TABLE OF CONTENTS (TOC)
COUNTY

BEAVER        
BOX ELDER     
CACHE         
CARBON        
DAGGETT       
DAVIS         
DUCHESNE      
EMERY         
GARFIELD      
GRAND         
IRON          
JUAB          
KANE          
MILLARD       
MORGAN        
PIUTE         
RICH          
SALT LAKE     
SAN JUAN      
SANPETE       
SEVIER        
SUMMIT        
TOOELE        
UINTAH        
UTAH          
WASATCH       
WASHINGTON    
WAYNE         
WEBER         
OUT 0F STATE  
PRIOR YEAR    
NEXT YEAR     
STATE OF UTAH 
OTHER UTAH    
****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      BEAVER
                        _________________________________________________
  UNDER $1              37     $-1,726,155          $119     -0.01          120
  $     1  -  5000     324        $844,791        $3,461      0.41          189
  $  5001 -  10000     238      $1,759,386       $31,327      1.78          365
  $ 10001 -  15000     232      $2,871,825       $82,003      2.86          515
  $ 15001 -  20000     200      $3,525,871      $140,727      3.99          594
  $ 20001 -  25000     142      $3,178,010      $182,434      5.74          438
  $ 25001 -  30000     112      $3,094,247      $213,769      6.91          374
  $ 30001 -  35000      94      $3,062,354      $217,958      7.12          364
  $ 35001 -  40000      79      $2,966,840      $233,589      7.87          308
  $ 40001 -  45000      54      $2,294,746      $209,165      9.11          202
  $ 45001 -  50000      56      $2,660,371      $253,676      9.54          215
  $ 50001 -  75000     180     $10,674,251    $1,151,534     10.79          728
  $ 75001 - 100000      27      $2,233,714      $324,258     14.52           96
  $100001 - 250000      13      $1,873,985      $368,731     19.68           51

                    ______________________________________________________________
  TOTAL               1788     $39,314,236    $3,412,751      8.68         4559
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.1            -4.4           0.0                    2.6
  $     1  -  5000    18.1             2.1           0.1                    4.1
  $  5001 -  10000    13.3             4.5           0.9                    8.0
  $ 10001 -  15000    13.0             7.3           2.4                   11.3
  $ 15001 -  20000    11.2             9.0           4.1                   13.0
  $ 20001 -  25000     7.9             8.1           5.3                    9.6
  $ 25001 -  30000     6.3             7.9           6.3                    8.2
  $ 30001 -  35000     5.3             7.8           6.4                    8.0
  $ 35001 -  40000     4.4             7.5           6.8                    6.8
  $ 40001 -  45000     3.0             5.8           6.1                    4.4
  $ 45001 -  50000     3.1             6.8           7.4                    4.7
  $ 50001 -  75000    10.1            27.2          33.7                   16.0
  $ 75001 - 100000     1.5             5.7           9.5                    2.1
  $100001 - 250000     0.7             4.8          10.8                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-46,653            $3                   3.24
  $     1  -  5000                  $2,607           $11                   0.58
  $  5001 -  10000                  $7,392          $132                   1.53
  $ 10001 -  15000                 $12,379          $353                   2.22
  $ 15001 -  20000                 $17,629          $704                   2.97
  $ 20001 -  25000                 $22,380        $1,285                   3.08
  $ 25001 -  30000                 $27,627        $1,909                   3.34
  $ 30001 -  35000                 $32,578        $2,319                   3.87
  $ 35001 -  40000                 $37,555        $2,957                   3.90
  $ 40001 -  45000                 $42,495        $3,873                   3.74
  $ 45001 -  50000                 $47,507        $4,530                   3.84
  $ 50001 -  75000                 $59,301        $6,397                   4.04
  $ 75001 - 100000                 $82,730       $12,010                   3.56
  $100001 - 250000                $144,153       $28,364                   3.92

                    ______________________________________________________________
  TOTAL                            $21,988        $1,909                   2.55
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      BOX ELDER
                        _________________________________________________
  UNDER $1              96     $-3,249,243        $3,229     -0.10          196
  $     1  -  5000    2167      $5,436,553       $61,323      1.13          934
  $  5001 -  10000    1569     $11,544,211      $312,341      2.71         1939
  $ 10001 -  15000    1340     $16,764,660      $695,524      4.15         2488
  $ 15001 -  20000    1284     $22,545,709    $1,282,104      5.69         2881
  $ 20001 -  25000    1219     $27,276,193    $1,816,774      6.66         3206
  $ 25001 -  30000     938     $25,814,028    $1,891,874      7.33         2833
  $ 30001 -  35000     902     $29,338,752    $2,377,535      8.10         2982
  $ 35001 -  40000     866     $32,451,411    $2,728,923      8.41         3176
  $ 40001 -  45000     788     $33,446,103    $3,035,058      9.07         2978
  $ 45001 -  50000     728     $34,537,833    $3,176,420      9.20         2900
  $ 50001 -  75000    2004    $120,339,500   $12,948,533     10.76         8151
  $ 75001 - 100000     445     $37,390,601    $5,313,409     14.21         1689
  $100001 - 250000     196     $26,795,177    $5,116,585     19.10          715
  OVER $250,000         21      $8,962,289    $2,666,723     29.75           72

                    ______________________________________________________________
  TOTAL              14563    $429,393,777   $43,426,355     10.11        37140
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.8           0.0                    0.5
  $     1  -  5000    14.9             1.3           0.1                    2.5
  $  5001 -  10000    10.8             2.7           0.7                    5.2
  $ 10001 -  15000     9.2             3.9           1.6                    6.7
  $ 15001 -  20000     8.8             5.3           3.0                    7.8
  $ 20001 -  25000     8.4             6.4           4.2                    8.6
  $ 25001 -  30000     6.4             6.0           4.4                    7.6
  $ 30001 -  35000     6.2             6.8           5.5                    8.0
  $ 35001 -  40000     5.9             7.6           6.3                    8.6
  $ 40001 -  45000     5.4             7.8           7.0                    8.0
  $ 45001 -  50000     5.0             8.0           7.3                    7.8
  $ 50001 -  75000    13.8            28.0          29.8                   21.9
  $ 75001 - 100000     3.1             8.7          12.2                    4.5
  $100001 - 250000     1.3             6.2          11.8                    1.9
  OVER $250,000        0.1             2.1           6.1                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,846           $34                   2.04
  $     1  -  5000                  $2,509           $28                   0.43
  $  5001 -  10000                  $7,358          $199                   1.24
  $ 10001 -  15000                 $12,511          $519                   1.86
  $ 15001 -  20000                 $17,559          $999                   2.24
  $ 20001 -  25000                 $22,376        $1,490                   2.63
  $ 25001 -  30000                 $27,520        $2,017                   3.02
  $ 30001 -  35000                 $32,526        $2,636                   3.31
  $ 35001 -  40000                 $37,473        $3,151                   3.67
  $ 40001 -  45000                 $42,444        $3,852                   3.78
  $ 45001 -  50000                 $47,442        $4,363                   3.98
  $ 50001 -  75000                 $60,050        $6,461                   4.07
  $ 75001 - 100000                 $84,024       $11,940                   3.80
  $100001 - 250000                $136,710       $26,105                   3.65
  OVER $250,000                   $426,776      $126,987                   3.43

                    ______________________________________________________________
  TOTAL                            $29,485        $2,982                   2.55
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      CACHE
                        _________________________________________________
  UNDER $1             228     $-1,871,856        $2,766     -0.15          362
  $     1  -  5000    4547     $11,995,836      $128,831      1.07         2289
  $  5001 -  10000    4199     $30,855,184      $883,054      2.86         5010
  $ 10001 -  15000    3428     $42,576,946    $1,801,762      4.23         6385
  $ 15001 -  20000    2871     $50,032,893    $2,746,041      5.49         6577
  $ 20001 -  25000    2287     $51,230,355    $3,273,905      6.39         6192
  $ 25001 -  30000    1879     $51,606,961    $3,689,429      7.15         5724
  $ 30001 -  35000    1623     $52,670,830    $4,046,325      7.68         5562
  $ 35001 -  40000    1482     $55,596,819    $4,503,723      8.10         5445
  $ 40001 -  45000    1272     $53,949,837    $4,649,071      8.62         4854
  $ 45001 -  50000     975     $46,201,808    $4,120,871      8.92         3934
  $ 50001 -  75000    2801    $167,870,929   $17,641,555     10.51        10891
  $ 75001 - 100000     759     $64,485,590    $8,850,218     13.72         2926
  $100001 - 250000     518     $72,706,237   $13,360,019     18.38         2109
  OVER $250,000         59     $57,299,282   $16,774,852     29.28          231

                    ______________________________________________________________
  TOTAL              28928    $807,207,651   $86,472,422     10.71        68491
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.2           0.0                    0.5
  $     1  -  5000    15.7             1.5           0.1                    3.3
  $  5001 -  10000    14.5             3.8           1.0                    7.3
  $ 10001 -  15000    11.9             5.3           2.1                    9.3
  $ 15001 -  20000     9.9             6.2           3.2                    9.6
  $ 20001 -  25000     7.9             6.3           3.8                    9.0
  $ 25001 -  30000     6.5             6.4           4.3                    8.4
  $ 30001 -  35000     5.6             6.5           4.7                    8.1
  $ 35001 -  40000     5.1             6.9           5.2                    7.9
  $ 40001 -  45000     4.4             6.7           5.4                    7.1
  $ 45001 -  50000     3.4             5.7           4.8                    5.7
  $ 50001 -  75000     9.7            20.8          20.4                   15.9
  $ 75001 - 100000     2.6             8.0          10.2                    4.3
  $100001 - 250000     1.8             9.0          15.5                    3.1
  OVER $250,000        0.2             7.1          19.4                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-8,210           $12                   1.59
  $     1  -  5000                  $2,638           $28                   0.50
  $  5001 -  10000                  $7,348          $210                   1.19
  $ 10001 -  15000                 $12,420          $526                   1.86
  $ 15001 -  20000                 $17,427          $956                   2.29
  $ 20001 -  25000                 $22,401        $1,432                   2.71
  $ 25001 -  30000                 $27,465        $1,964                   3.05
  $ 30001 -  35000                 $32,453        $2,493                   3.43
  $ 35001 -  40000                 $37,515        $3,039                   3.67
  $ 40001 -  45000                 $42,413        $3,655                   3.82
  $ 45001 -  50000                 $47,386        $4,227                   4.03
  $ 50001 -  75000                 $59,932        $6,298                   3.89
  $ 75001 - 100000                 $84,961       $11,660                   3.86
  $100001 - 250000                $140,360       $25,792                   4.07
  OVER $250,000                   $971,174      $284,320                   3.92

                    ______________________________________________________________
  TOTAL                            $27,904        $2,989                   2.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      CARBON
                        _________________________________________________
  UNDER $1              54       $-651,298             .       .            102
  $     1  -  5000    1190      $2,984,949       $19,685      0.66          908
  $  5001 -  10000    1041      $7,841,950      $171,902      2.19         1575
  $ 10001 -  15000     774      $9,614,580      $357,592      3.72         1462
  $ 15001 -  20000     669     $11,646,970      $645,590      5.54         1461
  $ 20001 -  25000     499     $11,201,712      $778,077      6.95         1210
  $ 25001 -  30000     479     $13,105,985    $1,024,725      7.82         1314
  $ 30001 -  35000     395     $12,847,947    $1,125,110      8.76         1181
  $ 35001 -  40000     367     $13,753,697    $1,266,173      9.21         1176
  $ 40001 -  45000     366     $15,514,023    $1,519,526      9.79         1199
  $ 45001 -  50000     306     $14,476,264    $1,433,188      9.90         1117
  $ 50001 -  75000     995     $60,274,482    $7,128,776     11.83         3645
  $ 75001 - 100000     253     $21,354,152    $3,282,688     15.37          949
  OVER $100,000         85     $13,042,867    $2,824,844     21.66          323

                    ______________________________________________________________
  TOTAL               7473    $207,008,280   $21,577,876     10.42        17622
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.3            .                     0.6
  $     1  -  5000    15.9             1.4           0.1                    5.2
  $  5001 -  10000    13.9             3.8           0.8                    8.9
  $ 10001 -  15000    10.4             4.6           1.7                    8.3
  $ 15001 -  20000     9.0             5.6           3.0                    8.3
  $ 20001 -  25000     6.7             5.4           3.6                    6.9
  $ 25001 -  30000     6.4             6.3           4.7                    7.5
  $ 30001 -  35000     5.3             6.2           5.2                    6.7
  $ 35001 -  40000     4.9             6.6           5.9                    6.7
  $ 40001 -  45000     4.9             7.5           7.0                    6.8
  $ 45001 -  50000     4.1             7.0           6.6                    6.3
  $ 50001 -  75000    13.3            29.1          33.0                   20.7
  $ 75001 - 100000     3.4            10.3          15.2                    5.4
  OVER $100,000        1.1             6.3          13.1                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,061             .                   1.89
  $     1  -  5000                  $2,508           $17                   0.76
  $  5001 -  10000                  $7,533          $165                   1.51
  $ 10001 -  15000                 $12,422          $462                   1.89
  $ 15001 -  20000                 $17,410          $965                   2.18
  $ 20001 -  25000                 $22,448        $1,559                   2.42
  $ 25001 -  30000                 $27,361        $2,139                   2.74
  $ 30001 -  35000                 $32,526        $2,848                   2.99
  $ 35001 -  40000                 $37,476        $3,450                   3.20
  $ 40001 -  45000                 $42,388        $4,152                   3.28
  $ 45001 -  50000                 $47,308        $4,684                   3.65
  $ 50001 -  75000                 $60,577        $7,165                   3.66
  $ 75001 - 100000                 $84,404       $12,975                   3.75
  OVER $100,000                   $153,445       $33,233                   3.80

                    ______________________________________________________________
  TOTAL                            $27,701        $2,887                   2.36
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DAGGETT
                        _________________________________________________
  UNDER $ 5,000         40        $-21,181          $439     -2.07           30
  $  5001 -  10000      26        $185,416        $3,410      1.84           34
  $ 10001 -  15000      19        $237,819       $13,101      5.51           26
  $ 15001 -  20000      35        $608,929       $35,183      5.78           71
  $ 20001 -  25000      35        $779,350       $52,011      6.67           99
  $ 25001 -  30000      28        $778,121       $52,797      6.79           93
  $ 30001 -  35000      11        $355,082       $28,459      8.01           42
  $ 35001 -  40000      17        $629,134       $61,007      9.70           51
  $ 40001 -  45000      18        $759,219       $76,322     10.05           53
  $ 45001 -  50000      11        $516,303       $56,789     11.00           37
  $ 50001 - 250000      40      $2,767,305      $370,715     13.40          157

                    ______________________________________________________________
  TOTAL                280      $7,595,497      $750,233      9.88          693
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       14.3            -0.3           0.1                    4.3
  $  5001 -  10000     9.3             2.4           0.5                    4.9
  $ 10001 -  15000     6.8             3.1           1.7                    3.8
  $ 15001 -  20000    12.5             8.0           4.7                   10.2
  $ 20001 -  25000    12.5            10.3           6.9                   14.3
  $ 25001 -  30000    10.0            10.2           7.0                   13.4
  $ 30001 -  35000     3.9             4.7           3.8                    6.1
  $ 35001 -  40000     6.1             8.3           8.1                    7.4
  $ 40001 -  45000     6.4            10.0          10.2                    7.6
  $ 45001 -  50000     3.9             6.8           7.6                    5.3
  $ 50001 - 250000    14.3            36.4          49.4                   22.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-530           $11                   0.75
  $  5001 -  10000                  $7,131          $131                   1.31
  $ 10001 -  15000                 $12,517          $690                   1.37
  $ 15001 -  20000                 $17,398        $1,005                   2.03
  $ 20001 -  25000                 $22,267        $1,486                   2.83
  $ 25001 -  30000                 $27,790        $1,886                   3.32
  $ 30001 -  35000                 $32,280        $2,587                   3.82
  $ 35001 -  40000                 $37,008        $3,589                   3.00
  $ 40001 -  45000                 $42,179        $4,240                   2.94
  $ 45001 -  50000                 $46,937        $5,163                   3.36
  $ 50001 - 250000                 $69,183        $9,268                   3.93

                    ______________________________________________________________
  TOTAL                            $27,127        $2,679                   2.48
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DAVIS
                        _________________________________________________
  UNDER $1             288     $-6,520,680       $11,491     -0.18          533
  $     1  -  5000   12209     $30,373,722      $302,788      1.00         4302
  $  5001 -  10000    8549     $63,120,768    $2,224,878      3.52         8406
  $ 10001 -  15000    7212     $89,812,856    $4,488,379      5.00        11717
  $ 15001 -  20000    6570    $114,799,303    $6,897,266      6.01        13519
  $ 20001 -  25000    5556    $124,599,152    $8,726,641      7.00        13224
  $ 25001 -  30000    5084    $139,690,006   $10,617,465      7.60        13758
  $ 30001 -  35000    4616    $149,901,603   $12,263,634      8.18        13792
  $ 35001 -  40000    4499    $168,591,260   $14,611,324      8.67        14622
  $ 40001 -  45000    4172    $177,185,429   $15,702,835      8.86        14741
  $ 45001 -  50000    3586    $170,181,951   $15,470,285      9.09        13426
  $ 50001 -  75000   11610    $702,043,223   $72,940,594     10.39        44601
  $ 75001 - 100000    3494    $296,135,470   $39,476,294     13.33        13577
  $100001 - 250000    2039    $278,470,907   $49,185,874     17.66         8463
  OVER $250,000        302    $178,719,570   $49,971,640     27.96         1310

                    ______________________________________________________________
  TOTAL              79786  $2,677,104,540  $302,891,388     11.31       189991
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.2           0.0                    0.3
  $     1  -  5000    15.3             1.1           0.1                    2.3
  $  5001 -  10000    10.7             2.4           0.7                    4.4
  $ 10001 -  15000     9.0             3.4           1.5                    6.2
  $ 15001 -  20000     8.2             4.3           2.3                    7.1
  $ 20001 -  25000     7.0             4.7           2.9                    7.0
  $ 25001 -  30000     6.4             5.2           3.5                    7.2
  $ 30001 -  35000     5.8             5.6           4.0                    7.3
  $ 35001 -  40000     5.6             6.3           4.8                    7.7
  $ 40001 -  45000     5.2             6.6           5.2                    7.8
  $ 45001 -  50000     4.5             6.4           5.1                    7.1
  $ 50001 -  75000    14.6            26.2          24.1                   23.5
  $ 75001 - 100000     4.4            11.1          13.0                    7.1
  $100001 - 250000     2.6            10.4          16.2                    4.5
  OVER $250,000        0.4             6.7          16.5                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-22,641           $40                   1.85
  $     1  -  5000                  $2,488           $25                   0.35
  $  5001 -  10000                  $7,383          $260                   0.98
  $ 10001 -  15000                 $12,453          $622                   1.62
  $ 15001 -  20000                 $17,473        $1,050                   2.06
  $ 20001 -  25000                 $22,426        $1,571                   2.38
  $ 25001 -  30000                 $27,476        $2,088                   2.71
  $ 30001 -  35000                 $32,474        $2,657                   2.99
  $ 35001 -  40000                 $37,473        $3,248                   3.25
  $ 40001 -  45000                 $42,470        $3,764                   3.53
  $ 45001 -  50000                 $47,457        $4,314                   3.74
  $ 50001 -  75000                 $60,469        $6,283                   3.84
  $ 75001 - 100000                 $84,755       $11,298                   3.89
  $100001 - 250000                $136,572       $24,123                   4.15
  OVER $250,000                   $591,787      $165,469                   4.34

                    ______________________________________________________________
  TOTAL                            $33,554        $3,796                   2.38
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DUCHESNE
                        _________________________________________________
  UNDER $1              83     $-2,764,948        $4,191     -0.15          189
  $     1  -  5000     863      $2,136,744       $23,493      1.10          754
  $  5001 -  10000     589      $4,404,029       $79,565      1.81         1049
  $ 10001 -  15000     531      $6,639,908      $188,278      2.84         1325
  $ 15001 -  20000     452      $7,885,445      $322,290      4.09         1324
  $ 20001 -  25000     437      $9,817,238      $546,336      5.57         1405
  $ 25001 -  30000     358      $9,824,069      $651,131      6.63         1254
  $ 30001 -  35000     302      $9,790,938      $710,483      7.26         1159
  $ 35001 -  40000     271     $10,090,747      $839,154      8.32         1041
  $ 40001 -  45000     204      $8,663,075      $732,206      8.45          853
  $ 45001 -  50000     140      $6,631,154      $609,822      9.20          583
  $ 50001 -  75000     321     $18,964,394    $2,025,998     10.68         1267
  $ 75001 - 100000      56      $4,720,336      $654,302     13.86          232
  OVER $100,000         43      $6,685,304    $1,295,849     19.38          172

                    ______________________________________________________________
  TOTAL               4650    $103,488,433    $8,683,098      8.39        12607
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -2.7           0.0                    1.5
  $     1  -  5000    18.6             2.1           0.3                    6.0
  $  5001 -  10000    12.7             4.3           0.9                    8.3
  $ 10001 -  15000    11.4             6.4           2.2                   10.5
  $ 15001 -  20000     9.7             7.6           3.7                   10.5
  $ 20001 -  25000     9.4             9.5           6.3                   11.1
  $ 25001 -  30000     7.7             9.5           7.5                    9.9
  $ 30001 -  35000     6.5             9.5           8.2                    9.2
  $ 35001 -  40000     5.8             9.8           9.7                    8.3
  $ 40001 -  45000     4.4             8.4           8.4                    6.8
  $ 45001 -  50000     3.0             6.4           7.0                    4.6
  $ 50001 -  75000     6.9            18.3          23.3                   10.0
  $ 75001 - 100000     1.2             4.6           7.5                    1.8
  OVER $100,000        0.9             6.5          14.9                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,313           $50                   2.28
  $     1  -  5000                  $2,476           $27                   0.87
  $  5001 -  10000                  $7,477          $135                   1.78
  $ 10001 -  15000                 $12,505          $355                   2.50
  $ 15001 -  20000                 $17,446          $713                   2.93
  $ 20001 -  25000                 $22,465        $1,250                   3.22
  $ 25001 -  30000                 $27,442        $1,819                   3.50
  $ 30001 -  35000                 $32,420        $2,353                   3.84
  $ 35001 -  40000                 $37,235        $3,097                   3.84
  $ 40001 -  45000                 $42,466        $3,589                   4.18
  $ 45001 -  50000                 $47,365        $4,356                   4.16
  $ 50001 -  75000                 $59,079        $6,312                   3.95
  $ 75001 - 100000                 $84,292       $11,684                   4.14
  OVER $100,000                   $155,472       $30,136                   4.00

                    ______________________________________________________________
  TOTAL                            $22,256        $1,867                   2.71
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      EMERY
                        _________________________________________________
  UNDER $1              38       $-616,078          $211     -0.03           84
  $     1  -  5000     577      $1,360,984        $8,833      0.65          390
  $  5001 -  10000     377      $2,730,351       $58,688      2.15          594
  $ 10001 -  15000     379      $4,713,951      $150,194      3.19          803
  $ 15001 -  20000     256      $4,457,922      $226,669      5.08          624
  $ 20001 -  25000     239      $5,388,858      $307,393      5.70          765
  $ 25001 -  30000     213      $5,840,482      $392,061      6.71          740
  $ 30001 -  35000     210      $6,777,598      $512,604      7.56          774
  $ 35001 -  40000     198      $7,438,379      $620,611      8.34          775
  $ 40001 -  45000     203      $8,608,272      $744,273      8.65          848
  $ 45001 -  50000     185      $8,787,035      $802,062      9.13          782
  $ 50001 -  75000     507     $30,261,598    $3,268,015     10.80         2155
  $ 75001 - 100000      79      $6,609,959      $942,600     14.26          327
  $100001 - 250000      23      $2,775,544      $476,164     17.16          106

                    ______________________________________________________________
  TOTAL               3484     $95,134,855    $8,510,378      8.95         9767
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -0.6           0.0                    0.9
  $     1  -  5000    16.6             1.4           0.1                    4.0
  $  5001 -  10000    10.8             2.9           0.7                    6.1
  $ 10001 -  15000    10.9             5.0           1.8                    8.2
  $ 15001 -  20000     7.3             4.7           2.7                    6.4
  $ 20001 -  25000     6.9             5.7           3.6                    7.8
  $ 25001 -  30000     6.1             6.1           4.6                    7.6
  $ 30001 -  35000     6.0             7.1           6.0                    7.9
  $ 35001 -  40000     5.7             7.8           7.3                    7.9
  $ 40001 -  45000     5.8             9.0           8.7                    8.7
  $ 45001 -  50000     5.3             9.2           9.4                    8.0
  $ 50001 -  75000    14.6            31.8          38.4                   22.1
  $ 75001 - 100000     2.3             6.9          11.1                    3.3
  $100001 - 250000     0.7             2.9           5.6                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-16,213            $6                   2.21
  $     1  -  5000                  $2,359           $15                   0.68
  $  5001 -  10000                  $7,242          $156                   1.58
  $ 10001 -  15000                 $12,438          $396                   2.12
  $ 15001 -  20000                 $17,414          $885                   2.44
  $ 20001 -  25000                 $22,548        $1,286                   3.20
  $ 25001 -  30000                 $27,420        $1,841                   3.47
  $ 30001 -  35000                 $32,274        $2,441                   3.69
  $ 35001 -  40000                 $37,568        $3,134                   3.91
  $ 40001 -  45000                 $42,405        $3,666                   4.18
  $ 45001 -  50000                 $47,497        $4,335                   4.23
  $ 50001 -  75000                 $59,688        $6,446                   4.25
  $ 75001 - 100000                 $83,670       $11,932                   4.14
  $100001 - 250000                $120,676       $20,703                   4.61

                    ______________________________________________________________
  TOTAL                            $27,306        $2,443                   2.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      GARFIELD
                        _________________________________________________
  UNDER $1              18       $-523,551             .       .             44
  $     1  -  5000     343        $841,203        $4,320      0.51          168
  $  5001 -  10000     276      $2,037,328       $44,947      2.21          378
  $ 10001 -  15000     216      $2,717,608      $102,047      3.76          437
  $ 15001 -  20000     191      $3,339,007      $165,316      4.95          457
  $ 20001 -  25000     129      $2,880,649      $165,591      5.75          391
  $ 25001 -  30000     103      $2,817,986      $176,246      6.25          373
  $ 30001 -  35000      91      $2,948,685      $225,806      7.66          322
  $ 35001 -  40000      74      $2,767,156      $210,373      7.60          318
  $ 40001 -  45000      67      $2,842,987      $256,113      9.01          259
  $ 45001 -  50000      49      $2,322,761      $218,403      9.40          178
  $ 50001 -  75000      77      $4,560,841      $503,175     11.03          287
  $ 75001 - 100000      18      $1,527,434      $242,807     15.90           54
  $100001 - 250000      16      $2,234,757      $434,576     19.45           63

                    ______________________________________________________________
  TOTAL               1668     $33,314,851    $2,749,720      8.25         3729
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.6            .                     1.2
  $     1  -  5000    20.6             2.5           0.2                    4.5
  $  5001 -  10000    16.5             6.1           1.6                   10.1
  $ 10001 -  15000    12.9             8.2           3.7                   11.7
  $ 15001 -  20000    11.5            10.0           6.0                   12.3
  $ 20001 -  25000     7.7             8.6           6.0                   10.5
  $ 25001 -  30000     6.2             8.5           6.4                   10.0
  $ 30001 -  35000     5.5             8.9           8.2                    8.6
  $ 35001 -  40000     4.4             8.3           7.7                    8.5
  $ 40001 -  45000     4.0             8.5           9.3                    6.9
  $ 45001 -  50000     2.9             7.0           7.9                    4.8
  $ 50001 -  75000     4.6            13.7          18.3                    7.7
  $ 75001 - 100000     1.1             4.6           8.8                    1.4
  $100001 - 250000     1.0             6.7          15.8                    1.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-29,086             .                   2.44
  $     1  -  5000                  $2,452           $13                   0.49
  $  5001 -  10000                  $7,382          $163                   1.37
  $ 10001 -  15000                 $12,582          $472                   2.02
  $ 15001 -  20000                 $17,482          $866                   2.39
  $ 20001 -  25000                 $22,331        $1,284                   3.03
  $ 25001 -  30000                 $27,359        $1,711                   3.62
  $ 30001 -  35000                 $32,403        $2,481                   3.54
  $ 35001 -  40000                 $37,394        $2,843                   4.30
  $ 40001 -  45000                 $42,433        $3,823                   3.87
  $ 45001 -  50000                 $47,403        $4,457                   3.63
  $ 50001 -  75000                 $59,232        $6,535                   3.73
  $ 75001 - 100000                 $84,857       $13,489                   3.00
  $100001 - 250000                $139,672       $27,161                   3.94

                    ______________________________________________________________
  TOTAL                            $19,973        $1,649                   2.24
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      GRAND
                        _________________________________________________
  UNDER $1              33       $-382,204        $1,528     -0.40           57
  $     1  -  5000     558      $1,443,059        $8,087      0.56          371
  $  5001 -  10000     505      $3,753,913       $87,664      2.34          690
  $ 10001 -  15000     466      $5,772,075      $245,670      4.26          837
  $ 15001 -  20000     312      $5,421,369      $317,005      5.85          648
  $ 20001 -  25000     237      $5,276,300      $395,890      7.50          539
  $ 25001 -  30000     203      $5,586,589      $447,875      8.02          558
  $ 30001 -  35000     162      $5,233,531      $452,490      8.65          475
  $ 35001 -  40000     113      $4,249,866      $400,491      9.42          322
  $ 40001 -  45000     103      $4,357,561      $429,375      9.85          327
  $ 45001 -  50000      83      $3,950,964      $412,157     10.43          271
  $ 50001 -  75000     209     $12,571,740    $1,556,648     12.38          667
  $ 75001 - 100000      46      $3,843,060      $564,731     14.69          159
  OVER $100,000         32      $8,492,653    $2,441,928     28.75           98

                    ______________________________________________________________
  TOTAL               3062     $69,570,476    $7,761,539     11.16         6019
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -0.5           0.0                    0.9
  $     1  -  5000    18.2             2.1           0.1                    6.2
  $  5001 -  10000    16.5             5.4           1.1                   11.5
  $ 10001 -  15000    15.2             8.3           3.2                   13.9
  $ 15001 -  20000    10.2             7.8           4.1                   10.8
  $ 20001 -  25000     7.7             7.6           5.1                    9.0
  $ 25001 -  30000     6.6             8.0           5.8                    9.3
  $ 30001 -  35000     5.3             7.5           5.8                    7.9
  $ 35001 -  40000     3.7             6.1           5.2                    5.3
  $ 40001 -  45000     3.4             6.3           5.5                    5.4
  $ 45001 -  50000     2.7             5.7           5.3                    4.5
  $ 50001 -  75000     6.8            18.1          20.1                   11.1
  $ 75001 - 100000     1.5             5.5           7.3                    2.6
  OVER $100,000        1.0            12.2          31.5                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-11,582           $46                   1.73
  $     1  -  5000                  $2,586           $14                   0.66
  $  5001 -  10000                  $7,433          $174                   1.37
  $ 10001 -  15000                 $12,386          $527                   1.80
  $ 15001 -  20000                 $17,376        $1,016                   2.08
  $ 20001 -  25000                 $22,263        $1,670                   2.27
  $ 25001 -  30000                 $27,520        $2,206                   2.75
  $ 30001 -  35000                 $32,306        $2,793                   2.93
  $ 35001 -  40000                 $37,609        $3,544                   2.85
  $ 40001 -  45000                 $42,306        $4,169                   3.17
  $ 45001 -  50000                 $47,602        $4,966                   3.27
  $ 50001 -  75000                 $60,152        $7,448                   3.19
  $ 75001 - 100000                 $83,545       $12,277                   3.46
  OVER $100,000                   $265,395       $76,310                   3.06

                    ______________________________________________________________
  TOTAL                            $22,721        $2,535                   1.97
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      IRON
                        _________________________________________________
  UNDER $1              73     $-1,800,407        $4,038     -0.22          176
  $     1  -  5000    1617      $4,289,516       $33,287      0.78         1014
  $  5001 -  10000    1394     $10,273,124      $255,821      2.49         2010
  $ 10001 -  15000    1206     $14,967,504      $522,317      3.49         2508
  $ 15001 -  20000     938     $16,282,584      $841,883      5.17         2304
  $ 20001 -  25000     736     $16,466,313      $995,453      6.05         2102
  $ 25001 -  30000     600     $16,499,693    $1,153,028      6.99         1920
  $ 30001 -  35000     484     $15,747,727    $1,222,081      7.76         1650
  $ 35001 -  40000     449     $16,769,966    $1,417,624      8.45         1527
  $ 40001 -  45000     373     $15,859,312    $1,403,595      8.85         1376
  $ 45001 -  50000     292     $13,857,444    $1,290,428      9.31         1068
  $ 50001 -  75000     800     $47,448,849    $5,015,911     10.57         3031
  $ 75001 - 100000     202     $17,073,781    $2,483,688     14.55          704
  $100001 - 250000     115     $15,321,839    $2,899,082     18.92          404
  OVER $250,000         10      $4,220,720    $1,172,572     27.78           27

                    ______________________________________________________________
  TOTAL               9289    $223,277,965   $20,710,808      9.28        21821
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.0                    0.8
  $     1  -  5000    17.4             1.9           0.2                    4.6
  $  5001 -  10000    15.0             4.6           1.2                    9.2
  $ 10001 -  15000    13.0             6.7           2.5                   11.5
  $ 15001 -  20000    10.1             7.3           4.1                   10.6
  $ 20001 -  25000     7.9             7.4           4.8                    9.6
  $ 25001 -  30000     6.5             7.4           5.6                    8.8
  $ 30001 -  35000     5.2             7.1           5.9                    7.6
  $ 35001 -  40000     4.8             7.5           6.8                    7.0
  $ 40001 -  45000     4.0             7.1           6.8                    6.3
  $ 45001 -  50000     3.1             6.2           6.2                    4.9
  $ 50001 -  75000     8.6            21.3          24.2                   13.9
  $ 75001 - 100000     2.2             7.6          12.0                    3.2
  $100001 - 250000     1.2             6.9          14.0                    1.9
  OVER $250,000        0.1             1.9           5.7                    0.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-24,663           $55                   2.41
  $     1  -  5000                  $2,653           $21                   0.63
  $  5001 -  10000                  $7,370          $184                   1.44
  $ 10001 -  15000                 $12,411          $433                   2.08
  $ 15001 -  20000                 $17,359          $898                   2.46
  $ 20001 -  25000                 $22,373        $1,353                   2.86
  $ 25001 -  30000                 $27,499        $1,922                   3.20
  $ 30001 -  35000                 $32,537        $2,525                   3.41
  $ 35001 -  40000                 $37,350        $3,157                   3.40
  $ 40001 -  45000                 $42,518        $3,763                   3.69
  $ 45001 -  50000                 $47,457        $4,419                   3.66
  $ 50001 -  75000                 $59,311        $6,270                   3.79
  $ 75001 - 100000                 $84,524       $12,295                   3.49
  $100001 - 250000                $133,233       $25,209                   3.51
  OVER $250,000                   $422,072      $117,257                   2.70

                    ______________________________________________________________
  TOTAL                            $24,037        $2,230                   2.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      JUAB
                        _________________________________________________
  UNDER $1              23       $-772,563             .       .             53
  $     1  -  5000     411      $1,067,821        $8,147      0.76          178
  $  5001 -  10000     297      $2,208,932       $61,634      2.79          401
  $ 10001 -  15000     251      $3,109,094      $101,977      3.28          553
  $ 15001 -  20000     233      $4,056,190      $232,078      5.72          505
  $ 20001 -  25000     219      $4,915,015      $300,381      6.11          633
  $ 25001 -  30000     166      $4,575,052      $303,479      6.63          587
  $ 30001 -  35000     156      $5,043,718      $378,061      7.50          595
  $ 35001 -  40000     150      $5,637,455      $459,102      8.14          583
  $ 40001 -  45000     136      $5,755,027      $516,828      8.98          570
  $ 45001 -  50000     115      $5,452,230      $514,782      9.44          458
  $ 50001 -  75000     158      $9,301,417      $984,661     10.59          636
  $ 75001 - 100000      24      $2,006,573      $258,794     12.90          105
  OVER $100,000         21      $2,971,517      $551,493     18.56           98

                    ______________________________________________________________
  TOTAL               2360     $55,327,478    $4,671,417      8.44         5955
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.4            .                     0.9
  $     1  -  5000    17.4             1.9           0.2                    3.0
  $  5001 -  10000    12.6             4.0           1.3                    6.7
  $ 10001 -  15000    10.6             5.6           2.2                    9.3
  $ 15001 -  20000     9.9             7.3           5.0                    8.5
  $ 20001 -  25000     9.3             8.9           6.4                   10.6
  $ 25001 -  30000     7.0             8.3           6.5                    9.9
  $ 30001 -  35000     6.6             9.1           8.1                   10.0
  $ 35001 -  40000     6.4            10.2           9.8                    9.8
  $ 40001 -  45000     5.8            10.4          11.1                    9.6
  $ 45001 -  50000     4.9             9.9          11.0                    7.7
  $ 50001 -  75000     6.7            16.8          21.1                   10.7
  $ 75001 - 100000     1.0             3.6           5.5                    1.8
  OVER $100,000        0.9             5.4          11.8                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,590             .                   2.30
  $     1  -  5000                  $2,598           $20                   0.43
  $  5001 -  10000                  $7,437          $208                   1.35
  $ 10001 -  15000                 $12,387          $406                   2.20
  $ 15001 -  20000                 $17,409          $996                   2.17
  $ 20001 -  25000                 $22,443        $1,372                   2.89
  $ 25001 -  30000                 $27,561        $1,828                   3.54
  $ 30001 -  35000                 $32,332        $2,423                   3.81
  $ 35001 -  40000                 $37,583        $3,061                   3.89
  $ 40001 -  45000                 $42,316        $3,800                   4.19
  $ 45001 -  50000                 $47,411        $4,476                   3.98
  $ 50001 -  75000                 $58,870        $6,232                   4.03
  $ 75001 - 100000                 $83,607       $10,783                   4.38
  OVER $100,000                   $141,501       $26,262                   4.67

                    ______________________________________________________________
  TOTAL                            $23,444        $1,979                   2.52
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      KANE
                        _________________________________________________
  UNDER $1              32       $-682,938          $500     -0.07           66
  $     1  -  5000     492      $1,299,839        $5,710      0.44          352
  $  5001 -  10000     426      $3,203,181       $79,470      2.48          633
  $ 10001 -  15000     354      $4,367,082      $162,779      3.73          818
  $ 15001 -  20000     210      $3,658,719      $173,902      4.75          580
  $ 20001 -  25000     205      $4,624,662      $292,218      6.32          622
  $ 25001 -  30000     160      $4,401,276      $315,035      7.16          517
  $ 30001 -  35000     139      $4,476,558      $337,344      7.54          497
  $ 35001 -  40000     101      $3,790,885      $324,930      8.57          361
  $ 40001 -  45000      94      $3,961,611      $342,915      8.66          379
  $ 45001 -  50000      60      $2,830,343      $254,159      8.98          257
  $ 50001 -  75000     145      $8,557,345      $910,125     10.64          583
  $ 75001 - 100000      30      $2,616,182      $406,248     15.53          101
  OVER $100,000         27      $4,455,157      $971,511     21.81          104

                    ______________________________________________________________
  TOTAL               2475     $51,559,902    $4,576,846      8.88         5870
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.3           0.0                    1.1
  $     1  -  5000    19.9             2.5           0.1                    6.0
  $  5001 -  10000    17.2             6.2           1.7                   10.8
  $ 10001 -  15000    14.3             8.5           3.6                   13.9
  $ 15001 -  20000     8.5             7.1           3.8                    9.9
  $ 20001 -  25000     8.3             9.0           6.4                   10.6
  $ 25001 -  30000     6.5             8.5           6.9                    8.8
  $ 30001 -  35000     5.6             8.7           7.4                    8.5
  $ 35001 -  40000     4.1             7.4           7.1                    6.1
  $ 40001 -  45000     3.8             7.7           7.5                    6.5
  $ 45001 -  50000     2.4             5.5           5.6                    4.4
  $ 50001 -  75000     5.9            16.6          19.9                    9.9
  $ 75001 - 100000     1.2             5.1           8.9                    1.7
  OVER $100,000        1.1             8.6          21.2                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,342           $16                   2.06
  $     1  -  5000                  $2,642           $12                   0.72
  $  5001 -  10000                  $7,519          $187                   1.49
  $ 10001 -  15000                 $12,336          $460                   2.31
  $ 15001 -  20000                 $17,422          $828                   2.76
  $ 20001 -  25000                 $22,559        $1,425                   3.03
  $ 25001 -  30000                 $27,508        $1,969                   3.23
  $ 30001 -  35000                 $32,205        $2,427                   3.58
  $ 35001 -  40000                 $37,534        $3,217                   3.57
  $ 40001 -  45000                 $42,145        $3,648                   4.03
  $ 45001 -  50000                 $47,172        $4,236                   4.28
  $ 50001 -  75000                 $59,016        $6,277                   4.02
  $ 75001 - 100000                 $87,206       $13,542                   3.37
  OVER $100,000                   $165,006       $35,982                   3.85

                    ______________________________________________________________
  TOTAL                            $20,832        $1,849                   2.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      MILLARD
                        _________________________________________________
  UNDER $1              62     $-1,639,870           $47     -0.00          175
  $     1  -  5000     662      $1,733,158       $12,806      0.74          444
  $  5001 -  10000     516      $3,816,872       $81,616      2.14          794
  $ 10001 -  15000     386      $4,756,398      $142,325      2.99          860
  $ 15001 -  20000     308      $5,311,259      $209,691      3.95          951
  $ 20001 -  25000     255      $5,713,172      $308,990      5.41          852
  $ 25001 -  30000     247      $6,774,295      $432,761      6.39          891
  $ 30001 -  35000     201      $6,530,201      $485,300      7.43          752
  $ 35001 -  40000     233      $8,728,052      $711,491      8.15          914
  $ 40001 -  45000     197      $8,333,702      $691,965      8.30          856
  $ 45001 -  50000     171      $8,128,147      $696,770      8.57          794
  $ 50001 -  75000     488     $28,821,991    $2,995,687     10.39         2193
  $ 75001 - 100000      67      $5,640,386      $800,023     14.18          284
  OVER $100,000         24      $4,186,300      $916,506     21.89          103

                    ______________________________________________________________
  TOTAL               3817     $96,834,063    $8,485,978      8.76        10863
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.6            -1.7           0.0                    1.6
  $     1  -  5000    17.3             1.8           0.2                    4.1
  $  5001 -  10000    13.5             3.9           1.0                    7.3
  $ 10001 -  15000    10.1             4.9           1.7                    7.9
  $ 15001 -  20000     8.1             5.5           2.5                    8.8
  $ 20001 -  25000     6.7             5.9           3.6                    7.8
  $ 25001 -  30000     6.5             7.0           5.1                    8.2
  $ 30001 -  35000     5.3             6.7           5.7                    6.9
  $ 35001 -  40000     6.1             9.0           8.4                    8.4
  $ 40001 -  45000     5.2             8.6           8.2                    7.9
  $ 45001 -  50000     4.5             8.4           8.2                    7.3
  $ 50001 -  75000    12.8            29.8          35.3                   20.2
  $ 75001 - 100000     1.8             5.8           9.4                    2.6
  OVER $100,000        0.6             4.3          10.8                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,450            $1                   2.82
  $     1  -  5000                  $2,618           $19                   0.67
  $  5001 -  10000                  $7,397          $158                   1.54
  $ 10001 -  15000                 $12,322          $369                   2.23
  $ 15001 -  20000                 $17,244          $681                   3.09
  $ 20001 -  25000                 $22,405        $1,212                   3.34
  $ 25001 -  30000                 $27,426        $1,752                   3.61
  $ 30001 -  35000                 $32,489        $2,414                   3.74
  $ 35001 -  40000                 $37,459        $3,054                   3.92
  $ 40001 -  45000                 $42,303        $3,513                   4.35
  $ 45001 -  50000                 $47,533        $4,075                   4.64
  $ 50001 -  75000                 $59,061        $6,139                   4.49
  $ 75001 - 100000                 $84,185       $11,941                   4.24
  OVER $100,000                   $174,429       $38,188                   4.29

                    ______________________________________________________________
  TOTAL                            $25,369        $2,223                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      MORGAN
                        _________________________________________________
  UNDER $1              20       $-558,245        $3,694     -0.66           58
  $     1  -  5000     354        $927,581        $9,748      1.05           94
  $  5001 -  10000     240      $1,777,842       $65,371      3.68          199
  $ 10001 -  15000     177      $2,201,729       $99,141      4.50          319
  $ 15001 -  20000     187      $3,228,306      $185,838      5.76          405
  $ 20001 -  25000     173      $3,877,995      $264,310      6.82          425
  $ 25001 -  30000     170      $4,708,215      $352,648      7.49          482
  $ 30001 -  35000     143      $4,685,058      $360,286      7.69          482
  $ 35001 -  40000     144      $5,385,416      $445,742      8.28          526
  $ 40001 -  45000     147      $6,215,845      $511,856      8.23          616
  $ 45001 -  50000     107      $5,104,968      $460,461      9.02          418
  $ 50001 -  75000     369     $22,346,428    $2,379,769     10.65         1497
  $ 75001 - 100000      91      $7,596,924    $1,038,765     13.67          364
  OVER $100,000         48      $7,693,954    $1,519,628     19.75          212

                    ______________________________________________________________
  TOTAL               2370     $75,192,016    $7,697,257     10.24         6097
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.7           0.0                    1.0
  $     1  -  5000    14.9             1.2           0.1                    1.5
  $  5001 -  10000    10.1             2.4           0.8                    3.3
  $ 10001 -  15000     7.5             2.9           1.3                    5.2
  $ 15001 -  20000     7.9             4.3           2.4                    6.6
  $ 20001 -  25000     7.3             5.2           3.4                    7.0
  $ 25001 -  30000     7.2             6.3           4.6                    7.9
  $ 30001 -  35000     6.0             6.2           4.7                    7.9
  $ 35001 -  40000     6.1             7.2           5.8                    8.6
  $ 40001 -  45000     6.2             8.3           6.6                   10.1
  $ 45001 -  50000     4.5             6.8           6.0                    6.9
  $ 50001 -  75000    15.6            29.7          30.9                   24.6
  $ 75001 - 100000     3.8            10.1          13.5                    6.0
  OVER $100,000        2.0            10.2          19.7                    3.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,912          $185                   2.90
  $     1  -  5000                  $2,620           $28                   0.27
  $  5001 -  10000                  $7,408          $272                   0.83
  $ 10001 -  15000                 $12,439          $560                   1.80
  $ 15001 -  20000                 $17,264          $994                   2.17
  $ 20001 -  25000                 $22,416        $1,528                   2.46
  $ 25001 -  30000                 $27,695        $2,074                   2.84
  $ 30001 -  35000                 $32,763        $2,519                   3.37
  $ 35001 -  40000                 $37,399        $3,095                   3.65
  $ 40001 -  45000                 $42,285        $3,482                   4.19
  $ 45001 -  50000                 $47,710        $4,303                   3.91
  $ 50001 -  75000                 $60,559        $6,449                   4.06
  $ 75001 - 100000                 $83,483       $11,415                   4.00
  OVER $100,000                   $160,291       $31,659                   4.42

                    ______________________________________________________________
  TOTAL                            $31,727        $3,248                   2.57
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      PIUTE
                        _________________________________________________
  UNDER $ 5,000         73         $87,109          $957      1.10           83
  $  5001 -  10000      62        $466,852        $7,216      1.55          116
  $ 10001 -  15000      76        $945,762       $23,658      2.50          184
  $ 15001 -  20000      56        $982,637       $46,260      4.71          149
  $ 20001 -  25000      32        $722,564       $43,581      6.03           85
  $ 25001 -  30000      29        $808,043       $60,033      7.43           81
  $ 30001 -  35000      20        $642,607       $48,831      7.60           71
  $ 35001 -  40000      21        $781,966       $60,692      7.76           86
  $ 40001 -  45000      17        $730,276       $66,745      9.14           56
  $ 45001 - 100000      36      $2,576,905      $317,804     12.33          123

                    ______________________________________________________________
  TOTAL                422      $8,744,721      $675,777      7.73         1034
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       17.3             1.0           0.1                    8.0
  $  5001 -  10000    14.7             5.3           1.1                   11.2
  $ 10001 -  15000    18.0            10.8           3.5                   17.8
  $ 15001 -  20000    13.3            11.2           6.8                   14.4
  $ 20001 -  25000     7.6             8.3           6.4                    8.2
  $ 25001 -  30000     6.9             9.2           8.9                    7.8
  $ 30001 -  35000     4.7             7.3           7.2                    6.9
  $ 35001 -  40000     5.0             8.9           9.0                    8.3
  $ 40001 -  45000     4.0             8.4           9.9                    5.4
  $ 45001 - 100000     8.5            29.5          47.0                   11.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,193           $13                   1.14
  $  5001 -  10000                  $7,530          $116                   1.87
  $ 10001 -  15000                 $12,444          $311                   2.42
  $ 15001 -  20000                 $17,547          $826                   2.66
  $ 20001 -  25000                 $22,580        $1,362                   2.66
  $ 25001 -  30000                 $27,864        $2,070                   2.79
  $ 30001 -  35000                 $32,130        $2,442                   3.55
  $ 35001 -  40000                 $37,236        $2,890                   4.10
  $ 40001 -  45000                 $42,957        $3,926                   3.29
  $ 45001 - 100000                 $71,581        $8,828                   3.42

                    ______________________________________________________________
  TOTAL                            $20,722        $1,601                   2.45
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      RICH
                        _________________________________________________
  UNDER $1              22       $-989,596             .       .             65
  $     1  -  5000     129        $328,576        $2,521      0.77           55
  $  5001 -  10000      59        $428,452        $8,661      2.02           85
  $ 10001 -  15000      58        $724,351       $13,755      1.90          153
  $ 15001 -  20000      64      $1,107,608       $45,186      4.08          194
  $ 20001 -  25000      41        $923,851       $51,451      5.57          118
  $ 25001 -  30000      44      $1,218,680       $80,708      6.62          156
  $ 30001 -  35000      44      $1,432,443      $101,551      7.09          177
  $ 35001 -  40000      21        $778,379       $65,260      8.38           80
  $ 40001 -  45000      33      $1,406,899      $109,445      7.78          144
  $ 45001 -  50000      26      $1,237,912      $117,245      9.47          110
  $ 50001 - 250000      77      $4,701,860      $532,079     11.32          285

                    ______________________________________________________________
  TOTAL                618     $13,299,415    $1,127,862      8.48         1622
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             3.6            -7.4            .                     4.0
  $     1  -  5000    20.9             2.5           0.2                    3.4
  $  5001 -  10000     9.5             3.2           0.8                    5.2
  $ 10001 -  15000     9.4             5.4           1.2                    9.4
  $ 15001 -  20000    10.4             8.3           4.0                   12.0
  $ 20001 -  25000     6.6             6.9           4.6                    7.3
  $ 25001 -  30000     7.1             9.2           7.2                    9.6
  $ 30001 -  35000     7.1            10.8           9.0                   10.9
  $ 35001 -  40000     3.4             5.9           5.8                    4.9
  $ 40001 -  45000     5.3            10.6           9.7                    8.9
  $ 45001 -  50000     4.2             9.3          10.4                    6.8
  $ 50001 - 250000    12.5            35.4          47.2                   17.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-44,982             .                   2.95
  $     1  -  5000                  $2,547           $20                   0.43
  $  5001 -  10000                  $7,262          $147                   1.44
  $ 10001 -  15000                 $12,489          $237                   2.64
  $ 15001 -  20000                 $17,306          $706                   3.03
  $ 20001 -  25000                 $22,533        $1,255                   2.88
  $ 25001 -  30000                 $27,697        $1,834                   3.55
  $ 30001 -  35000                 $32,556        $2,308                   4.02
  $ 35001 -  40000                 $37,066        $3,108                   3.81
  $ 40001 -  45000                 $42,633        $3,317                   4.36
  $ 45001 -  50000                 $47,612        $4,509                   4.23
  $ 50001 - 250000                 $61,063        $6,910                   3.70

                    ______________________________________________________________
  TOTAL                            $21,520        $1,825                   2.62
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SALT LAKE
                        _________________________________________________
  UNDER $1            1625    $-51,786,798      $104,944     -0.20         2492
  $     1  -  5000   44880    $115,135,998    $1,230,309      1.07        23560
  $  5001 -  10000   39712    $295,930,278    $8,906,417      3.01        46604
  $ 10001 -  15000   37804    $471,859,719   $23,575,061      5.00        61450
  $ 15001 -  20000   32022    $557,346,557   $36,119,699      6.48        61228
  $ 20001 -  25000   25508    $571,901,455   $42,845,667      7.49        55401
  $ 25001 -  30000   21780    $597,886,054   $48,805,529      8.16        52832
  $ 30001 -  35000   19175    $622,165,738   $53,987,255      8.68        52466
  $ 35001 -  40000   17197    $643,953,088   $58,904,529      9.15        51187
  $ 40001 -  45000   14980    $635,485,903   $60,412,680      9.51        47564
  $ 45001 -  50000   12489    $592,386,527   $57,910,687      9.78        41683
  $ 50001 -  75000   36426  $2,195,666,385  $242,364,194     11.04       127281
  $ 75001 - 100000   11449    $974,259,406  $137,452,901     14.11        40106
  $100001 - 250000    8890  $1,256,474,590  $234,882,078     18.69        31699
  OVER $250,000       1668    $932,773,340  $275,191,673     29.50         5759

                    ______________________________________________________________
  TOTAL             325605 $10,411,438,240$1,282,693,623     12.32       701312
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.4
  $     1  -  5000    13.8             1.1           0.1                    3.4
  $  5001 -  10000    12.2             2.8           0.7                    6.6
  $ 10001 -  15000    11.6             4.5           1.8                    8.8
  $ 15001 -  20000     9.8             5.4           2.8                    8.7
  $ 20001 -  25000     7.8             5.5           3.3                    7.9
  $ 25001 -  30000     6.7             5.7           3.8                    7.5
  $ 30001 -  35000     5.9             6.0           4.2                    7.5
  $ 35001 -  40000     5.3             6.2           4.6                    7.3
  $ 40001 -  45000     4.6             6.1           4.7                    6.8
  $ 45001 -  50000     3.8             5.7           4.5                    5.9
  $ 50001 -  75000    11.2            21.1          18.9                   18.1
  $ 75001 - 100000     3.5             9.4          10.7                    5.7
  $100001 - 250000     2.7            12.1          18.3                    4.5
  OVER $250,000        0.5             9.0          21.5                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-31,869           $65                   1.53
  $     1  -  5000                  $2,565           $27                   0.52
  $  5001 -  10000                  $7,452          $224                   1.17
  $ 10001 -  15000                 $12,482          $624                   1.63
  $ 15001 -  20000                 $17,405        $1,128                   1.91
  $ 20001 -  25000                 $22,420        $1,680                   2.17
  $ 25001 -  30000                 $27,451        $2,241                   2.43
  $ 30001 -  35000                 $32,447        $2,816                   2.74
  $ 35001 -  40000                 $37,446        $3,425                   2.98
  $ 40001 -  45000                 $42,422        $4,033                   3.18
  $ 45001 -  50000                 $47,433        $4,637                   3.34
  $ 50001 -  75000                 $60,277        $6,654                   3.49
  $ 75001 - 100000                 $85,096       $12,006                   3.50
  $100001 - 250000                $141,336       $26,421                   3.57
  OVER $250,000                   $559,217      $164,983                   3.45

                    ______________________________________________________________
  TOTAL                            $31,976        $3,939                   2.15
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SAN JUAN
                        _________________________________________________
  UNDER $1              37     $-1,545,727          $388     -0.03           72
  $     1  -  5000     690      $1,680,875       $10,610      0.63          568
  $  5001 -  10000     444      $3,304,700       $56,607      1.71          795
  $ 10001 -  15000     346      $4,281,978      $115,544      2.70          869
  $ 15001 -  20000     275      $4,831,281      $197,978      4.10          846
  $ 20001 -  25000     240      $5,342,761      $277,038      5.19          835
  $ 25001 -  30000     184      $5,097,281      $319,007      6.26          703
  $ 30001 -  35000     157      $5,088,764      $384,906      7.56          595
  $ 35001 -  40000     137      $5,096,666      $404,625      7.94          565
  $ 40001 -  45000     122      $5,170,185      $420,257      8.13          569
  $ 45001 -  50000     112      $5,317,066      $490,065      9.22          466
  $ 50001 -  75000     249     $14,771,028    $1,559,402     10.56         1101
  $ 75001 - 100000      44      $3,718,503      $531,134     14.28          186
  OVER $100,000         35      $6,061,267    $1,390,364     22.94          128

                    ______________________________________________________________
  TOTAL               3072     $68,216,628    $6,157,925      9.03         8298
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -2.3           0.0                    0.9
  $     1  -  5000    22.5             2.5           0.2                    6.8
  $  5001 -  10000    14.5             4.8           0.9                    9.6
  $ 10001 -  15000    11.3             6.3           1.9                   10.5
  $ 15001 -  20000     9.0             7.1           3.2                   10.2
  $ 20001 -  25000     7.8             7.8           4.5                   10.1
  $ 25001 -  30000     6.0             7.5           5.2                    8.5
  $ 30001 -  35000     5.1             7.5           6.3                    7.2
  $ 35001 -  40000     4.5             7.5           6.6                    6.8
  $ 40001 -  45000     4.0             7.6           6.8                    6.9
  $ 45001 -  50000     3.6             7.8           8.0                    5.6
  $ 50001 -  75000     8.1            21.7          25.3                   13.3
  $ 75001 - 100000     1.4             5.5           8.6                    2.2
  OVER $100,000        1.1             8.9          22.6                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-41,776           $10                   1.95
  $     1  -  5000                  $2,436           $15                   0.82
  $  5001 -  10000                  $7,443          $127                   1.79
  $ 10001 -  15000                 $12,376          $334                   2.51
  $ 15001 -  20000                 $17,568          $720                   3.08
  $ 20001 -  25000                 $22,262        $1,154                   3.48
  $ 25001 -  30000                 $27,703        $1,734                   3.82
  $ 30001 -  35000                 $32,413        $2,452                   3.79
  $ 35001 -  40000                 $37,202        $2,953                   4.12
  $ 40001 -  45000                 $42,379        $3,445                   4.66
  $ 45001 -  50000                 $47,474        $4,376                   4.16
  $ 50001 -  75000                 $59,321        $6,263                   4.42
  $ 75001 - 100000                 $84,511       $12,071                   4.23
  OVER $100,000                   $173,179       $39,725                   3.66

                    ______________________________________________________________
  TOTAL                            $22,206        $2,005                   2.70
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SANPETE
                        _________________________________________________
  UNDER $1              73     $-1,935,967        $4,391     -0.23          160
  $     1  -  5000    1117      $2,910,997       $24,014      0.82          675
  $  5001 -  10000     791      $5,879,175      $119,530      2.03         1305
  $ 10001 -  15000     751      $9,313,411      $246,530      2.65         1927
  $ 15001 -  20000     510      $8,932,440      $401,176      4.49         1417
  $ 20001 -  25000     507     $11,412,564      $611,710      5.36         1696
  $ 25001 -  30000     391     $10,721,975      $678,841      6.33         1426
  $ 30001 -  35000     301      $9,739,264      $684,860      7.03         1175
  $ 35001 -  40000     272     $10,180,308      $810,728      7.96         1082
  $ 40001 -  45000     253     $10,765,958      $902,217      8.38         1092
  $ 45001 -  50000     207      $9,822,300      $848,744      8.64          970
  $ 50001 -  75000     432     $25,483,908    $2,580,741     10.13         1889
  $ 75001 - 100000      86      $7,327,842    $1,000,184     13.65          379
  OVER $100,000         57     $11,105,171    $2,599,863     23.41          232

                    ______________________________________________________________
  TOTAL               5748    $131,659,346   $11,513,529      8.74        15425
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.3            -1.5           0.0                    1.0
  $     1  -  5000    19.4             2.2           0.2                    4.4
  $  5001 -  10000    13.8             4.5           1.0                    8.5
  $ 10001 -  15000    13.1             7.1           2.1                   12.5
  $ 15001 -  20000     8.9             6.8           3.5                    9.2
  $ 20001 -  25000     8.8             8.7           5.3                   11.0
  $ 25001 -  30000     6.8             8.1           5.9                    9.2
  $ 30001 -  35000     5.2             7.4           5.9                    7.6
  $ 35001 -  40000     4.7             7.7           7.0                    7.0
  $ 40001 -  45000     4.4             8.2           7.8                    7.1
  $ 45001 -  50000     3.6             7.5           7.4                    6.3
  $ 50001 -  75000     7.5            19.4          22.4                   12.2
  $ 75001 - 100000     1.5             5.6           8.7                    2.5
  OVER $100,000        1.0             8.4          22.6                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,520           $60                   2.19
  $     1  -  5000                  $2,606           $21                   0.60
  $  5001 -  10000                  $7,433          $151                   1.65
  $ 10001 -  15000                 $12,401          $328                   2.57
  $ 15001 -  20000                 $17,515          $787                   2.78
  $ 20001 -  25000                 $22,510        $1,207                   3.35
  $ 25001 -  30000                 $27,422        $1,736                   3.65
  $ 30001 -  35000                 $32,356        $2,275                   3.90
  $ 35001 -  40000                 $37,428        $2,981                   3.98
  $ 40001 -  45000                 $42,553        $3,566                   4.32
  $ 45001 -  50000                 $47,451        $4,100                   4.69
  $ 50001 -  75000                 $58,991        $5,974                   4.37
  $ 75001 - 100000                 $85,207       $11,630                   4.41
  OVER $100,000                   $194,828       $45,612                   4.07

                    ______________________________________________________________
  TOTAL                            $22,905        $2,003                   2.68
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SEVIER
                        _________________________________________________
  UNDER $1              58     $-1,119,353          $747     -0.07          116
  $     1  -  5000    1061      $2,764,112       $22,734      0.82          624
  $  5001 -  10000     742      $5,453,868      $125,915      2.31         1083
  $ 10001 -  15000     622      $7,733,598      $259,848      3.36         1341
  $ 15001 -  20000     464      $8,090,969      $362,490      4.48         1217
  $ 20001 -  25000     476     $10,660,524      $615,909      5.78         1459
  $ 25001 -  30000     365      $9,976,605      $675,150      6.77         1212
  $ 30001 -  35000     332     $10,738,460      $845,299      7.87         1181
  $ 35001 -  40000     313     $11,679,550      $959,031      8.21         1169
  $ 40001 -  45000     296     $12,576,362    $1,090,383      8.67         1163
  $ 45001 -  50000     210      $9,986,610      $949,398      9.51          811
  $ 50001 -  75000     552     $32,873,071    $3,513,782     10.69         2239
  $ 75001 - 100000      98      $8,417,567    $1,187,346     14.11          400
  OVER $100,000         60     $12,598,216    $3,204,673     25.44          268

                    ______________________________________________________________
  TOTAL               5649    $142,430,159   $13,812,705      9.70        14283
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -0.8           0.0                    0.8
  $     1  -  5000    18.8             1.9           0.2                    4.4
  $  5001 -  10000    13.1             3.8           0.9                    7.6
  $ 10001 -  15000    11.0             5.4           1.9                    9.4
  $ 15001 -  20000     8.2             5.7           2.6                    8.5
  $ 20001 -  25000     8.4             7.5           4.5                   10.2
  $ 25001 -  30000     6.5             7.0           4.9                    8.5
  $ 30001 -  35000     5.9             7.5           6.1                    8.3
  $ 35001 -  40000     5.5             8.2           6.9                    8.2
  $ 40001 -  45000     5.2             8.8           7.9                    8.1
  $ 45001 -  50000     3.7             7.0           6.9                    5.7
  $ 50001 -  75000     9.8            23.1          25.4                   15.7
  $ 75001 - 100000     1.7             5.9           8.6                    2.8
  OVER $100,000        1.1             8.8          23.2                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-19,299           $13                   2.00
  $     1  -  5000                  $2,605           $21                   0.59
  $  5001 -  10000                  $7,350          $170                   1.46
  $ 10001 -  15000                 $12,433          $418                   2.16
  $ 15001 -  20000                 $17,437          $781                   2.62
  $ 20001 -  25000                 $22,396        $1,294                   3.07
  $ 25001 -  30000                 $27,333        $1,850                   3.32
  $ 30001 -  35000                 $32,345        $2,546                   3.56
  $ 35001 -  40000                 $37,315        $3,064                   3.73
  $ 40001 -  45000                 $42,488        $3,684                   3.93
  $ 45001 -  50000                 $47,555        $4,521                   3.86
  $ 50001 -  75000                 $59,553        $6,366                   4.06
  $ 75001 - 100000                 $85,894       $12,116                   4.08
  OVER $100,000                   $209,970       $53,411                   4.47

                    ______________________________________________________________
  TOTAL                            $25,213        $2,445                   2.53
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SUMMIT
                        _________________________________________________
  UNDER $1             100     $-4,539,773      $122,272     -2.69          176
  $     1  -  5000    1259      $3,169,648       $57,937      1.83          536
  $  5001 -  10000    1092      $8,120,077      $284,075      3.50         1108
  $ 10001 -  15000     953     $11,824,918      $657,712      5.56         1376
  $ 15001 -  20000     809     $14,048,263    $1,043,789      7.43         1274
  $ 20001 -  25000     622     $13,944,662    $1,100,347      7.89         1214
  $ 25001 -  30000     536     $14,693,865    $1,211,612      8.25         1224
  $ 30001 -  35000     427     $13,867,667    $1,259,927      9.09         1058
  $ 35001 -  40000     431     $16,123,870    $1,528,963      9.48         1108
  $ 40001 -  45000     382     $16,267,062    $1,544,119      9.49         1136
  $ 45001 -  50000     336     $15,969,221    $1,532,442      9.60         1085
  $ 50001 -  75000    1116     $68,187,669    $7,730,625     11.34         3372
  $ 75001 - 100000     602     $51,843,013    $7,311,631     14.10         1920
  $100001 - 250000     827    $118,343,886   $21,468,471     18.14         2662
  OVER $250,000        126     $60,172,409   $16,875,288     28.04          382

                    ______________________________________________________________
  TOTAL               9618    $422,036,457   $63,729,210     15.10        19631
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.1           0.2                    0.9
  $     1  -  5000    13.1             0.8           0.1                    2.7
  $  5001 -  10000    11.4             1.9           0.4                    5.6
  $ 10001 -  15000     9.9             2.8           1.0                    7.0
  $ 15001 -  20000     8.4             3.3           1.6                    6.5
  $ 20001 -  25000     6.5             3.3           1.7                    6.2
  $ 25001 -  30000     5.6             3.5           1.9                    6.2
  $ 30001 -  35000     4.4             3.3           2.0                    5.4
  $ 35001 -  40000     4.5             3.8           2.4                    5.6
  $ 40001 -  45000     4.0             3.9           2.4                    5.8
  $ 45001 -  50000     3.5             3.8           2.4                    5.5
  $ 50001 -  75000    11.6            16.2          12.1                   17.2
  $ 75001 - 100000     6.3            12.3          11.5                    9.8
  $100001 - 250000     8.6            28.0          33.7                   13.6
  OVER $250,000        1.3            14.3          26.5                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-45,398        $1,223                   1.76
  $     1  -  5000                  $2,518           $46                   0.43
  $  5001 -  10000                  $7,436          $260                   1.01
  $ 10001 -  15000                 $12,408          $690                   1.44
  $ 15001 -  20000                 $17,365        $1,290                   1.57
  $ 20001 -  25000                 $22,419        $1,769                   1.95
  $ 25001 -  30000                 $27,414        $2,260                   2.28
  $ 30001 -  35000                 $32,477        $2,951                   2.48
  $ 35001 -  40000                 $37,410        $3,547                   2.57
  $ 40001 -  45000                 $42,584        $4,042                   2.97
  $ 45001 -  50000                 $47,527        $4,561                   3.23
  $ 50001 -  75000                 $61,100        $6,927                   3.02
  $ 75001 - 100000                 $86,118       $12,146                   3.19
  $100001 - 250000                $143,100       $25,959                   3.22
  OVER $250,000                   $477,559      $133,931                   3.03

                    ______________________________________________________________
  TOTAL                            $43,880        $6,626                   2.04
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      TOOELE
                        _________________________________________________
  UNDER $1              41     $-1,896,996             .       .             74
  $     1  -  5000    1524      $3,849,162       $29,823      0.77          854
  $  5001 -  10000    1290      $9,602,528      $242,427      2.52         1634
  $ 10001 -  15000    1385     $17,344,355      $745,477      4.30         2534
  $ 15001 -  20000    1117     $19,482,089    $1,182,083      6.07         2288
  $ 20001 -  25000     958     $21,443,329    $1,548,437      7.22         2226
  $ 25001 -  30000     921     $25,312,328    $2,070,171      8.18         2311
  $ 30001 -  35000     859     $27,864,210    $2,533,871      9.09         2376
  $ 35001 -  40000     759     $28,438,012    $2,712,847      9.54         2327
  $ 40001 -  45000     669     $28,377,648    $2,743,846      9.67         2219
  $ 45001 -  50000     569     $26,998,874    $2,693,092      9.97         2012
  $ 50001 -  75000    1641     $98,400,052   $11,192,050     11.37         5889
  $ 75001 - 100000     336     $28,286,903    $4,201,041     14.85         1204
  OVER $100,000        118     $17,946,031    $3,794,030     21.14          425

                    ______________________________________________________________
  TOTAL              12187    $351,448,525   $35,689,195     10.15        28373
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.5            .                     0.3
  $     1  -  5000    12.5             1.1           0.1                    3.0
  $  5001 -  10000    10.6             2.7           0.7                    5.8
  $ 10001 -  15000    11.4             4.9           2.1                    8.9
  $ 15001 -  20000     9.2             5.5           3.3                    8.1
  $ 20001 -  25000     7.9             6.1           4.3                    7.8
  $ 25001 -  30000     7.6             7.2           5.8                    8.1
  $ 30001 -  35000     7.0             7.9           7.1                    8.4
  $ 35001 -  40000     6.2             8.1           7.6                    8.2
  $ 40001 -  45000     5.5             8.1           7.7                    7.8
  $ 45001 -  50000     4.7             7.7           7.5                    7.1
  $ 50001 -  75000    13.5            28.0          31.4                   20.8
  $ 75001 - 100000     2.8             8.0          11.8                    4.2
  OVER $100,000        1.0             5.1          10.6                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-46,268             .                   1.80
  $     1  -  5000                  $2,526           $20                   0.56
  $  5001 -  10000                  $7,444          $188                   1.27
  $ 10001 -  15000                 $12,523          $538                   1.83
  $ 15001 -  20000                 $17,441        $1,058                   2.05
  $ 20001 -  25000                 $22,383        $1,616                   2.32
  $ 25001 -  30000                 $27,484        $2,248                   2.51
  $ 30001 -  35000                 $32,438        $2,950                   2.77
  $ 35001 -  40000                 $37,468        $3,574                   3.07
  $ 40001 -  45000                 $42,418        $4,101                   3.32
  $ 45001 -  50000                 $47,450        $4,733                   3.54
  $ 50001 -  75000                 $59,963        $6,820                   3.59
  $ 75001 - 100000                 $84,187       $12,503                   3.58
  OVER $100,000                   $152,085       $32,153                   3.60

                    ______________________________________________________________
  TOTAL                            $28,838        $2,928                   2.33
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      UINTAH
                        _________________________________________________
  UNDER $1              95     $-2,080,520             .       .            195
  $     1  -  5000    1463      $3,710,944       $69,388      1.87         1089
  $  5001 -  10000     951      $6,963,781      $141,876      2.04         1470
  $ 10001 -  15000     823     $10,287,456      $337,454      3.28         1884
  $ 15001 -  20000     760     $13,243,662      $658,767      4.97         1931
  $ 20001 -  25000     628     $14,113,869      $854,782      6.06         1897
  $ 25001 -  30000     556     $15,274,974    $1,065,226      6.97         1858
  $ 30001 -  35000     466     $15,058,160    $1,201,963      7.98         1616
  $ 35001 -  40000     426     $15,989,741    $1,375,376      8.60         1556
  $ 40001 -  45000     361     $15,337,420    $1,405,073      9.16         1398
  $ 45001 -  50000     279     $13,205,226    $1,261,688      9.55         1094
  $ 50001 -  75000     763     $45,621,107    $5,164,273     11.32         2831
  $ 75001 - 100000     151     $12,576,161    $1,882,087     14.97          546
  OVER $100,000         83     $13,643,828    $2,913,910     21.36          328

                    ______________________________________________________________
  TOTAL               7805    $192,945,809   $18,331,863      9.50        19693
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.1            .                     1.0
  $     1  -  5000    18.7             1.9           0.4                    5.5
  $  5001 -  10000    12.2             3.6           0.8                    7.5
  $ 10001 -  15000    10.5             5.3           1.8                    9.6
  $ 15001 -  20000     9.7             6.9           3.6                    9.8
  $ 20001 -  25000     8.0             7.3           4.7                    9.6
  $ 25001 -  30000     7.1             7.9           5.8                    9.4
  $ 30001 -  35000     6.0             7.8           6.6                    8.2
  $ 35001 -  40000     5.5             8.3           7.5                    7.9
  $ 40001 -  45000     4.6             7.9           7.7                    7.1
  $ 45001 -  50000     3.6             6.8           6.9                    5.6
  $ 50001 -  75000     9.8            23.6          28.2                   14.4
  $ 75001 - 100000     1.9             6.5          10.3                    2.8
  OVER $100,000        1.1             7.1          15.9                    1.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,900             .                   2.05
  $     1  -  5000                  $2,537           $47                   0.74
  $  5001 -  10000                  $7,323          $149                   1.55
  $ 10001 -  15000                 $12,500          $410                   2.29
  $ 15001 -  20000                 $17,426          $867                   2.54
  $ 20001 -  25000                 $22,474        $1,361                   3.02
  $ 25001 -  30000                 $27,473        $1,916                   3.34
  $ 30001 -  35000                 $32,314        $2,579                   3.47
  $ 35001 -  40000                 $37,535        $3,229                   3.65
  $ 40001 -  45000                 $42,486        $3,892                   3.87
  $ 45001 -  50000                 $47,331        $4,522                   3.92
  $ 50001 -  75000                 $59,792        $6,768                   3.71
  $ 75001 - 100000                 $83,286       $12,464                   3.62
  OVER $100,000                   $164,383       $35,107                   3.95

                    ______________________________________________________________
  TOTAL                            $24,721        $2,349                   2.52
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      UTAH
                        _________________________________________________
  UNDER $1             660    $-19,915,191       $23,838     -0.12         1254
  $     1  -  5000   18022     $47,378,488      $465,432      0.98         8584
  $  5001 -  10000   14349    $105,443,831    $3,370,529      3.20        17846
  $ 10001 -  15000   11469    $142,336,180    $5,756,381      4.04        21985
  $ 15001 -  20000    9054    $157,741,267    $8,520,970      5.40        20847
  $ 20001 -  25000    7337    $164,365,888   $10,411,263      6.33        19810
  $ 25001 -  30000    6183    $169,785,255   $11,847,710      6.98        19077
  $ 30001 -  35000    5788    $187,999,444   $14,027,642      7.46        20121
  $ 35001 -  40000    5257    $197,086,958   $15,622,072      7.93        19519
  $ 40001 -  45000    4634    $196,563,965   $16,202,561      8.24        18134
  $ 45001 -  50000    3722    $176,642,362   $15,150,341      8.58        15279
  $ 50001 -  75000   10188    $611,013,762   $59,446,236      9.73        42770
  $ 75001 - 100000    2932    $249,019,124   $31,504,935     12.65        12659
  $100001 - 250000    2118    $299,930,151   $52,201,636     17.40         9615
  OVER $250,000        398    $230,046,390   $63,805,220     27.74         1803

                    ______________________________________________________________
  TOTAL             102111  $2,915,437,874  $308,356,766     10.58       249303
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.6            -0.7           0.0                    0.5
  $     1  -  5000    17.6             1.6           0.2                    3.4
  $  5001 -  10000    14.1             3.6           1.1                    7.2
  $ 10001 -  15000    11.2             4.9           1.9                    8.8
  $ 15001 -  20000     8.9             5.4           2.8                    8.4
  $ 20001 -  25000     7.2             5.6           3.4                    7.9
  $ 25001 -  30000     6.1             5.8           3.8                    7.7
  $ 30001 -  35000     5.7             6.4           4.5                    8.1
  $ 35001 -  40000     5.1             6.8           5.1                    7.8
  $ 40001 -  45000     4.5             6.7           5.3                    7.3
  $ 45001 -  50000     3.6             6.1           4.9                    6.1
  $ 50001 -  75000    10.0            21.0          19.3                   17.2
  $ 75001 - 100000     2.9             8.5          10.2                    5.1
  $100001 - 250000     2.1            10.3          16.9                    3.9
  OVER $250,000        0.4             7.9          20.7                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-30,175           $36                   1.90
  $     1  -  5000                  $2,629           $26                   0.48
  $  5001 -  10000                  $7,349          $235                   1.24
  $ 10001 -  15000                 $12,411          $502                   1.92
  $ 15001 -  20000                 $17,422          $941                   2.30
  $ 20001 -  25000                 $22,402        $1,419                   2.70
  $ 25001 -  30000                 $27,460        $1,916                   3.09
  $ 30001 -  35000                 $32,481        $2,424                   3.48
  $ 35001 -  40000                 $37,490        $2,972                   3.71
  $ 40001 -  45000                 $42,418        $3,496                   3.91
  $ 45001 -  50000                 $47,459        $4,070                   4.11
  $ 50001 -  75000                 $59,974        $5,835                   4.20
  $ 75001 - 100000                 $84,931       $10,745                   4.32
  $100001 - 250000                $141,610       $24,647                   4.54
  OVER $250,000                   $578,006      $160,315                   4.53

                    ______________________________________________________________
  TOTAL                            $28,552        $3,020                   2.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WASATCH
                        _________________________________________________
  UNDER $1              31       $-689,491        $1,327     -0.19           78
  $     1  -  5000     757      $1,925,763       $21,963      1.14          309
  $  5001 -  10000     519      $3,852,788      $117,362      3.05          613
  $ 10001 -  15000     438      $5,377,922      $230,535      4.29          758
  $ 15001 -  20000     411      $7,157,984      $378,516      5.29          944
  $ 20001 -  25000     322      $7,251,722      $464,090      6.40          856
  $ 25001 -  30000     287      $7,921,098      $555,207      7.01          878
  $ 30001 -  35000     290      $9,439,127      $710,428      7.53         1005
  $ 35001 -  40000     289     $10,794,150      $823,719      7.63         1118
  $ 40001 -  45000     214      $9,075,043      $777,013      8.56          797
  $ 45001 -  50000     163      $7,708,430      $697,562      9.05          604
  $ 50001 -  75000     399     $23,783,868    $2,445,317     10.28         1570
  $ 75001 - 100000     101      $8,565,185    $1,170,945     13.67          373
  OVER $100,000         86     $14,963,297    $3,134,149     20.95          372

                    ______________________________________________________________
  TOTAL               4307    $117,126,886   $11,528,133      9.84        10275
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.6           0.0                    0.8
  $     1  -  5000    17.6             1.6           0.2                    3.0
  $  5001 -  10000    12.1             3.3           1.0                    6.0
  $ 10001 -  15000    10.2             4.6           2.0                    7.4
  $ 15001 -  20000     9.5             6.1           3.3                    9.2
  $ 20001 -  25000     7.5             6.2           4.0                    8.3
  $ 25001 -  30000     6.7             6.8           4.8                    8.5
  $ 30001 -  35000     6.7             8.1           6.2                    9.8
  $ 35001 -  40000     6.7             9.2           7.1                   10.9
  $ 40001 -  45000     5.0             7.7           6.7                    7.8
  $ 45001 -  50000     3.8             6.6           6.1                    5.9
  $ 50001 -  75000     9.3            20.3          21.2                   15.3
  $ 75001 - 100000     2.3             7.3          10.2                    3.6
  OVER $100,000        2.0            12.8          27.2                    3.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-22,242           $43                   2.52
  $     1  -  5000                  $2,544           $29                   0.41
  $  5001 -  10000                  $7,423          $226                   1.18
  $ 10001 -  15000                 $12,278          $526                   1.73
  $ 15001 -  20000                 $17,416          $921                   2.30
  $ 20001 -  25000                 $22,521        $1,441                   2.66
  $ 25001 -  30000                 $27,600        $1,935                   3.06
  $ 30001 -  35000                 $32,549        $2,450                   3.47
  $ 35001 -  40000                 $37,350        $2,850                   3.87
  $ 40001 -  45000                 $42,407        $3,631                   3.72
  $ 45001 -  50000                 $47,291        $4,280                   3.71
  $ 50001 -  75000                 $59,609        $6,129                   3.93
  $ 75001 - 100000                 $84,804       $11,594                   3.69
  OVER $100,000                   $173,992       $36,444                   4.33

                    ______________________________________________________________
  TOTAL                            $27,195        $2,677                   2.39
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WASHINGTON
                        _________________________________________________
  UNDER $1             206     $-6,442,332        $3,099     -0.05          437
  $     1  -  5000    3489      $9,236,356       $90,494      0.98         2200
  $  5001 -  10000    3147     $23,286,347      $590,935      2.54         4218
  $ 10001 -  15000    2834     $35,291,039    $1,337,197      3.79         5480
  $ 15001 -  20000    2431     $42,285,634    $2,132,179      5.04         5655
  $ 20001 -  25000    1965     $44,050,781    $2,744,683      6.23         5134
  $ 25001 -  30000    1585     $43,408,631    $3,063,859      7.06         4567
  $ 30001 -  35000    1403     $45,556,389    $3,464,476      7.60         4524
  $ 35001 -  40000    1195     $44,674,896    $3,625,824      8.12         4105
  $ 40001 -  45000     990     $41,956,843    $3,683,347      8.78         3441
  $ 45001 -  50000     768     $36,434,463    $3,223,729      8.85         2838
  $ 50001 -  75000    2096    $125,606,473   $13,347,481     10.63         7441
  $ 75001 - 100000     579     $49,226,076    $6,896,848     14.01         1986
  $100001 - 250000     484     $68,572,584   $12,562,380     18.32         1789
  OVER $250,000         82     $41,125,527   $11,207,328     27.25          291

                    ______________________________________________________________
  TOTAL              23254    $644,269,707   $67,973,859     10.55        54106
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.0           0.0                    0.8
  $     1  -  5000    15.0             1.4           0.1                    4.1
  $  5001 -  10000    13.5             3.6           0.9                    7.8
  $ 10001 -  15000    12.2             5.5           2.0                   10.1
  $ 15001 -  20000    10.5             6.6           3.1                   10.5
  $ 20001 -  25000     8.5             6.8           4.0                    9.5
  $ 25001 -  30000     6.8             6.7           4.5                    8.4
  $ 30001 -  35000     6.0             7.1           5.1                    8.4
  $ 35001 -  40000     5.1             6.9           5.3                    7.6
  $ 40001 -  45000     4.3             6.5           5.4                    6.4
  $ 45001 -  50000     3.3             5.7           4.7                    5.2
  $ 50001 -  75000     9.0            19.5          19.6                   13.8
  $ 75001 - 100000     2.5             7.6          10.1                    3.7
  $100001 - 250000     2.1            10.6          18.5                    3.3
  OVER $250,000        0.4             6.4          16.5                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-31,273           $15                   2.12
  $     1  -  5000                  $2,647           $26                   0.63
  $  5001 -  10000                  $7,400          $188                   1.34
  $ 10001 -  15000                 $12,453          $472                   1.93
  $ 15001 -  20000                 $17,394          $877                   2.33
  $ 20001 -  25000                 $22,418        $1,397                   2.61
  $ 25001 -  30000                 $27,387        $1,933                   2.88
  $ 30001 -  35000                 $32,471        $2,469                   3.22
  $ 35001 -  40000                 $37,385        $3,034                   3.44
  $ 40001 -  45000                 $42,381        $3,721                   3.48
  $ 45001 -  50000                 $47,441        $4,198                   3.70
  $ 50001 -  75000                 $59,927        $6,368                   3.55
  $ 75001 - 100000                 $85,019       $11,912                   3.43
  $100001 - 250000                $141,679       $25,955                   3.70
  OVER $250,000                   $501,531      $136,675                   3.55

                    ______________________________________________________________
  TOTAL                            $27,706        $2,923                   2.33
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WAYNE
                        _________________________________________________
  UNDER $1              11        $-58,743             .       .             19
  $     1  -  5000     146        $382,630        $2,456      0.64          131
  $  5001 -  10000     109        $810,571       $13,164      1.62          189
  $ 10001 -  15000     111      $1,365,303       $34,363      2.52          282
  $ 15001 -  20000      88      $1,536,738       $67,057      4.36          237
  $ 20001 -  25000      66      $1,461,774       $77,391      5.29          208
  $ 25001 -  30000      57      $1,575,587       $97,204      6.17          222
  $ 30001 -  35000      41      $1,320,612      $102,047      7.73          132
  $ 35001 -  40000      23        $850,265       $67,665      7.96           89
  $ 40001 -  45000      27      $1,142,811      $101,249      8.86          100
  $ 45001 -  50000      17        $808,474       $78,184      9.67           69
  $ 50001 -  75000      42      $2,499,911      $295,273     11.81          147
  $ 75001 - 250000      14      $1,445,840      $386,453     26.73           37

                    ______________________________________________________________
  TOTAL                752     $15,141,773    $1,322,506      8.73         1862
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.5            -0.4            .                     1.0
  $     1  -  5000    19.4             2.5           0.2                    7.0
  $  5001 -  10000    14.5             5.4           1.0                   10.2
  $ 10001 -  15000    14.8             9.0           2.6                   15.1
  $ 15001 -  20000    11.7            10.1           5.1                   12.7
  $ 20001 -  25000     8.8             9.7           5.9                   11.2
  $ 25001 -  30000     7.6            10.4           7.3                   11.9
  $ 30001 -  35000     5.5             8.7           7.7                    7.1
  $ 35001 -  40000     3.1             5.6           5.1                    4.8
  $ 40001 -  45000     3.6             7.5           7.7                    5.4
  $ 45001 -  50000     2.3             5.3           5.9                    3.7
  $ 50001 -  75000     5.6            16.5          22.3                    7.9
  $ 75001 - 250000     1.9             9.5          29.2                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-5,340             .                   1.73
  $     1  -  5000                  $2,621           $17                   0.90
  $  5001 -  10000                  $7,436          $121                   1.73
  $ 10001 -  15000                 $12,300          $310                   2.54
  $ 15001 -  20000                 $17,463          $762                   2.69
  $ 20001 -  25000                 $22,148        $1,173                   3.15
  $ 25001 -  30000                 $27,642        $1,705                   3.89
  $ 30001 -  35000                 $32,210        $2,489                   3.22
  $ 35001 -  40000                 $36,968        $2,942                   3.87
  $ 40001 -  45000                 $42,326        $3,750                   3.70
  $ 45001 -  50000                 $47,557        $4,599                   4.06
  $ 50001 -  75000                 $59,522        $7,030                   3.50
  $ 75001 - 250000                $103,274       $27,604                   2.64

                    ______________________________________________________________
  TOTAL                            $20,135        $1,759                   2.48
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WEBER
                        _________________________________________________
  UNDER $1             295    $-13,973,985       $10,173     -0.07          477
  $     1  -  5000   10005     $25,378,051      $221,519      0.87         5966
  $  5001 -  10000    8758     $65,138,040    $1,850,199      2.84        10627
  $ 10001 -  15000    7844     $97,948,882    $4,501,362      4.60        13262
  $ 15001 -  20000    6821    $119,222,595    $7,349,913      6.16        13511
  $ 20001 -  25000    6109    $136,955,051    $9,937,484      7.26        13699
  $ 25001 -  30000    5179    $142,274,743   $11,558,503      8.12        12847
  $ 30001 -  35000    4492    $145,864,232   $12,856,832      8.81        12058
  $ 35001 -  40000    4152    $155,452,830   $14,445,066      9.29        12375
  $ 40001 -  45000    3526    $149,576,778   $14,273,680      9.54        11386
  $ 45001 -  50000    3107    $147,578,026   $14,282,389      9.68        10666
  $ 50001 -  75000    8970    $539,226,624   $60,065,087     11.14        31460
  $ 75001 - 100000    2352    $199,205,381   $28,663,143     14.39         8080
  $100001 - 250000    1202    $164,107,429   $31,148,041     18.98         4057
  OVER $250,000        201    $117,695,119   $34,385,499     29.22          672

                    ______________________________________________________________
  TOTAL              73013  $2,191,649,796  $245,548,890     11.20       161143
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.6           0.0                    0.3
  $     1  -  5000    13.7             1.2           0.1                    3.7
  $  5001 -  10000    12.0             3.0           0.8                    6.6
  $ 10001 -  15000    10.7             4.5           1.8                    8.2
  $ 15001 -  20000     9.3             5.4           3.0                    8.4
  $ 20001 -  25000     8.4             6.2           4.0                    8.5
  $ 25001 -  30000     7.1             6.5           4.7                    8.0
  $ 30001 -  35000     6.2             6.7           5.2                    7.5
  $ 35001 -  40000     5.7             7.1           5.9                    7.7
  $ 40001 -  45000     4.8             6.8           5.8                    7.1
  $ 45001 -  50000     4.3             6.7           5.8                    6.6
  $ 50001 -  75000    12.3            24.6          24.5                   19.5
  $ 75001 - 100000     3.2             9.1          11.7                    5.0
  $100001 - 250000     1.6             7.5          12.7                    2.5
  OVER $250,000        0.3             5.4          14.0                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-47,369           $34                   1.62
  $     1  -  5000                  $2,537           $22                   0.60
  $  5001 -  10000                  $7,438          $211                   1.21
  $ 10001 -  15000                 $12,487          $574                   1.69
  $ 15001 -  20000                 $17,479        $1,078                   1.98
  $ 20001 -  25000                 $22,419        $1,627                   2.24
  $ 25001 -  30000                 $27,471        $2,232                   2.48
  $ 30001 -  35000                 $32,472        $2,862                   2.68
  $ 35001 -  40000                 $37,440        $3,479                   2.98
  $ 40001 -  45000                 $42,421        $4,048                   3.23
  $ 45001 -  50000                 $47,499        $4,597                   3.43
  $ 50001 -  75000                 $60,114        $6,696                   3.51
  $ 75001 - 100000                 $84,696       $12,187                   3.44
  $100001 - 250000                $136,529       $25,914                   3.38
  OVER $250,000                   $585,548      $171,072                   3.34

                    ______________________________________________________________
  TOTAL                            $30,017        $3,363                   2.21
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      OUT 0F STATE
                        _________________________________________________
  UNDER $ 10,000         2         $-4,407          $366     -8.30            2
  $ 10001 -  15000       1         $14,879        $1,294      8.70            1
  $ 25001 -  30000       1         $26,115        $2,351      9.00            1
  $ 30001 -  35000       1         $34,332        $2,726      7.94            4
  $ 45001 - 100000       2        $141,166       $21,353     15.13            6

                    ______________________________________________________________
  TOTAL                  7        $212,085       $28,090     13.24           14
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 10,000      28.6            -2.1           1.3                   14.3
  $ 10001 -  15000    14.3             7.0           4.6                    7.1
  $ 25001 -  30000    14.3            12.3           8.4                    7.1
  $ 30001 -  35000    14.3            16.2           9.7                   28.6
  $ 45001 - 100000    28.6            66.6          76.0                   42.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 10,000                   $-2,204          $183                   1.00
  $ 10001 -  15000                 $14,879        $1,294                   1.00
  $ 25001 -  30000                 $26,115        $2,351                   1.00
  $ 30001 -  35000                 $34,332        $2,726                   4.00
  $ 45001 - 100000                 $70,583       $10,677                   3.00

                    ______________________________________________________________
  TOTAL                            $30,298        $4,013                   2.00
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      PRIOR YEAR
                        _________________________________________________
  UNDER $1            2695   $-145,819,588      $403,710     -0.28         4692
  $     1  -  5000    4209     $10,041,625      $227,958      2.27         4140
  $  5001 -  10000    3179     $23,700,067      $569,367      2.40         6089
  $ 10001 -  15000    2881     $35,977,483    $1,385,210      3.85         6845
  $ 15001 -  20000    2625     $45,791,077    $2,283,917      4.99         6995
  $ 20001 -  25000    2367     $53,229,079    $3,127,459      5.88         7023
  $ 25001 -  30000    2126     $58,400,168    $3,815,596      6.53         6974
  $ 30001 -  35000    1971     $63,994,228    $4,571,855      7.14         7111
  $ 35001 -  40000    1731     $64,693,458    $5,075,228      7.85         6514
  $ 40001 -  45000    1417     $60,081,450    $5,016,054      8.35         5479
  $ 45001 -  50000    1176     $55,717,946    $4,984,662      8.95         4538
  $ 50001 -  75000    4160    $252,086,170   $26,019,126     10.32        16732
  $ 75001 - 100000    1699    $145,653,674   $19,167,129     13.16         7041
  $100001 - 250000    2156    $315,080,827   $56,896,823     18.06         9152
  OVER $250,000        653    $573,322,569  $164,375,461     28.67         2768

                    ______________________________________________________________
  TOTAL              35045  $1,611,950,233  $297,919,555     18.48       102093
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             7.7            -9.0           0.1                    4.6
  $     1  -  5000    12.0             0.6           0.1                    4.1
  $  5001 -  10000     9.1             1.5           0.2                    6.0
  $ 10001 -  15000     8.2             2.2           0.5                    6.7
  $ 15001 -  20000     7.5             2.8           0.8                    6.9
  $ 20001 -  25000     6.8             3.3           1.0                    6.9
  $ 25001 -  30000     6.1             3.6           1.3                    6.8
  $ 30001 -  35000     5.6             4.0           1.5                    7.0
  $ 35001 -  40000     4.9             4.0           1.7                    6.4
  $ 40001 -  45000     4.0             3.7           1.7                    5.4
  $ 45001 -  50000     3.4             3.5           1.7                    4.4
  $ 50001 -  75000    11.9            15.6           8.7                   16.4
  $ 75001 - 100000     4.8             9.0           6.4                    6.9
  $100001 - 250000     6.2            19.5          19.1                    9.0
  OVER $250,000        1.9            35.6          55.2                    2.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-54,107          $150                   1.74
  $     1  -  5000                  $2,386           $54                   0.98
  $  5001 -  10000                  $7,455          $179                   1.92
  $ 10001 -  15000                 $12,488          $481                   2.38
  $ 15001 -  20000                 $17,444          $870                   2.66
  $ 20001 -  25000                 $22,488        $1,321                   2.97
  $ 25001 -  30000                 $27,470        $1,795                   3.28
  $ 30001 -  35000                 $32,468        $2,320                   3.61
  $ 35001 -  40000                 $37,373        $2,932                   3.76
  $ 40001 -  45000                 $42,400        $3,540                   3.87
  $ 45001 -  50000                 $47,379        $4,239                   3.86
  $ 50001 -  75000                 $60,598        $6,255                   4.02
  $ 75001 - 100000                 $85,729       $11,281                   4.14
  $100001 - 250000                $146,141       $26,390                   4.24
  OVER $250,000                   $877,982      $251,724                   4.24

                    ______________________________________________________________
  TOTAL                            $45,997        $8,501                   2.91
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      NEXT YEAR
                        _________________________________________________
  UNDER $ 10,000        10         $66,048          $411      0.62           15
  $ 10001 -  15000       5         $60,935        $4,507      7.40            6
  $ 15001 -  20000       8        $136,652        $6,713      4.91           14
  $ 20001 -  25000       2         $40,999        $2,963      7.23            2
  $ 25001 -  30000       2         $56,399        $2,854      5.06            8
  $ 30001 -  35000       7        $232,721       $18,877      8.11           14
  $ 35001 -  40000       1         $39,918        $3,199      8.01            5
  $ 40001 -  45000       5        $212,793       $21,146      9.94           11
  OVER $ 45,000         10      $1,060,728      $195,285     18.41           26

                    ______________________________________________________________
  TOTAL                 50      $1,907,193      $255,955     13.42          101
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 10,000      20.0             3.5           0.2                   14.9
  $ 10001 -  15000    10.0             3.2           1.8                    5.9
  $ 15001 -  20000    16.0             7.2           2.6                   13.9
  $ 20001 -  25000     4.0             2.1           1.2                    2.0
  $ 25001 -  30000     4.0             3.0           1.1                    7.9
  $ 30001 -  35000    14.0            12.2           7.4                   13.9
  $ 35001 -  40000     2.0             2.1           1.2                    5.0
  $ 40001 -  45000    10.0            11.2           8.3                   10.9
  OVER $ 45,000       20.0            55.6          76.3                   25.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 10,000                    $6,605           $41                   1.50
  $ 10001 -  15000                 $12,187          $901                   1.20
  $ 15001 -  20000                 $17,082          $839                   1.75
  $ 20001 -  25000                 $20,500        $1,482                   1.00
  $ 25001 -  30000                 $28,200        $1,427                   4.00
  $ 30001 -  35000                 $33,246        $2,697                   2.00
  $ 35001 -  40000                 $39,918        $3,199                   5.00
  $ 40001 -  45000                 $42,559        $4,229                   2.20
  OVER $ 45,000                   $106,073       $19,529                   2.60

                    ______________________________________________________________
  TOTAL                            $38,144        $5,119                   2.02
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      STATE OF UTAH
                        _________________________________________________
  UNDER $1            7053   $-276,751,163      $706,902     -0.26        12572
  $     1  -  5000  115172    $294,902,274    $3,108,966      1.05        61758
  $  5001 -  10000   95455    $707,970,944   $20,846,745      2.94       117874
  $ 10001 -  15000   85375  $1,063,855,079   $48,382,048      4.55       151394
  $ 15001 -  20000   72233  $1,258,775,172   $75,219,262      5.98       151653
  $ 20001 -  25000   59550  $1,335,090,424   $93,123,599      6.98       143771
  $ 25001 -  30000   50967  $1,399,580,547  $107,625,470      7.69       137799
  $ 30001 -  35000   45305  $1,470,511,574  $121,552,575      8.27       136318
  $ 35001 -  40000   41268  $1,545,461,138  $135,319,081      8.76       134030
  $ 40001 -  45000   36121  $1,532,516,604  $139,594,499      9.11       124805
  $ 45001 -  50000   30066  $1,426,441,820  $134,084,439      9.40       108740
  $ 50001 -  75000   87824  $5,286,673,892  $567,987,097     10.74       325507
  $ 75001 - 100000   26040  $2,213,032,203  $305,983,088     13.83        96514
  $100001 - 250000   19259  $2,713,936,625  $498,232,778     18.36        73506
  OVER $250,000       3593  $2,239,740,628  $647,319,514     28.90        13607

                    ______________________________________________________________
  TOTAL             775281 $24,211,737,761$2,899,086,063     11.97      1789848
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.1           0.0                    0.7
  $     1  -  5000    14.9             1.2           0.1                    3.5
  $  5001 -  10000    12.3             2.9           0.7                    6.6
  $ 10001 -  15000    11.0             4.4           1.7                    8.5
  $ 15001 -  20000     9.3             5.2           2.6                    8.5
  $ 20001 -  25000     7.7             5.5           3.2                    8.0
  $ 25001 -  30000     6.6             5.8           3.7                    7.7
  $ 30001 -  35000     5.8             6.1           4.2                    7.6
  $ 35001 -  40000     5.3             6.4           4.7                    7.5
  $ 40001 -  45000     4.7             6.3           4.8                    7.0
  $ 45001 -  50000     3.9             5.9           4.6                    6.1
  $ 50001 -  75000    11.3            21.8          19.6                   18.2
  $ 75001 - 100000     3.4             9.1          10.6                    5.4
  $100001 - 250000     2.5            11.2          17.2                    4.1
  OVER $250,000        0.5             9.3          22.3                    0.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,239          $100                   1.78
  $     1  -  5000                  $2,561           $27                   0.54
  $  5001 -  10000                  $7,417          $218                   1.23
  $ 10001 -  15000                 $12,461          $567                   1.77
  $ 15001 -  20000                 $17,427        $1,041                   2.10
  $ 20001 -  25000                 $22,420        $1,564                   2.41
  $ 25001 -  30000                 $27,461        $2,112                   2.70
  $ 30001 -  35000                 $32,458        $2,683                   3.01
  $ 35001 -  40000                 $37,449        $3,279                   3.25
  $ 40001 -  45000                 $42,427        $3,865                   3.46
  $ 45001 -  50000                 $47,444        $4,460                   3.62
  $ 50001 -  75000                 $60,196        $6,467                   3.71
  $ 75001 - 100000                 $84,986       $11,751                   3.71
  $100001 - 250000                $140,918       $25,870                   3.82
  OVER $250,000                   $623,362      $180,161                   3.79

                    ______________________________________________________________
  TOTAL                            $31,230        $3,739                   2.31
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1994 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      OTHER UTAH
                        _________________________________________________
  UNDER $ 10,000        10         $25,759           $92      0.36           15
  $ 10001 -  15000       3         $42,873        $3,071      7.16            4
  $ 15001 -  20000       2         $37,243          $986      2.65            5
  $ 20001 -  25000       2         $44,577        $2,940      6.60            5
  $ 25001 -  30000       1         $25,741        $1,586      6.16            4
  $ 30001 -  35000       2         $62,594        $5,753      9.19            5
  $ 40001 -  45000       1         $42,459        $3,581      8.43            5
  $ 45001 -  55000       4        $217,648       $24,545     11.28           13

                    ______________________________________________________________
  TOTAL                 25        $498,894       $42,554      8.53           56
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 10,000      40.0             5.2           0.2                   26.8
  $ 10001 -  15000    12.0             8.6           7.2                    7.1
  $ 15001 -  20000     8.0             7.5           2.3                    8.9
  $ 20001 -  25000     8.0             8.9           6.9                    8.9
  $ 25001 -  30000     4.0             5.2           3.7                    7.1
  $ 30001 -  35000     8.0            12.5          13.5                    8.9
  $ 40001 -  45000     4.0             8.5           8.4                    8.9
  $ 45001 -  55000    16.0            43.6          57.7                   23.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 10,000                    $2,576            $9                   1.50
  $ 10001 -  15000                 $14,291        $1,024                   1.33
  $ 15001 -  20000                 $18,622          $493                   2.50
  $ 20001 -  25000                 $22,289        $1,470                   2.50
  $ 25001 -  30000                 $25,741        $1,586                   4.00
  $ 30001 -  35000                 $31,297        $2,877                   2.50
  $ 40001 -  45000                 $42,459        $3,581                   5.00
  $ 45001 -  55000                 $54,412        $6,136                   3.25

                    ______________________________________________________________
  TOTAL                            $19,956        $1,702                   2.24
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION