TABLE OF CONTENTS (TOC)
CITY
ALPINE UT                                                                 
AMERICAN FORK UT                                                   
BEAVER UT                                                                 
BLANDING UT                                                             
BLUFFDALE UT                                                           
BOUNTIFUL UT                                                           
BRIGHAM CITY UT                                                     
CEDAR CITY UT                                                         
CENTERVILLE UT                                                       
CLEARFIELD UT                                                         
CLINTON UT                                                               
COALVILLE UT                                                           
DELTA UT                                                                   
DRAPER UT                                                                 
EDEN UT                                                                     
EPHRAIM UT                                                               
FARMINGTON UT                                                         
FILLMORE UT                                                             
FRUIT HEIGHTS UT                                                   
GARLAND UT                                                               
GRANTSVILLE                                                             
HEBER CITY UT                                                         
HELPER UT                                                                 
HIGHLAND UT                                                             
HILL AFB UT                                                             
HOLLADAY UT                                                             
HOOPER UT                                                                 
HUNTINGTON UT                                                         
HURRICANE UT                                                           
HYDE PARK UT                                                           
HYRUM UT                                                                   
IVINS UT                                                                   
KAMAS UT                                                                   
KANAB UT                                                                   
KAYSVILLE UT                                                           
KEARNS UT                                                                 
LAVERKIN UT                                                             
LAYTON UT                                                                 
LEHI UT                                                                     
LINDON UT                                                                 
LOGAN UT                                                                   
MAGNA UT                                                                   
MANTI UT                                                                   
MAPLETON UT                                                             
MIDVALE UT                                                               
MIDWAY UT                                                                 
MOAB UT                                                                     
MONROE UT                                                                 
MORGAN UT                                                                 
MOUNT PLEASANT UT                                                 
MURRAY UT                                                                 
NEPHI UT                                                                   
NORTH LOGAN UT                                                       
NORTH SALT LAKE UT                                               
OGDEN UT                                                                   
OREM UT                                                                     
OTHER TOWNS                                                             
PARK CITY UT                                                           
PAROWAN UT                                                               
PAYSON UT                                                                 
PLEASANT GROVE UT                                                 
PRICE UT                                                                   
PROVIDENCE UT                                                         
PROVO UT                                                                   
RICHFIELD UT                                                           
RIVERTON UT                                                             
ROOSEVELT UT                                                           
ROY UT                                                                       
SALEM UT                                                                   
SALT LAKE CITY UT                                                 
SANDY UT                                                                   
SANTA CLARA UT                                                       
SANTAQUIN UT                                                           
SMITHFIELD UT                                                         
SOUTH JORDAN UT                                                     
SOUTH SALT LAKE UT                                               
SOUTH WEBER UT                                                       
SPANISH FORK UT                                                     
SPRINGVILLE UT                                                       
ST GEORGE UT                                                           
STANSBURY PARK UT                                                 
SUNSET UT                                                                 
SYRACUSE UT                                                             
TAYLORSVILLE UT                                                     
TOOELE UT                                                                 
TREMONTON UT                                                           
VERNAL UT                                                                 
WASHINGTON UT                                                         
WELLSVILLE UT                                                         
WEST BOUNTIFUL UT                                                 
WEST JORDAN UT                                                       
WEST POINT UT                                                         
WEST VALLEY UT                                                       
WOODS CROSS UT                                                       
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   ALPINE UT                                                        
                        _________________________________________________                           
  UNDER $1               11      $-818,765        $4,907     -0.60          31                      
  $     1  -  5000       73       $203,229        $7,269      3.58          31                      
  $  5001 -  10000       61       $455,486       $10,944      2.40          56                      
  $ 10001 -  15000       76       $936,412       $17,367      1.85         181                      
  $ 15001 -  20000       64     $1,110,710       $37,469      3.37         162                      
  $ 20001 -  25000       48     $1,070,636       $45,361      4.24         118                      
  $ 25001 -  30000       53     $1,449,818       $82,279      5.68         140                      
  $ 30001 -  35000       48     $1,572,044       $90,311      5.74         147                      
  $ 35001 -  40000       48     $1,794,884       $94,905      5.29         180                      
  $ 40001 -  45000       52     $2,206,920      $128,899      5.84         210                      
  $ 45001 -  50000       66     $3,141,755      $207,450      6.60         226                      
  $ 50001 -  75000      269    $16,923,352    $1,178,914      6.97       1,171                      
  $ 75001 - 100000      198    $17,066,967    $1,412,335      8.28         952                      
  $100001 - 250000      325    $46,291,933    $6,218,523     13.43       1,679                      
  OVER $250,000          78    $52,489,866   $13,840,216     26.37         397                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,470    $145,895,247   $23,377,149     16.02        5,681                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.7            -0.6           0.0                    0.5                     
  $     1  -  5000     5.0             0.1           0.0                    0.5                     
  $  5001 -  10000     4.1             0.3           0.0                    1.0                     
  $ 10001 -  15000     5.2             0.6           0.1                    3.2                     
  $ 15001 -  20000     4.4             0.8           0.2                    2.9                     
  $ 20001 -  25000     3.3             0.7           0.2                    2.1                     
  $ 25001 -  30000     3.6             1.0           0.4                    2.5                     
  $ 30001 -  35000     3.3             1.1           0.4                    2.6                     
  $ 35001 -  40000     3.3             1.2           0.4                    3.2                     
  $ 40001 -  45000     3.5             1.5           0.6                    3.7                     
  $ 45001 -  50000     4.5             2.2           0.9                    4.0                     
  $ 50001 -  75000    18.3            11.6           5.0                   20.6                     
  $ 75001 - 100000    13.5            11.7           6.0                   16.8                     
  $100001 - 250000    22.1            31.7          26.6                   29.6                     
  OVER $250,000        5.3            36.0          59.2                    7.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-74,433          $446                   2.82                     
  $     1  -  5000                  $2,784          $100                   0.42                     
  $  5001 -  10000                  $7,467          $179                   0.92                     
  $ 10001 -  15000                 $12,321          $229                   2.38                     
  $ 15001 -  20000                 $17,355          $585                   2.53                     
  $ 20001 -  25000                 $22,305          $945                   2.46                     
  $ 25001 -  30000                 $27,355        $1,552                   2.64                     
  $ 30001 -  35000                 $32,751        $1,881                   3.06                     
  $ 35001 -  40000                 $37,393        $1,977                   3.75                     
  $ 40001 -  45000                 $42,441        $2,479                   4.04                     
  $ 45001 -  50000                 $47,602        $3,143                   3.42                     
  $ 50001 -  75000                 $62,912        $4,383                   4.35                     
  $ 75001 - 100000                 $86,197        $7,133                   4.81                     
  $100001 - 250000                $142,437       $19,134                   5.17                     
  OVER $250,000                   $672,947      $177,439                   5.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $99,248       $15,903                   3.86                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   AMERICAN FORK UT                                                 
                        _________________________________________________                           
  UNDER $1               23      $-569,803          $784     -0.14          66                      
  $     1  -  5000      243       $682,919        $4,033      0.59         216                      
  $  5001 -  10000      358     $2,718,331       $40,695      1.50         575                      
  $ 10001 -  15000      404     $5,120,429      $139,855      2.73         756                      
  $ 15001 -  20000      467     $8,147,967      $320,659      3.94       1,036                      
  $ 20001 -  25000      417     $9,398,135      $472,543      5.03       1,021                      
  $ 25001 -  30000      418    $11,542,475      $586,303      5.08       1,252                      
  $ 30001 -  35000      385    $12,505,098      $698,650      5.59       1,226                      
  $ 35001 -  40000      369    $13,869,179      $828,760      5.98       1,281                      
  $ 40001 -  45000      365    $15,455,733      $925,354      5.99       1,382                      
  $ 45001 -  50000      359    $17,107,125    $1,076,049      6.29       1,380                      
  $ 50001 -  75000    1,346    $82,067,670    $6,148,214      7.49       5,626                      
  $ 75001 - 100000      596    $50,872,416    $4,753,232      9.34       2,771                      
  $100001 - 250000      395    $51,757,102    $7,176,192     13.87       1,890                      
  OVER $250,000          44    $17,789,295    $3,981,324     22.38         204                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,189    $298,464,071   $27,152,647      9.10       20,682                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.3                     
  $     1  -  5000     3.9             0.2           0.0                    1.0                     
  $  5001 -  10000     5.8             0.9           0.1                    2.8                     
  $ 10001 -  15000     6.5             1.7           0.5                    3.7                     
  $ 15001 -  20000     7.5             2.7           1.2                    5.0                     
  $ 20001 -  25000     6.7             3.1           1.7                    4.9                     
  $ 25001 -  30000     6.8             3.9           2.2                    6.1                     
  $ 30001 -  35000     6.2             4.2           2.6                    5.9                     
  $ 35001 -  40000     6.0             4.6           3.1                    6.2                     
  $ 40001 -  45000     5.9             5.2           3.4                    6.7                     
  $ 45001 -  50000     5.8             5.7           4.0                    6.7                     
  $ 50001 -  75000    21.7            27.5          22.6                   27.2                     
  $ 75001 - 100000     9.6            17.0          17.5                   13.4                     
  $100001 - 250000     6.4            17.3          26.4                    9.1                     
  OVER $250,000        0.7             6.0          14.7                    1.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-24,774           $34                   2.87                     
  $     1  -  5000                  $2,810           $17                   0.89                     
  $  5001 -  10000                  $7,593          $114                   1.61                     
  $ 10001 -  15000                 $12,674          $346                   1.87                     
  $ 15001 -  20000                 $17,447          $687                   2.22                     
  $ 20001 -  25000                 $22,537        $1,133                   2.45                     
  $ 25001 -  30000                 $27,614        $1,403                   3.00                     
  $ 30001 -  35000                 $32,481        $1,815                   3.18                     
  $ 35001 -  40000                 $37,586        $2,246                   3.47                     
  $ 40001 -  45000                 $42,344        $2,535                   3.79                     
  $ 45001 -  50000                 $47,652        $2,997                   3.84                     
  $ 50001 -  75000                 $60,972        $4,568                   4.18                     
  $ 75001 - 100000                 $85,356        $7,975                   4.65                     
  $100001 - 250000                $131,031       $18,168                   4.78                     
  OVER $250,000                   $404,302       $90,485                   4.64                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,225        $4,387                   3.34                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BEAVER UT                                                        
                        _________________________________________________                           
  UNDER $1               20    $-1,345,741        $2,716     -0.20          47                      
  $     1  -  5000       91       $250,695        $4,523      1.80          68                      
  $  5001 -  10000      101       $758,987       $12,160      1.60         146                      
  $ 10001 -  15000      115     $1,426,987       $33,923      2.38         214                      
  $ 15001 -  20000      110     $1,933,368       $76,901      3.98         235                      
  $ 20001 -  25000       98     $2,186,360      $110,088      5.04         257                      
  $ 25001 -  30000       85     $2,341,308      $113,552      4.85         268                      
  $ 30001 -  35000       72     $2,354,754      $136,144      5.78         242                      
  $ 35001 -  40000       74     $2,762,203      $176,793      6.40         247                      
  $ 40001 -  45000       48     $2,043,408      $134,939      6.60         170                      
  $ 45001 -  50000       35     $1,661,531      $113,450      6.83         139                      
  $ 50001 -  75000      130     $7,864,186      $670,222      8.52         521                      
  $ 75001 - 100000       42     $3,590,997      $398,669     11.10         177                      
  OVER $100,000          20     $2,867,414      $428,952     14.96          93                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,041     $30,696,457    $2,413,032      7.86        2,824                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.9            -4.4           0.1                    1.7                     
  $     1  -  5000     8.7             0.8           0.2                    2.4                     
  $  5001 -  10000     9.7             2.5           0.5                    5.2                     
  $ 10001 -  15000    11.0             4.6           1.4                    7.6                     
  $ 15001 -  20000    10.6             6.3           3.2                    8.3                     
  $ 20001 -  25000     9.4             7.1           4.6                    9.1                     
  $ 25001 -  30000     8.2             7.6           4.7                    9.5                     
  $ 30001 -  35000     6.9             7.7           5.6                    8.6                     
  $ 35001 -  40000     7.1             9.0           7.3                    8.7                     
  $ 40001 -  45000     4.6             6.7           5.6                    6.0                     
  $ 45001 -  50000     3.4             5.4           4.7                    4.9                     
  $ 50001 -  75000    12.5            25.6          27.8                   18.4                     
  $ 75001 - 100000     4.0            11.7          16.5                    6.3                     
  OVER $100,000        1.9             9.3          17.8                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-67,287          $136                   2.35                     
  $     1  -  5000                  $2,755           $50                   0.75                     
  $  5001 -  10000                  $7,515          $120                   1.45                     
  $ 10001 -  15000                 $12,409          $295                   1.86                     
  $ 15001 -  20000                 $17,576          $699                   2.14                     
  $ 20001 -  25000                 $22,310        $1,123                   2.62                     
  $ 25001 -  30000                 $27,545        $1,336                   3.15                     
  $ 30001 -  35000                 $32,705        $1,891                   3.36                     
  $ 35001 -  40000                 $37,327        $2,389                   3.34                     
  $ 40001 -  45000                 $42,571        $2,811                   3.54                     
  $ 45001 -  50000                 $47,472        $3,241                   3.97                     
  $ 50001 -  75000                 $60,494        $5,156                   4.01                     
  $ 75001 - 100000                 $85,500        $9,492                   4.21                     
  OVER $100,000                   $143,371       $21,448                   4.65                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $29,487        $2,318                   2.71                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BLANDING UT                                                      
                        _________________________________________________                           
  UNDER $ 5,000         114       $120,374          $133      0.11         131                      
  $  5001 -  10000       95       $724,812       $11,086      1.53         175                      
  $ 10001 -  15000       90     $1,112,528       $21,840      1.96         216                      
  $ 15001 -  20000       74     $1,284,378       $30,031      2.34         234                      
  $ 20001 -  25000       71     $1,591,087       $52,885      3.32         229                      
  $ 25001 -  30000       96     $2,635,472      $111,620      4.24         354                      
  $ 30001 -  35000       68     $2,214,444      $122,652      5.54         246                      
  $ 35001 -  40000       60     $2,230,807      $115,303      5.17         234                      
  $ 40001 -  45000       65     $2,748,138      $158,492      5.77         257                      
  $ 45001 -  50000       36     $1,712,204      $118,791      6.94         164                      
  $ 50001 -  75000      168    $10,057,108      $845,448      8.41         683                      
  $ 75001 - 100000       46     $3,947,544      $444,496     11.26         193                      
  OVER $100,000          21     $5,751,650    $1,384,603     24.07         105                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,004     $36,130,546    $3,417,380      9.46        3,221                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000       11.4             0.3           0.0                    4.1                     
  $  5001 -  10000     9.5             2.0           0.3                    5.4                     
  $ 10001 -  15000     9.0             3.1           0.6                    6.7                     
  $ 15001 -  20000     7.4             3.6           0.9                    7.3                     
  $ 20001 -  25000     7.1             4.4           1.5                    7.1                     
  $ 25001 -  30000     9.6             7.3           3.3                   11.0                     
  $ 30001 -  35000     6.8             6.1           3.6                    7.6                     
  $ 35001 -  40000     6.0             6.2           3.4                    7.3                     
  $ 40001 -  45000     6.5             7.6           4.6                    8.0                     
  $ 45001 -  50000     3.6             4.7           3.5                    5.1                     
  $ 50001 -  75000    16.7            27.8          24.7                   21.2                     
  $ 75001 - 100000     4.6            10.9          13.0                    6.0                     
  OVER $100,000        2.1            15.9          40.5                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,056            $1                   1.15                     
  $  5001 -  10000                  $7,630          $117                   1.84                     
  $ 10001 -  15000                 $12,361          $243                   2.40                     
  $ 15001 -  20000                 $17,356          $406                   3.16                     
  $ 20001 -  25000                 $22,410          $745                   3.23                     
  $ 25001 -  30000                 $27,453        $1,163                   3.69                     
  $ 30001 -  35000                 $32,565        $1,804                   3.62                     
  $ 35001 -  40000                 $37,180        $1,922                   3.90                     
  $ 40001 -  45000                 $42,279        $2,438                   3.95                     
  $ 45001 -  50000                 $47,561        $3,300                   4.56                     
  $ 50001 -  75000                 $59,864        $5,032                   4.07                     
  $ 75001 - 100000                 $85,816        $9,663                   4.20                     
  OVER $100,000                   $273,888       $65,933                   5.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,987        $3,404                   3.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BLUFFDALE UT                                                     
                        _________________________________________________                           
  UNDER $ 5,000          52       $-19,177          $396     -2.06          53                      
  $  5001 -  10000       61       $444,476        $8,973      2.02          79                      
  $ 10001 -  15000       50       $597,792       $20,412      3.41          95                      
  $ 15001 -  20000       34       $591,422       $24,586      4.16          83                      
  $ 20001 -  25000       48     $1,070,935       $40,770      3.81         156                      
  $ 25001 -  30000       32       $885,874       $41,267      4.66          88                      
  $ 30001 -  35000       38     $1,241,585       $57,672      4.65         146                      
  $ 35001 -  40000       38     $1,429,749       $86,424      6.04         143                      
  $ 40001 -  45000       32     $1,366,183       $63,754      4.67         140                      
  $ 45001 -  50000       49     $2,332,119      $149,244      6.40         186                      
  $ 50001 -  75000      245    $15,253,084      $986,837      6.47       1,101                      
  $ 75001 - 100000      152    $13,004,403    $1,206,245      9.28         702                      
  $100001 - 250000      125    $16,551,399    $2,219,708     13.41         625                      
  OVER $250,000          12     $8,986,374    $1,884,634     20.97          43                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                968     $63,736,218    $6,790,922     10.65        3,640                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.4            -0.0           0.0                    1.5                     
  $  5001 -  10000     6.3             0.7           0.1                    2.2                     
  $ 10001 -  15000     5.2             0.9           0.3                    2.6                     
  $ 15001 -  20000     3.5             0.9           0.4                    2.3                     
  $ 20001 -  25000     5.0             1.7           0.6                    4.3                     
  $ 25001 -  30000     3.3             1.4           0.6                    2.4                     
  $ 30001 -  35000     3.9             1.9           0.8                    4.0                     
  $ 35001 -  40000     3.9             2.2           1.3                    3.9                     
  $ 40001 -  45000     3.3             2.1           0.9                    3.8                     
  $ 45001 -  50000     5.1             3.7           2.2                    5.1                     
  $ 50001 -  75000    25.3            23.9          14.5                   30.2                     
  $ 75001 - 100000    15.7            20.4          17.8                   19.3                     
  $100001 - 250000    12.9            26.0          32.7                   17.2                     
  OVER $250,000        1.2            14.1          27.8                    1.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                      $-369            $8                   1.02                     
  $  5001 -  10000                  $7,286          $147                   1.30                     
  $ 10001 -  15000                 $11,956          $408                   1.90                     
  $ 15001 -  20000                 $17,395          $723                   2.44                     
  $ 20001 -  25000                 $22,311          $849                   3.25                     
  $ 25001 -  30000                 $27,684        $1,290                   2.75                     
  $ 30001 -  35000                 $32,673        $1,518                   3.84                     
  $ 35001 -  40000                 $37,625        $2,274                   3.76                     
  $ 40001 -  45000                 $42,693        $1,992                   4.38                     
  $ 45001 -  50000                 $47,594        $3,046                   3.80                     
  $ 50001 -  75000                 $62,257        $4,028                   4.49                     
  $ 75001 - 100000                 $85,555        $7,936                   4.62                     
  $100001 - 250000                $132,411       $17,758                   5.00                     
  OVER $250,000                   $748,865      $157,053                   3.58                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,843        $7,015                   3.76                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BOUNTIFUL UT                                                     
                        _________________________________________________                           
  UNDER $1               54    $-5,034,106      $100,755     -2.00         136                      
  $     1  -  5000      574     $1,576,294        $8,867      0.56         463                      
  $  5001 -  10000      674     $5,086,905       $83,809      1.65         848                      
  $ 10001 -  15000      845    $10,690,297      $362,564      3.39       1,379                      
  $ 15001 -  20000      934    $16,324,908      $755,413      4.63       1,784                      
  $ 20001 -  25000      916    $20,527,342    $1,206,210      5.88       1,857                      
  $ 25001 -  30000      857    $23,537,929    $1,519,159      6.45       1,974                      
  $ 30001 -  35000      847    $27,457,697    $1,987,665      7.24       2,016                      
  $ 35001 -  40000      821    $30,735,063    $2,376,952      7.73       2,108                      
  $ 40001 -  45000      720    $30,528,953    $2,374,361      7.78       2,048                      
  $ 45001 -  50000      614    $29,143,991    $2,366,555      8.12       1,922                      
  $ 50001 -  75000    2,560   $157,264,778   $14,121,114      8.98       8,586                      
  $ 75001 - 100000    1,512   $130,331,982   $13,838,888     10.62       5,823                      
  $100001 - 250000    1,574   $218,896,263   $32,438,616     14.82       6,619                      
  OVER $250,000         255   $130,345,885   $32,967,048     25.29       1,021                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             13,757    $827,414,181  $106,507,976     12.87       38,584                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.6           0.1                    0.4                     
  $     1  -  5000     4.2             0.2           0.0                    1.2                     
  $  5001 -  10000     4.9             0.6           0.1                    2.2                     
  $ 10001 -  15000     6.1             1.3           0.3                    3.6                     
  $ 15001 -  20000     6.8             2.0           0.7                    4.6                     
  $ 20001 -  25000     6.7             2.5           1.1                    4.8                     
  $ 25001 -  30000     6.2             2.8           1.4                    5.1                     
  $ 30001 -  35000     6.2             3.3           1.9                    5.2                     
  $ 35001 -  40000     6.0             3.7           2.2                    5.5                     
  $ 40001 -  45000     5.2             3.7           2.2                    5.3                     
  $ 45001 -  50000     4.5             3.5           2.2                    5.0                     
  $ 50001 -  75000    18.6            19.0          13.3                   22.3                     
  $ 75001 - 100000    11.0            15.8          13.0                   15.1                     
  $100001 - 250000    11.4            26.5          30.5                   17.2                     
  OVER $250,000        1.9            15.8          31.0                    2.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-93,224        $1,866                   2.52                     
  $     1  -  5000                  $2,746           $15                   0.81                     
  $  5001 -  10000                  $7,547          $124                   1.26                     
  $ 10001 -  15000                 $12,651          $429                   1.63                     
  $ 15001 -  20000                 $17,478          $809                   1.91                     
  $ 20001 -  25000                 $22,410        $1,317                   2.03                     
  $ 25001 -  30000                 $27,465        $1,773                   2.30                     
  $ 30001 -  35000                 $32,418        $2,347                   2.38                     
  $ 35001 -  40000                 $37,436        $2,895                   2.57                     
  $ 40001 -  45000                 $42,401        $3,298                   2.84                     
  $ 45001 -  50000                 $47,466        $3,854                   3.13                     
  $ 50001 -  75000                 $61,432        $5,516                   3.35                     
  $ 75001 - 100000                 $86,198        $9,153                   3.85                     
  $100001 - 250000                $139,070       $20,609                   4.21                     
  OVER $250,000                   $511,160      $129,283                   4.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,145        $7,742                   2.80                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   BRIGHAM CITY UT                                                  
                        _________________________________________________                           
  UNDER $1               15      $-304,133        $2,395     -0.79          52                      
  $     1  -  5000      256       $724,041        $1,190      0.16         262                      
  $  5001 -  10000      357     $2,688,692       $38,025      1.41         511                      
  $ 10001 -  15000      384     $4,819,664      $151,550      3.14         694                      
  $ 15001 -  20000      458     $8,051,424      $335,857      4.17         961                      
  $ 20001 -  25000      443     $9,952,510      $544,483      5.47       1,045                      
  $ 25001 -  30000      403    $11,076,384      $665,971      6.01       1,046                      
  $ 30001 -  35000      402    $13,040,268      $880,688      6.75       1,093                      
  $ 35001 -  40000      406    $15,175,890    $1,087,627      7.17       1,234                      
  $ 40001 -  45000      347    $14,713,598    $1,022,670      6.95       1,229                      
  $ 45001 -  50000      321    $15,280,538    $1,120,472      7.33       1,178                      
  $ 50001 -  75000    1,224    $74,929,353    $6,612,767      8.83       4,670                      
  $ 75001 - 100000      489    $41,646,670    $4,496,809     10.80       2,083                      
  $100001 - 250000      294    $39,119,238    $5,693,295     14.55       1,303                      
  OVER $250,000          25    $11,344,018    $2,688,051     23.70          89                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,824    $262,258,155   $25,341,850      9.66       17,450                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.1           0.0                    0.3                     
  $     1  -  5000     4.4             0.3           0.0                    1.5                     
  $  5001 -  10000     6.1             1.0           0.2                    2.9                     
  $ 10001 -  15000     6.6             1.8           0.6                    4.0                     
  $ 15001 -  20000     7.9             3.1           1.3                    5.5                     
  $ 20001 -  25000     7.6             3.8           2.1                    6.0                     
  $ 25001 -  30000     6.9             4.2           2.6                    6.0                     
  $ 30001 -  35000     6.9             5.0           3.5                    6.3                     
  $ 35001 -  40000     7.0             5.8           4.3                    7.1                     
  $ 40001 -  45000     6.0             5.6           4.0                    7.0                     
  $ 45001 -  50000     5.5             5.8           4.4                    6.8                     
  $ 50001 -  75000    21.0            28.6          26.1                   26.8                     
  $ 75001 - 100000     8.4            15.9          17.7                   11.9                     
  $100001 - 250000     5.0            14.9          22.5                    7.5                     
  OVER $250,000        0.4             4.3          10.6                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-20,276          $160                   3.47                     
  $     1  -  5000                  $2,828            $5                   1.02                     
  $  5001 -  10000                  $7,531          $107                   1.43                     
  $ 10001 -  15000                 $12,551          $395                   1.81                     
  $ 15001 -  20000                 $17,580          $733                   2.10                     
  $ 20001 -  25000                 $22,466        $1,229                   2.36                     
  $ 25001 -  30000                 $27,485        $1,653                   2.60                     
  $ 30001 -  35000                 $32,438        $2,191                   2.72                     
  $ 35001 -  40000                 $37,379        $2,679                   3.04                     
  $ 40001 -  45000                 $42,402        $2,947                   3.54                     
  $ 45001 -  50000                 $47,603        $3,491                   3.67                     
  $ 50001 -  75000                 $61,217        $5,403                   3.82                     
  $ 75001 - 100000                 $85,167        $9,196                   4.26                     
  $100001 - 250000                $133,059       $19,365                   4.43                     
  OVER $250,000                   $453,761      $107,522                   3.56                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,031        $4,351                   3.00                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CEDAR CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               46    $-2,427,605       $19,917     -0.82         119                      
  $     1  -  5000      629     $1,794,468        $4,665      0.26         652                      
  $  5001 -  10000      808     $6,104,629       $83,221      1.36       1,354                      
  $ 10001 -  15000      815    $10,219,889      $310,406      3.04       1,723                      
  $ 15001 -  20000      783    $13,638,412      $501,147      3.67       1,900                      
  $ 20001 -  25000      647    $14,515,620      $694,667      4.79       1,659                      
  $ 25001 -  30000      533    $14,639,038      $790,760      5.40       1,576                      
  $ 30001 -  35000      433    $14,037,997      $840,131      5.98       1,339                      
  $ 35001 -  40000      452    $16,916,109    $1,102,403      6.52       1,458                      
  $ 40001 -  45000      372    $15,791,812    $1,147,190      7.26       1,231                      
  $ 45001 -  50000      291    $13,835,430    $1,050,837      7.60       1,017                      
  $ 50001 -  75000    1,055    $64,434,529    $5,660,005      8.78       3,824                      
  $ 75001 - 100000      397    $33,899,070    $3,681,629     10.86       1,571                      
  $100001 - 250000      248    $33,521,947    $5,137,494     15.33       1,059                      
  OVER $250,000          22     $9,074,041    $2,352,725     25.93          97                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,531    $259,995,386   $23,377,197      8.99       20,579                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.9           0.1                    0.6                     
  $     1  -  5000     8.4             0.7           0.0                    3.2                     
  $  5001 -  10000    10.7             2.3           0.4                    6.6                     
  $ 10001 -  15000    10.8             3.9           1.3                    8.4                     
  $ 15001 -  20000    10.4             5.2           2.1                    9.2                     
  $ 20001 -  25000     8.6             5.6           3.0                    8.1                     
  $ 25001 -  30000     7.1             5.6           3.4                    7.7                     
  $ 30001 -  35000     5.7             5.4           3.6                    6.5                     
  $ 35001 -  40000     6.0             6.5           4.7                    7.1                     
  $ 40001 -  45000     4.9             6.1           4.9                    6.0                     
  $ 45001 -  50000     3.9             5.3           4.5                    4.9                     
  $ 50001 -  75000    14.0            24.8          24.2                   18.6                     
  $ 75001 - 100000     5.3            13.0          15.7                    7.6                     
  $100001 - 250000     3.3            12.9          22.0                    5.1                     
  OVER $250,000        0.3             3.5          10.1                    0.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-52,774          $433                   2.59                     
  $     1  -  5000                  $2,853            $7                   1.04                     
  $  5001 -  10000                  $7,555          $103                   1.68                     
  $ 10001 -  15000                 $12,540          $381                   2.11                     
  $ 15001 -  20000                 $17,418          $640                   2.43                     
  $ 20001 -  25000                 $22,435        $1,074                   2.56                     
  $ 25001 -  30000                 $27,465        $1,484                   2.96                     
  $ 30001 -  35000                 $32,420        $1,940                   3.09                     
  $ 35001 -  40000                 $37,425        $2,439                   3.23                     
  $ 40001 -  45000                 $42,451        $3,084                   3.31                     
  $ 45001 -  50000                 $47,544        $3,611                   3.49                     
  $ 50001 -  75000                 $61,075        $5,365                   3.62                     
  $ 75001 - 100000                 $85,388        $9,274                   3.96                     
  $100001 - 250000                $135,169       $20,716                   4.27                     
  OVER $250,000                   $412,456      $106,942                   4.41                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $34,523        $3,104                   2.73                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CENTERVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               11      $-123,996        $2,911     -2.35          25                      
  $     1  -  5000      163       $453,876        $3,803      0.84          88                      
  $  5001 -  10000      188     $1,416,577       $27,878      1.97         207                      
  $ 10001 -  15000      192     $2,411,677       $86,586      3.59         310                      
  $ 15001 -  20000      213     $3,748,324      $182,691      4.87         368                      
  $ 20001 -  25000      209     $4,714,845      $258,585      5.48         416                      
  $ 25001 -  30000      171     $4,729,162      $294,895      6.24         381                      
  $ 30001 -  35000      229     $7,433,403      $491,622      6.61         584                      
  $ 35001 -  40000      184     $6,901,665      $470,359      6.82         502                      
  $ 40001 -  45000      196     $8,346,557      $623,745      7.47         581                      
  $ 45001 -  50000      193     $9,169,280      $678,087      7.40         642                      
  $ 50001 -  75000      909    $56,558,872    $4,574,360      8.09       3,438                      
  $ 75001 - 100000      667    $57,537,700    $5,644,197      9.81       2,830                      
  $100001 - 250000      648    $86,226,008   $12,127,767     14.07       3,026                      
  OVER $250,000          59    $26,842,654    $6,641,373     24.74         300                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,232    $276,366,604   $32,108,859     11.62       13,698                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.3            -0.0           0.0                    0.2                     
  $     1  -  5000     3.9             0.2           0.0                    0.6                     
  $  5001 -  10000     4.4             0.5           0.1                    1.5                     
  $ 10001 -  15000     4.5             0.9           0.3                    2.3                     
  $ 15001 -  20000     5.0             1.4           0.6                    2.7                     
  $ 20001 -  25000     4.9             1.7           0.8                    3.0                     
  $ 25001 -  30000     4.0             1.7           0.9                    2.8                     
  $ 30001 -  35000     5.4             2.7           1.5                    4.3                     
  $ 35001 -  40000     4.3             2.5           1.5                    3.7                     
  $ 40001 -  45000     4.6             3.0           1.9                    4.2                     
  $ 45001 -  50000     4.6             3.3           2.1                    4.7                     
  $ 50001 -  75000    21.5            20.5          14.2                   25.1                     
  $ 75001 - 100000    15.8            20.8          17.6                   20.7                     
  $100001 - 250000    15.3            31.2          37.8                   22.1                     
  OVER $250,000        1.4             9.7          20.7                    2.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-11,272          $265                   2.27                     
  $     1  -  5000                  $2,785           $23                   0.54                     
  $  5001 -  10000                  $7,535          $148                   1.10                     
  $ 10001 -  15000                 $12,561          $451                   1.61                     
  $ 15001 -  20000                 $17,598          $858                   1.73                     
  $ 20001 -  25000                 $22,559        $1,237                   1.99                     
  $ 25001 -  30000                 $27,656        $1,725                   2.23                     
  $ 30001 -  35000                 $32,460        $2,147                   2.55                     
  $ 35001 -  40000                 $37,509        $2,556                   2.73                     
  $ 40001 -  45000                 $42,584        $3,182                   2.96                     
  $ 45001 -  50000                 $47,509        $3,513                   3.33                     
  $ 50001 -  75000                 $62,221        $5,032                   3.78                     
  $ 75001 - 100000                 $86,263        $8,462                   4.24                     
  $100001 - 250000                $133,065       $18,716                   4.67                     
  OVER $250,000                   $454,960      $112,566                   5.08                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $65,304        $7,587                   3.24                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CLEARFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               17      $-397,779          $814     -0.20          36                      
  $     1  -  5000      432     $1,192,185          $673      0.06         575                      
  $  5001 -  10000      594     $4,483,337       $52,451      1.17       1,040                      
  $ 10001 -  15000      657     $8,231,829      $270,782      3.29       1,256                      
  $ 15001 -  20000      660    $11,524,578      $533,130      4.63       1,361                      
  $ 20001 -  25000      703    $15,841,750      $870,572      5.50       1,611                      
  $ 25001 -  30000      658    $18,033,496    $1,071,498      5.94       1,697                      
  $ 30001 -  35000      645    $20,954,077    $1,397,528      6.67       1,758                      
  $ 35001 -  40000      613    $23,009,313    $1,612,406      7.01       1,867                      
  $ 40001 -  45000      531    $22,562,165    $1,749,700      7.76       1,661                      
  $ 45001 -  50000      452    $21,461,245    $1,728,771      8.06       1,471                      
  $ 50001 -  75000    1,368    $82,530,283    $7,345,192      8.90       4,917                      
  $ 75001 - 100000      400    $33,991,064    $3,976,734     11.70       1,490                      
  OVER $100,000         159    $20,976,396    $3,013,644     14.37         650                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,889    $284,393,939   $23,623,895      8.31       21,390                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.2            -0.1           0.0                    0.2                     
  $     1  -  5000     5.5             0.4           0.0                    2.7                     
  $  5001 -  10000     7.5             1.6           0.2                    4.9                     
  $ 10001 -  15000     8.3             2.9           1.1                    5.9                     
  $ 15001 -  20000     8.4             4.1           2.3                    6.4                     
  $ 20001 -  25000     8.9             5.6           3.7                    7.5                     
  $ 25001 -  30000     8.3             6.3           4.5                    7.9                     
  $ 30001 -  35000     8.2             7.4           5.9                    8.2                     
  $ 35001 -  40000     7.8             8.1           6.8                    8.7                     
  $ 40001 -  45000     6.7             7.9           7.4                    7.8                     
  $ 45001 -  50000     5.7             7.5           7.3                    6.9                     
  $ 50001 -  75000    17.3            29.0          31.1                   23.0                     
  $ 75001 - 100000     5.1            12.0          16.8                    7.0                     
  OVER $100,000        2.0             7.4          12.8                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-23,399           $48                   2.12                     
  $     1  -  5000                  $2,760            $2                   1.33                     
  $  5001 -  10000                  $7,548           $88                   1.75                     
  $ 10001 -  15000                 $12,529          $412                   1.91                     
  $ 15001 -  20000                 $17,461          $808                   2.06                     
  $ 20001 -  25000                 $22,534        $1,238                   2.29                     
  $ 25001 -  30000                 $27,407        $1,628                   2.58                     
  $ 30001 -  35000                 $32,487        $2,167                   2.73                     
  $ 35001 -  40000                 $37,536        $2,630                   3.05                     
  $ 40001 -  45000                 $42,490        $3,295                   3.13                     
  $ 45001 -  50000                 $47,481        $3,825                   3.25                     
  $ 50001 -  75000                 $60,329        $5,369                   3.59                     
  $ 75001 - 100000                 $84,978        $9,942                   3.73                     
  OVER $100,000                   $131,927       $18,954                   4.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,049        $2,995                   2.71                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   CLINTON UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000         114       $184,929        $1,186      0.64         100                      
  $  5001 -  10000      106       $795,379       $18,562      2.33         136                      
  $ 10001 -  15000      154     $1,942,414       $64,398      3.32         279                      
  $ 15001 -  20000      134     $2,344,385      $116,302      4.96         248                      
  $ 20001 -  25000      153     $3,447,625      $186,350      5.41         334                      
  $ 25001 -  30000      175     $4,838,858      $259,883      5.37         501                      
  $ 30001 -  35000      242     $7,837,846      $474,402      6.05         700                      
  $ 35001 -  40000      249     $9,328,769      $584,353      6.26         793                      
  $ 40001 -  45000      267    $11,361,310      $745,548      6.56         928                      
  $ 45001 -  50000      268    $12,686,521      $895,565      7.06         970                      
  $ 50001 -  75000      807    $49,239,171    $4,099,594      8.33       3,107                      
  $ 75001 - 100000      318    $26,949,245    $2,854,284     10.59       1,316                      
  OVER $100,000         107    $14,580,174    $2,071,331     14.21         515                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,094    $145,536,626   $12,371,758      8.50        9,927                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.7             0.1           0.0                    1.0                     
  $  5001 -  10000     3.4             0.5           0.2                    1.4                     
  $ 10001 -  15000     5.0             1.3           0.5                    2.8                     
  $ 15001 -  20000     4.3             1.6           0.9                    2.5                     
  $ 20001 -  25000     4.9             2.4           1.5                    3.4                     
  $ 25001 -  30000     5.7             3.3           2.1                    5.0                     
  $ 30001 -  35000     7.8             5.4           3.8                    7.1                     
  $ 35001 -  40000     8.0             6.4           4.7                    8.0                     
  $ 40001 -  45000     8.6             7.8           6.0                    9.3                     
  $ 45001 -  50000     8.7             8.7           7.2                    9.8                     
  $ 50001 -  75000    26.1            33.8          33.1                   31.3                     
  $ 75001 - 100000    10.3            18.5          23.1                   13.3                     
  OVER $100,000        3.5            10.0          16.7                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,622           $10                   0.88                     
  $  5001 -  10000                  $7,504          $175                   1.28                     
  $ 10001 -  15000                 $12,613          $418                   1.81                     
  $ 15001 -  20000                 $17,495          $868                   1.85                     
  $ 20001 -  25000                 $22,533        $1,218                   2.18                     
  $ 25001 -  30000                 $27,651        $1,485                   2.86                     
  $ 30001 -  35000                 $32,388        $1,960                   2.89                     
  $ 35001 -  40000                 $37,465        $2,347                   3.18                     
  $ 40001 -  45000                 $42,552        $2,792                   3.48                     
  $ 45001 -  50000                 $47,338        $3,342                   3.62                     
  $ 50001 -  75000                 $61,015        $5,080                   3.85                     
  $ 75001 - 100000                 $84,746        $8,976                   4.14                     
  OVER $100,000                   $136,263       $19,358                   4.81                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $47,038        $3,999                   3.21                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   COALVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               10      $-995,264            $0      0.00          22                      
  $     1  -  5000       44       $130,738          $638      0.49          26                      
  $  5001 -  10000       56       $421,352        $7,288      1.73          69                      
  $ 10001 -  15000       52       $639,393       $21,042      3.29          83                      
  $ 15001 -  20000       63     $1,097,371       $43,273      3.94         127                      
  $ 20001 -  25000       59     $1,331,041       $67,353      5.06         148                      
  $ 25001 -  30000       59     $1,637,937      $104,858      6.40         149                      
  $ 30001 -  35000       49     $1,591,358       $99,415      6.25         139                      
  $ 35001 -  40000       52     $1,949,006      $135,460      6.95         160                      
  $ 40001 -  45000       49     $2,090,285      $162,902      7.79         153                      
  $ 45001 -  50000       42     $1,981,501      $147,145      7.43         142                      
  $ 50001 -  75000      186    $11,422,682      $948,928      8.31         720                      
  $ 75001 - 100000       64     $5,426,157      $594,519     10.96         251                      
  OVER $100,000          40     $9,315,102    $2,024,233     21.73         153                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                825     $38,038,659    $4,357,054     11.45        2,342                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.2            -2.6           0.0                    0.9                     
  $     1  -  5000     5.3             0.3           0.0                    1.1                     
  $  5001 -  10000     6.8             1.1           0.2                    2.9                     
  $ 10001 -  15000     6.3             1.7           0.5                    3.5                     
  $ 15001 -  20000     7.6             2.9           1.0                    5.4                     
  $ 20001 -  25000     7.2             3.5           1.5                    6.3                     
  $ 25001 -  30000     7.2             4.3           2.4                    6.4                     
  $ 30001 -  35000     5.9             4.2           2.3                    5.9                     
  $ 35001 -  40000     6.3             5.1           3.1                    6.8                     
  $ 40001 -  45000     5.9             5.5           3.7                    6.5                     
  $ 45001 -  50000     5.1             5.2           3.4                    6.1                     
  $ 50001 -  75000    22.5            30.0          21.8                   30.7                     
  $ 75001 - 100000     7.8            14.3          13.6                   10.7                     
  OVER $100,000        4.8            24.5          46.5                    6.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-99,526            $0                   2.20                     
  $     1  -  5000                  $2,971           $15                   0.59                     
  $  5001 -  10000                  $7,524          $130                   1.23                     
  $ 10001 -  15000                 $12,296          $405                   1.60                     
  $ 15001 -  20000                 $17,419          $687                   2.02                     
  $ 20001 -  25000                 $22,560        $1,142                   2.51                     
  $ 25001 -  30000                 $27,762        $1,777                   2.53                     
  $ 30001 -  35000                 $32,477        $2,029                   2.84                     
  $ 35001 -  40000                 $37,481        $2,605                   3.08                     
  $ 40001 -  45000                 $42,659        $3,325                   3.12                     
  $ 45001 -  50000                 $47,179        $3,503                   3.38                     
  $ 50001 -  75000                 $61,412        $5,102                   3.87                     
  $ 75001 - 100000                 $84,784        $9,289                   3.92                     
  OVER $100,000                   $232,878       $50,606                   3.83                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,107        $5,281                   2.84                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DELTA UT                                                         
                        _________________________________________________                           
  UNDER $1               38   $-10,321,930        $9,106     -0.09         113                      
  $     1  -  5000      100       $277,637          $554      0.20         126                      
  $  5001 -  10000      117       $836,111       $10,854      1.30         193                      
  $ 10001 -  15000      131     $1,662,465       $48,248      2.90         291                      
  $ 15001 -  20000      113     $1,968,477       $54,081      2.75         309                      
  $ 20001 -  25000       84     $1,881,671       $78,077      4.15         246                      
  $ 25001 -  30000      103     $2,825,694      $141,076      4.99         332                      
  $ 30001 -  35000       74     $2,413,415      $121,036      5.02         264                      
  $ 35001 -  40000       81     $3,024,151      $180,865      5.98         312                      
  $ 40001 -  45000       77     $3,265,290      $223,666      6.85         287                      
  $ 45001 -  50000       68     $3,240,346      $254,892      7.87         248                      
  $ 50001 -  75000      305    $18,900,826    $1,492,330      7.90       1,383                      
  $ 75001 - 100000      101     $8,441,417      $862,880     10.22         462                      
  OVER $100,000          42     $6,152,530      $945,637     15.37         183                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,434     $44,568,100    $4,423,302      9.92        4,749                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.6           -23.2           0.2                    2.4                     
  $     1  -  5000     7.0             0.6           0.0                    2.7                     
  $  5001 -  10000     8.2             1.9           0.2                    4.1                     
  $ 10001 -  15000     9.1             3.7           1.1                    6.1                     
  $ 15001 -  20000     7.9             4.4           1.2                    6.5                     
  $ 20001 -  25000     5.9             4.2           1.8                    5.2                     
  $ 25001 -  30000     7.2             6.3           3.2                    7.0                     
  $ 30001 -  35000     5.2             5.4           2.7                    5.6                     
  $ 35001 -  40000     5.6             6.8           4.1                    6.6                     
  $ 40001 -  45000     5.4             7.3           5.1                    6.0                     
  $ 45001 -  50000     4.7             7.3           5.8                    5.2                     
  $ 50001 -  75000    21.3            42.4          33.7                   29.1                     
  $ 75001 - 100000     7.0            18.9          19.5                    9.7                     
  OVER $100,000        2.9            13.8          21.4                    3.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-271630          $240                   2.97                     
  $     1  -  5000                  $2,776            $6                   1.26                     
  $  5001 -  10000                  $7,146           $93                   1.65                     
  $ 10001 -  15000                 $12,691          $368                   2.22                     
  $ 15001 -  20000                 $17,420          $479                   2.73                     
  $ 20001 -  25000                 $22,401          $929                   2.93                     
  $ 25001 -  30000                 $27,434        $1,370                   3.22                     
  $ 30001 -  35000                 $32,614        $1,636                   3.57                     
  $ 35001 -  40000                 $37,335        $2,233                   3.85                     
  $ 40001 -  45000                 $42,406        $2,905                   3.73                     
  $ 45001 -  50000                 $47,652        $3,748                   3.65                     
  $ 50001 -  75000                 $61,970        $4,893                   4.53                     
  $ 75001 - 100000                 $83,578        $8,543                   4.57                     
  OVER $100,000                   $146,489       $22,515                   4.36                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $31,080        $3,085                   3.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   DRAPER UT                                                        
                        _________________________________________________                           
  UNDER $1               36    $-1,054,686        $1,715     -0.16          86                      
  $     1  -  5000      264       $720,026        $2,599      0.36         187                      
  $  5001 -  10000      267     $2,009,771       $40,895      2.03         326                      
  $ 10001 -  15000      226     $2,841,361      $105,068      3.70         362                      
  $ 15001 -  20000      262     $4,554,105      $227,463      4.99         473                      
  $ 20001 -  25000      238     $5,365,883      $280,632      5.23         522                      
  $ 25001 -  30000      237     $6,513,483      $437,247      6.71         507                      
  $ 30001 -  35000      239     $7,801,756      $554,409      7.11         573                      
  $ 35001 -  40000      243     $9,091,664      $637,011      7.01         662                      
  $ 40001 -  45000      263    $11,180,797      $831,711      7.44         732                      
  $ 45001 -  50000      265    $12,563,683      $883,841      7.03         866                      
  $ 50001 -  75000    1,221    $76,057,502    $6,385,445      8.40       4,118                      
  $ 75001 - 100000      860    $74,093,919    $7,612,707     10.27       3,293                      
  $100001 - 250000      895   $122,573,855   $18,471,370     15.07       3,528                      
  OVER $250,000         121    $69,554,134   $17,165,982     24.68         503                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              5,637    $403,867,253   $53,638,095     13.28       16,738                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.5                     
  $     1  -  5000     4.7             0.2           0.0                    1.1                     
  $  5001 -  10000     4.7             0.5           0.1                    1.9                     
  $ 10001 -  15000     4.0             0.7           0.2                    2.2                     
  $ 15001 -  20000     4.6             1.1           0.4                    2.8                     
  $ 20001 -  25000     4.2             1.3           0.5                    3.1                     
  $ 25001 -  30000     4.2             1.6           0.8                    3.0                     
  $ 30001 -  35000     4.2             1.9           1.0                    3.4                     
  $ 35001 -  40000     4.3             2.3           1.2                    4.0                     
  $ 40001 -  45000     4.7             2.8           1.6                    4.4                     
  $ 45001 -  50000     4.7             3.1           1.6                    5.2                     
  $ 50001 -  75000    21.7            18.8          11.9                   24.6                     
  $ 75001 - 100000    15.3            18.3          14.2                   19.7                     
  $100001 - 250000    15.9            30.4          34.4                   21.1                     
  OVER $250,000        2.1            17.2          32.0                    3.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-29,297           $48                   2.39                     
  $     1  -  5000                  $2,727           $10                   0.71                     
  $  5001 -  10000                  $7,527          $153                   1.22                     
  $ 10001 -  15000                 $12,572          $465                   1.60                     
  $ 15001 -  20000                 $17,382          $868                   1.81                     
  $ 20001 -  25000                 $22,546        $1,179                   2.19                     
  $ 25001 -  30000                 $27,483        $1,845                   2.14                     
  $ 30001 -  35000                 $32,643        $2,320                   2.40                     
  $ 35001 -  40000                 $37,414        $2,621                   2.72                     
  $ 40001 -  45000                 $42,513        $3,162                   2.78                     
  $ 45001 -  50000                 $47,410        $3,335                   3.27                     
  $ 50001 -  75000                 $62,291        $5,230                   3.37                     
  $ 75001 - 100000                 $86,156        $8,852                   3.83                     
  $100001 - 250000                $136,954       $20,638                   3.94                     
  OVER $250,000                   $574,828      $141,868                   4.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $71,646        $9,515                   2.97                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   EDEN UT                                                          
                        _________________________________________________                           
  UNDER $ 5,000          43       $-63,468        $1,123     -1.77          25                      
  $  5001 -  10000       37       $259,499        $6,192      2.39          38                      
  $ 10001 -  15000       34       $415,195       $13,298      3.20          63                      
  $ 15001 -  20000       30       $524,860       $28,025      5.34          52                      
  $ 20001 -  25000       43       $950,540       $53,803      5.66          94                      
  $ 25001 -  30000       39     $1,076,547       $72,664      6.75          81                      
  $ 30001 -  35000       39     $1,278,135       $71,331      5.58         115                      
  $ 35001 -  40000       40     $1,500,107      $112,118      7.47         113                      
  $ 40001 -  45000       31     $1,324,666       $83,742      6.32         109                      
  $ 45001 -  50000       38     $1,803,932      $134,252      7.44         129                      
  $ 50001 -  75000      167    $10,421,548      $950,527      9.12         553                      
  $ 75001 - 100000      105     $9,104,532    $1,011,512     11.11         375                      
  OVER $100,000         119    $17,965,467    $3,308,321     18.41         398                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                765     $46,561,560    $5,846,908     12.56        2,145                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        5.6            -0.1           0.0                    1.2                     
  $  5001 -  10000     4.8             0.6           0.1                    1.8                     
  $ 10001 -  15000     4.4             0.9           0.2                    2.9                     
  $ 15001 -  20000     3.9             1.1           0.5                    2.4                     
  $ 20001 -  25000     5.6             2.0           0.9                    4.4                     
  $ 25001 -  30000     5.1             2.3           1.2                    3.8                     
  $ 30001 -  35000     5.1             2.7           1.2                    5.4                     
  $ 35001 -  40000     5.2             3.2           1.9                    5.3                     
  $ 40001 -  45000     4.1             2.8           1.4                    5.1                     
  $ 45001 -  50000     5.0             3.9           2.3                    6.0                     
  $ 50001 -  75000    21.8            22.4          16.3                   25.8                     
  $ 75001 - 100000    13.7            19.6          17.3                   17.5                     
  OVER $100,000       15.6            38.6          56.6                   18.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                    $-1,476           $26                   0.58                     
  $  5001 -  10000                  $7,013          $167                   1.03                     
  $ 10001 -  15000                 $12,212          $391                   1.85                     
  $ 15001 -  20000                 $17,495          $934                   1.73                     
  $ 20001 -  25000                 $22,106        $1,251                   2.19                     
  $ 25001 -  30000                 $27,604        $1,863                   2.08                     
  $ 30001 -  35000                 $32,773        $1,829                   2.95                     
  $ 35001 -  40000                 $37,503        $2,803                   2.83                     
  $ 40001 -  45000                 $42,731        $2,701                   3.52                     
  $ 45001 -  50000                 $47,472        $3,533                   3.39                     
  $ 50001 -  75000                 $62,404        $5,692                   3.31                     
  $ 75001 - 100000                 $86,710        $9,633                   3.57                     
  OVER $100,000                   $150,970       $27,801                   3.34                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $60,865        $7,643                   2.80                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   EPHRAIM UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000          77        $43,488        $1,326      3.05          70                      
  $  5001 -  10000      106       $770,391        $8,746      1.14         180                      
  $ 10001 -  15000       75       $907,408       $18,356      2.02         188                      
  $ 15001 -  20000       86     $1,516,017       $47,725      3.15         223                      
  $ 20001 -  25000       79     $1,754,745       $70,736      4.03         238                      
  $ 25001 -  30000       58     $1,584,911       $71,933      4.54         199                      
  $ 30001 -  35000       52     $1,704,049       $98,603      5.79         172                      
  $ 35001 -  40000       43     $1,619,246      $105,362      6.51         149                      
  $ 40001 -  45000       35     $1,484,150       $84,931      5.72         144                      
  $ 45001 -  50000       42     $2,020,148      $111,192      5.50         195                      
  $ 50001 -  75000      136     $8,335,822      $633,112      7.60         640                      
  $ 75001 - 100000       43     $3,698,638      $374,365     10.12         196                      
  OVER $100,000          38     $6,484,851    $1,240,307     19.13         171                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                870     $31,923,864    $2,866,694      8.98        2,765                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        8.9             0.1           0.0                    2.5                     
  $  5001 -  10000    12.2             2.4           0.3                    6.5                     
  $ 10001 -  15000     8.6             2.8           0.6                    6.8                     
  $ 15001 -  20000     9.9             4.7           1.7                    8.1                     
  $ 20001 -  25000     9.1             5.5           2.5                    8.6                     
  $ 25001 -  30000     6.7             5.0           2.5                    7.2                     
  $ 30001 -  35000     6.0             5.3           3.4                    6.2                     
  $ 35001 -  40000     4.9             5.1           3.7                    5.4                     
  $ 40001 -  45000     4.0             4.6           3.0                    5.2                     
  $ 45001 -  50000     4.8             6.3           3.9                    7.1                     
  $ 50001 -  75000    15.6            26.1          22.1                   23.1                     
  $ 75001 - 100000     4.9            11.6          13.1                    7.1                     
  OVER $100,000        4.4            20.3          43.3                    6.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                       $565           $17                   0.91                     
  $  5001 -  10000                  $7,268           $83                   1.70                     
  $ 10001 -  15000                 $12,099          $245                   2.51                     
  $ 15001 -  20000                 $17,628          $555                   2.59                     
  $ 20001 -  25000                 $22,212          $895                   3.01                     
  $ 25001 -  30000                 $27,326        $1,240                   3.43                     
  $ 30001 -  35000                 $32,770        $1,896                   3.31                     
  $ 35001 -  40000                 $37,657        $2,450                   3.47                     
  $ 40001 -  45000                 $42,404        $2,427                   4.11                     
  $ 45001 -  50000                 $48,099        $2,647                   4.64                     
  $ 50001 -  75000                 $61,293        $4,655                   4.71                     
  $ 75001 - 100000                 $86,015        $8,706                   4.56                     
  OVER $100,000                   $170,654       $32,640                   4.50                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $36,694        $3,295                   3.18                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   FARMINGTON UT                                                    
                        _________________________________________________                           
  UNDER $1               13      $-367,799        $1,258     -0.34          40                      
  $     1  -  5000      128       $363,802        $2,228      0.61          67                      
  $  5001 -  10000      133       $985,280       $22,722      2.31         178                      
  $ 10001 -  15000      133     $1,670,882       $51,305      3.07         234                      
  $ 15001 -  20000      140     $2,464,638      $104,615      4.24         271                      
  $ 20001 -  25000      161     $3,619,376      $217,124      6.00         333                      
  $ 25001 -  30000      151     $4,138,674      $258,024      6.23         343                      
  $ 30001 -  35000      142     $4,618,530      $276,328      5.98         398                      
  $ 35001 -  40000      123     $4,607,816      $280,347      6.08         389                      
  $ 40001 -  45000      128     $5,429,518      $352,005      6.48         439                      
  $ 45001 -  50000      128     $6,073,490      $402,834      6.63         448                      
  $ 50001 -  75000      734    $45,858,724    $3,601,166      7.85       2,924                      
  $ 75001 - 100000      440    $38,289,056    $3,779,829      9.87       1,866                      
  $100001 - 250000      479    $66,883,330    $9,750,216     14.58       2,165                      
  OVER $250,000          95    $49,129,109   $11,480,709     23.37         479                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              3,128    $233,764,426   $30,580,710     13.08       10,574                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.2           0.0                    0.4                     
  $     1  -  5000     4.1             0.2           0.0                    0.6                     
  $  5001 -  10000     4.3             0.4           0.1                    1.7                     
  $ 10001 -  15000     4.3             0.7           0.2                    2.2                     
  $ 15001 -  20000     4.5             1.1           0.3                    2.6                     
  $ 20001 -  25000     5.1             1.5           0.7                    3.1                     
  $ 25001 -  30000     4.8             1.8           0.8                    3.2                     
  $ 30001 -  35000     4.5             2.0           0.9                    3.8                     
  $ 35001 -  40000     3.9             2.0           0.9                    3.7                     
  $ 40001 -  45000     4.1             2.3           1.2                    4.2                     
  $ 45001 -  50000     4.1             2.6           1.3                    4.2                     
  $ 50001 -  75000    23.5            19.6          11.8                   27.7                     
  $ 75001 - 100000    14.1            16.4          12.4                   17.6                     
  $100001 - 250000    15.3            28.6          31.9                   20.5                     
  OVER $250,000        3.0            21.0          37.5                    4.5                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-28,292           $97                   3.08                     
  $     1  -  5000                  $2,842           $17                   0.52                     
  $  5001 -  10000                  $7,408          $171                   1.34                     
  $ 10001 -  15000                 $12,563          $386                   1.76                     
  $ 15001 -  20000                 $17,605          $747                   1.94                     
  $ 20001 -  25000                 $22,481        $1,349                   2.07                     
  $ 25001 -  30000                 $27,408        $1,709                   2.27                     
  $ 30001 -  35000                 $32,525        $1,946                   2.80                     
  $ 35001 -  40000                 $37,462        $2,279                   3.16                     
  $ 40001 -  45000                 $42,418        $2,750                   3.43                     
  $ 45001 -  50000                 $47,449        $3,147                   3.50                     
  $ 50001 -  75000                 $62,478        $4,906                   3.98                     
  $ 75001 - 100000                 $87,021        $8,591                   4.24                     
  $100001 - 250000                $139,631       $20,355                   4.52                     
  OVER $250,000                   $517,149      $120,850                   5.04                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $74,733        $9,776                   3.38                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 1998 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
 GO TO TOC                                                                       
                                   FILLMORE UT                                                      
                        _________________________________________________                           
  UNDER $1               17      $-368,393        $5,506     -1.49          47                      
  $     1  -  5000       65       $169,718          $180      0.11          85                      
  $  5001 -  10000       86       $638,503        $8,731      1.37         158                      
  $ 10001 -  15000       73       $936,250       $23,995      2.56         155                      
  $ 15001 -  20000       63     $1,095,137       $37,714      3.44         162                      
  $ 20001 -  25000       69     $1,542,463       $61,270      3.97         218                      
  $ 25001 -  30000       58     $1,585,714       $78,244      4.93         181                      
  $ 30001 -  35000       50     $1,629,660       $80,416      4.93         183                      
  $ 35001 -  40000       54     $2,031,628      $113,713      5.60         208                      
  $ 40001 -  45000       48     $2,052,631      $134,429      6.55         194                      
  $ 45001 -  50000       32     $1,510,684      $106,673      7.06         125                      
  $ 50001 -  75000      118     $7,086,398      $587,592      8.29         470                      
  $ 75001 - 100000       37     $3,112,179      $348,918     11.21         149                      
  OVER $100,000          16     $2,289,919      $365,630     15.97          55                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                786     $25,312,491    $1,953,011      7.72        2,390                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.2            -1.5           0.3                    2.0                     
  $     1  -  5000     8.3             0.7           0.0                    3.6                     
  $  5001 -  10000    10.9             2.5           0.4                    6.6                     
  $ 10001 -  15000     9.3             3.7           1.2                    6.5                     
  $ 15001 -  20000     8.0             4.3           1.9                    6.8                     
  $ 20001 -  25000     8.8             6.1           3.1                    9.1                     
  $ 25001 -  30000     7.4             6.3           4.0                    7.6                     
  $ 30001 -  35000     6.4             6.4           4.1                    7.7                     
  $ 35001 -  40000     6.9             8.0           5.8                    8.7                     
  $ 40001 -  45000     6.1             8.1           6.9                    8.1                     
  $ 45001 -  50000     4.1             6.0           5.5                    5.2                     
  $ 50001 -  75000    15.0            28.0          30.1                   19.7                     
  $ 75001 - 100000     4.7            12.3          17.9                    6.2                     
  OVER $100,000        2.0             9.0          18.7                    2.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-21,670          $324                   2.76                     
  $     1  -  5000                  $2,611            $3