TABLE OF CONTENTS (TOC)
CITY

ALPINE UT 
AMERICAN FORK UT 
BEAVER UT 
BENNION UT 
BLANDING UT 
BLUFFDALE UT 
BOUNTIFUL UT 
BRIGHAM CITY UT 
CEDAR CITY UT 
CENTERVILLE UT 
CLEARFIELD UT 
CLINTON UT 
COALVILLE UT 
DELTA UT 
DRAPER UT 
DUCHESNE UT 
EDEN UT 
EPHRAIM UT 
FARMINGTON UT 
FILLMORE UT 
FRUIT HEIGHTS UT 
GARLAND UT 
GRANTSVILLE 
HEBER CITY UT 
HELPER UT 
HIGHLAND UT 
HILL AFB UT 
HOLLADAY UT 
HOOPER UT 
HUNTINGTON UT 
HUNTSVILLE UT 
HURRICANE UT 
HYDE PARK UT 
HYRUM UT 
IVINS UT 
KAMAS UT 
KANAB UT 
KAYSVILLE UT 
KEARNS UT 
LAVERKIN UT 
LAYTON UT 
LEHI UT 
LINDON UT 
LOGAN UT 
MAGNA UT 
MANTI UT 
MAPLETON UT 
MIDVALE UT 
MIDWAY UT 
MOAB UT 
MONROE UT 
MONTICELLO UT 
MORGAN UT 
MOUNT PLEASANT UT 
MURRAY UT 
NEPHI UT 
NORTH LOGAN UT 
NORTH OGDEN UT 
NORTH SALT LAKE UT 
OGDEN UT 
OREM UT 
OTHER TOWNS 
PANGIUTCH UT 
PARK CITY UT 
PAROWAN UT 
PAYSON UT 
PLEASANT GROVE UT 
PLEASANT VIEW UT 
PRICE UT 
PROVIDENCE UT 
PROVO UT 
RICHFIELD UT 
RICHMOND UT 
RIVERDALE UT 
RIVERTON UT 
ROOSEVELT UT 
ROY UT 
SALEM UT 
SALINA UT 
SALT LAKE CITY UT 
SANDY UT 
SANTA CLARA UT 
SANTAQUIN UT 
SMITHFIELD UT 
SOUTH JORDAN UT 
SOUTH OGDEN UT 
SOUTH SALT LAKE UT 
SOUTH WEBER UT 
SPANISH FORK UT 
SPRINGVILLE UT 
ST GEORGE UT 
STANSBURY PARK UT 
SUNSET UT 
SYRACUSE UT 
TAYLORSVILLE UT 
TOOELE UT 
TREMONTON UT 
VERNAL UT 
WASHINGTON UT 
WELLSVILLE UT 
WENDOVER UT 
WEST BOUNTIFUL UT 
WEST JORDAN UT 
WEST POINT UT 
WEST VALLEY UT 
WILLARD UT 
WOODS CROSS UT 


****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      ALPINE UT
                        _________________________________________________
  UNDER $1              10       $-732,717       $11,939     -1.63           48
  $     1  -  5000      75        $189,039        $2,287      1.21           57
  $  5001 -  10000      61        $472,840       $14,861      3.14           66
  $ 10001 -  15000      70        $871,229       $27,162      3.12          137
  $ 15001 -  20000      66      $1,135,848       $59,532      5.24          129
  $ 20001 -  25000      55      $1,238,848       $64,829      5.23          160
  $ 25001 -  30000      52      $1,449,926       $87,293      6.02          174
  $ 30001 -  35000      49      $1,587,433      $104,044      6.55          167
  $ 35001 -  40000      51      $1,912,573      $137,344      7.18          179
  $ 40001 -  45000      68      $2,919,240      $226,680      7.77          263
  $ 45001 -  50000      58      $2,760,513      $197,622      7.16          271
  $ 50001 -  75000     237     $14,641,307    $1,210,522      8.27         1071
  $ 75001 - 100000     149     $12,879,610    $1,324,166     10.28          730
  $100001 - 250000     184     $24,984,718    $3,535,136     14.15          942
  OVER $250,000         45     $26,315,399    $7,369,415     28.00          224

                    ______________________________________________________________
  TOTAL               1230     $92,625,806   $14,372,832     15.52         4618
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.8            -0.8           0.1                    1.0
  $     1  -  5000     6.1             0.2           0.0                    1.2
  $  5001 -  10000     5.0             0.5           0.1                    1.4
  $ 10001 -  15000     5.7             0.9           0.2                    3.0
  $ 15001 -  20000     5.4             1.2           0.4                    2.8
  $ 20001 -  25000     4.5             1.3           0.5                    3.5
  $ 25001 -  30000     4.2             1.6           0.6                    3.8
  $ 30001 -  35000     4.0             1.7           0.7                    3.6
  $ 35001 -  40000     4.1             2.1           1.0                    3.9
  $ 40001 -  45000     5.5             3.2           1.6                    5.7
  $ 45001 -  50000     4.7             3.0           1.4                    5.9
  $ 50001 -  75000    19.3            15.8           8.4                   23.2
  $ 75001 - 100000    12.1            13.9           9.2                   15.8
  $100001 - 250000    15.0            27.0          24.6                   20.4
  OVER $250,000        3.7            28.4          51.3                    4.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-73,272        $1,194                   4.80
  $     1  -  5000                  $2,521           $30                   0.76
  $  5001 -  10000                  $7,751          $244                   1.08
  $ 10001 -  15000                 $12,446          $388                   1.96
  $ 15001 -  20000                 $17,210          $902                   1.95
  $ 20001 -  25000                 $22,525        $1,179                   2.91
  $ 25001 -  30000                 $27,883        $1,679                   3.35
  $ 30001 -  35000                 $32,397        $2,123                   3.41
  $ 35001 -  40000                 $37,501        $2,693                   3.51
  $ 40001 -  45000                 $42,930        $3,334                   3.87
  $ 45001 -  50000                 $47,595        $3,407                   4.67
  $ 50001 -  75000                 $61,778        $5,108                   4.52
  $ 75001 - 100000                 $86,440        $8,887                   4.90
  $100001 - 250000                $135,787       $19,213                   5.12
  OVER $250,000                   $584,787      $163,765                   4.98

                    ______________________________________________________________
  TOTAL                            $75,306       $11,685                   3.75
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      AMERICAN FORK UT
                        _________________________________________________
  UNDER $1              18       $-327,781        $5,506     -1.68           45
  $     1  -  5000     228        $653,260        $3,203      0.49          244
  $  5001 -  10000     332      $2,545,438       $42,355      1.66          544
  $ 10001 -  15000     457      $5,723,938      $182,809      3.19          924
  $ 15001 -  20000     451      $7,885,001      $383,879      4.87         1063
  $ 20001 -  25000     408      $9,161,362      $560,966      6.12         1065
  $ 25001 -  30000     407     $11,156,360      $726,949      6.52         1248
  $ 30001 -  35000     399     $12,949,738      $905,612      6.99         1356
  $ 35001 -  40000     402     $15,022,874    $1,127,263      7.50         1427
  $ 40001 -  45000     382     $16,275,798    $1,269,368      7.80         1488
  $ 45001 -  50000     356     $16,918,740    $1,332,219      7.87         1473
  $ 50001 -  75000    1185     $71,790,572    $6,400,959      8.92         5204
  $ 75001 - 100000     425     $36,182,214    $4,034,028     11.15         1943
  $100001 - 250000     257     $35,126,755    $5,375,070     15.30         1314
  OVER $250,000         34     $15,294,515    $4,156,757     27.18          170

                    ______________________________________________________________
  TOTAL               5741    $256,358,784   $26,506,943     10.34        19508
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.3            -0.1           0.0                    0.2
  $     1  -  5000     4.0             0.3           0.0                    1.3
  $  5001 -  10000     5.8             1.0           0.2                    2.8
  $ 10001 -  15000     8.0             2.2           0.7                    4.7
  $ 15001 -  20000     7.9             3.1           1.4                    5.4
  $ 20001 -  25000     7.1             3.6           2.1                    5.5
  $ 25001 -  30000     7.1             4.4           2.7                    6.4
  $ 30001 -  35000     7.0             5.1           3.4                    7.0
  $ 35001 -  40000     7.0             5.9           4.3                    7.3
  $ 40001 -  45000     6.7             6.3           4.8                    7.6
  $ 45001 -  50000     6.2             6.6           5.0                    7.6
  $ 50001 -  75000    20.6            28.0          24.1                   26.7
  $ 75001 - 100000     7.4            14.1          15.2                   10.0
  $100001 - 250000     4.5            13.7          20.3                    6.7
  OVER $250,000        0.6             6.0          15.7                    0.9

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-18,210          $306                   2.50
  $     1  -  5000                  $2,865           $14                   1.07
  $  5001 -  10000                  $7,667          $128                   1.64
  $ 10001 -  15000                 $12,525          $400                   2.02
  $ 15001 -  20000                 $17,483          $851                   2.36
  $ 20001 -  25000                 $22,454        $1,375                   2.61
  $ 25001 -  30000                 $27,411        $1,786                   3.07
  $ 30001 -  35000                 $32,455        $2,270                   3.40
  $ 35001 -  40000                 $37,370        $2,804                   3.55
  $ 40001 -  45000                 $42,607        $3,323                   3.90
  $ 45001 -  50000                 $47,525        $3,742                   4.14
  $ 50001 -  75000                 $60,583        $5,402                   4.39
  $ 75001 - 100000                 $85,135        $9,492                   4.57
  $100001 - 250000                $136,680       $20,915                   5.11
  OVER $250,000                   $449,839      $122,258                   5.00

                    ______________________________________________________________
  TOTAL                            $44,654        $4,617                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BEAVER UT
                        _________________________________________________
  UNDER $1              25       $-961,880        $1,630     -0.17           86
  $     1  -  5000     102        $302,060          $492      0.16          112
  $  5001 -  10000     125        $958,981       $11,300      1.18          201
  $ 10001 -  15000     118      $1,487,123       $34,391      2.31          274
  $ 15001 -  20000     112      $1,964,372       $77,446      3.94          304
  $ 20001 -  25000      90      $1,994,777       $95,848      4.80          280
  $ 25001 -  30000      59      $1,625,337       $95,864      5.90          204
  $ 30001 -  35000      56      $1,817,830      $128,138      7.05          200
  $ 35001 -  40000      56      $2,087,599      $145,678      6.98          200
  $ 40001 -  45000      39      $1,655,591      $133,272      8.05          147
  $ 45001 -  50000      39      $1,862,452      $159,479      8.56          154
  $ 50001 -  75000     116      $7,001,086      $720,021     10.28          460
  OVER $ 75,000         32      $3,494,930      $540,411     15.46          137

                    ______________________________________________________________
  TOTAL                969     $25,290,258    $2,143,970      8.48         2759
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             2.6            -3.8           0.1                    3.1
  $     1  -  5000    10.5             1.2           0.0                    4.1
  $  5001 -  10000    12.9             3.8           0.5                    7.3
  $ 10001 -  15000    12.2             5.9           1.6                    9.9
  $ 15001 -  20000    11.6             7.8           3.6                   11.0
  $ 20001 -  25000     9.3             7.9           4.5                   10.1
  $ 25001 -  30000     6.1             6.4           4.5                    7.4
  $ 30001 -  35000     5.8             7.2           6.0                    7.2
  $ 35001 -  40000     5.8             8.3           6.8                    7.2
  $ 40001 -  45000     4.0             6.5           6.2                    5.3
  $ 45001 -  50000     4.0             7.4           7.4                    5.6
  $ 50001 -  75000    12.0            27.7          33.6                   16.7
  OVER $ 75,000        3.3            13.8          25.2                    5.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-38,475           $65                   3.44
  $     1  -  5000                  $2,961            $5                   1.10
  $  5001 -  10000                  $7,672           $90                   1.61
  $ 10001 -  15000                 $12,603          $291                   2.32
  $ 15001 -  20000                 $17,539          $691                   2.71
  $ 20001 -  25000                 $22,164        $1,065                   3.11
  $ 25001 -  30000                 $27,548        $1,625                   3.46
  $ 30001 -  35000                 $32,461        $2,288                   3.57
  $ 35001 -  40000                 $37,279        $2,601                   3.57
  $ 40001 -  45000                 $42,451        $3,417                   3.77
  $ 45001 -  50000                 $47,755        $4,089                   3.95
  $ 50001 -  75000                 $60,354        $6,207                   3.97
  OVER $ 75,000                   $109,217       $16,888                   4.28

                    ______________________________________________________________
  TOTAL                            $26,099        $2,213                   2.85
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BENNION UT
                        _________________________________________________
  UNDER $ 5,000         45        $108,545          $658      0.61           45
  $  5001 -  10000      35        $261,149        $4,681      1.79           74
  $ 10001 -  15000      52        $655,712       $26,268      4.01          101
  $ 15001 -  20000      66      $1,145,300       $57,120      4.99          153
  $ 20001 -  25000      69      $1,536,124       $79,604      5.18          212
  $ 25001 -  30000      68      $1,883,459      $128,533      6.82          181
  $ 30001 -  35000      75      $2,457,205      $166,225      6.76          253
  $ 35001 -  40000      74      $2,791,452      $215,656      7.73          251
  $ 40001 -  45000     110      $4,687,616      $355,432      7.58          428
  $ 45001 -  50000      93      $4,415,926      $377,287      8.54          369
  $ 50001 -  75000     307     $18,583,975    $1,752,142      9.43         1229
  $ 75001 - 100000     110      $9,195,295    $1,030,040     11.20          486
  OVER $100,000         54      $7,193,106    $1,101,626     15.32          273

                    ______________________________________________________________
  TOTAL               1158     $54,914,864    $5,295,272      9.64         4055
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.9             0.2           0.0                    1.1
  $  5001 -  10000     3.0             0.5           0.1                    1.8
  $ 10001 -  15000     4.5             1.2           0.5                    2.5
  $ 15001 -  20000     5.7             2.1           1.1                    3.8
  $ 20001 -  25000     6.0             2.8           1.5                    5.2
  $ 25001 -  30000     5.9             3.4           2.4                    4.5
  $ 30001 -  35000     6.5             4.5           3.1                    6.2
  $ 35001 -  40000     6.4             5.1           4.1                    6.2
  $ 40001 -  45000     9.5             8.5           6.7                   10.6
  $ 45001 -  50000     8.0             8.0           7.1                    9.1
  $ 50001 -  75000    26.5            33.8          33.1                   30.3
  $ 75001 - 100000     9.5            16.7          19.5                   12.0
  OVER $100,000        4.7            13.1          20.8                    6.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $2,412           $15                   1.00
  $  5001 -  10000                  $7,461          $134                   2.11
  $ 10001 -  15000                 $12,610          $505                   1.94
  $ 15001 -  20000                 $17,353          $865                   2.32
  $ 20001 -  25000                 $22,263        $1,154                   3.07
  $ 25001 -  30000                 $27,698        $1,890                   2.66
  $ 30001 -  35000                 $32,763        $2,216                   3.37
  $ 35001 -  40000                 $37,722        $2,914                   3.39
  $ 40001 -  45000                 $42,615        $3,231                   3.89
  $ 45001 -  50000                 $47,483        $4,057                   3.97
  $ 50001 -  75000                 $60,534        $5,707                   4.00
  $ 75001 - 100000                 $83,594        $9,364                   4.42
  OVER $100,000                   $133,206       $20,400                   5.06

                    ______________________________________________________________
  TOTAL                            $47,422        $4,573                   3.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLANDING UT
                        _________________________________________________
  UNDER $1              11       $-522,590        $1,887     -0.36           30
  $     1  -  5000     123        $313,477        $1,158      0.37          183
  $  5001 -  10000     100        $747,378        $7,470      1.00          207
  $ 10001 -  15000     101      $1,245,469       $26,891      2.16          282
  $ 15001 -  20000      84      $1,473,980       $41,831      2.84          277
  $ 20001 -  25000      75      $1,687,029       $70,380      4.17          288
  $ 25001 -  30000      69      $1,895,636       $98,483      5.20          262
  $ 30001 -  35000      64      $2,091,936      $137,688      6.58          250
  $ 35001 -  40000      51      $1,899,635      $140,050      7.37          193
  $ 40001 -  45000      60      $2,551,408      $193,696      7.59          270
  $ 45001 -  50000      38      $1,801,986      $140,357      7.79          164
  $ 50001 -  75000     131      $7,918,218      $746,236      9.42          578
  $ 75001 - 100000      40      $3,416,463      $430,183     12.59          190
  OVER $100,000         23      $4,142,860      $891,079     21.51          122

                    ______________________________________________________________
  TOTAL                970     $30,662,885    $2,927,389      9.55         3296
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -1.7           0.1                    0.9
  $     1  -  5000    12.7             1.0           0.0                    5.6
  $  5001 -  10000    10.3             2.4           0.3                    6.3
  $ 10001 -  15000    10.4             4.1           0.9                    8.6
  $ 15001 -  20000     8.7             4.8           1.4                    8.4
  $ 20001 -  25000     7.7             5.5           2.4                    8.7
  $ 25001 -  30000     7.1             6.2           3.4                    7.9
  $ 30001 -  35000     6.6             6.8           4.7                    7.6
  $ 35001 -  40000     5.3             6.2           4.8                    5.9
  $ 40001 -  45000     6.2             8.3           6.6                    8.2
  $ 45001 -  50000     3.9             5.9           4.8                    5.0
  $ 50001 -  75000    13.5            25.8          25.5                   17.5
  $ 75001 - 100000     4.1            11.1          14.7                    5.8
  OVER $100,000        2.4            13.5          30.4                    3.7

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-47,508          $172                   2.73
  $     1  -  5000                  $2,549            $9                   1.49
  $  5001 -  10000                  $7,474           $75                   2.07
  $ 10001 -  15000                 $12,331          $266                   2.79
  $ 15001 -  20000                 $17,547          $498                   3.30
  $ 20001 -  25000                 $22,494          $938                   3.84
  $ 25001 -  30000                 $27,473        $1,427                   3.80
  $ 30001 -  35000                 $32,687        $2,151                   3.91
  $ 35001 -  40000                 $37,248        $2,746                   3.78
  $ 40001 -  45000                 $42,523        $3,228                   4.50
  $ 45001 -  50000                 $47,421        $3,694                   4.32
  $ 50001 -  75000                 $60,444        $5,696                   4.41
  $ 75001 - 100000                 $85,412       $10,755                   4.75
  OVER $100,000                   $180,124       $38,743                   5.30

                    ______________________________________________________________
  TOTAL                            $31,611        $3,018                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BLUFFDALE UT
                        _________________________________________________
  UNDER $ 5,000         39         $37,629        $4,628     12.30           29
  $  5001 -  10000      41        $297,804        $5,134      1.72           82
  $ 10001 -  15000      46        $582,309       $20,350      3.49           86
  $ 15001 -  20000      40        $709,976       $31,440      4.43           95
  $ 20001 -  25000      38        $863,356       $40,277      4.67          107
  $ 25001 -  30000      36        $991,890       $62,613      6.31          120
  $ 30001 -  35000      40      $1,311,039       $89,263      6.81          144
  $ 35001 -  40000      43      $1,598,697      $108,051      6.76          172
  $ 40001 -  45000      52      $2,207,131      $158,988      7.20          222
  $ 45001 -  50000      67      $3,187,513      $250,482      7.86          273
  $ 50001 -  75000     203     $12,453,533    $1,039,308      8.35          928
  $ 75001 - 100000     107      $9,237,315    $1,008,385     10.92          520
  OVER $100,000         71     $13,983,428    $2,741,678     19.61          353

                    ______________________________________________________________
  TOTAL                823     $47,461,620    $5,560,597     11.72         3131
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.7             0.1           0.1                    0.9
  $  5001 -  10000     5.0             0.6           0.1                    2.6
  $ 10001 -  15000     5.6             1.2           0.4                    2.7
  $ 15001 -  20000     4.9             1.5           0.6                    3.0
  $ 20001 -  25000     4.6             1.8           0.7                    3.4
  $ 25001 -  30000     4.4             2.1           1.1                    3.8
  $ 30001 -  35000     4.9             2.8           1.6                    4.6
  $ 35001 -  40000     5.2             3.4           1.9                    5.5
  $ 40001 -  45000     6.3             4.7           2.9                    7.1
  $ 45001 -  50000     8.1             6.7           4.5                    8.7
  $ 50001 -  75000    24.7            26.2          18.7                   29.6
  $ 75001 - 100000    13.0            19.5          18.1                   16.6
  OVER $100,000        8.6            29.5          49.3                   11.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                       $965          $119                   0.74
  $  5001 -  10000                  $7,264          $125                   2.00
  $ 10001 -  15000                 $12,659          $442                   1.87
  $ 15001 -  20000                 $17,749          $786                   2.38
  $ 20001 -  25000                 $22,720        $1,060                   2.82
  $ 25001 -  30000                 $27,553        $1,739                   3.33
  $ 30001 -  35000                 $32,776        $2,232                   3.60
  $ 35001 -  40000                 $37,179        $2,513                   4.00
  $ 40001 -  45000                 $42,445        $3,057                   4.27
  $ 45001 -  50000                 $47,575        $3,739                   4.07
  $ 50001 -  75000                 $61,347        $5,120                   4.57
  $ 75001 - 100000                 $86,330        $9,424                   4.86
  OVER $100,000                   $196,950       $38,615                   4.97

                    ______________________________________________________________
  TOTAL                            $57,669        $6,756                   3.80
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BOUNTIFUL UT
                        _________________________________________________
  UNDER $1              53     $-3,695,646       $24,688     -0.67          143
  $     1  -  5000     545      $1,559,167       $13,986      0.90          499
  $  5001 -  10000     741      $5,646,224      $119,031      2.11          987
  $ 10001 -  15000     917     $11,482,993      $433,721      3.78         1588
  $ 15001 -  20000     978     $17,165,708      $945,578      5.51         1916
  $ 20001 -  25000     951     $21,369,226    $1,461,196      6.84         2010
  $ 25001 -  30000     997     $27,433,118    $2,028,420      7.39         2448
  $ 30001 -  35000     867     $28,123,330    $2,311,092      8.22         2225
  $ 35001 -  40000     762     $28,574,684    $2,460,108      8.61         2189
  $ 40001 -  45000     716     $30,370,552    $2,722,383      8.96         2191
  $ 45001 -  50000     621     $29,506,018    $2,695,023      9.13         2038
  $ 50001 -  75000    2513    $154,637,711   $15,586,460     10.08         8932
  $ 75001 - 100000    1322    $112,963,999   $13,373,015     11.84         5297
  $100001 - 250000    1207    $166,800,931   $26,859,391     16.10         5198
  OVER $250,000        207     $95,536,201   $25,603,862     26.80          854

                    ______________________________________________________________
  TOTAL              13397    $727,474,216   $96,637,954     13.28        38515
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.5           0.0                    0.4
  $     1  -  5000     4.1             0.2           0.0                    1.3
  $  5001 -  10000     5.5             0.8           0.1                    2.6
  $ 10001 -  15000     6.8             1.6           0.4                    4.1
  $ 15001 -  20000     7.3             2.4           1.0                    5.0
  $ 20001 -  25000     7.1             2.9           1.5                    5.2
  $ 25001 -  30000     7.4             3.8           2.1                    6.4
  $ 30001 -  35000     6.5             3.9           2.4                    5.8
  $ 35001 -  40000     5.7             3.9           2.5                    5.7
  $ 40001 -  45000     5.3             4.2           2.8                    5.7
  $ 45001 -  50000     4.6             4.1           2.8                    5.3
  $ 50001 -  75000    18.8            21.3          16.1                   23.2
  $ 75001 - 100000     9.9            15.5          13.8                   13.8
  $100001 - 250000     9.0            22.9          27.8                   13.5
  OVER $250,000        1.5            13.1          26.5                    2.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-69,729          $466                   2.70
  $     1  -  5000                  $2,861           $26                   0.92
  $  5001 -  10000                  $7,620          $161                   1.33
  $ 10001 -  15000                 $12,522          $473                   1.73
  $ 15001 -  20000                 $17,552          $967                   1.96
  $ 20001 -  25000                 $22,470        $1,536                   2.11
  $ 25001 -  30000                 $27,516        $2,035                   2.46
  $ 30001 -  35000                 $32,438        $2,666                   2.57
  $ 35001 -  40000                 $37,500        $3,228                   2.87
  $ 40001 -  45000                 $42,417        $3,802                   3.06
  $ 45001 -  50000                 $47,514        $4,340                   3.28
  $ 50001 -  75000                 $61,535        $6,202                   3.55
  $ 75001 - 100000                 $85,449       $10,116                   4.01
  $100001 - 250000                $138,195       $22,253                   4.31
  OVER $250,000                   $461,528      $123,690                   4.13

                    ______________________________________________________________
  TOTAL                            $54,301        $7,213                   2.87
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      BRIGHAM CITY UT
                        _________________________________________________
  UNDER $1              23       $-641,067        $1,788     -0.28           74
  $     1  -  5000     259        $706,597        $5,245      0.74          265
  $  5001 -  10000     330      $2,526,127       $38,153      1.51          505
  $ 10001 -  15000     434      $5,420,081      $186,428      3.44          799
  $ 15001 -  20000     483      $8,526,226      $439,055      5.15         1088
  $ 20001 -  25000     428      $9,583,235      $603,205      6.29         1069
  $ 25001 -  30000     407     $11,151,326      $846,086      7.59         1057
  $ 30001 -  35000     391     $12,727,922      $997,690      7.84         1153
  $ 35001 -  40000     343     $12,856,007    $1,090,299      8.48         1155
  $ 40001 -  45000     330     $13,980,800    $1,239,819      8.87         1151
  $ 45001 -  50000     330     $15,660,244    $1,453,828      9.28         1219
  $ 50001 -  75000    1135     $69,091,523    $6,948,176     10.06         4612
  $ 75001 - 100000     425     $36,025,633    $4,475,553     12.42         1825
  $100001 - 250000     205     $27,030,768    $4,461,029     16.50          908
  OVER $250,000         24     $11,401,613    $2,879,013     25.25          108

                    ______________________________________________________________
  TOTAL               5547    $236,047,035   $25,665,367     10.87        16988
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.4
  $     1  -  5000     4.7             0.3           0.0                    1.6
  $  5001 -  10000     5.9             1.1           0.1                    3.0
  $ 10001 -  15000     7.8             2.3           0.7                    4.7
  $ 15001 -  20000     8.7             3.6           1.7                    6.4
  $ 20001 -  25000     7.7             4.1           2.4                    6.3
  $ 25001 -  30000     7.3             4.7           3.3                    6.2
  $ 30001 -  35000     7.0             5.4           3.9                    6.8
  $ 35001 -  40000     6.2             5.4           4.2                    6.8
  $ 40001 -  45000     5.9             5.9           4.8                    6.8
  $ 45001 -  50000     5.9             6.6           5.7                    7.2
  $ 50001 -  75000    20.5            29.3          27.1                   27.1
  $ 75001 - 100000     7.7            15.3          17.4                   10.7
  $100001 - 250000     3.7            11.5          17.4                    5.3
  OVER $250,000        0.4             4.8          11.2                    0.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-27,872           $78                   3.22
  $     1  -  5000                  $2,728           $20                   1.02
  $  5001 -  10000                  $7,655          $116                   1.53
  $ 10001 -  15000                 $12,489          $430                   1.84
  $ 15001 -  20000                 $17,653          $909                   2.25
  $ 20001 -  25000                 $22,391        $1,409                   2.50
  $ 25001 -  30000                 $27,399        $2,079                   2.60
  $ 30001 -  35000                 $32,552        $2,552                   2.95
  $ 35001 -  40000                 $37,481        $3,179                   3.37
  $ 40001 -  45000                 $42,366        $3,757                   3.49
  $ 45001 -  50000                 $47,455        $4,406                   3.69
  $ 50001 -  75000                 $60,874        $6,122                   4.06
  $ 75001 - 100000                 $84,766       $10,531                   4.29
  $100001 - 250000                $131,857       $21,761                   4.43
  OVER $250,000                   $475,067      $119,959                   4.50

                    ______________________________________________________________
  TOTAL                            $42,554        $4,627                   3.06
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CEDAR CITY UT
                        _________________________________________________
  UNDER $1              33       $-766,514        $3,104     -0.40           84
  $     1  -  5000     642      $1,885,942       $17,770      0.94          760
  $  5001 -  10000     832      $6,316,427      $112,481      1.78         1407
  $ 10001 -  15000     739      $9,268,878      $262,114      2.83         1654
  $ 15001 -  20000     682     $11,883,119      $579,456      4.88         1598
  $ 20001 -  25000     590     $13,307,369      $827,061      6.22         1536
  $ 25001 -  30000     504     $13,815,313      $925,386      6.70         1558
  $ 30001 -  35000     430     $13,938,558    $1,042,925      7.48         1391
  $ 35001 -  40000     362     $13,560,256    $1,125,985      8.30         1179
  $ 40001 -  45000     328     $13,928,269    $1,166,398      8.37         1152
  $ 45001 -  50000     282     $13,391,065    $1,191,221      8.90         1018
  $ 50001 -  75000     898     $54,185,406    $5,420,404     10.00         3452
  $ 75001 - 100000     298     $25,530,072    $3,120,474     12.22         1197
  $100001 - 250000     175     $23,413,205    $3,698,630     15.80          764
  OVER $250,000         14      $5,303,491    $1,538,644     29.01           52

                    ______________________________________________________________
  TOTAL               6809    $218,960,856   $21,032,053      9.61        18802
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.4           0.0                    0.4
  $     1  -  5000     9.4             0.9           0.1                    4.0
  $  5001 -  10000    12.2             2.9           0.5                    7.5
  $ 10001 -  15000    10.9             4.2           1.2                    8.8
  $ 15001 -  20000    10.0             5.4           2.8                    8.5
  $ 20001 -  25000     8.7             6.1           3.9                    8.2
  $ 25001 -  30000     7.4             6.3           4.4                    8.3
  $ 30001 -  35000     6.3             6.4           5.0                    7.4
  $ 35001 -  40000     5.3             6.2           5.4                    6.3
  $ 40001 -  45000     4.8             6.4           5.5                    6.1
  $ 45001 -  50000     4.1             6.1           5.7                    5.4
  $ 50001 -  75000    13.2            24.7          25.8                   18.4
  $ 75001 - 100000     4.4            11.7          14.8                    6.4
  $100001 - 250000     2.6            10.7          17.6                    4.1
  OVER $250,000        0.2             2.4           7.3                    0.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-23,228           $94                   2.55
  $     1  -  5000                  $2,938           $28                   1.18
  $  5001 -  10000                  $7,592          $135                   1.69
  $ 10001 -  15000                 $12,542          $355                   2.24
  $ 15001 -  20000                 $17,424          $850                   2.34
  $ 20001 -  25000                 $22,555        $1,402                   2.60
  $ 25001 -  30000                 $27,411        $1,836                   3.09
  $ 30001 -  35000                 $32,415        $2,425                   3.23
  $ 35001 -  40000                 $37,459        $3,110                   3.26
  $ 40001 -  45000                 $42,464        $3,556                   3.51
  $ 45001 -  50000                 $47,486        $4,224                   3.61
  $ 50001 -  75000                 $60,340        $6,036                   3.84
  $ 75001 - 100000                 $85,671       $10,471                   4.02
  $100001 - 250000                $133,790       $21,135                   4.37
  OVER $250,000                   $378,821      $109,903                   3.71

                    ______________________________________________________________
  TOTAL                            $32,158        $3,089                   2.76
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CENTERVILLE UT
                        _________________________________________________
  UNDER $ 5,000        170        $303,100        $3,669      1.21          114
  $  5001 -  10000     183      $1,410,999       $32,615      2.31          203
  $ 10001 -  15000     216      $2,670,276      $101,358      3.80          342
  $ 15001 -  20000     221      $3,886,569      $219,165      5.64          404
  $ 20001 -  25000     212      $4,782,684      $306,792      6.41          479
  $ 25001 -  30000     196      $5,389,805      $409,149      7.59          448
  $ 30001 -  35000     217      $7,059,547      $538,525      7.63          616
  $ 35001 -  40000     195      $7,277,977      $606,666      8.34          564
  $ 40001 -  45000     233      $9,897,281      $825,861      8.34          750
  $ 45001 -  50000     219     $10,374,789      $850,618      8.20          849
  $ 50001 -  75000     955     $59,354,528    $5,432,276      9.15         3902
  $ 75001 - 100000     561     $48,192,459    $5,414,428     11.24         2493
  $100001 - 250000     440     $58,110,479    $8,848,053     15.23         2125
  OVER $250,000         53     $23,664,800    $6,420,465     27.13          272

                    ______________________________________________________________
  TOTAL               4071    $242,375,293   $30,009,640     12.38        13561
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.2             0.1           0.0                    0.8
  $  5001 -  10000     4.5             0.6           0.1                    1.5
  $ 10001 -  15000     5.3             1.1           0.3                    2.5
  $ 15001 -  20000     5.4             1.6           0.7                    3.0
  $ 20001 -  25000     5.2             2.0           1.0                    3.5
  $ 25001 -  30000     4.8             2.2           1.4                    3.3
  $ 30001 -  35000     5.3             2.9           1.8                    4.5
  $ 35001 -  40000     4.8             3.0           2.0                    4.2
  $ 40001 -  45000     5.7             4.1           2.8                    5.5
  $ 45001 -  50000     5.4             4.3           2.8                    6.3
  $ 50001 -  75000    23.5            24.5          18.1                   28.8
  $ 75001 - 100000    13.8            19.9          18.0                   18.4
  $100001 - 250000    10.8            24.0          29.5                   15.7
  OVER $250,000        1.3             9.8          21.4                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,783           $22                   0.67
  $  5001 -  10000                  $7,710          $178                   1.11
  $ 10001 -  15000                 $12,362          $469                   1.58
  $ 15001 -  20000                 $17,586          $992                   1.83
  $ 20001 -  25000                 $22,560        $1,447                   2.26
  $ 25001 -  30000                 $27,499        $2,087                   2.29
  $ 30001 -  35000                 $32,532        $2,482                   2.84
  $ 35001 -  40000                 $37,323        $3,111                   2.89
  $ 40001 -  45000                 $42,478        $3,544                   3.22
  $ 45001 -  50000                 $47,373        $3,884                   3.88
  $ 50001 -  75000                 $62,151        $5,688                   4.09
  $ 75001 - 100000                 $85,905        $9,651                   4.44
  $100001 - 250000                $132,069       $20,109                   4.83
  OVER $250,000                   $446,506      $121,141                   5.13

                    ______________________________________________________________
  TOTAL                            $59,537        $7,372                   3.33
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLEARFIELD UT
                        _________________________________________________
  UNDER $1              17       $-175,483            $0      0.00           58
  $     1  -  5000     422      $1,129,814        $1,747      0.15          569
  $  5001 -  10000     564      $4,281,985       $74,716      1.74          922
  $ 10001 -  15000     618      $7,857,249      $285,717      3.64         1225
  $ 15001 -  20000     634     $11,125,331      $598,153      5.38         1407
  $ 20001 -  25000     685     $15,436,230    $1,025,609      6.64         1633
  $ 25001 -  30000     620     $17,082,100    $1,280,505      7.50         1632
  $ 30001 -  35000     618     $20,070,979    $1,579,639      7.87         1865
  $ 35001 -  40000     536     $20,087,235    $1,760,056      8.76         1669
  $ 40001 -  45000     447     $18,993,630    $1,688,932      8.89         1497
  $ 45001 -  50000     381     $18,111,079    $1,721,600      9.51         1241
  $ 50001 -  75000    1107     $66,282,526    $6,759,931     10.20         4143
  $ 75001 - 100000     311     $26,279,787    $3,199,831     12.18         1330
  OVER $100,000        102     $13,071,915    $2,037,181     15.58          460

                    ______________________________________________________________
  TOTAL               7062    $239,634,377   $22,013,617      9.19        19651
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.2            -0.1           0.0                    0.3
  $     1  -  5000     6.0             0.5           0.0                    2.9
  $  5001 -  10000     8.0             1.8           0.3                    4.7
  $ 10001 -  15000     8.8             3.3           1.3                    6.2
  $ 15001 -  20000     9.0             4.6           2.7                    7.2
  $ 20001 -  25000     9.7             6.4           4.7                    8.3
  $ 25001 -  30000     8.8             7.1           5.8                    8.3
  $ 30001 -  35000     8.8             8.4           7.2                    9.5
  $ 35001 -  40000     7.6             8.4           8.0                    8.5
  $ 40001 -  45000     6.3             7.9           7.7                    7.6
  $ 45001 -  50000     5.4             7.6           7.8                    6.3
  $ 50001 -  75000    15.7            27.7          30.7                   21.1
  $ 75001 - 100000     4.4            11.0          14.5                    6.8
  OVER $100,000        1.4             5.5           9.3                    2.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-10,323            $0                   3.41
  $     1  -  5000                  $2,677            $4                   1.35
  $  5001 -  10000                  $7,592          $132                   1.63
  $ 10001 -  15000                 $12,714          $462                   1.98
  $ 15001 -  20000                 $17,548          $943                   2.22
  $ 20001 -  25000                 $22,535        $1,497                   2.38
  $ 25001 -  30000                 $27,552        $2,065                   2.63
  $ 30001 -  35000                 $32,477        $2,556                   3.02
  $ 35001 -  40000                 $37,476        $3,284                   3.11
  $ 40001 -  45000                 $42,491        $3,778                   3.35
  $ 45001 -  50000                 $47,536        $4,519                   3.26
  $ 50001 -  75000                 $59,876        $6,107                   3.74
  $ 75001 - 100000                 $84,501       $10,289                   4.28
  OVER $100,000                   $128,156       $19,972                   4.51

                    ______________________________________________________________
  TOTAL                            $33,933        $3,117                   2.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      CLINTON UT
                        _________________________________________________
  UNDER $ 5,000         94       $-157,401        $1,089     -0.69           78
  $  5001 -  10000     107        $806,052       $18,898      2.34          125
  $ 10001 -  15000     124      $1,575,460       $61,285      3.89          220
  $ 15001 -  20000     123      $2,171,682      $116,332      5.36          275
  $ 20001 -  25000     182      $4,087,698      $264,763      6.48          451
  $ 25001 -  30000     187      $5,141,862      $347,915      6.77          549
  $ 30001 -  35000     190      $6,188,061      $445,872      7.21          646
  $ 35001 -  40000     228      $8,571,284      $674,843      7.87          775
  $ 40001 -  45000     216      $9,178,276      $741,687      8.08          810
  $ 45001 -  50000     193      $9,159,232      $764,204      8.34          788
  $ 50001 -  75000     623     $37,976,830    $3,649,564      9.61         2529
  $ 75001 - 100000     211     $17,870,048    $2,137,221     11.96          937
  OVER $100,000         69      $9,258,153    $1,460,172     15.77          345

                    ______________________________________________________________
  TOTAL               2547    $111,827,237   $10,683,845      9.55         8528
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.7            -0.1           0.0                    0.9
  $  5001 -  10000     4.2             0.7           0.2                    1.5
  $ 10001 -  15000     4.9             1.4           0.6                    2.6
  $ 15001 -  20000     4.8             1.9           1.1                    3.2
  $ 20001 -  25000     7.1             3.7           2.5                    5.3
  $ 25001 -  30000     7.3             4.6           3.3                    6.4
  $ 30001 -  35000     7.5             5.5           4.2                    7.6
  $ 35001 -  40000     9.0             7.7           6.3                    9.1
  $ 40001 -  45000     8.5             8.2           6.9                    9.5
  $ 45001 -  50000     7.6             8.2           7.2                    9.2
  $ 50001 -  75000    24.5            34.0          34.2                   29.7
  $ 75001 - 100000     8.3            16.0          20.0                   11.0
  OVER $100,000        2.7             8.3          13.7                    4.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-1,674           $12                   0.83
  $  5001 -  10000                  $7,533          $177                   1.17
  $ 10001 -  15000                 $12,705          $494                   1.77
  $ 15001 -  20000                 $17,656          $946                   2.24
  $ 20001 -  25000                 $22,460        $1,455                   2.48
  $ 25001 -  30000                 $27,497        $1,861                   2.94
  $ 30001 -  35000                 $32,569        $2,347                   3.40
  $ 35001 -  40000                 $37,593        $2,960                   3.40
  $ 40001 -  45000                 $42,492        $3,434                   3.75
  $ 45001 -  50000                 $47,457        $3,960                   4.08
  $ 50001 -  75000                 $60,958        $5,858                   4.06
  $ 75001 - 100000                 $84,692       $10,129                   4.44
  OVER $100,000                   $134,176       $21,162                   5.00

                    ______________________________________________________________
  TOTAL                            $43,905        $4,195                   3.35
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      COALVILLE UT
                        _________________________________________________
  UNDER $ 5,000         59       $-404,060        $1,081     -0.27           56
  $  5001 -  10000      65        $464,553        $6,764      1.46           79
  $ 10001 -  15000      62        $775,654       $26,245      3.38          114
  $ 15001 -  20000      52        $921,402       $48,074      5.22          104
  $ 20001 -  25000      55      $1,241,305       $84,909      6.84          123
  $ 25001 -  30000      48      $1,316,832       $95,865      7.28          134
  $ 30001 -  35000      60      $1,951,142      $149,455      7.66          178
  $ 35001 -  40000      57      $2,141,341      $168,617      7.87          219
  $ 40001 -  45000      48      $2,014,643      $167,843      8.33          163
  $ 45001 -  50000      45      $2,139,486      $196,575      9.19          155
  $ 50001 -  75000     178     $10,832,496    $1,077,748      9.95          701
  $ 75001 - 100000      35      $3,000,222      $345,514     11.52          156
  OVER $100,000         36      $7,799,917    $1,864,273     23.90          144

                    ______________________________________________________________
  TOTAL                800     $34,194,933    $4,232,963     12.38         2326
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        7.4            -1.2           0.0                    2.4
  $  5001 -  10000     8.1             1.4           0.2                    3.4
  $ 10001 -  15000     7.8             2.3           0.6                    4.9
  $ 15001 -  20000     6.5             2.7           1.1                    4.5
  $ 20001 -  25000     6.9             3.6           2.0                    5.3
  $ 25001 -  30000     6.0             3.9           2.3                    5.8
  $ 30001 -  35000     7.5             5.7           3.5                    7.7
  $ 35001 -  40000     7.1             6.3           4.0                    9.4
  $ 40001 -  45000     6.0             5.9           4.0                    7.0
  $ 45001 -  50000     5.6             6.3           4.6                    6.7
  $ 50001 -  75000    22.2            31.7          25.5                   30.1
  $ 75001 - 100000     4.4             8.8           8.2                    6.7
  OVER $100,000        4.5            22.8          44.0                    6.2

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-6,848           $18                   0.95
  $  5001 -  10000                  $7,147          $104                   1.22
  $ 10001 -  15000                 $12,511          $423                   1.84
  $ 15001 -  20000                 $17,719          $925                   2.00
  $ 20001 -  25000                 $22,569        $1,544                   2.24
  $ 25001 -  30000                 $27,434        $1,997                   2.79
  $ 30001 -  35000                 $32,519        $2,491                   2.97
  $ 35001 -  40000                 $37,567        $2,958                   3.84
  $ 40001 -  45000                 $41,972        $3,497                   3.40
  $ 45001 -  50000                 $47,544        $4,368                   3.44
  $ 50001 -  75000                 $60,857        $6,055                   3.94
  $ 75001 - 100000                 $85,721        $9,872                   4.46
  OVER $100,000                   $216,664       $51,785                   4.00

                    ______________________________________________________________
  TOTAL                            $42,744        $5,291                   2.91
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DELTA UT
                        _________________________________________________
  UNDER $1              26       $-783,706        $3,774     -0.48           55
  $     1  -  5000     108        $309,385        $1,767      0.57          140
  $  5001 -  10000     140      $1,041,458       $15,068      1.45          246
  $ 10001 -  15000     126      $1,600,591       $47,116      2.94          301
  $ 15001 -  20000     116      $2,038,716       $74,906      3.67          332
  $ 20001 -  25000     113      $2,575,409      $134,565      5.22          372
  $ 25001 -  30000      87      $2,377,226      $150,861      6.35          285
  $ 30001 -  35000      86      $2,801,364      $187,437      6.69          322
  $ 35001 -  40000      64      $2,405,798      $180,051      7.48          257
  $ 40001 -  45000      85      $3,617,867      $301,209      8.33          323
  $ 45001 -  50000      69      $3,293,560      $293,248      8.90          279
  $ 50001 -  75000     316     $19,261,856    $1,862,106      9.67         1471
  $ 75001 - 100000      66      $5,510,730      $675,134     12.25          316
  OVER $100,000         27      $4,072,111      $623,970     15.32          161

                    ______________________________________________________________
  TOTAL               1429     $50,122,365    $4,551,212      9.08         4860
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.8            -1.6           0.1                    1.1
  $     1  -  5000     7.6             0.6           0.0                    2.9
  $  5001 -  10000     9.8             2.1           0.3                    5.1
  $ 10001 -  15000     8.8             3.2           1.0                    6.2
  $ 15001 -  20000     8.1             4.1           1.6                    6.8
  $ 20001 -  25000     7.9             5.1           3.0                    7.7
  $ 25001 -  30000     6.1             4.7           3.3                    5.9
  $ 30001 -  35000     6.0             5.6           4.1                    6.6
  $ 35001 -  40000     4.5             4.8           4.0                    5.3
  $ 40001 -  45000     5.9             7.2           6.6                    6.6
  $ 45001 -  50000     4.8             6.6           6.4                    5.7
  $ 50001 -  75000    22.1            38.4          40.9                   30.3
  $ 75001 - 100000     4.6            11.0          14.8                    6.5
  OVER $100,000        1.9             8.1          13.7                    3.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-30,143          $145                   2.12
  $     1  -  5000                  $2,865           $16                   1.30
  $  5001 -  10000                  $7,439          $108                   1.76
  $ 10001 -  15000                 $12,703          $374                   2.39
  $ 15001 -  20000                 $17,575          $646                   2.86
  $ 20001 -  25000                 $22,791        $1,191                   3.29
  $ 25001 -  30000                 $27,324        $1,734                   3.28
  $ 30001 -  35000                 $32,574        $2,180                   3.74
  $ 35001 -  40000                 $37,591        $2,813                   4.02
  $ 40001 -  45000                 $42,563        $3,544                   3.80
  $ 45001 -  50000                 $47,733        $4,250                   4.04
  $ 50001 -  75000                 $60,955        $5,893                   4.66
  $ 75001 - 100000                 $83,496       $10,229                   4.79
  OVER $100,000                   $150,819       $23,110                   5.96

                    ______________________________________________________________
  TOTAL                            $35,075        $3,185                   3.40
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      DRAPER UT
                        _________________________________________________
  UNDER $1              14       $-722,869        $4,467     -0.62           37
  $     1  -  5000     170        $433,854        $2,563      0.59          144
  $  5001 -  10000     215      $1,613,694       $36,433      2.26          261
  $ 10001 -  15000     171      $2,143,738       $81,762      3.81          283
  $ 15001 -  20000     173      $3,000,910      $161,218      5.37          347
  $ 20001 -  25000     169      $3,787,000      $239,968      6.34          389
  $ 25001 -  30000     162      $4,452,913      $305,235      6.85          414
  $ 30001 -  35000     183      $5,953,281      $471,572      7.92          506
  $ 35001 -  40000     174      $6,517,784      $514,871      7.90          540
  $ 40001 -  45000     155      $6,586,656      $503,845      7.65          541
  $ 45001 -  50000     183      $8,672,579      $709,336      8.18          641
  $ 50001 -  75000     829     $51,377,207    $4,808,552      9.36         3080
  $ 75001 - 100000     538     $45,969,162    $5,292,009     11.51         2101
  $100001 - 250000     486     $67,206,314   $11,204,047     16.67         1958
  OVER $250,000         72     $34,725,456    $9,924,296     28.58          295

                    ______________________________________________________________
  TOTAL               3694    $241,717,679   $34,260,174     14.17        11537
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.4            -0.3           0.0                    0.3
  $     1  -  5000     4.6             0.2           0.0                    1.2
  $  5001 -  10000     5.8             0.7           0.1                    2.3
  $ 10001 -  15000     4.6             0.9           0.2                    2.5
  $ 15001 -  20000     4.7             1.2           0.5                    3.0
  $ 20001 -  25000     4.6             1.6           0.7                    3.4
  $ 25001 -  30000     4.4             1.8           0.9                    3.6
  $ 30001 -  35000     5.0             2.5           1.4                    4.4
  $ 35001 -  40000     4.7             2.7           1.5                    4.7
  $ 40001 -  45000     4.2             2.7           1.5                    4.7
  $ 45001 -  50000     5.0             3.6           2.1                    5.6
  $ 50001 -  75000    22.4            21.3          14.0                   26.7
  $ 75001 - 100000    14.6            19.0          15.4                   18.2
  $100001 - 250000    13.2            27.8          32.7                   17.0
  OVER $250,000        1.9            14.4          29.0                    2.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-51,634          $319                   2.64
  $     1  -  5000                  $2,552           $15                   0.85
  $  5001 -  10000                  $7,506          $169                   1.21
  $ 10001 -  15000                 $12,536          $478                   1.65
  $ 15001 -  20000                 $17,346          $932                   2.01
  $ 20001 -  25000                 $22,408        $1,420                   2.30
  $ 25001 -  30000                 $27,487        $1,884                   2.56
  $ 30001 -  35000                 $32,532        $2,577                   2.77
  $ 35001 -  40000                 $37,459        $2,959                   3.10
  $ 40001 -  45000                 $42,495        $3,251                   3.49
  $ 45001 -  50000                 $47,391        $3,876                   3.50
  $ 50001 -  75000                 $61,975        $5,800                   3.72
  $ 75001 - 100000                 $85,445        $9,836                   3.91
  $100001 - 250000                $138,285       $23,054                   4.03
  OVER $250,000                   $482,298      $137,837                   4.10

                    ______________________________________________________________
  TOTAL                            $65,435        $9,275                   3.12
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      EPHRAIM UT
                        _________________________________________________
  UNDER $ 5,000        114        $136,032        $2,198      1.62          125
  $  5001 -  10000      98        $716,186        $8,267      1.15          141
  $ 10001 -  15000     100      $1,257,043       $38,467      3.06          227
  $ 15001 -  20000      66      $1,132,082       $45,065      3.98          173
  $ 20001 -  25000      71      $1,594,979       $83,395      5.23          228
  $ 25001 -  30000      61      $1,672,661      $107,282      6.41          197
  $ 30001 -  35000      51      $1,645,178      $106,298      6.46          200
  $ 35001 -  40000      36      $1,339,627       $92,655      6.92          150
  $ 40001 -  45000      38      $1,623,714      $124,332      7.66          174
  $ 45001 -  50000      42      $1,997,110      $155,047      7.76          198
  $ 50001 -  75000     111      $6,743,854      $619,129      9.18          536
  $ 75001 - 100000      41      $3,522,886      $375,932     10.67          217
  OVER $100,000         27      $4,114,649      $765,439     18.60          137

                    ______________________________________________________________
  TOTAL                856     $27,496,001    $2,523,506      9.18         2703
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000       13.3             0.5           0.1                    4.6
  $  5001 -  10000    11.4             2.6           0.3                    5.2
  $ 10001 -  15000    11.7             4.6           1.5                    8.4
  $ 15001 -  20000     7.7             4.1           1.8                    6.4
  $ 20001 -  25000     8.3             5.8           3.3                    8.4
  $ 25001 -  30000     7.1             6.1           4.3                    7.3
  $ 30001 -  35000     6.0             6.0           4.2                    7.4
  $ 35001 -  40000     4.2             4.9           3.7                    5.5
  $ 40001 -  45000     4.4             5.9           4.9                    6.4
  $ 45001 -  50000     4.9             7.3           6.1                    7.3
  $ 50001 -  75000    13.0            24.5          24.5                   19.8
  $ 75001 - 100000     4.8            12.8          14.9                    8.0
  OVER $100,000        3.2            15.0          30.3                    5.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,193           $19                   1.10
  $  5001 -  10000                  $7,308           $84                   1.44
  $ 10001 -  15000                 $12,570          $385                   2.27
  $ 15001 -  20000                 $17,153          $683                   2.62
  $ 20001 -  25000                 $22,464        $1,175                   3.21
  $ 25001 -  30000                 $27,421        $1,759                   3.23
  $ 30001 -  35000                 $32,258        $2,084                   3.92
  $ 35001 -  40000                 $37,212        $2,574                   4.17
  $ 40001 -  45000                 $42,729        $3,272                   4.58
  $ 45001 -  50000                 $47,550        $3,692                   4.71
  $ 50001 -  75000                 $60,755        $5,578                   4.83
  $ 75001 - 100000                 $85,924        $9,169                   5.29
  OVER $100,000                   $152,394       $28,350                   5.07

                    ______________________________________________________________
  TOTAL                            $32,121        $2,948                   3.16
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FARMINGTON UT
                        _________________________________________________
  UNDER $ 5,000        141        $167,162        $2,685      1.61           86
  $  5001 -  10000     127        $951,036       $22,992      2.42          131
  $ 10001 -  15000     128      $1,577,900       $62,924      3.99          221
  $ 15001 -  20000     163      $2,856,818      $137,825      4.82          359
  $ 20001 -  25000     132      $2,965,372      $189,223      6.38          307
  $ 25001 -  30000     140      $3,885,911      $269,199      6.93          396
  $ 30001 -  35000     140      $4,548,595      $324,772      7.14          415
  $ 35001 -  40000     153      $5,730,461      $415,723      7.25          522
  $ 40001 -  45000     150      $6,406,846      $544,443      8.50          530
  $ 45001 -  50000     144      $6,854,934      $532,165      7.76          589
  $ 50001 -  75000     686     $42,192,571    $3,785,523      8.97         2897
  $ 75001 - 100000     363     $31,327,552    $3,527,020     11.26         1587
  $100001 - 250000     336     $46,832,710    $7,266,685     15.52         1612
  OVER $250,000         65     $36,697,895    $9,497,718     25.88          386

                    ______________________________________________________________
  TOTAL               2868    $192,995,763   $26,578,897     13.77        10038
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        4.9             0.1           0.0                    0.9
  $  5001 -  10000     4.4             0.5           0.1                    1.3
  $ 10001 -  15000     4.5             0.8           0.2                    2.2
  $ 15001 -  20000     5.7             1.5           0.5                    3.6
  $ 20001 -  25000     4.6             1.5           0.7                    3.1
  $ 25001 -  30000     4.9             2.0           1.0                    3.9
  $ 30001 -  35000     4.9             2.4           1.2                    4.1
  $ 35001 -  40000     5.3             3.0           1.6                    5.2
  $ 40001 -  45000     5.2             3.3           2.0                    5.3
  $ 45001 -  50000     5.0             3.6           2.0                    5.9
  $ 50001 -  75000    23.9            21.9          14.2                   28.9
  $ 75001 - 100000    12.7            16.2          13.3                   15.8
  $100001 - 250000    11.7            24.3          27.3                   16.1
  OVER $250,000        2.3            19.0          35.7                    3.8

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,186           $19                   0.61
  $  5001 -  10000                  $7,488          $181                   1.03
  $ 10001 -  15000                 $12,327          $492                   1.73
  $ 15001 -  20000                 $17,526          $846                   2.20
  $ 20001 -  25000                 $22,465        $1,434                   2.33
  $ 25001 -  30000                 $27,757        $1,923                   2.83
  $ 30001 -  35000                 $32,490        $2,320                   2.96
  $ 35001 -  40000                 $37,454        $2,717                   3.41
  $ 40001 -  45000                 $42,712        $3,630                   3.53
  $ 45001 -  50000                 $47,604        $3,696                   4.09
  $ 50001 -  75000                 $61,505        $5,518                   4.22
  $ 75001 - 100000                 $86,302        $9,716                   4.37
  $100001 - 250000                $139,383       $21,627                   4.80
  OVER $250,000                   $564,583      $146,119                   5.94

                    ______________________________________________________________
  TOTAL                            $67,293        $9,267                   3.50
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      FRUIT HEIGHTS UT
                        _________________________________________________
  $     1  -  5000      25         $61,502          $488      0.79           14
  $  5001 -  10000      44        $317,608       $10,184      3.21           46
  $ 10001 -  15000      30        $387,732       $13,405      3.46           54
  $ 15001 -  20000      39        $684,771       $40,410      5.90           74
  $ 20001 -  25000      40        $898,963       $51,040      5.68          103
  $ 25001 -  30000      34        $921,238       $68,098      7.39           82
  $ 30001 -  35000      39      $1,269,061       $95,012      7.49          102
  $ 35001 -  40000      39      $1,451,573      $100,644      6.93          124
  $ 40001 -  45000      46      $1,948,840      $186,879      9.59          127
  $ 45001 -  50000      54      $2,570,326      $183,354      7.13          227
  $ 50001 -  75000     236     $14,740,273    $1,297,440      8.80          998
  $ 75001 - 100000     191     $16,418,369    $1,730,719     10.54          910
  $100001 - 250000     166     $21,939,295    $3,179,872     14.49          826
  OVER $250,000         24     $15,244,236    $4,443,011     29.15          116

                    ______________________________________________________________
  TOTAL               1007     $78,853,787   $11,400,556     14.46         3803
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000     2.5             0.1           0.0                    0.4
  $  5001 -  10000     4.4             0.4           0.1                    1.2
  $ 10001 -  15000     3.0             0.5           0.1                    1.4
  $ 15001 -  20000     3.9             0.9           0.4                    1.9
  $ 20001 -  25000     4.0             1.1           0.4                    2.7
  $ 25001 -  30000     3.4             1.2           0.6                    2.2
  $ 30001 -  35000     3.9             1.6           0.8                    2.7
  $ 35001 -  40000     3.9             1.8           0.9                    3.3
  $ 40001 -  45000     4.6             2.5           1.6                    3.3
  $ 45001 -  50000     5.4             3.3           1.6                    6.0
  $ 50001 -  75000    23.4            18.7          11.4                   26.2
  $ 75001 - 100000    19.0            20.8          15.2                   23.9
  $100001 - 250000    16.5            27.8          27.9                   21.7
  OVER $250,000        2.4            19.3          39.0                    3.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $2,460           $20                   0.56
  $  5001 -  10000                  $7,218          $231                   1.05
  $ 10001 -  15000                 $12,924          $447                   1.80
  $ 15001 -  20000                 $17,558        $1,036                   1.90
  $ 20001 -  25000                 $22,474        $1,276                   2.58
  $ 25001 -  30000                 $27,095        $2,003                   2.41
  $ 30001 -  35000                 $32,540        $2,436                   2.62
  $ 35001 -  40000                 $37,220        $2,581                   3.18
  $ 40001 -  45000                 $42,366        $4,063                   2.76
  $ 45001 -  50000                 $47,599        $3,395                   4.20
  $ 50001 -  75000                 $62,459        $5,498                   4.23
  $ 75001 - 100000                 $85,960        $9,061                   4.76
  $100001 - 250000                $132,164       $19,156                   4.98
  OVER $250,000                   $635,177      $185,125                   4.83

                    ______________________________________________________________
  TOTAL                            $78,306       $11,321                   3.78
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GARLAND UT
                        _________________________________________________
  UNDER $1              10       $-628,246          $145     -0.02           40
  $     1  -  5000      54        $175,306        $1,756      1.00           64
  $  5001 -  10000      54        $412,755        $9,333      2.26           90
  $ 10001 -  15000      69        $860,497       $24,668      2.87          141
  $ 15001 -  20000      65      $1,155,785       $56,840      4.92          161
  $ 20001 -  25000      82      $1,847,534      $113,723      6.16          217
  $ 25001 -  30000      81      $2,216,434      $149,151      6.73          254
  $ 30001 -  35000      69      $2,228,654      $153,010      6.87          264
  $ 35001 -  40000      62      $2,326,529      $180,439      7.76          242
  $ 40001 -  45000      64      $2,698,094      $218,569      8.10          271
  $ 45001 -  50000      47      $2,239,527      $203,710      9.10          182
  $ 50001 -  75000     171     $10,265,146    $1,018,833      9.93          752
  $ 75001 - 100000      47      $3,982,109      $493,565     12.39          196
  OVER $100,000         13      $1,910,831      $333,370     17.45           58

                    ______________________________________________________________
  TOTAL                888     $31,690,955    $2,957,112      9.33         2932
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -2.0           0.0                    1.4
  $     1  -  5000     6.1             0.6           0.1                    2.2
  $  5001 -  10000     6.1             1.3           0.3                    3.1
  $ 10001 -  15000     7.8             2.7           0.8                    4.8
  $ 15001 -  20000     7.3             3.6           1.9                    5.5
  $ 20001 -  25000     9.2             5.8           3.8                    7.4
  $ 25001 -  30000     9.1             7.0           5.0                    8.7
  $ 30001 -  35000     7.8             7.0           5.2                    9.0
  $ 35001 -  40000     7.0             7.3           6.1                    8.3
  $ 40001 -  45000     7.2             8.5           7.4                    9.2
  $ 45001 -  50000     5.3             7.1           6.9                    6.2
  $ 50001 -  75000    19.3            32.4          34.5                   25.6
  $ 75001 - 100000     5.3            12.6          16.7                    6.7
  OVER $100,000        1.5             6.0          11.3                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-62,825           $15                   4.00
  $     1  -  5000                  $3,246           $33                   1.19
  $  5001 -  10000                  $7,644          $173                   1.67
  $ 10001 -  15000                 $12,471          $358                   2.04
  $ 15001 -  20000                 $17,781          $874                   2.48
  $ 20001 -  25000                 $22,531        $1,387                   2.65
  $ 25001 -  30000                 $27,363        $1,841                   3.14
  $ 30001 -  35000                 $32,299        $2,218                   3.83
  $ 35001 -  40000                 $37,525        $2,910                   3.90
  $ 40001 -  45000                 $42,158        $3,415                   4.23
  $ 45001 -  50000                 $47,650        $4,334                   3.87
  $ 50001 -  75000                 $60,030        $5,958                   4.40
  $ 75001 - 100000                 $84,726       $10,501                   4.17
  OVER $100,000                   $146,987       $25,644                   4.46

                    ______________________________________________________________
  TOTAL                            $35,688        $3,330                   3.30
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      GRANTSVILLE
                        _________________________________________________
  UNDER $ 5,000        121        $232,235        $5,121      2.21          123
  $  5001 -  10000     120        $925,529       $18,387      1.99          191
  $ 10001 -  15000     160      $2,026,133       $76,709      3.79          293
  $ 15001 -  20000     155      $2,710,587      $137,365      5.07          352
  $ 20001 -  25000     142      $3,175,012      $192,659      6.07          367
  $ 25001 -  30000     162      $4,449,370      $325,977      7.33          439
  $ 30001 -  35000     131      $4,237,403      $340,614      8.04          388
  $ 35001 -  40000     137      $5,122,916      $430,749      8.41          459
  $ 40001 -  45000     108      $4,593,463      $407,365      8.87          382
  $ 45001 -  50000     116      $5,509,459      $512,990      9.31          409
  $ 50001 -  75000     340     $20,511,816    $2,119,174     10.33         1321
  $ 75001 - 100000     109      $9,182,471    $1,117,028     12.16          470
  OVER $100,000         29      $3,625,212      $613,914     16.93          105

                    ______________________________________________________________
  TOTAL               1830     $66,301,606    $6,298,052      9.50         5299
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        6.6             0.4           0.1                    2.3
  $  5001 -  10000     6.6             1.4           0.3                    3.6
  $ 10001 -  15000     8.7             3.1           1.2                    5.5
  $ 15001 -  20000     8.5             4.1           2.2                    6.6
  $ 20001 -  25000     7.8             4.8           3.1                    6.9
  $ 25001 -  30000     8.9             6.7           5.2                    8.3
  $ 30001 -  35000     7.2             6.4           5.4                    7.3
  $ 35001 -  40000     7.5             7.7           6.8                    8.7
  $ 40001 -  45000     5.9             6.9           6.5                    7.2
  $ 45001 -  50000     6.3             8.3           8.1                    7.7
  $ 50001 -  75000    18.6            30.9          33.6                   24.9
  $ 75001 - 100000     6.0            13.8          17.7                    8.9
  OVER $100,000        1.6             5.5           9.7                    2.0

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                     $1,919           $42                   1.02
  $  5001 -  10000                  $7,713          $153                   1.59
  $ 10001 -  15000                 $12,663          $479                   1.83
  $ 15001 -  20000                 $17,488          $886                   2.27
  $ 20001 -  25000                 $22,359        $1,357                   2.58
  $ 25001 -  30000                 $27,465        $2,012                   2.71
  $ 30001 -  35000                 $32,347        $2,600                   2.96
  $ 35001 -  40000                 $37,394        $3,144                   3.35
  $ 40001 -  45000                 $42,532        $3,772                   3.54
  $ 45001 -  50000                 $47,495        $4,422                   3.53
  $ 50001 -  75000                 $60,329        $6,233                   3.89
  $ 75001 - 100000                 $84,243       $10,248                   4.31
  OVER $100,000                   $125,007       $21,169                   3.62

                    ______________________________________________________________
  TOTAL                            $36,230        $3,442                   2.90
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HEBER CITY UT
                        _________________________________________________
  UNDER $1              14       $-553,133        $3,338     -0.60           38
  $     1  -  5000     178        $477,684        $2,000      0.42          165
  $  5001 -  10000     197      $1,501,950       $29,296      1.95          294
  $ 10001 -  15000     228      $2,859,840       $97,904      3.42          457
  $ 15001 -  20000     242      $4,205,566      $207,837      4.94          531
  $ 20001 -  25000     200      $4,464,573      $267,610      5.99          514
  $ 25001 -  30000     183      $5,033,044      $351,105      6.98          509
  $ 30001 -  35000     213      $6,933,028      $507,534      7.32          678
  $ 35001 -  40000     184      $6,888,668      $534,590      7.76          633
  $ 40001 -  45000     173      $7,337,691      $585,902      7.98          644
  $ 45001 -  50000     156      $7,380,768      $570,256      7.73          625
  $ 50001 -  75000     464     $27,997,721    $2,631,310      9.40         1810
  $ 75001 - 100000     157     $13,414,470    $1,576,790     11.75          658
  $100001 - 250000     108     $14,426,390    $2,278,109     15.79          448
  OVER $250,000         20      $9,820,878    $2,704,529     27.54           90

                    ______________________________________________________________
  TOTAL               2717    $112,189,138   $12,348,110     11.01         8094
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.5            -0.5           0.0                    0.5
  $     1  -  5000     6.6             0.4           0.0                    2.0
  $  5001 -  10000     7.3             1.3           0.2                    3.6
  $ 10001 -  15000     8.4             2.5           0.8                    5.6
  $ 15001 -  20000     8.9             3.7           1.7                    6.6
  $ 20001 -  25000     7.4             4.0           2.2                    6.4
  $ 25001 -  30000     6.7             4.5           2.8                    6.3
  $ 30001 -  35000     7.8             6.2           4.1                    8.4
  $ 35001 -  40000     6.8             6.1           4.3                    7.8
  $ 40001 -  45000     6.4             6.5           4.7                    8.0
  $ 45001 -  50000     5.7             6.6           4.6                    7.7
  $ 50001 -  75000    17.1            25.0          21.3                   22.4
  $ 75001 - 100000     5.8            12.0          12.8                    8.1
  $100001 - 250000     4.0            12.9          18.4                    5.5
  OVER $250,000        0.7             8.8          21.9                    1.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-39,510          $238                   2.71
  $     1  -  5000                  $2,684           $11                   0.93
  $  5001 -  10000                  $7,624          $149                   1.49
  $ 10001 -  15000                 $12,543          $429                   2.00
  $ 15001 -  20000                 $17,378          $859                   2.19
  $ 20001 -  25000                 $22,323        $1,338                   2.57
  $ 25001 -  30000                 $27,503        $1,919                   2.78
  $ 30001 -  35000                 $32,549        $2,383                   3.18
  $ 35001 -  40000                 $37,438        $2,905                   3.44
  $ 40001 -  45000                 $42,414        $3,387                   3.72
  $ 45001 -  50000                 $47,313        $3,655                   4.01
  $ 50001 -  75000                 $60,340        $5,671                   3.90
  $ 75001 - 100000                 $85,442       $10,043                   4.19
  $100001 - 250000                $133,578       $21,094                   4.15
  OVER $250,000                   $491,044      $135,226                   4.50

                    ______________________________________________________________
  TOTAL                            $41,292        $4,545                   2.98
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HELPER UT
                        _________________________________________________
  UNDER $1              14       $-185,363           $86     -0.05           26
  $     1  -  5000      97        $272,891        $1,022      0.37          122
  $  5001 -  10000     127        $968,552       $15,451      1.60          208
  $ 10001 -  15000     134      $1,690,009       $83,321      4.93          236
  $ 15001 -  20000     114      $1,981,620       $96,140      4.85          253
  $ 20001 -  25000      89      $1,974,157      $121,823      6.17          229
  $ 25001 -  30000      91      $2,510,110      $194,158      7.74          243
  $ 30001 -  35000      77      $2,503,744      $209,858      8.38          229
  $ 35001 -  40000      77      $2,898,578      $266,019      9.18          231
  $ 40001 -  45000      73      $3,098,534      $297,946      9.62          215
  $ 45001 -  50000      69      $3,280,612      $332,931     10.15          228
  $ 50001 -  75000     262     $16,186,721    $1,899,920     11.74          928
  $ 75001 - 100000      66      $5,716,017      $789,755     13.82          263
  $100001 - 250000      33      $3,989,672      $658,496     16.51          144

                    ______________________________________________________________
  TOTAL               1323     $46,885,854    $4,966,926     10.59         3555
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             1.1            -0.4           0.0                    0.7
  $     1  -  5000     7.3             0.6           0.0                    3.4
  $  5001 -  10000     9.6             2.1           0.3                    5.9
  $ 10001 -  15000    10.1             3.6           1.7                    6.6
  $ 15001 -  20000     8.6             4.2           1.9                    7.1
  $ 20001 -  25000     6.7             4.2           2.5                    6.4
  $ 25001 -  30000     6.9             5.4           3.9                    6.8
  $ 30001 -  35000     5.8             5.3           4.2                    6.4
  $ 35001 -  40000     5.8             6.2           5.4                    6.5
  $ 40001 -  45000     5.5             6.6           6.0                    6.0
  $ 45001 -  50000     5.2             7.0           6.7                    6.4
  $ 50001 -  75000    19.8            34.5          38.3                   26.1
  $ 75001 - 100000     5.0            12.2          15.9                    7.4
  $100001 - 250000     2.5             8.5          13.3                    4.1

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-13,240            $6                   1.86
  $     1  -  5000                  $2,813           $11                   1.26
  $  5001 -  10000                  $7,626          $122                   1.64
  $ 10001 -  15000                 $12,612          $622                   1.76
  $ 15001 -  20000                 $17,383          $843                   2.22
  $ 20001 -  25000                 $22,182        $1,369                   2.57
  $ 25001 -  30000                 $27,584        $2,134                   2.67
  $ 30001 -  35000                 $32,516        $2,725                   2.97
  $ 35001 -  40000                 $37,644        $3,455                   3.00
  $ 40001 -  45000                 $42,446        $4,081                   2.95
  $ 45001 -  50000                 $47,545        $4,825                   3.30
  $ 50001 -  75000                 $61,781        $7,252                   3.54
  $ 75001 - 100000                 $86,606       $11,966                   3.98
  $100001 - 250000                $120,899       $19,954                   4.36

                    ______________________________________________________________
  TOTAL                            $35,439        $3,754                   2.69
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HIGHLAND UT
                        _________________________________________________
  UNDER $1              10       $-333,098            $0      0.00           42
  $     1  -  5000      74        $211,879        $2,154      1.02           38
  $  5001 -  10000      67        $520,292       $16,750      3.22          111
  $ 10001 -  15000      79        $999,342       $35,466      3.55          169
  $ 15001 -  20000      60      $1,059,606       $43,242      4.08          159
  $ 20001 -  25000      55      $1,231,196       $71,585      5.81          153
  $ 25001 -  30000      31        $843,269       $42,609      5.05           86
  $ 30001 -  35000      50      $1,629,654       $98,637      6.05          176
  $ 35001 -  40000      67      $2,499,865      $160,627      6.43          284
  $ 40001 -  45000      60      $2,551,420      $156,573      6.14          277
  $ 45001 -  50000      74      $3,504,952      $231,349      6.60          346
  $ 50001 -  75000     354     $21,935,955    $1,762,388      8.03         1708
  $ 75001 - 100000     193     $16,697,814    $1,741,848     10.43          965
  $100001 - 250000     193     $26,050,933    $3,831,190     14.71         1070
  OVER $250,000         29     $17,109,179    $5,152,202     30.11          152

                    ______________________________________________________________
  TOTAL               1396     $96,512,258   $13,346,620     13.83         5736
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $1             0.7            -0.3           0.0                    0.7
  $     1  -  5000     5.3             0.2           0.0                    0.7
  $  5001 -  10000     4.8             0.5           0.1                    1.9
  $ 10001 -  15000     5.7             1.0           0.3                    2.9
  $ 15001 -  20000     4.3             1.1           0.3                    2.8
  $ 20001 -  25000     3.9             1.3           0.5                    2.7
  $ 25001 -  30000     2.2             0.9           0.3                    1.5
  $ 30001 -  35000     3.6             1.7           0.7                    3.1
  $ 35001 -  40000     4.8             2.6           1.2                    5.0
  $ 40001 -  45000     4.3             2.6           1.2                    4.8
  $ 45001 -  50000     5.3             3.6           1.7                    6.0
  $ 50001 -  75000    25.4            22.7          13.2                   29.8
  $ 75001 - 100000    13.8            17.3          13.1                   16.8
  $100001 - 250000    13.8            27.0          28.7                   18.7
  OVER $250,000        2.1            17.7          38.6                    2.6

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $1                        $-33,310            $0                   4.20
  $     1  -  5000                  $2,863           $29                   0.51
  $  5001 -  10000                  $7,766          $250                   1.66
  $ 10001 -  15000                 $12,650          $449                   2.14
  $ 15001 -  20000                 $17,660          $721                   2.65
  $ 20001 -  25000                 $22,385        $1,302                   2.78
  $ 25001 -  30000                 $27,202        $1,374                   2.77
  $ 30001 -  35000                 $32,593        $1,973                   3.52
  $ 35001 -  40000                 $37,311        $2,397                   4.24
  $ 40001 -  45000                 $42,524        $2,610                   4.62
  $ 45001 -  50000                 $47,364        $3,126                   4.68
  $ 50001 -  75000                 $61,966        $4,978                   4.82
  $ 75001 - 100000                 $86,517        $9,025                   5.00
  $100001 - 250000                $134,979       $19,851                   5.54
  OVER $250,000                   $589,972      $177,662                   5.24

                    ______________________________________________________________
  TOTAL                            $69,135        $9,561                   4.11
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HILL AFB UT
                        _________________________________________________
  $     1  -  5000      40        $123,993        $1,712      1.38           14
  $  5001 -  10000     235      $1,864,799       $55,140      2.96          245
  $ 10001 -  15000     336      $4,142,367      $201,500      4.86          591
  $ 15001 -  20000     248      $4,360,250      $158,700      3.64          727
  $ 20001 -  25000     222      $4,968,442      $231,414      4.66          758
  $ 25001 -  30000     195      $5,354,603      $308,665      5.76          743
  $ 30001 -  35000     119      $3,841,596      $268,027      6.98          442
  $ 35001 -  40000      99      $3,695,171      $304,586      8.24          354
  $ 40001 -  45000      76      $3,209,926      $286,643      8.93          286
  $ 45001 -  50000      40      $1,892,473      $166,849      8.82          168
  $ 50001 -  75000      63      $3,805,070      $438,933     11.54          234
  $ 75001 - 250000      20      $1,741,417      $284,199     16.32           70

                    ______________________________________________________________
  TOTAL               1693     $39,000,107    $2,706,368      6.94         4632
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  $     1  -  5000     2.4             0.3           0.1                    0.3
  $  5001 -  10000    13.9             4.8           2.0                    5.3
  $ 10001 -  15000    19.8            10.6           7.4                   12.8
  $ 15001 -  20000    14.6            11.2           5.9                   15.7
  $ 20001 -  25000    13.1            12.7           8.6                   16.4
  $ 25001 -  30000    11.5            13.7          11.4                   16.0
  $ 30001 -  35000     7.0             9.9           9.9                    9.5
  $ 35001 -  40000     5.8             9.5          11.3                    7.6
  $ 40001 -  45000     4.5             8.2          10.6                    6.2
  $ 45001 -  50000     2.4             4.9           6.2                    3.6
  $ 50001 -  75000     3.7             9.8          16.2                    5.1
  $ 75001 - 250000     1.2             4.5          10.5                    1.5

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  $     1  -  5000                  $3,100           $43                   0.35
  $  5001 -  10000                  $7,935          $235                   1.04
  $ 10001 -  15000                 $12,328          $600                   1.76
  $ 15001 -  20000                 $17,582          $640                   2.93
  $ 20001 -  25000                 $22,380        $1,042                   3.41
  $ 25001 -  30000                 $27,460        $1,583                   3.81
  $ 30001 -  35000                 $32,282        $2,252                   3.71
  $ 35001 -  40000                 $37,325        $3,077                   3.58
  $ 40001 -  45000                 $42,236        $3,772                   3.76
  $ 45001 -  50000                 $47,312        $4,171                   4.20
  $ 50001 -  75000                 $60,398        $6,967                   3.71
  $ 75001 - 250000                 $87,071       $14,210                   3.50

                    ______________________________________________________________
  TOTAL                            $23,036        $1,599                   2.74
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOLLADAY UT
                        _________________________________________________
  UNDER $ 5,000         62       $-250,933          $990     -0.39           58
  $  5001 -  10000     102        $784,423       $17,206      2.19          141
  $ 10001 -  15000     125      $1,609,187       $80,919      5.03          195
  $ 15001 -  20000     166      $2,884,531      $195,706      6.78          281
  $ 20001 -  25000     125      $2,784,370      $214,135      7.69          252
  $ 25001 -  30000     106      $2,915,944      $261,997      8.98          196
  $ 30001 -  35000      76      $2,488,685      $242,256      9.73          163
  $ 35001 -  40000      75      $2,805,795      $274,945      9.80          180
  $ 40001 -  45000      73      $3,085,293      $324,143     10.51          189
  $ 45001 -  50000      63      $2,993,407      $310,579     10.38          171
  $ 50001 -  75000     133      $8,114,148      $942,883     11.62          373
  $ 75001 - 100000      74      $6,337,951      $856,828     13.52          268
  $100001 - 250000      53      $7,677,542    $1,280,714     16.68          226
  OVER $250,000         17     $12,325,987    $3,957,421     32.11           64

                    ______________________________________________________________
  TOTAL               1250     $56,556,330    $8,960,722     15.84         2757
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        5.0            -0.4           0.0                    2.1
  $  5001 -  10000     8.2             1.4           0.2                    5.1
  $ 10001 -  15000    10.0             2.8           0.9                    7.1
  $ 15001 -  20000    13.3             5.1           2.2                   10.2
  $ 20001 -  25000    10.0             4.9           2.4                    9.1
  $ 25001 -  30000     8.5             5.2           2.9                    7.1
  $ 30001 -  35000     6.1             4.4           2.7                    5.9
  $ 35001 -  40000     6.0             5.0           3.1                    6.5
  $ 40001 -  45000     5.8             5.5           3.6                    6.9
  $ 45001 -  50000     5.0             5.3           3.5                    6.2
  $ 50001 -  75000    10.6            14.3          10.5                   13.5
  $ 75001 - 100000     5.9            11.2           9.6                    9.7
  $100001 - 250000     4.2            13.6          14.3                    8.2
  OVER $250,000        1.4            21.8          44.2                    2.3

                    ______________________________________________________________
  TOTAL              100.0           100.0         100.0                  100.0
                    ______________________________________________________________
                                   C. AVERAGE PER RETURN
  UNDER $ 5,000                    $-4,047           $16                   0.94
  $  5001 -  10000                  $7,690          $169                   1.38
  $ 10001 -  15000                 $12,873          $647                   1.56
  $ 15001 -  20000                 $17,377        $1,179                   1.69
  $ 20001 -  25000                 $22,275        $1,713                   2.02
  $ 25001 -  30000                 $27,509        $2,472                   1.85
  $ 30001 -  35000                 $32,746        $3,188                   2.14
  $ 35001 -  40000                 $37,411        $3,666                   2.40
  $ 40001 -  45000                 $42,264        $4,440                   2.59
  $ 45001 -  50000                 $47,514        $4,930                   2.71
  $ 50001 -  75000                 $61,009        $7,089                   2.80
  $ 75001 - 100000                 $85,648       $11,579                   3.62
  $100001 - 250000                $144,859       $24,164                   4.26
  OVER $250,000                   $725,058      $232,789                   3.76

                    ______________________________________________________________
  TOTAL                            $45,245        $7,169                   2.21
                    ______________________________________________________________
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS
          ## EXCLUDES OLD AGE AND BLIND EXEMPTIONS, PROXY FOR POPULATION




****************************SUMMARY OF 1996 HOUSEHOLD INCOME***************************
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *
*  INCOME CLASS     RETURNS      INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *
***************************************************************************************
 GO TO TOC      HOOPER UT
                        _________________________________________________
  UNDER $ 5,000         65        $-19,242        $6,433     -33.4           64
  $  5001 -  10000      87        $645,091       $16,717      2.59           98
  $ 10001 -  15000      74        $938,456       $30,740      3.28          156
  $ 15001 -  20000     103      $1,796,638       $93,819      5.22          216
  $ 20001 -  25000      94      $2,128,545      $125,849      5.91          235
  $ 25001 -  30000      95      $2,613,249      $191,233      7.32          248
  $ 30001 -  35000      92      $3,006,997      $235,004      7.82          264
  $ 35001 -  40000     108      $4,063,445      $329,791      8.12          330
  $ 40001 -  45000      97      $4,114,402      $350,817      8.53          336
  $ 45001 -  50000     119      $5,669,359      $485,971      8.57          459
  $ 50001 -  75000     471     $28,649,013    $2,809,437      9.81         1785
  $ 75001 - 100000     169     $14,418,523    $1,736,176     12.04          692
  OVER $100,000         74     $11,622,534    $2,163,548     18.62          359

                    ______________________________________________________________
  TOTAL               1648     $79,647,010    $8,575,535     10.77         5242
                    ______________________________________________________________
                                   B. PERCENTAGE DISTRIBUTION
  UNDER $ 5,000        3.9            -0.0           0.1                    1.2
  $  5001 -  10000     5.3             0.8           0.2                    1.9
  $ 10001 -  15000     4.5             1.2           0.4                    3.0
  $ 15001 -  20000     6.3             2.3           1.1                    4.1
  $ 20001 -  25000     5.7             2.7           1.5                    4.5
  $ 25001 -  30000     5.8             3.3           2.2                    4.7
  $ 30001 -  35000     5.6             3.8           2.7                    5.0
  $ 35001 -  40000     6.6             5.1           3.8                    6.3
  $ 40001 -  45000     5.9             5.2           4.1                    6.4
  $ 45001 -  50000     7.2             7.1           5.7