  $ 50001 -  75000    14.0            24.5          22.8                   18.7                     
  $ 75001 - 100000     4.3            10.8          12.2                    6.5                     
  OVER $100,000        3.2            16.7          36.3                    4.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-1,177            $1                   1.36                     
  $  5001 -  10000                  $7,708           $68                   2.09                     
  $ 10001 -  15000                 $12,335          $271                   2.52                     
  $ 15001 -  20000                 $17,572          $727                   2.49                     
  $ 20001 -  25000                 $22,392        $1,063                   2.83                     
  $ 25001 -  30000                 $27,345        $1,280                   3.18                     
  $ 30001 -  35000                 $32,849        $1,836                   3.51                     
  $ 35001 -  40000                 $37,378        $2,577                   3.63                     
  $ 40001 -  45000                 $42,625        $2,973                   3.42                     
  $ 45001 -  50000                 $47,625        $3,541                   4.05                     
  $ 50001 -  75000                 $60,297        $4,953                   4.10                     
  $ 75001 - 100000                 $85,465        $8,499                   4.58                     
  OVER $100,000                   $179,106       $34,407                   4.32                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,297        $3,037                   3.06                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   MURRAY UT                                                        
                        _________________________________________________                           
  UNDER $1               47    $-2,588,240        $5,435     -0.21          75                      
  $     1  -  5000      663     $1,870,706        $9,774      0.52         665                      
  $  5001 -  10000      977     $7,450,447      $130,582      1.75       1,462                      
  $ 10001 -  15000    1,218    $15,379,771      $550,287      3.58       2,034                      
  $ 15001 -  20000    1,396    $24,443,779    $1,356,367      5.55       2,408                      
  $ 20001 -  25000    1,253    $28,233,541    $1,846,482      6.54       2,442                      
  $ 25001 -  30000    1,171    $32,134,787    $2,407,400      7.49       2,334                      
  $ 30001 -  35000    1,042    $33,815,692    $2,694,743      7.97       2,296                      
  $ 35001 -  40000      918    $34,381,150    $2,989,296      8.69       2,079                      
  $ 40001 -  45000      816    $34,563,419    $3,158,922      9.14       1,980                      
  $ 45001 -  50000      710    $33,678,272    $2,976,165      8.84       2,048                      
  $ 50001 -  75000    2,174   $132,170,444   $13,067,272      9.89       6,792                      
  $ 75001 - 100000    1,040    $89,202,607   $10,311,541     11.56       3,787                      
  $100001 - 250000      808   $110,625,620   $17,403,228     15.73       3,236                      
  OVER $250,000          99    $54,519,483   $12,676,980     23.25         401                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,332    $629,881,478   $71,584,474     11.36       34,039                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.4           0.0                    0.2                     
  $     1  -  5000     4.6             0.3           0.0                    2.0                     
  $  5001 -  10000     6.8             1.2           0.2                    4.3                     
  $ 10001 -  15000     8.5             2.4           0.8                    6.0                     
  $ 15001 -  20000     9.7             3.9           1.9                    7.1                     
  $ 20001 -  25000     8.7             4.5           2.6                    7.2                     
  $ 25001 -  30000     8.2             5.1           3.4                    6.9                     
  $ 30001 -  35000     7.3             5.4           3.8                    6.7                     
  $ 35001 -  40000     6.4             5.5           4.2                    6.1                     
  $ 40001 -  45000     5.7             5.5           4.4                    5.8                     
  $ 45001 -  50000     5.0             5.3           4.2                    6.0                     
  $ 50001 -  75000    15.2            21.0          18.3                   20.0                     
  $ 75001 - 100000     7.3            14.2          14.4                   11.1                     
  $100001 - 250000     5.6            17.6          24.3                    9.5                     
  OVER $250,000        0.7             8.7          17.7                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-55,069          $116                   1.60                     
  $     1  -  5000                  $2,822           $15                   1.00                     
  $  5001 -  10000                  $7,626          $134                   1.50                     
  $ 10001 -  15000                 $12,627          $452                   1.67                     
  $ 15001 -  20000                 $17,510          $972                   1.72                     
  $ 20001 -  25000                 $22,533        $1,474                   1.95                     
  $ 25001 -  30000                 $27,442        $2,056                   1.99                     
  $ 30001 -  35000                 $32,453        $2,586                   2.20                     
  $ 35001 -  40000                 $37,452        $3,256                   2.26                     
  $ 40001 -  45000                 $42,357        $3,871                   2.43                     
  $ 45001 -  50000                 $47,434        $4,192                   2.88                     
  $ 50001 -  75000                 $60,796        $6,011                   3.12                     
  $ 75001 - 100000                 $85,772        $9,915                   3.64                     
  $100001 - 250000                $136,913       $21,539                   4.00                     
  OVER $250,000                   $550,702      $128,050                   4.05                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,949        $4,995                   2.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   NEPHI UT                                                         
                        _________________________________________________                           
  UNDER $1               15      $-634,730            $0      0.00          38                      
  $     1  -  5000       64       $182,567          $655      0.36          67                      
  $  5001 -  10000       92       $715,179        $7,059      0.99         173                      
  $ 10001 -  15000      108     $1,342,358       $25,858      1.93         240                      
  $ 15001 -  20000      113     $1,982,640       $82,897      4.18         256                      
  $ 20001 -  25000      122     $2,725,322      $109,310      4.01         362                      
  $ 25001 -  30000       94     $2,593,725      $128,527      4.96         293                      
  $ 30001 -  35000       98     $3,166,541      $153,518      4.85         356                      
  $ 35001 -  40000      113     $4,219,328      $249,580      5.92         385                      
  $ 40001 -  45000       98     $4,178,141      $244,301      5.85         389                      
  $ 45001 -  50000       77     $3,658,073      $254,716      6.96         308                      
  $ 50001 -  75000      269    $16,198,001    $1,339,807      8.27       1,072                      
  $ 75001 - 100000       70     $5,935,723      $572,307      9.64         321                      
  OVER $100,000          45     $6,805,599    $1,093,000     16.06         226                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,378     $53,068,467    $4,261,535      8.03        4,486                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.2           0.0                    0.8                     
  $     1  -  5000     4.6             0.3           0.0                    1.5                     
  $  5001 -  10000     6.7             1.3           0.2                    3.9                     
  $ 10001 -  15000     7.8             2.5           0.6                    5.3                     
  $ 15001 -  20000     8.2             3.7           1.9                    5.7                     
  $ 20001 -  25000     8.9             5.1           2.6                    8.1                     
  $ 25001 -  30000     6.8             4.9           3.0                    6.5                     
  $ 30001 -  35000     7.1             6.0           3.6                    7.9                     
  $ 35001 -  40000     8.2             8.0           5.9                    8.6                     
  $ 40001 -  45000     7.1             7.9           5.7                    8.7                     
  $ 45001 -  50000     5.6             6.9           6.0                    6.9                     
  $ 50001 -  75000    19.5            30.5          31.4                   23.9                     
  $ 75001 - 100000     5.1            11.2          13.4                    7.2                     
  OVER $100,000        3.3            12.8          25.6                    5.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-42,315            $0                   2.53                     
  $     1  -  5000                  $2,853           $10                   1.05                     
  $  5001 -  10000                  $7,774           $77                   1.88                     
  $ 10001 -  15000                 $12,429          $239                   2.22                     
  $ 15001 -  20000                 $17,545          $734                   2.27                     
  $ 20001 -  25000                 $22,339          $896                   2.97                     
  $ 25001 -  30000                 $27,593        $1,367                   3.12                     
  $ 30001 -  35000                 $32,312        $1,567                   3.63                     
  $ 35001 -  40000                 $37,339        $2,209                   3.41                     
  $ 40001 -  45000                 $42,634        $2,493                   3.97                     
  $ 45001 -  50000                 $47,507        $3,308                   4.00                     
  $ 50001 -  75000                 $60,216        $4,981                   3.99                     
  $ 75001 - 100000                 $84,796        $8,176                   4.59                     
  OVER $100,000                   $151,236       $24,289                   5.02                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,511        $3,093                   3.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   NORTH LOGAN UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000          73       $-72,288          $515     -0.71          67                      
  $  5001 -  10000       83       $628,405       $12,378      1.97         106                      
  $ 10001 -  15000       92     $1,169,383       $40,650      3.48         134                      
  $ 15001 -  20000       84     $1,467,979       $57,328      3.91         193                      
  $ 20001 -  25000       85     $1,913,886       $96,828      5.06         198                      
  $ 25001 -  30000       83     $2,303,450      $125,254      5.44         232                      
  $ 30001 -  35000       75     $2,429,644      $123,644      5.09         257                      
  $ 35001 -  40000       52     $1,962,901       $83,421      4.25         218                      
  $ 40001 -  45000       70     $2,976,354      $179,466      6.03         266                      
  $ 45001 -  50000       63     $2,997,428      $182,225      6.08         252                      
  $ 50001 -  75000      250    $15,194,495    $1,126,636      7.41       1,035                      
  $ 75001 - 100000      134    $11,398,516    $1,178,362     10.34         567                      
  $100001 - 250000      111    $14,772,543    $2,194,300     14.85         469                      
  OVER $250,000          11     $4,260,867    $1,017,543     23.88          55                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,266     $63,403,563    $6,418,550     10.12        4,049                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.8            -0.1           0.0                    1.7                     
  $  5001 -  10000     6.6             1.0           0.2                    2.6                     
  $ 10001 -  15000     7.3             1.8           0.6                    3.3                     
  $ 15001 -  20000     6.6             2.3           0.9                    4.8                     
  $ 20001 -  25000     6.7             3.0           1.5                    4.9                     
  $ 25001 -  30000     6.6             3.6           2.0                    5.7                     
  $ 30001 -  35000     5.9             3.8           1.9                    6.3                     
  $ 35001 -  40000     4.1             3.1           1.3                    5.4                     
  $ 40001 -  45000     5.5             4.7           2.8                    6.6                     
  $ 45001 -  50000     5.0             4.7           2.8                    6.2                     
  $ 50001 -  75000    19.7            24.0          17.6                   25.6                     
  $ 75001 - 100000    10.6            18.0          18.4                   14.0                     
  $100001 - 250000     8.8            23.3          34.2                   11.6                     
  OVER $250,000        0.9             6.7          15.9                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                      $-990            $7                   0.92                     
  $  5001 -  10000                  $7,571          $149                   1.28                     
  $ 10001 -  15000                 $12,711          $442                   1.46                     
  $ 15001 -  20000                 $17,476          $682                   2.30                     
  $ 20001 -  25000                 $22,516        $1,139                   2.33                     
  $ 25001 -  30000                 $27,752        $1,509                   2.80                     
  $ 30001 -  35000                 $32,395        $1,649                   3.43                     
  $ 35001 -  40000                 $37,748        $1,604                   4.19                     
  $ 40001 -  45000                 $42,519        $2,564                   3.80                     
  $ 45001 -  50000                 $47,578        $2,892                   4.00                     
  $ 50001 -  75000                 $60,778        $4,507                   4.14                     
  $ 75001 - 100000                 $85,064        $8,794                   4.23                     
  $100001 - 250000                $133,086       $19,768                   4.23                     
  OVER $250,000                   $387,352       $92,504                   5.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,082        $5,070                   3.20                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                  
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   NORTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $1               14      $-109,253        $2,788     -2.55          34                      
  $     1  -  5000      115       $336,616        $1,023      0.30          95                      
  $  5001 -  10000      148     $1,119,889       $18,999      1.70         201                      
  $ 10001 -  15000      183     $2,314,099       $87,751      3.79         302                      
  $ 15001 -  20000      186     $3,288,275      $172,017      5.23         345                      
  $ 20001 -  25000      192     $4,321,056      $245,619      5.68         414                      
  $ 25001 -  30000      169     $4,639,208      $324,279      6.99         360                      
  $ 30001 -  35000      174     $5,642,848      $417,541      7.40         424                      
  $ 35001 -  40000      140     $5,238,152      $422,743      8.07         362                      
  $ 40001 -  45000      137     $5,841,642      $484,247      8.29         380                      
  $ 45001 -  50000      109     $5,145,901      $430,886      8.37         362                      
  $ 50001 -  75000      461    $28,520,421    $2,580,273      9.05       1,626                      
  $ 75001 - 100000      254    $21,994,837    $2,334,916     10.62         972                      
  $100001 - 250000      294    $41,225,160    $6,320,576     15.33       1,205                      
  OVER $250,000          50    $23,660,655    $6,126,035     25.89         201                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,626    $153,179,506   $19,969,693     13.04        7,283                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.1           0.0                    0.5                     
  $     1  -  5000     4.4             0.2           0.0                    1.3                     
  $  5001 -  10000     5.6             0.7           0.1                    2.8                     
  $ 10001 -  15000     7.0             1.5           0.4                    4.1                     
  $ 15001 -  20000     7.1             2.1           0.9                    4.7                     
  $ 20001 -  25000     7.3             2.8           1.2                    5.7                     
  $ 25001 -  30000     6.4             3.0           1.6                    4.9                     
  $ 30001 -  35000     6.6             3.7           2.1                    5.8                     
  $ 35001 -  40000     5.3             3.4           2.1                    5.0                     
  $ 40001 -  45000     5.2             3.8           2.4                    5.2                     
  $ 45001 -  50000     4.2             3.4           2.2                    5.0                     
  $ 50001 -  75000    17.6            18.6          12.9                   22.3                     
  $ 75001 - 100000     9.7            14.4          11.7                   13.3                     
  $100001 - 250000    11.2            26.9          31.7                   16.5                     
  OVER $250,000        1.9            15.4          30.7                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                         $-7,804          $199                   2.43                     
  $     1  -  5000                  $2,927            $9                   0.83                     
  $  5001 -  10000                  $7,567          $128                   1.36                     
  $ 10001 -  15000                 $12,645          $480                   1.65                     
  $ 15001 -  20000                 $17,679          $925                   1.85                     
  $ 20001 -  25000                 $22,506        $1,279                   2.16                     
  $ 25001 -  30000                 $27,451        $1,919                   2.13                     
  $ 30001 -  35000                 $32,430        $2,400                   2.44                     
  $ 35001 -  40000                 $37,415        $3,020                   2.59                     
  $ 40001 -  45000                 $42,640        $3,535                   2.77                     
  $ 45001 -  50000                 $47,210        $3,953                   3.32                     
  $ 50001 -  75000                 $61,866        $5,597                   3.53                     
  $ 75001 - 100000                 $86,594        $9,193                   3.83                     
  $100001 - 250000                $140,222       $21,499                   4.10                     
  OVER $250,000                   $473,213      $122,521                   4.02                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $58,332        $7,605                   2.77                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   OGDEN UT                                                         
                        _________________________________________________                           
  UNDER $1              167    $-3,666,193       $34,816     -0.95         335                      
  $     1  -  5000    2,722     $7,402,143       $27,373      0.37       3,399                      
  $  5001 -  10000    3,449    $26,146,588      $374,633      1.43       5,431                      
  $ 10001 -  15000    3,783    $47,374,680    $1,541,307      3.25       6,970                      
  $ 15001 -  20000    3,964    $69,131,946    $3,110,575      4.50       8,104                      
  $ 20001 -  25000    3,647    $81,881,206    $4,678,517      5.71       8,116                      
  $ 25001 -  30000    3,319    $91,012,455    $6,010,490      6.60       7,868                      
  $ 30001 -  35000    3,054    $99,132,740    $7,080,235      7.14       7,783                      
  $ 35001 -  40000    2,610    $97,723,777    $7,818,451      8.00       6,930                      
  $ 40001 -  45000    2,455   $104,126,095    $8,675,783      8.33       6,920                      
  $ 45001 -  50000    2,039    $96,900,699    $8,252,496      8.52       6,192                      
  $ 50001 -  75000    7,159   $436,769,037   $40,991,229      9.39      24,107                      
  $ 75001 - 100000    3,343   $286,242,976   $32,622,550     11.40      12,467                      
  $100001 - 250000    2,448   $326,688,088   $50,896,943     15.58       9,092                      
  OVER $250,000         316   $175,870,140   $47,371,008     26.94       1,115                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             44,475  $1,942,736,377  $219,486,406     11.30      114,829                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000     6.1             0.4           0.0                    3.0                     
  $  5001 -  10000     7.8             1.3           0.2                    4.7                     
  $ 10001 -  15000     8.5             2.4           0.7                    6.1                     
  $ 15001 -  20000     8.9             3.6           1.4                    7.1                     
  $ 20001 -  25000     8.2             4.2           2.1                    7.1                     
  $ 25001 -  30000     7.5             4.7           2.7                    6.9                     
  $ 30001 -  35000     6.9             5.1           3.2                    6.8                     
  $ 35001 -  40000     5.9             5.0           3.6                    6.0                     
  $ 40001 -  45000     5.5             5.4           4.0                    6.0                     
  $ 45001 -  50000     4.6             5.0           3.8                    5.4                     
  $ 50001 -  75000    16.1            22.5          18.7                   21.0                     
  $ 75001 - 100000     7.5            14.7          14.9                   10.9                     
  $100001 - 250000     5.5            16.8          23.2                    7.9                     
  OVER $250,000        0.7             9.1          21.6                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-21,953          $208                   2.01                     
  $     1  -  5000                  $2,719           $10                   1.25                     
  $  5001 -  10000                  $7,581          $109                   1.57                     
  $ 10001 -  15000                 $12,523          $407                   1.84                     
  $ 15001 -  20000                 $17,440          $785                   2.04                     
  $ 20001 -  25000                 $22,452        $1,283                   2.23                     
  $ 25001 -  30000                 $27,422        $1,811                   2.37                     
  $ 30001 -  35000                 $32,460        $2,318                   2.55                     
  $ 35001 -  40000                 $37,442        $2,996                   2.66                     
  $ 40001 -  45000                 $42,414        $3,534                   2.82                     
  $ 45001 -  50000                 $47,524        $4,047                   3.04                     
  $ 50001 -  75000                 $61,010        $5,726                   3.37                     
  $ 75001 - 100000                 $85,625        $9,758                   3.73                     
  $100001 - 250000                $133,451       $20,791                   3.71                     
  OVER $250,000                   $556,551      $149,908                   3.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,682        $4,935                   2.58                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   OREM UT                                                          
                        _________________________________________________                           
  UNDER $1              135    $-6,997,901       $12,426     -0.18         395                      
  $     1  -  5000    1,398     $3,959,698       $15,976      0.40       1,281                      
  $  5001 -  10000    1,883    $14,198,893      $232,544      1.64       2,785                      
  $ 10001 -  15000    2,021    $25,289,023      $770,479      3.05       3,848                      
  $ 15001 -  20000    1,880    $32,822,369    $1,257,164      3.83       4,222                      
  $ 20001 -  25000    1,760    $39,452,633    $1,905,690      4.83       4,328                      
  $ 25001 -  30000    1,667    $45,771,970    $2,464,531      5.38       4,592                      
  $ 30001 -  35000    1,453    $47,095,820    $2,813,878      5.97       4,283                      
  $ 35001 -  40000    1,316    $49,213,819    $3,263,846      6.63       4,200                      
  $ 40001 -  45000    1,193    $50,682,065    $3,476,305      6.86       4,060                      
  $ 45001 -  50000    1,125    $53,366,069    $3,639,959      6.82       4,133                      
  $ 50001 -  75000    3,751   $229,529,365   $17,615,417      7.67      15,318                      
  $ 75001 - 100000    1,845   $158,155,075   $14,733,135      9.32       8,590                      
  $100001 - 250000    1,626   $220,573,636   $30,715,828     13.93       8,107                      
  OVER $250,000         201   $120,825,758   $29,020,185     24.02         990                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             23,254  $1,083,938,292  $111,937,363     10.33       71,132                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.6           0.0                    0.6                     
  $     1  -  5000     6.0             0.4           0.0                    1.8                     
  $  5001 -  10000     8.1             1.3           0.2                    3.9                     
  $ 10001 -  15000     8.7             2.3           0.7                    5.4                     
  $ 15001 -  20000     8.1             3.0           1.1                    5.9                     
  $ 20001 -  25000     7.6             3.6           1.7                    6.1                     
  $ 25001 -  30000     7.2             4.2           2.2                    6.5                     
  $ 30001 -  35000     6.2             4.3           2.5                    6.0                     
  $ 35001 -  40000     5.7             4.5           2.9                    5.9                     
  $ 40001 -  45000     5.1             4.7           3.1                    5.7                     
  $ 45001 -  50000     4.8             4.9           3.3                    5.8                     
  $ 50001 -  75000    16.1            21.2          15.7                   21.5                     
  $ 75001 - 100000     7.9            14.6          13.2                   12.1                     
  $100001 - 250000     7.0            20.3          27.4                   11.4                     
  OVER $250,000        0.9            11.1          25.9                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-51,836           $92                   2.93                     
  $     1  -  5000                  $2,832           $11                   0.92                     
  $  5001 -  10000                  $7,541          $123                   1.48                     
  $ 10001 -  15000                 $12,513          $381                   1.90                     
  $ 15001 -  20000                 $17,459          $669                   2.25                     
  $ 20001 -  25000                 $22,416        $1,083                   2.46                     
  $ 25001 -  30000                 $27,458        $1,478                   2.75                     
  $ 30001 -  35000                 $32,413        $1,937                   2.95                     
  $ 35001 -  40000                 $37,397        $2,480                   3.19                     
  $ 40001 -  45000                 $42,483        $2,914                   3.40                     
  $ 45001 -  50000                 $47,437        $3,236                   3.67                     
  $ 50001 -  75000                 $61,192        $4,696                   4.08                     
  $ 75001 - 100000                 $85,721        $7,985                   4.66                     
  $100001 - 250000                $135,654       $18,890                   4.99                     
  OVER $250,000                   $601,123      $144,379                   4.93                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,613        $4,814                   3.06                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   OTHER TOWNS                                                      
                        _________________________________________________                           
  UNDER $1              561   $-22,053,808       $54,411     -0.25       1,466                      
  $     1  -  5000    3,295     $9,191,829       $33,247      0.36       3,164                      
  $  5001 -  10000    3,780    $28,608,986      $434,062      1.52       6,225                      
  $ 10001 -  15000    3,915    $49,095,864    $1,360,294      2.77       8,301                      
  $ 15001 -  20000    3,885    $67,830,730    $2,696,827      3.98       9,105                      
  $ 20001 -  25000    3,312    $74,535,389    $3,478,746      4.67       9,107                      
  $ 25001 -  30000    3,079    $84,470,522    $4,287,212      5.08       9,557                      
  $ 30001 -  35000    2,938    $95,410,386    $5,573,864      5.84       9,480                      
  $ 35001 -  40000    2,838   $106,297,632    $6,701,144      6.30       9,893                      
  $ 40001 -  45000    2,531   $107,486,180    $7,535,678      7.01       9,053                      
  $ 45001 -  50000    2,327   $110,394,142    $7,987,057      7.24       8,725                      
  $ 50001 -  75000    7,618   $463,683,571   $38,638,820      8.33      30,413                      
  $ 75001 - 100000    2,850   $242,624,322   $26,239,396     10.81      12,091                      
  $100001 - 250000    1,636   $218,773,882   $32,422,070     14.82       7,790                      
  OVER $250,000         167    $92,212,687   $23,526,188     25.51       1,190                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             44,732  $1,728,562,314  $160,969,016      9.31      135,560                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -1.3           0.0                    1.1                     
  $     1  -  5000     7.4             0.5           0.0                    2.3                     
  $  5001 -  10000     8.5             1.7           0.3                    4.6                     
  $ 10001 -  15000     8.8             2.8           0.8                    6.1                     
  $ 15001 -  20000     8.7             3.9           1.7                    6.7                     
  $ 20001 -  25000     7.4             4.3           2.2                    6.7                     
  $ 25001 -  30000     6.9             4.9           2.7                    7.1                     
  $ 30001 -  35000     6.6             5.5           3.5                    7.0                     
  $ 35001 -  40000     6.3             6.1           4.2                    7.3                     
  $ 40001 -  45000     5.7             6.2           4.7                    6.7                     
  $ 45001 -  50000     5.2             6.4           5.0                    6.4                     
  $ 50001 -  75000    17.0            26.8          24.0                   22.4                     
  $ 75001 - 100000     6.4            14.0          16.3                    8.9                     
  $100001 - 250000     3.7            12.7          20.1                    5.7                     
  OVER $250,000        0.4             5.3          14.6                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-39,312           $97                   2.61                     
  $     1  -  5000                  $2,790           $10                   0.96                     
  $  5001 -  10000                  $7,569          $115                   1.65                     
  $ 10001 -  15000                 $12,540          $347                   2.12                     
  $ 15001 -  20000                 $17,460          $694                   2.34                     
  $ 20001 -  25000                 $22,505        $1,050                   2.75                     
  $ 25001 -  30000                 $27,434        $1,392                   3.10                     
  $ 30001 -  35000                 $32,475        $1,897                   3.23                     
  $ 35001 -  40000                 $37,455        $2,361                   3.49                     
  $ 40001 -  45000                 $42,468        $2,977                   3.58                     
  $ 45001 -  50000                 $47,441        $3,432                   3.75                     
  $ 50001 -  75000                 $60,867        $5,072                   3.99                     
  $ 75001 - 100000                 $85,131        $9,207                   4.24                     
  $100001 - 250000                $133,725       $19,818                   4.76                     
  OVER $250,000                   $552,172      $140,875                   7.13                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,643        $3,599                   3.03                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PARK CITY UT                                                     
                        _________________________________________________                           
  UNDER $1               63    $-6,756,773       $11,252     -0.17         122                      
  $     1  -  5000      341       $946,789        $8,319      0.88         236                      
  $  5001 -  10000      442     $3,406,755       $87,640      2.57         458                      
  $ 10001 -  15000      514     $6,457,522      $323,906      5.02         670                      
  $ 15001 -  20000      556     $9,708,392      $672,800      6.93         788                      
  $ 20001 -  25000      512    $11,480,775      $925,493      8.06         757                      
  $ 25001 -  30000      360     $9,910,751      $868,454      8.76         548                      
  $ 30001 -  35000      310    $10,041,124      $876,134      8.73         522                      
  $ 35001 -  40000      291    $10,894,389    $1,003,131      9.21         557                      
  $ 40001 -  45000      256    $10,866,401    $1,022,695      9.41         534                      
  $ 45001 -  50000      238    $11,293,276    $1,128,986     10.00         501                      
  $ 50001 -  75000      911    $56,572,796    $5,736,928     10.14       2,271                      
  $ 75001 - 100000      699    $60,484,553    $7,197,982     11.90       2,092                      
  $100001 - 250000    1,451   $218,230,415   $36,489,950     16.72       4,668                      
  OVER $250,000         313   $200,642,964   $51,441,718     25.64       1,012                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,257    $614,180,129  $107,795,388     17.55       15,736                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.1           0.0                    0.8                     
  $     1  -  5000     4.7             0.2           0.0                    1.5                     
  $  5001 -  10000     6.1             0.6           0.1                    2.9                     
  $ 10001 -  15000     7.1             1.1           0.3                    4.3                     
  $ 15001 -  20000     7.7             1.6           0.6                    5.0                     
  $ 20001 -  25000     7.1             1.9           0.9                    4.8                     
  $ 25001 -  30000     5.0             1.6           0.8                    3.5                     
  $ 30001 -  35000     4.3             1.6           0.8                    3.3                     
  $ 35001 -  40000     4.0             1.8           0.9                    3.5                     
  $ 40001 -  45000     3.5             1.8           0.9                    3.4                     
  $ 45001 -  50000     3.3             1.8           1.0                    3.2                     
  $ 50001 -  75000    12.6             9.2           5.3                   14.4                     
  $ 75001 - 100000     9.6             9.8           6.7                   13.3                     
  $100001 - 250000    20.0            35.5          33.9                   29.7                     
  OVER $250,000        4.3            32.7          47.7                    6.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-107250          $179                   1.94                     
  $     1  -  5000                  $2,777           $24                   0.69                     
  $  5001 -  10000                  $7,708          $198                   1.04                     
  $ 10001 -  15000                 $12,563          $630                   1.30                     
  $ 15001 -  20000                 $17,461        $1,210                   1.42                     
  $ 20001 -  25000                 $22,423        $1,808                   1.48                     
  $ 25001 -  30000                 $27,530        $2,412                   1.52                     
  $ 30001 -  35000                 $32,391        $2,826                   1.68                     
  $ 35001 -  40000                 $37,438        $3,447                   1.91                     
  $ 40001 -  45000                 $42,447        $3,995                   2.09                     
  $ 45001 -  50000                 $47,451        $4,744                   2.11                     
  $ 50001 -  75000                 $62,100        $6,297                   2.49                     
  $ 75001 - 100000                 $86,530       $10,298                   2.99                     
  $100001 - 250000                $150,400       $25,148                   3.22                     
  OVER $250,000                   $641,032      $164,351                   3.23                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $84,633       $14,854                   2.17                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PAROWAN UT                                                       
                        _________________________________________________                           
  UNDER $1               12      $-180,006            $0      0.00          32                      
  $     1  -  5000       52       $139,348          $205      0.15          70                      
  $  5001 -  10000       98       $718,155        $9,801      1.36         159                      
  $ 10001 -  15000      115     $1,474,965       $44,440      3.01         221                      
  $ 15001 -  20000      102     $1,771,980       $53,527      3.02         271                      
  $ 20001 -  25000       92     $2,085,243       $97,480      4.67         246                      
  $ 25001 -  30000       67     $1,839,778      $101,095      5.49         188                      
  $ 30001 -  35000       51     $1,648,498       $98,620      5.98         170                      
  $ 35001 -  40000       50     $1,859,824      $113,428      6.10         180                      
  $ 40001 -  45000       46     $1,949,275      $132,942      6.82         155                      
  $ 45001 -  50000       43     $2,024,168      $158,412      7.83         153                      
  $ 50001 -  75000       96     $5,772,224      $507,040      8.78         361                      
  $ 75001 - 100000       27     $2,328,947      $253,790     10.90         107                      
  OVER $100,000          12     $1,811,633      $318,321     17.57          36                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                863     $25,244,032    $1,889,101      7.48        2,349                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.4            -0.7           0.0                    1.4                     
  $     1  -  5000     6.0             0.6           0.0                    3.0                     
  $  5001 -  10000    11.4             2.8           0.5                    6.8                     
  $ 10001 -  15000    13.3             5.8           2.4                    9.4                     
  $ 15001 -  20000    11.8             7.0           2.8                   11.5                     
  $ 20001 -  25000    10.7             8.3           5.2                   10.5                     
  $ 25001 -  30000     7.8             7.3           5.4                    8.0                     
  $ 30001 -  35000     5.9             6.5           5.2                    7.2                     
  $ 35001 -  40000     5.8             7.4           6.0                    7.7                     
  $ 40001 -  45000     5.3             7.7           7.0                    6.6                     
  $ 45001 -  50000     5.0             8.0           8.4                    6.5                     
  $ 50001 -  75000    11.1            22.9          26.8                   15.4                     
  $ 75001 - 100000     3.1             9.2          13.4                    4.6                     
  OVER $100,000        1.4             7.2          16.9                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-15,001            $0                   2.67                     
  $     1  -  5000                  $2,680            $4                   1.35                     
  $  5001 -  10000                  $7,328          $100                   1.62                     
  $ 10001 -  15000                 $12,826          $386                   1.92                     
  $ 15001 -  20000                 $17,372          $525                   2.66                     
  $ 20001 -  25000                 $22,666        $1,060                   2.67                     
  $ 25001 -  30000                 $27,459        $1,509                   2.81                     
  $ 30001 -  35000                 $32,323        $1,934                   3.33                     
  $ 35001 -  40000                 $37,196        $2,269                   3.60                     
  $ 40001 -  45000                 $42,376        $2,890                   3.37                     
  $ 45001 -  50000                 $47,074        $3,684                   3.56                     
  $ 50001 -  75000                 $60,127        $5,282                   3.76                     
  $ 75001 - 100000                 $86,257        $9,400                   3.96                     
  OVER $100,000                   $150,969       $26,527                   3.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,251        $2,189                   2.72                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PAYSON UT                                                        
                        _________________________________________________                           
  UNDER $1               31    $-1,046,355        $1,680     -0.16         116                      
  $     1  -  5000      174       $490,210        $1,351      0.28         184                      
  $  5001 -  10000      277     $2,099,533       $29,543      1.41         481                      
  $ 10001 -  15000      280     $3,490,294       $91,344      2.62         591                      
  $ 15001 -  20000      313     $5,495,502      $193,192      3.52         780                      
  $ 20001 -  25000      299     $6,739,712      $311,036      4.61         789                      
  $ 25001 -  30000      288     $7,925,125      $386,509      4.88         912                      
  $ 30001 -  35000      303     $9,855,596      $531,260      5.39       1,028                      
  $ 35001 -  40000      296    $11,102,432      $616,796      5.56       1,121                      
  $ 40001 -  45000      291    $12,366,600      $737,306      5.96       1,175                      
  $ 45001 -  50000      254    $12,051,628      $839,465      6.97         987                      
  $ 50001 -  75000      732    $44,098,612    $3,350,247      7.60       3,077                      
  $ 75001 - 100000      266    $22,888,146    $2,217,152      9.69       1,268                      
  $100001 - 250000      161    $21,055,687    $2,918,122     13.86         795                      
  OVER $250,000          10     $4,072,091    $1,142,468     28.06          44                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,975    $162,684,813   $13,367,471      8.22       13,348                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.6           0.0                    0.9                     
  $     1  -  5000     4.4             0.3           0.0                    1.4                     
  $  5001 -  10000     7.0             1.3           0.2                    3.6                     
  $ 10001 -  15000     7.0             2.1           0.7                    4.4                     
  $ 15001 -  20000     7.9             3.4           1.4                    5.8                     
  $ 20001 -  25000     7.5             4.1           2.3                    5.9                     
  $ 25001 -  30000     7.2             4.9           2.9                    6.8                     
  $ 30001 -  35000     7.6             6.1           4.0                    7.7                     
  $ 35001 -  40000     7.4             6.8           4.6                    8.4                     
  $ 40001 -  45000     7.3             7.6           5.5                    8.8                     
  $ 45001 -  50000     6.4             7.4           6.3                    7.4                     
  $ 50001 -  75000    18.4            27.1          25.1                   23.1                     
  $ 75001 - 100000     6.7            14.1          16.6                    9.5                     
  $100001 - 250000     4.1            12.9          21.8                    6.0                     
  OVER $250,000        0.3             2.5           8.5                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-33,753           $54                   3.74                     
  $     1  -  5000                  $2,817            $8                   1.06                     
  $  5001 -  10000                  $7,580          $107                   1.74                     
  $ 10001 -  15000                 $12,465          $326                   2.11                     
  $ 15001 -  20000                 $17,558          $617                   2.49                     
  $ 20001 -  25000                 $22,541        $1,040                   2.64                     
  $ 25001 -  30000                 $27,518        $1,342                   3.17                     
  $ 30001 -  35000                 $32,527        $1,753                   3.39                     
  $ 35001 -  40000                 $37,508        $2,084                   3.79                     
  $ 40001 -  45000                 $42,497        $2,534                   4.04                     
  $ 45001 -  50000                 $47,447        $3,305                   3.89                     
  $ 50001 -  75000                 $60,244        $4,577                   4.20                     
  $ 75001 - 100000                 $86,046        $8,335                   4.77                     
  $100001 - 250000                $130,781       $18,125                   4.94                     
  OVER $250,000                   $407,209      $114,247                   4.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $40,927        $3,363                   3.36                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PLEASANT GROVE UT                                                
                        _________________________________________________                           
  UNDER $1               27    $-1,287,867        $7,067     -0.55          80                      
  $     1  -  5000      255       $717,221        $1,577      0.22         276                      
  $  5001 -  10000      345     $2,601,040       $41,966      1.61         578                      
  $ 10001 -  15000      408     $5,109,600      $150,627      2.95         811                      
  $ 15001 -  20000      404     $7,089,587      $266,341      3.76         924                      
  $ 20001 -  25000      375     $8,439,072      $406,786      4.82         965                      
  $ 25001 -  30000      362     $9,955,007      $506,916      5.09       1,069                      
  $ 30001 -  35000      382    $12,434,344      $690,109      5.55       1,248                      
  $ 35001 -  40000      410    $15,395,136      $831,678      5.40       1,490                      
  $ 40001 -  45000      402    $17,116,482    $1,006,669      5.88       1,526                      
  $ 45001 -  50000      352    $16,674,010      $957,611      5.74       1,428                      
  $ 50001 -  75000    1,353    $82,852,459    $6,049,914      7.30       5,688                      
  $ 75001 - 100000      611    $52,435,756    $4,974,021      9.49       2,827                      
  $100001 - 250000      386    $50,708,568    $6,999,372     13.80       1,854                      
  OVER $250,000          28    $11,816,077    $3,094,393     26.19         115                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,100    $292,056,492   $25,985,047      8.90       20,879                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.4           0.0                    0.4                     
  $     1  -  5000     4.2             0.2           0.0                    1.3                     
  $  5001 -  10000     5.7             0.9           0.2                    2.8                     
  $ 10001 -  15000     6.7             1.7           0.6                    3.9                     
  $ 15001 -  20000     6.6             2.4           1.0                    4.4                     
  $ 20001 -  25000     6.1             2.9           1.6                    4.6                     
  $ 25001 -  30000     5.9             3.4           2.0                    5.1                     
  $ 30001 -  35000     6.3             4.3           2.7                    6.0                     
  $ 35001 -  40000     6.7             5.3           3.2                    7.1                     
  $ 40001 -  45000     6.6             5.9           3.9                    7.3                     
  $ 45001 -  50000     5.8             5.7           3.7                    6.8                     
  $ 50001 -  75000    22.2            28.4          23.3                   27.2                     
  $ 75001 - 100000    10.0            18.0          19.1                   13.5                     
  $100001 - 250000     6.3            17.4          26.9                    8.9                     
  OVER $250,000        0.5             4.0          11.9                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-47,699          $262                   2.96                     
  $     1  -  5000                  $2,813            $6                   1.08                     
  $  5001 -  10000                  $7,539          $122                   1.68                     
  $ 10001 -  15000                 $12,524          $369                   1.99                     
  $ 15001 -  20000                 $17,548          $659                   2.29                     
  $ 20001 -  25000                 $22,504        $1,085                   2.57                     
  $ 25001 -  30000                 $27,500        $1,400                   2.95                     
  $ 30001 -  35000                 $32,551        $1,807                   3.27                     
  $ 35001 -  40000                 $37,549        $2,028                   3.63                     
  $ 40001 -  45000                 $42,578        $2,504                   3.80                     
  $ 45001 -  50000                 $47,369        $2,720                   4.06                     
  $ 50001 -  75000                 $61,236        $4,471                   4.20                     
  $ 75001 - 100000                 $85,820        $8,141                   4.63                     
  $100001 - 250000                $131,369       $18,133                   4.80                     
  OVER $250,000                   $422,003      $110,514                   4.11                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,878        $4,260                   3.42                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PRICE UT                                                         
                        _________________________________________________                           
  UNDER $1               28      $-647,462        $1,352     -0.21          59                      
  $     1  -  5000      314       $885,625        $8,651      0.98         401                      
  $  5001 -  10000      388     $2,910,234       $32,558      1.12         636                      
  $ 10001 -  15000      367     $4,620,254      $118,323      2.56         764                      
  $ 15001 -  20000      296     $5,081,322      $208,253      4.10         603                      
  $ 20001 -  25000      277     $6,240,205      $323,338      5.18         659                      
  $ 25001 -  30000      240     $6,589,390      $449,880      6.83         591                      
  $ 30001 -  35000      241     $7,830,341      $536,853      6.86         678                      
  $ 35001 -  40000      229     $8,561,087      $647,555      7.56         667                      
  $ 40001 -  45000      194     $8,244,429      $668,894      8.11         633                      
  $ 45001 -  50000      196     $9,279,058      $822,896      8.87         629                      
  $ 50001 -  75000      771    $47,418,668    $4,545,153      9.59       2,778                      
  $ 75001 - 100000      347    $29,453,656    $3,531,211     11.99       1,357                      
  $100001 - 250000      182    $23,617,055    $3,795,855     16.07         698                      
  OVER $250,000          21    $10,180,395    $2,543,174     24.98          89                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,091    $170,264,257   $18,233,946     10.71       11,242                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.4           0.0                    0.5                     
  $     1  -  5000     7.7             0.5           0.0                    3.6                     
  $  5001 -  10000     9.5             1.7           0.2                    5.7                     
  $ 10001 -  15000     9.0             2.7           0.6                    6.8                     
  $ 15001 -  20000     7.2             3.0           1.1                    5.4                     
  $ 20001 -  25000     6.8             3.7           1.8                    5.9                     
  $ 25001 -  30000     5.9             3.9           2.5                    5.3                     
  $ 30001 -  35000     5.9             4.6           2.9                    6.0                     
  $ 35001 -  40000     5.6             5.0           3.6                    5.9                     
  $ 40001 -  45000     4.7             4.8           3.7                    5.6                     
  $ 45001 -  50000     4.8             5.4           4.5                    5.6                     
  $ 50001 -  75000    18.8            27.9          24.9                   24.7                     
  $ 75001 - 100000     8.5            17.3          19.4                   12.1                     
  $100001 - 250000     4.4            13.9          20.8                    6.2                     
  OVER $250,000        0.5             6.0          13.9                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-23,124           $48                   2.11                     
  $     1  -  5000                  $2,820           $28                   1.28                     
  $  5001 -  10000                  $7,501           $84                   1.64                     
  $ 10001 -  15000                 $12,589          $322                   2.08                     
  $ 15001 -  20000                 $17,167          $704                   2.04                     
  $ 20001 -  25000                 $22,528        $1,167                   2.38                     
  $ 25001 -  30000                 $27,456        $1,875                   2.46                     
  $ 30001 -  35000                 $32,491        $2,228                   2.81                     
  $ 35001 -  40000                 $37,385        $2,828                   2.91                     
  $ 40001 -  45000                 $42,497        $3,448                   3.26                     
  $ 45001 -  50000                 $47,342        $4,198                   3.21                     
  $ 50001 -  75000                 $61,503        $5,895                   3.60                     
  $ 75001 - 100000                 $84,881       $10,176                   3.91                     
  $100001 - 250000                $129,764       $20,856                   3.84                     
  OVER $250,000                   $484,781      $121,104                   4.24                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,619        $4,457                   2.75                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PROVIDENCE UT                                                    
                        _________________________________________________                           
  UNDER $1               11      $-241,748          $276     -0.11          36                      
  $     1  -  5000       53       $152,728        $1,399      0.92          41                      
  $  5001 -  10000       54       $412,650        $7,176      1.74          76                      
  $ 10001 -  15000       67       $861,273       $26,021      3.02         120                      
  $ 15001 -  20000       66     $1,156,499       $44,979      3.89         140                      
  $ 20001 -  25000       54     $1,210,302       $52,987      4.38         133                      
  $ 25001 -  30000       55     $1,523,173       $85,781      5.63         147                      
  $ 30001 -  35000       49     $1,603,187       $93,358      5.82         153                      
  $ 35001 -  40000       69     $2,591,702      $163,198      6.30         212                      
  $ 40001 -  45000       56     $2,361,974      $133,435      5.65         201                      
  $ 45001 -  50000       77     $3,648,425      $237,235      6.50         291                      
  $ 50001 -  75000      269    $16,661,499    $1,290,390      7.74       1,085                      
  $ 75001 - 100000      167    $14,110,952    $1,375,677      9.75         717                      
  $100001 - 250000      125    $17,523,117    $2,606,655     14.88         564                      
  OVER $250,000          19     $6,626,777    $1,573,657     23.75          84                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,191     $70,202,510    $7,692,224     10.96        4,000                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.3           0.0                    0.9                     
  $     1  -  5000     4.5             0.2           0.0                    1.0                     
  $  5001 -  10000     4.5             0.6           0.1                    1.9                     
  $ 10001 -  15000     5.6             1.2           0.3                    3.0                     
  $ 15001 -  20000     5.5             1.6           0.6                    3.5                     
  $ 20001 -  25000     4.5             1.7           0.7                    3.3                     
  $ 25001 -  30000     4.6             2.2           1.1                    3.7                     
  $ 30001 -  35000     4.1             2.3           1.2                    3.8                     
  $ 35001 -  40000     5.8             3.7           2.1                    5.3                     
  $ 40001 -  45000     4.7             3.4           1.7                    5.0                     
  $ 45001 -  50000     6.5             5.2           3.1                    7.3                     
  $ 50001 -  75000    22.6            23.7          16.8                   27.1                     
  $ 75001 - 100000    14.0            20.1          17.9                   17.9                     
  $100001 - 250000    10.5            25.0          33.9                   14.1                     
  OVER $250,000        1.6             9.4          20.5                    2.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-21,977           $25                   3.27                     
  $     1  -  5000                  $2,882           $26                   0.77                     
  $  5001 -  10000                  $7,642          $133                   1.41                     
  $ 10001 -  15000                 $12,855          $388                   1.79                     
  $ 15001 -  20000                 $17,523          $682                   2.12                     
  $ 20001 -  25000                 $22,413          $981                   2.46                     
  $ 25001 -  30000                 $27,694        $1,560                   2.67                     
  $ 30001 -  35000                 $32,718        $1,905                   3.12                     
  $ 35001 -  40000                 $37,561        $2,365                   3.07                     
  $ 40001 -  45000                 $42,178        $2,383                   3.59                     
  $ 45001 -  50000                 $47,382        $3,081                   3.78                     
  $ 50001 -  75000                 $61,939        $4,797                   4.03                     
  $ 75001 - 100000                 $84,497        $8,238                   4.29                     
  $100001 - 250000                $140,185       $20,853                   4.51                     
  OVER $250,000                   $348,778       $82,824                   4.42                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $58,944        $6,459                   3.36                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   PROVO UT                                                         
                        _________________________________________________                           
  UNDER $1              229    $-8,091,972       $21,147     -0.26         463                      
  $     1  -  5000    2,963     $8,647,295       $43,470      0.50       2,375                      
  $  5001 -  10000    4,077    $30,563,517      $605,611      1.98       5,042                      
  $ 10001 -  15000    3,494    $43,559,306    $1,298,719      2.98       6,268                      
  $ 15001 -  20000    3,069    $53,397,085    $2,213,443      4.15       6,299                      
  $ 20001 -  25000    2,325    $51,982,045    $2,627,970      5.06       5,399                      
  $ 25001 -  30000    1,843    $50,423,090    $3,029,115      6.01       4,638                      
  $ 30001 -  35000    1,482    $48,044,312    $3,021,318      6.29       4,197                      
  $ 35001 -  40000    1,314    $49,214,282    $3,414,393      6.94       3,914                      
  $ 40001 -  45000    1,046    $44,359,320    $3,230,860      7.28       3,308                      
  $ 45001 -  50000      873    $41,358,867    $3,154,313      7.63       2,912                      
  $ 50001 -  75000    2,718   $165,686,194   $13,966,331      8.43      10,046                      
  $ 75001 - 100000    1,233   $105,693,914   $10,639,443     10.07       5,064                      
  $100001 - 250000    1,113   $154,845,490   $22,457,743     14.50       4,796                      
  OVER $250,000         221   $126,227,959   $31,695,059     25.11         959                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             28,000    $965,910,704  $101,418,935     10.50       65,680                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -0.8           0.0                    0.7                     
  $     1  -  5000    10.6             0.9           0.0                    3.6                     
  $  5001 -  10000    14.6             3.2           0.6                    7.7                     
  $ 10001 -  15000    12.5             4.5           1.3                    9.5                     
  $ 15001 -  20000    11.0             5.5           2.2                    9.6                     
  $ 20001 -  25000     8.3             5.4           2.6                    8.2                     
  $ 25001 -  30000     6.6             5.2           3.0                    7.1                     
  $ 30001 -  35000     5.3             5.0           3.0                    6.4                     
  $ 35001 -  40000     4.7             5.1           3.4                    6.0                     
  $ 40001 -  45000     3.7             4.6           3.2                    5.0                     
  $ 45001 -  50000     3.1             4.3           3.1                    4.4                     
  $ 50001 -  75000     9.7            17.2          13.8                   15.3                     
  $ 75001 - 100000     4.4            10.9          10.5                    7.7                     
  $100001 - 250000     4.0            16.0          22.1                    7.3                     
  OVER $250,000        0.8            13.1          31.3                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-35,336           $92                   2.02                     
  $     1  -  5000                  $2,918           $15                   0.80                     
  $  5001 -  10000                  $7,497          $149                   1.24                     
  $ 10001 -  15000                 $12,467          $372                   1.79                     
  $ 15001 -  20000                 $17,399          $721                   2.05                     
  $ 20001 -  25000                 $22,358        $1,130                   2.32                     
  $ 25001 -  30000                 $27,359        $1,644                   2.52                     
  $ 30001 -  35000                 $32,419        $2,039                   2.83                     
  $ 35001 -  40000                 $37,454        $2,598                   2.98                     
  $ 40001 -  45000                 $42,409        $3,089                   3.16                     
  $ 45001 -  50000                 $47,376        $3,613                   3.34                     
  $ 50001 -  75000                 $60,959        $5,138                   3.70                     
  $ 75001 - 100000                 $85,721        $8,629                   4.11                     
  $100001 - 250000                $139,124       $20,178                   4.31                     
  OVER $250,000                   $571,167      $143,417                   4.34                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,497        $3,622                   2.35                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   RICHFIELD UT                                                     
                        _________________________________________________                           
  UNDER $1               23    $-1,298,386        $1,425     -0.11          64                      
  $     1  -  5000      160       $419,277        $2,171      0.52         188                      
  $  5001 -  10000      199     $1,499,211       $18,282      1.22         354                      
  $ 10001 -  15000      197     $2,464,473       $62,168      2.52         423                      
  $ 15001 -  20000      172     $2,971,505      $116,499      3.92         397                      
  $ 20001 -  25000      171     $3,845,714      $197,579      5.14         460                      
  $ 25001 -  30000      165     $4,552,676      $242,059      5.32         475                      
  $ 30001 -  35000      153     $4,952,305      $263,631      5.32         522                      
  $ 35001 -  40000      108     $4,014,767      $276,779      6.89         346                      
  $ 40001 -  45000       92     $3,910,838      $295,976      7.57         293                      
  $ 45001 -  50000      108     $5,134,026      $405,670      7.90         352                      
  $ 50001 -  75000      353    $21,531,853    $1,840,516      8.55       1,369                      
  $ 75001 - 100000      133    $11,333,729    $1,252,088     11.05         539                      
  $100001 - 250000       92    $13,405,007    $2,036,104     15.19         439                      
  OVER $250,000          10     $4,507,418    $1,108,203     24.59          56                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,136     $83,244,413    $8,119,150      9.75        6,277                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.6           0.0                    1.0                     
  $     1  -  5000     7.5             0.5           0.0                    3.0                     
  $  5001 -  10000     9.3             1.8           0.2                    5.6                     
  $ 10001 -  15000     9.2             3.0           0.8                    6.7                     
  $ 15001 -  20000     8.1             3.6           1.4                    6.3                     
  $ 20001 -  25000     8.0             4.6           2.4                    7.3                     
  $ 25001 -  30000     7.7             5.5           3.0                    7.6                     
  $ 30001 -  35000     7.2             5.9           3.2                    8.3                     
  $ 35001 -  40000     5.1             4.8           3.4                    5.5                     
  $ 40001 -  45000     4.3             4.7           3.6                    4.7                     
  $ 45001 -  50000     5.1             6.2           5.0                    5.6                     
  $ 50001 -  75000    16.5            25.9          22.7                   21.8                     
  $ 75001 - 100000     6.2            13.6          15.4                    8.6                     
  $100001 - 250000     4.3            16.1          25.1                    7.0                     
  OVER $250,000        0.5             5.4          13.6                    0.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-56,452           $62                   2.78                     
  $     1  -  5000                  $2,620           $14                   1.17                     
  $  5001 -  10000                  $7,534           $92                   1.78                     
  $ 10001 -  15000                 $12,510          $316                   2.15                     
  $ 15001 -  20000                 $17,276          $677                   2.31                     
  $ 20001 -  25000                 $22,490        $1,155                   2.69                     
  $ 25001 -  30000                 $27,592        $1,467                   2.88                     
  $ 30001 -  35000                 $32,368        $1,723                   3.41                     
  $ 35001 -  40000                 $37,174        $2,563                   3.20                     
  $ 40001 -  45000                 $42,509        $3,217                   3.18                     
  $ 45001 -  50000                 $47,537        $3,756                   3.26                     
  $ 50001 -  75000                 $60,997        $5,214                   3.88                     
  $ 75001 - 100000                 $85,216        $9,414                   4.05                     
  $100001 - 250000                $145,707       $22,132                   4.77                     
  OVER $250,000                   $450,742      $110,820                   5.60                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,972        $3,801                   2.94                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   RIVERTON UT                                                      
                        _________________________________________________                           
  UNDER $1               18      $-384,859        $7,422     -1.93          47                      
  $     1  -  5000      339       $937,751        $4,541      0.48         283                      
  $  5001 -  10000      366     $2,759,401       $49,270      1.79         540                      
  $ 10001 -  15000      400     $5,036,520      $169,019      3.36         722                      
  $ 15001 -  20000      409     $7,137,799      $326,800      4.58         816                      
  $ 20001 -  25000      405     $9,116,896      $480,951      5.28         949                      
  $ 25001 -  30000      437    $11,966,954      $681,790      5.70       1,147                      
  $ 30001 -  35000      466    $15,111,481      $852,497      5.64       1,384                      
  $ 35001 -  40000      525    $19,698,622    $1,119,418      5.68       1,759                      
  $ 40001 -  45000      550    $23,402,421    $1,408,284      6.02       1,986                      
  $ 45001 -  50000      602    $28,551,817    $1,807,500      6.33       2,254                      
  $ 50001 -  75000    2,357   $144,550,864   $11,176,442      7.73       9,304                      
  $ 75001 - 100000    1,049    $89,898,826    $9,146,193     10.17       4,307                      
  $100001 - 250000      577    $75,066,212   $10,893,977     14.51       2,495                      
  OVER $250,000          30    $12,860,971    $3,247,307     25.25         127                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,530    $445,711,676   $41,371,411      9.28       28,120                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     4.0             0.2           0.0                    1.0                     
  $  5001 -  10000     4.3             0.6           0.1                    1.9                     
  $ 10001 -  15000     4.7             1.1           0.4                    2.6                     
  $ 15001 -  20000     4.8             1.6           0.8                    2.9                     
  $ 20001 -  25000     4.7             2.0           1.2                    3.4                     
  $ 25001 -  30000     5.1             2.7           1.6                    4.1                     
  $ 30001 -  35000     5.5             3.4           2.1                    4.9                     
  $ 35001 -  40000     6.2             4.4           2.7                    6.3                     
  $ 40001 -  45000     6.4             5.3           3.4                    7.1                     
  $ 45001 -  50000     7.1             6.4           4.4                    8.0                     
  $ 50001 -  75000    27.6            32.4          27.0                   33.1                     
  $ 75001 - 100000    12.3            20.2          22.1                   15.3                     
  $100001 - 250000     6.8            16.8          26.3                    8.9                     
  OVER $250,000        0.4             2.9           7.8                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-21,381          $412                   2.61                     
  $     1  -  5000                  $2,766           $13                   0.83                     
  $  5001 -  10000                  $7,539          $135                   1.48                     
  $ 10001 -  15000                 $12,591          $423                   1.81                     
  $ 15001 -  20000                 $17,452          $799                   2.00                     
  $ 20001 -  25000                 $22,511        $1,188                   2.34                     
  $ 25001 -  30000                 $27,384        $1,560                   2.62                     
  $ 30001 -  35000                 $32,428        $1,829                   2.97                     
  $ 35001 -  40000                 $37,521        $2,132                   3.35                     
  $ 40001 -  45000                 $42,550        $2,561                   3.61                     
  $ 45001 -  50000                 $47,428        $3,002                   3.74                     
  $ 50001 -  75000                 $61,328        $4,742                   3.95                     
  $ 75001 - 100000                 $85,700        $8,719                   4.11                     
  $100001 - 250000                $130,097       $18,880                   4.32                     
  OVER $250,000                   $428,699      $108,244                   4.23                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,252        $4,850                   3.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   ROOSEVELT UT                                                     
                        _________________________________________________                           
  UNDER $1               25      $-747,910          $871     -0.12          62                      
  $     1  -  5000      191       $533,267        $1,746      0.33         274                      
  $  5001 -  10000      218     $1,624,340       $18,374      1.13         397                      
  $ 10001 -  15000      194     $2,395,559       $56,918      2.38         454                      
  $ 15001 -  20000      203     $3,565,486      $128,691      3.61         532                      
  $ 20001 -  25000      172     $3,863,333      $152,384      3.94         509                      
  $ 25001 -  30000      173     $4,743,922      $219,798      4.63         581                      
  $ 30001 -  35000      152     $4,946,264      $288,502      5.83         507                      
  $ 35001 -  40000      141     $5,261,119      $328,653      6.25         522                      
  $ 40001 -  45000      125     $5,272,490      $373,464      7.08         465                      
  $ 45001 -  50000      109     $5,188,962      $361,320      6.96         432                      
  $ 50001 -  75000      283    $17,188,400    $1,502,547      8.74       1,186                      
  $ 75001 - 100000       99     $8,418,062      $897,893     10.67         463                      
  $100001 - 250000       97    $13,199,140    $1,709,149     12.95         671                      
  OVER $250,000          11     $3,735,088      $730,544     19.56          76                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,193     $79,187,522    $6,770,854      8.55        7,131                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -0.9           0.0                    0.9                     
  $     1  -  5000     8.7             0.7           0.0                    3.8                     
  $  5001 -  10000     9.9             2.1           0.3                    5.6                     
  $ 10001 -  15000     8.8             3.0           0.8                    6.4                     
  $ 15001 -  20000     9.3             4.5           1.9                    7.5                     
  $ 20001 -  25000     7.8             4.9           2.3                    7.1                     
  $ 25001 -  30000     7.9             6.0           3.2                    8.1                     
  $ 30001 -  35000     6.9             6.2           4.3                    7.1                     
  $ 35001 -  40000     6.4             6.6           4.9                    7.3                     
  $ 40001 -  45000     5.7             6.7           5.5                    6.5                     
  $ 45001 -  50000     5.0             6.6           5.3                    6.1                     
  $ 50001 -  75000    12.9            21.7          22.2                   16.6                     
  $ 75001 - 100000     4.5            10.6          13.3                    6.5                     
  $100001 - 250000     4.4            16.7          25.2                    9.4                     
  OVER $250,000        0.5             4.7          10.8                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-29,916           $35                   2.48                     
  $     1  -  5000                  $2,792            $9                   1.43                     
  $  5001 -  10000                  $7,451           $84                   1.82                     
  $ 10001 -  15000                 $12,348          $293                   2.34                     
  $ 15001 -  20000                 $17,564          $634                   2.62                     
  $ 20001 -  25000                 $22,461          $886                   2.96                     
  $ 25001 -  30000                 $27,422        $1,271                   3.36                     
  $ 30001 -  35000                 $32,541        $1,898                   3.34                     
  $ 35001 -  40000                 $37,313        $2,331                   3.70                     
  $ 40001 -  45000                 $42,180        $2,988                   3.72                     
  $ 45001 -  50000                 $47,605        $3,315                   3.96                     
  $ 50001 -  75000                 $60,736        $5,309                   4.19                     
  $ 75001 - 100000                 $85,031        $9,070                   4.68                     
  $100001 - 250000                $136,074       $17,620                   6.92                     
  OVER $250,000                   $339,553       $66,413                   6.91                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,109        $3,087                   3.25                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   ROY UT                                                           
                        _________________________________________________                           
  UNDER $1               23      $-450,039        $2,517     -0.56          48                      
  $     1  -  5000      401     $1,099,782        $5,516      0.50         320                      
  $  5001 -  10000      537     $4,090,165       $68,593      1.68         751                      
  $ 10001 -  15000      690     $8,665,366      $296,513      3.42       1,175                      
  $ 15001 -  20000      710    $12,494,314      $621,924      4.98       1,321                      
  $ 20001 -  25000      766    $17,218,642      $969,128      5.63       1,703                      
  $ 25001 -  30000      841    $23,100,522    $1,439,266      6.23       2,057                      
  $ 30001 -  35000      815    $26,471,729    $1,797,035      6.79       2,116                      
  $ 35001 -  40000      797    $29,901,496    $2,180,855      7.29       2,199                      
  $ 40001 -  45000      817    $34,705,834    $2,743,734      7.91       2,390                      
  $ 45001 -  50000      760    $36,086,910    $2,914,828      8.08       2,420                      
  $ 50001 -  75000    2,608   $158,735,082   $14,208,122      8.95       9,187                      
  $ 75001 - 100000      911    $77,154,569    $8,718,999     11.30       3,524                      
  $100001 - 250000      390    $47,658,870    $6,891,719     14.46       1,560                      
  OVER $250,000          16     $7,843,329    $2,157,994     27.51          61                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             11,082    $484,776,571   $45,016,743      9.29       30,832                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     3.6             0.2           0.0                    1.0                     
  $  5001 -  10000     4.8             0.8           0.2                    2.4                     
  $ 10001 -  15000     6.2             1.8           0.7                    3.8                     
  $ 15001 -  20000     6.4             2.6           1.4                    4.3                     
  $ 20001 -  25000     6.9             3.6           2.2                    5.5                     
  $ 25001 -  30000     7.6             4.8           3.2                    6.7                     
  $ 30001 -  35000     7.4             5.5           4.0                    6.9                     
  $ 35001 -  40000     7.2             6.2           4.8                    7.1                     
  $ 40001 -  45000     7.4             7.2           6.1                    7.8                     
  $ 45001 -  50000     6.9             7.4           6.5                    7.8                     
  $ 50001 -  75000    23.5            32.7          31.6                   29.8                     
  $ 75001 - 100000     8.2            15.9          19.4                   11.4                     
  $100001 - 250000     3.5             9.8          15.3                    5.1                     
  OVER $250,000        0.1             1.6           4.8                    0.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-19,567          $109                   2.09                     
  $     1  -  5000                  $2,743           $14                   0.80                     
  $  5001 -  10000                  $7,617          $128                   1.40                     
  $ 10001 -  15000                 $12,559          $430                   1.70                     
  $ 15001 -  20000                 $17,598          $876                   1.86                     
  $ 20001 -  25000                 $22,479        $1,265                   2.22                     
  $ 25001 -  30000                 $27,468        $1,711                   2.45                     
  $ 30001 -  35000                 $32,481        $2,205                   2.60                     
  $ 35001 -  40000                 $37,518        $2,736                   2.76                     
  $ 40001 -  45000                 $42,480        $3,358                   2.93                     
  $ 45001 -  50000                 $47,483        $3,835                   3.18                     
  $ 50001 -  75000                 $60,865        $5,448                   3.52                     
  $ 75001 - 100000                 $84,692        $9,571                   3.87                     
  $100001 - 250000                $122,202       $17,671                   4.00                     
  OVER $250,000                   $490,208      $134,875                   3.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,745        $4,062                   2.78                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SALEM UT                                                         
                        _________________________________________________                           
  UNDER $1               16      $-469,186        $3,442     -0.73          53                      
  $     1  -  5000       72       $203,458        $1,957      0.96          69                      
  $  5001 -  10000       69       $514,397        $7,630      1.48          83                      
  $ 10001 -  15000       74       $946,115       $34,368      3.63         143                      
  $ 15001 -  20000       84     $1,460,354       $54,774      3.75         174                      
  $ 20001 -  25000       66     $1,503,727       $68,152      4.53         187                      
  $ 25001 -  30000       68     $1,871,061      $111,041      5.93         181                      
  $ 30001 -  35000       58     $1,884,198       $95,629      5.08         193                      
  $ 35001 -  40000       72     $2,691,785      $160,811      5.97         258                      
  $ 40001 -  45000       90     $3,829,519      $235,813      6.16         324                      
  $ 45001 -  50000       69     $3,275,578      $205,984      6.29         274                      
  $ 50001 -  75000      262    $16,022,154    $1,178,054      7.35       1,119                      
  $ 75001 - 100000      129    $11,042,568      $974,864      8.83         645                      
  $100001 - 250000       85    $11,937,836    $1,606,029     13.45         421                      
  OVER $250,000          18     $8,469,760    $2,406,329     28.41          97                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,232     $65,183,324    $7,144,877     10.96        4,221                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -0.7           0.0                    1.3                     
  $     1  -  5000     5.8             0.3           0.0                    1.6                     
  $  5001 -  10000     5.6             0.8           0.1                    2.0                     
  $ 10001 -  15000     6.0             1.5           0.5                    3.4                     
  $ 15001 -  20000     6.8             2.2           0.8                    4.1                     
  $ 20001 -  25000     5.4             2.3           1.0                    4.4                     
  $ 25001 -  30000     5.5             2.9           1.6                    4.3                     
  $ 30001 -  35000     4.7             2.9           1.3                    4.6                     
  $ 35001 -  40000     5.8             4.1           2.3                    6.1                     
  $ 40001 -  45000     7.3             5.9           3.3                    7.7                     
  $ 45001 -  50000     5.6             5.0           2.9                    6.5                     
  $ 50001 -  75000    21.3            24.6          16.5                   26.5                     
  $ 75001 - 100000    10.5            16.9          13.6                   15.3                     
  $100001 - 250000     6.9            18.3          22.5                   10.0                     
  OVER $250,000        1.5            13.0          33.7                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-29,324          $215                   3.31                     
  $     1  -  5000                  $2,826           $27                   0.96                     
  $  5001 -  10000                  $7,455          $111                   1.20                     
  $ 10001 -  15000                 $12,785          $464                   1.93                     
  $ 15001 -  20000                 $17,385          $652                   2.07                     
  $ 20001 -  25000                 $22,784        $1,033                   2.83                     
  $ 25001 -  30000                 $27,516        $1,633                   2.66                     
  $ 30001 -  35000                 $32,486        $1,649                   3.33                     
  $ 35001 -  40000                 $37,386        $2,233                   3.58                     
  $ 40001 -  45000                 $42,550        $2,620                   3.60                     
  $ 45001 -  50000                 $47,472        $2,985                   3.97                     
  $ 50001 -  75000                 $61,153        $4,496                   4.27                     
  $ 75001 - 100000                 $85,601        $7,557                   5.00                     
  $100001 - 250000                $140,445       $18,894                   4.95                     
  OVER $250,000                   $470,542      $133,685                   5.39                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $52,909        $5,799                   3.43                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SALT LAKE CITY UT                                                
                        _________________________________________________                           
  UNDER $1              750   $-33,973,775      $160,817     -0.47       1,228                      
  $     1  -  5000    6,781    $19,212,360      $125,077      0.65       7,296                      
  $  5001 -  10000   10,338    $78,746,227    $1,319,417      1.68      14,260                      
  $ 10001 -  15000   11,829   $148,467,597    $5,816,910      3.92      18,807                      
  $ 15001 -  20000   12,773   $222,996,474   $12,157,716      5.45      22,503                      
  $ 20001 -  25000   11,208   $251,559,875   $16,909,942      6.72      21,191                      
  $ 25001 -  30000    9,835   $269,901,070   $20,263,764      7.51      19,728                      
  $ 30001 -  35000    8,474   $274,927,092   $22,173,152      8.07      18,052                      
  $ 35001 -  40000    7,601   $284,585,517   $24,623,206      8.65      17,473                      
  $ 40001 -  45000    6,624   $281,050,442   $26,050,870      9.27      16,193                      
  $ 45001 -  50000    5,773   $273,659,087   $26,127,605      9.55      14,809                      
  $ 50001 -  75000   19,000 $1,159,561,825  $120,895,429     10.43      54,693                      
  $ 75001 - 100000    9,255   $796,355,055   $97,603,574     12.26      30,323                      
  $100001 - 250000   10,027 $1,418,589,000  $234,664,888     16.54      34,924                      
  OVER $250,000       2,105 $1,363,483,170  $339,296,903     24.88       7,311                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL            132,373  $6,809,121,016  $948,189,270     13.93      298,791                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.5           0.0                    0.4                     
  $     1  -  5000     5.1             0.3           0.0                    2.4                     
  $  5001 -  10000     7.8             1.2           0.1                    4.8                     
  $ 10001 -  15000     8.9             2.2           0.6                    6.3                     
  $ 15001 -  20000     9.6             3.3           1.3                    7.5                     
  $ 20001 -  25000     8.5             3.7           1.8                    7.1                     
  $ 25001 -  30000     7.4             4.0           2.1                    6.6                     
  $ 30001 -  35000     6.4             4.0           2.3                    6.0                     
  $ 35001 -  40000     5.7             4.2           2.6                    5.8                     
  $ 40001 -  45000     5.0             4.1           2.7                    5.4                     
  $ 45001 -  50000     4.4             4.0           2.8                    5.0                     
  $ 50001 -  75000    14.4            17.0          12.8                   18.3                     
  $ 75001 - 100000     7.0            11.7          10.3                   10.1                     
  $100001 - 250000     7.6            20.8          24.7                   11.7                     
  OVER $250,000        1.6            20.0          35.8                    2.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-45,298          $214                   1.64                     
  $     1  -  5000                  $2,833           $18                   1.08                     
  $  5001 -  10000                  $7,617          $128                   1.38                     
  $ 10001 -  15000                 $12,551          $492                   1.59                     
  $ 15001 -  20000                 $17,458          $952                   1.76                     
  $ 20001 -  25000                 $22,445        $1,509                   1.89                     
  $ 25001 -  30000                 $27,443        $2,060                   2.01                     
  $ 30001 -  35000                 $32,444        $2,617                   2.13                     
  $ 35001 -  40000                 $37,441        $3,239                   2.30                     
  $ 40001 -  45000                 $42,429        $3,933                   2.44                     
  $ 45001 -  50000                 $47,403        $4,526                   2.57                     
  $ 50001 -  75000                 $61,030        $6,363                   2.88                     
  $ 75001 - 100000                 $86,046       $10,546                   3.28                     
  $100001 - 250000                $141,477       $23,403                   3.48                     
  OVER $250,000                   $647,735      $161,186                   3.47                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $51,439        $7,163                   2.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SANDY UT                                                         
                        _________________________________________________                           
  UNDER $1              144   $-21,326,651       $85,139     -0.40         345                      
  $     1  -  5000    1,289     $3,556,327       $35,093      0.99         933                      
  $  5001 -  10000    1,532    $11,522,675      $240,441      2.09       1,892                      
  $ 10001 -  15000    1,649    $20,608,712      $750,566      3.64       2,657                      
  $ 15001 -  20000    1,722    $30,068,043    $1,464,847      4.87       3,229                      
  $ 20001 -  25000    1,681    $37,865,135    $2,221,996      5.87       3,505                      
  $ 25001 -  30000    1,550    $42,696,866    $2,693,274      6.31       3,627                      
  $ 30001 -  35000    1,488    $48,337,022    $3,296,886      6.82       3,727                      
  $ 35001 -  40000    1,506    $56,513,784    $3,996,933      7.07       4,249                      
  $ 40001 -  45000    1,466    $62,327,055    $4,675,928      7.50       4,364                      
  $ 45001 -  50000    1,452    $68,932,839    $5,289,456      7.67       4,641                      
  $ 50001 -  75000    6,442   $399,797,730   $34,729,756      8.69      22,709                      
  $ 75001 - 100000    4,185   $361,148,089   $38,743,454     10.73      16,276                      
  $100001 - 250000    4,605   $631,942,027   $96,102,308     15.21      19,133                      
  OVER $250,000         647   $405,127,258  $108,095,238     26.68       2,664                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             31,358  $2,159,116,911  $302,421,315     14.01       93,951                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -1.0           0.0                    0.4                     
  $     1  -  5000     4.1             0.2           0.0                    1.0                     
  $  5001 -  10000     4.9             0.5           0.1                    2.0                     
  $ 10001 -  15000     5.3             1.0           0.2                    2.8                     
  $ 15001 -  20000     5.5             1.4           0.5                    3.4                     
  $ 20001 -  25000     5.4             1.8           0.7                    3.7                     
  $ 25001 -  30000     4.9             2.0           0.9                    3.9                     
  $ 30001 -  35000     4.7             2.2           1.1                    4.0                     
  $ 35001 -  40000     4.8             2.6           1.3                    4.5                     
  $ 40001 -  45000     4.7             2.9           1.5                    4.6                     
  $ 45001 -  50000     4.6             3.2           1.7                    4.9                     
  $ 50001 -  75000    20.5            18.5          11.5                   24.2                     
  $ 75001 - 100000    13.3            16.7          12.8                   17.3                     
  $100001 - 250000    14.7            29.3          31.8                   20.4                     
  OVER $250,000        2.1            18.8          35.7                    2.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-148102          $591                   2.40                     
  $     1  -  5000                  $2,759           $27                   0.72                     
  $  5001 -  10000                  $7,521          $157                   1.23                     
  $ 10001 -  15000                 $12,498          $455                   1.61                     
  $ 15001 -  20000                 $17,461          $851                   1.88                     
  $ 20001 -  25000                 $22,525        $1,322                   2.09                     
  $ 25001 -  30000                 $27,546        $1,738                   2.34                     
  $ 30001 -  35000                 $32,485        $2,216                   2.50                     
  $ 35001 -  40000                 $37,526        $2,654                   2.82                     
  $ 40001 -  45000                 $42,515        $3,190                   2.98                     
  $ 45001 -  50000                 $47,474        $3,643                   3.20                     
  $ 50001 -  75000                 $62,061        $5,391                   3.53                     
  $ 75001 - 100000                 $86,296        $9,258                   3.89                     
  $100001 - 250000                $137,230       $20,869                   4.15                     
  OVER $250,000                   $626,163      $167,071                   4.12                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $68,854        $9,644                   3.00                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SANTA CLARA UT                                                   
                        _________________________________________________                           
  UNDER $1               12      $-184,336        $1,520     -0.82          38                      
  $     1  -  5000       57       $152,483        $2,081      1.36          48                      
  $  5001 -  10000       85       $622,573       $13,634      2.19         111                      
  $ 10001 -  15000       89     $1,109,274       $33,025      2.98         167                      
  $ 15001 -  20000       83     $1,462,039       $59,636      4.08         178                      
  $ 20001 -  25000       77     $1,721,538       $79,607      4.62         182                      
  $ 25001 -  30000       63     $1,725,925       $81,378      4.72         193                      
  $ 30001 -  35000       54     $1,735,985       $86,025      4.96         179                      
  $ 35001 -  40000       66     $2,474,941      $164,361      6.64         207                      
  $ 40001 -  45000       68     $2,876,888      $167,813      5.83         248                      
  $ 45001 -  50000       62     $2,950,751      $183,616      6.22         232                      
  $ 50001 -  75000      273    $16,775,421    $1,177,689      7.02       1,149                      
  $ 75001 - 100000      112     $9,531,871      $783,526      8.22         543                      
  $100001 - 250000       69     $9,118,970    $1,388,501     15.23         287                      
  OVER $250,000          15     $6,901,125    $1,564,515     22.67          70                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,185     $58,975,448    $5,786,927      9.81        3,832                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.0            -0.3           0.0                    1.0                     
  $     1  -  5000     4.8             0.3           0.0                    1.3                     
  $  5001 -  10000     7.2             1.1           0.2                    2.9                     
  $ 10001 -  15000     7.5             1.9           0.6                    4.4                     
  $ 15001 -  20000     7.0             2.5           1.0                    4.6                     
  $ 20001 -  25000     6.5             2.9           1.4                    4.7                     
  $ 25001 -  30000     5.3             2.9           1.4                    5.0                     
  $ 30001 -  35000     4.6             2.9           1.5                    4.7                     
  $ 35001 -  40000     5.6             4.2           2.8                    5.4                     
  $ 40001 -  45000     5.7             4.9           2.9                    6.5                     
  $ 45001 -  50000     5.2             5.0           3.2                    6.1                     
  $ 50001 -  75000    23.0            28.4          20.4                   30.0                     
  $ 75001 - 100000     9.5            16.2          13.5                   14.2                     
  $100001 - 250000     5.8            15.5          24.0                    7.5                     
  OVER $250,000        1.3            11.7          27.0                    1.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-15,361          $127                   3.17                     
  $     1  -  5000                  $2,675           $37                   0.84                     
  $  5001 -  10000                  $7,324          $160                   1.31                     
  $ 10001 -  15000                 $12,464          $371                   1.88                     
  $ 15001 -  20000                 $17,615          $719                   2.14                     
  $ 20001 -  25000                 $22,358        $1,034                   2.36                     
  $ 25001 -  30000                 $27,396        $1,292                   3.06                     
  $ 30001 -  35000                 $32,148        $1,593                   3.31                     
  $ 35001 -  40000                 $37,499        $2,490                   3.14                     
  $ 40001 -  45000                 $42,307        $2,468                   3.65                     
  $ 45001 -  50000                 $47,593        $2,962                   3.74                     
  $ 50001 -  75000                 $61,448        $4,314                   4.21                     
  $ 75001 - 100000                 $85,106        $6,996                   4.85                     
  $100001 - 250000                $132,159       $20,123                   4.16                     
  OVER $250,000                   $460,075      $104,301                   4.67                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $49,768        $4,883                   3.23                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SANTAQUIN UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000          68      $-228,026        $1,961     -0.86          91                      
  $  5001 -  10000       69       $514,420        $7,562      1.47         114                      
  $ 10001 -  15000       96     $1,212,462       $32,965      2.72         198                      
  $ 15001 -  20000       97     $1,693,448       $79,973      4.72         229                      
  $ 20001 -  25000       69     $1,558,048       $74,494      4.78         190                      
  $ 25001 -  30000       97     $2,666,453      $125,295      4.70         307                      
  $ 30001 -  35000      113     $3,680,351      $179,205      4.87         401                      
  $ 35001 -  40000       93     $3,501,818      $199,392      5.69         351                      
  $ 40001 -  45000       78     $3,311,269      $232,182      7.01         277                      
  $ 45001 -  50000       93     $4,413,271      $282,617      6.40         374                      
  $ 50001 -  75000      235    $13,980,356    $1,088,570      7.79         988                      
  $ 75001 - 100000       59     $4,965,241      $519,774     10.47         271                      
  OVER $100,000          26     $3,957,256      $630,058     15.92         133                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,193     $45,226,367    $3,454,048      7.64        3,924                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.7            -0.5           0.1                    2.3                     
  $  5001 -  10000     5.8             1.1           0.2                    2.9                     
  $ 10001 -  15000     8.0             2.7           1.0                    5.0                     
  $ 15001 -  20000     8.1             3.7           2.3                    5.8                     
  $ 20001 -  25000     5.8             3.4           2.2                    4.8                     
  $ 25001 -  30000     8.1             5.9           3.6                    7.8                     
  $ 30001 -  35000     9.5             8.1           5.2                   10.2                     
  $ 35001 -  40000     7.8             7.7           5.8                    8.9                     
  $ 40001 -  45000     6.5             7.3           6.7                    7.1                     
  $ 45001 -  50000     7.8             9.8           8.2                    9.5                     
  $ 50001 -  75000    19.7            30.9          31.5                   25.2                     
  $ 75001 - 100000     4.9            11.0          15.0                    6.9                     
  OVER $100,000        2.2             8.7          18.2                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-3,353           $29                   1.34                     
  $  5001 -  10000                  $7,455          $110                   1.65                     
  $ 10001 -  15000                 $12,630          $343                   2.06                     
  $ 15001 -  20000                 $17,458          $824                   2.36                     
  $ 20001 -  25000                 $22,580        $1,080                   2.75                     
  $ 25001 -  30000                 $27,489        $1,292                   3.16                     
  $ 30001 -  35000                 $32,569        $1,586                   3.55                     
  $ 35001 -  40000                 $37,654        $2,144                   3.77                     
  $ 40001 -  45000                 $42,452        $2,977                   3.55                     
  $ 45001 -  50000                 $47,455        $3,039                   4.02                     
  $ 50001 -  75000                 $59,491        $4,632                   4.20                     
  $ 75001 - 100000                 $84,157        $8,810                   4.59                     
  OVER $100,000                   $152,202       $24,233                   5.12                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,910        $2,895                   3.29                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SMITHFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               11      $-467,300          $902     -0.19          34                      
  $     1  -  5000       77       $208,222          $808      0.39          61                      
  $  5001 -  10000       84       $650,903       $11,297      1.74         135                      
  $ 10001 -  15000      138     $1,737,039       $45,654      2.63         248                      
  $ 15001 -  20000      135     $2,339,899       $97,862      4.18         306                      
  $ 20001 -  25000      170     $3,828,956      $169,072      4.42         453                      
  $ 25001 -  30000      158     $4,339,348      $211,544      4.88         486                      
  $ 30001 -  35000      161     $5,254,939      $331,451      6.31         462                      
  $ 35001 -  40000      148     $5,552,395      $296,672      5.34         572                      
  $ 40001 -  45000      137     $5,819,159      $353,672      6.08         519                      
  $ 45001 -  50000      143     $6,759,814      $435,310      6.44         563                      
  $ 50001 -  75000      474    $28,939,024    $2,232,474      7.71       1,930                      
  $ 75001 - 100000      148    $12,647,637    $1,211,830      9.58         720                      
  $100001 - 250000      103    $12,965,240    $1,818,471     14.03         451                      
  OVER $250,000          12     $6,496,698    $1,526,070     23.49          42                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,099     $97,071,973    $8,743,089      9.01        6,982                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.5            -0.5           0.0                    0.5                     
  $     1  -  5000     3.7             0.2           0.0                    0.9                     
  $  5001 -  10000     4.0             0.7           0.1                    1.9                     
  $ 10001 -  15000     6.6             1.8           0.5                    3.6                     
  $ 15001 -  20000     6.4             2.4           1.1                    4.4                     
  $ 20001 -  25000     8.1             3.9           1.9                    6.5                     
  $ 25001 -  30000     7.5             4.5           2.4                    7.0                     
  $ 30001 -  35000     7.7             5.4           3.8                    6.6                     
  $ 35001 -  40000     7.1             5.7           3.4                    8.2                     
  $ 40001 -  45000     6.5             6.0           4.0                    7.4                     
  $ 45001 -  50000     6.8             7.0           5.0                    8.1                     
  $ 50001 -  75000    22.6            29.8          25.5                   27.6                     
  $ 75001 - 100000     7.1            13.0          13.9                   10.3                     
  $100001 - 250000     4.9            13.4          20.8                    6.5                     
  OVER $250,000        0.6             6.7          17.5                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-42,482           $82                   3.09                     
  $     1  -  5000                  $2,704           $10                   0.79                     
  $  5001 -  10000                  $7,749          $134                   1.61                     
  $ 10001 -  15000                 $12,587          $331                   1.80                     
  $ 15001 -  20000                 $17,333          $725                   2.27                     
  $ 20001 -  25000                 $22,523          $995                   2.66                     
  $ 25001 -  30000                 $27,464        $1,339                   3.08                     
  $ 30001 -  35000                 $32,639        $2,059                   2.87                     
  $ 35001 -  40000                 $37,516        $2,005                   3.86                     
  $ 40001 -  45000                 $42,476        $2,582                   3.79                     
  $ 45001 -  50000                 $47,271        $3,044                   3.94                     
  $ 50001 -  75000                 $61,053        $4,710                   4.07                     
  $ 75001 - 100000                 $85,457        $8,188                   4.86                     
  $100001 - 250000                $125,876       $17,655                   4.38                     
  OVER $250,000                   $541,392      $127,173                   3.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,247        $4,165                   3.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SOUTH JORDAN UT                                                  
                        _________________________________________________                           
  UNDER $1               29    $-2,398,792        $8,019     -0.33          81                      
  $     1  -  5000      332       $901,315       $14,730      1.63         181                      
  $  5001 -  10000      304     $2,291,811       $61,619      2.69         315                      
  $ 10001 -  15000      305     $3,835,974      $148,414      3.87         473                      
  $ 15001 -  20000      323     $5,593,653      $289,520      5.18         582                      
  $ 20001 -  25000      293     $6,547,525      $362,599      5.54         650                      
  $ 25001 -  30000      280     $7,656,214      $447,869      5.85         666                      
  $ 30001 -  35000      250     $8,139,295      $512,855      6.30         657                      
  $ 35001 -  40000      285    $10,695,122      $619,934      5.80         929                      
  $ 40001 -  45000      320    $13,575,885      $847,492      6.24       1,108                      
  $ 45001 -  50000      304    $14,431,290      $919,190      6.37       1,112                      
  $ 50001 -  75000    1,825   $114,181,890    $8,587,522      7.52       7,372                      
  $ 75001 - 100000    1,388   $119,709,483   $11,173,323      9.33       6,170                      
  $100001 - 250000    1,107   $145,857,346   $20,258,657     13.89       5,171                      
  OVER $250,000          80    $37,445,149    $8,875,031     23.70         352                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,425    $488,463,160   $53,126,774     10.88       25,819                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.5           0.0                    0.3                     
  $     1  -  5000     4.5             0.2           0.0                    0.7                     
  $  5001 -  10000     4.1             0.5           0.1                    1.2                     
  $ 10001 -  15000     4.1             0.8           0.3                    1.8                     
  $ 15001 -  20000     4.4             1.1           0.5                    2.3                     
  $ 20001 -  25000     3.9             1.3           0.7                    2.5                     
  $ 25001 -  30000     3.8             1.6           0.8                    2.6                     
  $ 30001 -  35000     3.4             1.7           1.0                    2.5                     
  $ 35001 -  40000     3.8             2.2           1.2                    3.6                     
  $ 40001 -  45000     4.3             2.8           1.6                    4.3                     
  $ 45001 -  50000     4.1             3.0           1.7                    4.3                     
  $ 50001 -  75000    24.6            23.4          16.2                   28.6                     
  $ 75001 - 100000    18.7            24.5          21.0                   23.9                     
  $100001 - 250000    14.9            29.9          38.1                   20.0                     
  OVER $250,000        1.1             7.7          16.7                    1.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-82,717          $277                   2.79                     
  $     1  -  5000                  $2,715           $44                   0.55                     
  $  5001 -  10000                  $7,539          $203                   1.04                     
  $ 10001 -  15000                 $12,577          $487                   1.55                     
  $ 15001 -  20000                 $17,318          $896                   1.80                     
  $ 20001 -  25000                 $22,347        $1,238                   2.22                     
  $ 25001 -  30000                 $27,344        $1,600                   2.38                     
  $ 30001 -  35000                 $32,557        $2,051                   2.63                     
  $ 35001 -  40000                 $37,527        $2,175                   3.26                     
  $ 40001 -  45000                 $42,425        $2,648                   3.46                     
  $ 45001 -  50000                 $47,471        $3,024                   3.66                     
  $ 50001 -  75000                 $62,565        $4,705                   4.04                     
  $ 75001 - 100000                 $86,246        $8,050                   4.45                     
  $100001 - 250000                $131,759       $18,301                   4.67                     
  OVER $250,000                   $468,064      $110,938                   4.40                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,786        $7,155                   3.48                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                  
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SOUTH SALT LAKE U                                                
                        _________________________________________________                           
  UNDER $ 5,000          84    $-7,055,611            $9     -0.00         135                      
  $  5001 -  10000      170     $1,291,931       $14,085      1.09         319                      
  $ 10001 -  15000      216     $2,733,337       $73,945      2.71         438                      
  $ 15001 -  20000      215     $3,766,784      $167,342      4.44         464                      
  $ 20001 -  25000      180     $4,036,286      $254,385      6.30         378                      
  $ 25001 -  30000      125     $3,441,827      $237,420      6.90         293                      
  $ 30001 -  35000      115     $3,708,297      $280,201      7.56         275                      
  $ 35001 -  40000       83     $3,089,709      $260,111      8.42         220                      
  $ 40001 -  45000       76     $3,222,199      $292,355      9.07         210                      
  $ 45001 -  50000       42     $1,994,335      $175,483      8.80         129                      
  $ 50001 -  75000       97     $5,772,108      $571,438      9.90         343                      
  $ 75001 - 100000       16     $1,389,500      $179,971     12.95          54                      
  OVER $100,000          10     $1,320,906      $152,562     11.55          32                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,429     $28,711,608    $2,659,307      9.26        3,290                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.9           -24.6           0.0                    4.1                     
  $  5001 -  10000    11.9             4.5           0.5                    9.7                     
  $ 10001 -  15000    15.1             9.5           2.8                   13.3                     
  $ 15001 -  20000    15.0            13.1           6.3                   14.1                     
  $ 20001 -  25000    12.6            14.1           9.6                   11.5                     
  $ 25001 -  30000     8.7            12.0           8.9                    8.9                     
  $ 30001 -  35000     8.0            12.9          10.5                    8.4                     
  $ 35001 -  40000     5.8            10.8           9.8                    6.7                     
  $ 40001 -  45000     5.3            11.2          11.0                    6.4                     
  $ 45001 -  50000     2.9             6.9           6.6                    3.9                     
  $ 50001 -  75000     6.8            20.1          21.5                   10.4                     
  $ 75001 - 100000     1.1             4.8           6.8                    1.6                     
  OVER $100,000        0.7             4.6           5.7                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                   $-83,995            $0                   1.61                     
  $  5001 -  10000                  $7,600           $83                   1.88                     
  $ 10001 -  15000                 $12,654          $342                   2.03                     
  $ 15001 -  20000                 $17,520          $778                   2.16                     
  $ 20001 -  25000                 $22,424        $1,413                   2.10                     
  $ 25001 -  30000                 $27,535        $1,899                   2.34                     
  $ 30001 -  35000                 $32,246        $2,437                   2.39                     
  $ 35001 -  40000                 $37,225        $3,134                   2.65                     
  $ 40001 -  45000                 $42,397        $3,847                   2.76                     
  $ 45001 -  50000                 $47,484        $4,178                   3.07                     
  $ 50001 -  75000                 $59,506        $5,891                   3.54                     
  $ 75001 - 100000                 $86,844       $11,248                   3.38                     
  OVER $100,000                   $132,091       $15,256                   3.20                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $20,092        $1,861                   2.30                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SOUTH WEBER UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000          19        $37,799          $161      0.43          10                      
  $  5001 -  10000       30       $231,078        $4,997      2.16          35                      
  $ 10001 -  15000       34       $427,660       $19,954      4.67          47                      
  $ 15001 -  20000       25       $447,026       $22,779      5.10          42                      
  $ 20001 -  25000       24       $543,068       $27,096      4.99          60                      
  $ 25001 -  30000       36       $998,859       $57,942      5.80          94                      
  $ 30001 -  35000       44     $1,427,908       $95,183      6.67         114                      
  $ 35001 -  40000       36     $1,358,018       $80,922      5.96         116                      
  $ 40001 -  45000       42     $1,770,867      $112,981      6.38         137                      
  $ 45001 -  50000       46     $2,172,050      $142,811      6.57         157                      
  $ 50001 -  75000      269    $16,738,494    $1,240,644      7.41       1,093                      
  $ 75001 - 100000      173    $14,726,077    $1,446,870      9.83         754                      
  OVER $100,000          85    $11,292,191    $1,648,610     14.60         399                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                863     $52,171,095    $4,900,950      9.39        3,058                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        2.2             0.1           0.0                    0.3                     
  $  5001 -  10000     3.5             0.4           0.1                    1.1                     
  $ 10001 -  15000     3.9             0.8           0.4                    1.5                     
  $ 15001 -  20000     2.9             0.9           0.5                    1.4                     
  $ 20001 -  25000     2.8             1.0           0.6                    2.0                     
  $ 25001 -  30000     4.2             1.9           1.2                    3.1                     
  $ 30001 -  35000     5.1             2.7           1.9                    3.7                     
  $ 35001 -  40000     4.2             2.6           1.7                    3.8                     
  $ 40001 -  45000     4.9             3.4           2.3                    4.5                     
  $ 45001 -  50000     5.3             4.2           2.9                    5.1                     
  $ 50001 -  75000    31.2            32.1          25.3                   35.7                     
  $ 75001 - 100000    20.0            28.2          29.5                   24.7                     
  OVER $100,000        9.8            21.6          33.6                   13.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,989            $8                   0.53                     
  $  5001 -  10000                  $7,703          $167                   1.17                     
  $ 10001 -  15000                 $12,578          $587                   1.38                     
  $ 15001 -  20000                 $17,881          $911                   1.68                     
  $ 20001 -  25000                 $22,628        $1,129                   2.50                     
  $ 25001 -  30000                 $27,746        $1,610                   2.61                     
  $ 30001 -  35000                 $32,452        $2,163                   2.59                     
  $ 35001 -  40000                 $37,723        $2,248                   3.22                     
  $ 40001 -  45000                 $42,164        $2,690                   3.26                     
  $ 45001 -  50000                 $47,218        $3,105                   3.41                     
  $ 50001 -  75000                 $62,225        $4,612                   4.06                     
  $ 75001 - 100000                 $85,122        $8,363                   4.36                     
  OVER $100,000                   $132,849       $19,395                   4.69                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,453        $5,679                   3.54                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SPANISH FORK UT                                                  
                        _________________________________________________                           
  UNDER $1               38    $-2,245,728        $1,132     -0.05         104                      
  $     1  -  5000      242       $651,846        $3,951      0.61         221                      
  $  5001 -  10000      323     $2,416,449       $33,390      1.38         544                      
  $ 10001 -  15000      368     $4,588,251      $111,399      2.43         763                      
  $ 15001 -  20000      385     $6,691,548      $262,516      3.92         856                      
  $ 20001 -  25000      395     $8,894,479      $387,362      4.36       1,106                      
  $ 25001 -  30000      436    $11,985,231      $599,749      5.00       1,294                      
  $ 30001 -  35000      447    $14,573,603      $778,085      5.34       1,488                      
  $ 35001 -  40000      422    $15,876,451      $973,286      6.13       1,420                      
  $ 40001 -  45000      446    $18,953,000    $1,195,481      6.31       1,574                      
  $ 45001 -  50000      403    $19,114,235    $1,223,014      6.40       1,573                      
  $ 50001 -  75000    1,354    $81,724,172    $6,153,902      7.53       5,596                      
  $ 75001 - 100000      501    $42,785,348    $4,145,814      9.69       2,233                      
  $100001 - 250000      305    $40,274,660    $5,879,328     14.60       1,432                      
  OVER $250,000          33    $16,561,268    $4,227,739     25.53         161                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,098    $282,844,813   $25,976,148      9.18       20,365                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.8           0.0                    0.5                     
  $     1  -  5000     4.0             0.2           0.0                    1.1                     
  $  5001 -  10000     5.3             0.9           0.1                    2.7                     
  $ 10001 -  15000     6.0             1.6           0.4                    3.7                     
  $ 15001 -  20000     6.3             2.4           1.0                    4.2                     
  $ 20001 -  25000     6.5             3.1           1.5                    5.4                     
  $ 25001 -  30000     7.1             4.2           2.3                    6.4                     
  $ 30001 -  35000     7.3             5.2           3.0                    7.3                     
  $ 35001 -  40000     6.9             5.6           3.7                    7.0                     
  $ 40001 -  45000     7.3             6.7           4.6                    7.7                     
  $ 45001 -  50000     6.6             6.8           4.7                    7.7                     
  $ 50001 -  75000    22.2            28.9          23.7                   27.5                     
  $ 75001 - 100000     8.2            15.1          16.0                   11.0                     
  $100001 - 250000     5.0            14.2          22.6                    7.0                     
  OVER $250,000        0.5             5.9          16.3                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-59,098           $30                   2.74                     
  $     1  -  5000                  $2,694           $16                   0.91                     
  $  5001 -  10000                  $7,481          $103                   1.68                     
  $ 10001 -  15000                 $12,468          $303                   2.07                     
  $ 15001 -  20000                 $17,381          $682                   2.22                     
  $ 20001 -  25000                 $22,518          $981                   2.80                     
  $ 25001 -  30000                 $27,489        $1,376                   2.97                     
  $ 30001 -  35000                 $32,603        $1,741                   3.33                     
  $ 35001 -  40000                 $37,622        $2,306                   3.36                     
  $ 40001 -  45000                 $42,496        $2,680                   3.53                     
  $ 45001 -  50000                 $47,430        $3,035                   3.90                     
  $ 50001 -  75000                 $60,358        $4,545                   4.13                     
  $ 75001 - 100000                 $85,400        $8,275                   4.46                     
  $100001 - 250000                $132,048       $19,276                   4.70                     
  OVER $250,000                   $501,857      $128,113                   4.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,383        $4,260                   3.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SPRINGVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               21      $-376,681        $9,583     -2.54          52                      
  $     1  -  5000      266       $769,166        $1,238      0.16         273                      
  $  5001 -  10000      345     $2,609,917       $40,065      1.54         526                      
  $ 10001 -  15000      382     $4,749,602      $137,199      2.89         756                      
  $ 15001 -  20000      452     $7,919,684      $305,028      3.85         982                      
  $ 20001 -  25000      425     $9,565,214      $441,018      4.61       1,131                      
  $ 25001 -  30000      402    $11,009,226      $576,176      5.23       1,136                      
  $ 30001 -  35000      399    $12,982,219      $734,461      5.66       1,238                      
  $ 35001 -  40000      385    $14,470,742      $908,969      6.28       1,273                      
  $ 40001 -  45000      370    $15,739,885    $1,046,764      6.65       1,290                      
  $ 45001 -  50000      309    $14,670,301    $1,022,752      6.97       1,102                      
  $ 50001 -  75000    1,038    $63,157,151    $5,058,346      8.01       4,078                      
  $ 75001 - 100000      445    $38,053,070    $3,707,476      9.74       1,937                      
  $100001 - 250000      315    $41,874,992    $5,897,616     14.08       1,445                      
  OVER $250,000          31    $21,847,970    $5,047,756     23.10         147                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,585    $259,042,458   $24,934,447      9.63       17,366                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.1           0.0                    0.3                     
  $     1  -  5000     4.8             0.3           0.0                    1.6                     
  $  5001 -  10000     6.2             1.0           0.2                    3.0                     
  $ 10001 -  15000     6.8             1.8           0.6                    4.4                     
  $ 15001 -  20000     8.1             3.1           1.2                    5.7                     
  $ 20001 -  25000     7.6             3.7           1.8                    6.5                     
  $ 25001 -  30000     7.2             4.2           2.3                    6.5                     
  $ 30001 -  35000     7.1             5.0           2.9                    7.1                     
  $ 35001 -  40000     6.9             5.6           3.6                    7.3                     
  $ 40001 -  45000     6.6             6.1           4.2                    7.4                     
  $ 45001 -  50000     5.5             5.7           4.1                    6.3                     
  $ 50001 -  75000    18.6            24.4          20.3                   23.5                     
  $ 75001 - 100000     8.0            14.7          14.9                   11.2                     
  $100001 - 250000     5.6            16.2          23.7                    8.3                     
  OVER $250,000        0.6             8.4          20.2                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-17,937          $456                   2.48                     
  $     1  -  5000                  $2,892            $5                   1.03                     
  $  5001 -  10000                  $7,565          $116                   1.52                     
  $ 10001 -  15000                 $12,434          $359                   1.98                     
  $ 15001 -  20000                 $17,521          $675                   2.17                     
  $ 20001 -  25000                 $22,506        $1,038                   2.66                     
  $ 25001 -  30000                 $27,386        $1,433                   2.83                     
  $ 30001 -  35000                 $32,537        $1,841                   3.10                     
  $ 35001 -  40000                 $37,586        $2,361                   3.31                     
  $ 40001 -  45000                 $42,540        $2,829                   3.49                     
  $ 45001 -  50000                 $47,477        $3,310                   3.57                     
  $ 50001 -  75000                 $60,845        $4,873                   3.93                     
  $ 75001 - 100000                 $85,513        $8,331                   4.35                     
  $100001 - 250000                $132,936       $18,723                   4.59                     
  OVER $250,000                   $704,773      $162,831                   4.74                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,382        $4,465                   3.11                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   ST GEORGE UT                                                     
                        _________________________________________________                           
  UNDER $1              139    $-7,634,997       $12,308     -0.16         336                      
  $     1  -  5000      970     $2,782,132       $17,958      0.65       1,099                      
  $  5001 -  10000    1,294     $9,809,674      $139,768      1.42       2,093                      
  $ 10001 -  15000    1,441    $18,088,464      $516,466      2.86       2,724                      
  $ 15001 -  20000    1,456    $25,442,322    $1,009,002      3.97       3,100                      
  $ 20001 -  25000    1,280    $28,778,888    $1,470,884      5.11       2,961                      
  $ 25001 -  30000    1,060    $29,065,472    $1,613,441      5.55       2,838                      
  $ 30001 -  35000      976    $31,683,092    $1,992,750      6.29       2,686                      
  $ 35001 -  40000      852    $31,830,761    $2,212,932      6.95       2,478                      
  $ 40001 -  45000      733    $31,172,505    $2,247,667      7.21       2,268                      
  $ 45001 -  50000      581    $27,560,627    $2,094,842      7.60       1,900                      
  $ 50001 -  75000    2,148   $131,009,812   $11,423,393      8.72       7,302                      
  $ 75001 - 100000      854    $72,444,296    $7,817,622     10.79       3,076                      
  $100001 - 250000      714    $98,892,270   $15,404,589     15.58       2,579                      
  OVER $250,000         143    $74,287,237   $16,687,316     22.46         555                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,641    $605,212,555   $64,660,938     10.68       37,995                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.3           0.0                    0.9                     
  $     1  -  5000     6.6             0.5           0.0                    2.9                     
  $  5001 -  10000     8.8             1.6           0.2                    5.5                     
  $ 10001 -  15000     9.8             3.0           0.8                    7.2                     
  $ 15001 -  20000     9.9             4.2           1.6                    8.2                     
  $ 20001 -  25000     8.7             4.8           2.3                    7.8                     
  $ 25001 -  30000     7.2             4.8           2.5                    7.5                     
  $ 30001 -  35000     6.7             5.2           3.1                    7.1                     
  $ 35001 -  40000     5.8             5.3           3.4                    6.5                     
  $ 40001 -  45000     5.0             5.2           3.5                    6.0                     
  $ 45001 -  50000     4.0             4.6           3.2                    5.0                     
  $ 50001 -  75000    14.7            21.6          17.7                   19.2                     
  $ 75001 - 100000     5.8            12.0          12.1                    8.1                     
  $100001 - 250000     4.9            16.3          23.8                    6.8                     
  OVER $250,000        1.0            12.3          25.8                    1.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-54,928           $89                   2.42                     
  $     1  -  5000                  $2,868           $19                   1.13                     
  $  5001 -  10000                  $7,581          $108                   1.62                     
  $ 10001 -  15000                 $12,553          $358                   1.89                     
  $ 15001 -  20000                 $17,474          $693                   2.13                     
  $ 20001 -  25000                 $22,484        $1,149                   2.31                     
  $ 25001 -  30000                 $27,420        $1,522                   2.68                     
  $ 30001 -  35000                 $32,462        $2,042                   2.75                     
  $ 35001 -  40000                 $37,360        $2,597                   2.91                     
  $ 40001 -  45000                 $42,527        $3,066                   3.09                     
  $ 45001 -  50000                 $47,437        $3,606                   3.27                     
  $ 50001 -  75000                 $60,992        $5,318                   3.40                     
  $ 75001 - 100000                 $84,829        $9,154                   3.60                     
  $100001 - 250000                $138,505       $21,575                   3.61                     
  OVER $250,000                   $519,491      $116,695                   3.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $41,337        $4,416                   2.60                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   STANSBURY PARK UT                                                
                        _________________________________________________                           
  UNDER $ 5,000          24        $47,221          $698      1.48          14                      
  $  5001 -  10000       23       $155,361        $2,581      1.66          24                      
  $ 10001 -  15000       22       $267,812        $8,562      3.20          47                      
  $ 15001 -  20000       25       $427,629       $21,227      4.96          46                      
  $ 20001 -  25000       21       $465,831       $22,772      4.89          53                      
  $ 25001 -  30000       30       $830,729       $51,197      6.16          75                      
  $ 30001 -  35000       26       $847,865       $45,389      5.35          74                      
  $ 35001 -  40000       38     $1,423,122       $90,664      6.37         107                      
  $ 40001 -  45000       49     $2,088,634      $143,270      6.86         150                      
  $ 45001 -  50000       48     $2,299,472      $144,658      6.29         166                      
  $ 50001 -  75000      242    $14,997,425    $1,569,496     10.47         846                      
  $ 75001 - 100000      152    $13,055,600    $1,459,533     11.18         571                      
  OVER $100,000         102    $14,291,096    $2,295,094     16.06         364                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                802     $51,197,797    $5,855,141     11.44        2,537                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.0             0.1           0.0                    0.6                     
  $  5001 -  10000     2.9             0.3           0.0                    0.9                     
  $ 10001 -  15000     2.7             0.5           0.1                    1.9                     
  $ 15001 -  20000     3.1             0.8           0.4                    1.8                     
  $ 20001 -  25000     2.6             0.9           0.4                    2.1                     
  $ 25001 -  30000     3.7             1.6           0.9                    3.0                     
  $ 30001 -  35000     3.2             1.7           0.8                    2.9                     
  $ 35001 -  40000     4.7             2.8           1.5                    4.2                     
  $ 40001 -  45000     6.1             4.1           2.4                    5.9                     
  $ 45001 -  50000     6.0             4.5           2.5                    6.5                     
  $ 50001 -  75000    30.2            29.3          26.8                   33.3                     
  $ 75001 - 100000    19.0            25.5          24.9                   22.5                     
  OVER $100,000       12.7            27.9          39.2                   14.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,968           $29                   0.58                     
  $  5001 -  10000                  $6,755          $112                   1.04                     
  $ 10001 -  15000                 $12,173          $389                   2.14                     
  $ 15001 -  20000                 $17,105          $849                   1.84                     
  $ 20001 -  25000                 $22,182        $1,084                   2.52                     
  $ 25001 -  30000                 $27,691        $1,707                   2.50                     
  $ 30001 -  35000                 $32,610        $1,746                   2.85                     
  $ 35001 -  40000                 $37,451        $2,386                   2.82                     
  $ 40001 -  45000                 $42,625        $2,924                   3.06                     
  $ 45001 -  50000                 $47,906        $3,014                   3.46                     
  $ 50001 -  75000                 $61,973        $6,486                   3.50                     
  $ 75001 - 100000                 $85,892        $9,602                   3.76                     
  OVER $100,000                   $140,109       $22,501                   3.57                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $63,838        $7,301                   3.16                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SUNSET UT                                                        
                        _________________________________________________                           
  UNDER $ 5,000          92       $133,940          $234      0.17         102                      
  $  5001 -  10000       97       $744,755       $11,531      1.55         148                      
  $ 10001 -  15000      131     $1,648,251       $53,977      3.27         241                      
  $ 15001 -  20000      143     $2,521,782      $112,512      4.46         288                      
  $ 20001 -  25000      150     $3,364,139      $171,131      5.09         347                      
  $ 25001 -  30000      154     $4,224,967      $279,751      6.62         368                      
  $ 30001 -  35000      126     $4,095,902      $293,111      7.16         320                      
  $ 35001 -  40000      143     $5,330,897      $412,820      7.74         400                      
  $ 40001 -  45000      116     $4,907,293      $404,598      8.24         338                      
  $ 45001 -  50000      103     $4,899,904      $477,442      9.74         271                      
  $ 50001 -  75000      278    $16,666,820    $1,597,323      9.58         925                      
  $ 75001 - 100000       76     $6,426,790      $736,761     11.46         286                      
  $100001 - 250000       34     $4,226,435      $587,162     13.89         142                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,643     $59,191,875    $5,138,353      8.68        4,176                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.6             0.2           0.0                    2.4                     
  $  5001 -  10000     5.9             1.3           0.2                    3.5                     
  $ 10001 -  15000     8.0             2.8           1.1                    5.8                     
  $ 15001 -  20000     8.7             4.3           2.2                    6.9                     
  $ 20001 -  25000     9.1             5.7           3.3                    8.3                     
  $ 25001 -  30000     9.4             7.1           5.4                    8.8                     
  $ 30001 -  35000     7.7             6.9           5.7                    7.7                     
  $ 35001 -  40000     8.7             9.0           8.0                    9.6                     
  $ 40001 -  45000     7.1             8.3           7.9                    8.1                     
  $ 45001 -  50000     6.3             8.3           9.3                    6.5                     
  $ 50001 -  75000    16.9            28.2          31.1                   22.2                     
  $ 75001 - 100000     4.6            10.9          14.3                    6.8                     
  $100001 - 250000     2.1             7.1          11.4                    3.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,456            $3                   1.11                     
  $  5001 -  10000                  $7,678          $119                   1.53                     
  $ 10001 -  15000                 $12,582          $412                   1.84                     
  $ 15001 -  20000                 $17,635          $787                   2.01                     
  $ 20001 -  25000                 $22,428        $1,141                   2.31                     
  $ 25001 -  30000                 $27,435        $1,817                   2.39                     
  $ 30001 -  35000                 $32,507        $2,326                   2.54                     
  $ 35001 -  40000                 $37,279        $2,887                   2.80                     
  $ 40001 -  45000                 $42,304        $3,488                   2.91                     
  $ 45001 -  50000                 $47,572        $4,635                   2.63                     
  $ 50001 -  75000                 $59,953        $5,746                   3.33                     
  $ 75001 - 100000                 $84,563        $9,694                   3.76                     
  $100001 - 250000                $124,307       $17,269                   4.18                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,027        $3,127                   2.54                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   SYRACUSE UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000          67         $2,700          $883     32.70          55                      
  $  5001 -  10000       91       $672,354       $14,002      2.08         108                      
  $ 10001 -  15000      103     $1,292,436       $47,847      3.70         186                      
  $ 15001 -  20000       99     $1,722,884       $68,694      3.99         214                      
  $ 20001 -  25000      108     $2,435,192      $125,496      5.15         259                      
  $ 25001 -  30000      128     $3,541,775      $175,701      4.96         368                      
  $ 30001 -  35000      146     $4,751,055      $240,171      5.06         498                      
  $ 35001 -  40000      156     $5,823,393      $333,139      5.72         516                      
  $ 40001 -  45000      145     $6,157,743      $386,076      6.27         500                      
  $ 45001 -  50000      164     $7,797,978      $515,763      6.61         614                      
  $ 50001 -  75000      711    $43,742,403    $3,354,487      7.67       2,878                      
  $ 75001 - 100000      330    $28,144,523    $2,779,483      9.88       1,390                      
  $100001 - 250000      169    $21,159,234    $2,925,250     13.82         742                      
  OVER $250,000          11     $4,264,981    $1,035,110     24.27          47                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,428    $131,508,651   $12,002,102      9.13        8,375                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        2.8             0.0           0.0                    0.7                     
  $  5001 -  10000     3.7             0.5           0.1                    1.3                     
  $ 10001 -  15000     4.2             1.0           0.4                    2.2                     
  $ 15001 -  20000     4.1             1.3           0.6                    2.6                     
  $ 20001 -  25000     4.4             1.9           1.0                    3.1                     
  $ 25001 -  30000     5.3             2.7           1.5                    4.4                     
  $ 30001 -  35000     6.0             3.6           2.0                    5.9                     
  $ 35001 -  40000     6.4             4.4           2.8                    6.2                     
  $ 40001 -  45000     6.0             4.7           3.2                    6.0                     
  $ 45001 -  50000     6.8             5.9           4.3                    7.3                     
  $ 50001 -  75000    29.3            33.3          27.9                   34.4                     
  $ 75001 - 100000    13.6            21.4          23.2                   16.6                     
  $100001 - 250000     7.0            16.1          24.4                    8.9                     
  OVER $250,000        0.5             3.2           8.6                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                        $40           $13                   0.82                     
  $  5001 -  10000                  $7,389          $154                   1.19                     
  $ 10001 -  15000                 $12,548          $465                   1.81                     
  $ 15001 -  20000                 $17,403          $694                   2.16                     
  $ 20001 -  25000                 $22,548        $1,162                   2.40                     
  $ 25001 -  30000                 $27,670        $1,373                   2.88                     
  $ 30001 -  35000                 $32,541        $1,645                   3.41                     
  $ 35001 -  40000                 $37,329        $2,136                   3.31                     
  $ 40001 -  45000                 $42,467        $2,663                   3.45                     
  $ 45001 -  50000                 $47,549        $3,145                   3.74                     
  $ 50001 -  75000                 $61,522        $4,718                   4.05                     
  $ 75001 - 100000                 $85,286        $8,423                   4.21                     
  $100001 - 250000                $125,203       $17,309                   4.39                     
  OVER $250,000                   $387,726       $94,101                   4.27                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $54,163        $4,943                   3.45                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   TAYLORSVILLE UT                                                  
                        _________________________________________________                           
  UNDER $1               18       $-75,101        $1,125     -1.50          35                      
  $     1  -  5000      345       $941,175        $3,190      0.34         285                      
  $  5001 -  10000      443     $3,321,606       $63,482      1.91         595                      
  $ 10001 -  15000      570     $7,177,651      $260,120      3.62         991                      
  $ 15001 -  20000      564     $9,873,807      $498,688      5.05       1,045                      
  $ 20001 -  25000      603    $13,531,102      $871,348      6.44       1,208                      
  $ 25001 -  30000      537    $14,760,499      $993,006      6.73       1,209                      
  $ 30001 -  35000      527    $17,093,110    $1,242,488      7.27       1,309                      
  $ 35001 -  40000      450    $16,814,543    $1,291,489      7.68       1,228                      
  $ 40001 -  45000      423    $17,943,207    $1,438,302      8.02       1,218                      
  $ 45001 -  50000      372    $17,624,040    $1,407,425      7.99       1,200                      
  $ 50001 -  75000    1,173    $71,691,226    $6,342,474      8.85       4,155                      
  $ 75001 - 100000      442    $37,956,918    $3,981,209     10.49       1,832                      
  OVER $100,000         255    $34,250,167    $5,170,461     15.10       1,137                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,722    $262,903,950   $23,564,807      8.96       17,447                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.0           0.0                    0.2                     
  $     1  -  5000     5.1             0.4           0.0                    1.6                     
  $  5001 -  10000     6.6             1.3           0.3                    3.4                     
  $ 10001 -  15000     8.5             2.7           1.1                    5.7                     
  $ 15001 -  20000     8.4             3.8           2.1                    6.0                     
  $ 20001 -  25000     9.0             5.1           3.7                    6.9                     
  $ 25001 -  30000     8.0             5.6           4.2                    6.9                     
  $ 30001 -  35000     7.8             6.5           5.3                    7.5                     
  $ 35001 -  40000     6.7             6.4           5.5                    7.0                     
  $ 40001 -  45000     6.3             6.8           6.1                    7.0                     
  $ 45001 -  50000     5.5             6.7           6.0                    6.9                     
  $ 50001 -  75000    17.5            27.3          26.9                   23.8                     
  $ 75001 - 100000     6.6            14.4          16.9                   10.5                     
  OVER $100,000        3.8            13.0          21.9                    6.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                         $-4,172           $63                   1.94                     
  $     1  -  5000                  $2,728            $9                   0.83                     
  $  5001 -  10000                  $7,498          $143                   1.34                     
  $ 10001 -  15000                 $12,592          $456                   1.74                     
  $ 15001 -  20000                 $17,507          $884                   1.85                     
  $ 20001 -  25000                 $22,440        $1,445                   2.00                     
  $ 25001 -  30000                 $27,487        $1,849                   2.25                     
  $ 30001 -  35000                 $32,435        $2,358                   2.48                     
  $ 35001 -  40000                 $37,366        $2,870                   2.73                     
  $ 40001 -  45000                 $42,419        $3,400                   2.88                     
  $ 45001 -  50000                 $47,376        $3,783                   3.23                     
  $ 50001 -  75000                 $61,118        $5,407                   3.54                     
  $ 75001 - 100000                 $85,875        $9,007                   4.14                     
  OVER $100,000                   $134,314       $20,276                   4.46                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,111        $3,506                   2.60                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   TOOELE UT                                                        
                        _________________________________________________                           
  UNDER $1               23      $-477,831        $2,757     -0.58          50                      
  $     1  -  5000      288       $808,958        $1,808      0.22         286                      
  $  5001 -  10000      368     $2,785,340       $35,585      1.28         550                      
  $ 10001 -  15000      433     $5,488,716      $189,458      3.45         738                      
  $ 15001 -  20000      549     $9,581,322      $464,128      4.84       1,051                      
  $ 20001 -  25000      521    $11,735,742      $658,887      5.61       1,161                      
  $ 25001 -  30000      498    $13,640,355      $902,447      6.62       1,150                      
  $ 30001 -  35000      559    $18,161,060    $1,241,457      6.84       1,506                      
  $ 35001 -  40000      589    $22,100,714    $1,612,054      7.29       1,719                      
  $ 40001 -  45000      506    $21,520,348    $1,733,470      8.06       1,495                      
  $ 45001 -  50000      433    $20,523,792    $1,669,249      8.13       1,407                      
  $ 50001 -  75000    1,503    $91,285,188    $8,546,455      9.36       5,115                      
  $ 75001 - 100000      500    $42,598,767    $4,960,593     11.64       1,893                      
  $100001 - 250000      259    $32,869,127    $4,948,476     15.06       1,035                      
  OVER $250,000          15     $5,131,840    $1,066,091     20.77          53                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,044    $297,753,438   $28,032,915      9.41       19,209                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.2           0.0                    0.3                     
  $     1  -  5000     4.1             0.3           0.0                    1.5                     
  $  5001 -  10000     5.2             0.9           0.1                    2.9                     
  $ 10001 -  15000     6.1             1.8           0.7                    3.8                     
  $ 15001 -  20000     7.8             3.2           1.7                    5.5                     
  $ 20001 -  25000     7.4             3.9           2.4                    6.0                     
  $ 25001 -  30000     7.1             4.6           3.2                    6.0                     
  $ 30001 -  35000     7.9             6.1           4.4                    7.8                     
  $ 35001 -  40000     8.4             7.4           5.8                    8.9                     
  $ 40001 -  45000     7.2             7.2           6.2                    7.8                     
  $ 45001 -  50000     6.1             6.9           6.0                    7.3                     
  $ 50001 -  75000    21.3            30.7          30.5                   26.6                     
  $ 75001 - 100000     7.1            14.3          17.7                    9.9                     
  $100001 - 250000     3.7            11.0          17.7                    5.4                     
  OVER $250,000        0.2             1.7           3.8                    0.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-20,775          $120                   2.17                     
  $     1  -  5000                  $2,809            $6                   0.99                     
  $  5001 -  10000                  $7,569           $97                   1.49                     
  $ 10001 -  15000                 $12,676          $438                   1.70                     
  $ 15001 -  20000                 $17,452          $845                   1.91                     
  $ 20001 -  25000                 $22,525        $1,265                   2.23                     
  $ 25001 -  30000                 $27,390        $1,812                   2.31                     
  $ 30001 -  35000                 $32,488        $2,221                   2.69                     
  $ 35001 -  40000                 $37,522        $2,737                   2.92                     
  $ 40001 -  45000                 $42,530        $3,426                   2.95                     
  $ 45001 -  50000                 $47,399        $3,855                   3.25                     
  $ 50001 -  75000                 $60,735        $5,686                   3.40                     
  $ 75001 - 100000                 $85,198        $9,921                   3.79                     
  $100001 - 250000                $126,908       $19,106                   4.00                     
  OVER $250,000                   $342,123       $71,073                   3.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $42,271        $3,980                   2.73                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   TREMONTON UT                                                     
                        _________________________________________________                           
  UNDER $1               18    $-1,398,088          $258     -0.02          57                      
  $     1  -  5000      102       $265,178          $430      0.16         118                      
  $  5001 -  10000      135     $1,034,878       $18,925      1.83         203                      
  $ 10001 -  15000      161     $2,011,010       $59,654      2.97         310                      
  $ 15001 -  20000      193     $3,408,583      $127,744      3.75         444                      
  $ 20001 -  25000      177     $4,014,392      $177,009      4.41         494                      
  $ 25001 -  30000      168     $4,613,819      $253,025      5.48         499                      
  $ 30001 -  35000      167     $5,403,656      $329,553      6.10         531                      
  $ 35001 -  40000      177     $6,654,957      $381,382      5.73         686                      
  $ 40001 -  45000      152     $6,437,639      $415,214      6.45         563                      
  $ 45001 -  50000      136     $6,430,326      $423,779      6.59         533                      
  $ 50001 -  75000      524    $31,859,118    $2,689,344      8.44       2,039                      
  $ 75001 - 100000      215    $18,301,938    $1,938,112     10.59         920                      
  OVER $100,000         127    $17,601,920    $2,658,955     15.11         524                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,452    $106,639,326    $9,473,384      8.88        7,921                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -1.3           0.0                    0.7                     
  $     1  -  5000     4.2             0.2           0.0                    1.5                     
  $  5001 -  10000     5.5             1.0           0.2                    2.6                     
  $ 10001 -  15000     6.6             1.9           0.6                    3.9                     
  $ 15001 -  20000     7.9             3.2           1.3                    5.6                     
  $ 20001 -  25000     7.2             3.8           1.9                    6.2                     
  $ 25001 -  30000     6.9             4.3           2.7                    6.3                     
  $ 30001 -  35000     6.8             5.1           3.5                    6.7                     
  $ 35001 -  40000     7.2             6.2           4.0                    8.7                     
  $ 40001 -  45000     6.2             6.0           4.4                    7.1                     
  $ 45001 -  50000     5.5             6.0           4.5                    6.7                     
  $ 50001 -  75000    21.4            29.9          28.4                   25.7                     
  $ 75001 - 100000     8.8            17.2          20.5                   11.6                     
  OVER $100,000        5.2            16.5          28.1                    6.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-77,672           $14                   3.17                     
  $     1  -  5000                  $2,600            $4                   1.16                     
  $  5001 -  10000                  $7,666          $140                   1.50                     
  $ 10001 -  15000                 $12,491          $371                   1.93                     
  $ 15001 -  20000                 $17,661          $662                   2.30                     
  $ 20001 -  25000                 $22,680        $1,000                   2.79                     
  $ 25001 -  30000                 $27,463        $1,506                   2.97                     
  $ 30001 -  35000                 $32,357        $1,973                   3.18                     
  $ 35001 -  40000                 $37,599        $2,155                   3.88                     
  $ 40001 -  45000                 $42,353        $2,732                   3.70                     
  $ 45001 -  50000                 $47,282        $3,116                   3.92                     
  $ 50001 -  75000                 $60,800        $5,132                   3.89                     
  $ 75001 - 100000                 $85,125        $9,014                   4.28                     
  OVER $100,000                   $138,598       $20,937                   4.13                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $43,491        $3,864                   3.23                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   VERNAL UT                                                        
                        _________________________________________________                           
  UNDER $1               51    $-2,220,143        $4,983     -0.22         152                      
  $     1  -  5000      405     $1,128,859        $4,305      0.38         526                      
  $  5001 -  10000      459     $3,443,202       $39,493      1.15         842                      
  $ 10001 -  15000      486     $6,072,030      $156,326      2.57       1,039                      
  $ 15001 -  20000      413     $7,192,017      $262,186      3.65         978                      
  $ 20001 -  25000      434     $9,776,504      $436,294      4.46       1,190                      
  $ 25001 -  30000      385    $10,572,317      $569,227      5.38       1,124                      
  $ 30001 -  35000      379    $12,294,174      $702,913      5.72       1,255                      
  $ 35001 -  40000      361    $13,542,363      $909,718      6.72       1,192                      
  $ 40001 -  45000      323    $13,741,538    $1,006,125      7.32       1,124                      
  $ 45001 -  50000      309    $14,675,171    $1,166,582      7.95       1,092                      
  $ 50001 -  75000      986    $60,096,679    $5,565,335      9.26       3,717                      
  $ 75001 - 100000      338    $28,488,573    $3,337,107     11.71       1,363                      
  $100001 - 250000      183    $24,808,492    $4,186,162     16.87         703                      
  OVER $250,000          22     $8,828,329    $2,503,432     28.36          86                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,534    $212,440,105   $20,850,188      9.81       16,383                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -1.0           0.0                    0.9                     
  $     1  -  5000     7.3             0.5           0.0                    3.2                     
  $  5001 -  10000     8.3             1.6           0.2                    5.1                     
  $ 10001 -  15000     8.8             2.9           0.7                    6.3                     
  $ 15001 -  20000     7.5             3.4           1.3                    6.0                     
  $ 20001 -  25000     7.8             4.6           2.1                    7.3                     
  $ 25001 -  30000     7.0             5.0           2.7                    6.9                     
  $ 30001 -  35000     6.8             5.8           3.4                    7.7                     
  $ 35001 -  40000     6.5             6.4           4.4                    7.3                     
  $ 40001 -  45000     5.8             6.5           4.8                    6.9                     
  $ 45001 -  50000     5.6             6.9           5.6                    6.7                     
  $ 50001 -  75000    17.8            28.3          26.7                   22.7                     
  $ 75001 - 100000     6.1            13.4          16.0                    8.3                     
  $100001 - 250000     3.3            11.7          20.1                    4.3                     
  OVER $250,000        0.4             4.2          12.0                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-43,532           $98                   2.98                     
  $     1  -  5000                  $2,787           $11                   1.30                     
  $  5001 -  10000                  $7,502           $86                   1.83                     
  $ 10001 -  15000                 $12,494          $322                   2.14                     
  $ 15001 -  20000                 $17,414          $635                   2.37                     
  $ 20001 -  25000                 $22,527        $1,005                   2.74                     
  $ 25001 -  30000                 $27,461        $1,479                   2.92                     
  $ 30001 -  35000                 $32,438        $1,855                   3.31                     
  $ 35001 -  40000                 $37,513        $2,520                   3.30                     
  $ 40001 -  45000                 $42,543        $3,115                   3.48                     
  $ 45001 -  50000                 $47,492        $3,775                   3.53                     
  $ 50001 -  75000                 $60,950        $5,644                   3.77                     
  $ 75001 - 100000                 $84,286        $9,873                   4.03                     
  $100001 - 250000                $135,566       $22,875                   3.84                     
  OVER $250,000                   $401,288      $113,792                   3.91                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,388        $3,768                   2.96                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WASHINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               17    $-1,770,315            $0      0.00          54                      
  $     1  -  5000      115       $331,376          $645      0.19         137                      
  $  5001 -  10000      208     $1,592,774       $24,335      1.53         324                      
  $ 10001 -  15000      201     $2,534,857       $71,234      2.81         398                      
  $ 15001 -  20000      221     $3,884,810      $156,500      4.03         492                      
  $ 20001 -  25000      179     $4,056,111      $198,532      4.89         443                      
  $ 25001 -  30000      193     $5,297,695      $287,516      5.43         537                      
  $ 30001 -  35000      182     $5,932,910      $336,677      5.67         575                      
  $ 35001 -  40000      136     $5,117,765      $341,092      6.66         427                      
  $ 40001 -  45000      110     $4,688,249      $280,171      5.98         433                      
  $ 45001 -  50000      106     $5,032,043      $339,328      6.74         396                      
  $ 50001 -  75000      292    $17,949,678    $1,433,422      7.99       1,132                      
  $ 75001 - 100000       82     $6,986,634      $676,442      9.68         366                      
  OVER $100,000          61    $10,137,593    $1,784,035     17.60         228                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              2,103     $71,772,180    $5,929,929      8.26        5,942                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -2.5           0.0                    0.9                     
  $     1  -  5000     5.5             0.5           0.0                    2.3                     
  $  5001 -  10000     9.9             2.2           0.4                    5.5                     
  $ 10001 -  15000     9.6             3.5           1.2                    6.7                     
  $ 15001 -  20000    10.5             5.4           2.6                    8.3                     
  $ 20001 -  25000     8.5             5.7           3.3                    7.5                     
  $ 25001 -  30000     9.2             7.4           4.8                    9.0                     
  $ 30001 -  35000     8.7             8.3           5.7                    9.7                     
  $ 35001 -  40000     6.5             7.1           5.8                    7.2                     
  $ 40001 -  45000     5.2             6.5           4.7                    7.3                     
  $ 45001 -  50000     5.0             7.0           5.7                    6.7                     
  $ 50001 -  75000    13.9            25.0          24.2                   19.1                     
  $ 75001 - 100000     3.9             9.7          11.4                    6.2                     
  OVER $100,000        2.9            14.1          30.1                    3.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-104136            $0                   3.18                     
  $     1  -  5000                  $2,882            $6                   1.19                     
  $  5001 -  10000                  $7,658          $117                   1.56                     
  $ 10001 -  15000                 $12,611          $354                   1.98                     
  $ 15001 -  20000                 $17,578          $708                   2.23                     
  $ 20001 -  25000                 $22,660        $1,109                   2.47                     
  $ 25001 -  30000                 $27,449        $1,490                   2.78                     
  $ 30001 -  35000                 $32,598        $1,850                   3.16                     
  $ 35001 -  40000                 $37,631        $2,508                   3.14                     
  $ 40001 -  45000                 $42,620        $2,547                   3.94                     
  $ 45001 -  50000                 $47,472        $3,201                   3.74                     
  $ 50001 -  75000                 $61,472        $4,909                   3.88                     
  $ 75001 - 100000                 $85,203        $8,249                   4.46                     
  OVER $100,000                   $166,190       $29,246                   3.74                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,128        $2,820                   2.83                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WELLSVILLE UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000          58      $-215,257          $246     -0.11          70                      
  $  5001 -  10000       60       $461,912        $5,278      1.14         103                      
  $ 10001 -  15000       67       $849,464       $21,805      2.57         148                      
  $ 15001 -  20000       87     $1,524,467       $51,009      3.35         205                      
  $ 20001 -  25000       82     $1,826,731       $74,281      4.07         223                      
  $ 25001 -  30000       73     $2,031,600      $101,659      5.00         226                      
  $ 30001 -  35000       72     $2,337,467      $120,131      5.14         260                      
  $ 35001 -  40000       85     $3,184,154      $171,100      5.37         320                      
  $ 40001 -  45000       86     $3,659,675      $225,601      6.16         331                      
  $ 45001 -  50000       77     $3,670,799      $256,786      7.00         292                      
  $ 50001 -  75000      243    $14,678,186    $1,196,219      8.15         990                      
  $ 75001 - 100000       92     $7,871,331      $797,928     10.14         393                      
  OVER $100,000          51     $9,295,438    $1,649,409     17.74         209                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,133     $51,175,967    $4,671,452      9.13        3,770                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.1            -0.4           0.0                    1.9                     
  $  5001 -  10000     5.3             0.9           0.1                    2.7                     
  $ 10001 -  15000     5.9             1.7           0.5                    3.9                     
  $ 15001 -  20000     7.7             3.0           1.1                    5.4                     
  $ 20001 -  25000     7.2             3.6           1.6                    5.9                     
  $ 25001 -  30000     6.4             4.0           2.2                    6.0                     
  $ 30001 -  35000     6.4             4.6           2.6                    6.9                     
  $ 35001 -  40000     7.5             6.2           3.7                    8.5                     
  $ 40001 -  45000     7.6             7.2           4.8                    8.8                     
  $ 45001 -  50000     6.8             7.2           5.5                    7.7                     
  $ 50001 -  75000    21.4            28.7          25.6                   26.3                     
  $ 75001 - 100000     8.1            15.4          17.1                   10.4                     
  OVER $100,000        4.5            18.2          35.3                    5.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-3,711            $4                   1.21                     
  $  5001 -  10000                  $7,699           $88                   1.72                     
  $ 10001 -  15000                 $12,679          $325                   2.21                     
  $ 15001 -  20000                 $17,523          $586                   2.36                     
  $ 20001 -  25000                 $22,277          $906                   2.72                     
  $ 25001 -  30000                 $27,830        $1,393                   3.10                     
  $ 30001 -  35000                 $32,465        $1,668                   3.61                     
  $ 35001 -  40000                 $37,461        $2,013                   3.76                     
  $ 40001 -  45000                 $42,554        $2,623                   3.85                     
  $ 45001 -  50000                 $47,673        $3,335                   3.79                     
  $ 50001 -  75000                 $60,404        $4,923                   4.07                     
  $ 75001 - 100000                 $85,558        $8,673                   4.27                     
  OVER $100,000                   $182,263       $32,341                   4.10                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,169        $4,123                   3.33                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                   
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WEST BOUNTIFUL UT                                                
                        _________________________________________________                           
  UNDER $ 5,000          45       $-32,741          $342     -1.04          36                      
  $  5001 -  10000       49       $377,633        $8,821      2.34          58                      
  $ 10001 -  15000       40       $512,307       $18,309      3.57          58                      
  $ 15001 -  20000       56       $984,252       $46,576      4.73         116                      
  $ 20001 -  25000       59     $1,334,980       $72,333      5.42         137                      
  $ 25001 -  30000       58     $1,600,249       $91,807      5.74         146                      
  $ 30001 -  35000       58     $1,877,910      $124,187      6.61         148                      
  $ 35001 -  40000       61     $2,269,924      $152,756      6.73         170                      
  $ 40001 -  45000       71     $3,029,458      $162,435      5.36         280                      
  $ 45001 -  50000       73     $3,464,862      $252,549      7.29         239                      
  $ 50001 -  75000      310    $19,104,371    $1,506,705      7.89       1,204                      
  $ 75001 - 100000      183    $15,651,029    $1,553,594      9.93         810                      
  OVER $100,000          88    $11,194,603    $1,607,489     14.36         407                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,151     $61,368,837    $5,597,903      9.12        3,809                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.9            -0.1           0.0                    0.9                     
  $  5001 -  10000     4.3             0.6           0.2                    1.5                     
  $ 10001 -  15000     3.5             0.8           0.3                    1.5                     
  $ 15001 -  20000     4.9             1.6           0.8                    3.0                     
  $ 20001 -  25000     5.1             2.2           1.3                    3.6                     
  $ 25001 -  30000     5.0             2.6           1.6                    3.8                     
  $ 30001 -  35000     5.0             3.1           2.2                    3.9                     
  $ 35001 -  40000     5.3             3.7           2.7                    4.5                     
  $ 40001 -  45000     6.2             4.9           2.9                    7.4                     
  $ 45001 -  50000     6.3             5.6           4.5                    6.3                     
  $ 50001 -  75000    26.9            31.1          26.9                   31.6                     
  $ 75001 - 100000    15.9            25.5          27.8                   21.3                     
  OVER $100,000        7.6            18.2          28.7                   10.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                      $-728            $8                   0.80                     
  $  5001 -  10000                  $7,707          $180                   1.18                     
  $ 10001 -  15000                 $12,808          $458                   1.45                     
  $ 15001 -  20000                 $17,576          $832                   2.07                     
  $ 20001 -  25000                 $22,627        $1,226                   2.32                     
  $ 25001 -  30000                 $27,591        $1,583                   2.52                     
  $ 30001 -  35000                 $32,378        $2,141                   2.55                     
  $ 35001 -  40000                 $37,212        $2,504                   2.79                     
  $ 40001 -  45000                 $42,668        $2,288                   3.94                     
  $ 45001 -  50000                 $47,464        $3,460                   3.27                     
  $ 50001 -  75000                 $61,627        $4,860                   3.88                     
  $ 75001 - 100000                 $85,525        $8,490                   4.43                     
  OVER $100,000                   $127,211       $18,267                   4.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $53,318        $4,864                   3.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WEST JORDAN UT                                                   
                        _________________________________________________                           
  UNDER $1               60   $-15,195,809        $9,110     -0.06         165                      
  $     1  -  5000      850     $2,308,134        $8,047      0.35         736                      
  $  5001 -  10000    1,012     $7,650,095      $147,209      1.92       1,500                      
  $ 10001 -  15000    1,235    $15,541,452      $506,693      3.26       2,349                      
  $ 15001 -  20000    1,393    $24,475,125    $1,091,825      4.46       2,959                      
  $ 20001 -  25000    1,367    $30,798,168    $1,554,373      5.05       3,297                      
  $ 25001 -  30000    1,357    $37,275,150    $2,188,401      5.87       3,529                      
  $ 30001 -  35000    1,456    $47,355,964    $2,831,459      5.98       4,251                      
  $ 35001 -  40000    1,551    $58,172,250    $3,659,079      6.29       4,937                      
  $ 40001 -  45000    1,693    $71,991,731    $4,713,539      6.55       5,785                      
  $ 45001 -  50000    1,574    $74,813,942    $5,148,649      6.88       5,670                      
  $ 50001 -  75000    6,008   $368,643,858   $29,578,227      8.02      22,995                      
  $ 75001 - 100000    2,441   $208,274,516   $21,587,122     10.36      10,167                      
  $100001 - 250000    1,048   $131,774,547   $18,170,031     13.79       4,721                      
  OVER $250,000          40    $26,574,596    $6,567,773     24.71         261                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             23,085  $1,090,453,719   $97,761,537      8.97       73,322                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -1.4           0.0                    0.2                     
  $     1  -  5000     3.7             0.2           0.0                    1.0                     
  $  5001 -  10000     4.4             0.7           0.2                    2.0                     
  $ 10001 -  15000     5.3             1.4           0.5                    3.2                     
  $ 15001 -  20000     6.0             2.2           1.1                    4.0                     
  $ 20001 -  25000     5.9             2.8           1.6                    4.5                     
  $ 25001 -  30000     5.9             3.4           2.2                    4.8                     
  $ 30001 -  35000     6.3             4.3           2.9                    5.8                     
  $ 35001 -  40000     6.7             5.3           3.7                    6.7                     
  $ 40001 -  45000     7.3             6.6           4.8                    7.9                     
  $ 45001 -  50000     6.8             6.9           5.3                    7.7                     
  $ 50001 -  75000    26.0            33.8          30.3                   31.4                     
  $ 75001 - 100000    10.6            19.1          22.1                   13.9                     
  $100001 - 250000     4.5            12.1          18.6                    6.4                     
  OVER $250,000        0.2             2.4           6.7                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-253263          $152                   2.75                     
  $     1  -  5000                  $2,715            $9                   0.87                     
  $  5001 -  10000                  $7,559          $145                   1.48                     
  $ 10001 -  15000                 $12,584          $410                   1.90                     
  $ 15001 -  20000                 $17,570          $784                   2.12                     
  $ 20001 -  25000                 $22,530        $1,137                   2.41                     
  $ 25001 -  30000                 $27,469        $1,613                   2.60                     
  $ 30001 -  35000                 $32,525        $1,945                   2.92                     
  $ 35001 -  40000                 $37,506        $2,359                   3.18                     
  $ 40001 -  45000                 $42,523        $2,784                   3.42                     
  $ 45001 -  50000                 $47,531        $3,271                   3.60                     
  $ 50001 -  75000                 $61,359        $4,923                   3.83                     
  $ 75001 - 100000                 $85,323        $8,844                   4.17                     
  $100001 - 250000                $125,739       $17,338                   4.50                     
  OVER $250,000                   $664,365      $164,194                   6.53                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,236        $4,235                   3.18                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WEST POINT UT                                                    
                        _________________________________________________                           
  UNDER $ 5,000          53        $24,864          $362      1.46          46                      
  $  5001 -  10000       56       $412,560        $9,510      2.31          57                      
  $ 10001 -  15000       72       $898,245       $37,273      4.15         120                      
  $ 15001 -  20000       72     $1,252,658       $56,039      4.47         142                      
  $ 20001 -  25000       56     $1,266,516       $54,848      4.33         150                      
  $ 25001 -  30000       73     $2,012,962      $105,961      5.26         192                      
  $ 30001 -  35000       82     $2,658,720      $158,290      5.95         227                      
  $ 35001 -  40000       87     $3,267,964      $194,483      5.95         272                      
  $ 40001 -  45000      104     $4,415,005      $258,872      5.86         394                      
  $ 45001 -  50000      107     $5,102,482      $339,852      6.66         385                      
  $ 50001 -  75000      425    $26,172,163    $2,015,556      7.70       1,714                      
  $ 75001 - 100000      222    $19,050,123    $2,008,244     10.54         886                      
  OVER $100,000         127    $17,502,866    $2,880,507     16.46         540                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,536     $84,037,128    $8,119,797      9.66        5,125                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.5             0.0           0.0                    0.9                     
  $  5001 -  10000     3.6             0.5           0.1                    1.1                     
  $ 10001 -  15000     4.7             1.1           0.5                    2.3                     
  $ 15001 -  20000     4.7             1.5           0.7                    2.8                     
  $ 20001 -  25000     3.6             1.5           0.7                    2.9                     
  $ 25001 -  30000     4.8             2.4           1.3                    3.7                     
  $ 30001 -  35000     5.3             3.2           1.9                    4.4                     
  $ 35001 -  40000     5.7             3.9           2.4                    5.3                     
  $ 40001 -  45000     6.8             5.3           3.2                    7.7                     
  $ 45001 -  50000     7.0             6.1           4.2                    7.5                     
  $ 50001 -  75000    27.7            31.1          24.8                   33.4                     
  $ 75001 - 100000    14.5            22.7          24.7                   17.3                     
  OVER $100,000        8.3            20.8          35.5                   10.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                       $469            $7                   0.87                     
  $  5001 -  10000                  $7,367          $170                   1.02                     
  $ 10001 -  15000                 $12,476          $518                   1.67                     
  $ 15001 -  20000                 $17,398          $778                   1.97                     
  $ 20001 -  25000                 $22,616          $979                   2.68                     
  $ 25001 -  30000                 $27,575        $1,452                   2.63                     
  $ 30001 -  35000                 $32,423        $1,930                   2.77                     
  $ 35001 -  40000                 $37,563        $2,235                   3.13                     
  $ 40001 -  45000                 $42,452        $2,489                   3.79                     
  $ 45001 -  50000                 $47,687        $3,176                   3.60                     
  $ 50001 -  75000                 $61,582        $4,742                   4.03                     
  $ 75001 - 100000                 $85,811        $9,046                   3.99                     
  OVER $100,000                   $137,818       $22,681                   4.25                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $54,712        $5,286                   3.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WEST VALLEY UT                                                   
                        _________________________________________________                           
  UNDER $1               74    $-1,148,720        $4,441     -0.39         141                      
  $     1  -  5000    1,390     $3,899,108        $8,193      0.21       1,529                      
  $  5001 -  10000    1,965    $14,914,592      $230,126      1.54       3,188                      
  $ 10001 -  15000    2,303    $28,979,002      $911,030      3.14       4,357                      
  $ 15001 -  20000    2,657    $46,633,016    $2,080,771      4.46       5,757                      
  $ 20001 -  25000    2,530    $56,896,427    $3,187,248      5.60       5,887                      
  $ 25001 -  30000    2,303    $63,313,636    $3,864,775      6.10       5,973                      
  $ 30001 -  35000    2,080    $67,684,892    $4,460,944      6.59       5,816                      
  $ 35001 -  40000    2,051    $76,863,412    $5,277,820      6.87       6,367                      
  $ 40001 -  45000    1,909    $81,052,414    $5,896,337      7.27       6,327                      
  $ 45001 -  50000    1,708    $81,114,290    $6,324,381      7.80       5,828                      
  $ 50001 -  75000    5,273   $319,301,033   $27,810,690      8.71      19,492                      
  $ 75001 - 100000    1,594   $135,146,618   $14,551,694     10.77       6,619                      
  $100001 - 250000      670    $82,753,772   $11,109,563     13.42       3,172                      
  OVER $250,000          23    $14,024,168    $3,725,628     26.57          95                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             28,530  $1,071,427,660   $89,443,641      8.35       80,548                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.2                     
  $     1  -  5000     4.9             0.4           0.0                    1.9                     
  $  5001 -  10000     6.9             1.4           0.3                    4.0                     
  $ 10001 -  15000     8.1             2.7           1.0                    5.4                     
  $ 15001 -  20000     9.3             4.4           2.3                    7.1                     
  $ 20001 -  25000     8.9             5.3           3.6                    7.3                     
  $ 25001 -  30000     8.1             5.9           4.3                    7.4                     
  $ 30001 -  35000     7.3             6.3           5.0                    7.2                     
  $ 35001 -  40000     7.2             7.2           5.9                    7.9                     
  $ 40001 -  45000     6.7             7.6           6.6                    7.9                     
  $ 45001 -  50000     6.0             7.6           7.1                    7.2                     
  $ 50001 -  75000    18.5            29.8          31.1                   24.2                     
  $ 75001 - 100000     5.6            12.6          16.3                    8.2                     
  $100001 - 250000     2.3             7.7          12.4                    3.9                     
  OVER $250,000        0.1             1.3           4.2                    0.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-15,523           $60                   1.91                     
  $     1  -  5000                  $2,805            $6                   1.10                     
  $  5001 -  10000                  $7,590          $117                   1.62                     
  $ 10001 -  15000                 $12,583          $396                   1.89                     
  $ 15001 -  20000                 $17,551          $783                   2.17                     
  $ 20001 -  25000                 $22,489        $1,260                   2.33                     
  $ 25001 -  30000                 $27,492        $1,678                   2.59                     
  $ 30001 -  35000                 $32,541        $2,145                   2.80                     
  $ 35001 -  40000                 $37,476        $2,573                   3.10                     
  $ 40001 -  45000                 $42,458        $3,089                   3.31                     
  $ 45001 -  50000                 $47,491        $3,703                   3.41                     
  $ 50001 -  75000                 $60,554        $5,274                   3.70                     
  $ 75001 - 100000                 $84,785        $9,129                   4.15                     
  $100001 - 250000                $123,513       $16,581                   4.73                     
  OVER $250,000                   $609,746      $161,984                   4.13                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,554        $3,135                   2.82                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   WOODS CROSS UT                                                   
                        _________________________________________________                           
  UNDER $ 5,000          78       $106,747          $466      0.44          61                      
  $  5001 -  10000       87       $656,308       $12,072      1.84         112                      
  $ 10001 -  15000       99     $1,247,955       $42,480      3.40         169                      
  $ 15001 -  20000      104     $1,778,855       $63,468      3.57         225                      
  $ 20001 -  25000       98     $2,248,051      $108,263      4.82         252                      
  $ 25001 -  30000       93     $2,571,392      $159,414      6.20         226                      
  $ 30001 -  35000      107     $3,477,789      $210,702      6.06         297                      
  $ 35001 -  40000      122     $4,597,566      $340,042      7.40         380                      
  $ 40001 -  45000      119     $5,057,065      $345,503      6.83         399                      
  $ 45001 -  50000      124     $5,868,475      $468,359      7.98         382                      
  $ 50001 -  75000      417    $25,285,709    $2,133,102      8.44       1,568                      
  $ 75001 - 100000      178    $15,266,655    $1,600,683     10.48         766                      
  OVER $100,000          87    $14,373,383    $2,608,383     18.15         402                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,713     $82,535,950    $8,092,937      9.81        5,239                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        4.6             0.1           0.0                    1.2                     
  $  5001 -  10000     5.1             0.8           0.1                    2.1                     
  $ 10001 -  15000     5.8             1.5           0.5                    3.2                     
  $ 15001 -  20000     6.1             2.2           0.8                    4.3                     
  $ 20001 -  25000     5.7             2.7           1.3                    4.8                     
  $ 25001 -  30000     5.4             3.1           2.0                    4.3                     
  $ 30001 -  35000     6.2             4.2           2.6                    5.7                     
  $ 35001 -  40000     7.1             5.6           4.2                    7.3                     
  $ 40001 -  45000     6.9             6.1           4.3                    7.6                     
  $ 45001 -  50000     7.2             7.1           5.8                    7.3                     
  $ 50001 -  75000    24.3            30.6          26.4                   29.9                     
  $ 75001 - 100000    10.4            18.5          19.8                   14.6                     
  OVER $100,000        5.1            17.4          32.2                    7.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,369            $6                   0.78                     
  $  5001 -  10000                  $7,544          $139                   1.29                     
  $ 10001 -  15000                 $12,606          $429                   1.71                     
  $ 15001 -  20000                 $17,104          $610                   2.16                     
  $ 20001 -  25000                 $22,939        $1,105                   2.57                     
  $ 25001 -  30000                 $27,649        $1,714                   2.43                     
  $ 30001 -  35000                 $32,503        $1,969                   2.78                     
  $ 35001 -  40000                 $37,685        $2,787                   3.11                     
  $ 40001 -  45000                 $42,496        $2,903                   3.35                     
  $ 45001 -  50000                 $47,326        $3,777                   3.08                     
  $ 50001 -  75000                 $60,637        $5,115                   3.76                     
  $ 75001 - 100000                 $85,768        $8,993                   4.30                     
  OVER $100,000                   $165,211       $29,981                   4.62                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,182        $4,724                   3.06                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS