TABLE OF CONTENTS (TOC)
COUNTY

BEAVER         
BOX ELDER      
CACHE          
CARBON         
DAGGETT        
DAVIS          
DUCHESNE       
EMERY          
GARFIELD       
GRAND          
IRON           
JUAB           
KANE           
MILLARD        
MORGAN         
PIUTE          
RICH           
SALT LAKE      
SAN JUAN       
SANPETE        
SEVIER         
SUMMIT         
TOOELE         
UINTAH         
UTAH           
WASATCH        
WASHINGTON     
WAYNE          
WEBER          
PRIOR YEAR     
STATE OF UTAH  


****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BEAVER
                        _________________________________________________
  UNDER $1              43     $-2,327,486        $1,983     -0.09          143
  $     1  -  5000     353        $992,722        $4,656      0.47          210
  $  5001 -  10000     257      $1,911,855       $34,587      1.81          369
  $ 10001 -  15000     219      $2,756,452       $75,823      2.75          490
  $ 15001 -  20000     205      $3,604,920      $164,226      4.56          505
  $ 20001 -  25000     187      $4,171,738      $218,195      5.23          579
  $ 25001 -  30000     129      $3,538,991      $223,981      6.33          433
  $ 30001 -  35000     103      $3,328,868      $239,845      7.21          367
  $ 35001 -  40000      90      $3,363,429      $260,500      7.75          333
  $ 40001 -  45000      70      $2,977,662      $254,939      8.56          266
  $ 45001 -  50000      54      $2,575,763      $235,055      9.13          200
  $ 50001 -  75000     226     $13,682,494    $1,443,998     10.55          870
  $ 75001 - 100000      49      $4,111,565      $548,477     13.34          199
  OVER $100,000         13      $2,043,398      $427,044     20.90           39

                    ______________________________________________________________
  TOTAL               1998     $46,732,371    $4,133,309      8.84         5003
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.2            -5.0           0.0                    2.9
  $     1  -  5000    17.7             2.1           0.1                    4.2
  $  5001 -  10000    12.9             4.1           0.8                    7.4
  $ 10001 -  15000    11.0             5.9           1.8                    9.8
  $ 15001 -  20000    10.3             7.7           4.0                   10.1
  $ 20001 -  25000     9.4             8.9           5.3                   11.6
  $ 25001 -  30000     6.5             7.6           5.4                    8.7
  $ 30001 -  35000     5.2             7.1           5.8                    7.3
  $ 35001 -  40000     4.5             7.2           6.3                    6.7
  $ 40001 -  45000     3.5             6.4           6.2                    5.3
  $ 45001 -  50000     2.7             5.5           5.7                    4.0
  $ 50001 -  75000    11.3            29.3          34.9                   17.4
  $ 75001 - 100000     2.5             8.8          13.3                    4.0
  OVER $100,000        0.7             4.4          10.3                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-54,128           $46                   3.33
  $     1  -  5000                  $2,812           $13                   0.59
  $  5001 -  10000                  $7,439          $135                   1.44
  $ 10001 -  15000                 $12,587          $346                   2.24
  $ 15001 -  20000                 $17,585          $801                   2.46
  $ 20001 -  25000                 $22,309        $1,167                   3.10
  $ 25001 -  30000                 $27,434        $1,736                   3.36
  $ 30001 -  35000                 $32,319        $2,329                   3.56
  $ 35001 -  40000                 $37,371        $2,894                   3.70
  $ 40001 -  45000                 $42,538        $3,642                   3.80
  $ 45001 -  50000                 $47,699        $4,353                   3.70
  $ 50001 -  75000                 $60,542        $6,389                   3.85
  $ 75001 - 100000                 $83,909       $11,193                   4.06
  OVER $100,000                   $157,184       $32,850                   3.00

                    ______________________________________________________________
  TOTAL                            $23,390        $2,069                   2.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BOX ELDER
                        _________________________________________________
  UNDER $1             101     $-4,272,154        $4,795     -0.11          264
  $     1  -  5000    2178      $5,840,144       $64,041      1.10          942
  $  5001 -  10000    1655     $12,216,252      $387,289      3.17         1708
  $ 10001 -  15000    1370     $17,043,827      $736,356      4.32         2306
  $ 15001 -  20000    1374     $24,156,364    $1,456,988      6.03         2818
  $ 20001 -  25000    1193     $26,754,804    $1,804,592      6.74         2855
  $ 25001 -  30000    1044     $28,637,256    $2,195,769      7.67         2781
  $ 30001 -  35000     965     $31,411,017    $2,497,108      7.95         2997
  $ 35001 -  40000     890     $33,427,480    $2,891,367      8.65         2997
  $ 40001 -  45000     801     $33,968,889    $3,032,233      8.93         2871
  $ 45001 -  50000     769     $36,453,272    $3,408,343      9.35         2891
  $ 50001 -  75000    2395    $144,076,294   $15,130,131     10.50         9448
  $ 75001 - 100000     630     $53,070,189    $7,322,290     13.80         2403
  $100001 - 250000     274     $36,880,013    $6,773,283     18.37          989
  OVER $250,000         35     $16,032,052    $4,312,696     26.90          119

                    ______________________________________________________________
  TOTAL              15674    $495,695,699   $52,017,281     10.49        38389
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.9           0.0                    0.7
  $     1  -  5000    13.9             1.2           0.1                    2.5
  $  5001 -  10000    10.6             2.5           0.7                    4.4
  $ 10001 -  15000     8.7             3.4           1.4                    6.0
  $ 15001 -  20000     8.8             4.9           2.8                    7.3
  $ 20001 -  25000     7.6             5.4           3.5                    7.4
  $ 25001 -  30000     6.7             5.8           4.2                    7.2
  $ 30001 -  35000     6.2             6.3           4.8                    7.8
  $ 35001 -  40000     5.7             6.7           5.6                    7.8
  $ 40001 -  45000     5.1             6.9           5.8                    7.5
  $ 45001 -  50000     4.9             7.4           6.6                    7.5
  $ 50001 -  75000    15.3            29.1          29.1                   24.6
  $ 75001 - 100000     4.0            10.7          14.1                    6.3
  $100001 - 250000     1.7             7.4          13.0                    2.6
  OVER $250,000        0.2             3.2           8.3                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-42,299           $47                   2.61
  $     1  -  5000                  $2,681           $29                   0.43
  $  5001 -  10000                  $7,381          $234                   1.03
  $ 10001 -  15000                 $12,441          $537                   1.68
  $ 15001 -  20000                 $17,581        $1,060                   2.05
  $ 20001 -  25000                 $22,426        $1,513                   2.39
  $ 25001 -  30000                 $27,430        $2,103                   2.66
  $ 30001 -  35000                 $32,550        $2,588                   3.11
  $ 35001 -  40000                 $37,559        $3,249                   3.37
  $ 40001 -  45000                 $42,408        $3,786                   3.58
  $ 45001 -  50000                 $47,403        $4,432                   3.76
  $ 50001 -  75000                 $60,157        $6,317                   3.94
  $ 75001 - 100000                 $84,238       $11,623                   3.81
  $100001 - 250000                $134,599       $24,720                   3.61
  OVER $250,000                   $458,059      $123,220                   3.40

                    ______________________________________________________________
  TOTAL                            $31,625        $3,319                   2.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CACHE
                        _________________________________________________
  UNDER $1             190     $-3,060,071        $2,778     -0.09          388
  $     1  -  5000    4656     $12,409,448      $122,060      0.98         2296
  $  5001 -  10000    4290     $31,679,834      $965,335      3.05         4599
  $ 10001 -  15000    3420     $42,592,885    $1,943,845      4.56         5798
  $ 15001 -  20000    3115     $54,240,593    $3,039,439      5.60         6516
  $ 20001 -  25000    2466     $55,264,469    $3,585,687      6.49         6257
  $ 25001 -  30000    1975     $54,182,612    $3,896,284      7.19         5591
  $ 30001 -  35000    1754     $56,912,918    $4,427,126      7.78         5479
  $ 35001 -  40000    1584     $59,260,375    $4,895,039      8.26         5282
  $ 40001 -  45000    1357     $57,587,668    $4,825,500      8.38         5119
  $ 45001 -  50000    1130     $53,594,426    $4,688,627      8.75         4311
  $ 50001 -  75000    3350    $201,882,224   $20,689,159     10.25        12724
  $ 75001 - 100000    1068     $90,774,204   $12,172,819     13.41         4011
  $100001 - 250000     704     $97,666,366   $17,555,671     17.98         2664
  OVER $250,000        103     $58,541,054   $15,841,306     27.06          368

                    ______________________________________________________________
  TOTAL              31162    $923,529,005   $98,650,675     10.68        71403
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.3           0.0                    0.5
  $     1  -  5000    14.9             1.3           0.1                    3.2
  $  5001 -  10000    13.8             3.4           1.0                    6.4
  $ 10001 -  15000    11.0             4.6           2.0                    8.1
  $ 15001 -  20000    10.0             5.9           3.1                    9.1
  $ 20001 -  25000     7.9             6.0           3.6                    8.8
  $ 25001 -  30000     6.3             5.9           3.9                    7.8
  $ 30001 -  35000     5.6             6.2           4.5                    7.7
  $ 35001 -  40000     5.1             6.4           5.0                    7.4
  $ 40001 -  45000     4.4             6.2           4.9                    7.2
  $ 45001 -  50000     3.6             5.8           4.8                    6.0
  $ 50001 -  75000    10.8            21.9          21.0                   17.8
  $ 75001 - 100000     3.4             9.8          12.3                    5.6
  $100001 - 250000     2.3            10.6          17.8                    3.7
  OVER $250,000        0.3             6.3          16.1                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-16,106           $15                   2.04
  $     1  -  5000                  $2,665           $26                   0.49
  $  5001 -  10000                  $7,385          $225                   1.07
  $ 10001 -  15000                 $12,454          $568                   1.70
  $ 15001 -  20000                 $17,413          $976                   2.09
  $ 20001 -  25000                 $22,411        $1,454                   2.54
  $ 25001 -  30000                 $27,434        $1,973                   2.83
  $ 30001 -  35000                 $32,448        $2,524                   3.12
  $ 35001 -  40000                 $37,412        $3,090                   3.33
  $ 40001 -  45000                 $42,437        $3,556                   3.77
  $ 45001 -  50000                 $47,429        $4,149                   3.82
  $ 50001 -  75000                 $60,263        $6,176                   3.80
  $ 75001 - 100000                 $84,995       $11,398                   3.76
  $100001 - 250000                $138,731       $24,937                   3.78
  OVER $250,000                   $568,360      $153,799                   3.57

                    ______________________________________________________________
  TOTAL                            $29,636        $3,166                   2.29
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CARBON
                        _________________________________________________
  UNDER $1              49       $-618,330           $86     -0.01           89
  $     1  -  5000    1308      $3,362,101       $26,941      0.80          958
  $  5001 -  10000    1040      $7,647,304      $164,775      2.15         1451
  $ 10001 -  15000     821     $10,227,092      $411,479      4.02         1479
  $ 15001 -  20000     621     $10,767,233      $560,624      5.21         1366
  $ 20001 -  25000     535     $12,001,946      $818,329      6.82         1283
  $ 25001 -  30000     499     $13,722,089    $1,116,385      8.14         1227
  $ 30001 -  35000     416     $13,514,750    $1,160,138      8.58         1191
  $ 35001 -  40000     399     $14,958,213    $1,370,799      9.16         1195
  $ 40001 -  45000     351     $14,908,981    $1,470,680      9.86         1077
  $ 45001 -  50000     325     $15,468,687    $1,592,206     10.29         1077
  $ 50001 -  75000    1199     $73,323,757    $8,480,968     11.57         4279
  $ 75001 - 100000     292     $24,588,198    $3,595,027     14.62         1054
  $100001 - 250000     129     $17,105,742    $3,229,347     18.88          448
  OVER $250,000         10      $4,270,309    $1,229,821     28.80           38

                    ______________________________________________________________
  TOTAL               7994    $235,248,072   $25,227,605     10.72        18212
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.3           0.0                    0.5
  $     1  -  5000    16.4             1.4           0.1                    5.3
  $  5001 -  10000    13.0             3.3           0.7                    8.0
  $ 10001 -  15000    10.3             4.3           1.6                    8.1
  $ 15001 -  20000     7.8             4.6           2.2                    7.5
  $ 20001 -  25000     6.7             5.1           3.2                    7.0
  $ 25001 -  30000     6.2             5.8           4.4                    6.7
  $ 30001 -  35000     5.2             5.7           4.6                    6.5
  $ 35001 -  40000     5.0             6.4           5.4                    6.6
  $ 40001 -  45000     4.4             6.3           5.8                    5.9
  $ 45001 -  50000     4.1             6.6           6.3                    5.9
  $ 50001 -  75000    15.0            31.2          33.6                   23.5
  $ 75001 - 100000     3.7            10.5          14.3                    5.8
  $100001 - 250000     1.6             7.3          12.8                    2.5
  OVER $250,000        0.1             1.8           4.9                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,619            $2                   1.82
  $     1  -  5000                  $2,570           $21                   0.73
  $  5001 -  10000                  $7,353          $158                   1.40
  $ 10001 -  15000                 $12,457          $501                   1.80
  $ 15001 -  20000                 $17,339          $903                   2.20
  $ 20001 -  25000                 $22,434        $1,530                   2.40
  $ 25001 -  30000                 $27,499        $2,237                   2.46
  $ 30001 -  35000                 $32,487        $2,789                   2.86
  $ 35001 -  40000                 $37,489        $3,436                   2.99
  $ 40001 -  45000                 $42,476        $4,190                   3.07
  $ 45001 -  50000                 $47,596        $4,899                   3.31
  $ 50001 -  75000                 $61,154        $7,073                   3.57
  $ 75001 - 100000                 $84,206       $12,312                   3.61
  $100001 - 250000                $132,603       $25,034                   3.47
  OVER $250,000                   $427,031      $122,982                   3.80

                    ______________________________________________________________
  TOTAL                            $29,428        $3,156                   2.28
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DAGGETT
                        _________________________________________________
  UNDER $ 5,000         39       $-116,123          $215     -0.19           27
  $  5001 -  10000      21        $156,454        $2,721      1.74           35
  $ 10001 -  15000      26        $338,365        $9,926      2.93           61
  $ 15001 -  20000      23        $401,229       $23,718      5.91           44
  $ 20001 -  25000      23        $515,142       $37,981      7.37           50
  $ 25001 -  30000      28        $775,623       $62,896      8.11           73
  $ 30001 -  35000      18        $580,152       $50,367      8.68           52
  $ 35001 -  40000       9        $336,025       $33,280      9.90           27
  $ 40001 -  45000      17        $725,725       $81,084     11.17           48
  $ 45001 -  50000      14        $653,974       $56,571      8.65           64
  $ 50001 -  75000      40      $2,432,719      $284,254     11.68          147
  $ 75001 - 250000      11      $1,265,854      $230,631     18.22           44

                    ______________________________________________________________
  TOTAL                269      $8,065,139      $873,644     10.83          672
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       14.5            -1.4           0.0                    4.0
  $  5001 -  10000     7.8             1.9           0.3                    5.2
  $ 10001 -  15000     9.7             4.2           1.1                    9.1
  $ 15001 -  20000     8.6             5.0           2.7                    6.5
  $ 20001 -  25000     8.6             6.4           4.3                    7.4
  $ 25001 -  30000    10.4             9.6           7.2                   10.9
  $ 30001 -  35000     6.7             7.2           5.8                    7.7
  $ 35001 -  40000     3.3             4.2           3.8                    4.0
  $ 40001 -  45000     6.3             9.0           9.3                    7.1
  $ 45001 -  50000     5.2             8.1           6.5                    9.5
  $ 50001 -  75000    14.9            30.2          32.5                   21.9
  $ 75001 - 250000     4.1            15.7          26.4                    6.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-2,978            $6                   0.69
  $  5001 -  10000                  $7,450          $130                   1.67
  $ 10001 -  15000                 $13,014          $382                   2.35
  $ 15001 -  20000                 $17,445        $1,031                   1.91
  $ 20001 -  25000                 $22,397        $1,651                   2.17
  $ 25001 -  30000                 $27,701        $2,246                   2.61
  $ 30001 -  35000                 $32,231        $2,798                   2.89
  $ 35001 -  40000                 $37,336        $3,698                   3.00
  $ 40001 -  45000                 $42,690        $4,770                   2.82
  $ 45001 -  50000                 $46,712        $4,041                   4.57
  $ 50001 -  75000                 $60,818        $7,106                   3.68
  $ 75001 - 250000                $115,078       $20,966                   4.00

                    ______________________________________________________________
  TOTAL                            $29,982        $3,248                   2.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DAVIS
                        _________________________________________________
  UNDER $1             257     $-6,857,337       $14,609     -0.21          495
  $     1  -  5000   12489     $32,005,609      $322,944      1.01         4437
  $  5001 -  10000    9191     $67,743,830    $2,473,410      3.65         7902
  $ 10001 -  15000    7685     $95,722,788    $5,000,914      5.22        11134
  $ 15001 -  20000    6747    $117,768,834    $7,414,503      6.30        12474
  $ 20001 -  25000    6083    $136,460,489    $9,764,866      7.16        13155
  $ 25001 -  30000    5322    $146,429,807   $11,287,356      7.71        13192
  $ 30001 -  35000    4746    $154,171,877   $12,603,189      8.17        13069
  $ 35001 -  40000    4550    $170,544,473   $14,651,470      8.59        13864
  $ 40001 -  45000    4275    $181,439,589   $16,133,639      8.89        13977
  $ 45001 -  50000    3778    $179,338,429   $16,203,661      9.04        13366
  $ 50001 -  75000   13325    $811,005,758   $81,984,029     10.11        49410
  $ 75001 - 100000    4762    $404,401,800   $51,494,665     12.73        18226
  $100001 - 250000    3041    $415,776,543   $71,599,297     17.22        12080
  OVER $250,000        531    $279,107,238   $77,243,387     27.68         2171

                    ______________________________________________________________
  TOTAL              86782  $3,185,059,727  $378,191,939     11.87       198952
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.2           0.0                    0.2
  $     1  -  5000    14.4             1.0           0.1                    2.2
  $  5001 -  10000    10.6             2.1           0.7                    4.0
  $ 10001 -  15000     8.9             3.0           1.3                    5.6
  $ 15001 -  20000     7.8             3.7           2.0                    6.3
  $ 20001 -  25000     7.0             4.3           2.6                    6.6
  $ 25001 -  30000     6.1             4.6           3.0                    6.6
  $ 30001 -  35000     5.5             4.8           3.3                    6.6
  $ 35001 -  40000     5.2             5.4           3.9                    7.0
  $ 40001 -  45000     4.9             5.7           4.3                    7.0
  $ 45001 -  50000     4.4             5.6           4.3                    6.7
  $ 50001 -  75000    15.4            25.5          21.7                   24.8
  $ 75001 - 100000     5.5            12.7          13.6                    9.2
  $100001 - 250000     3.5            13.1          18.9                    6.1
  OVER $250,000        0.6             8.8          20.4                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,682           $57                   1.93
  $     1  -  5000                  $2,563           $26                   0.36
  $  5001 -  10000                  $7,371          $269                   0.86
  $ 10001 -  15000                 $12,456          $651                   1.45
  $ 15001 -  20000                 $17,455        $1,099                   1.85
  $ 20001 -  25000                 $22,433        $1,605                   2.16
  $ 25001 -  30000                 $27,514        $2,121                   2.48
  $ 30001 -  35000                 $32,485        $2,656                   2.75
  $ 35001 -  40000                 $37,482        $3,220                   3.05
  $ 40001 -  45000                 $42,442        $3,774                   3.27
  $ 45001 -  50000                 $47,469        $4,289                   3.54
  $ 50001 -  75000                 $60,863        $6,153                   3.71
  $ 75001 - 100000                 $84,923       $10,814                   3.83
  $100001 - 250000                $136,724       $23,545                   3.97
  OVER $250,000                   $525,626      $145,468                   4.09

                    ______________________________________________________________
  TOTAL                            $36,702        $4,358                   2.29
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DUCHESNE
                        _________________________________________________
  UNDER $1              89     $-2,550,809         $-489      0.02          189
  $     1  -  5000     889      $2,200,446       $15,715      0.71          724
  $  5001 -  10000     663      $4,891,684       $93,870      1.92         1089
  $ 10001 -  15000     556      $6,907,512      $208,496      3.02         1270
  $ 15001 -  20000     451      $7,913,141      $339,196      4.29         1232
  $ 20001 -  25000     426      $9,555,196      $515,143      5.39         1358
  $ 25001 -  30000     375     $10,279,168      $668,099      6.50         1269
  $ 30001 -  35000     341     $11,134,235      $839,892      7.54         1188
  $ 35001 -  40000     282     $10,547,057      $869,219      8.24         1032
  $ 40001 -  45000     246     $10,409,368      $908,475      8.73          920
  $ 45001 -  50000     163      $7,710,983      $699,054      9.07          630
  $ 50001 -  75000     405     $24,053,675    $2,525,699     10.50         1554
  $ 75001 - 100000      78      $6,539,075      $840,390     12.85          320
  OVER $100,000         60      $8,544,814    $1,552,622     18.17          239

                    ______________________________________________________________
  TOTAL               5024    $118,135,545   $10,075,381      8.53        13014
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -2.2          -0.0                    1.5
  $     1  -  5000    17.7             1.9           0.2                    5.6
  $  5001 -  10000    13.2             4.1           0.9                    8.4
  $ 10001 -  15000    11.1             5.8           2.1                    9.8
  $ 15001 -  20000     9.0             6.7           3.4                    9.5
  $ 20001 -  25000     8.5             8.1           5.1                   10.4
  $ 25001 -  30000     7.5             8.7           6.6                    9.8
  $ 30001 -  35000     6.8             9.4           8.3                    9.1
  $ 35001 -  40000     5.6             8.9           8.6                    7.9
  $ 40001 -  45000     4.9             8.8           9.0                    7.1
  $ 45001 -  50000     3.2             6.5           6.9                    4.8
  $ 50001 -  75000     8.1            20.4          25.1                   11.9
  $ 75001 - 100000     1.6             5.5           8.3                    2.5
  OVER $100,000        1.2             7.2          15.4                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,661           $-5                   2.12
  $     1  -  5000                  $2,475           $18                   0.81
  $  5001 -  10000                  $7,378          $142                   1.64
  $ 10001 -  15000                 $12,424          $375                   2.28
  $ 15001 -  20000                 $17,546          $752                   2.73
  $ 20001 -  25000                 $22,430        $1,209                   3.19
  $ 25001 -  30000                 $27,411        $1,782                   3.38
  $ 30001 -  35000                 $32,652        $2,463                   3.48
  $ 35001 -  40000                 $37,401        $3,082                   3.66
  $ 40001 -  45000                 $42,315        $3,693                   3.74
  $ 45001 -  50000                 $47,307        $4,289                   3.87
  $ 50001 -  75000                 $59,392        $6,236                   3.84
  $ 75001 - 100000                 $83,834       $10,774                   4.10
  OVER $100,000                   $142,414       $25,877                   3.98

                    ______________________________________________________________
  TOTAL                            $23,514        $2,005                   2.59
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      EMERY
                        _________________________________________________
  UNDER $1              34     $-1,070,446        $1,403     -0.13           69
  $     1  -  5000     617      $1,575,673       $18,386      1.17          397
  $  5001 -  10000     449      $3,297,305       $69,565      2.11          645
  $ 10001 -  15000     341      $4,254,063      $140,291      3.30          739
  $ 15001 -  20000     295      $5,104,595      $232,024      4.55          715
  $ 20001 -  25000     230      $5,117,051      $297,547      5.81          669
  $ 25001 -  30000     235      $6,450,661      $432,083      6.70          774
  $ 30001 -  35000     223      $7,268,878      $546,583      7.52          777
  $ 35001 -  40000     175      $6,564,174      $545,841      8.32          660
  $ 40001 -  45000     187      $7,938,093      $674,424      8.50          743
  $ 45001 -  50000     180      $8,485,735      $793,592      9.35          711
  $ 50001 -  75000     653     $39,424,448    $4,286,639     10.87         2573
  $ 75001 - 100000     109      $9,124,035    $1,274,233     13.97          438
  OVER $100,000         31      $4,747,234      $945,396     19.91          131

                    ______________________________________________________________
  TOTAL               3759    $108,281,499   $10,258,007      9.47        10041
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.0           0.0                    0.7
  $     1  -  5000    16.4             1.5           0.2                    4.0
  $  5001 -  10000    11.9             3.0           0.7                    6.4
  $ 10001 -  15000     9.1             3.9           1.4                    7.4
  $ 15001 -  20000     7.8             4.7           2.3                    7.1
  $ 20001 -  25000     6.1             4.7           2.9                    6.7
  $ 25001 -  30000     6.3             6.0           4.2                    7.7
  $ 30001 -  35000     5.9             6.7           5.3                    7.7
  $ 35001 -  40000     4.7             6.1           5.3                    6.6
  $ 40001 -  45000     5.0             7.3           6.6                    7.4
  $ 45001 -  50000     4.8             7.8           7.7                    7.1
  $ 50001 -  75000    17.4            36.4          41.8                   25.6
  $ 75001 - 100000     2.9             8.4          12.4                    4.4
  OVER $100,000        0.8             4.4           9.2                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-31,484           $41                   2.03
  $     1  -  5000                  $2,554           $30                   0.64
  $  5001 -  10000                  $7,344          $155                   1.44
  $ 10001 -  15000                 $12,475          $411                   2.17
  $ 15001 -  20000                 $17,304          $787                   2.42
  $ 20001 -  25000                 $22,248        $1,294                   2.91
  $ 25001 -  30000                 $27,450        $1,839                   3.29
  $ 30001 -  35000                 $32,596        $2,451                   3.48
  $ 35001 -  40000                 $37,510        $3,119                   3.77
  $ 40001 -  45000                 $42,450        $3,607                   3.97
  $ 45001 -  50000                 $47,143        $4,409                   3.95
  $ 50001 -  75000                 $60,374        $6,565                   3.94
  $ 75001 - 100000                 $83,707       $11,690                   4.02
  OVER $100,000                   $153,137       $30,497                   4.23

                    ______________________________________________________________
  TOTAL                            $28,806        $2,729                   2.67
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GARFIELD
                        _________________________________________________
  UNDER $1              31     $-1,171,338             .       .             73
  $     1  -  5000     356        $953,561        $6,108      0.64          180
  $  5001 -  10000     240      $1,799,735       $38,494      2.14          375
  $ 10001 -  15000     240      $3,012,382      $106,400      3.53          497
  $ 15001 -  20000     178      $3,110,919      $149,103      4.79          417
  $ 20001 -  25000     139      $3,152,012      $183,024      5.81          398
  $ 25001 -  30000     105      $2,900,060      $195,453      6.74          334
  $ 30001 -  35000      91      $2,950,529      $223,711      7.58          320
  $ 35001 -  40000      77      $2,874,003      $249,236      8.67          240
  $ 40001 -  45000      64      $2,711,780      $230,800      8.51          244
  $ 45001 -  50000      74      $3,505,271      $311,575      8.89          299
  $ 50001 -  75000     106      $6,313,509      $682,644     10.81          400
  $ 75001 - 100000      31      $2,656,954      $397,215     14.95          115
  OVER $100,000         20      $3,351,457      $725,088     21.64           64

                    ______________________________________________________________
  TOTAL               1752     $38,120,834    $3,498,851      9.18         3956
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -3.1            .                     1.8
  $     1  -  5000    20.3             2.5           0.2                    4.6
  $  5001 -  10000    13.7             4.7           1.1                    9.5
  $ 10001 -  15000    13.7             7.9           3.0                   12.6
  $ 15001 -  20000    10.2             8.2           4.3                   10.5
  $ 20001 -  25000     7.9             8.3           5.2                   10.1
  $ 25001 -  30000     6.0             7.6           5.6                    8.4
  $ 30001 -  35000     5.2             7.7           6.4                    8.1
  $ 35001 -  40000     4.4             7.5           7.1                    6.1
  $ 40001 -  45000     3.7             7.1           6.6                    6.2
  $ 45001 -  50000     4.2             9.2           8.9                    7.6
  $ 50001 -  75000     6.1            16.6          19.5                   10.1
  $ 75001 - 100000     1.8             7.0          11.4                    2.9
  OVER $100,000        1.1             8.8          20.7                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-37,785             .                   2.35
  $     1  -  5000                  $2,679           $17                   0.51
  $  5001 -  10000                  $7,499          $160                   1.56
  $ 10001 -  15000                 $12,552          $443                   2.07
  $ 15001 -  20000                 $17,477          $838                   2.34
  $ 20001 -  25000                 $22,676        $1,317                   2.86
  $ 25001 -  30000                 $27,620        $1,861                   3.18
  $ 30001 -  35000                 $32,423        $2,458                   3.52
  $ 35001 -  40000                 $37,325        $3,237                   3.12
  $ 40001 -  45000                 $42,372        $3,606                   3.81
  $ 45001 -  50000                 $47,369        $4,210                   4.04
  $ 50001 -  75000                 $59,561        $6,440                   3.77
  $ 75001 - 100000                 $85,708       $12,813                   3.71
  OVER $100,000                   $167,573       $36,254                   3.20

                    ______________________________________________________________
  TOTAL                            $21,758        $1,997                   2.26
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GRAND
                        _________________________________________________
  UNDER $1              29       $-708,946        $1,119     -0.16           52
  $     1  -  5000     513      $1,433,311        $7,732      0.54          427
  $  5001 -  10000     561      $4,188,291       $94,944      2.27          737
  $ 10001 -  15000     489      $6,065,541      $266,356      4.39          856
  $ 15001 -  20000     356      $6,223,019      $389,855      6.26          659
  $ 20001 -  25000     249      $5,553,861      $419,838      7.56          514
  $ 25001 -  30000     208      $5,677,805      $462,725      8.15          483
  $ 30001 -  35000     183      $5,937,005      $530,212      8.93          481
  $ 35001 -  40000     137      $5,106,299      $473,123      9.27          395
  $ 40001 -  45000     115      $4,872,562      $461,702      9.48          346
  $ 45001 -  50000      88      $4,166,163      $427,500     10.26          253
  $ 50001 -  75000     241     $14,385,544    $1,727,587     12.01          731
  $ 75001 - 100000      63      $5,387,916      $825,631     15.32          186
  OVER $100,000         60     $13,978,125    $3,570,120     25.54          186

                    ______________________________________________________________
  TOTAL               3292     $82,266,496    $9,658,444     11.74         6306
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.9           0.0                    0.8
  $     1  -  5000    15.6             1.7           0.1                    6.8
  $  5001 -  10000    17.0             5.1           1.0                   11.7
  $ 10001 -  15000    14.9             7.4           2.8                   13.6
  $ 15001 -  20000    10.8             7.6           4.0                   10.5
  $ 20001 -  25000     7.6             6.8           4.3                    8.2
  $ 25001 -  30000     6.3             6.9           4.8                    7.7
  $ 30001 -  35000     5.6             7.2           5.5                    7.6
  $ 35001 -  40000     4.2             6.2           4.9                    6.3
  $ 40001 -  45000     3.5             5.9           4.8                    5.5
  $ 45001 -  50000     2.7             5.1           4.4                    4.0
  $ 50001 -  75000     7.3            17.5          17.9                   11.6
  $ 75001 - 100000     1.9             6.5           8.5                    2.9
  OVER $100,000        1.8            17.0          37.0                    2.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,446           $39                   1.79
  $     1  -  5000                  $2,794           $15                   0.83
  $  5001 -  10000                  $7,466          $169                   1.31
  $ 10001 -  15000                 $12,404          $545                   1.75
  $ 15001 -  20000                 $17,480        $1,095                   1.85
  $ 20001 -  25000                 $22,305        $1,686                   2.06
  $ 25001 -  30000                 $27,297        $2,225                   2.32
  $ 30001 -  35000                 $32,443        $2,897                   2.63
  $ 35001 -  40000                 $37,272        $3,453                   2.88
  $ 40001 -  45000                 $42,370        $4,015                   3.01
  $ 45001 -  50000                 $47,343        $4,858                   2.88
  $ 50001 -  75000                 $59,691        $7,168                   3.03
  $ 75001 - 100000                 $85,522       $13,105                   2.95
  OVER $100,000                   $232,969       $59,502                   3.10

                    ______________________________________________________________
  TOTAL                            $24,990        $2,934                   1.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      IRON
                        _________________________________________________
  UNDER $1              70     $-1,596,875        $3,205     -0.20          170
  $     1  -  5000    1728      $4,689,213       $47,948      1.02         1185
  $  5001 -  10000    1601     $11,919,147      $300,262      2.52         2226
  $ 10001 -  15000    1259     $15,752,071      $567,422      3.60         2526
  $ 15001 -  20000    1010     $17,549,706      $915,332      5.22         2240
  $ 20001 -  25000     837     $18,835,893    $1,173,965      6.23         2202
  $ 25001 -  30000     695     $19,015,372    $1,321,817      6.95         2072
  $ 30001 -  35000     578     $18,711,541    $1,421,882      7.60         1861
  $ 35001 -  40000     494     $18,484,449    $1,570,798      8.50         1565
  $ 40001 -  45000     438     $18,556,529    $1,605,221      8.65         1528
  $ 45001 -  50000     348     $16,543,719    $1,540,114      9.31         1210
  $ 50001 -  75000    1015     $60,889,063    $6,393,458     10.50         3634
  $ 75001 - 100000     279     $23,653,670    $3,207,911     13.56          989
  $100001 - 250000     165     $22,665,614    $4,052,952     17.88          562
  OVER $250,000         14      $5,290,591    $1,563,694     29.56           45

                    ______________________________________________________________
  TOTAL              10531    $270,959,703   $25,685,981      9.48        24015
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.6           0.0                    0.7
  $     1  -  5000    16.4             1.7           0.2                    4.9
  $  5001 -  10000    15.2             4.4           1.2                    9.3
  $ 10001 -  15000    12.0             5.8           2.2                   10.5
  $ 15001 -  20000     9.6             6.5           3.6                    9.3
  $ 20001 -  25000     7.9             7.0           4.6                    9.2
  $ 25001 -  30000     6.6             7.0           5.1                    8.6
  $ 30001 -  35000     5.5             6.9           5.5                    7.7
  $ 35001 -  40000     4.7             6.8           6.1                    6.5
  $ 40001 -  45000     4.2             6.8           6.2                    6.4
  $ 45001 -  50000     3.3             6.1           6.0                    5.0
  $ 50001 -  75000     9.6            22.5          24.9                   15.1
  $ 75001 - 100000     2.6             8.7          12.5                    4.1
  $100001 - 250000     1.6             8.4          15.8                    2.3
  OVER $250,000        0.1             2.0           6.1                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-22,813           $46                   2.43
  $     1  -  5000                  $2,714           $28                   0.69
  $  5001 -  10000                  $7,445          $188                   1.39
  $ 10001 -  15000                 $12,512          $451                   2.01
  $ 15001 -  20000                 $17,376          $906                   2.22
  $ 20001 -  25000                 $22,504        $1,403                   2.63
  $ 25001 -  30000                 $27,360        $1,902                   2.98
  $ 30001 -  35000                 $32,373        $2,460                   3.22
  $ 35001 -  40000                 $37,418        $3,180                   3.17
  $ 40001 -  45000                 $42,367        $3,665                   3.49
  $ 45001 -  50000                 $47,539        $4,426                   3.48
  $ 50001 -  75000                 $59,989        $6,299                   3.58
  $ 75001 - 100000                 $84,780       $11,498                   3.54
  $100001 - 250000                $137,367       $24,563                   3.41
  OVER $250,000                   $377,899      $111,692                   3.21

                    ______________________________________________________________
  TOTAL                            $25,730        $2,439                   2.28
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      JUAB
                        _________________________________________________
  UNDER $1              25     $-3,081,148             .       .             66
  $     1  -  5000     480      $1,247,340       $10,333      0.83          245
  $  5001 -  10000     277      $2,051,470       $54,028      2.63          354
  $ 10001 -  15000     262      $3,280,374      $141,040      4.30          453
  $ 15001 -  20000     221      $3,831,175      $214,676      5.60          481
  $ 20001 -  25000     217      $4,867,806      $285,373      5.86          621
  $ 25001 -  30000     186      $5,102,944      $356,975      7.00          540
  $ 30001 -  35000     189      $6,129,042      $447,806      7.31          656
  $ 35001 -  40000     158      $5,931,336      $480,506      8.10          576
  $ 40001 -  45000     146      $6,210,991      $551,635      8.88          524
  $ 45001 -  50000     142      $6,716,238      $602,884      8.98          595
  $ 50001 -  75000     276     $16,212,275    $1,679,723     10.36         1050
  $ 75001 - 100000      53      $4,442,142      $560,499     12.62          256
  OVER $100,000         22      $3,479,266      $653,340     18.78           91

                    ______________________________________________________________
  TOTAL               2654     $66,421,251    $6,038,818      9.09         6508
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -4.6            .                     1.0
  $     1  -  5000    18.1             1.9           0.2                    3.8
  $  5001 -  10000    10.4             3.1           0.9                    5.4
  $ 10001 -  15000     9.9             4.9           2.3                    7.0
  $ 15001 -  20000     8.3             5.8           3.6                    7.4
  $ 20001 -  25000     8.2             7.3           4.7                    9.5
  $ 25001 -  30000     7.0             7.7           5.9                    8.3
  $ 30001 -  35000     7.1             9.2           7.4                   10.1
  $ 35001 -  40000     6.0             8.9           8.0                    8.9
  $ 40001 -  45000     5.5             9.4           9.1                    8.1
  $ 45001 -  50000     5.4            10.1          10.0                    9.1
  $ 50001 -  75000    10.4            24.4          27.8                   16.1
  $ 75001 - 100000     2.0             6.7           9.3                    3.9
  OVER $100,000        0.8             5.2          10.8                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-123246             .                   2.64
  $     1  -  5000                  $2,599           $22                   0.51
  $  5001 -  10000                  $7,406          $195                   1.28
  $ 10001 -  15000                 $12,521          $538                   1.73
  $ 15001 -  20000                 $17,336          $971                   2.18
  $ 20001 -  25000                 $22,432        $1,315                   2.86
  $ 25001 -  30000                 $27,435        $1,919                   2.90
  $ 30001 -  35000                 $32,429        $2,369                   3.47
  $ 35001 -  40000                 $37,540        $3,041                   3.65
  $ 40001 -  45000                 $42,541        $3,778                   3.59
  $ 45001 -  50000                 $47,297        $4,246                   4.19
  $ 50001 -  75000                 $58,740        $6,086                   3.80
  $ 75001 - 100000                 $83,814       $10,575                   4.83
  OVER $100,000                   $158,148       $29,697                   4.14

                    ______________________________________________________________
  TOTAL                            $25,027        $2,275                   2.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KANE
                        _________________________________________________
  UNDER $1              39       $-914,198          $422     -0.05           81
  $     1  -  5000     499      $1,337,631        $7,539      0.56          348
  $  5001 -  10000     378      $2,842,285       $54,571      1.92          614
  $ 10001 -  15000     395      $4,930,222      $177,319      3.60          891
  $ 15001 -  20000     266      $4,653,251      $225,507      4.85          669
  $ 20001 -  25000     209      $4,707,710      $259,839      5.52          673
  $ 25001 -  30000     178      $4,830,667      $328,332      6.80          583
  $ 30001 -  35000     132      $4,270,022      $326,830      7.65          416
  $ 35001 -  40000     113      $4,247,299      $356,059      8.38          377
  $ 40001 -  45000      97      $4,115,793      $371,193      9.02          324
  $ 45001 -  50000      66      $3,130,841      $291,289      9.30          239
  $ 50001 -  75000     170     $10,087,425    $1,043,422     10.34          659
  $ 75001 - 100000      44      $3,736,657      $520,535     13.93          166
  OVER $100,000         36      $6,289,354    $1,424,021     22.64          135

                    ______________________________________________________________
  TOTAL               2622     $58,264,959    $5,386,878      9.25         6175
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.5            -1.6           0.0                    1.3
  $     1  -  5000    19.0             2.3           0.1                    5.6
  $  5001 -  10000    14.4             4.9           1.0                    9.9
  $ 10001 -  15000    15.1             8.5           3.3                   14.4
  $ 15001 -  20000    10.1             8.0           4.2                   10.8
  $ 20001 -  25000     8.0             8.1           4.8                   10.9
  $ 25001 -  30000     6.8             8.3           6.1                    9.4
  $ 30001 -  35000     5.0             7.3           6.1                    6.7
  $ 35001 -  40000     4.3             7.3           6.6                    6.1
  $ 40001 -  45000     3.7             7.1           6.9                    5.2
  $ 45001 -  50000     2.5             5.4           5.4                    3.9
  $ 50001 -  75000     6.5            17.3          19.4                   10.7
  $ 75001 - 100000     1.7             6.4           9.7                    2.7
  OVER $100,000        1.4            10.8          26.4                    2.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-23,441           $11                   2.08
  $     1  -  5000                  $2,681           $15                   0.70
  $  5001 -  10000                  $7,519          $144                   1.62
  $ 10001 -  15000                 $12,482          $449                   2.26
  $ 15001 -  20000                 $17,493          $848                   2.52
  $ 20001 -  25000                 $22,525        $1,243                   3.22
  $ 25001 -  30000                 $27,139        $1,845                   3.28
  $ 30001 -  35000                 $32,349        $2,476                   3.15
  $ 35001 -  40000                 $37,587        $3,151                   3.34
  $ 40001 -  45000                 $42,431        $3,827                   3.34
  $ 45001 -  50000                 $47,437        $4,413                   3.62
  $ 50001 -  75000                 $59,338        $6,138                   3.88
  $ 75001 - 100000                 $84,924       $11,830                   3.77
  OVER $100,000                   $174,704       $39,556                   3.75

                    ______________________________________________________________
  TOTAL                            $22,222        $2,054                   2.36
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MILLARD
                        _________________________________________________
  UNDER $1              80     $-2,991,177        $1,236     -0.04          206
  $     1  -  5000     703      $1,886,324       $13,509      0.72          402
  $  5001 -  10000     551      $4,035,042      $106,496      2.64          695
  $ 10001 -  15000     417      $5,170,703      $196,947      3.81          889
  $ 15001 -  20000     339      $5,858,260      $247,570      4.23          918
  $ 20001 -  25000     284      $6,414,740      $347,683      5.42          851
  $ 25001 -  30000     227      $6,217,759      $384,961      6.19          803
  $ 30001 -  35000     226      $7,367,488      $526,816      7.15          847
  $ 35001 -  40000     187      $7,023,489      $540,837      7.70          732
  $ 40001 -  45000     201      $8,548,546      $710,279      8.31          816
  $ 45001 -  50000     171      $8,150,979      $705,478      8.66          739
  $ 50001 -  75000     552     $33,105,995    $3,394,470     10.25         2380
  $ 75001 - 100000      96      $8,111,860    $1,124,027     13.86          396
  OVER $100,000         37      $5,785,965    $1,099,622     19.00          154

                    ______________________________________________________________
  TOTAL               4071    $104,685,973    $9,399,931      8.98        10828
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.0            -2.9           0.0                    1.9
  $     1  -  5000    17.3             1.8           0.1                    3.7
  $  5001 -  10000    13.5             3.9           1.1                    6.4
  $ 10001 -  15000    10.2             4.9           2.1                    8.2
  $ 15001 -  20000     8.3             5.6           2.6                    8.5
  $ 20001 -  25000     7.0             6.1           3.7                    7.9
  $ 25001 -  30000     5.6             5.9           4.1                    7.4
  $ 30001 -  35000     5.6             7.0           5.6                    7.8
  $ 35001 -  40000     4.6             6.7           5.8                    6.8
  $ 40001 -  45000     4.9             8.2           7.6                    7.5
  $ 45001 -  50000     4.2             7.8           7.5                    6.8
  $ 50001 -  75000    13.6            31.6          36.1                   22.0
  $ 75001 - 100000     2.4             7.7          12.0                    3.7
  OVER $100,000        0.9             5.5          11.7                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-37,390           $15                   2.58
  $     1  -  5000                  $2,683           $19                   0.57
  $  5001 -  10000                  $7,323          $193                   1.26
  $ 10001 -  15000                 $12,400          $472                   2.13
  $ 15001 -  20000                 $17,281          $730                   2.71
  $ 20001 -  25000                 $22,587        $1,224                   3.00
  $ 25001 -  30000                 $27,391        $1,696                   3.54
  $ 30001 -  35000                 $32,600        $2,331                   3.75
  $ 35001 -  40000                 $37,559        $2,892                   3.91
  $ 40001 -  45000                 $42,530        $3,534                   4.06
  $ 45001 -  50000                 $47,667        $4,126                   4.32
  $ 50001 -  75000                 $59,975        $6,149                   4.31
  $ 75001 - 100000                 $84,499       $11,709                   4.13
  OVER $100,000                   $156,377       $29,720                   4.16

                    ______________________________________________________________
  TOTAL                            $25,715        $2,309                   2.66
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MORGAN
                        _________________________________________________
  UNDER $1              21       $-269,183          $250     -0.09           53
  $     1  -  5000     362        $935,062        $9,631      1.03          115
  $  5001 -  10000     257      $1,844,134       $71,385      3.87          185
  $ 10001 -  15000     211      $2,616,521      $131,475      5.02          315
  $ 15001 -  20000     204      $3,573,586      $225,541      6.31          378
  $ 20001 -  25000     147      $3,260,554      $239,743      7.35          306
  $ 25001 -  30000     157      $4,327,849      $337,180      7.79          390
  $ 30001 -  35000     161      $5,229,946      $434,953      8.32          455
  $ 35001 -  40000     146      $5,466,852      $454,086      8.31          486
  $ 40001 -  45000     150      $6,377,928      $551,549      8.65          544
  $ 45001 -  50000     128      $6,074,854      $529,743      8.72          465
  $ 50001 -  75000     442     $26,734,516    $2,680,774     10.03         1742
  $ 75001 - 100000     140     $11,767,503    $1,519,167     12.91          556
  OVER $100,000         87     $12,804,611    $2,362,258     18.45          373

                    ______________________________________________________________
  TOTAL               2613     $90,744,733    $9,547,735     10.52         6363
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.3           0.0                    0.8
  $     1  -  5000    13.9             1.0           0.1                    1.8
  $  5001 -  10000     9.8             2.0           0.7                    2.9
  $ 10001 -  15000     8.1             2.9           1.4                    5.0
  $ 15001 -  20000     7.8             3.9           2.4                    5.9
  $ 20001 -  25000     5.6             3.6           2.5                    4.8
  $ 25001 -  30000     6.0             4.8           3.5                    6.1
  $ 30001 -  35000     6.2             5.8           4.6                    7.2
  $ 35001 -  40000     5.6             6.0           4.8                    7.6
  $ 40001 -  45000     5.7             7.0           5.8                    8.5
  $ 45001 -  50000     4.9             6.7           5.5                    7.3
  $ 50001 -  75000    16.9            29.5          28.1                   27.4
  $ 75001 - 100000     5.4            13.0          15.9                    8.7
  OVER $100,000        3.3            14.1          24.7                    5.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,818           $12                   2.52
  $     1  -  5000                  $2,583           $27                   0.32
  $  5001 -  10000                  $7,176          $278                   0.72
  $ 10001 -  15000                 $12,401          $623                   1.49
  $ 15001 -  20000                 $17,518        $1,106                   1.85
  $ 20001 -  25000                 $22,181        $1,631                   2.08
  $ 25001 -  30000                 $27,566        $2,148                   2.48
  $ 30001 -  35000                 $32,484        $2,702                   2.83
  $ 35001 -  40000                 $37,444        $3,110                   3.33
  $ 40001 -  45000                 $42,520        $3,677                   3.63
  $ 45001 -  50000                 $47,460        $4,139                   3.63
  $ 50001 -  75000                 $60,485        $6,065                   3.94
  $ 75001 - 100000                 $84,054       $10,851                   3.97
  OVER $100,000                   $147,179       $27,152                   4.29

                    ______________________________________________________________
  TOTAL                            $34,728        $3,654                   2.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PIUTE
                        _________________________________________________
  UNDER $ 5,000         67         $87,025        $1,339      1.54           76
  $  5001 -  10000      69        $525,049        $9,449      1.80          113
  $ 10001 -  15000      55        $689,425       $19,092      2.77          119
  $ 15001 -  20000      49        $838,696       $32,066      3.82          124
  $ 20001 -  25000      46      $1,013,249       $47,599      4.70          156
  $ 25001 -  30000      27        $746,551       $41,123      5.51           98
  $ 30001 -  35000      24        $773,157       $64,000      8.28           68
  $ 35001 -  40000      19        $709,297       $63,883      9.01           58
  $ 40001 -  45000      23        $960,746       $82,629      8.60           84
  $ 45001 - 100000      35      $2,157,492      $245,834     11.39          139

                    ______________________________________________________________
  TOTAL                414      $8,500,687      $607,014      7.14         1035
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       16.2             1.0           0.2                    7.3
  $  5001 -  10000    16.7             6.2           1.6                   10.9
  $ 10001 -  15000    13.3             8.1           3.1                   11.5
  $ 15001 -  20000    11.8             9.9           5.3                   12.0
  $ 20001 -  25000    11.1            11.9           7.8                   15.1
  $ 25001 -  30000     6.5             8.8           6.8                    9.5
  $ 30001 -  35000     5.8             9.1          10.5                    6.6
  $ 35001 -  40000     4.6             8.3          10.5                    5.6
  $ 40001 -  45000     5.6            11.3          13.6                    8.1
  $ 45001 - 100000     8.5            25.4          40.5                   13.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,299           $20                   1.13
  $  5001 -  10000                  $7,609          $137                   1.64
  $ 10001 -  15000                 $12,535          $347                   2.16
  $ 15001 -  20000                 $17,116          $654                   2.53
  $ 20001 -  25000                 $22,027        $1,035                   3.39
  $ 25001 -  30000                 $27,650        $1,523                   3.63
  $ 30001 -  35000                 $32,215        $2,667                   2.83
  $ 35001 -  40000                 $37,331        $3,362                   3.05
  $ 40001 -  45000                 $41,772        $3,593                   3.65
  $ 45001 - 100000                 $61,643        $7,024                   3.97

                    ______________________________________________________________
  TOTAL                            $20,533        $1,466                   2.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RICH
                        _________________________________________________
  UNDER $1              27       $-673,421             .       .             53
  $     1  -  5000     144        $329,520        $3,070      0.93           56
  $  5001 -  10000      75        $532,395       $11,099      2.08          119
  $ 10001 -  15000      61        $774,083       $20,807      2.69          145
  $ 15001 -  20000      57        $995,307       $40,134      4.03          168
  $ 20001 -  25000      42        $941,631       $47,977      5.10          117
  $ 25001 -  30000      40      $1,119,809       $64,614      5.77          148
  $ 30001 -  35000      38      $1,234,920       $80,911      6.55          145
  $ 35001 -  40000      32      $1,193,291       $94,877      7.95          116
  $ 40001 -  45000      27      $1,150,213      $113,184      9.84           89
  $ 45001 -  50000      26      $1,229,320      $110,564      8.99          115
  $ 50001 -  75000      75      $4,516,820      $489,391     10.83          289
  $ 75001 - 250000      17      $1,627,835      $238,865     14.67           62

                    ______________________________________________________________
  TOTAL                661     $14,971,723    $1,315,493      8.79         1622
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             4.1            -4.5            .                     3.3
  $     1  -  5000    21.8             2.2           0.2                    3.5
  $  5001 -  10000    11.3             3.6           0.8                    7.3
  $ 10001 -  15000     9.2             5.2           1.6                    8.9
  $ 15001 -  20000     8.6             6.6           3.1                   10.4
  $ 20001 -  25000     6.4             6.3           3.6                    7.2
  $ 25001 -  30000     6.1             7.5           4.9                    9.1
  $ 30001 -  35000     5.7             8.2           6.2                    8.9
  $ 35001 -  40000     4.8             8.0           7.2                    7.2
  $ 40001 -  45000     4.1             7.7           8.6                    5.5
  $ 45001 -  50000     3.9             8.2           8.4                    7.1
  $ 50001 -  75000    11.3            30.2          37.2                   17.8
  $ 75001 - 250000     2.6            10.9          18.2                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,942             .                   1.96
  $     1  -  5000                  $2,288           $21                   0.39
  $  5001 -  10000                  $7,099          $148                   1.59
  $ 10001 -  15000                 $12,690          $341                   2.38
  $ 15001 -  20000                 $17,462          $704                   2.95
  $ 20001 -  25000                 $22,420        $1,142                   2.79
  $ 25001 -  30000                 $27,995        $1,615                   3.70
  $ 30001 -  35000                 $32,498        $2,129                   3.82
  $ 35001 -  40000                 $37,290        $2,965                   3.63
  $ 40001 -  45000                 $42,600        $4,192                   3.30
  $ 45001 -  50000                 $47,282        $4,252                   4.42
  $ 50001 -  75000                 $60,224        $6,525                   3.85
  $ 75001 - 250000                 $95,755       $14,051                   3.65

                    ______________________________________________________________
  TOTAL                            $22,650        $1,990                   2.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SALT LAKE
                        _________________________________________________
  UNDER $1            1586    $-56,431,307      $164,175     -0.29         2649
  $     1  -  5000   43872    $114,292,906    $1,347,790      1.18        22296
  $  5001 -  10000   38784    $289,097,908    $9,050,189      3.13        41224
  $ 10001 -  15000   37057    $463,774,384   $23,746,016      5.12        56025
  $ 15001 -  20000   34512    $600,977,550   $39,564,781      6.58        61117
  $ 20001 -  25000   27445    $614,658,370   $46,748,965      7.61        54814
  $ 25001 -  30000   22968    $630,292,953   $52,034,765      8.26        51015
  $ 30001 -  35000   19822    $643,162,642   $55,768,294      8.67        49477
  $ 35001 -  40000   17940    $671,843,330   $61,142,776      9.10        49240
  $ 40001 -  45000   16102    $683,192,255   $64,365,560      9.42        47662
  $ 45001 -  50000   13619    $645,984,255   $62,869,552      9.73        42519
  $ 50001 -  75000   43317  $2,621,623,628  $280,595,732     10.70       145230
  $ 75001 - 100000   15349  $1,308,788,242  $177,156,845     13.54        52554
  $100001 - 250000   12326  $1,729,520,207  $314,284,295     18.17        42824
  OVER $250,000       2433  $1,448,447,094  $414,349,627     28.61         8161

                    ______________________________________________________________
  TOTAL             347132 $12,409,224,417$1,603,189,362     12.92       726807
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.4
  $     1  -  5000    12.6             0.9           0.1                    3.1
  $  5001 -  10000    11.2             2.3           0.6                    5.7
  $ 10001 -  15000    10.7             3.7           1.5                    7.7
  $ 15001 -  20000     9.9             4.8           2.5                    8.4
  $ 20001 -  25000     7.9             5.0           2.9                    7.5
  $ 25001 -  30000     6.6             5.1           3.2                    7.0
  $ 30001 -  35000     5.7             5.2           3.5                    6.8
  $ 35001 -  40000     5.2             5.4           3.8                    6.8
  $ 40001 -  45000     4.6             5.5           4.0                    6.6
  $ 45001 -  50000     3.9             5.2           3.9                    5.9
  $ 50001 -  75000    12.5            21.1          17.5                   20.0
  $ 75001 - 100000     4.4            10.5          11.1                    7.2
  $100001 - 250000     3.6            13.9          19.6                    5.9
  OVER $250,000        0.7            11.7          25.8                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-35,581          $104                   1.67
  $     1  -  5000                  $2,605           $31                   0.51
  $  5001 -  10000                  $7,454          $233                   1.06
  $ 10001 -  15000                 $12,515          $641                   1.51
  $ 15001 -  20000                 $17,414        $1,146                   1.77
  $ 20001 -  25000                 $22,396        $1,703                   2.00
  $ 25001 -  30000                 $27,442        $2,266                   2.22
  $ 30001 -  35000                 $32,447        $2,813                   2.50
  $ 35001 -  40000                 $37,449        $3,408                   2.74
  $ 40001 -  45000                 $42,429        $3,997                   2.96
  $ 45001 -  50000                 $47,433        $4,616                   3.12
  $ 50001 -  75000                 $60,522        $6,478                   3.35
  $ 75001 - 100000                 $85,269       $11,542                   3.42
  $100001 - 250000                $140,315       $25,498                   3.47
  OVER $250,000                   $595,334      $170,304                   3.35

                    ______________________________________________________________
  TOTAL                            $35,748        $4,618                   2.09
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SAN JUAN
                        _________________________________________________
  UNDER $1              41       $-953,407        $2,444     -0.26           84
  $     1  -  5000     699      $1,769,489        $7,680      0.43          609
  $  5001 -  10000     408      $3,003,135       $51,368      1.71          726
  $ 10001 -  15000     359      $4,466,662      $133,344      2.99          850
  $ 15001 -  20000     266      $4,658,240      $181,500      3.90          795
  $ 20001 -  25000     230      $5,143,711      $270,078      5.25          749
  $ 25001 -  30000     214      $5,874,334      $364,110      6.20          771
  $ 30001 -  35000     167      $5,418,974      $405,822      7.49          581
  $ 35001 -  40000     138      $5,198,327      $416,443      8.01          503
  $ 40001 -  45000     127      $5,403,848      $447,830      8.29          554
  $ 45001 -  50000     116      $5,495,746      $482,273      8.78          495
  $ 50001 -  75000     290     $17,282,945    $1,861,215     10.77         1159
  $ 75001 - 100000      72      $6,062,161      $859,385     14.18          276
  OVER $100,000         37      $6,903,183    $1,575,638     22.82          118

                    ______________________________________________________________
  TOTAL               3164     $75,727,348    $7,059,130      9.32         8270
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.3           0.0                    1.0
  $     1  -  5000    22.1             2.3           0.1                    7.4
  $  5001 -  10000    12.9             4.0           0.7                    8.8
  $ 10001 -  15000    11.3             5.9           1.9                   10.3
  $ 15001 -  20000     8.4             6.2           2.6                    9.6
  $ 20001 -  25000     7.3             6.8           3.8                    9.1
  $ 25001 -  30000     6.8             7.8           5.2                    9.3
  $ 30001 -  35000     5.3             7.2           5.7                    7.0
  $ 35001 -  40000     4.4             6.9           5.9                    6.1
  $ 40001 -  45000     4.0             7.1           6.3                    6.7
  $ 45001 -  50000     3.7             7.3           6.8                    6.0
  $ 50001 -  75000     9.2            22.8          26.4                   14.0
  $ 75001 - 100000     2.3             8.0          12.2                    3.3
  OVER $100,000        1.2             9.1          22.3                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-23,254           $60                   2.05
  $     1  -  5000                  $2,531           $11                   0.87
  $  5001 -  10000                  $7,361          $126                   1.78
  $ 10001 -  15000                 $12,442          $371                   2.37
  $ 15001 -  20000                 $17,512          $682                   2.99
  $ 20001 -  25000                 $22,364        $1,174                   3.26
  $ 25001 -  30000                 $27,450        $1,701                   3.60
  $ 30001 -  35000                 $32,449        $2,430                   3.48
  $ 35001 -  40000                 $37,669        $3,018                   3.64
  $ 40001 -  45000                 $42,550        $3,526                   4.36
  $ 45001 -  50000                 $47,377        $4,158                   4.27
  $ 50001 -  75000                 $59,596        $6,418                   4.00
  $ 75001 - 100000                 $84,197       $11,936                   3.83
  OVER $100,000                   $186,573       $42,585                   3.19

                    ______________________________________________________________
  TOTAL                            $23,934        $2,231                   2.61
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANPETE
                        _________________________________________________
  UNDER $1              89     $-2,026,369          $279     -0.01          193
  $     1  -  5000    1248      $3,270,436       $25,434      0.78          733
  $  5001 -  10000     805      $5,947,248      $123,920      2.08         1231
  $ 10001 -  15000     763      $9,536,780      $289,473      3.04         1742
  $ 15001 -  20000     648     $11,234,232      $497,138      4.43         1665
  $ 20001 -  25000     509     $11,383,062      $645,491      5.67         1517
  $ 25001 -  30000     448     $12,262,442      $784,633      6.40         1511
  $ 30001 -  35000     375     $12,137,827      $850,363      7.01         1389
  $ 35001 -  40000     290     $10,860,579      $818,618      7.54         1159
  $ 40001 -  45000     269     $11,426,878      $947,068      8.29         1052
  $ 45001 -  50000     238     $11,290,529    $1,008,485      8.93          985
  $ 50001 -  75000     614     $36,431,242    $3,718,631     10.21         2600
  $ 75001 - 100000     116      $9,840,477    $1,353,067     13.75          458
  $100001 - 250000      77     $10,624,227    $1,808,944     17.03          322
  OVER $250,000         11      $4,063,761    $1,087,344     26.76           40

                    ______________________________________________________________
  TOTAL               6500    $158,283,351   $13,958,888      8.82        16597
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.4            -1.3           0.0                    1.2
  $     1  -  5000    19.2             2.1           0.2                    4.4
  $  5001 -  10000    12.4             3.8           0.9                    7.4
  $ 10001 -  15000    11.7             6.0           2.1                   10.5
  $ 15001 -  20000    10.0             7.1           3.6                   10.0
  $ 20001 -  25000     7.8             7.2           4.6                    9.1
  $ 25001 -  30000     6.9             7.7           5.6                    9.1
  $ 30001 -  35000     5.8             7.7           6.1                    8.4
  $ 35001 -  40000     4.5             6.9           5.9                    7.0
  $ 40001 -  45000     4.1             7.2           6.8                    6.3
  $ 45001 -  50000     3.7             7.1           7.2                    5.9
  $ 50001 -  75000     9.4            23.0          26.6                   15.7
  $ 75001 - 100000     1.8             6.2           9.7                    2.8
  $100001 - 250000     1.2             6.7          13.0                    1.9
  OVER $250,000        0.2             2.6           7.8                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-22,768            $3                   2.17
  $     1  -  5000                  $2,621           $20                   0.59
  $  5001 -  10000                  $7,388          $154                   1.53
  $ 10001 -  15000                 $12,499          $379                   2.28
  $ 15001 -  20000                 $17,337          $767                   2.57
  $ 20001 -  25000                 $22,364        $1,268                   2.98
  $ 25001 -  30000                 $27,372        $1,751                   3.37
  $ 30001 -  35000                 $32,368        $2,268                   3.70
  $ 35001 -  40000                 $37,450        $2,823                   4.00
  $ 40001 -  45000                 $42,479        $3,521                   3.91
  $ 45001 -  50000                 $47,439        $4,237                   4.14
  $ 50001 -  75000                 $59,334        $6,056                   4.23
  $ 75001 - 100000                 $84,832       $11,664                   3.95
  $100001 - 250000                $137,977       $23,493                   4.18
  OVER $250,000                   $369,433       $98,849                   3.64

                    ______________________________________________________________
  TOTAL                            $24,351        $2,148                   2.55
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SEVIER
                        _________________________________________________
  UNDER $1              65     $-1,825,763       $23,504     -1.29          158
  $     1  -  5000    1100      $2,907,430       $23,468      0.81          720
  $  5001 -  10000     838      $6,209,194      $176,812      2.85         1067
  $ 10001 -  15000     696      $8,631,040      $275,454      3.19         1429
  $ 15001 -  20000     513      $8,893,272      $386,853      4.35         1309
  $ 20001 -  25000     476     $10,691,186      $611,283      5.72         1354
  $ 25001 -  30000     410     $11,296,228      $789,698      6.99         1246
  $ 30001 -  35000     313     $10,164,346      $775,552      7.63         1052
  $ 35001 -  40000     328     $12,306,666    $1,016,703      8.26         1178
  $ 40001 -  45000     272     $11,545,699    $1,018,618      8.82          988
  $ 45001 -  50000     273     $12,968,384    $1,178,291      9.09         1019
  $ 50001 -  75000     658     $39,630,900    $4,143,707     10.46         2567
  $ 75001 - 100000     153     $12,813,488    $1,705,220     13.31          609
  $100001 - 250000      91     $12,358,790    $2,150,823     17.40          369
  OVER $250,000         10      $5,649,853    $1,887,897     33.41           36

                    ______________________________________________________________
  TOTAL               6196    $164,240,713   $16,163,883      9.84        15101
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.1           0.1                    1.0
  $     1  -  5000    17.8             1.8           0.1                    4.8
  $  5001 -  10000    13.5             3.8           1.1                    7.1
  $ 10001 -  15000    11.2             5.3           1.7                    9.5
  $ 15001 -  20000     8.3             5.4           2.4                    8.7
  $ 20001 -  25000     7.7             6.5           3.8                    9.0
  $ 25001 -  30000     6.6             6.9           4.9                    8.3
  $ 30001 -  35000     5.1             6.2           4.8                    7.0
  $ 35001 -  40000     5.3             7.5           6.3                    7.8
  $ 40001 -  45000     4.4             7.0           6.3                    6.5
  $ 45001 -  50000     4.4             7.9           7.3                    6.7
  $ 50001 -  75000    10.6            24.1          25.6                   17.0
  $ 75001 - 100000     2.5             7.8          10.5                    4.0
  $100001 - 250000     1.5             7.5          13.3                    2.4
  OVER $250,000        0.2             3.4          11.7                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,089          $362                   2.43
  $     1  -  5000                  $2,643           $21                   0.65
  $  5001 -  10000                  $7,410          $211                   1.27
  $ 10001 -  15000                 $12,401          $396                   2.05
  $ 15001 -  20000                 $17,336          $754                   2.55
  $ 20001 -  25000                 $22,460        $1,284                   2.84
  $ 25001 -  30000                 $27,552        $1,926                   3.04
  $ 30001 -  35000                 $32,474        $2,478                   3.36
  $ 35001 -  40000                 $37,520        $3,100                   3.59
  $ 40001 -  45000                 $42,447        $3,745                   3.63
  $ 45001 -  50000                 $47,503        $4,316                   3.73
  $ 50001 -  75000                 $60,229        $6,297                   3.90
  $ 75001 - 100000                 $83,748       $11,145                   3.98
  $100001 - 250000                $135,811       $23,635                   4.05
  OVER $250,000                   $564,985      $188,790                   3.60

                    ______________________________________________________________
  TOTAL                            $26,508        $2,609                   2.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SUMMIT
                        _________________________________________________
  UNDER $1             103     $-4,350,317       $10,548     -0.24          167
  $     1  -  5000    1378      $3,517,839       $83,051      2.36          508
  $  5001 -  10000    1130      $8,277,160      $286,410      3.46         1086
  $ 10001 -  15000    1024     $12,803,004      $723,276      5.65         1405
  $ 15001 -  20000     913     $15,859,024    $1,182,791      7.46         1388
  $ 20001 -  25000     707     $15,945,093    $1,280,977      8.03         1286
  $ 25001 -  30000     548     $14,974,183    $1,276,058      8.52         1112
  $ 30001 -  35000     462     $14,937,511    $1,334,346      8.93         1058
  $ 35001 -  40000     418     $15,697,813    $1,439,007      9.17         1113
  $ 40001 -  45000     390     $16,504,040    $1,584,016      9.60         1018
  $ 45001 -  50000     366     $17,418,565    $1,706,177      9.80         1036
  $ 50001 -  75000    1352     $82,612,544    $8,974,627     10.86         4074
  $ 75001 - 100000     714     $61,502,001    $8,105,626     13.18         2154
  $100001 - 250000    1143    $168,069,237   $30,153,394     17.94         3572
  OVER $250,000        227    $156,095,324   $46,569,027     29.83          653

                    ______________________________________________________________
  TOTAL              10875    $599,863,021  $104,709,331     17.46        21630
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.7           0.0                    0.8
  $     1  -  5000    12.7             0.6           0.1                    2.3
  $  5001 -  10000    10.4             1.4           0.3                    5.0
  $ 10001 -  15000     9.4             2.1           0.7                    6.5
  $ 15001 -  20000     8.4             2.6           1.1                    6.4
  $ 20001 -  25000     6.5             2.7           1.2                    5.9
  $ 25001 -  30000     5.0             2.5           1.2                    5.1
  $ 30001 -  35000     4.2             2.5           1.3                    4.9
  $ 35001 -  40000     3.8             2.6           1.4                    5.1
  $ 40001 -  45000     3.6             2.8           1.5                    4.7
  $ 45001 -  50000     3.4             2.9           1.6                    4.8
  $ 50001 -  75000    12.4            13.8           8.6                   18.8
  $ 75001 - 100000     6.6            10.3           7.7                   10.0
  $100001 - 250000    10.5            28.0          28.8                   16.5
  OVER $250,000        2.1            26.0          44.5                    3.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-42,236          $102                   1.62
  $     1  -  5000                  $2,553           $60                   0.37
  $  5001 -  10000                  $7,325          $253                   0.96
  $ 10001 -  15000                 $12,503          $706                   1.37
  $ 15001 -  20000                 $17,370        $1,295                   1.52
  $ 20001 -  25000                 $22,553        $1,812                   1.82
  $ 25001 -  30000                 $27,325        $2,329                   2.03
  $ 30001 -  35000                 $32,332        $2,888                   2.29
  $ 35001 -  40000                 $37,555        $3,443                   2.66
  $ 40001 -  45000                 $42,318        $4,062                   2.61
  $ 45001 -  50000                 $47,592        $4,662                   2.83
  $ 50001 -  75000                 $61,104        $6,638                   3.01
  $ 75001 - 100000                 $86,137       $11,352                   3.02
  $100001 - 250000                $147,042       $26,381                   3.13
  OVER $250,000                   $687,645      $205,150                   2.88

                    ______________________________________________________________
  TOTAL                            $55,160        $9,628                   1.99
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TOOELE
                        _________________________________________________
  UNDER $1              42       $-623,953        $8,410     -1.35           97
  $     1  -  5000    1560      $3,951,521       $31,165      0.79          819
  $  5001 -  10000    1253      $9,406,527      $254,060      2.70         1517
  $ 10001 -  15000    1320     $16,600,332      $745,351      4.49         2212
  $ 15001 -  20000    1210     $21,077,949    $1,254,864      5.95         2349
  $ 20001 -  25000    1043     $23,356,684    $1,691,729      7.24         2295
  $ 25001 -  30000     951     $26,120,384    $2,032,420      7.78         2411
  $ 30001 -  35000     849     $27,628,877    $2,426,432      8.78         2229
  $ 35001 -  40000     852     $31,928,113    $2,953,979      9.25         2477
  $ 40001 -  45000     702     $29,788,667    $2,868,543      9.63         2226
  $ 45001 -  50000     592     $28,096,913    $2,837,097     10.10         1866
  $ 50001 -  75000    2010    $121,642,666   $13,409,597     11.02         7034
  $ 75001 - 100000     536     $45,043,900    $6,327,612     14.05         1868
  $100001 - 250000     197     $25,834,558    $4,753,629     18.40          664
  OVER $250,000         11      $4,187,448    $1,109,928     26.51           25

                    ______________________________________________________________
  TOTAL              13128    $414,040,586   $42,704,816     10.31        30089
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.2           0.0                    0.3
  $     1  -  5000    11.9             1.0           0.1                    2.7
  $  5001 -  10000     9.5             2.3           0.6                    5.0
  $ 10001 -  15000    10.1             4.0           1.7                    7.4
  $ 15001 -  20000     9.2             5.1           2.9                    7.8
  $ 20001 -  25000     7.9             5.6           4.0                    7.6
  $ 25001 -  30000     7.2             6.3           4.8                    8.0
  $ 30001 -  35000     6.5             6.7           5.7                    7.4
  $ 35001 -  40000     6.5             7.7           6.9                    8.2
  $ 40001 -  45000     5.3             7.2           6.7                    7.4
  $ 45001 -  50000     4.5             6.8           6.6                    6.2
  $ 50001 -  75000    15.3            29.4          31.4                   23.4
  $ 75001 - 100000     4.1            10.9          14.8                    6.2
  $100001 - 250000     1.5             6.2          11.1                    2.2
  OVER $250,000        0.1             1.0           2.6                    0.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-14,856          $200                   2.31
  $     1  -  5000                  $2,533           $20                   0.53
  $  5001 -  10000                  $7,507          $203                   1.21
  $ 10001 -  15000                 $12,576          $565                   1.68
  $ 15001 -  20000                 $17,420        $1,037                   1.94
  $ 20001 -  25000                 $22,394        $1,622                   2.20
  $ 25001 -  30000                 $27,466        $2,137                   2.54
  $ 30001 -  35000                 $32,543        $2,858                   2.63
  $ 35001 -  40000                 $37,474        $3,467                   2.91
  $ 40001 -  45000                 $42,434        $4,086                   3.17
  $ 45001 -  50000                 $47,461        $4,792                   3.15
  $ 50001 -  75000                 $60,519        $6,671                   3.50
  $ 75001 - 100000                 $84,037       $11,805                   3.49
  $100001 - 250000                $131,140       $24,130                   3.37
  OVER $250,000                   $380,677      $100,903                   2.27

                    ______________________________________________________________
  TOTAL                            $31,539        $3,253                   2.29
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      UINTAH
                        _________________________________________________
  UNDER $1              95     $-2,636,986        $9,152     -0.35          227
  $     1  -  5000    1443      $3,784,470       $46,357      1.22         1157
  $  5001 -  10000    1093      $8,005,282      $161,175      2.01         1700
  $ 10001 -  15000     886     $11,000,517      $359,320      3.27         1883
  $ 15001 -  20000     806     $14,060,676      $665,765      4.73         2082
  $ 20001 -  25000     568     $12,701,592      $756,107      5.95         1602
  $ 25001 -  30000     545     $14,958,583    $1,056,603      7.06         1676
  $ 30001 -  35000     491     $15,948,902    $1,233,242      7.73         1643
  $ 35001 -  40000     427     $15,972,430    $1,405,648      8.80         1430
  $ 40001 -  45000     395     $16,729,707    $1,479,461      8.84         1476
  $ 45001 -  50000     345     $16,345,483    $1,550,321      9.48         1296
  $ 50001 -  75000     796     $47,796,917    $5,221,765     10.92         2898
  $ 75001 - 100000     207     $17,374,789    $2,500,164     14.39          732
  OVER $100,000        108     $16,974,153    $3,433,556     20.23          386

                    ______________________________________________________________
  TOTAL               8205    $209,016,515   $19,878,636      9.51        20188
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.3           0.0                    1.1
  $     1  -  5000    17.6             1.8           0.2                    5.7
  $  5001 -  10000    13.3             3.8           0.8                    8.4
  $ 10001 -  15000    10.8             5.3           1.8                    9.3
  $ 15001 -  20000     9.8             6.7           3.3                   10.3
  $ 20001 -  25000     6.9             6.1           3.8                    7.9
  $ 25001 -  30000     6.6             7.2           5.3                    8.3
  $ 30001 -  35000     6.0             7.6           6.2                    8.1
  $ 35001 -  40000     5.2             7.6           7.1                    7.1
  $ 40001 -  45000     4.8             8.0           7.4                    7.3
  $ 45001 -  50000     4.2             7.8           7.8                    6.4
  $ 50001 -  75000     9.7            22.9          26.3                   14.4
  $ 75001 - 100000     2.5             8.3          12.6                    3.6
  OVER $100,000        1.3             8.1          17.3                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,758           $96                   2.39
  $     1  -  5000                  $2,623           $32                   0.80
  $  5001 -  10000                  $7,324          $147                   1.56
  $ 10001 -  15000                 $12,416          $406                   2.13
  $ 15001 -  20000                 $17,445          $826                   2.58
  $ 20001 -  25000                 $22,362        $1,331                   2.82
  $ 25001 -  30000                 $27,447        $1,939                   3.08
  $ 30001 -  35000                 $32,482        $2,512                   3.35
  $ 35001 -  40000                 $37,406        $3,292                   3.35
  $ 40001 -  45000                 $42,354        $3,745                   3.74
  $ 45001 -  50000                 $47,378        $4,494                   3.76
  $ 50001 -  75000                 $60,046        $6,560                   3.64
  $ 75001 - 100000                 $83,936       $12,078                   3.54
  OVER $100,000                   $157,168       $31,792                   3.57

                    ______________________________________________________________
  TOTAL                            $25,474        $2,423                   2.46
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      UTAH
                        _________________________________________________
  UNDER $1             649    $-17,520,407      $124,202     -0.71         1401
  $     1  -  5000   18391     $48,901,798      $468,714      0.96         8575
  $  5001 -  10000   15261    $112,251,557    $3,425,693      3.05        16949
  $ 10001 -  15000   11953    $148,656,245    $6,542,479      4.40        20767
  $ 15001 -  20000    9728    $169,429,334    $9,493,214      5.60        20704
  $ 20001 -  25000    7929    $177,920,293   $11,549,040      6.49        19818
  $ 25001 -  30000    6616    $181,618,859   $12,897,081      7.10        18466
  $ 30001 -  35000    5851    $189,836,979   $14,335,852      7.55        18241
  $ 35001 -  40000    5582    $209,007,293   $16,391,589      7.84        19422
  $ 40001 -  45000    5103    $216,514,082   $17,698,889      8.17        18756
  $ 45001 -  50000    4326    $205,306,844   $17,446,470      8.50        16556
  $ 50001 -  75000   13282    $802,457,450   $76,284,262      9.51        53823
  $ 75001 - 100000    4248    $362,083,274   $44,179,483     12.20        17760
  $100001 - 250000    3068    $429,785,372   $72,621,702     16.90        13500
  OVER $250,000        569    $303,252,839   $84,395,265     27.83         2442

                    ______________________________________________________________
  TOTAL             112556  $3,539,501,812  $387,853,935     10.96       267180
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.5           0.0                    0.5
  $     1  -  5000    16.3             1.4           0.1                    3.2
  $  5001 -  10000    13.6             3.2           0.9                    6.3
  $ 10001 -  15000    10.6             4.2           1.7                    7.8
  $ 15001 -  20000     8.6             4.8           2.4                    7.7
  $ 20001 -  25000     7.0             5.0           3.0                    7.4
  $ 25001 -  30000     5.9             5.1           3.3                    6.9
  $ 30001 -  35000     5.2             5.4           3.7                    6.8
  $ 35001 -  40000     5.0             5.9           4.2                    7.3
  $ 40001 -  45000     4.5             6.1           4.6                    7.0
  $ 45001 -  50000     3.8             5.8           4.5                    6.2
  $ 50001 -  75000    11.8            22.7          19.7                   20.1
  $ 75001 - 100000     3.8            10.2          11.4                    6.6
  $100001 - 250000     2.7            12.1          18.7                    5.1
  OVER $250,000        0.5             8.6          21.8                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,996          $191                   2.16
  $     1  -  5000                  $2,659           $25                   0.47
  $  5001 -  10000                  $7,355          $224                   1.11
  $ 10001 -  15000                 $12,437          $547                   1.74
  $ 15001 -  20000                 $17,417          $976                   2.13
  $ 20001 -  25000                 $22,439        $1,457                   2.50
  $ 25001 -  30000                 $27,451        $1,949                   2.79
  $ 30001 -  35000                 $32,445        $2,450                   3.12
  $ 35001 -  40000                 $37,443        $2,937                   3.48
  $ 40001 -  45000                 $42,429        $3,468                   3.68
  $ 45001 -  50000                 $47,459        $4,033                   3.83
  $ 50001 -  75000                 $60,417        $5,743                   4.05
  $ 75001 - 100000                 $85,236       $10,400                   4.18
  $100001 - 250000                $140,086       $23,671                   4.40
  OVER $250,000                   $532,958      $148,322                   4.29

                    ______________________________________________________________
  TOTAL                            $31,447        $3,446                   2.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WASATCH
                        _________________________________________________
  UNDER $1              26       $-750,796        $5,463     -0.73           58
  $     1  -  5000     791      $2,055,756       $20,333      0.99          323
  $  5001 -  10000     535      $3,918,884      $132,357      3.38          527
  $ 10001 -  15000     485      $6,030,384      $285,594      4.74          802
  $ 15001 -  20000     403      $7,015,679      $400,612      5.71          817
  $ 20001 -  25000     322      $7,184,954      $487,363      6.78          740
  $ 25001 -  30000     300      $8,225,381      $574,516      6.98          807
  $ 30001 -  35000     304      $9,903,926      $751,758      7.59          917
  $ 35001 -  40000     262      $9,789,678      $777,317      7.94          903
  $ 40001 -  45000     245     $10,427,694      $867,466      8.32          865
  $ 45001 -  50000     219     $10,385,706      $850,916      8.19          831
  $ 50001 -  75000     583     $34,937,418    $3,514,775     10.06         2140
  $ 75001 - 100000     177     $15,026,360    $1,889,837     12.58          664
  $100001 - 250000     141     $19,574,702    $3,393,142     17.33          545
  OVER $250,000         25     $17,445,020    $4,895,627     28.06          103

                    ______________________________________________________________
  TOTAL               4818    $161,170,746   $18,847,076     11.69        11042
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.5
  $     1  -  5000    16.4             1.3           0.1                    2.9
  $  5001 -  10000    11.1             2.4           0.7                    4.8
  $ 10001 -  15000    10.1             3.7           1.5                    7.3
  $ 15001 -  20000     8.4             4.4           2.1                    7.4
  $ 20001 -  25000     6.7             4.5           2.6                    6.7
  $ 25001 -  30000     6.2             5.1           3.0                    7.3
  $ 30001 -  35000     6.3             6.1           4.0                    8.3
  $ 35001 -  40000     5.4             6.1           4.1                    8.2
  $ 40001 -  45000     5.1             6.5           4.6                    7.8
  $ 45001 -  50000     4.5             6.4           4.5                    7.5
  $ 50001 -  75000    12.1            21.7          18.6                   19.4
  $ 75001 - 100000     3.7             9.3          10.0                    6.0
  $100001 - 250000     2.9            12.1          18.0                    4.9
  OVER $250,000        0.5            10.8          26.0                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,877          $210                   2.23
  $     1  -  5000                  $2,599           $26                   0.41
  $  5001 -  10000                  $7,325          $247                   0.99
  $ 10001 -  15000                 $12,434          $589                   1.65
  $ 15001 -  20000                 $17,409          $994                   2.03
  $ 20001 -  25000                 $22,314        $1,514                   2.30
  $ 25001 -  30000                 $27,418        $1,915                   2.69
  $ 30001 -  35000                 $32,579        $2,473                   3.02
  $ 35001 -  40000                 $37,365        $2,967                   3.45
  $ 40001 -  45000                 $42,562        $3,541                   3.53
  $ 45001 -  50000                 $47,423        $3,885                   3.79
  $ 50001 -  75000                 $59,927        $6,029                   3.67
  $ 75001 - 100000                 $84,895       $10,677                   3.75
  $100001 - 250000                $138,828       $24,065                   3.87
  OVER $250,000                   $697,801      $195,825                   4.12

                    ______________________________________________________________
  TOTAL                            $33,452        $3,912                   2.29
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WASHINGTON
                        _________________________________________________
  UNDER $1             289     $-8,623,364       $12,850     -0.15          631
  $     1  -  5000    3665     $10,020,206       $98,805      0.99         2407
  $  5001 -  10000    3461     $25,668,727      $674,324      2.63         4510
  $ 10001 -  15000    3024     $37,781,555    $1,434,062      3.80         5575
  $ 15001 -  20000    2737     $47,648,067    $2,346,790      4.93         6016
  $ 20001 -  25000    2193     $49,122,092    $2,923,451      5.95         5524
  $ 25001 -  30000    1811     $49,660,001    $3,405,749      6.86         5009
  $ 30001 -  35000    1625     $52,750,204    $3,869,289      7.34         5009
  $ 35001 -  40000    1371     $51,375,879    $4,167,165      8.11         4315
  $ 40001 -  45000    1167     $49,425,323    $4,160,107      8.42         3836
  $ 45001 -  50000     972     $46,038,883    $4,116,271      8.94         3320
  $ 50001 -  75000    2774    $167,077,106   $16,902,038     10.12         9798
  $ 75001 - 100000     873     $73,956,617    $9,721,381     13.14         2986
  $100001 - 250000     599     $85,112,611   $15,273,310     17.94         2063
  OVER $250,000        116     $72,472,937   $20,247,562     27.94          394

                    ______________________________________________________________
  TOTAL              26677    $809,486,844   $89,353,154     11.04        61393
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.1           0.0                    1.0
  $     1  -  5000    13.7             1.2           0.1                    3.9
  $  5001 -  10000    13.0             3.2           0.8                    7.3
  $ 10001 -  15000    11.3             4.7           1.6                    9.1
  $ 15001 -  20000    10.3             5.9           2.6                    9.8
  $ 20001 -  25000     8.2             6.1           3.3                    9.0
  $ 25001 -  30000     6.8             6.1           3.8                    8.2
  $ 30001 -  35000     6.1             6.5           4.3                    8.2
  $ 35001 -  40000     5.1             6.3           4.7                    7.0
  $ 40001 -  45000     4.4             6.1           4.7                    6.2
  $ 45001 -  50000     3.6             5.7           4.6                    5.4
  $ 50001 -  75000    10.4            20.6          18.9                   16.0
  $ 75001 - 100000     3.3             9.1          10.9                    4.9
  $100001 - 250000     2.2            10.5          17.1                    3.4
  OVER $250,000        0.4             9.0          22.7                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-29,839           $44                   2.18
  $     1  -  5000                  $2,734           $27                   0.66
  $  5001 -  10000                  $7,417          $195                   1.30
  $ 10001 -  15000                 $12,494          $474                   1.84
  $ 15001 -  20000                 $17,409          $857                   2.20
  $ 20001 -  25000                 $22,399        $1,333                   2.52
  $ 25001 -  30000                 $27,421        $1,881                   2.77
  $ 30001 -  35000                 $32,462        $2,381                   3.08
  $ 35001 -  40000                 $37,473        $3,040                   3.15
  $ 40001 -  45000                 $42,352        $3,565                   3.29
  $ 45001 -  50000                 $47,365        $4,235                   3.42
  $ 50001 -  75000                 $60,230        $6,093                   3.53
  $ 75001 - 100000                 $84,715       $11,136                   3.42
  $100001 - 250000                $142,091       $25,498                   3.44
  OVER $250,000                   $624,767      $174,548                   3.40

                    ______________________________________________________________
  TOTAL                            $30,344        $3,349                   2.30
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WAYNE
                        _________________________________________________
  UNDER $1              16       $-316,313             .       .             40
  $     1  -  5000     136        $364,254        $1,351      0.37          101
  $  5001 -  10000     132        $992,198       $21,946      2.21          210
  $ 10001 -  15000     130      $1,605,977       $45,289      2.82          300
  $ 15001 -  20000      87      $1,508,595       $65,062      4.31          215
  $ 20001 -  25000      65      $1,447,010       $74,351      5.14          190
  $ 25001 -  30000      59      $1,589,654       $92,080      5.79          204
  $ 30001 -  35000      45      $1,465,687      $112,687      7.69          165
  $ 35001 -  40000      36      $1,346,221      $117,001      8.69          124
  $ 40001 -  45000      27      $1,144,655       $99,322      8.68          106
  $ 45001 -  50000      22      $1,041,627       $98,016      9.41           74
  $ 50001 -  75000      62      $3,741,319      $412,227     11.02          231
  $ 75001 - 250000      14      $1,446,949      $271,780     18.78           35

                    ______________________________________________________________
  TOTAL                831     $17,377,833    $1,411,112      8.12         1995
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.9            -1.8            .                     2.0
  $     1  -  5000    16.4             2.1           0.1                    5.1
  $  5001 -  10000    15.9             5.7           1.6                   10.5
  $ 10001 -  15000    15.6             9.2           3.2                   15.0
  $ 15001 -  20000    10.5             8.7           4.6                   10.8
  $ 20001 -  25000     7.8             8.3           5.3                    9.5
  $ 25001 -  30000     7.1             9.1           6.5                   10.2
  $ 30001 -  35000     5.4             8.4           8.0                    8.3
  $ 35001 -  40000     4.3             7.7           8.3                    6.2
  $ 40001 -  45000     3.2             6.6           7.0                    5.3
  $ 45001 -  50000     2.6             6.0           6.9                    3.7
  $ 50001 -  75000     7.5            21.5          29.2                   11.6
  $ 75001 - 250000     1.7             8.3          19.3                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,770             .                   2.50
  $     1  -  5000                  $2,678           $10                   0.74
  $  5001 -  10000                  $7,517          $166                   1.59
  $ 10001 -  15000                 $12,354          $348                   2.31
  $ 15001 -  20000                 $17,340          $748                   2.47
  $ 20001 -  25000                 $22,262        $1,144                   2.92
  $ 25001 -  30000                 $26,943        $1,561                   3.46
  $ 30001 -  35000                 $32,571        $2,504                   3.67
  $ 35001 -  40000                 $37,395        $3,250                   3.44
  $ 40001 -  45000                 $42,395        $3,679                   3.93
  $ 45001 -  50000                 $47,347        $4,455                   3.36
  $ 50001 -  75000                 $60,344        $6,649                   3.73
  $ 75001 - 250000                $103,354       $19,413                   2.50

                    ______________________________________________________________
  TOTAL                            $20,912        $1,698                   2.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEBER
                        _________________________________________________
  UNDER $1             306     $-4,500,948       $12,454     -0.28          497
  $     1  -  5000    9838     $25,172,280      $216,928      0.86         5835
  $  5001 -  10000    8658     $64,714,554    $1,893,845      2.93         9766
  $ 10001 -  15000    8181    $102,184,382    $4,761,361      4.66        13142
  $ 15001 -  20000    7299    $127,102,176    $7,863,809      6.19        13739
  $ 20001 -  25000    6407    $143,411,270   $10,417,401      7.26        13595
  $ 25001 -  30000    5477    $150,159,081   $12,162,619      8.10        12636
  $ 30001 -  35000    4609    $149,705,552   $13,052,736      8.72        11678
  $ 35001 -  40000    4281    $160,538,650   $14,790,992      9.21        11867
  $ 40001 -  45000    3769    $160,042,188   $15,299,702      9.56        11274
  $ 45001 -  50000    3244    $154,030,888   $15,045,917      9.77        10412
  $ 50001 -  75000   10522    $636,505,194   $68,373,383     10.74        36124
  $ 75001 - 100000    3218    $272,718,424   $37,562,949     13.77        10868
  $100001 - 250000    1788    $243,994,914   $45,043,339     18.46         6064
  OVER $250,000        327    $190,903,404   $55,541,323     29.09         1113

                    ______________________________________________________________
  TOTAL              77924  $2,576,682,009  $302,038,758     11.72       168610
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.2           0.0                    0.3
  $     1  -  5000    12.6             1.0           0.1                    3.5
  $  5001 -  10000    11.1             2.5           0.6                    5.8
  $ 10001 -  15000    10.5             4.0           1.6                    7.8
  $ 15001 -  20000     9.4             4.9           2.6                    8.1
  $ 20001 -  25000     8.2             5.6           3.4                    8.1
  $ 25001 -  30000     7.0             5.8           4.0                    7.5
  $ 30001 -  35000     5.9             5.8           4.3                    6.9
  $ 35001 -  40000     5.5             6.2           4.9                    7.0
  $ 40001 -  45000     4.8             6.2           5.1                    6.7
  $ 45001 -  50000     4.2             6.0           5.0                    6.2
  $ 50001 -  75000    13.5            24.7          22.6                   21.4
  $ 75001 - 100000     4.1            10.6          12.4                    6.4
  $100001 - 250000     2.3             9.5          14.9                    3.6
  OVER $250,000        0.4             7.4          18.4                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-14,709           $41                   1.62
  $     1  -  5000                  $2,559           $22                   0.59
  $  5001 -  10000                  $7,475          $219                   1.13
  $ 10001 -  15000                 $12,490          $582                   1.61
  $ 15001 -  20000                 $17,414        $1,077                   1.88
  $ 20001 -  25000                 $22,384        $1,626                   2.12
  $ 25001 -  30000                 $27,416        $2,221                   2.31
  $ 30001 -  35000                 $32,481        $2,832                   2.53
  $ 35001 -  40000                 $37,500        $3,455                   2.77
  $ 40001 -  45000                 $42,463        $4,059                   2.99
  $ 45001 -  50000                 $47,482        $4,638                   3.21
  $ 50001 -  75000                 $60,493        $6,498                   3.43
  $ 75001 - 100000                 $84,748       $11,673                   3.38
  $100001 - 250000                $136,462       $25,192                   3.39
  OVER $250,000                   $583,802      $169,851                   3.40

                    ______________________________________________________________
  TOTAL                            $33,067        $3,876                   2.16
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PRIOR YEAR
                        _________________________________________________
  UNDER $1            2138   $-114,399,574      $637,884     -0.56         4368
  $     1  -  5000    4736     $11,660,668      $230,353      1.98         4595
  $  5001 -  10000    3768     $27,843,775      $696,543      2.50         6515
  $ 10001 -  15000    3287     $40,988,558    $1,519,890      3.71         7419
  $ 15001 -  20000    2847     $49,752,767    $2,565,006      5.16         7224
  $ 20001 -  25000    2557     $57,278,682    $3,303,534      5.77         7330
  $ 25001 -  30000    2288     $62,804,678    $3,989,969      6.35         7163
  $ 30001 -  35000    1968     $63,954,525    $4,692,466      7.34         6430
  $ 35001 -  40000    1939     $72,623,461    $5,552,818      7.65         6919
  $ 40001 -  45000    1686     $71,542,507    $5,902,122      8.25         6192
  $ 45001 -  50000    1422     $67,461,652    $5,937,940      8.80         5251
  $ 50001 -  75000    4700    $286,460,273   $28,645,421     10.00        18448
  $ 75001 - 100000    2166    $186,180,481   $23,429,993     12.58         8565
  $100001 - 250000    2905    $433,487,539   $77,207,729     17.81        11845
  OVER $250,000       1016  $1,078,534,849  $293,728,896     27.23         4158

                    ______________________________________________________________
  TOTAL              39423  $2,396,174,841  $458,040,564     19.12       112422
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             5.4            -4.8           0.1                    3.9
  $     1  -  5000    12.0             0.5           0.1                    4.1
  $  5001 -  10000     9.6             1.2           0.2                    5.8
  $ 10001 -  15000     8.3             1.7           0.3                    6.6
  $ 15001 -  20000     7.2             2.1           0.6                    6.4
  $ 20001 -  25000     6.5             2.4           0.7                    6.5
  $ 25001 -  30000     5.8             2.6           0.9                    6.4
  $ 30001 -  35000     5.0             2.7           1.0                    5.7
  $ 35001 -  40000     4.9             3.0           1.2                    6.2
  $ 40001 -  45000     4.3             3.0           1.3                    5.5
  $ 45001 -  50000     3.6             2.8           1.3                    4.7
  $ 50001 -  75000    11.9            12.0           6.3                   16.4
  $ 75001 - 100000     5.5             7.8           5.1                    7.6
  $100001 - 250000     7.4            18.1          16.9                   10.5
  OVER $250,000        2.6            45.0          64.1                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-53,508          $298                   2.04
  $     1  -  5000                  $2,462           $49                   0.97
  $  5001 -  10000                  $7,390          $185                   1.73
  $ 10001 -  15000                 $12,470          $462                   2.26
  $ 15001 -  20000                 $17,476          $901                   2.54
  $ 20001 -  25000                 $22,401        $1,292                   2.87
  $ 25001 -  30000                 $27,450        $1,744                   3.13
  $ 30001 -  35000                 $32,497        $2,384                   3.27
  $ 35001 -  40000                 $37,454        $2,864                   3.57
  $ 40001 -  45000                 $42,433        $3,501                   3.67
  $ 45001 -  50000                 $47,441        $4,176                   3.69
  $ 50001 -  75000                 $60,949        $6,095                   3.93
  $ 75001 - 100000                 $85,956       $10,817                   3.95
  $100001 - 250000                $149,221       $26,578                   4.08
  OVER $250,000                   $1061550      $289,103                   4.09

                    ______________________________________________________________
  TOTAL                            $60,781       $11,619                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      STATE OF UTAH
                        _________________________________________________
  UNDER $1            6547   $-247,411,390    $1,042,762     -0.42        12993
  $     1  -  5000  116243    $303,156,813    $3,284,017      1.08        61680
  $  5001 -  10000   97713    $724,714,299   $21,884,546      3.02       110254
  $ 10001 -  15000   87003  $1,086,329,490   $51,023,437      4.70       143530
  $ 15001 -  20000   77494  $1,350,053,682   $82,154,140      6.09       151170
  $ 20001 -  25000   63773  $1,429,036,761  $100,819,554      7.06       142883
  $ 25001 -  30000   54070  $1,483,926,084  $114,845,568      7.74       134829
  $ 30001 -  35000   47072  $1,528,041,659  $126,038,072      8.25       130242
  $ 35001 -  40000   43212  $1,618,748,076  $140,812,967      8.70       130601
  $ 40001 -  45000   38821  $1,647,236,426  $148,806,296      9.03       125531
  $ 45001 -  50000   33222  $1,576,234,286  $147,378,956      9.35       112863
  $ 50001 -  75000  105457  $6,381,889,178  $665,141,287     10.42       378107
  $ 75001 - 100000   35556  $3,026,541,832  $400,585,875     13.24       128937
  $100001 - 250000   27131  $3,815,058,767  $682,229,544     17.88       100298
  OVER $250,000       5488  $3,665,860,297   $1030109770     28.10        20065

                    ______________________________________________________________
  TOTAL             838802 $29,389,416,260$3,716,156,791     12.64      1883983
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.0                    0.7
  $     1  -  5000    13.9             1.0           0.1                    3.3
  $  5001 -  10000    11.6             2.5           0.6                    5.9
  $ 10001 -  15000    10.4             3.7           1.4                    7.6
  $ 15001 -  20000     9.2             4.6           2.2                    8.0
  $ 20001 -  25000     7.6             4.9           2.7                    7.6
  $ 25001 -  30000     6.4             5.0           3.1                    7.2
  $ 30001 -  35000     5.6             5.2           3.4                    6.9
  $ 35001 -  40000     5.2             5.5           3.8                    6.9
  $ 40001 -  45000     4.6             5.6           4.0                    6.7
  $ 45001 -  50000     4.0             5.4           4.0                    6.0
  $ 50001 -  75000    12.6            21.7          17.9                   20.1
  $ 75001 - 100000     4.2            10.3          10.8                    6.8
  $100001 - 250000     3.2            13.0          18.4                    5.3
  OVER $250,000        0.7            12.5          27.7                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-37,790          $159                   1.98
  $     1  -  5000                  $2,608           $28                   0.53
  $  5001 -  10000                  $7,417          $224                   1.13
  $ 10001 -  15000                 $12,486          $586                   1.65
  $ 15001 -  20000                 $17,421        $1,060                   1.95
  $ 20001 -  25000                 $22,408        $1,581                   2.24
  $ 25001 -  30000                 $27,445        $2,124                   2.49
  $ 30001 -  35000                 $32,462        $2,678                   2.77
  $ 35001 -  40000                 $37,461        $3,259                   3.02
  $ 40001 -  45000                 $42,432        $3,833                   3.23
  $ 45001 -  50000                 $47,445        $4,436                   3.40
  $ 50001 -  75000                 $60,517        $6,307                   3.59
  $ 75001 - 100000                 $85,120       $11,266                   3.63
  $100001 - 250000                $140,616       $25,146                   3.70
  OVER $250,000                   $667,977      $187,702                   3.66

                    ______________________________________________________________
  TOTAL                            $35,037        $4,430                   2.25
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION