TABLE OF CONTENTS (TOC)
COUNTY

BEAVER        
BOX ELDER     
CACHE         
CARBON        
DAGGETT       
DAVIS         
DUCHESNE      
EMERY         
GARFIELD      
GRAND         
IRON          
JUAB          
KANE          
MILLARD       
MORGAN        
PIUTE         
RICH          
SALT LAKE     
SAN JUAN      
SANPETE       
SEVIER        
SUMMIT        
TOOELE        
UINTAH        
UTAH          
WASATCH       
WASHINGTON    
WAYNE         
WEBER         
OUT 0F STATE  
PRIOR YEAR    
NEXT YEAR     
STATE OF UTAH 
OTHER UTAH    
****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      BEAVER
                        _________________________________________________
  UNDER $1              37     $-1,985,366          $174     -0.01          108
  $     1  -  5000     309        $791,509        $5,743      0.73          187
  $  5001 -  10000     259      $1,892,904       $34,212      1.81          396
  $ 10001 -  15000     228      $2,823,973       $77,042      2.73          523
  $ 15001 -  20000     184      $3,230,128      $141,541      4.38          529
  $ 20001 -  25000     132      $2,958,768      $163,461      5.52          429
  $ 25001 -  30000     110      $3,002,082      $203,650      6.78          382
  $ 30001 -  35000      88      $2,837,804      $214,861      7.57          327
  $ 35001 -  40000      72      $2,714,886      $222,731      8.20          280
  $ 40001 -  45000      48      $2,038,975      $195,193      9.57          162
  $ 45001 -  50000      53      $2,522,719      $241,392      9.57          201
  $ 50001 -  75000     156      $9,306,866    $1,016,190     10.92          644
  $ 75001 - 100000      23      $1,885,309      $270,844     14.37           95
  $100001 - 250000      10      $1,500,374      $301,901     20.12           39

                    ______________________________________________________________
  TOTAL               1709     $35,520,931    $3,088,935      8.70         4302
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.2            -5.6           0.0                    2.5
  $     1  -  5000    18.1             2.2           0.2                    4.3
  $  5001 -  10000    15.2             5.3           1.1                    9.2
  $ 10001 -  15000    13.3             8.0           2.5                   12.2
  $ 15001 -  20000    10.8             9.1           4.6                   12.3
  $ 20001 -  25000     7.7             8.3           5.3                   10.0
  $ 25001 -  30000     6.4             8.5           6.6                    8.9
  $ 30001 -  35000     5.1             8.0           7.0                    7.6
  $ 35001 -  40000     4.2             7.6           7.2                    6.5
  $ 40001 -  45000     2.8             5.7           6.3                    3.8
  $ 45001 -  50000     3.1             7.1           7.8                    4.7
  $ 50001 -  75000     9.1            26.2          32.9                   15.0
  $ 75001 - 100000     1.3             5.3           8.8                    2.2
  $100001 - 250000     0.6             4.2           9.8                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-53,659            $5                   2.92
  $     1  -  5000                  $2,562           $19                   0.61
  $  5001 -  10000                  $7,309          $132                   1.53
  $ 10001 -  15000                 $12,386          $338                   2.29
  $ 15001 -  20000                 $17,555          $769                   2.88
  $ 20001 -  25000                 $22,415        $1,238                   3.25
  $ 25001 -  30000                 $27,292        $1,851                   3.47
  $ 30001 -  35000                 $32,248        $2,442                   3.72
  $ 35001 -  40000                 $37,707        $3,093                   3.89
  $ 40001 -  45000                 $42,479        $4,067                   3.38
  $ 45001 -  50000                 $47,598        $4,555                   3.79
  $ 50001 -  75000                 $59,659        $6,514                   4.13
  $ 75001 - 100000                 $81,970       $11,776                   4.13
  $100001 - 250000                $150,037       $30,190                   3.90

                    ______________________________________________________________
  TOTAL                            $20,785        $1,807                   2.52
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      BOX ELDER
                        _________________________________________________
  UNDER $1             110     $-3,433,290        $4,158     -0.12          264
  $     1  -  5000    2092      $5,337,031       $60,959      1.14         1057
  $  5001 -  10000    1522     $11,245,509      $308,596      2.74         1986
  $ 10001 -  15000    1337     $16,636,430      $686,889      4.13         2578
  $ 15001 -  20000    1261     $22,044,303    $1,241,359      5.63         2946
  $ 20001 -  25000    1047     $23,422,721    $1,540,268      6.58         2820
  $ 25001 -  30000     928     $25,502,819    $1,913,123      7.50         2798
  $ 30001 -  35000     936     $30,493,310    $2,547,958      8.36         3084
  $ 35001 -  40000     857     $32,079,435    $2,806,346      8.75         3118
  $ 40001 -  45000     822     $34,864,670    $3,101,456      8.90         3256
  $ 45001 -  50000     711     $33,756,174    $3,122,808      9.25         2965
  $ 50001 -  75000    1913    $114,030,218   $12,469,401     10.94         7758
  $ 75001 - 100000     349     $29,202,994    $4,257,178     14.58         1364
  $100001 - 250000     184     $25,120,297    $4,881,398     19.43          714
  OVER $250,000         21      $7,078,449    $1,948,065     27.52           55

                    ______________________________________________________________
  TOTAL              14090    $407,381,070   $40,889,962     10.04        36763
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.0                    0.7
  $     1  -  5000    14.8             1.3           0.1                    2.9
  $  5001 -  10000    10.8             2.8           0.8                    5.4
  $ 10001 -  15000     9.5             4.1           1.7                    7.0
  $ 15001 -  20000     8.9             5.4           3.0                    8.0
  $ 20001 -  25000     7.4             5.7           3.8                    7.7
  $ 25001 -  30000     6.6             6.3           4.7                    7.6
  $ 30001 -  35000     6.6             7.5           6.2                    8.4
  $ 35001 -  40000     6.1             7.9           6.9                    8.5
  $ 40001 -  45000     5.8             8.6           7.6                    8.9
  $ 45001 -  50000     5.0             8.3           7.6                    8.1
  $ 50001 -  75000    13.6            28.0          30.5                   21.1
  $ 75001 - 100000     2.5             7.2          10.4                    3.7
  $100001 - 250000     1.3             6.2          11.9                    1.9
  OVER $250,000        0.1             1.7           4.8                    0.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-31,212           $38                   2.40
  $     1  -  5000                  $2,551           $29                   0.51
  $  5001 -  10000                  $7,389          $203                   1.30
  $ 10001 -  15000                 $12,443          $514                   1.93
  $ 15001 -  20000                 $17,482          $984                   2.34
  $ 20001 -  25000                 $22,371        $1,471                   2.69
  $ 25001 -  30000                 $27,481        $2,062                   3.02
  $ 30001 -  35000                 $32,578        $2,722                   3.29
  $ 35001 -  40000                 $37,432        $3,275                   3.64
  $ 40001 -  45000                 $42,414        $3,773                   3.96
  $ 45001 -  50000                 $47,477        $4,392                   4.17
  $ 50001 -  75000                 $59,608        $6,518                   4.06
  $ 75001 - 100000                 $83,676       $12,198                   3.91
  $100001 - 250000                $136,523       $26,529                   3.88
  OVER $250,000                   $337,069       $92,765                   2.62

                    ______________________________________________________________
  TOTAL                            $28,913        $2,902                   2.61
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      CACHE
                        _________________________________________________
  UNDER $1             197     $-1,898,530        $2,248     -0.12          289
  $     1  -  5000    4495     $11,780,226      $130,754      1.11         2473
  $  5001 -  10000    3975     $29,342,826      $833,880      2.84         5086
  $ 10001 -  15000    3319     $41,230,996    $1,669,426      4.05         6612
  $ 15001 -  20000    2752     $47,839,159    $2,543,838      5.32         6729
  $ 20001 -  25000    2071     $46,390,414    $2,993,938      6.45         5752
  $ 25001 -  30000    1755     $48,177,597    $3,453,292      7.17         5544
  $ 30001 -  35000    1618     $52,525,233    $4,139,981      7.88         5588
  $ 35001 -  40000    1397     $52,251,504    $4,394,411      8.41         5131
  $ 40001 -  45000    1198     $50,820,108    $4,357,845      8.58         4821
  $ 45001 -  50000     992     $47,084,422    $4,332,903      9.20         3870
  $ 50001 -  75000    2577    $153,424,087   $16,373,153     10.67        10178
  $ 75001 - 100000     651     $55,248,284    $7,671,058     13.88         2565
  $100001 - 250000     395     $55,879,914   $10,244,633     18.33         1657
  OVER $250,000         52     $32,041,981    $9,103,923     28.41          206

                    ______________________________________________________________
  TOTAL              27444    $722,138,221   $72,245,283     10.00        66501
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.3           0.0                    0.4
  $     1  -  5000    16.4             1.6           0.2                    3.7
  $  5001 -  10000    14.5             4.1           1.2                    7.6
  $ 10001 -  15000    12.1             5.7           2.3                    9.9
  $ 15001 -  20000    10.0             6.6           3.5                   10.1
  $ 20001 -  25000     7.5             6.4           4.1                    8.6
  $ 25001 -  30000     6.4             6.7           4.8                    8.3
  $ 30001 -  35000     5.9             7.3           5.7                    8.4
  $ 35001 -  40000     5.1             7.2           6.1                    7.7
  $ 40001 -  45000     4.4             7.0           6.0                    7.2
  $ 45001 -  50000     3.6             6.5           6.0                    5.8
  $ 50001 -  75000     9.4            21.2          22.7                   15.3
  $ 75001 - 100000     2.4             7.7          10.6                    3.9
  $100001 - 250000     1.4             7.7          14.2                    2.5
  OVER $250,000        0.2             4.4          12.6                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-9,637           $11                   1.47
  $     1  -  5000                  $2,621           $29                   0.55
  $  5001 -  10000                  $7,382          $210                   1.28
  $ 10001 -  15000                 $12,423          $503                   1.99
  $ 15001 -  20000                 $17,383          $924                   2.45
  $ 20001 -  25000                 $22,400        $1,446                   2.78
  $ 25001 -  30000                 $27,452        $1,968                   3.16
  $ 30001 -  35000                 $32,463        $2,559                   3.45
  $ 35001 -  40000                 $37,403        $3,146                   3.67
  $ 40001 -  45000                 $42,421        $3,638                   4.02
  $ 45001 -  50000                 $47,464        $4,368                   3.90
  $ 50001 -  75000                 $59,536        $6,354                   3.95
  $ 75001 - 100000                 $84,867       $11,783                   3.94
  $100001 - 250000                $141,468       $25,936                   4.19
  OVER $250,000                   $616,192      $175,075                   3.96

                    ______________________________________________________________
  TOTAL                            $26,313        $2,632                   2.42
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      CARBON
                        _________________________________________________
  UNDER $1              53       $-707,418            $9     -0.00           86
  $     1  -  5000    1158      $2,912,034       $24,648      0.85          933
  $  5001 -  10000    1075      $7,996,327      $178,352      2.23         1598
  $ 10001 -  15000     782      $9,556,976      $338,297      3.54         1531
  $ 15001 -  20000     636     $11,050,426      $599,106      5.42         1469
  $ 20001 -  25000     534     $11,961,568      $827,931      6.92         1358
  $ 25001 -  30000     415     $11,392,117      $908,808      7.98         1155
  $ 30001 -  35000     393     $12,776,552    $1,121,410      8.78         1200
  $ 35001 -  40000     393     $14,670,818    $1,339,580      9.13         1353
  $ 40001 -  45000     318     $13,478,167    $1,336,772      9.92         1043
  $ 45001 -  50000     351     $16,679,931    $1,675,318     10.04         1245
  $ 50001 -  75000    1016     $60,930,843    $7,289,117     11.96         3813
  $ 75001 - 100000     200     $16,826,590    $2,642,112     15.70          703
  OVER $100,000         69     $10,043,538    $2,035,306     20.26          280

                    ______________________________________________________________
  TOTAL               7393    $199,568,469   $20,316,766     10.18        17767
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.4           0.0                    0.5
  $     1  -  5000    15.7             1.5           0.1                    5.3
  $  5001 -  10000    14.5             4.0           0.9                    9.0
  $ 10001 -  15000    10.6             4.8           1.7                    8.6
  $ 15001 -  20000     8.6             5.5           2.9                    8.3
  $ 20001 -  25000     7.2             6.0           4.1                    7.6
  $ 25001 -  30000     5.6             5.7           4.5                    6.5
  $ 30001 -  35000     5.3             6.4           5.5                    6.8
  $ 35001 -  40000     5.3             7.4           6.6                    7.6
  $ 40001 -  45000     4.3             6.8           6.6                    5.9
  $ 45001 -  50000     4.7             8.4           8.2                    7.0
  $ 50001 -  75000    13.7            30.5          35.9                   21.5
  $ 75001 - 100000     2.7             8.4          13.0                    4.0
  OVER $100,000        0.9             5.0          10.0                    1.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-13,348            $0                   1.62
  $     1  -  5000                  $2,515           $21                   0.81
  $  5001 -  10000                  $7,438          $166                   1.49
  $ 10001 -  15000                 $12,221          $433                   1.96
  $ 15001 -  20000                 $17,375          $942                   2.31
  $ 20001 -  25000                 $22,400        $1,550                   2.54
  $ 25001 -  30000                 $27,451        $2,190                   2.78
  $ 30001 -  35000                 $32,510        $2,853                   3.05
  $ 35001 -  40000                 $37,330        $3,409                   3.44
  $ 40001 -  45000                 $42,384        $4,204                   3.28
  $ 45001 -  50000                 $47,521        $4,773                   3.55
  $ 50001 -  75000                 $59,971        $7,174                   3.75
  $ 75001 - 100000                 $84,133       $13,211                   3.52
  OVER $100,000                   $145,559       $29,497                   4.06

                    ______________________________________________________________
  TOTAL                            $26,994        $2,748                   2.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DAGGETT
                        _________________________________________________
  UNDER $ 5,000         51       $-480,483          $442     -0.09           44
  $  5001 -  10000      37        $276,514        $7,968      2.88           59
  $ 10001 -  15000      19        $243,658        $9,699      3.98           40
  $ 15001 -  20000      29        $508,812       $33,103      6.51           54
  $ 20001 -  25000      24        $540,492       $36,534      6.76           71
  $ 25001 -  30000      15        $409,072       $32,553      7.96           43
  $ 30001 -  35000      24        $776,101       $66,721      8.60           72
  $ 35001 -  40000      19        $707,753       $60,129      8.50           81
  $ 40001 -  45000      13        $553,084       $57,353     10.37           43
  $ 45001 -  50000      16        $750,539       $79,987     10.66           55
  $ 50001 - 250000      32      $2,026,053      $266,586     13.16          115

                    ______________________________________________________________
  TOTAL                279      $6,311,595      $651,075     10.32          677
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       18.3            -7.6           0.1                    6.5
  $  5001 -  10000    13.3             4.4           1.2                    8.7
  $ 10001 -  15000     6.8             3.9           1.5                    5.9
  $ 15001 -  20000    10.4             8.1           5.1                    8.0
  $ 20001 -  25000     8.6             8.6           5.6                   10.5
  $ 25001 -  30000     5.4             6.5           5.0                    6.4
  $ 30001 -  35000     8.6            12.3          10.2                   10.6
  $ 35001 -  40000     6.8            11.2           9.2                   12.0
  $ 40001 -  45000     4.7             8.8           8.8                    6.4
  $ 45001 -  50000     5.7            11.9          12.3                    8.1
  $ 50001 - 250000    11.5            32.1          40.9                   17.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-9,421            $9                   0.86
  $  5001 -  10000                  $7,473          $215                   1.59
  $ 10001 -  15000                 $12,824          $510                   2.11
  $ 15001 -  20000                 $17,545        $1,141                   1.86
  $ 20001 -  25000                 $22,521        $1,522                   2.96
  $ 25001 -  30000                 $27,271        $2,170                   2.87
  $ 30001 -  35000                 $32,338        $2,780                   3.00
  $ 35001 -  40000                 $37,250        $3,165                   4.26
  $ 40001 -  45000                 $42,545        $4,412                   3.31
  $ 45001 -  50000                 $46,909        $4,999                   3.44
  $ 50001 - 250000                 $63,314        $8,331                   3.59

                    ______________________________________________________________
  TOTAL                            $22,622        $2,334                   2.43
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DAVIS
                        _________________________________________________
  UNDER $1             279     $-7,620,643       $13,621     -0.18          536
  $     1  -  5000   11719     $28,718,699      $311,806      1.09         4466
  $  5001 -  10000    8097     $59,814,432    $2,042,231      3.41         8892
  $ 10001 -  15000    6974     $86,813,971    $4,344,282      5.00        11658
  $ 15001 -  20000    6481    $113,398,391    $6,874,476      6.06        13797
  $ 20001 -  25000    5538    $124,105,454    $8,636,077      6.96        13745
  $ 25001 -  30000    4912    $134,967,120   $10,243,724      7.59        13888
  $ 30001 -  35000    4738    $154,131,392   $12,641,366      8.20        14759
  $ 35001 -  40000    4407    $165,005,384   $14,196,770      8.60        14930
  $ 40001 -  45000    4020    $170,746,873   $15,036,497      8.81        14636
  $ 45001 -  50000    3703    $175,589,067   $16,114,207      9.18        13883
  $ 50001 -  75000   10829    $653,484,505   $69,124,272     10.58        41922
  $ 75001 - 100000    2921    $247,861,808   $33,804,145     13.64        11411
  $100001 - 250000    1702    $233,754,922   $41,946,935     17.94         7165
  OVER $250,000        262    $123,428,716   $34,469,297     27.93         1152

                    ______________________________________________________________
  TOTAL              76582  $2,464,200,091  $269,799,706     10.95       186840
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.3
  $     1  -  5000    15.3             1.2           0.1                    2.4
  $  5001 -  10000    10.6             2.4           0.8                    4.8
  $ 10001 -  15000     9.1             3.5           1.6                    6.2
  $ 15001 -  20000     8.5             4.6           2.5                    7.4
  $ 20001 -  25000     7.2             5.0           3.2                    7.4
  $ 25001 -  30000     6.4             5.5           3.8                    7.4
  $ 30001 -  35000     6.2             6.3           4.7                    7.9
  $ 35001 -  40000     5.8             6.7           5.3                    8.0
  $ 40001 -  45000     5.2             6.9           5.6                    7.8
  $ 45001 -  50000     4.8             7.1           6.0                    7.4
  $ 50001 -  75000    14.1            26.5          25.6                   22.4
  $ 75001 - 100000     3.8            10.1          12.5                    6.1
  $100001 - 250000     2.2             9.5          15.5                    3.8
  OVER $250,000        0.3             5.0          12.8                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,314           $49                   1.92
  $     1  -  5000                  $2,451           $27                   0.38
  $  5001 -  10000                  $7,387          $252                   1.10
  $ 10001 -  15000                 $12,448          $623                   1.67
  $ 15001 -  20000                 $17,497        $1,061                   2.13
  $ 20001 -  25000                 $22,410        $1,559                   2.48
  $ 25001 -  30000                 $27,477        $2,085                   2.83
  $ 30001 -  35000                 $32,531        $2,668                   3.12
  $ 35001 -  40000                 $37,442        $3,221                   3.39
  $ 40001 -  45000                 $42,474        $3,740                   3.64
  $ 45001 -  50000                 $47,418        $4,352                   3.75
  $ 50001 -  75000                 $60,346        $6,383                   3.87
  $ 75001 - 100000                 $84,855       $11,573                   3.91
  $100001 - 250000                $137,341       $24,646                   4.21
  OVER $250,000                   $471,102      $131,562                   4.40

                    ______________________________________________________________
  TOTAL                            $32,177        $3,523                   2.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      DUCHESNE
                        _________________________________________________
  UNDER $1              80     $-2,783,236          $243     -0.01          184
  $     1  -  5000     817      $2,029,670       $24,096      1.19          713
  $  5001 -  10000     588      $4,352,794       $87,651      2.01         1079
  $ 10001 -  15000     510      $6,322,068      $179,779      2.84         1289
  $ 15001 -  20000     413      $7,234,692      $315,110      4.36         1224
  $ 20001 -  25000     420      $9,427,597      $541,305      5.74         1344
  $ 25001 -  30000     358      $9,817,294      $642,873      6.55         1348
  $ 30001 -  35000     326     $10,547,752      $819,378      7.77         1237
  $ 35001 -  40000     273     $10,193,179      $851,464      8.35         1078
  $ 40001 -  45000     195      $8,250,786      $684,270      8.29          839
  $ 45001 -  50000     155      $7,331,307      $697,672      9.52          620
  $ 50001 -  75000     290     $17,174,100    $1,901,259     11.07         1171
  $ 75001 - 100000      43      $3,663,936      $502,891     13.73          159
  OVER $100,000         40      $5,844,721    $1,121,510     19.19          186

                    ______________________________________________________________
  TOTAL               4508     $99,406,660    $8,369,501      8.42        12471
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -2.8           0.0                    1.5
  $     1  -  5000    18.1             2.0           0.3                    5.7
  $  5001 -  10000    13.0             4.4           1.0                    8.7
  $ 10001 -  15000    11.3             6.4           2.1                   10.3
  $ 15001 -  20000     9.2             7.3           3.8                    9.8
  $ 20001 -  25000     9.3             9.5           6.5                   10.8
  $ 25001 -  30000     7.9             9.9           7.7                   10.8
  $ 30001 -  35000     7.2            10.6           9.8                    9.9
  $ 35001 -  40000     6.1            10.3          10.2                    8.6
  $ 40001 -  45000     4.3             8.3           8.2                    6.7
  $ 45001 -  50000     3.4             7.4           8.3                    5.0
  $ 50001 -  75000     6.4            17.3          22.7                    9.4
  $ 75001 - 100000     1.0             3.7           6.0                    1.3
  OVER $100,000        0.9             5.9          13.4                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-34,790            $3                   2.30
  $     1  -  5000                  $2,484           $29                   0.87
  $  5001 -  10000                  $7,403          $149                   1.84
  $ 10001 -  15000                 $12,396          $353                   2.53
  $ 15001 -  20000                 $17,517          $763                   2.96
  $ 20001 -  25000                 $22,447        $1,289                   3.20
  $ 25001 -  30000                 $27,423        $1,796                   3.77
  $ 30001 -  35000                 $32,355        $2,513                   3.79
  $ 35001 -  40000                 $37,338        $3,119                   3.95
  $ 40001 -  45000                 $42,312        $3,509                   4.30
  $ 45001 -  50000                 $47,299        $4,501                   4.00
  $ 50001 -  75000                 $59,221        $6,556                   4.04
  $ 75001 - 100000                 $85,208       $11,695                   3.70
  OVER $100,000                   $146,118       $28,038                   4.65

                    ______________________________________________________________
  TOTAL                            $22,051        $1,857                   2.77
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      EMERY
                        _________________________________________________
  UNDER $1              41       $-750,423             .       .             84
  $     1  -  5000     542      $1,314,865        $9,975      0.76          380
  $  5001 -  10000     368      $2,716,321       $59,350      2.18          592
  $ 10001 -  15000     348      $4,298,174      $140,969      3.28          766
  $ 15001 -  20000     237      $4,105,464      $201,974      4.92          619
  $ 20001 -  25000     218      $4,909,560      $294,693      6.00          692
  $ 25001 -  30000     217      $5,982,992      $400,506      6.69          801
  $ 30001 -  35000     244      $7,913,055      $621,737      7.86          895
  $ 35001 -  40000     186      $6,958,778      $565,184      8.12          752
  $ 40001 -  45000     216      $9,197,762      $810,927      8.82          934
  $ 45001 -  50000     174      $8,236,144      $758,411      9.21          741
  $ 50001 -  75000     468     $27,786,212    $3,045,808     10.96         2020
  $ 75001 - 100000      61      $5,032,893      $736,773     14.64          254
  $100001 - 250000      20      $2,380,161      $392,893     16.51           95

                    ______________________________________________________________
  TOTAL               3340     $90,081,958    $8,039,200      8.92         9625
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -0.8            .                     0.9
  $     1  -  5000    16.2             1.5           0.1                    3.9
  $  5001 -  10000    11.0             3.0           0.7                    6.2
  $ 10001 -  15000    10.4             4.8           1.8                    8.0
  $ 15001 -  20000     7.1             4.6           2.5                    6.4
  $ 20001 -  25000     6.5             5.5           3.7                    7.2
  $ 25001 -  30000     6.5             6.6           5.0                    8.3
  $ 30001 -  35000     7.3             8.8           7.7                    9.3
  $ 35001 -  40000     5.6             7.7           7.0                    7.8
  $ 40001 -  45000     6.5            10.2          10.1                    9.7
  $ 45001 -  50000     5.2             9.1           9.4                    7.7
  $ 50001 -  75000    14.0            30.8          37.9                   21.0
  $ 75001 - 100000     1.8             5.6           9.2                    2.6
  $100001 - 250000     0.6             2.6           4.9                    1.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,303             .                   2.05
  $     1  -  5000                  $2,426           $18                   0.70
  $  5001 -  10000                  $7,381          $161                   1.61
  $ 10001 -  15000                 $12,351          $405                   2.20
  $ 15001 -  20000                 $17,323          $852                   2.61
  $ 20001 -  25000                 $22,521        $1,352                   3.17
  $ 25001 -  30000                 $27,571        $1,846                   3.69
  $ 30001 -  35000                 $32,431        $2,548                   3.67
  $ 35001 -  40000                 $37,413        $3,039                   4.04
  $ 40001 -  45000                 $42,582        $3,754                   4.32
  $ 45001 -  50000                 $47,334        $4,359                   4.26
  $ 50001 -  75000                 $59,372        $6,508                   4.32
  $ 75001 - 100000                 $82,506       $12,078                   4.16
  $100001 - 250000                $119,008       $19,645                   4.75

                    ______________________________________________________________
  TOTAL                            $26,971        $2,407                   2.88
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      GARFIELD
                        _________________________________________________
  UNDER $1              30       $-499,417             .       .             71
  $     1  -  5000     328        $889,565        $4,844      0.54          180
  $  5001 -  10000     261      $1,951,256       $44,480      2.28          384
  $ 10001 -  15000     236      $2,929,682       $98,425      3.36          522
  $ 15001 -  20000     150      $2,622,589      $139,119      5.30          374
  $ 20001 -  25000     128      $2,841,122      $171,654      6.04          380
  $ 25001 -  30000     109      $2,969,704      $195,273      6.58          396
  $ 30001 -  35000     104      $3,382,255      $258,084      7.63          388
  $ 35001 -  40000      65      $2,413,308      $192,848      7.99          271
  $ 40001 -  45000      51      $2,161,636      $198,129      9.17          187
  $ 45001 -  50000      49      $2,318,514      $211,086      9.10          199
  $ 50001 -  75000      57      $3,372,895      $376,800     11.17          229
  $ 75001 - 100000      22      $1,844,269      $281,246     15.25           72
  $100001 - 250000      13      $1,812,097      $341,378     18.84           57

                    ______________________________________________________________
  TOTAL               1603     $31,009,475    $2,513,366      8.11         3710
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.9            -1.6            .                     1.9
  $     1  -  5000    20.5             2.9           0.2                    4.9
  $  5001 -  10000    16.3             6.3           1.8                   10.4
  $ 10001 -  15000    14.7             9.4           3.9                   14.1
  $ 15001 -  20000     9.4             8.5           5.5                   10.1
  $ 20001 -  25000     8.0             9.2           6.8                   10.2
  $ 25001 -  30000     6.8             9.6           7.8                   10.7
  $ 30001 -  35000     6.5            10.9          10.3                   10.5
  $ 35001 -  40000     4.1             7.8           7.7                    7.3
  $ 40001 -  45000     3.2             7.0           7.9                    5.0
  $ 45001 -  50000     3.1             7.5           8.4                    5.4
  $ 50001 -  75000     3.6            10.9          15.0                    6.2
  $ 75001 - 100000     1.4             5.9          11.2                    1.9
  $100001 - 250000     0.8             5.8          13.6                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-16,647             .                   2.37
  $     1  -  5000                  $2,712           $15                   0.55
  $  5001 -  10000                  $7,476          $170                   1.47
  $ 10001 -  15000                 $12,414          $417                   2.21
  $ 15001 -  20000                 $17,484          $927                   2.49
  $ 20001 -  25000                 $22,196        $1,341                   2.97
  $ 25001 -  30000                 $27,245        $1,791                   3.63
  $ 30001 -  35000                 $32,522        $2,482                   3.73
  $ 35001 -  40000                 $37,128        $2,967                   4.17
  $ 40001 -  45000                 $42,385        $3,885                   3.67
  $ 45001 -  50000                 $47,317        $4,308                   4.06
  $ 50001 -  75000                 $59,174        $6,611                   4.02
  $ 75001 - 100000                 $83,830       $12,784                   3.27
  $100001 - 250000                $139,392       $26,260                   4.38

                    ______________________________________________________________
  TOTAL                            $19,345        $1,568                   2.31
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      GRAND
                        _________________________________________________
  UNDER $1              21       $-254,492        $1,196     -0.47           35
  $     1  -  5000     586      $1,468,220        $7,331      0.50          428
  $  5001 -  10000     517      $3,858,715       $95,370      2.47          707
  $ 10001 -  15000     430      $5,335,860      $233,500      4.38          780
  $ 15001 -  20000     294      $5,114,348      $308,955      6.04          609
  $ 20001 -  25000     238      $5,349,773      $383,552      7.17          594
  $ 25001 -  30000     187      $5,099,929      $396,228      7.77          539
  $ 30001 -  35000     179      $5,758,116      $500,397      8.69          543
  $ 35001 -  40000     135      $5,059,213      $494,150      9.77          385
  $ 40001 -  45000      88      $3,745,422      $396,853     10.60          246
  $ 45001 -  50000      83      $3,937,258      $430,893     10.94          258
  $ 50001 -  75000     202     $12,055,173    $1,485,470     12.32          688
  $ 75001 - 100000      23      $1,956,330      $290,926     14.87           81
  OVER $100,000         32      $8,237,189    $2,360,347     28.65           82

                    ______________________________________________________________
  TOTAL               3015     $66,721,054    $7,385,168     11.07         5975
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.4           0.0                    0.6
  $     1  -  5000    19.4             2.2           0.1                    7.2
  $  5001 -  10000    17.1             5.8           1.3                   11.8
  $ 10001 -  15000    14.3             8.0           3.2                   13.1
  $ 15001 -  20000     9.8             7.7           4.2                   10.2
  $ 20001 -  25000     7.9             8.0           5.2                    9.9
  $ 25001 -  30000     6.2             7.6           5.4                    9.0
  $ 30001 -  35000     5.9             8.6           6.8                    9.1
  $ 35001 -  40000     4.5             7.6           6.7                    6.4
  $ 40001 -  45000     2.9             5.6           5.4                    4.1
  $ 45001 -  50000     2.8             5.9           5.8                    4.3
  $ 50001 -  75000     6.7            18.1          20.1                   11.5
  $ 75001 - 100000     0.8             2.9           3.9                    1.4
  OVER $100,000        1.1            12.3          32.0                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,119           $57                   1.67
  $     1  -  5000                  $2,505           $13                   0.73
  $  5001 -  10000                  $7,464          $184                   1.37
  $ 10001 -  15000                 $12,409          $543                   1.81
  $ 15001 -  20000                 $17,396        $1,051                   2.07
  $ 20001 -  25000                 $22,478        $1,612                   2.50
  $ 25001 -  30000                 $27,272        $2,119                   2.88
  $ 30001 -  35000                 $32,168        $2,796                   3.03
  $ 35001 -  40000                 $37,476        $3,660                   2.85
  $ 40001 -  45000                 $42,562        $4,510                   2.80
  $ 45001 -  50000                 $47,437        $5,191                   3.11
  $ 50001 -  75000                 $59,679        $7,354                   3.41
  $ 75001 - 100000                 $85,058       $12,649                   3.52
  OVER $100,000                   $257,412       $73,761                   2.56

                    ______________________________________________________________
  TOTAL                            $22,130        $2,449                   1.98
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      IRON
                        _________________________________________________
  UNDER $1              72     $-1,254,885             .       .            149
  $     1  -  5000    1562      $4,045,121       $31,739      0.78         1052
  $  5001 -  10000    1379     $10,284,029      $236,265      2.30         2235
  $ 10001 -  15000    1078     $13,394,042      $455,219      3.40         2347
  $ 15001 -  20000     847     $14,658,421      $776,912      5.30         2060
  $ 20001 -  25000     648     $14,551,573      $912,813      6.27         1847
  $ 25001 -  30000     520     $14,292,182    $1,015,331      7.10         1675
  $ 30001 -  35000     481     $15,630,194    $1,226,959      7.85         1698
  $ 35001 -  40000     422     $15,769,195    $1,343,381      8.52         1530
  $ 40001 -  45000     317     $13,488,249    $1,220,764      9.05         1159
  $ 45001 -  50000     276     $13,121,922    $1,207,155      9.20         1037
  $ 50001 -  75000     689     $40,545,180    $4,406,355     10.87         2587
  $ 75001 - 100000     153     $12,876,383    $1,883,282     14.63          542
  $100001 - 250000      78     $10,460,197    $1,988,362     19.01          286
  OVER $250,000         10      $4,979,214    $1,397,644     28.07           35

                    ______________________________________________________________
  TOTAL               8532    $196,841,017   $18,102,181      9.20        20239
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.6            .                     0.7
  $     1  -  5000    18.3             2.1           0.2                    5.2
  $  5001 -  10000    16.2             5.2           1.3                   11.0
  $ 10001 -  15000    12.6             6.8           2.5                   11.6
  $ 15001 -  20000     9.9             7.4           4.3                   10.2
  $ 20001 -  25000     7.6             7.4           5.0                    9.1
  $ 25001 -  30000     6.1             7.3           5.6                    8.3
  $ 30001 -  35000     5.6             7.9           6.8                    8.4
  $ 35001 -  40000     4.9             8.0           7.4                    7.6
  $ 40001 -  45000     3.7             6.9           6.7                    5.7
  $ 45001 -  50000     3.2             6.7           6.7                    5.1
  $ 50001 -  75000     8.1            20.6          24.3                   12.8
  $ 75001 - 100000     1.8             6.5          10.4                    2.7
  $100001 - 250000     0.9             5.3          11.0                    1.4
  OVER $250,000        0.1             2.5           7.7                    0.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-17,429             .                   2.07
  $     1  -  5000                  $2,590           $20                   0.67
  $  5001 -  10000                  $7,458          $171                   1.62
  $ 10001 -  15000                 $12,425          $422                   2.18
  $ 15001 -  20000                 $17,306          $917                   2.43
  $ 20001 -  25000                 $22,456        $1,409                   2.85
  $ 25001 -  30000                 $27,485        $1,953                   3.22
  $ 30001 -  35000                 $32,495        $2,551                   3.53
  $ 35001 -  40000                 $37,368        $3,183                   3.63
  $ 40001 -  45000                 $42,550        $3,851                   3.66
  $ 45001 -  50000                 $47,543        $4,374                   3.76
  $ 50001 -  75000                 $58,846        $6,395                   3.75
  $ 75001 - 100000                 $84,159       $12,309                   3.54
  $100001 - 250000                $134,105       $25,492                   3.67
  OVER $250,000                   $497,921      $139,764                   3.50

                    ______________________________________________________________
  TOTAL                            $23,071        $2,122                   2.37
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      JUAB
                        _________________________________________________
  UNDER $1              21       $-674,762          $939     -0.14           53
  $     1  -  5000     396      $1,036,883        $8,334      0.80          179
  $  5001 -  10000     273      $2,048,467       $54,657      2.67          419
  $ 10001 -  15000     250      $3,142,169      $132,936      4.23          489
  $ 15001 -  20000     229      $4,010,713      $227,942      5.68          529
  $ 20001 -  25000     177      $3,972,979      $249,576      6.28          505
  $ 25001 -  30000     177      $4,886,896      $316,595      6.48          655
  $ 30001 -  35000     142      $4,607,318      $365,188      7.93          535
  $ 35001 -  40000     153      $5,753,817      $471,772      8.20          636
  $ 40001 -  45000     118      $5,000,870      $446,373      8.93          483
  $ 45001 -  50000      75      $3,524,994      $333,299      9.46          301
  $ 50001 -  75000     152      $8,798,015      $940,548     10.69          609
  $ 75001 - 100000      22      $1,875,837      $253,379     13.51          103
  OVER $100,000         15      $2,016,250      $368,892     18.30           70

                    ______________________________________________________________
  TOTAL               2200     $50,000,446    $4,170,430      8.34         5566
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.3           0.0                    1.0
  $     1  -  5000    18.0             2.1           0.2                    3.2
  $  5001 -  10000    12.4             4.1           1.3                    7.5
  $ 10001 -  15000    11.4             6.3           3.2                    8.8
  $ 15001 -  20000    10.4             8.0           5.5                    9.5
  $ 20001 -  25000     8.0             7.9           6.0                    9.1
  $ 25001 -  30000     8.0             9.8           7.6                   11.8
  $ 30001 -  35000     6.5             9.2           8.8                    9.6
  $ 35001 -  40000     7.0            11.5          11.3                   11.4
  $ 40001 -  45000     5.4            10.0          10.7                    8.7
  $ 45001 -  50000     3.4             7.0           8.0                    5.4
  $ 50001 -  75000     6.9            17.6          22.6                   10.9
  $ 75001 - 100000     1.0             3.8           6.1                    1.9
  OVER $100,000        0.7             4.0           8.8                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-32,132           $45                   2.52
  $     1  -  5000                  $2,618           $21                   0.45
  $  5001 -  10000                  $7,504          $200                   1.53
  $ 10001 -  15000                 $12,569          $532                   1.96
  $ 15001 -  20000                 $17,514          $995                   2.31
  $ 20001 -  25000                 $22,446        $1,410                   2.85
  $ 25001 -  30000                 $27,610        $1,789                   3.70
  $ 30001 -  35000                 $32,446        $2,572                   3.77
  $ 35001 -  40000                 $37,607        $3,083                   4.16
  $ 40001 -  45000                 $42,380        $3,783                   4.09
  $ 45001 -  50000                 $47,000        $4,444                   4.01
  $ 50001 -  75000                 $57,882        $6,188                   4.01
  $ 75001 - 100000                 $85,265       $11,517                   4.68
  OVER $100,000                   $134,417       $24,593                   4.67

                    ______________________________________________________________
  TOTAL                            $22,727        $1,896                   2.53
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      KANE
                        _________________________________________________
  UNDER $1              26     $-2,388,879             .       .             69
  $     1  -  5000     519      $1,300,833        $7,127      0.55          347
  $  5001 -  10000     373      $2,758,119       $55,719      2.02          641
  $ 10001 -  15000     300      $3,697,218      $139,152      3.76          669
  $ 15001 -  20000     224      $3,904,005      $185,764      4.76          604
  $ 20001 -  25000     164      $3,670,304      $197,913      5.39          585
  $ 25001 -  30000     142      $3,915,231      $282,198      7.21          489
  $ 30001 -  35000     133      $4,329,536      $322,007      7.44          485
  $ 35001 -  40000     100      $3,742,865      $312,618      8.35          371
  $ 40001 -  45000      91      $3,858,345      $335,399      8.69          372
  $ 45001 -  50000      52      $2,469,199      $225,793      9.14          244
  $ 50001 -  75000     115      $6,951,684      $788,261     11.34          444
  $ 75001 - 100000      20      $1,688,430      $247,385     14.65           79
  OVER $100,000         26      $5,117,563    $1,037,969     20.28           97

                    ______________________________________________________________
  TOTAL               2285     $45,014,453    $4,137,305      9.19         5496
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -5.3            .                     1.3
  $     1  -  5000    22.7             2.9           0.2                    6.3
  $  5001 -  10000    16.3             6.1           1.3                   11.7
  $ 10001 -  15000    13.1             8.2           3.4                   12.2
  $ 15001 -  20000     9.8             8.7           4.5                   11.0
  $ 20001 -  25000     7.2             8.2           4.8                   10.6
  $ 25001 -  30000     6.2             8.7           6.8                    8.9
  $ 30001 -  35000     5.8             9.6           7.8                    8.8
  $ 35001 -  40000     4.4             8.3           7.6                    6.8
  $ 40001 -  45000     4.0             8.6           8.1                    6.8
  $ 45001 -  50000     2.3             5.5           5.5                    4.4
  $ 50001 -  75000     5.0            15.4          19.1                    8.1
  $ 75001 - 100000     0.9             3.8           6.0                    1.4
  OVER $100,000        1.1            11.4          25.1                    1.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-91,880             .                   2.65
  $     1  -  5000                  $2,506           $14                   0.67
  $  5001 -  10000                  $7,394          $149                   1.72
  $ 10001 -  15000                 $12,324          $464                   2.23
  $ 15001 -  20000                 $17,429          $829                   2.70
  $ 20001 -  25000                 $22,380        $1,207                   3.57
  $ 25001 -  30000                 $27,572        $1,987                   3.44
  $ 30001 -  35000                 $32,553        $2,421                   3.65
  $ 35001 -  40000                 $37,429        $3,126                   3.71
  $ 40001 -  45000                 $42,399        $3,686                   4.09
  $ 45001 -  50000                 $47,485        $4,342                   4.69
  $ 50001 -  75000                 $60,449        $6,854                   3.86
  $ 75001 - 100000                 $84,422       $12,369                   3.95
  OVER $100,000                   $196,829       $39,922                   3.73

                    ______________________________________________________________
  TOTAL                            $19,700        $1,811                   2.41
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      MILLARD
                        _________________________________________________
  UNDER $1              52     $-1,499,519             .       .            133
  $     1  -  5000     632      $1,656,491       $14,935      0.90          455
  $  5001 -  10000     497      $3,618,646       $67,266      1.86          835
  $ 10001 -  15000     391      $4,889,585      $146,261      2.99          933
  $ 15001 -  20000     322      $5,585,952      $234,375      4.20          915
  $ 20001 -  25000     268      $5,999,267      $315,098      5.25          922
  $ 25001 -  30000     217      $5,906,884      $379,466      6.42          794
  $ 30001 -  35000     229      $7,448,187      $557,658      7.49          919
  $ 35001 -  40000     210      $7,840,602      $632,477      8.07          900
  $ 40001 -  45000     184      $7,810,311      $659,938      8.45          820
  $ 45001 -  50000     190      $9,017,850      $772,932      8.57          896
  $ 50001 -  75000     459     $27,012,664    $2,844,058     10.53         2050
  $ 75001 - 100000      50      $4,199,590      $588,435     14.01          217
  OVER $100,000         14      $2,596,643      $603,383     23.24           64

                    ______________________________________________________________
  TOTAL               3715     $92,083,153    $7,816,282      8.49        10853
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.4            -1.6            .                     1.2
  $     1  -  5000    17.0             1.8           0.2                    4.2
  $  5001 -  10000    13.4             3.9           0.9                    7.7
  $ 10001 -  15000    10.5             5.3           1.9                    8.6
  $ 15001 -  20000     8.7             6.1           3.0                    8.4
  $ 20001 -  25000     7.2             6.5           4.0                    8.5
  $ 25001 -  30000     5.8             6.4           4.9                    7.3
  $ 30001 -  35000     6.2             8.1           7.1                    8.5
  $ 35001 -  40000     5.7             8.5           8.1                    8.3
  $ 40001 -  45000     5.0             8.5           8.4                    7.6
  $ 45001 -  50000     5.1             9.8           9.9                    8.3
  $ 50001 -  75000    12.4            29.3          36.4                   18.9
  $ 75001 - 100000     1.3             4.6           7.5                    2.0
  OVER $100,000        0.4             2.8           7.7                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-28,837             .                   2.56
  $     1  -  5000                  $2,621           $24                   0.72
  $  5001 -  10000                  $7,281          $135                   1.68
  $ 10001 -  15000                 $12,505          $374                   2.39
  $ 15001 -  20000                 $17,348          $728                   2.84
  $ 20001 -  25000                 $22,385        $1,176                   3.44
  $ 25001 -  30000                 $27,221        $1,749                   3.66
  $ 30001 -  35000                 $32,525        $2,435                   4.01
  $ 35001 -  40000                 $37,336        $3,012                   4.29
  $ 40001 -  45000                 $42,447        $3,587                   4.46
  $ 45001 -  50000                 $47,462        $4,068                   4.72
  $ 50001 -  75000                 $58,851        $6,196                   4.47
  $ 75001 - 100000                 $83,992       $11,769                   4.34
  OVER $100,000                   $185,475       $43,099                   4.57

                    ______________________________________________________________
  TOTAL                            $24,787        $2,104                   2.92
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      MORGAN
                        _________________________________________________
  UNDER $1              17       $-573,756           $76     -0.01           49
  $     1  -  5000     334        $825,715        $9,571      1.16          104
  $  5001 -  10000     212      $1,559,779       $54,733      3.51          214
  $ 10001 -  15000     197      $2,473,067      $112,897      4.57          343
  $ 15001 -  20000     158      $2,739,970      $158,456      5.78          368
  $ 20001 -  25000     162      $3,614,967      $242,761      6.72          430
  $ 25001 -  30000     147      $4,074,873      $314,527      7.72          404
  $ 30001 -  35000     159      $5,168,608      $382,735      7.40          582
  $ 35001 -  40000     176      $6,605,767      $561,634      8.50          654
  $ 40001 -  45000     128      $5,432,464      $455,468      8.38          536
  $ 45001 -  50000     126      $5,989,197      $541,561      9.04          514
  $ 50001 -  75000     335     $20,285,874    $2,160,419     10.65         1385
  $ 75001 - 100000      60      $5,041,975      $740,330     14.68          205
  OVER $100,000         38      $5,964,852    $1,178,175     19.75          175

                    ______________________________________________________________
  TOTAL               2249     $69,203,352    $6,913,343      9.99         5963
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.0                    0.8
  $     1  -  5000    14.9             1.2           0.1                    1.7
  $  5001 -  10000     9.4             2.3           0.8                    3.6
  $ 10001 -  15000     8.8             3.6           1.6                    5.8
  $ 15001 -  20000     7.0             4.0           2.3                    6.2
  $ 20001 -  25000     7.2             5.2           3.5                    7.2
  $ 25001 -  30000     6.5             5.9           4.5                    6.8
  $ 30001 -  35000     7.1             7.5           5.5                    9.8
  $ 35001 -  40000     7.8             9.5           8.1                   11.0
  $ 40001 -  45000     5.7             7.9           6.6                    9.0
  $ 45001 -  50000     5.6             8.7           7.8                    8.6
  $ 50001 -  75000    14.9            29.3          31.2                   23.2
  $ 75001 - 100000     2.7             7.3          10.7                    3.4
  OVER $100,000        1.7             8.6          17.0                    2.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,750            $4                   2.88
  $     1  -  5000                  $2,472           $29                   0.31
  $  5001 -  10000                  $7,357          $258                   1.01
  $ 10001 -  15000                 $12,554          $573                   1.74
  $ 15001 -  20000                 $17,342        $1,003                   2.33
  $ 20001 -  25000                 $22,315        $1,499                   2.65
  $ 25001 -  30000                 $27,720        $2,140                   2.75
  $ 30001 -  35000                 $32,507        $2,407                   3.66
  $ 35001 -  40000                 $37,533        $3,191                   3.72
  $ 40001 -  45000                 $42,441        $3,558                   4.19
  $ 45001 -  50000                 $47,533        $4,298                   4.08
  $ 50001 -  75000                 $60,555        $6,449                   4.13
  $ 75001 - 100000                 $84,033       $12,339                   3.42
  OVER $100,000                   $156,970       $31,005                   4.61

                    ______________________________________________________________
  TOTAL                            $30,771        $3,074                   2.65
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      PIUTE
                        _________________________________________________
  UNDER $ 5,000         71        $-52,411          $642     -1.22           91
  $  5001 -  10000      66        $491,075        $7,446      1.52          149
  $ 10001 -  15000      73        $902,043       $24,801      2.75          175
  $ 15001 -  20000      48        $825,274       $37,748      4.57          128
  $ 20001 -  25000      36        $797,119       $52,049      6.53           94
  $ 25001 -  30000      32        $888,037       $68,019      7.66          106
  $ 30001 -  35000      21        $668,036       $44,878      6.72           86
  $ 35001 -  40000      24        $893,208       $75,066      8.40           81
  $ 40001 -  45000      13        $550,933       $48,391      8.78           47
  $ 45001 - 100000      31      $1,678,704      $182,200     10.85           98

                    ______________________________________________________________
  TOTAL                415      $7,642,018      $541,240      7.08         1055
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       17.1            -0.7           0.1                    8.6
  $  5001 -  10000    15.9             6.4           1.4                   14.1
  $ 10001 -  15000    17.6            11.8           4.6                   16.6
  $ 15001 -  20000    11.6            10.8           7.0                   12.1
  $ 20001 -  25000     8.7            10.4           9.6                    8.9
  $ 25001 -  30000     7.7            11.6          12.6                   10.0
  $ 30001 -  35000     5.1             8.7           8.3                    8.2
  $ 35001 -  40000     5.8            11.7          13.9                    7.7
  $ 40001 -  45000     3.1             7.2           8.9                    4.5
  $ 45001 - 100000     7.5            22.0          33.7                    9.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                      $-738            $9                   1.28
  $  5001 -  10000                  $7,441          $113                   2.26
  $ 10001 -  15000                 $12,357          $340                   2.40
  $ 15001 -  20000                 $17,193          $786                   2.67
  $ 20001 -  25000                 $22,142        $1,446                   2.61
  $ 25001 -  30000                 $27,751        $2,126                   3.31
  $ 30001 -  35000                 $31,811        $2,137                   4.10
  $ 35001 -  40000                 $37,217        $3,128                   3.38
  $ 40001 -  45000                 $42,379        $3,722                   3.62
  $ 45001 - 100000                 $54,152        $5,877                   3.16

                    ______________________________________________________________
  TOTAL                            $18,415        $1,304                   2.54
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      RICH
                        _________________________________________________
  UNDER $1              13        $-68,859             .       .             44
  $     1  -  5000     116        $291,702        $4,366      1.50           44
  $  5001 -  10000      60        $434,854        $9,795      2.25           91
  $ 10001 -  15000      68        $860,226       $25,940      3.02          159
  $ 15001 -  20000      57        $984,935       $43,688      4.44          166
  $ 20001 -  25000      48      $1,090,753       $45,232      4.15          186
  $ 25001 -  30000      47      $1,296,394       $80,265      6.19          180
  $ 30001 -  35000      38      $1,231,275       $95,800      7.78          136
  $ 35001 -  40000      24        $892,672       $72,547      8.13          105
  $ 40001 -  45000      36      $1,527,074      $135,818      8.89          158
  $ 45001 -  50000      24      $1,141,136      $113,543      9.95           81
  $ 50001 - 250000      67      $4,238,501      $513,906     12.12          265

                    ______________________________________________________________
  TOTAL                598     $13,920,663    $1,140,900      8.20         1615
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.2            -0.5            .                     2.7
  $     1  -  5000    19.4             2.1           0.4                    2.7
  $  5001 -  10000    10.0             3.1           0.9                    5.6
  $ 10001 -  15000    11.4             6.2           2.3                    9.8
  $ 15001 -  20000     9.5             7.1           3.8                   10.3
  $ 20001 -  25000     8.0             7.8           4.0                   11.5
  $ 25001 -  30000     7.9             9.3           7.0                   11.1
  $ 30001 -  35000     6.4             8.8           8.4                    8.4
  $ 35001 -  40000     4.0             6.4           6.4                    6.5
  $ 40001 -  45000     6.0            11.0          11.9                    9.8
  $ 45001 -  50000     4.0             8.2          10.0                    5.0
  $ 50001 - 250000    11.2            30.4          45.0                   16.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                         $-5,297             .                   3.38
  $     1  -  5000                  $2,515           $38                   0.38
  $  5001 -  10000                  $7,248          $163                   1.52
  $ 10001 -  15000                 $12,650          $381                   2.34
  $ 15001 -  20000                 $17,280          $766                   2.91
  $ 20001 -  25000                 $22,724          $942                   3.88
  $ 25001 -  30000                 $27,583        $1,708                   3.83
  $ 30001 -  35000                 $32,402        $2,521                   3.58
  $ 35001 -  40000                 $37,195        $3,023                   4.38
  $ 40001 -  45000                 $42,419        $3,773                   4.39
  $ 45001 -  50000                 $47,547        $4,731                   3.38
  $ 50001 - 250000                 $63,261        $7,670                   3.96

                    ______________________________________________________________
  TOTAL                            $23,279        $1,908                   2.70
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SALT LAKE
                        _________________________________________________
  UNDER $1            1554    $-79,044,632      $160,937     -0.20         2587
  $     1  -  5000   44344    $114,087,065    $1,278,112      1.12        25431
  $  5001 -  10000   39484    $294,401,233    $8,799,636      2.99        49324
  $ 10001 -  15000   37065    $461,637,978   $22,840,720      4.95        63261
  $ 15001 -  20000   30957    $538,703,123   $34,789,328      6.46        61901
  $ 20001 -  25000   24732    $554,659,816   $41,675,288      7.51        55512
  $ 25001 -  30000   21176    $581,336,349   $47,416,102      8.16        53632
  $ 30001 -  35000   18743    $608,169,018   $53,054,796      8.72        53002
  $ 35001 -  40000   16735    $626,989,921   $57,825,295      9.22        51258
  $ 40001 -  45000   14446    $612,980,764   $58,396,504      9.53        47125
  $ 45001 -  50000   12009    $569,623,575   $55,804,967      9.80        40948
  $ 50001 -  75000   33341  $2,002,995,144  $224,394,872     11.20       117608
  $ 75001 - 100000    9731    $828,123,140  $117,535,948     14.19        34553
  $100001 - 250000    7634  $1,073,302,571  $201,203,884     18.75        27557
  OVER $250,000       1468    $813,278,304  $236,075,941     29.03         5028

                    ______________________________________________________________
  TOTAL             313419  $9,601,243,369$1,161,252,330     12.09       688727
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.8           0.0                    0.4
  $     1  -  5000    14.1             1.2           0.1                    3.7
  $  5001 -  10000    12.6             3.1           0.8                    7.2
  $ 10001 -  15000    11.8             4.8           2.0                    9.2
  $ 15001 -  20000     9.9             5.6           3.0                    9.0
  $ 20001 -  25000     7.9             5.8           3.6                    8.1
  $ 25001 -  30000     6.8             6.1           4.1                    7.8
  $ 30001 -  35000     6.0             6.3           4.6                    7.7
  $ 35001 -  40000     5.3             6.5           5.0                    7.4
  $ 40001 -  45000     4.6             6.4           5.0                    6.8
  $ 45001 -  50000     3.8             5.9           4.8                    5.9
  $ 50001 -  75000    10.6            20.9          19.3                   17.1
  $ 75001 - 100000     3.1             8.6          10.1                    5.0
  $100001 - 250000     2.4            11.2          17.3                    4.0
  OVER $250,000        0.5             8.5          20.3                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-50,865          $104                   1.66
  $     1  -  5000                  $2,573           $29                   0.57
  $  5001 -  10000                  $7,456          $223                   1.25
  $ 10001 -  15000                 $12,455          $616                   1.71
  $ 15001 -  20000                 $17,402        $1,124                   2.00
  $ 20001 -  25000                 $22,427        $1,685                   2.24
  $ 25001 -  30000                 $27,453        $2,239                   2.53
  $ 30001 -  35000                 $32,448        $2,831                   2.83
  $ 35001 -  40000                 $37,466        $3,455                   3.06
  $ 40001 -  45000                 $42,433        $4,042                   3.26
  $ 45001 -  50000                 $47,433        $4,647                   3.41
  $ 50001 -  75000                 $60,076        $6,730                   3.53
  $ 75001 - 100000                 $85,102       $12,079                   3.55
  $100001 - 250000                $140,595       $26,356                   3.61
  OVER $250,000                   $554,004      $160,815                   3.43

                    ______________________________________________________________
  TOTAL                            $30,634        $3,705                   2.20
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SAN JUAN
                        _________________________________________________
  UNDER $1              26       $-813,081             .       .             65
  $     1  -  5000     698      $1,626,371       $11,735      0.72          583
  $  5001 -  10000     444      $3,313,537       $66,753      2.01          843
  $ 10001 -  15000     318      $3,930,440      $115,064      2.93          812
  $ 15001 -  20000     249      $4,291,934      $170,968      3.98          772
  $ 20001 -  25000     245      $5,494,135      $293,324      5.34          880
  $ 25001 -  30000     175      $4,825,191      $331,088      6.86          646
  $ 30001 -  35000     146      $4,726,535      $376,116      7.96          557
  $ 35001 -  40000     145      $5,455,809      $435,602      7.98          651
  $ 40001 -  45000     112      $4,725,075      $417,911      8.84          484
  $ 45001 -  50000     130      $6,190,463      $544,654      8.80          592
  $ 50001 -  75000     228     $13,605,180    $1,463,019     10.75          990
  $ 75001 - 100000      52      $4,384,496      $639,469     14.58          196
  OVER $100,000         28      $4,975,061    $1,146,039     23.04          106

                    ______________________________________________________________
  TOTAL               2996     $66,731,146    $6,011,742      9.01         8177
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.2            .                     0.8
  $     1  -  5000    23.3             2.4           0.2                    7.1
  $  5001 -  10000    14.8             5.0           1.1                   10.3
  $ 10001 -  15000    10.6             5.9           1.9                    9.9
  $ 15001 -  20000     8.3             6.4           2.8                    9.4
  $ 20001 -  25000     8.2             8.2           4.9                   10.8
  $ 25001 -  30000     5.8             7.2           5.5                    7.9
  $ 30001 -  35000     4.9             7.1           6.3                    6.8
  $ 35001 -  40000     4.8             8.2           7.2                    8.0
  $ 40001 -  45000     3.7             7.1           7.0                    5.9
  $ 45001 -  50000     4.3             9.3           9.1                    7.2
  $ 50001 -  75000     7.6            20.4          24.3                   12.1
  $ 75001 - 100000     1.7             6.6          10.6                    2.4
  OVER $100,000        0.9             7.5          19.1                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-31,272             .                   2.50
  $     1  -  5000                  $2,330           $17                   0.84
  $  5001 -  10000                  $7,463          $150                   1.90
  $ 10001 -  15000                 $12,360          $362                   2.55
  $ 15001 -  20000                 $17,237          $687                   3.10
  $ 20001 -  25000                 $22,425        $1,197                   3.59
  $ 25001 -  30000                 $27,573        $1,892                   3.69
  $ 30001 -  35000                 $32,374        $2,576                   3.82
  $ 35001 -  40000                 $37,626        $3,004                   4.49
  $ 40001 -  45000                 $42,188        $3,731                   4.32
  $ 45001 -  50000                 $47,619        $4,190                   4.55
  $ 50001 -  75000                 $59,672        $6,417                   4.34
  $ 75001 - 100000                 $84,317       $12,297                   3.77
  OVER $100,000                   $177,681       $40,930                   3.79

                    ______________________________________________________________
  TOTAL                            $22,273        $2,007                   2.73
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SANPETE
                        _________________________________________________
  UNDER $1              66     $-1,421,632          $261     -0.02          127
  $     1  -  5000    1061      $2,701,426       $20,092      0.74          705
  $  5001 -  10000     743      $5,504,606      $104,923      1.91         1387
  $ 10001 -  15000     723      $8,912,671      $235,473      2.64         1936
  $ 15001 -  20000     528      $9,237,460      $408,512      4.42         1524
  $ 20001 -  25000     473     $10,616,940      $593,964      5.59         1594
  $ 25001 -  30000     383     $10,488,907      $654,927      6.24         1462
  $ 30001 -  35000     319     $10,349,577      $728,463      7.04         1272
  $ 35001 -  40000     262      $9,781,894      $752,367      7.69         1120
  $ 40001 -  45000     247     $10,524,459      $882,613      8.39         1093
  $ 45001 -  50000     176      $8,300,220      $754,928      9.10          764
  $ 50001 -  75000     356     $20,865,706    $2,153,328     10.32         1647
  $ 75001 - 100000      66      $5,546,314      $748,214     13.49          299
  OVER $100,000         48      $8,637,503    $2,018,948     23.37          205

                    ______________________________________________________________
  TOTAL               5451    $120,046,051   $10,057,013      8.38        15135
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.2            -1.2           0.0                    0.8
  $     1  -  5000    19.5             2.3           0.2                    4.7
  $  5001 -  10000    13.6             4.6           1.0                    9.2
  $ 10001 -  15000    13.3             7.4           2.3                   12.8
  $ 15001 -  20000     9.7             7.7           4.1                   10.1
  $ 20001 -  25000     8.7             8.8           5.9                   10.5
  $ 25001 -  30000     7.0             8.7           6.5                    9.7
  $ 30001 -  35000     5.9             8.6           7.2                    8.4
  $ 35001 -  40000     4.8             8.1           7.5                    7.4
  $ 40001 -  45000     4.5             8.8           8.8                    7.2
  $ 45001 -  50000     3.2             6.9           7.5                    5.0
  $ 50001 -  75000     6.5            17.4          21.4                   10.9
  $ 75001 - 100000     1.2             4.6           7.4                    2.0
  OVER $100,000        0.9             7.2          20.1                    1.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-21,540            $4                   1.92
  $     1  -  5000                  $2,546           $19                   0.66
  $  5001 -  10000                  $7,409          $141                   1.87
  $ 10001 -  15000                 $12,327          $326                   2.68
  $ 15001 -  20000                 $17,495          $774                   2.89
  $ 20001 -  25000                 $22,446        $1,256                   3.37
  $ 25001 -  30000                 $27,386        $1,710                   3.82
  $ 30001 -  35000                 $32,444        $2,284                   3.99
  $ 35001 -  40000                 $37,335        $2,872                   4.27
  $ 40001 -  45000                 $42,609        $3,573                   4.43
  $ 45001 -  50000                 $47,160        $4,289                   4.34
  $ 50001 -  75000                 $58,612        $6,049                   4.63
  $ 75001 - 100000                 $84,035       $11,337                   4.53
  OVER $100,000                   $179,948       $42,061                   4.27

                    ______________________________________________________________
  TOTAL                            $22,023        $1,845                   2.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SEVIER
                        _________________________________________________
  UNDER $1              52     $-1,519,310         $-126      0.01          120
  $     1  -  5000    1046      $2,674,303       $28,085      1.05          688
  $  5001 -  10000     691      $5,087,396      $107,089      2.10         1117
  $ 10001 -  15000     649      $8,011,295      $258,751      3.23         1442
  $ 15001 -  20000     457      $7,980,445      $369,546      4.63         1237
  $ 20001 -  25000     432      $9,678,928      $568,671      5.88         1352
  $ 25001 -  30000     372     $10,200,623      $695,171      6.81         1273
  $ 30001 -  35000     319     $10,326,833      $780,798      7.56         1193
  $ 35001 -  40000     278     $10,434,657      $870,040      8.34         1040
  $ 40001 -  45000     255     $10,852,249      $945,525      8.71         1045
  $ 45001 -  50000     226     $10,731,202      $993,403      9.26          930
  $ 50001 -  75000     478     $28,333,225    $3,045,653     10.75         1969
  $ 75001 - 100000      77      $6,515,415      $905,637     13.90          303
  OVER $100,000         56     $11,701,841    $2,986,951     25.53          266

                    ______________________________________________________________
  TOTAL               5388    $131,009,102   $12,555,194      9.58        13975
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.2          -0.0                    0.9
  $     1  -  5000    19.4             2.0           0.2                    4.9
  $  5001 -  10000    12.8             3.9           0.9                    8.0
  $ 10001 -  15000    12.0             6.1           2.1                   10.3
  $ 15001 -  20000     8.5             6.1           2.9                    8.9
  $ 20001 -  25000     8.0             7.4           4.5                    9.7
  $ 25001 -  30000     6.9             7.8           5.5                    9.1
  $ 30001 -  35000     5.9             7.9           6.2                    8.5
  $ 35001 -  40000     5.2             8.0           6.9                    7.4
  $ 40001 -  45000     4.7             8.3           7.5                    7.5
  $ 45001 -  50000     4.2             8.2           7.9                    6.7
  $ 50001 -  75000     8.9            21.6          24.3                   14.1
  $ 75001 - 100000     1.4             5.0           7.2                    2.2
  OVER $100,000        1.0             8.9          23.8                    1.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-29,218           $-2                   2.31
  $     1  -  5000                  $2,557           $27                   0.66
  $  5001 -  10000                  $7,362          $155                   1.62
  $ 10001 -  15000                 $12,344          $399                   2.22
  $ 15001 -  20000                 $17,463          $809                   2.71
  $ 20001 -  25000                 $22,405        $1,316                   3.13
  $ 25001 -  30000                 $27,421        $1,869                   3.42
  $ 30001 -  35000                 $32,373        $2,448                   3.74
  $ 35001 -  40000                 $37,535        $3,130                   3.74
  $ 40001 -  45000                 $42,558        $3,708                   4.10
  $ 45001 -  50000                 $47,483        $4,396                   4.12
  $ 50001 -  75000                 $59,275        $6,372                   4.12
  $ 75001 - 100000                 $84,616       $11,762                   3.94
  OVER $100,000                   $208,961       $53,338                   4.75

                    ______________________________________________________________
  TOTAL                            $24,315        $2,330                   2.59
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      SUMMIT
                        _________________________________________________
  UNDER $1             101     $-5,091,752       $27,845     -0.55          207
  $     1  -  5000    1178      $2,978,686       $58,470      1.96          499
  $  5001 -  10000    1092      $8,138,252      $294,369      3.62         1164
  $ 10001 -  15000     912     $11,335,757      $637,202      5.62         1357
  $ 15001 -  20000     709     $12,313,232      $896,990      7.28         1191
  $ 20001 -  25000     571     $12,754,322    $1,025,918      8.04         1120
  $ 25001 -  30000     478     $13,142,022    $1,090,585      8.30         1125
  $ 30001 -  35000     455     $14,797,875    $1,331,340      9.00         1157
  $ 35001 -  40000     405     $15,177,177    $1,438,335      9.48         1146
  $ 40001 -  45000     366     $15,542,399    $1,487,507      9.57         1116
  $ 45001 -  50000     326     $15,475,606    $1,535,883      9.92         1041
  $ 50001 -  75000     986     $60,209,766    $6,845,863     11.37         3040
  $ 75001 - 100000     447     $38,378,574    $5,373,056     14.00         1394
  $100001 - 250000     733    $104,475,214   $19,154,275     18.33         2368
  OVER $250,000        103     $53,364,347   $14,657,808     27.47          301

                    ______________________________________________________________
  TOTAL               8862    $372,991,477   $55,855,446     14.97        18226
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.4           0.0                    1.1
  $     1  -  5000    13.3             0.8           0.1                    2.7
  $  5001 -  10000    12.3             2.2           0.5                    6.4
  $ 10001 -  15000    10.3             3.0           1.1                    7.4
  $ 15001 -  20000     8.0             3.3           1.6                    6.5
  $ 20001 -  25000     6.4             3.4           1.8                    6.1
  $ 25001 -  30000     5.4             3.5           2.0                    6.2
  $ 30001 -  35000     5.1             4.0           2.4                    6.3
  $ 35001 -  40000     4.6             4.1           2.6                    6.3
  $ 40001 -  45000     4.1             4.2           2.7                    6.1
  $ 45001 -  50000     3.7             4.1           2.7                    5.7
  $ 50001 -  75000    11.1            16.1          12.3                   16.7
  $ 75001 - 100000     5.0            10.3           9.6                    7.6
  $100001 - 250000     8.3            28.0          34.3                   13.0
  OVER $250,000        1.2            14.3          26.2                    1.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-50,413          $276                   2.05
  $     1  -  5000                  $2,529           $50                   0.42
  $  5001 -  10000                  $7,453          $270                   1.07
  $ 10001 -  15000                 $12,430          $699                   1.49
  $ 15001 -  20000                 $17,367        $1,265                   1.68
  $ 20001 -  25000                 $22,337        $1,797                   1.96
  $ 25001 -  30000                 $27,494        $2,282                   2.35
  $ 30001 -  35000                 $32,523        $2,926                   2.54
  $ 35001 -  40000                 $37,475        $3,551                   2.83
  $ 40001 -  45000                 $42,466        $4,064                   3.05
  $ 45001 -  50000                 $47,471        $4,711                   3.19
  $ 50001 -  75000                 $61,065        $6,943                   3.08
  $ 75001 - 100000                 $85,858       $12,020                   3.12
  $100001 - 250000                $142,531       $26,131                   3.23
  OVER $250,000                   $518,100      $142,309                   2.92

                    ______________________________________________________________
  TOTAL                            $42,089        $6,303                   2.06
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      TOOELE
                        _________________________________________________
  UNDER $1              34     $-1,950,809          $935     -0.05           74
  $     1  -  5000    1513      $3,776,621       $26,906      0.71          882
  $  5001 -  10000    1266      $9,509,409      $242,517      2.55         1753
  $ 10001 -  15000    1281     $15,951,736      $698,312      4.38         2374
  $ 15001 -  20000    1108     $19,342,458    $1,172,347      6.06         2368
  $ 20001 -  25000     893     $20,025,824    $1,457,146      7.28         2122
  $ 25001 -  30000     914     $25,057,420    $2,121,930      8.47         2286
  $ 30001 -  35000     859     $27,904,168    $2,513,957      9.01         2490
  $ 35001 -  40000     754     $28,219,485    $2,729,334      9.67         2317
  $ 40001 -  45000     603     $25,633,579    $2,527,922      9.86         2006
  $ 45001 -  50000     616     $29,242,298    $2,970,385     10.16         2206
  $ 50001 -  75000    1566     $93,741,039   $11,033,307     11.77         5632
  $ 75001 - 100000     346     $29,200,052    $4,506,297     15.43         1165
  OVER $100,000        108     $16,244,004    $3,443,060     21.20          375

                    ______________________________________________________________
  TOTAL              11861    $341,897,284   $35,444,355     10.37        28050
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.6           0.0                    0.3
  $     1  -  5000    12.8             1.1           0.1                    3.1
  $  5001 -  10000    10.7             2.8           0.7                    6.2
  $ 10001 -  15000    10.8             4.7           2.0                    8.5
  $ 15001 -  20000     9.3             5.7           3.3                    8.4
  $ 20001 -  25000     7.5             5.9           4.1                    7.6
  $ 25001 -  30000     7.7             7.3           6.0                    8.1
  $ 30001 -  35000     7.2             8.2           7.1                    8.9
  $ 35001 -  40000     6.4             8.3           7.7                    8.3
  $ 40001 -  45000     5.1             7.5           7.1                    7.2
  $ 45001 -  50000     5.2             8.6           8.4                    7.9
  $ 50001 -  75000    13.2            27.4          31.1                   20.1
  $ 75001 - 100000     2.9             8.5          12.7                    4.2
  OVER $100,000        0.9             4.8           9.7                    1.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-57,377           $28                   2.18
  $     1  -  5000                  $2,496           $18                   0.58
  $  5001 -  10000                  $7,511          $192                   1.38
  $ 10001 -  15000                 $12,453          $545                   1.85
  $ 15001 -  20000                 $17,457        $1,058                   2.14
  $ 20001 -  25000                 $22,425        $1,632                   2.38
  $ 25001 -  30000                 $27,415        $2,322                   2.50
  $ 30001 -  35000                 $32,484        $2,927                   2.90
  $ 35001 -  40000                 $37,426        $3,620                   3.07
  $ 40001 -  45000                 $42,510        $4,192                   3.33
  $ 45001 -  50000                 $47,471        $4,822                   3.58
  $ 50001 -  75000                 $59,860        $7,046                   3.60
  $ 75001 - 100000                 $84,393       $13,024                   3.37
  OVER $100,000                   $150,407       $31,880                   3.47

                    ______________________________________________________________
  TOTAL                            $28,825        $2,988                   2.36
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      UINTAH
                        _________________________________________________
  UNDER $1              76    $-11,239,242        $3,126     -0.03          166
  $     1  -  5000    1506      $3,853,852       $68,144      1.77         1247
  $  5001 -  10000     947      $7,011,125      $150,695      2.15         1612
  $ 10001 -  15000     809      $9,986,359      $302,544      3.03         1917
  $ 15001 -  20000     745     $13,030,505      $668,384      5.13         1945
  $ 20001 -  25000     599     $13,420,837      $808,445      6.02         1916
  $ 25001 -  30000     561     $15,422,091    $1,134,894      7.36         1861
  $ 30001 -  35000     451     $14,685,901    $1,194,585      8.13         1591
  $ 35001 -  40000     432     $16,210,478    $1,408,562      8.69         1643
  $ 40001 -  45000     346     $14,709,785    $1,367,475      9.30         1336
  $ 45001 -  50000     299     $14,188,020    $1,377,071      9.71         1186
  $ 50001 -  75000     692     $41,108,211    $4,769,407     11.60         2577
  $ 75001 - 100000     123     $10,380,326    $1,527,384     14.71          470
  OVER $100,000         76     $12,671,117    $2,671,276     21.08          288

                    ______________________________________________________________
  TOTAL               7662    $175,439,365   $17,451,992      9.95        19755
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -6.4           0.0                    0.8
  $     1  -  5000    19.7             2.2           0.4                    6.3
  $  5001 -  10000    12.4             4.0           0.9                    8.2
  $ 10001 -  15000    10.6             5.7           1.7                    9.7
  $ 15001 -  20000     9.7             7.4           3.8                    9.8
  $ 20001 -  25000     7.8             7.6           4.6                    9.7
  $ 25001 -  30000     7.3             8.8           6.5                    9.4
  $ 30001 -  35000     5.9             8.4           6.8                    8.1
  $ 35001 -  40000     5.6             9.2           8.1                    8.3
  $ 40001 -  45000     4.5             8.4           7.8                    6.8
  $ 45001 -  50000     3.9             8.1           7.9                    6.0
  $ 50001 -  75000     9.0            23.4          27.3                   13.0
  $ 75001 - 100000     1.6             5.9           8.8                    2.4
  OVER $100,000        1.0             7.2          15.3                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-147885           $41                   2.18
  $     1  -  5000                  $2,559           $45                   0.83
  $  5001 -  10000                  $7,404          $159                   1.70
  $ 10001 -  15000                 $12,344          $374                   2.37
  $ 15001 -  20000                 $17,491          $897                   2.61
  $ 20001 -  25000                 $22,405        $1,350                   3.20
  $ 25001 -  30000                 $27,490        $2,023                   3.32
  $ 30001 -  35000                 $32,563        $2,649                   3.53
  $ 35001 -  40000                 $37,524        $3,261                   3.80
  $ 40001 -  45000                 $42,514        $3,952                   3.86
  $ 45001 -  50000                 $47,452        $4,606                   3.97
  $ 50001 -  75000                 $59,405        $6,892                   3.72
  $ 75001 - 100000                 $84,393       $12,418                   3.82
  OVER $100,000                   $166,725       $35,148                   3.79

                    ______________________________________________________________
  TOTAL                            $22,897        $2,278                   2.58
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      UTAH
                        _________________________________________________
  UNDER $1             706    $-18,732,325       $37,361     -0.20         1400
  $     1  -  5000   17256     $44,941,414      $456,589      1.02         8858
  $  5001 -  10000   13658    $100,310,365    $2,731,056      2.72        18320
  $ 10001 -  15000   10909    $135,552,003    $5,416,564      4.00        21812
  $ 15001 -  20000    8762    $152,493,161    $8,334,110      5.47        20901
  $ 20001 -  25000    6919    $154,921,200    $9,854,597      6.36        19438
  $ 25001 -  30000    6082    $167,029,813   $11,742,032      7.03        19510
  $ 30001 -  35000    5529    $179,461,846   $13,495,426      7.52        19740
  $ 35001 -  40000    4941    $185,071,490   $14,879,733      8.04        18922
  $ 40001 -  45000    4343    $184,328,435   $15,458,731      8.39        17355
  $ 45001 -  50000    3607    $171,061,940   $14,889,797      8.70        14910
  $ 50001 -  75000    8845    $529,469,667   $52,340,190      9.89        38062
  $ 75001 - 100000    2364    $200,533,115   $25,655,810     12.79        10189
  $100001 - 250000    1835    $259,547,865   $45,710,379     17.61         8604
  OVER $250,000        337    $207,908,255   $54,788,447     26.35         1601

                    ______________________________________________________________
  TOTAL              96093  $2,653,898,244  $275,790,822     10.39       239622
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.7           0.0                    0.6
  $     1  -  5000    18.0             1.7           0.2                    3.7
  $  5001 -  10000    14.2             3.8           1.0                    7.6
  $ 10001 -  15000    11.4             5.1           2.0                    9.1
  $ 15001 -  20000     9.1             5.7           3.0                    8.7
  $ 20001 -  25000     7.2             5.8           3.6                    8.1
  $ 25001 -  30000     6.3             6.3           4.3                    8.1
  $ 30001 -  35000     5.8             6.8           4.9                    8.2
  $ 35001 -  40000     5.1             7.0           5.4                    7.9
  $ 40001 -  45000     4.5             6.9           5.6                    7.2
  $ 45001 -  50000     3.8             6.4           5.4                    6.2
  $ 50001 -  75000     9.2            20.0          19.0                   15.9
  $ 75001 - 100000     2.5             7.6           9.3                    4.3
  $100001 - 250000     1.9             9.8          16.6                    3.6
  OVER $250,000        0.4             7.8          19.9                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-26,533           $53                   1.98
  $     1  -  5000                  $2,604           $26                   0.51
  $  5001 -  10000                  $7,344          $200                   1.34
  $ 10001 -  15000                 $12,426          $497                   2.00
  $ 15001 -  20000                 $17,404          $951                   2.39
  $ 20001 -  25000                 $22,391        $1,424                   2.81
  $ 25001 -  30000                 $27,463        $1,931                   3.21
  $ 30001 -  35000                 $32,458        $2,441                   3.57
  $ 35001 -  40000                 $37,456        $3,011                   3.83
  $ 40001 -  45000                 $42,443        $3,559                   4.00
  $ 45001 -  50000                 $47,425        $4,128                   4.13
  $ 50001 -  75000                 $59,861        $5,917                   4.30
  $ 75001 - 100000                 $84,828       $10,853                   4.31
  $100001 - 250000                $141,443       $24,910                   4.69
  OVER $250,000                   $616,938      $162,577                   4.75

                    ______________________________________________________________
  TOTAL                            $27,618        $2,870                   2.49
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WASATCH
                        _________________________________________________
  UNDER $1              35       $-449,273        $1,340     -0.30           98
  $     1  -  5000     732      $1,850,022       $17,440      0.94          331
  $  5001 -  10000     476      $3,510,299      $104,331      2.97          589
  $ 10001 -  15000     444      $5,504,094      $240,256      4.37          807
  $ 15001 -  20000     371      $6,456,862      $372,158      5.76          875
  $ 20001 -  25000     332      $7,482,628      $480,775      6.43          919
  $ 25001 -  30000     278      $7,641,502      $512,019      6.70          904
  $ 30001 -  35000     327     $10,595,521      $789,512      7.45         1192
  $ 35001 -  40000     259      $9,721,639      $786,009      8.09          989
  $ 40001 -  45000     204      $8,653,889      $723,334      8.36          820
  $ 45001 -  50000     143      $6,788,965      $612,763      9.03          555
  $ 50001 -  75000     334     $19,902,779    $2,072,539     10.41         1285
  $ 75001 - 100000      76      $6,344,926      $884,353     13.94          298
  OVER $100,000         68     $11,631,572    $2,423,943     20.84          286

                    ______________________________________________________________
  TOTAL               4079    $105,635,425   $10,020,772      9.49         9948
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -0.4           0.0                    1.0
  $     1  -  5000    17.9             1.8           0.2                    3.3
  $  5001 -  10000    11.7             3.3           1.0                    5.9
  $ 10001 -  15000    10.9             5.2           2.4                    8.1
  $ 15001 -  20000     9.1             6.1           3.7                    8.8
  $ 20001 -  25000     8.1             7.1           4.8                    9.2
  $ 25001 -  30000     6.8             7.2           5.1                    9.1
  $ 30001 -  35000     8.0            10.0           7.9                   12.0
  $ 35001 -  40000     6.3             9.2           7.8                    9.9
  $ 40001 -  45000     5.0             8.2           7.2                    8.2
  $ 45001 -  50000     3.5             6.4           6.1                    5.6
  $ 50001 -  75000     8.2            18.8          20.7                   12.9
  $ 75001 - 100000     1.9             6.0           8.8                    3.0
  OVER $100,000        1.7            11.0          24.2                    2.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,836           $38                   2.80
  $     1  -  5000                  $2,527           $24                   0.45
  $  5001 -  10000                  $7,375          $219                   1.24
  $ 10001 -  15000                 $12,397          $541                   1.82
  $ 15001 -  20000                 $17,404        $1,003                   2.36
  $ 20001 -  25000                 $22,538        $1,448                   2.77
  $ 25001 -  30000                 $27,487        $1,842                   3.25
  $ 30001 -  35000                 $32,402        $2,414                   3.65
  $ 35001 -  40000                 $37,535        $3,035                   3.82
  $ 40001 -  45000                 $42,421        $3,546                   4.02
  $ 45001 -  50000                 $47,475        $4,285                   3.88
  $ 50001 -  75000                 $59,589        $6,205                   3.85
  $ 75001 - 100000                 $83,486       $11,636                   3.92
  OVER $100,000                   $171,053       $35,646                   4.21

                    ______________________________________________________________
  TOTAL                            $25,897        $2,457                   2.44
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WASHINGTON
                        _________________________________________________
  UNDER $1             189     $-8,749,039        $1,653     -0.02          403
  $     1  -  5000    3154      $8,420,888       $81,360      0.97         2231
  $  5001 -  10000    2926     $21,763,606      $524,959      2.41         4302
  $ 10001 -  15000    2675     $33,220,574    $1,237,001      3.72         5356
  $ 15001 -  20000    2235     $39,006,837    $1,949,907      5.00         5373
  $ 20001 -  25000    1732     $38,776,828    $2,434,485      6.28         4688
  $ 25001 -  30000    1527     $41,815,041    $2,942,136      7.04         4570
  $ 30001 -  35000    1272     $41,344,030    $3,135,400      7.58         4230
  $ 35001 -  40000    1076     $40,178,465    $3,248,783      8.09         3841
  $ 40001 -  45000     885     $37,438,074    $3,252,723      8.69         3157
  $ 45001 -  50000     725     $34,360,365    $3,150,208      9.17         2615
  $ 50001 -  75000    1694    $101,660,788   $11,138,575     10.96         6070
  $ 75001 - 100000     385     $32,900,022    $4,585,882     13.94         1426
  $100001 - 250000     378     $53,135,773    $9,789,747     18.42         1401
  OVER $250,000         67     $28,361,737    $7,640,371     26.94          241

                    ______________________________________________________________
  TOTAL              20920    $543,633,989   $55,113,190     10.14        49904
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.9            -1.6           0.0                    0.8
  $     1  -  5000    15.1             1.5           0.1                    4.5
  $  5001 -  10000    14.0             4.0           1.0                    8.6
  $ 10001 -  15000    12.8             6.1           2.2                   10.7
  $ 15001 -  20000    10.7             7.2           3.5                   10.8
  $ 20001 -  25000     8.3             7.1           4.4                    9.4
  $ 25001 -  30000     7.3             7.7           5.3                    9.2
  $ 30001 -  35000     6.1             7.6           5.7                    8.5
  $ 35001 -  40000     5.1             7.4           5.9                    7.7
  $ 40001 -  45000     4.2             6.9           5.9                    6.3
  $ 45001 -  50000     3.5             6.3           5.7                    5.2
  $ 50001 -  75000     8.1            18.7          20.2                   12.2
  $ 75001 - 100000     1.8             6.1           8.3                    2.9
  $100001 - 250000     1.8             9.8          17.8                    2.8
  OVER $250,000        0.3             5.2          13.9                    0.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-46,291            $9                   2.13
  $     1  -  5000                  $2,670           $26                   0.71
  $  5001 -  10000                  $7,438          $179                   1.47
  $ 10001 -  15000                 $12,419          $462                   2.00
  $ 15001 -  20000                 $17,453          $872                   2.40
  $ 20001 -  25000                 $22,388        $1,406                   2.71
  $ 25001 -  30000                 $27,384        $1,927                   2.99
  $ 30001 -  35000                 $32,503        $2,465                   3.33
  $ 35001 -  40000                 $37,341        $3,019                   3.57
  $ 40001 -  45000                 $42,303        $3,675                   3.57
  $ 45001 -  50000                 $47,394        $4,345                   3.61
  $ 50001 -  75000                 $60,012        $6,575                   3.58
  $ 75001 - 100000                 $85,455       $11,911                   3.70
  $100001 - 250000                $140,571       $25,899                   3.71
  OVER $250,000                   $423,310      $114,035                   3.60

                    ______________________________________________________________
  TOTAL                            $25,986        $2,634                   2.39
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WAYNE
                        _________________________________________________
  UNDER $1              15       $-232,121             .       .             30
  $     1  -  5000     134        $326,348        $2,053      0.63           90
  $  5001 -  10000     123        $910,499       $16,040      1.76          232
  $ 10001 -  15000     115      $1,444,516       $38,284      2.65          277
  $ 15001 -  20000      73      $1,267,785       $59,093      4.66          195
  $ 20001 -  25000      67      $1,496,166       $78,740      5.26          227
  $ 25001 -  30000      59      $1,618,073       $99,947      6.18          219
  $ 30001 -  35000      44      $1,432,554      $111,621      7.79          153
  $ 35001 -  40000      31      $1,171,126       $97,163      8.30          115
  $ 40001 -  45000      12        $518,672       $38,082      7.34           49
  $ 45001 -  50000      19        $894,989       $84,070      9.39           73
  $ 50001 -  75000      31      $1,817,109      $200,336     11.02          116
  $ 75001 - 250000      10        $899,677      $159,109     17.69           37

                    ______________________________________________________________
  TOTAL                733     $13,565,393      $984,538      7.26         1813
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.0            -1.7            .                     1.7
  $     1  -  5000    18.3             2.4           0.2                    5.0
  $  5001 -  10000    16.8             6.7           1.6                   12.8
  $ 10001 -  15000    15.7            10.6           3.9                   15.3
  $ 15001 -  20000    10.0             9.3           6.0                   10.8
  $ 20001 -  25000     9.1            11.0           8.0                   12.5
  $ 25001 -  30000     8.0            11.9          10.2                   12.1
  $ 30001 -  35000     6.0            10.6          11.3                    8.4
  $ 35001 -  40000     4.2             8.6           9.9                    6.3
  $ 40001 -  45000     1.6             3.8           3.9                    2.7
  $ 45001 -  50000     2.6             6.6           8.5                    4.0
  $ 50001 -  75000     4.2            13.4          20.3                    6.4
  $ 75001 - 250000     1.4             6.6          16.2                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-15,475             .                   2.00
  $     1  -  5000                  $2,435           $15                   0.67
  $  5001 -  10000                  $7,402          $130                   1.89
  $ 10001 -  15000                 $12,561          $333                   2.41
  $ 15001 -  20000                 $17,367          $809                   2.67
  $ 20001 -  25000                 $22,331        $1,175                   3.39
  $ 25001 -  30000                 $27,425        $1,694                   3.71
  $ 30001 -  35000                 $32,558        $2,537                   3.48
  $ 35001 -  40000                 $37,778        $3,134                   3.71
  $ 40001 -  45000                 $43,223        $3,174                   4.08
  $ 45001 -  50000                 $47,105        $4,425                   3.84
  $ 50001 -  75000                 $58,616        $6,462                   3.74
  $ 75001 - 250000                 $89,968       $15,911                   3.70

                    ______________________________________________________________
  TOTAL                            $18,507        $1,343                   2.47
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      WEBER
                        _________________________________________________
  UNDER $1             337     $-4,343,524       $47,643     -1.10          579
  $     1  -  5000    9881     $25,122,952      $232,399      0.93         6375
  $  5001 -  10000    8490     $63,136,826    $1,757,283      2.78        10980
  $ 10001 -  15000    7542     $93,954,922    $4,306,794      4.58        13227
  $ 15001 -  20000    6553    $114,530,730    $7,068,757      6.17        13544
  $ 20001 -  25000    5973    $133,666,560    $9,789,386      7.32        13747
  $ 25001 -  30000    5074    $139,234,640   $11,436,117      8.21        12774
  $ 30001 -  35000    4542    $147,400,854   $13,094,041      8.88        12599
  $ 35001 -  40000    3952    $147,943,616   $13,764,666      9.30        12221
  $ 40001 -  45000    3427    $145,485,457   $13,904,281      9.56        11228
  $ 45001 -  50000    3035    $143,974,368   $14,091,224      9.79        10502
  $ 50001 -  75000    8225    $493,180,978   $56,210,429     11.40        28732
  $ 75001 - 100000    2053    $173,679,153   $25,610,987     14.75         6998
  $100001 - 250000    1018    $139,385,961   $26,450,904     18.98         3511
  OVER $250,000        185    $104,693,102   $30,909,392     29.52          669

                    ______________________________________________________________
  TOTAL              70287  $2,061,046,595  $228,674,303     11.10       157686
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.2           0.0                    0.4
  $     1  -  5000    14.1             1.2           0.1                    4.0
  $  5001 -  10000    12.1             3.1           0.8                    7.0
  $ 10001 -  15000    10.7             4.6           1.9                    8.4
  $ 15001 -  20000     9.3             5.6           3.1                    8.6
  $ 20001 -  25000     8.5             6.5           4.3                    8.7
  $ 25001 -  30000     7.2             6.8           5.0                    8.1
  $ 30001 -  35000     6.5             7.2           5.7                    8.0
  $ 35001 -  40000     5.6             7.2           6.0                    7.8
  $ 40001 -  45000     4.9             7.1           6.1                    7.1
  $ 45001 -  50000     4.3             7.0           6.2                    6.7
  $ 50001 -  75000    11.7            23.9          24.6                   18.2
  $ 75001 - 100000     2.9             8.4          11.2                    4.4
  $100001 - 250000     1.4             6.8          11.6                    2.2
  OVER $250,000        0.3             5.1          13.5                    0.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-12,889          $141                   1.72
  $     1  -  5000                  $2,543           $24                   0.65
  $  5001 -  10000                  $7,437          $207                   1.29
  $ 10001 -  15000                 $12,458          $571                   1.75
  $ 15001 -  20000                 $17,478        $1,079                   2.07
  $ 20001 -  25000                 $22,378        $1,639                   2.30
  $ 25001 -  30000                 $27,441        $2,254                   2.52
  $ 30001 -  35000                 $32,453        $2,883                   2.77
  $ 35001 -  40000                 $37,435        $3,483                   3.09
  $ 40001 -  45000                 $42,453        $4,057                   3.28
  $ 45001 -  50000                 $47,438        $4,643                   3.46
  $ 50001 -  75000                 $59,961        $6,834                   3.49
  $ 75001 - 100000                 $84,598       $12,475                   3.41
  $100001 - 250000                $136,921       $25,983                   3.45
  OVER $250,000                   $565,909      $167,078                   3.62

                    ______________________________________________________________
  TOTAL                            $29,323        $3,253                   2.24
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      OUT 0F STATE
                        _________________________________________________
  UNDER $ 10,000         2        $-13,417             .       .              1
  $ 10001 -  15000       2         $23,357        $1,553      6.65            2
  $ 30001 -  35000       1         $33,501        $2,648      7.90            4
  $ 45001 - 100000       3        $200,243       $30,254     15.11            7

                    ______________________________________________________________
  TOTAL                  8        $243,684       $34,455     14.14           14
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 10,000      25.0            -5.5            .                     7.1
  $ 10001 -  15000    25.0             9.6           4.5                   14.3
  $ 30001 -  35000    12.5            13.7           7.7                   28.6
  $ 45001 - 100000    37.5            82.2          87.8                   50.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 10,000                   $-6,709             .                   0.50
  $ 10001 -  15000                 $11,679          $777                   1.00
  $ 30001 -  35000                 $33,501        $2,648                   4.00
  $ 45001 - 100000                 $66,748       $10,085                   2.33

                    ______________________________________________________________
  TOTAL                            $30,461        $4,307                   1.75
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      PRIOR YEAR
                        _________________________________________________
  UNDER $1            3214   $-126,732,767      $259,686     -0.20         5163
  $     1  -  5000    3758      $9,105,114      $178,478      1.96         4144
  $  5001 -  10000    2955     $21,872,178      $526,264      2.41         6009
  $ 10001 -  15000    2651     $32,822,553    $1,189,915      3.63         6654
  $ 15001 -  20000    2465     $43,149,832    $2,110,735      4.89         6907
  $ 20001 -  25000    2260     $50,789,413    $2,925,464      5.76         7053
  $ 25001 -  30000    2057     $56,526,579    $3,786,665      6.70         7034
  $ 30001 -  35000    1844     $59,775,996    $4,363,227      7.30         6716
  $ 35001 -  40000    1656     $62,074,493    $4,907,450      7.91         6390
  $ 40001 -  45000    1458     $61,816,273    $5,140,941      8.32         5809
  $ 45001 -  50000    1188     $56,307,568    $5,012,496      8.90         4718
  $ 50001 -  75000    3724    $226,389,489   $23,459,514     10.36        15458
  $ 75001 - 100000    1521    $130,550,924   $17,460,685     13.37         6381
  $100001 - 250000    1765    $258,046,869   $46,622,568     18.07         7520
  OVER $250,000        566    $586,301,479  $135,146,576     23.05         2463

                    ______________________________________________________________
  TOTAL              33082  $1,528,795,993  $253,090,664     16.55        98419
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             9.7            -8.3           0.1                    5.2
  $     1  -  5000    11.4             0.6           0.1                    4.2
  $  5001 -  10000     8.9             1.4           0.2                    6.1
  $ 10001 -  15000     8.0             2.1           0.5                    6.8
  $ 15001 -  20000     7.5             2.8           0.8                    7.0
  $ 20001 -  25000     6.8             3.3           1.2                    7.2
  $ 25001 -  30000     6.2             3.7           1.5                    7.1
  $ 30001 -  35000     5.6             3.9           1.7                    6.8
  $ 35001 -  40000     5.0             4.1           1.9                    6.5
  $ 40001 -  45000     4.4             4.0           2.0                    5.9
  $ 45001 -  50000     3.6             3.7           2.0                    4.8
  $ 50001 -  75000    11.3            14.8           9.3                   15.7
  $ 75001 - 100000     4.6             8.5           6.9                    6.5
  $100001 - 250000     5.3            16.9          18.4                    7.6
  OVER $250,000        1.7            38.4          53.4                    2.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,431           $81                   1.61
  $     1  -  5000                  $2,423           $47                   1.10
  $  5001 -  10000                  $7,402          $178                   2.03
  $ 10001 -  15000                 $12,381          $449                   2.51
  $ 15001 -  20000                 $17,505          $856                   2.80
  $ 20001 -  25000                 $22,473        $1,294                   3.12
  $ 25001 -  30000                 $27,480        $1,841                   3.42
  $ 30001 -  35000                 $32,416        $2,366                   3.64
  $ 35001 -  40000                 $37,485        $2,963                   3.86
  $ 40001 -  45000                 $42,398        $3,526                   3.98
  $ 45001 -  50000                 $47,397        $4,219                   3.97
  $ 50001 -  75000                 $60,792        $6,300                   4.15
  $ 75001 - 100000                 $85,832       $11,480                   4.20
  $100001 - 250000                $146,202       $26,415                   4.26
  OVER $250,000                   $1035868      $238,775                   4.35

                    ______________________________________________________________
  TOTAL                            $46,212        $7,650                   2.98
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      NEXT YEAR
                        _________________________________________________
  $     1  -  5000      10         $21,511            $4      0.02            7
  $  5001 -  10000       5         $37,263        $1,037      2.78            7
  $ 10001 -  15000       4         $51,003        $2,404      4.71            6
  $ 15001 -  20000       5         $80,544        $3,385      4.20            9
  $ 20001 -  25000       3         $65,584        $5,637      8.60            5
  $ 25001 -  30000       6        $160,497        $9,545      5.95           15
  $ 30001 -  35000       7        $231,823       $19,809      8.54           15
  $ 40001 -  45000       4        $172,616       $16,306      9.45           13
  OVER $ 45,000          9        $966,038      $162,809     16.85           21

                    ______________________________________________________________
  TOTAL                 53      $1,786,879      $220,936     12.36           98
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000    18.9             1.2           0.0                    7.1
  $  5001 -  10000     9.4             2.1           0.5                    7.1
  $ 10001 -  15000     7.5             2.9           1.1                    6.1
  $ 15001 -  20000     9.4             4.5           1.5                    9.2
  $ 20001 -  25000     5.7             3.7           2.6                    5.1
  $ 25001 -  30000    11.3             9.0           4.3                   15.3
  $ 30001 -  35000    13.2            13.0           9.0                   15.3
  $ 40001 -  45000     7.5             9.7           7.4                   13.3
  OVER $ 45,000       17.0            54.1          73.7                   21.4

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $2,151            $0                   0.70
  $  5001 -  10000                  $7,453          $207                   1.40
  $ 10001 -  15000                 $12,751          $601                   1.50
  $ 15001 -  20000                 $16,109          $677                   1.80
  $ 20001 -  25000                 $21,861        $1,879                   1.67
  $ 25001 -  30000                 $26,750        $1,591                   2.50
  $ 30001 -  35000                 $33,118        $2,830                   2.14
  $ 40001 -  45000                 $43,154        $4,077                   3.25
  OVER $ 45,000                   $107,338       $18,090                   2.33

                    ______________________________________________________________
  TOTAL                            $33,715        $4,169                   1.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      STATE OF UTAH
                        _________________________________________________
  UNDER $1            7469   $-287,530,452      $563,325     -0.20        13206
  $     1  -  5000  111991    $286,165,459    $3,117,179      1.09        65178
  $  5001 -  10000   92861    $689,163,512   $19,604,923      2.84       123006
  $ 10001 -  15000   82640  $1,027,901,434   $46,337,112      4.51       152655
  $ 15001 -  20000   69540  $1,211,759,074   $72,438,425      5.98       151864
  $ 20001 -  25000   57085  $1,279,474,224   $89,597,449      7.00       142331
  $ 25001 -  30000   49433  $1,357,163,137  $104,827,153      7.72       138514
  $ 30001 -  35000   44712  $1,451,491,283  $120,920,623      8.33       138450
  $ 35001 -  40000   39839  $1,491,982,634  $131,736,447      8.83       133309
  $ 40001 -  45000   34565  $1,466,948,891  $134,041,880      9.14       122380
  $ 45001 -  50000   29548  $1,401,511,484  $132,765,220      9.47       108214
  $ 50001 -  75000   79865  $4,794,741,793  $524,044,354     10.93       299074
  $ 75001 - 100000   21862  $1,857,683,799  $259,939,475     13.99        81597
  $100001 - 250000   16323  $2,295,337,869  $423,545,602     18.45        63232
  OVER $250,000       3140  $1,992,148,400  $535,347,818     26.87        12006

                    ______________________________________________________________
  TOTAL             740873 $22,315,942,541$2,598,826,985     11.65      1745016
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.0            -1.3           0.0                    0.8
  $     1  -  5000    15.1             1.3           0.1                    3.7
  $  5001 -  10000    12.5             3.1           0.8                    7.0
  $ 10001 -  15000    11.2             4.6           1.8                    8.7
  $ 15001 -  20000     9.4             5.4           2.8                    8.7
  $ 20001 -  25000     7.7             5.7           3.4                    8.2
  $ 25001 -  30000     6.7             6.1           4.0                    7.9
  $ 30001 -  35000     6.0             6.5           4.7                    7.9
  $ 35001 -  40000     5.4             6.7           5.1                    7.6
  $ 40001 -  45000     4.7             6.6           5.2                    7.0
  $ 45001 -  50000     4.0             6.3           5.1                    6.2
  $ 50001 -  75000    10.8            21.5          20.2                   17.1
  $ 75001 - 100000     3.0             8.3          10.0                    4.7
  $100001 - 250000     2.2            10.3          16.3                    3.6
  OVER $250,000        0.4             8.9          20.6                    0.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-38,497           $75                   1.77
  $     1  -  5000                  $2,555           $28                   0.58
  $  5001 -  10000                  $7,421          $211                   1.32
  $ 10001 -  15000                 $12,438          $561                   1.85
  $ 15001 -  20000                 $17,425        $1,042                   2.18
  $ 20001 -  25000                 $22,413        $1,570                   2.49
  $ 25001 -  30000                 $27,455        $2,121                   2.80
  $ 30001 -  35000                 $32,463        $2,704                   3.10
  $ 35001 -  40000                 $37,450        $3,307                   3.35
  $ 40001 -  45000                 $42,440        $3,878                   3.54
  $ 45001 -  50000                 $47,432        $4,493                   3.66
  $ 50001 -  75000                 $60,036        $6,562                   3.74
  $ 75001 - 100000                 $84,973       $11,890                   3.73
  $100001 - 250000                $140,620       $25,948                   3.87
  OVER $250,000                   $634,442      $170,493                   3.82

                    ______________________________________________________________
  TOTAL                            $30,121        $3,508                   2.36
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION


****************************SUMMARY OF 1993 INDIVIDUAL INCOME TAX RETURNS**************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************


 GO TO TOC      OTHER UTAH
                        _________________________________________________
  UNDER $ 10,000         8         $23,514             .       .             10
  $ 10001 -  15000       1         $12,038          $761      6.32            1
  $ 15001 -  20000       1         $16,584          $739      4.46            2
  $ 20001 -  25000       1         $20,612          $754      3.66            4
  $ 25001 -  30000       3         $83,166        $7,564      9.10            6
  $ 30001 -  35000       1         $30,527        $1,766      5.79            5
  $ 40001 -  45000       1         $41,436        $4,579     11.05            2
  OVER $ 45,000          6        $706,042      $132,427     18.76           19

                    ______________________________________________________________
  TOTAL                 22        $933,919      $148,590     15.91           49
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 10,000      36.4             2.5            .                    20.4
  $ 10001 -  15000     4.5             1.3           0.5                    2.0
  $ 15001 -  20000     4.5             1.8           0.5                    4.1
  $ 20001 -  25000     4.5             2.2           0.5                    8.2
  $ 25001 -  30000    13.6             8.9           5.1                   12.2
  $ 30001 -  35000     4.5             3.3           1.2                   10.2
  $ 40001 -  45000     4.5             4.4           3.1                    4.1
  OVER $ 45,000       27.3            75.6          89.1                   38.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 10,000                    $2,939             .                   1.25
  $ 10001 -  15000                 $12,038          $761                   1.00
  $ 15001 -  20000                 $16,584          $739                   2.00
  $ 20001 -  25000                 $20,612          $754                   4.00
  $ 25001 -  30000                 $27,722        $2,521                   2.00
  $ 30001 -  35000                 $30,527        $1,766                   5.00
  $ 40001 -  45000                 $41,436        $4,579                   2.00
  OVER $ 45,000                   $117,674       $22,071                   3.17

                    ______________________________________________________________
  TOTAL                            $42,451        $6,754                   2.23
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION