TABLE OF CONTENTS (TOC)
CITY

ALPINE UT 
AMERICAN FORK UT 
BEAVER UT 
BENNION UT 
BLANDING UT 
BLUFFDALE UT 
BOUNTIFUL UT 
BRIGHAM CITY UT 
CEDAR CITY UT 
CENTERVILLE UT 
CLEARFIELD UT 
CLINTON UT 
COALVILLE UT 
DELTA UT 
DRAPER UT 
EPHRAIM UT 
FARMINGTON UT 
FRUIT HEIGHTS UT 
GARLAND UT 
GRANTSVILLE UT 
HEBER CITY UT 
HEBER UT 
HELPER UT 
HIGHLAND UT 
HILL AFB UT 
HOLLADAY UT 
HOOPER UT 
HUNTINGTON UT 
HURRICANE UT 
HYDE PARK UT 
HYRUM UT 
KAMAS UT 
KANAB UT 
KAYSVILLE UT 
KEARNS UT 
LAYTON UT 
LEHI UT 
LINDON UT 
LOGAN UT 
MAGNA UT 
MAPLETON UT 
MIDVALE UT 
MIDWAY UT 
MOAB UT 
MORGAN UT 
MURRAY UT 
N LOGAN UT 
N OGDEN UT 
N SALT LAKE UT 
NEPHI UT 
OGDEN UT 
OREM UT 
OTHER TOWNS 
PARK CITY UT 
PAROWAN UT 
PAYSON UT 
PLEASANT GROVE UT 
PRICE UT 
PROVIDENCE UT 
PROVO UT 
RICHFIELD UT 
RIVERDALE UT 
RIVERTON UT 
ROOSEVELT UT 
ROY UT 
S JORDAN UT 
S OGDEN UT 
SALEM UT 
SALT LAKE CITY UT 
SANDY UT 
SANTA CLARA UT 
SANTAQUIN UT 
SLC UT 
SMITHFIELD UT 
SOUTH JORDAN UT 
SPANISH FORK UT 
SPRINGVILLE UT 
ST GEORGE UT 
SUNSET UT 
SYRACUSE UT 
TAYLORSVILLE UT 
TOOELE UT 
TREMONTON UT 
VERNAL UT 
W BOUNTIFUL UT 
W JORDAN UT 
W POINT UT 
W VALLEY CITY UT 
WASHINGTON UT 
WELLSVILLE UT 
WENDOVER UT 
WEST JORDAN UT 
WEST VALLEY CITY UT 
WEST VALLEY UT 
WILLARD UT 
WOODS CROSS UT 



****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ALPINE UT
                        _________________________________________________
  UNDER $1              16       $-807,425        $1,804     -0.22           58
  $     1  -  5000      68        $165,719        $1,098      0.66           38
  $  5001 -  10000      64        $483,754       $11,549      2.39           80
  $ 10001 -  15000      61        $763,044       $22,112      2.90          131
  $ 15001 -  20000      59      $1,043,254       $42,911      4.11          156
  $ 20001 -  25000      52      $1,167,646       $55,209      4.73          169
  $ 25001 -  30000      53      $1,457,161       $88,302      6.06          184
  $ 30001 -  35000      46      $1,507,796       $83,394      5.53          181
  $ 35001 -  40000      68      $2,566,747      $161,623      6.30          288
  $ 40001 -  45000      73      $3,104,796      $232,728      7.50          304
  $ 45001 -  50000      53      $2,507,015      $189,438      7.56          224
  $ 50001 -  75000     273     $16,664,474    $1,327,685      7.97         1294
  $ 75001 - 100000     153     $13,376,540    $1,383,669     10.34          784
  $100001 - 250000     176     $25,117,803    $3,750,518     14.93          907
  OVER $250,000         39     $23,418,931    $6,646,300     28.38          217

                    ______________________________________________________________
  TOTAL               1254     $92,537,255   $13,998,340     15.13         5015
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -0.9           0.0                    1.2
  $     1  -  5000     5.4             0.2           0.0                    0.8
  $  5001 -  10000     5.1             0.5           0.1                    1.6
  $ 10001 -  15000     4.9             0.8           0.2                    2.6
  $ 15001 -  20000     4.7             1.1           0.3                    3.1
  $ 20001 -  25000     4.1             1.3           0.4                    3.4
  $ 25001 -  30000     4.2             1.6           0.6                    3.7
  $ 30001 -  35000     3.7             1.6           0.6                    3.6
  $ 35001 -  40000     5.4             2.8           1.2                    5.7
  $ 40001 -  45000     5.8             3.4           1.7                    6.1
  $ 45001 -  50000     4.2             2.7           1.4                    4.5
  $ 50001 -  75000    21.8            18.0           9.5                   25.8
  $ 75001 - 100000    12.2            14.5           9.9                   15.6
  $100001 - 250000    14.0            27.1          26.8                   18.1
  OVER $250,000        3.1            25.3          47.5                    4.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-50,464          $113                   3.63
  $     1  -  5000                  $2,437           $16                   0.56
  $  5001 -  10000                  $7,559          $180                   1.25
  $ 10001 -  15000                 $12,509          $362                   2.15
  $ 15001 -  20000                 $17,682          $727                   2.64
  $ 20001 -  25000                 $22,455        $1,062                   3.25
  $ 25001 -  30000                 $27,494        $1,666                   3.47
  $ 30001 -  35000                 $32,778        $1,813                   3.93
  $ 35001 -  40000                 $37,746        $2,377                   4.24
  $ 40001 -  45000                 $42,531        $3,188                   4.16
  $ 45001 -  50000                 $47,302        $3,574                   4.23
  $ 50001 -  75000                 $61,042        $4,863                   4.74
  $ 75001 - 100000                 $87,428        $9,044                   5.12
  $100001 - 250000                $142,715       $21,310                   5.15
  OVER $250,000                   $600,485      $170,418                   5.56

                    ______________________________________________________________
  TOTAL                            $73,794       $11,163                   4.00
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      AMERICAN FORK UT
                        _________________________________________________
  UNDER $1              32     $-1,335,901        $4,516     -0.34           96
  $     1  -  5000     240        $685,143        $5,205      0.76          257
  $  5001 -  10000     346      $2,652,585       $46,419      1.75          581
  $ 10001 -  15000     436      $5,504,936      $172,706      3.14          927
  $ 15001 -  20000     431      $7,625,689      $363,899      4.77         1048
  $ 20001 -  25000     442      $9,929,361      $560,254      5.64         1276
  $ 25001 -  30000     386     $10,620,225      $678,825      6.39         1210
  $ 30001 -  35000     401     $13,010,896      $933,178      7.17         1362
  $ 35001 -  40000     418     $15,722,682    $1,126,950      7.17         1650
  $ 40001 -  45000     389     $16,500,013    $1,339,398      8.12         1555
  $ 45001 -  50000     339     $16,063,515    $1,291,252      8.04         1387
  $ 50001 -  75000    1071     $64,652,382    $5,880,555      9.10         4767
  $ 75001 - 100000     350     $29,928,740    $3,379,918     11.29         1687
  $100001 - 250000     219     $29,664,963    $4,615,270     15.56         1139
  OVER $250,000         28     $14,617,485    $4,067,511     27.83          129

                    ______________________________________________________________
  TOTAL               5528    $235,842,714   $24,465,856     10.37        19071
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.6           0.0                    0.5
  $     1  -  5000     4.3             0.3           0.0                    1.3
  $  5001 -  10000     6.3             1.1           0.2                    3.0
  $ 10001 -  15000     7.9             2.3           0.7                    4.9
  $ 15001 -  20000     7.8             3.2           1.5                    5.5
  $ 20001 -  25000     8.0             4.2           2.3                    6.7
  $ 25001 -  30000     7.0             4.5           2.8                    6.3
  $ 30001 -  35000     7.3             5.5           3.8                    7.1
  $ 35001 -  40000     7.6             6.7           4.6                    8.7
  $ 40001 -  45000     7.0             7.0           5.5                    8.2
  $ 45001 -  50000     6.1             6.8           5.3                    7.3
  $ 50001 -  75000    19.4            27.4          24.0                   25.0
  $ 75001 - 100000     6.3            12.7          13.8                    8.8
  $100001 - 250000     4.0            12.6          18.9                    6.0
  OVER $250,000        0.5             6.2          16.6                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-41,747          $141                   3.00
  $     1  -  5000                  $2,855           $22                   1.07
  $  5001 -  10000                  $7,666          $134                   1.68
  $ 10001 -  15000                 $12,626          $396                   2.13
  $ 15001 -  20000                 $17,693          $844                   2.43
  $ 20001 -  25000                 $22,465        $1,268                   2.89
  $ 25001 -  30000                 $27,514        $1,759                   3.13
  $ 30001 -  35000                 $32,446        $2,327                   3.40
  $ 35001 -  40000                 $37,614        $2,696                   3.95
  $ 40001 -  45000                 $42,416        $3,443                   4.00
  $ 45001 -  50000                 $47,385        $3,809                   4.09
  $ 50001 -  75000                 $60,366        $5,491                   4.45
  $ 75001 - 100000                 $85,511        $9,657                   4.82
  $100001 - 250000                $135,456       $21,074                   5.20
  OVER $250,000                   $522,053      $145,268                   4.61

                    ______________________________________________________________
  TOTAL                            $42,663        $4,426                   3.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BEAVER UT
                        _________________________________________________
  UNDER $1              34     $-1,849,000        $3,897     -0.21          111
  $     1  -  5000     104        $289,985          $412      0.14          119
  $  5001 -  10000     124        $942,279       $12,981      1.38          208
  $ 10001 -  15000     125      $1,572,224       $45,287      2.88          298
  $ 15001 -  20000     118      $2,077,905       $89,949      4.33          313
  $ 20001 -  25000      86      $1,912,319      $104,807      5.48          247
  $ 25001 -  30000      80      $2,181,536      $139,484      6.39          253
  $ 30001 -  35000      63      $2,028,206      $139,400      6.87          241
  $ 35001 -  40000      57      $2,126,887      $154,909      7.28          237
  $ 40001 -  45000      48      $2,018,457      $162,938      8.07          188
  $ 45001 -  50000      25      $1,174,588      $108,978      9.28           81
  $ 50001 -  75000     116      $6,868,803      $672,993      9.80          479
  $ 75001 - 250000      26      $2,853,598      $427,922     15.00          104

                    ______________________________________________________________
  TOTAL               1006     $24,197,787    $2,063,957      8.53         2879
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             3.4            -7.6           0.2                    3.9
  $     1  -  5000    10.3             1.2           0.0                    4.1
  $  5001 -  10000    12.3             3.9           0.6                    7.2
  $ 10001 -  15000    12.4             6.5           2.2                   10.4
  $ 15001 -  20000    11.7             8.6           4.4                   10.9
  $ 20001 -  25000     8.5             7.9           5.1                    8.6
  $ 25001 -  30000     8.0             9.0           6.8                    8.8
  $ 30001 -  35000     6.3             8.4           6.8                    8.4
  $ 35001 -  40000     5.7             8.8           7.5                    8.2
  $ 40001 -  45000     4.8             8.3           7.9                    6.5
  $ 45001 -  50000     2.5             4.9           5.3                    2.8
  $ 50001 -  75000    11.5            28.4          32.6                   16.6
  $ 75001 - 250000     2.6            11.8          20.7                    3.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-54,382          $115                   3.26
  $     1  -  5000                  $2,788            $4                   1.14
  $  5001 -  10000                  $7,599          $105                   1.68
  $ 10001 -  15000                 $12,578          $362                   2.38
  $ 15001 -  20000                 $17,609          $762                   2.65
  $ 20001 -  25000                 $22,236        $1,219                   2.87
  $ 25001 -  30000                 $27,269        $1,744                   3.16
  $ 30001 -  35000                 $32,194        $2,213                   3.83
  $ 35001 -  40000                 $37,314        $2,718                   4.16
  $ 40001 -  45000                 $42,051        $3,395                   3.92
  $ 45001 -  50000                 $46,984        $4,359                   3.24
  $ 50001 -  75000                 $59,214        $5,802                   4.13
  $ 75001 - 250000                $109,754       $16,459                   4.00

                    ______________________________________________________________
  TOTAL                            $24,053        $2,052                   2.86
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BENNION UT
                        _________________________________________________
  UNDER $ 5,000         72         $99,386        $1,576      1.59           83
  $  5001 -  10000      93        $713,105       $17,057      2.39          152
  $ 10001 -  15000      90      $1,137,365       $38,525      3.39          203
  $ 15001 -  20000      94      $1,648,376       $83,215      5.05          235
  $ 20001 -  25000      95      $2,121,710      $117,982      5.56          266
  $ 25001 -  30000     103      $2,836,951      $166,229      5.86          340
  $ 30001 -  35000     131      $4,269,159      $291,216      6.82          459
  $ 35001 -  40000     119      $4,465,307      $344,244      7.71          417
  $ 40001 -  45000     140      $5,951,182      $487,298      8.19          522
  $ 45001 -  50000     130      $6,172,138      $532,388      8.63          497
  $ 50001 -  75000     359     $21,722,068    $2,043,836      9.41         1499
  $ 75001 - 100000     121     $10,308,023    $1,184,135     11.49          560
  OVER $100,000         51      $7,408,548    $1,226,668     16.56          255

                    ______________________________________________________________
  TOTAL               1598     $68,853,318    $6,534,369      9.49         5488
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.5             0.1           0.0                    1.5
  $  5001 -  10000     5.8             1.0           0.3                    2.8
  $ 10001 -  15000     5.6             1.7           0.6                    3.7
  $ 15001 -  20000     5.9             2.4           1.3                    4.3
  $ 20001 -  25000     5.9             3.1           1.8                    4.8
  $ 25001 -  30000     6.4             4.1           2.5                    6.2
  $ 30001 -  35000     8.2             6.2           4.5                    8.4
  $ 35001 -  40000     7.4             6.5           5.3                    7.6
  $ 40001 -  45000     8.8             8.6           7.5                    9.5
  $ 45001 -  50000     8.1             9.0           8.1                    9.1
  $ 50001 -  75000    22.5            31.5          31.3                   27.3
  $ 75001 - 100000     7.6            15.0          18.1                   10.2
  OVER $100,000        3.2            10.8          18.8                    4.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,380           $22                   1.15
  $  5001 -  10000                  $7,668          $183                   1.63
  $ 10001 -  15000                 $12,637          $428                   2.26
  $ 15001 -  20000                 $17,536          $885                   2.50
  $ 20001 -  25000                 $22,334        $1,242                   2.80
  $ 25001 -  30000                 $27,543        $1,614                   3.30
  $ 30001 -  35000                 $32,589        $2,223                   3.50
  $ 35001 -  40000                 $37,524        $2,893                   3.50
  $ 40001 -  45000                 $42,508        $3,481                   3.73
  $ 45001 -  50000                 $47,478        $4,095                   3.82
  $ 50001 -  75000                 $60,507        $5,693                   4.18
  $ 75001 - 100000                 $85,190        $9,786                   4.63
  OVER $100,000                   $145,266       $24,052                   5.00

                    ______________________________________________________________
  TOTAL                            $43,087        $4,089                   3.43
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLANDING UT
                        _________________________________________________
  UNDER $1              16       $-466,679        $1,131     -0.24           47
  $     1  -  5000     125        $309,575          $337      0.11          167
  $  5001 -  10000     107        $789,385        $5,208      0.66          226
  $ 10001 -  15000     103      $1,277,667       $22,791      1.78          305
  $ 15001 -  20000      96      $1,684,572       $57,234      3.40          295
  $ 20001 -  25000      81      $1,828,814       $67,641      3.70          348
  $ 25001 -  30000      74      $2,027,865      $111,405      5.49          297
  $ 30001 -  35000      65      $2,108,888      $143,798      6.82          247
  $ 35001 -  40000      52      $1,947,136      $142,556      7.32          214
  $ 40001 -  45000      40      $1,703,015      $119,935      7.04          195
  $ 45001 -  50000      49      $2,320,921      $197,349      8.50          208
  $ 50001 -  75000     140      $8,360,182      $773,615      9.25          635
  $ 75001 - 100000      33      $2,811,928      $327,789     11.66          161
  OVER $100,000         20      $3,941,518      $927,866     23.54          104

                    ______________________________________________________________
  TOTAL               1001     $30,644,787    $2,898,655      9.46         3449
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -1.5           0.0                    1.4
  $     1  -  5000    12.5             1.0           0.0                    4.8
  $  5001 -  10000    10.7             2.6           0.2                    6.6
  $ 10001 -  15000    10.3             4.2           0.8                    8.8
  $ 15001 -  20000     9.6             5.5           2.0                    8.6
  $ 20001 -  25000     8.1             6.0           2.3                   10.1
  $ 25001 -  30000     7.4             6.6           3.8                    8.6
  $ 30001 -  35000     6.5             6.9           5.0                    7.2
  $ 35001 -  40000     5.2             6.4           4.9                    6.2
  $ 40001 -  45000     4.0             5.6           4.1                    5.7
  $ 45001 -  50000     4.9             7.6           6.8                    6.0
  $ 50001 -  75000    14.0            27.3          26.7                   18.4
  $ 75001 - 100000     3.3             9.2          11.3                    4.7
  OVER $100,000        2.0            12.9          32.0                    3.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-29,167           $71                   2.94
  $     1  -  5000                  $2,477            $3                   1.34
  $  5001 -  10000                  $7,377           $49                   2.11
  $ 10001 -  15000                 $12,405          $221                   2.96
  $ 15001 -  20000                 $17,548          $596                   3.07
  $ 20001 -  25000                 $22,578          $835                   4.30
  $ 25001 -  30000                 $27,404        $1,505                   4.01
  $ 30001 -  35000                 $32,444        $2,212                   3.80
  $ 35001 -  40000                 $37,445        $2,741                   4.12
  $ 40001 -  45000                 $42,575        $2,998                   4.88
  $ 45001 -  50000                 $47,366        $4,028                   4.24
  $ 50001 -  75000                 $59,716        $5,526                   4.54
  $ 75001 - 100000                 $85,210        $9,933                   4.88
  OVER $100,000                   $197,076       $46,393                   5.20

                    ______________________________________________________________
  TOTAL                            $30,614        $2,896                   3.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLUFFDALE UT
                        _________________________________________________
  UNDER $ 5,000         51        $-19,080        $1,750     -9.17           63
  $  5001 -  10000      51        $399,701        $9,034      2.26           75
  $ 10001 -  15000      48        $597,573       $16,617      2.78          107
  $ 15001 -  20000      49        $861,644       $45,864      5.32          114
  $ 20001 -  25000      33        $741,985       $29,789      4.01          106
  $ 25001 -  30000      39      $1,067,163       $58,631      5.49          135
  $ 30001 -  35000      38      $1,232,316       $85,184      6.91          123
  $ 35001 -  40000      56      $2,116,264      $134,606      6.36          258
  $ 40001 -  45000      64      $2,708,647      $208,278      7.69          264
  $ 45001 -  50000      52      $2,489,639      $194,039      7.79          204
  $ 50001 -  75000     193     $11,695,791    $1,028,969      8.80          913
  $ 75001 - 100000     100      $8,485,062      $931,034     10.97          505
  OVER $100,000         47      $7,265,807    $1,312,648     18.07          256

                    ______________________________________________________________
  TOTAL                821     $39,642,512    $4,056,443     10.23         3123
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.2            -0.0           0.0                    2.0
  $  5001 -  10000     6.2             1.0           0.2                    2.4
  $ 10001 -  15000     5.8             1.5           0.4                    3.4
  $ 15001 -  20000     6.0             2.2           1.1                    3.7
  $ 20001 -  25000     4.0             1.9           0.7                    3.4
  $ 25001 -  30000     4.8             2.7           1.4                    4.3
  $ 30001 -  35000     4.6             3.1           2.1                    3.9
  $ 35001 -  40000     6.8             5.3           3.3                    8.3
  $ 40001 -  45000     7.8             6.8           5.1                    8.5
  $ 45001 -  50000     6.3             6.3           4.8                    6.5
  $ 50001 -  75000    23.5            29.5          25.4                   29.2
  $ 75001 - 100000    12.2            21.4          23.0                   16.2
  OVER $100,000        5.7            18.3          32.4                    8.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-374           $34                   1.24
  $  5001 -  10000                  $7,837          $177                   1.47
  $ 10001 -  15000                 $12,449          $346                   2.23
  $ 15001 -  20000                 $17,585          $936                   2.33
  $ 20001 -  25000                 $22,484          $903                   3.21
  $ 25001 -  30000                 $27,363        $1,503                   3.46
  $ 30001 -  35000                 $32,429        $2,242                   3.24
  $ 35001 -  40000                 $37,790        $2,404                   4.61
  $ 40001 -  45000                 $42,323        $3,254                   4.13
  $ 45001 -  50000                 $47,878        $3,732                   3.92
  $ 50001 -  75000                 $60,600        $5,331                   4.73
  $ 75001 - 100000                 $84,851        $9,310                   5.05
  OVER $100,000                   $154,592       $27,929                   5.45

                    ______________________________________________________________
  TOTAL                            $48,286        $4,941                   3.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BOUNTIFUL UT
                        _________________________________________________
  UNDER $1              82     $-6,913,508        $6,400     -0.09          192
  $     1  -  5000     613      $1,667,689       $18,688      1.12          637
  $  5001 -  10000     850      $6,477,174      $126,946      1.96         1201
  $ 10001 -  15000    1002     $12,640,755      $481,901      3.81         1824
  $ 15001 -  20000    1011     $17,708,267      $950,851      5.37         2057
  $ 20001 -  25000    1022     $22,900,122    $1,493,389      6.52         2359
  $ 25001 -  30000     977     $26,798,916    $1,990,590      7.43         2417
  $ 30001 -  35000     905     $29,409,505    $2,326,423      7.91         2540
  $ 35001 -  40000     873     $32,613,041    $2,762,206      8.47         2648
  $ 40001 -  45000     747     $31,725,356    $2,747,468      8.66         2439
  $ 45001 -  50000     673     $31,924,621    $2,847,381      8.92         2308
  $ 50001 -  75000    2555    $156,997,138   $15,757,633     10.04         9395
  $ 75001 - 100000    1284    $110,136,780   $13,249,615     12.03         5353
  $100001 - 250000    1157    $162,151,175   $26,583,282     16.39         5125
  OVER $250,000        206     $98,382,286   $26,753,077     27.19          875

                    ______________________________________________________________
  TOTAL              13957    $734,619,317   $98,095,850     13.35        41370
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.9           0.0                    0.5
  $     1  -  5000     4.4             0.2           0.0                    1.5
  $  5001 -  10000     6.1             0.9           0.1                    2.9
  $ 10001 -  15000     7.2             1.7           0.5                    4.4
  $ 15001 -  20000     7.2             2.4           1.0                    5.0
  $ 20001 -  25000     7.3             3.1           1.5                    5.7
  $ 25001 -  30000     7.0             3.6           2.0                    5.8
  $ 30001 -  35000     6.5             4.0           2.4                    6.1
  $ 35001 -  40000     6.3             4.4           2.8                    6.4
  $ 40001 -  45000     5.4             4.3           2.8                    5.9
  $ 45001 -  50000     4.8             4.3           2.9                    5.6
  $ 50001 -  75000    18.3            21.4          16.1                   22.7
  $ 75001 - 100000     9.2            15.0          13.5                   12.9
  $100001 - 250000     8.3            22.1          27.1                   12.4
  OVER $250,000        1.5            13.4          27.3                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-84,311           $78                   2.34
  $     1  -  5000                  $2,721           $30                   1.04
  $  5001 -  10000                  $7,620          $149                   1.41
  $ 10001 -  15000                 $12,616          $481                   1.82
  $ 15001 -  20000                 $17,516          $941                   2.03
  $ 20001 -  25000                 $22,407        $1,461                   2.31
  $ 25001 -  30000                 $27,430        $2,037                   2.47
  $ 30001 -  35000                 $32,497        $2,571                   2.81
  $ 35001 -  40000                 $37,357        $3,164                   3.03
  $ 40001 -  45000                 $42,470        $3,678                   3.27
  $ 45001 -  50000                 $47,436        $4,231                   3.43
  $ 50001 -  75000                 $61,447        $6,167                   3.68
  $ 75001 - 100000                 $85,776       $10,319                   4.17
  $100001 - 250000                $140,148       $22,976                   4.43
  OVER $250,000                   $477,584      $129,869                   4.25

                    ______________________________________________________________
  TOTAL                            $52,634        $7,028                   2.96
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BRIGHAM CITY UT
                        _________________________________________________
  UNDER $1              27       $-541,162        $2,108     -0.39           76
  $     1  -  5000     248        $668,674        $2,150      0.32          293
  $  5001 -  10000     331      $2,517,851       $39,264      1.56          546
  $ 10001 -  15000     417      $5,235,207      $184,478      3.52          818
  $ 15001 -  20000     425      $7,467,943      $383,230      5.13          970
  $ 20001 -  25000     447     $10,068,714      $639,399      6.35         1154
  $ 25001 -  30000     357      $9,805,080      $697,284      7.11         1023
  $ 30001 -  35000     364     $11,799,149      $928,587      7.87         1157
  $ 35001 -  40000     334     $12,524,901    $1,062,443      8.48         1145
  $ 40001 -  45000     310     $13,175,154    $1,129,735      8.57         1150
  $ 45001 -  50000     329     $15,599,361    $1,414,421      9.07         1248
  $ 50001 -  75000    1028     $62,707,876    $6,389,486     10.19         4285
  $ 75001 - 100000     323     $27,402,797    $3,404,088     12.42         1397
  $100001 - 250000     168     $22,619,148    $3,891,674     17.21          717
  OVER $250,000         23     $10,775,274    $3,231,709     29.99           98

                    ______________________________________________________________
  TOTAL               5131    $211,825,967   $23,400,056     11.05        16077
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.3           0.0                    0.5
  $     1  -  5000     4.8             0.3           0.0                    1.8
  $  5001 -  10000     6.5             1.2           0.2                    3.4
  $ 10001 -  15000     8.1             2.5           0.8                    5.1
  $ 15001 -  20000     8.3             3.5           1.6                    6.0
  $ 20001 -  25000     8.7             4.8           2.7                    7.2
  $ 25001 -  30000     7.0             4.6           3.0                    6.4
  $ 30001 -  35000     7.1             5.6           4.0                    7.2
  $ 35001 -  40000     6.5             5.9           4.5                    7.1
  $ 40001 -  45000     6.0             6.2           4.8                    7.2
  $ 45001 -  50000     6.4             7.4           6.0                    7.8
  $ 50001 -  75000    20.0            29.6          27.3                   26.7
  $ 75001 - 100000     6.3            12.9          14.5                    8.7
  $100001 - 250000     3.3            10.7          16.6                    4.5
  OVER $250,000        0.4             5.1          13.8                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-20,043           $78                   2.81
  $     1  -  5000                  $2,696            $9                   1.18
  $  5001 -  10000                  $7,607          $119                   1.65
  $ 10001 -  15000                 $12,554          $442                   1.96
  $ 15001 -  20000                 $17,572          $902                   2.28
  $ 20001 -  25000                 $22,525        $1,430                   2.58
  $ 25001 -  30000                 $27,465        $1,953                   2.87
  $ 30001 -  35000                 $32,415        $2,551                   3.18
  $ 35001 -  40000                 $37,500        $3,181                   3.43
  $ 40001 -  45000                 $42,500        $3,644                   3.71
  $ 45001 -  50000                 $47,414        $4,299                   3.79
  $ 50001 -  75000                 $61,000        $6,215                   4.17
  $ 75001 - 100000                 $84,838       $10,539                   4.33
  $100001 - 250000                $134,638       $23,165                   4.27
  OVER $250,000                   $468,490      $140,509                   4.26

                    ______________________________________________________________
  TOTAL                            $41,284        $4,561                   3.13
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CEDAR CITY UT
                        _________________________________________________
  UNDER $1              45       $-987,437        $6,158     -0.62          125
  $     1  -  5000     616      $1,760,226        $5,681      0.32          702
  $  5001 -  10000     767      $5,779,662       $92,557      1.60         1389
  $ 10001 -  15000     820     $10,225,649      $297,249      2.91         1860
  $ 15001 -  20000     676     $11,756,007      $533,723      4.54         1722
  $ 20001 -  25000     604     $13,564,662      $802,741      5.92         1672
  $ 25001 -  30000     441     $12,061,509      $822,502      6.82         1366
  $ 30001 -  35000     390     $12,626,934      $966,232      7.65         1311
  $ 35001 -  40000     389     $14,578,857    $1,199,859      8.23         1309
  $ 40001 -  45000     305     $12,959,060    $1,097,166      8.47         1125
  $ 45001 -  50000     292     $13,839,928    $1,244,323      8.99         1089
  $ 50001 -  75000     818     $49,526,900    $4,867,300      9.83         3267
  $ 75001 - 100000     263     $22,199,383    $2,680,181     12.07         1109
  $100001 - 250000     150     $19,463,289    $3,249,986     16.70          644
  OVER $250,000         16      $5,759,858    $1,517,689     26.35           61

                    ______________________________________________________________
  TOTAL               6592    $205,114,487   $19,383,347      9.45        18751
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.5           0.0                    0.7
  $     1  -  5000     9.3             0.9           0.0                    3.7
  $  5001 -  10000    11.6             2.8           0.5                    7.4
  $ 10001 -  15000    12.4             5.0           1.5                    9.9
  $ 15001 -  20000    10.3             5.7           2.8                    9.2
  $ 20001 -  25000     9.2             6.6           4.1                    8.9
  $ 25001 -  30000     6.7             5.9           4.2                    7.3
  $ 30001 -  35000     5.9             6.2           5.0                    7.0
  $ 35001 -  40000     5.9             7.1           6.2                    7.0
  $ 40001 -  45000     4.6             6.3           5.7                    6.0
  $ 45001 -  50000     4.4             6.7           6.4                    5.8
  $ 50001 -  75000    12.4            24.1          25.1                   17.4
  $ 75001 - 100000     4.0            10.8          13.8                    5.9
  $100001 - 250000     2.3             9.5          16.8                    3.4
  OVER $250,000        0.2             2.8           7.8                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,943          $137                   2.78
  $     1  -  5000                  $2,858            $9                   1.14
  $  5001 -  10000                  $7,535          $121                   1.81
  $ 10001 -  15000                 $12,470          $362                   2.27
  $ 15001 -  20000                 $17,391          $790                   2.55
  $ 20001 -  25000                 $22,458        $1,329                   2.77
  $ 25001 -  30000                 $27,350        $1,865                   3.10
  $ 30001 -  35000                 $32,377        $2,478                   3.36
  $ 35001 -  40000                 $37,478        $3,084                   3.37
  $ 40001 -  45000                 $42,489        $3,597                   3.69
  $ 45001 -  50000                 $47,397        $4,261                   3.73
  $ 50001 -  75000                 $60,546        $5,950                   3.99
  $ 75001 - 100000                 $84,408       $10,191                   4.22
  $100001 - 250000                $129,755       $21,667                   4.29
  OVER $250,000                   $359,991       $94,856                   3.81

                    ______________________________________________________________
  TOTAL                            $31,116        $2,940                   2.84
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CENTERVILLE UT
                        _________________________________________________
  UNDER $1              26       $-415,164        $1,556     -0.37           88
  $     1  -  5000     157        $406,136        $2,183      0.54          129
  $  5001 -  10000     200      $1,491,414       $33,011      2.21          258
  $ 10001 -  15000     207      $2,575,675      $100,931      3.92          361
  $ 15001 -  20000     227      $3,976,545      $211,625      5.32          484
  $ 20001 -  25000     236      $5,319,874      $353,839      6.65          531
  $ 25001 -  30000     236      $6,515,100      $444,407      6.82          653
  $ 30001 -  35000     210      $6,813,731      $525,831      7.72          578
  $ 35001 -  40000     224      $8,370,472      $660,493      7.89          731
  $ 40001 -  45000     243     $10,355,340      $875,973      8.46          821
  $ 45001 -  50000     213     $10,082,511      $818,702      8.12          849
  $ 50001 -  75000    1037     $63,924,561    $5,909,935      9.25         4341
  $ 75001 - 100000     539     $46,224,404    $5,213,969     11.28         2478
  $100001 - 250000     377     $50,890,479    $7,929,377     15.58         1975
  OVER $250,000         37     $13,809,194    $3,736,601     27.06          186

                    ______________________________________________________________
  TOTAL               4169    $230,340,272   $26,818,433     11.64        14463
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.2           0.0                    0.6
  $     1  -  5000     3.8             0.2           0.0                    0.9
  $  5001 -  10000     4.8             0.6           0.1                    1.8
  $ 10001 -  15000     5.0             1.1           0.4                    2.5
  $ 15001 -  20000     5.4             1.7           0.8                    3.3
  $ 20001 -  25000     5.7             2.3           1.3                    3.7
  $ 25001 -  30000     5.7             2.8           1.7                    4.5
  $ 30001 -  35000     5.0             3.0           2.0                    4.0
  $ 35001 -  40000     5.4             3.6           2.5                    5.1
  $ 40001 -  45000     5.8             4.5           3.3                    5.7
  $ 45001 -  50000     5.1             4.4           3.1                    5.9
  $ 50001 -  75000    24.9            27.8          22.0                   30.0
  $ 75001 - 100000    12.9            20.1          19.4                   17.1
  $100001 - 250000     9.0            22.1          29.6                   13.7
  OVER $250,000        0.9             6.0          13.9                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-15,968           $60                   3.38
  $     1  -  5000                  $2,587           $14                   0.82
  $  5001 -  10000                  $7,457          $165                   1.29
  $ 10001 -  15000                 $12,443          $488                   1.74
  $ 15001 -  20000                 $17,518          $932                   2.13
  $ 20001 -  25000                 $22,542        $1,499                   2.25
  $ 25001 -  30000                 $27,606        $1,883                   2.77
  $ 30001 -  35000                 $32,446        $2,504                   2.75
  $ 35001 -  40000                 $37,368        $2,949                   3.26
  $ 40001 -  45000                 $42,615        $3,605                   3.38
  $ 45001 -  50000                 $47,336        $3,844                   3.99
  $ 50001 -  75000                 $61,644        $5,699                   4.19
  $ 75001 - 100000                 $85,760        $9,673                   4.60
  $100001 - 250000                $134,988       $21,033                   5.24
  OVER $250,000                   $373,221      $100,989                   5.03

                    ______________________________________________________________
  TOTAL                            $55,251        $6,433                   3.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLEARFIELD UT
                        _________________________________________________
  UNDER $1              18       $-449,620            $0      0.00           31
  $     1  -  5000     451      $1,224,517        $2,382      0.19          583
  $  5001 -  10000     485      $3,774,696       $62,770      1.66          861
  $ 10001 -  15000     590      $7,383,379      $266,080      3.60         1183
  $ 15001 -  20000     618     $10,864,995      $573,405      5.28         1400
  $ 20001 -  25000     683     $15,312,241      $981,957      6.41         1785
  $ 25001 -  30000     599     $16,433,949    $1,225,840      7.46         1631
  $ 30001 -  35000     582     $18,865,515    $1,535,475      8.14         1731
  $ 35001 -  40000     501     $18,739,879    $1,675,722      8.94         1577
  $ 40001 -  45000     446     $18,893,658    $1,742,506      9.22         1460
  $ 45001 -  50000     345     $16,346,243    $1,504,660      9.20         1254
  $ 50001 -  75000     963     $58,038,976    $6,033,026     10.39         3726
  $ 75001 - 100000     243     $20,478,915    $2,468,157     12.05         1057
  OVER $100,000         76     $10,426,396    $1,860,886     17.85          347

                    ______________________________________________________________
  TOTAL               6600    $216,333,739   $19,932,866      9.21        18626
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.2           0.0                    0.2
  $     1  -  5000     6.8             0.6           0.0                    3.1
  $  5001 -  10000     7.3             1.7           0.3                    4.6
  $ 10001 -  15000     8.9             3.4           1.3                    6.4
  $ 15001 -  20000     9.4             5.0           2.9                    7.5
  $ 20001 -  25000    10.3             7.1           4.9                    9.6
  $ 25001 -  30000     9.1             7.6           6.1                    8.8
  $ 30001 -  35000     8.8             8.7           7.7                    9.3
  $ 35001 -  40000     7.6             8.7           8.4                    8.5
  $ 40001 -  45000     6.8             8.7           8.7                    7.8
  $ 45001 -  50000     5.2             7.6           7.5                    6.7
  $ 50001 -  75000    14.6            26.8          30.3                   20.0
  $ 75001 - 100000     3.7             9.5          12.4                    5.7
  OVER $100,000        1.2             4.8           9.3                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,979            $0                   1.72
  $     1  -  5000                  $2,715            $5                   1.29
  $  5001 -  10000                  $7,783          $129                   1.78
  $ 10001 -  15000                 $12,514          $451                   2.01
  $ 15001 -  20000                 $17,581          $928                   2.27
  $ 20001 -  25000                 $22,419        $1,438                   2.61
  $ 25001 -  30000                 $27,436        $2,046                   2.72
  $ 30001 -  35000                 $32,415        $2,638                   2.97
  $ 35001 -  40000                 $37,405        $3,345                   3.15
  $ 40001 -  45000                 $42,362        $3,907                   3.27
  $ 45001 -  50000                 $47,380        $4,361                   3.63
  $ 50001 -  75000                 $60,269        $6,265                   3.87
  $ 75001 - 100000                 $84,275       $10,157                   4.35
  OVER $100,000                   $137,189       $24,485                   4.57

                    ______________________________________________________________
  TOTAL                            $32,778        $3,020                   2.82
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLINTON UT
                        _________________________________________________
  UNDER $1              14       $-364,871            $0      0.00           26
  $     1  -  5000     102        $287,894        $1,040      0.36           88
  $  5001 -  10000     104        $789,113       $17,034      2.16          145
  $ 10001 -  15000     127      $1,600,288       $65,640      4.10          226
  $ 15001 -  20000     149      $2,625,947      $129,529      4.93          368
  $ 20001 -  25000     163      $3,661,305      $218,288      5.96          460
  $ 25001 -  30000     174      $4,796,795      $329,160      6.86          538
  $ 30001 -  35000     192      $6,265,650      $442,241      7.06          676
  $ 35001 -  40000     200      $7,465,937      $567,571      7.60          739
  $ 40001 -  45000     210      $8,908,383      $724,475      8.13          832
  $ 45001 -  50000     183      $8,669,739      $718,176      8.28          776
  $ 50001 -  75000     588     $35,626,433    $3,487,113      9.79         2441
  $ 75001 - 100000     168     $14,033,391    $1,673,564     11.93          767
  OVER $100,000         53      $7,357,029    $1,243,656     16.90          274

                    ______________________________________________________________
  TOTAL               2427    $101,723,033    $9,617,487      9.45         8356
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.4           0.0                    0.3
  $     1  -  5000     4.2             0.3           0.0                    1.1
  $  5001 -  10000     4.3             0.8           0.2                    1.7
  $ 10001 -  15000     5.2             1.6           0.7                    2.7
  $ 15001 -  20000     6.1             2.6           1.3                    4.4
  $ 20001 -  25000     6.7             3.6           2.3                    5.5
  $ 25001 -  30000     7.2             4.7           3.4                    6.4
  $ 30001 -  35000     7.9             6.2           4.6                    8.1
  $ 35001 -  40000     8.2             7.3           5.9                    8.8
  $ 40001 -  45000     8.7             8.8           7.5                   10.0
  $ 45001 -  50000     7.5             8.5           7.5                    9.3
  $ 50001 -  75000    24.2            35.0          36.3                   29.2
  $ 75001 - 100000     6.9            13.8          17.4                    9.2
  OVER $100,000        2.2             7.2          12.9                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,062            $0                   1.86
  $     1  -  5000                  $2,822           $10                   0.86
  $  5001 -  10000                  $7,588          $164                   1.39
  $ 10001 -  15000                 $12,601          $517                   1.78
  $ 15001 -  20000                 $17,624          $869                   2.47
  $ 20001 -  25000                 $22,462        $1,339                   2.82
  $ 25001 -  30000                 $27,568        $1,892                   3.09
  $ 30001 -  35000                 $32,634        $2,303                   3.52
  $ 35001 -  40000                 $37,330        $2,838                   3.70
  $ 40001 -  45000                 $42,421        $3,450                   3.96
  $ 45001 -  50000                 $47,376        $3,924                   4.24
  $ 50001 -  75000                 $60,589        $5,930                   4.15
  $ 75001 - 100000                 $83,532        $9,962                   4.57
  OVER $100,000                   $138,812       $23,465                   5.17

                    ______________________________________________________________
  TOTAL                            $41,913        $3,963                   3.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      COALVILLE UT
                        _________________________________________________
  UNDER $1              14       $-718,469      $113,680     -15.8           30
  $     1  -  5000      44        $134,809          $796      0.59           29
  $  5001 -  10000      62        $476,014       $10,501      2.21           80
  $ 10001 -  15000      75        $937,492       $33,761      3.60          144
  $ 15001 -  20000      68      $1,164,070       $67,956      5.84          131
  $ 20001 -  25000      54      $1,224,241       $72,485      5.92          150
  $ 25001 -  30000      56      $1,541,758      $107,707      6.99          161
  $ 30001 -  35000      65      $2,107,893      $159,847      7.58          220
  $ 35001 -  40000      64      $2,393,438      $203,336      8.50          205
  $ 40001 -  45000      55      $2,342,792      $192,067      8.20          198
  $ 45001 -  50000      56      $2,651,391      $228,929      8.63          218
  $ 50001 -  75000     157      $9,444,693      $973,633     10.31          595
  $ 75001 - 100000      32      $2,742,760      $332,742     12.13          151
  OVER $100,000         32      $6,810,266    $1,642,397     24.12          127

                    ______________________________________________________________
  TOTAL                834     $33,253,148    $4,139,837     12.45         2439
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.7            -2.2           2.7                    1.2
  $     1  -  5000     5.3             0.4           0.0                    1.2
  $  5001 -  10000     7.4             1.4           0.3                    3.3
  $ 10001 -  15000     9.0             2.8           0.8                    5.9
  $ 15001 -  20000     8.2             3.5           1.6                    5.4
  $ 20001 -  25000     6.5             3.7           1.8                    6.2
  $ 25001 -  30000     6.7             4.6           2.6                    6.6
  $ 30001 -  35000     7.8             6.3           3.9                    9.0
  $ 35001 -  40000     7.7             7.2           4.9                    8.4
  $ 40001 -  45000     6.6             7.0           4.6                    8.1
  $ 45001 -  50000     6.7             8.0           5.5                    8.9
  $ 50001 -  75000    18.8            28.4          23.5                   24.4
  $ 75001 - 100000     3.8             8.2           8.0                    6.2
  OVER $100,000        3.8            20.5          39.7                    5.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-51,319        $8,120                   2.14
  $     1  -  5000                  $3,064           $18                   0.66
  $  5001 -  10000                  $7,678          $169                   1.29
  $ 10001 -  15000                 $12,500          $450                   1.92
  $ 15001 -  20000                 $17,119          $999                   1.93
  $ 20001 -  25000                 $22,671        $1,342                   2.78
  $ 25001 -  30000                 $27,531        $1,923                   2.88
  $ 30001 -  35000                 $32,429        $2,459                   3.38
  $ 35001 -  40000                 $37,397        $3,177                   3.20
  $ 40001 -  45000                 $42,596        $3,492                   3.60
  $ 45001 -  50000                 $47,346        $4,088                   3.89
  $ 50001 -  75000                 $60,157        $6,201                   3.79
  $ 75001 - 100000                 $85,711       $10,398                   4.72
  OVER $100,000                   $212,821       $51,325                   3.97

                    ______________________________________________________________
  TOTAL                            $39,872        $4,964                   2.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DELTA UT
                        _________________________________________________
  UNDER $1              26       $-274,867          $334     -0.12           74
  $     1  -  5000     110        $305,492        $1,638      0.54          140
  $  5001 -  10000     133      $1,009,207       $15,884      1.57          255
  $ 10001 -  15000     153      $1,930,237       $43,403      2.25          425
  $ 15001 -  20000     106      $1,813,314       $75,211      4.15          297
  $ 20001 -  25000     107      $2,383,363      $113,707      4.77          355
  $ 25001 -  30000     103      $2,840,172      $185,164      6.52          361
  $ 30001 -  35000      88      $2,854,397      $184,568      6.47          358
  $ 35001 -  40000      77      $2,904,391      $235,413      8.11          293
  $ 40001 -  45000      69      $2,918,960      $237,723      8.14          294
  $ 45001 -  50000      84      $3,999,509      $351,425      8.79          364
  $ 50001 -  75000     313     $18,847,485    $1,814,785      9.63         1471
  $ 75001 - 100000      62      $5,193,019      $629,811     12.13          309
  OVER $100,000         24      $3,510,225      $652,158     18.58          122

                    ______________________________________________________________
  TOTAL               1455     $50,234,904    $4,541,224      9.04         5118
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -0.5           0.0                    1.4
  $     1  -  5000     7.6             0.6           0.0                    2.7
  $  5001 -  10000     9.1             2.0           0.3                    5.0
  $ 10001 -  15000    10.5             3.8           1.0                    8.3
  $ 15001 -  20000     7.3             3.6           1.7                    5.8
  $ 20001 -  25000     7.4             4.7           2.5                    6.9
  $ 25001 -  30000     7.1             5.7           4.1                    7.1
  $ 30001 -  35000     6.0             5.7           4.1                    7.0
  $ 35001 -  40000     5.3             5.8           5.2                    5.7
  $ 40001 -  45000     4.7             5.8           5.2                    5.7
  $ 45001 -  50000     5.8             8.0           7.7                    7.1
  $ 50001 -  75000    21.5            37.5          40.0                   28.7
  $ 75001 - 100000     4.3            10.3          13.9                    6.0
  OVER $100,000        1.6             7.0          14.4                    2.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-10,572           $13                   2.85
  $     1  -  5000                  $2,777           $15                   1.27
  $  5001 -  10000                  $7,588          $119                   1.92
  $ 10001 -  15000                 $12,616          $284                   2.78
  $ 15001 -  20000                 $17,107          $710                   2.80
  $ 20001 -  25000                 $22,274        $1,063                   3.32
  $ 25001 -  30000                 $27,574        $1,798                   3.50
  $ 30001 -  35000                 $32,436        $2,097                   4.07
  $ 35001 -  40000                 $37,719        $3,057                   3.81
  $ 40001 -  45000                 $42,304        $3,445                   4.26
  $ 45001 -  50000                 $47,613        $4,184                   4.33
  $ 50001 -  75000                 $60,216        $5,798                   4.70
  $ 75001 - 100000                 $83,758       $10,158                   4.98
  OVER $100,000                   $146,259       $27,173                   5.08

                    ______________________________________________________________
  TOTAL                            $34,526        $3,121                   3.52
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DRAPER UT
                        _________________________________________________
  UNDER $1              21       $-792,784       $10,898     -1.37           81
  $     1  -  5000     167        $444,790        $1,726      0.39          157
  $  5001 -  10000     190      $1,450,141       $35,281      2.43          283
  $ 10001 -  15000     180      $2,250,969       $83,155      3.69          334
  $ 15001 -  20000     160      $2,771,776      $143,020      5.16          374
  $ 20001 -  25000     137      $3,085,723      $186,729      6.05          347
  $ 25001 -  30000     149      $4,067,982      $285,500      7.02          426
  $ 30001 -  35000     138      $4,458,384      $330,824      7.42          399
  $ 35001 -  40000     161      $6,061,006      $432,486      7.14          588
  $ 40001 -  45000     131      $5,604,278      $484,390      8.64          429
  $ 45001 -  50000     155      $7,352,228      $584,995      7.96          614
  $ 50001 -  75000     714     $44,536,958    $4,263,829      9.57         2809
  $ 75001 - 100000     389     $33,362,833    $3,958,818     11.87         1544
  $100001 - 250000     371     $52,383,097    $8,961,404     17.11         1572
  OVER $250,000         43     $23,068,577    $6,649,179     28.82          204

                    ______________________________________________________________
  TOTAL               3106    $190,105,958   $26,412,234     13.89        10161
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.4           0.0                    0.8
  $     1  -  5000     5.4             0.2           0.0                    1.5
  $  5001 -  10000     6.1             0.8           0.1                    2.8
  $ 10001 -  15000     5.8             1.2           0.3                    3.3
  $ 15001 -  20000     5.2             1.5           0.5                    3.7
  $ 20001 -  25000     4.4             1.6           0.7                    3.4
  $ 25001 -  30000     4.8             2.1           1.1                    4.2
  $ 30001 -  35000     4.4             2.3           1.3                    3.9
  $ 35001 -  40000     5.2             3.2           1.6                    5.8
  $ 40001 -  45000     4.2             2.9           1.8                    4.2
  $ 45001 -  50000     5.0             3.9           2.2                    6.0
  $ 50001 -  75000    23.0            23.4          16.1                   27.6
  $ 75001 - 100000    12.5            17.5          15.0                   15.2
  $100001 - 250000    11.9            27.6          33.9                   15.5
  OVER $250,000        1.4            12.1          25.2                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-37,752          $519                   3.86
  $     1  -  5000                  $2,663           $10                   0.94
  $  5001 -  10000                  $7,632          $186                   1.49
  $ 10001 -  15000                 $12,505          $462                   1.86
  $ 15001 -  20000                 $17,324          $894                   2.34
  $ 20001 -  25000                 $22,524        $1,363                   2.53
  $ 25001 -  30000                 $27,302        $1,916                   2.86
  $ 30001 -  35000                 $32,307        $2,397                   2.89
  $ 35001 -  40000                 $37,646        $2,686                   3.65
  $ 40001 -  45000                 $42,781        $3,698                   3.27
  $ 45001 -  50000                 $47,434        $3,774                   3.96
  $ 50001 -  75000                 $62,377        $5,972                   3.93
  $ 75001 - 100000                 $85,766       $10,177                   3.97
  $100001 - 250000                $141,194       $24,155                   4.24
  OVER $250,000                   $536,479      $154,632                   4.74

                    ______________________________________________________________
  TOTAL                            $61,206        $8,504                   3.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      EPHRAIM UT
                        _________________________________________________
  UNDER $ 5,000        103        $137,994        $1,135      0.82           89
  $  5001 -  10000      73        $547,786        $9,888      1.81          144
  $ 10001 -  15000      98      $1,242,984       $26,230      2.11          251
  $ 15001 -  20000      58        $990,985       $43,500      4.39          159
  $ 20001 -  25000      73      $1,656,711       $83,034      5.01          246
  $ 25001 -  30000      55      $1,503,820       $98,313      6.54          190
  $ 30001 -  35000      60      $1,933,864      $120,864      6.25          251
  $ 35001 -  40000      32      $1,198,901       $86,645      7.23          131
  $ 40001 -  45000      42      $1,794,900      $129,757      7.23          202
  $ 45001 -  50000      36      $1,716,249      $132,560      7.72          188
  $ 50001 -  75000      96      $5,765,823      $506,182      8.78          474
  $ 75001 - 100000      35      $2,938,986      $319,027     10.86          189
  OVER $100,000         20      $4,457,257    $1,044,469     23.43           98

                    ______________________________________________________________
  TOTAL                781     $25,886,260    $2,601,604     10.05         2612
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       13.2             0.5           0.0                    3.4
  $  5001 -  10000     9.3             2.1           0.4                    5.5
  $ 10001 -  15000    12.5             4.8           1.0                    9.6
  $ 15001 -  20000     7.4             3.8           1.7                    6.1
  $ 20001 -  25000     9.3             6.4           3.2                    9.4
  $ 25001 -  30000     7.0             5.8           3.8                    7.3
  $ 30001 -  35000     7.7             7.5           4.6                    9.6
  $ 35001 -  40000     4.1             4.6           3.3                    5.0
  $ 40001 -  45000     5.4             6.9           5.0                    7.7
  $ 45001 -  50000     4.6             6.6           5.1                    7.2
  $ 50001 -  75000    12.3            22.3          19.5                   18.1
  $ 75001 - 100000     4.5            11.4          12.3                    7.2
  OVER $100,000        2.6            17.2          40.1                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,340           $11                   0.86
  $  5001 -  10000                  $7,504          $135                   1.97
  $ 10001 -  15000                 $12,684          $268                   2.56
  $ 15001 -  20000                 $17,086          $750                   2.74
  $ 20001 -  25000                 $22,695        $1,137                   3.37
  $ 25001 -  30000                 $27,342        $1,788                   3.45
  $ 30001 -  35000                 $32,231        $2,014                   4.18
  $ 35001 -  40000                 $37,466        $2,708                   4.09
  $ 40001 -  45000                 $42,736        $3,089                   4.81
  $ 45001 -  50000                 $47,674        $3,682                   5.22
  $ 50001 -  75000                 $60,061        $5,273                   4.94
  $ 75001 - 100000                 $83,971        $9,115                   5.40
  OVER $100,000                   $222,863       $52,223                   4.90

                    ______________________________________________________________
  TOTAL                            $33,145        $3,331                   3.34
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FARMINGTON UT
                        _________________________________________________
  UNDER $1              15       $-226,119        $1,626     -0.72           32
  $     1  -  5000     149        $388,003        $3,030      0.78           82
  $  5001 -  10000     153      $1,142,156       $25,982      2.27          192
  $ 10001 -  15000     146      $1,833,524       $75,200      4.10          249
  $ 15001 -  20000     155      $2,712,124      $140,086      5.17          369
  $ 20001 -  25000     132      $2,938,467      $172,007      5.85          331
  $ 25001 -  30000     160      $4,402,547      $285,118      6.48          465
  $ 30001 -  35000     169      $5,531,077      $385,974      6.98          550
  $ 35001 -  40000     162      $6,072,030      $447,771      7.37          578
  $ 40001 -  45000     180      $7,691,785      $607,517      7.90          680
  $ 45001 -  50000     154      $7,324,229      $574,190      7.84          631
  $ 50001 -  75000     699     $43,004,312    $3,830,416      8.91         3035
  $ 75001 - 100000     373     $31,848,876    $3,692,751     11.59         1605
  $100001 - 250000     330     $46,416,145    $7,466,765     16.09         1562
  OVER $250,000         54     $23,573,848    $6,493,720     27.55          298

                    ______________________________________________________________
  TOTAL               3031    $184,653,004   $24,202,153     13.11        10659
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.1           0.0                    0.3
  $     1  -  5000     4.9             0.2           0.0                    0.8
  $  5001 -  10000     5.0             0.6           0.1                    1.8
  $ 10001 -  15000     4.8             1.0           0.3                    2.3
  $ 15001 -  20000     5.1             1.5           0.6                    3.5
  $ 20001 -  25000     4.4             1.6           0.7                    3.1
  $ 25001 -  30000     5.3             2.4           1.2                    4.4
  $ 30001 -  35000     5.6             3.0           1.6                    5.2
  $ 35001 -  40000     5.3             3.3           1.9                    5.4
  $ 40001 -  45000     5.9             4.2           2.5                    6.4
  $ 45001 -  50000     5.1             4.0           2.4                    5.9
  $ 50001 -  75000    23.1            23.3          15.8                   28.5
  $ 75001 - 100000    12.3            17.2          15.3                   15.1
  $100001 - 250000    10.9            25.1          30.9                   14.7
  OVER $250,000        1.8            12.8          26.8                    2.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-15,075          $108                   2.13
  $     1  -  5000                  $2,604           $20                   0.55
  $  5001 -  10000                  $7,465          $170                   1.25
  $ 10001 -  15000                 $12,558          $515                   1.71
  $ 15001 -  20000                 $17,498          $904                   2.38
  $ 20001 -  25000                 $22,261        $1,303                   2.51
  $ 25001 -  30000                 $27,516        $1,782                   2.91
  $ 30001 -  35000                 $32,728        $2,284                   3.25
  $ 35001 -  40000                 $37,482        $2,764                   3.57
  $ 40001 -  45000                 $42,732        $3,375                   3.78
  $ 45001 -  50000                 $47,560        $3,729                   4.10
  $ 50001 -  75000                 $61,523        $5,480                   4.34
  $ 75001 - 100000                 $85,386        $9,900                   4.30
  $100001 - 250000                $140,655       $22,627                   4.73
  OVER $250,000                   $436,553      $120,254                   5.52

                    ______________________________________________________________
  TOTAL                            $60,921        $7,985                   3.52
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FRUIT HEIGHTS UT
                        _________________________________________________
  UNDER $ 5,000         43        $106,081        $4,761      4.49           24
  $  5001 -  10000      38        $287,895        $7,900      2.74           58
  $ 10001 -  15000      37        $468,756       $18,931      4.04           86
  $ 15001 -  20000      49        $863,376       $44,440      5.15          104
  $ 20001 -  25000      36        $805,230       $45,456      5.65           96
  $ 25001 -  30000      37      $1,026,537       $67,155      6.54          102
  $ 30001 -  35000      43      $1,399,565       $95,922      6.85          120
  $ 35001 -  40000      41      $1,528,885      $117,765      7.70          130
  $ 40001 -  45000      45      $1,911,981      $141,304      7.39          175
  $ 45001 -  50000      49      $2,337,461      $191,915      8.21          190
  $ 50001 -  75000     277     $17,305,915    $1,512,164      8.74         1236
  $ 75001 - 100000     190     $16,293,556    $1,746,413     10.72          891
  $100001 - 250000     146     $19,038,489    $2,891,879     15.19          724
  OVER $250,000         19     $10,222,268    $2,423,523     23.71          109

                    ______________________________________________________________
  TOTAL               1050     $73,595,995    $9,309,528     12.65         4045
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.1             0.1           0.1                    0.6
  $  5001 -  10000     3.6             0.4           0.1                    1.4
  $ 10001 -  15000     3.5             0.6           0.2                    2.1
  $ 15001 -  20000     4.7             1.2           0.5                    2.6
  $ 20001 -  25000     3.4             1.1           0.5                    2.4
  $ 25001 -  30000     3.5             1.4           0.7                    2.5
  $ 30001 -  35000     4.1             1.9           1.0                    3.0
  $ 35001 -  40000     3.9             2.1           1.3                    3.2
  $ 40001 -  45000     4.3             2.6           1.5                    4.3
  $ 45001 -  50000     4.7             3.2           2.1                    4.7
  $ 50001 -  75000    26.4            23.5          16.2                   30.6
  $ 75001 - 100000    18.1            22.1          18.8                   22.0
  $100001 - 250000    13.9            25.9          31.1                   17.9
  OVER $250,000        1.8            13.9          26.0                    2.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,467          $111                   0.56
  $  5001 -  10000                  $7,576          $208                   1.53
  $ 10001 -  15000                 $12,669          $512                   2.32
  $ 15001 -  20000                 $17,620          $907                   2.12
  $ 20001 -  25000                 $22,368        $1,263                   2.67
  $ 25001 -  30000                 $27,744        $1,815                   2.76
  $ 30001 -  35000                 $32,548        $2,231                   2.79
  $ 35001 -  40000                 $37,290        $2,872                   3.17
  $ 40001 -  45000                 $42,488        $3,140                   3.89
  $ 45001 -  50000                 $47,703        $3,917                   3.88
  $ 50001 -  75000                 $62,476        $5,459                   4.46
  $ 75001 - 100000                 $85,756        $9,192                   4.69
  $100001 - 250000                $130,401       $19,807                   4.96
  OVER $250,000                   $538,014      $127,554                   5.74

                    ______________________________________________________________
  TOTAL                            $70,091        $8,866                   3.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GARLAND UT
                        _________________________________________________
  UNDER $1              11       $-487,938        $1,921     -0.39           34
  $     1  -  5000      47        $127,412          $133      0.10           39
  $  5001 -  10000      67        $520,520        $8,587      1.65          104
  $ 10001 -  15000      63        $797,333       $26,667      3.34          121
  $ 15001 -  20000      70      $1,243,500       $65,059      5.23          170
  $ 20001 -  25000      77      $1,722,683       $95,968      5.57          243
  $ 25001 -  30000      65      $1,772,095      $115,648      6.53          221
  $ 30001 -  35000      72      $2,327,844      $166,886      7.17          275
  $ 35001 -  40000      68      $2,565,216      $201,764      7.87          276
  $ 40001 -  45000      59      $2,516,326      $220,662      8.77          222
  $ 45001 -  50000      51      $2,429,806      $213,634      8.79          219
  $ 50001 -  75000     154      $9,201,721      $906,600      9.85          712
  $ 75001 - 100000      43      $3,617,513      $472,461     13.06          183
  $100001 - 250000      11      $1,400,626      $219,941     15.70           56

                    ______________________________________________________________
  TOTAL                858     $29,754,657    $2,715,931      9.13         2875
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.6           0.1                    1.2
  $     1  -  5000     5.5             0.4           0.0                    1.4
  $  5001 -  10000     7.8             1.7           0.3                    3.6
  $ 10001 -  15000     7.3             2.7           1.0                    4.2
  $ 15001 -  20000     8.2             4.2           2.4                    5.9
  $ 20001 -  25000     9.0             5.8           3.5                    8.5
  $ 25001 -  30000     7.6             6.0           4.3                    7.7
  $ 30001 -  35000     8.4             7.8           6.1                    9.6
  $ 35001 -  40000     7.9             8.6           7.4                    9.6
  $ 40001 -  45000     6.9             8.5           8.1                    7.7
  $ 45001 -  50000     5.9             8.2           7.9                    7.6
  $ 50001 -  75000    17.9            30.9          33.4                   24.8
  $ 75001 - 100000     5.0            12.2          17.4                    6.4
  $100001 - 250000     1.3             4.7           8.1                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-44,358          $175                   3.09
  $     1  -  5000                  $2,711            $3                   0.83
  $  5001 -  10000                  $7,769          $128                   1.55
  $ 10001 -  15000                 $12,656          $423                   1.92
  $ 15001 -  20000                 $17,764          $929                   2.43
  $ 20001 -  25000                 $22,373        $1,246                   3.16
  $ 25001 -  30000                 $27,263        $1,779                   3.40
  $ 30001 -  35000                 $32,331        $2,318                   3.82
  $ 35001 -  40000                 $37,724        $2,967                   4.06
  $ 40001 -  45000                 $42,650        $3,740                   3.76
  $ 45001 -  50000                 $47,643        $4,189                   4.29
  $ 50001 -  75000                 $59,751        $5,887                   4.62
  $ 75001 - 100000                 $84,128       $10,987                   4.26
  $100001 - 250000                $127,330       $19,995                   5.09

                    ______________________________________________________________
  TOTAL                            $34,679        $3,165                   3.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GRANTSVILLE UT
                        _________________________________________________
  UNDER $ 5,000        117        $279,671        $1,095      0.39          139
  $  5001 -  10000     138      $1,046,745       $21,887      2.09          221
  $ 10001 -  15000     169      $2,130,722       $85,462      4.01          314
  $ 15001 -  20000     153      $2,681,823      $136,686      5.10          345
  $ 20001 -  25000     137      $3,063,453      $191,186      6.24          361
  $ 25001 -  30000     132      $3,634,669      $264,971      7.29          381
  $ 30001 -  35000     139      $4,512,371      $362,740      8.04          426
  $ 35001 -  40000     120      $4,498,241      $378,791      8.42          425
  $ 40001 -  45000     135      $5,730,485      $501,025      8.74          507
  $ 45001 -  50000     101      $4,779,419      $442,618      9.26          374
  $ 50001 -  75000     326     $19,655,512    $2,076,562     10.56         1294
  $ 75001 - 100000      98      $8,294,601    $1,087,645     13.11          394
  OVER $100,000         29      $3,901,121      $756,384     19.39          111

                    ______________________________________________________________
  TOTAL               1794     $64,208,833    $6,307,052      9.82         5292
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.5             0.4           0.0                    2.6
  $  5001 -  10000     7.7             1.6           0.3                    4.2
  $ 10001 -  15000     9.4             3.3           1.4                    5.9
  $ 15001 -  20000     8.5             4.2           2.2                    6.5
  $ 20001 -  25000     7.6             4.8           3.0                    6.8
  $ 25001 -  30000     7.4             5.7           4.2                    7.2
  $ 30001 -  35000     7.7             7.0           5.8                    8.0
  $ 35001 -  40000     6.7             7.0           6.0                    8.0
  $ 40001 -  45000     7.5             8.9           7.9                    9.6
  $ 45001 -  50000     5.6             7.4           7.0                    7.1
  $ 50001 -  75000    18.2            30.6          32.9                   24.5
  $ 75001 - 100000     5.5            12.9          17.2                    7.4
  OVER $100,000        1.6             6.1          12.0                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,390            $9                   1.19
  $  5001 -  10000                  $7,585          $159                   1.60
  $ 10001 -  15000                 $12,608          $506                   1.86
  $ 15001 -  20000                 $17,528          $893                   2.25
  $ 20001 -  25000                 $22,361        $1,396                   2.64
  $ 25001 -  30000                 $27,535        $2,007                   2.89
  $ 30001 -  35000                 $32,463        $2,610                   3.06
  $ 35001 -  40000                 $37,485        $3,157                   3.54
  $ 40001 -  45000                 $42,448        $3,711                   3.76
  $ 45001 -  50000                 $47,321        $4,382                   3.70
  $ 50001 -  75000                 $60,293        $6,370                   3.97
  $ 75001 - 100000                 $84,639       $11,098                   4.02
  OVER $100,000                   $134,521       $26,082                   3.83

                    ______________________________________________________________
  TOTAL                            $35,791        $3,516                   2.95
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HEBER CITY UT
                        _________________________________________________
  UNDER $1              21       $-776,651       $27,387     -3.53           56
  $     1  -  5000      88        $247,955        $1,139      0.46           87
  $  5001 -  10000     151      $1,131,373       $17,591      1.55          249
  $ 10001 -  15000     158      $1,996,284       $73,507      3.68          315
  $ 15001 -  20000     160      $2,817,578      $121,241      4.30          406
  $ 20001 -  25000     169      $3,793,743      $211,553      5.58          487
  $ 25001 -  30000     155      $4,239,842      $272,324      6.42          490
  $ 30001 -  35000     147      $4,790,527      $349,385      7.29          476
  $ 35001 -  40000     145      $5,433,686      $435,407      8.01          486
  $ 40001 -  45000     117      $4,972,115      $411,650      8.28          438
  $ 45001 -  50000     101      $4,777,191      $405,194      8.48          388
  $ 50001 -  75000     302     $18,219,523    $1,769,777      9.71         1194
  $ 75001 - 100000      90      $7,587,438      $847,992     11.18          414
  OVER $100,000         63     $11,735,416    $2,399,023     20.44          266

                    ______________________________________________________________
  TOTAL               1867     $70,966,020    $7,343,170     10.35         5752
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.1           0.4                    1.0
  $     1  -  5000     4.7             0.3           0.0                    1.5
  $  5001 -  10000     8.1             1.6           0.2                    4.3
  $ 10001 -  15000     8.5             2.8           1.0                    5.5
  $ 15001 -  20000     8.6             4.0           1.7                    7.1
  $ 20001 -  25000     9.1             5.3           2.9                    8.5
  $ 25001 -  30000     8.3             6.0           3.7                    8.5
  $ 30001 -  35000     7.9             6.8           4.8                    8.3
  $ 35001 -  40000     7.8             7.7           5.9                    8.4
  $ 40001 -  45000     6.3             7.0           5.6                    7.6
  $ 45001 -  50000     5.4             6.7           5.5                    6.7
  $ 50001 -  75000    16.2            25.7          24.1                   20.8
  $ 75001 - 100000     4.8            10.7          11.5                    7.2
  OVER $100,000        3.4            16.5          32.7                    4.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-36,983        $1,304                   2.67
  $     1  -  5000                  $2,818           $13                   0.99
  $  5001 -  10000                  $7,493          $116                   1.65
  $ 10001 -  15000                 $12,635          $465                   1.99
  $ 15001 -  20000                 $17,610          $758                   2.54
  $ 20001 -  25000                 $22,448        $1,252                   2.88
  $ 25001 -  30000                 $27,354        $1,757                   3.16
  $ 30001 -  35000                 $32,589        $2,377                   3.24
  $ 35001 -  40000                 $37,474        $3,003                   3.35
  $ 40001 -  45000                 $42,497        $3,518                   3.74
  $ 45001 -  50000                 $47,299        $4,012                   3.84
  $ 50001 -  75000                 $60,330        $5,860                   3.95
  $ 75001 - 100000                 $84,305        $9,422                   4.60
  OVER $100,000                   $186,276       $38,080                   4.22

                    ______________________________________________________________
  TOTAL                            $38,011        $3,933                   3.08
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HEBER UT
                        _________________________________________________
  UNDER $ 5,000         56         $98,361          $600      0.61           57
  $  5001 -  10000      70        $535,511       $12,047      2.25          109
  $ 10001 -  15000      78      $1,001,532       $37,230      3.72          162
  $ 15001 -  20000      66      $1,166,848       $52,172      4.47          183
  $ 20001 -  25000      66      $1,493,720       $92,690      6.21          181
  $ 25001 -  30000      51      $1,405,475       $98,913      7.04          150
  $ 30001 -  35000      56      $1,820,895      $117,549      6.46          218
  $ 35001 -  40000      55      $2,058,668      $154,127      7.49          200
  $ 40001 -  45000      60      $2,551,712      $186,197      7.30          242
  $ 45001 -  50000      46      $2,190,324      $182,279      8.32          192
  $ 50001 -  75000     140      $8,482,306      $823,034      9.70          577
  $ 75001 - 100000      34      $2,866,990      $311,967     10.88          176
  OVER $100,000         31      $6,088,131    $1,166,409     19.16          169

                    ______________________________________________________________
  TOTAL                809     $31,760,473    $3,235,214     10.19         2616
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.9             0.3           0.0                    2.2
  $  5001 -  10000     8.7             1.7           0.4                    4.2
  $ 10001 -  15000     9.6             3.2           1.2                    6.2
  $ 15001 -  20000     8.2             3.7           1.6                    7.0
  $ 20001 -  25000     8.2             4.7           2.9                    6.9
  $ 25001 -  30000     6.3             4.4           3.1                    5.7
  $ 30001 -  35000     6.9             5.7           3.6                    8.3
  $ 35001 -  40000     6.8             6.5           4.8                    7.6
  $ 40001 -  45000     7.4             8.0           5.8                    9.3
  $ 45001 -  50000     5.7             6.9           5.6                    7.3
  $ 50001 -  75000    17.3            26.7          25.4                   22.1
  $ 75001 - 100000     4.2             9.0           9.6                    6.7
  OVER $100,000        3.8            19.2          36.1                    6.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,756           $11                   1.02
  $  5001 -  10000                  $7,650          $172                   1.56
  $ 10001 -  15000                 $12,840          $477                   2.08
  $ 15001 -  20000                 $17,680          $790                   2.77
  $ 20001 -  25000                 $22,632        $1,404                   2.74
  $ 25001 -  30000                 $27,558        $1,939                   2.94
  $ 30001 -  35000                 $32,516        $2,099                   3.89
  $ 35001 -  40000                 $37,430        $2,802                   3.64
  $ 40001 -  45000                 $42,529        $3,103                   4.03
  $ 45001 -  50000                 $47,616        $3,963                   4.17
  $ 50001 -  75000                 $60,588        $5,879                   4.12
  $ 75001 - 100000                 $84,323        $9,176                   5.18
  OVER $100,000                   $196,391       $37,626                   5.45

                    ______________________________________________________________
  TOTAL                            $39,259        $3,999                   3.23
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HELPER UT
                        _________________________________________________
  UNDER $1              12       $-232,666          $285     -0.12           22
  $     1  -  5000      93        $261,913        $1,296      0.49          117
  $  5001 -  10000     127        $956,874       $11,272      1.18          219
  $ 10001 -  15000     135      $1,714,790       $62,572      3.65          260
  $ 15001 -  20000     135      $2,342,700      $117,452      5.01          314
  $ 20001 -  25000      88      $1,984,903      $133,690      6.74          220
  $ 25001 -  30000      94      $2,593,704      $202,582      7.81          244
  $ 30001 -  35000      88      $2,857,110      $249,921      8.75          237
  $ 35001 -  40000      67      $2,505,629      $225,592      9.00          212
  $ 40001 -  45000      62      $2,632,524      $256,427      9.74          193
  $ 45001 -  50000      78      $3,688,645      $364,736      9.89          277
  $ 50001 -  75000     241     $14,930,465    $1,782,877     11.94          844
  $ 75001 - 100000      65      $5,568,300      $814,852     14.63          242
  OVER $100,000         33      $4,134,101      $677,829     16.40          177

                    ______________________________________________________________
  TOTAL               1318     $45,938,992    $4,901,383     10.67         3578
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.5           0.0                    0.6
  $     1  -  5000     7.1             0.6           0.0                    3.3
  $  5001 -  10000     9.6             2.1           0.2                    6.1
  $ 10001 -  15000    10.2             3.7           1.3                    7.3
  $ 15001 -  20000    10.2             5.1           2.4                    8.8
  $ 20001 -  25000     6.7             4.3           2.7                    6.1
  $ 25001 -  30000     7.1             5.6           4.1                    6.8
  $ 30001 -  35000     6.7             6.2           5.1                    6.6
  $ 35001 -  40000     5.1             5.5           4.6                    5.9
  $ 40001 -  45000     4.7             5.7           5.2                    5.4
  $ 45001 -  50000     5.9             8.0           7.4                    7.7
  $ 50001 -  75000    18.3            32.5          36.4                   23.6
  $ 75001 - 100000     4.9            12.1          16.6                    6.8
  OVER $100,000        2.5             9.0          13.8                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,389           $24                   1.83
  $     1  -  5000                  $2,816           $14                   1.26
  $  5001 -  10000                  $7,534           $89                   1.72
  $ 10001 -  15000                 $12,702          $463                   1.93
  $ 15001 -  20000                 $17,353          $870                   2.33
  $ 20001 -  25000                 $22,556        $1,519                   2.50
  $ 25001 -  30000                 $27,593        $2,155                   2.60
  $ 30001 -  35000                 $32,467        $2,840                   2.69
  $ 35001 -  40000                 $37,397        $3,367                   3.16
  $ 40001 -  45000                 $42,460        $4,136                   3.11
  $ 45001 -  50000                 $47,290        $4,676                   3.55
  $ 50001 -  75000                 $61,952        $7,398                   3.50
  $ 75001 - 100000                 $85,666       $12,536                   3.72
  OVER $100,000                   $125,276       $20,540                   5.36

                    ______________________________________________________________
  TOTAL                            $34,855        $3,719                   2.71
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HIGHLAND UT
                        _________________________________________________
  UNDER $1              15       $-707,499        $3,071     -0.43           52
  $     1  -  5000      69        $200,475        $1,510      0.75           34
  $  5001 -  10000      61        $469,668       $13,614      2.90           99
  $ 10001 -  15000      68        $861,075       $24,863      2.89          147
  $ 15001 -  20000      61      $1,070,231       $48,823      4.56          151
  $ 20001 -  25000      58      $1,337,067       $63,538      4.75          174
  $ 25001 -  30000      49      $1,350,637       $86,345      6.39          163
  $ 30001 -  35000      66      $2,149,802      $124,850      5.81          260
  $ 35001 -  40000      72      $2,689,619      $169,206      6.29          287
  $ 40001 -  45000      65      $2,772,281      $166,456      6.00          311
  $ 45001 -  50000      82      $3,889,886      $252,676      6.50          409
  $ 50001 -  75000     340     $20,727,539    $1,683,492      8.12         1644
  $ 75001 - 100000     205     $17,522,640    $1,812,979     10.35         1085
  $100001 - 250000     160     $22,780,369    $3,581,453     15.72          879
  OVER $250,000         29     $12,538,105    $3,245,741     25.89          152

                    ______________________________________________________________
  TOTAL               1400     $89,651,895   $11,278,617     12.58         5847
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -0.8           0.0                    0.9
  $     1  -  5000     4.9             0.2           0.0                    0.6
  $  5001 -  10000     4.4             0.5           0.1                    1.7
  $ 10001 -  15000     4.9             1.0           0.2                    2.5
  $ 15001 -  20000     4.4             1.2           0.4                    2.6
  $ 20001 -  25000     4.1             1.5           0.6                    3.0
  $ 25001 -  30000     3.5             1.5           0.8                    2.8
  $ 30001 -  35000     4.7             2.4           1.1                    4.4
  $ 35001 -  40000     5.1             3.0           1.5                    4.9
  $ 40001 -  45000     4.6             3.1           1.5                    5.3
  $ 45001 -  50000     5.9             4.3           2.2                    7.0
  $ 50001 -  75000    24.3            23.1          14.9                   28.1
  $ 75001 - 100000    14.6            19.5          16.1                   18.6
  $100001 - 250000    11.4            25.4          31.8                   15.0
  OVER $250,000        2.1            14.0          28.8                    2.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-47,167          $205                   3.47
  $     1  -  5000                  $2,905           $22                   0.49
  $  5001 -  10000                  $7,699          $223                   1.62
  $ 10001 -  15000                 $12,663          $366                   2.16
  $ 15001 -  20000                 $17,545          $800                   2.48
  $ 20001 -  25000                 $23,053        $1,095                   3.00
  $ 25001 -  30000                 $27,564        $1,762                   3.33
  $ 30001 -  35000                 $32,573        $1,892                   3.94
  $ 35001 -  40000                 $37,356        $2,350                   3.99
  $ 40001 -  45000                 $42,650        $2,561                   4.78
  $ 45001 -  50000                 $47,438        $3,081                   4.99
  $ 50001 -  75000                 $60,963        $4,951                   4.84
  $ 75001 - 100000                 $85,476        $8,844                   5.29
  $100001 - 250000                $142,377       $22,384                   5.49
  OVER $250,000                   $432,348      $111,922                   5.24

                    ______________________________________________________________
  TOTAL                            $64,037        $8,056                   4.18
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HILL AFB UT
                        _________________________________________________
  UNDER $ 5,000         50        $153,786        $2,501      1.63           22
  $  5001 -  10000     151      $1,245,472       $43,422      3.49          167
  $ 10001 -  15000     312      $3,860,587      $218,424      5.66          468
  $ 15001 -  20000     271      $4,722,120      $201,436      4.27          754
  $ 20001 -  25000     185      $4,130,089      $179,460      4.35          678
  $ 25001 -  30000     163      $4,437,636      $270,115      6.09          581
  $ 30001 -  35000      96      $3,092,480      $223,175      7.22          358
  $ 35001 -  40000      71      $2,652,641      $214,634      8.09          271
  $ 40001 -  45000      62      $2,622,429      $224,915      8.58          243
  $ 45001 -  50000      35      $1,656,865      $153,971      9.29          135
  $ 50001 -  75000      62      $3,760,311      $422,463     11.23          243
  OVER $ 75,000         14      $1,413,992      $244,737     17.31           56

                    ______________________________________________________________
  TOTAL               1472     $33,748,408    $2,399,253      7.11         3976
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.4             0.5           0.1                    0.6
  $  5001 -  10000    10.3             3.7           1.8                    4.2
  $ 10001 -  15000    21.2            11.4           9.1                   11.8
  $ 15001 -  20000    18.4            14.0           8.4                   19.0
  $ 20001 -  25000    12.6            12.2           7.5                   17.1
  $ 25001 -  30000    11.1            13.1          11.3                   14.6
  $ 30001 -  35000     6.5             9.2           9.3                    9.0
  $ 35001 -  40000     4.8             7.9           8.9                    6.8
  $ 40001 -  45000     4.2             7.8           9.4                    6.1
  $ 45001 -  50000     2.4             4.9           6.4                    3.4
  $ 50001 -  75000     4.2            11.1          17.6                    6.1
  OVER $ 75,000        1.0             4.2          10.2                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $3,076           $50                   0.44
  $  5001 -  10000                  $8,248          $288                   1.11
  $ 10001 -  15000                 $12,374          $700                   1.50
  $ 15001 -  20000                 $17,425          $743                   2.78
  $ 20001 -  25000                 $22,325          $970                   3.66
  $ 25001 -  30000                 $27,225        $1,657                   3.56
  $ 30001 -  35000                 $32,213        $2,325                   3.73
  $ 35001 -  40000                 $37,361        $3,023                   3.82
  $ 40001 -  45000                 $42,297        $3,628                   3.92
  $ 45001 -  50000                 $47,339        $4,399                   3.86
  $ 50001 -  75000                 $60,650        $6,814                   3.92
  OVER $ 75,000                   $100,999       $17,481                   4.00

                    ______________________________________________________________
  TOTAL                            $22,927        $1,630                   2.70
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOLLADAY UT
                        _________________________________________________
  UNDER $1              10       $-445,518       $26,955     -6.05           14
  $     1  -  5000      56        $160,502          $472      0.29           60
  $  5001 -  10000     129        $982,524       $21,347      2.17          176
  $ 10001 -  15000     133      $1,645,844       $81,734      4.97          213
  $ 15001 -  20000     152      $2,626,183      $177,206      6.75          276
  $ 20001 -  25000     113      $2,518,979      $196,767      7.81          219
  $ 25001 -  30000      88      $2,422,745      $208,973      8.63          181
  $ 30001 -  35000      72      $2,323,697      $215,475      9.27          175
  $ 35001 -  40000      88      $3,275,255      $324,728      9.91          219
  $ 40001 -  45000      63      $2,669,777      $275,691     10.33          165
  $ 45001 -  50000      43      $2,026,190      $209,960     10.36          123
  $ 50001 -  75000     118      $7,160,815      $814,100     11.37          379
  $ 75001 - 100000      71      $6,088,265      $817,285     13.42          257
  $100001 - 250000      51      $7,557,635    $1,357,584     17.96          216
  OVER $250,000         15      $8,786,859    $2,709,026     30.83           57

                    ______________________________________________________________
  TOTAL               1202     $49,799,752    $7,437,303     14.93         2730
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.9           0.4                    0.5
  $     1  -  5000     4.7             0.3           0.0                    2.2
  $  5001 -  10000    10.7             2.0           0.3                    6.4
  $ 10001 -  15000    11.1             3.3           1.1                    7.8
  $ 15001 -  20000    12.6             5.3           2.4                   10.1
  $ 20001 -  25000     9.4             5.1           2.6                    8.0
  $ 25001 -  30000     7.3             4.9           2.8                    6.6
  $ 30001 -  35000     6.0             4.7           2.9                    6.4
  $ 35001 -  40000     7.3             6.6           4.4                    8.0
  $ 40001 -  45000     5.2             5.4           3.7                    6.0
  $ 45001 -  50000     3.6             4.1           2.8                    4.5
  $ 50001 -  75000     9.8            14.4          10.9                   13.9
  $ 75001 - 100000     5.9            12.2          11.0                    9.4
  $100001 - 250000     4.2            15.2          18.3                    7.9
  OVER $250,000        1.2            17.6          36.4                    2.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-44,552        $2,696                   1.40
  $     1  -  5000                  $2,866            $8                   1.07
  $  5001 -  10000                  $7,616          $165                   1.36
  $ 10001 -  15000                 $12,375          $615                   1.60
  $ 15001 -  20000                 $17,278        $1,166                   1.82
  $ 20001 -  25000                 $22,292        $1,741                   1.94
  $ 25001 -  30000                 $27,531        $2,375                   2.06
  $ 30001 -  35000                 $32,274        $2,993                   2.43
  $ 35001 -  40000                 $37,219        $3,690                   2.49
  $ 40001 -  45000                 $42,377        $4,376                   2.62
  $ 45001 -  50000                 $47,121        $4,883                   2.86
  $ 50001 -  75000                 $60,685        $6,899                   3.21
  $ 75001 - 100000                 $85,750       $11,511                   3.62
  $100001 - 250000                $148,189       $26,619                   4.24
  OVER $250,000                   $585,791      $180,602                   3.80

                    ______________________________________________________________
  TOTAL                            $41,431        $6,187                   2.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOOPER UT
                        _________________________________________________
  UNDER $1              10       $-283,611            $0      0.00           39
  $     1  -  5000      72        $200,186        $2,047      1.02           68
  $  5001 -  10000      69        $532,771       $13,520      2.54           86
  $ 10001 -  15000      76        $960,606       $37,862      3.94          143
  $ 15001 -  20000     109      $1,898,035       $97,252      5.12          236
  $ 20001 -  25000      92      $2,090,484      $133,937      6.41          245
  $ 25001 -  30000      98      $2,703,574      $196,243      7.26          271
  $ 30001 -  35000     115      $3,773,281      $288,346      7.64          354
  $ 35001 -  40000     104      $3,897,796      $305,570      7.84          383
  $ 40001 -  45000     131      $5,598,997      $477,620      8.53          446
  $ 45001 -  50000     124      $5,913,883      $492,149      8.32          497
  $ 50001 -  75000     422     $25,526,064    $2,510,185      9.83         1676
  $ 75001 - 100000     147     $12,370,565    $1,555,013     12.57          585
  OVER $100,000         66      $9,605,358    $1,642,581     17.10          328

                    ______________________________________________________________
  TOTAL               1635     $74,787,989    $7,752,325     10.37         5357
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.4           0.0                    0.7
  $     1  -  5000     4.4             0.3           0.0                    1.3
  $  5001 -  10000     4.2             0.7           0.2                    1.6
  $ 10001 -  15000     4.6             1.3           0.5                    2.7
  $ 15001 -  20000     6.7             2.5           1.3                    4.4
  $ 20001 -  25000     5.6             2.8           1.7                    4.6
  $ 25001 -  30000     6.0             3.6           2.5                    5.1
  $ 30001 -  35000     7.0             5.0           3.7                    6.6
  $ 35001 -  40000     6.4             5.2           3.9                    7.1
  $ 40001 -  45000     8.0             7.5           6.2                    8.3
  $ 45001 -  50000     7.6             7.9           6.3                    9.3
  $ 50001 -  75000    25.8            34.1          32.4                   31.3
  $ 75001 - 100000     9.0            16.5          20.1                   10.9
  OVER $100,000        4.0            12.8          21.2                    6.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,361            $0                   3.90
  $     1  -  5000                  $2,780           $28                   0.94
  $  5001 -  10000                  $7,721          $196                   1.25
  $ 10001 -  15000                 $12,640          $498                   1.88
  $ 15001 -  20000                 $17,413          $892                   2.17
  $ 20001 -  25000                 $22,723        $1,456                   2.66
  $ 25001 -  30000                 $27,587        $2,002                   2.77
  $ 30001 -  35000                 $32,811        $2,507                   3.08
  $ 35001 -  40000                 $37,479        $2,938                   3.68
  $ 40001 -  45000                 $42,740        $3,646                   3.40
  $ 45001 -  50000                 $47,693        $3,969                   4.01
  $ 50001 -  75000                 $60,488        $5,948                   3.97
  $ 75001 - 100000                 $84,154       $10,578                   3.98
  OVER $100,000                   $145,536       $24,888                   4.97

                    ______________________________________________________________
  TOTAL                            $45,742        $4,741                   3.28
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HUNTINGTON UT
                        _________________________________________________
  $     1  -  5000      87        $243,122        $1,043      0.43           93
  $  5001 -  10000      89        $671,751        $6,952      1.03          184
  $ 10001 -  15000      74        $952,630       $20,222      2.12          187
  $ 15001 -  20000      75      $1,334,289       $50,220      3.76          232
  $ 20001 -  25000      48      $1,073,525       $52,067      4.85          176
  $ 25001 -  30000      50      $1,373,540       $94,744      6.90          161
  $ 30001 -  35000      38      $1,225,368       $84,016      6.86          155
  $ 35001 -  40000      48      $1,795,277      $137,311      7.65          186
  $ 40001 -  45000      50      $2,127,860      $202,701      9.53          180
  $ 45001 -  50000      41      $1,936,604      $178,356      9.21          156
  $ 50001 -  75000     148      $8,827,098      $961,050     10.89          597
  $ 75001 - 250000      29      $2,917,907      $468,052     16.04          119

                    ______________________________________________________________
  TOTAL                777     $24,478,971    $2,256,734      9.22         2426
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000    11.2             1.0           0.0                    3.8
  $  5001 -  10000    11.5             2.7           0.3                    7.6
  $ 10001 -  15000     9.5             3.9           0.9                    7.7
  $ 15001 -  20000     9.7             5.5           2.2                    9.6
  $ 20001 -  25000     6.2             4.4           2.3                    7.3
  $ 25001 -  30000     6.4             5.6           4.2                    6.6
  $ 30001 -  35000     4.9             5.0           3.7                    6.4
  $ 35001 -  40000     6.2             7.3           6.1                    7.7
  $ 40001 -  45000     6.4             8.7           9.0                    7.4
  $ 45001 -  50000     5.3             7.9           7.9                    6.4
  $ 50001 -  75000    19.0            36.1          42.6                   24.6
  $ 75001 - 250000     3.7            11.9          20.7                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $2,795           $12                   1.07
  $  5001 -  10000                  $7,548           $78                   2.07
  $ 10001 -  15000                 $12,873          $273                   2.53
  $ 15001 -  20000                 $17,791          $670                   3.09
  $ 20001 -  25000                 $22,365        $1,085                   3.67
  $ 25001 -  30000                 $27,471        $1,895                   3.22
  $ 30001 -  35000                 $32,247        $2,211                   4.08
  $ 35001 -  40000                 $37,402        $2,861                   3.88
  $ 40001 -  45000                 $42,557        $4,054                   3.60
  $ 45001 -  50000                 $47,234        $4,350                   3.80
  $ 50001 -  75000                 $59,643        $6,494                   4.03
  $ 75001 - 250000                $100,617       $16,140                   4.10

                    ______________________________________________________________
  TOTAL                            $31,504        $2,904                   3.12
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HURRICANE UT
                        _________________________________________________
  UNDER $1              34       $-927,472        $3,894     -0.42           88
  $     1  -  5000     174        $484,275        $1,213      0.25          250
  $  5001 -  10000     219      $1,685,938       $24,513      1.45          410
  $ 10001 -  15000     247      $3,096,195       $83,689      2.70          553
  $ 15001 -  20000     213      $3,701,989      $162,202      4.38          525
  $ 20001 -  25000     225      $5,026,215      $297,175      5.91          608
  $ 25001 -  30000     175      $4,832,237      $292,092      6.04          600
  $ 30001 -  35000     144      $4,656,051      $322,164      6.92          524
  $ 35001 -  40000     146      $5,453,336      $398,088      7.30          560
  $ 40001 -  45000      98      $4,173,025      $328,986      7.88          391
  $ 45001 -  50000      77      $3,648,143      $295,233      8.09          329
  $ 50001 -  75000     222     $13,328,752    $1,259,283      9.45          924
  $ 75001 - 100000      75      $6,388,251      $767,187     12.01          333
  OVER $100,000         37      $6,588,382    $1,314,005     19.94          171

                    ______________________________________________________________
  TOTAL               2086     $62,135,317    $5,549,724      8.93         6266
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -1.5           0.1                    1.4
  $     1  -  5000     8.3             0.8           0.0                    4.0
  $  5001 -  10000    10.5             2.7           0.4                    6.5
  $ 10001 -  15000    11.8             5.0           1.5                    8.8
  $ 15001 -  20000    10.2             6.0           2.9                    8.4
  $ 20001 -  25000    10.8             8.1           5.4                    9.7
  $ 25001 -  30000     8.4             7.8           5.3                    9.6
  $ 30001 -  35000     6.9             7.5           5.8                    8.4
  $ 35001 -  40000     7.0             8.8           7.2                    8.9
  $ 40001 -  45000     4.7             6.7           5.9                    6.2
  $ 45001 -  50000     3.7             5.9           5.3                    5.3
  $ 50001 -  75000    10.6            21.5          22.7                   14.7
  $ 75001 - 100000     3.6            10.3          13.8                    5.3
  OVER $100,000        1.8            10.6          23.7                    2.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,279          $115                   2.59
  $     1  -  5000                  $2,783            $7                   1.44
  $  5001 -  10000                  $7,698          $112                   1.87
  $ 10001 -  15000                 $12,535          $339                   2.24
  $ 15001 -  20000                 $17,380          $762                   2.46
  $ 20001 -  25000                 $22,339        $1,321                   2.70
  $ 25001 -  30000                 $27,613        $1,669                   3.43
  $ 30001 -  35000                 $32,334        $2,237                   3.64
  $ 35001 -  40000                 $37,352        $2,727                   3.84
  $ 40001 -  45000                 $42,582        $3,357                   3.99
  $ 45001 -  50000                 $47,378        $3,834                   4.27
  $ 50001 -  75000                 $60,039        $5,672                   4.16
  $ 75001 - 100000                 $85,177       $10,229                   4.44
  OVER $100,000                   $178,064       $35,514                   4.62

                    ______________________________________________________________
  TOTAL                            $29,787        $2,660                   3.00
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HYDE PARK UT
                        _________________________________________________
  UNDER $ 5,000         54         $23,800          $603      2.53           54
  $  5001 -  10000      61        $453,400       $10,506      2.32           72
  $ 10001 -  15000      61        $769,367       $28,094      3.65          116
  $ 15001 -  20000      44        $765,477       $38,788      5.07           95
  $ 20001 -  25000      42        $947,908       $57,454      6.06          108
  $ 25001 -  30000      45      $1,238,603       $72,644      5.86          160
  $ 30001 -  35000      49      $1,602,984      $106,132      6.62          180
  $ 35001 -  40000      44      $1,644,788      $113,544      6.90          184
  $ 40001 -  45000      52      $2,193,254      $152,596      6.96          222
  $ 45001 -  50000      67      $3,174,003      $230,211      7.25          308
  $ 50001 -  75000     182     $11,208,767    $1,039,501      9.27          813
  $ 75001 - 100000      52      $4,454,882      $513,071     11.52          253
  OVER $100,000         27      $4,238,389      $788,913     18.61          129

                    ______________________________________________________________
  TOTAL                780     $32,715,622    $3,152,057      9.63         2694
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.9             0.1           0.0                    2.0
  $  5001 -  10000     7.8             1.4           0.3                    2.7
  $ 10001 -  15000     7.8             2.4           0.9                    4.3
  $ 15001 -  20000     5.6             2.3           1.2                    3.5
  $ 20001 -  25000     5.4             2.9           1.8                    4.0
  $ 25001 -  30000     5.8             3.8           2.3                    5.9
  $ 30001 -  35000     6.3             4.9           3.4                    6.7
  $ 35001 -  40000     5.6             5.0           3.6                    6.8
  $ 40001 -  45000     6.7             6.7           4.8                    8.2
  $ 45001 -  50000     8.6             9.7           7.3                   11.4
  $ 50001 -  75000    23.3            34.3          33.0                   30.2
  $ 75001 - 100000     6.7            13.6          16.3                    9.4
  OVER $100,000        3.5            13.0          25.0                    4.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $441           $11                   1.00
  $  5001 -  10000                  $7,433          $172                   1.18
  $ 10001 -  15000                 $12,613          $461                   1.90
  $ 15001 -  20000                 $17,397          $882                   2.16
  $ 20001 -  25000                 $22,569        $1,368                   2.57
  $ 25001 -  30000                 $27,525        $1,614                   3.56
  $ 30001 -  35000                 $32,714        $2,166                   3.67
  $ 35001 -  40000                 $37,382        $2,581                   4.18
  $ 40001 -  45000                 $42,178        $2,935                   4.27
  $ 45001 -  50000                 $47,373        $3,436                   4.60
  $ 50001 -  75000                 $61,587        $5,712                   4.47
  $ 75001 - 100000                 $85,671        $9,867                   4.87
  OVER $100,000                   $156,977       $29,219                   4.78

                    ______________________________________________________________
  TOTAL                            $41,943        $4,041                   3.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HYRUM UT
                        _________________________________________________
  UNDER $1              11       $-234,446           $18     -0.01           23
  $     1  -  5000      63        $170,973          $835      0.49           70
  $  5001 -  10000     116        $893,851       $10,219      1.14          266
  $ 10001 -  15000     141      $1,795,478       $52,071      2.90          339
  $ 15001 -  20000     136      $2,365,895       $91,190      3.85          398
  $ 20001 -  25000     136      $3,059,571      $159,976      5.23          447
  $ 25001 -  30000     121      $3,341,532      $195,801      5.86          443
  $ 30001 -  35000     160      $5,184,591      $364,060      7.02          614
  $ 35001 -  40000     133      $4,959,824      $357,877      7.22          542
  $ 40001 -  45000      89      $3,771,210      $292,878      7.77          360
  $ 45001 -  50000      82      $3,897,000      $334,693      8.59          353
  $ 50001 -  75000     257     $15,691,024    $1,477,555      9.42         1189
  $ 75001 - 100000      72      $6,003,394      $713,475     11.88          323
  OVER $100,000         36      $6,137,821      $983,601     16.03          178

                    ______________________________________________________________
  TOTAL               1553     $57,037,718    $5,034,249      8.83         5545
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.4           0.0                    0.4
  $     1  -  5000     4.1             0.3           0.0                    1.3
  $  5001 -  10000     7.5             1.6           0.2                    4.8
  $ 10001 -  15000     9.1             3.1           1.0                    6.1
  $ 15001 -  20000     8.8             4.1           1.8                    7.2
  $ 20001 -  25000     8.8             5.4           3.2                    8.1
  $ 25001 -  30000     7.8             5.9           3.9                    8.0
  $ 30001 -  35000    10.3             9.1           7.2                   11.1
  $ 35001 -  40000     8.6             8.7           7.1                    9.8
  $ 40001 -  45000     5.7             6.6           5.8                    6.5
  $ 45001 -  50000     5.3             6.8           6.6                    6.4
  $ 50001 -  75000    16.5            27.5          29.4                   21.4
  $ 75001 - 100000     4.6            10.5          14.2                    5.8
  OVER $100,000        2.3            10.8          19.5                    3.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,313            $2                   2.09
  $     1  -  5000                  $2,714           $13                   1.11
  $  5001 -  10000                  $7,706           $88                   2.29
  $ 10001 -  15000                 $12,734          $369                   2.40
  $ 15001 -  20000                 $17,396          $671                   2.93
  $ 20001 -  25000                 $22,497        $1,176                   3.29
  $ 25001 -  30000                 $27,616        $1,618                   3.66
  $ 30001 -  35000                 $32,404        $2,275                   3.84
  $ 35001 -  40000                 $37,292        $2,691                   4.08
  $ 40001 -  45000                 $42,373        $3,291                   4.04
  $ 45001 -  50000                 $47,524        $4,082                   4.30
  $ 50001 -  75000                 $61,055        $5,749                   4.63
  $ 75001 - 100000                 $83,380        $9,909                   4.49
  OVER $100,000                   $170,495       $27,322                   4.94

                    ______________________________________________________________
  TOTAL                            $36,727        $3,242                   3.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KAMAS UT
                        _________________________________________________
  UNDER $ 5,000         69         $37,678        $2,253      5.98          112
  $  5001 -  10000      88        $653,387       $11,531      1.76          149
  $ 10001 -  15000      81      $1,001,292       $37,571      3.75          154
  $ 15001 -  20000      92      $1,612,584       $79,619      4.94          233
  $ 20001 -  25000      73      $1,630,299      $100,441      6.16          189
  $ 25001 -  30000      59      $1,635,312      $115,803      7.08          183
  $ 30001 -  35000      69      $2,244,422      $154,854      6.90          250
  $ 35001 -  40000      59      $2,214,069      $186,447      8.42          178
  $ 40001 -  45000      42      $1,797,559      $134,555      7.49          175
  $ 45001 -  50000      48      $2,260,649      $195,241      8.64          196
  $ 50001 -  75000     121      $7,184,485      $727,547     10.13          456
  $ 75001 - 100000      26      $2,164,066      $264,813     12.24          101
  OVER $100,000         21      $2,940,317      $481,049     16.36           99

                    ______________________________________________________________
  TOTAL                848     $27,376,119    $2,491,724      9.10         2475
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        8.1             0.1           0.1                    4.5
  $  5001 -  10000    10.4             2.4           0.5                    6.0
  $ 10001 -  15000     9.6             3.7           1.5                    6.2
  $ 15001 -  20000    10.8             5.9           3.2                    9.4
  $ 20001 -  25000     8.6             6.0           4.0                    7.6
  $ 25001 -  30000     7.0             6.0           4.6                    7.4
  $ 30001 -  35000     8.1             8.2           6.2                   10.1
  $ 35001 -  40000     7.0             8.1           7.5                    7.2
  $ 40001 -  45000     5.0             6.6           5.4                    7.1
  $ 45001 -  50000     5.7             8.3           7.8                    7.9
  $ 50001 -  75000    14.3            26.2          29.2                   18.4
  $ 75001 - 100000     3.1             7.9          10.6                    4.1
  OVER $100,000        2.5            10.7          19.3                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $546           $33                   1.62
  $  5001 -  10000                  $7,425          $131                   1.69
  $ 10001 -  15000                 $12,362          $464                   1.90
  $ 15001 -  20000                 $17,528          $865                   2.53
  $ 20001 -  25000                 $22,333        $1,376                   2.59
  $ 25001 -  30000                 $27,717        $1,963                   3.10
  $ 30001 -  35000                 $32,528        $2,244                   3.62
  $ 35001 -  40000                 $37,527        $3,160                   3.02
  $ 40001 -  45000                 $42,799        $3,204                   4.17
  $ 45001 -  50000                 $47,097        $4,068                   4.08
  $ 50001 -  75000                 $59,376        $6,013                   3.77
  $ 75001 - 100000                 $83,233       $10,185                   3.88
  OVER $100,000                   $140,015       $22,907                   4.71

                    ______________________________________________________________
  TOTAL                            $32,283        $2,938                   2.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KANAB UT
                        _________________________________________________
  UNDER $1              28       $-861,333          $361     -0.04           67
  $     1  -  5000     137        $381,991          $729      0.19          177
  $  5001 -  10000     134        $995,545       $15,226      1.53          217
  $ 10001 -  15000     166      $2,065,933       $59,717      2.89          356
  $ 15001 -  20000     145      $2,518,450      $101,360      4.02          378
  $ 20001 -  25000     111      $2,509,882      $153,494      6.12          301
  $ 25001 -  30000      76      $2,068,310      $133,335      6.45          235
  $ 30001 -  35000      95      $3,096,069      $229,922      7.43          304
  $ 35001 -  40000      67      $2,498,599      $206,126      8.25          218
  $ 40001 -  45000      67      $2,835,453      $240,429      8.48          231
  $ 45001 -  50000      46      $2,175,734      $188,837      8.68          184
  $ 50001 -  75000     147      $8,856,139      $885,097      9.99          608
  $ 75001 - 100000      38      $3,167,579      $405,423     12.80          169
  OVER $100,000         34      $6,463,990    $1,480,747     22.91          136

                    ______________________________________________________________
  TOTAL               1291     $38,772,341    $4,100,803     10.58         3581
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.2            -2.2           0.0                    1.9
  $     1  -  5000    10.6             1.0           0.0                    4.9
  $  5001 -  10000    10.4             2.6           0.4                    6.1
  $ 10001 -  15000    12.9             5.3           1.5                    9.9
  $ 15001 -  20000    11.2             6.5           2.5                   10.6
  $ 20001 -  25000     8.6             6.5           3.7                    8.4
  $ 25001 -  30000     5.9             5.3           3.3                    6.6
  $ 30001 -  35000     7.4             8.0           5.6                    8.5
  $ 35001 -  40000     5.2             6.4           5.0                    6.1
  $ 40001 -  45000     5.2             7.3           5.9                    6.5
  $ 45001 -  50000     3.6             5.6           4.6                    5.1
  $ 50001 -  75000    11.4            22.8          21.6                   17.0
  $ 75001 - 100000     2.9             8.2           9.9                    4.7
  OVER $100,000        2.6            16.7          36.1                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-30,762           $13                   2.39
  $     1  -  5000                  $2,788            $5                   1.29
  $  5001 -  10000                  $7,429          $114                   1.62
  $ 10001 -  15000                 $12,445          $360                   2.14
  $ 15001 -  20000                 $17,369          $699                   2.61
  $ 20001 -  25000                 $22,612        $1,383                   2.71
  $ 25001 -  30000                 $27,215        $1,754                   3.09
  $ 30001 -  35000                 $32,590        $2,420                   3.20
  $ 35001 -  40000                 $37,293        $3,077                   3.25
  $ 40001 -  45000                 $42,320        $3,588                   3.45
  $ 45001 -  50000                 $47,299        $4,105                   4.00
  $ 50001 -  75000                 $60,246        $6,021                   4.14
  $ 75001 - 100000                 $83,357       $10,669                   4.45
  OVER $100,000                   $190,117       $43,551                   4.00

                    ______________________________________________________________
  TOTAL                            $30,033        $3,176                   2.77
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KAYSVILLE UT
                        _________________________________________________
  UNDER $1              23       $-513,429        $1,414     -0.28           75
  $     1  -  5000     245        $645,791        $5,031      0.78          217
  $  5001 -  10000     247      $1,861,460       $32,904      1.77          367
  $ 10001 -  15000     306      $3,851,831      $141,033      3.66          590
  $ 15001 -  20000     289      $5,089,925      $251,327      4.94          677
  $ 20001 -  25000     283      $6,399,384      $386,507      6.04          724
  $ 25001 -  30000     305      $8,392,051      $588,813      7.02          857
  $ 30001 -  35000     358     $11,646,217      $830,257      7.13         1171
  $ 35001 -  40000     364     $13,672,025    $1,036,410      7.58         1309
  $ 40001 -  45000     349     $14,808,950    $1,116,560      7.54         1371
  $ 45001 -  50000     377     $17,945,317    $1,413,135      7.87         1559
  $ 50001 -  75000    1314     $80,372,733    $7,311,022      9.10         5648
  $ 75001 - 100000     578     $49,173,112    $5,627,782     11.44         2618
  $100001 - 250000     366     $47,781,877    $7,232,702     15.14         1821
  OVER $250,000         41     $25,778,374    $7,612,978     29.53          210

                    ______________________________________________________________
  TOTAL               5445    $286,905,618   $33,587,875     11.71        19214
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.2           0.0                    0.4
  $     1  -  5000     4.5             0.2           0.0                    1.1
  $  5001 -  10000     4.5             0.6           0.1                    1.9
  $ 10001 -  15000     5.6             1.3           0.4                    3.1
  $ 15001 -  20000     5.3             1.8           0.7                    3.5
  $ 20001 -  25000     5.2             2.2           1.2                    3.8
  $ 25001 -  30000     5.6             2.9           1.8                    4.5
  $ 30001 -  35000     6.6             4.1           2.5                    6.1
  $ 35001 -  40000     6.7             4.8           3.1                    6.8
  $ 40001 -  45000     6.4             5.2           3.3                    7.1
  $ 45001 -  50000     6.9             6.3           4.2                    8.1
  $ 50001 -  75000    24.1            28.0          21.8                   29.4
  $ 75001 - 100000    10.6            17.1          16.8                   13.6
  $100001 - 250000     6.7            16.7          21.5                    9.5
  OVER $250,000        0.8             9.0          22.7                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-22,323           $61                   3.26
  $     1  -  5000                  $2,636           $21                   0.89
  $  5001 -  10000                  $7,536          $133                   1.49
  $ 10001 -  15000                 $12,588          $461                   1.93
  $ 15001 -  20000                 $17,612          $870                   2.34
  $ 20001 -  25000                 $22,613        $1,366                   2.56
  $ 25001 -  30000                 $27,515        $1,931                   2.81
  $ 30001 -  35000                 $32,531        $2,319                   3.27
  $ 35001 -  40000                 $37,561        $2,847                   3.60
  $ 40001 -  45000                 $42,433        $3,199                   3.93
  $ 45001 -  50000                 $47,600        $3,748                   4.14
  $ 50001 -  75000                 $61,166        $5,564                   4.30
  $ 75001 - 100000                 $85,075        $9,737                   4.53
  $100001 - 250000                $130,552       $19,761                   4.98
  OVER $250,000                   $628,741      $185,682                   5.12

                    ______________________________________________________________
  TOTAL                            $52,692        $6,169                   3.53
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      KEARNS UT
                        _________________________________________________
  UNDER $1              28       $-120,672        $1,016     -0.84           60
  $     1  -  5000     524      $1,478,905        $3,849      0.26          628
  $  5001 -  10000     711      $5,441,323       $84,706      1.56         1320
  $ 10001 -  15000     884     $11,099,829      $381,838      3.44         1922
  $ 15001 -  20000     941     $16,503,811      $801,669      4.86         2367
  $ 20001 -  25000     867     $19,515,434    $1,209,538      6.20         2362
  $ 25001 -  30000     847     $23,213,499    $1,499,648      6.46         2747
  $ 30001 -  35000     791     $25,649,499    $1,822,794      7.11         2794
  $ 35001 -  40000     756     $28,321,294    $2,262,779      7.99         2731
  $ 40001 -  45000     641     $27,206,970    $2,275,173      8.36         2420
  $ 45001 -  50000     516     $24,551,715    $2,108,870      8.59         2024
  $ 50001 -  75000    1163     $68,771,942    $6,691,681      9.73         4861
  $ 75001 - 100000     232     $19,398,166    $2,284,716     11.78         1089
  OVER $100,000         51      $6,928,594    $1,157,000     16.70          256

                    ______________________________________________________________
  TOTAL               8952    $277,960,309   $22,585,277      8.13        27581
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.0           0.0                    0.2
  $     1  -  5000     5.9             0.5           0.0                    2.3
  $  5001 -  10000     7.9             2.0           0.4                    4.8
  $ 10001 -  15000     9.9             4.0           1.7                    7.0
  $ 15001 -  20000    10.5             5.9           3.5                    8.6
  $ 20001 -  25000     9.7             7.0           5.4                    8.6
  $ 25001 -  30000     9.5             8.4           6.6                   10.0
  $ 30001 -  35000     8.8             9.2           8.1                   10.1
  $ 35001 -  40000     8.4            10.2          10.0                    9.9
  $ 40001 -  45000     7.2             9.8          10.1                    8.8
  $ 45001 -  50000     5.8             8.8           9.3                    7.3
  $ 50001 -  75000    13.0            24.7          29.6                   17.6
  $ 75001 - 100000     2.6             7.0          10.1                    3.9
  OVER $100,000        0.6             2.5           5.1                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-4,310           $36                   2.14
  $     1  -  5000                  $2,822            $7                   1.20
  $  5001 -  10000                  $7,653          $119                   1.86
  $ 10001 -  15000                 $12,556          $432                   2.17
  $ 15001 -  20000                 $17,539          $852                   2.52
  $ 20001 -  25000                 $22,509        $1,395                   2.72
  $ 25001 -  30000                 $27,407        $1,771                   3.24
  $ 30001 -  35000                 $32,427        $2,304                   3.53
  $ 35001 -  40000                 $37,462        $2,993                   3.61
  $ 40001 -  45000                 $42,445        $3,549                   3.78
  $ 45001 -  50000                 $47,581        $4,087                   3.92
  $ 50001 -  75000                 $59,133        $5,754                   4.18
  $ 75001 - 100000                 $83,613        $9,848                   4.69
  OVER $100,000                   $135,855       $22,686                   5.02

                    ______________________________________________________________
  TOTAL                            $31,050        $2,523                   3.08
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LAYTON UT
                        _________________________________________________
  UNDER $1              57     $-1,596,326        $5,638     -0.35          109
  $     1  -  5000     802      $2,145,365        $7,828      0.36          908
  $  5001 -  10000     997      $7,610,426      $169,102      2.22         1553
  $ 10001 -  15000    1148     $14,436,903      $571,634      3.96         2151
  $ 15001 -  20000    1280     $22,513,166    $1,261,959      5.61         2793
  $ 20001 -  25000    1229     $27,657,104    $1,804,289      6.52         3031
  $ 25001 -  30000    1237     $33,971,432    $2,444,744      7.20         3445
  $ 30001 -  35000    1122     $36,412,744    $2,820,273      7.75         3441
  $ 35001 -  40000    1135     $42,519,916    $3,526,178      8.29         3647
  $ 40001 -  45000    1077     $45,759,019    $3,965,572      8.67         3675
  $ 45001 -  50000     949     $45,045,684    $4,091,375      9.08         3379
  $ 50001 -  75000    3347    $203,787,050   $20,337,516      9.98        12960
  $ 75001 - 100000    1289    $109,838,497   $13,436,012     12.23         5278
  $100001 - 250000     692     $91,785,337   $14,987,908     16.33         3108
  OVER $250,000         76     $36,049,953    $9,903,213     27.47          368

                    ______________________________________________________________
  TOTAL              16437    $717,936,270   $79,333,241     11.05        49846
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.2           0.0                    0.2
  $     1  -  5000     4.9             0.3           0.0                    1.8
  $  5001 -  10000     6.1             1.1           0.2                    3.1
  $ 10001 -  15000     7.0             2.0           0.7                    4.3
  $ 15001 -  20000     7.8             3.1           1.6                    5.6
  $ 20001 -  25000     7.5             3.9           2.3                    6.1
  $ 25001 -  30000     7.5             4.7           3.1                    6.9
  $ 30001 -  35000     6.8             5.1           3.6                    6.9
  $ 35001 -  40000     6.9             5.9           4.4                    7.3
  $ 40001 -  45000     6.6             6.4           5.0                    7.4
  $ 45001 -  50000     5.8             6.3           5.2                    6.8
  $ 50001 -  75000    20.4            28.4          25.6                   26.0
  $ 75001 - 100000     7.8            15.3          16.9                   10.6
  $100001 - 250000     4.2            12.8          18.9                    6.2
  OVER $250,000        0.5             5.0          12.5                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,006           $99                   1.91
  $     1  -  5000                  $2,675           $10                   1.13
  $  5001 -  10000                  $7,633          $170                   1.56
  $ 10001 -  15000                 $12,576          $498                   1.87
  $ 15001 -  20000                 $17,588          $986                   2.18
  $ 20001 -  25000                 $22,504        $1,468                   2.47
  $ 25001 -  30000                 $27,463        $1,976                   2.78
  $ 30001 -  35000                 $32,453        $2,514                   3.07
  $ 35001 -  40000                 $37,462        $3,107                   3.21
  $ 40001 -  45000                 $42,487        $3,682                   3.41
  $ 45001 -  50000                 $47,466        $4,311                   3.56
  $ 50001 -  75000                 $60,886        $6,076                   3.87
  $ 75001 - 100000                 $85,212       $10,424                   4.09
  $100001 - 250000                $132,638       $21,659                   4.49
  OVER $250,000                   $474,341      $130,305                   4.84

                    ______________________________________________________________
  TOTAL                            $43,678        $4,827                   3.03
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LEHI UT
                        _________________________________________________
  UNDER $1              28     $-2,369,531        $2,251     -0.09           90
  $     1  -  5000     197        $550,867        $1,453      0.26          202
  $  5001 -  10000     253      $1,934,033       $36,436      1.88          442
  $ 10001 -  15000     297      $3,713,396      $111,967      3.02          636
  $ 15001 -  20000     291      $5,091,479      $237,194      4.66          732
  $ 20001 -  25000     320      $7,227,631      $368,628      5.10         1006
  $ 25001 -  30000     271      $7,478,287      $454,615      6.08          929
  $ 30001 -  35000     366     $11,973,128      $826,565      6.90         1296
  $ 35001 -  40000     364     $13,619,201      $986,706      7.24         1398
  $ 40001 -  45000     334     $14,180,794    $1,130,267      7.97         1274
  $ 45001 -  50000     292     $13,858,612    $1,159,081      8.36         1123
  $ 50001 -  75000     857     $51,502,831    $4,772,223      9.27         3710
  $ 75001 - 100000     247     $20,813,252    $2,348,561     11.28         1151
  $100001 - 250000     112     $15,449,150    $2,490,237     16.12          537
  OVER $250,000         23     $10,948,132    $2,986,732     27.28          101

                    ______________________________________________________________
  TOTAL               4252    $175,971,262   $17,912,916     10.18        14627
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -1.3           0.0                    0.6
  $     1  -  5000     4.6             0.3           0.0                    1.4
  $  5001 -  10000     6.0             1.1           0.2                    3.0
  $ 10001 -  15000     7.0             2.1           0.6                    4.3
  $ 15001 -  20000     6.8             2.9           1.3                    5.0
  $ 20001 -  25000     7.5             4.1           2.1                    6.9
  $ 25001 -  30000     6.4             4.2           2.5                    6.4
  $ 30001 -  35000     8.6             6.8           4.6                    8.9
  $ 35001 -  40000     8.6             7.7           5.5                    9.6
  $ 40001 -  45000     7.9             8.1           6.3                    8.7
  $ 45001 -  50000     6.9             7.9           6.5                    7.7
  $ 50001 -  75000    20.2            29.3          26.6                   25.4
  $ 75001 - 100000     5.8            11.8          13.1                    7.9
  $100001 - 250000     2.6             8.8          13.9                    3.7
  OVER $250,000        0.5             6.2          16.7                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-84,626           $80                   3.21
  $     1  -  5000                  $2,796            $7                   1.03
  $  5001 -  10000                  $7,644          $144                   1.75
  $ 10001 -  15000                 $12,503          $377                   2.14
  $ 15001 -  20000                 $17,496          $815                   2.52
  $ 20001 -  25000                 $22,586        $1,152                   3.14
  $ 25001 -  30000                 $27,595        $1,678                   3.43
  $ 30001 -  35000                 $32,713        $2,258                   3.54
  $ 35001 -  40000                 $37,415        $2,711                   3.84
  $ 40001 -  45000                 $42,457        $3,384                   3.81
  $ 45001 -  50000                 $47,461        $3,969                   3.85
  $ 50001 -  75000                 $60,097        $5,569                   4.33
  $ 75001 - 100000                 $84,264        $9,508                   4.66
  $100001 - 250000                $137,939       $22,234                   4.79
  OVER $250,000                   $476,006      $129,858                   4.39

                    ______________________________________________________________
  TOTAL                            $41,386        $4,213                   3.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LINDON UT
                        _________________________________________________
  UNDER $1              11        $-77,169            $0      0.00           24
  $     1  -  5000      60        $152,599          $620      0.41           54
  $  5001 -  10000      76        $591,538       $12,387      2.09          137
  $ 10001 -  15000     108      $1,367,009       $45,722      3.34          238
  $ 15001 -  20000      89      $1,560,217       $70,739      4.53          238
  $ 20001 -  25000      86      $1,932,367       $96,789      5.01          257
  $ 25001 -  30000      79      $2,182,555      $112,160      5.14          308
  $ 30001 -  35000      87      $2,831,584      $160,148      5.66          367
  $ 35001 -  40000      72      $2,694,436      $163,434      6.07          316
  $ 40001 -  45000      86      $3,650,663      $269,772      7.39          330
  $ 45001 -  50000      88      $4,184,369      $290,203      6.94          401
  $ 50001 -  75000     327     $19,966,156    $1,694,396      8.49         1554
  $ 75001 - 100000     151     $12,986,526    $1,400,444     10.78          704
  $100001 - 250000     157     $21,757,731    $3,301,093     15.17          833
  OVER $250,000         25      $9,814,327    $2,673,475     27.24          131

                    ______________________________________________________________
  TOTAL               1502     $85,594,908   $10,291,382     12.02         5892
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.1           0.0                    0.4
  $     1  -  5000     4.0             0.2           0.0                    0.9
  $  5001 -  10000     5.1             0.7           0.1                    2.3
  $ 10001 -  15000     7.2             1.6           0.4                    4.0
  $ 15001 -  20000     5.9             1.8           0.7                    4.0
  $ 20001 -  25000     5.7             2.3           0.9                    4.4
  $ 25001 -  30000     5.3             2.5           1.1                    5.2
  $ 30001 -  35000     5.8             3.3           1.6                    6.2
  $ 35001 -  40000     4.8             3.1           1.6                    5.4
  $ 40001 -  45000     5.7             4.3           2.6                    5.6
  $ 45001 -  50000     5.9             4.9           2.8                    6.8
  $ 50001 -  75000    21.8            23.3          16.5                   26.4
  $ 75001 - 100000    10.1            15.2          13.6                   11.9
  $100001 - 250000    10.5            25.4          32.1                   14.1
  OVER $250,000        1.7            11.5          26.0                    2.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-7,015            $0                   2.18
  $     1  -  5000                  $2,543           $10                   0.90
  $  5001 -  10000                  $7,783          $163                   1.80
  $ 10001 -  15000                 $12,657          $423                   2.20
  $ 15001 -  20000                 $17,531          $795                   2.67
  $ 20001 -  25000                 $22,469        $1,125                   2.99
  $ 25001 -  30000                 $27,627        $1,420                   3.90
  $ 30001 -  35000                 $32,547        $1,841                   4.22
  $ 35001 -  40000                 $37,423        $2,270                   4.39
  $ 40001 -  45000                 $42,450        $3,137                   3.84
  $ 45001 -  50000                 $47,550        $3,298                   4.56
  $ 50001 -  75000                 $61,059        $5,182                   4.75
  $ 75001 - 100000                 $86,003        $9,274                   4.66
  $100001 - 250000                $138,584       $21,026                   5.31
  OVER $250,000                   $392,573      $106,939                   5.24

                    ______________________________________________________________
  TOTAL                            $56,987        $6,852                   3.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      LOGAN UT
                        _________________________________________________
  UNDER $1             135     $-2,124,641        $9,096     -0.43          218
  $     1  -  5000    1525      $4,384,262       $39,929      0.91         1396
  $  5001 -  10000    1944     $14,616,673      $317,993      2.18         2698
  $ 10001 -  15000    1847     $22,985,743      $878,239      3.82         3517
  $ 15001 -  20000    1651     $28,643,642    $1,520,953      5.31         3578
  $ 20001 -  25000    1205     $26,864,800    $1,803,023      6.71         2877
  $ 25001 -  30000     967     $26,522,722    $1,985,802      7.49         2604
  $ 30001 -  35000     811     $26,275,328    $2,113,622      8.04         2419
  $ 35001 -  40000     649     $24,237,342    $2,085,591      8.60         2027
  $ 40001 -  45000     542     $22,952,324    $2,015,446      8.78         1869
  $ 45001 -  50000     431     $20,425,238    $1,860,587      9.11         1531
  $ 50001 -  75000    1339     $81,101,463    $8,413,498     10.37         5061
  $ 75001 - 100000     534     $45,520,497    $5,844,420     12.84         2083
  $100001 - 250000     393     $55,172,771    $9,619,951     17.44         1642
  OVER $250,000         60     $37,293,316    $9,852,926     26.42          259

                    ______________________________________________________________
  TOTAL              14033    $434,871,480   $48,361,076     11.12        33779
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -0.5           0.0                    0.6
  $     1  -  5000    10.9             1.0           0.1                    4.1
  $  5001 -  10000    13.9             3.4           0.7                    8.0
  $ 10001 -  15000    13.2             5.3           1.8                   10.4
  $ 15001 -  20000    11.8             6.6           3.1                   10.6
  $ 20001 -  25000     8.6             6.2           3.7                    8.5
  $ 25001 -  30000     6.9             6.1           4.1                    7.7
  $ 30001 -  35000     5.8             6.0           4.4                    7.2
  $ 35001 -  40000     4.6             5.6           4.3                    6.0
  $ 40001 -  45000     3.9             5.3           4.2                    5.5
  $ 45001 -  50000     3.1             4.7           3.8                    4.5
  $ 50001 -  75000     9.5            18.6          17.4                   15.0
  $ 75001 - 100000     3.8            10.5          12.1                    6.2
  $100001 - 250000     2.8            12.7          19.9                    4.9
  OVER $250,000        0.4             8.6          20.4                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-15,738           $67                   1.61
  $     1  -  5000                  $2,875           $26                   0.92
  $  5001 -  10000                  $7,519          $164                   1.39
  $ 10001 -  15000                 $12,445          $475                   1.90
  $ 15001 -  20000                 $17,349          $921                   2.17
  $ 20001 -  25000                 $22,294        $1,496                   2.39
  $ 25001 -  30000                 $27,428        $2,054                   2.69
  $ 30001 -  35000                 $32,399        $2,606                   2.98
  $ 35001 -  40000                 $37,346        $3,214                   3.12
  $ 40001 -  45000                 $42,347        $3,719                   3.45
  $ 45001 -  50000                 $47,390        $4,317                   3.55
  $ 50001 -  75000                 $60,569        $6,283                   3.78
  $ 75001 - 100000                 $85,244       $10,945                   3.90
  $100001 - 250000                $140,389       $24,478                   4.18
  OVER $250,000                   $621,555      $164,215                   4.32

                    ______________________________________________________________
  TOTAL                            $30,989        $3,446                   2.41
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MAGNA UT
                        _________________________________________________
  UNDER $1              20       $-398,717          $928     -0.23           35
  $     1  -  5000     377      $1,044,319        $2,400      0.23          455
  $  5001 -  10000     486      $3,702,225       $55,063      1.49          861
  $ 10001 -  15000     565      $7,077,370      $228,861      3.23         1269
  $ 15001 -  20000     596     $10,469,616      $512,452      4.89         1475
  $ 20001 -  25000     640     $14,405,146      $876,386      6.08         1792
  $ 25001 -  30000     604     $16,623,232    $1,144,387      6.88         1868
  $ 30001 -  35000     590     $19,040,677    $1,447,646      7.60         1958
  $ 35001 -  40000     522     $19,555,027    $1,597,991      8.17         1864
  $ 40001 -  45000     415     $17,641,425    $1,490,010      8.45         1563
  $ 45001 -  50000     337     $15,985,852    $1,438,106      9.00         1279
  $ 50001 -  75000     788     $46,913,755    $4,687,811      9.99         3269
  $ 75001 - 100000     202     $16,802,179    $2,005,224     11.93          915
  OVER $100,000         51      $7,144,116      $987,900     13.83          238

                    ______________________________________________________________
  TOTAL               6193    $196,006,222   $16,475,165      8.41        18841
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.2           0.0                    0.2
  $     1  -  5000     6.1             0.5           0.0                    2.4
  $  5001 -  10000     7.8             1.9           0.3                    4.6
  $ 10001 -  15000     9.1             3.6           1.4                    6.7
  $ 15001 -  20000     9.6             5.3           3.1                    7.8
  $ 20001 -  25000    10.3             7.3           5.3                    9.5
  $ 25001 -  30000     9.8             8.5           6.9                    9.9
  $ 30001 -  35000     9.5             9.7           8.8                   10.4
  $ 35001 -  40000     8.4            10.0           9.7                    9.9
  $ 40001 -  45000     6.7             9.0           9.0                    8.3
  $ 45001 -  50000     5.4             8.2           8.7                    6.8
  $ 50001 -  75000    12.7            23.9          28.5                   17.4
  $ 75001 - 100000     3.3             8.6          12.2                    4.9
  OVER $100,000        0.8             3.6           6.0                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,936           $46                   1.75
  $     1  -  5000                  $2,770            $6                   1.21
  $  5001 -  10000                  $7,618          $113                   1.77
  $ 10001 -  15000                 $12,526          $405                   2.25
  $ 15001 -  20000                 $17,566          $860                   2.47
  $ 20001 -  25000                 $22,508        $1,369                   2.80
  $ 25001 -  30000                 $27,522        $1,895                   3.09
  $ 30001 -  35000                 $32,272        $2,454                   3.32
  $ 35001 -  40000                 $37,462        $3,061                   3.57
  $ 40001 -  45000                 $42,509        $3,590                   3.77
  $ 45001 -  50000                 $47,436        $4,267                   3.80
  $ 50001 -  75000                 $59,535        $5,949                   4.15
  $ 75001 - 100000                 $83,179        $9,927                   4.53
  OVER $100,000                   $140,081       $19,371                   4.67

                    ______________________________________________________________
  TOTAL                            $31,650        $2,660                   3.04
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MAPLETON UT
                        _________________________________________________
  UNDER $1              15       $-768,185        $2,893     -0.38           60
  $     1  -  5000      67        $176,613        $3,298      1.87           62
  $  5001 -  10000      72        $565,375       $10,296      1.82          115
  $ 10001 -  15000      88      $1,111,691       $29,718      2.67          215
  $ 15001 -  20000      84      $1,450,292       $50,819      3.50          243
  $ 20001 -  25000      78      $1,756,177       $93,174      5.31          224
  $ 25001 -  30000      73      $2,009,808      $115,789      5.76          253
  $ 30001 -  35000      63      $2,047,234      $123,523      6.03          232
  $ 35001 -  40000      67      $2,529,814      $164,342      6.50          284
  $ 40001 -  45000      85      $3,592,851      $246,010      6.85          372
  $ 45001 -  50000      69      $3,277,970      $258,249      7.88          292
  $ 50001 -  75000     255     $15,375,522    $1,340,040      8.72         1176
  $ 75001 - 100000     117     $10,056,992    $1,087,694     10.82          588
  $100001 - 250000      88     $12,092,540    $1,850,878     15.31          450
  OVER $250,000         19     $35,024,847    $8,435,479     24.08           86

                    ______________________________________________________________
  TOTAL               1240     $90,299,541   $13,812,202     15.30         4652
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -0.9           0.0                    1.3
  $     1  -  5000     5.4             0.2           0.0                    1.3
  $  5001 -  10000     5.8             0.6           0.1                    2.5
  $ 10001 -  15000     7.1             1.2           0.2                    4.6
  $ 15001 -  20000     6.8             1.6           0.4                    5.2
  $ 20001 -  25000     6.3             1.9           0.7                    4.8
  $ 25001 -  30000     5.9             2.2           0.8                    5.4
  $ 30001 -  35000     5.1             2.3           0.9                    5.0
  $ 35001 -  40000     5.4             2.8           1.2                    6.1
  $ 40001 -  45000     6.9             4.0           1.8                    8.0
  $ 45001 -  50000     5.6             3.6           1.9                    6.3
  $ 50001 -  75000    20.6            17.0           9.7                   25.3
  $ 75001 - 100000     9.4            11.1           7.9                   12.6
  $100001 - 250000     7.1            13.4          13.4                    9.7
  OVER $250,000        1.5            38.8          61.1                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-51,212          $193                   4.00
  $     1  -  5000                  $2,636           $49                   0.93
  $  5001 -  10000                  $7,852          $143                   1.60
  $ 10001 -  15000                 $12,633          $338                   2.44
  $ 15001 -  20000                 $17,265          $605                   2.89
  $ 20001 -  25000                 $22,515        $1,195                   2.87
  $ 25001 -  30000                 $27,532        $1,586                   3.47
  $ 30001 -  35000                 $32,496        $1,961                   3.68
  $ 35001 -  40000                 $37,758        $2,453                   4.24
  $ 40001 -  45000                 $42,269        $2,894                   4.38
  $ 45001 -  50000                 $47,507        $3,743                   4.23
  $ 50001 -  75000                 $60,296        $5,255                   4.61
  $ 75001 - 100000                 $85,957        $9,297                   5.03
  $100001 - 250000                $137,415       $21,033                   5.11
  OVER $250,000                   $1843413      $443,973                   4.53

                    ______________________________________________________________
  TOTAL                            $72,822       $11,139                   3.75
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MIDVALE UT
                        _________________________________________________
  UNDER $1              41       $-366,226        $1,219     -0.33           61
  $     1  -  5000     560      $1,570,960        $3,349      0.21          718
  $  5001 -  10000     880      $6,719,965      $121,836      1.81         1458
  $ 10001 -  15000    1097     $13,713,819      $530,903      3.87         2086
  $ 15001 -  20000    1137     $19,894,201    $1,171,513      5.89         2355
  $ 20001 -  25000     918     $20,691,748    $1,500,173      7.25         2009
  $ 25001 -  30000     846     $23,232,751    $1,939,878      8.35         1906
  $ 30001 -  35000     728     $23,631,313    $2,172,839      9.19         1717
  $ 35001 -  40000     624     $23,335,001    $2,243,719      9.62         1587
  $ 40001 -  45000     590     $25,012,007    $2,503,851     10.01         1625
  $ 45001 -  50000     428     $20,277,062    $2,088,494     10.30         1242
  $ 50001 -  75000    1220     $73,688,771    $8,406,796     11.41         3924
  $ 75001 - 100000     390     $33,172,630    $4,430,408     13.36         1408
  $100001 - 250000     182     $24,045,711    $4,228,360     17.58          650
  OVER $250,000         21     $13,776,029    $4,228,623     30.70           66

                    ______________________________________________________________
  TOTAL               9662    $322,395,742   $35,571,961     11.03        22812
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.1           0.0                    0.3
  $     1  -  5000     5.8             0.5           0.0                    3.1
  $  5001 -  10000     9.1             2.1           0.3                    6.4
  $ 10001 -  15000    11.4             4.3           1.5                    9.1
  $ 15001 -  20000    11.8             6.2           3.3                   10.3
  $ 20001 -  25000     9.5             6.4           4.2                    8.8
  $ 25001 -  30000     8.8             7.2           5.5                    8.4
  $ 30001 -  35000     7.5             7.3           6.1                    7.5
  $ 35001 -  40000     6.5             7.2           6.3                    7.0
  $ 40001 -  45000     6.1             7.8           7.0                    7.1
  $ 45001 -  50000     4.4             6.3           5.9                    5.4
  $ 50001 -  75000    12.6            22.9          23.6                   17.2
  $ 75001 - 100000     4.0            10.3          12.5                    6.2
  $100001 - 250000     1.9             7.5          11.9                    2.8
  OVER $250,000        0.2             4.3          11.9                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-8,932           $30                   1.49
  $     1  -  5000                  $2,805            $6                   1.28
  $  5001 -  10000                  $7,636          $138                   1.66
  $ 10001 -  15000                 $12,501          $484                   1.90
  $ 15001 -  20000                 $17,497        $1,030                   2.07
  $ 20001 -  25000                 $22,540        $1,634                   2.19
  $ 25001 -  30000                 $27,462        $2,293                   2.25
  $ 30001 -  35000                 $32,461        $2,985                   2.36
  $ 35001 -  40000                 $37,396        $3,596                   2.54
  $ 40001 -  45000                 $42,393        $4,244                   2.75
  $ 45001 -  50000                 $47,376        $4,880                   2.90
  $ 50001 -  75000                 $60,401        $6,891                   3.22
  $ 75001 - 100000                 $85,058       $11,360                   3.61
  $100001 - 250000                $132,119       $23,233                   3.57
  OVER $250,000                   $656,001      $201,363                   3.14

                    ______________________________________________________________
  TOTAL                            $33,367        $3,682                   2.36
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MIDWAY UT
                        _________________________________________________
  UNDER $1              15       $-261,651           $32     -0.01           42
  $     1  -  5000      53        $142,724          $749      0.52           33
  $  5001 -  10000      67        $489,978       $11,621      2.37           63
  $ 10001 -  15000      73        $945,985       $27,358      2.89          156
  $ 15001 -  20000      72      $1,268,217       $56,822      4.48          176
  $ 20001 -  25000      57      $1,273,275       $63,880      5.02          165
  $ 25001 -  30000      53      $1,469,272       $99,678      6.78          152
  $ 30001 -  35000      51      $1,660,873      $114,770      6.91          166
  $ 35001 -  40000      33      $1,236,131       $97,582      7.89          119
  $ 40001 -  45000      43      $1,825,338      $147,928      8.10          155
  $ 45001 -  50000      39      $1,861,051      $150,662      8.10          158
  $ 50001 -  75000     131      $7,927,098      $744,923      9.40          548
  $ 75001 - 100000      50      $4,338,987      $557,256     12.84          174
  OVER $100,000         55     $10,516,805    $2,258,478     21.47          232

                    ______________________________________________________________
  TOTAL                792     $34,694,083    $4,331,739     12.49         2339
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.9            -0.8           0.0                    1.8
  $     1  -  5000     6.7             0.4           0.0                    1.4
  $  5001 -  10000     8.5             1.4           0.3                    2.7
  $ 10001 -  15000     9.2             2.7           0.6                    6.7
  $ 15001 -  20000     9.1             3.7           1.3                    7.5
  $ 20001 -  25000     7.2             3.7           1.5                    7.1
  $ 25001 -  30000     6.7             4.2           2.3                    6.5
  $ 30001 -  35000     6.4             4.8           2.6                    7.1
  $ 35001 -  40000     4.2             3.6           2.3                    5.1
  $ 40001 -  45000     5.4             5.3           3.4                    6.6
  $ 45001 -  50000     4.9             5.4           3.5                    6.8
  $ 50001 -  75000    16.5            22.8          17.2                   23.4
  $ 75001 - 100000     6.3            12.5          12.9                    7.4
  OVER $100,000        6.9            30.3          52.1                    9.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-17,443            $2                   2.80
  $     1  -  5000                  $2,693           $14                   0.62
  $  5001 -  10000                  $7,313          $173                   0.94
  $ 10001 -  15000                 $12,959          $375                   2.14
  $ 15001 -  20000                 $17,614          $789                   2.44
  $ 20001 -  25000                 $22,338        $1,121                   2.89
  $ 25001 -  30000                 $27,722        $1,881                   2.87
  $ 30001 -  35000                 $32,566        $2,250                   3.25
  $ 35001 -  40000                 $37,459        $2,957                   3.61
  $ 40001 -  45000                 $42,450        $3,440                   3.60
  $ 45001 -  50000                 $47,719        $3,863                   4.05
  $ 50001 -  75000                 $60,512        $5,686                   4.18
  $ 75001 - 100000                 $86,780       $11,145                   3.48
  OVER $100,000                   $191,215       $41,063                   4.22

                    ______________________________________________________________
  TOTAL                            $43,806        $5,469                   2.95
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MOAB UT
                        _________________________________________________
  UNDER $1              36       $-867,217        $1,211     -0.14           79
  $     1  -  5000     304        $893,816        $4,162      0.47          364
  $  5001 -  10000     443      $3,330,201       $58,596      1.76          688
  $ 10001 -  15000     437      $5,427,721      $219,025      4.04          805
  $ 15001 -  20000     316      $5,521,943      $325,207      5.89          645
  $ 20001 -  25000     240      $5,379,916      $354,240      6.58          610
  $ 25001 -  30000     227      $6,209,273      $488,620      7.87          569
  $ 30001 -  35000     174      $5,660,840      $477,658      8.44          502
  $ 35001 -  40000     153      $5,718,005      $525,458      9.19          460
  $ 40001 -  45000     109      $4,638,288      $443,030      9.55          326
  $ 45001 -  50000      98      $4,652,486      $468,678     10.07          310
  $ 50001 -  75000     286     $17,323,392    $2,017,303     11.64          976
  $ 75001 - 100000      80      $6,793,386      $963,645     14.19          292
  $100001 - 250000      50      $7,061,349    $1,452,658     20.57          160
  OVER $250,000         11     $11,095,303    $3,572,706     32.20           37

                    ______________________________________________________________
  TOTAL               2964     $88,838,702   $11,372,197     12.80         6823
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.0           0.0                    1.2
  $     1  -  5000    10.3             1.0           0.0                    5.3
  $  5001 -  10000    14.9             3.7           0.5                   10.1
  $ 10001 -  15000    14.7             6.1           1.9                   11.8
  $ 15001 -  20000    10.7             6.2           2.9                    9.5
  $ 20001 -  25000     8.1             6.1           3.1                    8.9
  $ 25001 -  30000     7.7             7.0           4.3                    8.3
  $ 30001 -  35000     5.9             6.4           4.2                    7.4
  $ 35001 -  40000     5.2             6.4           4.6                    6.7
  $ 40001 -  45000     3.7             5.2           3.9                    4.8
  $ 45001 -  50000     3.3             5.2           4.1                    4.5
  $ 50001 -  75000     9.6            19.5          17.7                   14.3
  $ 75001 - 100000     2.7             7.6           8.5                    4.3
  $100001 - 250000     1.7             7.9          12.8                    2.3
  OVER $250,000        0.4            12.5          31.4                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,089           $34                   2.19
  $     1  -  5000                  $2,940           $14                   1.20
  $  5001 -  10000                  $7,517          $132                   1.55
  $ 10001 -  15000                 $12,420          $501                   1.84
  $ 15001 -  20000                 $17,475        $1,029                   2.04
  $ 20001 -  25000                 $22,416        $1,476                   2.54
  $ 25001 -  30000                 $27,354        $2,153                   2.51
  $ 30001 -  35000                 $32,534        $2,745                   2.89
  $ 35001 -  40000                 $37,373        $3,434                   3.01
  $ 40001 -  45000                 $42,553        $4,064                   2.99
  $ 45001 -  50000                 $47,474        $4,782                   3.16
  $ 50001 -  75000                 $60,571        $7,054                   3.41
  $ 75001 - 100000                 $84,917       $12,046                   3.65
  $100001 - 250000                $141,227       $29,053                   3.20
  OVER $250,000                   $1008664      $324,791                   3.36

                    ______________________________________________________________
  TOTAL                            $29,973        $3,837                   2.30
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MORGAN UT
                        _________________________________________________
  UNDER $1              17       $-368,048        $5,415     -1.47           39
  $     1  -  5000      79        $222,607        $1,380      0.62           45
  $  5001 -  10000      98        $739,874       $20,611      2.79          126
  $ 10001 -  15000     119      $1,482,156       $55,199      3.72          222
  $ 15001 -  20000     125      $2,207,293      $115,075      5.21          289
  $ 20001 -  25000     104      $2,348,918      $150,709      6.42          263
  $ 25001 -  30000     134      $3,714,993      $280,852      7.56          361
  $ 30001 -  35000     132      $4,293,469      $331,647      7.72          425
  $ 35001 -  40000     138      $5,188,729      $413,846      7.98          506
  $ 40001 -  45000     116      $4,940,895      $401,628      8.13          451
  $ 45001 -  50000     110      $5,205,662      $431,026      8.28          470
  $ 50001 -  75000     341     $20,967,336    $2,095,306      9.99         1420
  $ 75001 - 100000     113      $9,506,093    $1,130,544     11.89          501
  OVER $100,000         71     $10,000,215    $1,748,345     17.48          319

                    ______________________________________________________________
  TOTAL               1697     $70,450,192    $7,181,583     10.19         5437
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -0.5           0.1                    0.7
  $     1  -  5000     4.7             0.3           0.0                    0.8
  $  5001 -  10000     5.8             1.1           0.3                    2.3
  $ 10001 -  15000     7.0             2.1           0.8                    4.1
  $ 15001 -  20000     7.4             3.1           1.6                    5.3
  $ 20001 -  25000     6.1             3.3           2.1                    4.8
  $ 25001 -  30000     7.9             5.3           3.9                    6.6
  $ 30001 -  35000     7.8             6.1           4.6                    7.8
  $ 35001 -  40000     8.1             7.4           5.8                    9.3
  $ 40001 -  45000     6.8             7.0           5.6                    8.3
  $ 45001 -  50000     6.5             7.4           6.0                    8.6
  $ 50001 -  75000    20.1            29.8          29.2                   26.1
  $ 75001 - 100000     6.7            13.5          15.7                    9.2
  OVER $100,000        4.2            14.2          24.3                    5.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,650          $319                   2.29
  $     1  -  5000                  $2,818           $17                   0.57
  $  5001 -  10000                  $7,550          $210                   1.29
  $ 10001 -  15000                 $12,455          $464                   1.87
  $ 15001 -  20000                 $17,658          $921                   2.31
  $ 20001 -  25000                 $22,586        $1,449                   2.53
  $ 25001 -  30000                 $27,724        $2,096                   2.69
  $ 30001 -  35000                 $32,526        $2,512                   3.22
  $ 35001 -  40000                 $37,599        $2,999                   3.67
  $ 40001 -  45000                 $42,594        $3,462                   3.89
  $ 45001 -  50000                 $47,324        $3,918                   4.27
  $ 50001 -  75000                 $61,488        $6,145                   4.16
  $ 75001 - 100000                 $84,125       $10,005                   4.43
  OVER $100,000                   $140,848       $24,625                   4.49

                    ______________________________________________________________
  TOTAL                            $41,515        $4,232                   3.20
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      MURRAY UT
                        _________________________________________________
  UNDER $1              91     $-2,168,891        $7,045     -0.32          187
  $     1  -  5000     794      $2,191,280       $12,017      0.55          872
  $  5001 -  10000    1171      $8,964,908      $169,100      1.89         1725
  $ 10001 -  15000    1421     $17,820,359      $786,540      4.41         2336
  $ 15001 -  20000    1382     $24,065,384    $1,471,739      6.12         2623
  $ 20001 -  25000    1273     $28,517,425    $2,137,346      7.49         2593
  $ 25001 -  30000    1137     $31,214,284    $2,606,085      8.35         2482
  $ 30001 -  35000    1012     $32,843,680    $2,939,162      8.95         2415
  $ 35001 -  40000     926     $34,671,889    $3,296,676      9.51         2477
  $ 40001 -  45000     778     $33,005,626    $3,167,702      9.60         2281
  $ 45001 -  50000     613     $29,112,437    $2,859,277      9.82         1915
  $ 50001 -  75000    2044    $123,984,587   $13,253,156     10.69         7131
  $ 75001 - 100000     771     $65,930,927    $8,416,187     12.77         3023
  $100001 - 250000     537     $72,354,491   $12,096,148     16.72         2312
  OVER $250,000         62     $62,659,537   $20,381,553     32.53          307

                    ______________________________________________________________
  TOTAL              14012    $565,167,923   $73,599,733     13.02        34679
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.4           0.0                    0.5
  $     1  -  5000     5.7             0.4           0.0                    2.5
  $  5001 -  10000     8.4             1.6           0.2                    5.0
  $ 10001 -  15000    10.1             3.2           1.1                    6.7
  $ 15001 -  20000     9.9             4.3           2.0                    7.6
  $ 20001 -  25000     9.1             5.0           2.9                    7.5
  $ 25001 -  30000     8.1             5.5           3.5                    7.2
  $ 30001 -  35000     7.2             5.8           4.0                    7.0
  $ 35001 -  40000     6.6             6.1           4.5                    7.1
  $ 40001 -  45000     5.6             5.8           4.3                    6.6
  $ 45001 -  50000     4.4             5.2           3.9                    5.5
  $ 50001 -  75000    14.6            21.9          18.0                   20.6
  $ 75001 - 100000     5.5            11.7          11.4                    8.7
  $100001 - 250000     3.8            12.8          16.4                    6.7
  OVER $250,000        0.4            11.1          27.7                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-23,834           $77                   2.05
  $     1  -  5000                  $2,760           $15                   1.10
  $  5001 -  10000                  $7,656          $144                   1.47
  $ 10001 -  15000                 $12,541          $554                   1.64
  $ 15001 -  20000                 $17,413        $1,065                   1.90
  $ 20001 -  25000                 $22,402        $1,679                   2.04
  $ 25001 -  30000                 $27,453        $2,292                   2.18
  $ 30001 -  35000                 $32,454        $2,904                   2.39
  $ 35001 -  40000                 $37,443        $3,560                   2.67
  $ 40001 -  45000                 $42,424        $4,072                   2.93
  $ 45001 -  50000                 $47,492        $4,664                   3.12
  $ 50001 -  75000                 $60,658        $6,484                   3.49
  $ 75001 - 100000                 $85,514       $10,916                   3.92
  $100001 - 250000                $134,738       $22,525                   4.31
  OVER $250,000                   $1010638      $328,735                   4.95

                    ______________________________________________________________
  TOTAL                            $40,335        $5,253                   2.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      N LOGAN UT
                        _________________________________________________
  UNDER $ 5,000         78        $132,809        $2,220      1.67           65
  $  5001 -  10000      79        $589,946       $15,087      2.56           81
  $ 10001 -  15000      69        $878,745       $37,414      4.26          126
  $ 15001 -  20000      51        $907,087       $43,158      4.76          126
  $ 20001 -  25000      64      $1,450,036       $72,839      5.02          196
  $ 25001 -  30000      49      $1,360,225       $84,668      6.22          164
  $ 30001 -  35000      63      $2,048,046      $143,378      7.00          213
  $ 35001 -  40000      63      $2,366,734      $173,105      7.31          234
  $ 40001 -  45000      45      $1,900,813      $153,583      8.08          179
  $ 45001 -  50000      34      $1,614,124      $124,126      7.69          151
  $ 50001 -  75000     152      $9,202,850      $861,005      9.36          660
  $ 75001 - 100000      67      $5,709,603      $722,554     12.66          269
  OVER $100,000         35      $5,105,502      $903,126     17.69          175

                    ______________________________________________________________
  TOTAL                849     $33,266,520    $3,336,263     10.03         2639
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        9.2             0.4           0.1                    2.5
  $  5001 -  10000     9.3             1.8           0.5                    3.1
  $ 10001 -  15000     8.1             2.6           1.1                    4.8
  $ 15001 -  20000     6.0             2.7           1.3                    4.8
  $ 20001 -  25000     7.5             4.4           2.2                    7.4
  $ 25001 -  30000     5.8             4.1           2.5                    6.2
  $ 30001 -  35000     7.4             6.2           4.3                    8.1
  $ 35001 -  40000     7.4             7.1           5.2                    8.9
  $ 40001 -  45000     5.3             5.7           4.6                    6.8
  $ 45001 -  50000     4.0             4.9           3.7                    5.7
  $ 50001 -  75000    17.9            27.7          25.8                   25.0
  $ 75001 - 100000     7.9            17.2          21.7                   10.2
  OVER $100,000        4.1            15.3          27.1                    6.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,703           $28                   0.83
  $  5001 -  10000                  $7,468          $191                   1.03
  $ 10001 -  15000                 $12,735          $542                   1.83
  $ 15001 -  20000                 $17,786          $846                   2.47
  $ 20001 -  25000                 $22,657        $1,138                   3.06
  $ 25001 -  30000                 $27,760        $1,728                   3.35
  $ 30001 -  35000                 $32,509        $2,276                   3.38
  $ 35001 -  40000                 $37,567        $2,748                   3.71
  $ 40001 -  45000                 $42,240        $3,413                   3.98
  $ 45001 -  50000                 $47,474        $3,651                   4.44
  $ 50001 -  75000                 $60,545        $5,665                   4.34
  $ 75001 - 100000                 $85,218       $10,784                   4.01
  OVER $100,000                   $145,871       $25,804                   5.00

                    ______________________________________________________________
  TOTAL                            $39,183        $3,930                   3.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      N OGDEN UT
                        _________________________________________________
  UNDER $ 5,000        100         $27,529        $1,030      3.74           78
  $  5001 -  10000     111        $849,521       $21,285      2.51          161
  $ 10001 -  15000     108      $1,340,058       $54,344      4.06          185
  $ 15001 -  20000      94      $1,662,236       $83,121      5.00          219
  $ 20001 -  25000     126      $2,871,745      $173,225      6.03          333
  $ 25001 -  30000     127      $3,481,573      $254,118      7.30          333
  $ 30001 -  35000     133      $4,325,477      $319,092      7.38          422
  $ 35001 -  40000     125      $4,679,167      $345,073      7.37          458
  $ 40001 -  45000     135      $5,747,332      $459,736      8.00          530
  $ 45001 -  50000     160      $7,565,002      $619,861      8.19          654
  $ 50001 -  75000     619     $38,082,559    $3,720,636      9.77         2561
  $ 75001 - 100000     232     $19,789,923    $2,342,746     11.84         1001
  $100001 - 250000     132     $17,586,477    $2,962,392     16.84          565
  OVER $250,000         11      $5,053,310    $1,435,692     28.41           70

                    ______________________________________________________________
  TOTAL               2213    $113,061,909   $12,792,351     11.31         7570
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.5             0.0           0.0                    1.0
  $  5001 -  10000     5.0             0.8           0.2                    2.1
  $ 10001 -  15000     4.9             1.2           0.4                    2.4
  $ 15001 -  20000     4.2             1.5           0.6                    2.9
  $ 20001 -  25000     5.7             2.5           1.4                    4.4
  $ 25001 -  30000     5.7             3.1           2.0                    4.4
  $ 30001 -  35000     6.0             3.8           2.5                    5.6
  $ 35001 -  40000     5.6             4.1           2.7                    6.1
  $ 40001 -  45000     6.1             5.1           3.6                    7.0
  $ 45001 -  50000     7.2             6.7           4.8                    8.6
  $ 50001 -  75000    28.0            33.7          29.1                   33.8
  $ 75001 - 100000    10.5            17.5          18.3                   13.2
  $100001 - 250000     6.0            15.6          23.2                    7.5
  OVER $250,000        0.5             4.5          11.2                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $275           $10                   0.78
  $  5001 -  10000                  $7,653          $192                   1.45
  $ 10001 -  15000                 $12,408          $503                   1.71
  $ 15001 -  20000                 $17,683          $884                   2.33
  $ 20001 -  25000                 $22,792        $1,375                   2.64
  $ 25001 -  30000                 $27,414        $2,001                   2.62
  $ 30001 -  35000                 $32,522        $2,399                   3.17
  $ 35001 -  40000                 $37,433        $2,761                   3.66
  $ 40001 -  45000                 $42,573        $3,405                   3.93
  $ 45001 -  50000                 $47,281        $3,874                   4.09
  $ 50001 -  75000                 $61,523        $6,011                   4.14
  $ 75001 - 100000                 $85,301       $10,098                   4.31
  $100001 - 250000                $133,231       $22,442                   4.28
  OVER $250,000                   $459,392      $130,517                   6.36

                    ______________________________________________________________
  TOTAL                            $51,090        $5,781                   3.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      N SALT LAKE UT
                        _________________________________________________
  UNDER $ 5,000         88          $7,903        $1,741     22.03           94
  $  5001 -  10000      90        $678,407       $14,633      2.16          129
  $ 10001 -  15000     125      $1,571,998       $66,057      4.20          223
  $ 15001 -  20000     124      $2,159,351      $122,436      5.67          270
  $ 20001 -  25000     117      $2,642,883      $182,421      6.90          267
  $ 25001 -  30000     115      $3,157,077      $227,217      7.20          319
  $ 30001 -  35000      93      $3,041,495      $271,901      8.94          247
  $ 35001 -  40000      99      $3,722,566      $322,422      8.66          312
  $ 40001 -  45000      65      $2,769,821      $266,729      9.63          185
  $ 45001 -  50000      86      $4,087,013      $389,348      9.53          290
  $ 50001 -  75000     291     $17,941,765    $1,792,519      9.99         1090
  $ 75001 - 100000     100      $8,540,497    $1,054,093     12.34          398
  $100001 - 250000      96     $12,958,003    $2,135,466     16.48          403
  OVER $250,000         11      $4,092,175    $1,095,038     26.76           53

                    ______________________________________________________________
  TOTAL               1500     $67,370,954    $7,942,021     11.79         4280
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.9             0.0           0.0                    2.2
  $  5001 -  10000     6.0             1.0           0.2                    3.0
  $ 10001 -  15000     8.3             2.3           0.8                    5.2
  $ 15001 -  20000     8.3             3.2           1.5                    6.3
  $ 20001 -  25000     7.8             3.9           2.3                    6.2
  $ 25001 -  30000     7.7             4.7           2.9                    7.5
  $ 30001 -  35000     6.2             4.5           3.4                    5.8
  $ 35001 -  40000     6.6             5.5           4.1                    7.3
  $ 40001 -  45000     4.3             4.1           3.4                    4.3
  $ 45001 -  50000     5.7             6.1           4.9                    6.8
  $ 50001 -  75000    19.4            26.6          22.6                   25.5
  $ 75001 - 100000     6.7            12.7          13.3                    9.3
  $100001 - 250000     6.4            19.2          26.9                    9.4
  OVER $250,000        0.7             6.1          13.8                    1.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                        $90           $20                   1.07
  $  5001 -  10000                  $7,538          $163                   1.43
  $ 10001 -  15000                 $12,576          $528                   1.78
  $ 15001 -  20000                 $17,414          $987                   2.18
  $ 20001 -  25000                 $22,589        $1,559                   2.28
  $ 25001 -  30000                 $27,453        $1,976                   2.77
  $ 30001 -  35000                 $32,704        $2,924                   2.66
  $ 35001 -  40000                 $37,602        $3,257                   3.15
  $ 40001 -  45000                 $42,613        $4,104                   2.85
  $ 45001 -  50000                 $47,523        $4,527                   3.37
  $ 50001 -  75000                 $61,656        $6,160                   3.75
  $ 75001 - 100000                 $85,405       $10,541                   3.98
  $100001 - 250000                $134,979       $22,244                   4.20
  OVER $250,000                   $372,016       $99,549                   4.82

                    ______________________________________________________________
  TOTAL                            $44,914        $5,295                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      NEPHI UT
                        _________________________________________________
  UNDER $1              11       $-584,251            $0      0.00           23
  $     1  -  5000      68        $184,763          $785      0.42           78
  $  5001 -  10000     105        $808,594       $12,167      1.50          178
  $ 10001 -  15000     122      $1,496,552       $35,522      2.37          282
  $ 15001 -  20000     123      $2,174,636       $94,883      4.36          324
  $ 20001 -  25000     117      $2,637,959      $148,800      5.64          327
  $ 25001 -  30000     120      $3,324,222      $207,645      6.25          415
  $ 30001 -  35000      97      $3,158,678      $211,986      6.71          363
  $ 35001 -  40000      98      $3,676,793      $292,892      7.97          380
  $ 40001 -  45000      82      $3,461,935      $301,411      8.71          309
  $ 45001 -  50000      83      $3,922,543      $347,351      8.86          343
  $ 50001 -  75000     175     $10,369,827      $974,206      9.39          777
  $ 75001 - 100000      36      $2,996,564      $335,737     11.20          166
  OVER $100,000         30      $4,602,784      $841,093     18.27          153

                    ______________________________________________________________
  TOTAL               1267     $42,231,599    $3,804,478      9.01         4118
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.4           0.0                    0.6
  $     1  -  5000     5.4             0.4           0.0                    1.9
  $  5001 -  10000     8.3             1.9           0.3                    4.3
  $ 10001 -  15000     9.6             3.5           0.9                    6.8
  $ 15001 -  20000     9.7             5.1           2.5                    7.9
  $ 20001 -  25000     9.2             6.2           3.9                    7.9
  $ 25001 -  30000     9.5             7.9           5.5                   10.1
  $ 30001 -  35000     7.7             7.5           5.6                    8.8
  $ 35001 -  40000     7.7             8.7           7.7                    9.2
  $ 40001 -  45000     6.5             8.2           7.9                    7.5
  $ 45001 -  50000     6.6             9.3           9.1                    8.3
  $ 50001 -  75000    13.8            24.6          25.6                   18.9
  $ 75001 - 100000     2.8             7.1           8.8                    4.0
  OVER $100,000        2.4            10.9          22.1                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-53,114            $0                   2.09
  $     1  -  5000                  $2,717           $12                   1.15
  $  5001 -  10000                  $7,701          $116                   1.70
  $ 10001 -  15000                 $12,267          $291                   2.31
  $ 15001 -  20000                 $17,680          $771                   2.63
  $ 20001 -  25000                 $22,547        $1,272                   2.79
  $ 25001 -  30000                 $27,702        $1,730                   3.46
  $ 30001 -  35000                 $32,564        $2,185                   3.74
  $ 35001 -  40000                 $37,518        $2,989                   3.88
  $ 40001 -  45000                 $42,219        $3,676                   3.77
  $ 45001 -  50000                 $47,260        $4,185                   4.13
  $ 50001 -  75000                 $59,256        $5,567                   4.44
  $ 75001 - 100000                 $83,238        $9,326                   4.61
  OVER $100,000                   $153,426       $28,036                   5.10

                    ______________________________________________________________
  TOTAL                            $33,332        $3,003                   3.25
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OGDEN UT
                        _________________________________________________
  UNDER $1             250     $-4,861,801       $53,987     -1.11          493
  $     1  -  5000    2991      $7,997,052       $30,487      0.38         3782
  $  5001 -  10000    3724     $28,124,667      $464,368      1.65         6111
  $ 10001 -  15000    4104     $51,488,927    $1,906,366      3.70         7848
  $ 15001 -  20000    3999     $69,852,721    $3,769,663      5.40         8692
  $ 20001 -  25000    3677     $82,508,126    $5,647,443      6.84         8623
  $ 25001 -  30000    3182     $87,238,402    $6,801,677      7.80         7845
  $ 30001 -  35000    2838     $92,089,351    $7,967,743      8.65         7495
  $ 35001 -  40000    2468     $92,396,137    $8,556,804      9.26         6941
  $ 40001 -  45000    2086     $88,503,069    $8,420,055      9.51         6364
  $ 45001 -  50000    1703     $80,870,379    $7,854,751      9.71         5577
  $ 50001 -  75000    5455    $331,186,339   $35,651,990     10.76        19341
  $ 75001 - 100000    2024    $172,316,002   $22,506,003     13.06         7705
  $100001 - 250000    1260    $170,385,516   $29,164,047     17.12         4913
  OVER $250,000        246    $133,002,598   $39,283,813     29.54          897

                    ______________________________________________________________
  TOTAL              40007  $1,483,097,485  $178,079,197     12.01       102627
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.3           0.0                    0.5
  $     1  -  5000     7.5             0.5           0.0                    3.7
  $  5001 -  10000     9.3             1.9           0.3                    6.0
  $ 10001 -  15000    10.3             3.5           1.1                    7.6
  $ 15001 -  20000    10.0             4.7           2.1                    8.5
  $ 20001 -  25000     9.2             5.6           3.2                    8.4
  $ 25001 -  30000     8.0             5.9           3.8                    7.6
  $ 30001 -  35000     7.1             6.2           4.5                    7.3
  $ 35001 -  40000     6.2             6.2           4.8                    6.8
  $ 40001 -  45000     5.2             6.0           4.7                    6.2
  $ 45001 -  50000     4.3             5.5           4.4                    5.4
  $ 50001 -  75000    13.6            22.3          20.0                   18.8
  $ 75001 - 100000     5.1            11.6          12.6                    7.5
  $100001 - 250000     3.1            11.5          16.4                    4.8
  OVER $250,000        0.6             9.0          22.1                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,447          $216                   1.97
  $     1  -  5000                  $2,674           $10                   1.26
  $  5001 -  10000                  $7,552          $125                   1.64
  $ 10001 -  15000                 $12,546          $465                   1.91
  $ 15001 -  20000                 $17,468          $943                   2.17
  $ 20001 -  25000                 $22,439        $1,536                   2.35
  $ 25001 -  30000                 $27,416        $2,138                   2.47
  $ 30001 -  35000                 $32,449        $2,808                   2.64
  $ 35001 -  40000                 $37,438        $3,467                   2.81
  $ 40001 -  45000                 $42,427        $4,036                   3.05
  $ 45001 -  50000                 $47,487        $4,612                   3.27
  $ 50001 -  75000                 $60,712        $6,536                   3.55
  $ 75001 - 100000                 $85,136       $11,120                   3.81
  $100001 - 250000                $135,227       $23,146                   3.90
  OVER $250,000                   $540,661      $159,690                   3.65

                    ______________________________________________________________
  TOTAL                            $37,071        $4,451                   2.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OREM UT
                        _________________________________________________
  UNDER $1             148    $-10,775,441       $48,257     -0.45          427
  $     1  -  5000    1307      $3,590,250       $17,643      0.49         1461
  $  5001 -  10000    1829     $13,780,886      $234,113      1.70         3292
  $ 10001 -  15000    1924     $24,149,677      $724,237      3.00         4256
  $ 15001 -  20000    1944     $34,046,064    $1,578,982      4.64         4859
  $ 20001 -  25000    1713     $38,464,505    $2,159,471      5.61         4999
  $ 25001 -  30000    1505     $41,301,851    $2,659,613      6.44         4745
  $ 30001 -  35000    1348     $43,768,467    $3,061,383      6.99         4647
  $ 35001 -  40000    1303     $48,959,907    $3,734,356      7.63         4760
  $ 40001 -  45000    1193     $50,696,841    $4,015,265      7.92         4677
  $ 45001 -  50000    1059     $50,300,809    $4,017,434      7.99         4417
  $ 50001 -  75000    3473    $211,090,656   $18,757,957      8.89        15696
  $ 75001 - 100000    1486    $127,049,023   $13,934,581     10.97         7337
  $100001 - 250000    1119    $155,714,571   $24,326,666     15.62         6018
  OVER $250,000        176    $136,750,985   $39,079,654     28.58          905

                    ______________________________________________________________
  TOTAL              21527    $968,889,051  $118,349,612     12.21        72496
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -1.1           0.0                    0.6
  $     1  -  5000     6.1             0.4           0.0                    2.0
  $  5001 -  10000     8.5             1.4           0.2                    4.5
  $ 10001 -  15000     8.9             2.5           0.6                    5.9
  $ 15001 -  20000     9.0             3.5           1.3                    6.7
  $ 20001 -  25000     8.0             4.0           1.8                    6.9
  $ 25001 -  30000     7.0             4.3           2.2                    6.5
  $ 30001 -  35000     6.3             4.5           2.6                    6.4
  $ 35001 -  40000     6.1             5.1           3.2                    6.6
  $ 40001 -  45000     5.5             5.2           3.4                    6.5
  $ 45001 -  50000     4.9             5.2           3.4                    6.1
  $ 50001 -  75000    16.1            21.8          15.8                   21.7
  $ 75001 - 100000     6.9            13.1          11.8                   10.1
  $100001 - 250000     5.2            16.1          20.6                    8.3
  OVER $250,000        0.8            14.1          33.0                    1.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-72,807          $326                   2.89
  $     1  -  5000                  $2,747           $13                   1.12
  $  5001 -  10000                  $7,535          $128                   1.80
  $ 10001 -  15000                 $12,552          $376                   2.21
  $ 15001 -  20000                 $17,513          $812                   2.50
  $ 20001 -  25000                 $22,454        $1,261                   2.92
  $ 25001 -  30000                 $27,443        $1,767                   3.15
  $ 30001 -  35000                 $32,469        $2,271                   3.45
  $ 35001 -  40000                 $37,575        $2,866                   3.65
  $ 40001 -  45000                 $42,495        $3,366                   3.92
  $ 45001 -  50000                 $47,498        $3,794                   4.17
  $ 50001 -  75000                 $60,780        $5,401                   4.52
  $ 75001 - 100000                 $85,497        $9,377                   4.94
  $100001 - 250000                $139,155       $21,740                   5.38
  OVER $250,000                   $776,994      $222,043                   5.14

                    ______________________________________________________________
  TOTAL                            $45,008        $5,498                   3.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      OTHER TOWNS
                        _________________________________________________
  UNDER $1             825    $-36,323,539      $357,831     -0.99         2157
  $     1  -  5000    4840     $13,153,170       $82,406      0.63         5220
  $  5001 -  10000    5264     $39,921,438      $673,199      1.69         9256
  $ 10001 -  15000    5592     $70,037,134    $2,150,373      3.07        12587
  $ 15001 -  20000    5288     $92,390,788    $4,115,444      4.45        13903
  $ 20001 -  25000    4774    $107,138,433    $6,021,757      5.62        14260
  $ 25001 -  30000    4292    $117,924,227    $7,632,776      6.47        14107
  $ 30001 -  35000    3886    $126,199,105    $9,189,891      7.28        13610
  $ 35001 -  40000    3572    $133,820,411   $10,659,304      7.97        13153
  $ 40001 -  45000    3415    $145,119,605   $12,050,909      8.30        13421
  $ 45001 -  50000    2889    $137,151,238   $11,861,018      8.65        11728
  $ 50001 -  75000    8990    $543,744,804   $54,045,292      9.94        37505
  $ 75001 - 100000    2755    $233,798,866   $29,312,393     12.54        11910
  $100001 - 250000    1429    $191,647,563   $31,847,793     16.62         6566
  OVER $250,000        192    $116,720,421   $32,693,327     28.01         1121

                    ______________________________________________________________
  TOTAL              58003  $2,032,443,664  $212,693,713     10.46       180504
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.4            -1.8           0.2                    1.2
  $     1  -  5000     8.3             0.6           0.0                    2.9
  $  5001 -  10000     9.1             2.0           0.3                    5.1
  $ 10001 -  15000     9.6             3.4           1.0                    7.0
  $ 15001 -  20000     9.1             4.5           1.9                    7.7
  $ 20001 -  25000     8.2             5.3           2.8                    7.9
  $ 25001 -  30000     7.4             5.8           3.6                    7.8
  $ 30001 -  35000     6.7             6.2           4.3                    7.5
  $ 35001 -  40000     6.2             6.6           5.0                    7.3
  $ 40001 -  45000     5.9             7.1           5.7                    7.4
  $ 45001 -  50000     5.0             6.7           5.6                    6.5
  $ 50001 -  75000    15.5            26.8          25.4                   20.8
  $ 75001 - 100000     4.7            11.5          13.8                    6.6
  $100001 - 250000     2.5             9.4          15.0                    3.6
  OVER $250,000        0.3             5.7          15.4                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-44,029          $434                   2.61
  $     1  -  5000                  $2,718           $17                   1.08
  $  5001 -  10000                  $7,584          $128                   1.76
  $ 10001 -  15000                 $12,525          $385                   2.25
  $ 15001 -  20000                 $17,472          $778                   2.63
  $ 20001 -  25000                 $22,442        $1,261                   2.99
  $ 25001 -  30000                 $27,475        $1,778                   3.29
  $ 30001 -  35000                 $32,475        $2,365                   3.50
  $ 35001 -  40000                 $37,464        $2,984                   3.68
  $ 40001 -  45000                 $42,495        $3,529                   3.93
  $ 45001 -  50000                 $47,474        $4,106                   4.06
  $ 50001 -  75000                 $60,483        $6,012                   4.17
  $ 75001 - 100000                 $84,863       $10,640                   4.32
  $100001 - 250000                $134,113       $22,287                   4.59
  OVER $250,000                   $607,919      $170,278                   5.84

                    ______________________________________________________________
  TOTAL                            $35,040        $3,667                   3.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PARK CITY UT
                        _________________________________________________
  UNDER $1             105    $-10,584,429        $3,364     -0.03          207
  $     1  -  5000     433      $1,130,122       $17,154      1.52          293
  $  5001 -  10000     612      $4,610,871      $137,435      2.98          673
  $ 10001 -  15000     628      $7,830,923      $447,374      5.71          858
  $ 15001 -  20000     573     $10,022,689      $732,746      7.31          853
  $ 20001 -  25000     443      $9,924,785      $814,390      8.21          764
  $ 25001 -  30000     381     $10,476,170      $892,525      8.52          712
  $ 30001 -  35000     292      $9,493,470      $865,441      9.12          574
  $ 35001 -  40000     262      $9,833,578      $957,535      9.74          555
  $ 40001 -  45000     237     $10,077,257    $1,017,376     10.10          564
  $ 45001 -  50000     213     $10,157,459    $1,051,025     10.35          507
  $ 50001 -  75000     958     $59,378,684    $6,623,296     11.15         2719
  $ 75001 - 100000     668     $57,627,731    $7,524,781     13.06         2137
  $100001 - 250000    1070    $157,503,734   $28,262,342     17.94         3439
  OVER $250,000        215    $164,651,802   $48,377,532     29.38          687

                    ______________________________________________________________
  TOTAL               7090    $512,134,846   $97,724,316     19.08        15542
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.5            -2.1           0.0                    1.3
  $     1  -  5000     6.1             0.2           0.0                    1.9
  $  5001 -  10000     8.6             0.9           0.1                    4.3
  $ 10001 -  15000     8.9             1.5           0.5                    5.5
  $ 15001 -  20000     8.1             2.0           0.7                    5.5
  $ 20001 -  25000     6.2             1.9           0.8                    4.9
  $ 25001 -  30000     5.4             2.0           0.9                    4.6
  $ 30001 -  35000     4.1             1.9           0.9                    3.7
  $ 35001 -  40000     3.7             1.9           1.0                    3.6
  $ 40001 -  45000     3.3             2.0           1.0                    3.6
  $ 45001 -  50000     3.0             2.0           1.1                    3.3
  $ 50001 -  75000    13.5            11.6           6.8                   17.5
  $ 75001 - 100000     9.4            11.3           7.7                   13.7
  $100001 - 250000    15.1            30.8          28.9                   22.1
  OVER $250,000        3.0            32.2          49.5                    4.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-100804           $32                   1.97
  $     1  -  5000                  $2,610           $40                   0.68
  $  5001 -  10000                  $7,534          $225                   1.10
  $ 10001 -  15000                 $12,470          $712                   1.37
  $ 15001 -  20000                 $17,492        $1,279                   1.49
  $ 20001 -  25000                 $22,404        $1,838                   1.72
  $ 25001 -  30000                 $27,497        $2,343                   1.87
  $ 30001 -  35000                 $32,512        $2,964                   1.97
  $ 35001 -  40000                 $37,533        $3,655                   2.12
  $ 40001 -  45000                 $42,520        $4,293                   2.38
  $ 45001 -  50000                 $47,688        $4,934                   2.38
  $ 50001 -  75000                 $61,982        $6,914                   2.84
  $ 75001 - 100000                 $86,269       $11,265                   3.20
  $100001 - 250000                $147,200       $26,413                   3.21
  OVER $250,000                   $765,822      $225,012                   3.20

                    ______________________________________________________________
  TOTAL                            $72,233       $13,783                   2.19
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PAROWAN UT
                        _________________________________________________
  UNDER $1              13       $-472,922            $0      0.00           34
  $     1  -  5000      87        $236,380        $1,110      0.47          102
  $  5001 -  10000      87        $654,430       $12,514      1.91          154
  $ 10001 -  15000     127      $1,611,320       $45,502      2.82          288
  $ 15001 -  20000      93      $1,595,175       $64,810      4.06          244
  $ 20001 -  25000      86      $1,947,277      $101,410      5.21          268
  $ 25001 -  30000      79      $2,167,257      $144,560      6.67          250
  $ 30001 -  35000      34      $1,102,956       $78,341      7.10          117
  $ 35001 -  40000      51      $1,894,194      $149,716      7.90          198
  $ 40001 -  45000      29      $1,235,959       $99,430      8.04          109
  $ 45001 -  50000      21        $989,006       $93,856      9.49           76
  $ 50001 -  75000      89      $5,272,727      $532,471     10.10          356
  OVER $ 75,000         20      $2,115,690      $331,426     15.67           74

                    ______________________________________________________________
  TOTAL                816     $20,349,449    $1,655,146      8.13         2270
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -2.3           0.0                    1.5
  $     1  -  5000    10.7             1.2           0.1                    4.5
  $  5001 -  10000    10.7             3.2           0.8                    6.8
  $ 10001 -  15000    15.6             7.9           2.7                   12.7
  $ 15001 -  20000    11.4             7.8           3.9                   10.7
  $ 20001 -  25000    10.5             9.6           6.1                   11.8
  $ 25001 -  30000     9.7            10.7           8.7                   11.0
  $ 30001 -  35000     4.2             5.4           4.7                    5.2
  $ 35001 -  40000     6.3             9.3           9.0                    8.7
  $ 40001 -  45000     3.6             6.1           6.0                    4.8
  $ 45001 -  50000     2.6             4.9           5.7                    3.3
  $ 50001 -  75000    10.9            25.9          32.2                   15.7
  OVER $ 75,000        2.5            10.4          20.0                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-36,379            $0                   2.62
  $     1  -  5000                  $2,717           $13                   1.17
  $  5001 -  10000                  $7,522          $144                   1.77
  $ 10001 -  15000                 $12,688          $358                   2.27
  $ 15001 -  20000                 $17,152          $697                   2.62
  $ 20001 -  25000                 $22,643        $1,179                   3.12
  $ 25001 -  30000                 $27,434        $1,830                   3.16
  $ 30001 -  35000                 $32,440        $2,304                   3.44
  $ 35001 -  40000                 $37,141        $2,936                   3.88
  $ 40001 -  45000                 $42,619        $3,429                   3.76
  $ 45001 -  50000                 $47,096        $4,469                   3.62
  $ 50001 -  75000                 $59,244        $5,983                   4.00
  OVER $ 75,000                   $105,785       $16,571                   3.70

                    ______________________________________________________________
  TOTAL                            $24,938        $2,028                   2.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PAYSON UT
                        _________________________________________________
  UNDER $1              28       $-589,731        $1,177     -0.20           75
  $     1  -  5000     201        $563,625        $4,118      0.73          253
  $  5001 -  10000     277      $2,116,358       $38,175      1.80          488
  $ 10001 -  15000     302      $3,746,573       $98,831      2.64          726
  $ 15001 -  20000     326      $5,673,744      $241,368      4.25          884
  $ 20001 -  25000     341      $7,623,403      $416,458      5.46         1036
  $ 25001 -  30000     304      $8,388,741      $504,151      6.01         1088
  $ 30001 -  35000     333     $10,838,749      $753,846      6.96         1238
  $ 35001 -  40000     310     $11,638,657      $843,319      7.25         1282
  $ 40001 -  45000     262     $11,145,651      $859,058      7.71         1105
  $ 45001 -  50000     183      $8,676,930      $728,132      8.39          750
  $ 50001 -  75000     606     $36,320,224    $3,335,343      9.18         2807
  $ 75001 - 100000     152     $12,784,283    $1,483,832     11.61          735
  OVER $100,000         83     $12,273,917    $2,052,352     16.72          423

                    ______________________________________________________________
  TOTAL               3708    $131,201,124   $11,360,160      8.66        12890
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.4           0.0                    0.6
  $     1  -  5000     5.4             0.4           0.0                    2.0
  $  5001 -  10000     7.5             1.6           0.3                    3.8
  $ 10001 -  15000     8.1             2.9           0.9                    5.6
  $ 15001 -  20000     8.8             4.3           2.1                    6.9
  $ 20001 -  25000     9.2             5.8           3.7                    8.0
  $ 25001 -  30000     8.2             6.4           4.4                    8.4
  $ 30001 -  35000     9.0             8.3           6.6                    9.6
  $ 35001 -  40000     8.4             8.9           7.4                    9.9
  $ 40001 -  45000     7.1             8.5           7.6                    8.6
  $ 45001 -  50000     4.9             6.6           6.4                    5.8
  $ 50001 -  75000    16.3            27.7          29.4                   21.8
  $ 75001 - 100000     4.1             9.7          13.1                    5.7
  OVER $100,000        2.2             9.4          18.1                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,062           $42                   2.68
  $     1  -  5000                  $2,804           $20                   1.26
  $  5001 -  10000                  $7,640          $138                   1.76
  $ 10001 -  15000                 $12,406          $327                   2.40
  $ 15001 -  20000                 $17,404          $740                   2.71
  $ 20001 -  25000                 $22,356        $1,221                   3.04
  $ 25001 -  30000                 $27,595        $1,658                   3.58
  $ 30001 -  35000                 $32,549        $2,264                   3.72
  $ 35001 -  40000                 $37,544        $2,720                   4.14
  $ 40001 -  45000                 $42,541        $3,279                   4.22
  $ 45001 -  50000                 $47,415        $3,979                   4.10
  $ 50001 -  75000                 $59,934        $5,504                   4.63
  $ 75001 - 100000                 $84,107        $9,762                   4.84
  OVER $100,000                   $147,879       $24,727                   5.10

                    ______________________________________________________________
  TOTAL                            $35,383        $3,064                   3.48
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PLEASANT GROVE UT
                        _________________________________________________
  UNDER $1              21       $-834,200        $1,821     -0.22           48
  $     1  -  5000     221        $599,846        $4,589      0.77          241
  $  5001 -  10000     321      $2,428,926       $42,011      1.73          535
  $ 10001 -  15000     398      $4,979,432      $136,039      2.73          962
  $ 15001 -  20000     334      $5,834,233      $242,047      4.15          890
  $ 20001 -  25000     311      $6,973,815      $359,195      5.15          965
  $ 25001 -  30000     346      $9,555,703      $601,525      6.29         1111
  $ 30001 -  35000     404     $13,163,645      $868,616      6.60         1499
  $ 35001 -  40000     330     $12,365,029      $868,078      7.02         1312
  $ 40001 -  45000     367     $15,613,161    $1,167,639      7.48         1548
  $ 45001 -  50000     327     $15,515,066    $1,258,756      8.11         1408
  $ 50001 -  75000    1016     $61,122,702    $5,575,983      9.12         4454
  $ 75001 - 100000     302     $25,791,685    $2,874,638     11.15         1494
  $100001 - 250000     174     $24,067,745    $3,931,861     16.34          891
  OVER $250,000         24      $8,457,384    $2,059,542     24.35          109

                    ______________________________________________________________
  TOTAL               4896    $205,634,172   $19,992,340      9.72        17467
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.4           0.0                    0.3
  $     1  -  5000     4.5             0.3           0.0                    1.4
  $  5001 -  10000     6.6             1.2           0.2                    3.1
  $ 10001 -  15000     8.1             2.4           0.7                    5.5
  $ 15001 -  20000     6.8             2.8           1.2                    5.1
  $ 20001 -  25000     6.4             3.4           1.8                    5.5
  $ 25001 -  30000     7.1             4.6           3.0                    6.4
  $ 30001 -  35000     8.3             6.4           4.3                    8.6
  $ 35001 -  40000     6.7             6.0           4.3                    7.5
  $ 40001 -  45000     7.5             7.6           5.8                    8.9
  $ 45001 -  50000     6.7             7.5           6.3                    8.1
  $ 50001 -  75000    20.8            29.7          27.9                   25.5
  $ 75001 - 100000     6.2            12.5          14.4                    8.6
  $100001 - 250000     3.6            11.7          19.7                    5.1
  OVER $250,000        0.5             4.1          10.3                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,724           $87                   2.29
  $     1  -  5000                  $2,714           $21                   1.09
  $  5001 -  10000                  $7,567          $131                   1.67
  $ 10001 -  15000                 $12,511          $342                   2.42
  $ 15001 -  20000                 $17,468          $725                   2.66
  $ 20001 -  25000                 $22,424        $1,155                   3.10
  $ 25001 -  30000                 $27,618        $1,739                   3.21
  $ 30001 -  35000                 $32,583        $2,150                   3.71
  $ 35001 -  40000                 $37,470        $2,631                   3.98
  $ 40001 -  45000                 $42,543        $3,182                   4.22
  $ 45001 -  50000                 $47,447        $3,849                   4.31
  $ 50001 -  75000                 $60,160        $5,488                   4.38
  $ 75001 - 100000                 $85,403        $9,519                   4.95
  $100001 - 250000                $138,320       $22,597                   5.12
  OVER $250,000                   $352,391       $85,814                   4.54

                    ______________________________________________________________
  TOTAL                            $42,000        $4,083                   3.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PRICE UT
                        _________________________________________________
  UNDER $1              39       $-445,477          $529     -0.12           82
  $     1  -  5000     349        $977,765        $3,614      0.37          514
  $  5001 -  10000     403      $3,020,551       $46,783      1.55          689
  $ 10001 -  15000     337      $4,153,170      $116,851      2.81          689
  $ 15001 -  20000     345      $6,018,708      $296,262      4.92          789
  $ 20001 -  25000     272      $6,121,411      $374,286      6.11          739
  $ 25001 -  30000     273      $7,479,015      $568,144      7.60          746
  $ 30001 -  35000     221      $7,185,072      $592,687      8.25          670
  $ 35001 -  40000     213      $7,974,548      $700,284      8.78          682
  $ 40001 -  45000     242     $10,283,227      $977,498      9.51          798
  $ 45001 -  50000     198      $9,406,810      $912,575      9.70          686
  $ 50001 -  75000     726     $44,300,631    $4,906,161     11.07         2741
  $ 75001 - 100000     238     $20,196,715    $2,721,190     13.47          983
  $100001 - 250000     113     $14,604,493    $2,483,158     17.00          492
  OVER $250,000         11      $4,714,286    $1,336,895     28.36           43

                    ______________________________________________________________
  TOTAL               3980    $145,990,925   $16,036,917     10.98        11343
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -0.3           0.0                    0.7
  $     1  -  5000     8.8             0.7           0.0                    4.5
  $  5001 -  10000    10.1             2.1           0.3                    6.1
  $ 10001 -  15000     8.5             2.8           0.7                    6.1
  $ 15001 -  20000     8.7             4.1           1.8                    7.0
  $ 20001 -  25000     6.8             4.2           2.3                    6.5
  $ 25001 -  30000     6.9             5.1           3.5                    6.6
  $ 30001 -  35000     5.6             4.9           3.7                    5.9
  $ 35001 -  40000     5.4             5.5           4.4                    6.0
  $ 40001 -  45000     6.1             7.0           6.1                    7.0
  $ 45001 -  50000     5.0             6.4           5.7                    6.0
  $ 50001 -  75000    18.2            30.3          30.6                   24.2
  $ 75001 - 100000     6.0            13.8          17.0                    8.7
  $100001 - 250000     2.8            10.0          15.5                    4.3
  OVER $250,000        0.3             3.2           8.3                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-11,422           $14                   2.10
  $     1  -  5000                  $2,802           $10                   1.47
  $  5001 -  10000                  $7,495          $116                   1.71
  $ 10001 -  15000                 $12,324          $347                   2.04
  $ 15001 -  20000                 $17,446          $859                   2.29
  $ 20001 -  25000                 $22,505        $1,376                   2.72
  $ 25001 -  30000                 $27,396        $2,081                   2.73
  $ 30001 -  35000                 $32,512        $2,682                   3.03
  $ 35001 -  40000                 $37,439        $3,288                   3.20
  $ 40001 -  45000                 $42,493        $4,039                   3.30
  $ 45001 -  50000                 $47,509        $4,609                   3.46
  $ 50001 -  75000                 $61,020        $6,758                   3.78
  $ 75001 - 100000                 $84,860       $11,434                   4.13
  $100001 - 250000                $129,243       $21,975                   4.35
  OVER $250,000                   $428,571      $121,536                   3.91

                    ______________________________________________________________
  TOTAL                            $36,681        $4,029                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PROVIDENCE UT
                        _________________________________________________
  UNDER $ 5,000         39         $85,360        $1,257      1.47           45
  $  5001 -  10000      54        $426,385        $7,864      1.84           92
  $ 10001 -  15000      76        $941,421       $30,856      3.28          132
  $ 15001 -  20000      60      $1,066,255       $58,690      5.50          127
  $ 20001 -  25000      59      $1,334,329       $68,787      5.16          176
  $ 25001 -  30000      51      $1,399,372       $87,992      6.29          161
  $ 30001 -  35000      59      $1,897,697      $137,618      7.25          217
  $ 35001 -  40000      67      $2,519,523      $193,787      7.69          246
  $ 40001 -  45000      67      $2,859,430      $200,404      7.01          306
  $ 45001 -  50000      65      $3,092,829      $258,146      8.35          254
  $ 50001 -  75000     259     $15,738,716    $1,457,760      9.26         1121
  $ 75001 - 100000     108      $9,223,261    $1,073,790     11.64          489
  $100001 - 250000      83     $11,974,077    $2,078,382     17.36          350
  OVER $250,000         10      $5,042,373    $1,380,134     27.37           53

                    ______________________________________________________________
  TOTAL               1057     $57,601,028    $7,035,467     12.21         3769
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.7             0.1           0.0                    1.2
  $  5001 -  10000     5.1             0.7           0.1                    2.4
  $ 10001 -  15000     7.2             1.6           0.4                    3.5
  $ 15001 -  20000     5.7             1.9           0.8                    3.4
  $ 20001 -  25000     5.6             2.3           1.0                    4.7
  $ 25001 -  30000     4.8             2.4           1.3                    4.3
  $ 30001 -  35000     5.6             3.3           2.0                    5.8
  $ 35001 -  40000     6.3             4.4           2.8                    6.5
  $ 40001 -  45000     6.3             5.0           2.8                    8.1
  $ 45001 -  50000     6.1             5.4           3.7                    6.7
  $ 50001 -  75000    24.5            27.3          20.7                   29.7
  $ 75001 - 100000    10.2            16.0          15.3                   13.0
  $100001 - 250000     7.9            20.8          29.5                    9.3
  OVER $250,000        0.9             8.8          19.6                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,189           $32                   1.15
  $  5001 -  10000                  $7,896          $146                   1.70
  $ 10001 -  15000                 $12,387          $406                   1.74
  $ 15001 -  20000                 $17,771          $978                   2.12
  $ 20001 -  25000                 $22,616        $1,166                   2.98
  $ 25001 -  30000                 $27,439        $1,725                   3.16
  $ 30001 -  35000                 $32,164        $2,333                   3.68
  $ 35001 -  40000                 $37,605        $2,892                   3.67
  $ 40001 -  45000                 $42,678        $2,991                   4.57
  $ 45001 -  50000                 $47,582        $3,971                   3.91
  $ 50001 -  75000                 $60,767        $5,628                   4.33
  $ 75001 - 100000                 $85,401        $9,943                   4.53
  $100001 - 250000                $144,266       $25,041                   4.22
  OVER $250,000                   $504,237      $138,013                   5.30

                    ______________________________________________________________
  TOTAL                            $54,495        $6,656                   3.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      PROVO UT
                        _________________________________________________
  UNDER $1             233     $-9,000,952       $15,011     -0.17          461
  $     1  -  5000    3436     $10,084,761       $52,887      0.52         3103
  $  5001 -  10000    4321     $32,021,309      $638,759      1.99         6309
  $ 10001 -  15000    3646     $45,321,392    $1,531,770      3.38         7255
  $ 15001 -  20000    2949     $51,123,091    $2,603,834      5.09         6721
  $ 20001 -  25000    2211     $49,497,490    $3,123,384      6.31         5648
  $ 25001 -  30000    1751     $48,060,028    $3,448,698      7.18         4877
  $ 30001 -  35000    1400     $45,455,246    $3,537,165      7.78         4302
  $ 35001 -  40000    1099     $41,098,247    $3,393,768      8.26         3632
  $ 40001 -  45000     905     $38,382,636    $3,345,029      8.71         3075
  $ 45001 -  50000     716     $33,915,246    $2,979,486      8.79         2647
  $ 50001 -  75000    2231    $135,656,210   $13,139,031      9.69         8934
  $ 75001 - 100000     963     $82,386,285    $9,620,072     11.68         4217
  $100001 - 250000     835    $116,891,055   $18,848,993     16.13         3782
  OVER $250,000        198    $168,726,436   $43,356,957     25.70          959

                    ______________________________________________________________
  TOTAL              26894    $889,618,480  $109,634,844     12.32        65922
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.0           0.0                    0.7
  $     1  -  5000    12.8             1.1           0.0                    4.7
  $  5001 -  10000    16.1             3.6           0.6                    9.6
  $ 10001 -  15000    13.6             5.1           1.4                   11.0
  $ 15001 -  20000    11.0             5.7           2.4                   10.2
  $ 20001 -  25000     8.2             5.6           2.8                    8.6
  $ 25001 -  30000     6.5             5.4           3.1                    7.4
  $ 30001 -  35000     5.2             5.1           3.2                    6.5
  $ 35001 -  40000     4.1             4.6           3.1                    5.5
  $ 40001 -  45000     3.4             4.3           3.1                    4.7
  $ 45001 -  50000     2.7             3.8           2.7                    4.0
  $ 50001 -  75000     8.3            15.2          12.0                   13.6
  $ 75001 - 100000     3.6             9.3           8.8                    6.4
  $100001 - 250000     3.1            13.1          17.2                    5.7
  OVER $250,000        0.7            19.0          39.5                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-38,631           $64                   1.98
  $     1  -  5000                  $2,935           $15                   0.90
  $  5001 -  10000                  $7,411          $148                   1.46
  $ 10001 -  15000                 $12,430          $420                   1.99
  $ 15001 -  20000                 $17,336          $883                   2.28
  $ 20001 -  25000                 $22,387        $1,413                   2.55
  $ 25001 -  30000                 $27,447        $1,970                   2.79
  $ 30001 -  35000                 $32,468        $2,527                   3.07
  $ 35001 -  40000                 $37,396        $3,088                   3.30
  $ 40001 -  45000                 $42,412        $3,696                   3.40
  $ 45001 -  50000                 $47,368        $4,161                   3.70
  $ 50001 -  75000                 $60,805        $5,889                   4.00
  $ 75001 - 100000                 $85,552        $9,990                   4.38
  $100001 - 250000                $139,989       $22,574                   4.53
  OVER $250,000                   $852,154      $218,975                   4.84

                    ______________________________________________________________
  TOTAL                            $33,079        $4,077                   2.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RICHFIELD UT
                        _________________________________________________
  UNDER $1              13       $-823,718          $850     -0.10           32
  $     1  -  5000     158        $441,241        $1,981      0.45          194
  $  5001 -  10000     203      $1,583,172       $26,648      1.68          357
  $ 10001 -  15000     210      $2,624,619       $57,531      2.19          518
  $ 15001 -  20000     167      $2,920,081      $126,759      4.34          426
  $ 20001 -  25000     172      $3,876,756      $215,262      5.55          505
  $ 25001 -  30000     130      $3,566,584      $231,603      6.49          411
  $ 30001 -  35000     111      $3,599,037      $249,821      6.94          395
  $ 35001 -  40000     114      $4,284,259      $352,765      8.23          378
  $ 40001 -  45000     103      $4,388,835      $370,204      8.44          391
  $ 45001 -  50000      88      $4,200,301      $386,048      9.19          331
  $ 50001 -  75000     316     $19,105,986    $1,911,690     10.01         1309
  $ 75001 - 100000      92      $7,841,048      $951,384     12.13          411
  OVER $100,000         76     $11,841,374    $2,169,110     18.32          399

                    ______________________________________________________________
  TOTAL               1953     $69,449,575    $7,051,656     10.15         6057
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -1.2           0.0                    0.5
  $     1  -  5000     8.1             0.6           0.0                    3.2
  $  5001 -  10000    10.4             2.3           0.4                    5.9
  $ 10001 -  15000    10.8             3.8           0.8                    8.6
  $ 15001 -  20000     8.6             4.2           1.8                    7.0
  $ 20001 -  25000     8.8             5.6           3.1                    8.3
  $ 25001 -  30000     6.7             5.1           3.3                    6.8
  $ 30001 -  35000     5.7             5.2           3.5                    6.5
  $ 35001 -  40000     5.8             6.2           5.0                    6.2
  $ 40001 -  45000     5.3             6.3           5.2                    6.5
  $ 45001 -  50000     4.5             6.0           5.5                    5.5
  $ 50001 -  75000    16.2            27.5          27.1                   21.6
  $ 75001 - 100000     4.7            11.3          13.5                    6.8
  OVER $100,000        3.9            17.1          30.8                    6.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-63,363           $65                   2.46
  $     1  -  5000                  $2,793           $13                   1.23
  $  5001 -  10000                  $7,799          $131                   1.76
  $ 10001 -  15000                 $12,498          $274                   2.47
  $ 15001 -  20000                 $17,486          $759                   2.55
  $ 20001 -  25000                 $22,539        $1,252                   2.94
  $ 25001 -  30000                 $27,435        $1,782                   3.16
  $ 30001 -  35000                 $32,424        $2,251                   3.56
  $ 35001 -  40000                 $37,581        $3,094                   3.32
  $ 40001 -  45000                 $42,610        $3,594                   3.80
  $ 45001 -  50000                 $47,731        $4,387                   3.76
  $ 50001 -  75000                 $60,462        $6,050                   4.14
  $ 75001 - 100000                 $85,229       $10,341                   4.47
  OVER $100,000                   $155,808       $28,541                   5.25

                    ______________________________________________________________
  TOTAL                            $35,560        $3,611                   3.10
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RIVERDALE UT
                        _________________________________________________
  UNDER $ 5,000         90        $235,735        $1,680      0.71           95
  $  5001 -  10000      87        $675,363       $14,180      2.10          137
  $ 10001 -  15000     111      $1,391,479       $67,270      4.83          185
  $ 15001 -  20000     128      $2,246,152      $137,016      6.10          266
  $ 20001 -  25000     121      $2,735,771      $196,189      7.17          283
  $ 25001 -  30000     127      $3,480,506      $277,718      7.98          320
  $ 30001 -  35000      94      $3,045,309      $251,917      8.27          266
  $ 35001 -  40000      74      $2,748,098      $251,414      9.15          218
  $ 40001 -  45000      77      $3,260,077      $309,336      9.49          241
  $ 45001 -  50000      69      $3,256,992      $311,099      9.55          225
  $ 50001 -  75000     233     $14,129,578    $1,545,834     10.94          791
  $ 75001 - 100000      84      $7,035,794      $884,294     12.57          339
  OVER $100,000         36     $11,622,610    $3,581,412     30.81          136

                    ______________________________________________________________
  TOTAL               1331     $55,863,464    $7,829,359     14.02         3502
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.8             0.4           0.0                    2.7
  $  5001 -  10000     6.5             1.2           0.2                    3.9
  $ 10001 -  15000     8.3             2.5           0.9                    5.3
  $ 15001 -  20000     9.6             4.0           1.8                    7.6
  $ 20001 -  25000     9.1             4.9           2.5                    8.1
  $ 25001 -  30000     9.5             6.2           3.5                    9.1
  $ 30001 -  35000     7.1             5.5           3.2                    7.6
  $ 35001 -  40000     5.6             4.9           3.2                    6.2
  $ 40001 -  45000     5.8             5.8           4.0                    6.9
  $ 45001 -  50000     5.2             5.8           4.0                    6.4
  $ 50001 -  75000    17.5            25.3          19.7                   22.6
  $ 75001 - 100000     6.3            12.6          11.3                    9.7
  OVER $100,000        2.7            20.8          45.7                    3.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,619           $19                   1.06
  $  5001 -  10000                  $7,763          $163                   1.57
  $ 10001 -  15000                 $12,536          $606                   1.67
  $ 15001 -  20000                 $17,548        $1,070                   2.08
  $ 20001 -  25000                 $22,610        $1,621                   2.34
  $ 25001 -  30000                 $27,406        $2,187                   2.52
  $ 30001 -  35000                 $32,397        $2,680                   2.83
  $ 35001 -  40000                 $37,136        $3,397                   2.95
  $ 40001 -  45000                 $42,339        $4,017                   3.13
  $ 45001 -  50000                 $47,203        $4,509                   3.26
  $ 50001 -  75000                 $60,642        $6,634                   3.39
  $ 75001 - 100000                 $83,759       $10,527                   4.04
  OVER $100,000                   $322,850       $99,484                   3.78

                    ______________________________________________________________
  TOTAL                            $41,971        $5,882                   2.63
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      RIVERTON UT
                        _________________________________________________
  UNDER $1              24       $-204,201        $4,774     -2.34           77
  $     1  -  5000     219        $582,938        $3,336      0.57          173
  $  5001 -  10000     260      $1,935,967       $40,597      2.10          390
  $ 10001 -  15000     279      $3,460,124      $116,520      3.37          595
  $ 15001 -  20000     290      $5,104,879      $233,323      4.57          730
  $ 20001 -  25000     276      $6,208,505      $347,438      5.60          771
  $ 25001 -  30000     301      $8,339,646      $498,412      5.98          986
  $ 30001 -  35000     350     $11,434,733      $727,193      6.36         1319
  $ 35001 -  40000     403     $15,115,005    $1,080,967      7.15         1507
  $ 40001 -  45000     471     $20,038,078    $1,518,784      7.58         1896
  $ 45001 -  50000     487     $23,105,051    $1,832,552      7.93         1984
  $ 50001 -  75000    1534     $92,851,618    $8,552,260      9.21         6487
  $ 75001 - 100000     469     $39,604,263    $4,668,614     11.79         2040
  $100001 - 250000     208     $26,466,579    $4,232,741     15.99          979
  OVER $250,000         13      $7,666,231    $2,288,986     29.86           50

                    ______________________________________________________________
  TOTAL               5584    $261,709,416   $26,146,497      9.99        19984
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.1           0.0                    0.4
  $     1  -  5000     3.9             0.2           0.0                    0.9
  $  5001 -  10000     4.7             0.7           0.2                    2.0
  $ 10001 -  15000     5.0             1.3           0.4                    3.0
  $ 15001 -  20000     5.2             2.0           0.9                    3.7
  $ 20001 -  25000     4.9             2.4           1.3                    3.9
  $ 25001 -  30000     5.4             3.2           1.9                    4.9
  $ 30001 -  35000     6.3             4.4           2.8                    6.6
  $ 35001 -  40000     7.2             5.8           4.1                    7.5
  $ 40001 -  45000     8.4             7.7           5.8                    9.5
  $ 45001 -  50000     8.7             8.8           7.0                    9.9
  $ 50001 -  75000    27.5            35.5          32.7                   32.5
  $ 75001 - 100000     8.4            15.1          17.9                   10.2
  $100001 - 250000     3.7            10.1          16.2                    4.9
  OVER $250,000        0.2             2.9           8.8                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-8,508          $199                   3.21
  $     1  -  5000                  $2,662           $15                   0.79
  $  5001 -  10000                  $7,446          $156                   1.50
  $ 10001 -  15000                 $12,402          $418                   2.13
  $ 15001 -  20000                 $17,603          $805                   2.52
  $ 20001 -  25000                 $22,495        $1,259                   2.79
  $ 25001 -  30000                 $27,706        $1,656                   3.28
  $ 30001 -  35000                 $32,671        $2,078                   3.77
  $ 35001 -  40000                 $37,506        $2,682                   3.74
  $ 40001 -  45000                 $42,544        $3,225                   4.03
  $ 45001 -  50000                 $47,444        $3,763                   4.07
  $ 50001 -  75000                 $60,529        $5,575                   4.23
  $ 75001 - 100000                 $84,444        $9,954                   4.35
  $100001 - 250000                $127,243       $20,350                   4.71
  OVER $250,000                   $589,710      $176,076                   3.85

                    ______________________________________________________________
  TOTAL                            $46,868        $4,682                   3.58
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ROOSEVELT UT
                        _________________________________________________
  UNDER $1              44     $-1,453,029        $4,477     -0.31          111
  $     1  -  5000     225        $616,440        $2,809      0.46          362
  $  5001 -  10000     200      $1,506,020       $24,428      1.62          419
  $ 10001 -  15000     209      $2,629,130       $68,180      2.59          545
  $ 15001 -  20000     191      $3,344,057      $124,808      3.73          607
  $ 20001 -  25000     199      $4,447,896      $217,475      4.89          681
  $ 25001 -  30000     197      $5,428,989      $340,988      6.28          708
  $ 30001 -  35000     167      $5,419,057      $390,004      7.20          629
  $ 35001 -  40000     129      $4,820,530      $381,377      7.91          522
  $ 40001 -  45000     109      $4,614,504      $382,412      8.29          445
  $ 45001 -  50000      92      $4,360,442      $368,461      8.45          396
  $ 50001 -  75000     242     $14,380,301    $1,393,609      9.69         1118
  $ 75001 - 100000      74      $6,282,001      $662,007     10.54          457
  OVER $100,000         61      $9,220,825    $1,335,832     14.49          513

                    ______________________________________________________________
  TOTAL               2139     $65,617,163    $5,696,867      8.68         7513
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.1            -2.2           0.1                    1.5
  $     1  -  5000    10.5             0.9           0.0                    4.8
  $  5001 -  10000     9.4             2.3           0.4                    5.6
  $ 10001 -  15000     9.8             4.0           1.2                    7.3
  $ 15001 -  20000     8.9             5.1           2.2                    8.1
  $ 20001 -  25000     9.3             6.8           3.8                    9.1
  $ 25001 -  30000     9.2             8.3           6.0                    9.4
  $ 30001 -  35000     7.8             8.3           6.8                    8.4
  $ 35001 -  40000     6.0             7.3           6.7                    6.9
  $ 40001 -  45000     5.1             7.0           6.7                    5.9
  $ 45001 -  50000     4.3             6.6           6.5                    5.3
  $ 50001 -  75000    11.3            21.9          24.5                   14.9
  $ 75001 - 100000     3.5             9.6          11.6                    6.1
  OVER $100,000        2.9            14.1          23.4                    6.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,023          $102                   2.52
  $     1  -  5000                  $2,740           $12                   1.61
  $  5001 -  10000                  $7,530          $122                   2.10
  $ 10001 -  15000                 $12,580          $326                   2.61
  $ 15001 -  20000                 $17,508          $653                   3.18
  $ 20001 -  25000                 $22,351        $1,093                   3.42
  $ 25001 -  30000                 $27,558        $1,731                   3.59
  $ 30001 -  35000                 $32,449        $2,335                   3.77
  $ 35001 -  40000                 $37,368        $2,956                   4.05
  $ 40001 -  45000                 $42,335        $3,508                   4.08
  $ 45001 -  50000                 $47,396        $4,005                   4.30
  $ 50001 -  75000                 $59,423        $5,759                   4.62
  $ 75001 - 100000                 $84,892        $8,946                   6.18
  OVER $100,000                   $151,161       $21,899                   8.41

                    ______________________________________________________________
  TOTAL                            $30,677        $2,663                   3.51
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ROY UT
                        _________________________________________________
  UNDER $1              44       $-552,380          $701     -0.13           80
  $     1  -  5000     438      $1,185,037        $5,131      0.43          413
  $  5001 -  10000     565      $4,322,423       $87,704      2.03          783
  $ 10001 -  15000     676      $8,493,340      $338,375      3.98         1205
  $ 15001 -  20000     732     $12,826,834      $691,990      5.39         1542
  $ 20001 -  25000     837     $18,867,381    $1,247,582      6.61         2009
  $ 25001 -  30000     771     $21,198,487    $1,607,120      7.58         1999
  $ 30001 -  35000     816     $26,450,860    $2,107,806      7.97         2400
  $ 35001 -  40000     808     $30,268,551    $2,563,544      8.47         2559
  $ 40001 -  45000     758     $32,151,722    $2,875,267      8.94         2488
  $ 45001 -  50000     680     $32,274,907    $2,984,089      9.25         2331
  $ 50001 -  75000    2101    $127,443,826   $13,245,623     10.39         7772
  $ 75001 - 100000     565     $47,768,164    $6,046,314     12.66         2290
  $100001 - 250000     214     $26,686,475    $4,242,673     15.90          939
  OVER $250,000         17      $7,148,596    $2,098,348     29.35           72

                    ______________________________________________________________
  TOTAL              10022    $396,534,223   $40,142,267     10.12        28882
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.1           0.0                    0.3
  $     1  -  5000     4.4             0.3           0.0                    1.4
  $  5001 -  10000     5.6             1.1           0.2                    2.7
  $ 10001 -  15000     6.7             2.1           0.8                    4.2
  $ 15001 -  20000     7.3             3.2           1.7                    5.3
  $ 20001 -  25000     8.4             4.8           3.1                    7.0
  $ 25001 -  30000     7.7             5.3           4.0                    6.9
  $ 30001 -  35000     8.1             6.7           5.3                    8.3
  $ 35001 -  40000     8.1             7.6           6.4                    8.9
  $ 40001 -  45000     7.6             8.1           7.2                    8.6
  $ 45001 -  50000     6.8             8.1           7.4                    8.1
  $ 50001 -  75000    21.0            32.1          33.0                   26.9
  $ 75001 - 100000     5.6            12.0          15.1                    7.9
  $100001 - 250000     2.1             6.7          10.6                    3.3
  OVER $250,000        0.2             1.8           5.2                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,554           $16                   1.82
  $     1  -  5000                  $2,706           $12                   0.94
  $  5001 -  10000                  $7,650          $155                   1.39
  $ 10001 -  15000                 $12,564          $501                   1.78
  $ 15001 -  20000                 $17,523          $945                   2.11
  $ 20001 -  25000                 $22,542        $1,491                   2.40
  $ 25001 -  30000                 $27,495        $2,084                   2.59
  $ 30001 -  35000                 $32,415        $2,583                   2.94
  $ 35001 -  40000                 $37,461        $3,173                   3.17
  $ 40001 -  45000                 $42,417        $3,793                   3.28
  $ 45001 -  50000                 $47,463        $4,388                   3.43
  $ 50001 -  75000                 $60,659        $6,304                   3.70
  $ 75001 - 100000                 $84,545       $10,701                   4.05
  $100001 - 250000                $124,703       $19,826                   4.39
  OVER $250,000                   $420,506      $123,432                   4.24

                    ______________________________________________________________
  TOTAL                            $39,566        $4,005                   2.88
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      S JORDAN UT
                        _________________________________________________
  UNDER $1              27       $-823,831        $1,466     -0.18           87
  $     1  -  5000     350        $924,594       $26,149      2.83          152
  $  5001 -  10000     298      $2,190,714       $63,208      2.89          326
  $ 10001 -  15000     240      $2,986,979      $135,860      4.55          348
  $ 15001 -  20000     255      $4,426,814      $227,714      5.14          537
  $ 20001 -  25000     197      $4,398,300      $251,624      5.72          540
  $ 25001 -  30000     196      $5,401,229      $346,752      6.42          570
  $ 30001 -  35000     224      $7,249,904      $429,833      5.93          802
  $ 35001 -  40000     229      $8,575,035      $585,631      6.83          877
  $ 40001 -  45000     262     $11,134,203      $804,656      7.23         1035
  $ 45001 -  50000     265     $12,617,166      $868,497      6.88         1283
  $ 50001 -  75000    1348     $83,610,808    $7,258,461      8.68         6096
  $ 75001 - 100000     675     $57,736,575    $6,439,015     11.15         3182
  $100001 - 250000     427     $56,541,619    $8,829,910     15.62         2083
  OVER $250,000         43     $19,108,669    $5,533,361     28.96          194

                    ______________________________________________________________
  TOTAL               5036    $276,078,778   $31,802,137     11.52        18112
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.3           0.0                    0.5
  $     1  -  5000     6.9             0.3           0.1                    0.8
  $  5001 -  10000     5.9             0.8           0.2                    1.8
  $ 10001 -  15000     4.8             1.1           0.4                    1.9
  $ 15001 -  20000     5.1             1.6           0.7                    3.0
  $ 20001 -  25000     3.9             1.6           0.8                    3.0
  $ 25001 -  30000     3.9             2.0           1.1                    3.1
  $ 30001 -  35000     4.4             2.6           1.4                    4.4
  $ 35001 -  40000     4.5             3.1           1.8                    4.8
  $ 40001 -  45000     5.2             4.0           2.5                    5.7
  $ 45001 -  50000     5.3             4.6           2.7                    7.1
  $ 50001 -  75000    26.8            30.3          22.8                   33.7
  $ 75001 - 100000    13.4            20.9          20.2                   17.6
  $100001 - 250000     8.5            20.5          27.8                   11.5
  OVER $250,000        0.9             6.9          17.4                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-30,512           $54                   3.22
  $     1  -  5000                  $2,642           $75                   0.43
  $  5001 -  10000                  $7,351          $212                   1.09
  $ 10001 -  15000                 $12,446          $566                   1.45
  $ 15001 -  20000                 $17,360          $893                   2.11
  $ 20001 -  25000                 $22,326        $1,277                   2.74
  $ 25001 -  30000                 $27,557        $1,769                   2.91
  $ 30001 -  35000                 $32,366        $1,919                   3.58
  $ 35001 -  40000                 $37,446        $2,557                   3.83
  $ 40001 -  45000                 $42,497        $3,071                   3.95
  $ 45001 -  50000                 $47,612        $3,277                   4.84
  $ 50001 -  75000                 $62,026        $5,385                   4.52
  $ 75001 - 100000                 $85,536        $9,539                   4.71
  $100001 - 250000                $132,416       $20,679                   4.88
  OVER $250,000                   $444,388      $128,683                   4.51

                    ______________________________________________________________
  TOTAL                            $54,821        $6,315                   3.60
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      S OGDEN UT
                        _________________________________________________
  UNDER $ 5,000         36          $3,023          $297      9.82           50
  $  5001 -  10000      43        $311,171        $6,067      1.95           56
  $ 10001 -  15000      73        $923,900       $40,227      4.35          117
  $ 15001 -  20000      91      $1,593,977       $85,634      5.37          201
  $ 20001 -  25000      84      $1,908,533      $129,045      6.76          199
  $ 25001 -  30000      79      $2,174,253      $153,663      7.07          212
  $ 30001 -  35000      76      $2,457,430      $194,985      7.93          198
  $ 35001 -  40000      45      $1,675,137      $132,116      7.89          158
  $ 40001 -  45000      62      $2,634,202      $271,519     10.31          162
  $ 45001 -  50000      49      $2,319,294      $223,909      9.65          162
  $ 50001 -  75000     197     $12,189,306    $1,271,982     10.44          667
  $ 75001 - 100000      85      $7,210,902      $972,834     13.49          285
  OVER $100,000         59      $7,786,874    $1,345,255     17.28          217

                    ______________________________________________________________
  TOTAL                979     $43,188,002    $4,827,533     11.18         2684
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.7             0.0           0.0                    1.9
  $  5001 -  10000     4.4             0.7           0.1                    2.1
  $ 10001 -  15000     7.5             2.1           0.8                    4.4
  $ 15001 -  20000     9.3             3.7           1.8                    7.5
  $ 20001 -  25000     8.6             4.4           2.7                    7.4
  $ 25001 -  30000     8.1             5.0           3.2                    7.9
  $ 30001 -  35000     7.8             5.7           4.0                    7.4
  $ 35001 -  40000     4.6             3.9           2.7                    5.9
  $ 40001 -  45000     6.3             6.1           5.6                    6.0
  $ 45001 -  50000     5.0             5.4           4.6                    6.0
  $ 50001 -  75000    20.1            28.2          26.3                   24.9
  $ 75001 - 100000     8.7            16.7          20.2                   10.6
  OVER $100,000        6.0            18.0          27.9                    8.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                        $84            $8                   1.39
  $  5001 -  10000                  $7,237          $141                   1.30
  $ 10001 -  15000                 $12,656          $551                   1.60
  $ 15001 -  20000                 $17,516          $941                   2.21
  $ 20001 -  25000                 $22,721        $1,536                   2.37
  $ 25001 -  30000                 $27,522        $1,945                   2.68
  $ 30001 -  35000                 $32,335        $2,566                   2.61
  $ 35001 -  40000                 $37,225        $2,936                   3.51
  $ 40001 -  45000                 $42,487        $4,379                   2.61
  $ 45001 -  50000                 $47,333        $4,570                   3.31
  $ 50001 -  75000                 $61,875        $6,457                   3.39
  $ 75001 - 100000                 $84,834       $11,445                   3.35
  OVER $100,000                   $131,981       $22,801                   3.68

                    ______________________________________________________________
  TOTAL                            $44,114        $4,931                   2.74
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SALEM UT
                        _________________________________________________
  UNDER $1              11       $-140,229            $0      0.00           20
  $     1  -  5000      81        $212,935          $723      0.34           61
  $  5001 -  10000      86        $653,657       $15,353      2.35          124
  $ 10001 -  15000     103      $1,300,193       $43,873      3.37          237
  $ 15001 -  20000      82      $1,447,579       $61,796      4.27          203
  $ 20001 -  25000      68      $1,534,404       $65,730      4.28          236
  $ 25001 -  30000      71      $1,948,282      $121,594      6.24          239
  $ 30001 -  35000      92      $2,980,426      $199,549      6.70          322
  $ 35001 -  40000      85      $3,184,146      $228,509      7.18          356
  $ 40001 -  45000      82      $3,464,444      $268,101      7.74          301
  $ 45001 -  50000      73      $3,438,019      $267,765      7.79          324
  $ 50001 -  75000     224     $13,439,468    $1,216,981      9.06          993
  $ 75001 - 100000      54      $4,592,747      $507,552     11.05          301
  $100001 - 250000      57      $7,667,755    $1,183,751     15.44          298
  OVER $250,000         10      $5,059,083    $1,398,759     27.65           65

                    ______________________________________________________________
  TOTAL               1179     $50,782,909    $5,580,036     10.99         4080
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.3           0.0                    0.5
  $     1  -  5000     6.9             0.4           0.0                    1.5
  $  5001 -  10000     7.3             1.3           0.3                    3.0
  $ 10001 -  15000     8.7             2.6           0.8                    5.8
  $ 15001 -  20000     7.0             2.9           1.1                    5.0
  $ 20001 -  25000     5.8             3.0           1.2                    5.8
  $ 25001 -  30000     6.0             3.8           2.2                    5.9
  $ 30001 -  35000     7.8             5.9           3.6                    7.9
  $ 35001 -  40000     7.2             6.3           4.1                    8.7
  $ 40001 -  45000     7.0             6.8           4.8                    7.4
  $ 45001 -  50000     6.2             6.8           4.8                    7.9
  $ 50001 -  75000    19.0            26.5          21.8                   24.3
  $ 75001 - 100000     4.6             9.0           9.1                    7.4
  $100001 - 250000     4.8            15.1          21.2                    7.3
  OVER $250,000        0.8            10.0          25.1                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,748            $0                   1.82
  $     1  -  5000                  $2,629            $9                   0.75
  $  5001 -  10000                  $7,601          $179                   1.44
  $ 10001 -  15000                 $12,623          $426                   2.30
  $ 15001 -  20000                 $17,653          $754                   2.48
  $ 20001 -  25000                 $22,565          $967                   3.47
  $ 25001 -  30000                 $27,441        $1,713                   3.37
  $ 30001 -  35000                 $32,396        $2,169                   3.50
  $ 35001 -  40000                 $37,461        $2,688                   4.19
  $ 40001 -  45000                 $42,249        $3,270                   3.67
  $ 45001 -  50000                 $47,096        $3,668                   4.44
  $ 50001 -  75000                 $59,998        $5,433                   4.43
  $ 75001 - 100000                 $85,051        $9,399                   5.57
  $100001 - 250000                $134,522       $20,768                   5.23
  OVER $250,000                   $505,908      $139,876                   6.50

                    ______________________________________________________________
  TOTAL                            $43,073        $4,733                   3.46
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SALT LAKE CITY UT
                        _________________________________________________
  UNDER $1            1088    $-80,311,035      $779,347     -0.97         1952
  $     1  -  5000    8715     $24,334,511      $133,373      0.55         9773
  $  5001 -  10000   13045     $99,290,360    $2,018,031      2.03        18709
  $ 10001 -  15000   15054    $188,644,368    $8,524,789      4.52        25206
  $ 15001 -  20000   14111    $245,890,632   $15,346,371      6.24        26509
  $ 20001 -  25000   11994    $268,840,116   $20,140,554      7.49        24459
  $ 25001 -  30000   10114    $277,537,936   $22,846,213      8.23        22513
  $ 30001 -  35000    8681    $281,484,428   $25,184,023      8.95        20634
  $ 35001 -  40000    7672    $287,452,592   $27,326,007      9.51        19615
  $ 40001 -  45000    6516    $276,280,996   $27,516,962      9.96        17552
  $ 45001 -  50000    5501    $260,871,972   $26,666,329     10.22        15896
  $ 50001 -  75000   17608  $1,072,628,398  $119,711,997     11.16        56282
  $ 75001 - 100000    7702    $660,235,372   $88,121,445     13.35        27146
  $100001 - 250000    7687  $1,096,651,679  $196,691,031     17.94        27961
  OVER $250,000       1727  $1,126,383,435  $318,945,895     28.32         6311

                    ______________________________________________________________
  TOTAL             137215  $6,086,215,760  $899,952,367     14.79       320518
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -1.3           0.1                    0.6
  $     1  -  5000     6.4             0.4           0.0                    3.0
  $  5001 -  10000     9.5             1.6           0.2                    5.8
  $ 10001 -  15000    11.0             3.1           0.9                    7.9
  $ 15001 -  20000    10.3             4.0           1.7                    8.3
  $ 20001 -  25000     8.7             4.4           2.2                    7.6
  $ 25001 -  30000     7.4             4.6           2.5                    7.0
  $ 30001 -  35000     6.3             4.6           2.8                    6.4
  $ 35001 -  40000     5.6             4.7           3.0                    6.1
  $ 40001 -  45000     4.7             4.5           3.1                    5.5
  $ 45001 -  50000     4.0             4.3           3.0                    5.0
  $ 50001 -  75000    12.8            17.6          13.3                   17.6
  $ 75001 - 100000     5.6            10.8           9.8                    8.5
  $100001 - 250000     5.6            18.0          21.9                    8.7
  OVER $250,000        1.3            18.5          35.4                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-73,815          $716                   1.79
  $     1  -  5000                  $2,792           $15                   1.12
  $  5001 -  10000                  $7,611          $155                   1.43
  $ 10001 -  15000                 $12,531          $566                   1.67
  $ 15001 -  20000                 $17,425        $1,088                   1.88
  $ 20001 -  25000                 $22,415        $1,679                   2.04
  $ 25001 -  30000                 $27,441        $2,259                   2.23
  $ 30001 -  35000                 $32,425        $2,901                   2.38
  $ 35001 -  40000                 $37,468        $3,562                   2.56
  $ 40001 -  45000                 $42,400        $4,223                   2.69
  $ 45001 -  50000                 $47,423        $4,848                   2.89
  $ 50001 -  75000                 $60,917        $6,799                   3.20
  $ 75001 - 100000                 $85,723       $11,441                   3.52
  $100001 - 250000                $142,663       $25,587                   3.64
  OVER $250,000                   $652,220      $184,682                   3.65

                    ______________________________________________________________
  TOTAL                            $44,355        $6,559                   2.34
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANDY UT
                        _________________________________________________
  UNDER $1             192    $-23,255,826       $12,848     -0.06          493
  $     1  -  5000    1585      $4,210,009       $26,199      0.62         1289
  $  5001 -  10000    1684     $12,609,831      $281,533      2.23         2336
  $ 10001 -  15000    1818     $22,792,788      $937,061      4.11         3225
  $ 15001 -  20000    1865     $32,590,125    $1,733,838      5.32         4069
  $ 20001 -  25000    1754     $39,455,563    $2,477,379      6.28         4266
  $ 25001 -  30000    1773     $48,738,254    $3,436,799      7.05         4703
  $ 30001 -  35000    1704     $55,354,329    $4,093,443      7.39         5168
  $ 35001 -  40000    1807     $67,722,590    $5,391,721      7.96         5784
  $ 40001 -  45000    1732     $73,634,701    $6,079,450      8.26         6003
  $ 45001 -  50000    1736     $82,590,748    $7,012,934      8.49         6370
  $ 50001 -  75000    7065    $434,592,306   $42,368,719      9.75        27425
  $ 75001 - 100000    3850    $330,633,311   $39,985,906     12.09        15944
  $100001 - 250000    3242    $447,096,034   $73,990,886     16.55        14144
  OVER $250,000        464    $273,318,547   $79,312,052     29.02         2023

                    ______________________________________________________________
  TOTAL              32271  $1,902,083,310  $267,140,768     14.04       103242
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -1.2           0.0                    0.5
  $     1  -  5000     4.9             0.2           0.0                    1.2
  $  5001 -  10000     5.2             0.7           0.1                    2.3
  $ 10001 -  15000     5.6             1.2           0.4                    3.1
  $ 15001 -  20000     5.8             1.7           0.6                    3.9
  $ 20001 -  25000     5.4             2.1           0.9                    4.1
  $ 25001 -  30000     5.5             2.6           1.3                    4.6
  $ 30001 -  35000     5.3             2.9           1.5                    5.0
  $ 35001 -  40000     5.6             3.6           2.0                    5.6
  $ 40001 -  45000     5.4             3.9           2.3                    5.8
  $ 45001 -  50000     5.4             4.3           2.6                    6.2
  $ 50001 -  75000    21.9            22.8          15.9                   26.6
  $ 75001 - 100000    11.9            17.4          15.0                   15.4
  $100001 - 250000    10.0            23.5          27.7                   13.7
  OVER $250,000        1.4            14.4          29.7                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-121124           $67                   2.57
  $     1  -  5000                  $2,656           $17                   0.81
  $  5001 -  10000                  $7,488          $167                   1.39
  $ 10001 -  15000                 $12,537          $515                   1.77
  $ 15001 -  20000                 $17,475          $930                   2.18
  $ 20001 -  25000                 $22,495        $1,412                   2.43
  $ 25001 -  30000                 $27,489        $1,938                   2.65
  $ 30001 -  35000                 $32,485        $2,402                   3.03
  $ 35001 -  40000                 $37,478        $2,984                   3.20
  $ 40001 -  45000                 $42,514        $3,510                   3.47
  $ 45001 -  50000                 $47,575        $4,040                   3.67
  $ 50001 -  75000                 $61,513        $5,997                   3.88
  $ 75001 - 100000                 $85,879       $10,386                   4.14
  $100001 - 250000                $137,907       $22,823                   4.36
  OVER $250,000                   $589,049      $170,931                   4.36

                    ______________________________________________________________
  TOTAL                            $58,941        $8,278                   3.20
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANTA CLARA UT
                        _________________________________________________
  UNDER $1              13       $-361,762          $512     -0.14           43
  $     1  -  5000      65        $196,173        $1,941      0.99           72
  $  5001 -  10000      88        $681,037       $17,772      2.61          145
  $ 10001 -  15000      88      $1,077,814       $28,524      2.65          211
  $ 15001 -  20000      80      $1,382,465       $55,042      3.98          191
  $ 20001 -  25000      80      $1,802,137       $91,407      5.07          226
  $ 25001 -  30000      68      $1,865,729      $112,266      6.02          234
  $ 30001 -  35000      70      $2,256,750      $132,127      5.85          272
  $ 35001 -  40000      74      $2,765,410      $183,089      6.62          273
  $ 40001 -  45000      57      $2,403,183      $175,194      7.29          239
  $ 45001 -  50000      64      $3,027,308      $231,215      7.64          274
  $ 50001 -  75000     219     $13,360,487    $1,152,756      8.63         1024
  $ 75001 - 100000      60      $5,071,673      $533,355     10.52          313
  OVER $100,000         51      $8,701,292    $1,648,300     18.94          223

                    ______________________________________________________________
  TOTAL               1077     $44,229,696    $4,363,500      9.87         3740
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -0.8           0.0                    1.1
  $     1  -  5000     6.0             0.4           0.0                    1.9
  $  5001 -  10000     8.2             1.5           0.4                    3.9
  $ 10001 -  15000     8.2             2.4           0.7                    5.6
  $ 15001 -  20000     7.4             3.1           1.3                    5.1
  $ 20001 -  25000     7.4             4.1           2.1                    6.0
  $ 25001 -  30000     6.3             4.2           2.6                    6.3
  $ 30001 -  35000     6.5             5.1           3.0                    7.3
  $ 35001 -  40000     6.9             6.3           4.2                    7.3
  $ 40001 -  45000     5.3             5.4           4.0                    6.4
  $ 45001 -  50000     5.9             6.8           5.3                    7.3
  $ 50001 -  75000    20.3            30.2          26.4                   27.4
  $ 75001 - 100000     5.6            11.5          12.2                    8.4
  OVER $100,000        4.7            19.7          37.8                    6.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,828           $39                   3.31
  $     1  -  5000                  $3,018           $30                   1.11
  $  5001 -  10000                  $7,739          $202                   1.65
  $ 10001 -  15000                 $12,248          $324                   2.40
  $ 15001 -  20000                 $17,281          $688                   2.39
  $ 20001 -  25000                 $22,527        $1,143                   2.83
  $ 25001 -  30000                 $27,437        $1,651                   3.44
  $ 30001 -  35000                 $32,239        $1,888                   3.89
  $ 35001 -  40000                 $37,370        $2,474                   3.69
  $ 40001 -  45000                 $42,161        $3,074                   4.19
  $ 45001 -  50000                 $47,302        $3,613                   4.28
  $ 50001 -  75000                 $61,007        $5,264                   4.68
  $ 75001 - 100000                 $84,528        $8,889                   5.22
  OVER $100,000                   $170,614       $32,320                   4.37

                    ______________________________________________________________
  TOTAL                            $41,067        $4,052                   3.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SANTAQUIN UT
                        _________________________________________________
  UNDER $ 5,000         67       $-291,228        $1,635     -0.56           97
  $  5001 -  10000      96        $737,983       $11,501      1.56          219
  $ 10001 -  15000     100      $1,234,026       $38,047      3.08          244
  $ 15001 -  20000      76      $1,332,640       $50,815      3.81          227
  $ 20001 -  25000     109      $2,459,117      $119,095      4.84          374
  $ 25001 -  30000      81      $2,228,276      $144,796      6.50          275
  $ 30001 -  35000      72      $2,337,076      $153,059      6.55          290
  $ 35001 -  40000      70      $2,608,112      $199,957      7.67          279
  $ 40001 -  45000      60      $2,541,557      $195,296      7.68          265
  $ 45001 -  50000      59      $2,808,277      $218,724      7.79          252
  $ 50001 -  75000     130      $7,803,374      $732,500      9.39          583
  OVER $ 75,000         31      $3,295,703      $504,282     15.30          146

                    ______________________________________________________________
  TOTAL                951     $29,094,913    $2,369,707      8.14         3251
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.0            -1.0           0.1                    3.0
  $  5001 -  10000    10.1             2.5           0.5                    6.7
  $ 10001 -  15000    10.5             4.2           1.6                    7.5
  $ 15001 -  20000     8.0             4.6           2.1                    7.0
  $ 20001 -  25000    11.5             8.5           5.0                   11.5
  $ 25001 -  30000     8.5             7.7           6.1                    8.5
  $ 30001 -  35000     7.6             8.0           6.5                    8.9
  $ 35001 -  40000     7.4             9.0           8.4                    8.6
  $ 40001 -  45000     6.3             8.7           8.2                    8.2
  $ 45001 -  50000     6.2             9.7           9.2                    7.8
  $ 50001 -  75000    13.7            26.8          30.9                   17.9
  OVER $ 75,000        3.3            11.3          21.3                    4.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-4,347           $24                   1.45
  $  5001 -  10000                  $7,687          $120                   2.28
  $ 10001 -  15000                 $12,340          $380                   2.44
  $ 15001 -  20000                 $17,535          $669                   2.99
  $ 20001 -  25000                 $22,561        $1,093                   3.43
  $ 25001 -  30000                 $27,510        $1,788                   3.40
  $ 30001 -  35000                 $32,459        $2,126                   4.03
  $ 35001 -  40000                 $37,259        $2,857                   3.99
  $ 40001 -  45000                 $42,359        $3,255                   4.42
  $ 45001 -  50000                 $47,598        $3,707                   4.27
  $ 50001 -  75000                 $60,026        $5,635                   4.48
  OVER $ 75,000                   $106,313       $16,267                   4.71

                    ______________________________________________________________
  TOTAL                            $30,594        $2,492                   3.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SLC UT
                        _________________________________________________
  UNDER $1              32     $-2,121,821        $1,485     -0.07           44
  $     1  -  5000     172        $495,908        $2,250      0.45          214
  $  5001 -  10000     330      $2,470,926       $45,060      1.82          527
  $ 10001 -  15000     346      $4,359,874      $186,439      4.28          663
  $ 15001 -  20000     326      $5,683,102      $321,158      5.65          725
  $ 20001 -  25000     252      $5,652,480      $377,953      6.69          630
  $ 25001 -  30000     233      $6,403,552      $508,424      7.94          575
  $ 30001 -  35000     196      $6,374,780      $514,920      8.08          572
  $ 35001 -  40000     171      $6,444,570      $574,153      8.91          521
  $ 40001 -  45000     119      $5,025,339      $473,359      9.42          358
  $ 45001 -  50000      95      $4,493,484      $425,704      9.47          320
  $ 50001 -  75000     272     $16,344,091    $1,669,282     10.21          973
  $ 75001 - 100000      86      $7,466,415      $893,598     11.97          378
  $100001 - 250000      88     $12,045,588    $1,979,784     16.44          376
  OVER $250,000         11      $4,112,962    $1,092,423     26.56           47

                    ______________________________________________________________
  TOTAL               2729     $85,251,250    $9,065,992     10.63         6923
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -2.5           0.0                    0.6
  $     1  -  5000     6.3             0.6           0.0                    3.1
  $  5001 -  10000    12.1             2.9           0.5                    7.6
  $ 10001 -  15000    12.7             5.1           2.1                    9.6
  $ 15001 -  20000    11.9             6.7           3.5                   10.5
  $ 20001 -  25000     9.2             6.6           4.2                    9.1
  $ 25001 -  30000     8.5             7.5           5.6                    8.3
  $ 30001 -  35000     7.2             7.5           5.7                    8.3
  $ 35001 -  40000     6.3             7.6           6.3                    7.5
  $ 40001 -  45000     4.4             5.9           5.2                    5.2
  $ 45001 -  50000     3.5             5.3           4.7                    4.6
  $ 50001 -  75000    10.0            19.2          18.4                   14.1
  $ 75001 - 100000     3.2             8.8           9.9                    5.5
  $100001 - 250000     3.2            14.1          21.8                    5.4
  OVER $250,000        0.4             4.8          12.0                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-66,307           $46                   1.38
  $     1  -  5000                  $2,883           $13                   1.24
  $  5001 -  10000                  $7,488          $137                   1.60
  $ 10001 -  15000                 $12,601          $539                   1.92
  $ 15001 -  20000                 $17,433          $985                   2.22
  $ 20001 -  25000                 $22,430        $1,500                   2.50
  $ 25001 -  30000                 $27,483        $2,182                   2.47
  $ 30001 -  35000                 $32,524        $2,627                   2.92
  $ 35001 -  40000                 $37,688        $3,358                   3.05
  $ 40001 -  45000                 $42,230        $3,978                   3.01
  $ 45001 -  50000                 $47,300        $4,481                   3.37
  $ 50001 -  75000                 $60,089        $6,137                   3.58
  $ 75001 - 100000                 $86,819       $10,391                   4.40
  $100001 - 250000                $136,882       $22,498                   4.27
  OVER $250,000                   $373,906       $99,311                   4.27

                    ______________________________________________________________
  TOTAL                            $31,239        $3,322                   2.54
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SMITHFIELD UT
                        _________________________________________________
  UNDER $1              15       $-247,507          $421     -0.17           34
  $     1  -  5000      95        $258,873          $974      0.38           76
  $  5001 -  10000     110        $830,844       $15,378      1.85          197
  $ 10001 -  15000     155      $1,963,429       $49,638      2.53          342
  $ 15001 -  20000     187      $3,299,927      $160,990      4.88          475
  $ 20001 -  25000     165      $3,726,551      $207,566      5.57          459
  $ 25001 -  30000     166      $4,554,100      $276,947      6.08          562
  $ 30001 -  35000     167      $5,423,765      $396,891      7.32          577
  $ 35001 -  40000     158      $5,900,451      $432,872      7.34          608
  $ 40001 -  45000     134      $5,687,701      $445,673      7.84          567
  $ 45001 -  50000     132      $6,259,781      $499,960      7.99          588
  $ 50001 -  75000     339     $20,380,267    $1,892,491      9.29         1493
  $ 75001 - 100000     114      $9,723,338    $1,128,815     11.61          558
  OVER $100,000         48      $7,863,661    $1,485,133     18.89          262

                    ______________________________________________________________
  TOTAL               1985     $75,625,181    $6,993,749      9.25         6798
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.3           0.0                    0.5
  $     1  -  5000     4.8             0.3           0.0                    1.1
  $  5001 -  10000     5.5             1.1           0.2                    2.9
  $ 10001 -  15000     7.8             2.6           0.7                    5.0
  $ 15001 -  20000     9.4             4.4           2.3                    7.0
  $ 20001 -  25000     8.3             4.9           3.0                    6.8
  $ 25001 -  30000     8.4             6.0           4.0                    8.3
  $ 30001 -  35000     8.4             7.2           5.7                    8.5
  $ 35001 -  40000     8.0             7.8           6.2                    8.9
  $ 40001 -  45000     6.8             7.5           6.4                    8.3
  $ 45001 -  50000     6.6             8.3           7.1                    8.6
  $ 50001 -  75000    17.1            26.9          27.1                   22.0
  $ 75001 - 100000     5.7            12.9          16.1                    8.2
  OVER $100,000        2.4            10.4          21.2                    3.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-16,500           $28                   2.27
  $     1  -  5000                  $2,725           $10                   0.80
  $  5001 -  10000                  $7,553          $140                   1.79
  $ 10001 -  15000                 $12,667          $320                   2.21
  $ 15001 -  20000                 $17,647          $861                   2.54
  $ 20001 -  25000                 $22,585        $1,258                   2.78
  $ 25001 -  30000                 $27,434        $1,668                   3.39
  $ 30001 -  35000                 $32,478        $2,377                   3.46
  $ 35001 -  40000                 $37,345        $2,740                   3.85
  $ 40001 -  45000                 $42,446        $3,326                   4.23
  $ 45001 -  50000                 $47,423        $3,788                   4.45
  $ 50001 -  75000                 $60,119        $5,583                   4.40
  $ 75001 - 100000                 $85,292        $9,902                   4.89
  OVER $100,000                   $163,826       $30,940                   5.46

                    ______________________________________________________________
  TOTAL                            $38,098        $3,523                   3.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SOUTH JORDAN UT
                        _________________________________________________
  UNDER $ 5,000         44       $-574,221        $3,940     -0.69           51
  $  5001 -  10000      39        $295,773        $6,624      2.24           45
  $ 10001 -  15000      46        $548,556       $18,741      3.42           90
  $ 15001 -  20000      48        $840,889       $36,155      4.30          106
  $ 20001 -  25000      38        $857,921       $47,414      5.53          108
  $ 25001 -  30000      54      $1,485,772       $99,127      6.67          147
  $ 30001 -  35000      38      $1,232,067       $86,088      6.99          116
  $ 35001 -  40000      43      $1,611,331      $104,349      6.48          158
  $ 40001 -  45000      46      $1,965,435      $149,396      7.60          160
  $ 45001 -  50000      60      $2,847,941      $226,821      7.96          250
  $ 50001 -  75000     317     $19,743,437    $1,775,167      8.99         1336
  $ 75001 - 100000     126     $10,795,531    $1,237,461     11.46          559
  OVER $100,000         92     $14,351,420    $2,586,738     18.02          447

                    ______________________________________________________________
  TOTAL                991     $56,001,852    $6,378,021     11.39         3573
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.4            -1.0           0.1                    1.4
  $  5001 -  10000     3.9             0.5           0.1                    1.3
  $ 10001 -  15000     4.6             1.0           0.3                    2.5
  $ 15001 -  20000     4.8             1.5           0.6                    3.0
  $ 20001 -  25000     3.8             1.5           0.7                    3.0
  $ 25001 -  30000     5.4             2.7           1.6                    4.1
  $ 30001 -  35000     3.8             2.2           1.3                    3.2
  $ 35001 -  40000     4.3             2.9           1.6                    4.4
  $ 40001 -  45000     4.6             3.5           2.3                    4.5
  $ 45001 -  50000     6.1             5.1           3.6                    7.0
  $ 50001 -  75000    32.0            35.3          27.8                   37.4
  $ 75001 - 100000    12.7            19.3          19.4                   15.6
  OVER $100,000        9.3            25.6          40.6                   12.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                   $-13,050           $90                   1.16
  $  5001 -  10000                  $7,584          $170                   1.15
  $ 10001 -  15000                 $11,925          $407                   1.96
  $ 15001 -  20000                 $17,519          $753                   2.21
  $ 20001 -  25000                 $22,577        $1,248                   2.84
  $ 25001 -  30000                 $27,514        $1,836                   2.72
  $ 30001 -  35000                 $32,423        $2,265                   3.05
  $ 35001 -  40000                 $37,473        $2,427                   3.67
  $ 40001 -  45000                 $42,727        $3,248                   3.48
  $ 45001 -  50000                 $47,466        $3,780                   4.17
  $ 50001 -  75000                 $62,282        $5,600                   4.21
  $ 75001 - 100000                 $85,679        $9,821                   4.44
  OVER $100,000                   $155,994       $28,117                   4.86

                    ______________________________________________________________
  TOTAL                            $56,510        $6,436                   3.61
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SPANISH FORK UT
                        _________________________________________________
  UNDER $1              34     $-1,472,139        $1,262     -0.09           99
  $     1  -  5000     232        $631,159        $4,366      0.69          239
  $  5001 -  10000     322      $2,456,822       $44,496      1.81          534
  $ 10001 -  15000     386      $4,836,330      $145,101      3.00          816
  $ 15001 -  20000     425      $7,474,653      $376,452      5.04         1043
  $ 20001 -  25000     433      $9,680,866      $532,216      5.50         1272
  $ 25001 -  30000     385     $10,631,380      $696,194      6.55         1236
  $ 30001 -  35000     405     $13,125,879      $927,242      7.06         1431
  $ 35001 -  40000     397     $14,866,378    $1,139,328      7.66         1493
  $ 40001 -  45000     389     $16,477,372    $1,291,684      7.84         1574
  $ 45001 -  50000     351     $16,599,333    $1,342,580      8.09         1426
  $ 50001 -  75000     990     $59,426,952    $5,516,839      9.28         4285
  $ 75001 - 100000     274     $23,338,204    $2,649,334     11.35         1280
  $100001 - 250000     142     $19,424,740    $3,066,012     15.78          747
  OVER $250,000         21     $18,678,233    $6,201,550     33.20          108

                    ______________________________________________________________
  TOTAL               5186    $216,176,162   $23,934,656     11.07        17583
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.7           0.0                    0.6
  $     1  -  5000     4.5             0.3           0.0                    1.4
  $  5001 -  10000     6.2             1.1           0.2                    3.0
  $ 10001 -  15000     7.4             2.2           0.6                    4.6
  $ 15001 -  20000     8.2             3.5           1.6                    5.9
  $ 20001 -  25000     8.3             4.5           2.2                    7.2
  $ 25001 -  30000     7.4             4.9           2.9                    7.0
  $ 30001 -  35000     7.8             6.1           3.9                    8.1
  $ 35001 -  40000     7.7             6.9           4.8                    8.5
  $ 40001 -  45000     7.5             7.6           5.4                    9.0
  $ 45001 -  50000     6.8             7.7           5.6                    8.1
  $ 50001 -  75000    19.1            27.5          23.0                   24.4
  $ 75001 - 100000     5.3            10.8          11.1                    7.3
  $100001 - 250000     2.7             9.0          12.8                    4.2
  OVER $250,000        0.4             8.6          25.9                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-43,298           $37                   2.91
  $     1  -  5000                  $2,721           $19                   1.03
  $  5001 -  10000                  $7,630          $138                   1.66
  $ 10001 -  15000                 $12,529          $376                   2.11
  $ 15001 -  20000                 $17,587          $886                   2.45
  $ 20001 -  25000                 $22,358        $1,229                   2.94
  $ 25001 -  30000                 $27,614        $1,808                   3.21
  $ 30001 -  35000                 $32,410        $2,289                   3.53
  $ 35001 -  40000                 $37,447        $2,870                   3.76
  $ 40001 -  45000                 $42,358        $3,321                   4.05
  $ 45001 -  50000                 $47,292        $3,825                   4.06
  $ 50001 -  75000                 $60,027        $5,573                   4.33
  $ 75001 - 100000                 $85,176        $9,669                   4.67
  $100001 - 250000                $136,794       $21,592                   5.26
  OVER $250,000                   $889,440      $295,312                   5.14

                    ______________________________________________________________
  TOTAL                            $41,685        $4,615                   3.39
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SPRINGVILLE UT
                        _________________________________________________
  UNDER $1              32       $-789,072      $108,316     -13.7           78
  $     1  -  5000     288        $810,275        $4,052      0.50          264
  $  5001 -  10000     351      $2,720,687       $48,692      1.79          552
  $ 10001 -  15000     457      $5,793,419      $195,057      3.37          915
  $ 15001 -  20000     432      $7,580,057      $358,271      4.73         1060
  $ 20001 -  25000     440      $9,889,495      $586,600      5.93         1214
  $ 25001 -  30000     389     $10,709,192      $721,569      6.74         1192
  $ 30001 -  35000     371     $12,042,280      $836,539      6.95         1323
  $ 35001 -  40000     367     $13,739,897    $1,076,929      7.84         1314
  $ 40001 -  45000     311     $13,208,560    $1,072,401      8.12         1190
  $ 45001 -  50000     260     $12,304,675    $1,082,651      8.80         1006
  $ 50001 -  75000     817     $49,182,782    $4,606,840      9.37         3357
  $ 75001 - 100000     278     $23,599,280    $2,703,070     11.45         1301
  $100001 - 250000     181     $24,673,249    $3,946,353     15.99          865
  OVER $250,000         21     $11,487,667    $2,819,594     24.54          105

                    ______________________________________________________________
  TOTAL               4995    $196,952,443   $20,166,934     10.24        15736
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.4           0.5                    0.5
  $     1  -  5000     5.8             0.4           0.0                    1.7
  $  5001 -  10000     7.0             1.4           0.2                    3.5
  $ 10001 -  15000     9.1             2.9           1.0                    5.8
  $ 15001 -  20000     8.6             3.8           1.8                    6.7
  $ 20001 -  25000     8.8             5.0           2.9                    7.7
  $ 25001 -  30000     7.8             5.4           3.6                    7.6
  $ 30001 -  35000     7.4             6.1           4.1                    8.4
  $ 35001 -  40000     7.3             7.0           5.3                    8.4
  $ 40001 -  45000     6.2             6.7           5.3                    7.6
  $ 45001 -  50000     5.2             6.2           5.4                    6.4
  $ 50001 -  75000    16.4            25.0          22.8                   21.3
  $ 75001 - 100000     5.6            12.0          13.4                    8.3
  $100001 - 250000     3.6            12.5          19.6                    5.5
  OVER $250,000        0.4             5.8          14.0                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,659        $3,385                   2.44
  $     1  -  5000                  $2,813           $14                   0.92
  $  5001 -  10000                  $7,751          $139                   1.57
  $ 10001 -  15000                 $12,677          $427                   2.00
  $ 15001 -  20000                 $17,546          $829                   2.45
  $ 20001 -  25000                 $22,476        $1,333                   2.76
  $ 25001 -  30000                 $27,530        $1,855                   3.06
  $ 30001 -  35000                 $32,459        $2,255                   3.57
  $ 35001 -  40000                 $37,438        $2,934                   3.58
  $ 40001 -  45000                 $42,471        $3,448                   3.83
  $ 45001 -  50000                 $47,326        $4,164                   3.87
  $ 50001 -  75000                 $60,199        $5,639                   4.11
  $ 75001 - 100000                 $84,889        $9,723                   4.68
  $100001 - 250000                $136,316       $21,803                   4.78
  OVER $250,000                   $547,032      $134,266                   5.00

                    ______________________________________________________________
  TOTAL                            $39,430        $4,037                   3.15
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ST GEORGE UT
                        _________________________________________________
  UNDER $1             183     $-8,539,400      $150,736     -1.77          444
  $     1  -  5000    1160      $3,233,913       $13,972      0.43         1272
  $  5001 -  10000    1476     $11,179,451      $211,329      1.89         2417
  $ 10001 -  15000    1551     $19,410,583      $630,963      3.25         3104
  $ 15001 -  20000    1456     $25,363,306    $1,200,603      4.73         3386
  $ 20001 -  25000    1265     $28,311,405    $1,630,553      5.76         3327
  $ 25001 -  30000    1106     $30,382,975    $2,073,400      6.82         3068
  $ 30001 -  35000     911     $29,622,230    $2,231,905      7.53         2696
  $ 35001 -  40000     772     $28,899,349    $2,364,243      8.18         2433
  $ 40001 -  45000     635     $26,931,350    $2,327,365      8.64         2096
  $ 45001 -  50000     562     $26,604,440    $2,275,568      8.55         2077
  $ 50001 -  75000    1678    $101,718,920   $10,200,060     10.03         6141
  $ 75001 - 100000     556     $47,386,111    $5,995,977     12.65         2124
  $100001 - 250000     486     $68,300,794   $11,816,721     17.30         1947
  OVER $250,000        118     $68,422,582   $17,773,357     25.98          526

                    ______________________________________________________________
  TOTAL              13915    $507,228,009   $60,896,752     12.01        37058
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.7           0.2                    1.2
  $     1  -  5000     8.3             0.6           0.0                    3.4
  $  5001 -  10000    10.6             2.2           0.3                    6.5
  $ 10001 -  15000    11.1             3.8           1.0                    8.4
  $ 15001 -  20000    10.5             5.0           2.0                    9.1
  $ 20001 -  25000     9.1             5.6           2.7                    9.0
  $ 25001 -  30000     7.9             6.0           3.4                    8.3
  $ 30001 -  35000     6.5             5.8           3.7                    7.3
  $ 35001 -  40000     5.5             5.7           3.9                    6.6
  $ 40001 -  45000     4.6             5.3           3.8                    5.7
  $ 45001 -  50000     4.0             5.2           3.7                    5.6
  $ 50001 -  75000    12.1            20.1          16.7                   16.6
  $ 75001 - 100000     4.0             9.3           9.8                    5.7
  $100001 - 250000     3.5            13.5          19.4                    5.3
  OVER $250,000        0.8            13.5          29.2                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-46,663          $824                   2.43
  $     1  -  5000                  $2,788           $12                   1.10
  $  5001 -  10000                  $7,574          $143                   1.64
  $ 10001 -  15000                 $12,515          $407                   2.00
  $ 15001 -  20000                 $17,420          $825                   2.33
  $ 20001 -  25000                 $22,381        $1,289                   2.63
  $ 25001 -  30000                 $27,471        $1,875                   2.77
  $ 30001 -  35000                 $32,516        $2,450                   2.96
  $ 35001 -  40000                 $37,434        $3,062                   3.15
  $ 40001 -  45000                 $42,412        $3,665                   3.30
  $ 45001 -  50000                 $47,339        $4,049                   3.70
  $ 50001 -  75000                 $60,619        $6,079                   3.66
  $ 75001 - 100000                 $85,227       $10,784                   3.82
  $100001 - 250000                $140,537       $24,314                   4.01
  OVER $250,000                   $579,852      $150,622                   4.46

                    ______________________________________________________________
  TOTAL                            $36,452        $4,376                   2.66
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SUNSET UT
                        _________________________________________________
  UNDER $ 5,000        106        $257,437        $3,452      1.34          127
  $  5001 -  10000      99        $737,487       $11,927      1.62          170
  $ 10001 -  15000     124      $1,555,537       $57,736      3.71          224
  $ 15001 -  20000     175      $3,071,401      $160,570      5.23          396
  $ 20001 -  25000     160      $3,601,183      $247,910      6.88          377
  $ 25001 -  30000     154      $4,224,089      $296,051      7.01          445
  $ 30001 -  35000     154      $4,995,685      $428,445      8.58          411
  $ 35001 -  40000     145      $5,465,314      $478,047      8.75          447
  $ 40001 -  45000     120      $5,071,514      $464,467      9.16          392
  $ 45001 -  50000      95      $4,488,032      $435,649      9.71          299
  $ 50001 -  75000     233     $13,989,880    $1,546,755     11.06          804
  $ 75001 - 100000      63      $5,354,509      $700,198     13.08          241
  $100001 - 250000      24      $3,104,929      $496,304     15.98          122

                    ______________________________________________________________
  TOTAL               1652     $55,916,997    $5,327,511      9.53         4455
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.4             0.5           0.1                    2.9
  $  5001 -  10000     6.0             1.3           0.2                    3.8
  $ 10001 -  15000     7.5             2.8           1.1                    5.0
  $ 15001 -  20000    10.6             5.5           3.0                    8.9
  $ 20001 -  25000     9.7             6.4           4.7                    8.5
  $ 25001 -  30000     9.3             7.6           5.6                   10.0
  $ 30001 -  35000     9.3             8.9           8.0                    9.2
  $ 35001 -  40000     8.8             9.8           9.0                   10.0
  $ 40001 -  45000     7.3             9.1           8.7                    8.8
  $ 45001 -  50000     5.8             8.0           8.2                    6.7
  $ 50001 -  75000    14.1            25.0          29.0                   18.0
  $ 75001 - 100000     3.8             9.6          13.1                    5.4
  $100001 - 250000     1.5             5.6           9.3                    2.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,429           $33                   1.20
  $  5001 -  10000                  $7,449          $120                   1.72
  $ 10001 -  15000                 $12,545          $466                   1.81
  $ 15001 -  20000                 $17,551          $918                   2.26
  $ 20001 -  25000                 $22,507        $1,549                   2.36
  $ 25001 -  30000                 $27,429        $1,922                   2.89
  $ 30001 -  35000                 $32,440        $2,782                   2.67
  $ 35001 -  40000                 $37,692        $3,297                   3.08
  $ 40001 -  45000                 $42,263        $3,871                   3.27
  $ 45001 -  50000                 $47,242        $4,586                   3.15
  $ 50001 -  75000                 $60,042        $6,638                   3.45
  $ 75001 - 100000                 $84,992       $11,114                   3.83
  $100001 - 250000                $129,372       $20,679                   5.08

                    ______________________________________________________________
  TOTAL                            $33,848        $3,225                   2.70
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      SYRACUSE UT
                        _________________________________________________
  UNDER $ 5,000         58         $48,594          $589      1.21           57
  $  5001 -  10000      81        $586,076       $13,758      2.35          127
  $ 10001 -  15000     109      $1,362,483       $57,468      4.22          193
  $ 15001 -  20000      85      $1,503,837       $65,153      4.33          226
  $ 20001 -  25000     125      $2,794,040      $172,311      6.17          319
  $ 25001 -  30000     125      $3,440,329      $212,893      6.19          415
  $ 30001 -  35000     116      $3,779,981      $276,437      7.31          387
  $ 35001 -  40000     152      $5,691,649      $448,927      7.89          561
  $ 40001 -  45000     121      $5,122,845      $430,790      8.41          458
  $ 45001 -  50000     114      $5,395,835      $445,085      8.25          444
  $ 50001 -  75000     446     $27,220,430    $2,544,020      9.35         1906
  $ 75001 - 100000     140     $11,748,149    $1,375,105     11.70          635
  OVER $100,000         51      $9,882,620    $2,177,111     22.03          241

                    ______________________________________________________________
  TOTAL               1723     $78,576,868    $8,219,647     10.46         5969
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.4             0.1           0.0                    1.0
  $  5001 -  10000     4.7             0.7           0.2                    2.1
  $ 10001 -  15000     6.3             1.7           0.7                    3.2
  $ 15001 -  20000     4.9             1.9           0.8                    3.8
  $ 20001 -  25000     7.3             3.6           2.1                    5.3
  $ 25001 -  30000     7.3             4.4           2.6                    7.0
  $ 30001 -  35000     6.7             4.8           3.4                    6.5
  $ 35001 -  40000     8.8             7.2           5.5                    9.4
  $ 40001 -  45000     7.0             6.5           5.2                    7.7
  $ 45001 -  50000     6.6             6.9           5.4                    7.4
  $ 50001 -  75000    25.9            34.6          31.0                   31.9
  $ 75001 - 100000     8.1            15.0          16.7                   10.6
  OVER $100,000        3.0            12.6          26.5                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $838           $10                   0.98
  $  5001 -  10000                  $7,236          $170                   1.57
  $ 10001 -  15000                 $12,500          $527                   1.77
  $ 15001 -  20000                 $17,692          $767                   2.66
  $ 20001 -  25000                 $22,352        $1,378                   2.55
  $ 25001 -  30000                 $27,523        $1,703                   3.32
  $ 30001 -  35000                 $32,586        $2,383                   3.34
  $ 35001 -  40000                 $37,445        $2,953                   3.69
  $ 40001 -  45000                 $42,338        $3,560                   3.79
  $ 45001 -  50000                 $47,332        $3,904                   3.89
  $ 50001 -  75000                 $61,032        $5,704                   4.27
  $ 75001 - 100000                 $83,915        $9,822                   4.54
  OVER $100,000                   $193,777       $42,688                   4.73

                    ______________________________________________________________
  TOTAL                            $45,605        $4,771                   3.46
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TAYLORSVILLE UT
                        _________________________________________________
  UNDER $ 5,000        124        $306,397        $1,878      0.61          120
  $  5001 -  10000     135      $1,019,404       $20,003      1.96          220
  $ 10001 -  15000     172      $2,171,831       $85,765      3.95          349
  $ 15001 -  20000     161      $2,840,407      $154,268      5.43          361
  $ 20001 -  25000     150      $3,355,247      $216,742      6.46          371
  $ 25001 -  30000     151      $4,165,597      $314,472      7.55          406
  $ 30001 -  35000     159      $5,164,107      $386,480      7.48          492
  $ 35001 -  40000     153      $5,707,046      $450,685      7.90          547
  $ 40001 -  45000     125      $5,293,623      $447,308      8.45          488
  $ 45001 -  50000     110      $5,245,015      $462,739      8.82          413
  $ 50001 -  75000     399     $24,098,318    $2,336,088      9.69         1610
  $ 75001 - 100000     105      $8,739,269    $1,034,295     11.84          472
  OVER $100,000         40      $4,997,908      $779,635     15.60          212

                    ______________________________________________________________
  TOTAL               1984     $73,104,169    $6,690,358      9.15         6061
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.3             0.4           0.0                    2.0
  $  5001 -  10000     6.8             1.4           0.3                    3.6
  $ 10001 -  15000     8.7             3.0           1.3                    5.8
  $ 15001 -  20000     8.1             3.9           2.3                    6.0
  $ 20001 -  25000     7.6             4.6           3.2                    6.1
  $ 25001 -  30000     7.6             5.7           4.7                    6.7
  $ 30001 -  35000     8.0             7.1           5.8                    8.1
  $ 35001 -  40000     7.7             7.8           6.7                    9.0
  $ 40001 -  45000     6.3             7.2           6.7                    8.1
  $ 45001 -  50000     5.5             7.2           6.9                    6.8
  $ 50001 -  75000    20.1            33.0          34.9                   26.6
  $ 75001 - 100000     5.3            12.0          15.5                    7.8
  OVER $100,000        2.0             6.8          11.7                    3.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,471           $15                   0.97
  $  5001 -  10000                  $7,551          $148                   1.63
  $ 10001 -  15000                 $12,627          $499                   2.03
  $ 15001 -  20000                 $17,642          $958                   2.24
  $ 20001 -  25000                 $22,368        $1,445                   2.47
  $ 25001 -  30000                 $27,587        $2,083                   2.69
  $ 30001 -  35000                 $32,479        $2,431                   3.09
  $ 35001 -  40000                 $37,301        $2,946                   3.58
  $ 40001 -  45000                 $42,349        $3,578                   3.90
  $ 45001 -  50000                 $47,682        $4,207                   3.75
  $ 50001 -  75000                 $60,397        $5,855                   4.04
  $ 75001 - 100000                 $83,231        $9,850                   4.50
  OVER $100,000                   $124,948       $19,491                   5.30

                    ______________________________________________________________
  TOTAL                            $36,847        $3,372                   3.05
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TOOELE UT
                        _________________________________________________
  UNDER $1              20       $-521,285          $281     -0.05           38
  $     1  -  5000     266        $738,053        $3,171      0.43          300
  $  5001 -  10000     402      $3,045,034       $48,056      1.58          616
  $ 10001 -  15000     489      $6,140,805      $223,205      3.63          904
  $ 15001 -  20000     477      $8,337,909      $454,640      5.45         1010
  $ 20001 -  25000     471     $10,599,077      $714,590      6.74         1099
  $ 25001 -  30000     438     $12,109,958      $949,501      7.84         1072
  $ 30001 -  35000     418     $13,577,815    $1,169,630      8.61         1096
  $ 35001 -  40000     399     $14,938,883    $1,395,519      9.34         1154
  $ 40001 -  45000     335     $14,192,822    $1,361,014      9.59         1040
  $ 45001 -  50000     321     $15,225,738    $1,474,341      9.68         1081
  $ 50001 -  75000    1010     $61,273,955    $6,714,980     10.96         3621
  $ 75001 - 100000     335     $28,579,290    $3,780,335     13.23         1329
  OVER $100,000        127     $17,523,436    $3,040,899     17.35          553

                    ______________________________________________________________
  TOTAL               5508    $205,761,490   $21,330,162     10.37        14913
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.3
  $     1  -  5000     4.8             0.4           0.0                    2.0
  $  5001 -  10000     7.3             1.5           0.2                    4.1
  $ 10001 -  15000     8.9             3.0           1.0                    6.1
  $ 15001 -  20000     8.7             4.1           2.1                    6.8
  $ 20001 -  25000     8.6             5.2           3.4                    7.4
  $ 25001 -  30000     8.0             5.9           4.5                    7.2
  $ 30001 -  35000     7.6             6.6           5.5                    7.3
  $ 35001 -  40000     7.2             7.3           6.5                    7.7
  $ 40001 -  45000     6.1             6.9           6.4                    7.0
  $ 45001 -  50000     5.8             7.4           6.9                    7.2
  $ 50001 -  75000    18.3            29.8          31.5                   24.3
  $ 75001 - 100000     6.1            13.9          17.7                    8.9
  OVER $100,000        2.3             8.5          14.3                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,064           $14                   1.90
  $     1  -  5000                  $2,775           $12                   1.13
  $  5001 -  10000                  $7,575          $120                   1.53
  $ 10001 -  15000                 $12,558          $456                   1.85
  $ 15001 -  20000                 $17,480          $953                   2.12
  $ 20001 -  25000                 $22,503        $1,517                   2.33
  $ 25001 -  30000                 $27,648        $2,168                   2.45
  $ 30001 -  35000                 $32,483        $2,798                   2.62
  $ 35001 -  40000                 $37,441        $3,498                   2.89
  $ 40001 -  45000                 $42,367        $4,063                   3.10
  $ 45001 -  50000                 $47,432        $4,593                   3.37
  $ 50001 -  75000                 $60,667        $6,648                   3.59
  $ 75001 - 100000                 $85,311       $11,285                   3.97
  OVER $100,000                   $137,980       $23,944                   4.35

                    ______________________________________________________________
  TOTAL                            $37,357        $3,873                   2.71
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      TREMONTON UT
                        _________________________________________________
  UNDER $1              17       $-868,405        $2,582     -0.30           40
  $     1  -  5000     112        $295,452          $476      0.16          129
  $  5001 -  10000     149      $1,135,328       $16,455      1.45          263
  $ 10001 -  15000     152      $1,919,832       $60,386      3.15          323
  $ 15001 -  20000     172      $3,026,920      $125,667      4.15          460
  $ 20001 -  25000     154      $3,457,813      $184,385      5.33          462
  $ 25001 -  30000     141      $3,855,437      $251,903      6.53          455
  $ 30001 -  35000     180      $5,833,520      $426,172      7.31          644
  $ 35001 -  40000     165      $6,181,137      $473,221      7.66          622
  $ 40001 -  45000     147      $6,262,972      $506,479      8.09          607
  $ 45001 -  50000     138      $6,557,846      $561,464      8.56          593
  $ 50001 -  75000     396     $23,949,826    $2,401,834     10.03         1699
  $ 75001 - 100000     140     $12,002,063    $1,528,992     12.74          584
  OVER $100,000         67      $9,002,111    $1,519,978     16.88          301

                    ______________________________________________________________
  TOTAL               2130     $82,611,852    $8,059,994      9.76         7182
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -1.1           0.0                    0.6
  $     1  -  5000     5.3             0.4           0.0                    1.8
  $  5001 -  10000     7.0             1.4           0.2                    3.7
  $ 10001 -  15000     7.1             2.3           0.7                    4.5
  $ 15001 -  20000     8.1             3.7           1.6                    6.4
  $ 20001 -  25000     7.2             4.2           2.3                    6.4
  $ 25001 -  30000     6.6             4.7           3.1                    6.3
  $ 30001 -  35000     8.5             7.1           5.3                    9.0
  $ 35001 -  40000     7.7             7.5           5.9                    8.7
  $ 40001 -  45000     6.9             7.6           6.3                    8.5
  $ 45001 -  50000     6.5             7.9           7.0                    8.3
  $ 50001 -  75000    18.6            29.0          29.8                   23.7
  $ 75001 - 100000     6.6            14.5          19.0                    8.1
  OVER $100,000        3.1            10.9          18.9                    4.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-51,083          $152                   2.35
  $     1  -  5000                  $2,638            $4                   1.15
  $  5001 -  10000                  $7,620          $110                   1.77
  $ 10001 -  15000                 $12,630          $397                   2.13
  $ 15001 -  20000                 $17,598          $731                   2.67
  $ 20001 -  25000                 $22,453        $1,197                   3.00
  $ 25001 -  30000                 $27,344        $1,787                   3.23
  $ 30001 -  35000                 $32,408        $2,368                   3.58
  $ 35001 -  40000                 $37,461        $2,868                   3.77
  $ 40001 -  45000                 $42,605        $3,445                   4.13
  $ 45001 -  50000                 $47,521        $4,069                   4.30
  $ 50001 -  75000                 $60,479        $6,065                   4.29
  $ 75001 - 100000                 $85,729       $10,921                   4.17
  OVER $100,000                   $134,360       $22,686                   4.49

                    ______________________________________________________________
  TOTAL                            $38,785        $3,784                   3.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      VERNAL UT
                        _________________________________________________
  UNDER $1              85     $-3,082,025       $28,966     -0.94          200
  $     1  -  5000     449      $1,214,087        $4,794      0.39          577
  $  5001 -  10000     539      $4,083,465       $52,647      1.29         1078
  $ 10001 -  15000     522      $6,511,815      $173,825      2.67         1188
  $ 15001 -  20000     488      $8,535,240      $361,830      4.24         1365
  $ 20001 -  25000     450     $10,134,286      $567,519      5.60         1346
  $ 25001 -  30000     460     $12,623,638      $835,275      6.62         1529
  $ 30001 -  35000     409     $13,249,104      $977,193      7.38         1502
  $ 35001 -  40000     373     $13,941,908    $1,121,946      8.05         1388
  $ 40001 -  45000     324     $13,746,611    $1,176,532      8.56         1276
  $ 45001 -  50000     265     $12,554,764    $1,143,590      9.11         1075
  $ 50001 -  75000     759     $46,217,202    $4,924,414     10.65         2981
  $ 75001 - 100000     226     $19,110,112    $2,521,500     13.19          931
  $100001 - 250000     105     $14,378,310    $2,637,820     18.35          422
  OVER $250,000         17      $6,884,027    $1,881,551     27.33           85

                    ______________________________________________________________
  TOTAL               5471    $180,102,544   $18,409,402     10.22        16943
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -1.7           0.2                    1.2
  $     1  -  5000     8.2             0.7           0.0                    3.4
  $  5001 -  10000     9.9             2.3           0.3                    6.4
  $ 10001 -  15000     9.5             3.6           0.9                    7.0
  $ 15001 -  20000     8.9             4.7           2.0                    8.1
  $ 20001 -  25000     8.2             5.6           3.1                    7.9
  $ 25001 -  30000     8.4             7.0           4.5                    9.0
  $ 30001 -  35000     7.5             7.4           5.3                    8.9
  $ 35001 -  40000     6.8             7.7           6.1                    8.2
  $ 40001 -  45000     5.9             7.6           6.4                    7.5
  $ 45001 -  50000     4.8             7.0           6.2                    6.3
  $ 50001 -  75000    13.9            25.7          26.7                   17.6
  $ 75001 - 100000     4.1            10.6          13.7                    5.5
  $100001 - 250000     1.9             8.0          14.3                    2.5
  OVER $250,000        0.3             3.8          10.2                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-36,259          $341                   2.35
  $     1  -  5000                  $2,704           $11                   1.29
  $  5001 -  10000                  $7,576           $98                   2.00
  $ 10001 -  15000                 $12,475          $333                   2.28
  $ 15001 -  20000                 $17,490          $741                   2.80
  $ 20001 -  25000                 $22,521        $1,261                   2.99
  $ 25001 -  30000                 $27,443        $1,816                   3.32
  $ 30001 -  35000                 $32,394        $2,389                   3.67
  $ 35001 -  40000                 $37,378        $3,008                   3.72
  $ 40001 -  45000                 $42,428        $3,631                   3.94
  $ 45001 -  50000                 $47,376        $4,315                   4.06
  $ 50001 -  75000                 $60,892        $6,488                   3.93
  $ 75001 - 100000                 $84,558       $11,157                   4.12
  $100001 - 250000                $136,936       $25,122                   4.02
  OVER $250,000                   $404,943      $110,679                   5.00

                    ______________________________________________________________
  TOTAL                            $32,919        $3,365                   3.10
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      W BOUNTIFUL UT
                        _________________________________________________
  UNDER $ 5,000         46        $129,294        $1,067      0.83           36
  $  5001 -  10000      54        $391,936       $10,574      2.70           57
  $ 10001 -  15000      50        $616,255       $23,014      3.73           95
  $ 15001 -  20000      45        $784,490       $45,507      5.80          103
  $ 20001 -  25000      63      $1,415,643       $83,228      5.88          171
  $ 25001 -  30000      45      $1,257,061       $80,511      6.40          140
  $ 30001 -  35000      50      $1,634,711      $105,300      6.44          179
  $ 35001 -  40000      55      $2,062,461      $146,523      7.10          206
  $ 40001 -  45000      59      $2,507,154      $208,044      8.30          213
  $ 45001 -  50000      69      $3,284,853      $268,003      8.16          273
  $ 50001 -  75000     215     $13,003,354    $1,206,294      9.28          908
  $ 75001 - 100000      64      $5,518,809      $598,607     10.85          323
  OVER $100,000         25      $3,550,647      $620,391     17.47          129

                    ______________________________________________________________
  TOTAL                840     $36,156,668    $3,397,063      9.40         2833
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.5             0.4           0.0                    1.3
  $  5001 -  10000     6.4             1.1           0.3                    2.0
  $ 10001 -  15000     6.0             1.7           0.7                    3.4
  $ 15001 -  20000     5.4             2.2           1.3                    3.6
  $ 20001 -  25000     7.5             3.9           2.4                    6.0
  $ 25001 -  30000     5.4             3.5           2.4                    4.9
  $ 30001 -  35000     6.0             4.5           3.1                    6.3
  $ 35001 -  40000     6.5             5.7           4.3                    7.3
  $ 40001 -  45000     7.0             6.9           6.1                    7.5
  $ 45001 -  50000     8.2             9.1           7.9                    9.6
  $ 50001 -  75000    25.6            36.0          35.5                   32.1
  $ 75001 - 100000     7.6            15.3          17.6                   11.4
  OVER $100,000        3.0             9.8          18.3                    4.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,811           $23                   0.78
  $  5001 -  10000                  $7,258          $196                   1.06
  $ 10001 -  15000                 $12,325          $460                   1.90
  $ 15001 -  20000                 $17,433        $1,011                   2.29
  $ 20001 -  25000                 $22,471        $1,321                   2.71
  $ 25001 -  30000                 $27,935        $1,789                   3.11
  $ 30001 -  35000                 $32,694        $2,106                   3.58
  $ 35001 -  40000                 $37,499        $2,664                   3.75
  $ 40001 -  45000                 $42,494        $3,526                   3.61
  $ 45001 -  50000                 $47,607        $3,884                   3.96
  $ 50001 -  75000                 $60,481        $5,611                   4.22
  $ 75001 - 100000                 $86,231        $9,353                   5.05
  OVER $100,000                   $142,026       $24,816                   5.16

                    ______________________________________________________________
  TOTAL                            $43,044        $4,044                   3.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      W JORDAN UT
                        _________________________________________________
  UNDER $1              49       $-960,827          $818     -0.09          103
  $     1  -  5000     676      $1,809,874        $5,689      0.31          593
  $  5001 -  10000     824      $6,211,274      $130,294      2.10         1259
  $ 10001 -  15000     856     $10,706,509      $391,810      3.66         1778
  $ 15001 -  20000     886     $15,487,510      $810,638      5.23         2059
  $ 20001 -  25000     943     $21,188,242    $1,287,577      6.08         2590
  $ 25001 -  30000    1038     $28,553,488    $1,862,028      6.52         3196
  $ 30001 -  35000    1167     $37,886,052    $2,698,799      7.12         3891
  $ 35001 -  40000    1120     $42,005,051    $3,165,742      7.54         4018
  $ 40001 -  45000    1134     $48,147,652    $3,831,513      7.96         4296
  $ 45001 -  50000    1006     $47,719,154    $3,978,500      8.34         3924
  $ 50001 -  75000    2995    $180,242,529   $17,159,831      9.52        12349
  $ 75001 - 100000     792     $66,844,323    $7,913,563     11.84         3528
  $100001 - 250000     286     $36,043,965    $5,646,997     15.67         1371
  OVER $250,000         19      $8,115,234    $2,173,751     26.79          181

                    ______________________________________________________________
  TOTAL              13791    $550,000,030   $51,057,550      9.28        45136
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.2           0.0                    0.2
  $     1  -  5000     4.9             0.3           0.0                    1.3
  $  5001 -  10000     6.0             1.1           0.3                    2.8
  $ 10001 -  15000     6.2             1.9           0.8                    3.9
  $ 15001 -  20000     6.4             2.8           1.6                    4.6
  $ 20001 -  25000     6.8             3.9           2.5                    5.7
  $ 25001 -  30000     7.5             5.2           3.6                    7.1
  $ 30001 -  35000     8.5             6.9           5.3                    8.6
  $ 35001 -  40000     8.1             7.6           6.2                    8.9
  $ 40001 -  45000     8.2             8.8           7.5                    9.5
  $ 45001 -  50000     7.3             8.7           7.8                    8.7
  $ 50001 -  75000    21.7            32.8          33.6                   27.4
  $ 75001 - 100000     5.7            12.2          15.5                    7.8
  $100001 - 250000     2.1             6.6          11.1                    3.0
  OVER $250,000        0.1             1.5           4.3                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,609           $17                   2.10
  $     1  -  5000                  $2,677            $8                   0.88
  $  5001 -  10000                  $7,538          $158                   1.53
  $ 10001 -  15000                 $12,508          $458                   2.08
  $ 15001 -  20000                 $17,480          $915                   2.32
  $ 20001 -  25000                 $22,469        $1,365                   2.75
  $ 25001 -  30000                 $27,508        $1,794                   3.08
  $ 30001 -  35000                 $32,464        $2,313                   3.33
  $ 35001 -  40000                 $37,505        $2,827                   3.59
  $ 40001 -  45000                 $42,458        $3,379                   3.79
  $ 45001 -  50000                 $47,435        $3,955                   3.90
  $ 50001 -  75000                 $60,181        $5,729                   4.12
  $ 75001 - 100000                 $84,399        $9,992                   4.45
  $100001 - 250000                $126,028       $19,745                   4.79
  OVER $250,000                   $427,118      $114,408                   9.53

                    ______________________________________________________________
  TOTAL                            $39,881        $3,702                   3.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      W POINT UT
                        _________________________________________________
  UNDER $ 5,000         29         $66,183          $607      0.92           19
  $  5001 -  10000      19        $148,652        $4,716      3.17           21
  $ 10001 -  15000      27        $348,823       $10,038      2.88           50
  $ 15001 -  20000      43        $749,143       $37,241      4.97          102
  $ 20001 -  25000      46      $1,040,981       $54,190      5.21          132
  $ 25001 -  30000      48      $1,328,824       $84,226      6.34          150
  $ 30001 -  35000      37      $1,214,659       $87,553      7.21          120
  $ 35001 -  40000      63      $2,363,621      $178,599      7.56          236
  $ 40001 -  45000      69      $2,941,827      $230,094      7.82          277
  $ 45001 -  50000      72      $3,411,424      $282,719      8.29          304
  $ 50001 -  75000     213     $12,859,173    $1,212,196      9.43          891
  $ 75001 - 100000      65      $5,455,839      $666,401     12.21          295
  $100001 - 250000      33      $4,412,522      $741,852     16.81          133

                    ______________________________________________________________
  TOTAL                764     $36,341,671    $3,590,432      9.88         2730
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.8             0.2           0.0                    0.7
  $  5001 -  10000     2.5             0.4           0.1                    0.8
  $ 10001 -  15000     3.5             1.0           0.3                    1.8
  $ 15001 -  20000     5.6             2.1           1.0                    3.7
  $ 20001 -  25000     6.0             2.9           1.5                    4.8
  $ 25001 -  30000     6.3             3.7           2.3                    5.5
  $ 30001 -  35000     4.8             3.3           2.4                    4.4
  $ 35001 -  40000     8.2             6.5           5.0                    8.6
  $ 40001 -  45000     9.0             8.1           6.4                   10.1
  $ 45001 -  50000     9.4             9.4           7.9                   11.1
  $ 50001 -  75000    27.9            35.4          33.8                   32.6
  $ 75001 - 100000     8.5            15.0          18.6                   10.8
  $100001 - 250000     4.3            12.1          20.7                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,282           $21                   0.66
  $  5001 -  10000                  $7,824          $248                   1.11
  $ 10001 -  15000                 $12,919          $372                   1.85
  $ 15001 -  20000                 $17,422          $866                   2.37
  $ 20001 -  25000                 $22,630        $1,178                   2.87
  $ 25001 -  30000                 $27,684        $1,755                   3.13
  $ 30001 -  35000                 $32,829        $2,366                   3.24
  $ 35001 -  40000                 $37,518        $2,835                   3.75
  $ 40001 -  45000                 $42,635        $3,335                   4.01
  $ 45001 -  50000                 $47,381        $3,927                   4.22
  $ 50001 -  75000                 $60,372        $5,691                   4.18
  $ 75001 - 100000                 $83,936       $10,252                   4.54
  $100001 - 250000                $133,713       $22,480                   4.03

                    ______________________________________________________________
  TOTAL                            $47,568        $4,700                   3.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      W VALLEY CITY UT
                        _________________________________________________
  UNDER $ 5,000         45         $91,855          $501      0.55           67
  $  5001 -  10000      65        $487,208        $8,500      1.74          104
  $ 10001 -  15000      54        $659,204       $16,007      2.43          136
  $ 15001 -  20000      83      $1,427,915       $76,748      5.37          181
  $ 20001 -  25000      71      $1,603,811      $114,138      7.12          166
  $ 25001 -  30000      58      $1,594,242      $112,998      7.09          158
  $ 30001 -  35000      67      $2,151,789      $168,557      7.83          204
  $ 35001 -  40000      60      $2,237,105      $193,564      8.65          190
  $ 40001 -  45000      54      $2,282,804      $204,999      8.98          179
  $ 45001 -  50000      56      $2,671,973      $248,244      9.29          197
  $ 50001 -  75000     146      $8,739,166      $924,629     10.58          527
  $ 75001 - 100000      25      $2,096,762      $228,564     10.90          126
  $100001 - 250000      16      $1,985,232      $283,215     14.27           89

                    ______________________________________________________________
  TOTAL                800     $28,029,066    $2,580,664      9.21         2324
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.6             0.3           0.0                    2.9
  $  5001 -  10000     8.1             1.7           0.3                    4.5
  $ 10001 -  15000     6.8             2.4           0.6                    5.9
  $ 15001 -  20000    10.4             5.1           3.0                    7.8
  $ 20001 -  25000     8.9             5.7           4.4                    7.1
  $ 25001 -  30000     7.3             5.7           4.4                    6.8
  $ 30001 -  35000     8.4             7.7           6.5                    8.8
  $ 35001 -  40000     7.5             8.0           7.5                    8.2
  $ 40001 -  45000     6.8             8.1           7.9                    7.7
  $ 45001 -  50000     7.0             9.5           9.6                    8.5
  $ 50001 -  75000    18.2            31.2          35.8                   22.7
  $ 75001 - 100000     3.1             7.5           8.9                    5.4
  $100001 - 250000     2.0             7.1          11.0                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,041           $11                   1.49
  $  5001 -  10000                  $7,496          $131                   1.60
  $ 10001 -  15000                 $12,207          $296                   2.52
  $ 15001 -  20000                 $17,204          $925                   2.18
  $ 20001 -  25000                 $22,589        $1,608                   2.34
  $ 25001 -  30000                 $27,487        $1,948                   2.72
  $ 30001 -  35000                 $32,116        $2,516                   3.04
  $ 35001 -  40000                 $37,285        $3,226                   3.17
  $ 40001 -  45000                 $42,274        $3,796                   3.31
  $ 45001 -  50000                 $47,714        $4,433                   3.52
  $ 50001 -  75000                 $59,857        $6,333                   3.61
  $ 75001 - 100000                 $83,870        $9,143                   5.04
  $100001 - 250000                $124,077       $17,701                   5.56

                    ______________________________________________________________
  TOTAL                            $35,036        $3,226                   2.91
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WASHINGTON UT
                        _________________________________________________
  UNDER $1              16        $-98,598            $0      0.00           30
  $     1  -  5000     144        $403,915        $1,504      0.37          176
  $  5001 -  10000     171      $1,328,019       $19,919      1.50          314
  $ 10001 -  15000     250      $3,131,608       $97,792      3.12          530
  $ 15001 -  20000     217      $3,775,319      $162,818      4.31          564
  $ 20001 -  25000     178      $4,008,520      $235,706      5.88          475
  $ 25001 -  30000     134      $3,664,855      $253,206      6.91          389
  $ 30001 -  35000     132      $4,298,900      $302,791      7.04          449
  $ 35001 -  40000     119      $4,430,826      $343,273      7.75          433
  $ 40001 -  45000     118      $4,997,419      $407,554      8.16          441
  $ 45001 -  50000      89      $4,198,228      $336,188      8.01          388
  $ 50001 -  75000     208     $12,510,917    $1,138,697      9.10          899
  $ 75001 - 100000      52      $4,342,778      $512,670     11.81          247
  OVER $100,000         43      $7,576,465    $1,611,089     21.26          204

                    ______________________________________________________________
  TOTAL               1871     $58,569,171    $5,423,207      9.26         5539
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.2           0.0                    0.5
  $     1  -  5000     7.7             0.7           0.0                    3.2
  $  5001 -  10000     9.1             2.3           0.4                    5.7
  $ 10001 -  15000    13.4             5.3           1.8                    9.6
  $ 15001 -  20000    11.6             6.4           3.0                   10.2
  $ 20001 -  25000     9.5             6.8           4.3                    8.6
  $ 25001 -  30000     7.2             6.3           4.7                    7.0
  $ 30001 -  35000     7.1             7.3           5.6                    8.1
  $ 35001 -  40000     6.4             7.6           6.3                    7.8
  $ 40001 -  45000     6.3             8.5           7.5                    8.0
  $ 45001 -  50000     4.8             7.2           6.2                    7.0
  $ 50001 -  75000    11.1            21.4          21.0                   16.2
  $ 75001 - 100000     2.8             7.4           9.5                    4.5
  OVER $100,000        2.3            12.9          29.7                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-6,162            $0                   1.88
  $     1  -  5000                  $2,805           $10                   1.22
  $  5001 -  10000                  $7,766          $116                   1.84
  $ 10001 -  15000                 $12,526          $391                   2.12
  $ 15001 -  20000                 $17,398          $750                   2.60
  $ 20001 -  25000                 $22,520        $1,324                   2.67
  $ 25001 -  30000                 $27,350        $1,890                   2.90
  $ 30001 -  35000                 $32,567        $2,294                   3.40
  $ 35001 -  40000                 $37,234        $2,885                   3.64
  $ 40001 -  45000                 $42,351        $3,454                   3.74
  $ 45001 -  50000                 $47,171        $3,777                   4.36
  $ 50001 -  75000                 $60,149        $5,475                   4.32
  $ 75001 - 100000                 $83,515        $9,859                   4.75
  OVER $100,000                   $176,197       $37,467                   4.74

                    ______________________________________________________________
  TOTAL                            $31,304        $2,899                   2.96
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WELLSVILLE UT
                        _________________________________________________
  UNDER $ 5,000         49        $-76,974          $702     -0.91           67
  $  5001 -  10000      71        $530,260        $7,667      1.45          113
  $ 10001 -  15000      62        $781,641       $28,780      3.68          126
  $ 15001 -  20000      87      $1,536,751       $68,457      4.45          229
  $ 20001 -  25000      80      $1,806,986      $100,751      5.58          233
  $ 25001 -  30000      75      $2,071,999      $140,743      6.79          236
  $ 30001 -  35000      71      $2,308,169      $180,889      7.84          222
  $ 35001 -  40000      76      $2,842,835      $215,646      7.59          306
  $ 40001 -  45000      72      $3,056,160      $246,971      8.08          288
  $ 45001 -  50000      52      $2,455,850      $200,538      8.17          234
  $ 50001 -  75000     164      $9,938,642      $988,901      9.95          680
  $ 75001 - 100000      41      $3,481,143      $428,582     12.31          183
  $100001 - 250000      16      $2,218,243      $385,792     17.39           73

                    ______________________________________________________________
  TOTAL                916     $32,951,705    $2,994,419      9.09         2990
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.3            -0.2           0.0                    2.2
  $  5001 -  10000     7.8             1.6           0.3                    3.8
  $ 10001 -  15000     6.8             2.4           1.0                    4.2
  $ 15001 -  20000     9.5             4.7           2.3                    7.7
  $ 20001 -  25000     8.7             5.5           3.4                    7.8
  $ 25001 -  30000     8.2             6.3           4.7                    7.9
  $ 30001 -  35000     7.8             7.0           6.0                    7.4
  $ 35001 -  40000     8.3             8.6           7.2                   10.2
  $ 40001 -  45000     7.9             9.3           8.2                    9.6
  $ 45001 -  50000     5.7             7.5           6.7                    7.8
  $ 50001 -  75000    17.9            30.2          33.0                   22.7
  $ 75001 - 100000     4.5            10.6          14.3                    6.1
  $100001 - 250000     1.7             6.7          12.9                    2.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-1,571           $14                   1.37
  $  5001 -  10000                  $7,468          $108                   1.59
  $ 10001 -  15000                 $12,607          $464                   2.03
  $ 15001 -  20000                 $17,664          $787                   2.63
  $ 20001 -  25000                 $22,587        $1,259                   2.91
  $ 25001 -  30000                 $27,627        $1,877                   3.15
  $ 30001 -  35000                 $32,509        $2,548                   3.13
  $ 35001 -  40000                 $37,406        $2,837                   4.03
  $ 40001 -  45000                 $42,447        $3,430                   4.00
  $ 45001 -  50000                 $47,228        $3,857                   4.50
  $ 50001 -  75000                 $60,601        $6,030                   4.15
  $ 75001 - 100000                 $84,906       $10,453                   4.46
  $100001 - 250000                $138,640       $24,112                   4.56

                    ______________________________________________________________
  TOTAL                            $35,973        $3,269                   3.26
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WENDOVER UT
                        _________________________________________________
  UNDER $ 5,000         91        $163,951          $617      0.38          114
  $  5001 -  10000     112        $859,721       $11,731      1.36          212
  $ 10001 -  15000     179      $2,288,946       $69,118      3.02          431
  $ 15001 -  20000     141      $2,480,497      $127,929      5.16          364
  $ 20001 -  25000      87      $1,937,858      $128,393      6.63          240
  $ 25001 -  30000      82      $2,224,099      $146,500      6.59          283
  $ 30001 -  35000      70      $2,275,716      $180,770      7.94          249
  $ 35001 -  40000      57      $2,147,312      $206,760      9.63          180
  $ 40001 -  45000      33      $1,393,718      $141,502     10.15          118
  $ 45001 -  50000      37      $1,748,210      $165,562      9.47          161
  $ 50001 -  75000      83      $4,973,006      $568,366     11.43          329
  $ 75001 - 100000      20      $1,747,200      $261,679     14.98           93
  $100001 - 250000      18      $2,172,891      $317,386     14.61          117

                    ______________________________________________________________
  TOTAL               1010     $26,413,125    $2,326,313      8.81         2891
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        9.0             0.6           0.0                    3.9
  $  5001 -  10000    11.1             3.3           0.5                    7.3
  $ 10001 -  15000    17.7             8.7           3.0                   14.9
  $ 15001 -  20000    14.0             9.4           5.5                   12.6
  $ 20001 -  25000     8.6             7.3           5.5                    8.3
  $ 25001 -  30000     8.1             8.4           6.3                    9.8
  $ 30001 -  35000     6.9             8.6           7.8                    8.6
  $ 35001 -  40000     5.6             8.1           8.9                    6.2
  $ 40001 -  45000     3.3             5.3           6.1                    4.1
  $ 45001 -  50000     3.7             6.6           7.1                    5.6
  $ 50001 -  75000     8.2            18.8          24.4                   11.4
  $ 75001 - 100000     2.0             6.6          11.2                    3.2
  $100001 - 250000     1.8             8.2          13.6                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,802            $7                   1.25
  $  5001 -  10000                  $7,676          $105                   1.89
  $ 10001 -  15000                 $12,787          $386                   2.41
  $ 15001 -  20000                 $17,592          $907                   2.58
  $ 20001 -  25000                 $22,274        $1,476                   2.76
  $ 25001 -  30000                 $27,123        $1,787                   3.45
  $ 30001 -  35000                 $32,510        $2,582                   3.56
  $ 35001 -  40000                 $37,672        $3,627                   3.16
  $ 40001 -  45000                 $42,234        $4,288                   3.58
  $ 45001 -  50000                 $47,249        $4,475                   4.35
  $ 50001 -  75000                 $59,916        $6,848                   3.96
  $ 75001 - 100000                 $87,360       $13,084                   4.65
  $100001 - 250000                $120,716       $17,633                   6.50

                    ______________________________________________________________
  TOTAL                            $26,152        $2,303                   2.86
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST JORDAN UT
                        _________________________________________________
  UNDER $1              18       $-653,419        $1,563     -0.24           34
  $     1  -  5000     214        $595,635        $1,227      0.21          226
  $  5001 -  10000     346      $2,631,148       $36,570      1.39          671
  $ 10001 -  15000     402      $5,038,550      $168,309      3.34          930
  $ 15001 -  20000     434      $7,537,552      $334,719      4.44         1134
  $ 20001 -  25000     408      $9,120,033      $516,240      5.66         1173
  $ 25001 -  30000     401     $11,080,838      $671,420      6.06         1323
  $ 30001 -  35000     450     $14,670,182    $1,023,791      6.98         1550
  $ 35001 -  40000     439     $16,483,091    $1,264,748      7.67         1548
  $ 40001 -  45000     477     $20,259,069    $1,584,517      7.82         1867
  $ 45001 -  50000     397     $18,887,367    $1,579,003      8.36         1538
  $ 50001 -  75000    1253     $75,628,057    $7,299,776      9.65         5109
  $ 75001 - 100000     381     $32,116,114    $3,902,672     12.15         1620
  $100001 - 250000      96     $12,353,282    $1,951,487     15.80          435
  OVER $250,000         10      $3,474,757      $954,250     27.46           32

                    ______________________________________________________________
  TOTAL               5726    $229,222,256   $21,290,292      9.29        19190
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.3           0.0                    0.2
  $     1  -  5000     3.7             0.3           0.0                    1.2
  $  5001 -  10000     6.0             1.1           0.2                    3.5
  $ 10001 -  15000     7.0             2.2           0.8                    4.8
  $ 15001 -  20000     7.6             3.3           1.6                    5.9
  $ 20001 -  25000     7.1             4.0           2.4                    6.1
  $ 25001 -  30000     7.0             4.8           3.2                    6.9
  $ 30001 -  35000     7.9             6.4           4.8                    8.1
  $ 35001 -  40000     7.7             7.2           5.9                    8.1
  $ 40001 -  45000     8.3             8.8           7.4                    9.7
  $ 45001 -  50000     6.9             8.2           7.4                    8.0
  $ 50001 -  75000    21.9            33.0          34.3                   26.6
  $ 75001 - 100000     6.7            14.0          18.3                    8.4
  $100001 - 250000     1.7             5.4           9.2                    2.3
  OVER $250,000        0.2             1.5           4.5                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-36,301           $87                   1.89
  $     1  -  5000                  $2,783            $6                   1.06
  $  5001 -  10000                  $7,604          $106                   1.94
  $ 10001 -  15000                 $12,534          $419                   2.31
  $ 15001 -  20000                 $17,368          $771                   2.61
  $ 20001 -  25000                 $22,353        $1,265                   2.88
  $ 25001 -  30000                 $27,633        $1,674                   3.30
  $ 30001 -  35000                 $32,600        $2,275                   3.44
  $ 35001 -  40000                 $37,547        $2,881                   3.53
  $ 40001 -  45000                 $42,472        $3,322                   3.91
  $ 45001 -  50000                 $47,575        $3,977                   3.87
  $ 50001 -  75000                 $60,358        $5,826                   4.08
  $ 75001 - 100000                 $84,294       $10,243                   4.25
  $100001 - 250000                $128,680       $20,328                   4.53
  OVER $250,000                   $347,476       $95,425                   3.20

                    ______________________________________________________________
  TOTAL                            $40,032        $3,718                   3.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST VALLEY CITY UT
                        _________________________________________________
  UNDER $1              66       $-920,432        $5,345     -0.58          115
  $     1  -  5000    1487      $3,975,697       $21,118      0.53         1693
  $  5001 -  10000    1894     $14,408,035      $274,309      1.90         3101
  $ 10001 -  15000    2272     $28,553,586    $1,126,769      3.95         4485
  $ 15001 -  20000    2289     $40,003,541    $2,209,194      5.52         5179
  $ 20001 -  25000    2211     $49,815,127    $3,260,495      6.55         5679
  $ 25001 -  30000    2032     $55,880,080    $3,952,920      7.07         5993
  $ 30001 -  35000    1901     $61,864,022    $4,801,882      7.76         5994
  $ 35001 -  40000    1702     $63,794,976    $5,306,912      8.32         5746
  $ 40001 -  45000    1517     $64,312,362    $5,567,520      8.66         5426
  $ 45001 -  50000    1239     $58,788,624    $5,288,797      9.00         4542
  $ 50001 -  75000    3283    $196,818,878   $19,498,034      9.91        13248
  $ 75001 - 100000     797     $67,513,971    $7,902,988     11.71         3668
  $100001 - 250000     250     $31,396,134    $4,787,556     15.25         1255
  OVER $250,000         10      $6,791,129    $2,211,101     32.56           46

                    ______________________________________________________________
  TOTAL              22950    $742,995,730   $66,214,940      8.91        66170
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.1           0.0                    0.2
  $     1  -  5000     6.5             0.5           0.0                    2.6
  $  5001 -  10000     8.3             1.9           0.4                    4.7
  $ 10001 -  15000     9.9             3.8           1.7                    6.8
  $ 15001 -  20000    10.0             5.4           3.3                    7.8
  $ 20001 -  25000     9.6             6.7           4.9                    8.6
  $ 25001 -  30000     8.9             7.5           6.0                    9.1
  $ 30001 -  35000     8.3             8.3           7.3                    9.1
  $ 35001 -  40000     7.4             8.6           8.0                    8.7
  $ 40001 -  45000     6.6             8.7           8.4                    8.2
  $ 45001 -  50000     5.4             7.9           8.0                    6.9
  $ 50001 -  75000    14.3            26.5          29.4                   20.0
  $ 75001 - 100000     3.5             9.1          11.9                    5.5
  $100001 - 250000     1.1             4.2           7.2                    1.9
  OVER $250,000        0.0             0.9           3.3                    0.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-13,946           $81                   1.74
  $     1  -  5000                  $2,674           $14                   1.14
  $  5001 -  10000                  $7,607          $145                   1.64
  $ 10001 -  15000                 $12,568          $496                   1.97
  $ 15001 -  20000                 $17,476          $965                   2.26
  $ 20001 -  25000                 $22,531        $1,475                   2.57
  $ 25001 -  30000                 $27,500        $1,945                   2.95
  $ 30001 -  35000                 $32,543        $2,526                   3.15
  $ 35001 -  40000                 $37,482        $3,118                   3.38
  $ 40001 -  45000                 $42,394        $3,670                   3.58
  $ 45001 -  50000                 $47,448        $4,269                   3.67
  $ 50001 -  75000                 $59,951        $5,939                   4.04
  $ 75001 - 100000                 $84,710        $9,916                   4.60
  $100001 - 250000                $125,585       $19,150                   5.02
  OVER $250,000                   $679,113      $221,110                   4.60

                    ______________________________________________________________
  TOTAL                            $32,375        $2,885                   2.88
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WEST VALLEY UT
                        _________________________________________________
  UNDER $ 5,000         74        $211,854          $169      0.08          105
  $  5001 -  10000     160      $1,192,896       $16,660      1.40          306
  $ 10001 -  15000     217      $2,706,609       $74,841      2.77          527
  $ 15001 -  20000     208      $3,665,143      $163,791      4.47          545
  $ 20001 -  25000     183      $4,104,263      $239,574      5.84          527
  $ 25001 -  30000     130      $3,554,774      $260,707      7.33          378
  $ 30001 -  35000     134      $4,347,052      $363,138      8.35          387
  $ 35001 -  40000     120      $4,496,583      $374,334      8.32          400
  $ 40001 -  45000     106      $4,527,944      $390,448      8.62          379
  $ 45001 -  50000      89      $4,240,023      $384,099      9.06          329
  $ 50001 -  75000     282     $16,899,094    $1,671,295      9.89         1136
  $ 75001 - 100000      76      $6,315,856      $747,244     11.83          333
  OVER $100,000         17      $2,270,593      $368,538     16.23           82

                    ______________________________________________________________
  TOTAL               1796     $58,532,684    $5,054,838      8.64         5434
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.1             0.4           0.0                    1.9
  $  5001 -  10000     8.9             2.0           0.3                    5.6
  $ 10001 -  15000    12.1             4.6           1.5                    9.7
  $ 15001 -  20000    11.6             6.3           3.2                   10.0
  $ 20001 -  25000    10.2             7.0           4.7                    9.7
  $ 25001 -  30000     7.2             6.1           5.2                    7.0
  $ 30001 -  35000     7.5             7.4           7.2                    7.1
  $ 35001 -  40000     6.7             7.7           7.4                    7.4
  $ 40001 -  45000     5.9             7.7           7.7                    7.0
  $ 45001 -  50000     5.0             7.2           7.6                    6.1
  $ 50001 -  75000    15.7            28.9          33.1                   20.9
  $ 75001 - 100000     4.2            10.8          14.8                    6.1
  OVER $100,000        0.9             3.9           7.3                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,863            $2                   1.42
  $  5001 -  10000                  $7,456          $104                   1.91
  $ 10001 -  15000                 $12,473          $345                   2.43
  $ 15001 -  20000                 $17,621          $787                   2.62
  $ 20001 -  25000                 $22,428        $1,309                   2.88
  $ 25001 -  30000                 $27,344        $2,005                   2.91
  $ 30001 -  35000                 $32,441        $2,710                   2.89
  $ 35001 -  40000                 $37,472        $3,119                   3.33
  $ 40001 -  45000                 $42,716        $3,683                   3.58
  $ 45001 -  50000                 $47,641        $4,316                   3.70
  $ 50001 -  75000                 $59,926        $5,927                   4.03
  $ 75001 - 100000                 $83,103        $9,832                   4.38
  OVER $100,000                   $133,564       $21,679                   4.82

                    ______________________________________________________________
  TOTAL                            $32,591        $2,814                   3.03
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WILLARD UT
                        _________________________________________________
  UNDER $ 5,000         58       $-256,389          $596     -0.23           63
  $  5001 -  10000      63        $477,580        $6,726      1.41          109
  $ 10001 -  15000      72        $893,589       $34,298      3.84          133
  $ 15001 -  20000      70      $1,210,738       $61,370      5.07          169
  $ 20001 -  25000      79      $1,753,234      $107,604      6.14          223
  $ 25001 -  30000      65      $1,782,442      $143,605      8.06          164
  $ 30001 -  35000      53      $1,711,691      $140,210      8.19          148
  $ 35001 -  40000      59      $2,225,644      $199,957      8.98          185
  $ 40001 -  45000      39      $1,658,611      $155,900      9.40          134
  $ 45001 -  50000      27      $1,277,804      $113,061      8.85          105
  $ 50001 -  75000     122      $7,325,025      $750,500     10.25          486
  $ 75001 - 100000      32      $2,652,970      $336,542     12.69          133
  OVER $100,000         17      $2,514,595      $469,470     18.67           66

                    ______________________________________________________________
  TOTAL                756     $25,227,534    $2,519,839      9.99         2118
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.7            -1.0           0.0                    3.0
  $  5001 -  10000     8.3             1.9           0.3                    5.1
  $ 10001 -  15000     9.5             3.5           1.4                    6.3
  $ 15001 -  20000     9.3             4.8           2.4                    8.0
  $ 20001 -  25000    10.4             6.9           4.3                   10.5
  $ 25001 -  30000     8.6             7.1           5.7                    7.7
  $ 30001 -  35000     7.0             6.8           5.6                    7.0
  $ 35001 -  40000     7.8             8.8           7.9                    8.7
  $ 40001 -  45000     5.2             6.6           6.2                    6.3
  $ 45001 -  50000     3.6             5.1           4.5                    5.0
  $ 50001 -  75000    16.1            29.0          29.8                   22.9
  $ 75001 - 100000     4.2            10.5          13.4                    6.3
  OVER $100,000        2.2            10.0          18.6                    3.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-4,421           $10                   1.09
  $  5001 -  10000                  $7,581          $107                   1.73
  $ 10001 -  15000                 $12,411          $476                   1.85
  $ 15001 -  20000                 $17,296          $877                   2.41
  $ 20001 -  25000                 $22,193        $1,362                   2.82
  $ 25001 -  30000                 $27,422        $2,209                   2.52
  $ 30001 -  35000                 $32,296        $2,645                   2.79
  $ 35001 -  40000                 $37,723        $3,389                   3.14
  $ 40001 -  45000                 $42,528        $3,997                   3.44
  $ 45001 -  50000                 $47,326        $4,187                   3.89
  $ 50001 -  75000                 $60,041        $6,152                   3.98
  $ 75001 - 100000                 $82,905       $10,517                   4.16
  OVER $100,000                   $147,917       $27,616                   3.88

                    ______________________________________________________________
  TOTAL                            $33,370        $3,333                   2.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1995 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      WOODS CROSS UT
                        _________________________________________________
  UNDER $ 5,000         62       $-114,638          $199     -0.17           94
  $  5001 -  10000      79        $608,516       $11,661      1.92          126
  $ 10001 -  15000      89      $1,122,475       $40,011      3.56          190
  $ 15001 -  20000      92      $1,618,408       $77,804      4.81          214
  $ 20001 -  25000     108      $2,451,421      $156,999      6.40          278
  $ 25001 -  30000      87      $2,382,786      $178,417      7.49          248
  $ 30001 -  35000      88      $2,849,854      $215,596      7.57          264
  $ 35001 -  40000     100      $3,739,634      $297,349      7.95          337
  $ 40001 -  45000     102      $4,312,285      $362,568      8.41          366
  $ 45001 -  50000     102      $4,824,869      $417,363      8.65          408
  $ 50001 -  75000     287     $17,457,551    $1,694,397      9.71         1171
  $ 75001 - 100000     105      $8,853,454    $1,029,027     11.62          505
  OVER $100,000         37      $6,138,632    $1,221,317     19.90          175

                    ______________________________________________________________
  TOTAL               1338     $56,245,247    $5,702,708     10.14         4376
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.6            -0.2           0.0                    2.1
  $  5001 -  10000     5.9             1.1           0.2                    2.9
  $ 10001 -  15000     6.7             2.0           0.7                    4.3
  $ 15001 -  20000     6.9             2.9           1.4                    4.9
  $ 20001 -  25000     8.1             4.4           2.8                    6.4
  $ 25001 -  30000     6.5             4.2           3.1                    5.7
  $ 30001 -  35000     6.6             5.1           3.8                    6.0
  $ 35001 -  40000     7.5             6.6           5.2                    7.7
  $ 40001 -  45000     7.6             7.7           6.4                    8.4
  $ 45001 -  50000     7.6             8.6           7.3                    9.3
  $ 50001 -  75000    21.4            31.0          29.7                   26.8
  $ 75001 - 100000     7.8            15.7          18.0                   11.5
  OVER $100,000        2.8            10.9          21.4                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-1,849            $3                   1.52
  $  5001 -  10000                  $7,703          $148                   1.59
  $ 10001 -  15000                 $12,612          $450                   2.13
  $ 15001 -  20000                 $17,591          $846                   2.33
  $ 20001 -  25000                 $22,698        $1,454                   2.57
  $ 25001 -  30000                 $27,388        $2,051                   2.85
  $ 30001 -  35000                 $32,385        $2,450                   3.00
  $ 35001 -  40000                 $37,396        $2,973                   3.37
  $ 40001 -  45000                 $42,277        $3,555                   3.59
  $ 45001 -  50000                 $47,303        $4,092                   4.00
  $ 50001 -  75000                 $60,828        $5,904                   4.08
  $ 75001 - 100000                 $84,319        $9,800                   4.81
  OVER $100,000                   $165,909       $33,009                   4.73

                    ______________________________________________________________
  TOTAL                            $42,037        $4,262                   3.27
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION