TABLE OF CONTENTS (TOC)
CITY

ALPINE UT 
AMERICAN FORK UT 
BEAVER UT 
BENNION UT 
BLANDING UT 
BLUFFDALE UT 
BOUNTIFUL UT 
BRIGHAM CITY UT 
CEDAR CITY UT 
CENTERVILLE UT 
CLEARFIELD UT 
CLINTON UT 
COALVILLE UT 
DELTA UT 
DRAPER UT 
DUCHESNE UT 
EDEN UT 
EPHRAIM UT 
FARMINGTON UT 
FILLMORE UT 
FRUIT HEIGHTS UT 
GARLAND UT 
GRANTSVILLE 
HEBER CITY UT 
HELPER UT 
HIGHLAND UT 
HILL AFB UT 
HOLLADAY UT 
HOOPER UT 
HUNTINGTON UT 
HUNTSVILLE UT 
HURRICANE UT 
HYDE PARK UT 
HYRUM UT 
IVINS UT 
KAMAS UT 
KANAB UT 
KAYSVILLE UT 
KEARNS UT 
LAVERKIN UT 
LAYTON UT 
LEHI UT 
LINDON UT 
LOGAN UT 
MAGNA UT 
MANTI UT 
MAPLETON UT 
MIDVALE UT 
MIDWAY UT 
MOAB UT 
MONROE UT 
MONTICELLO UT 
MORGAN UT 
MOUNT PLEASANT UT 
MURRAY UT 
NEPHI UT 
NORTH LOGAN UT 
NORTH OGDEN UT 
NORTH SALT LAKE UT 
OGDEN UT 
OREM UT 
OTHER TOWNS 
PANGIUTCH UT 
PARK CITY UT 
PAROWAN UT 
PAYSON UT 
PLEASANT GROVE UT 
PLEASANT VIEW UT 
PRICE UT 
PROVIDENCE UT 
PROVO UT 
RICHFIELD UT 
RICHMOND UT 
RIVERDALE UT 
RIVERTON UT 
ROOSEVELT UT 
ROY UT 
SALEM UT 
SALINA UT 
SALT LAKE CITY UT 
SANDY UT 
SANTA CLARA UT 
SANTAQUIN UT 
SMITHFIELD UT 
SOUTH JORDAN UT 
SOUTH OGDEN UT 
SOUTH SALT LAKE UT 
SOUTH WEBER UT 
SPANISH FORK UT 
SPRINGVILLE UT 
ST GEORGE UT 
STANSBURY PARK UT 
SUNSET UT 
SYRACUSE UT 
TAYLORSVILLE UT 
TOOELE UT 
TREMONTON UT 
VERNAL UT 
WASHINGTON UT 
WELLSVILLE UT 
WENDOVER UT 
WEST BOUNTIFUL UT 
WEST JORDAN UT 
WEST POINT UT 
WEST VALLEY UT 
WILLARD UT 
WOODS CROSS UT 


****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ALPINE UT
                        _________________________________________________
  UNDER $1              10       $-732,717       $11,939     -1.63           48
  $     1  -  5000      75        $189,039        $2,287      1.21           57
  $  5001 -  10000      61        $472,840       $14,861      3.14           66
  $ 10001 -  15000      70        $871,229       $27,162      3.12          137
  $ 15001 -  20000      66      $1,135,848       $59,532      5.24          129
  $ 20001 -  25000      55      $1,238,848       $64,829      5.23          160
  $ 25001 -  30000      52      $1,449,926       $87,293      6.02          174
  $ 30001 -  35000      49      $1,587,433      $104,044      6.55          167
  $ 35001 -  40000      51      $1,912,573      $137,344      7.18          179
  $ 40001 -  45000      68      $2,919,240      $226,680      7.77          263
  $ 45001 -  50000      58      $2,760,513      $197,622      7.16          271
  $ 50001 -  75000     237     $14,641,307    $1,210,522      8.27         1071
  $ 75001 - 100000     149     $12,879,610    $1,324,166     10.28          730
  $100001 - 250000     184     $24,984,718    $3,535,136     14.15          942
  OVER $250,000         45     $26,315,399    $7,369,415     28.00          224

                    ______________________________________________________________
  TOTAL               1230     $92,625,806   $14,372,832     15.52         4618
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.1                    1.0
  $     1  -  5000     6.1             0.2           0.0                    1.2
  $  5001 -  10000     5.0             0.5           0.1                    1.4
  $ 10001 -  15000     5.7             0.9           0.2                    3.0
  $ 15001 -  20000     5.4             1.2           0.4                    2.8
  $ 20001 -  25000     4.5             1.3           0.5                    3.5
  $ 25001 -  30000     4.2             1.6           0.6                    3.8
  $ 30001 -  35000     4.0             1.7           0.7                    3.6
  $ 35001 -  40000     4.1             2.1           1.0                    3.9
  $ 40001 -  45000     5.5             3.2           1.6                    5.7
  $ 45001 -  50000     4.7             3.0           1.4                    5.9
  $ 50001 -  75000    19.3            15.8           8.4                   23.2
  $ 75001 - 100000    12.1            13.9           9.2                   15.8
  $100001 - 250000    15.0            27.0          24.6                   20.4
  OVER $250,000        3.7            28.4          51.3                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-73,272        $1,194                   4.80
  $     1  -  5000                  $2,521           $30                   0.76
  $  5001 -  10000                  $7,751          $244                   1.08
  $ 10001 -  15000                 $12,446          $388                   1.96
  $ 15001 -  20000                 $17,210          $902                   1.95
  $ 20001 -  25000                 $22,525        $1,179                   2.91
  $ 25001 -  30000                 $27,883        $1,679                   3.35
  $ 30001 -  35000                 $32,397        $2,123                   3.41
  $ 35001 -  40000                 $37,501        $2,693                   3.51
  $ 40001 -  45000                 $42,930        $3,334                   3.87
  $ 45001 -  50000                 $47,595        $3,407                   4.67
  $ 50001 -  75000                 $61,778        $5,108                   4.52
  $ 75001 - 100000                 $86,440        $8,887                   4.90
  $100001 - 250000                $135,787       $19,213                   5.12
  OVER $250,000                   $584,787      $163,765                   4.98

                    ______________________________________________________________
  TOTAL                            $75,306       $11,685                   3.75
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      AMERICAN FORK UT
                        _________________________________________________
  UNDER $1              18       $-327,781        $5,506     -1.68           45
  $     1  -  5000     228        $653,260        $3,203      0.49          244
  $  5001 -  10000     332      $2,545,438       $42,355      1.66          544
  $ 10001 -  15000     457      $5,723,938      $182,809      3.19          924
  $ 15001 -  20000     451      $7,885,001      $383,879      4.87         1063
  $ 20001 -  25000     408      $9,161,362      $560,966      6.12         1065
  $ 25001 -  30000     407     $11,156,360      $726,949      6.52         1248
  $ 30001 -  35000     399     $12,949,738      $905,612      6.99         1356
  $ 35001 -  40000     402     $15,022,874    $1,127,263      7.50         1427
  $ 40001 -  45000     382     $16,275,798    $1,269,368      7.80         1488
  $ 45001 -  50000     356     $16,918,740    $1,332,219      7.87         1473
  $ 50001 -  75000    1185     $71,790,572    $6,400,959      8.92         5204
  $ 75001 - 100000     425     $36,182,214    $4,034,028     11.15         1943
  $100001 - 250000     257     $35,126,755    $5,375,070     15.30         1314
  OVER $250,000         34     $15,294,515    $4,156,757     27.18          170

                    ______________________________________________________________
  TOTAL               5741    $256,358,784   $26,506,943     10.34        19508
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.1           0.0                    0.2
  $     1  -  5000     4.0             0.3           0.0                    1.3
  $  5001 -  10000     5.8             1.0           0.2                    2.8
  $ 10001 -  15000     8.0             2.2           0.7                    4.7
  $ 15001 -  20000     7.9             3.1           1.4                    5.4
  $ 20001 -  25000     7.1             3.6           2.1                    5.5
  $ 25001 -  30000     7.1             4.4           2.7                    6.4
  $ 30001 -  35000     7.0             5.1           3.4                    7.0
  $ 35001 -  40000     7.0             5.9           4.3                    7.3
  $ 40001 -  45000     6.7             6.3           4.8                    7.6
  $ 45001 -  50000     6.2             6.6           5.0                    7.6
  $ 50001 -  75000    20.6            28.0          24.1                   26.7
  $ 75001 - 100000     7.4            14.1          15.2                   10.0
  $100001 - 250000     4.5            13.7          20.3                    6.7
  OVER $250,000        0.6             6.0          15.7                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,210          $306                   2.50
  $     1  -  5000                  $2,865           $14                   1.07
  $  5001 -  10000                  $7,667          $128                   1.64
  $ 10001 -  15000                 $12,525          $400                   2.02
  $ 15001 -  20000                 $17,483          $851                   2.36
  $ 20001 -  25000                 $22,454        $1,375                   2.61
  $ 25001 -  30000                 $27,411        $1,786                   3.07
  $ 30001 -  35000                 $32,455        $2,270                   3.40
  $ 35001 -  40000                 $37,370        $2,804                   3.55
  $ 40001 -  45000                 $42,607        $3,323                   3.90
  $ 45001 -  50000                 $47,525        $3,742                   4.14
  $ 50001 -  75000                 $60,583        $5,402                   4.39
  $ 75001 - 100000                 $85,135        $9,492                   4.57
  $100001 - 250000                $136,680       $20,915                   5.11
  OVER $250,000                   $449,839      $122,258                   5.00

                    ______________________________________________________________
  TOTAL                            $44,654        $4,617                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BEAVER UT
                        _________________________________________________
  UNDER $1              25       $-961,880        $1,630     -0.17           86
  $     1  -  5000     102        $302,060          $492      0.16          112
  $  5001 -  10000     125        $958,981       $11,300      1.18          201
  $ 10001 -  15000     118      $1,487,123       $34,391      2.31          274
  $ 15001 -  20000     112      $1,964,372       $77,446      3.94          304
  $ 20001 -  25000      90      $1,994,777       $95,848      4.80          280
  $ 25001 -  30000      59      $1,625,337       $95,864      5.90          204
  $ 30001 -  35000      56      $1,817,830      $128,138      7.05          200
  $ 35001 -  40000      56      $2,087,599      $145,678      6.98          200
  $ 40001 -  45000      39      $1,655,591      $133,272      8.05          147
  $ 45001 -  50000      39      $1,862,452      $159,479      8.56          154
  $ 50001 -  75000     116      $7,001,086      $720,021     10.28          460
  OVER $ 75,000         32      $3,494,930      $540,411     15.46          137

                    ______________________________________________________________
  TOTAL                969     $25,290,258    $2,143,970      8.48         2759
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.6            -3.8           0.1                    3.1
  $     1  -  5000    10.5             1.2           0.0                    4.1
  $  5001 -  10000    12.9             3.8           0.5                    7.3
  $ 10001 -  15000    12.2             5.9           1.6                    9.9
  $ 15001 -  20000    11.6             7.8           3.6                   11.0
  $ 20001 -  25000     9.3             7.9           4.5                   10.1
  $ 25001 -  30000     6.1             6.4           4.5                    7.4
  $ 30001 -  35000     5.8             7.2           6.0                    7.2
  $ 35001 -  40000     5.8             8.3           6.8                    7.2
  $ 40001 -  45000     4.0             6.5           6.2                    5.3
  $ 45001 -  50000     4.0             7.4           7.4                    5.6
  $ 50001 -  75000    12.0            27.7          33.6                   16.7
  OVER $ 75,000        3.3            13.8          25.2                    5.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-38,475           $65                   3.44
  $     1  -  5000                  $2,961            $5                   1.10
  $  5001 -  10000                  $7,672           $90                   1.61
  $ 10001 -  15000                 $12,603          $291                   2.32
  $ 15001 -  20000                 $17,539          $691                   2.71
  $ 20001 -  25000                 $22,164        $1,065                   3.11
  $ 25001 -  30000                 $27,548        $1,625                   3.46
  $ 30001 -  35000                 $32,461        $2,288                   3.57
  $ 35001 -  40000                 $37,279        $2,601                   3.57
  $ 40001 -  45000                 $42,451        $3,417                   3.77
  $ 45001 -  50000                 $47,755        $4,089                   3.95
  $ 50001 -  75000                 $60,354        $6,207                   3.97
  OVER $ 75,000                   $109,217       $16,888                   4.28

                    ______________________________________________________________
  TOTAL                            $26,099        $2,213                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BENNION UT
                        _________________________________________________
  UNDER $ 5,000         45        $108,545          $658      0.61           45
  $  5001 -  10000      35        $261,149        $4,681      1.79           74
  $ 10001 -  15000      52        $655,712       $26,268      4.01          101
  $ 15001 -  20000      66      $1,145,300       $57,120      4.99          153
  $ 20001 -  25000      69      $1,536,124       $79,604      5.18          212
  $ 25001 -  30000      68      $1,883,459      $128,533      6.82          181
  $ 30001 -  35000      75      $2,457,205      $166,225      6.76          253
  $ 35001 -  40000      74      $2,791,452      $215,656      7.73          251
  $ 40001 -  45000     110      $4,687,616      $355,432      7.58          428
  $ 45001 -  50000      93      $4,415,926      $377,287      8.54          369
  $ 50001 -  75000     307     $18,583,975    $1,752,142      9.43         1229
  $ 75001 - 100000     110      $9,195,295    $1,030,040     11.20          486
  OVER $100,000         54      $7,193,106    $1,101,626     15.32          273

                    ______________________________________________________________
  TOTAL               1158     $54,914,864    $5,295,272      9.64         4055
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.9             0.2           0.0                    1.1
  $  5001 -  10000     3.0             0.5           0.1                    1.8
  $ 10001 -  15000     4.5             1.2           0.5                    2.5
  $ 15001 -  20000     5.7             2.1           1.1                    3.8
  $ 20001 -  25000     6.0             2.8           1.5                    5.2
  $ 25001 -  30000     5.9             3.4           2.4                    4.5
  $ 30001 -  35000     6.5             4.5           3.1                    6.2
  $ 35001 -  40000     6.4             5.1           4.1                    6.2
  $ 40001 -  45000     9.5             8.5           6.7                   10.6
  $ 45001 -  50000     8.0             8.0           7.1                    9.1
  $ 50001 -  75000    26.5            33.8          33.1                   30.3
  $ 75001 - 100000     9.5            16.7          19.5                   12.0
  OVER $100,000        4.7            13.1          20.8                    6.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,412           $15                   1.00
  $  5001 -  10000                  $7,461          $134                   2.11
  $ 10001 -  15000                 $12,610          $505                   1.94
  $ 15001 -  20000                 $17,353          $865                   2.32
  $ 20001 -  25000                 $22,263        $1,154                   3.07
  $ 25001 -  30000                 $27,698        $1,890                   2.66
  $ 30001 -  35000                 $32,763        $2,216                   3.37
  $ 35001 -  40000                 $37,722        $2,914                   3.39
  $ 40001 -  45000                 $42,615        $3,231                   3.89
  $ 45001 -  50000                 $47,483        $4,057                   3.97
  $ 50001 -  75000                 $60,534        $5,707                   4.00
  $ 75001 - 100000                 $83,594        $9,364                   4.42
  OVER $100,000                   $133,206       $20,400                   5.06

                    ______________________________________________________________
  TOTAL                            $47,422        $4,573                   3.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLANDING UT
                        _________________________________________________
  UNDER $1              11       $-522,590        $1,887     -0.36           30
  $     1  -  5000     123        $313,477        $1,158      0.37          183
  $  5001 -  10000     100        $747,378        $7,470      1.00          207
  $ 10001 -  15000     101      $1,245,469       $26,891      2.16          282
  $ 15001 -  20000      84      $1,473,980       $41,831      2.84          277
  $ 20001 -  25000      75      $1,687,029       $70,380      4.17          288
  $ 25001 -  30000      69      $1,895,636       $98,483      5.20          262
  $ 30001 -  35000      64      $2,091,936      $137,688      6.58          250
  $ 35001 -  40000      51      $1,899,635      $140,050      7.37          193
  $ 40001 -  45000      60      $2,551,408      $193,696      7.59          270
  $ 45001 -  50000      38      $1,801,986      $140,357      7.79          164
  $ 50001 -  75000     131      $7,918,218      $746,236      9.42          578
  $ 75001 - 100000      40      $3,416,463      $430,183     12.59          190
  OVER $100,000         23      $4,142,860      $891,079     21.51          122

                    ______________________________________________________________
  TOTAL                970     $30,662,885    $2,927,389      9.55         3296
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.7           0.1                    0.9
  $     1  -  5000    12.7             1.0           0.0                    5.6
  $  5001 -  10000    10.3             2.4           0.3                    6.3
  $ 10001 -  15000    10.4             4.1           0.9                    8.6
  $ 15001 -  20000     8.7             4.8           1.4                    8.4
  $ 20001 -  25000     7.7             5.5           2.4                    8.7
  $ 25001 -  30000     7.1             6.2           3.4                    7.9
  $ 30001 -  35000     6.6             6.8           4.7                    7.6
  $ 35001 -  40000     5.3             6.2           4.8                    5.9
  $ 40001 -  45000     6.2             8.3           6.6                    8.2
  $ 45001 -  50000     3.9             5.9           4.8                    5.0
  $ 50001 -  75000    13.5            25.8          25.5                   17.5
  $ 75001 - 100000     4.1            11.1          14.7                    5.8
  OVER $100,000        2.4            13.5          30.4                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-47,508          $172                   2.73
  $     1  -  5000                  $2,549            $9                   1.49
  $  5001 -  10000                  $7,474           $75                   2.07
  $ 10001 -  15000                 $12,331          $266                   2.79
  $ 15001 -  20000                 $17,547          $498                   3.30
  $ 20001 -  25000                 $22,494          $938                   3.84
  $ 25001 -  30000                 $27,473        $1,427                   3.80
  $ 30001 -  35000                 $32,687        $2,151                   3.91
  $ 35001 -  40000                 $37,248        $2,746                   3.78
  $ 40001 -  45000                 $42,523        $3,228                   4.50
  $ 45001 -  50000                 $47,421        $3,694                   4.32
  $ 50001 -  75000                 $60,444        $5,696                   4.41
  $ 75001 - 100000                 $85,412       $10,755                   4.75
  OVER $100,000                   $180,124       $38,743                   5.30

                    ______________________________________________________________
  TOTAL                            $31,611        $3,018                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLUFFDALE UT
                        _________________________________________________
  UNDER $ 5,000         39         $37,629        $4,628     12.30           29
  $  5001 -  10000      41        $297,804        $5,134      1.72           82
  $ 10001 -  15000      46        $582,309       $20,350      3.49           86
  $ 15001 -  20000      40        $709,976       $31,440      4.43           95
  $ 20001 -  25000      38        $863,356       $40,277      4.67          107
  $ 25001 -  30000      36        $991,890       $62,613      6.31          120
  $ 30001 -  35000      40      $1,311,039       $89,263      6.81          144
  $ 35001 -  40000      43      $1,598,697      $108,051      6.76          172
  $ 40001 -  45000      52      $2,207,131      $158,988      7.20          222
  $ 45001 -  50000      67      $3,187,513      $250,482      7.86          273
  $ 50001 -  75000     203     $12,453,533    $1,039,308      8.35          928
  $ 75001 - 100000     107      $9,237,315    $1,008,385     10.92          520
  OVER $100,000         71     $13,983,428    $2,741,678     19.61          353

                    ______________________________________________________________
  TOTAL                823     $47,461,620    $5,560,597     11.72         3131
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.7             0.1           0.1                    0.9
  $  5001 -  10000     5.0             0.6           0.1                    2.6
  $ 10001 -  15000     5.6             1.2           0.4                    2.7
  $ 15001 -  20000     4.9             1.5           0.6                    3.0
  $ 20001 -  25000     4.6             1.8           0.7                    3.4
  $ 25001 -  30000     4.4             2.1           1.1                    3.8
  $ 30001 -  35000     4.9             2.8           1.6                    4.6
  $ 35001 -  40000     5.2             3.4           1.9                    5.5
  $ 40001 -  45000     6.3             4.7           2.9                    7.1
  $ 45001 -  50000     8.1             6.7           4.5                    8.7
  $ 50001 -  75000    24.7            26.2          18.7                   29.6
  $ 75001 - 100000    13.0            19.5          18.1                   16.6
  OVER $100,000        8.6            29.5          49.3                   11.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $965          $119                   0.74
  $  5001 -  10000                  $7,264          $125                   2.00
  $ 10001 -  15000                 $12,659          $442                   1.87
  $ 15001 -  20000                 $17,749          $786                   2.38
  $ 20001 -  25000                 $22,720        $1,060                   2.82
  $ 25001 -  30000                 $27,553        $1,739                   3.33
  $ 30001 -  35000                 $32,776        $2,232                   3.60
  $ 35001 -  40000                 $37,179        $2,513                   4.00
  $ 40001 -  45000                 $42,445        $3,057                   4.27
  $ 45001 -  50000                 $47,575        $3,739                   4.07
  $ 50001 -  75000                 $61,347        $5,120                   4.57
  $ 75001 - 100000                 $86,330        $9,424                   4.86
  OVER $100,000                   $196,950       $38,615                   4.97

                    ______________________________________________________________
  TOTAL                            $57,669        $6,756                   3.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BOUNTIFUL UT
                        _________________________________________________
  UNDER $1              53     $-3,695,646       $24,688     -0.67          143
  $     1  -  5000     545      $1,559,167       $13,986      0.90          499
  $  5001 -  10000     741      $5,646,224      $119,031      2.11          987
  $ 10001 -  15000     917     $11,482,993      $433,721      3.78         1588
  $ 15001 -  20000     978     $17,165,708      $945,578      5.51         1916
  $ 20001 -  25000     951     $21,369,226    $1,461,196      6.84         2010
  $ 25001 -  30000     997     $27,433,118    $2,028,420      7.39         2448
  $ 30001 -  35000     867     $28,123,330    $2,311,092      8.22         2225
  $ 35001 -  40000     762     $28,574,684    $2,460,108      8.61         2189
  $ 40001 -  45000     716     $30,370,552    $2,722,383      8.96         2191
  $ 45001 -  50000     621     $29,506,018    $2,695,023      9.13         2038
  $ 50001 -  75000    2513    $154,637,711   $15,586,460     10.08         8932
  $ 75001 - 100000    1322    $112,963,999   $13,373,015     11.84         5297
  $100001 - 250000    1207    $166,800,931   $26,859,391     16.10         5198
  OVER $250,000        207     $95,536,201   $25,603,862     26.80          854

                    ______________________________________________________________
  TOTAL              13397    $727,474,216   $96,637,954     13.28        38515
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.5           0.0                    0.4
  $     1  -  5000     4.1             0.2           0.0                    1.3
  $  5001 -  10000     5.5             0.8           0.1                    2.6
  $ 10001 -  15000     6.8             1.6           0.4                    4.1
  $ 15001 -  20000     7.3             2.4           1.0                    5.0
  $ 20001 -  25000     7.1             2.9           1.5                    5.2
  $ 25001 -  30000     7.4             3.8           2.1                    6.4
  $ 30001 -  35000     6.5             3.9           2.4                    5.8
  $ 35001 -  40000     5.7             3.9           2.5                    5.7
  $ 40001 -  45000     5.3             4.2           2.8                    5.7
  $ 45001 -  50000     4.6             4.1           2.8                    5.3
  $ 50001 -  75000    18.8            21.3          16.1                   23.2
  $ 75001 - 100000     9.9            15.5          13.8                   13.8
  $100001 - 250000     9.0            22.9          27.8                   13.5
  OVER $250,000        1.5            13.1          26.5                    2.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-69,729          $466                   2.70
  $     1  -  5000                  $2,861           $26                   0.92
  $  5001 -  10000                  $7,620          $161                   1.33
  $ 10001 -  15000                 $12,522          $473                   1.73
  $ 15001 -  20000                 $17,552          $967                   1.96
  $ 20001 -  25000                 $22,470        $1,536                   2.11
  $ 25001 -  30000                 $27,516        $2,035                   2.46
  $ 30001 -  35000                 $32,438        $2,666                   2.57
  $ 35001 -  40000                 $37,500        $3,228                   2.87
  $ 40001 -  45000                 $42,417        $3,802                   3.06
  $ 45001 -  50000                 $47,514        $4,340                   3.28
  $ 50001 -  75000                 $61,535        $6,202                   3.55
  $ 75001 - 100000                 $85,449       $10,116                   4.01
  $100001 - 250000                $138,195       $22,253                   4.31
  OVER $250,000                   $461,528      $123,690                   4.13

                    ______________________________________________________________
  TOTAL                            $54,301        $7,213                   2.87
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BRIGHAM CITY UT
                        _________________________________________________
  UNDER $1              23       $-641,067        $1,788     -0.28           74
  $     1  -  5000     259        $706,597        $5,245      0.74          265
  $  5001 -  10000     330      $2,526,127       $38,153      1.51          505
  $ 10001 -  15000     434      $5,420,081      $186,428      3.44          799
  $ 15001 -  20000     483      $8,526,226      $439,055      5.15         1088
  $ 20001 -  25000     428      $9,583,235      $603,205      6.29         1069
  $ 25001 -  30000     407     $11,151,326      $846,086      7.59         1057
  $ 30001 -  35000     391     $12,727,922      $997,690      7.84         1153
  $ 35001 -  40000     343     $12,856,007    $1,090,299      8.48         1155
  $ 40001 -  45000     330     $13,980,800    $1,239,819      8.87         1151
  $ 45001 -  50000     330     $15,660,244    $1,453,828      9.28         1219
  $ 50001 -  75000    1135     $69,091,523    $6,948,176     10.06         4612
  $ 75001 - 100000     425     $36,025,633    $4,475,553     12.42         1825
  $100001 - 250000     205     $27,030,768    $4,461,029     16.50          908
  OVER $250,000         24     $11,401,613    $2,879,013     25.25          108

                    ______________________________________________________________
  TOTAL               5547    $236,047,035   $25,665,367     10.87        16988
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.4
  $     1  -  5000     4.7             0.3           0.0                    1.6
  $  5001 -  10000     5.9             1.1           0.1                    3.0
  $ 10001 -  15000     7.8             2.3           0.7                    4.7
  $ 15001 -  20000     8.7             3.6           1.7                    6.4
  $ 20001 -  25000     7.7             4.1           2.4                    6.3
  $ 25001 -  30000     7.3             4.7           3.3                    6.2
  $ 30001 -  35000     7.0             5.4           3.9                    6.8
  $ 35001 -  40000     6.2             5.4           4.2                    6.8
  $ 40001 -  45000     5.9             5.9           4.8                    6.8
  $ 45001 -  50000     5.9             6.6           5.7                    7.2
  $ 50001 -  75000    20.5            29.3          27.1                   27.1
  $ 75001 - 100000     7.7            15.3          17.4                   10.7
  $100001 - 250000     3.7            11.5          17.4                    5.3
  OVER $250,000        0.4             4.8          11.2                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,872           $78                   3.22
  $     1  -  5000                  $2,728           $20                   1.02
  $  5001 -  10000                  $7,655          $116                   1.53
  $ 10001 -  15000                 $12,489          $430                   1.84
  $ 15001 -  20000                 $17,653          $909                   2.25
  $ 20001 -  25000                 $22,391        $1,409                   2.50
  $ 25001 -  30000                 $27,399        $2,079                   2.60
  $ 30001 -  35000                 $32,552        $2,552                   2.95
  $ 35001 -  40000                 $37,481        $3,179                   3.37
  $ 40001 -  45000                 $42,366        $3,757                   3.49
  $ 45001 -  50000                 $47,455        $4,406                   3.69
  $ 50001 -  75000                 $60,874        $6,122                   4.06
  $ 75001 - 100000                 $84,766       $10,531                   4.29
  $100001 - 250000                $131,857       $21,761                   4.43
  OVER $250,000                   $475,067      $119,959                   4.50

                    ______________________________________________________________
  TOTAL                            $42,554        $4,627                   3.06
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CEDAR CITY UT
                        _________________________________________________
  UNDER $1              33       $-766,514        $3,104     -0.40           84
  $     1  -  5000     642      $1,885,942       $17,770      0.94          760
  $  5001 -  10000     832      $6,316,427      $112,481      1.78         1407
  $ 10001 -  15000     739      $9,268,878      $262,114      2.83         1654
  $ 15001 -  20000     682     $11,883,119      $579,456      4.88         1598
  $ 20001 -  25000     590     $13,307,369      $827,061      6.22         1536
  $ 25001 -  30000     504     $13,815,313      $925,386      6.70         1558
  $ 30001 -  35000     430     $13,938,558    $1,042,925      7.48         1391
  $ 35001 -  40000     362     $13,560,256    $1,125,985      8.30         1179
  $ 40001 -  45000     328     $13,928,269    $1,166,398      8.37         1152
  $ 45001 -  50000     282     $13,391,065    $1,191,221      8.90         1018
  $ 50001 -  75000     898     $54,185,406    $5,420,404     10.00         3452
  $ 75001 - 100000     298     $25,530,072    $3,120,474     12.22         1197
  $100001 - 250000     175     $23,413,205    $3,698,630     15.80          764
  OVER $250,000         14      $5,303,491    $1,538,644     29.01           52

                    ______________________________________________________________
  TOTAL               6809    $218,960,856   $21,032,053      9.61        18802
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.4           0.0                    0.4
  $     1  -  5000     9.4             0.9           0.1                    4.0
  $  5001 -  10000    12.2             2.9           0.5                    7.5
  $ 10001 -  15000    10.9             4.2           1.2                    8.8
  $ 15001 -  20000    10.0             5.4           2.8                    8.5
  $ 20001 -  25000     8.7             6.1           3.9                    8.2
  $ 25001 -  30000     7.4             6.3           4.4                    8.3
  $ 30001 -  35000     6.3             6.4           5.0                    7.4
  $ 35001 -  40000     5.3             6.2           5.4                    6.3
  $ 40001 -  45000     4.8             6.4           5.5                    6.1
  $ 45001 -  50000     4.1             6.1           5.7                    5.4
  $ 50001 -  75000    13.2            24.7          25.8                   18.4
  $ 75001 - 100000     4.4            11.7          14.8                    6.4
  $100001 - 250000     2.6            10.7          17.6                    4.1
  OVER $250,000        0.2             2.4           7.3                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-23,228           $94                   2.55
  $     1  -  5000                  $2,938           $28                   1.18
  $  5001 -  10000                  $7,592          $135                   1.69
  $ 10001 -  15000                 $12,542          $355                   2.24
  $ 15001 -  20000                 $17,424          $850                   2.34
  $ 20001 -  25000                 $22,555        $1,402                   2.60
  $ 25001 -  30000                 $27,411        $1,836                   3.09
  $ 30001 -  35000                 $32,415        $2,425                   3.23
  $ 35001 -  40000                 $37,459        $3,110                   3.26
  $ 40001 -  45000                 $42,464        $3,556                   3.51
  $ 45001 -  50000                 $47,486        $4,224                   3.61
  $ 50001 -  75000                 $60,340        $6,036                   3.84
  $ 75001 - 100000                 $85,671       $10,471                   4.02
  $100001 - 250000                $133,790       $21,135                   4.37
  OVER $250,000                   $378,821      $109,903                   3.71

                    ______________________________________________________________
  TOTAL                            $32,158        $3,089                   2.76
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CENTERVILLE UT
                        _________________________________________________
  UNDER $ 5,000        170        $303,100        $3,669      1.21          114
  $  5001 -  10000     183      $1,410,999       $32,615      2.31          203
  $ 10001 -  15000     216      $2,670,276      $101,358      3.80          342
  $ 15001 -  20000     221      $3,886,569      $219,165      5.64          404
  $ 20001 -  25000     212      $4,782,684      $306,792      6.41          479
  $ 25001 -  30000     196      $5,389,805      $409,149      7.59          448
  $ 30001 -  35000     217      $7,059,547      $538,525      7.63          616
  $ 35001 -  40000     195      $7,277,977      $606,666      8.34          564
  $ 40001 -  45000     233      $9,897,281      $825,861      8.34          750
  $ 45001 -  50000     219     $10,374,789      $850,618      8.20          849
  $ 50001 -  75000     955     $59,354,528    $5,432,276      9.15         3902
  $ 75001 - 100000     561     $48,192,459    $5,414,428     11.24         2493
  $100001 - 250000     440     $58,110,479    $8,848,053     15.23         2125
  OVER $250,000         53     $23,664,800    $6,420,465     27.13          272

                    ______________________________________________________________
  TOTAL               4071    $242,375,293   $30,009,640     12.38        13561
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.2             0.1           0.0                    0.8
  $  5001 -  10000     4.5             0.6           0.1                    1.5
  $ 10001 -  15000     5.3             1.1           0.3                    2.5
  $ 15001 -  20000     5.4             1.6           0.7                    3.0
  $ 20001 -  25000     5.2             2.0           1.0                    3.5
  $ 25001 -  30000     4.8             2.2           1.4                    3.3
  $ 30001 -  35000     5.3             2.9           1.8                    4.5
  $ 35001 -  40000     4.8             3.0           2.0                    4.2
  $ 40001 -  45000     5.7             4.1           2.8                    5.5
  $ 45001 -  50000     5.4             4.3           2.8                    6.3
  $ 50001 -  75000    23.5            24.5          18.1                   28.8
  $ 75001 - 100000    13.8            19.9          18.0                   18.4
  $100001 - 250000    10.8            24.0          29.5                   15.7
  OVER $250,000        1.3             9.8          21.4                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,783           $22                   0.67
  $  5001 -  10000                  $7,710          $178                   1.11
  $ 10001 -  15000                 $12,362          $469                   1.58
  $ 15001 -  20000                 $17,586          $992                   1.83
  $ 20001 -  25000                 $22,560        $1,447                   2.26
  $ 25001 -  30000                 $27,499        $2,087                   2.29
  $ 30001 -  35000                 $32,532        $2,482                   2.84
  $ 35001 -  40000                 $37,323        $3,111                   2.89
  $ 40001 -  45000                 $42,478        $3,544                   3.22
  $ 45001 -  50000                 $47,373        $3,884                   3.88
  $ 50001 -  75000                 $62,151        $5,688                   4.09
  $ 75001 - 100000                 $85,905        $9,651                   4.44
  $100001 - 250000                $132,069       $20,109                   4.83
  OVER $250,000                   $446,506      $121,141                   5.13

                    ______________________________________________________________
  TOTAL                            $59,537        $7,372                   3.33
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLEARFIELD UT
                        _________________________________________________
  UNDER $1              17       $-175,483            $0      0.00           58
  $     1  -  5000     422      $1,129,814        $1,747      0.15          569
  $  5001 -  10000     564      $4,281,985       $74,716      1.74          922
  $ 10001 -  15000     618      $7,857,249      $285,717      3.64         1225
  $ 15001 -  20000     634     $11,125,331      $598,153      5.38         1407
  $ 20001 -  25000     685     $15,436,230    $1,025,609      6.64         1633
  $ 25001 -  30000     620     $17,082,100    $1,280,505      7.50         1632
  $ 30001 -  35000     618     $20,070,979    $1,579,639      7.87         1865
  $ 35001 -  40000     536     $20,087,235    $1,760,056      8.76         1669
  $ 40001 -  45000     447     $18,993,630    $1,688,932      8.89         1497
  $ 45001 -  50000     381     $18,111,079    $1,721,600      9.51         1241
  $ 50001 -  75000    1107     $66,282,526    $6,759,931     10.20         4143
  $ 75001 - 100000     311     $26,279,787    $3,199,831     12.18         1330
  OVER $100,000        102     $13,071,915    $2,037,181     15.58          460

                    ______________________________________________________________
  TOTAL               7062    $239,634,377   $22,013,617      9.19        19651
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.3
  $     1  -  5000     6.0             0.5           0.0                    2.9
  $  5001 -  10000     8.0             1.8           0.3                    4.7
  $ 10001 -  15000     8.8             3.3           1.3                    6.2
  $ 15001 -  20000     9.0             4.6           2.7                    7.2
  $ 20001 -  25000     9.7             6.4           4.7                    8.3
  $ 25001 -  30000     8.8             7.1           5.8                    8.3
  $ 30001 -  35000     8.8             8.4           7.2                    9.5
  $ 35001 -  40000     7.6             8.4           8.0                    8.5
  $ 40001 -  45000     6.3             7.9           7.7                    7.6
  $ 45001 -  50000     5.4             7.6           7.8                    6.3
  $ 50001 -  75000    15.7            27.7          30.7                   21.1
  $ 75001 - 100000     4.4            11.0          14.5                    6.8
  OVER $100,000        1.4             5.5           9.3                    2.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-10,323            $0                   3.41
  $     1  -  5000                  $2,677            $4                   1.35
  $  5001 -  10000                  $7,592          $132                   1.63
  $ 10001 -  15000                 $12,714          $462                   1.98
  $ 15001 -  20000                 $17,548          $943                   2.22
  $ 20001 -  25000                 $22,535        $1,497                   2.38
  $ 25001 -  30000                 $27,552        $2,065                   2.63
  $ 30001 -  35000                 $32,477        $2,556                   3.02
  $ 35001 -  40000                 $37,476        $3,284                   3.11
  $ 40001 -  45000                 $42,491        $3,778                   3.35
  $ 45001 -  50000                 $47,536        $4,519                   3.26
  $ 50001 -  75000                 $59,876        $6,107                   3.74
  $ 75001 - 100000                 $84,501       $10,289                   4.28
  OVER $100,000                   $128,156       $19,972                   4.51

                    ______________________________________________________________
  TOTAL                            $33,933        $3,117                   2.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLINTON UT
                        _________________________________________________
  UNDER $ 5,000         94       $-157,401        $1,089     -0.69           78
  $  5001 -  10000     107        $806,052       $18,898      2.34          125
  $ 10001 -  15000     124      $1,575,460       $61,285      3.89          220
  $ 15001 -  20000     123      $2,171,682      $116,332      5.36          275
  $ 20001 -  25000     182      $4,087,698      $264,763      6.48          451
  $ 25001 -  30000     187      $5,141,862      $347,915      6.77          549
  $ 30001 -  35000     190      $6,188,061      $445,872      7.21          646
  $ 35001 -  40000     228      $8,571,284      $674,843      7.87          775
  $ 40001 -  45000     216      $9,178,276      $741,687      8.08          810
  $ 45001 -  50000     193      $9,159,232      $764,204      8.34          788
  $ 50001 -  75000     623     $37,976,830    $3,649,564      9.61         2529
  $ 75001 - 100000     211     $17,870,048    $2,137,221     11.96          937
  OVER $100,000         69      $9,258,153    $1,460,172     15.77          345

                    ______________________________________________________________
  TOTAL               2547    $111,827,237   $10,683,845      9.55         8528
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.7            -0.1           0.0                    0.9
  $  5001 -  10000     4.2             0.7           0.2                    1.5
  $ 10001 -  15000     4.9             1.4           0.6                    2.6
  $ 15001 -  20000     4.8             1.9           1.1                    3.2
  $ 20001 -  25000     7.1             3.7           2.5                    5.3
  $ 25001 -  30000     7.3             4.6           3.3                    6.4
  $ 30001 -  35000     7.5             5.5           4.2                    7.6
  $ 35001 -  40000     9.0             7.7           6.3                    9.1
  $ 40001 -  45000     8.5             8.2           6.9                    9.5
  $ 45001 -  50000     7.6             8.2           7.2                    9.2
  $ 50001 -  75000    24.5            34.0          34.2                   29.7
  $ 75001 - 100000     8.3            16.0          20.0                   11.0
  OVER $100,000        2.7             8.3          13.7                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-1,674           $12                   0.83
  $  5001 -  10000                  $7,533          $177                   1.17
  $ 10001 -  15000                 $12,705          $494                   1.77
  $ 15001 -  20000                 $17,656          $946                   2.24
  $ 20001 -  25000                 $22,460        $1,455                   2.48
  $ 25001 -  30000                 $27,497        $1,861                   2.94
  $ 30001 -  35000                 $32,569        $2,347                   3.40
  $ 35001 -  40000                 $37,593        $2,960                   3.40
  $ 40001 -  45000                 $42,492        $3,434                   3.75
  $ 45001 -  50000                 $47,457        $3,960                   4.08
  $ 50001 -  75000                 $60,958        $5,858                   4.06
  $ 75001 - 100000                 $84,692       $10,129                   4.44
  OVER $100,000                   $134,176       $21,162                   5.00

                    ______________________________________________________________
  TOTAL                            $43,905        $4,195                   3.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      COALVILLE UT
                        _________________________________________________
  UNDER $ 5,000         59       $-404,060        $1,081     -0.27           56
  $  5001 -  10000      65        $464,553        $6,764      1.46           79
  $ 10001 -  15000      62        $775,654       $26,245      3.38          114
  $ 15001 -  20000      52        $921,402       $48,074      5.22          104
  $ 20001 -  25000      55      $1,241,305       $84,909      6.84          123
  $ 25001 -  30000      48      $1,316,832       $95,865      7.28          134
  $ 30001 -  35000      60      $1,951,142      $149,455      7.66          178
  $ 35001 -  40000      57      $2,141,341      $168,617      7.87          219
  $ 40001 -  45000      48      $2,014,643      $167,843      8.33          163
  $ 45001 -  50000      45      $2,139,486      $196,575      9.19          155
  $ 50001 -  75000     178     $10,832,496    $1,077,748      9.95          701
  $ 75001 - 100000      35      $3,000,222      $345,514     11.52          156
  OVER $100,000         36      $7,799,917    $1,864,273     23.90          144

                    ______________________________________________________________
  TOTAL                800     $34,194,933    $4,232,963     12.38         2326
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.4            -1.2           0.0                    2.4
  $  5001 -  10000     8.1             1.4           0.2                    3.4
  $ 10001 -  15000     7.8             2.3           0.6                    4.9
  $ 15001 -  20000     6.5             2.7           1.1                    4.5
  $ 20001 -  25000     6.9             3.6           2.0                    5.3
  $ 25001 -  30000     6.0             3.9           2.3                    5.8
  $ 30001 -  35000     7.5             5.7           3.5                    7.7
  $ 35001 -  40000     7.1             6.3           4.0                    9.4
  $ 40001 -  45000     6.0             5.9           4.0                    7.0
  $ 45001 -  50000     5.6             6.3           4.6                    6.7
  $ 50001 -  75000    22.2            31.7          25.5                   30.1
  $ 75001 - 100000     4.4             8.8           8.2                    6.7
  OVER $100,000        4.5            22.8          44.0                    6.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-6,848           $18                   0.95
  $  5001 -  10000                  $7,147          $104                   1.22
  $ 10001 -  15000                 $12,511          $423                   1.84
  $ 15001 -  20000                 $17,719          $925                   2.00
  $ 20001 -  25000                 $22,569        $1,544                   2.24
  $ 25001 -  30000                 $27,434        $1,997                   2.79
  $ 30001 -  35000                 $32,519        $2,491                   2.97
  $ 35001 -  40000                 $37,567        $2,958                   3.84
  $ 40001 -  45000                 $41,972        $3,497                   3.40
  $ 45001 -  50000                 $47,544        $4,368                   3.44
  $ 50001 -  75000                 $60,857        $6,055                   3.94
  $ 75001 - 100000                 $85,721        $9,872                   4.46
  OVER $100,000                   $216,664       $51,785                   4.00

                    ______________________________________________________________
  TOTAL                            $42,744        $5,291                   2.91
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DELTA UT
                        _________________________________________________
  UNDER $1              26       $-783,706        $3,774     -0.48           55
  $     1  -  5000     108        $309,385        $1,767      0.57          140
  $  5001 -  10000     140      $1,041,458       $15,068      1.45          246
  $ 10001 -  15000     126      $1,600,591       $47,116      2.94          301
  $ 15001 -  20000     116      $2,038,716       $74,906      3.67          332
  $ 20001 -  25000     113      $2,575,409      $134,565      5.22          372
  $ 25001 -  30000      87      $2,377,226      $150,861      6.35          285
  $ 30001 -  35000      86      $2,801,364      $187,437      6.69          322
  $ 35001 -  40000      64      $2,405,798      $180,051      7.48          257
  $ 40001 -  45000      85      $3,617,867      $301,209      8.33          323
  $ 45001 -  50000      69      $3,293,560      $293,248      8.90          279
  $ 50001 -  75000     316     $19,261,856    $1,862,106      9.67         1471
  $ 75001 - 100000      66      $5,510,730      $675,134     12.25          316
  OVER $100,000         27      $4,072,111      $623,970     15.32          161

                    ______________________________________________________________
  TOTAL               1429     $50,122,365    $4,551,212      9.08         4860
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -1.6           0.1                    1.1
  $     1  -  5000     7.6             0.6           0.0                    2.9
  $  5001 -  10000     9.8             2.1           0.3                    5.1
  $ 10001 -  15000     8.8             3.2           1.0                    6.2
  $ 15001 -  20000     8.1             4.1           1.6                    6.8
  $ 20001 -  25000     7.9             5.1           3.0                    7.7
  $ 25001 -  30000     6.1             4.7           3.3                    5.9
  $ 30001 -  35000     6.0             5.6           4.1                    6.6
  $ 35001 -  40000     4.5             4.8           4.0                    5.3
  $ 40001 -  45000     5.9             7.2           6.6                    6.6
  $ 45001 -  50000     4.8             6.6           6.4                    5.7
  $ 50001 -  75000    22.1            38.4          40.9                   30.3
  $ 75001 - 100000     4.6            11.0          14.8                    6.5
  OVER $100,000        1.9             8.1          13.7                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-30,143          $145                   2.12
  $     1  -  5000                  $2,865           $16                   1.30
  $  5001 -  10000                  $7,439          $108                   1.76
  $ 10001 -  15000                 $12,703          $374                   2.39
  $ 15001 -  20000                 $17,575          $646                   2.86
  $ 20001 -  25000                 $22,791        $1,191                   3.29
  $ 25001 -  30000                 $27,324        $1,734                   3.28
  $ 30001 -  35000                 $32,574        $2,180                   3.74
  $ 35001 -  40000                 $37,591        $2,813                   4.02
  $ 40001 -  45000                 $42,563        $3,544                   3.80
  $ 45001 -  50000                 $47,733        $4,250                   4.04
  $ 50001 -  75000                 $60,955        $5,893                   4.66
  $ 75001 - 100000                 $83,496       $10,229                   4.79
  OVER $100,000                   $150,819       $23,110                   5.96

                    ______________________________________________________________
  TOTAL                            $35,075        $3,185                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DRAPER UT
                        _________________________________________________
  UNDER $1              14       $-722,869        $4,467     -0.62           37
  $     1  -  5000     170        $433,854        $2,563      0.59          144
  $  5001 -  10000     215      $1,613,694       $36,433      2.26          261
  $ 10001 -  15000     171      $2,143,738       $81,762      3.81          283
  $ 15001 -  20000     173      $3,000,910      $161,218      5.37          347
  $ 20001 -  25000     169      $3,787,000      $239,968      6.34          389
  $ 25001 -  30000     162      $4,452,913      $305,235      6.85          414
  $ 30001 -  35000     183      $5,953,281      $471,572      7.92          506
  $ 35001 -  40000     174      $6,517,784      $514,871      7.90          540
  $ 40001 -  45000     155      $6,586,656      $503,845      7.65          541
  $ 45001 -  50000     183      $8,672,579      $709,336      8.18          641
  $ 50001 -  75000     829     $51,377,207    $4,808,552      9.36         3080
  $ 75001 - 100000     538     $45,969,162    $5,292,009     11.51         2101
  $100001 - 250000     486     $67,206,314   $11,204,047     16.67         1958
  OVER $250,000         72     $34,725,456    $9,924,296     28.58          295

                    ______________________________________________________________
  TOTAL               3694    $241,717,679   $34,260,174     14.17        11537
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.3
  $     1  -  5000     4.6             0.2           0.0                    1.2
  $  5001 -  10000     5.8             0.7           0.1                    2.3
  $ 10001 -  15000     4.6             0.9           0.2                    2.5
  $ 15001 -  20000     4.7             1.2           0.5                    3.0
  $ 20001 -  25000     4.6             1.6           0.7                    3.4
  $ 25001 -  30000     4.4             1.8           0.9                    3.6
  $ 30001 -  35000     5.0             2.5           1.4                    4.4
  $ 35001 -  40000     4.7             2.7           1.5                    4.7
  $ 40001 -  45000     4.2             2.7           1.5                    4.7
  $ 45001 -  50000     5.0             3.6           2.1                    5.6
  $ 50001 -  75000    22.4            21.3          14.0                   26.7
  $ 75001 - 100000    14.6            19.0          15.4                   18.2
  $100001 - 250000    13.2            27.8          32.7                   17.0
  OVER $250,000        1.9            14.4          29.0                    2.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-51,634          $319                   2.64
  $     1  -  5000                  $2,552           $15                   0.85
  $  5001 -  10000                  $7,506          $169                   1.21
  $ 10001 -  15000                 $12,536          $478                   1.65
  $ 15001 -  20000                 $17,346          $932                   2.01
  $ 20001 -  25000                 $22,408        $1,420                   2.30
  $ 25001 -  30000                 $27,487        $1,884                   2.56
  $ 30001 -  35000                 $32,532        $2,577                   2.77
  $ 35001 -  40000                 $37,459        $2,959                   3.10
  $ 40001 -  45000                 $42,495        $3,251                   3.49
  $ 45001 -  50000                 $47,391        $3,876                   3.50
  $ 50001 -  75000                 $61,975        $5,800                   3.72
  $ 75001 - 100000                 $85,445        $9,836                   3.91
  $100001 - 250000                $138,285       $23,054                   4.03
  OVER $250,000                   $482,298      $137,837                   4.10

                    ______________________________________________________________
  TOTAL                            $65,435        $9,275                   3.12
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      EPHRAIM UT
                        _________________________________________________
  UNDER $ 5,000        114        $136,032        $2,198      1.62          125
  $  5001 -  10000      98        $716,186        $8,267      1.15          141
  $ 10001 -  15000     100      $1,257,043       $38,467      3.06          227
  $ 15001 -  20000      66      $1,132,082       $45,065      3.98          173
  $ 20001 -  25000      71      $1,594,979       $83,395      5.23          228
  $ 25001 -  30000      61      $1,672,661      $107,282      6.41          197
  $ 30001 -  35000      51      $1,645,178      $106,298      6.46          200
  $ 35001 -  40000      36      $1,339,627       $92,655      6.92          150
  $ 40001 -  45000      38      $1,623,714      $124,332      7.66          174
  $ 45001 -  50000      42      $1,997,110      $155,047      7.76          198
  $ 50001 -  75000     111      $6,743,854      $619,129      9.18          536
  $ 75001 - 100000      41      $3,522,886      $375,932     10.67          217
  OVER $100,000         27      $4,114,649      $765,439     18.60          137

                    ______________________________________________________________
  TOTAL                856     $27,496,001    $2,523,506      9.18         2703
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       13.3             0.5           0.1                    4.6
  $  5001 -  10000    11.4             2.6           0.3                    5.2
  $ 10001 -  15000    11.7             4.6           1.5                    8.4
  $ 15001 -  20000     7.7             4.1           1.8                    6.4
  $ 20001 -  25000     8.3             5.8           3.3                    8.4
  $ 25001 -  30000     7.1             6.1           4.3                    7.3
  $ 30001 -  35000     6.0             6.0           4.2                    7.4
  $ 35001 -  40000     4.2             4.9           3.7                    5.5
  $ 40001 -  45000     4.4             5.9           4.9                    6.4
  $ 45001 -  50000     4.9             7.3           6.1                    7.3
  $ 50001 -  75000    13.0            24.5          24.5                   19.8
  $ 75001 - 100000     4.8            12.8          14.9                    8.0
  OVER $100,000        3.2            15.0          30.3                    5.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,193           $19                   1.10
  $  5001 -  10000                  $7,308           $84                   1.44
  $ 10001 -  15000                 $12,570          $385                   2.27
  $ 15001 -  20000                 $17,153          $683                   2.62
  $ 20001 -  25000                 $22,464        $1,175                   3.21
  $ 25001 -  30000                 $27,421        $1,759                   3.23
  $ 30001 -  35000                 $32,258        $2,084                   3.92
  $ 35001 -  40000                 $37,212        $2,574                   4.17
  $ 40001 -  45000                 $42,729        $3,272                   4.58
  $ 45001 -  50000                 $47,550        $3,692                   4.71
  $ 50001 -  75000                 $60,755        $5,578                   4.83
  $ 75001 - 100000                 $85,924        $9,169                   5.29
  OVER $100,000                   $152,394       $28,350                   5.07

                    ______________________________________________________________
  TOTAL                            $32,121        $2,948                   3.16
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FARMINGTON UT
                        _________________________________________________
  UNDER $ 5,000        141        $167,162        $2,685      1.61           86
  $  5001 -  10000     127        $951,036       $22,992      2.42          131
  $ 10001 -  15000     128      $1,577,900       $62,924      3.99          221
  $ 15001 -  20000     163      $2,856,818      $137,825      4.82          359
  $ 20001 -  25000     132      $2,965,372      $189,223      6.38          307
  $ 25001 -  30000     140      $3,885,911      $269,199      6.93          396
  $ 30001 -  35000     140      $4,548,595      $324,772      7.14          415
  $ 35001 -  40000     153      $5,730,461      $415,723      7.25          522
  $ 40001 -  45000     150      $6,406,846      $544,443      8.50          530
  $ 45001 -  50000     144      $6,854,934      $532,165      7.76          589
  $ 50001 -  75000     686     $42,192,571    $3,785,523      8.97         2897
  $ 75001 - 100000     363     $31,327,552    $3,527,020     11.26         1587
  $100001 - 250000     336     $46,832,710    $7,266,685     15.52         1612
  OVER $250,000         65     $36,697,895    $9,497,718     25.88          386

                    ______________________________________________________________
  TOTAL               2868    $192,995,763   $26,578,897     13.77        10038
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.9             0.1           0.0                    0.9
  $  5001 -  10000     4.4             0.5           0.1                    1.3
  $ 10001 -  15000     4.5             0.8           0.2                    2.2
  $ 15001 -  20000     5.7             1.5           0.5                    3.6
  $ 20001 -  25000     4.6             1.5           0.7                    3.1
  $ 25001 -  30000     4.9             2.0           1.0                    3.9
  $ 30001 -  35000     4.9             2.4           1.2                    4.1
  $ 35001 -  40000     5.3             3.0           1.6                    5.2
  $ 40001 -  45000     5.2             3.3           2.0                    5.3
  $ 45001 -  50000     5.0             3.6           2.0                    5.9
  $ 50001 -  75000    23.9            21.9          14.2                   28.9
  $ 75001 - 100000    12.7            16.2          13.3                   15.8
  $100001 - 250000    11.7            24.3          27.3                   16.1
  OVER $250,000        2.3            19.0          35.7                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,186           $19                   0.61
  $  5001 -  10000                  $7,488          $181                   1.03
  $ 10001 -  15000                 $12,327          $492                   1.73
  $ 15001 -  20000                 $17,526          $846                   2.20
  $ 20001 -  25000                 $22,465        $1,434                   2.33
  $ 25001 -  30000                 $27,757        $1,923                   2.83
  $ 30001 -  35000                 $32,490        $2,320                   2.96
  $ 35001 -  40000                 $37,454        $2,717                   3.41
  $ 40001 -  45000                 $42,712        $3,630                   3.53
  $ 45001 -  50000                 $47,604        $3,696                   4.09
  $ 50001 -  75000                 $61,505        $5,518                   4.22
  $ 75001 - 100000                 $86,302        $9,716                   4.37
  $100001 - 250000                $139,383       $21,627                   4.80
  OVER $250,000                   $564,583      $146,119                   5.94

                    ______________________________________________________________
  TOTAL                            $67,293        $9,267                   3.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FRUIT HEIGHTS UT
                        _________________________________________________
  $     1  -  5000      25         $61,502          $488      0.79           14
  $  5001 -  10000      44        $317,608       $10,184      3.21           46
  $ 10001 -  15000      30        $387,732       $13,405      3.46           54
  $ 15001 -  20000      39        $684,771       $40,410      5.90           74
  $ 20001 -  25000      40        $898,963       $51,040      5.68          103
  $ 25001 -  30000      34        $921,238       $68,098      7.39           82
  $ 30001 -  35000      39      $1,269,061       $95,012      7.49          102
  $ 35001 -  40000      39      $1,451,573      $100,644      6.93          124
  $ 40001 -  45000      46      $1,948,840      $186,879      9.59          127
  $ 45001 -  50000      54      $2,570,326      $183,354      7.13          227
  $ 50001 -  75000     236     $14,740,273    $1,297,440      8.80          998
  $ 75001 - 100000     191     $16,418,369    $1,730,719     10.54          910
  $100001 - 250000     166     $21,939,295    $3,179,872     14.49          826
  OVER $250,000         24     $15,244,236    $4,443,011     29.15          116

                    ______________________________________________________________
  TOTAL               1007     $78,853,787   $11,400,556     14.46         3803
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000     2.5             0.1           0.0                    0.4
  $  5001 -  10000     4.4             0.4           0.1                    1.2
  $ 10001 -  15000     3.0             0.5           0.1                    1.4
  $ 15001 -  20000     3.9             0.9           0.4                    1.9
  $ 20001 -  25000     4.0             1.1           0.4                    2.7
  $ 25001 -  30000     3.4             1.2           0.6                    2.2
  $ 30001 -  35000     3.9             1.6           0.8                    2.7
  $ 35001 -  40000     3.9             1.8           0.9                    3.3
  $ 40001 -  45000     4.6             2.5           1.6                    3.3
  $ 45001 -  50000     5.4             3.3           1.6                    6.0
  $ 50001 -  75000    23.4            18.7          11.4                   26.2
  $ 75001 - 100000    19.0            20.8          15.2                   23.9
  $100001 - 250000    16.5            27.8          27.9                   21.7
  OVER $250,000        2.4            19.3          39.0                    3.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $2,460           $20                   0.56
  $  5001 -  10000                  $7,218          $231                   1.05
  $ 10001 -  15000                 $12,924          $447                   1.80
  $ 15001 -  20000                 $17,558        $1,036                   1.90
  $ 20001 -  25000                 $22,474        $1,276                   2.58
  $ 25001 -  30000                 $27,095        $2,003                   2.41
  $ 30001 -  35000                 $32,540        $2,436                   2.62
  $ 35001 -  40000                 $37,220        $2,581                   3.18
  $ 40001 -  45000                 $42,366        $4,063                   2.76
  $ 45001 -  50000                 $47,599        $3,395                   4.20
  $ 50001 -  75000                 $62,459        $5,498                   4.23
  $ 75001 - 100000                 $85,960        $9,061                   4.76
  $100001 - 250000                $132,164       $19,156                   4.98
  OVER $250,000                   $635,177      $185,125                   4.83

                    ______________________________________________________________
  TOTAL                            $78,306       $11,321                   3.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GARLAND UT
                        _________________________________________________
  UNDER $1              10       $-628,246          $145     -0.02           40
  $     1  -  5000      54        $175,306        $1,756      1.00           64
  $  5001 -  10000      54        $412,755        $9,333      2.26           90
  $ 10001 -  15000      69        $860,497       $24,668      2.87          141
  $ 15001 -  20000      65      $1,155,785       $56,840      4.92          161
  $ 20001 -  25000      82      $1,847,534      $113,723      6.16          217
  $ 25001 -  30000      81      $2,216,434      $149,151      6.73          254
  $ 30001 -  35000      69      $2,228,654      $153,010      6.87          264
  $ 35001 -  40000      62      $2,326,529      $180,439      7.76          242
  $ 40001 -  45000      64      $2,698,094      $218,569      8.10          271
  $ 45001 -  50000      47      $2,239,527      $203,710      9.10          182
  $ 50001 -  75000     171     $10,265,146    $1,018,833      9.93          752
  $ 75001 - 100000      47      $3,982,109      $493,565     12.39          196
  OVER $100,000         13      $1,910,831      $333,370     17.45           58

                    ______________________________________________________________
  TOTAL                888     $31,690,955    $2,957,112      9.33         2932
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -2.0           0.0                    1.4
  $     1  -  5000     6.1             0.6           0.1                    2.2
  $  5001 -  10000     6.1             1.3           0.3                    3.1
  $ 10001 -  15000     7.8             2.7           0.8                    4.8
  $ 15001 -  20000     7.3             3.6           1.9                    5.5
  $ 20001 -  25000     9.2             5.8           3.8                    7.4
  $ 25001 -  30000     9.1             7.0           5.0                    8.7
  $ 30001 -  35000     7.8             7.0           5.2                    9.0
  $ 35001 -  40000     7.0             7.3           6.1                    8.3
  $ 40001 -  45000     7.2             8.5           7.4                    9.2
  $ 45001 -  50000     5.3             7.1           6.9                    6.2
  $ 50001 -  75000    19.3            32.4          34.5                   25.6
  $ 75001 - 100000     5.3            12.6          16.7                    6.7
  OVER $100,000        1.5             6.0          11.3                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-62,825           $15                   4.00
  $     1  -  5000                  $3,246           $33                   1.19
  $  5001 -  10000                  $7,644          $173                   1.67
  $ 10001 -  15000                 $12,471          $358                   2.04
  $ 15001 -  20000                 $17,781          $874                   2.48
  $ 20001 -  25000                 $22,531        $1,387                   2.65
  $ 25001 -  30000                 $27,363        $1,841                   3.14
  $ 30001 -  35000                 $32,299        $2,218                   3.83
  $ 35001 -  40000                 $37,525        $2,910                   3.90
  $ 40001 -  45000                 $42,158        $3,415                   4.23
  $ 45001 -  50000                 $47,650        $4,334                   3.87
  $ 50001 -  75000                 $60,030        $5,958                   4.40
  $ 75001 - 100000                 $84,726       $10,501                   4.17
  OVER $100,000                   $146,987       $25,644                   4.46

                    ______________________________________________________________
  TOTAL                            $35,688        $3,330                   3.30
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GRANTSVILLE
                        _________________________________________________
  UNDER $ 5,000        121        $232,235        $5,121      2.21          123
  $  5001 -  10000     120        $925,529       $18,387      1.99          191
  $ 10001 -  15000     160      $2,026,133       $76,709      3.79          293
  $ 15001 -  20000     155      $2,710,587      $137,365      5.07          352
  $ 20001 -  25000     142      $3,175,012      $192,659      6.07          367
  $ 25001 -  30000     162      $4,449,370      $325,977      7.33          439
  $ 30001 -  35000     131      $4,237,403      $340,614      8.04          388
  $ 35001 -  40000     137      $5,122,916      $430,749      8.41          459
  $ 40001 -  45000     108      $4,593,463      $407,365      8.87          382
  $ 45001 -  50000     116      $5,509,459      $512,990      9.31          409
  $ 50001 -  75000     340     $20,511,816    $2,119,174     10.33         1321
  $ 75001 - 100000     109      $9,182,471    $1,117,028     12.16          470
  OVER $100,000         29      $3,625,212      $613,914     16.93          105

                    ______________________________________________________________
  TOTAL               1830     $66,301,606    $6,298,052      9.50         5299
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.6             0.4           0.1                    2.3
  $  5001 -  10000     6.6             1.4           0.3                    3.6
  $ 10001 -  15000     8.7             3.1           1.2                    5.5
  $ 15001 -  20000     8.5             4.1           2.2                    6.6
  $ 20001 -  25000     7.8             4.8           3.1                    6.9
  $ 25001 -  30000     8.9             6.7           5.2                    8.3
  $ 30001 -  35000     7.2             6.4           5.4                    7.3
  $ 35001 -  40000     7.5             7.7           6.8                    8.7
  $ 40001 -  45000     5.9             6.9           6.5                    7.2
  $ 45001 -  50000     6.3             8.3           8.1                    7.7
  $ 50001 -  75000    18.6            30.9          33.6                   24.9
  $ 75001 - 100000     6.0            13.8          17.7                    8.9
  OVER $100,000        1.6             5.5           9.7                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,919           $42                   1.02
  $  5001 -  10000                  $7,713          $153                   1.59
  $ 10001 -  15000                 $12,663          $479                   1.83
  $ 15001 -  20000                 $17,488          $886                   2.27
  $ 20001 -  25000                 $22,359        $1,357                   2.58
  $ 25001 -  30000                 $27,465        $2,012                   2.71
  $ 30001 -  35000                 $32,347        $2,600                   2.96
  $ 35001 -  40000                 $37,394        $3,144                   3.35
  $ 40001 -  45000                 $42,532        $3,772                   3.54
  $ 45001 -  50000                 $47,495        $4,422                   3.53
  $ 50001 -  75000                 $60,329        $6,233                   3.89
  $ 75001 - 100000                 $84,243       $10,248                   4.31
  OVER $100,000                   $125,007       $21,169                   3.62

                    ______________________________________________________________
  TOTAL                            $36,230        $3,442                   2.90
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HEBER CITY UT
                        _________________________________________________
  UNDER $1              14       $-553,133        $3,338     -0.60           38
  $     1  -  5000     178        $477,684        $2,000      0.42          165
  $  5001 -  10000     197      $1,501,950       $29,296      1.95          294
  $ 10001 -  15000     228      $2,859,840       $97,904      3.42          457
  $ 15001 -  20000     242      $4,205,566      $207,837      4.94          531
  $ 20001 -  25000     200      $4,464,573      $267,610      5.99          514
  $ 25001 -  30000     183      $5,033,044      $351,105      6.98          509
  $ 30001 -  35000     213      $6,933,028      $507,534      7.32          678
  $ 35001 -  40000     184      $6,888,668      $534,590      7.76          633
  $ 40001 -  45000     173      $7,337,691      $585,902      7.98          644
  $ 45001 -  50000     156      $7,380,768      $570,256      7.73          625
  $ 50001 -  75000     464     $27,997,721    $2,631,310      9.40         1810
  $ 75001 - 100000     157     $13,414,470    $1,576,790     11.75          658
  $100001 - 250000     108     $14,426,390    $2,278,109     15.79          448
  OVER $250,000         20      $9,820,878    $2,704,529     27.54           90

                    ______________________________________________________________
  TOTAL               2717    $112,189,138   $12,348,110     11.01         8094
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.5
  $     1  -  5000     6.6             0.4           0.0                    2.0
  $  5001 -  10000     7.3             1.3           0.2                    3.6
  $ 10001 -  15000     8.4             2.5           0.8                    5.6
  $ 15001 -  20000     8.9             3.7           1.7                    6.6
  $ 20001 -  25000     7.4             4.0           2.2                    6.4
  $ 25001 -  30000     6.7             4.5           2.8                    6.3
  $ 30001 -  35000     7.8             6.2           4.1                    8.4
  $ 35001 -  40000     6.8             6.1           4.3                    7.8
  $ 40001 -  45000     6.4             6.5           4.7                    8.0
  $ 45001 -  50000     5.7             6.6           4.6                    7.7
  $ 50001 -  75000    17.1            25.0          21.3                   22.4
  $ 75001 - 100000     5.8            12.0          12.8                    8.1
  $100001 - 250000     4.0            12.9          18.4                    5.5
  OVER $250,000        0.7             8.8          21.9                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,510          $238                   2.71
  $     1  -  5000                  $2,684           $11                   0.93
  $  5001 -  10000                  $7,624          $149                   1.49
  $ 10001 -  15000                 $12,543          $429                   2.00
  $ 15001 -  20000                 $17,378          $859                   2.19
  $ 20001 -  25000                 $22,323        $1,338                   2.57
  $ 25001 -  30000                 $27,503        $1,919                   2.78
  $ 30001 -  35000                 $32,549        $2,383                   3.18
  $ 35001 -  40000                 $37,438        $2,905                   3.44
  $ 40001 -  45000                 $42,414        $3,387                   3.72
  $ 45001 -  50000                 $47,313        $3,655                   4.01
  $ 50001 -  75000                 $60,340        $5,671                   3.90
  $ 75001 - 100000                 $85,442       $10,043                   4.19
  $100001 - 250000                $133,578       $21,094                   4.15
  OVER $250,000                   $491,044      $135,226                   4.50

                    ______________________________________________________________
  TOTAL                            $41,292        $4,545                   2.98
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HELPER UT
                        _________________________________________________
  UNDER $1              14       $-185,363           $86     -0.05           26
  $     1  -  5000      97        $272,891        $1,022      0.37          122
  $  5001 -  10000     127        $968,552       $15,451      1.60          208
  $ 10001 -  15000     134      $1,690,009       $83,321      4.93          236
  $ 15001 -  20000     114      $1,981,620       $96,140      4.85          253
  $ 20001 -  25000      89      $1,974,157      $121,823      6.17          229
  $ 25001 -  30000      91      $2,510,110      $194,158      7.74          243
  $ 30001 -  35000      77      $2,503,744      $209,858      8.38          229
  $ 35001 -  40000      77      $2,898,578      $266,019      9.18          231
  $ 40001 -  45000      73      $3,098,534      $297,946      9.62          215
  $ 45001 -  50000      69      $3,280,612      $332,931     10.15          228
  $ 50001 -  75000     262     $16,186,721    $1,899,920     11.74          928
  $ 75001 - 100000      66      $5,716,017      $789,755     13.82          263
  $100001 - 250000      33      $3,989,672      $658,496     16.51          144

                    ______________________________________________________________
  TOTAL               1323     $46,885,854    $4,966,926     10.59         3555
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -0.4           0.0                    0.7
  $     1  -  5000     7.3             0.6           0.0                    3.4
  $  5001 -  10000     9.6             2.1           0.3                    5.9
  $ 10001 -  15000    10.1             3.6           1.7                    6.6
  $ 15001 -  20000     8.6             4.2           1.9                    7.1
  $ 20001 -  25000     6.7             4.2           2.5                    6.4
  $ 25001 -  30000     6.9             5.4           3.9                    6.8
  $ 30001 -  35000     5.8             5.3           4.2                    6.4
  $ 35001 -  40000     5.8             6.2           5.4                    6.5
  $ 40001 -  45000     5.5             6.6           6.0                    6.0
  $ 45001 -  50000     5.2             7.0           6.7                    6.4
  $ 50001 -  75000    19.8            34.5          38.3                   26.1
  $ 75001 - 100000     5.0            12.2          15.9                    7.4
  $100001 - 250000     2.5             8.5          13.3                    4.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-13,240            $6                   1.86
  $     1  -  5000                  $2,813           $11                   1.26
  $  5001 -  10000                  $7,626          $122                   1.64
  $ 10001 -  15000                 $12,612          $622                   1.76
  $ 15001 -  20000                 $17,383          $843                   2.22
  $ 20001 -  25000                 $22,182        $1,369                   2.57
  $ 25001 -  30000                 $27,584        $2,134                   2.67
  $ 30001 -  35000                 $32,516        $2,725                   2.97
  $ 35001 -  40000                 $37,644        $3,455                   3.00
  $ 40001 -  45000                 $42,446        $4,081                   2.95
  $ 45001 -  50000                 $47,545        $4,825                   3.30
  $ 50001 -  75000                 $61,781        $7,252                   3.54
  $ 75001 - 100000                 $86,606       $11,966                   3.98
  $100001 - 250000                $120,899       $19,954                   4.36

                    ______________________________________________________________
  TOTAL                            $35,439        $3,754                   2.69
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HIGHLAND UT
                        _________________________________________________
  UNDER $1              10       $-333,098            $0      0.00           42
  $     1  -  5000      74        $211,879        $2,154      1.02           38
  $  5001 -  10000      67        $520,292       $16,750      3.22          111
  $ 10001 -  15000      79        $999,342       $35,466      3.55          169
  $ 15001 -  20000      60      $1,059,606       $43,242      4.08          159
  $ 20001 -  25000      55      $1,231,196       $71,585      5.81          153
  $ 25001 -  30000      31        $843,269       $42,609      5.05           86
  $ 30001 -  35000      50      $1,629,654       $98,637      6.05          176
  $ 35001 -  40000      67      $2,499,865      $160,627      6.43          284
  $ 40001 -  45000      60      $2,551,420      $156,573      6.14          277
  $ 45001 -  50000      74      $3,504,952      $231,349      6.60          346
  $ 50001 -  75000     354     $21,935,955    $1,762,388      8.03         1708
  $ 75001 - 100000     193     $16,697,814    $1,741,848     10.43          965
  $100001 - 250000     193     $26,050,933    $3,831,190     14.71         1070
  OVER $250,000         29     $17,109,179    $5,152,202     30.11          152

                    ______________________________________________________________
  TOTAL               1396     $96,512,258   $13,346,620     13.83         5736
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.3           0.0                    0.7
  $     1  -  5000     5.3             0.2           0.0                    0.7
  $  5001 -  10000     4.8             0.5           0.1                    1.9
  $ 10001 -  15000     5.7             1.0           0.3                    2.9
  $ 15001 -  20000     4.3             1.1           0.3                    2.8
  $ 20001 -  25000     3.9             1.3           0.5                    2.7
  $ 25001 -  30000     2.2             0.9           0.3                    1.5
  $ 30001 -  35000     3.6             1.7           0.7                    3.1
  $ 35001 -  40000     4.8             2.6           1.2                    5.0
  $ 40001 -  45000     4.3             2.6           1.2                    4.8
  $ 45001 -  50000     5.3             3.6           1.7                    6.0
  $ 50001 -  75000    25.4            22.7          13.2                   29.8
  $ 75001 - 100000    13.8            17.3          13.1                   16.8
  $100001 - 250000    13.8            27.0          28.7                   18.7
  OVER $250,000        2.1            17.7          38.6                    2.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,310            $0                   4.20
  $     1  -  5000                  $2,863           $29                   0.51
  $  5001 -  10000                  $7,766          $250                   1.66
  $ 10001 -  15000                 $12,650          $449                   2.14
  $ 15001 -  20000                 $17,660          $721                   2.65
  $ 20001 -  25000                 $22,385        $1,302                   2.78
  $ 25001 -  30000                 $27,202        $1,374                   2.77
  $ 30001 -  35000                 $32,593        $1,973                   3.52
  $ 35001 -  40000                 $37,311        $2,397                   4.24
  $ 40001 -  45000                 $42,524        $2,610                   4.62
  $ 45001 -  50000                 $47,364        $3,126                   4.68
  $ 50001 -  75000                 $61,966        $4,978                   4.82
  $ 75001 - 100000                 $86,517        $9,025                   5.00
  $100001 - 250000                $134,979       $19,851                   5.54
  OVER $250,000                   $589,972      $177,662                   5.24

                    ______________________________________________________________
  TOTAL                            $69,135        $9,561                   4.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HILL AFB UT
                        _________________________________________________
  $     1  -  5000      40        $123,993        $1,712      1.38           14
  $  5001 -  10000     235      $1,864,799       $55,140      2.96          245
  $ 10001 -  15000     336      $4,142,367      $201,500      4.86          591
  $ 15001 -  20000     248      $4,360,250      $158,700      3.64          727
  $ 20001 -  25000     222      $4,968,442      $231,414      4.66          758
  $ 25001 -  30000     195      $5,354,603      $308,665      5.76          743
  $ 30001 -  35000     119      $3,841,596      $268,027      6.98          442
  $ 35001 -  40000      99      $3,695,171      $304,586      8.24          354
  $ 40001 -  45000      76      $3,209,926      $286,643      8.93          286
  $ 45001 -  50000      40      $1,892,473      $166,849      8.82          168
  $ 50001 -  75000      63      $3,805,070      $438,933     11.54          234
  $ 75001 - 250000      20      $1,741,417      $284,199     16.32           70

                    ______________________________________________________________
  TOTAL               1693     $39,000,107    $2,706,368      6.94         4632
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000     2.4             0.3           0.1                    0.3
  $  5001 -  10000    13.9             4.8           2.0                    5.3
  $ 10001 -  15000    19.8            10.6           7.4                   12.8
  $ 15001 -  20000    14.6            11.2           5.9                   15.7
  $ 20001 -  25000    13.1            12.7           8.6                   16.4
  $ 25001 -  30000    11.5            13.7          11.4                   16.0
  $ 30001 -  35000     7.0             9.9           9.9                    9.5
  $ 35001 -  40000     5.8             9.5          11.3                    7.6
  $ 40001 -  45000     4.5             8.2          10.6                    6.2
  $ 45001 -  50000     2.4             4.9           6.2                    3.6
  $ 50001 -  75000     3.7             9.8          16.2                    5.1
  $ 75001 - 250000     1.2             4.5          10.5                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $3,100           $43                   0.35
  $  5001 -  10000                  $7,935          $235                   1.04
  $ 10001 -  15000                 $12,328          $600                   1.76
  $ 15001 -  20000                 $17,582          $640                   2.93
  $ 20001 -  25000                 $22,380        $1,042                   3.41
  $ 25001 -  30000                 $27,460        $1,583                   3.81
  $ 30001 -  35000                 $32,282        $2,252                   3.71
  $ 35001 -  40000                 $37,325        $3,077                   3.58
  $ 40001 -  45000                 $42,236        $3,772                   3.76
  $ 45001 -  50000                 $47,312        $4,171                   4.20
  $ 50001 -  75000                 $60,398        $6,967                   3.71
  $ 75001 - 250000                 $87,071       $14,210                   3.50

                    ______________________________________________________________
  TOTAL                            $23,036        $1,599                   2.74
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOLLADAY UT
                        _________________________________________________
  UNDER $ 5,000         62       $-250,933          $990     -0.39           58
  $  5001 -  10000     102        $784,423       $17,206      2.19          141
  $ 10001 -  15000     125      $1,609,187       $80,919      5.03          195
  $ 15001 -  20000     166      $2,884,531      $195,706      6.78          281
  $ 20001 -  25000     125      $2,784,370      $214,135      7.69          252
  $ 25001 -  30000     106      $2,915,944      $261,997      8.98          196
  $ 30001 -  35000      76      $2,488,685      $242,256      9.73          163
  $ 35001 -  40000      75      $2,805,795      $274,945      9.80          180
  $ 40001 -  45000      73      $3,085,293      $324,143     10.51          189
  $ 45001 -  50000      63      $2,993,407      $310,579     10.38          171
  $ 50001 -  75000     133      $8,114,148      $942,883     11.62          373
  $ 75001 - 100000      74      $6,337,951      $856,828     13.52          268
  $100001 - 250000      53      $7,677,542    $1,280,714     16.68          226
  OVER $250,000         17     $12,325,987    $3,957,421     32.11           64

                    ______________________________________________________________
  TOTAL               1250     $56,556,330    $8,960,722     15.84         2757
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.0            -0.4           0.0                    2.1
  $  5001 -  10000     8.2             1.4           0.2                    5.1
  $ 10001 -  15000    10.0             2.8           0.9                    7.1
  $ 15001 -  20000    13.3             5.1           2.2                   10.2
  $ 20001 -  25000    10.0             4.9           2.4                    9.1
  $ 25001 -  30000     8.5             5.2           2.9                    7.1
  $ 30001 -  35000     6.1             4.4           2.7                    5.9
  $ 35001 -  40000     6.0             5.0           3.1                    6.5
  $ 40001 -  45000     5.8             5.5           3.6                    6.9
  $ 45001 -  50000     5.0             5.3           3.5                    6.2
  $ 50001 -  75000    10.6            14.3          10.5                   13.5
  $ 75001 - 100000     5.9            11.2           9.6                    9.7
  $100001 - 250000     4.2            13.6          14.3                    8.2
  OVER $250,000        1.4            21.8          44.2                    2.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-4,047           $16                   0.94
  $  5001 -  10000                  $7,690          $169                   1.38
  $ 10001 -  15000                 $12,873          $647                   1.56
  $ 15001 -  20000                 $17,377        $1,179                   1.69
  $ 20001 -  25000                 $22,275        $1,713                   2.02
  $ 25001 -  30000                 $27,509        $2,472                   1.85
  $ 30001 -  35000                 $32,746        $3,188                   2.14
  $ 35001 -  40000                 $37,411        $3,666                   2.40
  $ 40001 -  45000                 $42,264        $4,440                   2.59
  $ 45001 -  50000                 $47,514        $4,930                   2.71
  $ 50001 -  75000                 $61,009        $7,089                   2.80
  $ 75001 - 100000                 $85,648       $11,579                   3.62
  $100001 - 250000                $144,859       $24,164                   4.26
  OVER $250,000                   $725,058      $232,789                   3.76

                    ______________________________________________________________
  TOTAL                            $45,245        $7,169                   2.21
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOOPER UT
                        _________________________________________________
  UNDER $ 5,000         65        $-19,242        $6,433     -33.4           64
  $  5001 -  10000      87        $645,091       $16,717      2.59           98
  $ 10001 -  15000      74        $938,456       $30,740      3.28          156
  $ 15001 -  20000     103      $1,796,638       $93,819      5.22          216
  $ 20001 -  25000      94      $2,128,545      $125,849      5.91          235
  $ 25001 -  30000      95      $2,613,249      $191,233      7.32          248
  $ 30001 -  35000      92      $3,006,997      $235,004      7.82          264
  $ 35001 -  40000     108      $4,063,445      $329,791      8.12          330
  $ 40001 -  45000      97      $4,114,402      $350,817      8.53          336
  $ 45001 -  50000     119      $5,669,359      $485,971      8.57          459
  $ 50001 -  75000     471     $28,649,013    $2,809,437      9.81         1785
  $ 75001 - 100000     169     $14,418,523    $1,736,176     12.04          692
  OVER $100,000         74     $11,622,534    $2,163,548     18.62          359

                    ______________________________________________________________
  TOTAL               1648     $79,647,010    $8,575,535     10.77         5242
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.9            -0.0           0.1                    1.2
  $  5001 -  10000     5.3             0.8           0.2                    1.9
  $ 10001 -  15000     4.5             1.2           0.4                    3.0
  $ 15001 -  20000     6.3             2.3           1.1                    4.1
  $ 20001 -  25000     5.7             2.7           1.5                    4.5
  $ 25001 -  30000     5.8             3.3           2.2                    4.7
  $ 30001 -  35000     5.6             3.8           2.7                    5.0
  $ 35001 -  40000     6.6             5.1           3.8                    6.3
  $ 40001 -  45000     5.9             5.2           4.1                    6.4
  $ 45001 -  50000     7.2             7.1           5.7                    8.8
  $ 50001 -  75000    28.6            36.0          32.8                   34.1
  $ 75001 - 100000    10.3            18.1          20.2                   13.2
  OVER $100,000        4.5            14.6          25.2                    6.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-296           $99                   0.98
  $  5001 -  10000                  $7,415          $192                   1.13
  $ 10001 -  15000                 $12,682          $415                   2.11
  $ 15001 -  20000                 $17,443          $911                   2.10
  $ 20001 -  25000                 $22,644        $1,339                   2.50
  $ 25001 -  30000                 $27,508        $2,013                   2.61
  $ 30001 -  35000                 $32,685        $2,554                   2.87
  $ 35001 -  40000                 $37,624        $3,054                   3.06
  $ 40001 -  45000                 $42,417        $3,617                   3.46
  $ 45001 -  50000                 $47,642        $4,084                   3.86
  $ 50001 -  75000                 $60,826        $5,965                   3.79
  $ 75001 - 100000                 $85,317       $10,273                   4.09
  OVER $100,000                   $157,061       $29,237                   4.85

                    ______________________________________________________________
  TOTAL                            $48,329        $5,204                   3.18
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HUNTINGTON UT
                        _________________________________________________
  UNDER $ 5,000         81        $-53,886          $360     -0.67          120
  $  5001 -  10000      83        $626,711       $10,507      1.68          145
  $ 10001 -  15000      69        $860,942       $18,857      2.19          164
  $ 15001 -  20000      74      $1,278,524       $51,087      4.00          203
  $ 20001 -  25000      55      $1,234,710       $63,768      5.16          192
  $ 25001 -  30000      57      $1,563,909       $98,551      6.30          204
  $ 30001 -  35000      57      $1,855,424      $150,598      8.12          172
  $ 35001 -  40000      33      $1,226,743       $92,250      7.52          144
  $ 40001 -  45000      48      $2,041,227      $172,587      8.46          180
  $ 45001 -  50000      37      $1,739,533      $157,148      9.03          147
  $ 50001 -  75000     166     $10,030,759    $1,068,110     10.65          668
  $ 75001 - 250000      30      $2,730,906      $407,701     14.93          120

                    ______________________________________________________________
  TOTAL                790     $25,135,502    $2,291,524      9.12         2459
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       10.3            -0.2           0.0                    4.9
  $  5001 -  10000    10.5             2.5           0.5                    5.9
  $ 10001 -  15000     8.7             3.4           0.8                    6.7
  $ 15001 -  20000     9.4             5.1           2.2                    8.3
  $ 20001 -  25000     7.0             4.9           2.8                    7.8
  $ 25001 -  30000     7.2             6.2           4.3                    8.3
  $ 30001 -  35000     7.2             7.4           6.6                    7.0
  $ 35001 -  40000     4.2             4.9           4.0                    5.9
  $ 40001 -  45000     6.1             8.1           7.5                    7.3
  $ 45001 -  50000     4.7             6.9           6.9                    6.0
  $ 50001 -  75000    21.0            39.9          46.6                   27.2
  $ 75001 - 250000     3.8            10.9          17.8                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-665            $4                   1.48
  $  5001 -  10000                  $7,551          $127                   1.75
  $ 10001 -  15000                 $12,477          $273                   2.38
  $ 15001 -  20000                 $17,277          $690                   2.74
  $ 20001 -  25000                 $22,449        $1,159                   3.49
  $ 25001 -  30000                 $27,437        $1,729                   3.58
  $ 30001 -  35000                 $32,551        $2,642                   3.02
  $ 35001 -  40000                 $37,174        $2,795                   4.36
  $ 40001 -  45000                 $42,526        $3,596                   3.75
  $ 45001 -  50000                 $47,014        $4,247                   3.97
  $ 50001 -  75000                 $60,426        $6,434                   4.02
  $ 75001 - 250000                 $91,030       $13,590                   4.00

                    ______________________________________________________________
  TOTAL                            $31,817        $2,901                   3.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HURRICANE UT
                        _________________________________________________
  UNDER $1              27       $-469,274        $1,039     -0.22           61
  $     1  -  5000     165        $447,658          $729      0.16          206
  $  5001 -  10000     209      $1,584,839       $18,802      1.19          362
  $ 10001 -  15000     216      $2,688,373       $71,562      2.66          486
  $ 15001 -  20000     234      $4,023,601      $167,226      4.16          556
  $ 20001 -  25000     199      $4,476,035      $238,673      5.33          573
  $ 25001 -  30000     176      $4,836,521      $304,499      6.30          571
  $ 30001 -  35000     155      $5,012,643      $332,953      6.64          557
  $ 35001 -  40000     147      $5,503,018      $418,412      7.60          509
  $ 40001 -  45000     100      $4,254,327      $323,736      7.61          382
  $ 45001 -  50000     110      $5,210,605      $460,361      8.84          401
  $ 50001 -  75000     244     $14,626,020    $1,348,256      9.22         1008
  $ 75001 - 100000      65      $5,467,602      $612,486     11.20          297
  OVER $100,000         51     $10,904,642    $2,511,119     23.03          203

                    ______________________________________________________________
  TOTAL               2098     $68,566,610    $6,809,853      9.93         6172
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -0.7           0.0                    1.0
  $     1  -  5000     7.9             0.7           0.0                    3.3
  $  5001 -  10000    10.0             2.3           0.3                    5.9
  $ 10001 -  15000    10.3             3.9           1.1                    7.9
  $ 15001 -  20000    11.2             5.9           2.5                    9.0
  $ 20001 -  25000     9.5             6.5           3.5                    9.3
  $ 25001 -  30000     8.4             7.1           4.5                    9.3
  $ 30001 -  35000     7.4             7.3           4.9                    9.0
  $ 35001 -  40000     7.0             8.0           6.1                    8.2
  $ 40001 -  45000     4.8             6.2           4.8                    6.2
  $ 45001 -  50000     5.2             7.6           6.8                    6.5
  $ 50001 -  75000    11.6            21.3          19.8                   16.3
  $ 75001 - 100000     3.1             8.0           9.0                    4.8
  OVER $100,000        2.4            15.9          36.9                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-17,381           $38                   2.26
  $     1  -  5000                  $2,713            $4                   1.25
  $  5001 -  10000                  $7,583           $90                   1.73
  $ 10001 -  15000                 $12,446          $331                   2.25
  $ 15001 -  20000                 $17,195          $715                   2.38
  $ 20001 -  25000                 $22,493        $1,199                   2.88
  $ 25001 -  30000                 $27,480        $1,730                   3.24
  $ 30001 -  35000                 $32,340        $2,148                   3.59
  $ 35001 -  40000                 $37,435        $2,846                   3.46
  $ 40001 -  45000                 $42,543        $3,237                   3.82
  $ 45001 -  50000                 $47,369        $4,185                   3.65
  $ 50001 -  75000                 $59,943        $5,526                   4.13
  $ 75001 - 100000                 $84,117        $9,423                   4.57
  OVER $100,000                   $213,817       $49,238                   3.98

                    ______________________________________________________________
  TOTAL                            $32,682        $3,246                   2.94
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HYDE PARK UT
                        _________________________________________________
  UNDER $ 5,000         46         $94,168        $1,181      1.25           23
  $  5001 -  10000      53        $405,216       $10,102      2.49           77
  $ 10001 -  15000      46        $561,230       $23,377      4.17           72
  $ 15001 -  20000      48        $845,411       $39,971      4.73          107
  $ 20001 -  25000      45      $1,011,839       $42,440      4.19          148
  $ 25001 -  30000      48      $1,334,111       $90,852      6.81          142
  $ 30001 -  35000      41      $1,330,258       $83,723      6.29          156
  $ 35001 -  40000      42      $1,578,997      $105,232      6.66          174
  $ 40001 -  45000      59      $2,498,021      $176,387      7.06          249
  $ 45001 -  50000      52      $2,482,324      $192,813      7.77          211
  $ 50001 -  75000     186     $11,343,439    $1,017,921      8.97          848
  $ 75001 - 100000      70      $5,900,413      $632,350     10.72          328
  OVER $100,000         33      $5,201,216      $934,281     17.96          164

                    ______________________________________________________________
  TOTAL                769     $34,586,643    $3,350,630      9.69         2699
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.0             0.3           0.0                    0.9
  $  5001 -  10000     6.9             1.2           0.3                    2.9
  $ 10001 -  15000     6.0             1.6           0.7                    2.7
  $ 15001 -  20000     6.2             2.4           1.2                    4.0
  $ 20001 -  25000     5.9             2.9           1.3                    5.5
  $ 25001 -  30000     6.2             3.9           2.7                    5.3
  $ 30001 -  35000     5.3             3.8           2.5                    5.8
  $ 35001 -  40000     5.5             4.6           3.1                    6.4
  $ 40001 -  45000     7.7             7.2           5.3                    9.2
  $ 45001 -  50000     6.8             7.2           5.8                    7.8
  $ 50001 -  75000    24.2            32.8          30.4                   31.4
  $ 75001 - 100000     9.1            17.1          18.9                   12.2
  OVER $100,000        4.3            15.0          27.9                    6.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,047           $26                   0.50
  $  5001 -  10000                  $7,646          $191                   1.45
  $ 10001 -  15000                 $12,201          $508                   1.57
  $ 15001 -  20000                 $17,613          $833                   2.23
  $ 20001 -  25000                 $22,485          $943                   3.29
  $ 25001 -  30000                 $27,794        $1,893                   2.96
  $ 30001 -  35000                 $32,445        $2,042                   3.80
  $ 35001 -  40000                 $37,595        $2,506                   4.14
  $ 40001 -  45000                 $42,339        $2,990                   4.22
  $ 45001 -  50000                 $47,737        $3,708                   4.06
  $ 50001 -  75000                 $60,986        $5,473                   4.56
  $ 75001 - 100000                 $84,292        $9,034                   4.69
  OVER $100,000                   $157,613       $28,312                   4.97

                    ______________________________________________________________
  TOTAL                            $44,976        $4,357                   3.51
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HYRUM UT
                        _________________________________________________
  UNDER $ 5,000         81          $8,596        $1,551     18.04          111
  $  5001 -  10000     122        $934,777       $12,645      1.35          230
  $ 10001 -  15000     119      $1,484,054       $40,344      2.72          278
  $ 15001 -  20000     133      $2,330,623       $98,454      4.22          369
  $ 20001 -  25000     141      $3,183,387      $177,750      5.58          424
  $ 25001 -  30000     129      $3,528,790      $204,849      5.81          455
  $ 30001 -  35000     128      $4,179,359      $289,096      6.92          471
  $ 35001 -  40000     127      $4,706,917      $359,784      7.64          467
  $ 40001 -  45000     106      $4,486,905      $357,138      7.96          446
  $ 45001 -  50000      91      $4,290,271      $347,388      8.10          385
  $ 50001 -  75000     244     $14,790,969    $1,391,456      9.41         1061
  $ 75001 - 100000      91      $7,617,097      $902,670     11.85          414
  OVER $100,000         39      $6,898,228    $1,237,441     17.94          192

                    ______________________________________________________________
  TOTAL               1551     $58,439,973    $5,420,566      9.28         5303
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.2             0.0           0.0                    2.1
  $  5001 -  10000     7.9             1.6           0.2                    4.3
  $ 10001 -  15000     7.7             2.5           0.7                    5.2
  $ 15001 -  20000     8.6             4.0           1.8                    7.0
  $ 20001 -  25000     9.1             5.4           3.3                    8.0
  $ 25001 -  30000     8.3             6.0           3.8                    8.6
  $ 30001 -  35000     8.3             7.2           5.3                    8.9
  $ 35001 -  40000     8.2             8.1           6.6                    8.8
  $ 40001 -  45000     6.8             7.7           6.6                    8.4
  $ 45001 -  50000     5.9             7.3           6.4                    7.3
  $ 50001 -  75000    15.7            25.3          25.7                   20.0
  $ 75001 - 100000     5.9            13.0          16.7                    7.8
  OVER $100,000        2.5            11.8          22.8                    3.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $106           $19                   1.37
  $  5001 -  10000                  $7,662          $104                   1.89
  $ 10001 -  15000                 $12,471          $339                   2.34
  $ 15001 -  20000                 $17,523          $740                   2.77
  $ 20001 -  25000                 $22,577        $1,261                   3.01
  $ 25001 -  30000                 $27,355        $1,588                   3.53
  $ 30001 -  35000                 $32,651        $2,259                   3.68
  $ 35001 -  40000                 $37,062        $2,833                   3.68
  $ 40001 -  45000                 $42,329        $3,369                   4.21
  $ 45001 -  50000                 $47,146        $3,817                   4.23
  $ 50001 -  75000                 $60,619        $5,703                   4.35
  $ 75001 - 100000                 $83,704        $9,919                   4.55
  OVER $100,000                   $176,878       $31,729                   4.92

                    ______________________________________________________________
  TOTAL                            $37,679        $3,495                   3.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      IVINS UT
                        _________________________________________________
  UNDER $ 5,000         62        $111,148          $885      0.80           74
  $  5001 -  10000      63        $463,360        $5,269      1.14          108
  $ 10001 -  15000      82      $1,010,143       $24,754      2.45          172
  $ 15001 -  20000      89      $1,546,727       $62,842      4.06          213
  $ 20001 -  25000      89      $1,975,003      $100,200      5.07          251
  $ 25001 -  30000      70      $1,922,715      $127,457      6.63          201
  $ 30001 -  35000      93      $3,001,249      $222,531      7.41          302
  $ 35001 -  40000      64      $2,407,857      $184,119      7.65          223
  $ 40001 -  45000      64      $2,717,424      $225,392      8.29          219
  $ 45001 -  50000      56      $2,642,264      $225,944      8.55          196
  $ 50001 -  75000     109      $6,457,066      $662,737     10.26          400
  $ 75001 - 100000      30      $2,534,950      $308,039     12.15          118
  $100001 - 250000      16      $2,133,826      $372,444     17.45           54

                    ______________________________________________________________
  TOTAL                887     $28,923,732    $2,522,613      8.72         2531
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.0             0.4           0.0                    2.9
  $  5001 -  10000     7.1             1.6           0.2                    4.3
  $ 10001 -  15000     9.2             3.5           1.0                    6.8
  $ 15001 -  20000    10.0             5.3           2.5                    8.4
  $ 20001 -  25000    10.0             6.8           4.0                    9.9
  $ 25001 -  30000     7.9             6.6           5.1                    7.9
  $ 30001 -  35000    10.5            10.4           8.8                   11.9
  $ 35001 -  40000     7.2             8.3           7.3                    8.8
  $ 40001 -  45000     7.2             9.4           8.9                    8.7
  $ 45001 -  50000     6.3             9.1           9.0                    7.7
  $ 50001 -  75000    12.3            22.3          26.3                   15.8
  $ 75001 - 100000     3.4             8.8          12.2                    4.7
  $100001 - 250000     1.8             7.4          14.8                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,793           $14                   1.19
  $  5001 -  10000                  $7,355           $84                   1.71
  $ 10001 -  15000                 $12,319          $302                   2.10
  $ 15001 -  20000                 $17,379          $706                   2.39
  $ 20001 -  25000                 $22,191        $1,126                   2.82
  $ 25001 -  30000                 $27,467        $1,821                   2.87
  $ 30001 -  35000                 $32,271        $2,393                   3.25
  $ 35001 -  40000                 $37,623        $2,877                   3.48
  $ 40001 -  45000                 $42,460        $3,522                   3.42
  $ 45001 -  50000                 $47,183        $4,035                   3.50
  $ 50001 -  75000                 $59,239        $6,080                   3.67
  $ 75001 - 100000                 $84,498       $10,268                   3.93
  $100001 - 250000                $133,364       $23,278                   3.38

                    ______________________________________________________________
  TOTAL                            $32,608        $2,844                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KAMAS UT
                        _________________________________________________
  UNDER $ 5,000         52         $78,284          $394      0.50           51
  $  5001 -  10000      76        $570,128       $10,022      1.76          114
  $ 10001 -  15000      74        $920,584       $34,109      3.71          133
  $ 15001 -  20000      80      $1,388,599       $70,230      5.06          193
  $ 20001 -  25000      84      $1,897,839      $130,977      6.90          185
  $ 25001 -  30000      79      $2,153,039      $153,963      7.15          225
  $ 30001 -  35000      46      $1,495,307      $103,234      6.90          154
  $ 35001 -  40000      54      $2,026,319      $150,820      7.44          189
  $ 40001 -  45000      54      $2,289,140      $184,416      8.06          192
  $ 45001 -  50000      51      $2,420,244      $216,723      8.95          186
  $ 50001 -  75000     123      $7,404,294      $710,353      9.59          472
  $ 75001 - 100000      29      $2,417,995      $312,943     12.94          103
  $100001 - 250000      28      $3,414,843      $499,360     14.62          131

                    ______________________________________________________________
  TOTAL                830     $28,476,615    $2,577,544      9.05         2328
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.3             0.3           0.0                    2.2
  $  5001 -  10000     9.2             2.0           0.4                    4.9
  $ 10001 -  15000     8.9             3.2           1.3                    5.7
  $ 15001 -  20000     9.6             4.9           2.7                    8.3
  $ 20001 -  25000    10.1             6.7           5.1                    7.9
  $ 25001 -  30000     9.5             7.6           6.0                    9.7
  $ 30001 -  35000     5.5             5.3           4.0                    6.6
  $ 35001 -  40000     6.5             7.1           5.9                    8.1
  $ 40001 -  45000     6.5             8.0           7.2                    8.2
  $ 45001 -  50000     6.1             8.5           8.4                    8.0
  $ 50001 -  75000    14.8            26.0          27.6                   20.3
  $ 75001 - 100000     3.5             8.5          12.1                    4.4
  $100001 - 250000     3.4            12.0          19.4                    5.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,505            $8                   0.98
  $  5001 -  10000                  $7,502          $132                   1.50
  $ 10001 -  15000                 $12,440          $461                   1.80
  $ 15001 -  20000                 $17,357          $878                   2.41
  $ 20001 -  25000                 $22,593        $1,559                   2.20
  $ 25001 -  30000                 $27,254        $1,949                   2.85
  $ 30001 -  35000                 $32,507        $2,244                   3.35
  $ 35001 -  40000                 $37,524        $2,793                   3.50
  $ 40001 -  45000                 $42,391        $3,415                   3.56
  $ 45001 -  50000                 $47,456        $4,249                   3.65
  $ 50001 -  75000                 $60,198        $5,775                   3.84
  $ 75001 - 100000                 $83,379       $10,791                   3.55
  $100001 - 250000                $121,959       $17,834                   4.68

                    ______________________________________________________________
  TOTAL                            $34,309        $3,105                   2.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KANAB UT
                        _________________________________________________
  UNDER $1              25       $-831,623          $422     -0.05           48
  $     1  -  5000     108        $289,942        $1,750      0.60          132
  $  5001 -  10000     126        $957,171       $12,625      1.32          224
  $ 10001 -  15000     165      $2,096,286       $69,660      3.32          330
  $ 15001 -  20000     133      $2,326,982      $112,700      4.84          298
  $ 20001 -  25000     105      $2,378,867      $136,705      5.75          291
  $ 25001 -  30000     102      $2,769,185      $188,461      6.81          288
  $ 30001 -  35000      88      $2,841,248      $209,743      7.38          261
  $ 35001 -  40000      63      $2,364,184      $194,269      8.22          206
  $ 40001 -  45000      70      $2,963,318      $250,916      8.47          239
  $ 45001 -  50000      47      $2,232,432      $199,114      8.92          169
  $ 50001 -  75000     141      $8,569,889      $829,067      9.67          580
  $ 75001 - 100000      38      $3,244,729      $437,115     13.47          155
  OVER $100,000         35      $5,965,021    $1,249,218     20.94          137

                    ______________________________________________________________
  TOTAL               1246     $38,167,631    $3,891,765     10.20         3358
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.0            -2.2           0.0                    1.4
  $     1  -  5000     8.7             0.8           0.0                    3.9
  $  5001 -  10000    10.1             2.5           0.3                    6.7
  $ 10001 -  15000    13.2             5.5           1.8                    9.8
  $ 15001 -  20000    10.7             6.1           2.9                    8.9
  $ 20001 -  25000     8.4             6.2           3.5                    8.7
  $ 25001 -  30000     8.2             7.3           4.8                    8.6
  $ 30001 -  35000     7.1             7.4           5.4                    7.8
  $ 35001 -  40000     5.1             6.2           5.0                    6.1
  $ 40001 -  45000     5.6             7.8           6.4                    7.1
  $ 45001 -  50000     3.8             5.8           5.1                    5.0
  $ 50001 -  75000    11.3            22.5          21.3                   17.3
  $ 75001 - 100000     3.0             8.5          11.2                    4.6
  OVER $100,000        2.8            15.6          32.1                    4.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,265           $17                   1.92
  $     1  -  5000                  $2,685           $16                   1.22
  $  5001 -  10000                  $7,597          $100                   1.78
  $ 10001 -  15000                 $12,705          $422                   2.00
  $ 15001 -  20000                 $17,496          $847                   2.24
  $ 20001 -  25000                 $22,656        $1,302                   2.77
  $ 25001 -  30000                 $27,149        $1,848                   2.82
  $ 30001 -  35000                 $32,287        $2,383                   2.97
  $ 35001 -  40000                 $37,527        $3,084                   3.27
  $ 40001 -  45000                 $42,333        $3,585                   3.41
  $ 45001 -  50000                 $47,499        $4,236                   3.60
  $ 50001 -  75000                 $60,779        $5,880                   4.11
  $ 75001 - 100000                 $85,388       $11,503                   4.08
  OVER $100,000                   $170,429       $35,692                   3.91

                    ______________________________________________________________
  TOTAL                            $30,632        $3,123                   2.70
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KAYSVILLE UT
                        _________________________________________________
  UNDER $ 5,000        202        $486,389        $2,292      0.47          177
  $  5001 -  10000     227      $1,707,158       $32,286      1.89          321
  $ 10001 -  15000     296      $3,711,489      $141,288      3.81          519
  $ 15001 -  20000     264      $4,609,528      $258,790      5.61          532
  $ 20001 -  25000     322      $7,229,849      $432,928      5.99          809
  $ 25001 -  30000     320      $8,790,759      $614,179      6.99          901
  $ 30001 -  35000     314     $10,261,840      $730,204      7.12          972
  $ 35001 -  40000     326     $12,273,868      $942,612      7.68         1110
  $ 40001 -  45000     336     $14,284,508    $1,110,670      7.78         1252
  $ 45001 -  50000     346     $16,426,217    $1,326,263      8.07         1386
  $ 50001 -  75000    1343     $82,304,380    $7,368,730      8.95         5717
  $ 75001 - 100000     621     $52,765,605    $5,798,571     10.99         2788
  $100001 - 250000     437     $57,498,341    $8,737,600     15.20         2106
  OVER $250,000         63     $32,825,596    $9,032,405     27.52          317

                    ______________________________________________________________
  TOTAL               5417    $305,175,527   $36,528,818     11.97        18907
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.7             0.2           0.0                    0.9
  $  5001 -  10000     4.2             0.6           0.1                    1.7
  $ 10001 -  15000     5.5             1.2           0.4                    2.7
  $ 15001 -  20000     4.9             1.5           0.7                    2.8
  $ 20001 -  25000     5.9             2.4           1.2                    4.3
  $ 25001 -  30000     5.9             2.9           1.7                    4.8
  $ 30001 -  35000     5.8             3.4           2.0                    5.1
  $ 35001 -  40000     6.0             4.0           2.6                    5.9
  $ 40001 -  45000     6.2             4.7           3.0                    6.6
  $ 45001 -  50000     6.4             5.4           3.6                    7.3
  $ 50001 -  75000    24.8            27.0          20.2                   30.2
  $ 75001 - 100000    11.5            17.3          15.9                   14.7
  $100001 - 250000     8.1            18.8          23.9                   11.1
  OVER $250,000        1.2            10.8          24.7                    1.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,408           $11                   0.88
  $  5001 -  10000                  $7,521          $142                   1.41
  $ 10001 -  15000                 $12,539          $477                   1.75
  $ 15001 -  20000                 $17,460          $980                   2.02
  $ 20001 -  25000                 $22,453        $1,344                   2.51
  $ 25001 -  30000                 $27,471        $1,919                   2.82
  $ 30001 -  35000                 $32,681        $2,325                   3.10
  $ 35001 -  40000                 $37,650        $2,891                   3.40
  $ 40001 -  45000                 $42,513        $3,306                   3.73
  $ 45001 -  50000                 $47,475        $3,833                   4.01
  $ 50001 -  75000                 $61,284        $5,487                   4.26
  $ 75001 - 100000                 $84,969        $9,337                   4.49
  $100001 - 250000                $131,575       $19,995                   4.82
  OVER $250,000                   $521,041      $143,372                   5.03

                    ______________________________________________________________
  TOTAL                            $56,337        $6,743                   3.49
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KEARNS UT
                        _________________________________________________
  UNDER $1              19       $-108,063        $1,760     -1.63           38
  $     1  -  5000     520      $1,482,596        $3,638      0.25          624
  $  5001 -  10000     742      $5,654,807       $87,828      1.55         1319
  $ 10001 -  15000     878     $11,069,387      $363,339      3.28         1878
  $ 15001 -  20000     914     $15,977,087      $790,791      4.95         2146
  $ 20001 -  25000     837     $18,788,995    $1,118,442      5.95         2259
  $ 25001 -  30000     840     $23,114,630    $1,535,437      6.64         2580
  $ 30001 -  35000     748     $24,368,311    $1,745,395      7.16         2516
  $ 35001 -  40000     760     $28,465,569    $2,148,798      7.55         2770
  $ 40001 -  45000     723     $30,686,662    $2,566,755      8.36         2600
  $ 45001 -  50000     579     $27,448,886    $2,378,843      8.67         2201
  $ 50001 -  75000    1373     $81,725,857    $7,795,423      9.54         5666
  $ 75001 - 100000     272     $22,957,281    $2,576,278     11.22         1281
  OVER $100,000         71      $9,073,216    $1,411,322     15.55          347

                    ______________________________________________________________
  TOTAL               9276    $300,705,221   $24,524,049      8.16        28225
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.0           0.0                    0.1
  $     1  -  5000     5.6             0.5           0.0                    2.2
  $  5001 -  10000     8.0             1.9           0.4                    4.7
  $ 10001 -  15000     9.5             3.7           1.5                    6.7
  $ 15001 -  20000     9.9             5.3           3.2                    7.6
  $ 20001 -  25000     9.0             6.2           4.6                    8.0
  $ 25001 -  30000     9.1             7.7           6.3                    9.1
  $ 30001 -  35000     8.1             8.1           7.1                    8.9
  $ 35001 -  40000     8.2             9.5           8.8                    9.8
  $ 40001 -  45000     7.8            10.2          10.5                    9.2
  $ 45001 -  50000     6.2             9.1           9.7                    7.8
  $ 50001 -  75000    14.8            27.2          31.8                   20.1
  $ 75001 - 100000     2.9             7.6          10.5                    4.5
  OVER $100,000        0.8             3.0           5.8                    1.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-5,688           $93                   2.00
  $     1  -  5000                  $2,851            $7                   1.20
  $  5001 -  10000                  $7,621          $118                   1.78
  $ 10001 -  15000                 $12,608          $414                   2.14
  $ 15001 -  20000                 $17,480          $865                   2.35
  $ 20001 -  25000                 $22,448        $1,336                   2.70
  $ 25001 -  30000                 $27,517        $1,828                   3.07
  $ 30001 -  35000                 $32,578        $2,333                   3.36
  $ 35001 -  40000                 $37,455        $2,827                   3.64
  $ 40001 -  45000                 $42,444        $3,550                   3.60
  $ 45001 -  50000                 $47,407        $4,109                   3.80
  $ 50001 -  75000                 $59,524        $5,678                   4.13
  $ 75001 - 100000                 $84,402        $9,472                   4.71
  OVER $100,000                   $127,792       $19,878                   4.89

                    ______________________________________________________________
  TOTAL                            $32,418        $2,644                   3.04
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LAVERKIN UT
                        _________________________________________________
  UNDER $ 5,000         99        $243,858          $341      0.14          157
  $  5001 -  10000     118        $891,297        $6,531      0.73          260
  $ 10001 -  15000     104      $1,308,824       $38,794      2.96          233
  $ 15001 -  20000     112      $1,964,314       $81,147      4.13          291
  $ 20001 -  25000      84      $1,876,493       $91,923      4.90          266
  $ 25001 -  30000      74      $2,041,411      $125,406      6.14          238
  $ 30001 -  35000      76      $2,470,058      $160,386      6.49          283
  $ 35001 -  40000      43      $1,594,587      $124,792      7.83          138
  $ 40001 -  45000      59      $2,480,558      $199,652      8.05          216
  $ 45001 -  50000      37      $1,749,041      $148,537      8.49          152
  $ 50001 -  75000      69      $4,050,132      $358,084      8.84          292
  $ 75001 - 100000      21      $1,799,664      $203,586     11.31           82
  OVER $100,000         10      $1,581,126      $303,763     19.21           42

                    ______________________________________________________________
  TOTAL                906     $24,051,363    $1,842,942      7.66         2650
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       10.9             1.0           0.0                    5.9
  $  5001 -  10000    13.0             3.7           0.4                    9.8
  $ 10001 -  15000    11.5             5.4           2.1                    8.8
  $ 15001 -  20000    12.4             8.2           4.4                   11.0
  $ 20001 -  25000     9.3             7.8           5.0                   10.0
  $ 25001 -  30000     8.2             8.5           6.8                    9.0
  $ 30001 -  35000     8.4            10.3           8.7                   10.7
  $ 35001 -  40000     4.7             6.6           6.8                    5.2
  $ 40001 -  45000     6.5            10.3          10.8                    8.2
  $ 45001 -  50000     4.1             7.3           8.1                    5.7
  $ 50001 -  75000     7.6            16.8          19.4                   11.0
  $ 75001 - 100000     2.3             7.5          11.0                    3.1
  OVER $100,000        1.1             6.6          16.5                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,463            $3                   1.59
  $  5001 -  10000                  $7,553           $55                   2.20
  $ 10001 -  15000                 $12,585          $373                   2.24
  $ 15001 -  20000                 $17,539          $725                   2.60
  $ 20001 -  25000                 $22,339        $1,094                   3.17
  $ 25001 -  30000                 $27,587        $1,695                   3.22
  $ 30001 -  35000                 $32,501        $2,110                   3.72
  $ 35001 -  40000                 $37,083        $2,902                   3.21
  $ 40001 -  45000                 $42,043        $3,384                   3.66
  $ 45001 -  50000                 $47,271        $4,015                   4.11
  $ 50001 -  75000                 $58,698        $5,190                   4.23
  $ 75001 - 100000                 $85,698        $9,695                   3.90
  OVER $100,000                   $158,113       $30,376                   4.20

                    ______________________________________________________________
  TOTAL                            $26,547        $2,034                   2.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LAYTON UT
                        _________________________________________________
  UNDER $1              40       $-823,996        $2,295     -0.28           93
  $     1  -  5000     761      $2,053,825        $9,844      0.48          769
  $  5001 -  10000     939      $7,115,548      $129,188      1.82         1476
  $ 10001 -  15000    1170     $14,663,397      $583,677      3.98         2155
  $ 15001 -  20000    1197     $20,941,304    $1,150,499      5.49         2511
  $ 20001 -  25000    1239     $27,763,819    $1,797,300      6.47         2950
  $ 25001 -  30000    1129     $31,055,639    $2,247,955      7.24         2969
  $ 30001 -  35000    1086     $35,284,148    $2,779,014      7.88         3081
  $ 35001 -  40000    1143     $42,862,890    $3,534,451      8.25         3599
  $ 40001 -  45000    1081     $45,959,724    $3,959,008      8.61         3606
  $ 45001 -  50000     919     $43,617,285    $3,883,292      8.90         3298
  $ 50001 -  75000    3498    $213,228,104   $21,008,189      9.85        13219
  $ 75001 - 100000    1417    $121,099,589   $14,463,035     11.94         5780
  $100001 - 250000     821    $108,495,376   $17,265,592     15.91         3572
  OVER $250,000         96     $64,584,416   $17,207,969     26.64          424

                    ______________________________________________________________
  TOTAL              16536    $777,901,068   $90,021,308     11.57        49502
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.2
  $     1  -  5000     4.6             0.3           0.0                    1.6
  $  5001 -  10000     5.7             0.9           0.1                    3.0
  $ 10001 -  15000     7.1             1.9           0.6                    4.4
  $ 15001 -  20000     7.2             2.7           1.3                    5.1
  $ 20001 -  25000     7.5             3.6           2.0                    6.0
  $ 25001 -  30000     6.8             4.0           2.5                    6.0
  $ 30001 -  35000     6.6             4.5           3.1                    6.2
  $ 35001 -  40000     6.9             5.5           3.9                    7.3
  $ 40001 -  45000     6.5             5.9           4.4                    7.3
  $ 45001 -  50000     5.6             5.6           4.3                    6.7
  $ 50001 -  75000    21.2            27.4          23.3                   26.7
  $ 75001 - 100000     8.6            15.6          16.1                   11.7
  $100001 - 250000     5.0            13.9          19.2                    7.2
  OVER $250,000        0.6             8.3          19.1                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-20,600           $57                   2.33
  $     1  -  5000                  $2,699           $13                   1.01
  $  5001 -  10000                  $7,578          $138                   1.57
  $ 10001 -  15000                 $12,533          $499                   1.84
  $ 15001 -  20000                 $17,495          $961                   2.10
  $ 20001 -  25000                 $22,408        $1,451                   2.38
  $ 25001 -  30000                 $27,507        $1,991                   2.63
  $ 30001 -  35000                 $32,490        $2,559                   2.84
  $ 35001 -  40000                 $37,500        $3,092                   3.15
  $ 40001 -  45000                 $42,516        $3,662                   3.34
  $ 45001 -  50000                 $47,462        $4,226                   3.59
  $ 50001 -  75000                 $60,957        $6,006                   3.78
  $ 75001 - 100000                 $85,462       $10,207                   4.08
  $100001 - 250000                $132,150       $21,030                   4.35
  OVER $250,000                   $672,754      $179,250                   4.42

                    ______________________________________________________________
  TOTAL                            $47,043        $5,444                   2.99
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LEHI UT
                        _________________________________________________
  UNDER $1              22       $-230,842        $4,890     -2.12           67
  $     1  -  5000     180        $517,668        $1,706      0.33          177
  $  5001 -  10000     235      $1,798,213       $25,172      1.40          374
  $ 10001 -  15000     265      $3,329,337      $103,305      3.10          571
  $ 15001 -  20000     291      $5,094,381      $232,657      4.57          737
  $ 20001 -  25000     287      $6,469,515      $352,680      5.45          805
  $ 25001 -  30000     287      $7,950,307      $482,633      6.07          944
  $ 30001 -  35000     299      $9,770,355      $675,208      6.91         1032
  $ 35001 -  40000     381     $14,278,928    $1,036,251      7.26         1379
  $ 40001 -  45000     306     $12,975,840      $989,805      7.63         1169
  $ 45001 -  50000     318     $15,120,047    $1,184,653      7.83         1259
  $ 50001 -  75000     912     $55,059,586    $4,948,804      8.99         3828
  $ 75001 - 100000     310     $26,398,393    $2,904,782     11.00         1493
  $100001 - 250000     158     $20,987,070    $3,303,166     15.74          748
  OVER $250,000         23      $9,075,829    $2,394,351     26.38           90

                    ______________________________________________________________
  TOTAL               4274    $188,594,627   $18,640,063      9.88        14673
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.1           0.0                    0.5
  $     1  -  5000     4.2             0.3           0.0                    1.2
  $  5001 -  10000     5.5             1.0           0.1                    2.5
  $ 10001 -  15000     6.2             1.8           0.6                    3.9
  $ 15001 -  20000     6.8             2.7           1.2                    5.0
  $ 20001 -  25000     6.7             3.4           1.9                    5.5
  $ 25001 -  30000     6.7             4.2           2.6                    6.4
  $ 30001 -  35000     7.0             5.2           3.6                    7.0
  $ 35001 -  40000     8.9             7.6           5.6                    9.4
  $ 40001 -  45000     7.2             6.9           5.3                    8.0
  $ 45001 -  50000     7.4             8.0           6.4                    8.6
  $ 50001 -  75000    21.3            29.2          26.5                   26.1
  $ 75001 - 100000     7.3            14.0          15.6                   10.2
  $100001 - 250000     3.7            11.1          17.7                    5.1
  OVER $250,000        0.5             4.8          12.8                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-10,493          $222                   3.05
  $     1  -  5000                  $2,876            $9                   0.98
  $  5001 -  10000                  $7,652          $107                   1.59
  $ 10001 -  15000                 $12,564          $390                   2.15
  $ 15001 -  20000                 $17,506          $800                   2.53
  $ 20001 -  25000                 $22,542        $1,229                   2.80
  $ 25001 -  30000                 $27,701        $1,682                   3.29
  $ 30001 -  35000                 $32,677        $2,258                   3.45
  $ 35001 -  40000                 $37,478        $2,720                   3.62
  $ 40001 -  45000                 $42,405        $3,235                   3.82
  $ 45001 -  50000                 $47,547        $3,725                   3.96
  $ 50001 -  75000                 $60,372        $5,426                   4.20
  $ 75001 - 100000                 $85,156        $9,370                   4.82
  $100001 - 250000                $132,830       $20,906                   4.73
  OVER $250,000                   $394,601      $104,102                   3.91

                    ______________________________________________________________
  TOTAL                            $44,126        $4,361                   3.43
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LINDON UT
                        _________________________________________________
  UNDER $ 5,000         76        $156,541        $1,099      0.70           78
  $  5001 -  10000      79        $581,960       $14,528      2.50          119
  $ 10001 -  15000      78      $1,005,485       $29,272      2.91          163
  $ 15001 -  20000      75      $1,298,629       $59,888      4.61          178
  $ 20001 -  25000      85      $1,894,672       $95,364      5.03          255
  $ 25001 -  30000      78      $2,163,209      $129,163      5.97          247
  $ 30001 -  35000      76      $2,456,309      $151,173      6.15          267
  $ 35001 -  40000      83      $3,122,524      $197,519      6.33          335
  $ 40001 -  45000      91      $3,873,609      $271,688      7.01          384
  $ 45001 -  50000      84      $4,000,371      $292,525      7.31          336
  $ 50001 -  75000     351     $21,736,074    $1,769,090      8.14         1684
  $ 75001 - 100000     193     $16,465,113    $1,736,168     10.54          940
  $100001 - 250000     186     $26,619,933    $4,171,899     15.67          950
  OVER $250,000         19      $7,688,917    $1,946,856     25.32          100

                    ______________________________________________________________
  TOTAL               1554     $93,063,346   $10,866,232     11.68         6036
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.9             0.2           0.0                    1.3
  $  5001 -  10000     5.1             0.6           0.1                    2.0
  $ 10001 -  15000     5.0             1.1           0.3                    2.7
  $ 15001 -  20000     4.8             1.4           0.6                    2.9
  $ 20001 -  25000     5.5             2.0           0.9                    4.2
  $ 25001 -  30000     5.0             2.3           1.2                    4.1
  $ 30001 -  35000     4.9             2.6           1.4                    4.4
  $ 35001 -  40000     5.3             3.4           1.8                    5.6
  $ 40001 -  45000     5.9             4.2           2.5                    6.4
  $ 45001 -  50000     5.4             4.3           2.7                    5.6
  $ 50001 -  75000    22.6            23.4          16.3                   27.9
  $ 75001 - 100000    12.4            17.7          16.0                   15.6
  $100001 - 250000    12.0            28.6          38.4                   15.7
  OVER $250,000        1.2             8.3          17.9                    1.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,060           $14                   1.03
  $  5001 -  10000                  $7,367          $184                   1.51
  $ 10001 -  15000                 $12,891          $375                   2.09
  $ 15001 -  20000                 $17,315          $799                   2.37
  $ 20001 -  25000                 $22,290        $1,122                   3.00
  $ 25001 -  30000                 $27,733        $1,656                   3.17
  $ 30001 -  35000                 $32,320        $1,989                   3.51
  $ 35001 -  40000                 $37,621        $2,380                   4.04
  $ 40001 -  45000                 $42,567        $2,986                   4.22
  $ 45001 -  50000                 $47,623        $3,482                   4.00
  $ 50001 -  75000                 $61,926        $5,040                   4.80
  $ 75001 - 100000                 $85,311        $8,996                   4.87
  $100001 - 250000                $143,118       $22,430                   5.11
  OVER $250,000                   $404,680      $102,466                   5.26

                    ______________________________________________________________
  TOTAL                            $59,886        $6,992                   3.88
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LOGAN UT
                        _________________________________________________
  UNDER $1              89       $-800,270        $4,041     -0.50          136
  $     1  -  5000    1382      $3,990,037       $28,021      0.70         1233
  $  5001 -  10000    1917     $14,348,298      $321,817      2.24         2552
  $ 10001 -  15000    1783     $22,241,496      $899,183      4.04         3184
  $ 15001 -  20000    1659     $28,887,687    $1,536,662      5.32         3542
  $ 20001 -  25000    1247     $27,858,299    $1,849,964      6.64         3028
  $ 25001 -  30000     982     $26,961,728    $2,000,209      7.42         2610
  $ 30001 -  35000     825     $26,759,028    $2,223,149      8.31         2270
  $ 35001 -  40000     690     $25,825,749    $2,268,845      8.79         2048
  $ 40001 -  45000     552     $23,440,968    $2,103,099      8.97         1817
  $ 45001 -  50000     417     $19,793,282    $1,786,139      9.02         1490
  $ 50001 -  75000    1362     $82,558,598    $8,544,863     10.35         4973
  $ 75001 - 100000     561     $48,028,402    $6,201,956     12.91         2137
  $100001 - 250000     445     $61,633,504   $10,573,445     17.16         1775
  OVER $250,000         57     $28,451,885    $7,528,903     26.46          246

                    ______________________________________________________________
  TOTAL              13968    $439,978,691   $47,870,296     10.88        33041
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.2           0.0                    0.4
  $     1  -  5000     9.9             0.9           0.1                    3.7
  $  5001 -  10000    13.7             3.3           0.7                    7.7
  $ 10001 -  15000    12.8             5.1           1.9                    9.6
  $ 15001 -  20000    11.9             6.6           3.2                   10.7
  $ 20001 -  25000     8.9             6.3           3.9                    9.2
  $ 25001 -  30000     7.0             6.1           4.2                    7.9
  $ 30001 -  35000     5.9             6.1           4.6                    6.9
  $ 35001 -  40000     4.9             5.9           4.7                    6.2
  $ 40001 -  45000     4.0             5.3           4.4                    5.5
  $ 45001 -  50000     3.0             4.5           3.7                    4.5
  $ 50001 -  75000     9.8            18.8          17.9                   15.1
  $ 75001 - 100000     4.0            10.9          13.0                    6.5
  $100001 - 250000     3.2            14.0          22.1                    5.4
  OVER $250,000        0.4             6.5          15.7                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-8,992           $45                   1.53
  $     1  -  5000                  $2,887           $20                   0.89
  $  5001 -  10000                  $7,485          $168                   1.33
  $ 10001 -  15000                 $12,474          $504                   1.79
  $ 15001 -  20000                 $17,413          $926                   2.14
  $ 20001 -  25000                 $22,340        $1,484                   2.43
  $ 25001 -  30000                 $27,456        $2,037                   2.66
  $ 30001 -  35000                 $32,435        $2,695                   2.75
  $ 35001 -  40000                 $37,429        $3,288                   2.97
  $ 40001 -  45000                 $42,466        $3,810                   3.29
  $ 45001 -  50000                 $47,466        $4,283                   3.57
  $ 50001 -  75000                 $60,616        $6,274                   3.65
  $ 75001 - 100000                 $85,612       $11,055                   3.81
  $100001 - 250000                $138,502       $23,761                   3.99
  OVER $250,000                   $499,156      $132,086                   4.32

                    ______________________________________________________________
  TOTAL                            $31,499        $3,427                   2.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MAGNA UT
                        _________________________________________________
  UNDER $1              13       $-521,171        $4,014     -0.77           29
  $     1  -  5000     352        $956,965        $2,538      0.27          426
  $  5001 -  10000     438      $3,317,666       $52,853      1.59          794
  $ 10001 -  15000     563      $7,032,860      $229,426      3.26         1202
  $ 15001 -  20000     624     $10,896,362      $547,222      5.02         1479
  $ 20001 -  25000     588     $13,261,994      $809,535      6.10         1579
  $ 25001 -  30000     608     $16,739,633    $1,164,168      6.95         1787
  $ 30001 -  35000     613     $19,927,612    $1,517,533      7.62         1985
  $ 35001 -  40000     526     $19,684,882    $1,606,988      8.16         1709
  $ 40001 -  45000     467     $19,796,872    $1,653,392      8.35         1694
  $ 45001 -  50000     383     $18,114,330    $1,617,148      8.93         1425
  $ 50001 -  75000     936     $55,431,038    $5,383,493      9.71         3781
  $ 75001 - 100000     214     $18,190,529    $2,131,173     11.72          977
  OVER $100,000         54      $6,905,796    $1,120,895     16.23          225

                    ______________________________________________________________
  TOTAL               6379    $209,735,368   $17,840,378      8.51        19092
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.2           0.0                    0.2
  $     1  -  5000     5.5             0.5           0.0                    2.2
  $  5001 -  10000     6.9             1.6           0.3                    4.2
  $ 10001 -  15000     8.8             3.4           1.3                    6.3
  $ 15001 -  20000     9.8             5.2           3.1                    7.7
  $ 20001 -  25000     9.2             6.3           4.5                    8.3
  $ 25001 -  30000     9.5             8.0           6.5                    9.4
  $ 30001 -  35000     9.6             9.5           8.5                   10.4
  $ 35001 -  40000     8.2             9.4           9.0                    9.0
  $ 40001 -  45000     7.3             9.4           9.3                    8.9
  $ 45001 -  50000     6.0             8.6           9.1                    7.5
  $ 50001 -  75000    14.7            26.4          30.2                   19.8
  $ 75001 - 100000     3.4             8.7          11.9                    5.1
  OVER $100,000        0.8             3.3           6.3                    1.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-40,090          $309                   2.23
  $     1  -  5000                  $2,719            $7                   1.21
  $  5001 -  10000                  $7,575          $121                   1.81
  $ 10001 -  15000                 $12,492          $408                   2.13
  $ 15001 -  20000                 $17,462          $877                   2.37
  $ 20001 -  25000                 $22,554        $1,377                   2.69
  $ 25001 -  30000                 $27,532        $1,915                   2.94
  $ 30001 -  35000                 $32,508        $2,476                   3.24
  $ 35001 -  40000                 $37,424        $3,055                   3.25
  $ 40001 -  45000                 $42,392        $3,540                   3.63
  $ 45001 -  50000                 $47,296        $4,222                   3.72
  $ 50001 -  75000                 $59,221        $5,752                   4.04
  $ 75001 - 100000                 $85,002        $9,959                   4.57
  OVER $100,000                   $127,885       $20,757                   4.17

                    ______________________________________________________________
  TOTAL                            $32,879        $2,797                   2.99
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MAPLETON UT
                        _________________________________________________
  UNDER $ 5,000         59       $-230,764        $2,323     -1.01           85
  $  5001 -  10000      72        $525,831       $10,539      2.00           98
  $ 10001 -  15000      88      $1,109,397       $29,988      2.70          200
  $ 15001 -  20000      75      $1,318,461       $59,726      4.53          184
  $ 20001 -  25000      68      $1,521,982       $69,544      4.57          218
  $ 25001 -  30000      63      $1,708,076      $104,598      6.12          198
  $ 30001 -  35000      65      $2,121,779      $156,130      7.36          202
  $ 35001 -  40000      74      $2,790,802      $182,800      6.55          295
  $ 40001 -  45000      82      $3,477,016      $254,135      7.31          322
  $ 45001 -  50000      70      $3,343,032      $240,896      7.21          289
  $ 50001 -  75000     289     $17,848,483    $1,566,020      8.77         1322
  $ 75001 - 100000     115      $9,870,320    $1,035,386     10.49          565
  $100001 - 250000      97     $13,510,473    $2,124,726     15.73          477
  OVER $250,000         17      $9,484,177    $2,572,250     27.12           91

                    ______________________________________________________________
  TOTAL               1234     $68,399,065    $8,409,061     12.29         4546
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.8            -0.3           0.0                    1.9
  $  5001 -  10000     5.8             0.8           0.1                    2.2
  $ 10001 -  15000     7.1             1.6           0.4                    4.4
  $ 15001 -  20000     6.1             1.9           0.7                    4.0
  $ 20001 -  25000     5.5             2.2           0.8                    4.8
  $ 25001 -  30000     5.1             2.5           1.2                    4.4
  $ 30001 -  35000     5.3             3.1           1.9                    4.4
  $ 35001 -  40000     6.0             4.1           2.2                    6.5
  $ 40001 -  45000     6.6             5.1           3.0                    7.1
  $ 45001 -  50000     5.7             4.9           2.9                    6.4
  $ 50001 -  75000    23.4            26.1          18.6                   29.1
  $ 75001 - 100000     9.3            14.4          12.3                   12.4
  $100001 - 250000     7.9            19.8          25.3                   10.5
  OVER $250,000        1.4            13.9          30.6                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-3,911           $39                   1.44
  $  5001 -  10000                  $7,303          $146                   1.36
  $ 10001 -  15000                 $12,607          $341                   2.27
  $ 15001 -  20000                 $17,579          $796                   2.45
  $ 20001 -  25000                 $22,382        $1,023                   3.21
  $ 25001 -  30000                 $27,112        $1,660                   3.14
  $ 30001 -  35000                 $32,643        $2,402                   3.11
  $ 35001 -  40000                 $37,714        $2,470                   3.99
  $ 40001 -  45000                 $42,403        $3,099                   3.93
  $ 45001 -  50000                 $47,758        $3,441                   4.13
  $ 50001 -  75000                 $61,759        $5,419                   4.57
  $ 75001 - 100000                 $85,829        $9,003                   4.91
  $100001 - 250000                $139,283       $21,904                   4.92
  OVER $250,000                   $557,893      $151,309                   5.35

                    ______________________________________________________________
  TOTAL                            $55,429        $6,814                   3.68
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MIDVALE UT
                        _________________________________________________
  UNDER $1              29       $-173,595        $7,427     -4.28           48
  $     1  -  5000     494      $1,391,325        $2,409      0.17          632
  $  5001 -  10000     890      $6,765,839      $125,720      1.86         1367
  $ 10001 -  15000    1021     $12,838,667      $524,516      4.09         1853
  $ 15001 -  20000    1103     $19,228,186    $1,220,430      6.35         2078
  $ 20001 -  25000     938     $20,978,653    $1,542,606      7.35         1956
  $ 25001 -  30000     901     $24,728,649    $2,051,080      8.29         1979
  $ 30001 -  35000     737     $23,946,432    $2,146,878      8.97         1746
  $ 35001 -  40000     648     $24,231,529    $2,341,355      9.66         1572
  $ 40001 -  45000     574     $24,368,245    $2,502,387     10.27         1445
  $ 45001 -  50000     463     $21,989,633    $2,284,538     10.39         1268
  $ 50001 -  75000    1247     $75,347,945    $8,587,599     11.40         3777
  $ 75001 - 100000     430     $36,663,850    $4,883,077     13.32         1509
  $100001 - 250000     235     $30,118,968    $4,998,414     16.60          834
  OVER $250,000         28     $16,061,818    $4,785,474     29.79           85

                    ______________________________________________________________
  TOTAL               9738    $338,486,144   $38,003,910     11.23        22149
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.1           0.0                    0.2
  $     1  -  5000     5.1             0.4           0.0                    2.9
  $  5001 -  10000     9.1             2.0           0.3                    6.2
  $ 10001 -  15000    10.5             3.8           1.4                    8.4
  $ 15001 -  20000    11.3             5.7           3.2                    9.4
  $ 20001 -  25000     9.6             6.2           4.1                    8.8
  $ 25001 -  30000     9.3             7.3           5.4                    8.9
  $ 30001 -  35000     7.6             7.1           5.6                    7.9
  $ 35001 -  40000     6.7             7.2           6.2                    7.1
  $ 40001 -  45000     5.9             7.2           6.6                    6.5
  $ 45001 -  50000     4.8             6.5           6.0                    5.7
  $ 50001 -  75000    12.8            22.3          22.6                   17.1
  $ 75001 - 100000     4.4            10.8          12.8                    6.8
  $100001 - 250000     2.4             8.9          13.2                    3.8
  OVER $250,000        0.3             4.7          12.6                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-5,986          $256                   1.66
  $     1  -  5000                  $2,816            $5                   1.28
  $  5001 -  10000                  $7,602          $141                   1.54
  $ 10001 -  15000                 $12,575          $514                   1.81
  $ 15001 -  20000                 $17,433        $1,106                   1.88
  $ 20001 -  25000                 $22,365        $1,645                   2.09
  $ 25001 -  30000                 $27,446        $2,276                   2.20
  $ 30001 -  35000                 $32,492        $2,913                   2.37
  $ 35001 -  40000                 $37,394        $3,613                   2.43
  $ 40001 -  45000                 $42,453        $4,360                   2.52
  $ 45001 -  50000                 $47,494        $4,934                   2.74
  $ 50001 -  75000                 $60,423        $6,887                   3.03
  $ 75001 - 100000                 $85,265       $11,356                   3.51
  $100001 - 250000                $128,166       $21,270                   3.55
  OVER $250,000                   $573,636      $170,910                   3.04

                    ______________________________________________________________
  TOTAL                            $34,759        $3,903                   2.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MIDWAY UT
                        _________________________________________________
  UNDER $ 5,000         65         $32,244        $6,154     19.09           57
  $  5001 -  10000      55        $407,471        $7,692      1.89           78
  $ 10001 -  15000      82        $992,347       $36,058      3.63          148
  $ 15001 -  20000      62      $1,082,839       $49,301      4.55          133
  $ 20001 -  25000      48      $1,089,277       $69,602      6.39          111
  $ 25001 -  30000      51      $1,405,389       $95,138      6.77          127
  $ 30001 -  35000      49      $1,604,805      $116,659      7.27          135
  $ 35001 -  40000      46      $1,705,147      $135,708      7.96          150
  $ 40001 -  45000      42      $1,787,031      $138,499      7.75          143
  $ 45001 -  50000      42      $2,005,118      $160,017      7.98          167
  $ 50001 -  75000     127      $7,663,540      $730,880      9.54          489
  $ 75001 - 100000      58      $5,018,426      $589,139     11.74          249
  OVER $100,000         51     $11,027,168    $2,492,360     22.60          216

                    ______________________________________________________________
  TOTAL                778     $35,820,802    $4,627,207     12.92         2203
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        8.4             0.1           0.1                    2.6
  $  5001 -  10000     7.1             1.1           0.2                    3.5
  $ 10001 -  15000    10.5             2.8           0.8                    6.7
  $ 15001 -  20000     8.0             3.0           1.1                    6.0
  $ 20001 -  25000     6.2             3.0           1.5                    5.0
  $ 25001 -  30000     6.6             3.9           2.1                    5.8
  $ 30001 -  35000     6.3             4.5           2.5                    6.1
  $ 35001 -  40000     5.9             4.8           2.9                    6.8
  $ 40001 -  45000     5.4             5.0           3.0                    6.5
  $ 45001 -  50000     5.4             5.6           3.5                    7.6
  $ 50001 -  75000    16.3            21.4          15.8                   22.2
  $ 75001 - 100000     7.5            14.0          12.7                   11.3
  OVER $100,000        6.6            30.8          53.9                    9.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $496           $95                   0.88
  $  5001 -  10000                  $7,409          $140                   1.42
  $ 10001 -  15000                 $12,102          $440                   1.80
  $ 15001 -  20000                 $17,465          $795                   2.15
  $ 20001 -  25000                 $22,693        $1,450                   2.31
  $ 25001 -  30000                 $27,557        $1,865                   2.49
  $ 30001 -  35000                 $32,751        $2,381                   2.76
  $ 35001 -  40000                 $37,068        $2,950                   3.26
  $ 40001 -  45000                 $42,548        $3,298                   3.40
  $ 45001 -  50000                 $47,741        $3,810                   3.98
  $ 50001 -  75000                 $60,343        $5,755                   3.85
  $ 75001 - 100000                 $86,525       $10,158                   4.29
  OVER $100,000                   $216,219       $48,870                   4.24

                    ______________________________________________________________
  TOTAL                            $46,042        $5,948                   2.83
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MOAB UT
                        _________________________________________________
  UNDER $1              24       $-683,086        $1,397     -0.20           46
  $     1  -  5000     287        $877,314        $2,026      0.23          350
  $  5001 -  10000     406      $3,077,800       $57,864      1.88          594
  $ 10001 -  15000     394      $4,900,685      $203,088      4.14          728
  $ 15001 -  20000     308      $5,370,931      $319,334      5.95          602
  $ 20001 -  25000     216      $4,837,541      $350,856      7.25          468
  $ 25001 -  30000     203      $5,533,322      $437,094      7.90          477
  $ 30001 -  35000     169      $5,473,067      $475,045      8.68          462
  $ 35001 -  40000     136      $5,088,657      $465,445      9.15          391
  $ 40001 -  45000     110      $4,662,225      $413,659      8.87          364
  $ 45001 -  50000     102      $4,824,453      $471,467      9.77          313
  $ 50001 -  75000     251     $15,149,408    $1,711,288     11.30          846
  $ 75001 - 100000      70      $6,010,329      $841,476     14.00          237
  OVER $100,000         66     $14,936,072    $3,685,505     24.68          237

                    ______________________________________________________________
  TOTAL               2742     $80,058,718    $9,435,544     11.79         6115
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.9           0.0                    0.8
  $     1  -  5000    10.5             1.1           0.0                    5.7
  $  5001 -  10000    14.8             3.8           0.6                    9.7
  $ 10001 -  15000    14.4             6.1           2.2                   11.9
  $ 15001 -  20000    11.2             6.7           3.4                    9.8
  $ 20001 -  25000     7.9             6.0           3.7                    7.7
  $ 25001 -  30000     7.4             6.9           4.6                    7.8
  $ 30001 -  35000     6.2             6.8           5.0                    7.6
  $ 35001 -  40000     5.0             6.4           4.9                    6.4
  $ 40001 -  45000     4.0             5.8           4.4                    6.0
  $ 45001 -  50000     3.7             6.0           5.0                    5.1
  $ 50001 -  75000     9.2            18.9          18.1                   13.8
  $ 75001 - 100000     2.6             7.5           8.9                    3.9
  OVER $100,000        2.4            18.7          39.1                    3.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,462           $58                   1.92
  $     1  -  5000                  $3,057            $7                   1.22
  $  5001 -  10000                  $7,581          $143                   1.46
  $ 10001 -  15000                 $12,438          $515                   1.85
  $ 15001 -  20000                 $17,438        $1,037                   1.95
  $ 20001 -  25000                 $22,396        $1,624                   2.17
  $ 25001 -  30000                 $27,258        $2,153                   2.35
  $ 30001 -  35000                 $32,385        $2,811                   2.73
  $ 35001 -  40000                 $37,417        $3,422                   2.88
  $ 40001 -  45000                 $42,384        $3,761                   3.31
  $ 45001 -  50000                 $47,299        $4,622                   3.07
  $ 50001 -  75000                 $60,356        $6,818                   3.37
  $ 75001 - 100000                 $85,862       $12,021                   3.39
  OVER $100,000                   $226,304       $55,841                   3.59

                    ______________________________________________________________
  TOTAL                            $29,197        $3,441                   2.23
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MORGAN UT
                        _________________________________________________
  UNDER $1              12       $-218,927        $1,513     -0.69           35
  $     1  -  5000      69        $186,460          $955      0.51           51
  $  5001 -  10000      93        $671,965       $19,594      2.92           95
  $ 10001 -  15000     115      $1,424,731       $51,493      3.61          208
  $ 15001 -  20000     119      $2,095,164      $110,018      5.25          270
  $ 20001 -  25000      94      $2,087,214      $140,373      6.73          210
  $ 25001 -  30000     118      $3,262,465      $245,616      7.53          305
  $ 30001 -  35000     117      $3,801,928      $307,330      8.08          336
  $ 35001 -  40000     113      $4,227,819      $332,126      7.86          400
  $ 40001 -  45000     122      $5,180,948      $419,539      8.10          465
  $ 45001 -  50000     108      $5,119,960      $451,197      8.81          402
  $ 50001 -  75000     370     $22,556,149    $2,200,483      9.76         1478
  $ 75001 - 100000     133     $11,290,431    $1,345,321     11.92          588
  OVER $100,000         85     $12,208,272    $2,067,713     16.94          409

                    ______________________________________________________________
  TOTAL               1668     $73,894,579    $7,693,271     10.41         5252
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.3           0.0                    0.7
  $     1  -  5000     4.1             0.3           0.0                    1.0
  $  5001 -  10000     5.6             0.9           0.3                    1.8
  $ 10001 -  15000     6.9             1.9           0.7                    4.0
  $ 15001 -  20000     7.1             2.8           1.4                    5.1
  $ 20001 -  25000     5.6             2.8           1.8                    4.0
  $ 25001 -  30000     7.1             4.4           3.2                    5.8
  $ 30001 -  35000     7.0             5.1           4.0                    6.4
  $ 35001 -  40000     6.8             5.7           4.3                    7.6
  $ 40001 -  45000     7.3             7.0           5.5                    8.9
  $ 45001 -  50000     6.5             6.9           5.9                    7.7
  $ 50001 -  75000    22.2            30.5          28.6                   28.1
  $ 75001 - 100000     8.0            15.3          17.5                   11.2
  OVER $100,000        5.1            16.5          26.9                    7.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,244          $126                   2.92
  $     1  -  5000                  $2,702           $14                   0.74
  $  5001 -  10000                  $7,225          $211                   1.02
  $ 10001 -  15000                 $12,389          $448                   1.81
  $ 15001 -  20000                 $17,606          $925                   2.27
  $ 20001 -  25000                 $22,204        $1,493                   2.23
  $ 25001 -  30000                 $27,648        $2,081                   2.58
  $ 30001 -  35000                 $32,495        $2,627                   2.87
  $ 35001 -  40000                 $37,414        $2,939                   3.54
  $ 40001 -  45000                 $42,467        $3,439                   3.81
  $ 45001 -  50000                 $47,407        $4,178                   3.72
  $ 50001 -  75000                 $60,963        $5,947                   3.99
  $ 75001 - 100000                 $84,890       $10,115                   4.42
  OVER $100,000                   $143,627       $24,326                   4.81

                    ______________________________________________________________
  TOTAL                            $44,301        $4,612                   3.15
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MOUNT PLEASANT UT
                        _________________________________________________
  UNDER $1              13       $-173,833        $1,789     -1.03           28
  $     1  -  5000      67        $192,723          $930      0.48          100
  $  5001 -  10000      84        $618,138        $7,447      1.20          155
  $ 10001 -  15000      91      $1,131,209       $34,574      3.06          189
  $ 15001 -  20000      90      $1,578,795       $60,129      3.81          268
  $ 20001 -  25000      77      $1,734,069       $81,702      4.71          266
  $ 25001 -  30000      60      $1,641,184      $111,821      6.81          187
  $ 30001 -  35000      52      $1,688,811      $121,968      7.22          177
  $ 35001 -  40000      48      $1,796,089      $134,705      7.50          175
  $ 40001 -  45000      40      $1,688,053      $130,853      7.75          167
  $ 45001 -  50000      47      $2,242,773      $215,075      9.59          180
  $ 50001 -  75000     104      $6,190,132      $586,193      9.47          475
  $ 75001 - 100000      20      $1,667,882      $225,499     13.52           67
  OVER $100,000         21      $3,762,571      $760,992     20.23           96

                    ______________________________________________________________
  TOTAL                814     $25,758,596    $2,473,677      9.60         2530
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -0.7           0.1                    1.1
  $     1  -  5000     8.2             0.7           0.0                    4.0
  $  5001 -  10000    10.3             2.4           0.3                    6.1
  $ 10001 -  15000    11.2             4.4           1.4                    7.5
  $ 15001 -  20000    11.1             6.1           2.4                   10.6
  $ 20001 -  25000     9.5             6.7           3.3                   10.5
  $ 25001 -  30000     7.4             6.4           4.5                    7.4
  $ 30001 -  35000     6.4             6.6           4.9                    7.0
  $ 35001 -  40000     5.9             7.0           5.4                    6.9
  $ 40001 -  45000     4.9             6.6           5.3                    6.6
  $ 45001 -  50000     5.8             8.7           8.7                    7.1
  $ 50001 -  75000    12.8            24.0          23.7                   18.8
  $ 75001 - 100000     2.5             6.5           9.1                    2.6
  OVER $100,000        2.6            14.6          30.8                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-13,372          $138                   2.15
  $     1  -  5000                  $2,876           $14                   1.49
  $  5001 -  10000                  $7,359           $89                   1.85
  $ 10001 -  15000                 $12,431          $380                   2.08
  $ 15001 -  20000                 $17,542          $668                   2.98
  $ 20001 -  25000                 $22,520        $1,061                   3.45
  $ 25001 -  30000                 $27,353        $1,864                   3.12
  $ 30001 -  35000                 $32,477        $2,346                   3.40
  $ 35001 -  40000                 $37,419        $2,806                   3.65
  $ 40001 -  45000                 $42,201        $3,271                   4.18
  $ 45001 -  50000                 $47,719        $4,576                   3.83
  $ 50001 -  75000                 $59,521        $5,636                   4.57
  $ 75001 - 100000                 $83,394       $11,275                   3.35
  OVER $100,000                   $179,170       $36,238                   4.57

                    ______________________________________________________________
  TOTAL                            $31,644        $3,039                   3.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MURRAY UT
                        _________________________________________________
  UNDER $1              53     $-2,984,427       $19,569     -0.66          104
  $     1  -  5000     783      $2,211,312       $13,065      0.59          889
  $  5001 -  10000    1138      $8,660,037      $162,048      1.87         1627
  $ 10001 -  15000    1451     $18,167,075      $787,254      4.33         2421
  $ 15001 -  20000    1421     $24,827,359    $1,511,290      6.09         2646
  $ 20001 -  25000    1273     $28,635,401    $2,159,305      7.54         2515
  $ 25001 -  30000    1224     $33,559,490    $2,808,748      8.37         2567
  $ 30001 -  35000    1062     $34,511,196    $3,081,574      8.93         2463
  $ 35001 -  40000     928     $34,750,304    $3,240,523      9.33         2373
  $ 40001 -  45000     766     $32,524,446    $3,096,125      9.52         2130
  $ 45001 -  50000     643     $30,518,672    $3,066,643     10.05         1900
  $ 50001 -  75000    2089    $127,323,218   $13,670,084     10.74         6961
  $ 75001 - 100000     846     $72,400,128    $9,101,886     12.57         3355
  $100001 - 250000     586     $77,486,458   $12,673,219     16.36         2419
  OVER $250,000         67     $30,405,375    $8,371,054     27.53          269

                    ______________________________________________________________
  TOTAL              14330    $552,996,044   $63,762,387     11.53        34639
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.5           0.0                    0.3
  $     1  -  5000     5.5             0.4           0.0                    2.6
  $  5001 -  10000     7.9             1.6           0.3                    4.7
  $ 10001 -  15000    10.1             3.3           1.2                    7.0
  $ 15001 -  20000     9.9             4.5           2.4                    7.6
  $ 20001 -  25000     8.9             5.2           3.4                    7.3
  $ 25001 -  30000     8.5             6.1           4.4                    7.4
  $ 30001 -  35000     7.4             6.2           4.8                    7.1
  $ 35001 -  40000     6.5             6.3           5.1                    6.9
  $ 40001 -  45000     5.3             5.9           4.9                    6.1
  $ 45001 -  50000     4.5             5.5           4.8                    5.5
  $ 50001 -  75000    14.6            23.0          21.4                   20.1
  $ 75001 - 100000     5.9            13.1          14.3                    9.7
  $100001 - 250000     4.1            14.0          19.9                    7.0
  OVER $250,000        0.5             5.5          13.1                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-56,310          $369                   1.96
  $     1  -  5000                  $2,824           $17                   1.14
  $  5001 -  10000                  $7,610          $142                   1.43
  $ 10001 -  15000                 $12,520          $543                   1.67
  $ 15001 -  20000                 $17,472        $1,064                   1.86
  $ 20001 -  25000                 $22,494        $1,696                   1.98
  $ 25001 -  30000                 $27,418        $2,295                   2.10
  $ 30001 -  35000                 $32,496        $2,902                   2.32
  $ 35001 -  40000                 $37,446        $3,492                   2.56
  $ 40001 -  45000                 $42,460        $4,042                   2.78
  $ 45001 -  50000                 $47,463        $4,769                   2.95
  $ 50001 -  75000                 $60,949        $6,544                   3.33
  $ 75001 - 100000                 $85,579       $10,759                   3.97
  $100001 - 250000                $132,229       $21,627                   4.13
  OVER $250,000                   $453,812      $124,941                   4.01

                    ______________________________________________________________
  TOTAL                            $38,590        $4,450                   2.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      NEPHI UT
                        _________________________________________________
  UNDER $1              11     $-2,900,979        $3,705     -0.13           37
  $     1  -  5000      98        $257,607        $1,580      0.61          117
  $  5001 -  10000      93        $701,050        $7,048      1.01          179
  $ 10001 -  15000     102      $1,277,222       $38,071      2.98          218
  $ 15001 -  20000     105      $1,840,095       $87,381      4.75          251
  $ 20001 -  25000     107      $2,402,640      $132,051      5.50          300
  $ 25001 -  30000     102      $2,811,206      $186,598      6.64          306
  $ 30001 -  35000     108      $3,516,208      $232,354      6.61          411
  $ 35001 -  40000      77      $2,881,352      $209,549      7.27          299
  $ 40001 -  45000      83      $3,517,840      $314,802      8.95          278
  $ 45001 -  50000      99      $4,705,865      $401,211      8.53          431
  $ 50001 -  75000     208     $12,428,329    $1,153,304      9.28          888
  $ 75001 - 100000      50      $4,270,562      $489,312     11.46          247
  OVER $100,000         32      $4,647,995      $779,103     16.76          148

                    ______________________________________________________________
  TOTAL               1275     $42,356,992    $4,036,069      9.53         4110
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -6.8           0.1                    0.9
  $     1  -  5000     7.7             0.6           0.0                    2.8
  $  5001 -  10000     7.3             1.7           0.2                    4.4
  $ 10001 -  15000     8.0             3.0           0.9                    5.3
  $ 15001 -  20000     8.2             4.3           2.2                    6.1
  $ 20001 -  25000     8.4             5.7           3.3                    7.3
  $ 25001 -  30000     8.0             6.6           4.6                    7.4
  $ 30001 -  35000     8.5             8.3           5.8                   10.0
  $ 35001 -  40000     6.0             6.8           5.2                    7.3
  $ 40001 -  45000     6.5             8.3           7.8                    6.8
  $ 45001 -  50000     7.8            11.1           9.9                   10.5
  $ 50001 -  75000    16.3            29.3          28.6                   21.6
  $ 75001 - 100000     3.9            10.1          12.1                    6.0
  OVER $100,000        2.5            11.0          19.3                    3.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-263725          $337                   3.36
  $     1  -  5000                  $2,629           $16                   1.19
  $  5001 -  10000                  $7,538           $76                   1.92
  $ 10001 -  15000                 $12,522          $373                   2.14
  $ 15001 -  20000                 $17,525          $832                   2.39
  $ 20001 -  25000                 $22,455        $1,234                   2.80
  $ 25001 -  30000                 $27,561        $1,829                   3.00
  $ 30001 -  35000                 $32,557        $2,151                   3.81
  $ 35001 -  40000                 $37,420        $2,721                   3.88
  $ 40001 -  45000                 $42,384        $3,793                   3.35
  $ 45001 -  50000                 $47,534        $4,053                   4.35
  $ 50001 -  75000                 $59,752        $5,545                   4.27
  $ 75001 - 100000                 $85,411        $9,786                   4.94
  OVER $100,000                   $145,250       $24,347                   4.63

                    ______________________________________________________________
  TOTAL                            $33,221        $3,166                   3.22
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      NORTH LOGAN UT
                        _________________________________________________
  UNDER $ 5,000         77       $-320,273        $1,050     -0.33           94
  $  5001 -  10000      91        $683,169       $14,487      2.12          129
  $ 10001 -  15000      80        $981,558       $36,371      3.71          160
  $ 15001 -  20000      83      $1,465,726       $74,208      5.06          189
  $ 20001 -  25000      79      $1,774,557       $96,393      5.43          237
  $ 25001 -  30000      61      $1,659,790      $103,200      6.22          203
  $ 30001 -  35000      66      $2,121,184      $133,051      6.27          242
  $ 35001 -  40000      74      $2,773,041      $202,080      7.29          270
  $ 40001 -  45000      60      $2,576,107      $195,104      7.57          243
  $ 45001 -  50000      46      $2,205,250      $174,117      7.90          192
  $ 50001 -  75000     200     $12,199,588    $1,131,957      9.28          861
  $ 75001 - 100000      87      $7,495,076      $893,167     11.92          390
  OVER $100,000         61      $8,903,639    $1,598,960     17.96          272

                    ______________________________________________________________
  TOTAL               1065     $44,518,412    $4,654,145     10.45         3482
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.2            -0.7           0.0                    2.7
  $  5001 -  10000     8.5             1.5           0.3                    3.7
  $ 10001 -  15000     7.5             2.2           0.8                    4.6
  $ 15001 -  20000     7.8             3.3           1.6                    5.4
  $ 20001 -  25000     7.4             4.0           2.1                    6.8
  $ 25001 -  30000     5.7             3.7           2.2                    5.8
  $ 30001 -  35000     6.2             4.8           2.9                    7.0
  $ 35001 -  40000     6.9             6.2           4.3                    7.8
  $ 40001 -  45000     5.6             5.8           4.2                    7.0
  $ 45001 -  50000     4.3             5.0           3.7                    5.5
  $ 50001 -  75000    18.8            27.4          24.3                   24.7
  $ 75001 - 100000     8.2            16.8          19.2                   11.2
  OVER $100,000        5.7            20.0          34.4                    7.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-4,159           $14                   1.22
  $  5001 -  10000                  $7,507          $159                   1.42
  $ 10001 -  15000                 $12,269          $455                   2.00
  $ 15001 -  20000                 $17,659          $894                   2.28
  $ 20001 -  25000                 $22,463        $1,220                   3.00
  $ 25001 -  30000                 $27,210        $1,692                   3.33
  $ 30001 -  35000                 $32,139        $2,016                   3.67
  $ 35001 -  40000                 $37,474        $2,731                   3.65
  $ 40001 -  45000                 $42,935        $3,252                   4.05
  $ 45001 -  50000                 $47,940        $3,785                   4.17
  $ 50001 -  75000                 $60,998        $5,660                   4.31
  $ 75001 - 100000                 $86,150       $10,266                   4.48
  OVER $100,000                   $145,961       $26,212                   4.46

                    ______________________________________________________________
  TOTAL                            $41,801        $4,370                   3.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      NORTH OGDEN UT
                        _________________________________________________
  UNDER $ 5,000        119         $96,780        $1,512      1.56          103
  $  5001 -  10000     122        $946,982       $25,522      2.70          144
  $ 10001 -  15000     137      $1,716,458       $64,267      3.74          244
  $ 15001 -  20000     130      $2,281,824      $109,225      4.79          298
  $ 20001 -  25000     125      $2,825,658      $179,616      6.36          294
  $ 25001 -  30000     149      $4,086,007      $288,068      7.05          400
  $ 30001 -  35000     129      $4,204,509      $300,711      7.15          392
  $ 35001 -  40000     173      $6,487,850      $504,833      7.78          563
  $ 40001 -  45000     167      $7,113,076      $587,447      8.26          604
  $ 45001 -  50000     161      $7,672,959      $649,668      8.47          618
  $ 50001 -  75000     718     $44,261,342    $4,186,543      9.46         2965
  $ 75001 - 100000     336     $28,613,598    $3,348,454     11.70         1441
  $100001 - 250000     190     $25,077,475    $4,053,233     16.16          799
  OVER $250,000         16      $7,492,526    $2,161,675     28.85           81

                    ______________________________________________________________
  TOTAL               2672    $142,877,044   $16,460,774     11.52         8946
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.5             0.1           0.0                    1.2
  $  5001 -  10000     4.6             0.7           0.2                    1.6
  $ 10001 -  15000     5.1             1.2           0.4                    2.7
  $ 15001 -  20000     4.9             1.6           0.7                    3.3
  $ 20001 -  25000     4.7             2.0           1.1                    3.3
  $ 25001 -  30000     5.6             2.9           1.8                    4.5
  $ 30001 -  35000     4.8             2.9           1.8                    4.4
  $ 35001 -  40000     6.5             4.5           3.1                    6.3
  $ 40001 -  45000     6.3             5.0           3.6                    6.8
  $ 45001 -  50000     6.0             5.4           3.9                    6.9
  $ 50001 -  75000    26.9            31.0          25.4                   33.1
  $ 75001 - 100000    12.6            20.0          20.3                   16.1
  $100001 - 250000     7.1            17.6          24.6                    8.9
  OVER $250,000        0.6             5.2          13.1                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $813           $13                   0.87
  $  5001 -  10000                  $7,762          $209                   1.18
  $ 10001 -  15000                 $12,529          $469                   1.78
  $ 15001 -  20000                 $17,552          $840                   2.29
  $ 20001 -  25000                 $22,605        $1,437                   2.35
  $ 25001 -  30000                 $27,423        $1,933                   2.68
  $ 30001 -  35000                 $32,593        $2,331                   3.04
  $ 35001 -  40000                 $37,502        $2,918                   3.25
  $ 40001 -  45000                 $42,593        $3,518                   3.62
  $ 45001 -  50000                 $47,658        $4,035                   3.84
  $ 50001 -  75000                 $61,645        $5,831                   4.13
  $ 75001 - 100000                 $85,160        $9,966                   4.29
  $100001 - 250000                $131,987       $21,333                   4.21
  OVER $250,000                   $468,283      $135,105                   5.06

                    ______________________________________________________________
  TOTAL                            $53,472        $6,160                   3.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      NORTH SALT LAKE UT
                        _________________________________________________
  UNDER $ 5,000        129       $-207,717        $2,937     -1.41          155
  $  5001 -  10000     159      $1,207,144       $23,168      1.92          231
  $ 10001 -  15000     187      $2,335,313      $104,151      4.46          310
  $ 15001 -  20000     218      $3,816,200      $211,447      5.54          447
  $ 20001 -  25000     202      $4,536,830      $322,224      7.10          437
  $ 25001 -  30000     208      $5,734,776      $446,054      7.78          514
  $ 30001 -  35000     166      $5,401,702      $476,939      8.83          412
  $ 35001 -  40000     146      $5,477,344      $496,666      9.07          416
  $ 40001 -  45000     129      $5,509,441      $515,476      9.36          398
  $ 45001 -  50000     126      $5,960,462      $533,372      8.95          464
  $ 50001 -  75000     451     $27,846,389    $2,840,712     10.20         1619
  $ 75001 - 100000     208     $17,777,460    $2,099,821     11.81          821
  $100001 - 250000     183     $25,268,092    $4,120,107     16.31          759
  OVER $250,000         19      $6,333,606    $1,693,495     26.74           77

                    ______________________________________________________________
  TOTAL               2531    $116,997,042   $13,886,569     11.87         7060
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.1            -0.2           0.0                    2.2
  $  5001 -  10000     6.3             1.0           0.2                    3.3
  $ 10001 -  15000     7.4             2.0           0.8                    4.4
  $ 15001 -  20000     8.6             3.3           1.5                    6.3
  $ 20001 -  25000     8.0             3.9           2.3                    6.2
  $ 25001 -  30000     8.2             4.9           3.2                    7.3
  $ 30001 -  35000     6.6             4.6           3.4                    5.8
  $ 35001 -  40000     5.8             4.7           3.6                    5.9
  $ 40001 -  45000     5.1             4.7           3.7                    5.6
  $ 45001 -  50000     5.0             5.1           3.8                    6.6
  $ 50001 -  75000    17.8            23.8          20.5                   22.9
  $ 75001 - 100000     8.2            15.2          15.1                   11.6
  $100001 - 250000     7.2            21.6          29.7                   10.8
  OVER $250,000        0.8             5.4          12.2                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-1,610           $23                   1.20
  $  5001 -  10000                  $7,592          $146                   1.45
  $ 10001 -  15000                 $12,488          $557                   1.66
  $ 15001 -  20000                 $17,506          $970                   2.05
  $ 20001 -  25000                 $22,460        $1,595                   2.16
  $ 25001 -  30000                 $27,571        $2,144                   2.47
  $ 30001 -  35000                 $32,540        $2,873                   2.48
  $ 35001 -  40000                 $37,516        $3,402                   2.85
  $ 40001 -  45000                 $42,709        $3,996                   3.09
  $ 45001 -  50000                 $47,305        $4,233                   3.68
  $ 50001 -  75000                 $61,744        $6,299                   3.59
  $ 75001 - 100000                 $85,469       $10,095                   3.95
  $100001 - 250000                $138,077       $22,514                   4.15
  OVER $250,000                   $333,348       $89,131                   4.05

                    ______________________________________________________________
  TOTAL                            $46,226        $5,487                   2.79
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OGDEN UT
                        _________________________________________________
  UNDER $1             151     $-2,772,436       $32,971     -1.19          290
  $     1  -  5000    2696      $7,397,739       $29,249      0.40         3412
  $  5001 -  10000    3492     $26,558,780      $437,880      1.65         5636
  $ 10001 -  15000    4105     $51,499,964    $1,872,765      3.64         7794
  $ 15001 -  20000    3918     $68,319,694    $3,720,106      5.45         8294
  $ 20001 -  25000    3622     $81,167,041    $5,521,277      6.80         8311
  $ 25001 -  30000    3175     $87,094,897    $6,787,186      7.79         7767
  $ 30001 -  35000    2749     $89,354,758    $7,679,213      8.59         7043
  $ 35001 -  40000    2408     $90,259,657    $8,287,486      9.18         6686
  $ 40001 -  45000    2047     $86,829,824    $8,340,313      9.61         5992
  $ 45001 -  50000    1721     $81,592,816    $7,958,923      9.75         5397
  $ 50001 -  75000    5450    $331,498,194   $35,194,581     10.62        18958
  $ 75001 - 100000    2201    $187,391,715   $24,041,407     12.83         8182
  $100001 - 250000    1407    $190,233,958   $32,888,093     17.29         5349
  OVER $250,000        264    $159,965,405   $45,719,320     28.58          995

                    ______________________________________________________________
  TOTAL              39406  $1,536,392,006  $188,510,770     12.27       100106
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.2           0.0                    0.3
  $     1  -  5000     6.8             0.5           0.0                    3.4
  $  5001 -  10000     8.9             1.7           0.2                    5.6
  $ 10001 -  15000    10.4             3.4           1.0                    7.8
  $ 15001 -  20000     9.9             4.4           2.0                    8.3
  $ 20001 -  25000     9.2             5.3           2.9                    8.3
  $ 25001 -  30000     8.1             5.7           3.6                    7.8
  $ 30001 -  35000     7.0             5.8           4.1                    7.0
  $ 35001 -  40000     6.1             5.9           4.4                    6.7
  $ 40001 -  45000     5.2             5.7           4.4                    6.0
  $ 45001 -  50000     4.4             5.3           4.2                    5.4
  $ 50001 -  75000    13.8            21.6          18.7                   18.9
  $ 75001 - 100000     5.6            12.2          12.8                    8.2
  $100001 - 250000     3.6            12.4          17.4                    5.3
  OVER $250,000        0.7            10.4          24.3                    1.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,361          $218                   1.92
  $     1  -  5000                  $2,744           $11                   1.27
  $  5001 -  10000                  $7,606          $125                   1.61
  $ 10001 -  15000                 $12,546          $456                   1.90
  $ 15001 -  20000                 $17,437          $949                   2.12
  $ 20001 -  25000                 $22,409        $1,524                   2.29
  $ 25001 -  30000                 $27,431        $2,138                   2.45
  $ 30001 -  35000                 $32,504        $2,793                   2.56
  $ 35001 -  40000                 $37,483        $3,442                   2.78
  $ 40001 -  45000                 $42,418        $4,074                   2.93
  $ 45001 -  50000                 $47,410        $4,625                   3.14
  $ 50001 -  75000                 $60,825        $6,458                   3.48
  $ 75001 - 100000                 $85,139       $10,923                   3.72
  $100001 - 250000                $135,205       $23,375                   3.80
  OVER $250,000                   $605,930      $173,179                   3.77

                    ______________________________________________________________
  TOTAL                            $38,989        $4,784                   2.54
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OREM UT
                        _________________________________________________
  UNDER $1              98     $-5,100,636       $21,497     -0.42          312
  $     1  -  5000    1467      $4,177,112       $22,770      0.55         1313
  $  5001 -  10000    1867     $14,069,452      $268,157      1.91         3011
  $ 10001 -  15000    1983     $24,883,898      $828,674      3.33         4087
  $ 15001 -  20000    1912     $33,423,384    $1,540,477      4.61         4627
  $ 20001 -  25000    1732     $39,000,127    $2,267,197      5.81         4706
  $ 25001 -  30000    1499     $41,257,911    $2,770,077      6.71         4378
  $ 30001 -  35000    1365     $44,265,263    $3,266,913      7.38         4286
  $ 35001 -  40000    1252     $46,907,507    $3,681,161      7.85         4279
  $ 40001 -  45000    1214     $51,556,174    $4,066,653      7.89         4561
  $ 45001 -  50000    1008     $47,783,456    $3,975,700      8.32         3967
  $ 50001 -  75000    3492    $212,781,802   $19,127,931      8.99        15223
  $ 75001 - 100000    1484    $127,106,532   $13,864,910     10.91         7047
  $100001 - 250000    1175    $160,503,227   $24,701,711     15.39         6070
  OVER $250,000        183    $101,334,800   $26,945,558     26.59          961

                    ______________________________________________________________
  TOTAL              21731    $943,950,009  $107,349,386     11.37        68828
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.5
  $     1  -  5000     6.8             0.4           0.0                    1.9
  $  5001 -  10000     8.6             1.5           0.2                    4.4
  $ 10001 -  15000     9.1             2.6           0.8                    5.9
  $ 15001 -  20000     8.8             3.5           1.4                    6.7
  $ 20001 -  25000     8.0             4.1           2.1                    6.8
  $ 25001 -  30000     6.9             4.4           2.6                    6.4
  $ 30001 -  35000     6.3             4.7           3.0                    6.2
  $ 35001 -  40000     5.8             5.0           3.4                    6.2
  $ 40001 -  45000     5.6             5.5           3.8                    6.6
  $ 45001 -  50000     4.6             5.1           3.7                    5.8
  $ 50001 -  75000    16.1            22.5          17.8                   22.1
  $ 75001 - 100000     6.8            13.5          12.9                   10.2
  $100001 - 250000     5.4            17.0          23.0                    8.8
  OVER $250,000        0.8            10.7          25.1                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-52,047          $219                   3.18
  $     1  -  5000                  $2,847           $16                   0.90
  $  5001 -  10000                  $7,536          $144                   1.61
  $ 10001 -  15000                 $12,549          $418                   2.06
  $ 15001 -  20000                 $17,481          $806                   2.42
  $ 20001 -  25000                 $22,517        $1,309                   2.72
  $ 25001 -  30000                 $27,524        $1,848                   2.92
  $ 30001 -  35000                 $32,429        $2,393                   3.14
  $ 35001 -  40000                 $37,466        $2,940                   3.42
  $ 40001 -  45000                 $42,468        $3,350                   3.76
  $ 45001 -  50000                 $47,404        $3,944                   3.94
  $ 50001 -  75000                 $60,934        $5,478                   4.36
  $ 75001 - 100000                 $85,651        $9,343                   4.75
  $100001 - 250000                $136,598       $21,023                   5.17
  OVER $250,000                   $553,742      $147,243                   5.25

                    ______________________________________________________________
  TOTAL                            $43,438        $4,940                   3.17
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OTHER TOWNS
                        _________________________________________________
  UNDER $1             579    $-17,226,003       $52,909     -0.31         1479
  $     1  -  5000    3869     $10,577,908       $53,525      0.51         4022
  $  5001 -  10000    4211     $31,789,843      $540,092      1.70         7195
  $ 10001 -  15000    4463     $55,687,146    $1,741,073      3.13         9721
  $ 15001 -  20000    3991     $69,515,219    $3,110,957      4.48        10128
  $ 20001 -  25000    3693     $82,792,075    $4,571,027      5.52        10871
  $ 25001 -  30000    3362     $92,330,808    $6,079,252      6.58        10703
  $ 30001 -  35000    3089    $100,431,813    $7,262,458      7.23        10786
  $ 35001 -  40000    2879    $107,970,086    $8,472,993      7.85        10527
  $ 40001 -  45000    2712    $115,206,041    $9,529,957      8.27        10346
  $ 45001 -  50000    2379    $112,751,691    $9,864,890      8.75         9347
  $ 50001 -  75000    7775    $470,739,450   $46,432,786      9.86        31994
  $ 75001 - 100000    2461    $209,322,588   $25,645,943     12.25        10660
  $100001 - 250000    1303    $175,482,689   $28,455,846     16.22         6211
  OVER $250,000        142     $75,847,720   $20,453,740     26.97          838

                    ______________________________________________________________
  TOTAL              46908  $1,693,219,074  $172,267,448     10.17       144828
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.0           0.0                    1.0
  $     1  -  5000     8.2             0.6           0.0                    2.8
  $  5001 -  10000     9.0             1.9           0.3                    5.0
  $ 10001 -  15000     9.5             3.3           1.0                    6.7
  $ 15001 -  20000     8.5             4.1           1.8                    7.0
  $ 20001 -  25000     7.9             4.9           2.7                    7.5
  $ 25001 -  30000     7.2             5.5           3.5                    7.4
  $ 30001 -  35000     6.6             5.9           4.2                    7.4
  $ 35001 -  40000     6.1             6.4           4.9                    7.3
  $ 40001 -  45000     5.8             6.8           5.5                    7.1
  $ 45001 -  50000     5.1             6.7           5.7                    6.5
  $ 50001 -  75000    16.6            27.8          27.0                   22.1
  $ 75001 - 100000     5.2            12.4          14.9                    7.4
  $100001 - 250000     2.8            10.4          16.5                    4.3
  OVER $250,000        0.3             4.5          11.9                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-29,751           $91                   2.55
  $     1  -  5000                  $2,734           $14                   1.04
  $  5001 -  10000                  $7,549          $128                   1.71
  $ 10001 -  15000                 $12,478          $390                   2.18
  $ 15001 -  20000                 $17,418          $779                   2.54
  $ 20001 -  25000                 $22,419        $1,238                   2.94
  $ 25001 -  30000                 $27,463        $1,808                   3.18
  $ 30001 -  35000                 $32,513        $2,351                   3.49
  $ 35001 -  40000                 $37,503        $2,943                   3.66
  $ 40001 -  45000                 $42,480        $3,514                   3.81
  $ 45001 -  50000                 $47,395        $4,147                   3.93
  $ 50001 -  75000                 $60,545        $5,972                   4.11
  $ 75001 - 100000                 $85,056       $10,421                   4.33
  $100001 - 250000                $134,676       $21,839                   4.77
  OVER $250,000                   $534,139      $144,040                   5.90

                    ______________________________________________________________
  TOTAL                            $36,097        $3,672                   3.09
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PARK CITY UT
                        _________________________________________________
  UNDER $1              66     $-3,286,468       $10,548     -0.32          105
  $     1  -  5000     408      $1,094,194       $18,366      1.68          268
  $  5001 -  10000     503      $3,771,730       $95,632      2.54          589
  $ 10001 -  15000     607      $7,656,196      $424,646      5.55          839
  $ 15001 -  20000     544      $9,411,758      $705,899      7.50          792
  $ 20001 -  25000     402      $9,066,353      $770,213      8.50          649
  $ 25001 -  30000     321      $8,768,148      $777,346      8.87          537
  $ 30001 -  35000     276      $8,904,009      $842,206      9.46          532
  $ 35001 -  40000     234      $8,799,275      $902,802     10.26          450
  $ 40001 -  45000     214      $9,063,139      $896,167      9.89          471
  $ 45001 -  50000     198      $9,429,376      $934,329      9.91          468
  $ 50001 -  75000     844     $52,181,174    $5,765,845     11.05         2289
  $ 75001 - 100000     611     $52,699,855    $6,749,494     12.81         1856
  $100001 - 250000    1082    $159,925,050   $28,098,305     17.57         3478
  OVER $250,000        220    $153,612,246   $45,480,310     29.61          690

                    ______________________________________________________________
  TOTAL               6530    $491,096,035   $92,472,108     18.83        14013
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -0.7           0.0                    0.7
  $     1  -  5000     6.2             0.2           0.0                    1.9
  $  5001 -  10000     7.7             0.8           0.1                    4.2
  $ 10001 -  15000     9.3             1.6           0.5                    6.0
  $ 15001 -  20000     8.3             1.9           0.8                    5.7
  $ 20001 -  25000     6.2             1.8           0.8                    4.6
  $ 25001 -  30000     4.9             1.8           0.8                    3.8
  $ 30001 -  35000     4.2             1.8           0.9                    3.8
  $ 35001 -  40000     3.6             1.8           1.0                    3.2
  $ 40001 -  45000     3.3             1.8           1.0                    3.4
  $ 45001 -  50000     3.0             1.9           1.0                    3.3
  $ 50001 -  75000    12.9            10.6           6.2                   16.3
  $ 75001 - 100000     9.4            10.7           7.3                   13.2
  $100001 - 250000    16.6            32.6          30.4                   24.8
  OVER $250,000        3.4            31.3          49.2                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-49,795          $160                   1.59
  $     1  -  5000                  $2,682           $45                   0.66
  $  5001 -  10000                  $7,498          $190                   1.17
  $ 10001 -  15000                 $12,613          $700                   1.38
  $ 15001 -  20000                 $17,301        $1,298                   1.46
  $ 20001 -  25000                 $22,553        $1,916                   1.61
  $ 25001 -  30000                 $27,315        $2,422                   1.67
  $ 30001 -  35000                 $32,261        $3,051                   1.93
  $ 35001 -  40000                 $37,604        $3,858                   1.92
  $ 40001 -  45000                 $42,351        $4,188                   2.20
  $ 45001 -  50000                 $47,623        $4,719                   2.36
  $ 50001 -  75000                 $61,826        $6,832                   2.71
  $ 75001 - 100000                 $86,252       $11,047                   3.04
  $100001 - 250000                $147,805       $25,969                   3.21
  OVER $250,000                   $698,237      $206,729                   3.14

                    ______________________________________________________________
  TOTAL                            $75,206       $14,161                   2.15
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PAROWAN UT
                        _________________________________________________
  UNDER $ 5,000         87        $-37,957        $1,360     -3.58           99
  $  5001 -  10000     105        $794,960       $11,927      1.50          195
  $ 10001 -  15000     105      $1,332,937       $36,363      2.73          230
  $ 15001 -  20000      97      $1,673,021       $78,533      4.69          220
  $ 20001 -  25000      86      $1,925,972       $99,963      5.19          249
  $ 25001 -  30000      74      $2,028,540      $133,716      6.59          223
  $ 30001 -  35000      52      $1,689,757      $121,026      7.16          184
  $ 35001 -  40000      42      $1,570,102      $128,145      8.16          145
  $ 40001 -  45000      38      $1,600,567      $142,371      8.90          138
  $ 45001 -  50000      28      $1,338,070      $130,802      9.78           90
  $ 50001 -  75000      84      $5,078,555      $505,935      9.96          337
  $ 75001 - 100000      16      $1,325,549      $172,318     13.00           63
  OVER $100,000         12      $1,923,715      $387,846     20.16           41

                    ______________________________________________________________
  TOTAL                826     $22,243,788    $1,950,305      8.77         2214
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       10.5            -0.2           0.1                    4.5
  $  5001 -  10000    12.7             3.6           0.6                    8.8
  $ 10001 -  15000    12.7             6.0           1.9                   10.4
  $ 15001 -  20000    11.7             7.5           4.0                    9.9
  $ 20001 -  25000    10.4             8.7           5.1                   11.2
  $ 25001 -  30000     9.0             9.1           6.9                   10.1
  $ 30001 -  35000     6.3             7.6           6.2                    8.3
  $ 35001 -  40000     5.1             7.1           6.6                    6.5
  $ 40001 -  45000     4.6             7.2           7.3                    6.2
  $ 45001 -  50000     3.4             6.0           6.7                    4.1
  $ 50001 -  75000    10.2            22.8          25.9                   15.2
  $ 75001 - 100000     1.9             6.0           8.8                    2.8
  OVER $100,000        1.5             8.6          19.9                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-436           $16                   1.14
  $  5001 -  10000                  $7,571          $114                   1.86
  $ 10001 -  15000                 $12,695          $346                   2.19
  $ 15001 -  20000                 $17,248          $810                   2.27
  $ 20001 -  25000                 $22,395        $1,162                   2.90
  $ 25001 -  30000                 $27,413        $1,807                   3.01
  $ 30001 -  35000                 $32,495        $2,327                   3.54
  $ 35001 -  40000                 $37,383        $3,051                   3.45
  $ 40001 -  45000                 $42,120        $3,747                   3.63
  $ 45001 -  50000                 $47,788        $4,672                   3.21
  $ 50001 -  75000                 $60,459        $6,023                   4.01
  $ 75001 - 100000                 $82,847       $10,770                   3.94
  OVER $100,000                   $160,310       $32,321                   3.42

                    ______________________________________________________________
  TOTAL                            $26,930        $2,361                   2.68
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PAYSON UT
                        _________________________________________________
  UNDER $1              24       $-392,787        $4,342     -1.11           66
  $     1  -  5000     195        $520,012        $1,466      0.28          217
  $  5001 -  10000     284      $2,124,133       $32,916      1.55          461
  $ 10001 -  15000     299      $3,711,390      $106,953      2.88          662
  $ 15001 -  20000     314      $5,527,199      $237,733      4.30          825
  $ 20001 -  25000     352      $7,904,022      $439,635      5.56         1020
  $ 25001 -  30000     282      $7,699,632      $482,273      6.26          935
  $ 30001 -  35000     266      $8,651,505      $583,537      6.74          984
  $ 35001 -  40000     280     $10,478,502      $748,840      7.15         1116
  $ 40001 -  45000     295     $12,531,945      $956,764      7.63         1197
  $ 45001 -  50000     205      $9,742,713      $805,893      8.27          842
  $ 50001 -  75000     646     $39,393,151    $3,579,686      9.09         2956
  $ 75001 - 100000     202     $17,127,971    $1,880,724     10.98          996
  OVER $100,000         93     $14,110,907    $2,585,552     18.32          443

                    ______________________________________________________________
  TOTAL               3737    $139,130,295   $12,446,314      8.95        12720
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.3           0.0                    0.5
  $     1  -  5000     5.2             0.4           0.0                    1.7
  $  5001 -  10000     7.6             1.5           0.3                    3.6
  $ 10001 -  15000     8.0             2.7           0.9                    5.2
  $ 15001 -  20000     8.4             4.0           1.9                    6.5
  $ 20001 -  25000     9.4             5.7           3.5                    8.0
  $ 25001 -  30000     7.5             5.5           3.9                    7.4
  $ 30001 -  35000     7.1             6.2           4.7                    7.7
  $ 35001 -  40000     7.5             7.5           6.0                    8.8
  $ 40001 -  45000     7.9             9.0           7.7                    9.4
  $ 45001 -  50000     5.5             7.0           6.5                    6.6
  $ 50001 -  75000    17.3            28.3          28.8                   23.2
  $ 75001 - 100000     5.4            12.3          15.1                    7.8
  OVER $100,000        2.5            10.1          20.8                    3.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-16,366          $181                   2.75
  $     1  -  5000                  $2,667            $8                   1.11
  $  5001 -  10000                  $7,479          $116                   1.62
  $ 10001 -  15000                 $12,413          $358                   2.21
  $ 15001 -  20000                 $17,603          $757                   2.63
  $ 20001 -  25000                 $22,455        $1,249                   2.90
  $ 25001 -  30000                 $27,304        $1,710                   3.32
  $ 30001 -  35000                 $32,524        $2,194                   3.70
  $ 35001 -  40000                 $37,423        $2,674                   3.99
  $ 40001 -  45000                 $42,481        $3,243                   4.06
  $ 45001 -  50000                 $47,525        $3,931                   4.11
  $ 50001 -  75000                 $60,980        $5,541                   4.58
  $ 75001 - 100000                 $84,792        $9,311                   4.93
  OVER $100,000                   $151,730       $27,802                   4.76

                    ______________________________________________________________
  TOTAL                            $37,230        $3,331                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PLEASANT GROVE UT
                        _________________________________________________
  UNDER $1              22       $-783,463        $1,288     -0.16           52
  $     1  -  5000     248        $732,374        $2,358      0.32          275
  $  5001 -  10000     335      $2,532,835       $53,414      2.11          546
  $ 10001 -  15000     388      $4,876,393      $156,795      3.22          874
  $ 15001 -  20000     374      $6,549,709      $288,776      4.41          932
  $ 20001 -  25000     384      $8,639,717      $466,572      5.40         1088
  $ 25001 -  30000     341      $9,399,598      $582,627      6.20         1092
  $ 30001 -  35000     350     $11,391,853      $780,271      6.85         1222
  $ 35001 -  40000     395     $14,830,114    $1,020,321      6.88         1550
  $ 40001 -  45000     405     $17,186,721    $1,289,084      7.50         1604
  $ 45001 -  50000     403     $19,142,936    $1,492,503      7.80         1654
  $ 50001 -  75000    1161     $70,615,672    $6,277,412      8.89         5034
  $ 75001 - 100000     411     $35,132,595    $3,932,547     11.19         1902
  $100001 - 250000     216     $28,400,964    $4,354,829     15.33         1075
  OVER $250,000         22      $8,668,430    $2,080,739     24.00          101

                    ______________________________________________________________
  TOTAL               5455    $237,316,448   $22,779,536      9.60        19001
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.3
  $     1  -  5000     4.5             0.3           0.0                    1.4
  $  5001 -  10000     6.1             1.1           0.2                    2.9
  $ 10001 -  15000     7.1             2.1           0.7                    4.6
  $ 15001 -  20000     6.9             2.8           1.3                    4.9
  $ 20001 -  25000     7.0             3.6           2.0                    5.7
  $ 25001 -  30000     6.3             4.0           2.6                    5.7
  $ 30001 -  35000     6.4             4.8           3.4                    6.4
  $ 35001 -  40000     7.2             6.2           4.5                    8.2
  $ 40001 -  45000     7.4             7.2           5.7                    8.4
  $ 45001 -  50000     7.4             8.1           6.6                    8.7
  $ 50001 -  75000    21.3            29.8          27.6                   26.5
  $ 75001 - 100000     7.5            14.8          17.3                   10.0
  $100001 - 250000     4.0            12.0          19.1                    5.7
  OVER $250,000        0.4             3.7           9.1                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-35,612           $59                   2.36
  $     1  -  5000                  $2,953           $10                   1.11
  $  5001 -  10000                  $7,561          $159                   1.63
  $ 10001 -  15000                 $12,568          $404                   2.25
  $ 15001 -  20000                 $17,513          $772                   2.49
  $ 20001 -  25000                 $22,499        $1,215                   2.83
  $ 25001 -  30000                 $27,565        $1,709                   3.20
  $ 30001 -  35000                 $32,548        $2,229                   3.49
  $ 35001 -  40000                 $37,545        $2,583                   3.92
  $ 40001 -  45000                 $42,436        $3,183                   3.96
  $ 45001 -  50000                 $47,501        $3,703                   4.10
  $ 50001 -  75000                 $60,823        $5,407                   4.34
  $ 75001 - 100000                 $85,481        $9,568                   4.63
  $100001 - 250000                $131,486       $20,161                   4.98
  OVER $250,000                   $394,020       $94,579                   4.59

                    ______________________________________________________________
  TOTAL                            $43,504        $4,176                   3.48
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PRICE UT
                        _________________________________________________
  UNDER $1              23       $-252,625          $129     -0.05           46
  $     1  -  5000     350        $933,912        $3,450      0.37          478
  $  5001 -  10000     363      $2,718,635       $38,020      1.40          622
  $ 10001 -  15000     351      $4,352,031      $127,179      2.92          754
  $ 15001 -  20000     293      $5,081,959      $235,099      4.63          674
  $ 20001 -  25000     279      $6,273,433      $409,987      6.54          693
  $ 25001 -  30000     261      $7,172,782      $563,969      7.86          662
  $ 30001 -  35000     243      $7,881,507      $656,815      8.33          707
  $ 35001 -  40000     239      $8,946,384      $780,834      8.73          751
  $ 40001 -  45000     216      $9,180,242      $852,059      9.28          719
  $ 45001 -  50000     204      $9,694,518      $962,390      9.93          693
  $ 50001 -  75000     736     $45,295,112    $4,975,254     10.98         2722
  $ 75001 - 100000     271     $22,751,746    $2,971,237     13.06         1142
  OVER $100,000        133     $19,983,961    $3,855,126     19.29          526

                    ______________________________________________________________
  TOTAL               3962    $150,013,597   $16,431,548     10.95        11189
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.2           0.0                    0.4
  $     1  -  5000     8.8             0.6           0.0                    4.3
  $  5001 -  10000     9.2             1.8           0.2                    5.6
  $ 10001 -  15000     8.9             2.9           0.8                    6.7
  $ 15001 -  20000     7.4             3.4           1.4                    6.0
  $ 20001 -  25000     7.0             4.2           2.5                    6.2
  $ 25001 -  30000     6.6             4.8           3.4                    5.9
  $ 30001 -  35000     6.1             5.3           4.0                    6.3
  $ 35001 -  40000     6.0             6.0           4.8                    6.7
  $ 40001 -  45000     5.5             6.1           5.2                    6.4
  $ 45001 -  50000     5.1             6.5           5.9                    6.2
  $ 50001 -  75000    18.6            30.2          30.3                   24.3
  $ 75001 - 100000     6.8            15.2          18.1                   10.2
  OVER $100,000        3.4            13.3          23.5                    4.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-10,984            $6                   2.00
  $     1  -  5000                  $2,668           $10                   1.37
  $  5001 -  10000                  $7,489          $105                   1.71
  $ 10001 -  15000                 $12,399          $362                   2.15
  $ 15001 -  20000                 $17,345          $802                   2.30
  $ 20001 -  25000                 $22,485        $1,469                   2.48
  $ 25001 -  30000                 $27,482        $2,161                   2.54
  $ 30001 -  35000                 $32,434        $2,703                   2.91
  $ 35001 -  40000                 $37,433        $3,267                   3.14
  $ 40001 -  45000                 $42,501        $3,945                   3.33
  $ 45001 -  50000                 $47,522        $4,718                   3.40
  $ 50001 -  75000                 $61,542        $6,760                   3.70
  $ 75001 - 100000                 $83,955       $10,964                   4.21
  OVER $100,000                   $150,255       $28,986                   3.95

                    ______________________________________________________________
  TOTAL                            $37,863        $4,147                   2.82
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PROVIDENCE UT
                        _________________________________________________
  UNDER $ 5,000         47         $88,135        $1,278      1.45           47
  $  5001 -  10000      51        $378,190        $8,932      2.36           58
  $ 10001 -  15000      65        $827,279       $37,171      4.49          115
  $ 15001 -  20000      65      $1,142,299       $58,429      5.12          129
  $ 20001 -  25000      61      $1,385,104       $79,696      5.75          159
  $ 25001 -  30000      48      $1,326,250       $84,852      6.40          144
  $ 30001 -  35000      65      $2,122,737      $141,017      6.64          235
  $ 35001 -  40000      54      $2,029,840      $147,183      7.25          205
  $ 40001 -  45000      66      $2,815,074      $216,619      7.69          262
  $ 45001 -  50000      56      $2,676,419      $194,868      7.28          257
  $ 50001 -  75000     252     $15,397,168    $1,436,970      9.33         1026
  $ 75001 - 100000     103      $8,886,606    $1,052,305     11.84          455
  $100001 - 250000      94     $12,827,618    $2,152,179     16.78          416
  OVER $250,000         16     $10,009,687    $2,821,955     28.19           74

                    ______________________________________________________________
  TOTAL               1043     $61,912,406    $8,433,454     13.62         3582
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.5             0.1           0.0                    1.3
  $  5001 -  10000     4.9             0.6           0.1                    1.6
  $ 10001 -  15000     6.2             1.3           0.4                    3.2
  $ 15001 -  20000     6.2             1.8           0.7                    3.6
  $ 20001 -  25000     5.8             2.2           0.9                    4.4
  $ 25001 -  30000     4.6             2.1           1.0                    4.0
  $ 30001 -  35000     6.2             3.4           1.7                    6.6
  $ 35001 -  40000     5.2             3.3           1.7                    5.7
  $ 40001 -  45000     6.3             4.5           2.6                    7.3
  $ 45001 -  50000     5.4             4.3           2.3                    7.2
  $ 50001 -  75000    24.2            24.9          17.0                   28.6
  $ 75001 - 100000     9.9            14.4          12.5                   12.7
  $100001 - 250000     9.0            20.7          25.5                   11.6
  OVER $250,000        1.5            16.2          33.5                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,875           $27                   1.00
  $  5001 -  10000                  $7,415          $175                   1.14
  $ 10001 -  15000                 $12,727          $572                   1.77
  $ 15001 -  20000                 $17,574          $899                   1.98
  $ 20001 -  25000                 $22,707        $1,306                   2.61
  $ 25001 -  30000                 $27,630        $1,768                   3.00
  $ 30001 -  35000                 $32,657        $2,169                   3.62
  $ 35001 -  40000                 $37,590        $2,726                   3.80
  $ 40001 -  45000                 $42,653        $3,282                   3.97
  $ 45001 -  50000                 $47,793        $3,480                   4.59
  $ 50001 -  75000                 $61,100        $5,702                   4.07
  $ 75001 - 100000                 $86,278       $10,217                   4.42
  $100001 - 250000                $136,464       $22,896                   4.43
  OVER $250,000                   $625,605      $176,372                   4.63

                    ______________________________________________________________
  TOTAL                            $59,360        $8,086                   3.43
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PROVO UT
                        _________________________________________________
  UNDER $1             189     $-5,277,726       $23,142     -0.44          330
  $     1  -  5000    3266      $9,433,028       $55,320      0.59         2820
  $  5001 -  10000    4193     $31,103,502      $632,910      2.03         5874
  $ 10001 -  15000    3692     $45,984,450    $1,648,732      3.59         6948
  $ 15001 -  20000    2940     $51,160,790    $2,663,462      5.21         6494
  $ 20001 -  25000    2268     $50,781,461    $3,251,549      6.40         5657
  $ 25001 -  30000    1749     $47,950,825    $3,506,181      7.31         4684
  $ 30001 -  35000    1419     $46,039,132    $3,590,763      7.80         4124
  $ 35001 -  40000    1191     $44,473,999    $3,643,497      8.19         3805
  $ 40001 -  45000     970     $41,057,677    $3,512,439      8.55         3190
  $ 45001 -  50000     783     $37,144,356    $3,354,063      9.03         2703
  $ 50001 -  75000    2282    $138,607,174   $13,471,020      9.72         8751
  $ 75001 - 100000    1000     $85,850,795    $9,724,513     11.33         4375
  $100001 - 250000     825    $114,178,832   $18,044,983     15.80         3623
  OVER $250,000        169     $87,245,906   $23,555,516     27.00          816

                    ______________________________________________________________
  TOTAL              26936    $825,734,201   $90,678,090     10.98        64194
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.6           0.0                    0.5
  $     1  -  5000    12.1             1.1           0.1                    4.4
  $  5001 -  10000    15.6             3.8           0.7                    9.2
  $ 10001 -  15000    13.7             5.6           1.8                   10.8
  $ 15001 -  20000    10.9             6.2           2.9                   10.1
  $ 20001 -  25000     8.4             6.1           3.6                    8.8
  $ 25001 -  30000     6.5             5.8           3.9                    7.3
  $ 30001 -  35000     5.3             5.6           4.0                    6.4
  $ 35001 -  40000     4.4             5.4           4.0                    5.9
  $ 40001 -  45000     3.6             5.0           3.9                    5.0
  $ 45001 -  50000     2.9             4.5           3.7                    4.2
  $ 50001 -  75000     8.5            16.8          14.9                   13.6
  $ 75001 - 100000     3.7            10.4          10.7                    6.8
  $100001 - 250000     3.1            13.8          19.9                    5.6
  OVER $250,000        0.6            10.6          26.0                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,924          $122                   1.75
  $     1  -  5000                  $2,888           $17                   0.86
  $  5001 -  10000                  $7,418          $151                   1.40
  $ 10001 -  15000                 $12,455          $447                   1.88
  $ 15001 -  20000                 $17,402          $906                   2.21
  $ 20001 -  25000                 $22,390        $1,434                   2.49
  $ 25001 -  30000                 $27,416        $2,005                   2.68
  $ 30001 -  35000                 $32,445        $2,530                   2.91
  $ 35001 -  40000                 $37,342        $3,059                   3.19
  $ 40001 -  45000                 $42,328        $3,621                   3.29
  $ 45001 -  50000                 $47,439        $4,284                   3.45
  $ 50001 -  75000                 $60,739        $5,903                   3.83
  $ 75001 - 100000                 $85,851        $9,725                   4.38
  $100001 - 250000                $138,399       $21,873                   4.39
  OVER $250,000                   $516,248      $139,382                   4.83

                    ______________________________________________________________
  TOTAL                            $30,655        $3,366                   2.38
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RICHFIELD UT
                        _________________________________________________
  UNDER $1              14       $-528,933        $4,430     -0.84           37
  $     1  -  5000     164        $431,357        $2,943      0.68          204
  $  5001 -  10000     188      $1,426,397       $24,567      1.72          315
  $ 10001 -  15000     189      $2,347,849       $69,507      2.96          375
  $ 15001 -  20000     164      $2,829,039      $107,093      3.79          419
  $ 20001 -  25000     152      $3,454,554      $196,454      5.69          423
  $ 25001 -  30000     149      $4,114,951      $278,787      6.77          468
  $ 30001 -  35000     104      $3,360,775      $242,307      7.21          341
  $ 35001 -  40000     112      $4,196,580      $330,651      7.88          388
  $ 40001 -  45000     109      $4,610,995      $405,287      8.79          382
  $ 45001 -  50000     102      $4,843,198      $437,278      9.03          376
  $ 50001 -  75000     296     $18,152,803    $1,797,465      9.90         1233
  $ 75001 - 100000     109      $9,201,771    $1,120,076     12.17          473
  OVER $100,000         86     $12,185,489    $1,931,217     15.85          431

                    ______________________________________________________________
  TOTAL               1938     $70,626,825    $6,948,062      9.84         5865
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.7           0.1                    0.6
  $     1  -  5000     8.5             0.6           0.0                    3.5
  $  5001 -  10000     9.7             2.0           0.4                    5.4
  $ 10001 -  15000     9.8             3.3           1.0                    6.4
  $ 15001 -  20000     8.5             4.0           1.5                    7.1
  $ 20001 -  25000     7.8             4.9           2.8                    7.2
  $ 25001 -  30000     7.7             5.8           4.0                    8.0
  $ 30001 -  35000     5.4             4.8           3.5                    5.8
  $ 35001 -  40000     5.8             5.9           4.8                    6.6
  $ 40001 -  45000     5.6             6.5           5.8                    6.5
  $ 45001 -  50000     5.3             6.9           6.3                    6.4
  $ 50001 -  75000    15.3            25.7          25.9                   21.0
  $ 75001 - 100000     5.6            13.0          16.1                    8.1
  OVER $100,000        4.4            17.3          27.8                    7.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-37,781          $316                   2.64
  $     1  -  5000                  $2,630           $18                   1.24
  $  5001 -  10000                  $7,587          $131                   1.68
  $ 10001 -  15000                 $12,422          $368                   1.98
  $ 15001 -  20000                 $17,250          $653                   2.55
  $ 20001 -  25000                 $22,727        $1,292                   2.78
  $ 25001 -  30000                 $27,617        $1,871                   3.14
  $ 30001 -  35000                 $32,315        $2,330                   3.28
  $ 35001 -  40000                 $37,469        $2,952                   3.46
  $ 40001 -  45000                 $42,303        $3,718                   3.50
  $ 45001 -  50000                 $47,482        $4,287                   3.69
  $ 50001 -  75000                 $61,327        $6,073                   4.17
  $ 75001 - 100000                 $84,420       $10,276                   4.34
  OVER $100,000                   $141,692       $22,456                   5.01

                    ______________________________________________________________
  TOTAL                            $36,443        $3,585                   3.03
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RIVERDALE UT
                        _________________________________________________
  UNDER $ 5,000         74        $153,240          $249      0.16           86
  $  5001 -  10000     105        $795,223       $15,465      1.94          159
  $ 10001 -  15000      99      $1,224,606       $59,041      4.82          147
  $ 15001 -  20000     100      $1,730,461      $105,948      6.12          194
  $ 20001 -  25000     129      $2,910,995      $205,498      7.06          299
  $ 25001 -  30000     120      $3,314,799      $257,104      7.76          294
  $ 30001 -  35000      92      $2,959,846      $247,613      8.37          257
  $ 35001 -  40000      90      $3,369,125      $311,368      9.24          249
  $ 40001 -  45000      79      $3,357,512      $327,774      9.76          236
  $ 45001 -  50000      59      $2,829,722      $295,937     10.46          187
  $ 50001 -  75000     252     $15,311,482    $1,652,234     10.79          848
  $ 75001 - 100000      83      $6,981,117      $891,905     12.78          305
  OVER $100,000         49      $6,295,644    $1,105,877     17.57          182

                    ______________________________________________________________
  TOTAL               1331     $51,233,772    $5,476,013     10.69         3443
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.6             0.3           0.0                    2.5
  $  5001 -  10000     7.9             1.6           0.3                    4.6
  $ 10001 -  15000     7.4             2.4           1.1                    4.3
  $ 15001 -  20000     7.5             3.4           1.9                    5.6
  $ 20001 -  25000     9.7             5.7           3.8                    8.7
  $ 25001 -  30000     9.0             6.5           4.7                    8.5
  $ 30001 -  35000     6.9             5.8           4.5                    7.5
  $ 35001 -  40000     6.8             6.6           5.7                    7.2
  $ 40001 -  45000     5.9             6.6           6.0                    6.9
  $ 45001 -  50000     4.4             5.5           5.4                    5.4
  $ 50001 -  75000    18.9            29.9          30.2                   24.6
  $ 75001 - 100000     6.2            13.6          16.3                    8.9
  OVER $100,000        3.7            12.3          20.2                    5.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,071            $3                   1.16
  $  5001 -  10000                  $7,574          $147                   1.51
  $ 10001 -  15000                 $12,370          $596                   1.48
  $ 15001 -  20000                 $17,305        $1,059                   1.94
  $ 20001 -  25000                 $22,566        $1,593                   2.32
  $ 25001 -  30000                 $27,623        $2,143                   2.45
  $ 30001 -  35000                 $32,172        $2,691                   2.79
  $ 35001 -  40000                 $37,435        $3,460                   2.77
  $ 40001 -  45000                 $42,500        $4,149                   2.99
  $ 45001 -  50000                 $47,961        $5,016                   3.17
  $ 50001 -  75000                 $60,760        $6,556                   3.37
  $ 75001 - 100000                 $84,110       $10,746                   3.67
  OVER $100,000                   $128,483       $22,569                   3.71

                    ______________________________________________________________
  TOTAL                            $38,493        $4,114                   2.59
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RIVERTON UT
                        _________________________________________________
  UNDER $1              25       $-179,211        $4,376     -2.44           59
  $     1  -  5000     222        $575,690        $4,729      0.82          168
  $  5001 -  10000     223      $1,673,769       $42,405      2.53          289
  $ 10001 -  15000     271      $3,394,551      $127,963      3.77          511
  $ 15001 -  20000     287      $5,016,576      $241,160      4.81          653
  $ 20001 -  25000     266      $5,974,979      $330,905      5.54          727
  $ 25001 -  30000     289      $7,964,993      $498,733      6.26          844
  $ 30001 -  35000     298      $9,677,619      $614,814      6.35         1040
  $ 35001 -  40000     405     $15,199,492    $1,066,564      7.02         1464
  $ 40001 -  45000     441     $18,685,095    $1,388,265      7.43         1684
  $ 45001 -  50000     469     $22,245,797    $1,745,050      7.84         1884
  $ 50001 -  75000    1693    $102,528,190    $9,178,059      8.95         7030
  $ 75001 - 100000     632     $53,655,707    $6,049,903     11.28         2775
  $100001 - 250000     274     $34,972,527    $5,578,120     15.95         1209
  OVER $250,000         19      $8,900,237    $2,343,543     26.33           63

                    ______________________________________________________________
  TOTAL               5814    $290,286,011   $29,214,589     10.06        20400
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.1           0.0                    0.3
  $     1  -  5000     3.8             0.2           0.0                    0.8
  $  5001 -  10000     3.8             0.6           0.1                    1.4
  $ 10001 -  15000     4.7             1.2           0.4                    2.5
  $ 15001 -  20000     4.9             1.7           0.8                    3.2
  $ 20001 -  25000     4.6             2.1           1.1                    3.6
  $ 25001 -  30000     5.0             2.7           1.7                    4.1
  $ 30001 -  35000     5.1             3.3           2.1                    5.1
  $ 35001 -  40000     7.0             5.2           3.7                    7.2
  $ 40001 -  45000     7.6             6.4           4.8                    8.3
  $ 45001 -  50000     8.1             7.7           6.0                    9.2
  $ 50001 -  75000    29.1            35.3          31.4                   34.5
  $ 75001 - 100000    10.9            18.5          20.7                   13.6
  $100001 - 250000     4.7            12.0          19.1                    5.9
  OVER $250,000        0.3             3.1           8.0                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-7,168          $175                   2.36
  $     1  -  5000                  $2,593           $21                   0.76
  $  5001 -  10000                  $7,506          $190                   1.30
  $ 10001 -  15000                 $12,526          $472                   1.89
  $ 15001 -  20000                 $17,479          $840                   2.28
  $ 20001 -  25000                 $22,462        $1,244                   2.73
  $ 25001 -  30000                 $27,561        $1,726                   2.92
  $ 30001 -  35000                 $32,475        $2,063                   3.49
  $ 35001 -  40000                 $37,530        $2,633                   3.61
  $ 40001 -  45000                 $42,370        $3,148                   3.82
  $ 45001 -  50000                 $47,432        $3,721                   4.02
  $ 50001 -  75000                 $60,560        $5,421                   4.15
  $ 75001 - 100000                 $84,898        $9,573                   4.39
  $100001 - 250000                $127,637       $20,358                   4.41
  OVER $250,000                   $468,434      $123,344                   3.32

                    ______________________________________________________________
  TOTAL                            $49,929        $5,025                   3.51
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ROOSEVELT UT
                        _________________________________________________
  UNDER $1              27     $-1,066,352        $3,842     -0.36           73
  $     1  -  5000     183        $494,759        $1,823      0.37          267
  $  5001 -  10000     214      $1,585,996       $19,351      1.22          430
  $ 10001 -  15000     223      $2,791,642       $63,046      2.26          594
  $ 15001 -  20000     162      $2,858,164      $110,986      3.88          464
  $ 20001 -  25000     173      $3,868,216      $192,365      4.97          577
  $ 25001 -  30000     170      $4,644,934      $300,867      6.48          566
  $ 30001 -  35000     162      $5,280,459      $381,313      7.22          582
  $ 35001 -  40000     130      $4,872,040      $382,566      7.85          508
  $ 40001 -  45000     100      $4,229,533      $345,456      8.17          411
  $ 45001 -  50000      86      $4,072,811      $332,014      8.15          372
  $ 50001 -  75000     254     $15,388,392    $1,506,100      9.79         1115
  $ 75001 - 100000      73      $6,247,372      $701,279     11.23          394
  OVER $100,000         83     $12,346,313    $1,727,359     13.99          671

                    ______________________________________________________________
  TOTAL               2040     $67,614,279    $6,068,367      8.97         7024
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.6           0.1                    1.0
  $     1  -  5000     9.0             0.7           0.0                    3.8
  $  5001 -  10000    10.5             2.3           0.3                    6.1
  $ 10001 -  15000    10.9             4.1           1.0                    8.5
  $ 15001 -  20000     7.9             4.2           1.8                    6.6
  $ 20001 -  25000     8.5             5.7           3.2                    8.2
  $ 25001 -  30000     8.3             6.9           5.0                    8.1
  $ 30001 -  35000     7.9             7.8           6.3                    8.3
  $ 35001 -  40000     6.4             7.2           6.3                    7.2
  $ 40001 -  45000     4.9             6.3           5.7                    5.9
  $ 45001 -  50000     4.2             6.0           5.5                    5.3
  $ 50001 -  75000    12.5            22.8          24.8                   15.9
  $ 75001 - 100000     3.6             9.2          11.6                    5.6
  OVER $100,000        4.1            18.3          28.5                    9.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,495          $142                   2.70
  $     1  -  5000                  $2,704           $10                   1.46
  $  5001 -  10000                  $7,411           $90                   2.01
  $ 10001 -  15000                 $12,519          $283                   2.66
  $ 15001 -  20000                 $17,643          $685                   2.86
  $ 20001 -  25000                 $22,360        $1,112                   3.34
  $ 25001 -  30000                 $27,323        $1,770                   3.33
  $ 30001 -  35000                 $32,595        $2,354                   3.59
  $ 35001 -  40000                 $37,477        $2,943                   3.91
  $ 40001 -  45000                 $42,295        $3,455                   4.11
  $ 45001 -  50000                 $47,358        $3,861                   4.33
  $ 50001 -  75000                 $60,584        $5,930                   4.39
  $ 75001 - 100000                 $85,580        $9,607                   5.40
  OVER $100,000                   $148,751       $20,812                   8.08

                    ______________________________________________________________
  TOTAL                            $33,144        $2,975                   3.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ROY UT
                        _________________________________________________
  UNDER $1              21       $-565,985        $1,106     -0.20           39
  $     1  -  5000     392      $1,057,832        $4,107      0.39          373
  $  5001 -  10000     562      $4,287,930       $78,312      1.83          808
  $ 10001 -  15000     679      $8,506,703      $328,948      3.87         1218
  $ 15001 -  20000     733     $12,791,031      $703,164      5.50         1459
  $ 20001 -  25000     806     $18,065,189    $1,216,854      6.74         1821
  $ 25001 -  30000     805     $22,068,961    $1,653,791      7.49         2006
  $ 30001 -  35000     773     $25,065,711    $1,966,491      7.85         2222
  $ 35001 -  40000     851     $31,895,297    $2,749,695      8.62         2558
  $ 40001 -  45000     775     $32,915,818    $2,914,997      8.86         2499
  $ 45001 -  50000     658     $31,237,080    $2,899,013      9.28         2249
  $ 50001 -  75000    2202    $133,195,911   $13,520,147     10.15         8119
  $ 75001 - 100000     665     $56,418,576    $7,009,094     12.42         2644
  $100001 - 250000     261     $33,008,711    $5,223,814     15.83         1114
  OVER $250,000         27     $15,058,286    $4,453,295     29.57          105

                    ______________________________________________________________
  TOTAL              10210    $425,007,051   $44,722,828     10.52        29234
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.1
  $     1  -  5000     3.8             0.2           0.0                    1.3
  $  5001 -  10000     5.5             1.0           0.2                    2.8
  $ 10001 -  15000     6.7             2.0           0.7                    4.2
  $ 15001 -  20000     7.2             3.0           1.6                    5.0
  $ 20001 -  25000     7.9             4.3           2.7                    6.2
  $ 25001 -  30000     7.9             5.2           3.7                    6.9
  $ 30001 -  35000     7.6             5.9           4.4                    7.6
  $ 35001 -  40000     8.3             7.5           6.1                    8.8
  $ 40001 -  45000     7.6             7.7           6.5                    8.5
  $ 45001 -  50000     6.4             7.3           6.5                    7.7
  $ 50001 -  75000    21.6            31.3          30.2                   27.8
  $ 75001 - 100000     6.5            13.3          15.7                    9.0
  $100001 - 250000     2.6             7.8          11.7                    3.8
  OVER $250,000        0.3             3.5          10.0                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,952           $53                   1.86
  $     1  -  5000                  $2,699           $10                   0.95
  $  5001 -  10000                  $7,630          $139                   1.44
  $ 10001 -  15000                 $12,528          $484                   1.79
  $ 15001 -  20000                 $17,450          $959                   1.99
  $ 20001 -  25000                 $22,413        $1,510                   2.26
  $ 25001 -  30000                 $27,415        $2,054                   2.49
  $ 30001 -  35000                 $32,427        $2,544                   2.87
  $ 35001 -  40000                 $37,480        $3,231                   3.01
  $ 40001 -  45000                 $42,472        $3,761                   3.22
  $ 45001 -  50000                 $47,473        $4,406                   3.42
  $ 50001 -  75000                 $60,489        $6,140                   3.69
  $ 75001 - 100000                 $84,840       $10,540                   3.98
  $100001 - 250000                $126,470       $20,015                   4.27
  OVER $250,000                   $557,714      $164,937                   3.89

                    ______________________________________________________________
  TOTAL                            $41,627        $4,380                   2.86
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SALEM UT
                        _________________________________________________
  UNDER $1              16       $-620,824        $2,264     -0.36           33
  $     1  -  5000      58        $141,331          $423      0.30           40
  $  5001 -  10000      75        $565,402       $10,975      1.94          115
  $ 10001 -  15000      80      $1,005,454       $31,443      3.13          162
  $ 15001 -  20000      69      $1,206,855       $56,089      4.65          156
  $ 20001 -  25000      71      $1,577,680       $92,875      5.89          192
  $ 25001 -  30000      62      $1,714,909      $103,140      6.01          206
  $ 30001 -  35000      71      $2,307,570      $155,418      6.74          252
  $ 35001 -  40000      85      $3,185,041      $220,375      6.92          323
  $ 40001 -  45000      75      $3,188,056      $230,474      7.23          288
  $ 45001 -  50000      85      $4,041,356      $307,875      7.62          364
  $ 50001 -  75000     237     $14,388,833    $1,308,913      9.10         1055
  $ 75001 - 100000      78      $6,575,609      $738,290     11.23          368
  $100001 - 250000      57      $7,849,477    $1,156,817     14.74          293
  OVER $250,000         13      $6,661,918    $1,778,088     26.69           84

                    ______________________________________________________________
  TOTAL               1132     $53,788,667    $6,193,459     11.51         3931
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.4            -1.2           0.0                    0.8
  $     1  -  5000     5.1             0.3           0.0                    1.0
  $  5001 -  10000     6.6             1.1           0.2                    2.9
  $ 10001 -  15000     7.1             1.9           0.5                    4.1
  $ 15001 -  20000     6.1             2.2           0.9                    4.0
  $ 20001 -  25000     6.3             2.9           1.5                    4.9
  $ 25001 -  30000     5.5             3.2           1.7                    5.2
  $ 30001 -  35000     6.3             4.3           2.5                    6.4
  $ 35001 -  40000     7.5             5.9           3.6                    8.2
  $ 40001 -  45000     6.6             5.9           3.7                    7.3
  $ 45001 -  50000     7.5             7.5           5.0                    9.3
  $ 50001 -  75000    20.9            26.8          21.1                   26.8
  $ 75001 - 100000     6.9            12.2          11.9                    9.4
  $100001 - 250000     5.0            14.6          18.7                    7.5
  OVER $250,000        1.1            12.4          28.7                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-38,802          $142                   2.06
  $     1  -  5000                  $2,437            $7                   0.69
  $  5001 -  10000                  $7,539          $146                   1.53
  $ 10001 -  15000                 $12,568          $393                   2.03
  $ 15001 -  20000                 $17,491          $813                   2.26
  $ 20001 -  25000                 $22,221        $1,308                   2.70
  $ 25001 -  30000                 $27,660        $1,664                   3.32
  $ 30001 -  35000                 $32,501        $2,189                   3.55
  $ 35001 -  40000                 $37,471        $2,593                   3.80
  $ 40001 -  45000                 $42,507        $3,073                   3.84
  $ 45001 -  50000                 $47,545        $3,622                   4.28
  $ 50001 -  75000                 $60,712        $5,523                   4.45
  $ 75001 - 100000                 $84,303        $9,465                   4.72
  $100001 - 250000                $137,710       $20,295                   5.14
  OVER $250,000                   $512,455      $136,776                   6.46

                    ______________________________________________________________
  TOTAL                            $47,516        $5,471                   3.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SALT LAKE CITY UT
                        _________________________________________________
  UNDER $1             804    $-27,738,941      $119,195     -0.43         1375
  $     1  -  5000    7537     $21,438,883      $123,318      0.58         8301
  $  5001 -  10000   11830     $90,015,897    $1,838,707      2.04        16397
  $ 10001 -  15000   13680    $171,627,076    $7,742,294      4.51        22508
  $ 15001 -  20000   13620    $237,565,441   $14,971,745      6.30        24820
  $ 20001 -  25000   11455    $256,595,701   $19,419,018      7.57        22443
  $ 25001 -  30000    9709    $266,521,918   $22,315,046      8.37        20477
  $ 30001 -  35000    8463    $274,404,869   $24,571,544      8.95        19385
  $ 35001 -  40000    7380    $276,276,624   $26,479,202      9.58        17896
  $ 40001 -  45000    6389    $270,996,608   $26,996,214      9.96        16788
  $ 45001 -  50000    5326    $252,555,172   $26,088,089     10.33        14533
  $ 50001 -  75000   17397  $1,057,947,693  $117,606,680     11.12        53844
  $ 75001 - 100000    7903    $677,422,247   $89,521,361     13.22        27017
  $100001 - 250000    7796  $1,105,409,636  $195,120,273     17.65        28132
  OVER $250,000       1735  $1,080,344,309  $301,536,083     27.91         6193

                    ______________________________________________________________
  TOTAL             131024  $6,011,383,133  $874,448,769     14.55       300109
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.5           0.0                    0.5
  $     1  -  5000     5.8             0.4           0.0                    2.8
  $  5001 -  10000     9.0             1.5           0.2                    5.5
  $ 10001 -  15000    10.4             2.9           0.9                    7.5
  $ 15001 -  20000    10.4             4.0           1.7                    8.3
  $ 20001 -  25000     8.7             4.3           2.2                    7.5
  $ 25001 -  30000     7.4             4.4           2.6                    6.8
  $ 30001 -  35000     6.5             4.6           2.8                    6.5
  $ 35001 -  40000     5.6             4.6           3.0                    6.0
  $ 40001 -  45000     4.9             4.5           3.1                    5.6
  $ 45001 -  50000     4.1             4.2           3.0                    4.8
  $ 50001 -  75000    13.3            17.6          13.4                   17.9
  $ 75001 - 100000     6.0            11.3          10.2                    9.0
  $100001 - 250000     6.0            18.4          22.3                    9.4
  OVER $250,000        1.3            18.0          34.5                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-34,501          $148                   1.71
  $     1  -  5000                  $2,844           $16                   1.10
  $  5001 -  10000                  $7,609          $155                   1.39
  $ 10001 -  15000                 $12,546          $566                   1.65
  $ 15001 -  20000                 $17,442        $1,099                   1.82
  $ 20001 -  25000                 $22,400        $1,695                   1.96
  $ 25001 -  30000                 $27,451        $2,298                   2.11
  $ 30001 -  35000                 $32,424        $2,903                   2.29
  $ 35001 -  40000                 $37,436        $3,588                   2.42
  $ 40001 -  45000                 $42,416        $4,225                   2.63
  $ 45001 -  50000                 $47,419        $4,898                   2.73
  $ 50001 -  75000                 $60,812        $6,760                   3.10
  $ 75001 - 100000                 $85,717       $11,328                   3.42
  $100001 - 250000                $141,792       $25,028                   3.61
  OVER $250,000                   $622,677      $173,796                   3.57

                    ______________________________________________________________
  TOTAL                            $45,880        $6,674                   2.29
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANDY UT
                        _________________________________________________
  UNDER $1             130    $-18,339,959       $10,736     -0.06          348
  $     1  -  5000    1333      $3,658,097       $31,609      0.86          955
  $  5001 -  10000    1638     $12,347,525      $283,640      2.30         2107
  $ 10001 -  15000    1695     $21,314,630      $909,556      4.27         2845
  $ 15001 -  20000    1805     $31,549,307    $1,770,540      5.61         3574
  $ 20001 -  25000    1672     $37,556,048    $2,469,669      6.58         3794
  $ 25001 -  30000    1641     $45,127,445    $3,227,445      7.15         4070
  $ 30001 -  35000    1605     $52,184,458    $4,003,237      7.67         4323
  $ 35001 -  40000    1621     $60,885,419    $4,890,177      8.03         5071
  $ 40001 -  45000    1626     $69,105,411    $5,774,898      8.36         5365
  $ 45001 -  50000    1456     $69,096,956    $5,974,105      8.65         5083
  $ 50001 -  75000    6615    $406,881,337   $39,321,221      9.66        24927
  $ 75001 - 100000    3884    $333,734,999   $39,570,720     11.86        15748
  $100001 - 250000    3523    $482,837,082   $78,295,447     16.22        15022
  OVER $250,000        498    $275,087,102   $80,114,604     29.12         2181

                    ______________________________________________________________
  TOTAL              30742  $1,883,025,857  $266,647,604     14.16        95413
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -1.0           0.0                    0.4
  $     1  -  5000     4.3             0.2           0.0                    1.0
  $  5001 -  10000     5.3             0.7           0.1                    2.2
  $ 10001 -  15000     5.5             1.1           0.3                    3.0
  $ 15001 -  20000     5.9             1.7           0.7                    3.7
  $ 20001 -  25000     5.4             2.0           0.9                    4.0
  $ 25001 -  30000     5.3             2.4           1.2                    4.3
  $ 30001 -  35000     5.2             2.8           1.5                    4.5
  $ 35001 -  40000     5.3             3.2           1.8                    5.3
  $ 40001 -  45000     5.3             3.7           2.2                    5.6
  $ 45001 -  50000     4.7             3.7           2.2                    5.3
  $ 50001 -  75000    21.5            21.6          14.7                   26.1
  $ 75001 - 100000    12.6            17.7          14.8                   16.5
  $100001 - 250000    11.5            25.6          29.4                   15.7
  OVER $250,000        1.6            14.6          30.0                    2.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-141077           $83                   2.68
  $     1  -  5000                  $2,744           $24                   0.72
  $  5001 -  10000                  $7,538          $173                   1.29
  $ 10001 -  15000                 $12,575          $537                   1.68
  $ 15001 -  20000                 $17,479          $981                   1.98
  $ 20001 -  25000                 $22,462        $1,477                   2.27
  $ 25001 -  30000                 $27,500        $1,967                   2.48
  $ 30001 -  35000                 $32,514        $2,494                   2.69
  $ 35001 -  40000                 $37,560        $3,017                   3.13
  $ 40001 -  45000                 $42,500        $3,552                   3.30
  $ 45001 -  50000                 $47,457        $4,103                   3.49
  $ 50001 -  75000                 $61,509        $5,944                   3.77
  $ 75001 - 100000                 $85,926       $10,188                   4.05
  $100001 - 250000                $137,053       $22,224                   4.26
  OVER $250,000                   $552,384      $160,873                   4.38

                    ______________________________________________________________
  TOTAL                            $61,253        $8,674                   3.10
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANTA CLARA UT
                        _________________________________________________
  UNDER $ 5,000         70         $74,447        $3,480      4.67           75
  $  5001 -  10000      78        $594,645       $10,609      1.78          133
  $ 10001 -  15000      72        $907,606       $36,517      4.02          142
  $ 15001 -  20000      84      $1,471,335       $69,306      4.71          189
  $ 20001 -  25000      76      $1,707,788       $76,280      4.47          221
  $ 25001 -  30000      60      $1,633,292      $114,735      7.02          156
  $ 30001 -  35000      63      $2,065,900      $143,255      6.93          215
  $ 35001 -  40000      65      $2,439,109      $168,863      6.92          242
  $ 40001 -  45000      71      $3,007,388      $207,159      6.89          291
  $ 45001 -  50000      66      $3,145,766      $230,262      7.32          276
  $ 50001 -  75000     227     $13,723,683    $1,200,034      8.74          981
  $ 75001 - 100000      84      $7,082,191      $774,394     10.93          408
  OVER $100,000         45      $7,806,558    $1,424,173     18.24          213

                    ______________________________________________________________
  TOTAL               1061     $45,659,708    $4,459,067      9.77         3542
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.6             0.2           0.1                    2.1
  $  5001 -  10000     7.4             1.3           0.2                    3.8
  $ 10001 -  15000     6.8             2.0           0.8                    4.0
  $ 15001 -  20000     7.9             3.2           1.6                    5.3
  $ 20001 -  25000     7.2             3.7           1.7                    6.2
  $ 25001 -  30000     5.7             3.6           2.6                    4.4
  $ 30001 -  35000     5.9             4.5           3.2                    6.1
  $ 35001 -  40000     6.1             5.3           3.8                    6.8
  $ 40001 -  45000     6.7             6.6           4.6                    8.2
  $ 45001 -  50000     6.2             6.9           5.2                    7.8
  $ 50001 -  75000    21.4            30.1          26.9                   27.7
  $ 75001 - 100000     7.9            15.5          17.4                   11.5
  OVER $100,000        4.2            17.1          31.9                    6.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,064           $50                   1.07
  $  5001 -  10000                  $7,624          $136                   1.71
  $ 10001 -  15000                 $12,606          $507                   1.97
  $ 15001 -  20000                 $17,516          $825                   2.25
  $ 20001 -  25000                 $22,471        $1,004                   2.91
  $ 25001 -  30000                 $27,222        $1,912                   2.60
  $ 30001 -  35000                 $32,792        $2,274                   3.41
  $ 35001 -  40000                 $37,525        $2,598                   3.72
  $ 40001 -  45000                 $42,358        $2,918                   4.10
  $ 45001 -  50000                 $47,663        $3,489                   4.18
  $ 50001 -  75000                 $60,457        $5,286                   4.32
  $ 75001 - 100000                 $84,312        $9,219                   4.86
  OVER $100,000                   $173,479       $31,648                   4.73

                    ______________________________________________________________
  TOTAL                            $43,035        $4,203                   3.34
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANTAQUIN UT
                        _________________________________________________
  UNDER $ 5,000         55       $-123,351        $1,504     -1.22           71
  $  5001 -  10000      81        $616,324        $9,025      1.46          173
  $ 10001 -  15000     104      $1,280,597       $35,156      2.75          249
  $ 15001 -  20000      87      $1,513,979       $70,435      4.65          224
  $ 20001 -  25000      91      $2,046,833      $101,320      4.95          307
  $ 25001 -  30000      98      $2,702,903      $167,134      6.18          336
  $ 30001 -  35000      68      $2,198,787      $145,979      6.64          257
  $ 35001 -  40000      71      $2,646,063      $192,555      7.28          278
  $ 40001 -  45000      60      $2,553,509      $189,682      7.43          274
  $ 45001 -  50000      64      $3,046,196      $251,261      8.25          278
  $ 50001 -  75000     154      $9,278,090      $855,862      9.22          681
  $ 75001 - 250000      33      $3,287,598      $420,919     12.80          164

                    ______________________________________________________________
  TOTAL                966     $31,047,528    $2,440,832      7.86         3292
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.7            -0.4           0.1                    2.2
  $  5001 -  10000     8.4             2.0           0.4                    5.3
  $ 10001 -  15000    10.8             4.1           1.4                    7.6
  $ 15001 -  20000     9.0             4.9           2.9                    6.8
  $ 20001 -  25000     9.4             6.6           4.2                    9.3
  $ 25001 -  30000    10.1             8.7           6.8                   10.2
  $ 30001 -  35000     7.0             7.1           6.0                    7.8
  $ 35001 -  40000     7.3             8.5           7.9                    8.4
  $ 40001 -  45000     6.2             8.2           7.8                    8.3
  $ 45001 -  50000     6.6             9.8          10.3                    8.4
  $ 50001 -  75000    15.9            29.9          35.1                   20.7
  $ 75001 - 250000     3.4            10.6          17.2                    5.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-2,243           $27                   1.29
  $  5001 -  10000                  $7,609          $111                   2.14
  $ 10001 -  15000                 $12,313          $338                   2.39
  $ 15001 -  20000                 $17,402          $810                   2.57
  $ 20001 -  25000                 $22,493        $1,113                   3.37
  $ 25001 -  30000                 $27,581        $1,705                   3.43
  $ 30001 -  35000                 $32,335        $2,147                   3.78
  $ 35001 -  40000                 $37,268        $2,712                   3.92
  $ 40001 -  45000                 $42,558        $3,161                   4.57
  $ 45001 -  50000                 $47,597        $3,926                   4.34
  $ 50001 -  75000                 $60,247        $5,558                   4.42
  $ 75001 - 250000                 $99,624       $12,755                   4.97

                    ______________________________________________________________
  TOTAL                            $32,140        $2,527                   3.41
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SMITHFIELD UT
                        _________________________________________________
  UNDER $1              13       $-595,019            $0      0.00           43
  $     1  -  5000      73        $189,119        $1,074      0.57           69
  $  5001 -  10000     101        $765,522       $14,606      1.91          156
  $ 10001 -  15000     153      $1,910,859       $55,560      2.91          305
  $ 15001 -  20000     145      $2,551,674      $123,149      4.83          346
  $ 20001 -  25000     175      $3,944,336      $233,897      5.93          454
  $ 25001 -  30000     149      $4,090,313      $270,770      6.62          463
  $ 30001 -  35000     146      $4,775,939      $347,677      7.28          493
  $ 35001 -  40000     157      $5,892,682      $430,801      7.31          611
  $ 40001 -  45000     150      $6,395,734      $474,405      7.42          625
  $ 45001 -  50000     110      $5,208,511      $414,891      7.97          475
  $ 50001 -  75000     389     $23,364,090    $2,194,204      9.39         1618
  $ 75001 - 100000     127     $10,739,864    $1,180,933     11.00          644
  OVER $100,000         72     $11,612,793    $2,088,626     17.99          349

                    ______________________________________________________________
  TOTAL               1960     $80,846,417    $7,830,593      9.69         6651
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.7           0.0                    0.6
  $     1  -  5000     3.7             0.2           0.0                    1.0
  $  5001 -  10000     5.2             0.9           0.2                    2.3
  $ 10001 -  15000     7.8             2.4           0.7                    4.6
  $ 15001 -  20000     7.4             3.2           1.6                    5.2
  $ 20001 -  25000     8.9             4.9           3.0                    6.8
  $ 25001 -  30000     7.6             5.1           3.5                    7.0
  $ 30001 -  35000     7.4             5.9           4.4                    7.4
  $ 35001 -  40000     8.0             7.3           5.5                    9.2
  $ 40001 -  45000     7.7             7.9           6.1                    9.4
  $ 45001 -  50000     5.6             6.4           5.3                    7.1
  $ 50001 -  75000    19.8            28.9          28.0                   24.3
  $ 75001 - 100000     6.5            13.3          15.1                    9.7
  OVER $100,000        3.7            14.4          26.7                    5.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-45,771            $0                   3.31
  $     1  -  5000                  $2,591           $15                   0.95
  $  5001 -  10000                  $7,579          $145                   1.54
  $ 10001 -  15000                 $12,489          $363                   1.99
  $ 15001 -  20000                 $17,598          $849                   2.39
  $ 20001 -  25000                 $22,539        $1,337                   2.59
  $ 25001 -  30000                 $27,452        $1,817                   3.11
  $ 30001 -  35000                 $32,712        $2,381                   3.38
  $ 35001 -  40000                 $37,533        $2,744                   3.89
  $ 40001 -  45000                 $42,638        $3,163                   4.17
  $ 45001 -  50000                 $47,350        $3,772                   4.32
  $ 50001 -  75000                 $60,062        $5,641                   4.16
  $ 75001 - 100000                 $84,566        $9,299                   5.07
  OVER $100,000                   $161,289       $29,009                   4.85

                    ______________________________________________________________
  TOTAL                            $41,248        $3,995                   3.39
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SOUTH JORDAN UT
                        _________________________________________________
  UNDER $1              26     $-1,258,408        $2,707     -0.22           88
  $     1  -  5000     329        $875,465        $5,634      0.64          148
  $  5001 -  10000     317      $2,369,470       $65,767      2.78          313
  $ 10001 -  15000     332      $4,152,928      $184,380      4.44          496
  $ 15001 -  20000     301      $5,213,322      $275,510      5.28          573
  $ 20001 -  25000     248      $5,545,880      $336,868      6.07          584
  $ 25001 -  30000     253      $6,998,468      $474,294      6.78          669
  $ 30001 -  35000     257      $8,339,222      $540,202      6.48          814
  $ 35001 -  40000     267     $10,034,260      $716,150      7.14          951
  $ 40001 -  45000     283     $12,062,041      $834,701      6.92         1107
  $ 45001 -  50000     328     $15,549,699    $1,165,261      7.49         1323
  $ 50001 -  75000    1747    $109,126,405    $9,465,751      8.67         7682
  $ 75001 - 100000     989     $84,864,073    $9,287,597     10.94         4470
  $100001 - 250000     636     $84,015,946   $12,688,695     15.10         3089
  OVER $250,000         55     $25,076,055    $7,030,996     28.04          242

                    ______________________________________________________________
  TOTAL               6368    $372,964,826   $43,074,513     11.55        22549
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.4
  $     1  -  5000     5.2             0.2           0.0                    0.7
  $  5001 -  10000     5.0             0.6           0.2                    1.4
  $ 10001 -  15000     5.2             1.1           0.4                    2.2
  $ 15001 -  20000     4.7             1.4           0.6                    2.5
  $ 20001 -  25000     3.9             1.5           0.8                    2.6
  $ 25001 -  30000     4.0             1.9           1.1                    3.0
  $ 30001 -  35000     4.0             2.2           1.3                    3.6
  $ 35001 -  40000     4.2             2.7           1.7                    4.2
  $ 40001 -  45000     4.4             3.2           1.9                    4.9
  $ 45001 -  50000     5.2             4.2           2.7                    5.9
  $ 50001 -  75000    27.4            29.3          22.0                   34.1
  $ 75001 - 100000    15.5            22.8          21.6                   19.8
  $100001 - 250000    10.0            22.5          29.5                   13.7
  OVER $250,000        0.9             6.7          16.3                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-48,400          $104                   3.38
  $     1  -  5000                  $2,661           $17                   0.45
  $  5001 -  10000                  $7,475          $207                   0.99
  $ 10001 -  15000                 $12,509          $555                   1.49
  $ 15001 -  20000                 $17,320          $915                   1.90
  $ 20001 -  25000                 $22,362        $1,358                   2.35
  $ 25001 -  30000                 $27,662        $1,875                   2.64
  $ 30001 -  35000                 $32,448        $2,102                   3.17
  $ 35001 -  40000                 $37,581        $2,682                   3.56
  $ 40001 -  45000                 $42,622        $2,949                   3.91
  $ 45001 -  50000                 $47,408        $3,553                   4.03
  $ 50001 -  75000                 $62,465        $5,418                   4.40
  $ 75001 - 100000                 $85,808        $9,391                   4.52
  $100001 - 250000                $132,101       $19,951                   4.86
  OVER $250,000                   $455,928      $127,836                   4.40

                    ______________________________________________________________
  TOTAL                            $58,569        $6,764                   3.54
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SOUTH OGDEN UT
                        _________________________________________________
  UNDER $ 5,000         51        $123,423        $2,813      2.28           36
  $  5001 -  10000      67        $498,814        $8,634      1.73          103
  $ 10001 -  15000      82      $1,052,606       $45,745      4.35          126
  $ 15001 -  20000      82      $1,432,478       $75,473      5.27          172
  $ 20001 -  25000      87      $1,972,532      $137,143      6.95          195
  $ 25001 -  30000     100      $2,752,925      $198,827      7.22          265
  $ 30001 -  35000      87      $2,829,317      $229,742      8.12          228
  $ 35001 -  40000      75      $2,805,756      $252,746      9.01          199
  $ 40001 -  45000      50      $2,129,458      $187,268      8.79          161
  $ 45001 -  50000      49      $2,309,131      $229,227      9.93          128
  $ 50001 -  75000     252     $15,378,261    $1,587,170     10.32          844
  $ 75001 - 100000     130     $11,124,892    $1,434,102     12.89          449
  OVER $100,000         94     $14,585,514    $2,788,839     19.12          342

                    ______________________________________________________________
  TOTAL               1206     $58,995,107    $7,177,729     12.17         3248
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.2             0.2           0.0                    1.1
  $  5001 -  10000     5.6             0.8           0.1                    3.2
  $ 10001 -  15000     6.8             1.8           0.6                    3.9
  $ 15001 -  20000     6.8             2.4           1.1                    5.3
  $ 20001 -  25000     7.2             3.3           1.9                    6.0
  $ 25001 -  30000     8.3             4.7           2.8                    8.2
  $ 30001 -  35000     7.2             4.8           3.2                    7.0
  $ 35001 -  40000     6.2             4.8           3.5                    6.1
  $ 40001 -  45000     4.1             3.6           2.6                    5.0
  $ 45001 -  50000     4.1             3.9           3.2                    3.9
  $ 50001 -  75000    20.9            26.1          22.1                   26.0
  $ 75001 - 100000    10.8            18.9          20.0                   13.8
  OVER $100,000        7.8            24.7          38.9                   10.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,420           $55                   0.71
  $  5001 -  10000                  $7,445          $129                   1.54
  $ 10001 -  15000                 $12,837          $558                   1.54
  $ 15001 -  20000                 $17,469          $920                   2.10
  $ 20001 -  25000                 $22,673        $1,576                   2.24
  $ 25001 -  30000                 $27,529        $1,988                   2.65
  $ 30001 -  35000                 $32,521        $2,641                   2.62
  $ 35001 -  40000                 $37,410        $3,370                   2.65
  $ 40001 -  45000                 $42,589        $3,745                   3.22
  $ 45001 -  50000                 $47,125        $4,678                   2.61
  $ 50001 -  75000                 $61,025        $6,298                   3.35
  $ 75001 - 100000                 $85,576       $11,032                   3.45
  OVER $100,000                   $155,165       $29,669                   3.64

                    ______________________________________________________________
  TOTAL                            $48,918        $5,952                   2.69
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SOUTH SALT LAKE UT
                        _________________________________________________
  UNDER $ 5,000         98        $227,984           $48      0.02          163
  $  5001 -  10000     190      $1,452,526       $17,747      1.22          366
  $ 10001 -  15000     211      $2,627,426       $94,177      3.58          430
  $ 15001 -  20000     210      $3,631,305      $201,893      5.56          469
  $ 20001 -  25000     160      $3,568,096      $254,457      7.13          384
  $ 25001 -  30000      86      $2,369,723      $192,984      8.14          212
  $ 30001 -  35000      79      $2,540,538      $225,584      8.88          192
  $ 35001 -  40000      50      $1,862,412      $173,387      9.31          124
  $ 40001 -  45000      41      $1,730,436      $170,416      9.85          118
  $ 45001 -  50000      23      $1,094,715      $114,764     10.48           68
  $ 50001 -  75000      38      $2,248,775      $241,334     10.73          142
  $ 75001 - 250000      16      $1,511,020      $221,290     14.65           56

                    ______________________________________________________________
  TOTAL               1202     $24,864,956    $1,908,081      7.67         2724
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        8.2             0.9           0.0                    6.0
  $  5001 -  10000    15.8             5.8           0.9                   13.4
  $ 10001 -  15000    17.6            10.6           4.9                   15.8
  $ 15001 -  20000    17.5            14.6          10.6                   17.2
  $ 20001 -  25000    13.3            14.3          13.3                   14.1
  $ 25001 -  30000     7.2             9.5          10.1                    7.8
  $ 30001 -  35000     6.6            10.2          11.8                    7.0
  $ 35001 -  40000     4.2             7.5           9.1                    4.6
  $ 40001 -  45000     3.4             7.0           8.9                    4.3
  $ 45001 -  50000     1.9             4.4           6.0                    2.5
  $ 50001 -  75000     3.2             9.0          12.6                    5.2
  $ 75001 - 250000     1.3             6.1          11.6                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,326            $0                   1.66
  $  5001 -  10000                  $7,645           $93                   1.93
  $ 10001 -  15000                 $12,452          $446                   2.04
  $ 15001 -  20000                 $17,292          $961                   2.23
  $ 20001 -  25000                 $22,301        $1,590                   2.40
  $ 25001 -  30000                 $27,555        $2,244                   2.47
  $ 30001 -  35000                 $32,159        $2,855                   2.43
  $ 35001 -  40000                 $37,248        $3,468                   2.48
  $ 40001 -  45000                 $42,206        $4,156                   2.88
  $ 45001 -  50000                 $47,596        $4,990                   2.96
  $ 50001 -  75000                 $59,178        $6,351                   3.74
  $ 75001 - 250000                 $94,439       $13,831                   3.50

                    ______________________________________________________________
  TOTAL                            $20,686        $1,587                   2.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SPANISH FORK UT
                        _________________________________________________
  UNDER $1              26     $-1,180,698          $290     -0.02           83
  $     1  -  5000     244        $703,847        $3,742      0.53          281
  $  5001 -  10000     330      $2,514,023       $43,972      1.75          551
  $ 10001 -  15000     358      $4,510,088      $164,241      3.64          765
  $ 15001 -  20000     400      $7,031,235      $319,146      4.54          982
  $ 20001 -  25000     419      $9,458,043      $532,278      5.63         1184
  $ 25001 -  30000     418     $11,457,080      $730,875      6.38         1303
  $ 30001 -  35000     408     $13,259,902      $892,704      6.73         1415
  $ 35001 -  40000     436     $16,371,199    $1,199,487      7.33         1621
  $ 40001 -  45000     411     $17,428,911    $1,379,048      7.91         1603
  $ 45001 -  50000     352     $16,719,096    $1,328,970      7.95         1473
  $ 50001 -  75000    1162     $69,793,460    $6,417,701      9.20         4898
  $ 75001 - 100000     338     $28,636,566    $3,221,949     11.25         1531
  $100001 - 250000     180     $23,381,570    $3,482,208     14.89          902
  OVER $250,000         22     $17,002,380    $5,358,680     31.52          104

                    ______________________________________________________________
  TOTAL               5504    $237,086,702   $25,075,291     10.58        18696
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.4
  $     1  -  5000     4.4             0.3           0.0                    1.5
  $  5001 -  10000     6.0             1.1           0.2                    2.9
  $ 10001 -  15000     6.5             1.9           0.7                    4.1
  $ 15001 -  20000     7.3             3.0           1.3                    5.3
  $ 20001 -  25000     7.6             4.0           2.1                    6.3
  $ 25001 -  30000     7.6             4.8           2.9                    7.0
  $ 30001 -  35000     7.4             5.6           3.6                    7.6
  $ 35001 -  40000     7.9             6.9           4.8                    8.7
  $ 40001 -  45000     7.5             7.4           5.5                    8.6
  $ 45001 -  50000     6.4             7.1           5.3                    7.9
  $ 50001 -  75000    21.1            29.4          25.6                   26.2
  $ 75001 - 100000     6.1            12.1          12.8                    8.2
  $100001 - 250000     3.3             9.9          13.9                    4.8
  OVER $250,000        0.4             7.2          21.4                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-45,411           $11                   3.19
  $     1  -  5000                  $2,885           $15                   1.15
  $  5001 -  10000                  $7,618          $133                   1.67
  $ 10001 -  15000                 $12,598          $459                   2.14
  $ 15001 -  20000                 $17,578          $798                   2.46
  $ 20001 -  25000                 $22,573        $1,270                   2.83
  $ 25001 -  30000                 $27,409        $1,749                   3.12
  $ 30001 -  35000                 $32,500        $2,188                   3.47
  $ 35001 -  40000                 $37,549        $2,751                   3.72
  $ 40001 -  45000                 $42,406        $3,355                   3.90
  $ 45001 -  50000                 $47,497        $3,775                   4.18
  $ 50001 -  75000                 $60,063        $5,523                   4.22
  $ 75001 - 100000                 $84,724        $9,532                   4.53
  $100001 - 250000                $129,898       $19,346                   5.01
  OVER $250,000                   $772,835      $243,576                   4.73

                    ______________________________________________________________
  TOTAL                            $43,075        $4,556                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SPRINGVILLE UT
                        _________________________________________________
  UNDER $1              24       $-435,460        $2,126     -0.49           72
  $     1  -  5000     250        $738,787        $3,440      0.47          243
  $  5001 -  10000     330      $2,522,684       $43,947      1.74          505
  $ 10001 -  15000     404      $5,124,994      $176,670      3.45          785
  $ 15001 -  20000     424      $7,419,047      $354,910      4.78         1005
  $ 20001 -  25000     402      $9,091,802      $547,677      6.02         1052
  $ 25001 -  30000     406     $11,117,197      $732,033      6.58         1212
  $ 30001 -  35000     370     $12,006,487      $871,634      7.26         1179
  $ 35001 -  40000     357     $13,363,234    $1,011,301      7.57         1308
  $ 40001 -  45000     297     $12,593,263      $998,467      7.93         1131
  $ 45001 -  50000     254     $12,089,715    $1,028,064      8.50          969
  $ 50001 -  75000     874     $53,306,328    $5,053,495      9.48         3526
  $ 75001 - 100000     303     $25,782,571    $2,916,073     11.31         1369
  $100001 - 250000     190     $25,073,311    $3,830,282     15.28          870
  OVER $250,000         19     $11,266,640    $2,965,688     26.32           87

                    ______________________________________________________________
  TOTAL               4904    $201,060,600   $20,535,807     10.21        15313
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.2           0.0                    0.5
  $     1  -  5000     5.1             0.4           0.0                    1.6
  $  5001 -  10000     6.7             1.3           0.2                    3.3
  $ 10001 -  15000     8.2             2.5           0.9                    5.1
  $ 15001 -  20000     8.6             3.7           1.7                    6.6
  $ 20001 -  25000     8.2             4.5           2.7                    6.9
  $ 25001 -  30000     8.3             5.5           3.6                    7.9
  $ 30001 -  35000     7.5             6.0           4.2                    7.7
  $ 35001 -  40000     7.3             6.6           4.9                    8.5
  $ 40001 -  45000     6.1             6.3           4.9                    7.4
  $ 45001 -  50000     5.2             6.0           5.0                    6.3
  $ 50001 -  75000    17.8            26.5          24.6                   23.0
  $ 75001 - 100000     6.2            12.8          14.2                    8.9
  $100001 - 250000     3.9            12.5          18.7                    5.7
  OVER $250,000        0.4             5.6          14.4                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,144           $89                   3.00
  $     1  -  5000                  $2,955           $14                   0.97
  $  5001 -  10000                  $7,644          $133                   1.53
  $ 10001 -  15000                 $12,686          $437                   1.94
  $ 15001 -  20000                 $17,498          $837                   2.37
  $ 20001 -  25000                 $22,616        $1,362                   2.62
  $ 25001 -  30000                 $27,382        $1,803                   2.99
  $ 30001 -  35000                 $32,450        $2,356                   3.19
  $ 35001 -  40000                 $37,432        $2,833                   3.66
  $ 40001 -  45000                 $42,402        $3,362                   3.81
  $ 45001 -  50000                 $47,597        $4,047                   3.81
  $ 50001 -  75000                 $60,991        $5,782                   4.03
  $ 75001 - 100000                 $85,091        $9,624                   4.52
  $100001 - 250000                $131,965       $20,159                   4.58
  OVER $250,000                   $592,981      $156,089                   4.58

                    ______________________________________________________________
  TOTAL                            $40,999        $4,188                   3.12
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ST GEORGE UT
                        _________________________________________________
  UNDER $1             145     $-5,742,531        $6,639     -0.12          327
  $     1  -  5000     984      $2,848,536       $12,027      0.42         1116
  $  5001 -  10000    1336     $10,082,945      $181,793      1.80         2085
  $ 10001 -  15000    1507     $18,866,125      $606,331      3.21         2948
  $ 15001 -  20000    1457     $25,406,750    $1,159,558      4.56         3291
  $ 20001 -  25000    1234     $27,639,552    $1,618,827      5.86         3059
  $ 25001 -  30000    1025     $28,147,393    $1,937,596      6.88         2716
  $ 30001 -  35000     923     $29,956,894    $2,217,506      7.40         2672
  $ 35001 -  40000     781     $29,261,305    $2,317,881      7.92         2478
  $ 40001 -  45000     632     $26,777,051    $2,295,199      8.57         1939
  $ 45001 -  50000     561     $26,566,772    $2,306,842      8.68         1917
  $ 50001 -  75000    1785    $108,418,011   $10,816,924      9.98         6408
  $ 75001 - 100000     661     $56,226,363    $6,962,360     12.38         2464
  $100001 - 250000     478     $67,311,559   $11,479,318     17.05         1781
  OVER $250,000        100     $62,957,947   $16,914,082     26.87          434

                    ______________________________________________________________
  TOTAL              13609    $514,724,672   $60,832,883     11.82        35635
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.1           0.0                    0.9
  $     1  -  5000     7.2             0.6           0.0                    3.1
  $  5001 -  10000     9.8             2.0           0.3                    5.9
  $ 10001 -  15000    11.1             3.7           1.0                    8.3
  $ 15001 -  20000    10.7             4.9           1.9                    9.2
  $ 20001 -  25000     9.1             5.4           2.7                    8.6
  $ 25001 -  30000     7.5             5.5           3.2                    7.6
  $ 30001 -  35000     6.8             5.8           3.6                    7.5
  $ 35001 -  40000     5.7             5.7           3.8                    7.0
  $ 40001 -  45000     4.6             5.2           3.8                    5.4
  $ 45001 -  50000     4.1             5.2           3.8                    5.4
  $ 50001 -  75000    13.1            21.1          17.8                   18.0
  $ 75001 - 100000     4.9            10.9          11.4                    6.9
  $100001 - 250000     3.5            13.1          18.9                    5.0
  OVER $250,000        0.7            12.2          27.8                    1.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,604           $46                   2.26
  $     1  -  5000                  $2,895           $12                   1.13
  $  5001 -  10000                  $7,547          $136                   1.56
  $ 10001 -  15000                 $12,519          $402                   1.96
  $ 15001 -  20000                 $17,438          $796                   2.26
  $ 20001 -  25000                 $22,398        $1,312                   2.48
  $ 25001 -  30000                 $27,461        $1,890                   2.65
  $ 30001 -  35000                 $32,456        $2,402                   2.89
  $ 35001 -  40000                 $37,466        $2,968                   3.17
  $ 40001 -  45000                 $42,369        $3,632                   3.07
  $ 45001 -  50000                 $47,356        $4,112                   3.42
  $ 50001 -  75000                 $60,738        $6,060                   3.59
  $ 75001 - 100000                 $85,063       $10,533                   3.73
  $100001 - 250000                $140,819       $24,015                   3.73
  OVER $250,000                   $629,579      $169,141                   4.34

                    ______________________________________________________________
  TOTAL                            $37,822        $4,470                   2.62
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SUNSET UT
                        _________________________________________________
  UNDER $ 5,000         79        $188,798          $761      0.40          106
  $  5001 -  10000      78        $575,594        $8,667      1.51          146
  $ 10001 -  15000     143      $1,801,116       $66,444      3.69          254
  $ 15001 -  20000     155      $2,719,780      $147,711      5.43          321
  $ 20001 -  25000     158      $3,568,156      $237,241      6.65          370
  $ 25001 -  30000     147      $4,047,622      $304,261      7.52          369
  $ 30001 -  35000     134      $4,354,399      $360,744      8.28          361
  $ 35001 -  40000     138      $5,178,348      $468,850      9.05          390
  $ 40001 -  45000     117      $4,931,181      $461,164      9.35          356
  $ 45001 -  50000      92      $4,359,668      $416,037      9.54          286
  $ 50001 -  75000     233     $13,902,714    $1,490,072     10.72          812
  $ 75001 - 100000      65      $5,436,422      $692,035     12.73          244
  OVER $100,000         27      $3,485,985      $532,919     15.29          136

                    ______________________________________________________________
  TOTAL               1566     $54,549,783    $5,186,906      9.51         4151
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.0             0.3           0.0                    2.6
  $  5001 -  10000     5.0             1.1           0.2                    3.5
  $ 10001 -  15000     9.1             3.3           1.3                    6.1
  $ 15001 -  20000     9.9             5.0           2.8                    7.7
  $ 20001 -  25000    10.1             6.5           4.6                    8.9
  $ 25001 -  30000     9.4             7.4           5.9                    8.9
  $ 30001 -  35000     8.6             8.0           7.0                    8.7
  $ 35001 -  40000     8.8             9.5           9.0                    9.4
  $ 40001 -  45000     7.5             9.0           8.9                    8.6
  $ 45001 -  50000     5.9             8.0           8.0                    6.9
  $ 50001 -  75000    14.9            25.5          28.7                   19.6
  $ 75001 - 100000     4.2            10.0          13.3                    5.9
  OVER $100,000        1.7             6.4          10.3                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,390           $10                   1.34
  $  5001 -  10000                  $7,379          $111                   1.87
  $ 10001 -  15000                 $12,595          $465                   1.78
  $ 15001 -  20000                 $17,547          $953                   2.07
  $ 20001 -  25000                 $22,583        $1,502                   2.34
  $ 25001 -  30000                 $27,535        $2,070                   2.51
  $ 30001 -  35000                 $32,496        $2,692                   2.69
  $ 35001 -  40000                 $37,524        $3,397                   2.83
  $ 40001 -  45000                 $42,147        $3,942                   3.04
  $ 45001 -  50000                 $47,388        $4,522                   3.11
  $ 50001 -  75000                 $59,668        $6,395                   3.48
  $ 75001 - 100000                 $83,637       $10,647                   3.75
  OVER $100,000                   $129,111       $19,738                   5.04

                    ______________________________________________________________
  TOTAL                            $34,834        $3,312                   2.65
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SYRACUSE UT
                        _________________________________________________
  UNDER $ 5,000         75        $188,947          $542      0.29           56
  $  5001 -  10000      71        $552,655       $11,003      1.99          115
  $ 10001 -  15000      94      $1,201,618       $37,479      3.12          201
  $ 15001 -  20000      94      $1,658,304       $93,483      5.64          194
  $ 20001 -  25000     117      $2,655,791      $170,422      6.42          289
  $ 25001 -  30000     130      $3,604,713      $238,666      6.62          388
  $ 30001 -  35000     143      $4,635,890      $316,730      6.83          481
  $ 35001 -  40000     118      $4,410,878      $330,724      7.50          437
  $ 40001 -  45000     149      $6,335,868      $511,520      8.07          560
  $ 45001 -  50000     132      $6,272,452      $530,427      8.46          515
  $ 50001 -  75000     494     $30,154,371    $2,828,547      9.38         2051
  $ 75001 - 100000     186     $15,809,753    $1,814,511     11.48          830
  $100001 - 250000      65      $8,172,858    $1,224,975     14.99          294
  OVER $250,000         11      $6,939,810    $2,174,704     31.34           51

                    ______________________________________________________________
  TOTAL               1879     $92,593,908   $10,283,733     11.11         6462
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.0             0.2           0.0                    0.9
  $  5001 -  10000     3.8             0.6           0.1                    1.8
  $ 10001 -  15000     5.0             1.3           0.4                    3.1
  $ 15001 -  20000     5.0             1.8           0.9                    3.0
  $ 20001 -  25000     6.2             2.9           1.7                    4.5
  $ 25001 -  30000     6.9             3.9           2.3                    6.0
  $ 30001 -  35000     7.6             5.0           3.1                    7.4
  $ 35001 -  40000     6.3             4.8           3.2                    6.8
  $ 40001 -  45000     7.9             6.8           5.0                    8.7
  $ 45001 -  50000     7.0             6.8           5.2                    8.0
  $ 50001 -  75000    26.3            32.6          27.5                   31.7
  $ 75001 - 100000     9.9            17.1          17.6                   12.8
  $100001 - 250000     3.5             8.8          11.9                    4.5
  OVER $250,000        0.6             7.5          21.1                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,519            $7                   0.75
  $  5001 -  10000                  $7,784          $155                   1.62
  $ 10001 -  15000                 $12,783          $399                   2.14
  $ 15001 -  20000                 $17,642          $995                   2.06
  $ 20001 -  25000                 $22,699        $1,457                   2.47
  $ 25001 -  30000                 $27,729        $1,836                   2.98
  $ 30001 -  35000                 $32,419        $2,215                   3.36
  $ 35001 -  40000                 $37,380        $2,803                   3.70
  $ 40001 -  45000                 $42,523        $3,433                   3.76
  $ 45001 -  50000                 $47,519        $4,018                   3.90
  $ 50001 -  75000                 $61,041        $5,726                   4.15
  $ 75001 - 100000                 $84,999        $9,755                   4.46
  $100001 - 250000                $125,736       $18,846                   4.52
  OVER $250,000                   $630,892      $197,700                   4.64

                    ______________________________________________________________
  TOTAL                            $49,278        $5,473                   3.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TAYLORSVILLE UT
                        _________________________________________________
  UNDER $ 5,000        227        $586,446        $5,175      0.88          198
  $  5001 -  10000     281      $2,117,402       $46,007      2.17          386
  $ 10001 -  15000     267      $3,311,210      $155,952      4.71          456
  $ 15001 -  20000     308      $5,376,138      $311,569      5.80          641
  $ 20001 -  25000     290      $6,501,984      $418,055      6.43          706
  $ 25001 -  30000     263      $7,235,029      $535,673      7.40          662
  $ 30001 -  35000     248      $8,048,020      $636,353      7.91          676
  $ 35001 -  40000     237      $8,874,508      $736,741      8.30          723
  $ 40001 -  45000     244     $10,321,081      $849,238      8.23          862
  $ 45001 -  50000     202      $9,612,115      $814,516      8.47          759
  $ 50001 -  75000     604     $36,849,277    $3,650,745      9.91         2314
  $ 75001 - 100000     198     $16,722,704    $1,977,690     11.83          835
  OVER $100,000         87     $11,314,670    $1,859,197     16.43          389

                    ______________________________________________________________
  TOTAL               3456    $126,870,584   $11,996,911      9.46         9607
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.6             0.5           0.0                    2.1
  $  5001 -  10000     8.1             1.7           0.4                    4.0
  $ 10001 -  15000     7.7             2.6           1.3                    4.7
  $ 15001 -  20000     8.9             4.2           2.6                    6.7
  $ 20001 -  25000     8.4             5.1           3.5                    7.3
  $ 25001 -  30000     7.6             5.7           4.5                    6.9
  $ 30001 -  35000     7.2             6.3           5.3                    7.0
  $ 35001 -  40000     6.9             7.0           6.1                    7.5
  $ 40001 -  45000     7.1             8.1           7.1                    9.0
  $ 45001 -  50000     5.8             7.6           6.8                    7.9
  $ 50001 -  75000    17.5            29.0          30.4                   24.1
  $ 75001 - 100000     5.7            13.2          16.5                    8.7
  OVER $100,000        2.5             8.9          15.5                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,583           $23                   0.87
  $  5001 -  10000                  $7,535          $164                   1.37
  $ 10001 -  15000                 $12,402          $584                   1.71
  $ 15001 -  20000                 $17,455        $1,012                   2.08
  $ 20001 -  25000                 $22,421        $1,442                   2.43
  $ 25001 -  30000                 $27,510        $2,037                   2.52
  $ 30001 -  35000                 $32,452        $2,566                   2.73
  $ 35001 -  40000                 $37,445        $3,109                   3.05
  $ 40001 -  45000                 $42,300        $3,480                   3.53
  $ 45001 -  50000                 $47,585        $4,032                   3.76
  $ 50001 -  75000                 $61,009        $6,044                   3.83
  $ 75001 - 100000                 $84,458        $9,988                   4.22
  OVER $100,000                   $130,054       $21,370                   4.47

                    ______________________________________________________________
  TOTAL                            $36,710        $3,471                   2.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TOOELE UT
                        _________________________________________________
  UNDER $1              19       $-244,472        $1,370     -0.56           40
  $     1  -  5000     272        $761,913        $2,122      0.28          318
  $  5001 -  10000     401      $3,085,572       $55,803      1.81          626
  $ 10001 -  15000     465      $5,868,898      $227,522      3.88          802
  $ 15001 -  20000     521      $9,054,551      $508,945      5.62         1009
  $ 20001 -  25000     481     $10,801,588      $743,310      6.88         1082
  $ 25001 -  30000     454     $12,484,663      $940,293      7.53         1136
  $ 30001 -  35000     463     $15,034,332    $1,290,219      8.58         1225
  $ 35001 -  40000     427     $16,047,095    $1,459,545      9.10         1235
  $ 40001 -  45000     391     $16,534,816    $1,582,950      9.57         1201
  $ 45001 -  50000     308     $14,622,490    $1,442,306      9.86          985
  $ 50001 -  75000    1077     $65,453,618    $7,061,323     10.79         3802
  $ 75001 - 100000     374     $31,700,669    $4,024,054     12.69         1506
  OVER $100,000        157     $21,512,664    $3,728,510     17.33          680

                    ______________________________________________________________
  TOTAL               5810    $222,718,397   $23,068,272     10.36        15647
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.1           0.0                    0.3
  $     1  -  5000     4.7             0.3           0.0                    2.0
  $  5001 -  10000     6.9             1.4           0.2                    4.0
  $ 10001 -  15000     8.0             2.6           1.0                    5.1
  $ 15001 -  20000     9.0             4.1           2.2                    6.4
  $ 20001 -  25000     8.3             4.8           3.2                    6.9
  $ 25001 -  30000     7.8             5.6           4.1                    7.3
  $ 30001 -  35000     8.0             6.8           5.6                    7.8
  $ 35001 -  40000     7.3             7.2           6.3                    7.9
  $ 40001 -  45000     6.7             7.4           6.9                    7.7
  $ 45001 -  50000     5.3             6.6           6.3                    6.3
  $ 50001 -  75000    18.5            29.4          30.6                   24.3
  $ 75001 - 100000     6.4            14.2          17.4                    9.6
  OVER $100,000        2.7             9.7          16.2                    4.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,867           $72                   2.11
  $     1  -  5000                  $2,801            $8                   1.17
  $  5001 -  10000                  $7,695          $139                   1.56
  $ 10001 -  15000                 $12,621          $489                   1.72
  $ 15001 -  20000                 $17,379          $977                   1.94
  $ 20001 -  25000                 $22,457        $1,545                   2.25
  $ 25001 -  30000                 $27,499        $2,071                   2.50
  $ 30001 -  35000                 $32,472        $2,787                   2.65
  $ 35001 -  40000                 $37,581        $3,418                   2.89
  $ 40001 -  45000                 $42,289        $4,048                   3.07
  $ 45001 -  50000                 $47,476        $4,683                   3.20
  $ 50001 -  75000                 $60,774        $6,556                   3.53
  $ 75001 - 100000                 $84,761       $10,760                   4.03
  OVER $100,000                   $137,023       $23,748                   4.33

                    ______________________________________________________________
  TOTAL                            $38,334        $3,970                   2.69
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TREMONTON UT
                        _________________________________________________
  UNDER $1              15       $-970,409        $4,551     -0.47           39
  $     1  -  5000      91        $247,604        $1,033      0.42           94
  $  5001 -  10000     157      $1,166,518       $23,708      2.03          234
  $ 10001 -  15000     128      $1,598,185       $47,121      2.95          258
  $ 15001 -  20000     197      $3,449,269      $149,603      4.34          505
  $ 20001 -  25000     176      $3,976,139      $222,925      5.61          506
  $ 25001 -  30000     162      $4,440,310      $301,824      6.80          488
  $ 30001 -  35000     159      $5,169,251      $366,721      7.09          562
  $ 35001 -  40000     161      $6,060,456      $473,456      7.81          595
  $ 40001 -  45000     149      $6,316,833      $531,083      8.41          558
  $ 45001 -  50000     145      $6,911,493      $578,341      8.37          600
  $ 50001 -  75000     457     $27,584,132    $2,799,888     10.15         1928
  $ 75001 - 100000     176     $14,991,441    $1,828,825     12.20          764
  OVER $100,000         78     $10,521,941    $1,775,196     16.87          322

                    ______________________________________________________________
  TOTAL               2251     $91,463,163    $9,104,275      9.95         7453
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -1.1           0.0                    0.5
  $     1  -  5000     4.0             0.3           0.0                    1.3
  $  5001 -  10000     7.0             1.3           0.3                    3.1
  $ 10001 -  15000     5.7             1.7           0.5                    3.5
  $ 15001 -  20000     8.8             3.8           1.6                    6.8
  $ 20001 -  25000     7.8             4.3           2.4                    6.8
  $ 25001 -  30000     7.2             4.9           3.3                    6.5
  $ 30001 -  35000     7.1             5.7           4.0                    7.5
  $ 35001 -  40000     7.2             6.6           5.2                    8.0
  $ 40001 -  45000     6.6             6.9           5.8                    7.5
  $ 45001 -  50000     6.4             7.6           6.4                    8.1
  $ 50001 -  75000    20.3            30.2          30.8                   25.9
  $ 75001 - 100000     7.8            16.4          20.1                   10.3
  OVER $100,000        3.5            11.5          19.5                    4.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-64,694          $303                   2.60
  $     1  -  5000                  $2,721           $11                   1.03
  $  5001 -  10000                  $7,430          $151                   1.49
  $ 10001 -  15000                 $12,486          $368                   2.02
  $ 15001 -  20000                 $17,509          $759                   2.56
  $ 20001 -  25000                 $22,592        $1,267                   2.88
  $ 25001 -  30000                 $27,409        $1,863                   3.01
  $ 30001 -  35000                 $32,511        $2,306                   3.53
  $ 35001 -  40000                 $37,643        $2,941                   3.70
  $ 40001 -  45000                 $42,395        $3,564                   3.74
  $ 45001 -  50000                 $47,665        $3,989                   4.14
  $ 50001 -  75000                 $60,359        $6,127                   4.22
  $ 75001 - 100000                 $85,179       $10,391                   4.34
  OVER $100,000                   $134,897       $22,759                   4.13

                    ______________________________________________________________
  TOTAL                            $40,632        $4,045                   3.31
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      VERNAL UT
                        _________________________________________________
  UNDER $1              63     $-2,151,935        $8,327     -0.39          152
  $     1  -  5000     435      $1,217,412        $7,954      0.65          609
  $  5001 -  10000     526      $3,898,312       $44,212      1.13          974
  $ 10001 -  15000     527      $6,593,181      $186,955      2.84         1190
  $ 15001 -  20000     503      $8,808,442      $374,625      4.25         1359
  $ 20001 -  25000     370      $8,271,277      $467,981      5.66         1062
  $ 25001 -  30000     387     $10,639,357      $711,570      6.69         1252
  $ 30001 -  35000     392     $12,728,231      $932,444      7.33         1371
  $ 35001 -  40000     345     $12,895,916    $1,093,306      8.48         1186
  $ 40001 -  45000     310     $13,130,380    $1,118,265      8.52         1194
  $ 45001 -  50000     303     $14,369,814    $1,324,543      9.22         1185
  $ 50001 -  75000     751     $45,471,235    $4,700,106     10.34         2962
  $ 75001 - 100000     230     $19,457,434    $2,604,485     13.39          902
  OVER $100,000        115     $18,127,731    $3,481,610     19.21          470

                    ______________________________________________________________
  TOTAL               5257    $173,456,787   $17,056,383      9.83        15868
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.2           0.0                    1.0
  $     1  -  5000     8.3             0.7           0.0                    3.8
  $  5001 -  10000    10.0             2.2           0.3                    6.1
  $ 10001 -  15000    10.0             3.8           1.1                    7.5
  $ 15001 -  20000     9.6             5.1           2.2                    8.6
  $ 20001 -  25000     7.0             4.8           2.7                    6.7
  $ 25001 -  30000     7.4             6.1           4.2                    7.9
  $ 30001 -  35000     7.5             7.3           5.5                    8.6
  $ 35001 -  40000     6.6             7.4           6.4                    7.5
  $ 40001 -  45000     5.9             7.6           6.6                    7.5
  $ 45001 -  50000     5.8             8.3           7.8                    7.5
  $ 50001 -  75000    14.3            26.2          27.6                   18.7
  $ 75001 - 100000     4.4            11.2          15.3                    5.7
  OVER $100,000        2.2            10.5          20.4                    3.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-34,158          $132                   2.41
  $     1  -  5000                  $2,799           $18                   1.40
  $  5001 -  10000                  $7,411           $84                   1.85
  $ 10001 -  15000                 $12,511          $355                   2.26
  $ 15001 -  20000                 $17,512          $745                   2.70
  $ 20001 -  25000                 $22,355        $1,265                   2.87
  $ 25001 -  30000                 $27,492        $1,839                   3.24
  $ 30001 -  35000                 $32,470        $2,379                   3.50
  $ 35001 -  40000                 $37,379        $3,169                   3.44
  $ 40001 -  45000                 $42,356        $3,607                   3.85
  $ 45001 -  50000                 $47,425        $4,371                   3.91
  $ 50001 -  75000                 $60,548        $6,258                   3.94
  $ 75001 - 100000                 $84,598       $11,324                   3.92
  OVER $100,000                   $157,632       $30,275                   4.09

                    ______________________________________________________________
  TOTAL                            $32,995        $3,245                   3.02
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WASHINGTON UT
                        _________________________________________________
  UNDER $ 5,000        131       $-502,097        $1,205     -0.24          152
  $  5001 -  10000     221      $1,677,180       $25,528      1.52          378
  $ 10001 -  15000     211      $2,655,053       $78,770      2.97          435
  $ 15001 -  20000     205      $3,554,450      $166,796      4.69          441
  $ 20001 -  25000     167      $3,756,905      $215,420      5.73          461
  $ 25001 -  30000     166      $4,551,427      $290,844      6.39          502
  $ 30001 -  35000     132      $4,290,005      $295,679      6.89          448
  $ 35001 -  40000     129      $4,829,497      $371,837      7.70          442
  $ 40001 -  45000     111      $4,704,094      $356,873      7.59          434
  $ 45001 -  50000      86      $4,071,430      $335,156      8.23          345
  $ 50001 -  75000     231     $13,806,009    $1,218,359      8.82          955
  $ 75001 - 100000      69      $5,883,772      $682,960     11.61          294
  OVER $100,000         32      $4,491,998      $782,575     17.42          135

                    ______________________________________________________________
  TOTAL               1891     $57,769,723    $4,822,002      8.35         5422
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.9            -0.9           0.0                    2.8
  $  5001 -  10000    11.7             2.9           0.5                    7.0
  $ 10001 -  15000    11.2             4.6           1.6                    8.0
  $ 15001 -  20000    10.8             6.2           3.5                    8.1
  $ 20001 -  25000     8.8             6.5           4.5                    8.5
  $ 25001 -  30000     8.8             7.9           6.0                    9.3
  $ 30001 -  35000     7.0             7.4           6.1                    8.3
  $ 35001 -  40000     6.8             8.4           7.7                    8.2
  $ 40001 -  45000     5.9             8.1           7.4                    8.0
  $ 45001 -  50000     4.5             7.0           7.0                    6.4
  $ 50001 -  75000    12.2            23.9          25.3                   17.6
  $ 75001 - 100000     3.6            10.2          14.2                    5.4
  OVER $100,000        1.7             7.8          16.2                    2.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-3,833            $9                   1.16
  $  5001 -  10000                  $7,589          $116                   1.71
  $ 10001 -  15000                 $12,583          $373                   2.06
  $ 15001 -  20000                 $17,339          $814                   2.15
  $ 20001 -  25000                 $22,496        $1,290                   2.76
  $ 25001 -  30000                 $27,418        $1,752                   3.02
  $ 30001 -  35000                 $32,500        $2,240                   3.39
  $ 35001 -  40000                 $37,438        $2,882                   3.43
  $ 40001 -  45000                 $42,379        $3,215                   3.91
  $ 45001 -  50000                 $47,342        $3,897                   4.01
  $ 50001 -  75000                 $59,766        $5,274                   4.13
  $ 75001 - 100000                 $85,272        $9,898                   4.26
  OVER $100,000                   $140,375       $24,455                   4.22

                    ______________________________________________________________
  TOTAL                            $30,550        $2,550                   2.87
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WELLSVILLE UT
                        _________________________________________________
  UNDER $ 5,000         46        $-22,858          $102     -0.45           62
  $  5001 -  10000      57        $437,823        $8,592      1.96           82
  $ 10001 -  15000      66        $833,495       $30,123      3.61          132
  $ 15001 -  20000      87      $1,525,184       $67,381      4.42          226
  $ 20001 -  25000      71      $1,574,569       $85,026      5.40          198
  $ 25001 -  30000      82      $2,262,113      $148,047      6.54          258
  $ 30001 -  35000      71      $2,292,469      $177,004      7.72          228
  $ 35001 -  40000      77      $2,895,628      $228,024      7.87          272
  $ 40001 -  45000      77      $3,251,540      $249,964      7.69          309
  $ 45001 -  50000      55      $2,614,264      $219,170      8.38          235
  $ 50001 -  75000     174     $10,553,979    $1,035,655      9.81          715
  $ 75001 - 100000      54      $4,606,337      $549,601     11.93          249
  OVER $100,000         18      $2,921,547      $591,742     20.25           86

                    ______________________________________________________________
  TOTAL                935     $35,746,090    $3,390,431      9.48         3052
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.9            -0.1           0.0                    2.0
  $  5001 -  10000     6.1             1.2           0.3                    2.7
  $ 10001 -  15000     7.1             2.3           0.9                    4.3
  $ 15001 -  20000     9.3             4.3           2.0                    7.4
  $ 20001 -  25000     7.6             4.4           2.5                    6.5
  $ 25001 -  30000     8.8             6.3           4.4                    8.5
  $ 30001 -  35000     7.6             6.4           5.2                    7.5
  $ 35001 -  40000     8.2             8.1           6.7                    8.9
  $ 40001 -  45000     8.2             9.1           7.4                   10.1
  $ 45001 -  50000     5.9             7.3           6.5                    7.7
  $ 50001 -  75000    18.6            29.5          30.5                   23.4
  $ 75001 - 100000     5.8            12.9          16.2                    8.2
  OVER $100,000        1.9             8.2          17.5                    2.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-497            $2                   1.35
  $  5001 -  10000                  $7,681          $151                   1.44
  $ 10001 -  15000                 $12,629          $456                   2.00
  $ 15001 -  20000                 $17,531          $774                   2.60
  $ 20001 -  25000                 $22,177        $1,198                   2.79
  $ 25001 -  30000                 $27,587        $1,805                   3.15
  $ 30001 -  35000                 $32,288        $2,493                   3.21
  $ 35001 -  40000                 $37,606        $2,961                   3.53
  $ 40001 -  45000                 $42,228        $3,246                   4.01
  $ 45001 -  50000                 $47,532        $3,985                   4.27
  $ 50001 -  75000                 $60,655        $5,952                   4.11
  $ 75001 - 100000                 $85,303       $10,178                   4.61
  OVER $100,000                   $162,308       $32,875                   4.78

                    ______________________________________________________________
  TOTAL                            $38,231        $3,626                   3.26
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WENDOVER UT
                        _________________________________________________
  UNDER $ 5,000         51        $120,735          $541      0.45           60
  $  5001 -  10000     108        $841,820       $13,033      1.55          209
  $ 10001 -  15000     157      $1,979,410       $59,718      3.02          381
  $ 15001 -  20000     131      $2,269,958      $105,972      4.67          346
  $ 20001 -  25000      89      $1,982,352      $127,191      6.42          255
  $ 25001 -  30000      80      $2,177,112      $156,327      7.18          258
  $ 30001 -  35000      66      $2,155,109      $192,943      8.95          189
  $ 35001 -  40000      59      $2,217,433      $200,126      9.03          198
  $ 40001 -  45000      28      $1,187,866      $112,800      9.50          101
  $ 45001 -  50000      22      $1,035,796       $93,930      9.07           86
  $ 50001 -  75000      78      $4,702,592      $524,313     11.15          340
  $ 75001 - 250000      24      $2,432,911      $379,948     15.62          125

                    ______________________________________________________________
  TOTAL                893     $23,103,094    $1,966,842      8.51         2548
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.7             0.5           0.0                    2.4
  $  5001 -  10000    12.1             3.6           0.7                    8.2
  $ 10001 -  15000    17.6             8.6           3.0                   15.0
  $ 15001 -  20000    14.7             9.8           5.4                   13.6
  $ 20001 -  25000    10.0             8.6           6.5                   10.0
  $ 25001 -  30000     9.0             9.4           7.9                   10.1
  $ 30001 -  35000     7.4             9.3           9.8                    7.4
  $ 35001 -  40000     6.6             9.6          10.2                    7.8
  $ 40001 -  45000     3.1             5.1           5.7                    4.0
  $ 45001 -  50000     2.5             4.5           4.8                    3.4
  $ 50001 -  75000     8.7            20.4          26.7                   13.3
  $ 75001 - 250000     2.7            10.5          19.3                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,367           $11                   1.18
  $  5001 -  10000                  $7,795          $121                   1.94
  $ 10001 -  15000                 $12,608          $380                   2.43
  $ 15001 -  20000                 $17,328          $809                   2.64
  $ 20001 -  25000                 $22,274        $1,429                   2.87
  $ 25001 -  30000                 $27,214        $1,954                   3.23
  $ 30001 -  35000                 $32,653        $2,923                   2.86
  $ 35001 -  40000                 $37,584        $3,392                   3.36
  $ 40001 -  45000                 $42,424        $4,029                   3.61
  $ 45001 -  50000                 $47,082        $4,270                   3.91
  $ 50001 -  75000                 $60,290        $6,722                   4.36
  $ 75001 - 250000                $101,371       $15,831                   5.21

                    ______________________________________________________________
  TOTAL                            $25,871        $2,203                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST BOUNTIFUL UT
                        _________________________________________________
  UNDER $ 5,000         71        $130,191          $652      0.50           44
  $  5001 -  10000      43        $311,197        $7,491      2.41           44
  $ 10001 -  15000      75        $951,831       $32,440      3.41          170
  $ 15001 -  20000      59      $1,051,350       $52,295      4.97          141
  $ 20001 -  25000      65      $1,437,096       $89,489      6.23          159
  $ 25001 -  30000      52      $1,412,877       $89,206      6.31          152
  $ 30001 -  35000      60      $1,955,849      $143,736      7.35          174
  $ 35001 -  40000      84      $3,149,701      $218,916      6.95          313
  $ 40001 -  45000      67      $2,852,712      $232,593      8.15          232
  $ 45001 -  50000      83      $3,943,760      $325,543      8.25          311
  $ 50001 -  75000     311     $18,913,191    $1,771,876      9.37         1280
  $ 75001 - 100000     123     $10,474,973    $1,109,250     10.59          592
  OVER $100,000         52      $6,969,469    $1,127,577     16.18          243

                    ______________________________________________________________
  TOTAL               1145     $53,554,197    $5,201,064      9.71         3855
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.2             0.2           0.0                    1.1
  $  5001 -  10000     3.8             0.6           0.1                    1.1
  $ 10001 -  15000     6.6             1.8           0.6                    4.4
  $ 15001 -  20000     5.2             2.0           1.0                    3.7
  $ 20001 -  25000     5.7             2.7           1.7                    4.1
  $ 25001 -  30000     4.5             2.6           1.7                    3.9
  $ 30001 -  35000     5.2             3.7           2.8                    4.5
  $ 35001 -  40000     7.3             5.9           4.2                    8.1
  $ 40001 -  45000     5.9             5.3           4.5                    6.0
  $ 45001 -  50000     7.2             7.4           6.3                    8.1
  $ 50001 -  75000    27.2            35.3          34.1                   33.2
  $ 75001 - 100000    10.7            19.6          21.3                   15.4
  OVER $100,000        4.5            13.0          21.7                    6.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,834            $9                   0.62
  $  5001 -  10000                  $7,237          $174                   1.02
  $ 10001 -  15000                 $12,691          $433                   2.27
  $ 15001 -  20000                 $17,819          $886                   2.39
  $ 20001 -  25000                 $22,109        $1,377                   2.45
  $ 25001 -  30000                 $27,171        $1,716                   2.92
  $ 30001 -  35000                 $32,597        $2,396                   2.90
  $ 35001 -  40000                 $37,496        $2,606                   3.73
  $ 40001 -  45000                 $42,578        $3,472                   3.46
  $ 45001 -  50000                 $47,515        $3,922                   3.75
  $ 50001 -  75000                 $60,814        $5,697                   4.12
  $ 75001 - 100000                 $85,162        $9,018                   4.81
  OVER $100,000                   $134,028       $21,684                   4.67

                    ______________________________________________________________
  TOTAL                            $46,772        $4,542                   3.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST JORDAN UT
                        _________________________________________________
  UNDER $1              50       $-999,717       $16,521     -1.65          128
  $     1  -  5000     878      $2,433,407        $9,385      0.39          879
  $  5001 -  10000    1056      $8,040,159      $171,988      2.14         1581
  $ 10001 -  15000    1220     $15,319,403      $582,251      3.80         2522
  $ 15001 -  20000    1317     $23,005,207    $1,176,747      5.12         3038
  $ 20001 -  25000    1266     $28,571,866    $1,754,251      6.14         3268
  $ 25001 -  30000    1390     $38,228,085    $2,522,093      6.60         4113
  $ 30001 -  35000    1452     $47,173,341    $3,367,393      7.14         4590
  $ 35001 -  40000    1665     $62,476,510    $4,702,359      7.53         5697
  $ 40001 -  45000    1610     $68,365,966    $5,410,826      7.91         5913
  $ 45001 -  50000    1393     $66,186,120    $5,480,014      8.28         5283
  $ 50001 -  75000    4924    $297,184,535   $27,747,726      9.34        19755
  $ 75001 - 100000    1482    $125,923,760   $14,593,327     11.59         6470
  $100001 - 250000     575     $70,496,154   $10,720,865     15.21         2590
  OVER $250,000         27     $14,528,055    $4,024,195     27.70          221

                    ______________________________________________________________
  TOTAL              20305    $866,932,851   $82,279,941      9.49        66048
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.2
  $     1  -  5000     4.3             0.3           0.0                    1.3
  $  5001 -  10000     5.2             0.9           0.2                    2.4
  $ 10001 -  15000     6.0             1.8           0.7                    3.8
  $ 15001 -  20000     6.5             2.7           1.4                    4.6
  $ 20001 -  25000     6.2             3.3           2.1                    4.9
  $ 25001 -  30000     6.8             4.4           3.1                    6.2
  $ 30001 -  35000     7.2             5.4           4.1                    6.9
  $ 35001 -  40000     8.2             7.2           5.7                    8.6
  $ 40001 -  45000     7.9             7.9           6.6                    9.0
  $ 45001 -  50000     6.9             7.6           6.7                    8.0
  $ 50001 -  75000    24.3            34.3          33.7                   29.9
  $ 75001 - 100000     7.3            14.5          17.7                    9.8
  $100001 - 250000     2.8             8.1          13.0                    3.9
  OVER $250,000        0.1             1.7           4.9                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,994          $330                   2.56
  $     1  -  5000                  $2,772           $11                   1.00
  $  5001 -  10000                  $7,614          $163                   1.50
  $ 10001 -  15000                 $12,557          $477                   2.07
  $ 15001 -  20000                 $17,468          $894                   2.31
  $ 20001 -  25000                 $22,569        $1,386                   2.58
  $ 25001 -  30000                 $27,502        $1,814                   2.96
  $ 30001 -  35000                 $32,489        $2,319                   3.16
  $ 35001 -  40000                 $37,523        $2,824                   3.42
  $ 40001 -  45000                 $42,463        $3,361                   3.67
  $ 45001 -  50000                 $47,513        $3,934                   3.79
  $ 50001 -  75000                 $60,354        $5,635                   4.01
  $ 75001 - 100000                 $84,969        $9,847                   4.37
  $100001 - 250000                $122,602       $18,645                   4.50
  OVER $250,000                   $538,076      $149,044                   8.19

                    ______________________________________________________________
  TOTAL                            $42,696        $4,052                   3.25
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST POINT UT
                        _________________________________________________
  UNDER $ 5,000         42         $27,282        $2,368      8.68           26
  $  5001 -  10000      52        $361,676        $8,516      2.35           56
  $ 10001 -  15000      60        $779,058       $25,585      3.28          115
  $ 15001 -  20000      68      $1,200,465       $57,739      4.81          158
  $ 20001 -  25000      73      $1,641,184       $91,629      5.58          204
  $ 25001 -  30000      74      $2,048,697      $124,552      6.08          219
  $ 30001 -  35000      84      $2,725,047      $195,772      7.18          260
  $ 35001 -  40000      90      $3,405,707      $245,461      7.21          324
  $ 40001 -  45000      99      $4,195,883      $336,957      8.03          368
  $ 45001 -  50000     113      $5,351,690      $444,538      8.31          458
  $ 50001 -  75000     402     $24,368,546    $2,298,158      9.43         1654
  $ 75001 - 100000     146     $12,409,555    $1,450,745     11.69          619
  OVER $100,000         75     $15,458,380    $3,666,062     23.72          324

                    ______________________________________________________________
  TOTAL               1378     $73,973,170    $8,948,082     12.10         4785
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.0             0.0           0.0                    0.5
  $  5001 -  10000     3.8             0.5           0.1                    1.2
  $ 10001 -  15000     4.4             1.1           0.3                    2.4
  $ 15001 -  20000     4.9             1.6           0.6                    3.3
  $ 20001 -  25000     5.3             2.2           1.0                    4.3
  $ 25001 -  30000     5.4             2.8           1.4                    4.6
  $ 30001 -  35000     6.1             3.7           2.2                    5.4
  $ 35001 -  40000     6.5             4.6           2.7                    6.8
  $ 40001 -  45000     7.2             5.7           3.8                    7.7
  $ 45001 -  50000     8.2             7.2           5.0                    9.6
  $ 50001 -  75000    29.2            32.9          25.7                   34.6
  $ 75001 - 100000    10.6            16.8          16.2                   12.9
  OVER $100,000        5.4            20.9          41.0                    6.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $650           $56                   0.62
  $  5001 -  10000                  $6,955          $164                   1.08
  $ 10001 -  15000                 $12,984          $426                   1.92
  $ 15001 -  20000                 $17,654          $849                   2.32
  $ 20001 -  25000                 $22,482        $1,255                   2.79
  $ 25001 -  30000                 $27,685        $1,683                   2.96
  $ 30001 -  35000                 $32,441        $2,331                   3.10
  $ 35001 -  40000                 $37,841        $2,727                   3.60
  $ 40001 -  45000                 $42,383        $3,404                   3.72
  $ 45001 -  50000                 $47,360        $3,934                   4.05
  $ 50001 -  75000                 $60,618        $5,717                   4.11
  $ 75001 - 100000                 $84,997        $9,937                   4.24
  OVER $100,000                   $206,112       $48,881                   4.32

                    ______________________________________________________________
  TOTAL                            $53,682        $6,494                   3.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST VALLEY UT
                        _________________________________________________
  UNDER $1              66       $-755,763        $3,975     -0.53          122
  $     1  -  5000    1653      $4,637,820       $19,748      0.43         1988
  $  5001 -  10000    2191     $16,661,089      $301,435      1.81         3543
  $ 10001 -  15000    2557     $32,260,540    $1,208,385      3.75         5113
  $ 15001 -  20000    2886     $50,432,501    $2,756,004      5.46         6315
  $ 20001 -  25000    2542     $57,036,886    $3,771,023      6.61         6233
  $ 25001 -  30000    2410     $66,117,707    $4,840,874      7.32         6535
  $ 30001 -  35000    2201     $71,545,717    $5,658,254      7.91         6563
  $ 35001 -  40000    2043     $76,584,150    $6,325,299      8.26         6718
  $ 40001 -  45000    1886     $80,042,290    $6,986,602      8.73         6423
  $ 45001 -  50000    1583     $75,051,550    $6,784,694      9.04         5627
  $ 50001 -  75000    4435    $266,147,603   $26,369,638      9.91        17122
  $ 75001 - 100000    1157     $97,838,055   $11,592,180     11.85         5042
  $100001 - 250000     372     $45,647,512    $6,724,801     14.73         1756
  OVER $250,000         20     $11,144,281    $3,180,146     28.54           87

                    ______________________________________________________________
  TOTAL              28002    $950,391,938   $86,523,058      9.10        79187
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.2
  $     1  -  5000     5.9             0.5           0.0                    2.5
  $  5001 -  10000     7.8             1.8           0.3                    4.5
  $ 10001 -  15000     9.1             3.4           1.4                    6.5
  $ 15001 -  20000    10.3             5.3           3.2                    8.0
  $ 20001 -  25000     9.1             6.0           4.4                    7.9
  $ 25001 -  30000     8.6             7.0           5.6                    8.3
  $ 30001 -  35000     7.9             7.5           6.5                    8.3
  $ 35001 -  40000     7.3             8.1           7.3                    8.5
  $ 40001 -  45000     6.7             8.4           8.1                    8.1
  $ 45001 -  50000     5.7             7.9           7.8                    7.1
  $ 50001 -  75000    15.8            28.0          30.5                   21.6
  $ 75001 - 100000     4.1            10.3          13.4                    6.4
  $100001 - 250000     1.3             4.8           7.8                    2.2
  OVER $250,000        0.1             1.2           3.7                    0.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-11,451           $60                   1.85
  $     1  -  5000                  $2,806           $12                   1.20
  $  5001 -  10000                  $7,604          $138                   1.62
  $ 10001 -  15000                 $12,617          $473                   2.00
  $ 15001 -  20000                 $17,475          $955                   2.19
  $ 20001 -  25000                 $22,438        $1,483                   2.45
  $ 25001 -  30000                 $27,435        $2,009                   2.71
  $ 30001 -  35000                 $32,506        $2,571                   2.98
  $ 35001 -  40000                 $37,486        $3,096                   3.29
  $ 40001 -  45000                 $42,440        $3,704                   3.41
  $ 45001 -  50000                 $47,411        $4,286                   3.55
  $ 50001 -  75000                 $60,011        $5,946                   3.86
  $ 75001 - 100000                 $84,562       $10,019                   4.36
  $100001 - 250000                $122,708       $18,077                   4.72
  OVER $250,000                   $557,214      $159,007                   4.35

                    ______________________________________________________________
  TOTAL                            $33,940        $3,090                   2.83
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WOODS CROSS UT
                        _________________________________________________
  UNDER $ 5,000         65        $173,704          $956      0.55           54
  $  5001 -  10000      81        $609,172        $9,908      1.63          128
  $ 10001 -  15000      90      $1,099,116       $41,124      3.74          168
  $ 15001 -  20000      92      $1,583,926       $79,150      5.00          191
  $ 20001 -  25000     108      $2,448,366      $157,082      6.42          276
  $ 25001 -  30000      95      $2,625,465      $175,093      6.67          262
  $ 30001 -  35000      99      $3,234,508      $239,089      7.39          311
  $ 35001 -  40000     106      $3,952,327      $334,894      8.47          334
  $ 40001 -  45000     112      $4,767,080      $423,773      8.89          363
  $ 45001 -  50000     108      $5,107,954      $430,412      8.43          429
  $ 50001 -  75000     357     $21,746,197    $2,101,481      9.66         1410
  $ 75001 - 100000     115      $9,654,359    $1,124,294     11.65          518
  OVER $100,000         63      $9,269,629    $1,660,400     17.91          295

                    ______________________________________________________________
  TOTAL               1491     $66,271,803    $6,777,656     10.23         4739
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.4             0.3           0.0                    1.1
  $  5001 -  10000     5.4             0.9           0.1                    2.7
  $ 10001 -  15000     6.0             1.7           0.6                    3.5
  $ 15001 -  20000     6.2             2.4           1.2                    4.0
  $ 20001 -  25000     7.2             3.7           2.3                    5.8
  $ 25001 -  30000     6.4             4.0           2.6                    5.5
  $ 30001 -  35000     6.6             4.9           3.5                    6.6
  $ 35001 -  40000     7.1             6.0           4.9                    7.0
  $ 40001 -  45000     7.5             7.2           6.3                    7.7
  $ 45001 -  50000     7.2             7.7           6.4                    9.1
  $ 50001 -  75000    23.9            32.8          31.0                   29.8
  $ 75001 - 100000     7.7            14.6          16.6                   10.9
  OVER $100,000        4.2            14.0          24.5                    6.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,672           $15                   0.83
  $  5001 -  10000                  $7,521          $122                   1.58
  $ 10001 -  15000                 $12,212          $457                   1.87
  $ 15001 -  20000                 $17,217          $860                   2.08
  $ 20001 -  25000                 $22,670        $1,454                   2.56
  $ 25001 -  30000                 $27,636        $1,843                   2.76
  $ 30001 -  35000                 $32,672        $2,415                   3.14
  $ 35001 -  40000                 $37,286        $3,159                   3.15
  $ 40001 -  45000                 $42,563        $3,784                   3.24
  $ 45001 -  50000                 $47,296        $3,985                   3.97
  $ 50001 -  75000                 $60,914        $5,887                   3.95
  $ 75001 - 100000                 $83,951        $9,776                   4.50
  OVER $100,000                   $147,137       $26,356                   4.68

                    ______________________________________________________________
  TOTAL                            $44,448        $4,546                   3.18
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION