95-091

Response December 19, 1995

 

 

Request

December 19, 1995

 

XXXXX

 

RE: Advisory Opinion - Releasing protected motor vehicle registration records

 

Dear XXXXX,

 

You asked the Commission for an advisory opinion regarding the release of protected motor vehicle records. We offer the following guidance:

 

Background:

 

Recently the Motor Vehicle Unit has received two problematic requests for protected records. The decision whether to release those records depends upon whether the requesting party has a bona fide security interest.

 

The first situation involves a vehicle left on private property for more than a year. Under section 41-6-1 16.10 of the Utah Code, if a vehicle is left on private property without the property owner's permission for more than 7 days, a peace officer may remove the vehicle to the state impound lot. The Motor Vehicle unit, in turn, must notify or attempt to notify the owner or a lienholder before disposing of the vehicle.

 

Since the language of section 41-6-1 16.10 says a peace officer may impound the vehicle, the statute is permissive. It imposes no duty on police departments to impound abandoned vehicles from private property, and many police departments decline to do so. Instead, they instruct the property owner to contact a private towing company to have the vehicle removed. Presumably, the towing company holds the vehicle under authority of section 41-6-191 until it is retrieved by the owner on payment of towing and storage costs.

 

Section 41-6-191 gives the towing company a possessory lien on the vehicle until the charges are paid. If the vehicle is not retrieved after notice to the owner or lienholder, the towing company may request a transfer of title under section 41-Ia-704. To fulfill the notification requirements under section 41-6-191, the towing company must access the registration information. If the registration record is protected, the towing company must show that it has a bona fide security interest in the vehicle to obtain the registration record.

 

The second situation involves an agent who perfects title transfers on behalf of mechanics holding repairman's liens on vehicles. Under section 38-2-3 of the Utah Code, a mechanic who repairs a vehicle at the owner's request is entitled to retain possession of the vehicle until the charges are satisfied. The repairman's lien is a possessory lien which is subordinate to the rights of secured lienholders unless it was the secured lienholder who ordered the repairs. If the repair bill is not satisfied within a reasonable time, the lienholder may dispose of the vehicle after giving notice to the person listed on the work order all lienholders listed on the Motor Vehicle records. §38-2-4 of the Utah Code. The mechanic or his agent, then, must access the vehicle registration information to make notice. The mechanic may access the records if his possessory lien is equivalent to a bona fide security interest under section 41-la-116 (4).

 

Under section 41-Ia-116 (4) of the Utah Code, protected motor vehicle registration records may be released to "a person with a bona fide security interest." Both of these situations raise an issue as to whether a possessory lien satisfies the definition of bona fide security interest under section 41-la-116(4).

 

Issue: Is a possessory lien a "security interest" within the meaning of section 41-la-116 (4) of the Utah Code?

 

Technically, a lien and a security interest are not the same thing. A lien arises by operation of law, and a security interest arises from a contractual agreement between a debtor and a secured part (the lender). The terms “lien” and “security interest” are, however, sometimes used interchangeably. To avoid confusion the legislature sometimes specifies whether the terms are equivalent. For instance, the Uniform Fraudulent Transfer Act defines a lien as a charge against or an interest in property to secure payment of a debt or performance of an obligation, and includes a security interest created by agreement....” §25-6-2(8) Utah Code Ann. (emphasis added). On the other hand, lien is elsewhere defined as “a charge against or interest in goods to secure payment of a debt or performance of an obligation, but the term does not include a security interest.” §70A-2a-103 Utah Code Ann. (emphasis added). The term “lien” is not defined in the Motor Vehicle Act, but the term “security agreement” is defined as “an interest that is reserved or created by a security agreement to secure the payment or performance of an obligation and that is valid against third parties.” §411a-102(52) Utah Code Ann. (emphasis added). Since the possessory liens at issue here are created by statute (or operation of law) rather than by a security agreement, they do not seem to qualify as bona fide security interests under section 411a-116(4).

 

From this analysis it appears that neither the towing companies nor the mechanics described here have a security interest which entitles them to access protected records. So what other recourse is available to them? The property owner, towing company or mechanic may seek a court order under section 63-2-202(4) directing the Commission to release the protected record. This is a fairly cumbersome process, so we are open to a different solution if one can be found.

 

Section 411a-116(4) suggests a possible solution. It allows access to protected records for “purposes of safety, product recall, [or] advisory notices.” Historically the Commission has interpreted the term "advisory notice" narrowly to include only notices dealing with important issues of vehicle safety. That interpretation is not mandated by the statutes, however, so the Commission can reasonably construe the term to include the statutory notices discussed here.

 

Please do the following:

 

1. Draft an administrative rule to define "advisory notice." The definition should be carefully drafted to include, as before, the manufacturers' notices and to add statutory notices of the type described here. It should not be so broad as to include other types of notices.

 

2. Draft an administrative rule outlining the conditions under which protected motor vehicle records will be release by phone.

 

3. Draft an internal policy to govern the release of protected motor vehicle records.

 

We will review the drafts and discuss this issue further at that time.

 

Issue: Does the protected status change upon transfer of ownership?

 

A vehicle registration record may be protected under section 41-1a-116. Many vehicle owners are concerned that their identities and home addresses are connected with their license plates and they request protected registrations to keep that information confidential. The question that has arisen is this: does the protected status of the registration expire when the owner trades or sells the vehicle?

 

After the sale is completed and the title is transferred to the new owner, the protected registration no longer applies to the vehicle's new registered owner unless the new owner also requests protected status. However, the vehicle's past registration retains its protected status. If the dealer or new owner needs access to that protected registration information to retitle the car, he or she must obtain a notarized release from the registered owner. §63-2-202 (4) (b) (ii) Utah Code Ann.

 

For the Commission,

Alice Shearer

Commissioner